LCNB CORP (Form: 13F-HR, Received: 02/10/2026 12:13:25)

FORM 13F INFORMATION TABLE

COLUMN 1	COLUMN 2	COLUMN 3		COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
NAME OF ISSUER	TITLE OF CLASS	CUSIP	FIGI	VALUE (round to nearest dollar)	SHRS OR PRN AMT	SH / PRN	PUT / CALL	INVESTMENT DISCRETION	OTHER MANAGER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	FIGI	VALUE (round to nearest dollar)	SHRS OR PRN AMT	SH / PRN	PUT / CALL	INVESTMENT DISCRETION	OTHER MANAGER	SOLE	SHARED	NONE
3M Co.	Common Stock	88579Y101	-	648,085	4,048	SH	-	SOLE	-	4,048	0	0
Abbott Laboratories	Common Stock	002824100	-	1,909,921	15,244	SH	-	SOLE	-	9,625	0	5,619
Abbvie Inc.	Common Stock	00287Y109	-	1,698,243	7,432	SH	-	SOLE	-	3,903	0	3,529
Accenture PLC	Int'l Common Stock	G1151C101	-	1,331,036	4,961	SH	-	SOLE	-	3,230	0	1,731
Advanced Micro Devices Inc.	Common Stock	007903107	-	201,096	939	SH	-	SOLE	-	878	0	61
Aflac Inc.	Common Stock	001055102	-	225,392	2,044	SH	-	SOLE	-	2,044	0	0
Air Products & Chemicals Inc	Common Stock	009158106	-	266,288	1,078	SH	-	SOLE	-	986	0	92
Alphabet Inc.	Common Stock	02079K107	-	6,919,118	22,049	SH	-	SOLE	-	16,901	0	5,148
Alphabet Inc.	Common Stock	02079K305	-	6,742,646	21,542	SH	-	SOLE	-	18,472	0	3,070
Amazon.com Inc	Common Stock	023135106	-	2,774,918	12,022	SH	-	SOLE	-	12,022	0	0
American Express Co.	Common Stock	025816109	-	514,970	1,392	SH	-	SOLE	-	1,180	0	212
Amgen Inc.	Common Stock	031162100	-	2,247,310	6,866	SH	-	SOLE	-	4,673	0	2,193
Analog Devices Inc.	Common Stock	032654105	-	949,471	3,501	SH	-	SOLE	-	1,809	0	1,692
Apple Inc.	Common Stock	037833100	-	9,144,283	33,636	SH	-	SOLE	-	22,685	0	10,951
Applied Materials	Common Stock	038222105	-	423,006	1,646	SH	-	SOLE	-	1,646	0	0
Automatic Data Processing	Common Stock	053015103	-	1,428,141	5,552	SH	-	SOLE	-	3,740	0	1,812
Bahl & Gaynor Income Growth ETF	Fixed Income ETF	26922B527	-	226,485	7,000	SH	-	SOLE	-	0	0	7,000
Bank of America Corp.	Common Stock	060505104	-	513,975	9,345	SH	-	SOLE	-	9,345	0	0
Becton Dickinson and Co.	Common Stock	075887109	-	598,124	3,082	SH	-	SOLE	-	3,082	0	0
Berkshire Hathaway Inc.	Common Stock	084670702	-	2,317,719	4,611	SH	-	SOLE	-	2,114	0	2,497
BlackRock, Inc.	Common Stock	09290D101	-	467,739	437	SH	-	SOLE	-	384	0	53
Blackstone Inc.	Common Stock	09260D107	-	996,978	6,468	SH	-	SOLE	-	6,468	0	0
Block Inc	Common Stock	852234103	-	641,527	9,856	SH	-	SOLE	-	9,856	0	0
Boeing Co.	Common Stock	097023105	-	452,478	2,084	SH	-	SOLE	-	1,634	0	450
Booking Holdings Inc.	Common Stock	09857L108	-	224,924	42	SH	-	SOLE	-	42	0	0
Bristol-Myers Squibb Co	Common Stock	110122108	-	269,161	4,990	SH	-	SOLE	-	4,990	0	0
Broadcom Ltd.	Common Stock	11135F101	-	6,701,880	19,364	SH	-	SOLE	-	19,364	0	0
