The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
|
| UNITED STATES SECURITIES AND EXCHANGE COMMISSION | OMB APPROVAL | |
| Washington, D.C. 20549 FORM 13F | OMB Number: 3235-0006 Estimated average burden hours per response: 23.8 |
| FORM 13F COVER PAGE |
| Report for the Calendar Year or Quarter Ended: | 03-31-2025 |
| Check here if Amendment: | Amendment Number: | ||
| This Amendment (Check only one.): | is a restatement. | ||
| adds new holdings entries. | |||
| Name: | TOMPKINS FINANCIAL CORP | ||
| Address: | 118 E. SENECA STREET | ||
| PO BOX 460 | |||
| ITHACA | NY | 14850 | |
| Form 13F File Number: | 028-05097 | |
| CRD Number (if applicable): | ||
| SEC File Number (if applicable): |
The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.
| Name: | Lisa Donnelly |
| Title: | Trust Operations Manager |
| Phone: | 607-274-7443 |
| /s/ Lisa Donnelly, Trust Operations Manager | Ithaca, NEW YORK | 04-07-2025 |
| [Signature] | [City, State] | [Date] |
| Do you wish to provide information pursuant to Special Instruction 5? | Yes X No |
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
| Number of Other Included Managers: | 0 |
| Form 13F Information table Entry Total: | 767 |
| Form 13F Information table Value Total: | 1,045,095,822 |
| (round to nearest dollar) | |
Provide a numbered list of the name(s) and Form 13F number(s) of all institutional investement managers with respect to which this report is filed, other than the manager filing this report.
| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | |||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI |
VALUE (round to nearest dollar) |
SHRS OR PRN AMT |
SH / PRN |
PUT / CALL |
INVESTMENT DISCRETION |
OTHER MANAGER | VOTING AUTHORITY | ||
| SOLE | SHARED | NONE | ||||||||||
| 3M CO | COM | 88579Y101 | BBG000BP52R2 | 306,791 | 2,089 | SH | - | DFND | - | 0 | 0 | 2,089 |
| 3M CO | COM | 88579Y101 | BBG000BP52R2 | 353,786 | 2,409 | SH | - | SOLE | - | 2,409 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 | BBG000B9ZXB4 | 2,973,748 | 22,418 | SH | - | DFND | - | 100 | 0 | 22,318 |
| ABBOTT LABS | COM | 002824100 | BBG000B9ZXB4 | 10,938,584 | 82,462 | SH | - | SOLE | - | 81,680 | 0 | 782 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RY4 | 5,601,727 | 26,736 | SH | - | DFND | - | 0 | 0 | 26,736 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RY4 | 1,777,568 | 8,484 | SH | - | SOLE | - | 8,484 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | BBG000D9D830 | 23,715 | 76 | SH | - | DFND | - | 0 | 0 | 76 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | BBG000D9D830 | 5,856,991 | 18,770 | SH | - | SOLE | - | 18,397 | 0 | 373 |
| ADOBE INC | COM | 00724F101 | BBG000BB5006 | 5,322,246 | 13,877 | SH | - | SOLE | - | 13,661 | 0 | 216 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG000BBQCY0 | 8,733 | 85 | SH | - | DFND | - | 0 | 0 | 85 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG000BBQCY0 | 24,144 | 235 | SH | - | SOLE | - | 235 | 0 | 0 |
| AFLAC INC | COM | 001055102 | BBG000BBBNC6 | 37,026 | 333 | SH | - | SOLE | - | 333 | 0 | 0 |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 | BBG000C2V3D6 | 73,697 | 630 | SH | - | DFND | - | 325 | 0 | 305 |
| AIR PRODS & CHEMS INC | COM | 009158106 | BBG000BC4JJ4 | 557,694 | 1,891 | SH | - | DFND | - | 0 | 0 | 1,891 |
| AIR PRODS & CHEMS INC | COM | 009158106 | BBG000BC4JJ4 | 41,584 | 141 | SH | - | SOLE | - | 141 | 0 | 0 |
| ALBEMARLE CORP | COM | 012653101 | BBG000BJ26K7 | 116,456 | 1,617 | SH | - | DFND | - | 0 | 0 | 1,617 |
| ALBEMARLE CORP | COM | 012653101 | BBG000BJ26K7 | 12,604 | 175 | SH | - | SOLE | - | 175 | 0 | 0 |
| ALCOA CORP | COM | 013872106 | BBG00B3T3HD3 | 61,000 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| ALCON AG | ORD SHS | H01301128 | BBG00NPWH832 | 20,885 | 220 | SH | - | SOLE | - | 220 | 0 | 0 |
