TRI POINTE HOMES, INC., 10-K filed on 2/26/2026
Annual Report
v3.25.4
Cover - USD ($)
12 Months Ended
Dec. 31, 2025
Feb. 10, 2026
Jun. 30, 2025
Cover [Abstract]      
Document Type 10-K    
Document Annual Report true    
Document Period End Date Dec. 31, 2025    
Current Fiscal Year End Date --12-31    
Document Transition Report false    
Entity File Number 1-35796    
Entity Registrant Name Tri Pointe Homes, Inc.    
Entity Incorporation, State or Country Code DE    
Entity Tax Identification Number 61-1763235    
Entity Address, Address Line One 940 Southwood Blvd    
Entity Address, Address Line Two Suite 200    
Entity Address, City or Town Incline Village    
Entity Address, State or Province NV    
Entity Address, Postal Zip Code 89451    
City Area Code 775    
Local Phone Number 413-1030    
Title of 12(b) Security Common Stock, par value $0.01 per share    
Trading Symbol TPH    
Security Exchange Name NYSE    
Entity Well-known Seasoned Issuer Yes    
Entity Voluntary Filers No    
Entity Current Reporting Status Yes    
Entity Interactive Data Current Yes    
Entity Filer Category Large Accelerated Filer    
Entity Small Business false    
Entity Emerging Growth Company false    
ICFR Auditor Attestation Flag true    
Document Financial Statement Error Correction Flag false    
Entity Shell Company false    
Entity Public Float     $ 2,719,988,775
Entity Common Stock, Shares Outstanding   84,479,735  
Documents Incorporated by Reference Portions from the registrant’s proxy statement relating to its 2026 annual meeting of stockholders are incorporated by reference into Part III, Items 10, 11, 12, 13 and 14.    
Amendment Flag false    
Document Fiscal Year Focus 2025    
Document Fiscal Period Focus FY    
Entity Central Index Key 0001561680    
v3.25.4
Audit Information
12 Months Ended
Dec. 31, 2025
Audit Information [Abstract]  
Auditor Name Ernst & Young LLP
Auditor Location Irvine, California
Auditor Firm ID 42
v3.25.4
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Assets    
Cash and cash equivalents $ 982,814 $ 970,045
Receivables, net 147,250 111,613
Real estate inventories 3,178,248 3,153,459
Investments in unconsolidated entities 183,075 173,924
Mortgage loans held for sale 98,514 115,001
Goodwill and other intangible assets, net 156,603 156,603
Deferred tax assets, net 43,132 45,975
Other assets 187,899 164,495
Total assets 4,977,535 4,891,115
Liabilities    
Accounts payable 41,693 68,228
Accrued expenses and other liabilities 425,289 465,563
Loans payable 456,468 270,970
Senior notes, net 647,586 646,534
Mortgage repurchase facilities 90,570 104,098
Total liabilities 1,661,606 1,555,393
Commitments and contingencies (Note 13)
Stockholders’ Equity:    
Preferred stock, $0.01 par value, 50,000,000 shares authorized; no shares    issued and outstanding as of December 31, 2025 and 2024, respectively 0 0
Common stock, $0.01 par value, 500,000,000 shares authorized;    84,478,836 and 92,451,729 shares issued and outstanding at    December 31, 2025 and 2024, respectively 844 925
Additional paid-in capital 0 0
Retained earnings 3,314,990 3,334,785
Total stockholders’ equity 3,315,834 3,335,710
Noncontrolling interests 95 12
Total equity 3,315,929 3,335,722
Total liabilities and equity $ 4,977,535 $ 4,891,115
v3.25.4
CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares
Dec. 31, 2025
Dec. 31, 2024
Statement of Financial Position [Abstract]    
Preferred stock, par value (in dollars per share) $ 0.01 $ 0.01
Preferred stock authorized (in shares) 50,000,000 50,000,000
Preferred stock issued (in shares) 0 0
Preferred stock outstanding (in shares) 0 0
Common stock, par value (in dollars per share) $ 0.01 $ 0.01
Common stock authorized (in shares) 500,000,000 500,000,000
Common stock issued (in shares) 84,478,836 92,451,729
Common stock outstanding (in shares) 84,478,836 92,451,729
v3.25.4
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Revenue $ 3,470,704 $ 4,492,870 $ 3,715,204
Other operations expense 3,174 3,061 2,894
Sales and marketing 193,784 216,518 184,388
General and administrative 230,070 256,038 217,994
Homebuilding income from operations 301,813 576,867 428,010
Equity in income (loss) of unconsolidated entities 2,526 361 (97)
Other income, net 29,439 39,640 39,446
Income before income taxes 333,778 616,868 467,359
Provision for income taxes (92,785) (158,898) (118,164)
Net income 240,993 457,970 349,195
Net loss (income) attributable to noncontrolling interests 95 59 (5,493)
Net income available to common stockholders $ 241,088 $ 458,029 $ 343,702
Earnings per share      
Basic (in dollars per share) $ 2.73 $ 4.87 $ 3.48
Diluted (in dollars per share) $ 2.72 $ 4.83 $ 3.45
Weighted average shares outstanding      
Basic (in shares) 88,172,175 93,985,551 98,679,477
Diluted (in shares) 88,695,831 94,912,589 99,695,662
Homebuilding Operations      
Revenue $ 3,398,902 $ 4,422,673 $ 3,669,203
Other operations expense 3,174 3,061 2,894
Sales and marketing 193,784 216,518 184,388
General and administrative 230,070 256,038 217,994
Homebuilding income from operations 284,633 552,584 413,331
Equity in income (loss) of unconsolidated entities 2,526 361 (97)
Other income, net 29,439 39,640 39,446
Homebuilding income before income taxes 316,598 592,585 452,680
Financial Services      
Revenue 71,802 70,197 46,001
Expenses 54,622 45,914 31,322
Equity in income of unconsolidated entities 0 0  
Financial services income before income taxes 17,180 24,283 14,679
Home sales revenue      
Cost of home, land and lot sales 2,657,351 3,363,881 2,838,513
Home sales revenue | Homebuilding Operations      
Revenue 3,363,814 4,386,447 3,654,035
Cost of home, land and lot sales 2,657,351 3,363,881 2,838,513
Land and lot sales revenue      
Cost of home, land and lot sales 29,890 30,591 12,083
Land and lot sales revenue | Homebuilding Operations      
Revenue 31,844 33,064 12,197
Cost of home, land and lot sales 29,890 30,591 12,083
Other operations revenue | Homebuilding Operations      
Revenue $ 3,244 $ 3,162 $ 2,971
v3.25.4
CONSOLIDATED STATEMENTS OF EQUITY - USD ($)
$ in Thousands
Total
Total Stockholders’ Equity
Common Stock
Additional Paid-in Capital
Retained Earnings
Noncontrolling Interests
Beginning balance (in shares) at Dec. 31, 2022     101,017,708      
Beginning balance at Dec. 31, 2022 $ 2,836,531 $ 2,832,389 $ 1,010 $ 3,685 $ 2,827,694 $ 4,142
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Net income 349,195 343,702     343,702 5,493
Shares issued under share-based awards (in shares)     814,079      
Shares issued under share-based awards, net 870 870 $ 8 862    
Tax withholding paid on behalf of employees for share-based awards (9,806) (9,806)   (9,806)    
Stock-based compensation expense 19,919 19,919   19,919    
Share repurchases (in shares)     (6,301,275)      
Share repurchases (176,116) (176,116) $ (63) (176,053)    
Distributions to noncontrolling    interests, net (6,955)         (6,955)
Reclass the negative APIC to retained earnings 0     161,393 (161,393)  
Ending balance (in shares) at Dec. 31, 2023     95,530,512      
Ending balance at Dec. 31, 2023 3,013,638 3,010,958 $ 955 0 3,010,003 2,680
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Net income 457,970 458,029     458,029 (59)
Shares issued under share-based awards (in shares)     885,754      
Shares issued under share-based awards, net 1,040 1,040 $ 8 1,032    
Tax withholding paid on behalf of employees for share-based awards (18,751) (18,751)   (18,751)    
Stock-based compensation expense 33,509 33,509   33,509    
Share repurchases (in shares)     (3,964,537)      
Share repurchases (147,807) (147,807) $ (38) (147,769)    
Distributions to noncontrolling    interests, net (2,609)         (2,609)
Acquisition of joint venture minority interest (1,268) (1,268)   (1,268)    
Reclass the negative APIC to retained earnings $ 0     133,247 (133,247)  
Ending balance (in shares) at Dec. 31, 2024 92,451,729   92,451,729      
Ending balance at Dec. 31, 2024 $ 3,335,722 3,335,710 $ 925 0 3,334,785 12
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Net income 240,993 241,088     241,088 (95)
Shares issued under share-based awards (in shares)     577,929      
Shares issued under share-based awards, net 0   $ 6 (6)    
Tax withholding paid on behalf of employees for share-based awards (11,815) (11,815)   (11,815)    
Stock-based compensation expense 30,829 30,829   30,829    
Share repurchases (in shares)     (8,550,822)      
Share repurchases (279,931) (279,931) $ (87) (279,844)    
Acquisition of joint venture minority interest 131 (47)     (47) 178
Reclass the negative APIC to retained earnings $ 0     260,836 (260,836)  
Ending balance (in shares) at Dec. 31, 2025 84,478,836   84,478,836      
Ending balance at Dec. 31, 2025 $ 3,315,929 $ 3,315,834 $ 844 $ 0 $ 3,314,990 $ 95
v3.25.4
CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities:      
Net income $ 240,993 $ 457,970 $ 349,195
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 30,269 31,018 26,852
Equity in loss (income) of unconsolidated entities, net (2,526) (361) 97
Deferred income taxes, net 2,843 (7,978) (3,145)
Amortization of stock-based compensation 30,829 33,509 19,919
Charges for impairments and lot option abandonments 36,399 4,157 14,157
Fair value adjustment on mortgage loans held for sale 356 (1,169) 0
Gain on increase in carrying amount of investment 0 (3,495) 0
Returns on investments in unconsolidated entities, net 3,044 0 0
Changes in assets and liabilities:      
Real estate inventories (74,771) 182,723 (172,726)
Mortgage loans held for sale 16,131 (113,832) 0
Receivables (35,637) 113,023 (55,187)
Other assets (7,646) (13,947) 5,434
Accounts payable (26,404) 3,395 2,509
Accrued expenses and other liabilities (52,420) 11,049 8,156
Net cash provided by operating activities 161,460 696,062 195,261
Cash flows from investing activities:      
Purchases of property and equipment (32,916) (23,298) (25,376)
Proceeds from sale of property and equipment 0 717 0
Investments in unconsolidated entities (46,260) (73,189) (16,969)
Distributions from unconsolidated entities 33,357 32,317 15,927
Net cash used in investing activities (45,819) (63,453) (26,418)
Cash flows from financing activities:      
Borrowings from debt 201,600 420 910
Repayment of debt (16,102) (467,787) 0
Debt issuance costs (5,251) (1) (14)
Borrowings on mortgage repurchase facilities 1,497,185 633,128 0
Repayments on mortgage repurchase facilities (1,510,713) (529,030) 0
Proceeds from land bank financing arrangement 19,576 0 0
Distributions to noncontrolling interests 0 (3,877) (6,955)
Proceeds from issuance of common stock under share-based    awards 0 1,040 870
Tax withholding paid on behalf of employees for share-based awards (11,815) (18,751) (9,806)
Share repurchases (277,352) (146,659) (174,559)
Net cash used in financing activities (102,872) (531,517) (189,554)
Net increase (decrease) in cash and cash equivalents 12,769 101,092 (20,711)
Cash and cash equivalents - beginning of year 970,045 868,953 889,664
Cash and cash equivalents - end of year $ 982,814 $ 970,045 $ 868,953
v3.25.4
Organization and Summary of Significant Accounting Policies
12 Months Ended
Dec. 31, 2025
Accounting Policies [Abstract]  
Organization and Summary of Significant Accounting Policies Organization and Summary of Significant Accounting Policies
Organization
Tri Pointe is engaged in the design, construction and sale of innovative single-family attached and detached homes across twelve states, including Arizona, California, Colorado, Maryland, Nevada, North Carolina, South Carolina, Texas, Utah, Virginia, and Washington, and the District of Columbia. In April 2024, we announced our expansion into Orlando, Florida, and the Coastal Carolinas area, which includes parts of Georgia and South Carolina. As of December 31, 2025, we had not yet commenced significant homebuilding operations in these new markets.
Basis of Presentation
The accompanying financial statements have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) as contained within the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”).
The consolidated financial statements include the accounts of the Company, its wholly owned subsidiaries as well as other entities in which the Company has a controlling interest and variable interest entities (“VIEs”) in which the Company is the primary beneficiary. The noncontrolling interests as of December 31, 2025 and 2024 represent the outside owners’ interests in the Company’s consolidated entities and the net equity of the VIE owners. All significant intercompany accounts have been eliminated upon consolidation.
Unless the context otherwise requires, the terms “Tri Pointe”, “the Company”, “we”, “us” or “our” used herein refer to Tri Pointe Homes, Inc., a Delaware corporation, and its consolidated subsidiaries.
Reclassifications
Certain amounts for prior years have been reclassified to conform to the current period presentation.
Use of Estimates
Our financial statements have been prepared in accordance with GAAP. The preparation of these financial statements requires our management to make estimates and judgments that affect the reported amounts of assets and liabilities and the disclosures of contingent liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from our estimates.
Subsequent Events
We evaluated subsequent events up until our consolidated financial statements were filed with the Securities and Exchange Commission.
Cash and Cash Equivalents and Concentration of Credit Risk
We define cash and cash equivalents as cash on hand, demand deposits with financial institutions, and short-term liquid investments with a maturity date of less than three months from the date of acquisition, including U.S. Treasury bills and government money-mark funds with maturities of 90 days or less when purchased. The Company’s cash balances exceed federally insurable limits. The Company monitors the cash balances in its operating accounts and adjusts the cash balances as appropriate; however, these cash balances could be impacted if the underlying financial institutions fail or are subject to other adverse conditions in the financial markets. To date, the Company has experienced no loss or lack of access to cash in its operating accounts.
Revenue Recognition
Disaggregation of Revenues
We generate revenues from a mix of homebuilding operations and financial services operations. Due to the nature of our revenue generating activities, the disaggregated revenue reported on our consolidated statement of operations, in conjunction with the revenues reported in our segment disclosure, is deemed sufficient to report revenue from contracts with customers in accordance with the disaggregation disclosure requirements of Accounting Standards Update 2014-09, Revenue from Contracts with Customers (Codified as “ASC 606”). We report total revenues in Note 2, Segment Information, which is fully comprised of our revenues from contracts with customers. While the total homebuilding revenues by segment include a mix of home sales revenue, land and lot sales revenue and other operations revenue, all material revenue amounts outside of home sales revenue are attributed to their respective homebuilding segments in the discussion below. Our consideration of disaggregated revenue consisted of a variety of facts and circumstances pertaining to our contracts with customers. These considerations included the nature, amounts, timing and other characteristics and economic factors present within each revenue line item appearing on our consolidated statement of operations. See below for further commentary regarding each of our revenue streams from contracts with customers.
Home sales revenue
We generate the majority of our total revenues from home sales, which consists of our core business operation of building and delivering completed homes to homebuyers. Home sales revenue and related profit is generally recognized when title to and possession of the home is transferred to the homebuyer at the home closing date. Our performance obligation to deliver the agreed-upon home is generally satisfied in less than one year from the original contract date. Included in home sales revenue are forfeited deposits, which occur when homebuyers cancel home purchase contracts that include a nonrefundable deposit. Both revenue from forfeited deposits and deferred revenue resulting from uncompleted performance obligations existing at the time we deliver new homes to our homebuyers are immaterial.
Financial services revenues
Tri Pointe Solutions is a reportable segment and is comprised of our Tri Pointe Connect mortgage financing operations, Tri Pointe Assurance title and escrow services operations, and Tri Pointe Advantage property and casualty insurance agency operations.
Mortgage financing operations
For the year ended December 31, 2023, our Tri Pointe Connect mortgage operations were conducted through a joint venture with an established mortgage lender. Tri Pointe Connect acted as a preferred mortgage loan broker to our homebuyers in all of the markets in which we operate, generating income from fees paid by third party lenders for the successful funding and closing of loans for homebuyers that originated through Tri Pointe Connect. For the year ended December 31, 2023, Tri Pointe Connect was fully consolidated in accordance with Accounting Standards Topic 810 (“ASC 810”), Consolidation, under the Financial Services section of our consolidated statements of operations, with the noncontrolling interest recorded on the consolidated statements of operations as net income attributable to noncontrolling interests.

Effective February 1, 2024, we acquired the minority equity interest in the joint venture, upon which Tri Pointe Connect became a wholly owned subsidiary of the Company. In connection with this transaction, Tri Pointe Connect expanded operations to include mortgage lending services to our homebuyers in all of the markets in which we operate and provide mortgage financing by utilizing funds made available pursuant to repurchase agreements with third party lenders and by utilizing our own funds. Tri Pointe Connect will retain the ability to act as a mortgage loan broker for our homebuyers that originate loans with third party lenders.

