Document And Entity Information - shares	6 Months Ended
Document And Entity Information - shares	Jun. 30, 2021	Aug. 06, 2021
Document And Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2021
Document Transition Report	false
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q2
Entity File Number	000-53528
Entity Registrant Name	Embassy Bancorp, Inc.
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	26-3339011
Entity Address, Address Line One	One Hundred Gateway Drive
Entity Address, Address Line Two	Suite 100
Entity Address, City or Town	Bethlehem
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18017
City Area Code	610
Local Phone Number	882-8800
Title of 12(b) Security	None
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		7,508,096
Entity Central Index Key	0001449794
Amendment Flag	false

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 17,192	$ 14,528
Interest bearing demand deposits with banks	91,959	116,379
Federal funds sold	1,000	1,000
Cash and Cash Equivalents	110,151	131,907
Securities available for sale	220,304	130,940
Restricted investment in bank stock	1,424	1,330
Loans receivable, net of allowance for loan losses of $11,160 in 2021; $10,570 in 2020	1,096,093	1,079,339
Paycheck Protection Program loans receivable	42,193	54,334
Premises and equipment, net of accumulated depreciation	3,345	3,346
Bank owned life insurance	25,532	25,189
Accrued interest receivable	2,812	3,136
Other assets	13,596	12,509
Total Assets	1,515,450	1,442,030
Deposits:
Non-interest bearing	305,169	269,996
Interest bearing	1,043,207	962,383
Total Deposits	1,348,376	1,232,379
Securities sold under agreements to repurchase	15,741	13,612
Long-term borrowings	14,651	14,651
Paycheck Protection Program Liquidity Facility borrowings		50,794
Accrued interest payable	753	1,640
Other liabilities	20,048	16,780
Total Liabilities	1,399,569	1,329,856
Stockholders' Equity:
Common stock, $1 par value; authorized 20,000,000 shares; 2021 issued 7,650,745 shares; outstanding 7,508,096 shares; 2020 issued 7,637,216 shares; outstanding 7,528,967 shares;	7,651	7,637
Surplus	26,725	26,405
Retained earnings	82,858	76,960
Accumulated other comprehensive income	1,012	2,937
Treasury stock, at cost: 142,649 and 108,249 shares at June 30, 2021 and December 31, 2020, respectively	(2,365)	(1,765)
Total Stockholders' Equity	115,881	112,174
Total Liabilities and Stockholders' Equity	$ 1,515,450	$ 1,442,030

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Consolidated Balance Sheets [Abstract]
Loans receivable, allowance	$ 11,160	$ 10,570
Common Stock, Par Value	$ 1	$ 1
Common Stock, Shares Authorized	20,000,000	20,000,000
Common Stock, Shares, Issued	7,650,745	7,637,216
Common Stock, Shares, Outstanding	7,508,096	7,528,967
Treasury Stock, Shares	142,649	108,249

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
INTEREST INCOME
Loans, including fees	$ 10,208	$ 10,074	$ 20,336	$ 20,264
Paycheck Protection Program loans, including fees	458	238	1,558	238
Securities, taxable	629	358	955	735
Securities, non-taxable	238	195	444	407
Short-term investments, including federal funds sold	31	27	60	103
Total Interest Income	11,564	10,892	23,353	21,747
INTEREST EXPENSE
Deposits	994	1,594	2,087	3,589
Securities sold under agreements to repurchase and federal funds purchased	2	3	4	13
Short-term borrowings				51
Long-term borrowings	27	27	54	35
Paycheck Protection Program Liquidity Facility borrowings		24	15	24
Total Interest Expense	1,023	1,648	2,160	3,712
Net Interest Income	10,541	9,244	21,193	18,035
PROVISION FOR LOAN LOSSES	125	650	590	970
Net Interest Income after Provision for Loan Losses	10,416	8,594	20,603	17,065
OTHER NON-INTEREST INCOME
Merchant and credit card processing fees	81	43	150	120
Debit card interchange fees	228	145	413	278
Other service fees	117	67	223	184
Bank owned life insurance	195	324	343	297
Gain on sale of securities		128	24	128
Gain on sale of loans		59		59
Total Other Non-Interest Income	621	766	1,153	1,066
OTHER NON-INTEREST EXPENSES
Salaries and employee benefits	2,954	2,669	5,838	5,508
Occupancy and equipment	900	795	1,819	1,653
Data processing	732	623	1,398	1,259
Merchant and credit card processing	2	13	4	43
Advertising and promotion	245	274	431	570
Professional fees	229	210	437	446
FDIC insurance	140	97	263	148
Loan & real estate	97	51	172	119
Charitable contributions	197	183	391	472
Other	454	383	882	812
Total Other Non-Interest Expenses	5,950	5,298	11,635	11,030
Income Before Income Taxes	5,087	4,062	10,121	7,101
INCOME TAX EXPENSE	980	745	1,970	1,327
Net Income	$ 4,107	$ 3,317	$ 8,151	$ 5,774
BASIC EARNINGS PER SHARE	$ 0.55	$ 0.44	$ 1.08	$ 0.77
DILUTED EARNINGS PER SHARE	0.54	0.44	1.08	0.77
DIVIDENDS PER SHARE	$ 0.30	$ 0.22	$ 0.30	$ 0.22

Consolidated Statements of Comprehensive Income - USD ($)
$ in Thousands

3 Months Ended

6 Months Ended

Jun. 30, 2021

Jun. 30, 2020

Jun. 30, 2021

Jun. 30, 2020

Consolidated Statements Of Comprehensive Income [Abstract]

Net Income

$ 4,107

$ 3,317

$ 8,151

$ 5,774

Change in Accumulated Other Comprehensive (Loss) Income:

Unrealized holding (loss) gain on securities available for sale

133

413

(2,413)

2,216

Less: reclassification adjustment for realized gains

^[1],[2]

(128)

(24)

(128)

Total other comprehensive (loss) income, before tax

133

285

(2,437)

2,088

Income tax effect

(28)

(60)

512

(438)

Net unrealized (loss) gain

105

225

(1,925)

1,650

Other comprehensive (loss) income, net of tax

105

225

(1,925)

1,650

Comprehensive Income

$ 4,212

$ 3,542

$ 6,226

$ 7,424

[1]	Realized gains on securities transactions included in gain on sales of securities in the accompanying Consolidated Statements of Income.
[2]	Tax effect included in income tax expense in the accompanying Consolidated Statements of Income.

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member] Director [Member]	Common Stock [Member] Officer [Member]	Common Stock [Member]	Surplus [Member] Director [Member]	Surplus [Member] Officer [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Treasury Stock [Member]	Director [Member]	Officer [Member]	Total
BALANCE-Beginning at Dec. 31, 2019			$ 7,544			$ 25,937	$ 65,794	$ 1,340	$ (1,000)			$ 99,615
Net income							2,457					2,457
Other comprehensive income (loss), net of tax								1,425				1,425
Common stock grants	$ 13			$ 135						$ 148
Compensation expense recognized on stock grants, net of unearned compensation expense		$ 19			$ 25						$ 44
Shares issued under employee stock purchase plan			1			13						14
Purchase of treasury stock									(720)			(720)
BALANCE-Ending at Mar. 31, 2020			7,577			26,110	68,251	2,765	(1,720)			102,983
BALANCE-Beginning at Dec. 31, 2019			7,544			25,937	65,794	1,340	(1,000)			99,615
Net income												5,774
Other comprehensive income (loss), net of tax												1,650
BALANCE-Ending at Jun. 30, 2020			7,578			26,119	69,924	2,990	(1,720)			104,891
BALANCE-Beginning at Mar. 31, 2020			7,577			26,110	68,251	2,765	(1,720)			102,983
Net income							3,317					3,317
Other comprehensive income (loss), net of tax								225				225
Dividend declared							(1,644)					(1,644)
Compensation expense recognized on stock grants, net of unearned compensation expense						(3)						(3)
Shares issued under employee stock purchase plan			1			12						13
BALANCE-Ending at Jun. 30, 2020			7,578			26,119	69,924	2,990	(1,720)			104,891
BALANCE-Beginning at Dec. 31, 2020			7,637			26,405	76,960	2,937	(1,765)			112,174
Net income							4,044					4,044
Other comprehensive income (loss), net of tax								(2,030)				(2,030)
Common stock grants	$ 12			$ 174						$ 186
Compensation expense recognized on stock grants, net of unearned compensation expense						60						60
Shares issued under employee stock purchase plan			1			12						13
Purchase of treasury stock									(416)			(416)
BALANCE-Ending at Mar. 31, 2021			7,650			26,651	81,004	907	(2,181)			114,031
BALANCE-Beginning at Dec. 31, 2020			7,637			26,405	76,960	2,937	(1,765)			112,174
Net income												8,151
Other comprehensive income (loss), net of tax												(1,925)
BALANCE-Ending at Jun. 30, 2021			7,651			26,725	82,858	1,012	(2,365)			115,881
BALANCE-Beginning at Mar. 31, 2021			7,650			26,651	81,004	907	(2,181)			114,031
Net income							4,107					4,107
Other comprehensive income (loss), net of tax								105				105
Dividend declared							(2,253)					(2,253)
Compensation expense recognized on stock grants, net of unearned compensation expense						61						61
Shares issued under employee stock purchase plan			1			13						14
Purchase of treasury stock									(184)			(184)
BALANCE-Ending at Jun. 30, 2021			$ 7,651			$ 26,725	$ 82,858	$ 1,012	$ (2,365)			$ 115,881

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

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Amount after tax and reclassification adjustments of other comprehensive income (loss).

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+ Details

- Definition

Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.

+ References + Details

Consolidated Statements of Stockholders' Equity (Parenthetical) - USD ($) $ in Thousands	3 Months Ended				42 Months Ended
	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2020
Dividend declared per share	$ 0.30		$ 0.22
Unearned compensation expense on stock grants	$ 637	$ 698	$ 641		$ 641
Shares issued under employee stock purchase plan, shares	713	807	1,038	1,289
Purchase treasury stock, shares	9,400	25,000		40,000
Purchased treasury stock, price per share	$ 19.60	$ 16.65		$ 18.00
Director [Member]
Common stock grants, shares		12,009		12,757
Officer [Member]
Common stock grants, shares				19,453
Unearned compensation expense on stock grants				$ 639
Employee Stock Purchase Plan [Member]
Shares issued under employee stock purchase plan, shares					16,781

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 8,151	$ 5,774
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	590	970
Amortization of deferred loan costs	77	146
Accretion of deferred Paycheck Protection Program loan fees	(1,306)	(124)
Depreciation	399	384
Net amortization of investment security premiums and discounts	122	196
Stock compensation expense	307	189
Income on bank owned life insurance	(343)	(297)
Realized gain on sale of securities available for sale	(24)	(128)
Loans originated for sale		(689)
Proceeds from sale of loans		748
Net realized gain on sale of loans		(59)
Decrease (increase) in accrued interest receivable	324	(906)
(Increase) decrease in other assets	(575)	250
Decrease in accrued interest payable	(887)	(1,588)
Increase in other liabilities	1,015	678
Net Cash Provided by Operating Activities	7,850	5,544
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of securities available for sale	(125,559)	(81,890)
Maturities, calls and principal repayments of securities available for sale	30,327	34,328
Proceeds from sales of securities available for sale	3,333	4,023
Net increase in loans	(17,421)	(24,429)
Net decrease (increase) in Paycheck Protection Program loans	13,447	(64,935)
Net (purchase) redemption of restricted investment in bank stock	(94)	129
Purchases of premises and equipment	(398)	(939)
Net Cash Used in Investing Activities	(96,365)	(133,713)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	115,997	123,906
Net increase in securities sold under agreements to repurchase	2,129	4,028
Proceeds from employee stock purchase plan	27	27
Decrease in short-term borrowed funds		(18,067)
Proceeds from long-term borrowed funds		14,651
Proceeds from Paycheck Protection Program Liquidity Facility borrowed funds		62,039
Repayment of Paycheck Protection Program Liquidity Facility borrowed funds	(50,794)
Purchase of treasury stock	(600)	(720)
Net Cash Provided by Financing Activities	66,759	185,864
Net (Decrease) Increase in Cash and Cash Equivalents	(21,756)	57,695
CASH AND CASH EQUIVALENTS - BEGINNING	131,907	39,986
CASH AND CASH EQUIVALENTS - ENDING	110,151	97,681
SUPPLEMENTARY CASH FLOWS INFORMATION
Interest paid	3,047	5,300
Income taxes paid	2,127	$ 1,286
Non-cash Investing and Financing Activities:
Right of use assets obtained in exchange for new operating lease liabilities	$ 1,215

Basis Of Presentation

6 Months Ended

Jun. 30, 2021

Basis Of Presentation [Abstract]

Basis Of Presentation

Note 1 – Basis of Presentation

Embassy Bancorp, Inc. (the “Company”) is a Pennsylvania corporation organized in 2008 and registered as a bank holding company pursuant to the Bank Holding Company Act of 1956, as amended (the “BHC Act”). The Company was formed for purposes of acquiring Embassy Bank For The Lehigh Valley (the “Bank”) in connection with the reorganization of the Bank into a bank holding company structure, which was consummated on November 11, 2008. Accordingly, the Company owns all of the capital stock of the Bank, giving the organization more flexibility in meeting its capital needs as the Company continues to grow. Embassy Holdings, LLC (the “LLC”) is a wholly-owned subsidiary of the Bank organized to engage in the holding of property acquired by the Bank in satisfaction of debts previously contracted. As such, the consolidated financial statements contained herein include the accounts of the Company, the Bank and the LLC. All significant intercompany transactions and balances have been eliminated.

The Bank, which is the Company’s principal operating subsidiary, was originally incorporated as a Pennsylvania bank on May 11, 2001 and opened its doors on November 6, 2001. It was formed by a group of local business persons and professionals with significant prior experience in community banking in the Lehigh Valley area of Pennsylvania, the Bank’s primary market area.

The accompanying unaudited financial statements have been prepared in accordance with United States of America generally accepted accounting principles (“US GAAP”) for interim financial information and in accordance with instructions for Form 10-Q and Rule 10-01 of the Securities and Exchange Commission Regulation S-X. Accordingly, they do not include all of the information and footnotes required by US GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and six months ended June 30, 2021 are not necessarily indicative of the results that may be expected for the year ending December 31, 2021.

The consolidated financial statements presented in this report should be read in conjunction with the audited consolidated financial statements and the accompanying notes for the year ended December 31, 2020, included in the Company’s Form 10-K filed with the Securities and Exchange Commission (“SEC”) on March 12, 2021.

The Company has evaluated subsequent events for potential recognition and/or disclosure through the date the unaudited consolidated financial statements included in this Quarterly Report on Form 10-Q were issued.

Certain amounts in the 2020 consolidated financial statements may have been reclassified to conform to 2021 presentation. These reclassifications had no effect on 2020 net income.

Summary Of Significant Accounting Policies

6 Months Ended

Jun. 30, 2021

Summary Of Significant Accounting Policies [Abstract]

Summary Of Significant Accounting Policies

Note 2 - Summary of Significant Accounting Policies

The significant accounting policies of the Company as applied in the interim financial statements presented herein are substantially the same as those followed on an annual basis as presented in the Company’s Form 10-K for the year ended December 31, 2020.

COVID-19

6 Months Ended

Jun. 30, 2021

COVID-19 [Abstract]

COVID-19

Note 3 – COVID-19

On March 11, 2020, the World Health Organization declared the outbreak of a novel coronavirus (“COVID-19”) as a global pandemic and on March 13, 2020 the United States government declared COVID-19 as a national emergency. The continuing effects of COVID-19 could adversely impact a broad range of industries in which the Company’s customers operate and impair their ability to fulfill their financial obligations to the Company. The economic effects of COVID-19 may adversely affect the Company’s financial condition and results of operations as further described below. The full future potential impact is unknown at this time.

