Cover - shares	6 Months Ended
Cover - shares	Jun. 30, 2025	Jul. 31, 2025
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2025
Document Transition Report	false
Entity File Number	001-33572
Entity Registrant Name	Bank of Marin Bancorp
Entity Incorporation, State or Country Code	CA
Entity Tax Identification Number	20-8859754
Entity Address, Address Line One	504 Redwood Blvd.
Entity Address, Address Line Two	Suite 100
Entity Address, City or Town	Novato
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	94947
City Area Code	415
Local Phone Number	763-4520
Title of 12(b) Security	Common stock, no par value
Trading Symbol	BMRC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Smaller Reporting Company	false
Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		16,125,301
Entity Central Index Key	0001403475
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2025
Document Fiscal Period Focus	Q2
Amendment Flag	false

CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Assets
Cash, cash equivalents and restricted cash	$ 228,863	$ 137,304
Investment securities:
Held-to-maturity, at amortized cost (net of zero allowance for credit losses at June 30, 2025 and December 31, 2024)	823,314	879,199
Available-for-sale, at fair value (net of zero allowance for credit losses at June 30, 2025 and December 31, 2024)	391,985	387,534
Total investment securities	1,215,299	1,266,733
Loans, at amortized cost	2,073,638	2,083,256
Allowance for credit losses on loans	(29,854)	(30,656)
Loans, net of allowance for credit losses on loans	2,043,784	2,052,600
Goodwill	72,754	72,754
Bank-owned life insurance	70,432	71,026
Operating lease right-of-use assets	18,316	19,025
Bank premises and equipment, net	7,472	6,832
Core deposit intangible, net	2,344	2,792
Interest receivable and other assets	66,929	72,269
Total assets	3,726,193	3,701,335
Deposits:
Non-interest bearing	1,379,814	1,399,900
Interest bearing:
Transaction accounts	180,444	198,301
Savings accounts	221,172	225,691
Money market accounts	1,246,013	1,153,746
Time accounts	217,605	242,377
Total deposits	3,245,048	3,220,015
Borrowings and other obligations	77	154
Operating lease liabilities	20,668	21,509
Interest payable and other liabilities	21,862	24,250
Total liabilities	3,287,655	3,265,928
Commitments and contingent liabilities (Note 8)
Stockholders' Equity
Preferred stock, no par value, Authorized - 5,000,000 shares, none issued	0	0
Common stock, no par value, Authorized - 30,000,000 shares; issued and outstanding - 16,116,470 and 16,089,454 at June 30, 2025 and December 31, 2024, respectively	214,713	215,511
Retained earnings	238,225	249,964
Accumulated other comprehensive loss, net of taxes	(14,400)	(30,068)
Total stockholders' equity	438,538	435,407
Total liabilities and stockholders' equity	$ 3,726,193	$ 3,701,335

CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) - USD ($)	Jun. 30, 2025	Dec. 31, 2024
Investment securities:
Held-to-maturity, allowance for credit loss	$ 0	$ 0
Available-for-sale, allowance for credit loss	$ 0	$ 0
Stockholders' Equity
Preferred stock, authorized (in shares)	5,000,000	5,000,000
Preferred stock, issued (in shares)	0	0
Common stock, authorized (in shares)	30,000,000	30,000,000
Common stock, issued (in shares)	16,116,470	16,089,454
Common stock, outstanding (in shares)	16,116,470	16,089,454

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) shares in Thousands, $ in Thousands	3 Months Ended			6 Months Ended
	Jun. 30, 2025	Mar. 31, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Interest income
Interest and fees on loans	$ 25,861	$ 25,183	$ 25,109	$ 51,044	$ 50,129
Interest on investment securities	8,423	8,261	8,299	16,684	17,104
Interest on federal funds sold and due from banks	2,004	1,795	924	3,799	1,245
Total interest income	36,288	35,239	34,332	71,527	68,478
Interest expense
Interest on interest-bearing transaction accounts	351	343	274	694	535
Interest on savings accounts	587	533	511	1,120	882
Interest on money market accounts	7,878	7,626	8,641	15,504	17,090
Interest on time accounts	1,559	1,790	2,291	3,349	4,571
Interest on borrowings and other obligations	1	1	148	2	239
Total interest expense	10,376	10,293	11,865	20,669	23,317
Net interest income	25,912	24,946	22,467	50,858	45,161
Provision for credit losses on loans	0	75	5,200	75	5,550
Net interest income after provision for credit losses	25,912	24,871	17,267	50,783	39,611
Non-interest income
Earnings on bank-owned life insurance, net	667	544	421	1,211	856
Dividends on Federal Home Loan Bank stock	362	375	366	737	743
Losses on sale of investment securities	(18,736)	0	(32,542)	(18,736)	(32,542)
Other income	424	352	420	776	705
Total non-interest income	(15,621)	2,874	(29,755)	(12,747)	(27,001)
Non-interest expense
Salaries and related benefits	12,045	12,050	12,364	24,095	24,448
Occupancy and equipment	2,226	2,106	2,049	4,332	4,018
Deposit network fees	1,054	932	916	1,986	1,761
Data processing	1,041	1,136	1,005	2,177	2,075
Professional services	908	937	1,043	1,845	2,121
Information technology	563	413	448	976	850
Federal Deposit Insurance Corporation insurance	421	388	426	809	861
Depreciation and amortization	320	322	379	642	767
Directors' expense	279	304	306	583	623
Amortization of core deposit intangible	220	227	246	447	497
Charitable contributions	116	403	604	519	617
Other expense	2,297	2,046	2,108	4,343	4,425
Total non-interest expense	21,490	21,264	21,894	42,754	43,063
(Loss) income before (benefit from) provision for income taxes	(11,199)	6,481	(34,382)	(4,718)	(30,453)
(Benefit from) provision for income taxes	(2,663)	1,605	(12,480)	(1,058)	(11,473)
Net (loss) income	$ (8,536)	$ 4,876	$ (21,902)	$ (3,660)	$ (18,980)
Net (loss) income per common share
Basic (in dollars per share)	$ (0.53)	$ 0.31	$ (1.36)	$ (0.23)	$ (1.18)
Diluted (in dollars per share)	$ (0.53)	$ 0.30	$ (1.36)	$ (0.23)	$ (1.18)
Weighted average shares:
Basic (in shares)	15,989	15,977	16,108	15,983	16,095
Diluted (in shares)	15,989	16,002	16,108	15,983	16,095
Comprehensive income:
Net (loss) income	$ (8,536)	$ 4,876	$ (21,902)	$ (3,660)	$ (18,980)
Other comprehensive income:
Change in net unrealized gains or losses on available-for-sale securities	(486)	3,289	559	2,803	(4,009)
Reclassification adjustment for realized losses on available-for-sale securities in net loss	18,736	0	32,542	18,736	32,542
Reclassification adjustment for gains or losses on fair value hedges	0	0	282	0	1,499
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity	365	340	403	705	764
Other comprehensive income, before tax	18,615	3,629	33,786	22,244	30,796
Deferred tax expense	5,503	1,073	9,981	6,576	9,097
Other comprehensive income, net of tax	13,112	2,556	23,805	15,668	21,699
Total comprehensive income	4,576	7,432	1,903	12,008	2,719
Wealth management and trust services
Non-interest income
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net	612	563	585	1,175	1,138
Service charges on deposit accounts
Non-interest income
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net	550	548	541	1,098	1,070
Debit card interchange fees, net
Non-interest income
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net	410	396	444	806	852
Merchant interchange fees, net
Non-interest income
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net	$ 90	$ 96	$ 10	$ 186	$ 177

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Stock Option	Restricted Stock	Common Stock	Common Stock Stock Option	Common Stock Restricted Stock	Retained Earnings	Accumulated Other Comprehensive Loss, Net of Taxes
Beginning balance (in shares) at Dec. 31, 2023				16,158,413
Beginning balance at Dec. 31, 2023	$ 439,062			$ 217,498			$ 274,570	$ (53,006)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net loss	(18,980)						(18,980)
Other comprehensive income, net of tax	21,699							21,699
Stock issued under employee stock purchase plan (in shares)				1,372
Stock issued under employee stock purchase plan	22			$ 22
Stock issued under employee stock ownership plan (in shares)				24,600
Stock issued under employee stock ownership plan	$ 425			$ 425
Restricted stock granted (in shares)				106,964
Restricted stock surrendered for tax withholdings upon vesting (in shares)	(3,504)			(3,504)
Restricted stock surrendered for tax withholdings upon vesting	$ (58)			$ (58)
Restricted stock forfeited / cancelled (in shares)				(21,395)
Stock-based compensation		$ 37	$ 590		$ 37	$ 590
Cash dividends paid on common stock	(8,113)						(8,113)
Stock issued in payment of director fees (in shares)				11,810
Stock issued in payment of director fees	259			$ 259
Stock repurchased (in shares)				0
Ending balance (in shares) at Jun. 30, 2024				16,278,260
Ending balance at Jun. 30, 2024	434,943			$ 218,773			247,477	(31,307)
Beginning balance (in shares) at Mar. 31, 2024				16,285,786
Beginning balance at Mar. 31, 2024	436,680			$ 218,342			273,450	(55,112)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net loss	(21,902)						(21,902)
Other comprehensive income, net of tax	23,805							23,805
Stock issued under employee stock purchase plan (in shares)				751
Stock issued under employee stock purchase plan	12			$ 12
Restricted stock surrendered for tax withholdings upon vesting (in shares)				(166)
Restricted stock surrendered for tax withholdings upon vesting	(3)			$ (3)
Restricted stock forfeited / cancelled (in shares)				(8,111)
Stock-based compensation		20	402		20	402
Cash dividends paid on common stock	(4,071)						(4,071)
Ending balance (in shares) at Jun. 30, 2024				16,278,260
Ending balance at Jun. 30, 2024	$ 434,943			$ 218,773			247,477	(31,307)
Beginning balance (in shares) at Dec. 31, 2024	16,089,454			16,089,454
Beginning balance at Dec. 31, 2024	$ 435,407			$ 215,511			249,964	(30,068)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net loss	4,876
Other comprehensive income, net of tax	2,556
Ending balance (in shares) at Mar. 31, 2025				16,202,869
Ending balance at Mar. 31, 2025	$ 439,566			$ 216,263			250,815	(27,512)
Beginning balance (in shares) at Dec. 31, 2024	16,089,454			16,089,454
Beginning balance at Dec. 31, 2024	$ 435,407			$ 215,511			249,964	(30,068)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net loss	(3,660)						(3,660)
Other comprehensive income, net of tax	15,668							15,668
Stock issued under employee stock purchase plan (in shares)				803
Stock issued under employee stock purchase plan	17			$ 17
Stock issued under employee stock ownership plan (in shares)				38,500
Stock issued under employee stock ownership plan	$ 846			$ 846
Restricted stock granted (in shares)				96,620
Restricted stock surrendered for tax withholdings upon vesting (in shares)	(4,325)			(4,325)
Restricted stock surrendered for tax withholdings upon vesting	$ (104)			$ (104)
Restricted stock forfeited / cancelled (in shares)				(15,417)
Stock-based compensation		$ 5	358		$ 5	358
Cash dividends paid on common stock	(8,079)						(8,079)
Stock issued in payment of director fees (in shares)				10,835
Stock issued in payment of director fees	$ 255			$ 255
Stock repurchased (in shares)	(100,000)			(100,000)
Stock repurchased	$ (2,175)			$ (2,175)
Ending balance (in shares) at Jun. 30, 2025	16,116,470			16,116,470
Ending balance at Jun. 30, 2025	$ 438,538			$ 214,713			238,225	(14,400)
Beginning balance (in shares) at Mar. 31, 2025				16,202,869
Beginning balance at Mar. 31, 2025	439,566			$ 216,263			250,815	(27,512)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net loss	(8,536)						(8,536)
Other comprehensive income, net of tax	13,112							13,112
Stock issued under employee stock purchase plan (in shares)				401
Stock issued under employee stock purchase plan	9			$ 9
Stock issued under employee stock ownership plan (in shares)				21,500
Stock issued under employee stock ownership plan	429			$ 429
Restricted stock granted (in shares)				6,415
Restricted stock surrendered for tax withholdings upon vesting (in shares)				(368)
Restricted stock surrendered for tax withholdings upon vesting	(8)			$ (8)
Restricted stock forfeited / cancelled (in shares)				(14,347)
Stock-based compensation			$ 195			$ 195
Cash dividends paid on common stock	(4,054)						(4,054)
Stock repurchased (in shares)				(100,000)
Stock repurchased	$ (2,175)			$ (2,175)
Ending balance (in shares) at Jun. 30, 2025	16,116,470			16,116,470
Ending balance at Jun. 30, 2025	$ 438,538			$ 214,713			$ 238,225	$ (14,400)

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Statement of Stockholders' Equity [Abstract]
Cash dividends paid on common stock (in dollars per share)	$ 0.25	$ 0.25	$ 0.50	$ 0.50

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Cash Flows from Operating Activities:
Net loss	$ (3,660)	$ (18,980)
Adjustments to reconcile net loss to net cash provided by operating activities:
Provision for credit losses on loans	75	5,550
Noncash contribution expense to employee stock ownership plan	846	425
Noncash director compensation expense	255	259
Stock-based compensation expense	363	627
Amortization of core deposit intangible	447	497
Amortization of investment security premiums, net of accretion of discounts	559	2,437
Accretion of discounts on acquired loans, net	(82)	(174)
Net change in deferred loan origination costs/fees	(64)	185
Loss on sale of investment securities	18,736	32,542
Depreciation and amortization	642	767
Loss on disposal of premises and equipment	1	21
Earnings on bank-owned life insurance policies	(1,211)	(856)
Net changes in interest receivable and other assets	(1,396)	(14,186)
Net changes in interest payable and other liabilities	(2,535)	(1,339)
Total adjustments	16,636	26,755
Net cash provided by operating activities	12,976	7,775
Cash Flows from Investing Activities:
Purchase of available-for-sale securities	(252,714)	(18,987)
Proceeds from sale of available-for-sale securities	167,017	292,627
Proceeds from paydowns/maturities of held-to-maturity securities	56,140	20,861
Proceeds from paydowns/maturities of available-for-sale securities	83,939	19,517
(Increase) decrease in loans receivable, net	9,062	(8,854)
Purchase of bank-owned life insurance policies	0	(1,210)
Proceeds from bank-owned life insurance policies	1,805	0
Purchase of premises and equipment	(1,281)	(250)
Cash paid for low income housing tax credit investment	0	(1)
Net cash provided by investing activities	63,968	303,703
Cash Flows from Financing Activities:
Net increase in deposits	25,033	(76,298)
Repayment of short-term borrowings, net	0	(26,000)
Repayment of finance lease obligations	(77)	(76)
Restricted stock surrendered for tax withholdings upon vesting	(104)	(58)
Cash dividends paid on common stock	(8,079)	(8,113)
Stock repurchased	(2,175)	0
Proceeds from stock issued under employee and director stock purchase plans	17	22
Net cash used in financing activities	14,615	(110,523)
Net increase in cash, cash equivalents and restricted cash	91,559	200,955
Cash, cash equivalents and restricted cash at beginning of period	137,304	30,453
Cash, cash equivalents and restricted cash at end of period	228,863	231,408
Supplemental disclosure of cash flow information:
Interest paid on deposits and borrowings	22,053	23,487
Income taxes paid, net of refunds	2,930	2,100
Supplemental disclosure of noncash investing and financing activities:
Change in net unrealized gains or losses on available-for-sale securities	2,803	(4,009)
Amortization of net unrealized loss on available-for-sale securities transferred to held-to-maturity	$ 705	$ 764

Basis of Presentation

6 Months Ended

Jun. 30, 2025

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Basis of Presentation

The consolidated financial statements include the accounts of Bancorp, a bank holding company, and its wholly-owned bank subsidiary, Bank of Marin, a California state-chartered commercial bank. References to “we,” “our,” “us” mean Bancorp and the Bank that are consolidated for financial reporting purposes. The accompanying unaudited consolidated interim financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission ("SEC"). Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles ("GAAP") have been condensed or omitted pursuant to those rules and regulations.

Although we believe that the disclosures are adequate and the information presented is not misleading, we suggest that these interim financial statements be read in conjunction with the annual financial statements and the notes thereto included in our 2024 Annual Report on Form 10-K. In the opinion of management, the unaudited consolidated financial statements reflect all adjustments, which are necessary for a fair presentation of the consolidated financial position, the results of operations, changes in comprehensive income, changes in stockholders’ equity, and cash flows for the periods presented. All material intercompany transactions have been eliminated. The results of these interim periods may not be indicative of the results for the full year or for any other period.

Segment Reporting: Our Chief Operating Decision Maker ("CODM") is our Chief Executive Officer, who reviews our financial information on a consolidated basis for purposes of evaluating financial performance and allocating resources. We have one operating and reportable segment, community banking, and our other operating segment, wealth management services, does not meet the quantitative threshold for separate reporting. Our CODM reviews consolidated net income (loss) before provision for income taxes as our primary measure of profitability alongside significant expense information consistent with the expense captions presented in our Consolidated Statements of Comprehensive Income (Loss). These metrics are used by our CODM to monitor actual results and to benchmark to our peers. Segment assets are equal to consolidated total assets in our Consolidated Statements of Condition and all segment non-cash items are equal to those disclosed in our Consolidated Statements of Cash flows. We derive materially all of our income or loss from activities within the United States, and materially all of our long lived assets are physically located within the United States. No single customer or client relationship accounts for ten percent or more of our income.


Segment revenue, profit or loss, significant segment expenses and other segment items	Three months ended				Six months ended
(in thousands)	June 30, 2025		June 30, 2024			June 30, 2025		June 30, 2024
Community banking segment:
Interest income	$	36,288	34,332			71,527		68,478
Non-interest income	(16,233)		(30,340)			(13,922)		(28,139)

Reconciliation of income
All other income1	612		585			1,175		1,138
Total consolidated income	20,667		4,577			58,780		41,477

Less:2
Total interest expense	10,376		11,865			20,669		23,317
Provision for credit losses on loans	—		5,200			75		5,550
Provision for credit losses on unfunded loan commitments	—		—			—		—
Non-interest expense
Salaries and related benefits	11,851		12,126			23,689		23,964
Occupancy and equipment	2,225		2,049			4,331		4,016
Data processing	1,008		962			2,087		1,985
Deposit network fees	1,054		916			1,986		1,761
Information technology	563		448			976		850
Charitable contributions	116		604			519		617
Federal Deposit Insurance Corporation insurance	421		426			809		861
Professional services	757		902			1,541		1,853
Depreciation and amortization	320		379			642		767
Directors' expense	279		306			583		623
Amortization of core deposit intangible	220		246			447		497

Other expense	2,278		2,090			4,314		4,392
Segment (loss) income	(10,801)		(33,942)			(3,888)		(29,576)

Reconciliation of segment income
All other loss1	398		440			830		877

Loss before income taxes	$	(11,199)	$	(34,382)		$	(4,718)	$	(30,453)
1Other income and loss from segment below the quantitative thresholds are attributable to one operating segment of the Bank, the Wealth Management and Trust Services, which does not meet the quantitative thresholds for presenting reportable segments. Expenses of Wealth Management and Trust Services are comprised of salary and employee benefits, professional services, data processing, occupancy and equipment and other expenses totaling $398 thousand, and $440 thousand for the three months ended June 30, 2025 and 2024, respectively, and $830 thousand and $877 thousand for the six months ended June 30, 2025 and 2024, respectively.
2The significant expense categories and amounts align with the segment-level information that is regularly provided to the chief operating decision maker.

Earnings Per Share: The following table shows: 1) weighted average basic shares, 2) potentially dilutive weighted average common shares related to stock options and unvested restricted stock awards, and 3) weighted average diluted shares. Basic earnings (loss) per share (“EPS”) are calculated by dividing net income (loss) by the weighted average number of common shares outstanding during each period, excluding unvested restricted stock awards. Diluted EPS are calculated using the weighted average number of potentially dilutive common shares. The number of potentially dilutive common shares included in the quarterly diluted EPS is computed using the average market prices during the three months included in the reporting period under the treasury stock method. The number of potentially dilutive common shares included in year-to-date diluted EPS is a year-to-date weighted average of potentially dilutive common shares included in each quarterly diluted EPS computation. In computing diluted EPS, we exclude anti-dilutive shares such as options whose exercise prices exceed the current common stock price, as they would not reduce EPS under the treasury stock method. We have two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings. Under the two-class method, the difference in EPS is nominal for these participating securities.


	Three months ended				Six months ended
(in thousands, except per share data)	June 30, 2025		June 30, 2024		June 30, 2025		June 30, 2024
Weighted average basic common shares outstanding	15,989		16,108		15,983		16,095
Potentially dilutive common shares related to:
Stock options	—		—		—		—
Unvested restricted stock awards	—		—		—		—
Weighted average diluted common shares outstanding	15,989		16,108		15,983		16,095
Net loss	$	(8,536)	$	(21,902)	$	(3,660)	$	(18,980)
Basic loss per common share	$	(0.53)	$	(1.36)	$	(0.23)	$	(1.18)
Diluted loss per common share 1	$	(0.53)	$	(1.36)	$	(0.23)	$	(1.18)
Weighted average anti-dilutive common shares and unvested restricted shares not included in the calculation of diluted EPS	298		393		284		325
1 Because Bancorp was in a net loss position for the three and six months ended June 30, 2025 and 2024, diluted net loss per share is the same as basic net loss per share, as the inclusion of potentially dilutive common shares would have been anti-dilutive.

Recently Adopted and Issued Accounting Standards	6 Months Ended
Recently Adopted and Issued Accounting Standards	Jun. 30, 2025
Accounting Policies [Abstract]
Recently Adopted and Issued Accounting Standards	Recently Adopted and Issued Accounting Standards Accounting Standards Adopted in 2025 We have not adopted any new accounting standards during the six months ended June 30, 2025. Accounting Standards Not Yet Adopted In December 2023, the Financial Accounting Standards Board "FASB" issued Accounting Standards Update "ASU" No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments require disaggregated information about the effective tax rate reconciliation and additional disclosures on reconciling items and taxes paid that meet a quantitative threshold. The amendments are effective for annual reporting periods beginning after December 15, 2024, and may be adopted either prospectively or retrospectively. Early adoption is permitted. The Company expects this ASU to only impact its disclosure requirements (i.e.2025 Form 10-K) and does not expect the adoption of this ASU to have a material impact on its business operations or Consolidated Statements of Financial Condition. In November 2024, the FASB issued ASU No. 2024-03, Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses. The amendments are intended to improve income statement expense disclosure requirements, primarily through enhanced disclosures about certain costs and expenses included in income statement expense captions. The amendments are effective for annual reporting periods beginning after December 15, 2026 (i.e., 2027 Form 10-K) and interim periods within annual reporting periods beginning after December 15, 2027. Early adoption is permitted. The Company is currently evaluating the impact of the amendments on its financial statement disclosures, and does not expect the adoption to have a material impact on its business operations or Consolidated Statements of Financial Condition. In May 2025, the FASB issued ASU 2025-03, Business Combinations (Topic 805) and Consolidation (Topic 810): Determining the Accounting Acquirer in the Acquisition of a Variable Interest Entity, which revises current guidance for determining the accounting acquirer for a transaction effected primarily by exchanging equity interests in which the legal acquiree is a variable interest entity that meets the definition of a business. The amendments require that an entity consider the same factors that are currently required for determining which entity is the accounting acquirer in other acquisition transactions. ASU 2025-03 is effective for the Company's annual reporting periods beginning after December 15, 2026, and interim reporting periods within those annual reporting periods, with early adoption permitted. ASU 2025-03 is required to be applied prospectively. The Company is evaluating the impact of this update on its financial statements and related disclosures, and does not expect the adoption to have a material impact on its business operations or Consolidated Statements of Financial Condition. In May 2025, the FASB issued ASU 2025-04, Compensation – Stock Compensation (Topic 718) and Revenue From Contracts With Customers (Topic 606): Clarifications to Share-Based Consideration Payable to a Customer, to clarify guidance in Topic 606 and Topic 718 related to share-based payments made as consideration payable to a customer. This amendment revises the Master Glossary definition of a performance obligation to include conditions tied to a customer’s purchases or those of other parties within the distribution chain. This revised definition applies only to share-based consideration payable to customers and cannot be analogized to awards granted to employees or nonemployees. Additionally, the amendment clarifies that grantors must evaluate the likelihood of vesting using Topic 718 alone and should not apply the variable consideration constraints from Topic 606. ASU 2025-04 is effective for the Company's annual reporting periods beginning after Dec. 15, 2026, and interim reporting periods within those annual reporting periods, with early adoption permitted. The Company is evaluating the impact of this update on its financial statements and related disclosures, and does not expect the adoption to have a material impact on its business operations or Consolidated Statements of Financial Condition.

- Definition

The entire disclosure for change in accounting principle. Includes, but is not limited to, nature, reason, and method of adopting amendment to accounting standards or other change in accounting principle.

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+ Details

Fair Value of Assets and Liabilities

6 Months Ended

Jun. 30, 2025

Fair Value Disclosures [Abstract]

Fair Value of Assets and Liabilities

Fair Value Hierarchy and Fair Value Measurement

We group our assets and liabilities that are measured at fair value into three levels within the fair value hierarchy, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are:

Level 1: Valuations are based on unadjusted quoted prices in active markets for identical assets or liabilities.

Level 2: Valuations are based on quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuations for which all significant assumptions are observable or can be corroborated by observable market data.

Level 3: Valuations are based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Values are determined using pricing models and discounted cash flow models and may include significant management judgment and estimation.

Transfers between levels of the fair value hierarchy are recognized through our monthly and/or quarterly valuation process in the reporting period during which the event or circumstances that caused the transfer occurred. No such transfers occurred in the years presented.

The following table summarizes our assets and liabilities that were required to be recorded at fair value on a recurring basis.


(in thousands) Description of Financial Instruments	Carrying Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Measurement Categories: Changes in Fair Value Recorded In1
June 30, 2025
Securities available-for-sale:
Commercial mortgage-backed securities, mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies	$	364,638	$	—	$	364,638	$	—	OCI




Obligations of state and political subdivisions	$	27,347	$	—	$	27,347	$	—	OCI


Derivative financial assets (interest rate contracts)	$	177	$	—	$	177	$	—	NI
Derivative financial liabilities (interest rate contracts)	$	10	$	—	$	10	$	—	NI
December 31, 2024
Securities available-for-sale:
Commercial mortgage-backed securities, mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies	$	279,838	$	—	$	279,838	$	—	OCI
SBA-backed securities	$	308	$	—	$	308	$	—	OCI
Debentures of government sponsored agencies	$	7,210	$	—	$	7,210	$	—	OCI
U.S. Treasury securities	$	10,815	$	10,815	$	—	$	—	OCI

Obligations of state and political subdivisions	$	83,714	$	—	$	83,714	$	—	OCI
Corporate bonds	$	5,649	$	—	$	5,649	$	—	OCI

Derivative financial assets (interest rate contracts)	$	333	$	—	$	333	$	—	NI

1 Other comprehensive income ("OCI") or net income ("NI").

Available-for-sale securities are recorded at fair value on a recurring basis. When available, quoted market prices (Level 1) are used to determine the fair value of available-for-sale securities. If quoted market prices are not available, we obtain pricing information from a reputable third-party service provider, who may utilize valuation

techniques that use current market-based or independently sourced parameters, such as bid/ask prices, dealer-quoted prices, interest rates, benchmark yield curves, prepayment speeds, probability of default, loss severity and credit spreads (Level 2). Level 2 securities include obligations of state and political subdivisions, U.S. agencies or government-sponsored agencies' debt securities, mortgage-backed securities, government agency-issued securities, and corporate bonds. As of June 30, 2025 and December 31, 2024, there were no Level 3 securities.

Held-to-maturity securities may be subject to an allowance for credit losses as a result of our evaluation of expected losses due to credit quality factors. We did not record any credit loss expense on held-to-maturity securities during either the six months ended June 30, 2025 or June 30, 2024. Fair value of held-to-maturity securities is determined using the same techniques discussed above for available-for-sale securities.

On a recurring basis, derivative financial instruments are recorded at fair value, which is based on the income approach using observable Level 2 market inputs, reflecting market expectations of future interest rates as of the measurement date. Standard valuation techniques are used to calculate the present value of the future expected cash flows assuming an orderly transaction. Valuation adjustments may be made to reflect both our own credit risk and the counterparties’ credit risk in determining the fair value of the derivatives. These unobservable inputs are not considered significant inputs to the fair value measurement overall. Level 2 inputs for the valuations are limited to observable market prices for Secured Overnight Financing Rate ("SOFR") and Overnight Index Swap ("OIS") rates (for the very short term), quoted prices for SOFR futures contracts, observable market prices for SOFR and OIS swap rates, and one-month and three-month SOFR basis spreads at commonly quoted intervals. Mid-market pricing of the inputs is used as a practical expedient in the fair value measurements. We project spot rates at reset days specified by each swap contract to determine future cash flows, then discount to present value using OIS curves as of the measurement date. When the value of any collateral placed with counterparties is less than the interest rate derivative liability, a credit valuation adjustment ("CVA") is applied to reflect the credit risk we pose to counterparties. We have used the spread between the Standard & Poor's BBB rated U.S. Bank Composite rate and SOFR for the closest maturity term corresponding to the duration of the swaps to derive the CVA. Because there is little to no counterparty risk, we did not incorporate credit adjustments from our assessment of the counterparty credit risk in determining fair value. For further discussion on our methodology for valuing our derivative financial instruments, refer to Note 9, Derivative Financial Instruments and Hedging Activities.