| ALEXANDRIA REAL ESTATE EQ IN | COM | 015271109 | BBG000BC33T9 | 83,259 | 900 | SH | - | DFND | - | 0 | 0 | 900 |
| ALLETE INC | COM NEW | 018522300 | BBG000CYW7N5 | 94,411 | 1,437 | SH | - | SOLE | - | 1,437 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 | BBG000BVMGF2 | 9,111 | 44 | SH | - | DFND | - | 0 | 0 | 44 |
| ALLSTATE CORP | COM | 020002101 | BBG000BVMGF2 | 2,692 | 13 | SH | - | SOLE | - | 13 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB30 | 8,436 | 54 | SH | - | DFND | - | 0 | 0 | 54 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB30 | 668,664 | 4,280 | SH | - | SOLE | - | 4,280 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JX6 | 273,713 | 1,770 | SH | - | DFND | - | 100 | 0 | 1,670 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JX6 | 11,812,640 | 76,388 | SH | - | SOLE | - | 75,230 | 0 | 1,158 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG000BP6LJ8 | 261,207 | 4,352 | SH | - | DFND | - | 0 | 0 | 4,352 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG000BP6LJ8 | 471,097 | 7,849 | SH | - | SOLE | - | 7,849 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG000BVPV84 | 362,255 | 1,904 | SH | - | DFND | - | 150 | 0 | 1,754 |
| AMAZON COM INC | COM | 023135106 | BBG000BVPV84 | 14,465,658 | 76,031 | SH | - | SOLE | - | 74,575 | 0 | 1,456 |
| AMEREN CORP | COM | 023608102 | BBG000B9X8C0 | 60,240 | 600 | SH | - | DFND | - | 0 | 0 | 600 |
| AMERICAN AIRLS GROUP INC | COM | 02376R102 | BBG005P7Q881 | 8,282 | 785 | SH | - | DFND | - | 0 | 0 | 785 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 | BBG000BB9KF2 | 118,667 | 1,086 | SH | - | DFND | - | 0 | 0 | 1,086 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 | BBG000BB9KF2 | 2,732 | 25 | SH | - | SOLE | - | 25 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG000BCQZS4 | 349,765 | 1,300 | SH | - | DFND | - | 0 | 0 | 1,300 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG000BCQZS4 | 447,699 | 1,664 | SH | - | SOLE | - | 1,664 | 0 | 0 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 | BBG000BBDZG3 | 16,953 | 195 | SH | - | DFND | - | 0 | 0 | 195 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 | BBG000BBDZG3 | 189,008 | 2,174 | SH | - | SOLE | - | 2,174 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 | BBG000B9XYV2 | 114,240 | 525 | SH | - | DFND | - | 525 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 | BBG000B9XYV2 | 2,829 | 13 | SH | - | SOLE | - | 13 | 0 | 0 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 | BBG000TRJ294 | 3,983 | 27 | SH | - | DFND | - | 0 | 0 | 27 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 | BBG000TRJ294 | 3,450,198 | 23,388 | SH | - | SOLE | - | 23,388 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 | BBG000G3QLY3 | 76,973 | 159 | SH | - | DFND | - | 0 | 0 | 159 |
| AMGEN INC | COM | 031162100 | BBG000BBS2Y0 | 12,150 | 39 | SH | - | DFND | - | 0 | 0 | 39 |
| AMGEN INC | COM | 031162100 | BBG000BBS2Y0 | 15,325,768 | 49,192 | SH | - | SOLE | - | 48,772 | 0 | 420 |
| AMPHENOL CORP NEW | CL A | 032095101 | BBG000B9YJ35 | 7,608 | 116 | SH | - | SOLE | - | 116 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 | BBG000BB6G37 | 3,630 | 18 | SH | - | SOLE | - | 18 | 0 | 0 |
| ANNALY CAPITAL MANAGEMENT IN | COM NEW | 035710839 | BBG000BJFJ98 | 10,155 | 500 | SH | - | DFND | - | 0 | 0 | 500 |
| APA CORPORATION | COM | 03743Q108 | BBG00YTS96G2 | 44,184 | 2,102 | SH | - | DFND | - | 0 | 0 | 2,102 |
| APPLE INC | COM | 037833100 | BBG000B9XRY4 | 3,304,628 | 14,877 | SH | - | DFND | - | 2,537 | 0 | 12,340 |
| APPLE INC | COM | 037833100 | BBG000B9XRY4 | 42,476,365 | 191,223 | SH | - | SOLE | - | 188,511 | 0 | 2,712 |
| APPLIED MATLS INC | COM | 038222105 | BBG000BBPFB9 | 7,256 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| ARCBEST CORP | COM | 03937C105 | BBG000C1PFY5 | 1,765 | 25 | SH | - | DFND | - | 0 | 0 | 25 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 | BBG000BB6WG8 | 96,020 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 | BBG000BB6WG8 | 17,956 | 374 | SH | - | SOLE | - | 374 | 0 | 0 |
