LCNB CORP (Form: 13F-HR, Received: 08/11/2025 13:20:35)

FORM 13F INFORMATION TABLE

COLUMN 1	COLUMN 2	COLUMN 3		COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
NAME OF ISSUER	TITLE OF CLASS	CUSIP	FIGI	VALUE (round to nearest dollar)	SHRS OR PRN AMT	SH / PRN	PUT / CALL	INVESTMENT DISCRETION	OTHER MANAGER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	FIGI	VALUE (round to nearest dollar)	SHRS OR PRN AMT	SH / PRN	PUT / CALL	INVESTMENT DISCRETION	OTHER MANAGER	SOLE	SHARED	NONE
3M Co.	Common Stock	88579Y101	-	628,903	4,131	SH	-	SOLE	-	4,131	0	0
Abbott Laboratories	Common Stock	002824100	-	2,160,791	15,887	SH	-	SOLE	-	10,048	0	5,839
Abbvie Inc.	Common Stock	00287Y109	-	1,388,895	7,482	SH	-	SOLE	-	3,953	0	3,529
Accenture PLC	Int'l Common Stock	G1151C101	-	1,478,310	4,946	SH	-	SOLE	-	3,215	0	1,731
Air Products & Chemicals Inc	Common Stock	009158106	-	291,368	1,033	SH	-	SOLE	-	941	0	92
Alphabet Inc.	Common Stock	02079K107	-	4,072,165	22,956	SH	-	SOLE	-	17,796	0	5,160
Alphabet Inc.	Common Stock	02079K305	-	3,730,084	21,166	SH	-	SOLE	-	18,096	0	3,070
Amazon.com Inc	Common Stock	023135106	-	2,565,985	11,696	SH	-	SOLE	-	11,696	0	0
American Express Co.	Common Stock	025816109	-	475,918	1,492	SH	-	SOLE	-	1,280	0	212
Amgen Inc.	Common Stock	031162100	-	1,984,345	7,107	SH	-	SOLE	-	4,864	0	2,243
Analog Devices Inc.	Common Stock	032654105	-	833,308	3,501	SH	-	SOLE	-	1,809	0	1,692
Apple Inc.	Common Stock	037833100	-	6,745,374	32,877	SH	-	SOLE	-	21,766	0	11,111
Applied Materials	Common Stock	038222105	-	298,038	1,628	SH	-	SOLE	-	1,628	0	0
Automatic Data Processing	Common Stock	053015103	-	1,738,142	5,636	SH	-	SOLE	-	3,824	0	1,812
Bank of America Corp.	Common Stock	060505104	-	446,464	9,435	SH	-	SOLE	-	9,435	0	0
Becton Dickinson and Co.	Common Stock	075887109	-	530,013	3,077	SH	-	SOLE	-	3,077	0	0
Berkshire Hathaway Inc.	Common Stock	084670702	-	2,287,977	4,710	SH	-	SOLE	-	2,212	0	2,498
BlackRock, Inc.	Common Stock	09290D101	-	442,784	422	SH	-	SOLE	-	369	0	53
Blackstone Inc.	Common Stock	09260D107	-	990,369	6,621	SH	-	SOLE	-	6,621	0	0
Block Inc	Common Stock	852234103	-	664,695	9,785	SH	-	SOLE	-	9,785	0	0
Boeing Co.	Common Stock	097023105	-	447,137	2,134	SH	-	SOLE	-	1,684	0	450
Booking Holdings Inc.	Common Stock	09857L108	-	428,404	74	SH	-	SOLE	-	74	0	0
Bristol-Myers Squibb Co	Common Stock	110122108	-	222,192	4,800	SH	-	SOLE	-	4,800	0	0
Broadcom Ltd.	Common Stock	11135F101	-	5,977,470	21,685	SH	-	SOLE	-	21,685	0	0
C H Robinson Worldwide Inc.	Common Stock	12541W209	-	254,268	2,650	SH	-	SOLE	-	2,650	0	0