Certain financial assets may be measured at fair value on a non-recurring basis. These assets are subject to fair value adjustments that result from the application of the lower of cost or fair value accounting or write-downs of individual assets, such as individually analyzed loans that are collateral dependent and other real estate owned ("OREO").

(in thousands)

Carrying Value

Quoted Prices in Active Markets for Identical Assets (Level 1)

Significant Other Observable Inputs
(Level 2)

Significant Unobservable Inputs
(Level 3)

Disclosures about Fair Value of Financial Instruments

The table below is a summary of fair value estimates for financial instruments as of June 30, 2025 and December 31, 2024, excluding financial instruments recorded at fair value on a recurring basis (summarized in the first table in this note). The carrying amounts in the following table are recorded in the consolidated statements of condition under the indicated captions. Further, we have not disclosed the fair value of financial instruments specifically excluded from disclosure requirements such as bank-owned life insurance policies ("BOLI"), lease obligations and non-maturity deposit liabilities. Additionally, we held shares of Federal Home Loan Bank ("FHLB") of San Francisco stock at cost as of June 30, 2025 and December 31, 2024. There were no impairments or changes resulting from observable price changes in orderly transactions for the identical or similar investments of the same issuer as of June 30, 2025 or December 31, 2024. See further discussion on values within Note 4, Investment Securities.


	June 30, 2025					December 31, 2024
(in thousands)	Carrying Amounts		Fair Value		Fair Value Hierarchy	Carrying Amounts		Fair Value		Fair Value Hierarchy
Financial assets (recorded at amortized cost)
Cash and cash equivalents	$	228,863	$	228,863	Level 1	$	137,304	$	137,304	Level 1
Investment securities held-to-maturity	823,314		727,596		Level 2	879,199		763,535		Level 2
Loans, net of allowance for credit losses	2,043,784		1,973,448		Level 3	2,052,600		1,965,429		Level 3
Interest receivable	10,868		10,868		Level 2	11,934		11,934		Level 2
Financial liabilities (recorded at amortized cost)
Time deposits	217,605		218,430		Level 2	242,377		243,773		Level 2




Interest payable	1,635		1,635		Level 2	3,019		3,019		Level 2

The fair value of loans is based on exit price techniques and obtained from an independent third-party that uses its proprietary valuation model and methodology and may differ from the actual price from a prospective buyer. The discounted cash flow valuation approach reflects key inputs and assumptions that are unobservable, such as loan probability of default, loss given default, prepayment speed, and market discount rates.

The fair value of fixed-rate time deposits is estimated by discounting future contractual cash flows using discount rates that reflect the current observable market rates offered for time deposits of similar remaining maturities.

The value of off-balance-sheet financial instruments is estimated based on the fee income associated with the commitments, which in the absence of credit exposure, is considered to approximate their settlement value. The fair value of commitment fees was not material as of June 30, 2025 or December 31, 2024.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

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+ Details

Investment Securities

6 Months Ended

Jun. 30, 2025

Investments, Debt and Equity Securities [Abstract]

Investment Securities

Our investment securities portfolio consists of obligations of state and political subdivisions, U.S. federal government agencies, such as the Government National Mortgage Association ("GNMA") and Small Business Administration ("SBA"), and U.S. government-sponsored enterprises ("GSEs"), such as the Federal National Mortgage Association ("FNMA"), Federal Home Loan Mortgage Corporation ("FHLMC"), Federal Farm Credit Banks Funding Corporation and FHLB, and U.S. and foreign corporations. We also invest in residential and commercial mortgage-backed securities (“MBS”/"CMBS") and collateralized mortgage obligations (“CMOs”) issued or guaranteed by the GSEs, as reflected in the following table.

A summary of the amortized cost, fair value and allowance for credit losses related to securities held-to-maturity as of June 30, 2025 and December 31, 2024 is presented below.


Held-to-maturity:	Amortized Cost 1		Allowance for Credit Losses		Net Carrying Amount		Gross Unrealized				Fair Value
(in thousands)							Gains		(Losses)
June 30, 2025
Securities of U.S. government-sponsored enterprises:
CMBS issued by FHLMC, FNMA and GNMA	$	239,623	$	—	$	239,623	$	—	$	(28,390)	$	211,233
CMOs issued by FHLMC, FNMA and GNMA	200,269		—		200,269		101		(13,276)		187,094
MBS pass-through securities issued by FHLMC, FNMA and GNMA	184,141		—		184,141		—		(26,982)		157,159
SBA-backed securities	1,382		—		1,382		—		(33)		1,349
Debentures of government-sponsored agencies	121,580		—		121,580		—		(18,687)		102,893
Obligations of state and political subdivisions	61,319		—		61,319		1		(8,071)		53,249
Corporate bonds	15,000		—		15,000		—		(381)		14,619
Total held-to-maturity	$	823,314	$	—	$	823,314	$	102	$	(95,820)	$	727,596
December 31, 2024

Securities of U.S. government-sponsored enterprises:
CMBS issued by FHLMC, FNMA and GNMA	$	242,559	$	—	$	242,559	$	—	$	(34,449)	$	208,110
CMOs issued by FHLMC, FNMA and GNMA	209,748		—		209,748		—		(18,492)		191,256
MBS pass-through securities issued by FHLMC, FNMA and GNMA	192,388		—		192,388		—		(30,942)		161,446
SBA-backed securities	1,513		—		1,513		—		(61)		1,452
Debentures of government-sponsored agencies	141,431		—		141,431		—		(22,694)		118,737
Obligations of state and political subdivisions	61,560		—		61,560		—		(8,341)		53,219
Corporate bonds	30,000		—		30,000		—		(685)		29,315
Total held-to-maturity	$	879,199	$	—	$	879,199	$	—	$	(115,664)	$	763,535
1 Amortized cost and fair values exclude accrued interest receivable of $2.9 million and $3.4 million at June 30, 2025 and December 31, 2024, respectively, which is included in interest receivable and other assets in the consolidated statements of condition.

Management measures expected credit losses on held-to-maturity securities collectively by major security type with each type sharing similar risk characteristics and considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. With regard to MBS, CMBS and CMOs issued or guaranteed by the GSEs, and SBA-backed securities, we expect to receive all the contractual principal and interest on these securities as such securities are backed by the full faith and credit of and/or guaranteed by the U.S. government. Accordingly, no allowance for credit losses has been recorded for these securities. With regard to securities issued by states and political subdivisions and corporate bonds, management considers: (i) issuer and/or

guarantor credit ratings, (ii) historical probability of default and loss given default rates for given bond ratings and remaining maturity, (iii) whether issuers continue to make timely principal and interest payments under the contractual terms of the securities, (iv) internal credit review of the financial information, and (v) whether or not such securities have credit enhancements such as guarantees, contain a defeasance clause, or are pre-refunded by the issuers. Based on the comprehensive analysis, no credit losses are expected.

The following table summarizes the amortized cost of our portfolio of held-to-maturity securities issued by states and political subdivisions and corporate bonds by Moody's and/or Standard & Poor's bond ratings as of June 30, 2025 and December 31, 2024.


	Obligations of state and political subdivisions				Corporate bonds
(in thousands)	June 30, 2025		December 31, 2024		June 30, 2025		December 31, 2024
Aaa / AAA	$	38,479	$	42,161	$	—	$	—
Aa1 / AA+	22,840		19,399		—		—
A2 / A	—		—		15,000		30,000
Total	$	61,319	$	61,560	$	15,000	$	30,000

A summary of the amortized cost, fair value and allowance for credit losses related to securities available-for-sale as of June 30, 2025 and December 31, 2024 is presented below.


Available-for-sale:	Amortized Cost 1		Gross Unrealized				Allowance for Credit Losses		Fair Value
(in thousands)			Gains		(Losses)
June 30, 2025
Securities of U.S. government-sponsored enterprises:
CMBS issued by FHLMC, FNMA and GNMA	$	175,456	$	528	$	(627)	$	—	$	175,357
CMOs issued by FHLMC, FNMA and GNMA	150,444		105		(1,646)		—		148,903
MBS pass-through securities issued by FHLMC, FNMA and GNMA	42,732		159		(2,513)		—		40,378




Obligations of state and political subdivisions	33,573		—		(6,226)		—		27,347


Total available-for-sale	$	402,205	$	792	$	(11,012)	$	—	$	391,985
December 31, 2024
Securities of U.S. government-sponsored enterprises:
CMBS issued by FHLMC, FNMA and GNMA	$	222,862	$	154	$	(4,977)	$	—	218,039
CMOs issued by FHLMC, FNMA and GNMA	42,432		28		(6,321)		—		36,139
MBS pass-through securities issued by FHLMC, FNMA and GNMA	30,498		2		(4,840)		$	—	25,660
SBA-backed securities	331		—		(23)		—		308
Debentures of government- sponsored agencies	8,971		—		(1,761)		—		7,210

U.S. Treasury securities	12,020		—		(1,205)				10,815
Obligations of state and political subdivisions	96,178		—		(12,464)		—		83,714
Corporate bonds	6,000		—		(351)		—		5,649

Total available-for-sale	$	419,292	$	184	$	(31,942)	$	—	$	387,534
1 Amortized cost and fair value exclude accrued interest receivable of $1.4 million and $1.7 million at June 30, 2025 and December 31, 2024, respectively, which is included in interest receivable and other assets in the consolidated statements of condition.

The amortized cost and fair value of investment debt securities by contractual maturity at June 30, 2025 and December 31, 2024 are shown below. Expected maturities may differ from contractual maturities if the issuers of the securities have the right to call or prepay obligations with or without call or prepayment penalties.


	June 30, 2025								December 31, 2024
	Held-to-Maturity				Available-for-Sale				Held-to-Maturity				Available-for-Sale
(in thousands)	Amortized Cost		Fair Value		Amortized Cost		Fair Value		Amortized Cost		Fair Value		Amortized Cost		Fair Value
Within one year	$	13,426	$	13,269	$	48,086	$	48,018	$	36,476	$	36,380	$	99,431	$	99,258
After one but within five years	123,981		116,754		69,789		70,072		118,590		110,857		106,986		103,058
After five years through ten years	209,666		182,041		74,799		74,811		229,040		191,328		75,429		67,940
After ten years	476,241		415,532		209,531		199,084		495,093		424,970		137,446		117,278
Total	$	823,314	$	727,596	$	402,205	$	391,985	$	879,199	$	763,535	$	419,292	$	387,534

Sales of investment securities and gross gains and losses are shown in the following table:


	Three months ended				Six months ended
(in thousands)	June 30, 2025		June 30, 2024		June 30, 2025		June 30, 2024
Available-for-sale:
Sales proceeds	$	167,017	$	292,627	$	167,017	$	292,627
Gross realized gains	—		—		—		—
Gross realized losses	(18,736)		(32,542)		(18,736)		(32,542)

The reported values of pledged investment securities are shown in the following table.


(in thousands)	June 30, 2025		December 31, 2024
Pledged to the State of California:
Secure public deposits in compliance with the Local Agency Security Program	$	326,962	$	288,385
Collateral for trust deposits	1,200		1,284
Collateral for Wealth Management and Trust Services checking account	1,500		895
Total investment securities pledged to the State of California	329,662		290,564
Bankruptcy trustee deposits pledged with Federal Reserve Bank	2,142		651
Pledged to FHLB Securities-Backed Credit Program	274,290		284,148

Pledged to the Federal Reserve Discount Window	322,977		365,759
Total pledged investment securities	$	929,071	$	941,122

There were 166 and 269 securities in unrealized loss positions at June 30, 2025 and December 31, 2024, respectively. Those securities are summarized and classified according to the duration of the loss period in the tables below:


June 30, 2025	< 12 continuous months				≥ 12 continuous months				Total securities in a loss position
(in thousands)	Fair value		Unrealized loss		Fair value		Unrealized loss		Fair value		Unrealized loss
Held-to-maturity:
CMBS issued by FHLMC, FNMA and GNMA	$	—	$	—	$	211,233	$	(28,390)	$	211,233	$	(28,390)
CMOs issued by FHLMC, FNMA and GNMA	7,882		(1,119)		168,972		(12,157)		176,854		(13,276)
MBS pass-through securities issued by FHLMC, FNMA and GNMA	3,230		(87)		153,929		(26,895)		157,159		(26,982)
SBA-backed securities	—		—		1,349		(33)		1,349		(33)
Debentures of government-sponsored agencies	—		—		102,893		(18,687)		102,893		(18,687)
Obligations of state and political subdivisions	2,434		(119)		47,788		(7,952)		50,222		(8,071)
Corporate bonds	—		—		14,619		(381)		14,619		(381)
Total held-to-maturity	13,546		(1,325)		700,783		(94,495)		714,329		(95,820)
Available-for-sale:
CMBS issued by FHLMC, FNMA and GNMA	70,746		(146)		13,509		(481)		84,255		(627)
CMOs issued by FHLMC, FNMA and GNMA	95,080		(976)		3,342		(670)		98,422		(1,646)
MBS pass-through securities issued by FHLMC, FNMA and GNMA	—		—		12,091		(2,513)		12,091		(2,513)




Obligations of state and political subdivisions	—		—		27,347		(6,226)		27,347		(6,226)


Total available-for-sale	165,826		(1,122)		56,289		(9,890)		222,115		(11,012)
Total securities at loss position	$	179,372	$	(2,447)	$	757,072	$	(104,385)	$	936,444	$	(106,832)


December 31, 2024	< 12 continuous months				≥ 12 continuous months				Total securities in a loss position
(in thousands)	Fair value		Unrealized loss		Fair value		Unrealized loss		Fair value		Unrealized loss
Held-to-maturity:
CMBS issued by FHLMC, FNMA and GNMA	$	—	$	—	$	208,110	$	(34,449)	$	208,110	$	(34,449)
CMOs issued by FHLMC, FNMA and GNMA	18,451		(1,623)		172,805		(16,869)		191,256		(18,492)
MBS pass-through securities issued by FHLMC, FNMA and GNMA	3,487		(150)		157,959		(30,792)		161,446		(30,942)
SBA-backed securities	—		—		1,452		(61)		1,452		(61)
Debentures of government- sponsored agencies	—		—		118,737		(22,694)		118,737		(22,694)
Obligations of state and political subdivisions	5,558		(44)		47,661		(8,297)		53,219		(8,341)
Corporate Bonds	—		—		29,315		(685)		29,315		(685)
Total held-to-maturity	27,496		(1,817)		736,039		(113,847)		763,535		(115,664)
Available-for-sale:
CMBS issued by FHLMC, FNMA and GNMA	$	129,402	$	(343)	$	58,065	$	(4,634)	$	187,467	$	(4,977)
CMOs issued by FHLMC, FNMA and GNMA	—		—		33,749		(6,321)		33,749		(6,321)
MBS pass-through securities issued by FHLMC, FNMA and GNMA	7		—		25,495		(4,840)		25,502		(4,840)
SBA-backed securities	—		—		309		(23)		309		(23)
Debentures of government- sponsored agencies	—		—		7,210		(1,761)		7,210		(1,761)
U.S. Treasury securities	—		—		10,815		(1,205)		10,815		(1,205)
Obligations of state and political subdivisions	—		—		83,714		(12,464)		83,714		(12,464)
Corporate Bonds	—		—		5,649		(351)		5,649		(351)


Total available-for-sale	129,409		(343)		225,006		(31,599)		354,415		(31,942)
Total securities at loss position	$	156,905	$	(2,160)	$	961,045	$	(145,446)	$	1,117,950	$	(147,606)

As of June 30, 2025, the investment portfolio included 144 investment securities that had been in a continuous loss position for twelve months or more and 22 investment securities that had been in a loss position for less than twelve months.

Securities issued by government-sponsored agencies, such as FNMA and FHLMC, usually have implicit credit support from the U.S. federal government. However, since 2008, FNMA and FHLMC have been under government conservatorship and, therefore, contractual cash flows for these investments carry explicit guarantees by the U.S. federal government while FNMA and FHLMC remain under conservatorship. Securities issued by the SBA and GNMA have explicit credit guarantees by the U.S. federal government, which protects us from credit losses on the contractual cash flows of the securities.

Our investments in obligations of state and political subdivision bonds are deemed creditworthy after our comprehensive analysis of the issuers' latest financial information, credit ratings by major credit agencies, and/or credit enhancements.

No allowances for credit losses have been recognized on available-for-sale securities in an unrealized loss position, as management does not believe any of the securities are impaired due to credit risk factors at either June 30, 2025 or December 31, 2024. In addition, for any available-for-sale securities in an unrealized loss position at June 30, 2025 and December 31, 2024, the Bank assessed whether it intended to sell the securities, or if it was more likely than not that it would be required to sell the securities before recovery of its amortized cost basis, which would require a write-down to fair value through net income. Because the Bank did not intend to sell those securities that were in an unrealized loss position, and it was not more-likely-than-not that the Bank would be required to sell the securities before recovery of their amortized cost bases, the Bank determined that no write-down was necessary as of the reporting date.

On July 7, 2023, the Bank entered into various interest rate swap agreements with notional values totaling $101.8 million to hedge balance sheet interest rate sensitivity and protect selected securities in its available-for-sale

portfolio against changes in fair value related to changes in the benchmark interest rate. In the fourth quarter of 2024, the Bank terminated these contracts resulting in an immaterial loss to be amortized over the life of the hedged securities. In the second quarter of 2025, a total of $69.1 million of par value of these securities were sold. For additional details, refer to Note 9, Derivative Financial Instruments and Hedging Activities.

Non-Marketable Securities Included in Other Assets

FHLB Capital Stock

As a member of the FHLB, we are required to maintain a minimum investment in FHLB capital stock as determined by the Board of Directors of the FHLB. The minimum investment requirements can increase in the event we increase our total asset size or borrowings with the FHLB. Shares cannot be purchased or sold except between the FHLB and its members at the $100 per share par value. We held $16.7 million of FHLB stock included in other assets on the consolidated statements of condition at both June 30, 2025 and December 31, 2024. The carrying amounts of these investments are reasonable estimates of fair value because the securities are restricted to member banks, and they do not have a readily determinable market value. Based on our analysis of FHLB's financial condition and certain qualitative factors, we determined that the FHLB stock was not impaired at June 30, 2025 and December 31, 2024. On July 25, 2025, FHLB announced a cash dividend for the second quarter of 2025 at an annualized dividend rate of 8.75% to be distributed in mid-August 2025. Cash dividends paid on FHLB capital stock are recorded as non-interest income.

Loans and Allowance for Credit Losses on Loans

6 Months Ended

Jun. 30, 2025

Receivables [Abstract]

Loans and Allowance for Credit Losses on Loans

The following table presents the amortized cost of loans by portfolio class as of June 30, 2025 and December 31, 2024.


(in thousands)	June 30, 2025		December 31, 2024
Commercial and industrial	$	154,576	$	152,263
Real estate:
Commercial owner-occupied	320,439		321,962
Commercial non-owner occupied	1,285,803		1,273,596
Construction	25,018		36,970
Home equity	95,241		88,325
Other residential	127,947		143,207
Installment and other consumer loans	64,614		66,933
Total loans, at amortized cost 1	2,073,638		2,083,256
Allowance for credit losses on loans	(29,854)		(30,656)
Total loans, net of allowance for credit losses on loans	$	2,043,784	$	2,052,600

1 Amortized cost includes net deferred loan origination costs of $2.6 million and $2.5 million at June 30, 2025 and December 31, 2024, respectively. Amounts are also net of unrecognized purchase discounts of $1.0 million and $1.1 million at June 30, 2025 and December 31, 2024, respectively. Amortized cost excludes accrued interest, which totaled $6.6 million and $6.8 million at June 30, 2025 and December 31, 2024, respectively, and is included in interest receivable and other assets in the consolidated statements of condition.

Lending Risks

Commercial and Industrial Loans - Commercial loans are generally made to established small and mid-sized businesses to provide financing for their growth and working capital needs, equipment purchases and acquisitions. Management examines historical, current, and projected cash flows to determine the ability of the borrower to repay obligations as agreed. Commercial loans are made based primarily on the identified cash flows of the borrower and secondarily on the underlying collateral and guarantor support. The cash flows of borrowers, however, may not occur as expected, and the collateral securing these loans may fluctuate in value. Most commercial and industrial loans are secured by the assets being financed, such as accounts receivable and inventory, and typically include personal guarantees. We target stable businesses with guarantors who provide additional sources of repayment and have proven to be resilient in periods of economic stress. A weakened economy, and resultant decreased consumer and/or business spending, may have an effect on the credit quality of commercial loans.

Commercial Real Estate Loans - Commercial real estate loans, which include income producing investment properties and owner-occupied real estate used for business purposes, are subject to underwriting standards and processes similar to commercial loans discussed above. We underwrite these loans to be repaid from cash flow from either the business or investment property and supported by real property collateral. Underwriting standards for commercial real estate loans include, but are not limited to, debt coverage and loan-to-value ratios. Furthermore, a large majority of our loans are guaranteed by the owners of the properties. Conditions in the real estate markets or a downturn in the general economy may adversely affect our commercial real estate loans. In the event of a vacancy, we expect guarantors to carry the loans until they find a replacement tenant. The owner's substantial equity investment provides a strong economic incentive to continue to support the commercial real estate projects. As such, we have generally experienced a relatively low level of loss and delinquencies in this portfolio.

Construction Loans - Construction loans are generally made to developers and builders to finance construction, renovation and occasionally land acquisitions in anticipation of near-term development. Construction loans include interest reserves that are used for the payment of interest during the development and marketing periods and are capitalized as part of the loan balance. When a construction loan is placed on non-accrual status before the depletion of the interest reserve, we apply the interest funded by the interest reserve against the loan's principal balance. These loans are underwritten after evaluation of the borrower's financial strength, reputation, prior track record, and independent appraisals. We monitor all construction projects to determine whether they are on schedule, completed as planned and in accordance with the approved construction budgets. Significant events can affect the construction industry, including: the inherent volatility of real estate markets and vulnerability to delays due to weather, change orders, inability to obtain construction permits, labor or material shortages, and price changes. Estimates of construction costs and value associated with the completed project may be inaccurate. Repayment of construction loans is largely dependent on the ultimate success of the project.

Consumer Loans - Consumer loans primarily consist of home equity lines of credit, other residential loans, floating homes, and indirect luxury auto loans, along with a small number of installment loans. Our other residential loans include tenancy-in-common fractional interest loans ("TIC") located almost entirely in San Francisco County. We originate consumer loans utilizing credit score information, debt-to-income ratio and loan-to-value ratio analysis. Diversification among consumer loan types, coupled with relatively small loan amounts that are spread across many individual borrowers, mitigates risk. We do not originate sub-prime residential mortgage loans, nor is it our practice to underwrite loans commonly referred to as "Alt-A mortgages," the characteristics of which are reduced documentation, borrowers with low FICO scores or collateral with high loan-to-value ratios.

Credit Quality Indicators

We use a risk rating system to evaluate asset quality, and to identify and monitor credit risk in individual loans, and in the loan portfolio. Our definitions of “Special Mention” risk graded loans, or worse, are consistent with those used by the Federal Deposit Insurance Corporation ("FDIC"). Our internally assigned grades are as follows:

Pass and Watch - Loans to borrowers of acceptable or better credit quality. Borrowers in this category demonstrate fundamentally sound financial positions, repayment capacity, credit history and management expertise. Loans in this category must have an identifiable and stable source of repayment and meet the Bank’s policy regarding debt-service-coverage ratios. These borrowers are capable of sustaining normal economic, market or operational setbacks without significant financial consequences. Negative external industry factors are generally not present. The loan may be secured, unsecured or supported by non-real estate collateral for which the value is more difficult to determine and/or marketability is more uncertain. This category also includes “Watch” loans, where the primary source of repayment has been delayed. “Watch” is intended to be a transitional grade, with either an upgrade or downgrade within a reasonable period.

Special Mention - Potential weaknesses that deserve close attention. If left uncorrected, those potential weaknesses may result in deterioration of the payment prospects for the asset. Special Mention assets do not present sufficient risk to warrant adverse classification.

Substandard - Inadequately protected by either the current sound worth and paying capacity of the obligor or the collateral pledged, if any. A Substandard asset has well-defined weaknesses that jeopardize the liquidation of the debt. Substandard assets are characterized by the distinct possibility that we will sustain some loss if such weaknesses or deficiencies are not corrected. Well-defined weaknesses include adverse trends or developments of the borrower’s financial condition, managerial weaknesses and/or significant collateral deficiencies.

Doubtful - Critical weaknesses that make collection or liquidation in full improbable. There may be specific pending events that work to strengthen the asset; however, the amount or timing of the loss may not be determinable. Pending events generally occur within one year of the asset being classified as Doubtful. Examples include: merger, acquisition, or liquidation; capital injection; guarantee; perfecting liens on additional collateral; and refinancing. Such loans are placed on non-accrual status and usually are collateral-dependent.

We regularly review our credits for accuracy of risk grades whenever we receive new information and at each quarterly and year-end reporting period. Borrowers are generally required to submit financial information at regular intervals. Typically, commercial borrowers with lines of credit are required to submit financial information with reporting intervals ranging from monthly to annually depending on credit size, risk and complexity. In addition, investor commercial real estate borrowers with loans exceeding a certain dollar threshold are usually required to submit rent rolls or property income statements annually. We monitor construction loans monthly. We review home equity and other consumer loans based on delinquency. We also review loans graded “Watch” or worse, regardless of loan type, no less than quarterly.

The following tables present the loan portfolio by loan portfolio class, origination/renewal year and internal risk rating as of June 30, 2025 and December 31, 2024. The current year vintage table reflects gross charge-offs by loan portfolio class and year of origination. Generally, existing term loans that were re-underwritten are reflected in the table in the year of renewal. Lines of credit that have a conversion feature at the time of origination, such as construction to perm loans, are presented by year of origination.