C H Robinson Worldwide Inc.	Common Stock	12541W209	-	354,476	2,205	SH	-	SOLE	-	2,205	0	0
Canadian Pacific Kansas City Limited	Int'l Common Stock	13646K108	-	301,588	4,096	SH	-	SOLE	-	1,917	0	2,179
Capital One Financial Corp.	Common Stock	14040H105	-	243,087	1,003	SH	-	SOLE	-	890	0	113
Cardinal Health Inc.	Common Stock	14149Y108	-	1,022,568	4,976	SH	-	SOLE	-	4,976	0	0
Caterpillar Inc.	Common Stock	149123101	-	917,165	1,601	SH	-	SOLE	-	1,601	0	0
Charles Schwab Corp.	Common Stock	808513105	-	778,099	7,788	SH	-	SOLE	-	7,788	0	0
Chevron Corporation	Common Stock	166764100	-	1,849,255	12,133	SH	-	SOLE	-	11,246	0	887
Chubb Ltd	Common Stock	H1467J104	-	1,102,096	3,531	SH	-	SOLE	-	2,207	0	1,324
Cincinnati Financial Corp	Common Stock	172062101	-	3,774,978	23,114	SH	-	SOLE	-	23,114	0	0
Cintas Corp.	Common Stock	172908105	-	695,859	3,700	SH	-	SOLE	-	3,700	0	0
Cisco Systems Inc.	Common Stock	17275R102	-	1,178,867	15,304	SH	-	SOLE	-	13,909	0	1,395
Citigroup Inc.	Common Stock	172967424	-	234,314	2,008	SH	-	SOLE	-	1,911	0	97
Citizens Financial Group Inc.	Common Stock	174610105	-	259,340	4,440	SH	-	SOLE	-	4,440	0	0
Coca-Cola Company	Common Stock	191216100	-	954,202	13,649	SH	-	SOLE	-	11,676	0	1,973
Comcast Corp.	Common Stock	20030N101	-	388,869	13,010	SH	-	SOLE	-	11,905	0	1,105
Conocophillips	Common Stock	20825C104	-	201,168	2,149	SH	-	SOLE	-	1,873	0	276
Corning Inc.	Common Stock	219350105	-	1,520,917	17,370	SH	-	SOLE	-	17,370	0	0
Costco Wholesale Corp	Common Stock	22160K105	-	235,419	273	SH	-	SOLE	-	273	0	0
Cullen Frost Bankers Inc	Common Stock	229899109	-	354,564	2,800	SH	-	SOLE	-	1,000	0	1,800
Cummins Inc.	Common Stock	231021106	-	644,188	1,262	SH	-	SOLE	-	1,212	0	50
Danaher Corp.	Common Stock	235851102	-	418,237	1,827	SH	-	SOLE	-	1,827	0	0
Deere & Co.	Common Stock	244199105	-	1,183,479	2,542	SH	-	SOLE	-	1,846	0	696
Disney Walt Co.	Common Stock	254687106	-	1,027,343	9,030	SH	-	SOLE	-	8,606	0	424
Dominion Energy Inc.	Common Stock	25746U109	-	325,702	5,559	SH	-	SOLE	-	5,559	0	0
Donaldson Company, Inc.	Common Stock	257651109	-	219,434	2,475	SH	-	SOLE	-	2,475	0	0
Duke Energy Holding Corp.	Common Stock	26441C204	-	1,339,980	11,432	SH	-	SOLE	-	9,156	0	2,276
Eastman Chemical Company	Common Stock	277432100	-	420,576	6,589	SH	-	SOLE	-	6,589	0	0
Eaton Corp.	Int'l Common Stock	G29183103	-	1,224,034	3,843	SH	-	SOLE	-	3,663	0	180
EBay Inc.	Common Stock	278642103	-	294,311	3,379	SH	-	SOLE	-	3,379	0	0
Ecolab Inc.	Common Stock	278865100	-	227,080	865	SH	-	SOLE	-	865	0	0
Eli Lilly Co.	Common Stock	532457108	-	1,966,664	1,830	SH	-	SOLE	-	1,830	0	0
Emerson Electric Co.	Common Stock	291011104	-	1,212,397	9,135	SH	-	SOLE	-	8,820	0	315
Enbridge Inc.	Int'l Common Stock	29250N105	-	673,972	14,091	SH	-	SOLE	-	10,383	0	3,708