During the six months ended June 30, 2021 and the year ended December 31, 2020, the Company provided certain borrowers affected in a variety of ways by COVID-19 with payment accommodations that facilitate their ability to work through the immediate impact of the virus. Payment accommodations were in the form of short-term principal and/or interest deferrals. These payment accommodations were made in accordance with Section 4013 of the Coronavirus Aid, Relief and Economic Security (“CARES”) Act and the Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus. Section 4013 of the CARES Act, enacted on March 27, 2020, provides that, from the period beginning March 1, 2020 until the earlier of December 31, 2020, subsequently extended until December 31, 2021, or the date that is 60 days after the date on which the national emergency concerning the COVID-19 pandemic declared by the President of the United States under the National Emergencies Act terminates, the Company may elect to suspend US GAAP for loan modifications related to the pandemic which would otherwise be categorized as troubled debt restructurings and suspend any determination of a loan modified as a result of the effects of the pandemic as being a troubled debt restructuring, including impairment for accounting purposes. Interest income is continuing to be recognized during the accommodation period.

The following table presents COVID-19 CARES Act Section 4013 loans based on loan type, payment accommodation status, and amount at June 30, 2021 and December 31, 2020:


	June 30, 2021
	Number of Loans - Payment Accommodation Period Ended	Number of Loans - Payment Accommodation Period Active	Total Number of Loans		Loan Amount - Payment Accommodation Period Ended		Loan Amount - Payment Accommodation Period Active	Total Loan Amount
	(Dollars In Thousands)
Commercial real estate	126	-	126	$	116,425	$	-	$	116,425
Commercial	35	-	35		4,713		-		4,713
Residential real estate	60	-	60		12,451		-		12,451
Consumer	2	-	2		27		-		27
Total	223	-	223	$	133,616	$	-	$	133,616

	December 31, 2020
	Number of Loans - Payment Accommodation Period Ended	Number of Loans - Payment Accommodation Period Active	Total Number of Loans		Loan Amount - Payment Accommodation Period Ended		Loan Amount - Payment Accommodation Period Active	Total Loan Amount
	(Dollars In Thousands)
Commercial real estate	130	7	137	$	112,016	$	16,830	$	128,846
Commercial	43	1	44		7,445		752		8,197
Residential real estate	68	4	72		13,517		717		14,234
Consumer	2	-	2		31		-		31
Total	243	12	255	$	133,009	$	18,299	$	151,308

Included in the June 30, 2021 totals above are two hundred twenty-two (222) loans totaling $133.2 million in which the payment accommodation period has ended and the loan payments have resumed under their original contractual terms. Also included in the June 30, 2021 totals above is one (1) residential real estate loan totaling $418 thousand that, after its payment accommodation period ended in late March 2021, was taken to non-accrual and downgraded to substandard. No loss is anticipated on the loan. Between July 1, 2021 and July 31, 2021 there were no new Section 4013 modifications made.

The Company participates in the Small Business Administration’s (“SBA”) Paycheck Protection Program (“PPP”) under the CARES Act and subsequent 2021 Consolidated Appropriations Act (“CAA”). As of June 30, 2021, the Company had a total of three hundred forty-six (346) PPP loans outstanding with a receivable balance of $42.2 million, net of $1.2 million of unearned origination fees and costs. At December 31, 2020, the Company had a total of four hundred seventy (470) PPP loans outstanding with a receivable balance of $54.3 million, net of $1.2 million of unearned origination fees and costs. From January 1, 2021 to June 30, 2021, the Company originated three hundred thirty-three (333) new PPP loans with a balance of $31.6 million, net of $1.4 million of unearned origination fees and costs. From January 1, 2021 to June 30, 2021, the Company received forgiveness payments from the SBA on PPP loan principal balances of $44.7 million. From July 1, 2021 to July 31, 2021 the Company received forgiveness payments from the SBA on PPP loan principal balances of $8.5 million.

These PPP loans are 100% guaranteed by the SBA, have a two year or up to five year maturity and an interest rate of 1% throughout the term of the loan, with payments deferred until forgiveness proceeds received from the SBA or ten months after the end of the covered period. The SBA may forgive the PPP loans if certain conditions are met by the borrower, including using at least 60% of the proceeds for payroll costs. The SBA also provided the Company with a processing fee for each loan, with the amount of such fee pre-determined by the SBA dependent upon the size of each loan. As of June 30, 2021 and December 31, 2020, the Company has net deferred PPP loan fees and costs of $1.2 million, respectively, which will be recognized through interest income over the life of the related PPP loans. In accordance with the 100% SBA guarantee and the Company’s opinion that the majority of the PPP loans will be

forgiven, the Company has determined that no allowance for loan losses is required on the PPP loans. All PPP loans have a pass rating and none are past due under their contractual terms.

In April 2020, the Company applied and was approved by the Federal Reserve Board for both the ability to borrow under its Paycheck Protection Program Liquidity Facility (“PPPLF”), as well as its Discount Window. The PPPLF provides term funding to depository institutions that originate loans to small businesses under the PPP. PPP loans that are pledged to secure PPPLF extensions of credit are excluded from leverage ratio calculations. The Company had PPPLF borrowings of $50.8 million at December 31, 2020. As of February 3, 2021, the PPPLF borrowings have been paid off in full. The Company is approved to borrow under the PPPLF through July 30, 2021.

The Company’s allowance for loan losses increased $590 thousand to $11.2 million at June 30, 2021 compared to $10.6 million at December 31, 2020. At June 30, 2021 and December 31, 2020, the allowance for loan losses represented 0.97% and 0.92% of total loans receivable. At June 30, 2021 and December 31, 2020, the allowance for loan losses represented 1.01% and 0.97%, respectively, of total loans receivable not including PPP loans, which are guaranteed by the SBA. During 2020, the Company adjusted the economic risk factor, loan modifications risk factor, and other external factor methodologies to incorporate the current economic implications, unemployment rates and amount of loan modifications due to the COVID-19 pandemic, leading to the increase in the allowance for loan losses as a percentage of non-PPP loans. During the six months ending June 30, 2021, the Company again adjusted the other external factor methodology, due to uncertainty with the post COVID-19 pandemic economy, leading to a further increase in the allowance for loan losses as a percentage of non-PPP loans. In determining its allowance for loan loss level at June 30, 2021, the Company considered the health and composition of its loan portfolio going into and during the COVID-19 pandemic. All loans that have the CARES Act Section 4013 modification are provided additional qualitative reserve in the Company’s allowance for loan loss calculation. The Company’s non-performing loans to total loans receivable was 0.29% at June 30, 2021, compared to 0.26% at June 30, 2020 and 0.25% at December 31, 2020. The Company’s nonperforming loans to total loans receivable not including PPP loans, was 0.30% at June 30, 2021, compared to 0.27% at June 30, 2020 and 0.26% at December 31, 2020. In the three months ended June 30, 2021 and June 30, 2020, there were no charge-offs and $1 thousand in recoveries. In the six months ended June 30, 2021, there were $2 thousand in charge-offs and $2 thousand in recoveries, as compared to no charge-offs and $25 thousand in recoveries for the six months ended June 30, 2020. At June 30, 2021, approximately 96% of the Company’s loan portfolio is collateralized by real estate. Less than 6% of the Company’s loan portfolio is to borrowers in the more particularly hard-hit industries (including the travel and hotel industry, the full-service and limited-service restaurant industries, and the assisted living facilities industry) and the Company has no direct international exposure. The Company was not required to adopt the Current Expected Credit Losses (“CECL”) FASB accounting standard in 2020. This guidance will not be effective for the Company until 2023. Based upon current economic conditions, the composition of the loan portfolio, the perceived credit risk in the portfolio and loan-loss experience of the Company and comparable institutions in the Company’s market area, management feels the allowance is adequate to absorb reasonably anticipated losses.

In response to the COVID-19 outbreak, the Federal Reserve Board in mid-March 2020 reduced by 150 basis points the benchmark federal funds rate to a target range of 0% to 0.25%, and the yields on 10 year and 30 year Treasury notes declined to historic lows. As a result of the decline in the Federal Reserve Board’s target federal funds rate and yields on Treasury notes, the Company’s future net interest margin and spread may be further reduced.

Securities Available For Sale

6 Months Ended

Jun. 30, 2021

Securities Available For Sale [Abstract]

Securities Available For Sale

‎

Note 4 – Securities Available For Sale

At June 30, 2021 and December 31, 2020, respectively, the amortized cost and approximate fair values of securities available-for-sale were as follows:



			Gross		Gross
	Amortized		Unrealized		Unrealized		Fair
	Cost		Gains		Losses		Value

	(In Thousands)
June 30, 2021:
U.S. Government agency obligations	$	30,152	$	-	$	(124)	$	30,028
Municipal bonds		58,160		1,536		(254)		59,442
U.S. Government Sponsored Enterprise (GSE) - ‎ Mortgage-backed securities - commercial		512		26		-		538
U.S. Government Sponsored Enterprise (GSE) - ‎ Mortgage-backed securities - residential		130,199		1,198		(1,101)		130,296
Total	$	219,023	$	2,760	$	(1,479)	$	220,304

December 31, 2020:
U.S. Treasury securities	$	9,998	$	-	$	-	$	9,998
U.S. Government agency obligations		39,059		1		(24)		39,036
Municipal bonds		37,409		1,967		-		39,376
U.S. Government Sponsored Enterprise (GSE) - ‎ Mortgage-backed securities - commercial		512		31		-		543
U.S. Government Sponsored Enterprise (GSE) - ‎ Mortgage-backed securities - residential		40,244		1,743		-		41,987
Total	$	127,222	$	3,742	$	(24)	$	130,940

The amortized cost and fair value of securities as of June 30, 2021, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without any penalties.



		Amortized		Fair
		Cost		Value

	(In Thousands)
Due in one year or less	$	2,601	$	2,608
Due after one year through five years		30,067		29,947
Due after five years through ten years		8,206		8,558
Due after ten years		47,438		48,357
		88,312		89,470
U.S. Government Sponsored Enterprise (GSE) - Mortgage-backed securities - commercial		512		538
U.S. Government Sponsored Enterprise (GSE) - Mortgage-backed securities - residential		130,199		130,296
Total	$	219,023	$	220,304

Gross gains of $24 thousand were realized on sales of securities for the six months ended June 30, 2021 and gross gains of $128 thousand were realized on the sales of securities for the three and six months ended June 30, 2020. There were no sales of securities for the three months ended June 30, 2021 and no gross losses on the sales of securities for the three months and six months ended June 30, 2021 and June 30, 2020.

Securities with a carrying value of $118.9 million and $98.7 million at June 30, 2021 and December 31, 2020, respectively, were subject to agreements to repurchase, pledged to secure public deposits, or pledged for other purposes required or permitted by law.

The following table shows the Company’s investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2021 and December 31, 2020:



		Less Than 12 Months				12 Months or More				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses

June 30, 2021:	(In Thousands)
U.S. Government agency obligations	$	29,028	$	(124)	$	-	$	-	$	29,028	$	(124)
Municipal bonds		14,752		(254)		-		-		14,752		(254)
U.S. Government Sponsored Enterprise
(GSE) - Mortgage -backed securities -
residential		101,866		(1,101)		-		-		101,866		(1,101)
Total Temporarily Impaired Securities	$	145,646	$	(1,479)	$	-	$	-	$	145,646	$	(1,479)

December 31, 2020:	(In Thousands)
U.S. Government agency obligations	$	31,369	$	(24)	$	-	$	-	$	31,369	$	(24)
Total Temporarily Impaired Securities	$	31,369	$	(24)	$	-	$	-	$	31,369	$	(24)

The Company had forty (40) securities in an unrealized loss position at June 30, 2021 and five (5) securities in an unrealized loss position at December 31, 2020. As of June 30, 2021, the Company either has the intent and ability to hold the securities until maturity or market price recovery or believes that it is more likely than not that it will not be required to sell such securities. Management believes that the unrealized loss only represents temporary impairment of the securities. None of the individual losses are significant.

Restricted Investment In Bank Stock

6 Months Ended

Jun. 30, 2021

Restricted Investment In Bank Stock [Abstract]

Restricted Investment In Bank Stock

Note 5 – Restricted Investment in Bank Stock

Restricted investments in bank stock consist of FHLBank of Pittsburgh (“FHLB”) stock and Atlantic Community Bankers Bank (“ACBB”) stock. The restricted stocks are carried at cost. Federal law requires a member institution of the FHLB to hold stock of its district FHLB according to a predetermined formula. The Bank had FHLB stock at a carrying value of $1.4 million as of June 30, 2021 and $1.3 million at December 31, 2020, respectively. The Bank had ACBB stock at a carrying value of $40 thousand at June 30, 2021 and December 31, 2020.

Management evaluates the FHLB and ACBB restricted stock for impairment. Management’s determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of their cost is influenced by criteria such as (1) the significance of the decline in net assets of the issuer as compared to the capital stock amount for the issuer and the length of time this situation has persisted, (2) commitments by the issuer to make payments required by law or regulation and the level of such payments in relation to the operating performance of the issuer, and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the issuer.

Based upon its evaluation of the foregoing criteria, management believes no impairment charge is necessary related to the FHLB or ACBB stock as of June 30, 2021.

Loans And Credit Quality

6 Months Ended

Jun. 30, 2021

Loans And Credit Quality [Abstract]

Loans And Credit Quality

Note 6 – Loans and Credit Quality

The Company has presented PPP loans of $42.2 million at June 30, 2021 and $54.3 million at December 31, 2021, respectively, separately from loans receivable on the Consolidated Balance Sheet. As described in Note 3, PPP loans are 100% SBA guaranteed and the Company has determined that no allowance for loan losses is required on PPP loans. All PPP loans are risk rated as pass. PPP loans are not included in the following composition and credit quality tables.

‎

The following table presents the composition of loans receivable at June 30, 2021 and December 31, 2020, respectively:



	June 30, 2021			December 31, 2020
			Percentage of			Percentage of
	Balance		total Loans	Balance		total Loans

		(Dollars in Thousands)

Commercial real estate	$	453,147	40.93%	$	452,251	41.51%
Commercial construction		10,780	0.97%		12,176	1.12%
Commercial		43,763	3.95%		48,114	4.42%
Residential real estate		598,721	54.09%		576,437	52.90%
Consumer		694	0.06%		640	0.05%
Total loans		1,107,105	100.00%		1,089,618	100.00%
Unearned origination fees		148			291
Allowance for loan losses		(11,160)			(10,570)
Net Loans	$	1,096,093		$	1,079,339

The following table presents the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention (potential weaknesses), substandard (well defined weaknesses) and doubtful (full collection unlikely) within the Company's internal risk rating system as of June 30, 2021 and December 31, 2020, respectively:



	Pass		Special Mention		Substandard		Doubtful		Total

June 30, 2021		(In Thousands)
Commercial real estate	$	451,746	$	-	$	1,401	$	-	$	453,147
Commercial construction		10,466		-		314		-		10,780
Commercial		43,763		-		-		-		43,763
Residential real estate		597,086		500		1,135		-		598,721
Consumer		694		-		-		-		694
Total	$	1,103,755	$	500	$	2,850	$	-	$	1,107,105

December 31, 2020
Commercial real estate	$	450,823	$	-	$	1,428	$	-	$	452,251
Commercial construction		11,861		-		315		-		12,176
Commercial		48,114		-		-		-		48,114
Residential real estate		575,344		512		581		-		576,437
Consumer		640		-		-		-		640
Total	$	1,086,782	$	512	$	2,324	$	-	$	1,089,618

At June 30, 2021, the Company had no foreclosed assets and had $259 thousand in recorded investment in two (2) substandard residential real estate mortgage loans collateralized by residential real estate in the process of foreclosure. At December 31, 2020 the Company had no foreclosed assets or recorded investment in consumer mortgage loans collateralized by residential real estate in the process of foreclosure.