(in thousands)	Term Loans - Amortized Cost by Origination Year												Revolving Loans Amortized Cost
June 30, 2025	2025		2024		2023		2022		2021		Prior				Total
Commercial and industrial:
Pass and Watch	$	13,121	$	8,645	$	18,731	$	6,956	$	1,013	$	26,512	$	68,946	$	143,924
Special Mention	—		—		—		—		—		161		—		161
Substandard	—		503		—		2,793		—		—		7,195		10,491
Total commercial and industrial	$	13,121	$	9,148	$	18,731	$	9,749	$	1,013	$	26,673	$	76,141	$	154,576
Gross current period charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	(52)	$	(52)

Commercial real estate, owner-occupied:
Pass and Watch	$	16,368	$	14,513	$	12,908	$	41,062	$	43,799	$	161,450	$	70	$	290,170
Special Mention	—		—		372		—		18,516		5,082		—		23,970
Substandard	—		—		99		3,214		—		2,986		—		6,299

Total commercial real estate, owner-occupied	$	16,368	$	14,513	$	13,379	$	44,276	$	62,315	$	169,518	$	70	$	320,439

Commercial real estate, non-owner occupied:
Pass and Watch	$	63,956	$	105,302	$	64,138	$	158,730	$	193,971	$	585,928	$	10,962	$	1,182,987
Special Mention	1,095		15,244		—		2,712		—		41,639		—		60,690
Substandard	2,771		—		—		—		—		39,355		—		42,126

Total commercial real estate, non-owner occupied	$	67,822	$	120,546	$	64,138	$	161,442	$	193,971	$	666,922	$	10,962	$	1,285,803
Gross current period charge-offs	$	—	$	—	$	—	$	—	$	(809)	$	—	$	—	$	(809)


(in thousands)	Term Loans - Amortized Cost by Origination Year												Revolving Loans Amortized Cost
June 30, 2025	2025		2024		2023		2022		2021		Prior				Total
Construction:
Pass and Watch	$	4,372	$	13,938	$	—	$	—	$	—	$	—	$	—	$	18,310
Special Mention	6,708		—		—		—		—		—		—		6,708

Total construction	$	11,080	$	13,938	$	—	$	—	$	—	$	—	$	—	$	25,018

Home equity:
Pass and Watch	$	—	$	76	$	13	$	—	$	—	$	928	$	92,708	$	93,725

Substandard	—		—		—		—		—		170		1,346		1,516
Total home equity	$	—	$	76	$	13	$	—	$	—	$	1,098	$	94,054	$	95,241

Other residential:
Pass and Watch	$	2,386	$	24,818	$	16,851	$	17,979	$	11,636	$	53,995	$	—	$	127,665

Substandard	—		—		76		—		206		—		—		282
Total other residential	$	2,386	$	24,818	$	16,927	$	17,979	$	11,842	$	53,995	$	—	$	127,947

Installment and other consumer:
Pass and Watch	$	7,185	$	15,439	$	12,231	$	9,449	$	7,171	$	11,438	$	1,325	$	64,238

Substandard	—		—		176		—		190		10		—		376
Total installment and other consumer	$	7,185	$	15,439	$	12,407	$	9,449	$	7,361	$	11,448	$	1,325	$	64,614
Gross current period charge-offs	$	—	$	—	$	—	$	—	$	—	$	(15)	$	(1)	$	(16)
Total loans:
Pass and Watch	$	107,388	$	182,731	$	124,872	$	234,176	$	257,590	$	840,251	$	174,011	$	1,921,019
Total Special Mention	$	7,803	$	15,244	$	372	$	2,712	$	18,516	$	46,882	$	—	$	91,529
Total Substandard	$	2,771	$	503	$	351	$	6,007	$	396	$	42,521	$	8,541	$	61,090

Totals	$	117,962	$	198,478	$	125,595	$	242,895	$	276,502	$	929,654	$	182,552	$	2,073,638
Total gross current period charge-offs	$	—	$	—	$	—	$	—	$	(809)	$	(15)	$	(53)	$	(877)


(in thousands)	Term Loans - Amortized Cost by Origination Year												Revolving Loans Amortized Cost
December 31, 2024	2024		2023		2022		2021		2020		Prior				Total
Commercial and industrial:
Pass and Watch	$	9,951	$	20,282	$	7,742	$	1,371	$	2,650	$	27,487	$	71,212	$	140,695
Special Mention	598		—		—		—		5		221		7,286		8,110
Substandard	—		—		2,793		—		—		—		665		3,458
Total commercial and industrial	$	10,549	$	20,282	$	10,535	$	1,371	$	2,655	$	27,708	$	79,163	$	152,263

Commercial real estate, owner-occupied:
Pass and Watch	$	14,638	$	13,386	$	43,381	$	44,536	$	41,160	$	130,197	$	169	$	287,467
Special Mention	—		378		—		18,870		804		9,499		—		29,551
Substandard	—		—		2,110		—		—		2,834		—		4,944

Total commercial real estate, owner-occupied	$	14,638	$	13,764	$	45,491	$	63,406	$	41,964	$	142,530	$	169	$	321,962
Commercial real estate, non-owner occupied:
Pass and Watch	$	119,053	$	64,906	$	162,804	$	196,661	$	179,060	$	442,574	$	9,178	$	1,174,236
Special Mention	18,343		—		2,736		2,097		729		39,888		—		63,793
Substandard	—		497		—		2,127		—		32,943		—		35,567
Total commercial real estate, non-owner occupied	$	137,396	$	65,403	$	165,540	$	200,885	$	179,789	$	515,405	$	9,178	$	1,273,596
Construction:
Pass and Watch	$	18,128	$	—	$	11,380	$	—	$	—	$	—	$	—	$	29,508
Special Mention	7,462		—		—		—		—		—		—		7,462

Total construction	$	25,590	$	—	$	11,380	$	—	$	—	$	—	$	—	$	36,970
Home equity:
Pass and Watch	$	94	$	13	$	—	$	—	$	—	$	968	$	86,337	$	87,412

Substandard	—		—		—		—		—		174		739		913
Total home equity	$	94	$	13	$	—	$	—	$	—	$	1,142	$	87,076	$	88,325


(in thousands)	Term Loans - Amortized Cost by Origination Year												Revolving Loans Amortized Cost
December 31, 2024	2024		2023		2022		2021		2020		Prior		Revolving Loans Amortized Cost		Total
Other residential:
Pass and Watch	$	35,390	$	17,267	$	19,682	$	12,989	$	24,378	$	33,501	$	—	$	143,207


Total other residential	$	35,390	$	17,267	$	19,682	$	12,989	$	24,378	$	33,501	$	—	$	143,207
Installment and other consumer:
Pass and Watch	$	17,525	$	15,429	$	10,841	$	7,798	$	2,788	$	10,901	$	1,429	$	66,711

Substandard	—		—		—		207		—		15		—		222
Total installment and other consumer	$	17,525	$	15,429	$	10,841	$	8,005	$	2,788	$	10,916	$	1,429	$	66,933
Gross current period charge-offs	$	—	$	(14)	$	—	$	(39)	$	—	$	(1)	$	(4)	$	(58)
Total loans:
Pass and Watch	$	214,779	$	131,283	$	255,830	$	263,355	$	250,036	$	645,628	$	168,325	$	1,929,236
Total Special Mention	$	26,403	$	378	$	2,736	$	20,967	$	1,538	$	49,608	$	7,286	$	108,916
Total Substandard	$	—	$	497	$	4,903	$	2,334	$	—	$	35,966	$	1,404	$	45,104

Totals	$	241,182	$	132,158	$	263,469	$	286,656	$	251,574	$	731,202	$	177,015	$	2,083,256

The following table shows the amortized cost of loans by portfolio class, payment aging and non-accrual status as of June 30, 2025 and December 31, 2024.


Loan Aging Analysis by Class
(in thousands)	Commercial and industrial		Commercial real estate, owner-occupied		Commercial real estate, non-owner occupied		Construction		Home equity		Other residential		Installment and other consumer		Total
June 30, 2025
30-59 days past due	$	695	$	1,008	$	—	$	—	$	986	$	—	$	325	$	3,014
60-89 days past due	1		—		—		—		149		76		—		226
90 days or more past due 1	2,793		356		8,118		—		749		206		10		12,232
Total past due	3,489		1,364		8,118		—		1,884		282		335		15,472
Current	151,087		319,075		1,277,685		25,018		93,357		127,665		64,279		2,058,166
Total loans 1	$	154,576	$	320,439	$	1,285,803	$	25,018	$	95,241	$	127,947	$	64,614	$	2,073,638
Non-accrual loans 2	$	2,793	$	1,554	$	26,012	$	—	$	1,456	$	282	$	375	$	32,472
Non-accrual loans with no allowance	$	—	$	1,554	$	8,835	$	—	$	1,456	$	206	$	375	$	12,426
December 31, 2024
30-59 days past due	$	203	$	208	$	718	$	—	$	738	$	—	$	415	$	2,282
60-89 days past due	—		559		—		—		186		—		7		752
90 days or more past due 1	2,793		113		10,742		—		248		—		8		13,904
Total past due	2,996		880		11,460		—		1,172		—		430		16,938
Current	149,267		321,082		1,262,136		36,970		87,153		143,207		66,503		2,066,318
Total loans 1	$	152,263	$	321,962	$	1,273,596	$	36,970	$	88,325	$	143,207	$	66,933	$	2,083,256
Non-accrual loans 2	$	2,845	$	1,537	$	28,525	$	—	$	752	$	—	$	222	$	33,881
Non-accrual loans with no allowance	$	—	$	1,537	$	497	$	—	$	752	$	—	$	207	$	2,993

1 There were no non-performing loans over 90 days past due and accruing interest as of June 30, 2025 or December 31, 2024.

2 None of the non-accrual loans as of June 30, 2025 or December 31, 2024 were earning interest on a cash or accrual basis. We reversed $11 thousand and $44 thousand in accrued interest income for loans that were placed on non-accrual status during the three and six months ended June 30, 2025, respectively. We reversed accrued interest income of $256 thousand and $266 thousand for loans that were placed on non-accrual status during the three and six months ended June 30, 2024, respectively.

Collateral Dependent Loans

The following table presents the amortized cost basis of individually analyzed collateral-dependent loans, which were all on non-accrual status, by portfolio class at June 30, 2025 and December 31, 2024.


	Amortized Cost by Collateral Type
(in thousands)	Commercial Real Estate		Residential Real Estate		Other		Total 1		Allowance for Credit Losses

June 30, 2025

Commercial real estate, owner-occupied	$	1,554	$	—	$	—	$	1,554	$	—
Commercial real estate, non-owner occupied	26,012		—		—		26,012		7,307

Home equity	—		1,456		—		1,456		—
Other residential	—		282		—		282		36

Total	$	27,566	$	1,738	$	—	$	29,304	$	7,343
December 31, 2024
Commercial and industrial	$	52	$	—	$	—	$	52	$	52
Commercial real estate, owner-occupied	1,537		—		—		1,537		—
Commercial real estate, non-owner occupied	28,525		—		—		28,525		7,933
Home equity			752				752



Installment and other consumer	—		—		222		222		15
Total	$	30,114	$	752	$	222	$	31,088	$	8,000

1 There were no collateral-dependent residential real estate mortgage loans in process of foreclosure or in substance repossessed at June 30, 2025 and December 31, 2024. The weighted average loan-to-value of real estate secured collateral dependent loans was approximately 103% at June 30, 2025 and 115% at December 31, 2024.

Loan Modifications to Borrowers Experiencing Financial Difficulty

The following table summarizes the amortized cost of loans as of June 30, 2025 and June 30, 2024 that were modified during the three months and six months ended June 30, 2025 and during the three and six months ended June 30, 2024, by portfolio class and type of modification granted.


(in thousands)	Term Extension		Total Modifications		Percent of Portfolio Class Total
Three months ended June 30, 2025


Commercial non-owner occupied	3,488		3,488		0.3	%




Total
Six months ended June 30, 2025


Commercial non-owner occupied	3,488		3,488		0.3	%




Total	$	3,488	$	3,488


(in thousands)	Term Extension		Total Modifications		Percent of Portfolio Class Total
Three months ended June 30, 2024

Home Equity	159		159		0.2	%





Total	$	159	$	159
Six months ended June 30, 2024
Commercial and industrial	$	2,191	$	2,191	1.3	%



Home equity	241		241		0.3	%


Total	$	2,432	$	2,432

As of June 30, 2025 and June 30, 2024, there were no unfunded loan commitments for loans that were modified during the period presented.

The following table summarizes the financial effect of loan modifications presented in the tables above during the three and six months ended June 30, 2025 and June 30, 2024 by portfolio class.


									Weighted-Average Term Extension (in years)
Three months ended June 30, 2025

Commercial non-owner occupied									1.2
Six months ended June 30, 2025


Commercial non-owner occupied									1.2


									Weighted-Average Term Extension (in years)
Three months ended June 30, 2024

Home Equity									1.0
Six months ended June 30, 2024
Commercial and industrial									0.3
Home Equity									5.6

The loan modifications did not significantly impact the determination of the allowance for credit losses on loans during the three and six months ended June 30, 2025 and June 30, 2024.

The Bank closely monitors the performance of the modified loans to understand the effectiveness of its modification efforts. The following table summarizes the amortized cost and payment status of loans as of June 30, 2025 and June 30, 2024 that were modified during the three and six months ended June 30, 2025 and June 30, 2024 by portfolio class.


(in thousands)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total		Non-Accrual
Three months ended June 30, 2025

Commercial non-owner occupied	3,488		—		—		—		3,488		717





Total	$	3,488	$	—	$	—	$	—	$	3,488	$	717
Six months ended June 30, 2025


Commercial non-owner occupied	3,488		—		—		—		3,488		717




Total	$	3,488	$	—	$	—	$	—	$	3,488	$	717


(in thousands)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total		Non-Accrual
Three months ended June 30, 2024

Home Equity	159		—		—		—		159		120





Total	$	159	$	—	$	—	$	—	$	159	$	120
Six months ended June 30, 2024
Commercial and industrial	$	—	$	—	$	1,796	$	—	$	1,796	$	1,796



Home equity	238		—		—		—		238		199


Total	$	238	$	—	$	1,796	$	—	$	2,034	$	1,995

There were no loans to borrowers experiencing financial difficulty that were modified within the three and six months ended June 30, 2025 and June 30, 2024 that had subsequently defaulted (i.e., fully or partially charged-off or became 90 days or more past due).

Allocation of the Allowance for Credit Losses on Loans

The following table presents the details of the allowance for credit losses on loans segregated by loan portfolio class as of June 30, 2025 and December 31, 2024.


Allocation of the Allowance for Credit Losses on Loans
(in thousands)	Commercial and industrial		Commercial real estate, owner-occupied		Commercial real estate, non-owner occupied		Construction		Home equity		Other residential		Installment and other consumer		Unallocated		Total
June 30, 2025
Modeled expected credit losses	$	895	$	1,295	$	7,711	$	38	$	722	$	1,072	$	615	$	—	$	12,348
Qualitative adjustments	640		1,107		6,498		346		61		2		256		1,180		10,090
Specific allocations	73		—		7,307		—		—		36		—		—		7,416
Total	$	1,608	$	2,402	$	21,516	$	384	$	783	$	1,110	$	871	$	1,180	$	29,854
December 31, 2024
Modeled expected credit losses	$	759	$	1,241	$	7,632	$	41	$	620	$	1,133	$	625	$	—	$	12,051
Qualitative adjustments	672		1,120		6,528		597		64		8		268		1,255		10,512
Specific allocations	145		—		7,933		—		—		—		15		—		8,093
Total	$	1,576	$	2,361	$	22,093	$	638	$	684	$	1,141	$	908	$	1,255	$	30,656

Allowance for Credit Losses on Loans Rollforward

The following table discloses activity in the allowance for credit losses on loans for the periods presented.


Allowance for Credit Losses on Loans Rollforward
(in thousands)	Commercial and industrial		Commercial real estate, owner-occupied		Commercial real estate, non-owner occupied		Construction		Home equity		Other residential		Installment and other consumer		Unallocated		Total
Three months ended June 30, 2025
Beginning balance	$	1,508	$	2,319	$	21,761	$	416	$	698	$	1,074	$	884	$	1,246	$	29,906
Provision (Reversal)	152		83		(245)		(32)		85		36		(13)		(66)		—
(Charge-offs)	(52)		—		—		—		—		—		—		—		(52)
Recoveries	—		—		—		—		—		—		—		—		—
Ending balance	$	1,608	$	2,402	$	21,516	$	384	$	783	$	1,110	$	871	$	1,180	$	29,854
Three months ended June 30, 2024
Beginning balance	$	1,727	$	2,500	$	15,704	$	1,282	$	627	$	692	$	920	$	2,049	$	25,501
Provision (Reversal)	177		(92)		6,461		(408)		23		77		(12)		(1,026)		5,200

(Charge-offs)	(29)		—		—		—		—		—		(1)		—		(30)
Recoveries	1		—		—		—		—		—		3		—		4
Ending balance	$	1,876	$	2,408	$	22,165	$	874	$	650	$	769	$	910	$	1,023	$	30,675
Six months ended June 30, 2025
Beginning balance	$	1,576	$	2,361	$	22,093	$	638	$	684	$	1,141	$	908	$	1,255	$	30,656
Provision (Reversal)	84		41		232		(254)		99		(31)		(21)		(75)		75

(Charge-offs)	(52)		—		(809)		—		—		—		(16)		—		(877)
Recoveries	—		—		—		—		—		—		—		—		—
Ending balance	$	1,608	$	2,402	$	21,516	$	384	$	783	$	1,110	$	871	$	1,180	$	29,854
Six months ended June 30, 2024
Beginning balance	$	1,712	$	2,476	$	14,933	$	1,832	$	552	$	653	$	976	$	2,038	$	25,172
Provision (Reversal)	196		(68)		7,232		(958)		98		116		(51)		(1,015)		5,550

(Charge-offs)	(33)		—		—		—		—		—		(18)		—		(51)
Recoveries	1		—		—		—		—		—		3		—		4
Ending balance	$	1,876	$	2,408	$	22,165	$	874	$	650	$	769	$	910	$	1,023	$	30,675

Pledged Loans

Our FHLB line of credit is secured under terms of a blanket collateral agreement by a pledge of certain qualifying loans with unpaid principal balances of $1.383 billion and $1.351 billion at June 30, 2025 and December 31, 2024, respectively. In addition, we pledge eligible residential loans, which totaled $103.4 million and $110.0 million at

June 30, 2025 and December 31, 2024, respectively, to secure our borrowing capacity with the Federal Reserve Bank ("FRB"). For additional information, see Note 6, Borrowings.

Related Party Loans

The Bank has, and expects to have in the future, banking transactions in the ordinary course of its business with directors, officers, principal shareholders and their businesses or associates. These transactions, including loans, are granted on substantially the same terms, including interest rates and collateral on loans, as those prevailing at the same time for comparable transactions with persons not related to us. Likewise, these transactions do not involve more than the normal risk of collectability or present other unfavorable features. Related party loans totaled $3.7 million and $4.1 million as of June 30, 2025 and December 31, 2024, respectively. In addition, undisbursed commitments to related parties totaled $210 thousand and $211 thousand as of June 30, 2025 and December 31, 2024, respectively.

Borrowings and Other Obligations

6 Months Ended

Jun. 30, 2025

Debt Disclosure [Abstract]

Borrowings and Other Obligations

Federal Reserve Bank: The Bank had a line of credit through the Discount Window at the Federal Reserve Bank of San Francisco ("FRBSF") totaling $319.8 million and $358.0 million as of June 30, 2025 and December 31, 2024, respectively, secured by investment securities and residential loans.

Federal Home Loan Bank: The Bank had lines of credit with the FHLB totaling $946.0 million and $948.1 million as of June 30, 2025 and December 31, 2024, respectively, based on eligible collateral of certain loans and investment securities.

Federal Funds Lines of Credit: The Bank had unsecured lines of credit with correspondent banks for overnight borrowings totaling $125.0 million as of both June 30, 2025 and December 31, 2024. In general, interest rates on these lines approximate the federal funds target rate.

Other Obligations: Finance lease liabilities totaling $77 thousand and $154 thousand as of June 30, 2025 and December 31, 2024, respectively, are included in borrowings and other obligations in the consolidated statements of condition. Refer to Note 8, Commitments and Contingencies, for additional information.

The carrying values and weighted average interest rates on borrowings and other obligations as of June 30, 2025 and December 31, 2024 are summarized in the following table.


	June 30, 2025				December 31, 2024
(dollars in thousands)	Carrying Value		Weighted Average Rate		Carrying Value		Weighted Average Rate
FRBSF federal funds purchased	$	—	—	%	$	—	—	%
FHLB short-term borrowings	—		—	%	—		—	%
Federal funds lines of credit	—		—	%	—		—	%
Other obligations (finance leases)	77		3.78	%	154		2.23	%
Total borrowings and other obligations	$	77	3.78	%	$	154	2.23	%

- Definition

The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 8A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-8A

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(c))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481544/470-10-50-6

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481544/470-10-50-6

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 405
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477092/405-40-50-1

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 405
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477092/405-40-50-1

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 405
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477092/405-40-50-1

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 405
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477092/405-40-50-1

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 405
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477092/405-40-50-1

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B

Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef
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-Name Accounting Standards Codification
-Publisher FASB
-URI https://asc.fasb.org/470/tableOfContent

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
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-SubTopic 30
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482925/835-30-45-2

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
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Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1C

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Reference 22: http://www.xbrl.org/2003/role/disclosureRef
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Reference 23: http://www.xbrl.org/2003/role/disclosureRef
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I

+ Details

Stockholders' Equity

6 Months Ended

Jun. 30, 2025

Equity [Abstract]

Stockholders' Equity

Dividends

On April 24, 2025, Bancorp approved a $0.25 per share cash dividend, paid May 15, 2025 to shareholders of record at the close of business on May 8, 2025. Subsequent to quarter end on July 24, 2025, Bancorp approved a $0.25 per share cash dividend, payable on August 14, 2025, to shareholders of record at the close of business on August 7, 2025.

Share-Based Payments

The fair value of stock options as of the grant date is recorded as stock-based compensation expense in the consolidated statements of comprehensive income over the requisite service period, which is generally the vesting period, with a corresponding increase in common stock. Stock-based compensation also includes compensation expense related to the issuance of restricted stock awards. The grant-date fair value of the restricted stock awards, which equals the grant date price, is recorded as compensation expense over the requisite service period with a corresponding increase in common stock as the shares vest. Stock options and restricted stock awards issued include a retirement eligibility clause whereby the requisite service period is satisfied at the retirement eligibility date. For those awards, we accelerate the recording of stock-based compensation when the award holder is eligible to retire. However, retirement eligibility does not affect the vesting of restricted stock or the exercisability of the stock options, which are based on the scheduled vesting period.

Performance-based stock awards (restricted stock) are issued to a selected group of employees. Stock award vesting is contingent upon the achievement of pre-established long-term performance goals set by the Compensation Committee of the Board of Directors. Performance is measured over a three-year period and cliff vested. These performance-based stock awards were granted at a maximum opportunity level, and based on the achievement of the pre-established goals, the actual payouts can range from 0% to 200% of the target award. For performance-based stock awards, an estimate is made of the number of shares expected to vest based on the probability that the performance criteria will be achieved to determine the amount of compensation expense to be recognized. The estimate is re-evaluated quarterly, and total compensation expense is adjusted for any change in the current period.

We record excess tax benefits (deficiencies) resulting from the exercise of non-qualified stock options, the disqualifying disposition of incentive stock options and vesting of restricted stock awards as income tax benefits (expense) in the consolidated statements of comprehensive income with a corresponding decrease (increase) to current taxes payable.

The holders of unvested restricted stock awards are entitled to dividends on the same per-share ratio as holders of common stock. Tax benefits for dividends paid on unvested restricted stock awards are recorded as tax benefits in the consolidated statements of comprehensive income with a corresponding decrease to current taxes payable. Dividends on forfeited awards are included in stock-based compensation expense.

Stock options and restricted stock may be net settled in a cashless exercise by a reduction in the number of shares otherwise deliverable upon exercise or vesting in satisfaction of the exercise payment and/or applicable tax withholding requirements. Shares withheld under net settlement arrangements are available for future grants. The table below depicts the total number of shares, amount, and weighted average price withheld for cashless exercises for the periods presented.


	Six months ended
	June 30, 2025		June 30, 2024
Number of shares withheld	4,325		3,504
Total amount withheld (in thousands)	$	103	$	58
Weighted-average price	$	23.93	$	16.59

Share Repurchase Program

Bancorp repurchased 100,000 shares totaling $2.2 million at an average price of $21.72 per share in the six months ending June 30, 2025, under our share repurchase program that expired July 31, 2025. On July 24, 2025, the board of directors authorized the repurchase of up to $25.0 million of its common stock effective July 24, 2025 through July 31, 2027. This stock buyback program replaced the program approved in 2023 which expired July 31, 2025, under which Bancorp repurchased shares totaling $6.4 million. Bancorp will continue to assess opportunities to utilize the new program.

There were no repurchases in the six months ended June 30, 2024.

- Definition

The entire disclosure for equity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 8A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-8A

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
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Reference 3: http://www.xbrl.org/2003/role/disclosureRef
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Reference 4: http://www.xbrl.org/2003/role/disclosureRef
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Reference 5: http://www.xbrl.org/2003/role/disclosureRef
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-Paragraph 2
-Subparagraph (a)
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Reference 6: http://www.xbrl.org/2003/role/disclosureRef
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Reference 7: http://www.xbrl.org/2003/role/disclosureRef
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Reference 8: http://www.xbrl.org/2003/role/disclosureRef
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-URI https://asc.fasb.org/1943274/2147480237/815-40-50-6

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
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-URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1

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Reference 12: http://www.xbrl.org/2003/role/disclosureRef
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Reference 13: http://www.xbrl.org/2003/role/disclosureRef
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-URI https://asc.fasb.org/1943274/2147481112/505-10-50-13

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
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Reference 15: http://www.xbrl.org/2003/role/disclosureRef
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Reference 16: http://www.xbrl.org/2003/role/disclosureRef
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Reference 17: http://www.xbrl.org/2003/role/disclosureRef
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Reference 18: http://www.xbrl.org/2003/role/disclosureRef
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Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 505
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-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481112/505-10-50-18

+ Details

Commitments and Contingent Liabilities

6 Months Ended

Jun. 30, 2025

Commitments and Contingencies Disclosure [Abstract]

Commitments and Contingent Liabilities

Financial Instruments with Off-Balance Sheet Risk

We make commitments to extend credit in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit in the form of loans or through standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because various commitments will expire without being fully drawn, the total commitment amount does not necessarily represent future cash requirements.

Our credit loss exposure is equal to the contractual amount of the commitment in the event of nonperformance by the borrower. We use the same credit underwriting criteria for all credit exposure. The amount of collateral obtained, if deemed necessary by us, is based on management's credit evaluation of the borrower. Collateral types pledged may include accounts receivable, inventory, other personal property and real property.

The contractual amount of unfunded loan commitments and standby letters of credit not reflected in the consolidated statements of condition are as follows:


(in thousands)	June 30, 2025		December 31, 2024
Commercial lines of credit	$	220,789	$	233,462
Revolving home equity lines	209,419		208,372
Undisbursed construction loans	7,953		8,294
Personal and other lines of credit	8,378		7,781
Standby letters of credit	2,895		2,777
Total unfunded loan commitments and standby letters of credit	$	449,434	$	460,686

We record an allowance for credit losses on unfunded loan commitments at the balance sheet date based on estimates of the probability that these commitments will be drawn upon according to historical utilization experience of the different types of commitments and expected loss rates determined for pooled funded loans. The allowance for credit losses on unfunded commitments totaled $894 thousand at both June 30, 2025 and December 31, 2024, which is included in interest payable and other liabilities in the consolidated statements of condition. There was no provision for credit losses on unfunded loan commitments in the three and six months ended June 30,2025 and 2024.

Leases

We lease premises under long-term non-cancelable operating leases with remaining terms of 4 months to 16 years, 11 months, most of which include escalation clauses and one or more options to extend the lease term, and some of which contain lease termination clauses. Lease terms may include certain renewal options that were considered reasonably certain to be exercised.

We lease certain equipment under finance leases with initial terms of three years to five years. The equipment finance leases do not contain renewal options, bargain purchase options or residual value guarantees.

The following table shows the balances of operating and finance lease right-of-use assets and lease liabilities.


(in thousands)	June 30, 2025		December 31, 2024
Operating leases:
Operating lease right-of-use assets	$	18,316	$	19,025
Operating lease liabilities	$	20,668	$	21,509
Finance leases:
Finance lease right-of-use assets	$	616	$	616
Accumulated amortization	(542)		(467)
Finance lease right-of-use assets, net1	$	74	$	149
Finance lease liabilities 2	$	77	$	154
1 Included in premises and equipment in the consolidated statements of condition.
2 Included in borrowings and other obligations in the consolidated statements of condition.

The following table shows supplemental disclosures of noncash investing and financing activities for the periods presented.


	Six months ended
(in thousands)	June 30, 2025		June 30, 2024
Right-of-use assets obtained in exchange for operating lease liabilities	$	1,387	$	2,417

The following table shows components of operating and finance lease cost.


	Three months ended				Six months ended
(in thousands)	June 30, 2025		June 30, 2024		June 30, 2025		June 30, 2024
Operating lease cost 1	$	1,207	$	1,245	$	2,392	$	2,562


Finance lease cost:
Amortization of right-of-use assets 2	$	37	$	37	$	74	$	73
Interest on finance lease liabilities 3	1		1		2		3
Total finance lease cost	$	38	$	38	$	76	$	76
Total lease cost	$	1,245	$	1,283	$	2,468	$	2,638
1 Included in occupancy and equipment expense in the consolidated statements of comprehensive income.
2 Included in depreciation and amortization in the consolidated statements of comprehensive income.
3 Included in interest on borrowings and other obligations in the consolidated statements of comprehensive income.

The following table shows the future minimum lease payments, weighted average remaining lease terms, and weighted average discount rates under operating and finance lease arrangements as of June 30, 2025. The discount rates used to calculate the present value of lease liabilities were based on the collateralized FHLB borrowing rates that were commensurate with lease terms and minimum payments on the lease commencement date.


(in thousands)	June 30, 2025
Year	Operating Leases			Finance Leases
2025	$	2,556		$	32
2026	3,996			40
2027	3,556			7
2028	3,141			1
2029	2,489			—
Thereafter	7,719			—
Total minimum lease payments	23,457			80
Amounts representing interest (present value discount)	(2,789)			(3)
Present value of net minimum lease payments (lease liability)	$	20,668		$	77
Weighted average remaining term (in years)	7.33			1.53
Weighted average discount rate	2.99		%	3.78		%

Litigation Matters

Bancorp may be party to legal actions that arise from time to time in the normal course of business. Bancorp's management is not aware of any pending legal proceedings to which either it or the Bank may be a party or has recently been a party that will have a material adverse effect on the financial condition or results of operations of Bancorp or the Bank.

The Bank is responsible for a proportionate share of certain litigation indemnifications provided to Visa U.S.A. ("Visa") by its member banks in connection with Visa's lawsuits related to anti-trust charges and interchange fees ("Covered Litigation"). We sold our remaining shares on July 13, 2023, however our proportionate share of the litigation indemnification liability does not change or transfer upon the sale of our Class B Visa shares to member banks or, per the terms of the sale, to the recent purchaser of our shares. Visa established an escrow account for the Covered Litigation that it periodically funds, which is expected to cover the settlement payment obligations.

Litigation is ongoing and until the court approval process is complete, there is no assurance that Visa will resolve the claims as contemplated by the amended class settlement agreement, and additional lawsuits may arise from individual merchants who opted out of the class settlement. However, until the escrow account is fully depleted and

the conversion rate of Class B to Class A common stock is reduced to zero, no future cash settlement payments are required by the member banks, such as us, on the Covered Litigation. Therefore, we are not required to record any contingent liabilities for the indemnification related to the Covered Litigation, as we consider the probability of losses to be remote.