Energy Select Sector SPDR TR	Exchange Traded Fund	81369Y506	-	331,659	7,418	SH	-	SOLE	-	7,418	0	0
EOG Resources Inc.	Common Stock	26875P101	-	272,816	2,598	SH	-	SOLE	-	2,388	0	210
Expedia Group Inc.	Common Stock	30212P303	-	246,196	869	SH	-	SOLE	-	869	0	0
Exxon Mobil Corp.	Common Stock	30231G102	-	1,541,074	12,806	SH	-	SOLE	-	10,704	0	2,102
Fed Ex Corp.	Common Stock	31428X106	-	1,088,713	3,769	SH	-	SOLE	-	3,739	0	30
Fifth Third Bancorp	Common Stock	316773100	-	680,992	14,548	SH	-	SOLE	-	13,829	0	719
Financial Select Sector SPDR TR	Exchange Traded Fund	81369Y605	-	367,069	6,702	SH	-	SOLE	-	6,702	0	0
First Financial Bancorp	Common Stock	320209109	-	421,487	16,846	SH	-	SOLE	-	16,846	0	0
First Trust Long/Short Equity ETF	Exchange Traded Fund	33739P103	-	8,448	119	SH	-	OTR	-	119	0	0
First Trust Long/Short Equity ETF	Exchange Traded Fund	33739P103	-	5,316,654	74,893	SH	-	SOLE	-	74,893	0	0
FT Vest U.S. Equity Deep Buffer ETF - Oct	Exchange Traded Fund	33740F672	-	5,496,079	124,093	SH	-	SOLE	-	124,093	0	0
FT Vest U.S. Equity Deep Buffer ETF - Oct	Exchange Traded Fund	33740F672	-	7,485	169	SH	-	OTR	-	169	0	0
FT Vest US Equity Deep Buffer ETF - April	Exchange Traded Fund	33740U802	-	1,151,618	29,269	SH	-	SOLE	-	29,269	0	0
GE Aerospace	Common Stock	369604301	-	384,113	1,247	SH	-	SOLE	-	1,122	0	125
GE Vernova LLC	Common Stock	36828A101	-	204,567	313	SH	-	SOLE	-	313	0	0
General Dynamics Corp.	Common Stock	369550108	-	582,422	1,730	SH	-	SOLE	-	1,717	0	13
General Mills Inc.	Common Stock	370334104	-	331,638	7,132	SH	-	SOLE	-	7,132	0	0
Goldman Sachs Physical Gold ETF	Exchange Traded Fund	38150K103	-	448,434	10,539	SH	-	SOLE	-	10,539	0	0
Grainger W W Inc.	Common Stock	384802104	-	307,760	305	SH	-	SOLE	-	305	0	0
Graphic Packaging Holding Company	Common Stock	388689101	-	490,745	32,586	SH	-	SOLE	-	32,586	0	0
Home Depot Inc.	Common Stock	437076102	-	1,245,642	3,620	SH	-	SOLE	-	3,525	0	95
Honeywell International Inc.	Common Stock	438516106	-	837,521	4,293	SH	-	SOLE	-	4,118	0	175
Illinois Tool Works Inc.	Common Stock	452308109	-	675,601	2,743	SH	-	SOLE	-	1,693	0	1,050
Intel Corp.	Common Stock	458140100	-	422,136	11,440	SH	-	SOLE	-	10,940	0	500
International Business Machines Corp.	Common Stock	459200101	-	1,321,985	4,463	SH	-	SOLE	-	4,100	0	363
Invesco QQQ Trust Series	Exchange Traded Fund	46090E103	-	1,113,744	1,813	SH	-	SOLE	-	1,813	0	0
Invesco S&P 500 Equal Weight ETF	Exchange Traded Fund	46137V357	-	666,820	3,481	SH	-	SOLE	-	3,481	0	0
IShares 1-3 Year Treasury Bond ETF	Fixed Income ETF	464287457	-	295,253	3,565	SH	-	SOLE	-	3,565	0	0
IShares 20 Year Treasury Bond ETF	Fixed Income ETF	464287432	-	544,750	6,250	SH	-	SOLE	-	6,250	0	0
IShares Biotechnology ETF	Exchange Traded Fund	464287556	-	277,627	1,645	SH	-	SOLE	-	1,645	0	0