| ARM HOLDINGS PLC | SPONSORED ADS | 042068205 | BBG01J1GXZF0 | 6,407 | 60 | SH | - | SOLE | - | 60 | 0 | 0 |
| ASHLAND INC | COM | 044186104 | BBG00D0Y81M1 | 204,076 | 3,442 | SH | - | DFND | - | 0 | 0 | 3,442 |
| ASTEC INDS INC | COM | 046224101 | BBG000BCHZL1 | 34,450 | 1,000 | SH | - | DFND | - | 1,000 | 0 | 0 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 | BBG000BZ0DK8 | 183,750 | 2,500 | SH | - | DFND | - | 0 | 0 | 2,500 |
| AT&T INC | COM | 00206R102 | BBG000BSJK37 | 735,139 | 25,995 | SH | - | DFND | - | 2,700 | 0 | 23,295 |
| AT&T INC | COM | 00206R102 | BBG000BSJK37 | 442,780 | 15,657 | SH | - | SOLE | - | 15,657 | 0 | 0 |
| ATMOS ENERGY CORP | COM | 049560105 | BBG000BRNGM2 | 115,935 | 750 | SH | - | DFND | - | 0 | 0 | 750 |
| AUTOLIV INC | COM | 052800109 | BBG000BVLRY8 | 531 | 6 | SH | - | DFND | - | 0 | 0 | 6 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG000JG0547 | 1,969,446 | 6,446 | SH | - | DFND | - | 161 | 0 | 6,285 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG000JG0547 | 1,391,995 | 4,556 | SH | - | SOLE | - | 4,556 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 | BBG000C7LMS8 | 247,831 | 65 | SH | - | DFND | - | 0 | 0 | 65 |
| AVALONBAY CMNTYS INC | COM | 053484101 | BBG000BLPBL5 | 96,579 | 450 | SH | - | DFND | - | 0 | 0 | 450 |
| AZENTA INC | COM | 114340102 | BBG000DX9JV7 | 20,784 | 600 | SH | - | DFND | - | 600 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 | BBG000BCTLF6 | 242,535 | 5,812 | SH | - | DFND | - | 0 | 0 | 5,812 |
| BANK AMERICA CORP | COM | 060505104 | BBG000BCTLF6 | 42,231 | 1,012 | SH | - | SOLE | - | 1,012 | 0 | 0 |
| BANK MONTREAL QUE | COM | 063671101 | BBG000DLY9B9 | 95,510 | 1,000 | SH | - | DFND | - | 0 | 0 | 1,000 |
| BANK NEW YORK MELLON CORP | COM | 064058100 | BBG000BD8PN9 | 103,999 | 1,240 | SH | - | DFND | - | 0 | 0 | 1,240 |
| BANK NEW YORK MELLON CORP | COM | 064058100 | BBG000BD8PN9 | 18,787 | 224 | SH | - | SOLE | - | 224 | 0 | 0 |
| BANK NOVA SCOTIA HALIFAX | COM | 064149107 | BBG000C2RV03 | 61,659 | 1,300 | SH | - | DFND | - | 0 | 0 | 1,300 |
| BAR HBR BANKSHARES | COM | 066849100 | BBG000JKM045 | 48,675 | 1,650 | SH | - | DFND | - | 0 | 0 | 1,650 |
| BCE INC | COM NEW | 05534B760 | BBG000BCXNS3 | 27,208 | 1,185 | SH | - | SOLE | - | 1,185 | 0 | 0 |
| BEAM GLOBAL | COM | 07373B109 | BBG000BBJG06 | 10 | 5 | SH | - | DFND | - | 0 | 0 | 5 |
| BECTON DICKINSON & CO | COM | 075887109 | BBG000BCZYD3 | 114,530 | 500 | SH | - | DFND | - | 0 | 0 | 500 |
| BECTON DICKINSON & CO | COM | 075887109 | BBG000BCZYD3 | 34,359 | 150 | SH | - | SOLE | - | 150 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG000DWG505 | 3,728 | 7 | SH | - | DFND | - | 0 | 0 | 7 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG000DWG505 | 11,977,192 | 22,489 | SH | - | SOLE | - | 22,147 | 0 | 342 |
| BEST BUY INC | COM | 086516101 | BBG000BCWCG1 | 47,847 | 650 | SH | - | DFND | - | 0 | 0 | 650 |
| BEYOND MEAT INC | COM | 08862E109 | BBG003CVJP50 | 259 | 85 | SH | - | DFND | - | 0 | 0 | 85 |
| BIOGEN INC | COM | 09062X103 | BBG000C17X76 | 11,084 | 81 | SH | - | SOLE | - | 81 | 0 | 0 |
| BLACK HILLS CORP | COM | 092113109 | BBG000BD9ZM7 | 24,260 | 400 | SH | - | DFND | - | 400 | 0 | 0 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 | BBG00NNWBVZ4 | 53,880 | 1,105 | SH | - | SOLE | - | 1,105 | 0 | 0 |
| BLACKROCK INC | None | 09290D101 | BBG01PSW2WN4 | 143,865 | 152 | SH | - | DFND | - | 0 | 0 | 152 |
| BLACKROCK INC | None | 09290D101 | BBG01PSW2WN4 | 10,474,694 | 11,067 | SH | - | SOLE | - | 11,019 | 0 | 48 |
| BLACKROCK MUNIHLDGS NY QLTY | COM | 09255C106 | BBG000BTZ2T9 | 138,314 | 13,627 | SH | - | DFND | - | 0 | 0 | 13,627 |