In the third quarter of 2024, the Bank recorded an accrual for a legal resolution of a Private Attorneys General Act/putative class action lawsuit of $615 thousand, pre-tax, involving alleged violations of wage and hour laws for all non-exempt employees covering any and all claims that were or could have been alleged in the operative complaint through the financial period of December 11, 2019 to October 12, 2024. The Bank shall pay an "all in" Gross Settlement Amount ("GSA") of $615 thousand to settle all of the wage and hour class and PAGA claims, and the named Plaintiff's individual claims. This amount settles all claims that were or could have been asserted based on the facts alleged in the operative complaint, and the as of yet unasserted individual claims by the named plaintiff, and includes attorneys' fees, costs including the cost of administration, and incentive payments. The only amount over and above the GSA which the Bank shall pay is its share of payroll taxes on the amount of the net settlement that is allocated as wages. There has been no finding of wrongdoing and the Bank denies all claims. The settlement agreement still requires final court approval and notice requirements; however, the Bank does not anticipate further significant costs related to this action. We are not aware of any other similar wage and hour claims at this time.

Derivative Financial Instruments and Hedging Activities

6 Months Ended

Jun. 30, 2025

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Derivative Financial Instruments and Hedging Activities

The Bank is exposed to certain risks from both its business operations and changes in economic conditions. As part of our asset/liability and interest rate risk management strategy, we may enter into interest rate derivative contracts to modify repricing characteristics of certain of our interest-earning assets and interest-bearing liabilities. The Bank generally designates interest rate hedging agreements utilized in the management of interest rate risk as either fair value hedges or cash flow hedges.

Our credit exposure, if any, on interest rate swap asset positions is limited to the fair value (net of any collateral pledged to us) and interest payments of all swaps by each counterparty. Conversely, when an interest rate swap is in a liability position exceeding a certain threshold, we may be required to post collateral to the counterparty in an amount determined by the agreements. Collateral levels are monitored and adjusted on a regular basis for changes in interest rate swap values.

We had three interest rate swap agreements on certain loans with our customers, which are scheduled to mature at various dates ranging from June 2031 to July 2032. The loan interest rate swaps were designated as fair value hedges and allowed us to offer long-term fixed-rate loans to customers without assuming the interest rate risk of a long-term asset. Converting our fixed-rate interest payments to floating-rate interest payments, generally benchmarked to the one-month U.S. dollar SOFR index, protects us against changes in the fair value of our loans associated with fluctuating interest rates. The notional amounts of the interest rate contracts are equal to the notional amounts of the hedged loans.

In the third quarter of 2023, the Bank entered into various interest rate swap agreements with notional values totaling $101.8 million to hedge balance sheet interest rate sensitivity and protect certain of our fixed rate available-for-sale securities against changes in fair value related to changes in interest rates by receiving floating rate interest from a counterparty in exchange for us making fixed-rate interest payments. In the fourth quarter of 2024, the Bank terminated these contracts, resulting in an immaterial loss that will be amortized over the life of the hedged securities. In the second quarter of 2025, a total of $69.1 million of par value of these securities were sold.

Information on our derivatives follows:


	Asset derivatives				Liability derivatives
(in thousands)	June 30, 2025		December 31, 2024		June 30, 2025		December 31, 2024



Loans receivable:
Interest rate contracts - notional amount	$	5,393	$	7,654	$	1,775	$	—
Interest rate contracts - fair value1	$	177	$	333	$	10	$	—

1 Refer to Note 3, Fair Value of Assets and Liabilities, for valuation methodology.

The following table presents the carrying amount and associated cumulative basis adjustment related to the application of fair value hedge accounting that is included in the carrying amount of hedged assets as of June 30, 2025 and December 31, 2024.


	Carrying Amounts of Hedged Assets				Cumulative Amounts of Fair Value Hedging Adjustments Included in the Carrying Amounts of the Hedged Assets
(in thousands)	June 30, 2025		December 31, 2024		June 30, 2025		December 31, 2024

Loans receivable 1	$	6,907	$	7,215	$	(223)	$	(398)

1 Carrying value equals the amortized cost basis of the loans underlying the hedge relationship, which is the loan balance net of deferred loan origination fees and cost and the fair value hedge adjustment. Amortized cost excludes accrued interest, which was not material.

The following table presents the pretax net gains recognized in interest income related to our fair value hedges for the years presented.


	Three months ended				Six months ended
(in thousands)	June 30, 2025		June 30, 2024		June 30, 2025		June 30, 2024
Interest on investment securities 1
Increase in fair value of interest rate swaps hedging available-for-sale securities	$	—	$	282	$	—	$	1,499
Hedged interest earned	—		206		—		412
Decrease in carrying value included in the hedged available-for-sale securities	—		(282)		—		(1,499)
Net gain recognized in interest income on investment securities	$	—	$	206	$	—	$	412
Interest and fees on loans 1
Decrease (increase) in fair value of interest rate swaps hedging loans receivable	$	(60)	$	11	$	(166)	$	126
Hedged interest earned	30		54		60		109
Increase (decrease) in carrying value included in the hedged loans	64		(6)		175		(117)
Decrease in value of yield maintenance agreement	(2)		(2)		(4)		(4)
Net gain recognized in interest income on loans	$	32	$	57	$	65	$	114
1 Represents the income line item in the statement of comprehensive income in which the effects of fair value hedges are recorded.

Our derivative transactions with the counterparty are under an International Swaps and Derivative Association (“ISDA”) master agreement that includes “right of set-off” provisions. “Right of set-off” provisions are legally enforceable rights to offset recognized amounts and there may be an intention to settle such amounts on a net basis. We do not offset such financial instruments for financial reporting purposes. Information on financial instruments that are eligible for offset in the consolidated statements of condition follows:


Offsetting of Financial Assets and Derivative Assets
			Gross Amounts		Net Amounts of		Gross Amounts Not Offset in
	Gross Amounts		Offset in the		Assets Presented		the Statements of Condition
	of Recognized		Statements of		in the Statements		Financial		Cash Collateral
(in thousands)	Assets1		Condition		of Condition1		Instruments		Received		Net Amount
June 30, 2025
Derivatives by Counterparty:
Counterparty	$	177	$	—	$	177	$	—	$	—	$	177
Total	$	177	$	—	$	177	$	—	$	—	$	177
December 31, 2024
Derivatives by Counterparty:
Counterparty	$	333	$	—	$	333	$	—	$	—	$	333
Total	$	333	$	—	$	333	$	—	$	—	$	333



Offsetting of Financial Liabilities and Derivative Liabilities
			Gross Amounts		Net Amounts of		Gross Amounts Not Offset in
	Gross Amounts		Offset in the		Liabilities Presented		the Statements of Condition
	of Recognized		Statements of		in the Statements		Financial		Cash Collateral
(in thousands)	Liabilities1		Condition		of Condition1		Instruments		Pledged		Net Amount
June 30, 2025

Counterparty	10		—		10		(10)				—
Total	$	10	$	—	$	10	$	(10)	$	—	$	—
December 31, 2024

Counterparty	—		—		—		—		—		—
Total	$	—	$	—	$	—	$	—	$	—	$	—

1 Amounts exclude accrued interest on swaps.

For more information on how we account for our interest rate swaps, refer to Note 1 to the Consolidated Financial Statements included in our 2024 Form 10-K filed with the SEC on March 14, 2025.

- Definition

The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.

+ References

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 182
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+ Details

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Jun. 30, 2025
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Basis of Presentation (Policies)	6 Months Ended
Basis of Presentation (Policies)	Jun. 30, 2025
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	The consolidated financial statements include the accounts of Bancorp, a bank holding company, and its wholly-owned bank subsidiary, Bank of Marin, a California state-chartered commercial bank. References to “we,” “our,” “us” mean Bancorp and the Bank that are consolidated for financial reporting purposes. The accompanying unaudited consolidated interim financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission ("SEC"). Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles ("GAAP") have been condensed or omitted pursuant to those rules and regulations. Although we believe that the disclosures are adequate and the information presented is not misleading, we suggest that these interim financial statements be read in conjunction with the annual financial statements and the notes thereto included in our 2024 Annual Report on Form 10-K. In the opinion of management, the unaudited consolidated financial statements reflect all adjustments, which are necessary for a fair presentation of the consolidated financial position, the results of operations, changes in comprehensive income, changes in stockholders’ equity, and cash flows for the periods presented. All material intercompany transactions have been eliminated. The results of these interim periods may not be indicative of the results for the full year or for any other period.
Segment Reporting	Our Chief Operating Decision Maker ("CODM") is our Chief Executive Officer, who reviews our financial information on a consolidated basis for purposes of evaluating financial performance and allocating resources. We have one operating and reportable segment, community banking, and our other operating segment, wealth management services, does not meet the quantitative threshold for separate reporting. Our CODM reviews consolidated net income (loss) before provision for income taxes as our primary measure of profitability alongside significant expense information consistent with the expense captions presented in our Consolidated Statements of Comprehensive Income (Loss). These metrics are used by our CODM to monitor actual results and to benchmark to our peers. Segment assets are equal to consolidated total assets in our Consolidated Statements of Condition and all segment non-cash items are equal to those disclosed in our Consolidated Statements of Cash flows. We derive materially all of our income or loss from activities within the United States, and materially all of our long lived assets are physically located within the United States. No single customer or client relationship accounts for ten percent or more of our income.
Earnings Per Share	The following table shows: 1) weighted average basic shares, 2) potentially dilutive weighted average common shares related to stock options and unvested restricted stock awards, and 3) weighted average diluted shares. Basic earnings (loss) per share (“EPS”) are calculated by dividing net income (loss) by the weighted average number of common shares outstanding during each period, excluding unvested restricted stock awards. Diluted EPS are calculated using the weighted average number of potentially dilutive common shares. The number of potentially dilutive common shares included in the quarterly diluted EPS is computed using the average market prices during the three months included in the reporting period under the treasury stock method. The number of potentially dilutive common shares included in year-to-date diluted EPS is a year-to-date weighted average of potentially dilutive common shares included in each quarterly diluted EPS computation. In computing diluted EPS, we exclude anti-dilutive shares such as options whose exercise prices exceed the current common stock price, as they would not reduce EPS under the treasury stock method. We have two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings. Under the two-class method, the difference in EPS is nominal for these participating securities.
Recently Adopted and Issued Accounting Standards	Accounting Standards Adopted in 2025 We have not adopted any new accounting standards during the six months ended June 30, 2025. Accounting Standards Not Yet Adopted In December 2023, the Financial Accounting Standards Board "FASB" issued Accounting Standards Update "ASU" No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments require disaggregated information about the effective tax rate reconciliation and additional disclosures on reconciling items and taxes paid that meet a quantitative threshold. The amendments are effective for annual reporting periods beginning after December 15, 2024, and may be adopted either prospectively or retrospectively. Early adoption is permitted. The Company expects this ASU to only impact its disclosure requirements (i.e.2025 Form 10-K) and does not expect the adoption of this ASU to have a material impact on its business operations or Consolidated Statements of Financial Condition. In November 2024, the FASB issued ASU No. 2024-03, Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses. The amendments are intended to improve income statement expense disclosure requirements, primarily through enhanced disclosures about certain costs and expenses included in income statement expense captions. The amendments are effective for annual reporting periods beginning after December 15, 2026 (i.e., 2027 Form 10-K) and interim periods within annual reporting periods beginning after December 15, 2027. Early adoption is permitted. The Company is currently evaluating the impact of the amendments on its financial statement disclosures, and does not expect the adoption to have a material impact on its business operations or Consolidated Statements of Financial Condition. In May 2025, the FASB issued ASU 2025-03, Business Combinations (Topic 805) and Consolidation (Topic 810): Determining the Accounting Acquirer in the Acquisition of a Variable Interest Entity, which revises current guidance for determining the accounting acquirer for a transaction effected primarily by exchanging equity interests in which the legal acquiree is a variable interest entity that meets the definition of a business. The amendments require that an entity consider the same factors that are currently required for determining which entity is the accounting acquirer in other acquisition transactions. ASU 2025-03 is effective for the Company's annual reporting periods beginning after December 15, 2026, and interim reporting periods within those annual reporting periods, with early adoption permitted. ASU 2025-03 is required to be applied prospectively. The Company is evaluating the impact of this update on its financial statements and related disclosures, and does not expect the adoption to have a material impact on its business operations or Consolidated Statements of Financial Condition. In May 2025, the FASB issued ASU 2025-04, Compensation – Stock Compensation (Topic 718) and Revenue From Contracts With Customers (Topic 606): Clarifications to Share-Based Consideration Payable to a Customer, to clarify guidance in Topic 606 and Topic 718 related to share-based payments made as consideration payable to a customer. This amendment revises the Master Glossary definition of a performance obligation to include conditions tied to a customer’s purchases or those of other parties within the distribution chain. This revised definition applies only to share-based consideration payable to customers and cannot be analogized to awards granted to employees or nonemployees. Additionally, the amendment clarifies that grantors must evaluate the likelihood of vesting using Topic 718 alone and should not apply the variable consideration constraints from Topic 606. ASU 2025-04 is effective for the Company's annual reporting periods beginning after Dec. 15, 2026, and interim reporting periods within those annual reporting periods, with early adoption permitted. The Company is evaluating the impact of this update on its financial statements and related disclosures, and does not expect the adoption to have a material impact on its business operations or Consolidated Statements of Financial Condition.
Fair Value Hierarchy and Fair Value Measurement	We group our assets and liabilities that are measured at fair value into three levels within the fair value hierarchy, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1: Valuations are based on unadjusted quoted prices in active markets for identical assets or liabilities. Level 2: Valuations are based on quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuations for which all significant assumptions are observable or can be corroborated by observable market data. Level 3: Valuations are based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Values are determined using pricing models and discounted cash flow models and may include significant management judgment and estimation. Transfers between levels of the fair value hierarchy are recognized through our monthly and/or quarterly valuation process in the reporting period during which the event or circumstances that caused the transfer occurred. No such transfers occurred in the years presented. Available-for-sale securities are recorded at fair value on a recurring basis. When available, quoted market prices (Level 1) are used to determine the fair value of available-for-sale securities. If quoted market prices are not available, we obtain pricing information from a reputable third-party service provider, who may utilize valuation techniques that use current market-based or independently sourced parameters, such as bid/ask prices, dealer-quoted prices, interest rates, benchmark yield curves, prepayment speeds, probability of default, loss severity and credit spreads (Level 2). Level 2 securities include obligations of state and political subdivisions, U.S. agencies or government-sponsored agencies' debt securities, mortgage-backed securities, government agency-issued securities, and corporate bonds.Held-to-maturity securities may be subject to an allowance for credit losses as a result of our evaluation of expected losses due to credit quality factors. Fair value of held-to-maturity securities is determined using the same techniques discussed above for available-for-sale securities. On a recurring basis, derivative financial instruments are recorded at fair value, which is based on the income approach using observable Level 2 market inputs, reflecting market expectations of future interest rates as of the measurement date. Standard valuation techniques are used to calculate the present value of the future expected cash flows assuming an orderly transaction. Valuation adjustments may be made to reflect both our own credit risk and the counterparties’ credit risk in determining the fair value of the derivatives. These unobservable inputs are not considered significant inputs to the fair value measurement overall. Level 2 inputs for the valuations are limited to observable market prices for Secured Overnight Financing Rate ("SOFR") and Overnight Index Swap ("OIS") rates (for the very short term), quoted prices for SOFR futures contracts, observable market prices for SOFR and OIS swap rates, and one-month and three-month SOFR basis spreads at commonly quoted intervals. Mid-market pricing of the inputs is used as a practical expedient in the fair value measurements. We project spot rates at reset days specified by each swap contract to determine future cash flows, then discount to present value using OIS curves as of the measurement date. When the value of any collateral placed with counterparties is less than the interest rate derivative liability, a credit valuation adjustment ("CVA") is applied to reflect the credit risk we pose to counterparties. We have used the spread between the Standard & Poor's BBB rated U.S. Bank Composite rate and SOFR for the closest maturity term corresponding to the duration of the swaps to derive the CVA. Because there is little to no counterparty risk, we did not incorporate credit adjustments from our assessment of the counterparty credit risk in determining fair value. For further discussion on our methodology for valuing our derivative financial instruments, refer to Note 9, Derivative Financial Instruments and Hedging Activities. Certain financial assets may be measured at fair value on a non-recurring basis. These assets are subject to fair value adjustments that result from the application of the lower of cost or fair value accounting or write-downs of individual assets, such as individually analyzed loans that are collateral dependent and other real estate owned ("OREO"). The fair value of loans is based on exit price techniques and obtained from an independent third-party that uses its proprietary valuation model and methodology and may differ from the actual price from a prospective buyer. The discounted cash flow valuation approach reflects key inputs and assumptions that are unobservable, such as loan probability of default, loss given default, prepayment speed, and market discount rates. The fair value of fixed-rate time deposits is estimated by discounting future contractual cash flows using discount rates that reflect the current observable market rates offered for time deposits of similar remaining maturities. The value of off-balance-sheet financial instruments is estimated based on the fee income associated with the commitments, which in the absence of credit exposure, is considered to approximate their settlement value.
Loans and Allowance for Credit Losses on Loans	Commercial and Industrial Loans - Commercial loans are generally made to established small and mid-sized businesses to provide financing for their growth and working capital needs, equipment purchases and acquisitions. Management examines historical, current, and projected cash flows to determine the ability of the borrower to repay obligations as agreed. Commercial loans are made based primarily on the identified cash flows of the borrower and secondarily on the underlying collateral and guarantor support. The cash flows of borrowers, however, may not occur as expected, and the collateral securing these loans may fluctuate in value. Most commercial and industrial loans are secured by the assets being financed, such as accounts receivable and inventory, and typically include personal guarantees. We target stable businesses with guarantors who provide additional sources of repayment and have proven to be resilient in periods of economic stress. A weakened economy, and resultant decreased consumer and/or business spending, may have an effect on the credit quality of commercial loans. Commercial Real Estate Loans - Commercial real estate loans, which include income producing investment properties and owner-occupied real estate used for business purposes, are subject to underwriting standards and processes similar to commercial loans discussed above. We underwrite these loans to be repaid from cash flow from either the business or investment property and supported by real property collateral. Underwriting standards for commercial real estate loans include, but are not limited to, debt coverage and loan-to-value ratios. Furthermore, a large majority of our loans are guaranteed by the owners of the properties. Conditions in the real estate markets or a downturn in the general economy may adversely affect our commercial real estate loans. In the event of a vacancy, we expect guarantors to carry the loans until they find a replacement tenant. The owner's substantial equity investment provides a strong economic incentive to continue to support the commercial real estate projects. As such, we have generally experienced a relatively low level of loss and delinquencies in this portfolio. Construction Loans - Construction loans are generally made to developers and builders to finance construction, renovation and occasionally land acquisitions in anticipation of near-term development. Construction loans include interest reserves that are used for the payment of interest during the development and marketing periods and are capitalized as part of the loan balance. When a construction loan is placed on non-accrual status before the depletion of the interest reserve, we apply the interest funded by the interest reserve against the loan's principal balance. These loans are underwritten after evaluation of the borrower's financial strength, reputation, prior track record, and independent appraisals. We monitor all construction projects to determine whether they are on schedule, completed as planned and in accordance with the approved construction budgets. Significant events can affect the construction industry, including: the inherent volatility of real estate markets and vulnerability to delays due to weather, change orders, inability to obtain construction permits, labor or material shortages, and price changes. Estimates of construction costs and value associated with the completed project may be inaccurate. Repayment of construction loans is largely dependent on the ultimate success of the project. Consumer Loans - Consumer loans primarily consist of home equity lines of credit, other residential loans, floating homes, and indirect luxury auto loans, along with a small number of installment loans. Our other residential loans include tenancy-in-common fractional interest loans ("TIC") located almost entirely in San Francisco County. We originate consumer loans utilizing credit score information, debt-to-income ratio and loan-to-value ratio analysis. Diversification among consumer loan types, coupled with relatively small loan amounts that are spread across many individual borrowers, mitigates risk. We do not originate sub-prime residential mortgage loans, nor is it our practice to underwrite loans commonly referred to as "Alt-A mortgages," the characteristics of which are reduced documentation, borrowers with low FICO scores or collateral with high loan-to-value ratios. Credit Quality Indicators We use a risk rating system to evaluate asset quality, and to identify and monitor credit risk in individual loans, and in the loan portfolio. Our definitions of “Special Mention” risk graded loans, or worse, are consistent with those used by the Federal Deposit Insurance Corporation ("FDIC"). Our internally assigned grades are as follows: Pass and Watch - Loans to borrowers of acceptable or better credit quality. Borrowers in this category demonstrate fundamentally sound financial positions, repayment capacity, credit history and management expertise. Loans in this category must have an identifiable and stable source of repayment and meet the Bank’s policy regarding debt-service-coverage ratios. These borrowers are capable of sustaining normal economic, market or operational setbacks without significant financial consequences. Negative external industry factors are generally not present. The loan may be secured, unsecured or supported by non-real estate collateral for which the value is more difficult to determine and/or marketability is more uncertain. This category also includes “Watch” loans, where the primary source of repayment has been delayed. “Watch” is intended to be a transitional grade, with either an upgrade or downgrade within a reasonable period. Special Mention - Potential weaknesses that deserve close attention. If left uncorrected, those potential weaknesses may result in deterioration of the payment prospects for the asset. Special Mention assets do not present sufficient risk to warrant adverse classification. Substandard - Inadequately protected by either the current sound worth and paying capacity of the obligor or the collateral pledged, if any. A Substandard asset has well-defined weaknesses that jeopardize the liquidation of the debt. Substandard assets are characterized by the distinct possibility that we will sustain some loss if such weaknesses or deficiencies are not corrected. Well-defined weaknesses include adverse trends or developments of the borrower’s financial condition, managerial weaknesses and/or significant collateral deficiencies. Doubtful - Critical weaknesses that make collection or liquidation in full improbable. There may be specific pending events that work to strengthen the asset; however, the amount or timing of the loss may not be determinable. Pending events generally occur within one year of the asset being classified as Doubtful. Examples include: merger, acquisition, or liquidation; capital injection; guarantee; perfecting liens on additional collateral; and refinancing. Such loans are placed on non-accrual status and usually are collateral-dependent. We regularly review our credits for accuracy of risk grades whenever we receive new information and at each quarterly and year-end reporting period. Borrowers are generally required to submit financial information at regular intervals. Typically, commercial borrowers with lines of credit are required to submit financial information with reporting intervals ranging from monthly to annually depending on credit size, risk and complexity. In addition, investor commercial real estate borrowers with loans exceeding a certain dollar threshold are usually required to submit rent rolls or property income statements annually. We monitor construction loans monthly. We review home equity and other consumer loans based on delinquency. We also review loans graded “Watch” or worse, regardless of loan type, no less than quarterly.

- Definition

Disclosure of accounting policy for segment reporting.

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-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-47

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-29

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-29

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-29

+ Details

Basis of Presentation (Tables)

6 Months Ended

Jun. 30, 2025

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Schedule of Segment Revenue, Profit or Loss, Significant Segment Expenses and Other Segment Items


Segment revenue, profit or loss, significant segment expenses and other segment items	Three months ended				Six months ended
(in thousands)	June 30, 2025		June 30, 2024			June 30, 2025		June 30, 2024
Community banking segment:
Interest income	$	36,288	34,332			71,527		68,478
Non-interest income	(16,233)		(30,340)			(13,922)		(28,139)

Reconciliation of income
All other income1	612		585			1,175		1,138
Total consolidated income	20,667		4,577			58,780		41,477

Less:2
Total interest expense	10,376		11,865			20,669		23,317
Provision for credit losses on loans	—		5,200			75		5,550
Provision for credit losses on unfunded loan commitments	—		—			—		—
Non-interest expense
Salaries and related benefits	11,851		12,126			23,689		23,964
Occupancy and equipment	2,225		2,049			4,331		4,016
Data processing	1,008		962			2,087		1,985
Deposit network fees	1,054		916			1,986		1,761
Information technology	563		448			976		850
Charitable contributions	116		604			519		617
Federal Deposit Insurance Corporation insurance	421		426			809		861
Professional services	757		902			1,541		1,853
Depreciation and amortization	320		379			642		767
Directors' expense	279		306			583		623
Amortization of core deposit intangible	220		246			447		497

Other expense	2,278		2,090			4,314		4,392
Segment (loss) income	(10,801)		(33,942)			(3,888)		(29,576)

Reconciliation of segment income
All other loss1	398		440			830		877

Loss before income taxes	$	(11,199)	$	(34,382)		$	(4,718)	$	(30,453)
1Other income and loss from segment below the quantitative thresholds are attributable to one operating segment of the Bank, the Wealth Management and Trust Services, which does not meet the quantitative thresholds for presenting reportable segments. Expenses of Wealth Management and Trust Services are comprised of salary and employee benefits, professional services, data processing, occupancy and equipment and other expenses totaling $398 thousand, and $440 thousand for the three months ended June 30, 2025 and 2024, respectively, and $830 thousand and $877 thousand for the six months ended June 30, 2025 and 2024, respectively.
2The significant expense categories and amounts align with the segment-level information that is regularly provided to the chief operating decision maker.

Schedule of Earnings (Loss) Per Share Reconciliation


	Three months ended				Six months ended
(in thousands, except per share data)	June 30, 2025		June 30, 2024		June 30, 2025		June 30, 2024
Weighted average basic common shares outstanding	15,989		16,108		15,983		16,095
Potentially dilutive common shares related to:
Stock options	—		—		—		—
Unvested restricted stock awards	—		—		—		—
Weighted average diluted common shares outstanding	15,989		16,108		15,983		16,095
Net loss	$	(8,536)	$	(21,902)	$	(3,660)	$	(18,980)
Basic loss per common share	$	(0.53)	$	(1.36)	$	(0.23)	$	(1.18)
Diluted loss per common share 1	$	(0.53)	$	(1.36)	$	(0.23)	$	(1.18)
Weighted average anti-dilutive common shares and unvested restricted shares not included in the calculation of diluted EPS	298		393		284		325
1 Because Bancorp was in a net loss position for the three and six months ended June 30, 2025 and 2024, diluted net loss per share is the same as basic net loss per share, as the inclusion of potentially dilutive common shares would have been anti-dilutive.

Fair Value of Assets and Liabilities (Tables)

6 Months Ended

Jun. 30, 2025

Fair Value Disclosures [Abstract]

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis

The following table summarizes our assets and liabilities that were required to be recorded at fair value on a recurring basis.


(in thousands) Description of Financial Instruments	Carrying Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Measurement Categories: Changes in Fair Value Recorded In1
June 30, 2025
Securities available-for-sale:
Commercial mortgage-backed securities, mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies	$	364,638	$	—	$	364,638	$	—	OCI




Obligations of state and political subdivisions	$	27,347	$	—	$	27,347	$	—	OCI


Derivative financial assets (interest rate contracts)	$	177	$	—	$	177	$	—	NI
Derivative financial liabilities (interest rate contracts)	$	10	$	—	$	10	$	—	NI
December 31, 2024
Securities available-for-sale:
Commercial mortgage-backed securities, mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies	$	279,838	$	—	$	279,838	$	—	OCI
SBA-backed securities	$	308	$	—	$	308	$	—	OCI
Debentures of government sponsored agencies	$	7,210	$	—	$	7,210	$	—	OCI
U.S. Treasury securities	$	10,815	$	10,815	$	—	$	—	OCI

Obligations of state and political subdivisions	$	83,714	$	—	$	83,714	$	—	OCI
Corporate bonds	$	5,649	$	—	$	5,649	$	—	OCI

Derivative financial assets (interest rate contracts)	$	333	$	—	$	333	$	—	NI

1 Other comprehensive income ("OCI") or net income ("NI").

Schedule of Fair Value of Financial Instruments

The table below is a summary of fair value estimates for financial instruments as of June 30, 2025 and December 31, 2024, excluding financial instruments recorded at fair value on a recurring basis (summarized in the first table in this note). The carrying amounts in the following table are recorded in the consolidated statements of condition under the indicated captions. Further, we have not disclosed the fair value of financial instruments specifically excluded from disclosure requirements such as bank-owned life insurance policies ("BOLI"), lease obligations and non-maturity deposit liabilities. Additionally, we held shares of Federal Home Loan Bank ("FHLB") of San Francisco stock at cost as of June 30, 2025 and December 31, 2024. There were no impairments or changes resulting from observable price changes in orderly transactions for the identical or similar investments of the same issuer as of June 30, 2025 or December 31, 2024. See further discussion on values within Note 4, Investment Securities.


	June 30, 2025					December 31, 2024
(in thousands)	Carrying Amounts		Fair Value		Fair Value Hierarchy	Carrying Amounts		Fair Value		Fair Value Hierarchy
Financial assets (recorded at amortized cost)
Cash and cash equivalents	$	228,863	$	228,863	Level 1	$	137,304	$	137,304	Level 1
Investment securities held-to-maturity	823,314		727,596		Level 2	879,199		763,535		Level 2
Loans, net of allowance for credit losses	2,043,784		1,973,448		Level 3	2,052,600		1,965,429		Level 3
Interest receivable	10,868		10,868		Level 2	11,934		11,934		Level 2
Financial liabilities (recorded at amortized cost)
Time deposits	217,605		218,430		Level 2	242,377		243,773		Level 2




Interest payable	1,635		1,635		Level 2	3,019		3,019		Level 2

Investment Securities (Tables)

6 Months Ended

Jun. 30, 2025

Investments, Debt and Equity Securities [Abstract]

Schedule of Held-to-Maturity Amortized Cost and Fair Value

A summary of the amortized cost, fair value and allowance for credit losses related to securities held-to-maturity as of June 30, 2025 and December 31, 2024 is presented below.