IShares Core S&P 500 ETF	Exchange Traded Fund	464287200	-	1,348,647	1,969	SH	-	SOLE	-	1,969	0	0
IShares Core US Aggregate Bond Fund	Fixed Income ETF	464287226	-	2,448,558	24,515	SH	-	SOLE	-	24,515	0	0
IShares Edge MSCI Min Vol USA ETF	Exchange Traded Fund	46429B697	-	484,924	5,150	SH	-	SOLE	-	5,150	0	0
IShares Europe ETF	International Equity ETF	464287861	-	274,400	4,000	SH	-	SOLE	-	4,000	0	0
IShares Floating Rate Bond ETF	Fixed Income ETF	46429B655	-	1,542,533	30,329	SH	-	SOLE	-	30,329	0	0
IShares Inc. Core MSCI Emerging Markets ETF	International Equity ETF	46434G103	-	427,990	6,367	SH	-	SOLE	-	6,367	0	0
IShares Inc. TR Core MSCI EAFE ETF	International Equity ETF	46432F842	-	17,266	193	SH	-	OTR	-	193	0	0
IShares Inc. TR Core MSCI EAFE ETF	International Equity ETF	46432F842	-	20,791,399	232,410	SH	-	SOLE	-	232,410	0	0
IShares MSCI India ETF	International Equity ETF	46429B598	-	2,648	49	SH	-	OTR	-	49	0	0
IShares MSCI India ETF	International Equity ETF	46429B598	-	3,081,120	57,005	SH	-	SOLE	-	57,005	0	0
iShares Russell 1000 ETF	Exchange Traded Fund	464287622	-	957,874	2,565	SH	-	SOLE	-	2,565	0	0
iShares Russell 1000 Growth ETF	Exchange Traded Fund	464287614	-	493,902	1,044	SH	-	SOLE	-	8	0	1,036
IShares S&P 500 Value ETF	Exchange Traded Fund	464287408	-	364,760	1,720	SH	-	SOLE	-	1,720	0	0
IShares TR Core S&P Mid Cap ETF	Exchange Traded Fund	464287507	-	2,097,810	31,785	SH	-	SOLE	-	31,785	0	0
IShares TR Core S&P Small Cap ETF	Exchange Traded Fund	464287804	-	1,392,165	11,584	SH	-	SOLE	-	11,584	0	0
IShares TR Core S&P Total US Stock Market ETF	Exchange Traded Fund	464287150	-	223,035	1,500	SH	-	SOLE	-	1,500	0	0
IShares TR MSCI EAFE ETF	International Equity ETF	464287465	-	1,083,603	11,284	SH	-	SOLE	-	11,284	0	0
IShares TR MSCI Emerging Markets ETF	International Equity ETF	464287234	-	326,400	5,966	SH	-	SOLE	-	5,966	0	0
IShares TR Russell 2000 ETF	Exchange Traded Fund	464287655	-	1,246,554	5,064	SH	-	SOLE	-	5,064	0	0
IShares TR Russell 3000 ETF	Exchange Traded Fund	464287689	-	8,239,131	21,298	SH	-	SOLE	-	21,148	0	150
IShares TR Russell Mid Cap ETF	Exchange Traded Fund	464287499	-	2,184,454	22,691	SH	-	SOLE	-	19,737	0	2,954
IShares TR Russell Mid Cap Growth ETF	Exchange Traded Fund	464287481	-	282,096	2,060	SH	-	SOLE	-	1,580	0	480
IShares TR Select Dividend ETF	Exchange Traded Fund	464287168	-	304,439	2,157	SH	-	SOLE	-	2,157	0	0
IShares TR US Home Construction ETF	Exchange Traded Fund	464288752	-	220,046	2,285	SH	-	SOLE	-	2,285	0	0
IShares US Healthcare ETF	Exchange Traded Fund	464287762	-	260,400	4,000	SH	-	SOLE	-	4,000	0	0
Johnson & Johnson	Common Stock	478160104	-	2,710,838	13,099	SH	-	SOLE	-	11,619	0	1,480