‎

The following table summarizes information in regards to impaired loans by loan portfolio class as of June 30, 2021 and December 31, 2020, respectively:


	June 30, 2021						December 31, 2020
	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
	(In Thousands)
With no related allowance recorded:
Commercial real estate	$	829	$	1,069			$	851	$	1,091
Commercial construction		314		314				315		315
Commercial		-		-				-		-
Residential real estate		1,497		1,567				944		1,014
Consumer		-		-				-		-
With an allowance recorded:
Commercial real estate	$	684	$	684	$	9	$	696	$	696	$	21
Commercial construction		-		-		-		-		-		-
Commercial		227		227		20		230		230		23
Residential real estate		589		589		121		604		604		125
Consumer		-		-		-		-		-		-
Total:
Commercial real estate	$	1,513	$	1,753	$	9	$	1,547	$	1,787	$	21
Commercial construction		314		314		-		315		315		-
Commercial		227		227		20		230		230		23
Residential real estate		2,086		2,156		121		1,548		1,618		125
Consumer		-		-		-		-		-		-
	$	4,140	$	4,450	$	150	$	3,640	$	3,950	$	169

‎

The following tables summarize information regarding the average recorded investment and interest income recognized on impaired loans by loan portfolio for the three and six months ended June 30, 2021 and 2020, respectively:


	Three Months Ended June 30,
	2021				2020
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
	(In Thousands)
With no related allowance recorded:
Commercial real estate	$	835	$	9	$	883	$	11
Commercial construction		315		2		315		2
Commercial		-		-		-		-
Residential real estate		1,424		17		816		9
Consumer		-		-		-		-
With an allowance recorded:
Commercial real estate	$	687	$	3	$	700	$	5
Commercial construction		-		-		-		-
Commercial		228		3		233		3
Residential real estate		593		6		620		6
Consumer		-		-		1		-
Total:
Commercial real estate	$	1,522	$	12	$	1,583	$	16
Commercial construction		315		2		315		2
Commercial		228		3		233		3
Residential real estate		2,017		23		1,436		15
Consumer		-		-		1		-
	$	4,082	$	40	$	3,568	$	36


	Six Months Ended June 30,
	2021				2020
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
	(In Thousands)
With no related allowance recorded:
Commercial real estate	$	840	$	24	$	1,130	$	24
Commercial construction		315		5		315		5
Commercial		-		-		-		-
Residential real estate		1,264		24		721		16
Consumer		-		-		-		-
With an allowance recorded:
Commercial real estate	$	690	$	10	$	467	$	11
Commercial construction		-		-		-		-
Commercial		228		5		233		5
Residential real estate		596		11		685		11
Consumer		-		-		1		-
Total:
Commercial real estate	$	1,530	$	34	$	1,597	$	35
Commercial construction		315		5		315		5
Commercial		228		5		233		5
Residential real estate		1,860		35		1,406		27
Consumer		-		-		1		-
	$	3,933	$	79	$	3,552	$	72

The following table presents non-accrual loans by classes of the loan portfolio:



	June 30, 2021		December 31, 2020

	(In Thousands)
Commercial real estate	$	-	$	-
Commercial construction		-		-
Commercial		-		-
Residential real estate		839		274
Consumer		-		-
Total	$	839	$	274

The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past due status as of June 30, 2021 and December 31, 2020, respectively:


					Greater								Loan
					than								Receivables >
	30-59 Days		60-89 Days		90 Days		Total				Total Loan		90 Days and
	Past Due		Past Due		Past Due		Past Due		Current		Receivables		Accruing

June 30, 2021	(In Thousands)
Commercial real estate	$	-	$	-	$	-	$	-	$	453,147	$	453,147	$	-
Commercial construction		-		-		-		-		10,780		10,780		-
Commercial		50		-		-		50		43,713		43,763		-
Residential real estate		54		566		259		879		597,842		598,721		-
Consumer		-		-		-		-		694		694		-
Total	$	104	$	566	$	259	$	929	$	1,106,176	$	1,107,105	$	-

December 31, 2020
Commercial real estate	$	514	$	-	$	-	$	514	$	451,737	$	452,251	$	-
Commercial construction		-		-		-		-		12,176		12,176		-
Commercial		-		-		-		-		48,114		48,114		-
Residential real estate		336		-		42		378		576,059		576,437		-
Consumer		2		-		-		2		638		640		-
Total	$	852	$	-	$	42	$	894	$	1,088,724	$	1,089,618	$	-

‎

The following tables detail the activity in the allowance for loan losses for the three and six months ended June 30, 2021 and 2020:



	Commercial Real Estate		Commercial Construction		Commercial		Residential Real Estate		Consumer		Unallocated		Total

Allowance for loan losses	(In Thousands)
Three Months Ending June 30, 2021
Beginning Balance - March 31, 2021	$	4,687	$	113	$	916	$	4,497	$	12	$	809	$	11,034
Charge-offs		-		-		-		-		-		-		-
Recoveries		-		-		-		1		-		-		1
Provisions		(145)		3		429		89		13		(264)		125
Ending Balance - June 30, 2021	$	4,542	$	116	$	1,345	$	4,587	$	25	$	545	$	11,160

Six Months Ending June 30, 2021
Beginning Balance - December 31, 2020	$	4,379	$	150	$	848	$	4,485	$	14	$	694	$	10,570
Charge-offs		-		-		-		-		(2)		-		(2)
Recoveries		-		-		-		2		-		-		2
Provisions		163		(34)		497		100		13		(149)		590
Ending Balance - June 30, 2021	$	4,542	$	116	$	1,345	$	4,587	$	25	$	545	$	11,160

Three Months Ending June 30, 2020
Beginning Balance - March 31, 2020	$	3,353	$	121	$	817	$	3,627	$	18	$	430	$	8,366
Charge-offs		-		-		-		-		-		-		-
Recoveries		-		-		-		1		-		-		1
Provisions		221		(8)		(55)		(10)		(2)		504		650
Ending Balance - June 30, 2020	$	3,574	$	113	$	762	$	3,618	$	16	$	934	$	9,017

Six Months Ending June 30, 2020
Beginning Balance - December 31, 2019	$	3,221	$	121	$	770	$	3,488	$	19	$	403	$	8,022
Charge-offs		-		-		-		-		-		-		-
Recoveries		24		-		-		1		-		-		25
Provisions		329		(8)		(8)		129		(3)		531		970
Ending Balance - June 30, 2020	$	3,574	$	113	$	762	$	3,618	$	16	$	934	$	9,017

‎

The following tables represent the allocation for loan losses and the related loan portfolio disaggregated based on impairment methodology at June 30, 2021 and December 31, 2020:



	Commercial Real Estate		Commercial Construction		Commercial		Residential Real Estate		Consumer		Unallocated		Total

	(In Thousands)
June 30, 2021
Allowance for Loan Losses
Ending Balance	$	4,542	$	116	$	1,345	$	4,587	$	25	$	545	$	11,160
Ending balance: individually evaluated for impairment	$	9	$	-	$	20	$	121	$	-	$	-	$	150
Ending balance: collectively evaluated for impairment	$	4,533	$	116	$	1,325	$	4,466	$	25	$	545	$	11,010

Loans receivables:
Ending balance	$	453,147	$	10,780	$	43,763	$	598,721	$	694			$	1,107,105
Ending balance: individually evaluated for impairment	$	1,513	$	314	$	227	$	2,086	$	-			$	4,140
Ending balance: collectively evaluated for impairment	$	451,634	$	10,466	$	43,536	$	596,635	$	694			$	1,102,965

December 31, 2020
Allowance for Loan Losses
Ending Balance	$	4,379	$	150	$	848	$	4,485	$	14	$	694	$	10,570
Ending balance: individually evaluated for impairment	$	21	$	-	$	23	$	125	$	-	$	-	$	169
Ending balance: collectively evaluated for impairment	$	4,358	$	150	$	825	$	4,360	$	14	$	694	$	10,401

Loans receivables:
Ending balance	$	452,251	$	12,176	$	48,114	$	576,437	$	640			$	1,089,618
Ending balance: individually evaluated for impairment	$	1,547	$	315	$	230	$	1,548	$	-			$	3,640
Ending balance: collectively evaluated for impairment	$	450,704	$	11,861	$	47,884	$	574,889	$	640			$	1,085,978

Troubled Debt Restructurings

The Company may grant a concession or modification for economic or legal reasons related to a borrower’s financial condition that it would not otherwise consider, resulting in a modified loan which is then identified as a troubled debt restructuring (“TDR”). The Company may modify loans through rate reductions, extensions to maturity, interest only payments, or payment modifications to better coincide the timing of payments due under the modified terms with the expected timing of cash flows from the borrowers’ operations. Loan modifications are intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. TDRs are considered impaired loans for purposes of calculating the Company’s allowance for loan losses. Payment accommodations completed since the COVID-19 outbreak are reported in accordance with Section 4013 of the CARES Act and the Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus as described in Note 3 and are not considered a TDR.

The Company identifies loans for potential restructure primarily through direct communication with the borrower and the evaluation of the borrower’s financial statements, revenue projections, tax returns, and credit reports. Even if the borrower is not presently in default, management will consider the likelihood that cash flow shortages, adverse economic conditions, and negative trends may result in a payment default in the near future.

‎

The following table presents TDR’s outstanding:



	Accrual Loans		Non-Accrual Loans		Total Modifications

June 30, 2021	(In Thousands)
Commercial real estate	$	1,100	$	-	$	1,100
Commercial construction		259		-		259
Commercial		227		-		227
Residential real estate		918		14		932
Consumer		-		-		-
	$	2,504	$	14	$	2,518

December 31, 2020
Commercial real estate	$	1,125	$	-	$	1,125
Commercial construction		260		-		260
Commercial		230		-		230
Residential real estate		944		15		959
Consumer		-		-		-
	$	2,559	$	15	$	2,574

As of June 30, 2021, no available commitments were outstanding on TDRs.

There were no newly restructured loans that occurred during the three and six months ended June 30, 2021 and 2020.

There were no loans that were modified and classified as a TDR within the prior twelve months that experienced a payment default (loans ninety days or more past due) during the three and six months ended June 30, 2021 and 2020.

Deposits

6 Months Ended

Jun. 30, 2021

Deposits [Abstract]

Deposits

Note 7 – Deposits

The components of deposits at June 30, 2021 and December 31, 2020 are as follows:


	June 30, 2021		December 31, 2020
	(In Thousands)

Demand, non-interest bearing	$	305,169	$	269,996
Demand, NOW and money market, interest bearing		221,307		199,845
Savings		635,156		546,784
Time, $250 and over		71,879		85,272
Time, other		114,865		130,482
Total deposits	$	1,348,376	$	1,232,379

At June 30, 2021, the scheduled maturities of time deposits are as follows (in thousands):


2021 (remainder of the year)	$	71,081
2022		65,418
2023		41,388
2024		6,260
2025		1,269
2026		1,328
	$	186,744

Short-Term And Long-Term Borrowings

6 Months Ended

Jun. 30, 2021

Short-Term And Long-Term Borrowings [Abstract]

Short-Term And Long-Term Borrowings

Note 8 – Short-term and Long-term Borrowings

Securities sold under agreements to repurchase, federal funds purchased, and FHLB short term advances generally represent overnight or less than twelve month borrowings. Long term advances from the FHLB are for periods of twelve months or more and are generally less than sixty months. The Bank has an agreement with the FHLB, which allows for borrowings up to a percentage of qualifying assets. At June 30, 2021, the Bank had a maximum borrowing capacity for short-term and long-term advances of approximately $702.5 million. This borrowing capacity with the FHLB includes a line of credit of $150.0 million. There were no short-term FHLB advances outstanding as of June 30, 2021 and December 31, 2020. There were $14.7 million in long-term FHLB advances outstanding as of June 30, 2021 and December 31, 2020. All FHLB borrowings are secured by qualifying assets of the Bank.

The components of long-term borrowings with the FHLB were as follows:


	June 30, 2021
	(Dollars in Thousands)
Maturity Date	Interest Rate		Outstanding
March 2022	0.79%	$	10,000
March 2022	0.64%		2,663
March 2022	0.61%		1,988
Total FHLB Outstanding Borrowings		$	14,651

The Bank has a federal funds line of credit with the ACBB of $10.0 million, of which none was outstanding at June 30, 2021 and December 31, 2020. Advances from this line are unsecured.

As described in Note 3, the Bank had no long-term PPPLF borrowings through the Federal Reserve Bank of Philadelphia as of June 30, 2021 and had $50.8 million, at an interest rate of 0.35%, as of December 31, 2020. All PPPLF borrowings were secured by PPP loans.

Stock Incentive Plan And Employee Stock Purchase Plan

6 Months Ended

Jun. 30, 2021

Stock Incentive Plan And Employee Stock Purchase Plan [Abstract]

Stock Incentive Plan And Employee Stock Purchase Plan

Note 9 – Stock Incentive Plan and Employee Stock Purchase Plan

Stock Incentive Plan:

The Company maintains the Embassy Bancorp, Inc. Stock Incentive Plan (the “SIP”), originally adopted by the Company’s shareholders effective June 16, 2010 and subsequently amended, restated, and approved on June 20, 2019. The SIP authorizes the Board of Directors, or a committee authorized by the Board of Directors, to award a stock based incentive to (i) designated officers (including officers who are directors) and other designated employees at the Company and its subsidiaries, and (ii) non-employee members of the Board of Directors and advisors and consultants to the Company and its subsidiaries. The SIP provides for stock based incentives in the form of incentive stock options as provided in Section 422 of the Internal Revenue Code of 1986, non-qualified stock options, stock appreciation rights, restricted stock and deferred stock awards. The term of the option, the amount of time for the option to vest after grant, if any, and other terms and limitations will be determined at the time of grant. Options granted under the SIP may not have an exercise period that is more than ten years from the time the option is granted. The maximum number of shares of common stock authorized for issuance under the SIP is 756,356. The SIP provides for appropriate adjustments in the number and kind of shares available for grant or subject to outstanding awards under the SIP to avoid dilution in the event of a merger, stock splits, stock dividends or other changes in the capitalization of the Company. The SIP expires on June 20, 2029. At June 30, 2021, there were 440,805 shares available for issuance under the SIP.

The Company grants shares of restricted stock, under the SIP, to certain members of its Board of Directors as compensation for their services, in accordance with the Company’s Non-employee Directors Compensation program adopted in October 2010. The Company also grants restricted stock to certain officers under individual agreements with these officers. Some of these restricted stock awards vest immediately, while the remainder vest over the service period of three years to nine years. Management recognizes compensation expense for the fair value of the restricted stock awards on a straight-line basis over the requisite service period. Since inception of the plan and through the period ended June 30, 2021, there have been 199,308 awards granted. There were no awards granted during the three months ended June 30, 2021 and 2020. During the six months ended June 30, 2021 and 2020 there were 12,009 and 32,210 awards granted, respectively. During the three and six months ended June 30, 2021, the Company recognized compensation expense for restricted stock awards of $61 thousand and $307 thousand, respectively. The Company recognized a credit of $3 thousand in compensation expense for restricted stock awards during the three months ended June 30, 2020 and recognized $189 thousand in compensation expense for restricted stock awards during the six months ended June 30, 2020, respectively.

Historically, the Company has granted stock options to purchase shares of stock to certain executive officers under individual agreements and/or in accordance with their respective employment agreements. There were no stock options granted for the three and six months ended June 30, 2021 and 2020, respectively. At June 30, 2021 there was no unrecognized cost remaining for these unexercised options and all outstanding options are fully vested.