Held-to-maturity:	Amortized Cost 1		Allowance for Credit Losses		Net Carrying Amount		Gross Unrealized				Fair Value
(in thousands)							Gains		(Losses)
June 30, 2025
Securities of U.S. government-sponsored enterprises:
CMBS issued by FHLMC, FNMA and GNMA	$	239,623	$	—	$	239,623	$	—	$	(28,390)	$	211,233
CMOs issued by FHLMC, FNMA and GNMA	200,269		—		200,269		101		(13,276)		187,094
MBS pass-through securities issued by FHLMC, FNMA and GNMA	184,141		—		184,141		—		(26,982)		157,159
SBA-backed securities	1,382		—		1,382		—		(33)		1,349
Debentures of government-sponsored agencies	121,580		—		121,580		—		(18,687)		102,893
Obligations of state and political subdivisions	61,319		—		61,319		1		(8,071)		53,249
Corporate bonds	15,000		—		15,000		—		(381)		14,619
Total held-to-maturity	$	823,314	$	—	$	823,314	$	102	$	(95,820)	$	727,596
December 31, 2024

Securities of U.S. government-sponsored enterprises:
CMBS issued by FHLMC, FNMA and GNMA	$	242,559	$	—	$	242,559	$	—	$	(34,449)	$	208,110
CMOs issued by FHLMC, FNMA and GNMA	209,748		—		209,748		—		(18,492)		191,256
MBS pass-through securities issued by FHLMC, FNMA and GNMA	192,388		—		192,388		—		(30,942)		161,446
SBA-backed securities	1,513		—		1,513		—		(61)		1,452
Debentures of government-sponsored agencies	141,431		—		141,431		—		(22,694)		118,737
Obligations of state and political subdivisions	61,560		—		61,560		—		(8,341)		53,219
Corporate bonds	30,000		—		30,000		—		(685)		29,315
Total held-to-maturity	$	879,199	$	—	$	879,199	$	—	$	(115,664)	$	763,535
1 Amortized cost and fair values exclude accrued interest receivable of $2.9 million and $3.4 million at June 30, 2025 and December 31, 2024, respectively, which is included in interest receivable and other assets in the consolidated statements of condition.

Schedule of Bond Ratings for Held-to-Maturity Securities

The following table summarizes the amortized cost of our portfolio of held-to-maturity securities issued by states and political subdivisions and corporate bonds by Moody's and/or Standard & Poor's bond ratings as of June 30, 2025 and December 31, 2024.


	Obligations of state and political subdivisions				Corporate bonds
(in thousands)	June 30, 2025		December 31, 2024		June 30, 2025		December 31, 2024
Aaa / AAA	$	38,479	$	42,161	$	—	$	—
Aa1 / AA+	22,840		19,399		—		—
A2 / A	—		—		15,000		30,000
Total	$	61,319	$	61,560	$	15,000	$	30,000

Schedule of Available-for-Sale Securities Amortized Cost and Fair Value

A summary of the amortized cost, fair value and allowance for credit losses related to securities available-for-sale as of June 30, 2025 and December 31, 2024 is presented below.


Available-for-sale:	Amortized Cost 1		Gross Unrealized				Allowance for Credit Losses		Fair Value
(in thousands)			Gains		(Losses)
June 30, 2025
Securities of U.S. government-sponsored enterprises:
CMBS issued by FHLMC, FNMA and GNMA	$	175,456	$	528	$	(627)	$	—	$	175,357
CMOs issued by FHLMC, FNMA and GNMA	150,444		105		(1,646)		—		148,903
MBS pass-through securities issued by FHLMC, FNMA and GNMA	42,732		159		(2,513)		—		40,378




Obligations of state and political subdivisions	33,573		—		(6,226)		—		27,347


Total available-for-sale	$	402,205	$	792	$	(11,012)	$	—	$	391,985
December 31, 2024
Securities of U.S. government-sponsored enterprises:
CMBS issued by FHLMC, FNMA and GNMA	$	222,862	$	154	$	(4,977)	$	—	218,039
CMOs issued by FHLMC, FNMA and GNMA	42,432		28		(6,321)		—		36,139
MBS pass-through securities issued by FHLMC, FNMA and GNMA	30,498		2		(4,840)		$	—	25,660
SBA-backed securities	331		—		(23)		—		308
Debentures of government- sponsored agencies	8,971		—		(1,761)		—		7,210

U.S. Treasury securities	12,020		—		(1,205)				10,815
Obligations of state and political subdivisions	96,178		—		(12,464)		—		83,714
Corporate bonds	6,000		—		(351)		—		5,649

Total available-for-sale	$	419,292	$	184	$	(31,942)	$	—	$	387,534
1 Amortized cost and fair value exclude accrued interest receivable of $1.4 million and $1.7 million at June 30, 2025 and December 31, 2024, respectively, which is included in interest receivable and other assets in the consolidated statements of condition.

Schedule of Investments Classified by Contractual Maturity Date

The amortized cost and fair value of investment debt securities by contractual maturity at June 30, 2025 and December 31, 2024 are shown below. Expected maturities may differ from contractual maturities if the issuers of the securities have the right to call or prepay obligations with or without call or prepayment penalties.


	June 30, 2025								December 31, 2024
	Held-to-Maturity				Available-for-Sale				Held-to-Maturity				Available-for-Sale
(in thousands)	Amortized Cost		Fair Value		Amortized Cost		Fair Value		Amortized Cost		Fair Value		Amortized Cost		Fair Value
Within one year	$	13,426	$	13,269	$	48,086	$	48,018	$	36,476	$	36,380	$	99,431	$	99,258
After one but within five years	123,981		116,754		69,789		70,072		118,590		110,857		106,986		103,058
After five years through ten years	209,666		182,041		74,799		74,811		229,040		191,328		75,429		67,940
After ten years	476,241		415,532		209,531		199,084		495,093		424,970		137,446		117,278
Total	$	823,314	$	727,596	$	402,205	$	391,985	$	879,199	$	763,535	$	419,292	$	387,534

Schedule of Sale of Investment Securities and Gross Gains and Losses

Sales of investment securities and gross gains and losses are shown in the following table:


	Three months ended				Six months ended
(in thousands)	June 30, 2025		June 30, 2024		June 30, 2025		June 30, 2024
Available-for-sale:
Sales proceeds	$	167,017	$	292,627	$	167,017	$	292,627
Gross realized gains	—		—		—		—
Gross realized losses	(18,736)		(32,542)		(18,736)		(32,542)

Schedule of Financial Instruments Owned and Pledged as Collateral

The reported values of pledged investment securities are shown in the following table.


(in thousands)	June 30, 2025		December 31, 2024
Pledged to the State of California:
Secure public deposits in compliance with the Local Agency Security Program	$	326,962	$	288,385
Collateral for trust deposits	1,200		1,284
Collateral for Wealth Management and Trust Services checking account	1,500		895
Total investment securities pledged to the State of California	329,662		290,564
Bankruptcy trustee deposits pledged with Federal Reserve Bank	2,142		651
Pledged to FHLB Securities-Backed Credit Program	274,290		284,148

Pledged to the Federal Reserve Discount Window	322,977		365,759
Total pledged investment securities	$	929,071	$	941,122

Schedule of Unrealized Loss on Investments

Those securities are summarized and classified according to the duration of the loss period in the tables below:


June 30, 2025	< 12 continuous months				≥ 12 continuous months				Total securities in a loss position
(in thousands)	Fair value		Unrealized loss		Fair value		Unrealized loss		Fair value		Unrealized loss
Held-to-maturity:
CMBS issued by FHLMC, FNMA and GNMA	$	—	$	—	$	211,233	$	(28,390)	$	211,233	$	(28,390)
CMOs issued by FHLMC, FNMA and GNMA	7,882		(1,119)		168,972		(12,157)		176,854		(13,276)
MBS pass-through securities issued by FHLMC, FNMA and GNMA	3,230		(87)		153,929		(26,895)		157,159		(26,982)
SBA-backed securities	—		—		1,349		(33)		1,349		(33)
Debentures of government-sponsored agencies	—		—		102,893		(18,687)		102,893		(18,687)
Obligations of state and political subdivisions	2,434		(119)		47,788		(7,952)		50,222		(8,071)
Corporate bonds	—		—		14,619		(381)		14,619		(381)
Total held-to-maturity	13,546		(1,325)		700,783		(94,495)		714,329		(95,820)
Available-for-sale:
CMBS issued by FHLMC, FNMA and GNMA	70,746		(146)		13,509		(481)		84,255		(627)
CMOs issued by FHLMC, FNMA and GNMA	95,080		(976)		3,342		(670)		98,422		(1,646)
MBS pass-through securities issued by FHLMC, FNMA and GNMA	—		—		12,091		(2,513)		12,091		(2,513)




Obligations of state and political subdivisions	—		—		27,347		(6,226)		27,347		(6,226)


Total available-for-sale	165,826		(1,122)		56,289		(9,890)		222,115		(11,012)
Total securities at loss position	$	179,372	$	(2,447)	$	757,072	$	(104,385)	$	936,444	$	(106,832)


December 31, 2024	< 12 continuous months				≥ 12 continuous months				Total securities in a loss position
(in thousands)	Fair value		Unrealized loss		Fair value		Unrealized loss		Fair value		Unrealized loss
Held-to-maturity:
CMBS issued by FHLMC, FNMA and GNMA	$	—	$	—	$	208,110	$	(34,449)	$	208,110	$	(34,449)
CMOs issued by FHLMC, FNMA and GNMA	18,451		(1,623)		172,805		(16,869)		191,256		(18,492)
MBS pass-through securities issued by FHLMC, FNMA and GNMA	3,487		(150)		157,959		(30,792)		161,446		(30,942)
SBA-backed securities	—		—		1,452		(61)		1,452		(61)
Debentures of government- sponsored agencies	—		—		118,737		(22,694)		118,737		(22,694)
Obligations of state and political subdivisions	5,558		(44)		47,661		(8,297)		53,219		(8,341)
Corporate Bonds	—		—		29,315		(685)		29,315		(685)
Total held-to-maturity	27,496		(1,817)		736,039		(113,847)		763,535		(115,664)
Available-for-sale:
CMBS issued by FHLMC, FNMA and GNMA	$	129,402	$	(343)	$	58,065	$	(4,634)	$	187,467	$	(4,977)
CMOs issued by FHLMC, FNMA and GNMA	—		—		33,749		(6,321)		33,749		(6,321)
MBS pass-through securities issued by FHLMC, FNMA and GNMA	7		—		25,495		(4,840)		25,502		(4,840)
SBA-backed securities	—		—		309		(23)		309		(23)
Debentures of government- sponsored agencies	—		—		7,210		(1,761)		7,210		(1,761)
U.S. Treasury securities	—		—		10,815		(1,205)		10,815		(1,205)
Obligations of state and political subdivisions	—		—		83,714		(12,464)		83,714		(12,464)
Corporate Bonds	—		—		5,649		(351)		5,649		(351)


Total available-for-sale	129,409		(343)		225,006		(31,599)		354,415		(31,942)
Total securities at loss position	$	156,905	$	(2,160)	$	961,045	$	(145,446)	$	1,117,950	$	(147,606)

- Definition

Tabular disclosure of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 9
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-9

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-3

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
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-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-2

Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-2

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-2

Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-2

Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
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Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
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-Name Accounting Standards Codification
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-Paragraph 2
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-Publisher FASB
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Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
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-Section 50
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-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-3

Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
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-Section 50
-Paragraph 3
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-3

Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
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-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-3

Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-3

+ Details

- Definition

Tabular disclosure of information about investment in debt security measured at amortized cost (held-to-maturity).

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
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+ Details

Loans and Allowance for Credit Losses on Loans (Tables)

6 Months Ended

Jun. 30, 2025

Receivables [Abstract]

Schedule of Loans by Class

The following table presents the amortized cost of loans by portfolio class as of June 30, 2025 and December 31, 2024.


(in thousands)	June 30, 2025		December 31, 2024
Commercial and industrial	$	154,576	$	152,263
Real estate:
Commercial owner-occupied	320,439		321,962
Commercial non-owner occupied	1,285,803		1,273,596
Construction	25,018		36,970
Home equity	95,241		88,325
Other residential	127,947		143,207
Installment and other consumer loans	64,614		66,933
Total loans, at amortized cost 1	2,073,638		2,083,256
Allowance for credit losses on loans	(29,854)		(30,656)
Total loans, net of allowance for credit losses on loans	$	2,043,784	$	2,052,600

1 Amortized cost includes net deferred loan origination costs of $2.6 million and $2.5 million at June 30, 2025 and December 31, 2024, respectively. Amounts are also net of unrecognized purchase discounts of $1.0 million and $1.1 million at June 30, 2025 and December 31, 2024, respectively. Amortized cost excludes accrued interest, which totaled $6.6 million and $6.8 million at June 30, 2025 and December 31, 2024, respectively, and is included in interest receivable and other assets in the consolidated statements of condition.

Schedule of Loans by Risk Grade and Origination Year

The following tables present the loan portfolio by loan portfolio class, origination/renewal year and internal risk rating as of June 30, 2025 and December 31, 2024. The current year vintage table reflects gross charge-offs by loan portfolio class and year of origination. Generally, existing term loans that were re-underwritten are reflected in the table in the year of renewal. Lines of credit that have a conversion feature at the time of origination, such as construction to perm loans, are presented by year of origination.


(in thousands)	Term Loans - Amortized Cost by Origination Year												Revolving Loans Amortized Cost
June 30, 2025	2025		2024		2023		2022		2021		Prior				Total
Commercial and industrial:
Pass and Watch	$	13,121	$	8,645	$	18,731	$	6,956	$	1,013	$	26,512	$	68,946	$	143,924
Special Mention	—		—		—		—		—		161		—		161
Substandard	—		503		—		2,793		—		—		7,195		10,491
Total commercial and industrial	$	13,121	$	9,148	$	18,731	$	9,749	$	1,013	$	26,673	$	76,141	$	154,576
Gross current period charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	(52)	$	(52)

Commercial real estate, owner-occupied:
Pass and Watch	$	16,368	$	14,513	$	12,908	$	41,062	$	43,799	$	161,450	$	70	$	290,170
Special Mention	—		—		372		—		18,516		5,082		—		23,970
Substandard	—		—		99		3,214		—		2,986		—		6,299

Total commercial real estate, owner-occupied	$	16,368	$	14,513	$	13,379	$	44,276	$	62,315	$	169,518	$	70	$	320,439

Commercial real estate, non-owner occupied:
Pass and Watch	$	63,956	$	105,302	$	64,138	$	158,730	$	193,971	$	585,928	$	10,962	$	1,182,987
Special Mention	1,095		15,244		—		2,712		—		41,639		—		60,690
Substandard	2,771		—		—		—		—		39,355		—		42,126

Total commercial real estate, non-owner occupied	$	67,822	$	120,546	$	64,138	$	161,442	$	193,971	$	666,922	$	10,962	$	1,285,803
Gross current period charge-offs	$	—	$	—	$	—	$	—	$	(809)	$	—	$	—	$	(809)


(in thousands)	Term Loans - Amortized Cost by Origination Year												Revolving Loans Amortized Cost
June 30, 2025	2025		2024		2023		2022		2021		Prior				Total
Construction:
Pass and Watch	$	4,372	$	13,938	$	—	$	—	$	—	$	—	$	—	$	18,310
Special Mention	6,708		—		—		—		—		—		—		6,708

Total construction	$	11,080	$	13,938	$	—	$	—	$	—	$	—	$	—	$	25,018

Home equity:
Pass and Watch	$	—	$	76	$	13	$	—	$	—	$	928	$	92,708	$	93,725

Substandard	—		—		—		—		—		170		1,346		1,516
Total home equity	$	—	$	76	$	13	$	—	$	—	$	1,098	$	94,054	$	95,241

Other residential:
Pass and Watch	$	2,386	$	24,818	$	16,851	$	17,979	$	11,636	$	53,995	$	—	$	127,665

Substandard	—		—		76		—		206		—		—		282
Total other residential	$	2,386	$	24,818	$	16,927	$	17,979	$	11,842	$	53,995	$	—	$	127,947

Installment and other consumer:
Pass and Watch	$	7,185	$	15,439	$	12,231	$	9,449	$	7,171	$	11,438	$	1,325	$	64,238

Substandard	—		—		176		—		190		10		—		376
Total installment and other consumer	$	7,185	$	15,439	$	12,407	$	9,449	$	7,361	$	11,448	$	1,325	$	64,614
Gross current period charge-offs	$	—	$	—	$	—	$	—	$	—	$	(15)	$	(1)	$	(16)
Total loans:
Pass and Watch	$	107,388	$	182,731	$	124,872	$	234,176	$	257,590	$	840,251	$	174,011	$	1,921,019
Total Special Mention	$	7,803	$	15,244	$	372	$	2,712	$	18,516	$	46,882	$	—	$	91,529
Total Substandard	$	2,771	$	503	$	351	$	6,007	$	396	$	42,521	$	8,541	$	61,090

Totals	$	117,962	$	198,478	$	125,595	$	242,895	$	276,502	$	929,654	$	182,552	$	2,073,638
Total gross current period charge-offs	$	—	$	—	$	—	$	—	$	(809)	$	(15)	$	(53)	$	(877)


(in thousands)	Term Loans - Amortized Cost by Origination Year												Revolving Loans Amortized Cost
December 31, 2024	2024		2023		2022		2021		2020		Prior				Total
Commercial and industrial:
Pass and Watch	$	9,951	$	20,282	$	7,742	$	1,371	$	2,650	$	27,487	$	71,212	$	140,695
Special Mention	598		—		—		—		5		221		7,286		8,110
Substandard	—		—		2,793		—		—		—		665		3,458
Total commercial and industrial	$	10,549	$	20,282	$	10,535	$	1,371	$	2,655	$	27,708	$	79,163	$	152,263

Commercial real estate, owner-occupied:
Pass and Watch	$	14,638	$	13,386	$	43,381	$	44,536	$	41,160	$	130,197	$	169	$	287,467
Special Mention	—		378		—		18,870		804		9,499		—		29,551
Substandard	—		—		2,110		—		—		2,834		—		4,944

Total commercial real estate, owner-occupied	$	14,638	$	13,764	$	45,491	$	63,406	$	41,964	$	142,530	$	169	$	321,962
Commercial real estate, non-owner occupied:
Pass and Watch	$	119,053	$	64,906	$	162,804	$	196,661	$	179,060	$	442,574	$	9,178	$	1,174,236
Special Mention	18,343		—		2,736		2,097		729		39,888		—		63,793
Substandard	—		497		—		2,127		—		32,943		—		35,567
Total commercial real estate, non-owner occupied	$	137,396	$	65,403	$	165,540	$	200,885	$	179,789	$	515,405	$	9,178	$	1,273,596
Construction:
Pass and Watch	$	18,128	$	—	$	11,380	$	—	$	—	$	—	$	—	$	29,508
Special Mention	7,462		—		—		—		—		—		—		7,462

Total construction	$	25,590	$	—	$	11,380	$	—	$	—	$	—	$	—	$	36,970
Home equity:
Pass and Watch	$	94	$	13	$	—	$	—	$	—	$	968	$	86,337	$	87,412

Substandard	—		—		—		—		—		174		739		913
Total home equity	$	94	$	13	$	—	$	—	$	—	$	1,142	$	87,076	$	88,325


(in thousands)	Term Loans - Amortized Cost by Origination Year												Revolving Loans Amortized Cost
December 31, 2024	2024		2023		2022		2021		2020		Prior		Revolving Loans Amortized Cost		Total
Other residential:
Pass and Watch	$	35,390	$	17,267	$	19,682	$	12,989	$	24,378	$	33,501	$	—	$	143,207


Total other residential	$	35,390	$	17,267	$	19,682	$	12,989	$	24,378	$	33,501	$	—	$	143,207
Installment and other consumer:
Pass and Watch	$	17,525	$	15,429	$	10,841	$	7,798	$	2,788	$	10,901	$	1,429	$	66,711

Substandard	—		—		—		207		—		15		—		222
Total installment and other consumer	$	17,525	$	15,429	$	10,841	$	8,005	$	2,788	$	10,916	$	1,429	$	66,933
Gross current period charge-offs	$	—	$	(14)	$	—	$	(39)	$	—	$	(1)	$	(4)	$	(58)
Total loans:
Pass and Watch	$	214,779	$	131,283	$	255,830	$	263,355	$	250,036	$	645,628	$	168,325	$	1,929,236
Total Special Mention	$	26,403	$	378	$	2,736	$	20,967	$	1,538	$	49,608	$	7,286	$	108,916
Total Substandard	$	—	$	497	$	4,903	$	2,334	$	—	$	35,966	$	1,404	$	45,104

Totals	$	241,182	$	132,158	$	263,469	$	286,656	$	251,574	$	731,202	$	177,015	$	2,083,256

Schedule of Loans Outstanding and Aging Analysis

The following table shows the amortized cost of loans by portfolio class, payment aging and non-accrual status as of June 30, 2025 and December 31, 2024.


Loan Aging Analysis by Class
(in thousands)	Commercial and industrial		Commercial real estate, owner-occupied		Commercial real estate, non-owner occupied		Construction		Home equity		Other residential		Installment and other consumer		Total
June 30, 2025
30-59 days past due	$	695	$	1,008	$	—	$	—	$	986	$	—	$	325	$	3,014
60-89 days past due	1		—		—		—		149		76		—		226
90 days or more past due 1	2,793		356		8,118		—		749		206		10		12,232
Total past due	3,489		1,364		8,118		—		1,884		282		335		15,472
Current	151,087		319,075		1,277,685		25,018		93,357		127,665		64,279		2,058,166
Total loans 1	$	154,576	$	320,439	$	1,285,803	$	25,018	$	95,241	$	127,947	$	64,614	$	2,073,638
Non-accrual loans 2	$	2,793	$	1,554	$	26,012	$	—	$	1,456	$	282	$	375	$	32,472
Non-accrual loans with no allowance	$	—	$	1,554	$	8,835	$	—	$	1,456	$	206	$	375	$	12,426
December 31, 2024
30-59 days past due	$	203	$	208	$	718	$	—	$	738	$	—	$	415	$	2,282
60-89 days past due	—		559		—		—		186		—		7		752
90 days or more past due 1	2,793		113		10,742		—		248		—		8		13,904
Total past due	2,996		880		11,460		—		1,172		—		430		16,938
Current	149,267		321,082		1,262,136		36,970		87,153		143,207		66,503		2,066,318
Total loans 1	$	152,263	$	321,962	$	1,273,596	$	36,970	$	88,325	$	143,207	$	66,933	$	2,083,256
Non-accrual loans 2	$	2,845	$	1,537	$	28,525	$	—	$	752	$	—	$	222	$	33,881
Non-accrual loans with no allowance	$	—	$	1,537	$	497	$	—	$	752	$	—	$	207	$	2,993

1 There were no non-performing loans over 90 days past due and accruing interest as of June 30, 2025 or December 31, 2024.

2 None of the non-accrual loans as of June 30, 2025 or December 31, 2024 were earning interest on a cash or accrual basis. We reversed $11 thousand and $44 thousand in accrued interest income for loans that were placed on non-accrual status during the three and six months ended June 30, 2025, respectively. We reversed accrued interest income of $256 thousand and $266 thousand for loans that were placed on non-accrual status during the three and six months ended June 30, 2024, respectively.

Schedule of Collateral Dependent Non-Accrual Loans

The following table presents the amortized cost basis of individually analyzed collateral-dependent loans, which were all on non-accrual status, by portfolio class at June 30, 2025 and December 31, 2024.


	Amortized Cost by Collateral Type
(in thousands)	Commercial Real Estate		Residential Real Estate		Other		Total 1		Allowance for Credit Losses

June 30, 2025

Commercial real estate, owner-occupied	$	1,554	$	—	$	—	$	1,554	$	—
Commercial real estate, non-owner occupied	26,012		—		—		26,012		7,307

Home equity	—		1,456		—		1,456		—
Other residential	—		282		—		282		36

Total	$	27,566	$	1,738	$	—	$	29,304	$	7,343
December 31, 2024
Commercial and industrial	$	52	$	—	$	—	$	52	$	52
Commercial real estate, owner-occupied	1,537		—		—		1,537		—
Commercial real estate, non-owner occupied	28,525		—		—		28,525		7,933
Home equity			752				752



Installment and other consumer	—		—		222		222		15
Total	$	30,114	$	752	$	222	$	31,088	$	8,000

1 There were no collateral-dependent residential real estate mortgage loans in process of foreclosure or in substance repossessed at June 30, 2025 and December 31, 2024. The weighted average loan-to-value of real estate secured collateral dependent loans was approximately 103% at June 30, 2025 and 115% at December 31, 2024.

Schedule of Loan Modifications to Borrowers Experiencing Financial Difficulty

The following table summarizes the amortized cost of loans as of June 30, 2025 and June 30, 2024 that were modified during the three months and six months ended June 30, 2025 and during the three and six months ended June 30, 2024, by portfolio class and type of modification granted.


(in thousands)	Term Extension		Total Modifications		Percent of Portfolio Class Total
Three months ended June 30, 2025


Commercial non-owner occupied	3,488		3,488		0.3	%




Total
Six months ended June 30, 2025


Commercial non-owner occupied	3,488		3,488		0.3	%




Total	$	3,488	$	3,488


(in thousands)	Term Extension		Total Modifications		Percent of Portfolio Class Total
Three months ended June 30, 2024

Home Equity	159		159		0.2	%





Total	$	159	$	159
Six months ended June 30, 2024
Commercial and industrial	$	2,191	$	2,191	1.3	%



Home equity	241		241		0.3	%


Total	$	2,432	$	2,432

The following table summarizes the financial effect of loan modifications presented in the tables above during the three and six months ended June 30, 2025 and June 30, 2024 by portfolio class.


									Weighted-Average Term Extension (in years)
Three months ended June 30, 2025

Commercial non-owner occupied									1.2
Six months ended June 30, 2025


Commercial non-owner occupied									1.2


									Weighted-Average Term Extension (in years)
Three months ended June 30, 2024

Home Equity									1.0
Six months ended June 30, 2024
Commercial and industrial									0.3
Home Equity									5.6

The Bank closely monitors the performance of the modified loans to understand the effectiveness of its modification efforts. The following table summarizes the amortized cost and payment status of loans as of June 30, 2025 and June 30, 2024 that were modified during the three and six months ended June 30, 2025 and June 30, 2024 by portfolio class.


(in thousands)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total		Non-Accrual
Three months ended June 30, 2025

Commercial non-owner occupied	3,488		—		—		—		3,488		717





Total	$	3,488	$	—	$	—	$	—	$	3,488	$	717
Six months ended June 30, 2025


Commercial non-owner occupied	3,488		—		—		—		3,488		717




Total	$	3,488	$	—	$	—	$	—	$	3,488	$	717


(in thousands)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total		Non-Accrual
Three months ended June 30, 2024

Home Equity	159		—		—		—		159		120





Total	$	159	$	—	$	—	$	—	$	159	$	120
Six months ended June 30, 2024
Commercial and industrial	$	—	$	—	$	1,796	$	—	$	1,796	$	1,796



Home equity	238		—		—		—		238		199


Total	$	238	$	—	$	1,796	$	—	$	2,034	$	1,995

Schedule of Allowance for Credit Losses on Financing Receivables

The following table presents the details of the allowance for credit losses on loans segregated by loan portfolio class as of June 30, 2025 and December 31, 2024.


Allocation of the Allowance for Credit Losses on Loans
(in thousands)	Commercial and industrial		Commercial real estate, owner-occupied		Commercial real estate, non-owner occupied		Construction		Home equity		Other residential		Installment and other consumer		Unallocated		Total
June 30, 2025
Modeled expected credit losses	$	895	$	1,295	$	7,711	$	38	$	722	$	1,072	$	615	$	—	$	12,348
Qualitative adjustments	640		1,107		6,498		346		61		2		256		1,180		10,090
Specific allocations	73		—		7,307		—		—		36		—		—		7,416
Total	$	1,608	$	2,402	$	21,516	$	384	$	783	$	1,110	$	871	$	1,180	$	29,854
December 31, 2024
Modeled expected credit losses	$	759	$	1,241	$	7,632	$	41	$	620	$	1,133	$	625	$	—	$	12,051
Qualitative adjustments	672		1,120		6,528		597		64		8		268		1,255		10,512
Specific allocations	145		—		7,933		—		—		—		15		—		8,093
Total	$	1,576	$	2,361	$	22,093	$	638	$	684	$	1,141	$	908	$	1,255	$	30,656

The following table discloses activity in the allowance for credit losses on loans for the periods presented.