| BLACKSTONE INC | COM | 09260D107 | BBG000BH0106 | 209,670 | 1,500 | SH | - | SOLE | - | 1,500 | 0 | 0 |
| BLOCK INC | CL A | 852234103 | BBG0018SLC07 | 815 | 15 | SH | - | DFND | - | 0 | 0 | 15 |
| BOEING CO | COM | 097023105 | BBG000BCSST7 | 83,228 | 488 | SH | - | DFND | - | 0 | 0 | 488 |
| BOEING CO | COM | 097023105 | BBG000BCSST7 | 17,055 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 | BBG000BLBVN4 | 313,270 | 68 | SH | - | SOLE | - | 68 | 0 | 0 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 | BBG000C0LW92 | 11,198 | 111 | SH | - | SOLE | - | 111 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 | BBG000BT4FC2 | 9,732 | 288 | SH | - | DFND | - | 0 | 0 | 288 |
| BP PLC | SPONSORED ADR | 055622104 | BBG000BT4FC2 | 107,047 | 3,168 | SH | - | SOLE | - | 3,168 | 0 | 0 |
| BRIGHTHOUSE FINL INC | COM | 10922N103 | BBG00DYPZ4T0 | 870 | 15 | SH | - | SOLE | - | 15 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG000DQLV23 | 100,938 | 1,655 | SH | - | DFND | - | 425 | 0 | 1,230 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG000DQLV23 | 457,181 | 7,496 | SH | - | SOLE | - | 7,496 | 0 | 0 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 | BBG000BWPXQ8 | 4,137 | 100 | SH | - | DFND | - | 0 | 0 | 100 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5S69 | 117,201 | 700 | SH | - | DFND | - | 700 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5S69 | 62,451 | 373 | SH | - | SOLE | - | 373 | 0 | 0 |
| BROADSTONE NET LEASE INC | COM | 11135E203 | BBG000PWD2R3 | 1,979,895 | 116,191 | SH | - | SOLE | - | 116,191 | 0 | 0 |
| BROOKLINE BANCORP INC DEL | COM | 11373M107 | BBG000BFYGX4 | 796 | 73 | SH | - | DFND | - | 0 | 0 | 73 |
| BXP INC | COM | 101121101 | BBG000BS5CM9 | 3,360 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| C H ROBINSON WORLDWIDE INC | COM NEW | 12541W209 | BBG000BTCH57 | 7,066 | 69 | SH | - | SOLE | - | 69 | 0 | 0 |
| CANADIAN IMPERIAL BK COMM | COM | 136069101 | BBG000FKTHQ1 | 112,600 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| CANTALOUPE INC | COM | 138103106 | BBG000H825F3 | 7,122 | 905 | SH | - | DFND | - | 0 | 0 | 905 |
| CAPITAL ONE FINL CORP | COM | 14040H105 | BBG000BGKTF9 | 163,342 | 911 | SH | - | DFND | - | 0 | 0 | 911 |
| CARDINAL HEALTH INC | COM | 14149Y108 | BBG000D898T9 | 34,167 | 248 | SH | - | SOLE | - | 248 | 0 | 0 |
| CARMAX INC | COM | 143130102 | BBG000BLMZK6 | 77,920 | 1,000 | SH | - | DFND | - | 0 | 0 | 1,000 |
| CARPENTER TECHNOLOGY CORP | COM | 144285103 | BBG000BGCQT9 | 1,341,819 | 7,406 | SH | - | SOLE | - | 7,406 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 | BBG00RP5HYS8 | 14,899 | 235 | SH | - | DFND | - | 0 | 0 | 235 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 | BBG00RP5HYS8 | 26,755 | 422 | SH | - | SOLE | - | 422 | 0 | 0 |
| CASELLA WASTE SYS INC | CL A | 147448104 | BBG000BT0J38 | 2,974,752 | 26,677 | SH | - | SOLE | - | 26,677 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 | BBG000BF0K17 | 482,827 | 1,464 | SH | - | DFND | - | 214 | 0 | 1,250 |
| CATERPILLAR INC | COM | 149123101 | BBG000BF0K17 | 183,039 | 555 | SH | - | SOLE | - | 555 | 0 | 0 |
| CDW CORP | COM | 12514G108 | BBG001P63B80 | 80,130 | 500 | SH | - | DFND | - | 0 | 0 | 500 |
| CENOVUS ENERGY INC | COM | 15135U109 | BBG000PSJP22 | 20,476 | 1,472 | SH | - | DFND | - | 0 | 0 | 1,472 |
| CHARGEPOINT HOLDINGS INC | COM CL A | 15961R105 | BBG00Q741Z16 | 67 | 110 | SH | - | DFND | - | 0 | 0 | 110 |
| CHEMED CORP NEW | COM | 16359R103 | BBG000C19QW1 | 107,066 | 174 | SH | - | SOLE | - | 174 | 0 | 0 |
| CHEMOURS CO | COM | 163851108 | BBG005H82GB2 | 3,301 | 244 | SH | - | DFND | - | 0 | 0 | 244 |
| CHEMOURS CO | COM | 163851108 | BBG005H82GB2 | 271 | 20 | SH | - | SOLE | - | 20 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 | BBG000K4ND22 | 2,427,043 | 14,508 | SH | - | DFND | - | 0 | 0 | 14,508 |