Canadian Pacific Kansas City Limited	Int'l Common Stock	13646K108	-	324,690	4,096	SH	-	SOLE	-	1,917	0	2,179
Capital One Financial Corp.	Common Stock	14040H105	-	213,398	1,003	SH	-	SOLE	-	890	0	113
Cardinal Health Inc.	Common Stock	14149Y108	-	808,080	4,810	SH	-	SOLE	-	4,810	0	0
Caterpillar Inc.	Common Stock	149123101	-	625,795	1,612	SH	-	SOLE	-	1,612	0	0
Charles Schwab Corp.	Common Stock	808513105	-	694,245	7,609	SH	-	SOLE	-	7,609	0	0
Chevron Corporation	Common Stock	166764100	-	3,123,403	21,813	SH	-	SOLE	-	11,093	0	10,720
Chubb Ltd	Common Stock	H1467J104	-	1,053,132	3,635	SH	-	SOLE	-	2,271	0	1,364
Cincinnati Financial Corp	Common Stock	172062101	-	3,467,751	23,286	SH	-	SOLE	-	23,286	0	0
Cintas Corp.	Common Stock	172908105	-	824,619	3,700	SH	-	SOLE	-	3,700	0	0
Cisco Systems Inc.	Common Stock	17275R102	-	1,183,207	17,054	SH	-	SOLE	-	15,659	0	1,395
Coca-Cola Company	Common Stock	191216100	-	1,015,192	14,349	SH	-	SOLE	-	12,376	0	1,973
Colgate Palmolive Co.	Common Stock	194162103	-	204,071	2,245	SH	-	SOLE	-	2,245	0	0
Comcast Corp.	Common Stock	20030N101	-	451,122	12,640	SH	-	SOLE	-	11,487	0	1,153
Corning Inc.	Common Stock	219350105	-	996,318	18,945	SH	-	SOLE	-	18,945	0	0
Costco Wholesale Corp	Common Stock	22160K105	-	240,555	243	SH	-	SOLE	-	243	0	0
Cullen Frost Bankers Inc	Common Stock	229899109	-	465,958	3,625	SH	-	SOLE	-	1,000	0	2,625
Cummins Inc.	Common Stock	231021106	-	390,380	1,192	SH	-	SOLE	-	1,142	0	50
Danaher Corp.	Common Stock	235851102	-	360,906	1,827	SH	-	SOLE	-	1,827	0	0
Deere & Co.	Common Stock	244199105	-	1,307,836	2,572	SH	-	SOLE	-	1,846	0	726
Disney Walt Co.	Common Stock	254687106	-	1,128,863	9,103	SH	-	SOLE	-	8,678	0	425
Dominion Energy Inc.	Common Stock	25746U109	-	357,828	6,331	SH	-	SOLE	-	6,331	0	0
Duke Energy Holding Corp.	Common Stock	26441C204	-	1,351,371	11,452	SH	-	SOLE	-	9,176	0	2,276
Eastman Chemical Company	Common Stock	277432100	-	542,330	7,264	SH	-	SOLE	-	7,264	0	0
Eaton Corp.	Int'l Common Stock	G29183103	-	1,528,274	4,281	SH	-	SOLE	-	4,101	0	180
EBay Inc.	Common Stock	278642103	-	266,492	3,579	SH	-	SOLE	-	3,579	0	0
Ecolab Inc.	Common Stock	278865100	-	233,066	865	SH	-	SOLE	-	865	0	0
Eli Lilly Co.	Common Stock	532457108	-	58,465	75	SH	-	OTR	-	75	0	0
Eli Lilly Co.	Common Stock	532457108	-	1,379,768	1,770	SH	-	SOLE	-	1,770	0	0
Emerson Electric Co.	Common Stock	291011104	-	1,235,302	9,265	SH	-	SOLE	-	8,950	0	315
Enbridge Inc.	Int'l Common Stock	29250N105	-	640,870	14,141	SH	-	SOLE	-	10,433	0	3,708
Energy Select Sector SPDR TR	Exchange Traded Fund	81369Y506	-	505,383	5,959	SH	-	SOLE	-	5,959	0	0
EOG Resources Inc.	Common Stock	26875P101	-	294,001	2,458	SH	-	SOLE	-	2,248	0	210