Allowance for Credit Losses on Loans Rollforward
(in thousands)	Commercial and industrial		Commercial real estate, owner-occupied		Commercial real estate, non-owner occupied		Construction		Home equity		Other residential		Installment and other consumer		Unallocated		Total
Three months ended June 30, 2025
Beginning balance	$	1,508	$	2,319	$	21,761	$	416	$	698	$	1,074	$	884	$	1,246	$	29,906
Provision (Reversal)	152		83		(245)		(32)		85		36		(13)		(66)		—
(Charge-offs)	(52)		—		—		—		—		—		—		—		(52)
Recoveries	—		—		—		—		—		—		—		—		—
Ending balance	$	1,608	$	2,402	$	21,516	$	384	$	783	$	1,110	$	871	$	1,180	$	29,854
Three months ended June 30, 2024
Beginning balance	$	1,727	$	2,500	$	15,704	$	1,282	$	627	$	692	$	920	$	2,049	$	25,501
Provision (Reversal)	177		(92)		6,461		(408)		23		77		(12)		(1,026)		5,200

(Charge-offs)	(29)		—		—		—		—		—		(1)		—		(30)
Recoveries	1		—		—		—		—		—		3		—		4
Ending balance	$	1,876	$	2,408	$	22,165	$	874	$	650	$	769	$	910	$	1,023	$	30,675
Six months ended June 30, 2025
Beginning balance	$	1,576	$	2,361	$	22,093	$	638	$	684	$	1,141	$	908	$	1,255	$	30,656
Provision (Reversal)	84		41		232		(254)		99		(31)		(21)		(75)		75

(Charge-offs)	(52)		—		(809)		—		—		—		(16)		—		(877)
Recoveries	—		—		—		—		—		—		—		—		—
Ending balance	$	1,608	$	2,402	$	21,516	$	384	$	783	$	1,110	$	871	$	1,180	$	29,854
Six months ended June 30, 2024
Beginning balance	$	1,712	$	2,476	$	14,933	$	1,832	$	552	$	653	$	976	$	2,038	$	25,172
Provision (Reversal)	196		(68)		7,232		(958)		98		116		(51)		(1,015)		5,550

(Charge-offs)	(33)		—		—		—		—		—		(18)		—		(51)
Recoveries	1		—		—		—		—		—		3		—		4
Ending balance	$	1,876	$	2,408	$	22,165	$	874	$	650	$	769	$	910	$	1,023	$	30,675

Borrowings and Other Obligations (Tables)

6 Months Ended

Jun. 30, 2025

Debt Disclosure [Abstract]

Schedule of Debt

The carrying values and weighted average interest rates on borrowings and other obligations as of June 30, 2025 and December 31, 2024 are summarized in the following table.


	June 30, 2025				December 31, 2024
(dollars in thousands)	Carrying Value		Weighted Average Rate		Carrying Value		Weighted Average Rate
FRBSF federal funds purchased	$	—	—	%	$	—	—	%
FHLB short-term borrowings	—		—	%	—		—	%
Federal funds lines of credit	—		—	%	—		—	%
Other obligations (finance leases)	77		3.78	%	154		2.23	%
Total borrowings and other obligations	$	77	3.78	%	$	154	2.23	%

Stockholders' Equity (Tables)

6 Months Ended

Jun. 30, 2025

Equity [Abstract]

Schedule of Information of Cashless Exercise Prices

The table below depicts the total number of shares, amount, and weighted average price withheld for cashless exercises for the periods presented.


	Six months ended
	June 30, 2025		June 30, 2024
Number of shares withheld	4,325		3,504
Total amount withheld (in thousands)	$	103	$	58
Weighted-average price	$	23.93	$	16.59

Commitments and Contingent Liabilities (Tables)

6 Months Ended

Jun. 30, 2025

Commitments and Contingencies Disclosure [Abstract]

Schedule of Undrawn Loan Commitments and Standby Letters of Credit

The contractual amount of unfunded loan commitments and standby letters of credit not reflected in the consolidated statements of condition are as follows:


(in thousands)	June 30, 2025		December 31, 2024
Commercial lines of credit	$	220,789	$	233,462
Revolving home equity lines	209,419		208,372
Undisbursed construction loans	7,953		8,294
Personal and other lines of credit	8,378		7,781
Standby letters of credit	2,895		2,777
Total unfunded loan commitments and standby letters of credit	$	449,434	$	460,686

Schedule of Operating and Finance Lease Right-of-Use Assets and Lease Liabilities

The following table shows the balances of operating and finance lease right-of-use assets and lease liabilities.


(in thousands)	June 30, 2025		December 31, 2024
Operating leases:
Operating lease right-of-use assets	$	18,316	$	19,025
Operating lease liabilities	$	20,668	$	21,509
Finance leases:
Finance lease right-of-use assets	$	616	$	616
Accumulated amortization	(542)		(467)
Finance lease right-of-use assets, net1	$	74	$	149
Finance lease liabilities 2	$	77	$	154
1 Included in premises and equipment in the consolidated statements of condition.
2 Included in borrowings and other obligations in the consolidated statements of condition.

Schedule of Components of Operating and Finance Lease Cost

The following table shows supplemental disclosures of noncash investing and financing activities for the periods presented.


	Six months ended
(in thousands)	June 30, 2025		June 30, 2024
Right-of-use assets obtained in exchange for operating lease liabilities	$	1,387	$	2,417

The following table shows components of operating and finance lease cost.


	Three months ended				Six months ended
(in thousands)	June 30, 2025		June 30, 2024		June 30, 2025		June 30, 2024
Operating lease cost 1	$	1,207	$	1,245	$	2,392	$	2,562


Finance lease cost:
Amortization of right-of-use assets 2	$	37	$	37	$	74	$	73
Interest on finance lease liabilities 3	1		1		2		3
Total finance lease cost	$	38	$	38	$	76	$	76
Total lease cost	$	1,245	$	1,283	$	2,468	$	2,638
1 Included in occupancy and equipment expense in the consolidated statements of comprehensive income.
2 Included in depreciation and amortization in the consolidated statements of comprehensive income.
3 Included in interest on borrowings and other obligations in the consolidated statements of comprehensive income.

Schedule of Operating Lease Liability Maturities

The following table shows the future minimum lease payments, weighted average remaining lease terms, and weighted average discount rates under operating and finance lease arrangements as of June 30, 2025. The discount rates used to calculate the present value of lease liabilities were based on the collateralized FHLB borrowing rates that were commensurate with lease terms and minimum payments on the lease commencement date.


(in thousands)	June 30, 2025
Year	Operating Leases			Finance Leases
2025	$	2,556		$	32
2026	3,996			40
2027	3,556			7
2028	3,141			1
2029	2,489			—
Thereafter	7,719			—
Total minimum lease payments	23,457			80
Amounts representing interest (present value discount)	(2,789)			(3)
Present value of net minimum lease payments (lease liability)	$	20,668		$	77
Weighted average remaining term (in years)	7.33			1.53
Weighted average discount rate	2.99		%	3.78		%

Schedule of Finance Lease Liability Maturities

The following table shows the future minimum lease payments, weighted average remaining lease terms, and weighted average discount rates under operating and finance lease arrangements as of June 30, 2025. The discount rates used to calculate the present value of lease liabilities were based on the collateralized FHLB borrowing rates that were commensurate with lease terms and minimum payments on the lease commencement date.


(in thousands)	June 30, 2025
Year	Operating Leases			Finance Leases
2025	$	2,556		$	32
2026	3,996			40
2027	3,556			7
2028	3,141			1
2029	2,489			—
Thereafter	7,719			—
Total minimum lease payments	23,457			80
Amounts representing interest (present value discount)	(2,789)			(3)
Present value of net minimum lease payments (lease liability)	$	20,668		$	77
Weighted average remaining term (in years)	7.33			1.53
Weighted average discount rate	2.99		%	3.78		%

Derivative Financial Instruments and Hedging Activities (Tables)

6 Months Ended

Jun. 30, 2025

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Schedule of Information on Derivatives

Information on our derivatives follows:


	Asset derivatives				Liability derivatives
(in thousands)	June 30, 2025		December 31, 2024		June 30, 2025		December 31, 2024



Loans receivable:
Interest rate contracts - notional amount	$	5,393	$	7,654	$	1,775	$	—
Interest rate contracts - fair value1	$	177	$	333	$	10	$	—

1 Refer to Note 3, Fair Value of Assets and Liabilities, for valuation methodology.

The following table presents the carrying amount and associated cumulative basis adjustment related to the application of fair value hedge accounting that is included in the carrying amount of hedged assets as of June 30, 2025 and December 31, 2024.


	Carrying Amounts of Hedged Assets				Cumulative Amounts of Fair Value Hedging Adjustments Included in the Carrying Amounts of the Hedged Assets
(in thousands)	June 30, 2025		December 31, 2024		June 30, 2025		December 31, 2024

Loans receivable 1	$	6,907	$	7,215	$	(223)	$	(398)

1 Carrying value equals the amortized cost basis of the loans underlying the hedge relationship, which is the loan balance net of deferred loan origination fees and cost and the fair value hedge adjustment. Amortized cost excludes accrued interest, which was not material.

Schedule of Interest Income

The following table presents the pretax net gains recognized in interest income related to our fair value hedges for the years presented.


	Three months ended				Six months ended
(in thousands)	June 30, 2025		June 30, 2024		June 30, 2025		June 30, 2024
Interest on investment securities 1
Increase in fair value of interest rate swaps hedging available-for-sale securities	$	—	$	282	$	—	$	1,499
Hedged interest earned	—		206		—		412
Decrease in carrying value included in the hedged available-for-sale securities	—		(282)		—		(1,499)
Net gain recognized in interest income on investment securities	$	—	$	206	$	—	$	412
Interest and fees on loans 1
Decrease (increase) in fair value of interest rate swaps hedging loans receivable	$	(60)	$	11	$	(166)	$	126
Hedged interest earned	30		54		60		109
Increase (decrease) in carrying value included in the hedged loans	64		(6)		175		(117)
Decrease in value of yield maintenance agreement	(2)		(2)		(4)		(4)
Net gain recognized in interest income on loans	$	32	$	57	$	65	$	114
1 Represents the income line item in the statement of comprehensive income in which the effects of fair value hedges are recorded.

Schedule of Offsetting Assets and Liabilities

Information on financial instruments that are eligible for offset in the consolidated statements of condition follows:


Offsetting of Financial Assets and Derivative Assets
			Gross Amounts		Net Amounts of		Gross Amounts Not Offset in
	Gross Amounts		Offset in the		Assets Presented		the Statements of Condition
	of Recognized		Statements of		in the Statements		Financial		Cash Collateral
(in thousands)	Assets1		Condition		of Condition1		Instruments		Received		Net Amount
June 30, 2025
Derivatives by Counterparty:
Counterparty	$	177	$	—	$	177	$	—	$	—	$	177
Total	$	177	$	—	$	177	$	—	$	—	$	177
December 31, 2024
Derivatives by Counterparty:
Counterparty	$	333	$	—	$	333	$	—	$	—	$	333
Total	$	333	$	—	$	333	$	—	$	—	$	333



Offsetting of Financial Liabilities and Derivative Liabilities
			Gross Amounts		Net Amounts of		Gross Amounts Not Offset in
	Gross Amounts		Offset in the		Liabilities Presented		the Statements of Condition
	of Recognized		Statements of		in the Statements		Financial		Cash Collateral
(in thousands)	Liabilities1		Condition		of Condition1		Instruments		Pledged		Net Amount
June 30, 2025

Counterparty	10		—		10		(10)				—
Total	$	10	$	—	$	10	$	(10)	$	—	$	—
December 31, 2024

Counterparty	—		—		—		—		—		—
Total	$	—	$	—	$	—	$	—	$	—	$	—

1 Amounts exclude accrued interest on swaps.

Basis of Presentation - Narrative (Details)	6 Months Ended
Basis of Presentation - Narrative (Details)	Jun. 30, 2025 segment
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of operating segments	1
Number of reportable segments	1

Basis of Presentation - Schedule of Segment Revenue, Profit or Loss, Significant Segment Expenses and Other Segment Items (Details) - USD ($)	3 Months Ended			6 Months Ended
	Jun. 30, 2025	Mar. 31, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Community banking segment:
Interest income	$ 36,288,000	$ 35,239,000	$ 34,332,000	$ 71,527,000	$ 68,478,000
Non-interest income	(15,621,000)	2,874,000	(29,755,000)	(12,747,000)	(27,001,000)
Reconciliation of income
Total consolidated income	(8,536,000)	4,876,000	(21,902,000)	(3,660,000)	(18,980,000)
Total interest expense	10,376,000	10,293,000	11,865,000	20,669,000	23,317,000
Provision for credit losses on loans	0	75,000	5,200,000	75,000	5,550,000
Provision for credit losses on unfunded loan commitments	0		0	0	0
Non-interest expense
Deposit network fees	1,054,000	932,000	916,000	1,986,000	1,761,000
Information technology	563,000	413,000	448,000	976,000	850,000
Charitable contributions	116,000	403,000	604,000	519,000	617,000
Federal Deposit Insurance Corporation insurance	421,000	388,000	426,000	809,000	861,000
Directors' expense	279,000	304,000	306,000	583,000	623,000
Amortization of core deposit intangible	220,000	227,000	246,000	447,000	497,000
Reconciliation of segment income
Loss before income taxes	(11,199,000)	$ 6,481,000	(34,382,000)	(4,718,000)	(30,453,000)
Operating Segments
Reconciliation of segment income
Loss before income taxes	(11,199,000)		(34,382,000)	(4,718,000)	(30,453,000)
Operating Segments \| Community Banking Segment
Community banking segment:
Interest income	36,288,000		34,332,000	71,527,000	68,478,000
Non-interest income	(16,233,000)		(30,340,000)	(13,922,000)	(28,139,000)
Reconciliation of income
All other income	612,000		585,000	1,175,000	1,138,000
Total consolidated income	20,667,000		4,577,000	58,780,000	41,477,000
Total interest expense	10,376,000		11,865,000	20,669,000	23,317,000
Provision for credit losses on loans	0		5,200,000	75,000	5,550,000
Provision for credit losses on unfunded loan commitments	0		0	0	0
Non-interest expense
Salaries and related benefits	11,851,000		12,126,000	23,689,000	23,964,000
Occupancy and equipment	2,225,000		2,049,000	4,331,000	4,016,000
Data processing	1,008,000		962,000	2,087,000	1,985,000
Deposit network fees	1,054,000		916,000	1,986,000	1,761,000
Information technology	563,000		448,000	976,000	850,000
Charitable contributions	116,000		604,000	519,000	617,000
Federal Deposit Insurance Corporation insurance	421,000		426,000	809,000	861,000
Professional services	757,000		902,000	1,541,000	1,853,000
Depreciation and amortization	320,000		379,000	642,000	767,000
Directors' expense	279,000		306,000	583,000	623,000
Amortization of core deposit intangible	220,000		246,000	447,000	497,000
Other expense	2,278,000		2,090,000	4,314,000	4,392,000
Segment (loss) income	(10,801,000)		(33,942,000)	(3,888,000)	(29,576,000)
Operating Segments \| Wealth Management Services Segment
Reconciliation of segment income
All other loss	$ 398,000		$ 440,000	$ 830,000	$ 877,000

Basis of Presentation - Schedule of Earnings (Loss) Per Share Reconciliation (Details) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended			6 Months Ended
	Jun. 30, 2025 USD ($) commonStockForm $ / shares shares	Mar. 31, 2025 USD ($) $ / shares shares	Jun. 30, 2024 USD ($) $ / shares shares	Jun. 30, 2025 USD ($) commonStockForm $ / shares shares	Jun. 30, 2024 USD ($) $ / shares shares
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of forms of outstanding common stock \| commonStockForm	2			2
Earnings Per Share, Basic and Diluted [Abstract]
Weighted average basic common shares outstanding (in shares)	15,989	15,977	16,108	15,983	16,095
Potentially dilutive common shares related to:
Stock options (in shares)	0		0	0	0
Unvested restricted stock awards (in shares)	0		0	0	0
Weighted average diluted common shares outstanding (in shares)	15,989	16,002	16,108	15,983	16,095
Net loss \| $	$ (8,536)	$ 4,876	$ (21,902)	$ (3,660)	$ (18,980)
Basic loss per common share (in dollars per share) \| $ / shares	$ (0.53)	$ 0.31	$ (1.36)	$ (0.23)	$ (1.18)
Diluted loss per common share (in dollars per share) \| $ / shares	$ (0.53)	$ 0.30	$ (1.36)	$ (0.23)	$ (1.18)
Weighted average anti-dilutive common shares and unvested restricted shares not included in the calculation of diluted EPS (in shares)	298		393	284	325

Fair Value of Assets and Liabilities - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 391,985	$ 387,534
SBA-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		308
Debentures of government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		7,210
U.S. Treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		10,815
Obligations of state and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	27,347	83,714
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		5,649
Carrying Value \| Assets and liabilities at fair value measured on a recurring basis \| Commercial mortgage-backed securities, mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	364,638	279,838
Carrying Value \| Assets and liabilities at fair value measured on a recurring basis \| SBA-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		308
Carrying Value \| Assets and liabilities at fair value measured on a recurring basis \| Debentures of government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		7,210
Carrying Value \| Assets and liabilities at fair value measured on a recurring basis \| U.S. Treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		10,815
Carrying Value \| Assets and liabilities at fair value measured on a recurring basis \| Obligations of state and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	27,347	83,714
Carrying Value \| Assets and liabilities at fair value measured on a recurring basis \| Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		5,649
Carrying Value \| Assets and liabilities at fair value measured on a recurring basis \| Interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative financial assets (interest rate contracts)	177	333
Derivative financial liabilities (interest rate contracts)	10
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Commercial mortgage-backed securities, mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Commercial mortgage-backed securities, mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies \| Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	364,638	279,838
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Commercial mortgage-backed securities, mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies \| Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| SBA-backed securities \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| SBA-backed securities \| Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		308
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| SBA-backed securities \| Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Debentures of government sponsored agencies \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Debentures of government sponsored agencies \| Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		7,210
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Debentures of government sponsored agencies \| Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| U.S. Treasury securities \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		10,815
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| U.S. Treasury securities \| Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| U.S. Treasury securities \| Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Obligations of state and political subdivisions \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Obligations of state and political subdivisions \| Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	27,347	83,714
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Obligations of state and political subdivisions \| Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Corporate bonds \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Corporate bonds \| Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		5,649
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Corporate bonds \| Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Interest rate contracts \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative financial assets (interest rate contracts)	0	0
Derivative financial liabilities (interest rate contracts)	0
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Interest rate contracts \| Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative financial assets (interest rate contracts)	177	333
Derivative financial liabilities (interest rate contracts)	10
Fair Value \| Assets and liabilities at fair value measured on a recurring basis \| Interest rate contracts \| Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative financial assets (interest rate contracts)	0	$ 0
Derivative financial liabilities (interest rate contracts)	$ 0

Fair Value of Assets and Liabilities - Narrative (Details)	6 Months Ended
	Jun. 30, 2025 USD ($) security	Jun. 30, 2024 USD ($)	Dec. 31, 2024 security
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Credit loss expense on held-to-maturity securities \| $	$ 0	$ 0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Number of securities \| security	0		0

Fair Value of Assets and Liabilities - Schedule of Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Financial assets (recorded at amortized cost)
Investment securities held-to-maturity	$ 727,596	$ 763,535
Level 1 \| Carrying Value
Financial assets (recorded at amortized cost)
Cash and cash equivalents	228,863	137,304
Level 1 \| Fair Value
Financial assets (recorded at amortized cost)
Cash and cash equivalents	228,863	137,304
Level 2 \| Carrying Value
Financial assets (recorded at amortized cost)
Investment securities held-to-maturity	823,314	879,199
Interest receivable	10,868	11,934
Financial liabilities (recorded at amortized cost)
Time deposits	217,605	242,377
Interest payable	1,635	3,019
Level 2 \| Fair Value
Financial assets (recorded at amortized cost)
Investment securities held-to-maturity	727,596	763,535
Interest receivable	10,868	11,934
Financial liabilities (recorded at amortized cost)
Time deposits	218,430	243,773
Interest payable	1,635	3,019
Level 3 \| Carrying Value
Financial assets (recorded at amortized cost)
Loans, net of allowance for credit losses	2,043,784	2,052,600
Level 3 \| Fair Value
Financial assets (recorded at amortized cost)
Loans, net of allowance for credit losses	$ 1,973,448	$ 1,965,429

Investment Securities - Schedule of Held-to-Maturity Amortized Cost and Fair Value (Details) - USD ($)	Jun. 30, 2025	Dec. 31, 2024
Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	$ 823,314,000	$ 879,199,000
Allowance for Credit Losses	0	0
Net Carrying Amount	823,314,000	879,199,000
Held-to-maturity, gross unrealized gains	102,000	0
Held-to-maturity, gross unrealized losses	(95,820,000)	(115,664,000)
Fair Value	727,596,000	763,535,000
Accrued interest	2,900,000	3,400,000
CMBS issued by FHLMC, FNMA and GNMA
Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	239,623,000	242,559,000
Allowance for Credit Losses	0	0
Net Carrying Amount	239,623,000	242,559,000
Held-to-maturity, gross unrealized gains	0	0
Held-to-maturity, gross unrealized losses	(28,390,000)	(34,449,000)
Fair Value	211,233,000	208,110,000
CMOs issued by FHLMC, FNMA and GNMA
Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	200,269,000	209,748,000
Allowance for Credit Losses	0	0
Net Carrying Amount	200,269,000	209,748,000
Held-to-maturity, gross unrealized gains	101,000	0
Held-to-maturity, gross unrealized losses	(13,276,000)	(18,492,000)
Fair Value	187,094,000	191,256,000
MBS pass-through securities issued by FHLMC, FNMA and GNMA
Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	184,141,000	192,388,000
Allowance for Credit Losses	0	0
Net Carrying Amount	184,141,000	192,388,000
Held-to-maturity, gross unrealized gains	0	0
Held-to-maturity, gross unrealized losses	(26,982,000)	(30,942,000)
Fair Value	157,159,000	161,446,000
SBA-backed securities
Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	1,382,000	1,513,000
Allowance for Credit Losses	0	0
Net Carrying Amount	1,382,000	1,513,000
Held-to-maturity, gross unrealized gains	0	0
Held-to-maturity, gross unrealized losses	(33,000)	(61,000)
Fair Value	1,349,000	1,452,000
Debentures of government- sponsored agencies
Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	121,580,000	141,431,000
Allowance for Credit Losses	0	0
Net Carrying Amount	121,580,000	141,431,000
Held-to-maturity, gross unrealized gains	0	0
Held-to-maturity, gross unrealized losses	(18,687,000)	(22,694,000)
Fair Value	102,893,000	118,737,000
Obligations of state and political subdivisions
Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	61,319,000	61,560,000
Allowance for Credit Losses	0	0
Net Carrying Amount	61,319,000	61,560,000
Held-to-maturity, gross unrealized gains	1,000	0
Held-to-maturity, gross unrealized losses	(8,071,000)	(8,341,000)
Fair Value	53,249,000	53,219,000
Corporate bonds
Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	15,000,000	30,000,000
Allowance for Credit Losses	0	0
Net Carrying Amount	15,000,000	30,000,000
Held-to-maturity, gross unrealized gains	0	0
Held-to-maturity, gross unrealized losses	(381,000)	(685,000)
Fair Value	$ 14,619,000	$ 29,315,000

Investment Securities - Narrative (Details)	3 Months Ended
Investment Securities - Narrative (Details)	Jun. 30, 2025 USD ($) security	Dec. 31, 2024 USD ($) security	Sep. 30, 2023 USD ($)	Jul. 07, 2023 USD ($)
Debt Securities, Available-for-sale [Line Items]
Held-to-maturity, allowance for credit loss	$ 0	$ 0
Number of investment securities in unrealized loss position \| security	166	269
Number of investment securities in unrealized loss position longer than 12 months \| security	144
Number of investment securities in unrealized loss position less than 12 months \| security	22
Debt securities, available-for-sale unrealized loss position, allowance for credit loss	$ 0	$ 0
Interest rate swap \| Fair value hedge \| Designated as hedging instrument
Debt Securities, Available-for-sale [Line Items]
Derivative, notional amount			$ 101,800,000	$ 101,800,000
Loss on derivative contract termination		$ 0
Debt securities, available-for-sale, sold at par value	$ 69,100,000

Investment Securities - Schedule of Bond Ratings For Held-to-Maturity Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held to maturity, amortized cost	$ 823,314	$ 879,199
Obligations of state and political subdivisions
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held to maturity, amortized cost	61,319	61,560
Corporate bonds
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held to maturity, amortized cost	15,000	30,000
Aaa / AAA \| Obligations of state and political subdivisions
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held to maturity, amortized cost	38,479	42,161
Aaa / AAA \| Corporate bonds
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held to maturity, amortized cost	0	0
Aa1 / AA+ \| Obligations of state and political subdivisions
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held to maturity, amortized cost	22,840	19,399
Aa1 / AA+ \| Corporate bonds
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held to maturity, amortized cost	0	0
A2 / A \| Obligations of state and political subdivisions
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held to maturity, amortized cost	0	0
A2 / A \| Corporate bonds
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held to maturity, amortized cost	$ 15,000	$ 30,000

Investment Securities - Schedule of Available-for-Sale Securities Amortized Cost and Fair Value (Details) - USD ($)	Jun. 30, 2025	Dec. 31, 2024
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, amortized cost	$ 402,205,000	$ 419,292,000
Available-for-sale, gross unrealized gains	792,000	184,000
Available-for-sale, gross unrealized losses	(11,012,000)	(31,942,000)
Allowance for Credit Losses	0	0
Fair Value	$ 391,985,000	$ 387,534,000
Debt securities, available-for-sale, accrued interest, after allowance for credit loss, statement of financial position [Extensible Enumeration]	Interest receivable and other assets	Interest receivable and other assets
Accrued interest	$ 1,400,000	$ 1,700,000
CMBS issued by FHLMC, FNMA and GNMA
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, amortized cost	175,456,000	222,862,000
Available-for-sale, gross unrealized gains	528,000	154,000
Available-for-sale, gross unrealized losses	(627,000)	(4,977,000)
Allowance for Credit Losses	0	0
Fair Value	175,357,000	218,039,000
CMOs issued by FHLMC, FNMA and GNMA
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, amortized cost	150,444,000	42,432,000
Available-for-sale, gross unrealized gains	105,000	28,000
Available-for-sale, gross unrealized losses	(1,646,000)	(6,321,000)
Allowance for Credit Losses	0	0
Fair Value	148,903,000	36,139,000
MBS pass-through securities issued by FHLMC, FNMA and GNMA
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, amortized cost	42,732,000	30,498,000
Available-for-sale, gross unrealized gains	159,000	2,000
Available-for-sale, gross unrealized losses	(2,513,000)	(4,840,000)
Allowance for Credit Losses	0	0
Fair Value	40,378,000	25,660,000
SBA-backed securities
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, amortized cost		331,000
Available-for-sale, gross unrealized gains		0
Available-for-sale, gross unrealized losses		(23,000)
Allowance for Credit Losses		0
Fair Value		308,000
Debentures of government- sponsored agencies
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, amortized cost		8,971,000
Available-for-sale, gross unrealized gains		0
Available-for-sale, gross unrealized losses		(1,761,000)
Allowance for Credit Losses		0
Fair Value		7,210,000
U.S. Treasury securities
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, amortized cost		12,020,000
Available-for-sale, gross unrealized gains		0
Available-for-sale, gross unrealized losses		(1,205,000)
Allowance for Credit Losses
Fair Value		10,815,000
Obligations of state and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, amortized cost	33,573,000	96,178,000
Available-for-sale, gross unrealized gains	0	0
Available-for-sale, gross unrealized losses	(6,226,000)	(12,464,000)
Allowance for Credit Losses	0	0
Fair Value	$ 27,347,000	83,714,000
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, amortized cost		6,000,000
Available-for-sale, gross unrealized gains		0
Available-for-sale, gross unrealized losses		(351,000)
Allowance for Credit Losses		0
Fair Value		$ 5,649,000

Investment Securities - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Held-to-maturity Securities, Amortized Cost
Within one year	$ 13,426	$ 36,476
After one but within five years	123,981	118,590
After five years through ten years	209,666	229,040
After ten years	476,241	495,093
Total	823,314	879,199
Held-to-maturity Securities, Fair Value
Within one year	13,269	36,380
After one but within five years	116,754	110,857
After five years through ten years	182,041	191,328
After ten years	415,532	424,970
Total	727,596	763,535
Available-for-sale Securities, Amortized Cost
Within one year	48,086	99,431
After one but within five years	69,789	106,986
After five years through ten years	74,799	75,429
After ten years	209,531	137,446
Total	402,205	419,292
Available-for-sale Securities, Fair Value
Within one year	48,018	99,258
After one but within five years	70,072	103,058
After five years through ten years	74,811	67,940
After ten years	199,084	117,278
Total	$ 391,985	$ 387,534

Investment Securities - Schedule of Sale of Investment Securities and Gross Gains and Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Available-for-sale:
Sales proceeds	$ 167,017	$ 292,627	$ 167,017	$ 292,627
Gross realized gains	0	0	0	0
Gross realized losses	$ 18,736	$ 32,542	$ 18,736	$ 32,542