Revenues from mortgage financing operations primarily represent mortgage loan broker fees paid by third party lenders, fees earned on mortgage loan originations and the realized and unrealized gains and losses associated with the sales and changes in the fair value of mortgage loans held for sale. When we act as a mortgage loan broker and originate loans with third party lenders, mortgage loan broker fees and mortgage loan origination fees are recognized at the time the mortgage loans are funded. When we provide mortgage financing, we recognize fees on mortgage loan originations upon loan origination.
Mortgage loans held for sale
We intend to sell all of the loans we originate in the secondary market within a short period of time after origination. As of December 31, 2025, mortgage loans held for sale had an aggregate estimated fair value of $98.5 million and an aggregate outstanding principal balance of $97.7 million, compared to an aggregate estimated fair value of $115.0 million and an aggregate outstanding principal balance of $113.8 million as of December 31, 2024. For the year ended December 31, 2025, we recorded an unrealized loss of $356,000 related to mortgage loans held for sale, compared to an unrealized gain of $1.2 million for the year ended December 31, 2024.
Title and escrow services operations
Tri Pointe Assurance provides title examinations for our homebuyers in the Carolinas and both title examinations and escrow services for our homebuyers in Arizona, Colorado, the District of Columbia, Maryland, Nevada, Texas, Washington and Virginia. Additionally, Tri Pointe Assurance provides escrow services for certain of our homebuyers in California through a consolidated financial services joint venture that operates in the state. Tri Pointe Assurance is a wholly owned subsidiary of Tri Pointe and acts as a title agency for First American Title Insurance Company. Revenue from our title and escrow services operations is fully recognized at the time of the consummation of the home sales transaction, at which time no further performance obligations are left to be satisfied. Tri Pointe Assurance revenue is included in the Financial Services section of our consolidated statements of operations.
Property and casualty insurance agency operations
Tri Pointe Advantage is a wholly owned subsidiary of Tri Pointe and provides property and casualty insurance agency services that help facilitate the closing process in all of the markets in which we operate. The total consideration for these services, including renewal options, is estimated upon the issuance of the initial insurance policy, subject to constraint. Tri Pointe Advantage revenue is included in the Financial Services section of our consolidated statements of operations.
Real Estate Inventories and Cost of Sales
Real estate inventories consist of land, land under development, homes under construction, completed homes and model homes and are stated at cost, net of impairment losses. We capitalize direct carrying costs, including interest, property taxes and related development costs to inventories. Field construction supervision and related direct overhead are also included in the capitalized cost of inventories. Direct construction costs are specifically identified and allocated to homes while other common costs, such as land, land improvements and carrying costs, are allocated to homes within a community based upon their anticipated relative sales or fair value. In accordance with ASC Topic 835, Interest (“ASC 835”), homebuilding interest capitalized as a cost of inventories owned is included in costs of sales as related units or lots are sold. To the extent our debt exceeds our qualified assets as defined in ASC 835, we expense a portion of the interest incurred. Qualified assets represent projects that are actively under development. Homebuilding cost of sales is recognized at the same time revenue is recognized and is recorded based upon total estimated costs to be allocated to each home within a community. Any changes to the estimated costs are allocated to the remaining undelivered lots and homes within their respective community.
In determining the allocation of costs to a particular land parcel or individual home, we rely on project budgets that are based on a variety of assumptions, including assumptions about construction schedules and future costs to be incurred. Actual results could differ from budgeted amounts for various reasons, including construction delays, increases in costs that have not been committed or unforeseen issues encountered during construction that fall outside the scope of existing contracts, or costs that come in less than originally anticipated. While the actual results for a particular construction project are accurately reported over time, a variance between the budget and actual costs could result in the understatement or overstatement of costs and have a related impact on gross margins between reporting periods. To reduce the potential for such variances, we have procedures that have been applied on a consistent basis, including assessing and revising project budgets on a periodic basis, obtaining commitments from subcontractors and vendors for future costs to be incurred and utilizing the most recent information available to estimate costs.
If there are indicators of impairment, we perform a detailed budget and cash flow review of our real estate assets to determine whether the estimated remaining undiscounted future cash flows of the community are more or less than the asset’s carrying value. If the undiscounted cash flows are more than the asset’s carrying value, no impairment adjustment is required. However, if the undiscounted cash flows are less than the asset’s carrying value, the asset is deemed impaired and is written down to fair value. These impairment evaluations require us to make estimates and assumptions regarding future conditions, including timing and amounts of development costs and sales prices of real estate assets, to determine if expected future undiscounted cash flows will be sufficient to recover the asset’s carrying value.
When estimating undiscounted cash flows of a community, we make various assumptions, including: (i) expected sales prices, including the number of homes available, pricing and incentives being offered by us or other builders in other communities, and future sales price adjustments based on market and economic trends; (ii) expected sales pace and cancellation rates based on local housing market conditions, competition and historical trends; (iii) costs expended to date and expected to be incurred including, but not limited to, land and land development costs, home construction costs, interest costs, indirect construction and overhead costs, and selling costs; (iv) alternative product offerings that may be offered that could have an impact on sales pace, sales price and/or building costs; and (v) alternative uses for the property.
Many assumptions are interdependent and a change in one may require a corresponding change to other assumptions. For example, increasing or decreasing monthly sales absorption rates has a direct impact on the estimated per unit sales price of a home and the level of time sensitive costs (such as indirect construction, overhead and carrying costs). Depending on the underlying objective of the community, assumptions could have a significant impact on the projected cash flow analysis. For example, if our objective is to preserve operating margins, our cash flow analysis will be different than if the objective is to increase sales. These objectives may vary significantly from community to community and over time.
We perform a quarterly review for indicators of impairment. If assets are considered impaired, the impairment charge is determined by the amount the asset’s carrying value exceeds its fair value. Fair value is determined based on estimated future cash flows discounted for inherent risks associated with real estate assets. These discounted cash flows are impacted by expected risk based on estimated land development, construction and delivery timelines; market risk of price erosion; uncertainty of development or construction cost increases; and other risks specific to the asset or market conditions where the asset is located when assessment is made. These factors are specific to each community and may vary among communities. It is reasonably possible that changes in market conditions could change management’s estimates of future cash inflows and outflows, leading to future impairment charges. For the years ended December 31, 2025, 2024 and 2023, we recorded real estate inventory impairment charges of $31.1 million, zero, and $11.5 million, respectively.
Warranty Reserves
In the normal course of business, we incur warranty-related costs associated with homes that have been delivered to homebuyers. Estimated future direct warranty costs are accrued and charged to cost of sales in the period when the related home sales revenues are recognized while indirect warranty overhead salaries and related costs are charged to cost of sales in the period incurred. Factors that affect the warranty accruals include the number of homes delivered, historical and anticipated rates of warranty claims and cost per claim. Our primary assumption in estimating the amounts we accrue for warranty costs is that historical claims experience is a strong indicator of future claims experience. In addition, we maintain commercial general liability insurance designed to protect us against a portion of our risk of loss from warranty and construction-related claims, subject to self-insured retentions. We self-insure a portion of our overall risk through the use of a wholly-owned captive insurance subsidiary. We also generally require our subcontractors and design professionals to indemnify us for liabilities arising from their work, subject to various limitations. However, such indemnity is significantly limited with respect to subcontractors that are added to our commercial general liability insurance policy. 
Our warranty reserve is based on actuarial analysis that uses our historical claim and expense data, as well as industry data to estimate these overall costs. Key assumptions used in developing these estimates include weighting of industry data, claim frequencies, severities and resolution patterns, which can occur over an extended period of time. Our warranty reserve may also include an estimate of future fit and finish warranty claims to the extent not contemplated in the actuarial analysis. These estimates are subject to variability due to the length of time between the delivery of a home to a homebuyer and when a warranty or construction defect claim is made, and the ultimate resolution of such claim; uncertainties regarding such claims relative to our markets and the types of product we build; and legal or regulatory actions and/or interpretations, among other factors. Due to the degree of judgment involved and the potential for variability in these underlying assumptions, our actual future costs could differ from those estimated.
We also record expected recoveries from insurance carriers based on actual insurance claims made and actuarially determined amounts that depend on various factors, including, the above-described reserve estimates, our insurance policy coverage limits for the applicable policy years and historical recovery rates. Because of the inherent uncertainty and variability in these assumptions, our actual insurance recoveries could differ significantly from amounts currently estimated.
Investments in Unconsolidated Entities
We have investments in unconsolidated entities over which we have significant influence that we account for using the equity method with taxes provided on undistributed earnings. We record earnings and accrue taxes in the period that the earnings are recorded by our affiliates. Under the equity method, our share of the unconsolidated entities’ earnings or loss is included in equity in income (loss) of unconsolidated entities in the accompanying consolidated statements of operations. We evaluate our investments in unconsolidated entities for impairment when events and circumstances indicate that the carrying value of the investment has been impaired beyond a temporary period of time.
Variable Interest Entities
The Company accounts for variable interest entities in accordance with ASC Topic 810, Consolidation (“ASC 810”). Under ASC 810, a VIE is created when: (a) the equity investment at risk in the entity is not sufficient to permit
the entity to finance its activities without additional subordinated financial support provided by other parties, including the equity holders; (b) the entity’s equity holders as a group (i) lack the direct or indirect ability to make decisions about the entity, (ii) are not obligated to absorb expected losses of the entity or (iii) do not have the right to receive expected residual returns of the entity; or (c) the entity’s equity holders have voting rights that are not proportionate to their economic interests, and the activities of the entity involve, or are conducted on behalf of, the equity holder with disproportionately few voting rights. If an entity is deemed to be a VIE pursuant to ASC 810, the enterprise that has both (a) the power to direct the activities of a VIE that most significantly impact the entity’s economic performance and (b) the obligation to absorb the expected losses of the entity or right to receive benefits from the entity that could be potentially significant to the VIE is considered the primary beneficiary and must consolidate the VIE.
Under ASC 810, a deposit paid to an entity is deemed to be a variable interest that will absorb some or all of the entity’s expected losses if they occur. Our land purchase and lot option deposits generally represent our maximum exposure to the land seller if we elect not to purchase the optioned property. Therefore, whenever we enter into a land option or purchase contract with an entity and make a deposit, a VIE may have been created. In accordance with ASC 810, we perform ongoing reassessments of whether we are the primary beneficiary of a VIE.
In some instances, we may also expend funds for due diligence, development and construction activities with respect to optioned land prior to takedown. Such costs are classified as inventories owned, which we would have to write off should we not exercise the option
Stock-Based Compensation
We account for share-based awards in accordance with ASC Topic 718, Compensation-Stock Compensation (“ASC 718”). ASC 718 requires that the cost resulting from all share-based payment transactions be recognized in the financial statements. ASC 718 requires all entities to apply a fair-value-based measurement method in accounting for share-based payment transactions with employees. Share-based awards are expensed on a straight-line basis over the expected vesting period.
Income Taxes
We account for income taxes in accordance with ASC Topic 740, Income Taxes (“ASC 740”). Deferred tax assets and liabilities are recorded based on future tax consequences of temporary differences between the amounts reported for financial reporting purposes and the amounts deductible for income tax purposes, and are measured using enacted tax rates expected to apply in the years in which the temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in earnings in the period when the changes are enacted.
We recognize deferred tax assets to the extent that we believe that these assets are more likely than not to be realized. We are required to establish a valuation allowance for any portion of the asset we conclude is more likely than not to be unrealizable. In making such a determination, we consider all available positive and negative evidence, including future reversals of existing taxable temporary differences, projected future taxable income, tax-planning strategies, carryback potential if permitted under the tax law, and results of recent operations. If we determine that we would be able to realize our deferred tax assets in the future in excess of their net recorded amount, we would make an adjustment to the deferred tax asset valuation allowance, which would reduce the provision for income taxes.
We record uncertain tax positions in accordance with ASC 740 on the basis of a two-step process in which (1) we determine whether it is more likely than not that the tax positions will be sustained on the basis of the technical merits of the position and (2) for those tax positions that meet the more-likely-than-not recognition threshold, we recognize the largest amount of tax benefit that is more than 50 percent likely to be realized upon ultimate settlement with the related tax authority.
We recognize interest and penalties related to unrecognized tax benefits in the provision for income taxes in the accompanying consolidated statement of operations. Accrued interest and penalties are included in accrued expenses and other liabilities in the accompanying consolidated balance sheets.
New Accounting Standards
In December 2023, FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures ("ASU 2023-09"), which requires expanded disclosure of our income rate reconciliation and income taxes paid. ASU 2023-09 is effective for us for annual periods beginning after January 1, 2025, and was adopted by the Company in this Annual Report on Form 10-K. The adoption impacted our income tax disclosures but did not have a material impact on our consolidated financial position, results of operations, or cash flows.
In November 2024, the FASB issued ASU No. 2024-03, Income Statement-Reporting Comprehensive Income-Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses ("ASU 2024-03"), which requires disclosure in the notes to the financial statements of specified information about certain costs and expenses. ASU 2024-03 is effective for our annual report covering the fiscal year beginning January 1, 2027, and for interim periods beginning January 1, 2028. We are currently evaluating the impact this new standard will have on our financial statement disclosures.
v3.25.4
Segment Information
12 Months Ended
Dec. 31, 2025
Segment Reporting [Abstract]  
Segment Information Segment Information
We operate two principal businesses: homebuilding and financial services.
Tri Pointe Homes is engaged in the business of acquiring and developing land and constructing and selling single-family detached and attached homes. In accordance with ASC Topic 280, Segment Reporting, we have aggregated our geographical homebuilding segments under the aggregation criteria outlined. In determining the most appropriate reportable segments, we considered similar economic and other characteristics, including product types, average selling prices, gross profits, production processes, suppliers, subcontractors, regulatory environments, land acquisition results, and underlying demand and supply. In addition, our determination of reporting segments considered how our chief operating decision maker evaluates operating performance and capital allocation. Based upon these factors and in consideration of the geographical layout of our homebuilding markets, we have identified three homebuilding reporting segments which are reported under the following hierarchy:
West Region: Arizona, California, Nevada and Washington
Central Region: Colorado, Texas and Utah
East Region: District of Columbia, Florida, Maryland, North Carolina, South Carolina and Virginia
In April 2024, we announced our expansion into the Coastal Carolinas region, which includes parts of South Carolina and Georgia. While we have an established presence in South Carolina, we have not yet commenced operations in Georgia as of December 31, 2025.
Our Tri Pointe Solutions financial services operation is a reportable segment and is comprised of our Tri Pointe Connect mortgage financing operations, our Tri Pointe Assurance title and escrow services operations, and our Tri Pointe Advantage property and casualty insurance agency operations. These financial services businesses have been aggregated in accordance with the criteria outlined in ASC 280, considering their similar economic and operational characteristics. For further details, see Note 1, Organization and Summary of Significant Accounting Policies.
Corporate is a non-operating segment that develops and implements company-wide strategic initiatives and provides support to our homebuilding reporting segments by centralizing certain administrative functions, such as marketing, legal, accounting, treasury, insurance, internal audit and risk management, information technology and human resources, to benefit from economies of scale. Our Corporate non-operating segment also includes general and administrative expenses related to operating our corporate headquarters.
The reportable segments follow the same accounting policies used for our consolidated financial statements, as described in Note 1, Organization and Summary of Significant Accounting Policies. Operational results of each reportable segment are not necessarily indicative of the results that would have been achieved had the reportable segment been an independent, stand-alone entity during the periods presented.
Our Chief Executive Officer (CEO) is our Chief Operating Decision Maker (CODM) and reviews segment performance to make resource allocation decisions. The CODM evaluates each segment based on revenue, income (loss) before income taxes, and other key nonfinancial homebuilding metrics to guide strategic decisions.
Total revenues, significant expenses and income before income taxes for each of our reportable segments were as follows (in thousands):
 
Year Ended December 31, 2025
WestCentralEastHomebuilding OperationsFinancial ServicesCorporateConsolidated
Home sales revenue$1,886,728 $924,290 $552,796 $3,363,814 $— $— $3,363,814 
Land and lot sales revenue25,263 6,581 — 31,844 — — 31,844 
Other operations revenue3,221 18 3,244 — — 3,244 
Financial services revenue— — — — 71,802 — 71,802 
Total revenues1,915,212 930,889 552,801 3,398,902 71,802 — 3,470,704 
Cost of home sales(1,477,045)(727,519)(440,833)(2,645,397)— (11,954)(2,657,351)
Cost of land and lot sales(22,350)(7,567)— (29,917)— 27 (29,890)
Other operations expense(3,174)— — (3,174)— — (3,174)
Sales and marketing(99,856)(61,442)(30,145)(191,443)— (2,341)(193,784)
General and administrative(72,237)(35,938)(31,314)(139,489)— (90,581)(230,070)
Financial services expense— — — — (54,622)— (54,622)
Income (loss) from operations240,550 98,423 50,509 389,482 17,180 (104,849)301,813 
Equity in income (loss) of unconsolidated entities52 2,478 (4)2,526 — — 2,526 
Other income, net350 1,695 44 2,089 — 27,350 29,439 
Income (loss) before income taxes$240,952 $102,596 $50,549 $394,097 $17,180 $(77,499)$333,778 

Year Ended December 31, 2024
WestCentralEastHomebuilding OperationsFinancial ServicesCorporateConsolidated
Home sales revenue$2,641,125 $1,127,972 $617,350 $4,386,447 $— $— $4,386,447 
Land and lot sales revenue17,786 14,894 384 33,064 — — 33,064 
Other operations revenue3,122 32 3,162 — — 3,162 
Financial services revenue— — — — 70,197 — 70,197 
Total revenues2,662,033 1,142,898 617,742 4,422,673 70,197 — 4,492,870 
Cost of home sales(2,032,289)(846,401)(471,099)(3,349,789)— (14,092)(3,363,881)
Cost of land and lot sales(17,015)(13,302)(274)(30,591)— — (30,591)
Other operations expense(3,061)— — (3,061)— — (3,061)
Sales and marketing(116,841)(67,349)(30,795)(214,985)— (1,533)(216,518)
General and administrative(84,046)(34,990)(30,764)(149,800)— (106,238)(256,038)
Financial services expense— — — — (45,914)— (45,914)
Income (loss) from operations408,781 180,856 84,810 674,447 24,283 (121,863)576,867 
Equity in (loss) income of unconsolidated entities(38)395 361 — — 361 
Other income, net735 758 28 1,521 — 38,119 39,640 
Income (loss) before income taxes$409,478 $182,009 $84,842 $676,329 $24,283 $(83,744)$616,868 

Year Ended December 31, 2023
WestCentralEastHomebuilding OperationsFinancial ServicesCorporateConsolidated
Home sales revenue$2,408,704 $746,752 $498,579 $3,654,035 $— $— $3,654,035 
Land and lot sales revenue1,676 10,521 — 12,197 — — 12,197 
Other operations revenue2,938 30 2,971 — — 2,971 
Financial services revenue— — — — 46,001 — 46,001 
Total revenues2,413,318 757,303 498,582 3,669,203 46,001 — 3,715,204 
Cost of home sales(1,872,561)(576,904)(384,992)(2,834,457)— (4,056)(2,838,513)
Cost of land and lot sales(2,240)(9,840)(3)(12,083)— — (12,083)
Other operations expense(2,894)— — (2,894)— — (2,894)
Sales and marketing(110,202)(48,532)(24,308)(183,042)— (1,346)(184,388)
General and administrative(78,655)(30,633)(24,052)(133,340)— (84,654)(217,994)
Financial services expense— — — — (31,322)— (31,322)
Income (loss) from operations346,766 91,394 65,227 503,387 14,679 (90,056)428,010 
Equity in income (loss) of unconsolidated entities(35)(71)(97)— — (97)
Other income, net351 270 (810)(189)— 39,635 39,446 
Income (loss) before income taxes$347,126 $91,629 $64,346 $503,101 $14,679 $(50,421)$467,359 
    Total real estate inventories and total assets for each of our reportable segments, as of the date indicated, were as follows (in thousands):
 
December 31, 2025December 31, 2024
Real estate inventories  
West$1,902,818 $1,928,257 
Central794,189 791,171 
East481,241 434,031 
Total$3,178,248 $3,153,459 
Total assets(1)
  
West$2,187,263 $2,186,696 
Central1,038,430 1,014,811 
East530,401 473,874 
Corporate1,064,313 1,041,646 
Total homebuilding assets4,820,407 4,717,027 
Financial services157,128 174,088 
Total$4,977,535 $4,891,115 
(1) Total assets as of December 31, 2025 and 2024 includes $139.3 million of goodwill, with $125.4 million included in the West segment, $8.3 million included in the Central segment and $5.6 million included in the East segment. Total Corporate assets as of December 31, 2025 and 2024 includes our Tri Pointe Homes trade name. For further details on goodwill and our intangible assets, see Note 8, Goodwill and Other Intangible Assets.
v3.25.4
Earnings Per Share
12 Months Ended
Dec. 31, 2025
Earnings Per Share [Abstract]  
Earnings Per Share Earnings Per Share
The following table sets forth the components used in the computation of basic and diluted earnings per share (in thousands, except share and per share amounts):
 
 Year Ended December 31,
 202520242023
Numerator:   
Income available to common stockholders$241,088 $458,029 $343,702 
Denominator:   
Basic weighted-average shares outstanding88,172,175 93,985,551 98,679,477 
Effect of dilutive shares:   
Stock options and unvested restricted stock units523,656 927,038 1,016,185 
Diluted weighted-average shares outstanding88,695,831 94,912,589 99,695,662 
Earnings per share   
Basic$2.73 $4.87 $3.48 
Diluted$2.72 $4.83 $3.45 
Antidilutive stock options not included in diluted earnings per share1,936,719 1,279,064 2,939,126 
v3.25.4
Receivables, Net
12 Months Ended
Dec. 31, 2025
Receivables [Abstract]  
Receivables, Net Receivables, Net
Receivables, net consisted of the following (in thousands):
December 31, 2025December 31, 2024
Other accounts receivable and escrow proceeds$78,229 $43,074 
Warranty insurance receivable (Note 13)
69,021 68,539 
Total receivables$147,250 $111,613 
Receivables are evaluated for collectability and allowances for potential losses are established or maintained on applicable receivables based on an expected credit loss approach. Receivables were net of allowances for doubtful accounts of $436,000 as of both December 31, 2025 and 2024, respectively.
v3.25.4
Real Estate Inventories
12 Months Ended
Dec. 31, 2025
Inventory Disclosure [Abstract]  
Real Estate Inventories Real Estate Inventories
Real estate inventories consisted of the following (in thousands):
December 31, 2025December 31, 2024
Real estate inventories owned:  
Homes completed or under construction$1,038,990 $1,294,928 
Land under development1,445,671 1,174,564 
Land held for future development159,627 157,348 
Model homes304,742 285,550 
Total real estate inventories owned2,949,030 2,912,390 
Real estate inventories not owned:  
Land purchase and land option deposits209,642 241,069 
Consolidated inventory not owned19,576 — 
Total real estate inventories not owned229,218 241,069 
Total real estate inventories$3,178,248 $3,153,459 
 
Homes completed or under construction is comprised of costs associated with homes in various stages of construction and includes direct construction and related land acquisition and land development costs. Land under development primarily consists of land acquisition and land development costs, which include capitalized interest and real estate taxes, associated with land undergoing improvement activity. Land held for future development principally reflects land acquisition and land development costs related to land where development activity has not yet begun or has been suspended, but is expected to occur in the future.
Real estate inventories not owned represents deposits related to land purchase and land and lot option agreements. For further details, see Note 7, Variable Interest Entities. In addition, real estate inventories not owned includes land sold under a land bank financing arrangement for which we retained a repurchase option.
Interest incurred, capitalized and expensed were as follows (in thousands):
Year Ended December 31,
 202520242023
Interest incurred$81,496 $114,949 $147,169 
Interest capitalized(81,496)(114,949)(147,169)
Interest expensed$— $— $— 
Capitalized interest in beginning inventory$186,370 $221,647 $191,411 
Interest capitalized as a cost of inventory81,496 114,949 147,169 
Interest previously capitalized as a cost of inventory, included in
   cost of sales
(106,566)(150,226)(116,933)
Capitalized interest in ending inventory$161,300 $186,370 $221,647 
 
Interest is capitalized to real estate inventory during development and other qualifying activities. Interest that is capitalized to real estate inventory is included in cost of home sales as related units are delivered.
Real Estate Inventory Impairments and Land Option Abandonments
Real estate inventory impairments and land option abandonments consisted of the following (in thousands):
 Year Ended December 31,
 202520242023
Real estate inventory impairments$31,097 $— $11,500 
Land and lot option abandonments and pre-acquisition costs5,302 4,157 2,657 
Total$36,399 $4,157 $14,157 
 
We recorded real estate inventory impairment charges of $31.1 million during the year ended December 31, 2025, comprised of $11.0 million in the West reporting segment, $4.8 million in the Central reporting segment, and $15.3 million in the East reporting segment. These impairment charges related to active communities where the carrying value of the communities exceeded their fair value based on a discounted cash flows analysis with the discount rates used to calculate fair value ranging from 10% to 15%. We considered both market risk and community-specific risk to arrive at a discount rate appropriate for the level of total risk associated with these communities. During the year ended December 31, 2023, we recorded real estate inventory impairment charges of $11.5 million related to one community in the West segment where the carrying value of the real estate inventory exceeded its estimated fair value based on a discounted cash flow analysis where the discount rate used to calculate fair value was 10%. We did not incur any impairment charges during the year ended December 31, 2024.
In addition to owning land and residential lots, we also have option agreements to purchase land and lots at a future date. We have option deposits and capitalized pre-acquisition costs associated with the optioned land and lots. When the economics of a project no longer support acquisition of the land or lots under option, we may elect not to move forward with the acquisition. Option deposits and capitalized pre-acquisition costs associated with the assets under option may be forfeited at that time. 
Real estate inventory impairments and land option abandonments are recorded in cost of home sales in the consolidated statements of operations.
v3.25.4
Investments in Unconsolidated Entities
12 Months Ended
Dec. 31, 2025
Equity Method Investments and Joint Ventures [Abstract]  
Investments in Unconsolidated Entities Investments in Unconsolidated Entities
As of December 31, 2025, we held equity investments in fifteen active homebuilding partnerships or limited liability companies. Our participation in these entities may be as a developer, a builder, or an investment partner. Our ownership percentage varies from 8% to 50%, depending on the investment, with no controlling interest held in any of these homebuilding investments. In addition, we have one consolidated financial services joint venture in which we own an 80% interest. This joint venture is included in our consolidated financial statements, and the noncontrolling interest is presented separately.
Unconsolidated Financial Information
Aggregated assets, liabilities and operating results of the entities we account for as equity-method investments are provided below. Because our ownership interest in these entities varies, a direct relationship does not exist between the information presented below and the amounts that are reflected on our consolidated balance sheets as our investment in unconsolidated entities or on our consolidated statements of operations as equity in income (loss) of unconsolidated entities.
Assets and liabilities of unconsolidated entities (in thousands):
 December 31,
 20252024
Assets  
Cash$34,867 $35,130 
Receivables446 1,777 
Real estate inventories695,084 628,729 
Other assets615 7,198 
Total assets$731,012 $672,834 
Liabilities and equity  
Debt obligations and other liabilities$217,956 $198,543 
Company’s equity183,075 173,924 
Outside interests’ equity329,981 300,367 
Total liabilities and equity$731,012 $672,834 
Guarantees
The unconsolidated entities in which we hold an equity investment generally finance their activities with a combination of equity and secured project debt financing. We have, and in some cases our joint venture partner has, guaranteed portions of the loan obligations for some of the homebuilding partnerships or limited liability companies, which may include any or all of the following: (i) project completion; (ii) remargin obligations; and (iii) environmental indemnities.
In circumstances in which we have entered into joint and several guarantees with our joint venture partner, we generally seek to implement a reimbursement agreement with our partner that provides that neither party is responsible for more than its proportionate share or agreed-upon share of the guaranteed obligations. In the event our joint venture partner does not have adequate financial resources to meet its obligations under such a reimbursement agreement, or otherwise fails to satisfy its obligations thereunder, we may be responsible for more than our proportionate share of any obligations under such guarantees.
As of December 31, 2025 and 2024, we have not recorded any liabilities for these obligations and guarantees, as the fair value of the related joint venture real estate assets exceeded the threshold where a remargin payment would be required and no other obligations under the guarantees existed as of such time. At December 31, 2025 and 2024, aggregate outstanding debt for unconsolidated entities, included in the “Debt obligations and other liabilities” line of the aggregated assets, liabilities and equity shown in the table above, was $177.6 million and $185.8 million, respectively.
Results of operations from unconsolidated entities (in thousands):
 
 Year Ended December 31,
 202520242023
Net sales$158,359 $130,127 $99,494 
Other operating expense(150,284)(131,659)(100,135)
Other expense 1,963 2,051 438 
Net (loss) income$10,038 $519 $(203)
Company’s equity in (loss) income of unconsolidated entities$2,526 $361 $(97)
The aggregate results of operations from unconsolidated entities include related party transactions with the Company. When we purchase land from a joint venture in which we are a partner, such transactions are reflected as net sales in the joint ventures’ operating results, with any profit eliminated in the consolidated financial statements. Additionally, when we act as the general partner or managing member, we earn an immaterial, market-based administrative fee for services provided, which is reflected as other operating expense in the joint ventures’ operating results, and as other income (expense) on our consolidated statements of operations.
v3.25.4
Variable Interest Entities
12 Months Ended
Dec. 31, 2025
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Variable Interest Entities Variable Interest Entities
In the ordinary course of business, we enter into land option agreements in order to procure land and residential lots for future development and the construction of homes. The use of such land option agreements generally allows us to reduce the risks associated with direct land ownership and development, and reduces our capital and financial commitments. Pursuant to these land option agreements, we generally provide a deposit to the seller as consideration for the right to purchase land at different times in the future, usually at predetermined prices. Such deposits are recorded as land purchase and land option deposits under real estate inventories in the accompanying consolidated balance sheets.
We analyze each of our land option agreements and other similar contracts under the provisions of ASC 810 to determine whether the land seller is a VIE and, if so, whether we are the primary beneficiary. Although we do not have legal title to the underlying land, if we are determined to be the primary beneficiary of the VIE, we will consolidate the VIE in our financial statements and reflect its assets as real estate inventory not owned included in our real estate inventories, its liabilities as debt (nonrecourse) held by VIEs in accrued expenses and other liabilities and the net equity of the VIE owners as noncontrolling interests on our consolidated balance sheets. In determining whether we are the primary beneficiary, we consider, among other things, whether we have the power to direct the activities of the VIE that most significantly impact the VIE’s economic performance. Such activities would include, among other things, determining or limiting the scope or purpose of the VIE, selling or transferring property owned or controlled by the VIE, or arranging financing for the VIE.
Creditors of the entities with which we have land option agreements have no recourse against us. The maximum exposure to loss under our land option agreements is limited to non-refundable option deposits and any capitalized pre-acquisition costs. In some cases, we have also contracted to complete development work at a fixed cost on behalf of the land
owner and budget shortfalls and savings will be borne by us. Additionally, we have entered into land banking arrangements which require us to complete development work even if we terminate the option to procure land or lots.
The following provides a summary of our interests in land option agreements (in thousands):
 December 31, 2025December 31, 2024
DepositsRemaining
Purchase
Price
DepositsRemaining
Purchase
Price
Unconsolidated VIEs$201,640 $1,960,508 $224,319 $1,976,828 
Other land option agreements8,002 108,850 16,750 231,059 
Total$209,642 $2,069,358 $241,069 $2,207,887 
 