Johnson Controls International PLC	Int'l Common Stock	G51502105	-	250,757	2,094	SH	-	SOLE	-	2,094	0	0
JP Morgan Chase Co.	Common Stock	46625H100	-	3,858,907	11,976	SH	-	SOLE	-	10,238	0	1,738
Kroger Co.	Common Stock	501044101	-	1,106,521	17,710	SH	-	SOLE	-	17,710	0	0
Lam Research Corporation	Common Stock	512807306	-	3,437,123	20,079	SH	-	SOLE	-	20,079	0	0
LCNB Corp.	Common Stock	50181P100	-	4,521,018	275,840	SH	-	OTR	-	275,840	0	0
LCNB Corp.	Common Stock	50181P100	-	3,783,189	230,823	SH	-	SOLE	-	230,823	0	0
Leggett & Platt Inc.	Common Stock	524660107	-	209,000	19,000	SH	-	SOLE	-	19,000	0	0
Lockheed Martin Corp.	Common Stock	539830109	-	952,346	1,969	SH	-	SOLE	-	1,969	0	0
Lowes Co Inc.	Common Stock	548661107	-	2,121,967	8,799	SH	-	SOLE	-	6,759	0	2,040
Marathon Petroleum Corp.	Common Stock	56585A102	-	325,097	1,999	SH	-	SOLE	-	1,999	0	0
Mastercard Inc.	Common Stock	57636Q104	-	1,037,860	1,818	SH	-	SOLE	-	898	0	920
McCormick Co Inc.	Common Stock	579780206	-	316,235	4,643	SH	-	SOLE	-	4,143	0	500
McDonalds Corp.	Common Stock	580135101	-	1,478,027	4,836	SH	-	SOLE	-	3,447	0	1,389
Medtronic PLC	Int'l Common Stock	G5960L103	-	679,336	7,072	SH	-	SOLE	-	7,072	0	0
Merck and Co Inc.	Common Stock	58933Y105	-	2,988,016	28,387	SH	-	SOLE	-	27,700	0	687
Meta Platforms Inc	Common Stock	30303M102	-	586,160	888	SH	-	SOLE	-	595	0	293
Microsoft Corp.	Common Stock	594918104	-	12,120,461	25,062	SH	-	SOLE	-	19,140	0	5,922
Mondelez International Inc	Common Stock	609207105	-	536,039	9,958	SH	-	SOLE	-	9,508	0	450
Morgan Stanley	Common Stock	617446448	-	337,307	1,900	SH	-	SOLE	-	1,900	0	0
New Linde PLC	Int'l Common Stock	G54950103	-	667,300	1,565	SH	-	SOLE	-	128	0	1,437
NextEra Energy Inc.	Common Stock	65339F101	-	800,713	9,974	SH	-	SOLE	-	9,974	0	0
Nike Inc.	Common Stock	654106103	-	433,292	6,801	SH	-	SOLE	-	6,778	0	23
Norfolk Southern Corp.	Common Stock	655844108	-	543,082	1,881	SH	-	SOLE	-	1,618	0	263
Novartis AG ADR	Int'l Common Stock	66987V109	-	1,269,231	9,206	SH	-	SOLE	-	7,340	0	1,866
Nvidia Corp	Common Stock	67066G104	-	6,495,236	34,827	SH	-	SOLE	-	14,827	0	20,000
NXP Semiconductors	Int'l Common Stock	N6596X109	-	351,854	1,621	SH	-	SOLE	-	1,621	0	0
Omnicom Group Inc.	Common Stock	681919106	-	337,616	4,181	SH	-	SOLE	-	4,181	0	0
Oracle Corporation	Common Stock	68389X105	-	1,011,193	5,188	SH	-	SOLE	-	3,902	0	1,286
Pepsico Inc.	Common Stock	713448108	-	1,494,187	10,411	SH	-	SOLE	-	8,082	0	2,329
Pfizer Inc.	Common Stock	717081103	-	293,123	11,772	SH	-	SOLE	-	11,263	0	509
Phillips 66	Common Stock	718546104	-	414,089	3,209	SH	-	SOLE	-	3,209	0	0
PNC Financial Services Group Inc.	Common Stock	693475105	-	425,600	2,039	SH	-	SOLE	-	1,888	0	151
Procter & Gamble Co.	Common Stock	742718109	-	229,296	1,600	SH	-	OTR	-	1,600	0	0