Investment Securities - Schedule of Financial Instruments Owned and Pledged as Collateral (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Financial Instruments Owned and Pledged as Collateral [Line Items]
Total pledged investment securities	$ 929,071	$ 941,122
Total investment securities pledged to the State of California
Financial Instruments Owned and Pledged as Collateral [Line Items]
Total pledged investment securities	329,662	290,564
Secure public deposits in compliance with the Local Agency Security Program
Financial Instruments Owned and Pledged as Collateral [Line Items]
Total pledged investment securities	326,962	288,385
Collateral for trust deposits
Financial Instruments Owned and Pledged as Collateral [Line Items]
Total pledged investment securities	1,200	1,284
Collateral for Wealth Management and Trust Services checking account
Financial Instruments Owned and Pledged as Collateral [Line Items]
Total pledged investment securities	1,500	895
Bankruptcy trustee deposits pledged with Federal Reserve Bank
Financial Instruments Owned and Pledged as Collateral [Line Items]
Total pledged investment securities	2,142	651
Pledged to FHLB Securities-Backed Credit Program
Financial Instruments Owned and Pledged as Collateral [Line Items]
Total pledged investment securities	274,290	284,148
Pledged to the Federal Reserve Discount Window
Financial Instruments Owned and Pledged as Collateral [Line Items]
Total pledged investment securities	$ 322,977	$ 365,759

Investment Securities - Schedule of Unrealized Loss on Investments (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Debt Securities, Held-to-maturity, Fair Value
Less than 12 continuous months	$ 13,546	$ 27,496
Greater than or equal to 12 continuous months	700,783	736,039
Total securities in a loss position	714,329	763,535
Debt Securities, Held-to-maturity, Unrealized Loss
Less than 12 continuous months	(1,325)	(1,817)
Greater than or equal to 12 continuous months	(94,495)	(113,847)
Held-to-maturity, gross unrealized losses	(95,820)	(115,664)
Debt Securities, Available-For-Sale, Fair Value
Available-for-sale, less than 12 continuous months, fair value	165,826	129,409
Available-for-sale, greater than 12 continuous months, fair value	56,289	225,006
Available-for-sale, total securities in a loss position, fair value	222,115	354,415
Debt Securities, Available-for-sale, Unrealized Loss
Available-for-sale, less than 12 continuous months, unrealized loss	(1,122)	(343)
Available-for-sale, greater than 12 continuous months, unrealized loss	(9,890)	(31,599)
Available-for-sale, total securities in a loss position, unrealized loss	(11,012)	(31,942)
Marketable Securities, Fair Value
Marketable securities, less than 12 continuous months, fair value	179,372	156,905
Marketable securities, greater than 12 continuous months, fair value	757,072	961,045
Marketable securities, total securities in a loss position, fair value	936,444	1,117,950
Marketable Securities, Continuous Unrealized Loss
Marketable securities, less than 12 continuous months, unrealized loss	(2,447)	(2,160)
Marketable securities, greater than 12 continuous months, unrealized loss	(104,385)	(145,446)
Marketable securities, total securities in a loss position, unrealized loss	(106,832)	(147,606)
CMBS issued by FHLMC, FNMA and GNMA
Debt Securities, Held-to-maturity, Fair Value
Less than 12 continuous months	0	0
Greater than or equal to 12 continuous months	211,233	208,110
Total securities in a loss position	211,233	208,110
Debt Securities, Held-to-maturity, Unrealized Loss
Less than 12 continuous months	0	0
Greater than or equal to 12 continuous months	(28,390)	(34,449)
Held-to-maturity, gross unrealized losses	(28,390)	(34,449)
Debt Securities, Available-For-Sale, Fair Value
Available-for-sale, less than 12 continuous months, fair value	70,746	129,402
Available-for-sale, greater than 12 continuous months, fair value	13,509	58,065
Available-for-sale, total securities in a loss position, fair value	84,255	187,467
Debt Securities, Available-for-sale, Unrealized Loss
Available-for-sale, less than 12 continuous months, unrealized loss	(146)	(343)
Available-for-sale, greater than 12 continuous months, unrealized loss	(481)	(4,634)
Available-for-sale, total securities in a loss position, unrealized loss	(627)	(4,977)
CMOs issued by FHLMC, FNMA and GNMA
Debt Securities, Held-to-maturity, Fair Value
Less than 12 continuous months	7,882	18,451
Greater than or equal to 12 continuous months	168,972	172,805
Total securities in a loss position	176,854	191,256
Debt Securities, Held-to-maturity, Unrealized Loss
Less than 12 continuous months	(1,119)	(1,623)
Greater than or equal to 12 continuous months	(12,157)	(16,869)
Held-to-maturity, gross unrealized losses	(13,276)	(18,492)
Debt Securities, Available-For-Sale, Fair Value
Available-for-sale, less than 12 continuous months, fair value	95,080	0
Available-for-sale, greater than 12 continuous months, fair value	3,342	33,749
Available-for-sale, total securities in a loss position, fair value	98,422	33,749
Debt Securities, Available-for-sale, Unrealized Loss
Available-for-sale, less than 12 continuous months, unrealized loss	(976)	0
Available-for-sale, greater than 12 continuous months, unrealized loss	(670)	(6,321)
Available-for-sale, total securities in a loss position, unrealized loss	(1,646)	(6,321)
MBS pass-through securities issued by FHLMC, FNMA and GNMA
Debt Securities, Held-to-maturity, Fair Value
Less than 12 continuous months	3,230	3,487
Greater than or equal to 12 continuous months	153,929	157,959
Total securities in a loss position	157,159	161,446
Debt Securities, Held-to-maturity, Unrealized Loss
Less than 12 continuous months	(87)	(150)
Greater than or equal to 12 continuous months	(26,895)	(30,792)
Held-to-maturity, gross unrealized losses	(26,982)	(30,942)
Debt Securities, Available-For-Sale, Fair Value
Available-for-sale, less than 12 continuous months, fair value	0	7
Available-for-sale, greater than 12 continuous months, fair value	12,091	25,495
Available-for-sale, total securities in a loss position, fair value	12,091	25,502
Debt Securities, Available-for-sale, Unrealized Loss
Available-for-sale, less than 12 continuous months, unrealized loss	0	0
Available-for-sale, greater than 12 continuous months, unrealized loss	(2,513)	(4,840)
Available-for-sale, total securities in a loss position, unrealized loss	(2,513)	(4,840)
SBA-backed securities
Debt Securities, Held-to-maturity, Fair Value
Less than 12 continuous months	0	0
Greater than or equal to 12 continuous months	1,349	1,452
Total securities in a loss position	1,349	1,452
Debt Securities, Held-to-maturity, Unrealized Loss
Less than 12 continuous months	0	0
Greater than or equal to 12 continuous months	(33)	(61)
Held-to-maturity, gross unrealized losses	(33)	(61)
Debt Securities, Available-For-Sale, Fair Value
Available-for-sale, less than 12 continuous months, fair value		0
Available-for-sale, greater than 12 continuous months, fair value		309
Available-for-sale, total securities in a loss position, fair value		309
Debt Securities, Available-for-sale, Unrealized Loss
Available-for-sale, less than 12 continuous months, unrealized loss		0
Available-for-sale, greater than 12 continuous months, unrealized loss		(23)
Available-for-sale, total securities in a loss position, unrealized loss		(23)
Debentures of government- sponsored agencies
Debt Securities, Held-to-maturity, Fair Value
Less than 12 continuous months	0	0
Greater than or equal to 12 continuous months	102,893	118,737
Total securities in a loss position	102,893	118,737
Debt Securities, Held-to-maturity, Unrealized Loss
Less than 12 continuous months	0	0
Greater than or equal to 12 continuous months	(18,687)	(22,694)
Held-to-maturity, gross unrealized losses	(18,687)	(22,694)
Debt Securities, Available-For-Sale, Fair Value
Available-for-sale, less than 12 continuous months, fair value		0
Available-for-sale, greater than 12 continuous months, fair value		7,210
Available-for-sale, total securities in a loss position, fair value		7,210
Debt Securities, Available-for-sale, Unrealized Loss
Available-for-sale, less than 12 continuous months, unrealized loss		0
Available-for-sale, greater than 12 continuous months, unrealized loss		(1,761)
Available-for-sale, total securities in a loss position, unrealized loss		(1,761)
U.S. Treasury securities
Debt Securities, Available-For-Sale, Fair Value
Available-for-sale, less than 12 continuous months, fair value		0
Available-for-sale, greater than 12 continuous months, fair value		10,815
Available-for-sale, total securities in a loss position, fair value		10,815
Debt Securities, Available-for-sale, Unrealized Loss
Available-for-sale, less than 12 continuous months, unrealized loss		0
Available-for-sale, greater than 12 continuous months, unrealized loss		(1,205)
Available-for-sale, total securities in a loss position, unrealized loss		(1,205)
Obligations of state and political subdivisions
Debt Securities, Held-to-maturity, Fair Value
Less than 12 continuous months	2,434	5,558
Greater than or equal to 12 continuous months	47,788	47,661
Total securities in a loss position	50,222	53,219
Debt Securities, Held-to-maturity, Unrealized Loss
Less than 12 continuous months	(119)	(44)
Greater than or equal to 12 continuous months	(7,952)	(8,297)
Held-to-maturity, gross unrealized losses	(8,071)	(8,341)
Debt Securities, Available-For-Sale, Fair Value
Available-for-sale, less than 12 continuous months, fair value	0	0
Available-for-sale, greater than 12 continuous months, fair value	27,347	83,714
Available-for-sale, total securities in a loss position, fair value	27,347	83,714
Debt Securities, Available-for-sale, Unrealized Loss
Available-for-sale, less than 12 continuous months, unrealized loss	0	0
Available-for-sale, greater than 12 continuous months, unrealized loss	(6,226)	(12,464)
Available-for-sale, total securities in a loss position, unrealized loss	(6,226)	(12,464)
Corporate bonds
Debt Securities, Held-to-maturity, Fair Value
Less than 12 continuous months	0	0
Greater than or equal to 12 continuous months	14,619	29,315
Total securities in a loss position	14,619	29,315
Debt Securities, Held-to-maturity, Unrealized Loss
Less than 12 continuous months	0	0
Greater than or equal to 12 continuous months	(381)	(685)
Held-to-maturity, gross unrealized losses	$ (381)	(685)
Debt Securities, Available-For-Sale, Fair Value
Available-for-sale, less than 12 continuous months, fair value		0
Available-for-sale, greater than 12 continuous months, fair value		5,649
Available-for-sale, total securities in a loss position, fair value		5,649
Debt Securities, Available-for-sale, Unrealized Loss
Available-for-sale, less than 12 continuous months, unrealized loss		0
Available-for-sale, greater than 12 continuous months, unrealized loss		(351)
Available-for-sale, total securities in a loss position, unrealized loss		$ (351)

Investment Securities - Non-Marketable Securities Included in Other Assets (Details) - USD ($) $ / shares in Units, $ in Millions	Jul. 25, 2025	Jun. 30, 2025	Dec. 31, 2024
Schedule of Equity Method Investments [Line Items]
Federal home loan bank stock, par value (in usd per share)		$ 100
Subsequent event
Schedule of Equity Method Investments [Line Items]
Federal home loan bank, dividend rate percentage	8.75%
Asset derivatives
Schedule of Equity Method Investments [Line Items]
Federal home loan bank stock		$ 16.7	$ 16.7

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References + Details

Loans and Allowance for Credit Losses on Loans - Schedule of Loans by Class (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Mar. 31, 2025	Dec. 31, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, at amortized cost	$ 2,073,638		$ 2,083,256
Allowance for credit losses on loans	(29,854)	$ (29,906)	(30,656)	$ (30,675)	$ (25,501)	$ (25,172)
Loans, net of allowance for credit losses on loans	2,043,784		2,052,600
Financing receivable, unamortized loan fee	2,600		2,500
Unrecognized purchase discounts	1,000		1,100
Financing receivable, accrued interest, net	$ 6,600		$ 6,800
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Interest receivable and other assets		Interest receivable and other assets
Commercial Portfolio Segment \| Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, at amortized cost	$ 154,576		$ 152,263
Allowance for credit losses on loans	(1,608)	(1,508)	(1,576)	(1,876)	(1,727)	(1,712)
Commercial real estate loans \| Commercial owner-occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, at amortized cost	320,439		321,962
Allowance for credit losses on loans	(2,402)	(2,319)	(2,361)	(2,408)	(2,500)	(2,476)
Commercial real estate loans \| Commercial non-owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, at amortized cost	1,285,803		1,273,596
Allowance for credit losses on loans	(21,516)	(21,761)	(22,093)	(22,165)	(15,704)	(14,933)
Commercial real estate loans \| Construction
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, at amortized cost	25,018		36,970
Allowance for credit losses on loans	(384)	(416)	(638)	(874)	(1,282)	(1,832)
Home Equity \| Home equity
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, at amortized cost	95,241		88,325
Allowance for credit losses on loans	(783)	(698)	(684)	(650)	(627)	(552)
Home Equity \| Other residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, at amortized cost	127,947		143,207
Allowance for credit losses on loans	(1,110)	(1,074)	(1,141)	(769)	(692)	(653)
Installment and other consumer loans \| Installment and other consumer loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, at amortized cost	64,614		66,933
Allowance for credit losses on loans	$ (871)	$ (884)	$ (908)	$ (910)	$ (920)	$ (976)

Loans and Allowance for Credit Losses on Loans - Schedule of Loans by Risk Grade and Origination Year (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024	Dec. 31, 2024
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	$ 117,962		$ 117,962		$ 241,182
Financing receivable, originated, year two	198,478		198,478		132,158
Financing receivable, originated, year three	125,595		125,595		263,469
Financing receivable, originated, year four	242,895		242,895		286,656
Financing receivable, originated, year five	276,502		276,502		251,574
Prior	929,654		929,654		731,202
Revolving Loans Amortized Cost	182,552		182,552		177,015
Total	2,073,638		2,073,638		2,083,256
Gross current period charge-offs, originated, year one			0
Gross current period charge-offs, originated, year two			0
Gross current period charge-offs, originated, year three			0
Gross current period charge-offs, originated, year four			0
Gross current period charge-offs, originated, year five			(809)
Gross current period charge-offs, originated, prior			(15)
Gross current period charge-offs, originated, revolving loans amortized cost			(53)
Gross current period charge-offs, originated, total	(52)	$ (30)	(877)	$ (51)
Pass and Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	107,388		107,388		214,779
Financing receivable, originated, year two	182,731		182,731		131,283
Financing receivable, originated, year three	124,872		124,872		255,830
Financing receivable, originated, year four	234,176		234,176		263,355
Financing receivable, originated, year five	257,590		257,590		250,036
Prior	840,251		840,251		645,628
Revolving Loans Amortized Cost	174,011		174,011		168,325
Total	1,921,019		1,921,019		1,929,236
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	7,803		7,803		26,403
Financing receivable, originated, year two	15,244		15,244		378
Financing receivable, originated, year three	372		372		2,736
Financing receivable, originated, year four	2,712		2,712		20,967
Financing receivable, originated, year five	18,516		18,516		1,538
Prior	46,882		46,882		49,608
Revolving Loans Amortized Cost	0		0		7,286
Total	91,529		91,529		108,916
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	2,771		2,771		0
Financing receivable, originated, year two	503		503		497
Financing receivable, originated, year three	351		351		4,903
Financing receivable, originated, year four	6,007		6,007		2,334
Financing receivable, originated, year five	396		396		0
Prior	42,521		42,521		35,966
Revolving Loans Amortized Cost	8,541		8,541		1,404
Total	61,090		61,090		45,104
Commercial Portfolio Segment \| Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	13,121		13,121		10,549
Financing receivable, originated, year two	9,148		9,148		20,282
Financing receivable, originated, year three	18,731		18,731		10,535
Financing receivable, originated, year four	9,749		9,749		1,371
Financing receivable, originated, year five	1,013		1,013		2,655
Prior	26,673		26,673		27,708
Revolving Loans Amortized Cost	76,141		76,141		79,163
Total	154,576		154,576		152,263
Gross current period charge-offs, originated, year one			0
Gross current period charge-offs, originated, year two			0
Gross current period charge-offs, originated, year three			0
Gross current period charge-offs, originated, year four			0
Gross current period charge-offs, originated, year five			0
Gross current period charge-offs, originated, prior			0
Gross current period charge-offs, originated, revolving loans amortized cost			(52)
Gross current period charge-offs, originated, total	(52)	(29)	(52)	(33)
Commercial Portfolio Segment \| Commercial and industrial \| Pass and Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	13,121		13,121		9,951
Financing receivable, originated, year two	8,645		8,645		20,282
Financing receivable, originated, year three	18,731		18,731		7,742
Financing receivable, originated, year four	6,956		6,956		1,371
Financing receivable, originated, year five	1,013		1,013		2,650
Prior	26,512		26,512		27,487
Revolving Loans Amortized Cost	68,946		68,946		71,212
Total	143,924		143,924		140,695
Commercial Portfolio Segment \| Commercial and industrial \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	0		0		598
Financing receivable, originated, year two	0		0		0
Financing receivable, originated, year three	0		0		0
Financing receivable, originated, year four	0		0		0
Financing receivable, originated, year five	0		0		5
Prior	161		161		221
Revolving Loans Amortized Cost	0		0		7,286
Total	161		161		8,110
Commercial Portfolio Segment \| Commercial and industrial \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	0		0		0
Financing receivable, originated, year two	503		503		0
Financing receivable, originated, year three	0		0		2,793
Financing receivable, originated, year four	2,793		2,793		0
Financing receivable, originated, year five	0		0		0
Prior	0		0		0
Revolving Loans Amortized Cost	7,195		7,195		665
Total	10,491		10,491		3,458
Commercial real estate loans \| Commercial owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	16,368		16,368		14,638
Financing receivable, originated, year two	14,513		14,513		13,764
Financing receivable, originated, year three	13,379		13,379		45,491
Financing receivable, originated, year four	44,276		44,276		63,406
Financing receivable, originated, year five	62,315		62,315		41,964
Prior	169,518		169,518		142,530
Revolving Loans Amortized Cost	70		70		169
Total	320,439		320,439		321,962
Gross current period charge-offs, originated, total	0	0	0	0
Commercial real estate loans \| Commercial owner-occupied \| Pass and Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	16,368		16,368		14,638
Financing receivable, originated, year two	14,513		14,513		13,386
Financing receivable, originated, year three	12,908		12,908		43,381
Financing receivable, originated, year four	41,062		41,062		44,536
Financing receivable, originated, year five	43,799		43,799		41,160
Prior	161,450		161,450		130,197
Revolving Loans Amortized Cost	70		70		169
Total	290,170		290,170		287,467
Commercial real estate loans \| Commercial owner-occupied \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	0		0		0
Financing receivable, originated, year two	0		0		378
Financing receivable, originated, year three	372		372		0
Financing receivable, originated, year four	0		0		18,870
Financing receivable, originated, year five	18,516		18,516		804
Prior	5,082		5,082		9,499
Revolving Loans Amortized Cost	0		0		0
Total	23,970		23,970		29,551
Commercial real estate loans \| Commercial owner-occupied \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	0		0		0
Financing receivable, originated, year two	0		0		0
Financing receivable, originated, year three	99		99		2,110
Financing receivable, originated, year four	3,214		3,214		0
Financing receivable, originated, year five	0		0		0
Prior	2,986		2,986		2,834
Revolving Loans Amortized Cost	0		0		0
Total	6,299		6,299		4,944
Commercial real estate loans \| Commercial non-owner occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	67,822		67,822		137,396
Financing receivable, originated, year two	120,546		120,546		65,403
Financing receivable, originated, year three	64,138		64,138		165,540
Financing receivable, originated, year four	161,442		161,442		200,885
Financing receivable, originated, year five	193,971		193,971		179,789
Prior	666,922		666,922		515,405
Revolving Loans Amortized Cost	10,962		10,962		9,178
Total	1,285,803		1,285,803		1,273,596
Gross current period charge-offs, originated, year one			0
Gross current period charge-offs, originated, year two			0
Gross current period charge-offs, originated, year three			0
Gross current period charge-offs, originated, year four			0
Gross current period charge-offs, originated, year five			(809)
Gross current period charge-offs, originated, prior			0
Gross current period charge-offs, originated, revolving loans amortized cost			0
Gross current period charge-offs, originated, total	0	0	(809)	0
Commercial real estate loans \| Commercial non-owner occupied \| Pass and Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	63,956		63,956		119,053
Financing receivable, originated, year two	105,302		105,302		64,906
Financing receivable, originated, year three	64,138		64,138		162,804
Financing receivable, originated, year four	158,730		158,730		196,661
Financing receivable, originated, year five	193,971		193,971		179,060
Prior	585,928		585,928		442,574
Revolving Loans Amortized Cost	10,962		10,962		9,178
Total	1,182,987		1,182,987		1,174,236
Commercial real estate loans \| Commercial non-owner occupied \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	1,095		1,095		18,343
Financing receivable, originated, year two	15,244		15,244		0
Financing receivable, originated, year three	0		0		2,736
Financing receivable, originated, year four	2,712		2,712		2,097
Financing receivable, originated, year five	0		0		729
Prior	41,639		41,639		39,888
Revolving Loans Amortized Cost	0		0		0
Total	60,690		60,690		63,793
Commercial real estate loans \| Commercial non-owner occupied \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	2,771		2,771		0
Financing receivable, originated, year two	0		0		497
Financing receivable, originated, year three	0		0		0
Financing receivable, originated, year four	0		0		2,127
Financing receivable, originated, year five	0		0		0
Prior	39,355		39,355		32,943
Revolving Loans Amortized Cost	0		0		0
Total	42,126		42,126		35,567
Commercial real estate loans \| Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	11,080		11,080		25,590
Financing receivable, originated, year two	13,938		13,938		0
Financing receivable, originated, year three	0		0		11,380
Financing receivable, originated, year four	0		0		0
Financing receivable, originated, year five	0		0		0
Prior	0		0		0
Revolving Loans Amortized Cost	0		0		0
Total	25,018		25,018		36,970
Gross current period charge-offs, originated, total	0	0	0	0
Commercial real estate loans \| Construction \| Pass and Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	4,372		4,372		18,128
Financing receivable, originated, year two	13,938		13,938		0
Financing receivable, originated, year three	0		0		11,380
Financing receivable, originated, year four	0		0		0
Financing receivable, originated, year five	0		0		0
Prior	0		0		0
Revolving Loans Amortized Cost	0		0		0
Total	18,310		18,310		29,508
Commercial real estate loans \| Construction \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	6,708		6,708		7,462
Financing receivable, originated, year two	0		0		0
Financing receivable, originated, year three	0		0		0
Financing receivable, originated, year four	0		0		0
Financing receivable, originated, year five	0		0		0
Prior	0		0		0
Revolving Loans Amortized Cost	0		0		0
Total	6,708		6,708		7,462
Home Equity \| Home equity
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	0		0		94
Financing receivable, originated, year two	76		76		13
Financing receivable, originated, year three	13		13		0
Financing receivable, originated, year four	0		0		0
Financing receivable, originated, year five	0		0		0
Prior	1,098		1,098		1,142
Revolving Loans Amortized Cost	94,054		94,054		87,076
Total	95,241		95,241		88,325
Gross current period charge-offs, originated, total	0	0	0	0
Home Equity \| Home equity \| Pass and Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	0		0		94
Financing receivable, originated, year two	76		76		13
Financing receivable, originated, year three	13		13		0
Financing receivable, originated, year four	0		0		0
Financing receivable, originated, year five	0		0		0
Prior	928		928		968
Revolving Loans Amortized Cost	92,708		92,708		86,337
Total	93,725		93,725		87,412
Home Equity \| Home equity \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	0		0		0
Financing receivable, originated, year two	0		0		0
Financing receivable, originated, year three	0		0		0
Financing receivable, originated, year four	0		0		0
Financing receivable, originated, year five	0		0		0
Prior	170		170		174
Revolving Loans Amortized Cost	1,346		1,346		739
Total	1,516		1,516		913
Home Equity \| Other residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	2,386		2,386		35,390
Financing receivable, originated, year two	24,818		24,818		17,267
Financing receivable, originated, year three	16,927		16,927		19,682
Financing receivable, originated, year four	17,979		17,979		12,989
Financing receivable, originated, year five	11,842		11,842		24,378
Prior	53,995		53,995		33,501
Revolving Loans Amortized Cost	0		0		0
Total	127,947		127,947		143,207
Gross current period charge-offs, originated, total	0	0	0	0
Home Equity \| Other residential \| Pass and Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	2,386		2,386		35,390
Financing receivable, originated, year two	24,818		24,818		17,267
Financing receivable, originated, year three	16,851		16,851		19,682
Financing receivable, originated, year four	17,979		17,979		12,989
Financing receivable, originated, year five	11,636		11,636		24,378
Prior	53,995		53,995		33,501
Revolving Loans Amortized Cost	0		0		0
Total	127,665		127,665		143,207
Home Equity \| Other residential \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	0		0
Financing receivable, originated, year two	0		0
Financing receivable, originated, year three	76		76
Financing receivable, originated, year four	0		0
Financing receivable, originated, year five	206		206
Prior	0		0
Revolving Loans Amortized Cost	0		0
Total	282		282
Installment and other consumer loans \| Installment and other consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	7,185		7,185		17,525
Financing receivable, originated, year two	15,439		15,439		15,429
Financing receivable, originated, year three	12,407		12,407		10,841
Financing receivable, originated, year four	9,449		9,449		8,005
Financing receivable, originated, year five	7,361		7,361		2,788
Prior	11,448		11,448		10,916
Revolving Loans Amortized Cost	1,325		1,325		1,429
Total	64,614		64,614		66,933
Gross current period charge-offs, originated, year one			0		0
Gross current period charge-offs, originated, year two			0		(14)
Gross current period charge-offs, originated, year three			0		0
Gross current period charge-offs, originated, year four			0		(39)
Gross current period charge-offs, originated, year five			0		0
Gross current period charge-offs, originated, prior			(15)		(1)
Gross current period charge-offs, originated, revolving loans amortized cost			(1)		(4)
Gross current period charge-offs, originated, total	0	$ (1)	(16)	$ (18)	(58)
Installment and other consumer loans \| Installment and other consumer loans \| Pass and Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	7,185		7,185		17,525
Financing receivable, originated, year two	15,439		15,439		15,429
Financing receivable, originated, year three	12,231		12,231		10,841
Financing receivable, originated, year four	9,449		9,449		7,798
Financing receivable, originated, year five	7,171		7,171		2,788
Prior	11,438		11,438		10,901
Revolving Loans Amortized Cost	1,325		1,325		1,429
Total	64,238		64,238		66,711
Installment and other consumer loans \| Installment and other consumer loans \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, originated, year one	0		0		0
Financing receivable, originated, year two	0		0		0
Financing receivable, originated, year three	176		176		0
Financing receivable, originated, year four	0		0		207
Financing receivable, originated, year five	190		190		0
Prior	10		10		15
Revolving Loans Amortized Cost	0		0		0
Total	$ 376		$ 376		$ 222