| CHEVRON CORP NEW | COM | 166764100 | BBG000K4ND22 | 983,498 | 5,879 | SH | - | SOLE | - | 5,879 | 0 | 0 |
| CHEWY INC | CL A | 16679L109 | BBG00P19DKZ6 | 300,165 | 9,233 | SH | - | DFND | - | 0 | 0 | 9,233 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 | BBG000QX74T1 | 7,532 | 150 | SH | - | SOLE | - | 150 | 0 | 0 |
| CHUBB LIMITED | COM | H1467J104 | BBG000BR14K5 | 57,076 | 189 | SH | - | SOLE | - | 189 | 0 | 0 |
| CHURCH & DWIGHT CO INC | COM | 171340102 | BBG000BFJT36 | 68,586 | 623 | SH | - | SOLE | - | 623 | 0 | 0 |
| CHURCHILL DOWNS INC | COM | 171484108 | BBG000BGXMG9 | 1,111 | 10 | SH | - | DFND | - | 0 | 0 | 10 |
| CIENA CORP | COM NEW | 171779309 | BBG000BP1152 | 12,630 | 209 | SH | - | SOLE | - | 209 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG000C3J3C9 | 980,510 | 15,889 | SH | - | DFND | - | 3,050 | 0 | 12,839 |
| CISCO SYS INC | COM | 17275R102 | BBG000C3J3C9 | 14,973,993 | 242,651 | SH | - | SOLE | - | 240,526 | 0 | 2,125 |
| CITIGROUP INC | COM NEW | 172967424 | BBG000FY4S11 | 12,565 | 177 | SH | - | DFND | - | 0 | 0 | 177 |
| CLOROX CO DEL | COM | 189054109 | BBG000BFS7D3 | 635,089 | 4,313 | SH | - | DFND | - | 174 | 0 | 4,139 |
| CLOROX CO DEL | COM | 189054109 | BBG000BFS7D3 | 21,057 | 143 | SH | - | SOLE | - | 143 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 | BBG000BHLYP4 | 132,645 | 500 | SH | - | DFND | - | 0 | 0 | 500 |
| CME GROUP INC | COM | 12572Q105 | BBG000BHLYP4 | 26,529 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| CNA FINL CORP | COM | 126117100 | BBG000BFYB47 | 30,474 | 600 | SH | - | DFND | - | 0 | 0 | 600 |
| COCA COLA CO | COM | 191216100 | BBG000BMX289 | 1,250,557 | 17,461 | SH | - | DFND | - | 0 | 0 | 17,461 |
| COCA COLA CO | COM | 191216100 | BBG000BMX289 | 848,912 | 11,853 | SH | - | SOLE | - | 11,853 | 0 | 0 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 | BBG000BBDV81 | 208,157 | 2,721 | SH | - | SOLE | - | 2,721 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG000BFQYY3 | 56,220 | 600 | SH | - | DFND | - | 0 | 0 | 600 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG000BFQYY3 | 440,390 | 4,700 | SH | - | SOLE | - | 4,700 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG000BFT2L4 | 154,611 | 4,190 | SH | - | DFND | - | 0 | 0 | 4,190 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG000BFT2L4 | 89,778 | 2,433 | SH | - | SOLE | - | 2,433 | 0 | 0 |
| CONAGRA BRANDS INC | COM | 205887102 | BBG000BDXGP9 | 64,008 | 2,400 | SH | - | DFND | - | 0 | 0 | 2,400 |
| CONAGRA BRANDS INC | COM | 205887102 | BBG000BDXGP9 | 169,168 | 6,343 | SH | - | SOLE | - | 6,343 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 | BBG000BQQH30 | 216,446 | 2,061 | SH | - | DFND | - | 0 | 0 | 2,061 |
| CONOCOPHILLIPS | COM | 20825C104 | BBG000BQQH30 | 208,150 | 1,982 | SH | - | SOLE | - | 1,982 | 0 | 0 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 | BBG000J1QLT0 | 675,354 | 3,680 | SH | - | SOLE | - | 3,680 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRNP7 | 37,503 | 186 | SH | - | DFND | - | 0 | 0 | 186 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRNP7 | 16,332 | 81 | SH | - | SOLE | - | 81 | 0 | 0 |
| CONSTELLIUM SE | CL A SHS | F21107101 | BBG004K5PJP1 | 2,018 | 200 | SH | - | DFND | - | 0 | 0 | 200 |
| CORNING INC | COM | 219350105 | BBG000BKFZM4 | 575,409 | 12,569 | SH | - | DFND | - | 2,200 | 0 | 10,369 |
| CORNING INC | COM | 219350105 | BBG000BKFZM4 | 558,058 | 12,190 | SH | - | SOLE | - | 12,190 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 | BBG00BN969C1 | 1,322 | 21 | SH | - | DFND | - | 0 | 0 | 21 |
| CORTEVA INC | COM | 22052L104 | BBG00BN969C1 | 2,643 | 42 | SH | - | SOLE | - | 42 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG000F6H8W8 | 478,565 | 506 | SH | - | DFND | - | 0 | 0 | 506 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG000F6H8W8 | 13,675,979 | 14,460 | SH | - | SOLE | - | 14,117 | 0 | 343 |