Employee Stock Purchase Plan:

On January 1, 2017, the Company implemented the Embassy Bancorp, Inc. Employee Stock Purchase Plan (“ESPP”), which was approved by the Company’s shareholders at the annual meeting held on June 16, 2016. Under the ESPP, each employee of the Company and its subsidiaries who is employed on an offering date and customarily is scheduled to work at least twenty (20) hours per week and more than five (5) months in a calendar year is eligible to participate. The purchase price for shares purchased under the ESPP is 95% of the fair market value of such shares on the date of purchase. The purchase price may be adjusted from time to time by the Board of Directors; provided, however, that the discount to fair market value shall not exceed 15%. The Company has authorized 350,000 shares of its common stock for the ESPP, of which 16,781 shares have been issued as of June 30, 2021. The Company recognized discount expense in relation to the ESPP of $1 thousand for the three and six months ended June 30, 2021 and 2020, respectively.

Other Comprehensive Income (Loss)

6 Months Ended

Jun. 30, 2021

Other Comprehensive Income (Loss) [Abstract]

Other Comprehensive Income (Loss)

Note 10 – Other Comprehensive Income (Loss)

US GAAP requires that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale securities, are reported as a separate component of the equity section of the balance sheet, such items, along with net income, are components of comprehensive income.

The components of other comprehensive income (loss) both before tax and net of tax are as follows:



	Three Months Ended June 30,
	2021						2020

	(In Thousands)

	Before		Tax		Net of		Before		Tax		Net of
	Tax		Effect		Tax		Tax		Effect		Tax
Change in accumulated other comprehensive income:
Unrealized holding gains on securities ‎ available for sale	$	133	$	(28)	$	105	$	413	$	(87)	$	326
Reclassification adjustments for gains on securities ‎ transactions included in net income (A),(B)		-		-		-		(128)		27		(101)
Total other comprehensive income	$	133	$	(28)	$	105	$	285	$	(60)	$	225



	Six Months Ended June 30,
	2021						2020

	(In Thousands)

	Before		Tax		Net of		Before		Tax		Net of
	Tax		Effect		Tax		Tax		Effect		Tax
Change in accumulated other comprehensive (loss) income:
Unrealized holding (losses) gains on securities ‎ available for sale	$	(2,413)	$	507	$	(1,906)	$	2,216	$	(465)	$	1,751
Reclassification adjustments for gains on securities ‎ transactions included in net income (A),(B)		(24)		5		(19)		(128)		27		(101)
Total other comprehensive (loss) income	$	(2,437)	$	512	$	(1,925)	$	2,088	$	(438)	$	1,650

A.Realized gains on securities transactions included in gain on sales of securities in the accompanying Consolidated Statements of Income.

B.Tax effect included in income tax expense in the accompanying Consolidated Statements of Income.

‎

A summary of the realized gains on securities available for sale, net of tax, are as follows:


	Three Months Ended
	June 30,
		2021		2020

		(In Thousands)
Securities available for sale:
Realized gains on securities transactions	$	-	$	(128)
Income taxes		-		27
Net of tax	$	-	$	(101)



	Six Months Ended
	June 30,
		2021		2020

		(In Thousands)
Securities available for sale:
Realized gains on securities transactions	$	(24)	$	(128)
Income taxes		5		27
Net of tax	$	(19)	$	(101)

A summary of the accumulated other comprehensive income net of tax, is as follows:



	Securities
	Available
	for Sale
Three Months Ended June 30, 2021 and 2020	(In Thousands)
Balance March 31, 2021	$	907
Other comprehensive income before reclassifications		105
Amounts reclassified from accumulated other ‎ comprehensive income		-
Net other comprehensive income during the period		105
Balance June 30, 2021	$	1,012

Balance March 31, 2020	$	2,765
Other comprehensive income before reclassifications		326
Amounts reclassified from accumulated other ‎ comprehensive income		(101)
Net other comprehensive income during the period		225
Balance June 30, 2020	$	2,990


Six Months Ended June 30, 2021 and 2020
Balance January 1, 2021	$	2,937
Other comprehensive loss before reclassifications		(1,906)
Amounts reclassified from accumulated other ‎ comprehensive income		(19)
Net other comprehensive loss during the period		(1,925)
Balance June 30, 2021	$	1,012

Balance January 1, 2020	$	1,340
Other comprehensive income before reclassifications		1,751
Amounts reclassified from accumulated other ‎ comprehensive income		(101)
Net other comprehensive income during the period		1,650
Balance June 30, 2020	$	2,990

Basic And Diluted Earnings Per Share

6 Months Ended

Jun. 30, 2021

Basic And Diluted Earnings Per Share [Abstract]

Basic And Diluted Earnings Per Share

Note 11 – Basic and Diluted Earnings per Share

Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during the period, as adjusted for stock dividends and splits. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustments to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.


	Three Months Ended				Six Months Ended
	June 30,				June 30,
	2021		2020		2021		2020
	(Dollars In Thousands, Except Share and Per Share Data)
Net income	$	4,107	$	3,317	$	8,151	$	5,774

Weighted average shares outstanding		7,513,279		7,471,988		7,522,710		7,457,932
Dilutive effect of potential common shares, stock options		37,363		48,036		37,363		48,036
Diluted weighted average common shares outstanding		7,550,642		7,520,024		7,560,073		7,505,968

Basic earnings per share	$	0.55	$	0.44	$	1.08	$	0.77
Diluted earnings per share	$	0.54	$	0.44	$	1.08	$	0.77

There were no stock options not considered in computing diluted earnings per common share for the three and six months ended June 30, 2021. Stock options of 4,227 were not considered in computing diluted earnings per common share for the three and six months ended June 30, 2020 because to do so would have been anti-dilutive.

Fair Value Measurements

6 Months Ended

Jun. 30, 2021

Fair Value Measurements [Abstract]

Fair Value Measurements

Note 12 – Fair Value Measurements

The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.

Fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions.

US GAAP establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows:

Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.

Level 2: Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability.

Level 3: Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity).

An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.

For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy utilized at June 30, 2021 and December 31, 2020, respectively, are as follows:


		(Level 1)		(Level 2)
		Quoted		Significant		(Level 3)
		Prices in Active		Other		Significant
		Markets for		Observable		Unobservable
Description	Identical Assets		Inputs		Inputs		Total

		(In Thousands)
U.S. Government agency obligations	$	-	$	30,028	$	-	$	30,028
Municipal bonds		-		59,442		-		59,442
U.S. Government Sponsored Enterprise (GSE) -
Mortgage-backed securities - commercial		-		538		-		538
U.S. Government Sponsored Enterprise (GSE) -
Mortgage-backed securities - residential		-		130,296		-		130,296
June 30, 2021 Securities available for sale	$	-	$	220,304	$	-	$	220,304

U.S. Treasury securities	$	-	$	9,998	$	-	$	9,998
U.S. Government agency obligations		-		39,036		-		39,036
Municipal bonds		-		39,376		-		39,376
U.S. Government Sponsored Enterprise (GSE) -
Mortgage-backed securities - commercial		-		543		-		543
U.S. Government Sponsored Enterprise (GSE) -
Mortgage-backed securities - residential		-		41,987		-		41,987
December 31, 2020 Securities available for sale	$	-	$	130,940	$	-	$	130,940

The fair value of securities available for sale are determined by matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted prices. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the security’s terms and conditions, among other things.

For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at June 30, 2021 and December 31, 2020, respectively, are as follows:


		(Level 1)		(Level 2)
		Quoted		Significant		(Level 3)
		Prices in Active		Other		Significant
		Markets for		Observable		Unobservable
Description	Identical Assets		Inputs		Inputs		Total

		(In Thousands)
June 30, 2021 Impaired loans	$	-	$	-	$	1,350	$	1,350
December 31, 2020 Impaired loans	$	-	$	-	$	1,361	$	1,361

Impaired loans are those that are accounted for under existing FASB guidance, in which the Bank has measured impairment generally based on the fair value of the loan’s collateral. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. Fair values may also include qualitative adjustments by management based on economic conditions and liquidation expenses. These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements.

At June 30, 2021, of the impaired loans having an aggregate balance of $4.1 million, $2.6 million did not require a valuation allowance because the value of the collateral, including estimated selling costs, securing the loan was determined to meet or exceed the balance owed on the loan. Of the remaining $1.5 million in impaired loans, an aggregate valuation allowance of $150 thousand was required to reflect what was determined to be a shortfall in the value of the collateral as compared to the balance on such loans.

Real estate properties acquired through, or in lieu of, foreclosure are to be sold and are carried at fair value less estimated cost to sell. Fair value is based upon independent market prices or appraised value of the property. These assets would be included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement. At June 30, 2021 and December 31, 2020, respectively, the Company had no real estate properties acquired through, or in lieu of, foreclosure.

The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level 3 inputs to determine fair value:



	Quantitative Information about Level 3 Fair Value Measurements
Description	Fair Value ‎Estimate		Valuation Techniques	Unobservable Input	Range ‎(Weighted Average)

		(Dollars In Thousands)
June 30, 2021:
Impaired loans	$	1,350	Appraisal of collateral and	Appraisal adjustments (1)	0% to -25% (-15.1%)
			pending agreement of sale	Liquidation expenses (2)	0% to -10.0% (-8.5%)
December 31, 2020:
Impaired loans	$	1,361	Appraisal of collateral and	Appraisal adjustments (1)	0% to -25% (-15.1%)
			pending agreement of sale	Liquidation expenses (2)	0% to -10.0% (-8.5%)

1.Appraisals may be adjusted by management for qualitative factors including economic conditions and the age of the appraisal. The range and weighted average of appraisal adjustments are presented as a percent of the appraisal.

2.Appraisals and pending agreements of sale are adjusted by management for liquidation expenses. The range and weighted average of liquidation expense adjustments are presented as a percent of the appraisal or pending agreement of sale.

‎

The estimated fair values of the Company’s financial instruments were as follows at June 30, 2021 and December 31, 2020:



						(Level 1)
						Quoted		(Level 2)
						Prices in		Significant		(Level 3)
						Active		Other		Significant
		Carrying		Fair Value		Markets for		Observable		Unobservable
		Amount		Estimate		Identical Assets		Inputs		Inputs

	(In Thousands)
June 30, 2021:
Financial assets:
Cash and cash equivalents	$	110,151	$	110,151	$	110,151	$	-	$	-
Securities available-for-sale		220,304		220,304		-		220,304		-
Loans receivable, net of allowance		1,096,093		1,134,988		-		-		1,134,988
Paycheck Protection Program loans receivable		42,193		42,349		-		-		42,349
Restricted investments in bank stock		1,424		1,424		-		1,424		-
Accrued interest receivable		2,812		2,812		-		2,812		-
Financial liabilities:
Deposits		1,348,376		1,350,398		-		1,350,398		-
Securities sold under agreements to
repurchase and federal funds purchased		15,741		15,741		-		15,741		-
Long-term borrowings		14,651		14,690		-		-		14,690
Accrued interest payable		753		753		-		753		-
Off-balance sheet financial instruments:
Commitments to grant loans		-		-		-		-		-
Unfunded commitments under lines of credit		-		-		-		-		-
Standby letters of credit		-		-		-		-		-

December 31, 2020:
Financial assets:
Cash and cash equivalents	$	131,907	$	131,907	$	131,907	$	-	$	-
Securities available-for-sale		130,940		130,940		-		13,940		-
Loans receivable, net of allowance		1,079,339		1,158,545		-		-		1,158,545
Paycheck Protection Program loans receivable		54,334		54,632				-		54,632
Restricted investments in bank stock		1,330		1,330		-		1,330		-
Accrued interest receivable		3,136		3,136		-		3,136		-
Financial liabilities:
Deposits		1,232,379		1,235,483		-		1,235,483		-
Securities sold under agreements to
repurchase and federal funds purchased		13,612		13,612		-		13,612		-
Long-term borrowings		14,651		14,707		-		-		14,707
Paycheck Protection Program
Liquidity Facility		50,794		50,810				-		50,810
Accrued interest payable		1,640		1,640		-		1,640		-
Off-balance sheet financial instruments:
Commitments to grant loans		-		-		-		-		-
Unfunded commitments under lines of credit		-		-		-		-		-
Standby letters of credit		-		-		-		-		-

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Future Accounting Standards

6 Months Ended

Jun. 30, 2021

Future Accounting Standards [Abstract]

Future Accounting Standards

‎

Note 13 – Future Accounting Standards

In June 2016, the FASB issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments - Credit Losses”. ASU 2016-13 requires entities to report “expected” credit losses on financial instruments and other commitments to extend credit rather than the current “incurred loss” model. These expected credit losses for financial assets held at the reporting date are to be based on historical experience, current conditions, and reasonable and supportable forecasts. This ASU will also require enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. In November 2019, the FASB issued an update to defer the implementation date for smaller reporting companies from 2020 to 2023. The Company currently qualifies as a smaller reporting company under SEC Regulation S-K and, therefore, the guidance is effective for the Company in 2023. The Company has not yet determined the impact this standard will have on its consolidated financial statements or its results of operations.

Basis Of Presentation (Policy)	6 Months Ended
Basis Of Presentation (Policy)	Jun. 30, 2021
Basis Of Presentation [Abstract]
Consolidation	Embassy Bancorp, Inc. (the “Company”) is a Pennsylvania corporation organized in 2008 and registered as a bank holding company pursuant to the Bank Holding Company Act of 1956, as amended (the “BHC Act”). The Company was formed for purposes of acquiring Embassy Bank For The Lehigh Valley (the “Bank”) in connection with the reorganization of the Bank into a bank holding company structure, which was consummated on November 11, 2008. Accordingly, the Company owns all of the capital stock of the Bank, giving the organization more flexibility in meeting its capital needs as the Company continues to grow. Embassy Holdings, LLC (the “LLC”) is a wholly-owned subsidiary of the Bank organized to engage in the holding of property acquired by the Bank in satisfaction of debts previously contracted. As such, the consolidated financial statements contained herein include the accounts of the Company, the Bank and the LLC. All significant intercompany transactions and balances have been eliminated. The Bank, which is the Company’s principal operating subsidiary, was originally incorporated as a Pennsylvania bank on May 11, 2001 and opened its doors on November 6, 2001. It was formed by a group of local business persons and professionals with significant prior experience in community banking in the Lehigh Valley area of Pennsylvania, the Bank’s primary market area.
Basis Of Accounting	The accompanying unaudited financial statements have been prepared in accordance with United States of America generally accepted accounting principles (“US GAAP”) for interim financial information and in accordance with instructions for Form 10-Q and Rule 10-01 of the Securities and Exchange Commission Regulation S-X. Accordingly, they do not include all of the information and footnotes required by US GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and six months ended June 30, 2021 are not necessarily indicative of the results that may be expected for the year ending December 31, 2021.