Exxon Mobil Corp.	Common Stock	30231G102	-	2,090,997	19,397	SH	-	SOLE	-	10,895	0	8,502
Fed Ex Corp.	Common Stock	31428X106	-	877,417	3,860	SH	-	SOLE	-	3,830	0	30
Fifth Third Bancorp	Common Stock	316773100	-	619,952	15,073	SH	-	SOLE	-	14,354	0	719
Financial Select Sector SPDR TR	Exchange Traded Fund	81369Y605	-	560,464	10,702	SH	-	SOLE	-	10,702	0	0
First Financial Bancorp	Common Stock	320209109	-	408,684	16,846	SH	-	SOLE	-	16,846	0	0
First Trust Long/Short Equity ETF	Exchange Traded Fund	33739P103	-	3,062,865	46,211	SH	-	SOLE	-	46,211	0	0
Fiserv Inc.	Common Stock	337738108	-	273,270	1,585	SH	-	SOLE	-	1,585	0	0
FT Vest U.S. Equity Deep Buffer ETF - Oct	Exchange Traded Fund	33740F672	-	4,742,391	115,476	SH	-	SOLE	-	115,476	0	0
FT Vest US Equity Deep Buffer ETF - April	Exchange Traded Fund	33740U802	-	1,205,769	31,978	SH	-	SOLE	-	31,978	0	0
GE Aerospace	Common Stock	369604301	-	320,965	1,247	SH	-	SOLE	-	1,122	0	125
General Dynamics Corp.	Common Stock	369550108	-	510,113	1,749	SH	-	SOLE	-	1,736	0	13
General Mills Inc.	Common Stock	370334104	-	423,080	8,166	SH	-	SOLE	-	8,166	0	0
Goldman Sachs Physical Gold ETF	Exchange Traded Fund	38150K103	-	335,035	10,252	SH	-	SOLE	-	10,252	0	0
Grainger W W Inc.	Common Stock	384802104	-	317,273	305	SH	-	SOLE	-	305	0	0
Graphic Packaging Holding Company	Common Stock	388689101	-	717,518	34,054	SH	-	SOLE	-	34,054	0	0
Health Care Select Sector SPDR TR	Exchange Traded Fund	81369Y209	-	1,095,843	8,130	SH	-	SOLE	-	430	0	7,700
Hershey Company	Common Stock	427866108	-	1,393,980	8,400	SH	-	SOLE	-	0	0	8,400
Home Depot Inc.	Common Stock	437076102	-	1,340,802	3,657	SH	-	SOLE	-	3,562	0	95
Honeywell International Inc.	Common Stock	438516106	-	1,020,480	4,382	SH	-	SOLE	-	4,207	0	175
Illinois Tool Works Inc.	Common Stock	452308109	-	709,608	2,870	SH	-	SOLE	-	1,820	0	1,050
Intel Corp.	Common Stock	458140100	-	432,141	19,292	SH	-	SOLE	-	18,700	0	592
International Business Machines Corp.	Common Stock	459200101	-	1,268,438	4,303	SH	-	SOLE	-	3,940	0	363
Invesco QQQ Trust Series	Exchange Traded Fund	46090E103	-	1,081,214	1,960	SH	-	SOLE	-	1,960	0	0
Invesco S&P 500 Equal Weight ETF	Exchange Traded Fund	46137V357	-	2,668,670	14,684	SH	-	SOLE	-	14,684	0	0
Invesco S&P 500 Equal Weight ETF	Exchange Traded Fund	46137V357	-	90,870	500	SH	-	OTR	-	500	0	0
IShares 1-3 Year Treasury Bond ETF	Fixed Income ETF	464287457	-	299,787	3,618	SH	-	SOLE	-	3,618	0	0
IShares 20 Year Treasury Bond ETF	Fixed Income ETF	464287432	-	741,300	8,400	SH	-	SOLE	-	8,400	0	0
IShares Biotechnology ETF	Exchange Traded Fund	464287556	-	208,109	1,645	SH	-	SOLE	-	1,645	0	0