| CRACKER BARREL OLD CTRY STOR | COM | 22410J106 | BBG000BF33K1 | 3,804 | 98 | SH | - | SOLE | - | 98 | 0 | 0 |
| CRANE COMPANY | COMMON STOCK | 224408104 | BBG016G0L0Q5 | 13,786 | 90 | SH | - | DFND | - | 0 | 0 | 90 |
| CRANE NXT CO | COM | 224441105 | BBG017BXPZ85 | 4,626 | 90 | SH | - | DFND | - | 0 | 0 | 90 |
| CROWN CASTLE INC | COM | 22822V101 | BBG000FV1Z23 | 216,381 | 2,076 | SH | - | DFND | - | 0 | 0 | 2,076 |
| CSX CORP | COM | 126408103 | BBG000BGJRC8 | 126,549 | 4,300 | SH | - | SOLE | - | 4,300 | 0 | 0 |
| CUMMINS INC | COM | 231021106 | BBG000BGPTV6 | 8,776 | 28 | SH | - | SOLE | - | 28 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 | BBG000BGRY34 | 250,675 | 3,700 | SH | - | DFND | - | 0 | 0 | 3,700 |
| CVS HEALTH CORP | COM | 126650100 | BBG000BGRY34 | 43,225 | 638 | SH | - | SOLE | - | 638 | 0 | 0 |
| DANA INC | COM | 235825205 | BBG000TCD088 | 1,333 | 100 | SH | - | DFND | - | 100 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 | BBG000BH3JF8 | 10,660 | 52 | SH | - | DFND | - | 0 | 0 | 52 |
| DANAHER CORPORATION | COM | 235851102 | BBG000BH3JF8 | 7,247,570 | 35,354 | SH | - | SOLE | - | 34,983 | 0 | 371 |
| DARDEN RESTAURANTS INC | COM | 237194105 | BBG000BBNYF6 | 21,607 | 104 | SH | - | DFND | - | 0 | 0 | 104 |
| DARDEN RESTAURANTS INC | COM | 237194105 | BBG000BBNYF6 | 42,383 | 204 | SH | - | SOLE | - | 204 | 0 | 0 |
| DEERE & CO | COM | 244199105 | BBG000BH1NH9 | 918,049 | 1,956 | SH | - | DFND | - | 0 | 0 | 1,956 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 | BBG00DW3SZS1 | 7,201 | 79 | SH | - | SOLE | - | 79 | 0 | 0 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 | BBG000BWZQL7 | 52,395 | 500 | SH | - | SOLE | - | 500 | 0 | 0 |
| DICKS SPORTING GOODS INC | COM | 253393102 | BBG000F6ZWH2 | 282,184 | 1,400 | SH | - | DFND | - | 0 | 0 | 1,400 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 | BBG01633DTZ9 | 388 | 15 | SH | - | DFND | - | 0 | 0 | 15 |
| DISCOVER FINL SVCS | COM | 254709108 | BBG000QBR5J5 | 4,438 | 26 | SH | - | SOLE | - | 26 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 | BBG000BH4R78 | 620,823 | 6,290 | SH | - | DFND | - | 200 | 0 | 6,090 |
| DISNEY WALT CO | COM | 254687106 | BBG000BH4R78 | 229,280 | 2,323 | SH | - | SOLE | - | 2,323 | 0 | 0 |
| DOLLAR GEN CORP NEW | COM | 256677105 | BBG000NV1KK7 | 175,860 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| DOMINION ENERGY INC | COM | 25746U109 | BBG000BGVW60 | 177,742 | 3,170 | SH | - | DFND | - | 950 | 0 | 2,220 |
| DOMINION ENERGY INC | COM | 25746U109 | BBG000BGVW60 | 67,284 | 1,200 | SH | - | SOLE | - | 1,200 | 0 | 0 |
| DOUGLAS DYNAMICS INC | COM | 25960R105 | BBG000Q90C31 | 46,460 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| DOVER CORP | COM | 260003108 | BBG000BHB3M6 | 13,176 | 75 | SH | - | SOLE | - | 75 | 0 | 0 |
| DOW INC | COM | 260557103 | BBG00BN96922 | 81,922 | 2,346 | SH | - | DFND | - | 0 | 0 | 2,346 |
| DOW INC | COM | 260557103 | BBG00BN96922 | 11,943 | 342 | SH | - | SOLE | - | 342 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG000BHGDH5 | 145,632 | 1,194 | SH | - | DFND | - | 0 | 0 | 1,194 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG000BHGDH5 | 10,301,708 | 84,461 | SH | - | SOLE | - | 84,003 | 0 | 458 |
| DUN & BRADSTREET HLDGS INC | COM | 26484T106 | BBG00VCZX9Z6 | 2,038 | 228 | SH | - | SOLE | - | 228 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 | BBG00BN961G4 | 7,169 | 96 | SH | - | DFND | - | 0 | 0 | 96 |
| DUPONT DE NEMOURS INC | COM | 26614N102 | BBG00BN961G4 | 3,137 | 42 | SH | - | SOLE | - | 42 | 0 | 0 |
| DXC TECHNOLOGY CO | COM | 23355L106 | BBG00FN64XT9 | 3,359 | 197 | SH | - | SOLE | - | 197 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 | BBG000BJ3PD2 | 823,917 | 3,031 | SH | - | DFND | - | 0 | 0 | 3,031 |