Unconsolidated VIEs represent VIEs for which the Company’s land option agreement represents a variable interest in the VIE and the Company was not the primary beneficiary. Other land option agreements were not considered VIEs.
In addition to the deposits presented in the table above, our exposure to loss related to our land option contracts consisted of capitalized pre-acquisition costs of $13.1 million and $9.3 million as of December 31, 2025 and 2024, respectively. These pre-acquisition costs were included in real estate inventories as land under development on our consolidated balance sheets.
v3.25.4
Goodwill and Other Intangible Assets
12 Months Ended
Dec. 31, 2025
Goodwill and Intangible Assets Disclosure [Abstract]  
Goodwill and Other Intangible Assets Goodwill and Other Intangible Assets
As of December 31, 2025 and December 31, 2024, $139.3 million of goodwill is included in goodwill and other intangible assets, net on each of the consolidated balance sheets, which was recorded in connection with our merger with Weyerhaeuser Real Estate Company (“WRECO”) in 2014. In addition, as of December 31, 2025 and December 31, 2024, we have one intangible asset with a carrying amount of $17.3 million comprised of a Tri Pointe Homes trade name, which has an indefinite useful life and is non-amortizing, resulting from the acquisition of WRECO in 2014.
In accordance with ASC Topic 350, Intangibles-Goodwill and Other, we evaluate goodwill and indefinite-lived intangible assets for impairment on an annual basis, or more frequently if events or changes in circumstances between annual tests indicate that it is more likely than not that the asset is impaired. We have performed our annual goodwill impairment evaluation as of October 1, 2025.
For our West, Central and East reporting units, we performed a qualitative assessment to determine whether it is more likely than not that their fair value is less than their carrying amount. For our West reporting unit, we elected to perform a quantitative assessment to determine whether its fair value exceeded its carrying amount. Upon completion of the October 1, 2025 annual impairment assessment, we determined that no goodwill impairment was indicated. As of December 31, 2025, we are not aware of any significant indicators of impairment that exist for our goodwill that would require additional analysis.
An impairment of our indefinite-lived intangible asset is based on a comparison of its fair value to book value, without consideration of any recoverability due to the indefinite nature of the asset. As of December 31, 2025, we believe that our indefinite-lived intangible asset continues to have an indefinite life and that its fair value exceeds its carrying value.
Management’s judgment is required in the forecasts of future operating results that are used in our impairment evaluations. Our estimates are consistent with the plans and estimates that we use to manage our business. It is possible, however, that the plans may change and estimates used may prove to be inaccurate. If our actual results, or the plans and estimates used in future impairment analyses, are lower than the original estimates used to assess the recoverability of these assets, we could incur future impairment charges.
v3.25.4
Other Assets
12 Months Ended
Dec. 31, 2025
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]  
Other Assets Other Assets
Other assets consisted of the following (in thousands):
December 31, 2025December 31, 2024
Prepaid expenses$12,377 $11,600 
Refundable fees and other deposits18,913 19,772 
Development rights, held for future use or sale845 845 
Deferred loan costs7,181 3,637 
Operating properties and equipment, net61,212 58,219 
Lease right-of-use assets75,840 66,273 
Income tax receivable6,377 — 
Other5,154 4,149 
Total$187,899 $164,495 
v3.25.4
Accrued Expenses and Other Liabilities
12 Months Ended
Dec. 31, 2025
Payables and Accruals [Abstract]  
Accrued Expenses and Other Liabilities Accrued Expenses and Other Liabilities
Accrued expenses and other liabilities consisted of the following (in thousands):
December 31, 2025December 31, 2024
Accrued payroll and related costs$50,938 $77,609 
Warranty reserves (Note 13)124,103 116,150 
Estimated cost for completion of real estate inventories92,623 117,927 
Customer deposits23,757 41,439 
Liabilities related to inventory not owned19,576 — 
Accrued income taxes payable2,764 8,791 
Accrued interest4,714 4,891 
Other tax liabilities3,910 2,521 
Lease liabilities88,386 78,067 
Other14,518 18,168 
Total$425,289 $465,563 
v3.25.4
Senior Notes and Loans Payable
12 Months Ended
Dec. 31, 2025
Debt Disclosure [Abstract]  
Senior Notes and Loans Payable Senior Notes and Loans Payable
Senior Notes
Senior notes consisted of the following (in thousands): 
December 31,
2025
December 31,
2024
5.250% Senior Notes due June 1, 2027
$300,000 $300,000 
5.700% Senior Notes due June 15, 2028
350,000 350,000 
Discount and deferred loan costs(2,414)(3,466)
Total$647,586 $646,534 
In June 2020, Tri Pointe issued $350.0 million aggregate principal amount of 5.700% Senior Notes due 2028 (the “2028 Notes”) at 100.00% of their aggregate principal amount. Net proceeds of this issuance were $345.2 million, after debt issuance costs and discounts. The 2028 Notes mature on June 15, 2028 and interest is paid semiannually in arrears on June 15 and December 15 of each year until maturity.
In June 2017, Tri Pointe issued $300.0 million aggregate principal amount of 5.250% Senior Notes due 2027 (the “2027 Notes”) at 100.00% of their aggregate principal amount. Net proceeds of this issuance were $296.3 million, after debt issuance costs and discounts. The 2027 Notes mature on June 1, 2027 and interest is paid semiannually in arrears on June 1 and December 1 of each year until maturity.
As of December 31, 2025 and December 31, 2024 there was $2.4 million and $3.5 million, respectively, of capitalized debt financing costs, included in senior notes, net on our consolidated balance sheet, that will amortize over the lives of the Senior Notes. Accrued interest related to the Senior Notes was $2.1 million at both December 31, 2025 and 2024.
Loans Payable
    The Company’s outstanding loans payable consisted of the following (in thousands):
December 31,
2025
December 31,
2024
Term loan facility$450,000 $250,000 
Seller-financed loans6,468 20,970 
Total$456,468 $270,970 
On April 30, 2025, we entered into a Fifth Modification Agreement (the “Fifth Modification”) to our Second Amended and Restated Credit Agreement dated as of March 29, 2019 (the “Credit Agreement”). The Fifth Modification, among other things, amends the Credit Agreement to (i) increase the maximum amount of the revolving credit facility (the “Revolving Facility”) under the Credit Agreement from $750.0 million to $850.0 million, with the ability to increase the aggregate amount of the Revolving Facility up to $1.2 billion under certain circumstances, (ii) extend the maturity date of the Revolving Facility to April 30, 2030, (iii) permit three one-year extension requests for the maturity date of the Revolving Facility under certain circumstances, and (iv) modify certain financial covenants. Following the Fifth Modification, The Credit Facility (as defined below), consisted of an $850 million revolving credit facility (the “Revolving Facility”) and a $250 million term loan facility (the “Term Facility” and together with the Revolving Facility, the “Credit Facility”). The Term Facility was scheduled to mature on June 29, 2027 while the Revolving Facility matures on April 30, 2030. We may borrow under the Revolving Facility in the ordinary course of business to repay senior notes and fund our operations, including our land acquisition, land development and homebuilding activities. Borrowings under the Revolving Facility will be governed by, among other things, a borrowing base. Interest rates under the Revolving Facility will be based on the Secured Overnight Financing Rate (“SOFR”), plus a spread ranging from 1.25% to 1.90%, depending on the Company’s leverage ratio. Interest rates under the Term Facility will be based on SOFR, plus a spread ranging from 1.10% to 1.85%, depending on the Company’s leverage ratio.
On September 18, 2025, we entered into a Sixth Modification Agreement (the “Sixth Modification”) to the Credit Agreement. The Sixth Modification increased the Term Facility from $250.0 million to $450.0 million and divided it into two tranches: (i) Term Facility Tranche A, which matures on September 29, 2027 and includes extension options for up to two additional one-year periods under certain conditions, and (ii) Term Facility Tranche B, which comprised $10.0 million as of December 31, 2025 and continues to mature on June 29, 2027.
We had no outstanding debt under the Revolving Facility as of December 31, 2025 and 2024. As of December 31, 2025, we had $450 million outstanding debt under the Term Facility with a variable interest rate of 4.9%. As of December 31, 2025 and 2024, there was $7.2 million and $3.6 million, of capitalized debt financing costs. These costs related to the Credit Facility will amortize over the remaining term of the Credit Facility and are included in other assets on our consolidated balance sheets. Accrued interest, including loan commitment fees, related to the Credit Facility was $2.4 million and $1.5 million as of December 31, 2025 and 2024, respectively.
At December 31, 2025 and 2024, we had outstanding letters of credit of $51.9 million and $55.6 million, respectively. These letters of credit were issued to secure various financial obligations. We believe it is not probable that any outstanding letters of credit will be drawn upon.
As of December 31, 2025, we had $798.1 million of availability under the Credit Facility after considering the borrowing base provisions and outstanding letters of credit.
As of December 31, 2025, the Company had $6.5 million outstanding under two seller-financed loans, compared with $21.0 million outstanding under two such loans as of December 31, 2024. All seller-financed loans were used to acquire lots for the construction of homes. Principal on the existing loans are expected to be fully paid by the end of fiscal year 2026, provided certain achievements are met. One of the seller-financed loans, representing $5.9 million of the total balance, accrues interest at an imputed interest rate of 4.5% per annum. The second seller-financed loan represented $600,000 of the total balance as of December 31, 2025.
Interest Incurred
During the years ended December 31, 2025 and 2024, the Company incurred interest of $81.5 million and $114.9 million, respectively, related to all notes payable and Senior Notes outstanding during the period. All interest incurred was capitalized to inventory for the years ended December 31, 2025 and 2024, respectively. Included in interest incurred was amortization of deferred financing and Senior Notes discount costs of $2.8 million and $3.7 million for the years ended December 31, 2025 and 2024, respectively. Accrued interest related to all outstanding debt at December 31, 2025 and 2024 was $4.7 million and $4.9 million, respectively.
Covenant Requirements
The Senior Notes contain covenants that restrict our ability to, among other things, create liens or other encumbrances, enter into sale and leaseback transactions, or merge or sell all or substantially all of our assets. These limitations are subject to a number of qualifications and exceptions.
Under the Credit Facility, the Company is required to comply with certain financial covenants, including those relating to consolidated tangible net worth, leverage, liquidity or interest coverage, and a spec unit inventory test. The Credit Facility also requires that at least 95.0% of consolidated tangible net worth must be attributable to the Company and its guarantor subsidiaries, subject to certain grace periods.
The Company was in compliance with all applicable financial covenants as of December 31, 2025 and December 31, 2024.
Mortgage Repurchase Facilities
As of December 31, 2025, Tri Pointe Connect has two active Master Repurchase Agreements totaling $200 million (“Repurchase Agreements”). The Repurchase Agreements contain various affirmative and negative covenants applicable to Tri Pointe Connect, including thresholds related to net worth, net income, liquidity, and profitability. As of December 31, 2025, Tri Pointe Connect had $90.6 million of outstanding debt related to the Repurchase Agreements at a weighted-average interest rate of 5.7%, and $109.4 million of remaining capacity under the Repurchase Agreements. Tri Pointe Connect was in compliance with all covenants and requirements as of December 31, 2025.
The following table provides a summary of Tri Pointe Connect’s Repurchase Agreements as of December 31, 2025 (dollars in thousands):
FacilityOutstanding BalanceFacility AmountInterest RateExpiration DateCollateral (1)
Warehouse A$72,604 $100,000 
Term SOFR + 1.75%
4/22/2026Mortgage Loans
Warehouse B (2)17,966 50,000 
Term SOFR + 1.75%
7/28/2026Mortgage Loans
Warehouse B (2)— 50,000 
Term SOFR + 1.75%
On DemandMortgage Loans
Total$90,570 $200,000 
__________
(1) Mortgage loans held for sale consist of single-family residential loans collateralized by the underlying property. Generally, all of the loans originated by us are sold in the secondary mortgage market within 30 days after origination. As of December 31, 2025, mortgage loans held for sale had an aggregate fair value of $98.5 million.
(2) Warehouse B is a $100 million facility, of which $50 million is committed and $50 million is uncommitted.
v3.25.4
Fair Value Disclosures
12 Months Ended
Dec. 31, 2025
Fair Value Disclosures [Abstract]  
Fair Value Disclosures Fair Value Disclosures
Fair Value Measurements
ASC Topic 820, Fair Value Measurements and Disclosures, defines “fair value” as the price that would be received for selling an asset or paid to transfer a liability in an orderly transaction between market participants at measurement date and requires assets and liabilities carried at fair value to be classified and disclosed in the following three categories:
Level 1—Quoted prices for identical instruments in active markets
Level 2—Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are inactive; and model-derived valuations in which all significant inputs and significant value drivers are observable in active markets at measurement date
Level 3—Valuations derived from techniques where one or more significant inputs or significant value drivers are unobservable in active markets at measurement date

Fair Value of Financial Instruments
A summary of assets and liabilities at December 31, 2025 and 2024, related to our financial instruments, measured at fair value for disclosure purposes on a recurring basis, is set forth below (in thousands):
  December 31, 2025December 31, 2024
 HierarchyBook ValueFair ValueBook ValueFair Value
Senior Notes (1)
Level 2$650,000 $657,888 $650,000 $642,690 
Term loan (2)
Level 2$450,000 $450,000 $250,000 $250,000 
Seller-financed loans (3)
Level 2$6,468 $6,468 $20,970 $20,970 
Mortgage loans held for saleLevel 2$98,514 $98,514 $115,001 $115,001 
Mortgage repurchase facilitiesLevel 2$90,570 $90,570 $104,098 $104,098 
 __________
(1)The book value of the Senior Notes is net of discounts, excluding deferred loan costs of $2.4 million and $3.5 million as of December 31, 2025 and 2024, respectively. The estimated fair value of our Senior Notes at December 31, 2025 and 2024 is based on quoted market prices.
(2)The estimated fair value of the Term Loan Facility as of December 31, 2025 and 2024 approximated book value due to the variable interest rate terms of these loans.
(3)The estimated fair value of our seller-financed loans as of December 31, 2025 and 2024 approximated book value due to the short term nature of these loans.
(4)The estimated fair value for mortgage loans held for sale are determined based on quoted market prices, and are measured at fair value on a recurring basis, with changes in fair value recognized in our consolidated statements of operations.
(5)The estimated fair value of our mortgage repurchase facilities approximated book value due to the short term nature of these maturities.
At December 31, 2025 and 2024, the carrying value of cash and cash equivalents, receivables, other assets, accounts payable and accrued expenses and other liabilities approximated fair value due to their short-term nature and variable interest rate terms.
Fair Value of Nonfinancial Assets
Nonfinancial assets include items such as real estate inventories and long-lived assets that are measured at fair value on a nonrecurring basis with events and circumstances indicating the carrying value is not recoverable. For further details, see Note 5, Real Estate Inventories. The following table presents real estate inventories impairment charges and the remaining net fair value for nonfinancial assets that were measured during the periods presented (in thousands):
Year Ended December 31, 2025Year Ended December 31, 2024
HierarchyImpairment
Charge
Fair Value
Net of
Impairment
Impairment
Charge
Fair Value
Net of
Impairment
Real estate inventories (1)
Level 3$31,097 $106,315 $— $— 
 
(1)Fair value of real estate inventories, net of impairment charges represents only those assets whose carrying values were adjusted to fair value in the respective periods presented. Fair Value Net of Impairment represents the fair value of the real estate inventories, net of the impairment charge, as of the date that the fair value measurements were made. The carrying value for these real estate inventories subsequently changed from the fair value reflected due to activity that occurred since the measurement date.
v3.25.4
Commitments and Contingencies
12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
Legal Matters
Lawsuits, claims and proceedings have been and may be instituted or asserted against us in the normal course of business, including actions brought on behalf of various classes of claimants. We are also subject to local, state and federal laws and regulations related to land development activities, house construction standards, sales practices, employment practices,
environmental protection and financial services. As a result, we are subject to periodic examinations or inquiry by agencies administering these laws and regulations.
We record a reserve for potential legal claims and regulatory matters when they are probable of occurring and a potential loss is reasonably estimable. We accrue for these matters based on facts and circumstances specific to each matter and revise these estimates when necessary. In view of the inherent difficulty of predicting outcomes of legal claims and related contingencies, we generally cannot predict their ultimate resolution, related timing or eventual loss. Accordingly, it is possible that the ultimate outcome of any matter, if in excess of a related accrual or if no accrual was made, could be material to our financial statements. As of December 31, 2025 and December 31, 2024, the Company had no legal reserves, as no matters were identified for which a loss was considered both probable and reasonably estimable.
Warranty
Warranty reserves are accrued as home deliveries occur. Our warranty reserves on homes delivered will vary based on product type and geographic area and also depending on state and local laws. The warranty reserve is included in accrued expenses and other liabilities on our consolidated balance sheets and represents expected future costs based on our historical experience over previous years. Estimated warranty costs are charged to cost of home sales in the period in which the related home sales revenue is recognized.
We maintain commercial general liability insurance designed to protect us against a portion of our risk of loss from warranty and construction defect-related claims, subject to self-insured retentions. We self-insure a portion of our overall risk through the use of a wholly-owned captive insurance subsidiary. We also generally require our subcontractors and design professionals to indemnify us for liabilities arising from their work, subject to various limitations. However, such indemnity is significantly limited with respect to subcontractors that are added to our commercial general liability insurance policy.
Our warranty reserve and related estimated insurance recoveries are based on actuarial analysis that uses our historical claim and expense data, as well as industry data to estimate these overall costs and related recoveries. Key assumptions used in developing these estimates include weighting of industry data, claim frequencies, severities and resolution patterns, which can occur over an extended period of time. These estimates are subject to variability due to the length of time between the delivery of a home to a homebuyer and when a warranty or construction defect claim is made, and the ultimate resolution of such claim; uncertainties regarding such claims relative to our markets and the types of product we build; and legal or regulatory actions and/or interpretations, among other factors. Due to the degree of judgment involved and the potential for variability in these underlying assumptions, our actual future costs could differ from those estimated. There can be no assurance that the terms and limitations of the limited warranty will be effective against claims made by homebuyers, that we will be able to renew our insurance coverage or renew it at reasonable rates and comparable self-insurance retentions, that we will not be liable for damages, cost of repairs, and/or the expense of litigation surrounding possible construction defects, soil subsidence or building related claims, that claims will not exceed our insurance coverage limits, or that claims will not arise out of uninsurable events or circumstances not covered by insurance and not subject to effective indemnification agreements with certain subcontractors.
We also record expected recoveries from insurance carriers based on actual insurance claims made and actuarially determined amounts that depend on various factors, including, the above-described reserve estimates, our insurance policy coverage limits for the applicable policy years and historical recovery rates. Because of the inherent uncertainty and variability in these assumptions, our actual insurance recoveries could differ significantly from amounts currently estimated. Outstanding warranty insurance receivables were $69.0 million and $68.5 million as of December 31, 2025 and 2024, respectively. Warranty insurance receivables are recorded in receivables on the accompanying consolidated balance sheets.
Warranty reserves consisted of the following (in thousands):
 Year Ended December 31,
 202520242023
Warranty reserves, beginning of period$116,150 $106,993 $104,375 
Warranty reserves accrued46,489 45,233 42,593 
Warranty expenditures(38,536)(36,076)(39,975)
Warranty reserves, end of period$124,103 $116,150 $106,993 

Performance Bonds
We obtain surety bonds in the normal course of business with various municipalities and other government agencies to secure completion of certain infrastructure improvements of our projects. As of December 31, 2025 and December 31, 2024, the Company had outstanding surety bonds totaling $634.9 million and $654.1 million, respectively. As of December 31, 2025 and December 31, 2024, our estimated cost to complete obligations related to these surety bonds was $492.4 million and $443.9 million, respectively. If any such performance bonds or letters of credit are called, we would be obligated to reimburse the issuer of the performance bond or letter of credit. We do not believe that a material amount of any currently outstanding performance bonds or letters of credit will be called. Performance bonds do not have stated expiration dates. Rather, we are released from the performance bonds as the underlying performance is completed.
Lease Obligations
Under ASC 842, we recognize a right-of-use lease asset and a lease liability for contracts deemed to contain a lease at the inception of the contract. Our lease population is fully comprised of operating leases, which are recorded at the net present value of future lease obligations on our consolidated balance sheet. At the inception of a lease, or if a lease is subsequently modified, we determine whether the lease is an operating or financing lease. Key estimates involved with ASC 842 include the discount rate used to measure our future lease obligations and the lease term, where considerations include renewal options and intent to renew. Lease right-of-use assets are included in other assets and lease liabilities are included in accrued expenses and other liabilities on our consolidated balance sheet.
Operating Leases
We lease certain property and equipment under non-cancelable operating leases. Office leases are for terms of up to ten years and generally provide renewal options. In most cases, we expect that, in the normal course of business, leases that expire will be renewed or replaced by other leases. Equipment leases are typically for terms of three to four years. For the years ended December 31, 2025, 2024 and 2023, lease expense was $13.8 million, $12.2 million and $10.3 million, respectively. Rental expense is included in general and administrative expenses on the consolidated statements of operations.
In 1987, we obtained two 55-year ground leases of commercial property that provided for three renewal options of ten years each and one 45-year renewal option. We exercised the three ten-year extensions on one of these ground leases to extend the lease through 2071. The commercial buildings on these properties have been sold and the ground leases have been sublet to the buyers.
For one of these leases, we are responsible for making lease payments to the land owner, and we collect sublease payments from the buyers of the buildings. This ground lease has been subleased through 2041 to the buyers of the commercial buildings. For the second lease, the buyers of the buildings are responsible for making lease payments directly to the land owner, however, we have guaranteed the performance of the buyers/lessees. See below for additional information on leases (dollars in thousands):

Year Ended December 31, 2025Year Ended December 31, 2024Year ended December 31, 2023
Lease Cost
Operating lease cost (included in SG&A expense)$13,833 $12,205 $10,314 
Ground lease cost (included in other operations expense)3,174 3,061 2,893 
Sublease income, ground leases (included in other operations revenue)(3,221)(3,106)(2,935)
Net lease cost$13,786 $12,160 $10,272 
Other information
Cash paid for amounts included in the measurement of lease liabilities:
Operating lease cash flows (included in operating cash flows)$13,444 $12,335 $9,754 
Ground lease cash flows (included in operating cash flows)$2,654 $2,654 $2,654 
Right-of-use assets obtained in exchange for new operating lease liabilities$20,957 $9,052 $9,016 
December 31, 2025December 31, 2024
Weighted-average discount rate:
Operating leases5.4 %5.0 %
Ground leases10.2 %10.2 %
Weighted-average remaining lease term (in years):
Operating leases5.75.6
Ground leases42.543.4
The future minimum lease payments under our operating leases are as follows (in thousands):
Property, Equipment and Other Leases
Ground Leases (1)
2026$13,696 $3,237 
202713,605 3,237 
202813,239 3,237 
202911,749 3,237 
20308,182 3,237 
Thereafter11,593 68,928 
Total operating lease payments$72,064 $85,113 
Less: Interest10,920 57,871 
Present value of operating lease liabilities$61,144 $27,242 
(1)    Ground leases are fully subleased through 2041, representing $51.3 million of the $85.1 million future ground lease obligations.
Purchase Obligations
In the ordinary course of business, we enter into land option contracts in order to procure lots for the construction of our homes. We are subject to customary obligations associated with entering into contracts for the purchase of land and improved lots. These purchase contracts typically require a cash deposit and the purchase of properties under these contracts is generally contingent upon satisfaction of certain requirements by the sellers, including obtaining applicable property and development entitlements. We also utilize option contracts with land sellers and land banking arrangements as a method of acquiring land in staged takedowns, to help us manage the financial and market risk associated with land holdings, and to reduce the use of funds from our corporate financing sources. These option contracts and land banking arrangements generally require a non-refundable deposit for the right to acquire land and lots over a specified period of time at pre-determined prices. We generally have the right at our discretion, to terminate our obligations under both purchase contracts and option contracts by forfeiting our cash deposit with no further financial responsibility to the land seller. In some cases, however, we may be contractually obligated to complete development work at the land seller’s expense even if we terminate the option to procure land or lots. As of December 31, 2025, we had $209.6 million of non-refundable cash deposits pertaining to land option contracts and purchase contracts with an aggregate remaining purchase price of approximately $2.1 billion (net of deposits).
v3.25.4
Stock-Based Compensation
12 Months Ended
Dec. 31, 2025
Share-Based Payment Arrangement [Abstract]  
Stock-Based Compensation Stock-Based Compensation
2022 Long-Term Incentive Plan
On April 20, 2022, our stockholders approved the Tri Pointe Homes, Inc. 2022 Long-Term Incentive Plan (the “2022 Plan”), which had been previously approved by our board of directors. The 2022 Plan replaced the Company’s prior stock compensation plan, the TRI Pointe Group, Inc. Amended and Restated 2013 Long-Term Incentive Plan (the “2013 Plan”). The 2022 Plan provides for the grant of equity-based awards, including options to purchase shares of common stock, stock appreciation rights, restricted stock, restricted stock units, bonus stock and performance awards. The 2022 Plan will automatically expire on the tenth anniversary of its effective date. Our board of directors may terminate or amend the 2022 Plan at any time, subject to any requirement of stockholder approval required by applicable law, rule or regulation.