IShares Core S&P 500 ETF	Exchange Traded Fund	464287200	-	2,076,290	3,344	SH	-	SOLE	-	3,344	0	0
IShares Core US Aggregate Bond Fund	Fixed Income ETF	464287226	-	2,237,059	22,551	SH	-	SOLE	-	22,551	0	0
IShares Edge MSCI Min Vol USA ETF	Exchange Traded Fund	46429B697	-	489,250	5,212	SH	-	SOLE	-	5,212	0	0
IShares Inc. Core MSCI Emerging Markets ETF	International Equity ETF	46434G103	-	269,595	4,491	SH	-	SOLE	-	4,491	0	0
IShares Inc. TR Core MSCI EAFE ETF	International Equity ETF	46432F842	-	18,747,271	224,572	SH	-	SOLE	-	224,572	0	0
IShares Intermediate Government-Credit Bond ETF	Fixed Income ETF	464288612	-	1,601,850	15,000	SH	-	SOLE	-	15,000	0	0
IShares MSCI India ETF	International Equity ETF	46429B598	-	2,994,136	53,774	SH	-	SOLE	-	53,774	0	0
iShares Russell 1000 ETF	Exchange Traded Fund	464287622	-	633,298	1,865	SH	-	SOLE	-	1,865	0	0
iShares Russell 1000 Growth ETF	Exchange Traded Fund	464287614	-	447,732	1,055	SH	-	SOLE	-	8	0	1,047
IShares S&P 500 Value ETF	Exchange Traded Fund	464287408	-	336,122	1,720	SH	-	SOLE	-	1,720	0	0
IShares TR Core S&P Mid Cap ETF	Exchange Traded Fund	464287507	-	2,099,687	33,855	SH	-	SOLE	-	33,855	0	0
IShares TR Core S&P Small Cap ETF	Exchange Traded Fund	464287804	-	1,336,835	12,232	SH	-	SOLE	-	12,232	0	0
IShares TR Core S&P Total US Stock Market ETF	Exchange Traded Fund	464287150	-	4,544,096	33,650	SH	-	SOLE	-	33,650	0	0
IShares TR MSCI EAFE ETF	International Equity ETF	464287465	-	910,348	10,184	SH	-	SOLE	-	10,184	0	0
IShares TR MSCI Emerging Markets ETF	International Equity ETF	464287234	-	287,800	5,966	SH	-	SOLE	-	5,966	0	0
IShares TR Russell 2000 ETF	Exchange Traded Fund	464287655	-	1,092,761	5,064	SH	-	SOLE	-	5,064	0	0
IShares TR Russell 3000 ETF	Exchange Traded Fund	464287689	-	7,745,868	22,068	SH	-	SOLE	-	21,918	0	150
IShares TR Russell Mid Cap ETF	Exchange Traded Fund	464287499	-	2,038,875	22,169	SH	-	SOLE	-	19,215	0	2,954
IShares TR Select Dividend ETF	Exchange Traded Fund	464287168	-	260,972	1,965	SH	-	SOLE	-	1,965	0	0
IShares TR US Home Construction ETF	Exchange Traded Fund	464288752	-	212,893	2,285	SH	-	SOLE	-	2,285	0	0
IShares US Healthcare ETF	Exchange Traded Fund	464287762	-	225,920	4,000	SH	-	SOLE	-	4,000	0	0
Johnson & Johnson	Common Stock	478160104	-	1,991,249	13,036	SH	-	SOLE	-	11,471	0	1,565
Johnson Controls International PLC	Int'l Common Stock	G51502105	-	212,613	2,013	SH	-	SOLE	-	2,013	0	0
JP Morgan Chase Co.	Common Stock	46625H100	-	3,539,801	12,210	SH	-	SOLE	-	10,472	0	1,738
Juniper Networks Inc	Common Stock	48203R104	-	428,249	10,725	SH	-	SOLE	-	10,725	0	0