Procter & Gamble Co.	Common Stock	742718109	-	8,546,865	59,639	SH	-	SOLE	-	52,975	0	6,664
Prudential Financial Inc.	Common Stock	744320102	-	562,030	4,979	SH	-	SOLE	-	4,979	0	0
Qualcomm Inc.	Common Stock	747525103	-	337,311	1,972	SH	-	SOLE	-	1,938	0	34
Regions Financial Corp.	Common Stock	7591EP100	-	290,648	10,725	SH	-	SOLE	-	10,725	0	0
RTX Corporation	Common Stock	75513E101	-	1,280,315	6,981	SH	-	SOLE	-	4,661	0	2,320
Schwab Strategic US TIPS ETF	Fixed Income ETF	808524870	-	1,042,699	39,362	SH	-	SOLE	-	39,016	0	346
Schwab US Large Cap Growth ETF	Exchange Traded Fund	808524300	-	31,870	977	SH	-	OTR	-	977	0	0
Schwab US Large Cap Growth ETF	Exchange Traded Fund	808524300	-	20,358,892	624,123	SH	-	SOLE	-	624,123	0	0
Schwab US Large Cap Value ETF	Exchange Traded Fund	808524409	-	36,420	1,230	SH	-	OTR	-	1,230	0	0
Schwab US Large Cap Value ETF	Exchange Traded Fund	808524409	-	19,293,876	651,600	SH	-	SOLE	-	651,600	0	0
Schwab US Large-Cap	Exchange Traded Fund	808524201	-	568,501	21,126	SH	-	SOLE	-	21,126	0	0
Schwab US Mid-Cap	Exchange Traded Fund	808524508	-	230,938	7,680	SH	-	SOLE	-	7,680	0	0
Skyworks Solutions Inc	Common Stock	83088M102	-	394,600	6,223	SH	-	SOLE	-	6,223	0	0
Southern Co.	Common Stock	842587107	-	491,448	5,636	SH	-	SOLE	-	5,617	0	19
SPDR Gold TR	Exchange Traded Fund	78463V107	-	2,184,461	5,512	SH	-	SOLE	-	5,075	0	437
SPDR S&P 500 Trust ETF	Exchange Traded Fund	78462F103	-	6,545,750	9,599	SH	-	SOLE	-	9,194	0	405
SPDR S&P 500 Value	Exchange Traded Fund	78464A508	-	355,063	6,250	SH	-	SOLE	-	6,250	0	0
SPDR S&P Mid Cap 400 ETF TR	Exchange Traded Fund	78467Y107	-	847,608	1,405	SH	-	SOLE	-	1,405	0	0
Starbucks Corp.	Common Stock	855244109	-	838,563	9,958	SH	-	SOLE	-	9,958	0	0
Stryker Corp.	Common Stock	863667101	-	317,377	903	SH	-	SOLE	-	903	0	0
Sysco Corp.	Common Stock	871829107	-	443,540	6,019	SH	-	SOLE	-	5,744	0	275
T Rowe Price Group Inc.	Common Stock	74144T108	-	273,150	2,668	SH	-	SOLE	-	2,668	0	0
Taiwan Semiconductor MFG Ltd	Int'l Common Stock	874039100	-	669,470	2,203	SH	-	SOLE	-	2,028	0	175
Technology Select Sector SPDR TR	Exchange Traded Fund	81369Y803	-	515,413	3,580	SH	-	SOLE	-	3,580	0	0
Texas Instruments Inc.	Common Stock	882508104	-	249,132	1,436	SH	-	SOLE	-	1,035	0	401
TJX Companies Inc.	Common Stock	872540109	-	2,361,907	15,376	SH	-	SOLE	-	9,119	0	6,257
Tractor Supply Co.	Common Stock	892356106	-	251,000	5,019	SH	-	SOLE	-	5,019	0	0
U.S. Bancorp	Common Stock	902973304	-	2,024,799	37,946	SH	-	SOLE	-	34,801	0	3,145
Union Pacific Corp.	Common Stock	907818108	-	359,240	1,553	SH	-	SOLE	-	1,448	0	105
Utilities Select Sector SPDR TR	Exchange Traded Fund	81369Y886	-	224,123	5,250	SH	-	SOLE	-	4,650	0	600
Vanguard Dividend Appreciation ETF	Exchange Traded Fund	921908844	-	1,274,724	5,800	SH	-	SOLE	-	5,800	0	0