| ECOLAB INC | COM | 278865100 | BBG000BHKYH4 | 252,759 | 997 | SH | - | SOLE | - | 997 | 0 | 0 |
| ELEVANCE HEALTH INC | COM | 036752103 | BBG000BCG930 | 34,362 | 79 | SH | - | SOLE | - | 79 | 0 | 0 |
| ELI LILLY & CO | COM | 532457108 | BBG000BNBDC2 | 1,339,626 | 1,622 | SH | - | DFND | - | 0 | 0 | 1,622 |
| ELI LILLY & CO | COM | 532457108 | BBG000BNBDC2 | 25,974,044 | 31,449 | SH | - | SOLE | - | 31,196 | 0 | 253 |
| EMERSON ELEC CO | COM | 291011104 | BBG000BHX7N2 | 767,151 | 6,997 | SH | - | DFND | - | 1,950 | 0 | 5,047 |
| EMERSON ELEC CO | COM | 291011104 | BBG000BHX7N2 | 1,624,317 | 14,815 | SH | - | SOLE | - | 14,815 | 0 | 0 |
| ENCOMPASS HEALTH CORP | COM | 29261A100 | BBG000BGBRG2 | 50,640 | 500 | SH | - | DFND | - | 500 | 0 | 0 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 | BBG000BM2FL9 | 232,375 | 12,500 | SH | - | DFND | - | 0 | 0 | 12,500 |
| ENTERGY CORP NEW | COM | 29364G103 | BBG000C1FQS9 | 205,176 | 2,400 | SH | - | DFND | - | 0 | 0 | 2,400 |
| EOG RES INC | COM | 26875P101 | BBG000BZ9223 | 118,622 | 925 | SH | - | DFND | - | 0 | 0 | 925 |
| EOG RES INC | COM | 26875P101 | BBG000BZ9223 | 17,825 | 139 | SH | - | SOLE | - | 139 | 0 | 0 |
| ESSENTIAL UTILS INC | COM | 29670G102 | BBG000BRMJN6 | 11,859 | 300 | SH | - | DFND | - | 200 | 0 | 100 |
| ESSENTIAL UTILS INC | COM | 29670G102 | BBG000BRMJN6 | 54,749 | 1,385 | SH | - | SOLE | - | 1,385 | 0 | 0 |
| ETSY INC | COM | 29786A106 | BBG000N7MXL8 | 23,590 | 500 | SH | - | DFND | - | 0 | 0 | 500 |
| EVERSOURCE ENERGY | COM | 30040W108 | BBG000BQ87N0 | 4,658 | 75 | SH | - | DFND | - | 0 | 0 | 75 |
| EVERUS CONSTR GROUP | None | 300426103 | BBG01M600X00 | 24,999 | 674 | SH | - | DFND | - | 674 | 0 | 0 |
| EXCHANGE TRADED CONCEPTS TRU | ROBO GLB ETF | 301505707 | BBG005FHK617 | 515 | 10 | SH | - | DFND | - | 0 | 0 | 10 |
| EXELON CORP | COM | 30161N101 | BBG000J6XT05 | 154,276 | 3,348 | SH | - | DFND | - | 0 | 0 | 3,348 |
| EXELON CORP | COM | 30161N101 | BBG000J6XT05 | 13,087 | 284 | SH | - | SOLE | - | 284 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG000GZQ728 | 1,868,390 | 15,710 | SH | - | DFND | - | 1,650 | 0 | 14,060 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG000GZQ728 | 18,781,663 | 157,922 | SH | - | SOLE | - | 157,551 | 0 | 371 |
| FASTENAL CO | COM | 311900104 | BBG000BJ8YN7 | 155,100 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| FEDEX CORP | COM | 31428X106 | BBG000BJF1Z8 | 122,621 | 503 | SH | - | DFND | - | 0 | 0 | 503 |
| FEDEX CORP | COM | 31428X106 | BBG000BJF1Z8 | 102,144 | 419 | SH | - | SOLE | - | 419 | 0 | 0 |
| FIDELITY NATIONAL FINANCIAL | FNF GROUP COM | 31620R303 | BBG006N7S6K9 | 5,011 | 77 | SH | - | SOLE | - | 77 | 0 | 0 |
| FINANCIAL INSTNS INC | COM | 317585404 | BBG000BY1L13 | 75,379 | 3,020 | SH | - | SOLE | - | 3,020 | 0 | 0 |
| FIRST FINL BANCORP OH | COM | 320209109 | BBG000BJGW43 | 27,753 | 1,111 | SH | - | SOLE | - | 1,111 | 0 | 0 |
| FIRSTENERGY CORP | COM | 337932107 | BBG000BB6M98 | 6,063 | 150 | SH | - | DFND | - | 0 | 0 | 150 |
| FIRSTENERGY CORP | COM | 337932107 | BBG000BB6M98 | 2,627 | 65 | SH | - | SOLE | - | 65 | 0 | 0 |
| FISERV INC | COM | 337738108 | BBG000BJKPG0 | 7,729 | 35 | SH | - | SOLE | - | 35 | 0 | 0 |
| FLOWSERVE CORP | COM | 34354P105 | BBG000FFH4P5 | 29,304 | 600 | SH | - | DFND | - | 600 | 0 | 0 |
| FMC CORP | COM NEW | 302491303 | BBG000BJP882 | 717 | 17 | SH | - | SOLE | - | 17 | 0 | 0 |
| FORD MTR CO | COM | 345370860 | BBG000BQPC32 | 63,370 | 6,318 | SH | - | DFND | - | 800 | 0 | 5,518 |
| FORD MTR CO | COM | 345370860 | BBG000BQPC32 | 72,888 | 7,267 | SH | - | SOLE | - | 7,267 | 0 | 0 |
| FOUR CORNERS PPTY TR INC | COM | 35086T109 | BBG009H33QM0 | 2,870 | 100 | SH | - | DFND | - | 0 | 0 | 100 |
| FRANCO NEV CORP | COM | 351858105 | BBG000RD3CL8 | 10,241 | 65 | SH | - | DFND | - | 0 | 0 | 65 |