COVID-19 (Tables)

6 Months Ended

Jun. 30, 2021

COVID-19 [Abstract]

Schedule Of COVID-19 Payment Accommodations Based On Loan Type And Amount


	June 30, 2021
	Number of Loans - Payment Accommodation Period Ended	Number of Loans - Payment Accommodation Period Active	Total Number of Loans		Loan Amount - Payment Accommodation Period Ended		Loan Amount - Payment Accommodation Period Active	Total Loan Amount
	(Dollars In Thousands)
Commercial real estate	126	-	126	$	116,425	$	-	$	116,425
Commercial	35	-	35		4,713		-		4,713
Residential real estate	60	-	60		12,451		-		12,451
Consumer	2	-	2		27		-		27
Total	223	-	223	$	133,616	$	-	$	133,616

	December 31, 2020
	Number of Loans - Payment Accommodation Period Ended	Number of Loans - Payment Accommodation Period Active	Total Number of Loans		Loan Amount - Payment Accommodation Period Ended		Loan Amount - Payment Accommodation Period Active	Total Loan Amount
	(Dollars In Thousands)
Commercial real estate	130	7	137	$	112,016	$	16,830	$	128,846
Commercial	43	1	44		7,445		752		8,197
Residential real estate	68	4	72		13,517		717		14,234
Consumer	2	-	2		31		-		31
Total	243	12	255	$	133,009	$	18,299	$	151,308

Securities Available For Sale (Tables)

6 Months Ended

Jun. 30, 2021

Securities Available For Sale [Abstract]

Amortized Cost And Fair Values Of Securities Available-For-Sale



			Gross		Gross
	Amortized		Unrealized		Unrealized		Fair
	Cost		Gains		Losses		Value

	(In Thousands)
June 30, 2021:
U.S. Government agency obligations	$	30,152	$	-	$	(124)	$	30,028
Municipal bonds		58,160		1,536		(254)		59,442
U.S. Government Sponsored Enterprise (GSE) - ‎ Mortgage-backed securities - commercial		512		26		-		538
U.S. Government Sponsored Enterprise (GSE) - ‎ Mortgage-backed securities - residential		130,199		1,198		(1,101)		130,296
Total	$	219,023	$	2,760	$	(1,479)	$	220,304

December 31, 2020:
U.S. Treasury securities	$	9,998	$	-	$	-	$	9,998
U.S. Government agency obligations		39,059		1		(24)		39,036
Municipal bonds		37,409		1,967		-		39,376
U.S. Government Sponsored Enterprise (GSE) - ‎ Mortgage-backed securities - commercial		512		31		-		543
U.S. Government Sponsored Enterprise (GSE) - ‎ Mortgage-backed securities - residential		40,244		1,743		-		41,987
Total	$	127,222	$	3,742	$	(24)	$	130,940

Securities Available-For-Sale By Contractual Maturity



		Amortized		Fair
		Cost		Value

	(In Thousands)
Due in one year or less	$	2,601	$	2,608
Due after one year through five years		30,067		29,947
Due after five years through ten years		8,206		8,558
Due after ten years		47,438		48,357
		88,312		89,470
U.S. Government Sponsored Enterprise (GSE) - Mortgage-backed securities - commercial		512		538
U.S. Government Sponsored Enterprise (GSE) - Mortgage-backed securities - residential		130,199		130,296
Total	$	219,023	$	220,304

Investments' Gross Unrealized Losses And Fair Value



		Less Than 12 Months				12 Months or More				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses

June 30, 2021:	(In Thousands)
U.S. Government agency obligations	$	29,028	$	(124)	$	-	$	-	$	29,028	$	(124)
Municipal bonds		14,752		(254)		-		-		14,752		(254)
U.S. Government Sponsored Enterprise
(GSE) - Mortgage -backed securities -
residential		101,866		(1,101)		-		-		101,866		(1,101)
Total Temporarily Impaired Securities	$	145,646	$	(1,479)	$	-	$	-	$	145,646	$	(1,479)

December 31, 2020:	(In Thousands)
U.S. Government agency obligations	$	31,369	$	(24)	$	-	$	-	$	31,369	$	(24)
Total Temporarily Impaired Securities	$	31,369	$	(24)	$	-	$	-	$	31,369	$	(24)

Loans And Credit Quality (Tables)

6 Months Ended

Jun. 30, 2021

Loans And Credit Quality [Abstract]

Composition Of Loans Receivable



	June 30, 2021			December 31, 2020
			Percentage of			Percentage of
	Balance		total Loans	Balance		total Loans

		(Dollars in Thousands)

Commercial real estate	$	453,147	40.93%	$	452,251	41.51%
Commercial construction		10,780	0.97%		12,176	1.12%
Commercial		43,763	3.95%		48,114	4.42%
Residential real estate		598,721	54.09%		576,437	52.90%
Consumer		694	0.06%		640	0.05%
Total loans		1,107,105	100.00%		1,089,618	100.00%
Unearned origination fees		148			291
Allowance for loan losses		(11,160)			(10,570)
Net Loans	$	1,096,093		$	1,079,339

Schedule Of Loan Portfolio By Aggregate Risk Rating



	Pass		Special Mention		Substandard		Doubtful		Total

June 30, 2021		(In Thousands)
Commercial real estate	$	451,746	$	-	$	1,401	$	-	$	453,147
Commercial construction		10,466		-		314		-		10,780
Commercial		43,763		-		-		-		43,763
Residential real estate		597,086		500		1,135		-		598,721
Consumer		694		-		-		-		694
Total	$	1,103,755	$	500	$	2,850	$	-	$	1,107,105

December 31, 2020
Commercial real estate	$	450,823	$	-	$	1,428	$	-	$	452,251
Commercial construction		11,861		-		315		-		12,176
Commercial		48,114		-		-		-		48,114
Residential real estate		575,344		512		581		-		576,437
Consumer		640		-		-		-		640
Total	$	1,086,782	$	512	$	2,324	$	-	$	1,089,618

Schedule Of Impaired Loans

‎

The following table summarizes information in regards to impaired loans by loan portfolio class as of June 30, 2021 and December 31, 2020, respectively:


	June 30, 2021						December 31, 2020
	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
	(In Thousands)
With no related allowance recorded:
Commercial real estate	$	829	$	1,069			$	851	$	1,091
Commercial construction		314		314				315		315
Commercial		-		-				-		-
Residential real estate		1,497		1,567				944		1,014
Consumer		-		-				-		-
With an allowance recorded:
Commercial real estate	$	684	$	684	$	9	$	696	$	696	$	21
Commercial construction		-		-		-		-		-		-
Commercial		227		227		20		230		230		23
Residential real estate		589		589		121		604		604		125
Consumer		-		-		-		-		-		-
Total:
Commercial real estate	$	1,513	$	1,753	$	9	$	1,547	$	1,787	$	21
Commercial construction		314		314		-		315		315		-
Commercial		227		227		20		230		230		23
Residential real estate		2,086		2,156		121		1,548		1,618		125
Consumer		-		-		-		-		-		-
	$	4,140	$	4,450	$	150	$	3,640	$	3,950	$	169

‎

The following tables summarize information regarding the average recorded investment and interest income recognized on impaired loans by loan portfolio for the three and six months ended June 30, 2021 and 2020, respectively:


	Three Months Ended June 30,
	2021				2020
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
	(In Thousands)
With no related allowance recorded:
Commercial real estate	$	835	$	9	$	883	$	11
Commercial construction		315		2		315		2
Commercial		-		-		-		-
Residential real estate		1,424		17		816		9
Consumer		-		-		-		-
With an allowance recorded:
Commercial real estate	$	687	$	3	$	700	$	5
Commercial construction		-		-		-		-
Commercial		228		3		233		3
Residential real estate		593		6		620		6
Consumer		-		-		1		-
Total:
Commercial real estate	$	1,522	$	12	$	1,583	$	16
Commercial construction		315		2		315		2
Commercial		228		3		233		3
Residential real estate		2,017		23		1,436		15
Consumer		-		-		1		-
	$	4,082	$	40	$	3,568	$	36


	Six Months Ended June 30,
	2021				2020
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
	(In Thousands)
With no related allowance recorded:
Commercial real estate	$	840	$	24	$	1,130	$	24
Commercial construction		315		5		315		5
Commercial		-		-		-		-
Residential real estate		1,264		24		721		16
Consumer		-		-		-		-
With an allowance recorded:
Commercial real estate	$	690	$	10	$	467	$	11
Commercial construction		-		-		-		-
Commercial		228		5		233		5
Residential real estate		596		11		685		11
Consumer		-		-		1		-
Total:
Commercial real estate	$	1,530	$	34	$	1,597	$	35
Commercial construction		315		5		315		5
Commercial		228		5		233		5
Residential real estate		1,860		35		1,406		27
Consumer		-		-		1		-
	$	3,933	$	79	$	3,552	$	72

Schedule Of Nonaccrual Loans



	June 30, 2021		December 31, 2020

	(In Thousands)
Commercial real estate	$	-	$	-
Commercial construction		-		-
Commercial		-		-
Residential real estate		839		274
Consumer		-		-
Total	$	839	$	274

Schedule Of Past Due Loans


					Greater								Loan
					than								Receivables >
	30-59 Days		60-89 Days		90 Days		Total				Total Loan		90 Days and
	Past Due		Past Due		Past Due		Past Due		Current		Receivables		Accruing

June 30, 2021	(In Thousands)
Commercial real estate	$	-	$	-	$	-	$	-	$	453,147	$	453,147	$	-
Commercial construction		-		-		-		-		10,780		10,780		-
Commercial		50		-		-		50		43,713		43,763		-
Residential real estate		54		566		259		879		597,842		598,721		-
Consumer		-		-		-		-		694		694		-
Total	$	104	$	566	$	259	$	929	$	1,106,176	$	1,107,105	$	-

December 31, 2020
Commercial real estate	$	514	$	-	$	-	$	514	$	451,737	$	452,251	$	-
Commercial construction		-		-		-		-		12,176		12,176		-
Commercial		-		-		-		-		48,114		48,114		-
Residential real estate		336		-		42		378		576,059		576,437		-
Consumer		2		-		-		2		638		640		-
Total	$	852	$	-	$	42	$	894	$	1,088,724	$	1,089,618	$	-

Activity In Allowance For Loan Losses



	Commercial Real Estate		Commercial Construction		Commercial		Residential Real Estate		Consumer		Unallocated		Total

Allowance for loan losses	(In Thousands)
Three Months Ending June 30, 2021
Beginning Balance - March 31, 2021	$	4,687	$	113	$	916	$	4,497	$	12	$	809	$	11,034
Charge-offs		-		-		-		-		-		-		-
Recoveries		-		-		-		1		-		-		1
Provisions		(145)		3		429		89		13		(264)		125
Ending Balance - June 30, 2021	$	4,542	$	116	$	1,345	$	4,587	$	25	$	545	$	11,160

Six Months Ending June 30, 2021
Beginning Balance - December 31, 2020	$	4,379	$	150	$	848	$	4,485	$	14	$	694	$	10,570
Charge-offs		-		-		-		-		(2)		-		(2)
Recoveries		-		-		-		2		-		-		2
Provisions		163		(34)		497		100		13		(149)		590
Ending Balance - June 30, 2021	$	4,542	$	116	$	1,345	$	4,587	$	25	$	545	$	11,160

Three Months Ending June 30, 2020
Beginning Balance - March 31, 2020	$	3,353	$	121	$	817	$	3,627	$	18	$	430	$	8,366
Charge-offs		-		-		-		-		-		-		-
Recoveries		-		-		-		1		-		-		1
Provisions		221		(8)		(55)		(10)		(2)		504		650
Ending Balance - June 30, 2020	$	3,574	$	113	$	762	$	3,618	$	16	$	934	$	9,017

Six Months Ending June 30, 2020
Beginning Balance - December 31, 2019	$	3,221	$	121	$	770	$	3,488	$	19	$	403	$	8,022
Charge-offs		-		-		-		-		-		-		-
Recoveries		24		-		-		1		-		-		25
Provisions		329		(8)		(8)		129		(3)		531		970
Ending Balance - June 30, 2020	$	3,574	$	113	$	762	$	3,618	$	16	$	934	$	9,017

Allocation Of Allowance For Loan Losses And Related Loan Portfolio



	Commercial Real Estate		Commercial Construction		Commercial		Residential Real Estate		Consumer		Unallocated		Total

	(In Thousands)
June 30, 2021
Allowance for Loan Losses
Ending Balance	$	4,542	$	116	$	1,345	$	4,587	$	25	$	545	$	11,160
Ending balance: individually evaluated for impairment	$	9	$	-	$	20	$	121	$	-	$	-	$	150
Ending balance: collectively evaluated for impairment	$	4,533	$	116	$	1,325	$	4,466	$	25	$	545	$	11,010

Loans receivables:
Ending balance	$	453,147	$	10,780	$	43,763	$	598,721	$	694			$	1,107,105
Ending balance: individually evaluated for impairment	$	1,513	$	314	$	227	$	2,086	$	-			$	4,140
Ending balance: collectively evaluated for impairment	$	451,634	$	10,466	$	43,536	$	596,635	$	694			$	1,102,965

December 31, 2020
Allowance for Loan Losses
Ending Balance	$	4,379	$	150	$	848	$	4,485	$	14	$	694	$	10,570
Ending balance: individually evaluated for impairment	$	21	$	-	$	23	$	125	$	-	$	-	$	169
Ending balance: collectively evaluated for impairment	$	4,358	$	150	$	825	$	4,360	$	14	$	694	$	10,401

Loans receivables:
Ending balance	$	452,251	$	12,176	$	48,114	$	576,437	$	640			$	1,089,618
Ending balance: individually evaluated for impairment	$	1,547	$	315	$	230	$	1,548	$	-			$	3,640
Ending balance: collectively evaluated for impairment	$	450,704	$	11,861	$	47,884	$	574,889	$	640			$	1,085,978

Troubled Debt Restructuring Outstanding



	Accrual Loans		Non-Accrual Loans		Total Modifications

June 30, 2021	(In Thousands)
Commercial real estate	$	1,100	$	-	$	1,100
Commercial construction		259		-		259
Commercial		227		-		227
Residential real estate		918		14		932
Consumer		-		-		-
	$	2,504	$	14	$	2,518

December 31, 2020
Commercial real estate	$	1,125	$	-	$	1,125
Commercial construction		260		-		260
Commercial		230		-		230
Residential real estate		944		15		959
Consumer		-		-		-
	$	2,559	$	15	$	2,574

Deposits (Tables)

6 Months Ended

Jun. 30, 2021

Deposits [Abstract]

Components Of Deposits


	June 30, 2021		December 31, 2020
	(In Thousands)

Demand, non-interest bearing	$	305,169	$	269,996
Demand, NOW and money market, interest bearing		221,307		199,845
Savings		635,156		546,784
Time, $250 and over		71,879		85,272
Time, other		114,865		130,482
Total deposits	$	1,348,376	$	1,232,379

Scheduled Maturities of Time Deposits


2021 (remainder of the year)	$	71,081
2022		65,418
2023		41,388
2024		6,260
2025		1,269
2026		1,328
	$	186,744

Short-Term And Long-Term Borrowings (Tables)

6 Months Ended

Jun. 30, 2021

Federal Home Loan Bank [Member]

Components Of Long-Term Borrowings With FHLB


	June 30, 2021
	(Dollars in Thousands)
Maturity Date	Interest Rate		Outstanding
March 2022	0.79%	$	10,000
March 2022	0.64%		2,663
March 2022	0.61%		1,988
Total FHLB Outstanding Borrowings		$	14,651

- Definition

Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.22)
-URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 835
-SubTopic 30
-Section 45
-Paragraph 1A
-URI http://asc.fasb.org/extlink&oid=119993939&loc=d3e28541-108399

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 6
-URI http://asc.fasb.org/extlink&oid=109259400&loc=d3e21506-112644

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(e),(f))
-URI http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690

Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 835
-SubTopic 30
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=119993939&loc=d3e28551-108399

Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=109259400&loc=d3e21521-112644

Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 8
-URI http://asc.fasb.org/extlink&oid=109259400&loc=d3e21538-112644

Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 470
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=75038535&loc=d3e64711-112823

Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 835
-SubTopic 30
-Section 55
-Paragraph 8
-URI http://asc.fasb.org/extlink&oid=114775985&loc=d3e28878-108400

Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=109259400&loc=d3e21475-112644

+ Details

Other Comprehensive Income (Loss) (Tables)

6 Months Ended

Jun. 30, 2021

Other Comprehensive Income (Loss) [Abstract]

Components Of Other Comprehensive Income, Both Before Tax And Net Of Tax



	Three Months Ended June 30,
	2021						2020

	(In Thousands)

	Before		Tax		Net of		Before		Tax		Net of
	Tax		Effect		Tax		Tax		Effect		Tax
Change in accumulated other comprehensive income:
Unrealized holding gains on securities ‎ available for sale	$	133	$	(28)	$	105	$	413	$	(87)	$	326
Reclassification adjustments for gains on securities ‎ transactions included in net income (A),(B)		-		-		-		(128)		27		(101)
Total other comprehensive income	$	133	$	(28)	$	105	$	285	$	(60)	$	225



	Six Months Ended June 30,
	2021						2020

	(In Thousands)

	Before		Tax		Net of		Before		Tax		Net of
	Tax		Effect		Tax		Tax		Effect		Tax
Change in accumulated other comprehensive (loss) income:
Unrealized holding (losses) gains on securities ‎ available for sale	$	(2,413)	$	507	$	(1,906)	$	2,216	$	(465)	$	1,751
Reclassification adjustments for gains on securities ‎ transactions included in net income (A),(B)		(24)		5		(19)		(128)		27		(101)
Total other comprehensive (loss) income	$	(2,437)	$	512	$	(1,925)	$	2,088	$	(438)	$	1,650

A.Realized gains on securities transactions included in gain on sales of securities in the accompanying Consolidated Statements of Income.