Vanguard FTSE Developed Markets ETF	International Equity ETF	921943858	-	592,091	9,478	SH	-	SOLE	-	9,478	0	0
Vanguard High Dividend Yield Fund	Exchange Traded Fund	921946406	-	541,130	3,770	SH	-	SOLE	-	710	0	3,060
Vanguard Intermediate-Term Treasury	Fixed Income ETF	92206C706	-	1,354,178	22,596	SH	-	SOLE	-	22,596	0	0
Vanguard International Equity Index Fund	International Equity ETF	922042858	-	383,524	7,134	SH	-	SOLE	-	6,590	0	544
Vanguard Long-Term Corporate Bond	Fixed Income ETF	92206C813	-	394,117	5,196	SH	-	SOLE	-	5,196	0	0
Vanguard S&P 500 Index Fund	Exchange Traded Fund	922908363	-	522,399	833	SH	-	SOLE	-	833	0	0
Vanguard Small-Cap Index Fund	Exchange Traded Fund	922908751	-	483,656	1,875	SH	-	SOLE	-	1,875	0	0
Vanguard Tax-Exempt Bond Index	Fixed Income ETF	922907746	-	274,986	5,468	SH	-	SOLE	-	5,468	0	0
Vanguard Total Stock Market Index	Exchange Traded Fund	922908769	-	433,504	1,293	SH	-	SOLE	-	1,293	0	0
Verizon Communications Inc.	Common Stock	92343V104	-	428,928	10,531	SH	-	SOLE	-	9,274	0	1,257
Verizon Communications Inc.	Common Stock	92343V104	-	67,042	1,646	SH	-	OTR	-	1,646	0	0
Visa Inc	Common Stock	92826C839	-	324,407	925	SH	-	SOLE	-	642	0	283
Walmart Inc.	Common Stock	931142103	-	1,562,525	14,025	SH	-	SOLE	-	12,579	0	1,446
WEC Energy Group Inc.	Common Stock	92939U106	-	244,456	2,318	SH	-	SOLE	-	2,218	0	100
Wells Fargo Co.	Common Stock	949746101	-	205,692	2,207	SH	-	SOLE	-	1,914	0	293
Welltower Inc.	Common Stock	95040Q104	-	629,589	3,392	SH	-	SOLE	-	3,392	0	0
Whirlpool Corp.	Common Stock	963320106	-	305,585	4,236	SH	-	SOLE	-	4,236	0	0
WisdomTree US Total Dividend Fund	Exchange Traded Fund	97717W109	-	2,833,549	33,383	SH	-	SOLE	-	33,383	0	0

	UNITED STATES SECURITIES AND EXCHANGE COMMISSION	OMB APPROVAL
	Washington, D.C. 20549 FORM 13F	OMB Number: 3235-0006 Estimated average burden hours per response: 23.8

Check here if Amendment:		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Name:	LCNB CORP
Address:	2 NORTH BROADWAY
	PO BOX 59
	LEBANON	OH	45036

Form 13F File Number:		028-17888
CRD Number (if applicable):
SEC File Number (if applicable):

Name:	Bradley A. Ruppert
Title:	Executive Vice President and Chief Investment Officer
Phone:	5139321414

Institutional Investment Manager Filing this Report:

Person Signing this Report on Behalf of Reporting Manager:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

Form 13F Summary Page

Report Summary:

List of Other Included Managers:

FORM 13F INFORMATION TABLE

Bradley A. Ruppert	Lebanon, OHIO	12-31-2025
[Signature]	[City, State]	[Date]

Number of Other Included Managers:	0
Form 13F Information table Entry Total:	198
Form 13F Information table Value Total:	298,461,451
	(round to nearest dollar)