The number of shares of our common stock that may be issued under the 2022 Plan is 7,500,000 shares. No new awards have been or will be granted under the 2013 Plan from and after February 23, 2022. Any awards outstanding under the 2013
Plan will remain subject to and be paid under the 2013 Plan, and any shares subject to outstanding awards under the 2013 Plan that subsequently expire, terminate, or are surrendered or forfeited for any reason without issuance of shares will automatically become available for issuance under the 2022 Plan.

To the extent that shares of our common stock subject to an outstanding option, stock appreciation right, stock award or performance award granted under the 2022 Plan are not issued or delivered by reason of the expiration, termination, cancellation or forfeiture of such award or the settlement of such award in cash, then such shares of our common stock generally will again be available under the 2022 Plan. However, the 2022 Plan prohibits us from re-using shares that are tendered or surrendered to pay the exercise cost or tax obligation for stock options and SARs.

As of December 31, 2025, there were 4,920,824 shares available for future grant under the 2022 Plan.
The following table presents compensation expense recognized related to all stock-based awards (in thousands):
 Year Ended December 31,
 202520242023
Total stock-based compensation$30,829 $33,509 $19,919 
 
Stock-based compensation is charged to general and administrative expense on the accompanying consolidated statements of operations. As of December 31, 2025, total unrecognized stock-based compensation related to all stock-based awards was $30.1 million and the weighted average term over which the expense was expected to be recognized was 1.2 years.

Summary of Restricted Stock Unit Activity
The following table presents a summary of restricted stock units (“RSUs”) for the year ended December 31, 2025:
Restricted
Stock
Units
Weighted
Average
Grant Date
Fair Value
Per Share
Nonvested RSUs at December 31, 20243,431,275 $27.45 
Granted1,309,288 $30.90 
Vested(938,660)$26.25 
Forfeited(679,554)$23.38 
Nonvested RSUs at December 31, 20253,122,349 $30.42 
The total intrinsic value of RSUs that vested during the years ended December 31, 2025, 2024 and 2023 was $31.2 million, $28.6 million, and $26.8 million respectively. The total grant date fair value of restricted stock awards granted during the years ended December 31, 2025, 2024 and 2023 was $40.4 million, $40.1 million, and $29.0 million, respectively.
On February 19, 2025, the Company granted an aggregate of 509,446 time-based RSUs to certain employees and officers. The RSUs granted vest in equal installments annually on the anniversary of the grant date over a three-year period. The fair value of each RSU granted on February 19, 2025 was measured using a price of $30.89 per share, which was the closing stock price on the date of grant. Each award will be expensed on a straight-line basis over the vesting period.

On February 19, 2025, the Company granted an aggregate of 760,119 performance-based RSUs to the Company’s Chief Executive Officer, Chief Operating Officer and President, Chief Financial Officer, General Counsel, Executive Vice President and Chief Marketing Officer, Chief Human Resources Officer, and division presidents. These performance-based RSUs are allocated to two separate performance metrics, as follows: (i) 50% to homebuilding revenue of the applicable Company division, and (ii) 50% to pre-tax earnings of the applicable Company division. The vesting, if at all, of these performance-based RSUs may range from 0% to 100% and will be based on the applicable Company division’s percentage attainment of specified threshold, target and maximum performance goals. The performance period for these performance-based RSUs is January 1, 2025 to December 31, 2027. The fair value of these performance-based RSUs was measured using a price of $30.89 per share, which was the closing stock price on the date of grant. Each award will be expensed over the requisite service period.
On May 5, 2025, the Company granted an aggregate of 27,820 time-based RSUs to the non-employee members of its board of directors. The RSUs granted to the non-employee directors vest in their entirety on the day immediately prior to the Company’s 2026 annual meeting of stockholders. The fair value of each RSU granted on May 5, 2025 was measured using a price of $31.45 per share, which was the closing stock price on the date of grant. Each award will be expensed on a straight-line basis over the vesting period.

For the twelve months ended December 31, 2025, the Company granted an aggregate of 11,903 time-based RSUs to certain employees not described above. The RSUs granted vest in equal installments annually beginning on anniversary of the grant date over a three-year period. The fair value of the RSUs granted were measured using the closing stock prices on the applicable date of each grant. Each award will be expensed on a straight-line basis over the vesting period

On February 21, 2024, the Company granted an aggregate of 430,887 time-based RSUs to certain employees and officers. The RSUs granted vest in equal installments annually on the anniversary of the grant date over a three-year period. The fair value of each RSU granted on February 21, 2024 was measured using a price of $35.51 per share, which was the closing stock price on the date of grant. Each award will be expensed on a straight-line basis over the vesting period.

On February 21, 2024, the Company granted an aggregate of 656,844 performance-based RSUs to the Company’s Chief Executive Officer, Chief Operating Officer and President, Chief Financial Officer, General Counsel, Chief Marketing Officer, Chief Human Resources Officer and division presidents. These performance-based RSUs are allocated to two separate performance metrics, as follows: (i) 50% to homebuilding revenue of the applicable Company division, and (ii) 50% to pre-tax earnings of the applicable Company division. The vesting, if at all, of these performance-based RSUs may range from 0% to 100% and will be based on the applicable Company division’s percentage attainment of specified threshold, target and maximum performance goals. The performance period for these performance-based RSUs is January 1, 2024 to December 31, 2026. The fair value of these performance-based RSUs was measured using a price of $35.51 per share, which was the closing stock price on the date of grant. Each award will be expensed over the requisite service period.

On April 29, 2024, the Company granted an aggregate of 21,835 time-based RSUs to the non-employee members of its board of directors. The RSUs granted to the non-employee directors vest in their entirety on the day immediately prior to the Company’s 2025 annual meeting of stockholders. The fair value of each RSU granted on April 24, 2024 was measured using a price of $37.78 per share, which was the closing stock price on the date of grant. Each award will be expensed on a straight-line basis over the vesting period.

For the year ended December 31, 2024, the Company granted an aggregate of 17,082 time-based RSUs to certain employees not described above. The RSUs granted vest in equal installments annually beginning on anniversary of the grant date over a three-year period. The fair value of the RSUs granted were measured using the closing stock prices on the applicable date of each grant. Each award will be expensed on a straight-line basis over the vesting period.

As RSUs vest for employees, a portion of the shares awarded is generally withheld to cover employee tax withholdings. As a result, the number of RSUs vested and the number of shares of Tri Pointe common stock issued will differ.
v3.25.4
Income Taxes
12 Months Ended
Dec. 31, 2025
Income Tax Disclosure [Abstract]  
Income Taxes Income Taxes
The provision for income tax attributable to income before income taxes consisted of (in thousands):
 Year Ended December 31,
 202520242023
Current:   
Federal$69,897 $131,538 $97,436 
State20,045 35,339 23,873 
Total current taxes89,942 166,877 121,309 
Deferred:   
Federal912 (6,637)(5,926)
State1,931 (1,342)2,781 
Total deferred taxes2,843 (7,979)(3,145)
Total income tax expense$92,785 $158,898 $118,164 
 
The Company’s provision for income taxes was different from the amount computed by applying the statutory federal income tax rate of 21% to the underlying income before income taxes as a result of the following (in thousands):
Year Ended December 31,
202520242023
Taxes at the U.S. federal statutory rate$70,093 21.0 %$129,543 21.0 %$98,122 21.0 %
State income taxes, net of federal tax impact17,372 5.2 %26,895 4.4 %21,032 4.5 %
Federal energy credits(425)(0.1)%(2,634)(0.4)%(4,759)(1.0)%
Change in valuation allowance374 0.1 %(14)0.0 %(41)0.0 %
Nontaxable or nondeductible items
Executive compensation5,657 1.7 %8,162 1.3 %4,290 0.9 %
Share-based compensation(1,265)(0.4)%(4,193)(0.7)%(847)(0.2)%
Other nontaxable or nondeductible items, net524 0.2 %990 0.2 %(480)(0.1)%
Other adjustments, net455 0.1 %149 0.0 %847 0.2 %
Total income tax (benefit) expense$92,785 27.8 %$158,898 25.8 %$118,164 25.3 %