Kroger Co.	Common Stock	501044101	-	1,275,862	17,787	SH	-	SOLE	-	17,787	0	0
Lam Research Corporation	Common Stock	512807306	-	2,112,667	21,704	SH	-	SOLE	-	21,704	0	0
LCNB Corp.	Common Stock	50181P100	-	3,285,930	226,148	SH	-	SOLE	-	226,148	0	0
LCNB Corp.	Common Stock	50181P100	-	4,007,955	275,840	SH	-	OTR	-	275,840	0	0
Leggett & Platt Inc.	Common Stock	524660107	-	254,220	28,500	SH	-	SOLE	-	28,500	0	0
Lockheed Martin Corp.	Common Stock	539830109	-	1,054,570	2,277	SH	-	SOLE	-	2,277	0	0
Lowes Co Inc.	Common Stock	548661107	-	2,018,795	9,099	SH	-	SOLE	-	7,059	0	2,040
Marathon Petroleum Corp.	Common Stock	56585A102	-	316,107	1,903	SH	-	SOLE	-	1,903	0	0
Mastercard Inc.	Common Stock	57636Q104	-	1,085,106	1,931	SH	-	SOLE	-	1,011	0	920
McCormick Co Inc.	Common Stock	579780206	-	352,032	4,643	SH	-	SOLE	-	4,143	0	500
McDonalds Corp.	Common Stock	580135101	-	1,484,808	5,082	SH	-	SOLE	-	3,693	0	1,389
Medtronic PLC	Int'l Common Stock	G5960L103	-	661,795	7,592	SH	-	SOLE	-	7,592	0	0
Merck and Co Inc.	Common Stock	58933Y105	-	2,383,666	30,112	SH	-	SOLE	-	29,300	0	812
Meta Platforms Inc	Common Stock	30303M102	-	618,519	838	SH	-	SOLE	-	545	0	293
Microsoft Corp.	Common Stock	594918104	-	12,359,641	24,848	SH	-	SOLE	-	18,904	0	5,944
Mondelez International Inc	Common Stock	609207105	-	635,150	9,418	SH	-	SOLE	-	8,968	0	450
Morgan Stanley	Common Stock	617446448	-	267,634	1,900	SH	-	SOLE	-	1,900	0	0
New Linde PLC	Int'l Common Stock	G54950103	-	774,147	1,650	SH	-	SOLE	-	178	0	1,472
NextEra Energy Inc.	Common Stock	65339F101	-	711,624	10,251	SH	-	SOLE	-	10,251	0	0
Nike Inc.	Common Stock	654106103	-	510,564	7,187	SH	-	SOLE	-	7,153	0	34
Norfolk Southern Corp.	Common Stock	655844108	-	412,368	1,611	SH	-	SOLE	-	1,348	0	263
Novartis AG ADR	Int'l Common Stock	66987V109	-	1,127,934	9,321	SH	-	SOLE	-	7,455	0	1,866
Nvidia Corp	Common Stock	67066G104	-	5,597,586	35,430	SH	-	SOLE	-	15,430	0	20,000
NXP Semiconductors	Int'l Common Stock	N6596X109	-	349,802	1,601	SH	-	SOLE	-	1,601	0	0
Oracle Corporation	Common Stock	68389X105	-	1,253,406	5,733	SH	-	SOLE	-	4,437	0	1,296
Pepsico Inc.	Common Stock	713448108	-	2,127,296	16,111	SH	-	SOLE	-	8,082	0	8,029
Pfizer Inc.	Common Stock	717081103	-	316,041	13,038	SH	-	SOLE	-	12,438	0	600
Phillips 66	Common Stock	718546104	-	381,044	3,194	SH	-	SOLE	-	3,194	0	0
PNC Financial Services Group Inc.	Common Stock	693475105	-	380,110	2,039	SH	-	SOLE	-	1,888	0	151
Procter & Gamble Co.	Common Stock	742718109	-	254,912	1,600	SH	-	OTR	-	1,600	0	0
Procter & Gamble Co.	Common Stock	742718109	-	11,688,353	73,364	SH	-	SOLE	-	66,700	0	6,664