B.Tax effect included in income tax expense in the accompanying Consolidated Statements of Income.

Summary Of Realized Gains On Securities Available For Sale, Net Of Tax


	Three Months Ended
	June 30,
		2021		2020

		(In Thousands)
Securities available for sale:
Realized gains on securities transactions	$	-	$	(128)
Income taxes		-		27
Net of tax	$	-	$	(101)



	Six Months Ended
	June 30,
		2021		2020

		(In Thousands)
Securities available for sale:
Realized gains on securities transactions	$	(24)	$	(128)
Income taxes		5		27
Net of tax	$	(19)	$	(101)

Summary Of Accumulated Other Comprehensive Income, Net Of Tax



	Securities
	Available
	for Sale
Three Months Ended June 30, 2021 and 2020	(In Thousands)
Balance March 31, 2021	$	907
Other comprehensive income before reclassifications		105
Amounts reclassified from accumulated other ‎ comprehensive income		-
Net other comprehensive income during the period		105
Balance June 30, 2021	$	1,012

Balance March 31, 2020	$	2,765
Other comprehensive income before reclassifications		326
Amounts reclassified from accumulated other ‎ comprehensive income		(101)
Net other comprehensive income during the period		225
Balance June 30, 2020	$	2,990


Six Months Ended June 30, 2021 and 2020
Balance January 1, 2021	$	2,937
Other comprehensive loss before reclassifications		(1,906)
Amounts reclassified from accumulated other ‎ comprehensive income		(19)
Net other comprehensive loss during the period		(1,925)
Balance June 30, 2021	$	1,012

Balance January 1, 2020	$	1,340
Other comprehensive income before reclassifications		1,751
Amounts reclassified from accumulated other ‎ comprehensive income		(101)
Net other comprehensive income during the period		1,650
Balance June 30, 2020	$	2,990

Basic And Diluted Earnings Per Share (Tables)

6 Months Ended

Jun. 30, 2021

Basic And Diluted Earnings Per Share [Abstract]

Earnings Per Share


	Three Months Ended				Six Months Ended
	June 30,				June 30,
	2021		2020		2021		2020
	(Dollars In Thousands, Except Share and Per Share Data)
Net income	$	4,107	$	3,317	$	8,151	$	5,774

Weighted average shares outstanding		7,513,279		7,471,988		7,522,710		7,457,932
Dilutive effect of potential common shares, stock options		37,363		48,036		37,363		48,036
Diluted weighted average common shares outstanding		7,550,642		7,520,024		7,560,073		7,505,968

Basic earnings per share	$	0.55	$	0.44	$	1.08	$	0.77
Diluted earnings per share	$	0.54	$	0.44	$	1.08	$	0.77

Fair Value Measurements (Tables)

6 Months Ended

Jun. 30, 2021

Fair Value Measurements [Abstract]

Fair Value Of Financial Assets Measured On Recurring Basis


		(Level 1)		(Level 2)
		Quoted		Significant		(Level 3)
		Prices in Active		Other		Significant
		Markets for		Observable		Unobservable
Description	Identical Assets		Inputs		Inputs		Total

		(In Thousands)
U.S. Government agency obligations	$	-	$	30,028	$	-	$	30,028
Municipal bonds		-		59,442		-		59,442
U.S. Government Sponsored Enterprise (GSE) -
Mortgage-backed securities - commercial		-		538		-		538
U.S. Government Sponsored Enterprise (GSE) -
Mortgage-backed securities - residential		-		130,296		-		130,296
June 30, 2021 Securities available for sale	$	-	$	220,304	$	-	$	220,304

U.S. Treasury securities	$	-	$	9,998	$	-	$	9,998
U.S. Government agency obligations		-		39,036		-		39,036
Municipal bonds		-		39,376		-		39,376
U.S. Government Sponsored Enterprise (GSE) -
Mortgage-backed securities - commercial		-		543		-		543
U.S. Government Sponsored Enterprise (GSE) -
Mortgage-backed securities - residential		-		41,987		-		41,987
December 31, 2020 Securities available for sale	$	-	$	130,940	$	-	$	130,940

Fair Value Of Financial Assets Measured On Nonrecurring Basis


		(Level 1)		(Level 2)
		Quoted		Significant		(Level 3)
		Prices in Active		Other		Significant
		Markets for		Observable		Unobservable
Description	Identical Assets		Inputs		Inputs		Total

		(In Thousands)
June 30, 2021 Impaired loans	$	-	$	-	$	1,350	$	1,350
December 31, 2020 Impaired loans	$	-	$	-	$	1,361	$	1,361

Quantitative Information About Level 3 Fair Value Measurements



	Quantitative Information about Level 3 Fair Value Measurements
Description	Fair Value ‎Estimate		Valuation Techniques	Unobservable Input	Range ‎(Weighted Average)

		(Dollars In Thousands)
June 30, 2021:
Impaired loans	$	1,350	Appraisal of collateral and	Appraisal adjustments (1)	0% to -25% (-15.1%)
			pending agreement of sale	Liquidation expenses (2)	0% to -10.0% (-8.5%)
December 31, 2020:
Impaired loans	$	1,361	Appraisal of collateral and	Appraisal adjustments (1)	0% to -25% (-15.1%)
			pending agreement of sale	Liquidation expenses (2)	0% to -10.0% (-8.5%)

1.Appraisals may be adjusted by management for qualitative factors including economic conditions and the age of the appraisal. The range and weighted average of appraisal adjustments are presented as a percent of the appraisal.

2.Appraisals and pending agreements of sale are adjusted by management for liquidation expenses. The range and weighted average of liquidation expense adjustments are presented as a percent of the appraisal or pending agreement of sale.

Estimated Fair Value Of Financial Instruments



						(Level 1)
						Quoted		(Level 2)
						Prices in		Significant		(Level 3)
						Active		Other		Significant
		Carrying		Fair Value		Markets for		Observable		Unobservable
		Amount		Estimate		Identical Assets		Inputs		Inputs

	(In Thousands)
June 30, 2021:
Financial assets:
Cash and cash equivalents	$	110,151	$	110,151	$	110,151	$	-	$	-
Securities available-for-sale		220,304		220,304		-		220,304		-
Loans receivable, net of allowance		1,096,093		1,134,988		-		-		1,134,988
Paycheck Protection Program loans receivable		42,193		42,349		-		-		42,349
Restricted investments in bank stock		1,424		1,424		-		1,424		-
Accrued interest receivable		2,812		2,812		-		2,812		-
Financial liabilities:
Deposits		1,348,376		1,350,398		-		1,350,398		-
Securities sold under agreements to
repurchase and federal funds purchased		15,741		15,741		-		15,741		-
Long-term borrowings		14,651		14,690		-		-		14,690
Accrued interest payable		753		753		-		753		-
Off-balance sheet financial instruments:
Commitments to grant loans		-		-		-		-		-
Unfunded commitments under lines of credit		-		-		-		-		-
Standby letters of credit		-		-		-		-		-

December 31, 2020:
Financial assets:
Cash and cash equivalents	$	131,907	$	131,907	$	131,907	$	-	$	-
Securities available-for-sale		130,940		130,940		-		13,940		-
Loans receivable, net of allowance		1,079,339		1,158,545		-		-		1,158,545
Paycheck Protection Program loans receivable		54,334		54,632				-		54,632
Restricted investments in bank stock		1,330		1,330		-		1,330		-
Accrued interest receivable		3,136		3,136		-		3,136		-
Financial liabilities:
Deposits		1,232,379		1,235,483		-		1,235,483		-
Securities sold under agreements to
repurchase and federal funds purchased		13,612		13,612		-		13,612		-
Long-term borrowings		14,651		14,707		-		-		14,707
Paycheck Protection Program
Liquidity Facility		50,794		50,810				-		50,810
Accrued interest payable		1,640		1,640		-		1,640		-
Off-balance sheet financial instruments:
Commitments to grant loans		-		-		-		-		-
Unfunded commitments under lines of credit		-		-		-		-		-
Standby letters of credit		-		-		-		-		-

COVID-19 (Narrative) (Details)		1 Months Ended	3 Months Ended		6 Months Ended		12 Months Ended
COVID-19 (Narrative) (Details)	Feb. 03, 2021 USD ($)	Jul. 31, 2021 USD ($) loan	Jun. 30, 2021 USD ($)	Jun. 30, 2020 USD ($)	Jun. 30, 2021 USD ($) loan	Jun. 30, 2020 USD ($)	Dec. 31, 2020 USD ($) loan
Loans amount			$ 1,107,105,000		$ 1,107,105,000		$ 1,089,618,000
PPPLF borrowings							50,794,000
Repayment of PPPLF borrowings					50,794,000
Increase in allowance for loan losses					590,000
Loans receivable, allowance			11,160,000		$ 11,160,000		$ 10,570,000
Percentage of allowance for loan losses					0.97%		0.92%
Percentage of nonperforming loans to total loans receivable					0.29%	0.26%	0.25%
Percentage of loan portfolio collateralized by real estate					96.00%
Charge-offs			0	$ 0	$ 2,000	$ 0
Recoveries			1,000	$ 1,000	$ 2,000	$ 25,000
Percentage of loan portfolio to borrowers in the more particularly hard-hit industries					6.00%
CARES Act [Member]
Number of PPP loans \| loan					346		470
PPP loan receivable amount for which SBA loan guarantee approval received			42,200,000		$ 42,200,000		$ 54,300,000
Net deferred PPP loan fees and costs			$ 1,200,000		1,200,000		1,200,000
Proceeds from forgiveness payments on PPP loans from SBA					$ 44,700,000
PPP loans guarantee percent by the SBA			100.00%		100.00%
Interest rate on PPP loans					1.00%
Percentage of proceeds customers use for payroll costs to qualify for SBA loan forgiveness					60.00%
PPPLF borrowings							$ 50,800,000
Repayment of PPPLF borrowings	$ 50,800,000
Loans receivable, allowance			$ 0		$ 0
Total Loans Receivable Not Including PPP Loans [Member]
Percentage of allowance for loan losses					1.01%		0.97%
Percentage of nonperforming loans to total loans receivable					0.30%	0.27%	0.26%
Commercial [Member]
Loans amount			43,763,000		$ 43,763,000		$ 48,114,000
Consumer [Member]
Loans amount			694,000		694,000		640,000
Charge-offs					2,000
Substandard [Member]
Loans amount			2,850,000		$ 2,850,000		$ 2,324,000
Minimum [Member] \| CARES Act [Member]
PPP loans maturity term					2 years
Maximum [Member] \| CARES Act [Member]
PPP loans maturity term					5 years
Section 4013 Loan [Member] \| Payment Accommodations Period Ended [Member] \| CARES Act [Member]
Number of loans included in COVID-19 payment accommodations \| loan					222
Loans amount			133,200,000		$ 133,200,000
Section 4013 Loan [Member] \| Payment Accommodations Period Ended [Member] \| Substandard [Member] \| Consumer [Member] \| CARES Act [Member]
Number of loans included in COVID-19 payment accommodations \| loan					1
Loans amount			418,000		$ 418,000
New PPP Loans [Member] \| CARES Act [Member]
Number of PPP loans \| loan					333
PPP loan receivable amount for which SBA loan guarantee approval received			31,600,000		$ 31,600,000
Net deferred PPP loan fees and costs			$ 1,400,000		$ 1,400,000
Subsequent Event [Member] \| CARES Act [Member]
Proceeds from forgiveness payments on PPP loans from SBA		$ 8,500,000
Subsequent Event [Member] \| New Section 4013 Loan [Member]
Number of loans included in COVID-19 payment accommodations \| loan		0

COVID-19 (Schedule Of COVID-19 Payment Accommodations Based On Loan Type And Amount) (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2021 USD ($) loan	Dec. 31, 2020 USD ($) loan
Loans amount	$ 1,107,105	$ 1,089,618
Commercial real estate [Member]
Loans amount	453,147	452,251
Commercial [Member]
Loans amount	43,763	48,114
Residential real estate [Member]
Loans amount	598,721	576,437
Consumer [Member]
Loans amount	$ 694	$ 640
COVID-19 CARES Act Section 4013 Loans [Member]
Number of Loans \| loan	223	255
Loans amount	$ 133,616	$ 151,308
COVID-19 CARES Act Section 4013 Loans [Member] \| Commercial real estate [Member]
Number of Loans \| loan	126	137
Loans amount	$ 116,425	$ 128,846
COVID-19 CARES Act Section 4013 Loans [Member] \| Commercial [Member]
Number of Loans \| loan	35	44
Loans amount	$ 4,713	$ 8,197
COVID-19 CARES Act Section 4013 Loans [Member] \| Residential real estate [Member]
Number of Loans \| loan	60	72
Loans amount	$ 12,451	$ 14,234
COVID-19 CARES Act Section 4013 Loans [Member] \| Consumer [Member]
Number of Loans \| loan	2	2
Loans amount	$ 27	$ 31
COVID-19 CARES Act Section 4013 Loans [Member] \| Loans Payment Accommodation Period Ended [Member]
Number of Loans \| loan	223	243
Loans amount	$ 133,616	$ 133,009
COVID-19 CARES Act Section 4013 Loans [Member] \| Loans Payment Accommodation Period Ended [Member] \| Commercial real estate [Member]
Number of Loans \| loan	126	130
Loans amount	$ 116,425	$ 112,016
COVID-19 CARES Act Section 4013 Loans [Member] \| Loans Payment Accommodation Period Ended [Member] \| Commercial [Member]
Number of Loans \| loan	35	43
Loans amount	$ 4,713	$ 7,445
COVID-19 CARES Act Section 4013 Loans [Member] \| Loans Payment Accommodation Period Ended [Member] \| Residential real estate [Member]
Number of Loans \| loan	60	68
Loans amount	$ 12,451	$ 13,517
COVID-19 CARES Act Section 4013 Loans [Member] \| Loans Payment Accommodation Period Ended [Member] \| Consumer [Member]
Number of Loans \| loan	2	2
Loans amount	$ 27	$ 31
COVID-19 CARES Act Section 4013 Loans [Member] \| Loans Payment Accommodation Period Active [Member]
Number of Loans \| loan		12
Loans amount		$ 18,299
COVID-19 CARES Act Section 4013 Loans [Member] \| Loans Payment Accommodation Period Active [Member] \| Commercial real estate [Member]
Number of Loans \| loan		7
Loans amount		$ 16,830
COVID-19 CARES Act Section 4013 Loans [Member] \| Loans Payment Accommodation Period Active [Member] \| Commercial [Member]
Number of Loans \| loan		1
Loans amount		$ 752
COVID-19 CARES Act Section 4013 Loans [Member] \| Loans Payment Accommodation Period Active [Member] \| Residential real estate [Member]
Number of Loans \| loan		4
Loans amount		$ 717

Securities Available For Sale (Narrative) (Details)	3 Months Ended		6 Months Ended
Securities Available For Sale (Narrative) (Details)	Jun. 30, 2021 USD ($) security	Jun. 30, 2020 USD ($)	Jun. 30, 2021 USD ($) security	Jun. 30, 2020 USD ($)	Dec. 31, 2020 USD ($) security
Securities Available For Sale [Abstract]
Sale of securities	$ 0
Securities pledged as collateral	118,900,000		$ 118,900,000		$ 98,700,000
Realized gross gains		$ 128,000	24,000	$ 128,000
Realized gross losses	$ 0	$ 0	$ 0	$ 0
Securities in an unrealized loss position \| security	40		40		5