Net cash paid for income taxes consisted of the following (in thousands):
Year Ended December 31,
202520242023
U.S. federal$76,500 $149,000 $89,000 
California12,600 21,500 15,488 
Other states13,504 10,565 10,627 
Net cash paid for income taxes$102,604 $181,065 $115,115 
Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between financial statement carrying amounts of assets and liabilities and their respective tax basis, and for operating loss and tax credit carryforwards. Deferred taxes consisted of the following at December 31, 2025 and 2024 (in thousands):
Year Ended
December 31,
 20252024
Deferred tax assets:  
Impairment and other valuation reserves$16,903 $11,060 
Incentive compensation7,328 12,633 
Indirect costs capitalized25,722 23,877 
Operating lease liability20,932 19,192 
Warranty reserves12,194 15,472 
State taxes4,416 7,466 
Other costs and expenses10,254 10,639 
Gross deferred tax assets97,749 100,339 
Valuation allowance(3,660)(3,358)
Deferred tax assets, net of valuation allowance94,089 96,981 
Deferred tax liabilities:  
Interest capitalized— (3,345)
Basis difference in inventory(4,953)(5,104)
Fixed assets(10,909)(8,861)
Intangibles(4,077)(4,212)
Operating lease asset(17,198)(15,769)
Warranty insurance receivable(13,313)(13,169)
Deferred financing costs(166)(184)
Other(341)(362)
Deferred tax liabilities(50,957)(51,006)
Net deferred tax assets$43,132 $45,975 
The Company accounts for income taxes in accordance with ASC 740, which requires an asset and liability approach for measuring deferred taxes based on temporary differences between the financial statements and tax bases of assets and liabilities using enacted tax rates for the years in which taxes are expected to be paid or recovered. Each quarter we assess our deferred tax asset to determine whether all or any portion of the asset is more likely than not unrealizable under ASC 740. We are required to establish a valuation allowance for any portion of the asset we conclude is more likely than not to be unrealizable. Our assessment considers, among other things, the nature, frequency and severity of our current and cumulative losses, forecasts of our future taxable income, the duration of statutory carryforward periods and tax planning alternatives.
As of December 31, 2025, the Company did not have any federal or state net operating loss carryforwards. As of December 31, 2025 and 2024, we had a valuation allowance on our deferred tax assets of $3.7 million and $3.4 million, respectively. The valuation allowance as of December 31, 2025 and 2024 primarily related to an impairment of our investment in an unconsolidated joint venture that, if dissolved, would result in a capital loss, the realization of which is uncertain.
The Company will continue to evaluate both positive and negative evidence in determining the need for a valuation allowance against its deferred tax assets. Changes in positive and negative evidence, including differences between the Company’s future operating results and the estimates utilized in the determination of the valuation allowance, could result in changes in the Company’s estimate of the valuation allowance against its deferred tax assets. The accounting for deferred taxes is based upon estimates of future results. Differences between the anticipated and actual outcomes of these future results could have a material impact on the Company’s consolidated results of operations or financial position. Also, changes in existing federal and state tax laws and tax rates could affect future tax results and the valuation allowance against the Company’s deferred tax assets.
The Company files income tax returns in the U.S., including federal and multiple state and local jurisdictions. The Company’s tax years 2021 to 2024 will remain open to examination by the federal and state authorities for three and four years, respectively, from the date of utilization of any net operating loss or credit carryforwards.
Unrecognized tax benefits represent potential future obligations to taxing authorities if uncertain tax positions we have taken on previously filed tax returns are not sustained. These amounts represent the gross amount of exposure in individual jurisdictions and do not reflect any additional benefits expected to be realized if such positions were not sustained, such as federal deduction that could be realized if an unrecognized state deduction was not sustained. We did not have any unrecognized tax benefits as of December 31, 2025 and 2024. The Company classifies interest and penalties related to unrecognized tax benefits as part of income tax expense. The Company did not record any income tax expense for interest and penalties on uncertain tax positions during the years ended December 31, 2025, 2024 or 2023.
v3.25.4
Supplemental Disclosure to Consolidated Statements of Cash Flows
12 Months Ended
Dec. 31, 2025
Supplemental Cash Flow Elements [Abstract]  
Supplemental Disclosure to Consolidated Statements of Cash Flows Supplemental Disclosure to Consolidated Statements of Cash Flows
The following are supplemental disclosures to the consolidated statements of cash flows (in thousands):
 Year Ended December 31,
 202520242023
Supplemental disclosure of cash flow information:   
Cash paid during the period for:   
Interest paid (capitalized), net$(2,582)$(144)$(4,184)
Supplemental disclosures of noncash activities:
Increase in share repurchase excise tax accrual$2,579 $1,147 $1,557 
Amortization of senior note discount capitalized to real estate
   inventory
$— $511 $1,064 
Amortization of deferred loan costs capitalized to real estate
   inventory
$2,759 $3,212 $4,001 
Increase in noncontrolling interests$131 $— $— 
v3.25.4
Subsequent Events
12 Months Ended
Dec. 31, 2025
Subsequent Events [Abstract]  
Subsequent Events Subsequent Events
On February 13, 2026, we entered into an Agreement and Plan of Merger (the “Merger Agreement”) with Sumitomo Forestry Co., Ltd., a Japanese corporation (kabushiki kaisha) (“Sumitomo Forestry”), and Teton NewCo, Inc., a Delaware corporation and an indirect wholly owned subsidiary of Sumitomo Forestry (“Merger Sub”). Pursuant to the Merger Agreement, and subject to the terms and conditions set forth therein, Merger Sub will merge with and into Tri Pointe (the “Merger”), with Tri Pointe surviving the Merger as a wholly owned subsidiary of Sumitomo Forestry.
Under the terms of the Merger Agreement, at the effective time of the Merger (the “Effective Time”), each issued and outstanding share of our common stock will be converted into the right to receive $47.00 in cash, without interest (the “Merger Consideration”), except for shares that are (A)(1) held by us as treasury stock; (2) held directly by Sumitomo Forestry or Merger Sub; or (3) held by any direct or indirect wholly owned subsidiary of Sumitomo Forestry or Merger Sub, in each case, immediately prior to the Effective Time (“Owned Company Shares”), or (B) held by a holder who has not voted in favor of the adoption of the Merger Agreement, and has properly and validly demanded appraisal for such shares in accordance, and who complies in all respects, with Section 262 of the DGCL (“Dissenting Shares”). Further, at the Effective Time, each Owned Company Share will automatically be cancelled and cease to exist, and no consideration or payment will be delivered in exchange therefor or in respect thereof, and each share held by any direct or indirect wholly owned subsidiary of the Company will, if any, be converted into such number of shares of common stock of the surviving corporation with an aggregate value immediately after the consummation of the Merger equal to the Merger Consideration.
Additionally, at the Effective Time, (i) each restricted stock unit (“RSU”) granted under the Tri Pointe Homes, Inc. 2022 Long-Term Incentive Plan (“2022 Plan”) granted prior to 2026 and each RSU held by one of our non-employee directors, in each case whether vested or unvested, that is outstanding as of immediately prior to the Effective Time will be fully vested, cancelled and automatically converted into the right to receive an amount in cash (without interest and subject to deduction for any required tax withholdings) equal to the product of (A) the aggregate number of shares of common stock subject to such RSU, multiplied by (B) the Merger Consideration; (ii) each RSU that is not subject to the preceding clause (i) above that is outstanding as of immediately prior to the Effective Time will be cancelled and automatically converted into and substituted with a cash award representing the right to receive, upon each applicable vesting date for such RSU (or if earlier, upon a severance-eligible termination of employment), and subject to the same time-vesting terms and conditions that applied to such RSU (other than vesting terms providing for accelerated vesting in connection with the Merger), as in effect immediately prior to such conversion, an amount in cash (without interest and subject to deduction for any required tax withholdings) equal to the product of (A) the aggregate number of shares of common stock subject to such RSU that would have vested on such vesting date had such RSU remained outstanding through such vesting date, multiplied by (B) the Merger Consideration; and (iii) each
performance stock unit (“PSU”) granted under the 2022 Plan, whether vested or unvested, that is outstanding as of immediately prior to the Effective Time will be fully vested, cancelled, and automatically converted into the right to receive an amount in cash (without interest, and subject to deduction for any required tax withholdings) equal to the product of (A) the aggregate number of shares of common stock subject to such PSU (at maximum performance) multiplied by (B) the Merger Consideration.
At the Effective Time, all Dissenting Shares will be cancelled and cease to exist, and the holders of Dissenting Shares will only be entitled to the rights granted to them under Section 262 of the DGCL with respect to such Dissenting Shares. If the Merger is consummated, our common stock will be de-listed from The New York Stock Exchange and de-registered under the Exchange Act.
The completion of the Merger is subject to customary closing conditions, including, but not limited to, the (i) approval of the holders of a majority of the outstanding shares of common stock entitled to vote on such matters to adopt the Merger Agreement; (ii) expiration or termination of any waiting period (and extensions thereof) applicable to the Transactions under the Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended (“HSR”), and the rules and regulations promulgated thereunder; (iii) absence of any law, order or injunction enacted or issued after the date of the Merger Agreement restraining, enjoining or otherwise prohibiting the Merger; and (iv) absence of certain events comprising a material adverse effect on the Company’s business following the date of the Merger Agreement. The obligations of Sumitomo Forestry and Merger Sub to consummate the Merger are not subject to any financing condition.
From the execution of the Merger Agreement until the earlier to occur of the termination of the Merger Agreement and the Effective Time, we will be subject to customary “no-shop” restrictions on our ability to solicit alternative acquisition proposals from third parties and to provide information to, and participate in discussions and negotiations with, third parties regarding any alternative acquisition proposals, subject to a customary “fiduciary out” provision that allows us, under certain specified circumstances, to provide information to, and participate or engage in discussions or negotiations with, third parties with respect to an acquisition proposal if our board of directors determines in good faith (after consultation with our independent financial advisor and outside legal counsel) that such alternative acquisition proposal constitutes a superior proposal or would reasonably be expected to result in a superior proposal, and the failure to take such actions would be inconsistent with our directors’ fiduciary duties pursuant to applicable law.
The Merger Agreement contains certain termination rights for us, on the one hand, and Sumitomo Forestry and Merger Sub, on the other hand. Upon termination of the Merger Agreement under specified circumstances, including (i) the Company terminating the Merger Agreement to enter into an alternative acquisition agreement providing for a superior proposal; or (ii) Sumitomo Forestry terminating the Merger Agreement due to our board of directors’ change of its recommendation that stockholders adopt the Merger Agreement and approve the Transactions contemplated thereby, including the Merger, in each case pursuant to and in accordance with the “fiduciary out” provisions of the Merger Agreement, we will be required to pay Sumitomo Forestry a termination fee of $82,336,000. The termination fee will also be payable by us if the Merger Agreement is terminated under certain circumstances and prior to such termination (or at least two business days prior to any stockholder meeting we hold for the purpose of obtaining stockholder approval of the Transactions contemplated by the Merger Agreement, including the Merger, in the case of termination for the failure to receive the requisite stockholder approval), an acquisition proposal has been publicly announced and not publicly withdrawn or not otherwise publicly abandoned, and an acquisition proposal is consummated or we enter into a definitive agreement with respect to an acquisition proposal within one year of the termination. In addition to the foregoing termination rights, and subject to certain limitations, we or Sumitomo Forestry may terminate the Merger Agreement if the Merger is not consummated by August 13, 2026, subject to extension, absent written notice to the contrary by either Sumitomo Forestry or us, for an additional three months if necessary to obtain HSR approval or to resolve an injunction relating to other specified governmental consents.
The Company also made customary representations and warranties in the Merger Agreement and agreed to customary covenants regarding the operation of our business prior to the consummation of the Merger. The Merger Agreement also provides that we, on the one hand, or Sumitomo Forestry and Merger Sub, on the other hand, may specifically enforce the obligations under the Merger Agreement, including the obligation to consummate the Merger if the conditions set forth in the Merger Agreement are satisfied. The parties to the Merger Agreement have also agreed to use their respective reasonable best efforts and take certain actions to obtain the requisite regulatory approvals for the Transactions.
The foregoing description of the Merger Agreement and the Transactions does not purport to be complete, and is subject, and qualified in its entirety by reference, to the full text of the Merger Agreement, which has been filed herewith as Exhibit 2.1 and is incorporated by reference herein.
v3.25.4
Insider Trading Arrangements
3 Months Ended
Dec. 31, 2025
Trading Arrangements, by Individual  
Rule 10b5-1 Arrangement Adopted false
Non-Rule 10b5-1 Arrangement Adopted false
Rule 10b5-1 Arrangement Terminated false
Non-Rule 10b5-1 Arrangement Terminated false
v3.25.4
Insider Trading Policies and Procedures
12 Months Ended
Dec. 31, 2025
Insider Trading Policies and Procedures [Line Items]  
Insider Trading Policies and Procedures Adopted true
v3.25.4
Cybersecurity Risk Management and Strategy Disclosure
12 Months Ended
Dec. 31, 2025
Cybersecurity Risk Management, Strategy, and Governance [Line Items]  
Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]
We maintain a cybersecurity program that is designed to protect our information, and that of our customers, against cybersecurity threats that may result in material adverse effects on the confidentiality, integrity, and availability of our information systems. We have implemented a comprehensive risk-based approach to identifying, preventing, and mitigating cybersecurity threats and incidents, while also implementing controls and procedures that provide for the prompt escalation of certain cybersecurity incidents so that decisions regarding the public disclosure and reporting of such incidents can be made by management in a timely manner.
Our Risk Assessment Committee, which is comprised of individuals from our executive leadership team as well as our information technology, risk management, and internal audit departments, meets periodically to discuss our exposure to cyber risks as well as our efforts to mitigate the potential impact of such risks to our business or otherwise transfer such risk, including through the use of insurance products. Additionally, as part of our risk-based approach to cybersecurity:
our information technology systems and internal controls undergo annual audit;
we conduct annual penetration testing in consultation with a third-party consultant to assess any vulnerabilities in our systems and utilize the results to evaluate and remediate any identified issues;
we conduct tabletop exercises in consultation with third-party consultants to enhance our readiness and response strategies in safeguarding against potential threats to our data, information technology systems, and critical business functions;
we perform daily vulnerability scans of all computers within our system;
we use single sign-on and multi-factor authentication;
we conduct diligence on, and seek engagements of, sophisticated, cloud-based third-party service providers for critical functions;
we have implemented a zero-trust security model with group-based access to resources on our network;
we monitor applicable privacy and data protection laws and regulations and implement changes, as necessary, to remain in compliance;
we maintain cyber liability and crime insurance policies;
we maintain an alternate recovery site and immutable backups of the files on our systems to aid in the recovery of our data and for operational continuity, in the event of an incident or incursion;
our employees participate in mandatory cybersecurity training, including a recurring cyber-phishing awareness campaign designed to assess our employees’ awareness of and responses to phishing requests; and
we distribute a quarterly cybersecurity newsletter to all employees.
We also maintain a written Cyber Security Policy that establishes a framework for how we respond to data breaches, cyber attacks, and other security incidents, and discusses our employees’ obligations with respect thereto. We maintain additional policies, including regarding the establishment of physical and environmental security requirements for protection of our information assets and security measures taken to protect privileged accounts with access to critical resources, sensitive data, and system configurations. Further, we have adopted a Cyber Security Incident Response Plan that applies in the event of a cybersecurity threat or incident (the “IRP”) to provide a standardized framework for responding to security incidents. The IRP sets out a coordinated approach to responding to, containing, investigating, documenting, and mitigating incidents.
Due to evolving cybersecurity threats, it has been and will continue to be difficult to prevent, detect, mitigate, and remediate cybersecurity incidents. We also rely on information technology and third-party vendors to support our operations, including our secure processing of personal, confidential, sensitive, proprietary, and other types of information. Despite ongoing efforts to continued improvement of our and our vendors’ ability to protect against cyber incidents, we may not be able to protect all information systems, and such incidents may lead to reputational harm, revenue and client loss, legal actions, statutory penalties, among other consequences. Risks from cybersecurity threats, including as a result of any previous cybersecurity incidents, have not materially affected us, including our business strategy, results of operations, or financial condition. While we have not experienced any material cybersecurity incidents, there can be no guarantee that we will not be the subject of future successful attacks, threats, or incidents or that we will be successful in mitigating the consequences of any such incidents. A cybersecurity incident could materially and adversely affect our business strategy, results of operations, or financial condition due to a loss, or loss of access to, our funds, reputational damage, a loss of customers and related revenues, and/or the institution of governmental enforcement actions or civil litigation against us. Additional information on cybersecurity risks we face can be found in Part I, Item 1A “Risk Factors” of this report under the heading “Risks Related to Our Business,” which should be read in conjunction with the foregoing information.
Cybersecurity Risk Management Processes Integrated [Flag] true
Cybersecurity Risk Management Processes Integrated [Text Block] We have implemented a comprehensive risk-based approach to identifying, preventing, and mitigating cybersecurity threats and incidents, while also implementing controls and procedures that provide for the prompt escalation of certain cybersecurity incidents so that decisions regarding the public disclosure and reporting of such incidents can be made by management in a timely manner.
Cybersecurity Risk Management Third Party Engaged [Flag] true
Cybersecurity Risk Third Party Oversight and Identification Processes [Flag] true
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag] false
Cybersecurity Risk Board of Directors Oversight [Text Block]
Our Board has delegated the primary responsibility to oversee cybersecurity matters to our Audit Committee. Our Board and Audit Committee regularly review the measures implemented to identify and mitigate data protection and cybersecurity risks. As part of such reviews, our Board and Audit Committee receive reports and presentations from team members responsible for overseeing our cybersecurity risk management, including our Chief Information Officer (CIO), which address a wide range of topics, including recent developments, evolving standards, vulnerability assessments, third-party and independent reviews, the threat environment, technological trends, and information security considerations arising with respect to our peers and third parties. We have implemented protocols by which certain cybersecurity incidents are escalated internally and, where appropriate, reported timely to our Board and Audit Committee.
At the management level, our CIO, certain directors on our information technology team, and our director of risk management, in consultation with our senior management team, have broad oversight of our cyber risk management processes. Our information technology team regularly discusses the risk management measures implemented by us to identify and mitigate data protection and cybersecurity risks. Our CIO joined the Company in 2024 and has extensive cybersecurity knowledge and skills gained from over three decades of experience in technology management, product management, strategic planning, and team leadership. She leads the team responsible for implementing, monitoring, and maintaining cybersecurity and data protection practices across our business and reports directly to our Executive Vice President and Chief Marketing Officer. Our CIO and her team continue to implement, monitor, and maintain our cybersecurity program and provides reports on cybersecurity threats to management on an ongoing basis. In conjunction with management, this team regularly reviews our risk management measures to identify and mitigate data protection and cybersecurity risks and also works closely with our legal team to oversee compliance with legal, regulatory, and contractual security requirements.
Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block] Our Board has delegated the primary responsibility to oversee cybersecurity matters to our Audit Committee.
Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block] Our Board and Audit Committee regularly review the measures implemented to identify and mitigate data protection and cybersecurity risks.
Cybersecurity Risk Role of Management [Text Block] As part of such reviews, our Board and Audit Committee receive reports and presentations from team members responsible for overseeing our cybersecurity risk management, including our Chief Information Officer (CIO), which address a wide range of topics, including recent developments, evolving standards, vulnerability assessments, third-party and independent reviews, the threat environment, technological trends, and information security considerations arising with respect to our peers and third parties. We have implemented protocols by which certain cybersecurity incidents are escalated internally and, where appropriate, reported timely to our Board and Audit Committee.
Cybersecurity Risk Management Positions or Committees Responsible [Flag] true
Cybersecurity Risk Management Positions or Committees Responsible [Text Block]
Our Board has delegated the primary responsibility to oversee cybersecurity matters to our Audit Committee. Our Board and Audit Committee regularly review the measures implemented to identify and mitigate data protection and cybersecurity risks. As part of such reviews, our Board and Audit Committee receive reports and presentations from team members responsible for overseeing our cybersecurity risk management, including our Chief Information Officer (CIO), which address a wide range of topics, including recent developments, evolving standards, vulnerability assessments, third-party and independent reviews, the threat environment, technological trends, and information security considerations arising with respect to our peers and third parties. We have implemented protocols by which certain cybersecurity incidents are escalated internally and, where appropriate, reported timely to our Board and Audit Committee.
Cybersecurity Risk Management Expertise of Management Responsible [Text Block]
Our Board has delegated the primary responsibility to oversee cybersecurity matters to our Audit Committee. Our Board and Audit Committee regularly review the measures implemented to identify and mitigate data protection and cybersecurity risks. As part of such reviews, our Board and Audit Committee receive reports and presentations from team members responsible for overseeing our cybersecurity risk management, including our Chief Information Officer (CIO), which address a wide range of topics, including recent developments, evolving standards, vulnerability assessments, third-party and independent reviews, the threat environment, technological trends, and information security considerations arising with respect to our peers and third parties. We have implemented protocols by which certain cybersecurity incidents are escalated internally and, where appropriate, reported timely to our Board and Audit Committee.
At the management level, our CIO, certain directors on our information technology team, and our director of risk management, in consultation with our senior management team, have broad oversight of our cyber risk management processes. Our information technology team regularly discusses the risk management measures implemented by us to identify and mitigate data protection and cybersecurity risks. Our
Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block] CIO, certain directors on our information technology team, and our director of risk management, in consultation with our senior management team, have broad oversight of our cyber risk management processes. Our information technology team regularly discusses the risk management measures implemented by us to identify and mitigate data protection and cybersecurity risks. Our
Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag] true
v3.25.4
Organization and Summary of Significant Accounting Policies (Policies)
12 Months Ended
Dec. 31, 2025
Accounting Policies [Abstract]  
Basis of Presentation
The accompanying financial statements have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) as contained within the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”).
The consolidated financial statements include the accounts of the Company, its wholly owned subsidiaries as well as other entities in which the Company has a controlling interest and variable interest entities (“VIEs”) in which the Company is the primary beneficiary. The noncontrolling interests as of December 31, 2025 and 2024 represent the outside owners’ interests in the Company’s consolidated entities and the net equity of the VIE owners. All significant intercompany accounts have been eliminated upon consolidation.
Unless the context otherwise requires, the terms “Tri Pointe”, “the Company”, “we”, “us” or “our” used herein refer to Tri Pointe Homes, Inc., a Delaware corporation, and its consolidated subsidiaries.
Reclassifications
Certain amounts for prior years have been reclassified to conform to the current period presentation.
Use of Estimates
Our financial statements have been prepared in accordance with GAAP. The preparation of these financial statements requires our management to make estimates and judgments that affect the reported amounts of assets and liabilities and the disclosures of contingent liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from our estimates.
Subsequent Events
We evaluated subsequent events up until our consolidated financial statements were filed with the Securities and Exchange Commission.
Cash and Cash Equivalents and Concentration of Credit Risk
We define cash and cash equivalents as cash on hand, demand deposits with financial institutions, and short-term liquid investments with a maturity date of less than three months from the date of acquisition, including U.S. Treasury bills and government money-mark funds with maturities of 90 days or less when purchased. The Company’s cash balances exceed federally insurable limits. The Company monitors the cash balances in its operating accounts and adjusts the cash balances as appropriate; however, these cash balances could be impacted if the underlying financial institutions fail or are subject to other adverse conditions in the financial markets. To date, the Company has experienced no loss or lack of access to cash in its operating accounts.
Revenue Recognition
We generate revenues from a mix of homebuilding operations and financial services operations. Due to the nature of our revenue generating activities, the disaggregated revenue reported on our consolidated statement of operations, in conjunction with the revenues reported in our segment disclosure, is deemed sufficient to report revenue from contracts with customers in accordance with the disaggregation disclosure requirements of Accounting Standards Update 2014-09, Revenue from Contracts with Customers (Codified as “ASC 606”). We report total revenues in Note 2, Segment Information, which is fully comprised of our revenues from contracts with customers. While the total homebuilding revenues by segment include a mix of home sales revenue, land and lot sales revenue and other operations revenue, all material revenue amounts outside of home sales revenue are attributed to their respective homebuilding segments in the discussion below. Our consideration of disaggregated revenue consisted of a variety of facts and circumstances pertaining to our contracts with customers. These considerations included the nature, amounts, timing and other characteristics and economic factors present within each revenue line item appearing on our consolidated statement of operations. See below for further commentary regarding each of our revenue streams from contracts with customers.
Home sales revenue
We generate the majority of our total revenues from home sales, which consists of our core business operation of building and delivering completed homes to homebuyers. Home sales revenue and related profit is generally recognized when title to and possession of the home is transferred to the homebuyer at the home closing date. Our performance obligation to deliver the agreed-upon home is generally satisfied in less than one year from the original contract date. Included in home sales revenue are forfeited deposits, which occur when homebuyers cancel home purchase contracts that include a nonrefundable deposit. Both revenue from forfeited deposits and deferred revenue resulting from uncompleted performance obligations existing at the time we deliver new homes to our homebuyers are immaterial.
Financial services revenues
Tri Pointe Solutions is a reportable segment and is comprised of our Tri Pointe Connect mortgage financing operations, Tri Pointe Assurance title and escrow services operations, and Tri Pointe Advantage property and casualty insurance agency operations.
Mortgage financing operations
For the year ended December 31, 2023, our Tri Pointe Connect mortgage operations were conducted through a joint venture with an established mortgage lender. Tri Pointe Connect acted as a preferred mortgage loan broker to our homebuyers in all of the markets in which we operate, generating income from fees paid by third party lenders for the successful funding and closing of loans for homebuyers that originated through Tri Pointe Connect. For the year ended December 31, 2023, Tri Pointe Connect was fully consolidated in accordance with Accounting Standards Topic 810 (“ASC 810”), Consolidation, under the Financial Services section of our consolidated statements of operations, with the noncontrolling interest recorded on the consolidated statements of operations as net income attributable to noncontrolling interests.

Effective February 1, 2024, we acquired the minority equity interest in the joint venture, upon which Tri Pointe Connect became a wholly owned subsidiary of the Company. In connection with this transaction, Tri Pointe Connect expanded operations to include mortgage lending services to our homebuyers in all of the markets in which we operate and provide mortgage financing by utilizing funds made available pursuant to repurchase agreements with third party lenders and by utilizing our own funds. Tri Pointe Connect will retain the ability to act as a mortgage loan broker for our homebuyers that originate loans with third party lenders.

Revenues from mortgage financing operations primarily represent mortgage loan broker fees paid by third party lenders, fees earned on mortgage loan originations and the realized and unrealized gains and losses associated with the sales and changes in the fair value of mortgage loans held for sale. When we act as a mortgage loan broker and originate loans with third party lenders, mortgage loan broker fees and mortgage loan origination fees are recognized at the time the mortgage loans are funded. When we provide mortgage financing, we recognize fees on mortgage loan originations upon loan origination.
Mortgage loans held for sale
We intend to sell all of the loans we originate in the secondary market within a short period of time after origination. As of December 31, 2025, mortgage loans held for sale had an aggregate estimated fair value of $98.5 million and an aggregate outstanding principal balance of $97.7 million, compared to an aggregate estimated fair value of $115.0 million and an aggregate outstanding principal balance of $113.8 million as of December 31, 2024. For the year ended December 31, 2025, we recorded an unrealized loss of $356,000 related to mortgage loans held for sale, compared to an unrealized gain of $1.2 million for the year ended December 31, 2024.
Title and escrow services operations
Tri Pointe Assurance provides title examinations for our homebuyers in the Carolinas and both title examinations and escrow services for our homebuyers in Arizona, Colorado, the District of Columbia, Maryland, Nevada, Texas, Washington and Virginia. Additionally, Tri Pointe Assurance provides escrow services for certain of our homebuyers in California through a consolidated financial services joint venture that operates in the state. Tri Pointe Assurance is a wholly owned subsidiary of Tri Pointe and acts as a title agency for First American Title Insurance Company. Revenue from our title and escrow services operations is fully recognized at the time of the consummation of the home sales transaction, at which time no further performance obligations are left to be satisfied. Tri Pointe Assurance revenue is included in the Financial Services section of our consolidated statements of operations.
Property and casualty insurance agency operations
Tri Pointe Advantage is a wholly owned subsidiary of Tri Pointe and provides property and casualty insurance agency services that help facilitate the closing process in all of the markets in which we operate. The total consideration for these services, including renewal options, is estimated upon the issuance of the initial insurance policy, subject to constraint. Tri Pointe Advantage revenue is included in the Financial Services section of our consolidated statements of operations.
Real Estate Inventories and Cost of Sales
Real estate inventories consist of land, land under development, homes under construction, completed homes and model homes and are stated at cost, net of impairment losses. We capitalize direct carrying costs, including interest, property taxes and related development costs to inventories. Field construction supervision and related direct overhead are also included in the capitalized cost of inventories. Direct construction costs are specifically identified and allocated to homes while other common costs, such as land, land improvements and carrying costs, are allocated to homes within a community based upon their anticipated relative sales or fair value. In accordance with ASC Topic 835, Interest (“ASC 835”), homebuilding interest capitalized as a cost of inventories owned is included in costs of sales as related units or lots are sold. To the extent our debt exceeds our qualified assets as defined in ASC 835, we expense a portion of the interest incurred. Qualified assets represent projects that are actively under development. Homebuilding cost of sales is recognized at the same time revenue is recognized and is recorded based upon total estimated costs to be allocated to each home within a community. Any changes to the estimated costs are allocated to the remaining undelivered lots and homes within their respective community.
In determining the allocation of costs to a particular land parcel or individual home, we rely on project budgets that are based on a variety of assumptions, including assumptions about construction schedules and future costs to be incurred. Actual results could differ from budgeted amounts for various reasons, including construction delays, increases in costs that have not been committed or unforeseen issues encountered during construction that fall outside the scope of existing contracts, or costs that come in less than originally anticipated. While the actual results for a particular construction project are accurately reported over time, a variance between the budget and actual costs could result in the understatement or overstatement of costs and have a related impact on gross margins between reporting periods. To reduce the potential for such variances, we have procedures that have been applied on a consistent basis, including assessing and revising project budgets on a periodic basis, obtaining commitments from subcontractors and vendors for future costs to be incurred and utilizing the most recent information available to estimate costs.
If there are indicators of impairment, we perform a detailed budget and cash flow review of our real estate assets to determine whether the estimated remaining undiscounted future cash flows of the community are more or less than the asset’s carrying value. If the undiscounted cash flows are more than the asset’s carrying value, no impairment adjustment is required. However, if the undiscounted cash flows are less than the asset’s carrying value, the asset is deemed impaired and is written down to fair value. These impairment evaluations require us to make estimates and assumptions regarding future conditions, including timing and amounts of development costs and sales prices of real estate assets, to determine if expected future undiscounted cash flows will be sufficient to recover the asset’s carrying value.
When estimating undiscounted cash flows of a community, we make various assumptions, including: (i) expected sales prices, including the number of homes available, pricing and incentives being offered by us or other builders in other communities, and future sales price adjustments based on market and economic trends; (ii) expected sales pace and cancellation rates based on local housing market conditions, competition and historical trends; (iii) costs expended to date and expected to be incurred including, but not limited to, land and land development costs, home construction costs, interest costs, indirect construction and overhead costs, and selling costs; (iv) alternative product offerings that may be offered that could have an impact on sales pace, sales price and/or building costs; and (v) alternative uses for the property.
Many assumptions are interdependent and a change in one may require a corresponding change to other assumptions. For example, increasing or decreasing monthly sales absorption rates has a direct impact on the estimated per unit sales price of a home and the level of time sensitive costs (such as indirect construction, overhead and carrying costs). Depending on the underlying objective of the community, assumptions could have a significant impact on the projected cash flow analysis. For example, if our objective is to preserve operating margins, our cash flow analysis will be different than if the objective is to increase sales. These objectives may vary significantly from community to community and over time.
We perform a quarterly review for indicators of impairment. If assets are considered impaired, the impairment charge is determined by the amount the asset’s carrying value exceeds its fair value. Fair value is determined based on estimated future cash flows discounted for inherent risks associated with real estate assets. These discounted cash flows are impacted by expected risk based on estimated land development, construction and delivery timelines; market risk of price erosion; uncertainty of development or construction cost increases; and other risks specific to the asset or market conditions where the asset is located when assessment is made. These factors are specific to each community and may vary among communities.
Warranty Reserves
In the normal course of business, we incur warranty-related costs associated with homes that have been delivered to homebuyers. Estimated future direct warranty costs are accrued and charged to cost of sales in the period when the related home sales revenues are recognized while indirect warranty overhead salaries and related costs are charged to cost of sales in the period incurred. Factors that affect the warranty accruals include the number of homes delivered, historical and anticipated rates of warranty claims and cost per claim. Our primary assumption in estimating the amounts we accrue for warranty costs is that historical claims experience is a strong indicator of future claims experience. In addition, we maintain commercial general liability insurance designed to protect us against a portion of our risk of loss from warranty and construction-related claims, subject to self-insured retentions. We self-insure a portion of our overall risk through the use of a wholly-owned captive insurance subsidiary. We also generally require our subcontractors and design professionals to indemnify us for liabilities arising from their work, subject to various limitations. However, such indemnity is significantly limited with respect to subcontractors that are added to our commercial general liability insurance policy. 
Our warranty reserve is based on actuarial analysis that uses our historical claim and expense data, as well as industry data to estimate these overall costs. Key assumptions used in developing these estimates include weighting of industry data, claim frequencies, severities and resolution patterns, which can occur over an extended period of time. Our warranty reserve may also include an estimate of future fit and finish warranty claims to the extent not contemplated in the actuarial analysis. These estimates are subject to variability due to the length of time between the delivery of a home to a homebuyer and when a warranty or construction defect claim is made, and the ultimate resolution of such claim; uncertainties regarding such claims relative to our markets and the types of product we build; and legal or regulatory actions and/or interpretations, among other factors. Due to the degree of judgment involved and the potential for variability in these underlying assumptions, our actual future costs could differ from those estimated.
We also record expected recoveries from insurance carriers based on actual insurance claims made and actuarially determined amounts that depend on various factors, including, the above-described reserve estimates, our insurance policy coverage limits for the applicable policy years and historical recovery rates. Because of the inherent uncertainty and variability in these assumptions, our actual insurance recoveries could differ significantly from amounts currently estimated.
Investments in Unconsolidated Entities
We have investments in unconsolidated entities over which we have significant influence that we account for using the equity method with taxes provided on undistributed earnings. We record earnings and accrue taxes in the period that the earnings are recorded by our affiliates. Under the equity method, our share of the unconsolidated entities’ earnings or loss is included in equity in income (loss) of unconsolidated entities in the accompanying consolidated statements of operations. We evaluate our investments in unconsolidated entities for impairment when events and circumstances indicate that the carrying value of the investment has been impaired beyond a temporary period of time.
Variable Interest Entities
The Company accounts for variable interest entities in accordance with ASC Topic 810, Consolidation (“ASC 810”). Under ASC 810, a VIE is created when: (a) the equity investment at risk in the entity is not sufficient to permit
the entity to finance its activities without additional subordinated financial support provided by other parties, including the equity holders; (b) the entity’s equity holders as a group (i) lack the direct or indirect ability to make decisions about the entity, (ii) are not obligated to absorb expected losses of the entity or (iii) do not have the right to receive expected residual returns of the entity; or (c) the entity’s equity holders have voting rights that are not proportionate to their economic interests, and the activities of the entity involve, or are conducted on behalf of, the equity holder with disproportionately few voting rights. If an entity is deemed to be a VIE pursuant to ASC 810, the enterprise that has both (a) the power to direct the activities of a VIE that most significantly impact the entity’s economic performance and (b) the obligation to absorb the expected losses of the entity or right to receive benefits from the entity that could be potentially significant to the VIE is considered the primary beneficiary and must consolidate the VIE.
Under ASC 810, a deposit paid to an entity is deemed to be a variable interest that will absorb some or all of the entity’s expected losses if they occur. Our land purchase and lot option deposits generally represent our maximum exposure to the land seller if we elect not to purchase the optioned property. Therefore, whenever we enter into a land option or purchase contract with an entity and make a deposit, a VIE may have been created. In accordance with ASC 810, we perform ongoing reassessments of whether we are the primary beneficiary of a VIE.
In some instances, we may also expend funds for due diligence, development and construction activities with respect to optioned land prior to takedown. Such costs are classified as inventories owned, which we would have to write off should we not exercise the option
Stock-Based Compensation
We account for share-based awards in accordance with ASC Topic 718, Compensation-Stock Compensation (“ASC 718”). ASC 718 requires that the cost resulting from all share-based payment transactions be recognized in the financial statements. ASC 718 requires all entities to apply a fair-value-based measurement method in accounting for share-based payment transactions with employees. Share-based awards are expensed on a straight-line basis over the expected vesting period.
Income Taxes
We account for income taxes in accordance with ASC Topic 740, Income Taxes (“ASC 740”). Deferred tax assets and liabilities are recorded based on future tax consequences of temporary differences between the amounts reported for financial reporting purposes and the amounts deductible for income tax purposes, and are measured using enacted tax rates expected to apply in the years in which the temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in earnings in the period when the changes are enacted.
We recognize deferred tax assets to the extent that we believe that these assets are more likely than not to be realized. We are required to establish a valuation allowance for any portion of the asset we conclude is more likely than not to be unrealizable. In making such a determination, we consider all available positive and negative evidence, including future reversals of existing taxable temporary differences, projected future taxable income, tax-planning strategies, carryback potential if permitted under the tax law, and results of recent operations. If we determine that we would be able to realize our deferred tax assets in the future in excess of their net recorded amount, we would make an adjustment to the deferred tax asset valuation allowance, which would reduce the provision for income taxes.
We record uncertain tax positions in accordance with ASC 740 on the basis of a two-step process in which (1) we determine whether it is more likely than not that the tax positions will be sustained on the basis of the technical merits of the position and (2) for those tax positions that meet the more-likely-than-not recognition threshold, we recognize the largest amount of tax benefit that is more than 50 percent likely to be realized upon ultimate settlement with the related tax authority.
We recognize interest and penalties related to unrecognized tax benefits in the provision for income taxes in the accompanying consolidated statement of operations. Accrued interest and penalties are included in accrued expenses and other liabilities in the accompanying consolidated balance sheets.
New Accounting Standards
In December 2023, FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures ("ASU 2023-09"), which requires expanded disclosure of our income rate reconciliation and income taxes paid. ASU 2023-09 is effective for us for annual periods beginning after January 1, 2025, and was adopted by the Company in this Annual Report on Form 10-K. The adoption impacted our income tax disclosures but did not have a material impact on our consolidated financial position, results of operations, or cash flows.
In November 2024, the FASB issued ASU No. 2024-03, Income Statement-Reporting Comprehensive Income-Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses ("ASU 2024-03"), which requires disclosure in the notes to the financial statements of specified information about certain costs and expenses. ASU 2024-03 is effective for our annual report covering the fiscal year beginning January 1, 2027, and for interim periods beginning January 1, 2028. We are currently evaluating the impact this new standard will have on our financial statement disclosures.
Segment Information
Tri Pointe Homes is engaged in the business of acquiring and developing land and constructing and selling single-family detached and attached homes. In accordance with ASC Topic 280, Segment Reporting, we have aggregated our geographical homebuilding segments under the aggregation criteria outlined. In determining the most appropriate reportable segments, we considered similar economic and other characteristics, including product types, average selling prices, gross profits, production processes, suppliers, subcontractors, regulatory environments, land acquisition results, and underlying demand and supply. In addition, our determination of reporting segments considered how our chief operating decision maker evaluates operating performance and capital allocation. Based upon these factors and in consideration of the geographical layout of our homebuilding markets, we have identified three homebuilding reporting segments which are reported under the following hierarchy:
West Region: Arizona, California, Nevada and Washington
Central Region: Colorado, Texas and Utah
East Region: District of Columbia, Florida, Maryland, North Carolina, South Carolina and Virginia
In April 2024, we announced our expansion into the Coastal Carolinas region, which includes parts of South Carolina and Georgia. While we have an established presence in South Carolina, we have not yet commenced operations in Georgia as of December 31, 2025.
Our Tri Pointe Solutions financial services operation is a reportable segment and is comprised of our Tri Pointe Connect mortgage financing operations, our Tri Pointe Assurance title and escrow services operations, and our Tri Pointe Advantage property and casualty insurance agency operations. These financial services businesses have been aggregated in accordance with the criteria outlined in ASC 280, considering their similar economic and operational characteristics. For further details, see Note 1, Organization and Summary of Significant Accounting Policies.
Corporate is a non-operating segment that develops and implements company-wide strategic initiatives and provides support to our homebuilding reporting segments by centralizing certain administrative functions, such as marketing, legal, accounting, treasury, insurance, internal audit and risk management, information technology and human resources, to benefit from economies of scale. Our Corporate non-operating segment also includes general and administrative expenses related to operating our corporate headquarters.
The reportable segments follow the same accounting policies used for our consolidated financial statements, as described in Note 1, Organization and Summary of Significant Accounting Policies. Operational results of each reportable segment are not necessarily indicative of the results that would have been achieved had the reportable segment been an independent, stand-alone entity during the periods presented.
Our Chief Executive Officer (CEO) is our Chief Operating Decision Maker (CODM) and reviews segment performance to make resource allocation decisions. The CODM evaluates each segment based on revenue, income (loss) before income taxes, and other key nonfinancial homebuilding metrics to guide strategic decisions.
Goodwill and Other Intangible Assets
In accordance with ASC Topic 350, Intangibles-Goodwill and Other, we evaluate goodwill and indefinite-lived intangible assets for impairment on an annual basis, or more frequently if events or changes in circumstances between annual tests indicate that it is more likely than not that the asset is impaired. We have performed our annual goodwill impairment evaluation as of October 1, 2025.
For our West, Central and East reporting units, we performed a qualitative assessment to determine whether it is more likely than not that their fair value is less than their carrying amount. For our West reporting unit, we elected to perform a quantitative assessment to determine whether its fair value exceeded its carrying amount. Upon completion of the October 1, 2025 annual impairment assessment, we determined that no goodwill impairment was indicated. As of December 31, 2025, we are not aware of any significant indicators of impairment that exist for our goodwill that would require additional analysis.
An impairment of our indefinite-lived intangible asset is based on a comparison of its fair value to book value, without consideration of any recoverability due to the indefinite nature of the asset. As of December 31, 2025, we believe that our indefinite-lived intangible asset continues to have an indefinite life and that its fair value exceeds its carrying value.
Management’s judgment is required in the forecasts of future operating results that are used in our impairment evaluations. Our estimates are consistent with the plans and estimates that we use to manage our business. It is possible, however, that the plans may change and estimates used may prove to be inaccurate. If our actual results, or the plans and estimates used in future impairment analyses, are lower than the original estimates used to assess the recoverability of these assets, we could incur future impairment charges.
Fair Value Measurements
ASC Topic 820, Fair Value Measurements and Disclosures, defines “fair value” as the price that would be received for selling an asset or paid to transfer a liability in an orderly transaction between market participants at measurement date and requires assets and liabilities carried at fair value to be classified and disclosed in the following three categories:
Level 1—Quoted prices for identical instruments in active markets
Level 2—Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are inactive; and model-derived valuations in which all significant inputs and significant value drivers are observable in active markets at measurement date
Level 3—Valuations derived from techniques where one or more significant inputs or significant value drivers are unobservable in active markets at measurement date
v3.25.4
Segment Information (Tables)
12 Months Ended
Dec. 31, 2025
Segment Reporting [Abstract]  
Schedule of Financial Information Relating to Reportable Segments
Total revenues, significant expenses and income before income taxes for each of our reportable segments were as follows (in thousands):
 