Prudential Financial Inc.	Common Stock	744320102	-	545,688	5,079	SH	-	SOLE	-	5,079	0	0
Qualcomm Inc.	Common Stock	747525103	-	207,675	1,304	SH	-	SOLE	-	1,270	0	34
RTX Corporation	Common Stock	75513E101	-	1,044,102	7,150	SH	-	SOLE	-	4,760	0	2,390
Schwab Strategic US TIPS ETF	Fixed Income ETF	808524870	-	1,050,178	39,362	SH	-	SOLE	-	39,016	0	346
Schwab US Dividend Equity ETF	Exchange Traded Fund	808524797	-	686,615	25,910	SH	-	SOLE	-	25,910	0	0
Schwab US Large Cap Growth ETF	Exchange Traded Fund	808524300	-	17,421,808	596,433	SH	-	SOLE	-	596,433	0	0
Schwab US Large Cap Value ETF	Exchange Traded Fund	808524409	-	15,183,497	548,735	SH	-	SOLE	-	548,735	0	0
Schwab US Large-Cap	Exchange Traded Fund	808524201	-	516,319	21,126	SH	-	SOLE	-	21,126	0	0
Schwab US Mid-Cap	Exchange Traded Fund	808524508	-	215,424	7,680	SH	-	SOLE	-	7,680	0	0
Skyworks Solutions Inc	Common Stock	83088M102	-	529,837	7,110	SH	-	SOLE	-	7,110	0	0
Southern Co.	Common Stock	842587107	-	559,719	6,095	SH	-	SOLE	-	6,072	0	23
SPDR Gold TR	Exchange Traded Fund	78463V107	-	1,762,527	5,782	SH	-	SOLE	-	5,345	0	437
SPDR S&P 500 Trust ETF	Exchange Traded Fund	78462F103	-	5,987,584	9,691	SH	-	SOLE	-	9,286	0	405
SPDR S&P 500 Value	Exchange Traded Fund	78464A508	-	327,125	6,250	SH	-	OTR	-	6,250	0	0
SPDR S&P Mid Cap 400 ETF TR	Exchange Traded Fund	78467Y107	-	929,027	1,640	SH	-	SOLE	-	1,640	0	0
Starbucks Corp.	Common Stock	855244109	-	931,236	10,163	SH	-	SOLE	-	10,163	0	0
Stryker Corp.	Common Stock	863667101	-	388,904	983	SH	-	SOLE	-	983	0	0
Sysco Corp.	Common Stock	871829107	-	449,062	5,929	SH	-	SOLE	-	5,654	0	275
T Rowe Price Group Inc.	Common Stock	74144T108	-	279,657	2,898	SH	-	SOLE	-	2,898	0	0
Taiwan Semiconductor MFG Ltd	Int'l Common Stock	874039100	-	498,957	2,203	SH	-	SOLE	-	2,028	0	175
Technology Select Sector SPDR TR	Exchange Traded Fund	81369Y803	-	3,074,212	12,140	SH	-	SOLE	-	1,790	0	10,350
Texas Instruments Inc.	Common Stock	882508104	-	318,904	1,536	SH	-	SOLE	-	1,135	0	401
TJX Companies Inc.	Common Stock	872540109	-	1,988,312	16,101	SH	-	SOLE	-	9,644	0	6,457
Tractor Supply Co.	Common Stock	892356106	-	276,198	5,234	SH	-	SOLE	-	5,234	0	0
U.S. Bancorp	Common Stock	902973304	-	2,863,827	63,289	SH	-	SOLE	-	36,144	0	27,145
Union Pacific Corp.	Common Stock	907818108	-	371,119	1,613	SH	-	SOLE	-	1,508	0	105
United Parcel Service Inc	Common Stock	911312106	-	247,808	2,455	SH	-	SOLE	-	2,455	0	0
Vanguard Dividend Appreciation ETF	Exchange Traded Fund	921908844	-	255,428	1,248	SH	-	SOLE	-	1,248	0	0
Vanguard FTSE Developed Markets ETF	International Equity ETF	921943858	-	647,862	11,364	SH	-	SOLE	-	11,364	0	0