Securities Available For Sale (Amortized Cost And Fair Values Of Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 219,023	$ 127,222
Gross Unrealized Gains	2,760	3,742
Gross Unrealized Losses	(1,479)	(24)
Fair Value	220,304	130,940
US Treasury Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		9,998
Fair Value		9,998
U.S Government Agency Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	30,152	39,059
Gross Unrealized Gains		1
Gross Unrealized Losses	(124)	(24)
Fair Value	30,028	39,036
Municipal Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	58,160	37,409
Gross Unrealized Gains	1,536	1,967
Gross Unrealized Losses	(254)
Fair Value	59,442	39,376
U.S. GSE - Mortgage-backed Securities [Member] \| Commercial RealEstate [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	512	512
Gross Unrealized Gains	26	31
Fair Value	538	543
U.S. GSE - Mortgage-backed Securities [Member] \| Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	130,199	40,244
Gross Unrealized Gains	1,198	1,743
Gross Unrealized Losses	(1,101)
Fair Value	$ 130,296	$ 41,987

Securities Available For Sale (Securities Available-For-Sale By Contractual Maturity) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost, Due in one year or less	$ 2,601
Amortized Cost, Due after one year through five years	30,067
Amortized Cost, Due after five years through ten years	8,206
Amortized Cost, Due after ten years	47,438
Amortized Cost, Debt Maturities, Total	88,312
Amortized Cost	219,023	$ 127,222
Fair Value, Due in one year or less	2,608
Fair Value, Due after one year through five years	29,947
Fair Value, Due after five years through ten years	8,558
Fair Value, Due after ten years	48,357
Fair Value, Debt maturities, Total	89,470
Fair Value, Total	220,304	130,940
U.S. GSE - Mortgage-backed Securities [Member] \| Commercial RealEstate [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost, U.S. Government Sponsored Enterprise (GSE) - Mortgage-backed securities	512
Amortized Cost	512	512
Fair Value, U.S. Government Sponsored Enterprise (GSE) - Mortgage-backed securities	538
Fair Value, Total	538	543
U.S. GSE - Mortgage-backed Securities [Member] \| Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost, U.S. Government Sponsored Enterprise (GSE) - Mortgage-backed securities	130,199
Amortized Cost	130,199	40,244
Fair Value, U.S. Government Sponsored Enterprise (GSE) - Mortgage-backed securities	130,296
Fair Value, Total	$ 130,296	$ 41,987

Securities Available For Sale (Investments' Gross Unrealized Losses And Fair Value) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less Than 12 Months	$ 145,646	$ 31,369
Fair Value, Total	145,646	31,369
Unrealized Losses, Less Than 12 Months	(1,479)	(24)
Unrealized Losses, Total	(1,479)	(24)
U.S Government Agency Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less Than 12 Months	29,028	31,369
Fair Value, Total	29,028	31,369
Unrealized Losses, Less Than 12 Months	(124)	(24)
Unrealized Losses, Total	(124)	$ (24)
Municipal Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less Than 12 Months	14,752
Fair Value, Total	14,752
Unrealized Losses, Less Than 12 Months	(254)
Unrealized Losses, Total	(254)
Residential [Member] \| U.S. GSE - Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less Than 12 Months	101,866
Fair Value, Total	101,866
Unrealized Losses, Less Than 12 Months	(1,101)
Unrealized Losses, Total	$ (1,101)

Restricted Investment In Bank Stock (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Federal Home Loan Bank of Pittsburgh [Member]
Investment stock at a carrying value	$ 1,400	$ 1,300
Atlantic Community Bankers Bank (ACBB) [Member
Investment stock at a carrying value	$ 40	$ 40

Loans And Credit Quality (Narrative) (Details)	3 Months Ended		6 Months Ended
Loans And Credit Quality (Narrative) (Details)	Jun. 30, 2021 USD ($) loan	Jun. 30, 2020 loan	Jun. 30, 2021 USD ($) loan	Jun. 30, 2020 loan	Dec. 31, 2020 USD ($)
Financing Receivable, Modifications [Line Items]
Available commitments outstanding on TDRs	$ 0		$ 0
Number of new TDRs \| loan	0	0	0	0
Number of loans experiencing payment default \| loan	0	0	0	0
CARES Act [Member]
Financing Receivable, Modifications [Line Items]
PPP loan receivable amount for which SBA loan guarantee approval received	$ 42,200,000		$ 42,200,000		$ 54,300,000
PPP loans guarantee percent by the SBA	100.00%		100.00%
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Real estate foreclosed assets					0
Loans collateralized by residential real estate in process of foreclosure					$ 0
Residential real estate [Member] \| Substandard [Member]
Financing Receivable, Modifications [Line Items]
Real estate foreclosed assets	$ 0		$ 0
Loans collateralized by residential real estate in process of foreclosure	$ 259,000		$ 259,000
Numbe of loans collateralized by residential real estate in process of foreclosure \| loan			2

Loans And Credit Quality (Composition Of Loans Receivable) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of total Loans	100.00%	100.00%
Total Loans	$ 1,107,105	$ 1,089,618
Unearned origination fees	148	291
Allowance for Loan Losses	(11,160)	(10,570)
Net Loans	$ 1,096,093	$ 1,079,339
Commercial real estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of total Loans	40.93%	41.51%
Total Loans	$ 453,147	$ 452,251
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of total Loans	3.95%	4.42%
Total Loans	$ 43,763	$ 48,114
Residential real estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of total Loans	54.09%	52.90%
Total Loans	$ 598,721	$ 576,437
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of total Loans	0.06%	0.05%
Total Loans	$ 694	$ 640
Construction [Member] \| Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of total Loans	0.97%	1.12%
Total Loans	$ 10,780	$ 12,176

Loans And Credit Quality (Schedule Of Loan Portfolio By Aggregate Risk Rating) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	$ 1,107,105	$ 1,089,618
Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	1,103,755	1,086,782
Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	500	512
Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	2,850	2,324
Commercial real estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	453,147	452,251
Commercial real estate [Member] \| Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	451,746	450,823
Commercial real estate [Member] \| Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	1,401	1,428
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	43,763	48,114
Commercial [Member] \| Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	43,763	48,114
Residential real estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	598,721	576,437
Residential real estate [Member] \| Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	597,086	575,344
Residential real estate [Member] \| Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	500	512
Residential real estate [Member] \| Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	1,135	581
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	694	640
Consumer [Member] \| Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	694	640
Construction [Member] \| Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	10,780	12,176
Construction [Member] \| Commercial [Member] \| Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	10,466	11,861
Construction [Member] \| Commercial [Member] \| Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	$ 314	$ 315

Loans And Credit Quality (Schedule Of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	$ 2,600		$ 2,600
Recorded Investment, With an allowance recorded	1,500		1,500
Total Recorded Investment	4,140		4,140		$ 3,640
Total Unpaid Principal Balance	4,450		4,450		3,950
Related Allowance	150		150		169
Total Average Recorded Investment Impaired	4,082	$ 3,568	3,933	$ 3,552
Total Interest Income Recognized	40	36	79	72
Commercial real estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	829		829		851
Recorded Investment, With an allowance recorded	684		684		696
Total Recorded Investment	1,513		1,513		1,547
Unpaid Principal Balance, With no related allowance recorded	1,069		1,069		1,091
Unpaid Principal Balance, With an allowance recorded	684		684		696
Total Unpaid Principal Balance	1,753		1,753		1,787
Related Allowance	9		9		21
Average Recorded Investment, With no related allowance recorded	835	883	840	1,130
Average Recorded Investment, With an allowance recorded	687	700	690	467
Total Average Recorded Investment Impaired	1,522	1,583	1,530	1,597
Interest Income Recognized, With no related allowance recorded	9	11	24	24
Interest Income Recognized, With an allowance recorded	3	5	10	11
Total Interest Income Recognized	12	16	34	35
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded	227		227		230
Total Recorded Investment	227		227		230
Unpaid Principal Balance, With an allowance recorded	227		227		230
Total Unpaid Principal Balance	227		227		230
Related Allowance	20		20		23
Average Recorded Investment, With an allowance recorded	228	233	228	233
Total Average Recorded Investment Impaired	228	233	228	233
Interest Income Recognized, With an allowance recorded	3	3	5	5
Total Interest Income Recognized	3	3	5	5
Residential real estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,497		1,497		944
Recorded Investment, With an allowance recorded	589		589		604
Total Recorded Investment	2,086		2,086		1,548
Unpaid Principal Balance, With no related allowance recorded	1,567		1,567		1,014
Unpaid Principal Balance, With an allowance recorded	589		589		604
Total Unpaid Principal Balance	2,156		2,156		1,618
Related Allowance	121		121		125
Average Recorded Investment, With no related allowance recorded	1,424	816	1,264	721
Average Recorded Investment, With an allowance recorded	593	620	596	685
Total Average Recorded Investment Impaired	2,017	1,436	1,860	1,406
Interest Income Recognized, With no related allowance recorded	17	9	24	16
Interest Income Recognized, With an allowance recorded	6	6	11	11
Total Interest Income Recognized	23	15	35	27
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With an allowance recorded		1		1
Total Average Recorded Investment Impaired		1		1
Construction [Member] \| Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	314		314		315
Total Recorded Investment	314		314		315
Unpaid Principal Balance, With no related allowance recorded	314		314		315
Total Unpaid Principal Balance	314		314		$ 315
Average Recorded Investment, With no related allowance recorded	315	315	315	315
Total Average Recorded Investment Impaired	315	315	315	315
Interest Income Recognized, With no related allowance recorded	2	2	5	5
Total Interest Income Recognized	$ 2	$ 2	$ 5	$ 5

Loans And Credit Quality (Schedule Of Nonaccrual Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-Accrual Loans	$ 839	$ 274
Residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-Accrual Loans	$ 839	$ 274

Loans And Credit Quality (Schedule Of Past Due Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 929	$ 894
Current	1,106,176	1,088,724
Total Loan Receivables	1,107,105	1,089,618
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	104	852
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	566
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	259	42
Commercial real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		514
Current	453,147	451,737
Total Loan Receivables	453,147	452,251
Commercial real estate [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		514
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	50
Current	43,713	48,114
Total Loan Receivables	43,763	48,114
Commercial [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	50
Residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	879	378
Current	597,842	576,059
Total Loan Receivables	598,721	576,437
Residential real estate [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	54	336
Residential real estate [Member] \| 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	566
Residential real estate [Member] \| Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	259	42
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2
Current	694	638
Total Loan Receivables	694	640
Consumer [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2
Construction [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	10,780	12,176
Total Loan Receivables	$ 10,780	$ 12,176

Loans And Credit Quality (Activity In Allowance For Loan Losses) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 11,034,000	$ 8,366,000	$ 10,570,000	$ 8,022,000
Charge-offs	0	0	(2,000)	0
Recoveries	1,000	1,000	2,000	25,000
Provision for loan losses	125,000	650,000	590,000	970,000
Ending balance	11,160,000	9,017,000	11,160,000	9,017,000
Commercial real estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	4,687,000	3,353,000	4,379,000	3,221,000
Recoveries				24,000
Provision for loan losses	(145,000)	221,000	163,000	329,000
Ending balance	4,542,000	3,574,000	4,542,000	3,574,000
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	916,000	817,000	848,000	770,000
Provision for loan losses	429,000	(55,000)	497,000	(8,000)
Ending balance	1,345,000	762,000	1,345,000	762,000
Commercial [Member] \| Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	113,000	121,000	150,000	121,000
Provision for loan losses	3,000	(8,000)	(34,000)	(8,000)
Ending balance	116,000	113,000	116,000	113,000
Residential real estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	4,497,000	3,627,000	4,485,000	3,488,000
Recoveries	1,000	1,000	2,000	1,000
Provision for loan losses	89,000	(10,000)	100,000	129,000
Ending balance	4,587,000	3,618,000	4,587,000	3,618,000
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	12,000	18,000	14,000	19,000
Charge-offs			(2,000)
Provision for loan losses	13,000	(2,000)	13,000	(3,000)
Ending balance	25,000	16,000	25,000	16,000
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	809,000	430,000	694,000	403,000
Provision for loan losses	(264,000)	504,000	(149,000)	531,000
Ending balance	$ 545,000	$ 934,000	$ 545,000	$ 934,000

Loans And Credit Quality (Allocation Of Allowance For Loan Losses And Related Loan Portfolio) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Ending Balance	$ 11,160	$ 11,034	$ 10,570	$ 9,017	$ 8,366	$ 8,022
Allowance for Loan Losses, Ending balance: individually evaluated for impairment	150		169
Allowance for Loan Losses, Ending balance: collectively evaluated for impairment	11,010		10,401
Total Loan Receivables	1,107,105		1,089,618
Loans receivables, Ending balance: individually evaluated for impairment	4,140		3,640
Loans receivables, Ending balance: collectively evaluated for impairment	1,102,965		1,085,978
Commercial real estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Ending Balance	4,542	4,687	4,379	3,574	3,353	3,221
Allowance for Loan Losses, Ending balance: individually evaluated for impairment	9		21
Allowance for Loan Losses, Ending balance: collectively evaluated for impairment	4,533		4,358
Total Loan Receivables	453,147		452,251
Loans receivables, Ending balance: individually evaluated for impairment	1,513		1,547
Loans receivables, Ending balance: collectively evaluated for impairment	451,634		450,704
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Ending Balance	1,345	916	848	762	817	770
Allowance for Loan Losses, Ending balance: individually evaluated for impairment	20		23
Allowance for Loan Losses, Ending balance: collectively evaluated for impairment	1,325		825
Total Loan Receivables	43,763		48,114
Loans receivables, Ending balance: individually evaluated for impairment	227		230
Loans receivables, Ending balance: collectively evaluated for impairment	43,536		47,884
Commercial [Member] \| Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Ending Balance	116	113	150	113	121	121
Allowance for Loan Losses, Ending balance: collectively evaluated for impairment	116		150
Total Loan Receivables	10,780		12,176
Loans receivables, Ending balance: individually evaluated for impairment	314		315
Loans receivables, Ending balance: collectively evaluated for impairment	10,466		11,861
Residential real estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Ending Balance	4,587	4,497	4,485	3,618	3,627	3,488
Allowance for Loan Losses, Ending balance: individually evaluated for impairment	121		125
Allowance for Loan Losses, Ending balance: collectively evaluated for impairment	4,466		4,360
Total Loan Receivables	598,721		576,437
Loans receivables, Ending balance: individually evaluated for impairment	2,086		1,548
Loans receivables, Ending balance: collectively evaluated for impairment	596,635		574,889
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Ending Balance	25	12	14	16	18	19
Allowance for Loan Losses, Ending balance: collectively evaluated for impairment	25		14
Total Loan Receivables	694		640
Loans receivables, Ending balance: collectively evaluated for impairment	694		640
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Ending Balance	545	$ 809	694	$ 934	$ 430	$ 403
Allowance for Loan Losses, Ending balance: collectively evaluated for impairment	$ 545		$ 694

Loans And Credit Quality (Troubled Debt Restructuring Outstanding) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable, Modifications [Line Items]
Total Modifications	$ 2,518	$ 2,574
Accrual Loans [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	2,504	2,559
Non-Accrual Loans [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	14	15
Commercial real estate [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	1,100	1,125
Commercial real estate [Member] \| Accrual Loans [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	1,100	1,125
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	227	230
Commercial [Member] \| Accrual Loans [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	227	230
Commercial [Member] \| Construction [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	259	260
Commercial [Member] \| Construction [Member] \| Accrual Loans [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	259	260
Residential real estate [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	932	959
Residential real estate [Member] \| Accrual Loans [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	918	944
Residential real estate [Member] \| Non-Accrual Loans [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	$ 14	$ 15