Year Ended December 31, 2025
WestCentralEastHomebuilding OperationsFinancial ServicesCorporateConsolidated
Home sales revenue$1,886,728 $924,290 $552,796 $3,363,814 $— $— $3,363,814 
Land and lot sales revenue25,263 6,581 — 31,844 — — 31,844 
Other operations revenue3,221 18 3,244 — — 3,244 
Financial services revenue— — — — 71,802 — 71,802 
Total revenues1,915,212 930,889 552,801 3,398,902 71,802 — 3,470,704 
Cost of home sales(1,477,045)(727,519)(440,833)(2,645,397)— (11,954)(2,657,351)
Cost of land and lot sales(22,350)(7,567)— (29,917)— 27 (29,890)
Other operations expense(3,174)— — (3,174)— — (3,174)
Sales and marketing(99,856)(61,442)(30,145)(191,443)— (2,341)(193,784)
General and administrative(72,237)(35,938)(31,314)(139,489)— (90,581)(230,070)
Financial services expense— — — — (54,622)— (54,622)
Income (loss) from operations240,550 98,423 50,509 389,482 17,180 (104,849)301,813 
Equity in income (loss) of unconsolidated entities52 2,478 (4)2,526 — — 2,526 
Other income, net350 1,695 44 2,089 — 27,350 29,439 
Income (loss) before income taxes$240,952 $102,596 $50,549 $394,097 $17,180 $(77,499)$333,778 

Year Ended December 31, 2024
WestCentralEastHomebuilding OperationsFinancial ServicesCorporateConsolidated
Home sales revenue$2,641,125 $1,127,972 $617,350 $4,386,447 $— $— $4,386,447 
Land and lot sales revenue17,786 14,894 384 33,064 — — 33,064 
Other operations revenue3,122 32 3,162 — — 3,162 
Financial services revenue— — — — 70,197 — 70,197 
Total revenues2,662,033 1,142,898 617,742 4,422,673 70,197 — 4,492,870 
Cost of home sales(2,032,289)(846,401)(471,099)(3,349,789)— (14,092)(3,363,881)
Cost of land and lot sales(17,015)(13,302)(274)(30,591)— — (30,591)
Other operations expense(3,061)— — (3,061)— — (3,061)
Sales and marketing(116,841)(67,349)(30,795)(214,985)— (1,533)(216,518)
General and administrative(84,046)(34,990)(30,764)(149,800)— (106,238)(256,038)
Financial services expense— — — — (45,914)— (45,914)
Income (loss) from operations408,781 180,856 84,810 674,447 24,283 (121,863)576,867 
Equity in (loss) income of unconsolidated entities(38)395 361 — — 361 
Other income, net735 758 28 1,521 — 38,119 39,640 
Income (loss) before income taxes$409,478 $182,009 $84,842 $676,329 $24,283 $(83,744)$616,868 

Year Ended December 31, 2023
WestCentralEastHomebuilding OperationsFinancial ServicesCorporateConsolidated
Home sales revenue$2,408,704 $746,752 $498,579 $3,654,035 $— $— $3,654,035 
Land and lot sales revenue1,676 10,521 — 12,197 — — 12,197 
Other operations revenue2,938 30 2,971 — — 2,971 
Financial services revenue— — — — 46,001 — 46,001 
Total revenues2,413,318 757,303 498,582 3,669,203 46,001 — 3,715,204 
Cost of home sales(1,872,561)(576,904)(384,992)(2,834,457)— (4,056)(2,838,513)
Cost of land and lot sales(2,240)(9,840)(3)(12,083)— — (12,083)
Other operations expense(2,894)— — (2,894)— — (2,894)
Sales and marketing(110,202)(48,532)(24,308)(183,042)— (1,346)(184,388)
General and administrative(78,655)(30,633)(24,052)(133,340)— (84,654)(217,994)
Financial services expense— — — — (31,322)— (31,322)
Income (loss) from operations346,766 91,394 65,227 503,387 14,679 (90,056)428,010 
Equity in income (loss) of unconsolidated entities(35)(71)(97)— — (97)
Other income, net351 270 (810)(189)— 39,635 39,446 
Income (loss) before income taxes$347,126 $91,629 $64,346 $503,101 $14,679 $(50,421)$467,359 
    Total real estate inventories and total assets for each of our reportable segments, as of the date indicated, were as follows (in thousands):
 
December 31, 2025December 31, 2024
Real estate inventories  
West$1,902,818 $1,928,257 
Central794,189 791,171 
East481,241 434,031 
Total$3,178,248 $3,153,459 
Total assets(1)
  
West$2,187,263 $2,186,696 
Central1,038,430 1,014,811 
East530,401 473,874 
Corporate1,064,313 1,041,646 
Total homebuilding assets4,820,407 4,717,027 
Financial services157,128 174,088 
Total$4,977,535 $4,891,115 
(1) Total assets as of December 31, 2025 and 2024 includes $139.3 million of goodwill, with $125.4 million included in the West segment, $8.3 million included in the Central segment and $5.6 million included in the East segment. Total Corporate assets as of December 31, 2025 and 2024 includes our Tri Pointe Homes trade name. For further details on goodwill and our intangible assets, see Note 8, Goodwill and Other Intangible Assets.
v3.25.4
Earnings Per Share (Tables)
12 Months Ended
Dec. 31, 2025
Earnings Per Share [Abstract]  
Schedule of Computation of Basic and Diluted Earnings Per Share
The following table sets forth the components used in the computation of basic and diluted earnings per share (in thousands, except share and per share amounts):
 
 Year Ended December 31,
 202520242023
Numerator:   
Income available to common stockholders$241,088 $458,029 $343,702 
Denominator:   
Basic weighted-average shares outstanding88,172,175 93,985,551 98,679,477 
Effect of dilutive shares:   
Stock options and unvested restricted stock units523,656 927,038 1,016,185 
Diluted weighted-average shares outstanding88,695,831 94,912,589 99,695,662 
Earnings per share   
Basic$2.73 $4.87 $3.48 
Diluted$2.72 $4.83 $3.45 
Antidilutive stock options not included in diluted earnings per share1,936,719 1,279,064 2,939,126 
v3.25.4
Receivables, net (Tables)
12 Months Ended
Dec. 31, 2025
Receivables [Abstract]  
Schedule of Receivables, Net
Receivables, net consisted of the following (in thousands):
December 31, 2025December 31, 2024
Other accounts receivable and escrow proceeds$78,229 $43,074 
Warranty insurance receivable (Note 13)
69,021 68,539 
Total receivables$147,250 $111,613 
v3.25.4
Real Estate Inventories (Tables)
12 Months Ended
Dec. 31, 2025
Inventory Disclosure [Abstract]  
Schedule of Real Estate Inventories
Real estate inventories consisted of the following (in thousands):
December 31, 2025December 31, 2024
Real estate inventories owned:  
Homes completed or under construction$1,038,990 $1,294,928 
Land under development1,445,671 1,174,564 
Land held for future development159,627 157,348 
Model homes304,742 285,550 
Total real estate inventories owned2,949,030 2,912,390 
Real estate inventories not owned:  
Land purchase and land option deposits209,642 241,069 
Consolidated inventory not owned19,576 — 
Total real estate inventories not owned229,218 241,069 
Total real estate inventories$3,178,248 $3,153,459 
Schedule of Interest Incurred, Capitalized and Expensed
Interest incurred, capitalized and expensed were as follows (in thousands):
Year Ended December 31,
 202520242023
Interest incurred$81,496 $114,949 $147,169 
Interest capitalized(81,496)(114,949)(147,169)
Interest expensed$— $— $— 
Capitalized interest in beginning inventory$186,370 $221,647 $191,411 
Interest capitalized as a cost of inventory81,496 114,949 147,169 
Interest previously capitalized as a cost of inventory, included in
   cost of sales
(106,566)(150,226)(116,933)
Capitalized interest in ending inventory$161,300 $186,370 $221,647 
Schedule of Real Estate Inventory Impairments and Land Option Abandonments
Real estate inventory impairments and land option abandonments consisted of the following (in thousands):
 Year Ended December 31,
 202520242023
Real estate inventory impairments$31,097 $— $11,500 
Land and lot option abandonments and pre-acquisition costs5,302 4,157 2,657 
Total$36,399 $4,157 $14,157 
v3.25.4
Investments in Unconsolidated Entities (Tables)
12 Months Ended
Dec. 31, 2025
Equity Method Investments and Joint Ventures [Abstract]  
Schedule of Aggregated Assets, Liabilities and Operating Results of Entities as Equity-Method Investments
Assets and liabilities of unconsolidated entities (in thousands):
 December 31,
 20252024
Assets  
Cash$34,867 $35,130 
Receivables446 1,777 
Real estate inventories695,084 628,729 
Other assets615 7,198 
Total assets$731,012 $672,834 
Liabilities and equity  
Debt obligations and other liabilities$217,956 $198,543 
Company’s equity183,075 173,924 
Outside interests’ equity329,981 300,367 
Total liabilities and equity$731,012 $672,834 
Results of operations from unconsolidated entities (in thousands):
 
 Year Ended December 31,
 202520242023
Net sales$158,359 $130,127 $99,494 
Other operating expense(150,284)(131,659)(100,135)
Other expense 1,963 2,051 438 
Net (loss) income$10,038 $519 $(203)
Company’s equity in (loss) income of unconsolidated entities$2,526 $361 $(97)
v3.25.4
Variable Interest Entities (Tables)
12 Months Ended
Dec. 31, 2025
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Schedule of Interests in Land Option Agreements
The following provides a summary of our interests in land option agreements (in thousands):
 December 31, 2025December 31, 2024
DepositsRemaining
Purchase
Price
DepositsRemaining
Purchase
Price
Unconsolidated VIEs$201,640 $1,960,508 $224,319 $1,976,828 
Other land option agreements8,002 108,850 16,750 231,059 
Total$209,642 $2,069,358 $241,069 $2,207,887 
v3.25.4
Other Assets (Tables)
12 Months Ended
Dec. 31, 2025
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]  
Schedule of Other Assets
Other assets consisted of the following (in thousands):
December 31, 2025December 31, 2024
Prepaid expenses$12,377 $11,600 
Refundable fees and other deposits18,913 19,772 
Development rights, held for future use or sale845 845 
Deferred loan costs7,181 3,637 
Operating properties and equipment, net61,212 58,219 
Lease right-of-use assets75,840 66,273 
Income tax receivable6,377 — 
Other5,154 4,149 
Total$187,899 $164,495 
v3.25.4
Accrued Expenses and Other Liabilities (Tables)
12 Months Ended
Dec. 31, 2025
Payables and Accruals [Abstract]  
Schedule of Accrued Expenses and Other Liabilities
Accrued expenses and other liabilities consisted of the following (in thousands):
December 31, 2025December 31, 2024
Accrued payroll and related costs$50,938 $77,609 
Warranty reserves (Note 13)124,103 116,150 
Estimated cost for completion of real estate inventories92,623 117,927 
Customer deposits23,757 41,439 
Liabilities related to inventory not owned19,576 — 
Accrued income taxes payable2,764 8,791 
Accrued interest4,714 4,891 
Other tax liabilities3,910 2,521 
Lease liabilities88,386 78,067 
Other14,518 18,168 
Total$425,289 $465,563 
v3.25.4
Senior Notes and Loans Payable (Tables)
12 Months Ended
Dec. 31, 2025
Debt Disclosure [Abstract]  
Schedule of Senior Notes, Loans Payable and Mortgage Repurchase Facilities
Senior notes consisted of the following (in thousands): 
December 31,
2025
December 31,
2024
5.250% Senior Notes due June 1, 2027
$300,000 $300,000 
5.700% Senior Notes due June 15, 2028
350,000 350,000 
Discount and deferred loan costs(2,414)(3,466)
Total$647,586 $646,534 
The Company’s outstanding loans payable consisted of the following (in thousands):
December 31,
2025
December 31,
2024
Term loan facility$450,000 $250,000 
Seller-financed loans6,468 20,970 
Total$456,468 $270,970 
Schedule of Repurchase Agreements
The following table provides a summary of Tri Pointe Connect’s Repurchase Agreements as of December 31, 2025 (dollars in thousands):
FacilityOutstanding BalanceFacility AmountInterest RateExpiration DateCollateral (1)
Warehouse A$72,604 $100,000 
Term SOFR + 1.75%
4/22/2026Mortgage Loans
Warehouse B (2)17,966 50,000 
Term SOFR + 1.75%
7/28/2026Mortgage Loans
Warehouse B (2)— 50,000 
Term SOFR + 1.75%
On DemandMortgage Loans
Total$90,570 $200,000 
__________
(1) Mortgage loans held for sale consist of single-family residential loans collateralized by the underlying property. Generally, all of the loans originated by us are sold in the secondary mortgage market within 30 days after origination. As of December 31, 2025, mortgage loans held for sale had an aggregate fair value of $98.5 million.
(2) Warehouse B is a $100 million facility, of which $50 million is committed and $50 million is uncommitted.
v3.25.4
Fair Value Disclosures (Tables)
12 Months Ended
Dec. 31, 2025
Fair Value Disclosures [Abstract]  
Schedule of Assets and Liabilities Related to Financial Instruments, Measured at Fair Value on a Recurring Basis
A summary of assets and liabilities at December 31, 2025 and 2024, related to our financial instruments, measured at fair value for disclosure purposes on a recurring basis, is set forth below (in thousands):
  December 31, 2025December 31, 2024
 HierarchyBook ValueFair ValueBook ValueFair Value
Senior Notes (1)
Level 2$650,000 $657,888 $650,000 $642,690 
Term loan (2)
Level 2$450,000 $450,000 $250,000 $250,000 
Seller-financed loans (3)
Level 2$6,468 $6,468 $20,970 $20,970 
Mortgage loans held for saleLevel 2$98,514 $98,514 $115,001 $115,001 
Mortgage repurchase facilitiesLevel 2$90,570 $90,570 $104,098 $104,098 
 __________
(1)The book value of the Senior Notes is net of discounts, excluding deferred loan costs of $2.4 million and $3.5 million as of December 31, 2025 and 2024, respectively. The estimated fair value of our Senior Notes at December 31, 2025 and 2024 is based on quoted market prices.
(2)The estimated fair value of the Term Loan Facility as of December 31, 2025 and 2024 approximated book value due to the variable interest rate terms of these loans.
(3)The estimated fair value of our seller-financed loans as of December 31, 2025 and 2024 approximated book value due to the short term nature of these loans.
(4)The estimated fair value for mortgage loans held for sale are determined based on quoted market prices, and are measured at fair value on a recurring basis, with changes in fair value recognized in our consolidated statements of operations.
(5)The estimated fair value of our mortgage repurchase facilities approximated book value due to the short term nature of these maturities.
Schedule of Fair Value Measurements, Nonrecurring The following table presents real estate inventories impairment charges and the remaining net fair value for nonfinancial assets that were measured during the periods presented (in thousands):
Year Ended December 31, 2025Year Ended December 31, 2024
HierarchyImpairment
Charge
Fair Value
Net of
Impairment
Impairment
Charge
Fair Value
Net of
Impairment
Real estate inventories (1)
Level 3$31,097 $106,315 $— $— 
 