Vanguard High Dividend Yield Fund	Exchange Traded Fund	921946406	-	502,634	3,770	SH	-	SOLE	-	710	0	3,060
Vanguard Intermediate-Term Treasury	Fixed Income ETF	92206C706	-	1,279,097	21,386	SH	-	SOLE	-	21,386	0	0
Vanguard International Equity Index Fund	International Equity ETF	922042858	-	353,342	7,144	SH	-	SOLE	-	6,600	0	544
Vanguard Long-Term Corporate Bond	Fixed Income ETF	92206C813	-	393,921	5,190	SH	-	SOLE	-	5,190	0	0
Vanguard S&P 500 Index Fund	Exchange Traded Fund	922908363	-	948,610	1,670	SH	-	SOLE	-	1,670	0	0
Vanguard Short Term Treasury ETF	Fixed Income ETF	92206C102	-	881,700	15,000	SH	-	SOLE	-	15,000	0	0
Vanguard Small-Cap Index Fund	Exchange Traded Fund	922908751	-	451,447	1,905	SH	-	SOLE	-	1,905	0	0
Vanguard Total Stock Market Index	Exchange Traded Fund	922908769	-	379,913	1,250	SH	-	SOLE	-	1,250	0	0
Verizon Communications Inc.	Common Stock	92343V104	-	477,484	11,035	SH	-	SOLE	-	9,709	0	1,326
Verizon Communications Inc.	Common Stock	92343V104	-	71,222	1,646	SH	-	OTR	-	1,646	0	0
Visa Inc	Common Stock	92826C839	-	325,936	918	SH	-	SOLE	-	635	0	283
Walmart Inc.	Common Stock	931142103	-	1,408,032	14,400	SH	-	SOLE	-	12,954	0	1,446
WEC Energy Group Inc.	Common Stock	92939U106	-	241,536	2,318	SH	-	SOLE	-	2,218	0	100
Welltower Inc.	Common Stock	95040Q104	-	548,201	3,566	SH	-	SOLE	-	3,566	0	0
Whirlpool Corp.	Common Stock	963320106	-	487,120	4,803	SH	-	SOLE	-	4,803	0	0
WisdomTree US Total Dividend Fund	Exchange Traded Fund	97717W109	-	1,937,664	24,367	SH	-	SOLE	-	24,367	0	0

	UNITED STATES SECURITIES AND EXCHANGE COMMISSION	OMB APPROVAL
	Washington, D.C. 20549 FORM 13F	OMB Number: 3235-0006 Estimated average burden hours per response: 23.8

Check here if Amendment:		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Name:	LCNB CORP
Address:	2 NORTH BROADWAY
	PO BOX 59
	LEBANON	OH	45036

Form 13F File Number:		028-17888
CRD Number (if applicable):
SEC File Number (if applicable):

Name:	Bradley A. Ruppert
Title:	Executive Vice President and Chief Investment Officer
Phone:	5139321414

Institutional Investment Manager Filing this Report:

Person Signing this Report on Behalf of Reporting Manager:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

Form 13F Summary Page

Report Summary:

List of Other Included Managers:

FORM 13F INFORMATION TABLE

Bradley A. Ruppert	Lebanon, OHIO	08-11-2025
[Signature]	[City, State]	[Date]

Number of Other Included Managers:	0
Form 13F Information table Entry Total:	186
Form 13F Information table Value Total:	284,239,789
	(round to nearest dollar)