Deposits (Components Of Deposits) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Deposits [Abstract]
Demand, non-interest bearing	$ 305,169	$ 269,996
Demand, NOW and money market, interest bearing	221,307	199,845
Savings	635,156	546,784
Time, $250 and over	71,879	85,272
Time, other	114,865	130,482
Total Deposits	$ 1,348,376	$ 1,232,379

Deposits (Scheduled Maturities Of Time Deposits) (Details) $ in Thousands	Jun. 30, 2021 USD ($)
Deposits [Abstract]
2021 (remainder of the year)	$ 71,081
2022	65,418
2023	41,388
2024	6,260
2025	1,269
2026	1,328
Total time deposits	$ 186,744

Short-Term And Long-Term Borrowings (Narrative) (Details) - USD ($)	6 Months Ended
	Jun. 30, 2021	Dec. 31, 2020
Line of Credit Facility [Line Items]
Maximum borrowing capacity	$ 702,500,000
Short-term advances with FHLB outstanding	0	$ 0
Long-term advances FHLB	14,651,000	14,700,000
PPPLF borrowings		50,794,000
PPPLF Borrowings [Member]
Line of Credit Facility [Line Items]
PPPLF borrowings	$ 0	$ 50,800,000
Interest rate		0.35%
Maximum [Member]
Line of Credit Facility [Line Items]
Federal Home Loan Bank advance period	60 months
Federal Home Loan Bank Advances [Member]
Line of Credit Facility [Line Items]
Line of credit, maximum borrowing capacity	$ 150,000,000.0
Atlantic Community Bankers Bank (ACBB) [Member
Line of Credit Facility [Line Items]
Line of credit, maximum borrowing capacity	10,000,000.0	$ 10,000,000.0
Line of credit outstanding	$ 0	$ 0

Short-Term And Long-Term Borrowings (Components Of Long-Term Borrowings With FHLB) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Total Outstanding Borrowings	$ 14,651	$ 14,700
FHLB with 0.79% Interest Due in March 2022 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Total Outstanding Borrowings	$ 10,000
Long-term FHLB borrowings, interest rate	0.79%
FHLB with 0.64% Interest Due in March 2022 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Total Outstanding Borrowings	$ 2,663
Long-term FHLB borrowings, interest rate	0.64%
FHLB with 0.61% Interest Due in March 2022 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Total Outstanding Borrowings	$ 1,988
Long-term FHLB borrowings, interest rate	0.61%

Stock Incentive Plan And Employee Stock Purchase Plan (Narrative) (Details) - USD ($)	3 Months Ended				6 Months Ended		42 Months Ended	129 Months Ended
	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2019
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of common stock issued for ESPP	713	807	1,038	1,289
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted	0		0		0	0
Unrecognized compensation cost	$ 0				$ 0			$ 0
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Awards granted	0		0		12,009	32,210		199,308
Stock compensation expense	$ 61,000		$ (3,000)		$ 307,000	$ 189,000
Minimum [Member] \| Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period					3 years
Maximum [Member] \| Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period					9 years
2010 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period					10 years
Award expiration date					Jun. 20, 2029
Shares available for issuance	440,805				440,805			440,805
2010 Stock Incentive Plan [Member] \| Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized									756,356
Employee Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized	350,000				350,000			350,000
Shares of common stock issued for ESPP							16,781
Minimum work hours per week					20 hours
Minimum months to be eligible to participate					5 months
Purchase price for share percentage equal to fair value of such shares					95.00%
Maximum discount to fair value percentage					15.00%
Employee stock purchase plan, discount expense	$ 1,000		$ 1,000		$ 1,000	$ 1,000

Other Comprehensive Income (Loss) (Components Of Other Comprehensive Income, Both Before Tax And Net Of Tax) (Details) - USD ($)
$ in Thousands

3 Months Ended

6 Months Ended

Jun. 30, 2021

Mar. 31, 2021

Jun. 30, 2020

Mar. 31, 2020

Jun. 30, 2021

Jun. 30, 2020

Other Comprehensive Income (Loss) [Abstract]

Unrealized holding (losses) gains on securities available for sale, Before Tax

$ 133

$ 413

$ (2,413)

$ 2,216

Unrealized holding (losses) gains on securities available for sale, Tax Effect

(28)

(87)

507

(465)

Unrealized holding (losses) gains on securities available for sale, Net of Tax

105

326

(1,906)

1,751

Reclassification adjustments for gains on securities transactions included in net income, Before Tax

^[1],[2]

(128)

(24)

(128)

Reclassification adjustments for gains on securities transactions included in net income: Tax Effect

^[1],[2]

27

5

27

Reclassification adjustments for gains on securities transactions included in net income: Net of Tax

^[1],[2]

(101)

(19)

(101)

Total other comprehensive (loss) income, before tax

133

285

(2,437)

2,088

Total other comprehensive (loss) income, Tax Effect

(28)

(60)

512

(438)

Other comprehensive (loss) income, net of tax

$ 105

$ (2,030)

$ 225

$ 1,425

$ (1,925)

$ 1,650

[1]	Realized gains on securities transactions included in gain on sales of securities in the accompanying Consolidated Statements of Income.
[2]	Tax effect included in income tax expense in the accompanying Consolidated Statements of Income.

Other Comprehensive Income (Loss) (Summary Of Realized Gains On Securities Available For Sale, Net Of Tax) (Details) - USD ($)
$ in Thousands

3 Months Ended

6 Months Ended

Jun. 30, 2021

Jun. 30, 2020

Jun. 30, 2021

Jun. 30, 2020

Other Comprehensive Income (Loss) [Abstract]

Realized gains on securities transactions

^[1],[2]

$ (128)

$ (24)

$ (128)

Income taxes

^[1],[2]

27

5

27

Reclassification adjustments for gains on securities transactions included in net income: Net of Tax

^[1],[2]

$ (101)

$ (19)

$ (101)

[1]	Realized gains on securities transactions included in gain on sales of securities in the accompanying Consolidated Statements of Income.
[2]	Tax effect included in income tax expense in the accompanying Consolidated Statements of Income.

Other Comprehensive Income (Loss) (Summary Of Accumulated Other Comprehensive Income, Net Of Tax) (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2021	Jun. 30, 2020
Other Comprehensive Income (Loss) [Abstract]
Beginning Balance	$ 907	$ 2,937	$ 2,765	$ 1,340	$ 2,937	$ 1,340
Other comprehensive income before reclassifications	105		326		(1,906)	1,751
Amounts reclassified from accumulated other comprehensive income			(101)		(19)	(101)
Other comprehensive (loss) income, net of tax	105	(2,030)	225	1,425	(1,925)	1,650
Ending Balance	$ 1,012	$ 907	$ 2,990	$ 2,765	$ 1,012	$ 2,990

- Definition

Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.

+ References + Details

- Definition

Amount after tax and reclassification adjustments of other comprehensive income (loss).

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 220
-SubTopic 10
-Section 45
-Paragraph 1A
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=121641772&loc=SL7669619-108580

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=109259400&loc=d3e21463-112644

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Basic And Diluted Earnings Per Share (Narrative) (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Basic And Diluted Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of diluted earnings per share	0	4,227	0	4,227

Basic And Diluted Earnings Per Share (Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Basic And Diluted Earnings Per Share [Abstract]
Net income	$ 4,107	$ 3,317	$ 8,151	$ 5,774
Weighted average shares outstanding	7,513,279	7,471,988	7,522,710	7,457,932
Dilutive effect of potential common shares, stock options	37,363	48,036	37,363	48,036
Diluted weighted average common shares outstanding	7,550,642	7,520,024	7,560,073	7,505,968
Basic earnings per share	$ 0.55	$ 0.44	$ 1.08	$ 0.77
Diluted earnings per share	$ 0.54	$ 0.44	$ 1.08	$ 0.77

- Definition

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

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- Definition

The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.

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- Definition

Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.

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Fair Value Measurements (Narrative) (Details) - USD ($)	Jun. 30, 2021	Dec. 31, 2020
Fair Value Measurements [Abstract]
Impaired loans aggregate balance	$ 4,140,000	$ 3,640,000
Impaired loans without related allowance	2,600,000
Impaired loans with related allowance	1,500,000
Related Allowance	150,000	169,000
Real estate properties acquired through foreclosure	$ 0	$ 0

Fair Value Measurements (Fair Value Of Financial Assets Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$ 220,304	$ 130,940
US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities		9,998
U.S Government Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	30,028	39,036
Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	59,442	39,376
U.S. GSE - Mortgage-backed Securities [Member] \| Commercial RealEstate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	538	543
U.S. GSE - Mortgage-backed Securities [Member] \| Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	130,296	41,987
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	220,304	130,940
Fair Value, Recurring [Member] \| US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities		9,998
Fair Value, Recurring [Member] \| U.S Government Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	30,028	39,036
Fair Value, Recurring [Member] \| Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	59,442	39,376
Fair Value, Recurring [Member] \| U.S. GSE - Mortgage-backed Securities [Member] \| Commercial RealEstate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	538	543
Fair Value, Recurring [Member] \| U.S. GSE - Mortgage-backed Securities [Member] \| Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
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Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities
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Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities
(Level 1) Quoted Prices in Active Markets for Identical Assets [Member] \| Fair Value, Recurring [Member] \| U.S. GSE - Mortgage-backed Securities [Member] \| Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities
(Level 2) Significant Other Observable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	220,304	13,940
(Level 2) Significant Other Observable Inputs [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	220,304	130,940
(Level 2) Significant Other Observable Inputs [Member] \| Fair Value, Recurring [Member] \| US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities		9,998
(Level 2) Significant Other Observable Inputs [Member] \| Fair Value, Recurring [Member] \| U.S Government Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	30,028	39,036
(Level 2) Significant Other Observable Inputs [Member] \| Fair Value, Recurring [Member] \| Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	59,442	39,376
(Level 2) Significant Other Observable Inputs [Member] \| Fair Value, Recurring [Member] \| U.S. GSE - Mortgage-backed Securities [Member] \| Commercial RealEstate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	538	543
(Level 2) Significant Other Observable Inputs [Member] \| Fair Value, Recurring [Member] \| U.S. GSE - Mortgage-backed Securities [Member] \| Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	130,296	41,987
(Level 3) Significant Unobservable Inputs [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities
(Level 3) Significant Unobservable Inputs [Member] \| Fair Value, Recurring [Member] \| US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities
(Level 3) Significant Unobservable Inputs [Member] \| Fair Value, Recurring [Member] \| U.S Government Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities
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Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities
(Level 3) Significant Unobservable Inputs [Member] \| Fair Value, Recurring [Member] \| U.S. GSE - Mortgage-backed Securities [Member] \| Commercial RealEstate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities
(Level 3) Significant Unobservable Inputs [Member] \| Fair Value, Recurring [Member] \| U.S. GSE - Mortgage-backed Securities [Member] \| Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities

Fair Value Measurements (Fair Value Of Financial Assets Measured On Nonrecurring Basis) (Details) - Impaired Loans [Member] - Fair Value, Nonrecurring [Member] - FV determined through independent appraisals of the underlying collateral [Member] - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets fair value	$ 1,350	$ 1,361
(Level 1) Quoted Prices in Active Markets for Identical Assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets fair value
(Level 2) Significant Other Observable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets fair value
(Level 3) Significant Unobservable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets fair value	$ 1,350	$ 1,361

Fair Value Measurements (Quantitative Information About Level 3 Fair Value Measurements) (Details) - Impaired Loans [Member] - Fair Value, Nonrecurring [Member] - (Level 3) Significant Unobservable Inputs [Member] - USD ($)
$ in Thousands

6 Months Ended

12 Months Ended

Jun. 30, 2021

Dec. 31, 2020

Appraisal Adjustment [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

Assets fair value

$ 1,350

$ 1,361

Appraisal Adjustment [Member] | Minimum [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

Range (Weighted Average)

^[1]

(25.00%)

Appraisal Adjustment [Member] | Maximum [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

Range (Weighted Average)

^[1]

0.00%

Appraisal Adjustment [Member] | Weighted Average [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

Range (Weighted Average)

^[1]

(15.10%)

Liquidation Expenses [Member] | Minimum [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

Range (Weighted Average)

^[2]

(10.00%)

Liquidation Expenses [Member] | Maximum [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

Range (Weighted Average)

^[2]

0.00%

Liquidation Expenses [Member] | Weighted Average [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

Range (Weighted Average)

^[2]

(8.50%)

[1]	Appraisals may be adjusted by management for qualitative factors including economic conditions and the age of the appraisal. The range and weighted average of appraisal adjustments are presented as a percent of the appraisal.
[2]	Appraisals and pending agreements of sale are adjusted by management for liquidation expenses. The range and weighted average of liquidation expense adjustments are presented as a percent of the appraisal or pending agreement of sale.

Fair Value Measurements (Estimated Fair Value Of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale	$ 220,304	$ 130,940
Paycheck Protection Program loans receivable	42,193	54,334
Paycheck Protection Program Liquidity Facility borrowings		50,794
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	110,151	131,907
Securities available for sale	220,304	130,940
Loans receivable, net of allowance	1,096,093	1,079,339
Paycheck Protection Program loans receivable	42,193	54,334
Restricted investments in bank stock	1,424	1,330
Accrued interest receivable	2,812	3,136
Deposits	1,348,376	1,232,379
Securities sold under agreements to repurchase and federal funds purchased	15,741	13,612
Long-term borrowings	14,651	14,651
Paycheck Protection Program Liquidity Facility borrowings		50,794
Accrued interest payable	753	1,640
Fair Value Estimate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	110,151	131,907
Securities available for sale	220,304	130,940
Loans receivable, net of allowance	1,134,988	1,158,545
Paycheck Protection Program loans receivable	42,349	54,632
Restricted investments in bank stock	1,424	1,330
Accrued interest receivable	2,812	3,136
Deposits	1,350,398	1,235,483
Securities sold under agreements to repurchase and federal funds purchased	15,741	13,612
Long-term borrowings	14,690	14,707
Paycheck Protection Program Liquidity Facility borrowings		50,810
Accrued interest payable	753	1,640
(Level 1) Quoted Prices in Active Markets for Identical Assets [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	110,151	131,907
(Level 2) Significant Other Observable Inputs [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale	220,304	13,940
Restricted investments in bank stock	1,424	1,330
Accrued interest receivable	2,812	3,136
Deposits	1,350,398	1,235,483
Securities sold under agreements to repurchase and federal funds purchased	15,741	13,612
Accrued interest payable	753	1,640
(Level 3) Significant Unobservable Inputs [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable, net of allowance	1,134,988	1,158,545
Paycheck Protection Program loans receivable	42,349	54,632
Long-term borrowings	14,690	14,707
Paycheck Protection Program Liquidity Facility borrowings		50,810
Commitments to grant loans [Member] \| Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Commitments to grant loans [Member] \| Fair Value Estimate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Commitments to grant loans [Member] \| (Level 1) Quoted Prices in Active Markets for Identical Assets [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Commitments to grant loans [Member] \| (Level 2) Significant Other Observable Inputs [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Commitments to grant loans [Member] \| (Level 3) Significant Unobservable Inputs [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Unfunded commitments underlines of credit [Member] \| Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Unfunded commitments underlines of credit [Member] \| Fair Value Estimate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Unfunded commitments underlines of credit [Member] \| (Level 1) Quoted Prices in Active Markets for Identical Assets [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Unfunded commitments underlines of credit [Member] \| (Level 2) Significant Other Observable Inputs [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Unfunded commitments underlines of credit [Member] \| (Level 3) Significant Unobservable Inputs [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Standby Letters of Credit [Member] \| Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Standby Letters of Credit [Member] \| Fair Value Estimate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Standby Letters of Credit [Member] \| (Level 1) Quoted Prices in Active Markets for Identical Assets [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Standby Letters of Credit [Member] \| (Level 2) Significant Other Observable Inputs [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments
Standby Letters of Credit [Member] \| (Level 3) Significant Unobservable Inputs [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Off-balance sheet financial instruments