(1)Fair value of real estate inventories, net of impairment charges represents only those assets whose carrying values were adjusted to fair value in the respective periods presented. Fair Value Net of Impairment represents the fair value of the real estate inventories, net of the impairment charge, as of the date that the fair value measurements were made. The carrying value for these real estate inventories subsequently changed from the fair value reflected due to activity that occurred since the measurement date.
v3.25.4
Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Warranty Reserves
Warranty reserves consisted of the following (in thousands):
 Year Ended December 31,
 202520242023
Warranty reserves, beginning of period$116,150 $106,993 $104,375 
Warranty reserves accrued46,489 45,233 42,593 
Warranty expenditures(38,536)(36,076)(39,975)
Warranty reserves, end of period$124,103 $116,150 $106,993 
Schedule of Lease Costs and Other Information See below for additional information on leases (dollars in thousands):
Year Ended December 31, 2025Year Ended December 31, 2024Year ended December 31, 2023
Lease Cost
Operating lease cost (included in SG&A expense)$13,833 $12,205 $10,314 
Ground lease cost (included in other operations expense)3,174 3,061 2,893 
Sublease income, ground leases (included in other operations revenue)(3,221)(3,106)(2,935)
Net lease cost$13,786 $12,160 $10,272 
Other information
Cash paid for amounts included in the measurement of lease liabilities:
Operating lease cash flows (included in operating cash flows)$13,444 $12,335 $9,754 
Ground lease cash flows (included in operating cash flows)$2,654 $2,654 $2,654 
Right-of-use assets obtained in exchange for new operating lease liabilities$20,957 $9,052 $9,016 
December 31, 2025December 31, 2024
Weighted-average discount rate:
Operating leases5.4 %5.0 %
Ground leases10.2 %10.2 %
Weighted-average remaining lease term (in years):
Operating leases5.75.6
Ground leases42.543.4
Schedule of Future Minimum Lease Payments
The future minimum lease payments under our operating leases are as follows (in thousands):
Property, Equipment and Other Leases
Ground Leases (1)
2026$13,696 $3,237 
202713,605 3,237 
202813,239 3,237 
202911,749 3,237 
20308,182 3,237 
Thereafter11,593 68,928 
Total operating lease payments$72,064 $85,113 
Less: Interest10,920 57,871 
Present value of operating lease liabilities$61,144 $27,242 
(1)    Ground leases are fully subleased through 2041, representing $51.3 million of the $85.1 million future ground lease obligations.
v3.25.4
Stock-Based Compensation (Tables)
12 Months Ended
Dec. 31, 2025
Share-Based Payment Arrangement [Abstract]  
Schedule of Compensation Expense Recognized Related to All Stock-Based Awards
The following table presents compensation expense recognized related to all stock-based awards (in thousands):
 Year Ended December 31,
 202520242023
Total stock-based compensation$30,829 $33,509 $19,919 
Schedule of Restricted Stock Units
The following table presents a summary of restricted stock units (“RSUs”) for the year ended December 31, 2025:
Restricted
Stock
Units
Weighted
Average
Grant Date
Fair Value
Per Share
Nonvested RSUs at December 31, 20243,431,275 $27.45 
Granted1,309,288 $30.90 
Vested(938,660)$26.25 
Forfeited(679,554)$23.38 
Nonvested RSUs at December 31, 20253,122,349 $30.42 
v3.25.4
Income Taxes (Tables)
12 Months Ended
Dec. 31, 2025
Income Tax Disclosure [Abstract]  
Schedule of Provision for Income Tax Attributable to Income Before Income Taxes
The provision for income tax attributable to income before income taxes consisted of (in thousands):
 Year Ended December 31,
 202520242023
Current:   
Federal$69,897 $131,538 $97,436 
State20,045 35,339 23,873 
Total current taxes89,942 166,877 121,309 
Deferred:   
Federal912 (6,637)(5,926)
State1,931 (1,342)2,781 
Total deferred taxes2,843 (7,979)(3,145)
Total income tax expense$92,785 $158,898 $118,164 
Schedule of Effective Tax Rate Differs from Federal Statutory Rate
The Company’s provision for income taxes was different from the amount computed by applying the statutory federal income tax rate of 21% to the underlying income before income taxes as a result of the following (in thousands):
Year Ended December 31,
202520242023
Taxes at the U.S. federal statutory rate$70,093 21.0 %$129,543 21.0 %$98,122 21.0 %
State income taxes, net of federal tax impact17,372 5.2 %26,895 4.4 %21,032 4.5 %
Federal energy credits(425)(0.1)%(2,634)(0.4)%(4,759)(1.0)%
Change in valuation allowance374 0.1 %(14)0.0 %(41)0.0 %
Nontaxable or nondeductible items
Executive compensation5,657 1.7 %8,162 1.3 %4,290 0.9 %
Share-based compensation(1,265)(0.4)%(4,193)(0.7)%(847)(0.2)%
Other nontaxable or nondeductible items, net524 0.2 %990 0.2 %(480)(0.1)%
Other adjustments, net455 0.1 %149 0.0 %847 0.2 %
Total income tax (benefit) expense$92,785 27.8 %$158,898 25.8 %$118,164 25.3 %
Schedule of Net Cash Paid For Income Taxes
Net cash paid for income taxes consisted of the following (in thousands):
Year Ended December 31,
202520242023
U.S. federal$76,500 $149,000 $89,000 
California12,600 21,500 15,488 
Other states13,504 10,565 10,627 
Net cash paid for income taxes$102,604 $181,065 $115,115 
The following are supplemental disclosures to the consolidated statements of cash flows (in thousands):
 Year Ended December 31,
 202520242023
Supplemental disclosure of cash flow information:   
Cash paid during the period for:   
Interest paid (capitalized), net$(2,582)$(144)$(4,184)
Supplemental disclosures of noncash activities:
Increase in share repurchase excise tax accrual$2,579 $1,147 $1,557 
Amortization of senior note discount capitalized to real estate
   inventory
$— $511 $1,064 
Amortization of deferred loan costs capitalized to real estate
   inventory
$2,759 $3,212 $4,001 
Increase in noncontrolling interests$131 $— $— 
Schedule of Components of Deferred Income Tax Assets Deferred taxes consisted of the following at December 31, 2025 and 2024 (in thousands):
Year Ended
December 31,
 20252024
Deferred tax assets:  
Impairment and other valuation reserves$16,903 $11,060 
Incentive compensation7,328 12,633 
Indirect costs capitalized25,722 23,877 
Operating lease liability20,932 19,192 
Warranty reserves12,194 15,472 
State taxes4,416 7,466 
Other costs and expenses10,254 10,639 
Gross deferred tax assets97,749 100,339 
Valuation allowance(3,660)(3,358)
Deferred tax assets, net of valuation allowance94,089 96,981 
Deferred tax liabilities:  
Interest capitalized— (3,345)
Basis difference in inventory(4,953)(5,104)
Fixed assets(10,909)(8,861)
Intangibles(4,077)(4,212)
Operating lease asset(17,198)(15,769)
Warranty insurance receivable(13,313)(13,169)
Deferred financing costs(166)(184)
Other(341)(362)
Deferred tax liabilities(50,957)(51,006)
Net deferred tax assets$43,132 $45,975 
v3.25.4
Supplemental Disclosure to Consolidated Statements of Cash Flows (Tables)
12 Months Ended
Dec. 31, 2025
Supplemental Cash Flow Elements [Abstract]  
Schedule of Net Cash Paid For Income Taxes
Net cash paid for income taxes consisted of the following (in thousands):
Year Ended December 31,
202520242023
U.S. federal$76,500 $149,000 $89,000 
California12,600 21,500 15,488 
Other states13,504 10,565 10,627 
Net cash paid for income taxes$102,604 $181,065 $115,115 
The following are supplemental disclosures to the consolidated statements of cash flows (in thousands):
 Year Ended December 31,
 202520242023
Supplemental disclosure of cash flow information:   
Cash paid during the period for:   
Interest paid (capitalized), net$(2,582)$(144)$(4,184)
Supplemental disclosures of noncash activities:
Increase in share repurchase excise tax accrual$2,579 $1,147 $1,557 
Amortization of senior note discount capitalized to real estate
   inventory
$— $511 $1,064 
Amortization of deferred loan costs capitalized to real estate
   inventory
$2,759 $3,212 $4,001 
Increase in noncontrolling interests$131 $— $— 
v3.25.4
Organization and Summary of Significant Accounting Policies (Details)
12 Months Ended
Dec. 31, 2025
USD ($)
state
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Short-Term Debt [Line Items]      
Number of states in which entity operates | state 12    
Impairment charges $ 31,097,000 $ 0 $ 11,500,000
Aggregate outstanding principal value 97,700,000 113,800,000  
Unrealized gain (loss) (356,000) 1,169,000 $ 0
Mortgage repurchase facilities      
Short-Term Debt [Line Items]      
Mortgage loans held for sale $ 98,500,000 $ 115,000,000.0  
v3.25.4
Segment Information - Narrative (Details)
12 Months Ended
Dec. 31, 2025
segment
business_line
Segment Reporting Information [Line Items]  
Number of principal businesses | business_line 2
Homebuilding Segment  
Segment Reporting Information [Line Items]  
Number of reportable segments | segment 3
v3.25.4
Segment Information - Schedule of Expenses and Income Before Income Taxes for each Reportable Segments (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Segment Reporting Information [Line Items]      
Total revenues $ 3,470,704 $ 4,492,870 $ 3,715,204
Other operations expense (3,174) (3,061) (2,894)
Sales and marketing (193,784) (216,518) (184,388)
General and administrative (230,070) (256,038) (217,994)
Income (loss) from operations 301,813 576,867 428,010
Equity in income (loss) of unconsolidated entities 2,526 361 (97)
Other income, net 29,439 39,640 39,446
Income (loss) before income taxes 333,778 616,868 467,359
Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 3,398,902 4,422,673 3,669,203
Other operations expense (3,174) (3,061) (2,894)
Sales and marketing (193,784) (216,518) (184,388)
General and administrative (230,070) (256,038) (217,994)
Income (loss) from operations 284,633 552,584 413,331
Equity in income (loss) of unconsolidated entities 2,526 361 (97)
Other income, net 29,439 39,640 39,446
Financial Services      
Segment Reporting Information [Line Items]      
Total revenues 71,802 70,197 46,001
Financial services expense (54,622) (45,914) (31,322)
Home sales revenue      
Segment Reporting Information [Line Items]      
Cost of home, land and lot sales (2,657,351) (3,363,881) (2,838,513)
Home sales revenue | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 3,363,814 4,386,447 3,654,035
Cost of home, land and lot sales (2,657,351) (3,363,881) (2,838,513)
Land and lot sales revenue      
Segment Reporting Information [Line Items]      
Cost of home, land and lot sales (29,890) (30,591) (12,083)
Land and lot sales revenue | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 31,844 33,064 12,197
Cost of home, land and lot sales (29,890) (30,591) (12,083)
Other operations revenue | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 3,244 3,162 2,971
Operating segments | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 3,398,902 4,422,673 3,669,203
Other operations expense (3,174) (3,061) (2,894)
Sales and marketing (191,443) (214,985) (183,042)
General and administrative (139,489) (149,800) (133,340)
Financial services expense 0 0 0
Income (loss) from operations 389,482 674,447 503,387
Equity in income (loss) of unconsolidated entities 2,526 361 (97)
Other income, net 2,089 1,521 (189)
Income (loss) before income taxes 394,097 676,329 503,101
Operating segments | Financial Services      
Segment Reporting Information [Line Items]      
Total revenues 71,802 70,197 46,001
Other operations expense 0 0 0
Sales and marketing 0 0 0
General and administrative 0 0 0
Financial services expense (54,622) (45,914) (31,322)
Income (loss) from operations 17,180 24,283 14,679
Equity in income (loss) of unconsolidated entities 0 0 0
Other income, net 0 0 0
Income (loss) before income taxes 17,180 24,283 14,679
Operating segments | West      
Segment Reporting Information [Line Items]      
Total revenues 1,915,212 2,662,033 2,413,318
Other operations expense (3,174) (3,061) (2,894)
Sales and marketing (99,856) (116,841) (110,202)
General and administrative (72,237) (84,046) (78,655)
Financial services expense 0 0 0
Income (loss) from operations 240,550 408,781 346,766
Equity in income (loss) of unconsolidated entities 52 (38) 9
Other income, net 350 735 351
Income (loss) before income taxes 240,952 409,478 347,126
Operating segments | Central      
Segment Reporting Information [Line Items]      
Total revenues 930,889 1,142,898 757,303
Other operations expense 0 0 0
Sales and marketing (61,442) (67,349) (48,532)
General and administrative (35,938) (34,990) (30,633)
Financial services expense 0 0 0
Income (loss) from operations 98,423 180,856 91,394
Equity in income (loss) of unconsolidated entities 2,478 395 (35)
Other income, net 1,695 758 270
Income (loss) before income taxes 102,596 182,009 91,629
Operating segments | East      
Segment Reporting Information [Line Items]      
Total revenues 552,801 617,742 498,582
Other operations expense 0 0 0
Sales and marketing (30,145) (30,795) (24,308)
General and administrative (31,314) (30,764) (24,052)
Financial services expense 0 0 0
Income (loss) from operations 50,509 84,810 65,227
Equity in income (loss) of unconsolidated entities (4) 4 (71)
Other income, net 44 28 (810)
Income (loss) before income taxes 50,549 84,842 64,346
Operating segments | Home sales revenue | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 3,363,814 4,386,447 3,654,035
Cost of home, land and lot sales (2,645,397) (3,349,789) (2,834,457)
Operating segments | Home sales revenue | Financial Services      
Segment Reporting Information [Line Items]      
Total revenues 0 0 0
Cost of home, land and lot sales 0 0 0
Operating segments | Home sales revenue | West      
Segment Reporting Information [Line Items]      
Cost of home, land and lot sales (1,477,045) (2,032,289) (1,872,561)
Operating segments | Home sales revenue | West | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 1,886,728 2,641,125 2,408,704
Operating segments | Home sales revenue | Central      
Segment Reporting Information [Line Items]      
Cost of home, land and lot sales (727,519) (846,401) (576,904)
Operating segments | Home sales revenue | Central | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 924,290 1,127,972 746,752
Operating segments | Home sales revenue | East      
Segment Reporting Information [Line Items]      
Cost of home, land and lot sales (440,833) (471,099) (384,992)
Operating segments | Home sales revenue | East | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 552,796 617,350 498,579
Operating segments | Land and lot sales revenue | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 31,844 33,064 12,197
Cost of home, land and lot sales (29,917) (30,591) (12,083)
Operating segments | Land and lot sales revenue | Financial Services      
Segment Reporting Information [Line Items]      
Total revenues 0 0 0
Cost of home, land and lot sales 0 0 0
Operating segments | Land and lot sales revenue | West      
Segment Reporting Information [Line Items]      
Cost of home, land and lot sales (22,350) (17,015) (2,240)
Operating segments | Land and lot sales revenue | West | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 25,263 17,786 1,676
Operating segments | Land and lot sales revenue | Central      
Segment Reporting Information [Line Items]      
Cost of home, land and lot sales (7,567) (13,302) (9,840)
Operating segments | Land and lot sales revenue | Central | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 6,581 14,894 10,521
Operating segments | Land and lot sales revenue | East      
Segment Reporting Information [Line Items]      
Cost of home, land and lot sales 0 (274) (3)
Operating segments | Land and lot sales revenue | East | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 0 384 0
Operating segments | Other operations revenue | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 3,244 3,162 2,971
Operating segments | Other operations revenue | Financial Services      
Segment Reporting Information [Line Items]      
Total revenues 0 0 0
Operating segments | Other operations revenue | West | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 3,221 3,122 2,938
Operating segments | Other operations revenue | Central | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 18 32 30
Operating segments | Other operations revenue | East | Homebuilding Operations      
Segment Reporting Information [Line Items]      
Total revenues 5 8 3
Corporate      
Segment Reporting Information [Line Items]      
Total revenues 0 0 0
Other operations expense 0 0 0
Sales and marketing (2,341) (1,533) (1,346)
General and administrative (90,581) (106,238) (84,654)
Financial services expense 0 0 0
Income (loss) from operations (104,849) (121,863) (90,056)
Equity in income (loss) of unconsolidated entities 0 0 0
Other income, net 27,350 38,119 39,635
Income (loss) before income taxes (77,499) (83,744) (50,421)
Corporate | Financial Services      
Segment Reporting Information [Line Items]      
Total revenues 0    
Corporate | Home sales revenue      
Segment Reporting Information [Line Items]      
Total revenues 0 0 0
Cost of home, land and lot sales (11,954) (14,092) (4,056)
Corporate | Land and lot sales revenue      
Segment Reporting Information [Line Items]      
Total revenues 0 0 0
Cost of home, land and lot sales 27 0 0
Corporate | Other operations revenue      
Segment Reporting Information [Line Items]      
Total revenues $ 0 $ 0 $ 0
v3.25.4
Segment Information - Schedule of Financial Information Relating to Reportable Segments (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Segment Reporting Information [Line Items]    
Real estate inventories $ 3,178,248 $ 3,153,459
Total assets 4,977,535 4,891,115
Goodwill 139,300 139,300
Homebuilding Segment    
Segment Reporting Information [Line Items]    
Real estate inventories 3,178,248 3,153,459
Total assets 4,820,407 4,717,027
Homebuilding Segment | Corporate    
Segment Reporting Information [Line Items]    
Total assets 1,064,313 1,041,646
Homebuilding Segment | West    
Segment Reporting Information [Line Items]    
Goodwill 125,400 125,400
Homebuilding Segment | West | Operating segments    
Segment Reporting Information [Line Items]    
Real estate inventories 1,902,818 1,928,257
Total assets 2,187,263 2,186,696
Homebuilding Segment | Central    
Segment Reporting Information [Line Items]    
Goodwill 8,300 8,300
Homebuilding Segment | Central | Operating segments    
Segment Reporting Information [Line Items]    
Real estate inventories 794,189 791,171
Total assets 1,038,430 1,014,811
Homebuilding Segment | East    
Segment Reporting Information [Line Items]    
Goodwill 5,600 5,600
Homebuilding Segment | East | Operating segments    
Segment Reporting Information [Line Items]    
Real estate inventories 481,241 434,031
Total assets 530,401 473,874
Financial Services | Operating segments    
Segment Reporting Information [Line Items]    
Total assets $ 157,128 $ 174,088
v3.25.4
Earnings Per Share (Details) - USD ($)
$ / shares in Units, $ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Numerator:      
Income available to common stockholders $ 241,088 $ 458,029 $ 343,702
Income available to common stockholders $ 241,088 $ 458,029 $ 343,702
Denominator:      
Basic weighted-average shares outstanding (in shares) 88,172,175 93,985,551 98,679,477
Effect of dilutive shares:      
Stock options and unvested restricted stock units (in shares) 523,656 927,038 1,016,185
Diluted weighted-average shares outstanding (in shares) 88,695,831 94,912,589 99,695,662
Earnings per share      
Basic (in dollars per share) $ 2.73 $ 4.87 $ 3.48
Diluted (in dollars per share) $ 2.72 $ 4.83 $ 3.45
Antidilutive stock options not included in diluted earnings per share (in shares) 1,936,719 1,279,064 2,939,126
v3.25.4
Receivables, Net - Schedule of Components of Receivables (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Receivables [Abstract]    
Other accounts receivable and escrow proceeds $ 78,229 $ 43,074
Warranty insurance receivable 69,021 68,539
Total receivables $ 147,250 $ 111,613
v3.25.4
Receivables, Net - Narrative (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Receivables [Abstract]    
Allowances for doubtful accounts $ 436 $ 436
v3.25.4
Real Estate Inventories - Schedule of Real Estate Inventories (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Real estate inventories owned:    
Homes completed or under construction $ 1,038,990 $ 1,294,928
Land under development 1,445,671 1,174,564
Land held for future development 159,627 157,348
Model homes 304,742 285,550
Total real estate inventories owned 2,949,030 2,912,390
Real estate inventories not owned:    
Land purchase and land option deposits 209,642 241,069
Consolidated inventory not owned 19,576 0
Total real estate inventories not owned 229,218 241,069
Total real estate inventories $ 3,178,248 $ 3,153,459
v3.25.4
Real Estate Inventories - Schedule of Interest Incurred, Capitalized and Expensed (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Real Estate [Abstract]      
Interest incurred $ 81,496 $ 114,949 $ 147,169
Interest capitalized (81,496) (114,949) (147,169)
Interest expensed 0 0 0
Real Estate Inventory, Capitalized Interest Costs [Roll Forward]      
Capitalized interest in beginning inventory 186,370 221,647 191,411
Interest capitalized as a cost of inventory 81,496 114,949 147,169
Interest previously capitalized as a cost of inventory, included in    cost of sales (106,566) (150,226) (116,933)
Capitalized interest in ending inventory $ 161,300 $ 186,370 $ 221,647
v3.25.4
Real Estate Inventories - Schedule of Real Estate Inventory Impairments and Land Option Abandonments (Details) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Real Estate [Abstract]      
Real estate inventory impairments $ 31,097,000 $ 0 $ 11,500,000
Land and lot option abandonments and pre-acquisition costs 5,302,000 4,157,000 2,657,000
Total $ 36,399,000 $ 4,157,000 $ 14,157,000
v3.25.4
Real Estate Inventories - Narrative (Details) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Real Estate [Line Items]      
Impairment charges $ 31,097,000 $ 0 $ 11,500,000
Homebuilding Segment | West      
Real Estate [Line Items]      
Impairment charges $ 11,000,000.0    
Real estate, impairment, discount rate     10.00%
Homebuilding Segment | West | Minimum      
Real Estate [Line Items]      
Real estate, impairment, discount rate 10.00%    
Homebuilding Segment | West | Maximum      
Real Estate [Line Items]      
Real estate, impairment, discount rate 15.00%    
Homebuilding Segment | Central      
Real Estate [Line Items]      
Impairment charges $ 4,800,000    
v3.25.4
Investments in Unconsolidated Entities - Narrative (Details)
$ in Millions
12 Months Ended
Dec. 31, 2025
USD ($)
investment
Dec. 31, 2024
USD ($)
Summary of Investment Holdings [Line Items]    
Number of equity investments | investment 15  
Investment percentage, joint venture 80.00%  
Equity method investment, nonconsolidated investee or group of investees    
Summary of Investment Holdings [Line Items]    
Long-term debt, gross | $ $ 177.6 $ 185.8
Minimum    
Summary of Investment Holdings [Line Items]    
Ownership percentage 8.00%  
Maximum    
Summary of Investment Holdings [Line Items]    
Ownership percentage 50.00%  
v3.25.4
Investments in Unconsolidated Entities - Aggregated Assets, Liabilities and Operating Results of Entities as Equity-Method Investments (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Assets      
Cash $ 982,814 $ 970,045  
Receivables 147,250 111,613  
Real estate inventories 3,178,248 3,153,459  
Other assets 187,899 164,495  
Total assets 4,977,535 4,891,115  
Liabilities and equity      
Company’s equity 3,315,834 3,335,710  
Outside interests’ equity 95 12  
Total liabilities and equity 4,977,535 4,891,115  
Other operating expense (3,174) (3,061) $ (2,894)
Net income 240,993 457,970 349,195
Company’s equity in (loss) income of unconsolidated entities 2,526 361 (97)
Equity method investment, nonconsolidated investee or group of investees      
Assets      
Cash 34,867 35,130  
Receivables 446 1,777  
Real estate inventories 695,084 628,729  
Other assets 615 7,198  
Total assets 731,012 672,834  
Liabilities and equity      
Debt obligations and other liabilities 217,956 198,543  
Company’s equity 183,075 173,924  
Outside interests’ equity 329,981 300,367  
Total liabilities and equity 731,012 672,834  
Net sales 158,359 130,127 99,494
Other operating expense (150,284) (131,659) (100,135)
Other expense 1,963 2,051 438
Net income 10,038 519 (203)
Company’s equity in (loss) income of unconsolidated entities $ 2,526 $ 361 $ (97)
v3.25.4
Variable Interest Entities - Schedule of Interests in Land Option Agreements (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Variable Interest Entity [Line Items]    
Deposits $ 209,642 $ 241,069
Remaining Purchase Price 2,069,358 2,207,887
Unconsolidated VIEs    
Variable Interest Entity [Line Items]    
Deposits 201,640 224,319
Remaining Purchase Price 1,960,508 1,976,828
Other land option agreements    
Variable Interest Entity [Line Items]    
Deposits 8,002 16,750
Remaining Purchase Price $ 108,850 $ 231,059
v3.25.4
Variable Interest Entities -Narrative (Details) - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Other land option agreements    
Variable Interest Entity [Line Items]    
Capitalized pre-acquisition costs $ 13.1 $ 9.3