Loans and Allowance for Credit Losses on Loans - Schedule of Loans Outstanding and Aging Analysis (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2025 USD ($) loan	Jun. 30, 2024 USD ($)	Jun. 30, 2025 USD ($) loan	Jun. 30, 2024 USD ($)	Dec. 31, 2024 USD ($) loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	$ 2,073,638,000		$ 2,073,638,000		$ 2,083,256,000
Number of loans 90 days past due and still accruing \| loan	0		0		0
Financing receivable, nonaccrual, earning interest on cash basis	$ 0		$ 0		$ 0
Nonaccrual interest income reversal	11,000	$ 256,000	44,000	$ 266,000
Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	2,073,638,000		2,073,638,000		2,083,256,000
Non-accrual loans	32,472,000		32,472,000		33,881,000
Non-accrual loans with no allowance	12,426,000		12,426,000		2,993,000
Total past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	15,472,000		15,472,000		16,938,000
30-59 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	3,014,000		3,014,000		2,282,000
60-89 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	226,000		226,000		752,000
90 Days or More Past Due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	12,232,000		12,232,000		13,904,000
Current \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	2,058,166,000		2,058,166,000		2,066,318,000
Commercial Portfolio Segment \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	154,576,000		154,576,000		152,263,000
Commercial Portfolio Segment \| Commercial and industrial \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	154,576,000		154,576,000		152,263,000
Non-accrual loans	2,793,000		2,793,000		2,845,000
Non-accrual loans with no allowance	0		0		0
Commercial Portfolio Segment \| Commercial and industrial \| Total past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	3,489,000		3,489,000		2,996,000
Commercial Portfolio Segment \| Commercial and industrial \| 30-59 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	695,000		695,000		203,000
Commercial Portfolio Segment \| Commercial and industrial \| 60-89 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	1,000		1,000		0
Commercial Portfolio Segment \| Commercial and industrial \| 90 Days or More Past Due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	2,793,000		2,793,000		2,793,000
Commercial Portfolio Segment \| Commercial and industrial \| Current \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	151,087,000		151,087,000		149,267,000
Commercial real estate loans \| Commercial owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	320,439,000		320,439,000		321,962,000
Commercial real estate loans \| Commercial owner-occupied \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	320,439,000		320,439,000		321,962,000
Non-accrual loans	1,554,000		1,554,000		1,537,000
Non-accrual loans with no allowance	1,554,000		1,554,000		1,537,000
Commercial real estate loans \| Commercial owner-occupied \| Total past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	1,364,000		1,364,000		880,000
Commercial real estate loans \| Commercial owner-occupied \| 30-59 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	1,008,000		1,008,000		208,000
Commercial real estate loans \| Commercial owner-occupied \| 60-89 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	0		0		559,000
Commercial real estate loans \| Commercial owner-occupied \| 90 Days or More Past Due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	356,000		356,000		113,000
Commercial real estate loans \| Commercial owner-occupied \| Current \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	319,075,000		319,075,000		321,082,000
Commercial real estate loans \| Commercial non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	1,285,803,000		1,285,803,000		1,273,596,000
Commercial real estate loans \| Commercial non-owner occupied \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	1,285,803,000		1,285,803,000		1,273,596,000
Non-accrual loans	26,012,000		26,012,000		28,525,000
Non-accrual loans with no allowance	8,835,000		8,835,000		497,000
Commercial real estate loans \| Commercial non-owner occupied \| Total past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	8,118,000		8,118,000		11,460,000
Commercial real estate loans \| Commercial non-owner occupied \| 30-59 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	0		0		718,000
Commercial real estate loans \| Commercial non-owner occupied \| 60-89 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	0		0		0
Commercial real estate loans \| Commercial non-owner occupied \| 90 Days or More Past Due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	8,118,000		8,118,000		10,742,000
Commercial real estate loans \| Commercial non-owner occupied \| Current \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	1,277,685,000		1,277,685,000		1,262,136,000
Commercial real estate loans \| Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	25,018,000		25,018,000		36,970,000
Commercial real estate loans \| Construction \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	25,018,000		25,018,000		36,970,000
Non-accrual loans	0		0		0
Non-accrual loans with no allowance	0		0		0
Commercial real estate loans \| Construction \| Total past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	0		0		0
Commercial real estate loans \| Construction \| 30-59 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	0		0		0
Commercial real estate loans \| Construction \| 60-89 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	0		0		0
Commercial real estate loans \| Construction \| 90 Days or More Past Due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	0		0		0
Commercial real estate loans \| Construction \| Current \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	25,018,000		25,018,000		36,970,000
Home Equity \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	95,241,000		95,241,000		88,325,000
Home Equity \| Home equity \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	95,241,000		95,241,000		88,325,000
Non-accrual loans	1,456,000		1,456,000		752,000
Non-accrual loans with no allowance	1,456,000		1,456,000		752,000
Home Equity \| Home equity \| Total past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	1,884,000		1,884,000		1,172,000
Home Equity \| Home equity \| 30-59 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	986,000		986,000		738,000
Home Equity \| Home equity \| 60-89 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	149,000		149,000		186,000
Home Equity \| Home equity \| 90 Days or More Past Due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	749,000		749,000		248,000
Home Equity \| Home equity \| Current \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	93,357,000		93,357,000		87,153,000
Home Equity \| Other residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	127,947,000		127,947,000		143,207,000
Home Equity \| Other residential \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	127,947,000		127,947,000		143,207,000
Non-accrual loans	282,000		282,000		0
Non-accrual loans with no allowance	206,000		206,000		0
Home Equity \| Other residential \| Total past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	282,000		282,000		0
Home Equity \| Other residential \| 30-59 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	0		0		0
Home Equity \| Other residential \| 60-89 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	76,000		76,000		0
Home Equity \| Other residential \| 90 Days or More Past Due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	206,000		206,000		0
Home Equity \| Other residential \| Current \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	127,665,000		127,665,000		143,207,000
Installment and other consumer loans \| Installment and other consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	64,614,000		64,614,000		66,933,000
Installment and other consumer loans \| Installment and other consumer loans \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	64,614,000		64,614,000		66,933,000
Non-accrual loans	375,000		375,000		222,000
Non-accrual loans with no allowance	375,000		375,000		207,000
Installment and other consumer loans \| Installment and other consumer loans \| Total past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	335,000		335,000		430,000
Installment and other consumer loans \| Installment and other consumer loans \| 30-59 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	325,000		325,000		415,000
Installment and other consumer loans \| Installment and other consumer loans \| 60-89 days past due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	0		0		7,000
Installment and other consumer loans \| Installment and other consumer loans \| 90 Days or More Past Due \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	10,000		10,000		8,000
Installment and other consumer loans \| Installment and other consumer loans \| Current \| Financial asset, other than financial asset acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, at amortized cost	$ 64,279,000		$ 64,279,000		$ 66,503,000

Loans and Allowance for Credit Losses on Loans - Schedule of Collateral-Dependent Non-Accrual Loans (Details) - USD ($)	Jun. 30, 2025	Mar. 31, 2025	Dec. 31, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	$ 29,854,000	$ 29,906,000	$ 30,656,000	$ 30,675,000	$ 25,501,000	$ 25,172,000
Nonaccrual collateral dependent loans in process of foreclosure	$ 0		$ 0
Weighted average ratio of loans value to collateral dependent loans value	103.00%		115.00%
Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 29,304,000		$ 31,088,000
Allowance for credit losses	7,343,000		8,000,000
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	27,566,000		30,114,000
Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,738,000		752,000
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	0		222,000
Commercial Portfolio Segment \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	1,608,000	1,508,000	1,576,000	1,876,000	1,727,000	1,712,000
Commercial Portfolio Segment \| Commercial and industrial \| Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans			52,000
Allowance for credit losses			52,000
Commercial Portfolio Segment \| Commercial and industrial \| Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans			52,000
Commercial Portfolio Segment \| Commercial and industrial \| Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans			0
Commercial Portfolio Segment \| Commercial and industrial \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans			0
Commercial real estate loans \| Commercial owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	2,402,000	2,319,000	2,361,000	2,408,000	2,500,000	2,476,000
Commercial real estate loans \| Commercial owner-occupied \| Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,554,000		1,537,000
Allowance for credit losses	0		0
Commercial real estate loans \| Commercial owner-occupied \| Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,554,000		1,537,000
Commercial real estate loans \| Commercial owner-occupied \| Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	0		0
Commercial real estate loans \| Commercial owner-occupied \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	0		0
Commercial real estate loans \| Commercial non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	21,516,000	21,761,000	22,093,000	22,165,000	15,704,000	14,933,000
Commercial real estate loans \| Commercial non-owner occupied \| Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	26,012,000		28,525,000
Allowance for credit losses	7,307,000		7,933,000
Commercial real estate loans \| Commercial non-owner occupied \| Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	26,012,000		28,525,000
Commercial real estate loans \| Commercial non-owner occupied \| Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	0		0
Commercial real estate loans \| Commercial non-owner occupied \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	0		0
Residential Portfolio Segment \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	783,000	698,000	684,000	650,000	627,000	552,000
Residential Portfolio Segment \| Home equity \| Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,456,000		752,000
Allowance for credit losses	0
Residential Portfolio Segment \| Home equity \| Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	0
Residential Portfolio Segment \| Home equity \| Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,456,000		752,000
Residential Portfolio Segment \| Home equity \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	0
Residential Portfolio Segment \| Other residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	1,110,000	1,074,000	1,141,000	769,000	692,000	653,000
Residential Portfolio Segment \| Other residential \| Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	282,000
Allowance for credit losses	36,000
Residential Portfolio Segment \| Other residential \| Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	0
Residential Portfolio Segment \| Other residential \| Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	282,000
Residential Portfolio Segment \| Other residential \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	0
Installment and other consumer loans \| Installment and other consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	$ 871,000	$ 884,000	908,000	$ 910,000	$ 920,000	$ 976,000
Installment and other consumer loans \| Installment and other consumer loans \| Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans			222,000
Allowance for credit losses			15,000
Installment and other consumer loans \| Installment and other consumer loans \| Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans			0
Installment and other consumer loans \| Installment and other consumer loans \| Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans			0
Installment and other consumer loans \| Installment and other consumer loans \| Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans			$ 222,000

Loans and Allowance for Credit Losses on Loans - Schedule of Amortized Cost Of Loan Modifications (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	$ 3,488	$ 159	$ 3,488	$ 2,034
Total Loan Restructuring Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification		159	3,488	2,432
Term Extension
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification		159	3,488	2,432
Commercial non-owner occupied \| Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	3,488	3,488
Commercial non-owner occupied \| Total Loan Restructuring Modification \| Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	$ 3,488		$ 3,488
Percent of Portfolio Class Total	0.30%		0.30%
Commercial non-owner occupied \| Term Extension \| Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	$ 3,488		$ 3,488
Home equity \| Home Equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification		159		238
Home equity \| Total Loan Restructuring Modification \| Home Equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification		$ 159		$ 241
Percent of Portfolio Class Total		0.20%		0.30%
Home equity \| Term Extension \| Home Equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification		$ 159		$ 241
Commercial and industrial \| Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification				1,796
Commercial and industrial \| Total Loan Restructuring Modification \| Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification				$ 2,191
Percent of Portfolio Class Total				1.30%
Commercial and industrial \| Term Extension \| Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification				$ 2,191

Loans and Allowance for Credit Losses on Loans - Schedule of Financial Effect of Loan Modifications (Details) - Term Extension	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Commercial non-owner occupied \| Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted-Average Term Extension (in years)	1 year 2 months 12 days		1 year 2 months 12 days
Home equity \| Home Equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted-Average Term Extension (in years)		1 year		5 years 7 months 6 days
Commercial and industrial \| Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted-Average Term Extension (in years)				3 months 18 days

Loans and Allowance for Credit Losses on Loans - Schedule of Amortized Cost and Payment Status Of Loan (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	$ 3,488	$ 159	$ 3,488	$ 2,034
Non-Accrual	717	120	717	1,995
Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	3,488	159	3,488	238
30-59 days past due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	0	0	0	0
60-89 days past due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	0	0	0	1,796
90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	0	0	$ 0	0
Commercial Portfolio Segment \| Commercial non-owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	3,488	3,488
Non-Accrual	717	717
Commercial Portfolio Segment \| Commercial non-owner occupied \| Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	3,488	3,488
Commercial Portfolio Segment \| Commercial non-owner occupied \| 30-59 days past due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	0	0
Commercial Portfolio Segment \| Commercial non-owner occupied \| 60-89 days past due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	0	0
Commercial Portfolio Segment \| Commercial non-owner occupied \| 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification	$ 0	0
Commercial Portfolio Segment \| Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification				1,796
Non-Accrual				1,796
Commercial Portfolio Segment \| Commercial and industrial \| Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification				0
Commercial Portfolio Segment \| Commercial and industrial \| 30-59 days past due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification				0
Commercial Portfolio Segment \| Commercial and industrial \| 60-89 days past due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification				1,796
Commercial Portfolio Segment \| Commercial and industrial \| 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification				0
Home Equity \| Home equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification		159		238
Non-Accrual		120		199
Home Equity \| Home equity \| Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification		159		238
Home Equity \| Home equity \| 30-59 days past due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification		0		0
Home Equity \| Home equity \| 60-89 days past due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification		0		0
Home Equity \| Home equity \| 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modification		$ 0		$ 0

Loans and Allowance for Credit Losses on Loans - Schedule of Allocation of the Allowance for Credit Losses on Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Mar. 31, 2025	Dec. 31, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	$ 29,854	$ 29,906	$ 30,656	$ 30,675	$ 25,501	$ 25,172
Modeled expected credit losses
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	12,348		12,051
Qualitative adjustments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	10,090		10,512
Specific allocations
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	7,416		8,093
Commercial Portfolio Segment \| Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	1,608	1,508	1,576	1,876	1,727	1,712
Commercial Portfolio Segment \| Commercial and industrial \| Modeled expected credit losses
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	895		759
Commercial Portfolio Segment \| Commercial and industrial \| Qualitative adjustments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	640		672
Commercial Portfolio Segment \| Commercial and industrial \| Specific allocations
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	73		145
Commercial real estate loans \| Commercial owner-occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	2,402	2,319	2,361	2,408	2,500	2,476
Commercial real estate loans \| Commercial owner-occupied \| Modeled expected credit losses
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	1,295		1,241
Commercial real estate loans \| Commercial owner-occupied \| Qualitative adjustments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	1,107		1,120
Commercial real estate loans \| Commercial owner-occupied \| Specific allocations
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	0		0
Commercial real estate loans \| Commercial non-owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	21,516	21,761	22,093	22,165	15,704	14,933
Commercial real estate loans \| Commercial non-owner occupied \| Modeled expected credit losses
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	7,711		7,632
Commercial real estate loans \| Commercial non-owner occupied \| Qualitative adjustments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	6,498		6,528
Commercial real estate loans \| Commercial non-owner occupied \| Specific allocations
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	7,307		7,933
Commercial real estate loans \| Construction
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	384	416	638	874	1,282	1,832
Commercial real estate loans \| Construction \| Modeled expected credit losses
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	38		41
Commercial real estate loans \| Construction \| Qualitative adjustments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	346		597
Commercial real estate loans \| Construction \| Specific allocations
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	0		0
Home Equity \| Home equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	783	698	684	650	627	552
Home Equity \| Home equity \| Modeled expected credit losses
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	722		620
Home Equity \| Home equity \| Qualitative adjustments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	61		64
Home Equity \| Home equity \| Specific allocations
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	0		0
Home Equity \| Other residential
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	1,110	1,074	1,141	769	692	653
Home Equity \| Other residential \| Modeled expected credit losses
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	1,072		1,133
Home Equity \| Other residential \| Qualitative adjustments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	2		8
Home Equity \| Other residential \| Specific allocations
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	36		0
Installment and other consumer loans \| Installment and other consumer loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	871	884	908	910	920	976
Installment and other consumer loans \| Installment and other consumer loans \| Modeled expected credit losses
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	615		625
Installment and other consumer loans \| Installment and other consumer loans \| Qualitative adjustments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	256		268
Installment and other consumer loans \| Installment and other consumer loans \| Specific allocations
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	0		15
Unallocated
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	1,180	$ 1,246	1,255	$ 1,023	$ 2,049	$ 2,038
Unallocated \| Modeled expected credit losses
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	0		0
Unallocated \| Qualitative adjustments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	1,180		1,255
Unallocated \| Specific allocations
Financing Receivable, Troubled Debt Restructuring [Line Items]
Allowance for credit losses	$ 0		$ 0

Loans and Allowance for Credit Losses on Loans - Schedule of Allowance for Credit Losses on Loans (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended		12 Months Ended
	Jun. 30, 2025	Mar. 31, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024	Dec. 31, 2024
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 29,906	$ 30,656	$ 25,501	$ 30,656	$ 25,172	$ 25,172
Provision (Reversal)	0	75	5,200	75	5,550
(Charge-offs)	(52)		(30)	(877)	(51)
Recoveries	0		4	0	4
Ending balance	29,854	29,906	30,675	29,854	30,675	30,656
Commercial Portfolio Segment \| Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,508	1,576	1,727	1,576	1,712	1,712
Provision (Reversal)	152		177	84	196
(Charge-offs)	(52)		(29)	(52)	(33)
Recoveries	0		1	0	1
Ending balance	1,608	1,508	1,876	1,608	1,876	1,576
Commercial real estate loans \| Commercial owner-occupied
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	2,319	2,361	2,500	2,361	2,476	2,476
Provision (Reversal)	83		(92)	41	(68)
(Charge-offs)	0		0	0	0
Recoveries	0		0	0	0
Ending balance	2,402	2,319	2,408	2,402	2,408	2,361
Commercial real estate loans \| Commercial non-owner occupied
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	21,761	22,093	15,704	22,093	14,933	14,933
Provision (Reversal)	(245)		6,461	232	7,232
(Charge-offs)	0		0	(809)	0
Recoveries	0		0	0	0
Ending balance	21,516	21,761	22,165	21,516	22,165	22,093
Commercial real estate loans \| Construction
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	416	638	1,282	638	1,832	1,832
Provision (Reversal)	(32)		(408)	(254)	(958)
(Charge-offs)	0		0	0	0
Recoveries	0		0	0	0
Ending balance	384	416	874	384	874	638
Home Equity \| Home equity
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	698	684	627	684	552	552
Provision (Reversal)	85		23	99	98
(Charge-offs)	0		0	0	0
Recoveries	0		0	0	0
Ending balance	783	698	650	783	650	684
Home Equity \| Other residential
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,074	1,141	692	1,141	653	653
Provision (Reversal)	36		77	(31)	116
(Charge-offs)	0		0	0	0
Recoveries	0		0	0	0
Ending balance	1,110	1,074	769	1,110	769	1,141
Installment and other consumer loans \| Installment and other consumer loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	884	908	920	908	976	976
Provision (Reversal)	(13)		(12)	(21)	(51)
(Charge-offs)	0		(1)	(16)	(18)	(58)
Recoveries	0		3	0	3
Ending balance	871	884	910	871	910	908
Unallocated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,246	1,255	2,049	1,255	2,038	2,038
Provision (Reversal)	(66)		(1,026)	(75)	(1,015)
(Charge-offs)	0		0	0	0
Recoveries	0		0	0	0
Ending balance	$ 1,180	$ 1,246	$ 1,023	$ 1,180	$ 1,023	$ 1,255

Loans and Allowance for Credit Losses on Loans - Pledged Loans (Details) - USD ($) $ in Millions	Jun. 30, 2025	Dec. 31, 2024
Other residential \| Federal Reserve Bank
Financial Instruments Owned and Pledged as Collateral [Line Items]
Collateral pledged	$ 103.4	$ 110.0
Federal Home Loan Bank of San Francisco
Financial Instruments Owned and Pledged as Collateral [Line Items]
Collateral pledged	$ 1,383.0	$ 1,351.0

Loans and Allowance for Credit Losses on Loans - Related Party (Details) - Related Party - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Related Party Transaction [Line Items]
Related party loans	$ 3,700	$ 4,100
Undisbursed commitment to related parties	$ 210	$ 211

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 850
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483326/850-10-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 850
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483326/850-10-50-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 850
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483326/850-10-50-3

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(k)(2))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(k)(1))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481990/310-10-45-13

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-07(2)(c)(2)(i))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-07(2)(c)(2)(ii))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-07(2)(g)(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1

+ Details

Borrowings and Other Obligations - Lines of Credit (Details) - Line of credit - USD ($) $ in Millions	Jun. 30, 2025	Dec. 31, 2024
Federal Reserve Bank of San Francisco \| Federal Reserve Bank Term Funding Program
Line of Credit Facility [Line Items]
Lines of credit	$ 319.8	$ 358.0
FHLB short-term borrowings
Line of Credit Facility [Line Items]
Lines of credit	946.0	948.1
FRBSF federal funds purchased \| Unsecured debt
Line of Credit Facility [Line Items]
Lines of credit	$ 125.0	$ 125.0

Borrowings and Other Obligations- Other Obligations (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Debt Disclosure [Abstract]
Finance lease liabilities	$ 77	$ 154
Finance lease, liability, statement of financial position [Extensible List]	Debt and Lease Obligation	Debt and Lease Obligation

Borrowings and Other Obligations - Schedule of Borrowings (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Line of Credit Facility [Line Items]
Carrying Value	$ 77	$ 154
Total borrowings and other obligations	$ 77	$ 154
Weighted Average Rate	3.78%	2.23%
Weighted Average Rate	3.78%	2.23%
Line of credit \| FRBSF federal funds purchased
Line of Credit Facility [Line Items]
Carrying Value	$ 0	$ 0
Weighted Average Rate	0.00%	0.00%
Line of credit \| Federal funds lines of credit
Line of Credit Facility [Line Items]
Carrying Value	$ 0	$ 0
Weighted Average Rate	0.00%	0.00%
Line of credit \| FHLB short-term borrowings
Line of Credit Facility [Line Items]
Carrying Value	$ 0	$ 0
Weighted Average Rate	0.00%	0.00%

Stockholders' Equity - Narrative (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended	6 Months Ended	31 Months Ended
	Jul. 24, 2025	Jun. 30, 2025	Jun. 30, 2025	Jul. 23, 2025
Class of Stock [Line Items]
Dividends declared per common share (in dollars per share)		$ 0.25
Stock repurchased, including commissions (in shares)			100,000
Stock repurchased, including commissions		$ 2,175	$ 2,175
Stock repurchased, including commissions (in dollars per share)			$ 21.72
Performance-based stock awards
Class of Stock [Line Items]
Vesting period of performance-based stock awards			3 years
Performance-based stock awards \| Minimum
Class of Stock [Line Items]
Vesting percentage of performance-based awards			0.00%
Performance-based stock awards \| Maximum
Class of Stock [Line Items]
Vesting percentage of performance-based awards			200.00%
Subsequent event
Class of Stock [Line Items]
Dividends declared per common share (in dollars per share)	$ 0.25
Stock repurchased, including commissions				$ 6,400
Share repurchase program, amount approved to repurchase	$ 25,000

Stockholders' Equity - Schedule of Cashless Exercise Information (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Equity [Abstract]
Number of shares withheld (in shares)	4,325	3,504
Total amount withheld (in thousands)	$ 103	$ 58
Weighted-average price (usd per share)	$ 23.93	$ 16.59

Commitments and Contingent Liabilities - Schedule of Undrawn Loan Commitments and Standby Letters of Credit (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Total unfunded loan commitments and standby letters of credit
Other Commitments [Line Items]
Total unfunded loan commitments and standby letters of credit	$ 449,434	$ 460,686
Commercial lines of credit
Other Commitments [Line Items]
Total unfunded loan commitments and standby letters of credit	220,789	233,462
Revolving home equity lines
Other Commitments [Line Items]
Total unfunded loan commitments and standby letters of credit	209,419	208,372
Undisbursed construction loans
Other Commitments [Line Items]
Total unfunded loan commitments and standby letters of credit	7,953	8,294
Personal and other lines of credit
Other Commitments [Line Items]
Total unfunded loan commitments and standby letters of credit	8,378	7,781
Standby letters of credit
Other Commitments [Line Items]
Total unfunded loan commitments and standby letters of credit	$ 2,895	$ 2,777

Commitments and Contingent Liabilities - Narrative (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024	Dec. 31, 2024	Sep. 30, 2024
Loss Contingencies [Line Items]
Allowance for credit losses on unfunded commitments	$ 894,000		$ 894,000		$ 894,000
Provision for credit losses on unfunded loan commitments	0	$ 0	0	$ 0
Loss contingency accrual	$ 615,000		$ 615,000			$ 615,000
Minimum
Loss Contingencies [Line Items]
Weighted average remaining term (in years)	4 months		4 months
Finance lease, initial contract terms (in years)	3 years		3 years
Maximum
Loss Contingencies [Line Items]
Weighted average remaining term (in years)	16 years 11 months		16 years 11 months
Finance lease, initial contract terms (in years)	5 years		5 years

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 275
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 9
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482861/275-10-50-9

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 450
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483076/450-20-50-4

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 450
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 9
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483076/450-20-50-9

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 720
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483359/720-20-50-1

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Topic 460
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 27
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482395/460-10-55-27

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 450
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 9
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483076/450-20-50-9

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 450
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483076/450-20-50-4

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 460
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482425/460-10-50-3

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 450
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483076/450-20-50-1

+ Details

Commitments and Contingent Liabilities - Schedule of Operating and Finance Lease Right-of-Use Assets and Lease Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Operating leases:
Operating lease right-of-use assets	$ 18,316	$ 19,025
Operating lease liabilities	20,668	21,509
Finance leases:
Finance lease right-of-use assets	616	616
Accumulated amortization	(542)	(467)
Finance lease right-of-use assets, net	$ 74	$ 149
Finance lease, right-of-use asset, statement of financial position [Extensible List]	Bank premises and equipment, net	Bank premises and equipment, net
Carrying Value	$ 77	$ 154

Commitments and Contingent Liabilities - Schedule of Noncash Investing and Financing Activities (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Right-of-use assets obtained in exchange for operating lease liabilities	$ 1,387	$ 2,417

Commitments and Contingent Liabilities - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Operating lease cost	$ 1,207	$ 1,245	$ 2,392	$ 2,562
Finance lease cost:
Amortization of right-of-use assets	37	37	74	73
Interest on finance lease liabilities	1	1	2	3
Total finance lease cost	38	38	76	76
Total lease cost	$ 1,245	$ 1,283	$ 2,468	$ 2,638

Commitments and Contingent Liabilities - Schedule of Operating and Finance Lease Liability Maturity Schedule (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Operating Leases
2025	$ 2,556
2026	3,996
2027	3,556
2028	3,141
2029	2,489
Thereafter	7,719
Total minimum lease payments	23,457
Amounts representing interest (present value discount)	(2,789)
Present value of net minimum lease payments (lease liability)	$ 20,668	$ 21,509
Weighted average remaining term (in years)	7 years 3 months 29 days
Weighted average discount rate	2.99%
Finance Leases
2025	$ 32
2026	40
2027	7
2028	1
2029	0
Thereafter	0
Total minimum lease payments	80
Amounts representing interest (present value discount)	(3)
Present value of net minimum lease payments (lease liability)	$ 77	$ 154
Weighted average remaining term (in years)	1 year 6 months 10 days
Weighted average discount rate	3.78%

Derivative Financial Instruments and Hedging Activities - Narrative (Details) - Interest rate swap - Fair value hedge - Designated as hedging instrument $ in Millions	3 Months Ended
	Jun. 30, 2025 USD ($) derivative	Dec. 31, 2024 USD ($)	Sep. 30, 2023 USD ($)	Jul. 07, 2023 USD ($)
Derivatives, Fair Value [Line Items]
Number of instruments held \| derivative	3
Derivative, notional amount			$ 101.8	$ 101.8
Loss on derivative contract termination		$ 0.0
Debt securities, available-for-sale, sold at par value	$ 69.1

- Definition

The number of derivative instruments of a particular group held by the entity.

+ References + Details

Derivative Financial Instruments and Hedging Activities - Schedule of Information on Derivatives (Details) - Loans Receivable - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Derivatives, Fair Value [Line Items]
Carrying Amounts of Hedged Assets	$ 6,907	$ 7,215
Cumulative Amounts of Fair Value Hedging Adjustments Included in the Carrying Amounts of the Hedged Assets	(223)	(398)
Fair value hedge \| Designated as hedging instrument \| Interest rate contract
Derivatives, Fair Value [Line Items]
Interest rate contracts notional amount, asset derivatives	5,393	7,654
Interest rate contracts notional amount, liability derivatives	1,775	0
Interest rate contracts fair value, asset derivatives	177	333
Interest rate contracts fair value, liability derivatives	$ 10	$ 0

Derivative Financial Instruments and Hedging Activities - Schedule of Interest Income (Details) - Fair value hedge - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Interest on Investment Securities
Derivatives, Fair Value [Line Items]
Decrease (increase) in fair value of interest rate swaps hedging available-for-sale securities and loans receivable	$ 0	$ 282	$ 0	$ 1,499
Hedged interest earned	0	206	0	412
Increase (decrease) in carrying value included in the hedged available for sale securities and loans	0	(282)	0	(1,499)
Net gain (loss) recognized in interest income	0	206	0	412
Interest and Fees on Loans
Derivatives, Fair Value [Line Items]
Decrease (increase) in fair value of interest rate swaps hedging available-for-sale securities and loans receivable	(60)	11	(166)	126
Hedged interest earned	30	54	60	109
Increase (decrease) in carrying value included in the hedged available for sale securities and loans	64	(6)	175	(117)
Decrease in value of yield maintenance agreement	(2)	(2)	(4)	(4)
Net gain (loss) recognized in interest income	$ 32	$ 57	$ 65	$ 114

Derivative Financial Instruments and Hedging Activities - Schedule of Offsetting of Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Derivatives, Fair Value [Line Items]
Gross amounts of recognized assets	$ 177	$ 333
Gross amounts offset in the statements of condition	0	0
Net amounts of assets presented in the statements of condition	177	333
Gross amounts not offset in the statements of condition, financial instruments	0	0
Gross amounts not offset in the statements of condition, cash collateral received	0	0
Net Amount	177	333
Gross amounts of recognized liabilities	10	0
Gross amounts offset in the statements of condition	0	0
Net amounts of liabilities presented in the statements of condition	10	0
Gross amounts not offset in the statements of condition, financial instruments	(10)	0
Gross amounts not offset in the statements of condition, cash collateral pledged	0	0
Net Amount	0	0
Counterparty
Derivatives, Fair Value [Line Items]
Gross amounts of recognized assets	177	333
Gross amounts offset in the statements of condition	0	0
Net amounts of assets presented in the statements of condition	177	333
Gross amounts not offset in the statements of condition, financial instruments	0	0
Gross amounts not offset in the statements of condition, cash collateral received	0	0
Net Amount	177	333
Gross amounts of recognized liabilities	10	0
Gross amounts offset in the statements of condition	0	0
Net amounts of liabilities presented in the statements of condition	10	0
Gross amounts not offset in the statements of condition, financial instruments	(10)	0
Gross amounts not offset in the statements of condition, cash collateral pledged		0
Net Amount	$ 0	$ 0