v3.25.4
Goodwill and Other Intangible Assets (Details)
$ in Millions
Dec. 31, 2025
USD ($)
intangible_asset
Dec. 31, 2024
USD ($)
intangible_asset
Schedule Of Intangible Assets And Goodwill [Line Items]    
Goodwill $ 139.3 $ 139.3
WRECO | Trade Names    
Schedule Of Intangible Assets And Goodwill [Line Items]    
Number of intangible assets | intangible_asset 1 1
WRECO | Trade Names    
Schedule Of Intangible Assets And Goodwill [Line Items]    
Trade names, net carrying amount $ 17.3 $ 17.3
v3.25.4
Other Assets (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]    
Prepaid expenses $ 12,377 $ 11,600
Refundable fees and other deposits 18,913 19,772
Development rights, held for future use or sale 845 845
Deferred loan costs 7,181 3,637
Operating properties and equipment, net 61,212 58,219
Lease right-of-use assets $ 75,840 $ 66,273
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration] Total Total
Income tax receivable $ 6,377 $ 0
Other 5,154 4,149
Total $ 187,899 $ 164,495
v3.25.4
Accrued Expenses and Other Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Payables and Accruals [Abstract]        
Accrued payroll and related costs $ 50,938 $ 77,609    
Warranty reserves (Note 13) 124,103 116,150 $ 106,993 $ 104,375
Estimated cost for completion of real estate inventories 92,623 117,927    
Customer deposits 23,757 41,439    
Liabilities related to inventory not owned 19,576 0    
Accrued income taxes payable 2,764 8,791    
Accrued interest 4,714 4,891    
Other tax liabilities 3,910 2,521    
Lease liabilities $ 88,386 $ 78,067    
Operating Lease, Liability, Statement of Financial Position [Extensible List] Total Total    
Other $ 14,518 $ 18,168    
Total $ 425,289 $ 465,563    
v3.25.4
Senior Notes and Loans Payable - Schedule of Senior Notes (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Jun. 30, 2020
Jun. 30, 2017
Debt Instrument [Line Items]        
Discount and deferred loan costs $ (7,181) $ (3,637)    
Senior Notes        
Debt Instrument [Line Items]        
Discount and deferred loan costs (2,414) (3,466)    
Total $ 647,586 646,534    
Senior Notes | 5.250% Senior Notes due June 1, 2027        
Debt Instrument [Line Items]        
Interest rate on senior note (percent) 5.25%     5.25%
Long-term debt, gross $ 300,000 300,000    
Senior Notes | 5.700% Senior Notes due June 15, 2028        
Debt Instrument [Line Items]        
Interest rate on senior note (percent) 5.70%   5.70%  
Long-term debt, gross $ 350,000 $ 350,000    
v3.25.4
Senior Notes and Loans Payable - Narrative (Details)
1 Months Ended 12 Months Ended
Sep. 18, 2025
USD ($)
option
Apr. 30, 2025
USD ($)
option
Jun. 30, 2020
USD ($)
Jun. 30, 2017
USD ($)
Dec. 31, 2025
USD ($)
loan
Dec. 31, 2024
USD ($)
loan
Dec. 31, 2023
USD ($)
Sep. 17, 2025
USD ($)
Apr. 29, 2025
USD ($)
Debt Instrument [Line Items]                  
Capitalization of deferred finance costs         $ 7,181,000 $ 3,637,000      
Accrued interest         4,714,000 4,891,000      
Loans payable         $ 456,468,000 $ 270,970,000      
Number of seller-financed loans | loan         2 2      
Interest incurred         $ 81,496,000 $ 114,949,000 $ 147,169,000    
Term loan facility                  
Debt Instrument [Line Items]                  
Amortization of deferred financing costs         2,800,000 3,700,000      
Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Maximum borrowing capacity under facility   $ 1,200,000,000              
Number of extension options | option   3              
Extension option period   1 year              
Term Loan Facility                  
Debt Instrument [Line Items]                  
Number of extension options | option 2                
Extension option period 1 year                
Senior Notes                  
Debt Instrument [Line Items]                  
Capitalization of deferred finance costs         2,414,000 3,466,000      
Accrued interest         2,100,000        
Term loan facility | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Maximum borrowing capacity under facility   $ 250,000,000              
Seller financed loan                  
Debt Instrument [Line Items]                  
Loans payable         $ 6,468,000 20,970,000      
Seller financed loan | Seller-Financed Loans, Seller One                  
Debt Instrument [Line Items]                  
Interest rate on debt instrument (percent)         4.50%        
Loans payable         $ 5,900,000        
Second Seller Financed Loan | Seller-Financed Loans, Seller Two                  
Debt Instrument [Line Items]                  
Loans payable         $ 600,000        
5.700% Senior Notes due June 15, 2028 | Senior Notes                  
Debt Instrument [Line Items]                  
Aggregate principal amount     $ 350,000,000.0            
Interest rate on debt instrument (percent)     5.70%   5.70%        
Debt issuance, percentage of aggregate principal (percent)     100.00%            
Proceeds from issuance of senior notes, net     $ 345,200,000            
5.250% Senior Notes due June 1, 2027 | Senior Notes                  
Debt Instrument [Line Items]                  
Aggregate principal amount       $ 300,000,000.0          
Interest rate on debt instrument (percent)       5.25% 5.25%        
Debt issuance, percentage of aggregate principal (percent)       100.00%          
Proceeds from issuance of senior notes, net       $ 296,300,000          
Amended Revolving Credit Facility | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Capitalization of deferred finance costs         $ 7,200,000 3,600,000      
Accrued interest         2,400,000 1,500,000      
Maximum borrowing capacity under facility   $ 850,000,000.0             $ 750,000,000.0
Loans payable         0 0      
Line of credit facility, current borrowing capacity         798,100,000        
Amended Revolving Credit Facility | Revolving Credit Facility | Minimum                  
Debt Instrument [Line Items]                  
Debt instrument variable interest rate (percent)   1.25%              
Amended Revolving Credit Facility | Revolving Credit Facility | Maximum                  
Debt Instrument [Line Items]                  
Debt instrument variable interest rate (percent)   1.90%              
Amended Revolving Credit Facility | Letters of Credit                  
Debt Instrument [Line Items]                  
Outstanding letters of credit         51,900,000 55,600,000      
Amended Revolving Credit Facility | Term Loan Facility                  
Debt Instrument [Line Items]                  
Maximum borrowing capacity under facility $ 450,000,000.0             $ 250,000,000.0  
Amended Revolving Credit Facility | Tranche B Term Loan Facility | Term Loan Facility                  
Debt Instrument [Line Items]                  
Maximum borrowing capacity under facility         10,000,000.0        
Term loan facility | Term loan facility                  
Debt Instrument [Line Items]                  
Loans payable         $ 450,000,000 $ 250,000,000      
Interest rate of outstanding debt (percent)         4.90%        
Term loan facility | Term loan facility | Minimum                  
Debt Instrument [Line Items]                  
Debt instrument variable interest rate (percent)   1.10%              
Term loan facility | Term loan facility | Maximum                  
Debt Instrument [Line Items]                  
Debt instrument variable interest rate (percent)   1.85%              
Term Loan Facility and Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Consolidated tangible net worth attributed to Company required under covenants         95.00%        
v3.25.4
Senior Notes and Loans Payable - Schedule of Outstanding Loans Payable (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Line of Credit Facility [Line Items]    
Loans payable $ 456,468 $ 270,970
Seller financed loan    
Line of Credit Facility [Line Items]    
Loans payable 6,468 20,970
Term loan facility | Term loan facility    
Line of Credit Facility [Line Items]    
Loans payable $ 450,000 $ 250,000
v3.25.4
Senior Notes and Loans Payable - Mortgage Repurchase Facilities (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
agreement
Dec. 31, 2024
USD ($)
Line of Credit Facility [Line Items]    
Mortgage repurchase facilities $ 90,570 $ 104,098
Mortgage repurchase facilities    
Line of Credit Facility [Line Items]    
Master repurchase agreements | agreement 2  
Maximum borrowing capacity under facility $ 200,000  
Mortgage repurchase facilities $ 90,570  
Weighted average interest rate 5.70%  
Facility uncommitted amount $ 109,400  
v3.25.4
Senior Notes and Loans Payable - Schedule of Mortgage Repurchase Facilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Participating Mortgage Loans [Line Items]    
Outstanding Balance $ 90,570 $ 104,098
Warehouse B    
Participating Mortgage Loans [Line Items]    
Facility Amount 100,000  
Mortgage repurchase facilities    
Participating Mortgage Loans [Line Items]    
Outstanding Balance 90,570  
Facility Amount 200,000  
Mortgage loans held for sale 98,500 $ 115,000
Facility uncommitted amount 109,400  
Mortgage repurchase facilities | Warehouse A    
Participating Mortgage Loans [Line Items]    
Outstanding Balance 72,604  
Facility Amount $ 100,000  
Interest rate on senior note (percent) 1.75%  
Mortgage repurchase facilities | Warehouse B    
Participating Mortgage Loans [Line Items]    
Outstanding Balance $ 17,966  
Facility Amount $ 50,000  
Interest rate on senior note (percent) 1.75%  
Mortgage repurchase facilities | Warehouse B    
Participating Mortgage Loans [Line Items]    
Outstanding Balance $ 0  
Facility Amount $ 50,000  
Interest rate on senior note (percent) 1.75%  
Facility uncommitted amount $ 50,000  
v3.25.4
Fair Value Disclosures - Schedule of Assets and Liabilities Related to Financial Instruments (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Deferred loan costs $ 7,181 $ 3,637
Mortgage repurchase facilities    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Mortgage loans held for sale 98,500 115,000
Level 2 | Book Value    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Mortgage loans held for sale 98,514 115,001
Level 2 | Book Value | Mortgage repurchase facilities    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Mortgage repurchase facilities 90,570 104,098
Level 2 | Fair Value    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Mortgage loans held for sale 98,514 115,001
Level 2 | Fair Value | Mortgage repurchase facilities    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Mortgage repurchase facilities 90,570 104,098
Term loan | Level 2 | Book Value    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Assets and liabilities related to financial instruments 450,000 250,000
Term loan | Level 2 | Fair Value    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Assets and liabilities related to financial instruments 450,000 250,000
Senior Notes    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Deferred loan costs 2,414 3,466
Senior Notes | Level 2 | Book Value    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Assets and liabilities related to financial instruments 650,000 650,000
Senior Notes | Level 2 | Fair Value    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Assets and liabilities related to financial instruments 657,888 642,690
Seller financed loan | Level 2 | Book Value    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Assets and liabilities related to financial instruments 6,468 20,970
Seller financed loan | Level 2 | Fair Value    
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]    
Assets and liabilities related to financial instruments $ 6,468 $ 20,970
v3.25.4
Fair Value Disclosures - Schedule of Impairment Charges and Nonfinancial Assets Measured at Fair Value on a Nonrecurring Basis (Details) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]      
Impairment Charge $ 31,097,000 $ 0 $ 11,500,000
Fair Value Net of Impairment 3,178,248,000 3,153,459,000  
Level 3 | Fair Value, Nonrecurring      
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]      
Impairment Charge 31,097,000 0  
Fair Value Net of Impairment $ 106,315,000 $ 0  
v3.25.4
Commitments and Contingencies - Narrative (Details)
12 Months Ended
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Dec. 31, 1987
leaseRenewalOption
lease
Dec. 31, 1987
leaseExtension
lease
leaseRenewalOption
Commitment And Contingencies [Line Items]          
Legal reserve $ 0 $ 0      
Outstanding warranty insurance receivables 69,021,000 68,539,000      
Estimated remaining liabilities related to surety bonds 14,518,000 18,168,000      
Operating lease expense 13,800,000 12,200,000 $ 10,300,000    
Land purchase and land option deposits 209,642,000 241,069,000      
Aggregate remaining purchase price $ 2,100,000,000        
Extension Through 2071          
Commitment And Contingencies [Line Items]          
Term of lease extension (in years)       10 years 10 years
Office Leases          
Commitment And Contingencies [Line Items]          
Lease obligation original term (in years) 10 years        
Equipment Leases | Minimum          
Commitment And Contingencies [Line Items]          
Lease obligation original term (in years) 3 years        
Equipment Leases | Maximum          
Commitment And Contingencies [Line Items]          
Lease obligation original term (in years) 4 years        
Ground leases          
Commitment And Contingencies [Line Items]          
Lease obligation original term (in years)       55 years 55 years
Number of properties subject to ground leases | lease       2 2
Ground leases | Ten Year Renewal Option          
Commitment And Contingencies [Line Items]          
Number of lease renewal options       3 3
Term of lease extension (in years)       10 years 10 years
Ground leases | Forty-five Year Renewal Option          
Commitment And Contingencies [Line Items]          
Lease obligation original term (in years)       45 years 45 years
Number of properties subject to ground leases | leaseRenewalOption       1 1
Ground leases | Extension Through 2071          
Commitment And Contingencies [Line Items]          
Number of ground leases extended | leaseExtension         1
Surety bonds          
Commitment And Contingencies [Line Items]          
Outstanding surety bonds $ 634,900,000 654,100,000      
Estimated remaining liabilities related to surety bonds $ 492,400,000 $ 443,900,000      
v3.25.4
Commitments and Contingencies - Schedule of Warranty Reserves (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Movement in Standard Product Warranty Accrual [Roll Forward]      
Warranty reserves, beginning of period $ 116,150 $ 106,993 $ 104,375
Warranty reserves accrued 46,489 45,233 42,593
Warranty expenditures (38,536) (36,076) (39,975)
Warranty reserves, end of period $ 124,103 $ 116,150 $ 106,993
v3.25.4
Commitments and Contingencies - Schedule of Lease Costs and Other Information (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Lessee, Lease, Description [Line Items]      
Net lease cost $ 13,786 $ 12,160 $ 10,272
Right-of-use assets obtained in exchange for new operating lease liabilities 20,957 9,052 9,016
Operating leases      
Lessee, Lease, Description [Line Items]      
Lease Cost 13,833 12,205 10,314
Cash paid for amounts included in the measurement of lease liabilities $ 13,444 $ 12,335 9,754
Weighted-average discount rate (percent) 5.40% 5.00%  
Weighted-average remaining lease term (in years) 5 years 8 months 12 days 5 years 7 months 6 days  
Ground leases      
Lessee, Lease, Description [Line Items]      
Lease Cost $ 3,174 $ 3,061 2,893
Sublease income, ground leases (included in other operations revenue) (3,221) (3,106) (2,935)
Cash paid for amounts included in the measurement of lease liabilities $ 2,654 $ 2,654 $ 2,654
Weighted-average discount rate (percent) 10.20% 10.20%  
Weighted-average remaining lease term (in years) 42 years 6 months 43 years 4 months 24 days  
v3.25.4
Commitments and Contingencies - Schedule of Minimum Lease Payments (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Lessee, Lease, Description [Line Items]    
Present value of operating lease liabilities $ 88,386 $ 78,067
Operating leases    
Lessee, Lease, Description [Line Items]    
2026 13,696  
2027 13,605  
2028 13,239  
2029 11,749  
2030 8,182  
Thereafter 11,593  
Total operating lease payments 72,064  
Less: Interest 10,920  
Present value of operating lease liabilities 61,144  
Ground leases    
Lessee, Lease, Description [Line Items]    
2026 3,237  
2027 3,237  
2028 3,237  
2029 3,237  
2030 3,237  
Thereafter 68,928  
Total operating lease payments 85,113  
Less: Interest 57,871  
Present value of operating lease liabilities 27,242  
Payments to be received $ 51,300  
v3.25.4
Stock-Based Compensation - Narrative (Details)
12 Months Ended
May 05, 2025
$ / shares
shares
Feb. 19, 2025
metric
$ / shares
shares
Apr. 29, 2024
shares
Apr. 24, 2024
$ / shares
Feb. 21, 2024
metric
$ / shares
shares
Dec. 31, 2025
USD ($)
$ / shares
shares
Dec. 31, 2024
USD ($)
shares
Dec. 31, 2023
USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Unrecognized stock based compensation related to all stock-based awards | $           $ 30,100,000    
Number of separate performance metrics | metric   2     2      
Impairment charges | $           31,097,000 $ 0 $ 11,500,000
Homebuilding Operations | East                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Impairment charges | $           15,300,000    
Restricted stock units (RSUs)                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Intrinsic value of restricted stock units vested | $           31,200,000 28,600,000 26,800,000
Grant date fair value of restricted stock awards granted or assumed | $           $ 40,400,000 $ 40,100,000 $ 29,000,000.0
Restricted stock units, granted (in shares)           1,309,288    
Granted (in dollars per share) | $ / shares           $ 30.90    
Restricted stock units (RSUs) | Non-employee Members on Board of Directors                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Restricted stock units, granted (in shares) 27,820   21,835          
Granted (in dollars per share) | $ / shares $ 31.45     $ 37.78        
Restricted stock units (RSUs) | Employees and Officers                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Restricted stock units, granted (in shares)   760,119     430,887      
Award vesting period (in years)   3 years     3 years      
Granted (in dollars per share) | $ / shares   $ 30.89     $ 35.51      
Restricted stock units (RSUs) | Officer                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Restricted stock units, granted (in shares)         656,844      
Granted (in dollars per share) | $ / shares   $ 30.89     $ 35.51      
Restricted stock units (RSUs) | Officer | Homebuilding Revenue                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Performance percentage (percent)   50.00%            
Restricted stock units (RSUs) | Officer | Pre-tax Earnings                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Performance percentage (percent)   50.00%            
Restricted stock units (RSUs) | Employees                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Restricted stock units, granted (in shares)           11,903 17,082  
Award vesting period (in years)           3 years 3 years  
Time Based Restricted Stock Units | Employees and Officers                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Restricted stock units, granted (in shares)   509,446            
2022 Plan                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Common stock authorized for incentive plan (in shares)           7,500,000    
Shares available for future grant (in shares)           4,920,824    
Minimum | Restricted stock units (RSUs) | Officer                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Vesting rights (percent)   0.00%            
Maximum | Restricted stock units (RSUs) | Officer                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Vesting rights (percent)   100.00%            
v3.25.4
Stock-Based Compensation - Schedule of Compensation Expense Recognized Related to all Stock-Based Awards (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]      
Total stock-based compensation $ 30,829 $ 33,509 $ 19,919
v3.25.4
Stock-Based Compensation - Schedule of Restricted Stock Units (Details) - Restricted stock units (RSUs)
12 Months Ended
Dec. 31, 2025
$ / shares
shares
Restricted Stock Units  
Nonvested RSU's beginning balance (in shares) | shares 3,431,275
Granted (in shares) | shares 1,309,288
Vested (in shares) | shares (938,660)
Forfeited (in shares) | shares (679,554)
Nonvested RSU's ending balance (in shares) | shares 3,122,349
Weighted Average Grant Date Fair Value Per Share  
Beginning balance (in dollars per share) | $ / shares $ 27.45
Granted (in dollars per share) | $ / shares 30.90
Vested (in dollars per share) | $ / shares 26.25
Forfeited (in dollars per share) | $ / shares 23.38
Ending balance (in dollars per share) | $ / shares $ 30.42
v3.25.4
Income Taxes - Schedule of Provision for Income Tax Attributable to Income Before Income Taxes (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Current:      
Federal $ 69,897 $ 131,538 $ 97,436
State 20,045 35,339 23,873
Total current taxes 89,942 166,877 121,309
Deferred:      
Federal 912 (6,637) (5,926)
State 1,931 (1,342) 2,781
Total deferred taxes 2,843 (7,979) (3,145)
Total income tax expense $ 92,785 $ 158,898 $ 118,164
v3.25.4
Income Taxes - Schedule of Effective Tax Rate Differs from Federal Statutory Rate (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Amount      
Taxes at the U.S. federal statutory rate $ 70,093 $ 129,543 $ 98,122
State income taxes, net of federal tax impact 17,372 26,895 21,032
Federal energy credits (425) (2,634) (4,759)
Change in valuation allowance 374 (14) (41)
Nontaxable or nondeductible items      
Executive compensation 5,657 8,162 4,290
Share-based compensation (1,265) (4,193) (847)
Other nontaxable or nondeductible items, net 524 990 (480)
Other adjustments, net 455 149 847
Total income tax expense $ 92,785 $ 158,898 $ 118,164
Percent      
Taxes at the U.S. federal statutory rate 21.00% 21.00% 21.00%
State income taxes, net of federal tax impact 5.20% 4.40% 4.50%
Federal energy credits (0.10%) (0.40%) (1.00%)
Change in valuation allowance 0.10% 0.00% 0.00%
Nontaxable or nondeductible items      
Executive compensation 0.017 0.013 0.009
Share-based compensation (0.40%) (0.70%) (0.20%)
Other nontaxable or nondeductible items, net 0.20% 0.20% (0.10%)
Other adjustments, net 0.10% 0.00% 0.20%
Total income tax (benefit) expense 27.80% 25.80% 25.30%
v3.25.4
Income Taxes - Schedule of Net Cash Paid for Income Taxes (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Income Tax Paid, by Individual Jurisdiction [Line Items]      
U.S. federal $ 76,500 $ 149,000 $ 89,000
Net cash paid for income taxes 102,604 181,065 115,115
California      
Income Tax Paid, by Individual Jurisdiction [Line Items]      
State and local 12,600 21,500 15,488
Other states      
Income Tax Paid, by Individual Jurisdiction [Line Items]      
State and local $ 13,504 $ 10,565 $ 10,627
v3.25.4
Income Taxes - Schedule of Components of Deferred Income Tax Assets (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Deferred tax assets:    
Impairment and other valuation reserves $ 16,903 $ 11,060
Incentive compensation 7,328 12,633
Indirect costs capitalized 25,722 23,877
Operating lease liability 20,932 19,192
Warranty reserves 12,194 15,472
State taxes 4,416 7,466
Other costs and expenses 10,254 10,639
Gross deferred tax assets 97,749 100,339
Valuation allowance (3,660) (3,358)
Deferred tax assets, net of valuation allowance 94,089 96,981
Deferred tax liabilities:    
Interest capitalized 0 (3,345)
Basis difference in inventory (4,953) (5,104)
Fixed assets (10,909) (8,861)
Intangibles (4,077) (4,212)
Operating lease asset (17,198) (15,769)
Warranty insurance receivable (13,313) (13,169)
Deferred financing costs (166) (184)
Other (341) (362)
Deferred tax liabilities (50,957) (51,006)
Net deferred tax assets $ 43,132 $ 45,975
v3.25.4
Income Taxes - Narrative (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Income Tax Disclosure [Abstract]    
Valuation allowance related to deferred tax assets $ 3,660 $ 3,358
v3.25.4
Supplemental Disclosure to Consolidated Statements of Cash Flows (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Supplemental disclosure of cash flow information:      
Interest paid (capitalized), net $ (2,582) $ (144) $ (4,184)
Supplemental disclosures of noncash activities:      
Increase in share repurchase excise tax accrual 2,579 1,147 1,557
Amortization of senior note discount capitalized to real estate    inventory 0 511 1,064
Amortization of deferred loan costs capitalized to real estate    inventory 2,759 3,212 4,001
Increase in noncontrolling interests $ 131 $ 0 $ 0
v3.25.4
Subsequent Events (Details) - Subsequent Event
Feb. 13, 2026
USD ($)
$ / shares
Subsequent Event [Line Items]  
Transferred equity interests value (in dollars per share) | $ / shares $ 47.00
Termination fee | $ $ 82,336,000