| FRANKLIN RESOURCES INC | COM | 354613101 | BBG000BD0TF8 | 38,500 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| FRANKLIN RESOURCES INC | COM | 354613101 | BBG000BD0TF8 | 4,813 | 250 | SH | - | SOLE | - | 250 | 0 | 0 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 | BBG000BJDB15 | 22,375 | 591 | SH | - | SOLE | - | 591 | 0 | 0 |
| FULTON FINL CORP PA | COM | 360271100 | BBG000BJZM26 | 82,346 | 4,552 | SH | - | SOLE | - | 4,552 | 0 | 0 |
| GALLAGHER ARTHUR J & CO | COM | 363576109 | BBG000BBHXQ3 | 376,657 | 1,091 | SH | - | DFND | - | 0 | 0 | 1,091 |
| GALLAGHER ARTHUR J & CO | COM | 363576109 | BBG000BBHXQ3 | 17,141,856 | 49,652 | SH | - | SOLE | - | 49,230 | 0 | 422 |
| GARRETT MOTION INC | COM | 366505105 | BBG00HY28P97 | 25 | 3 | SH | - | SOLE | - | 3 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 | BBG000BK6MB5 | 561,621 | 2,806 | SH | - | DFND | - | 0 | 0 | 2,806 |
| GE AEROSPACE | COM NEW | 369604301 | BBG000BK6MB5 | 392,294 | 1,960 | SH | - | SOLE | - | 1,960 | 0 | 0 |
| GE HEALTHCARE TECHNOLOGIES I | COMMON STOCK | 36266G107 | BBG01CCQ4104 | 81,356 | 1,008 | SH | - | DFND | - | 200 | 0 | 808 |
| GE HEALTHCARE TECHNOLOGIES I | COMMON STOCK | 36266G107 | BBG01CCQ4104 | 44,713 | 554 | SH | - | SOLE | - | 554 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W31 | 210,643 | 690 | SH | - | DFND | - | 0 | 0 | 690 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W31 | 132,186 | 433 | SH | - | SOLE | - | 433 | 0 | 0 |
| GENERAC HLDGS INC | COM | 368736104 | BBG000PQ4W72 | 3,166 | 25 | SH | - | DFND | - | 25 | 0 | 0 |
| GENERAL AMERN INVS CO INC | COM | 368802104 | BBG000BK3384 | 231,803 | 4,602 | SH | - | SOLE | - | 4,602 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 | BBG000BK67C7 | 1,363 | 5 | SH | - | DFND | - | 0 | 0 | 5 |
| GENERAL DYNAMICS CORP | COM | 369550108 | BBG000BK67C7 | 7,434,620 | 27,275 | SH | - | SOLE | - | 27,156 | 0 | 119 |
| GENERAL MLS INC | COM | 370334104 | BBG000BKCFC2 | 242,807 | 4,061 | SH | - | DFND | - | 0 | 0 | 4,061 |
| GENERAL MLS INC | COM | 370334104 | BBG000BKCFC2 | 91,718 | 1,534 | SH | - | SOLE | - | 1,534 | 0 | 0 |
| GENERAL MTRS CO | COM | 37045V100 | - | 98,763 | 2,100 | SH | - | DFND | - | 0 | 0 | 2,100 |
| GENUINE PARTS CO | COM | 372460105 | BBG000BKL348 | 153,452 | 1,288 | SH | - | DFND | - | 288 | 0 | 1,000 |
| GENUINE PARTS CO | COM | 372460105 | BBG000BKL348 | 9,531 | 80 | SH | - | SOLE | - | 80 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG000CKGBP2 | 209,758 | 1,872 | SH | - | SOLE | - | 1,872 | 0 | 0 |
| GLOBAL X FDS | S&P 500 CATHOLIC | 37954Y889 | BBG00CP9KWJ3 | 281,237 | 4,164 | SH | - | SOLE | - | 4,164 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 | BBG00BDMWQD5 | 8,592 | 241 | SH | - | DFND | - | 0 | 0 | 241 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 | BBG00BDMWQD5 | 76,897 | 2,157 | SH | - | SOLE | - | 2,157 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 | BBG00B0SKXX2 | 122,739 | 1,115 | SH | - | SOLE | - | 1,115 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG000C6CFJ5 | 273,145 | 500 | SH | - | DFND | - | 0 | 0 | 500 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG000C6CFJ5 | 355,089 | 650 | SH | - | SOLE | - | 650 | 0 | 0 |
| GORMAN RUPP CO | COM | 383082104 | BBG000BKN0V2 | 42,120 | 1,200 | SH | - | DFND | - | 1,200 | 0 | 0 |
| GRAINGER W W INC | COM | 384802104 | BBG000BKR1D6 | 228,189 | 231 | SH | - | SOLE | - | 231 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TR ET | None | 389930207 | BBG01NX635X7 | 8,320 | 228 | SH | - | DFND | - | 0 | 0 | 228 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 | BBG008748J88 | 74,359 | 1,141 | SH | - | DFND | - | 0 | 0 | 1,141 |
| GSK PLC | SPONSORED ADR | 37733W204 | BBG000BLB481 | 3,874 | 100 | SH | - | DFND | - | 100 | 0 | 0 |
| HALEON PLC | SPON ADS | 405552100 | BBG018GZNCH6 | 13,377 | 1,300 | SH | - | SOLE | - | 1,300 | 0 | 0 |
| HALLIBURTON CO | COM | 406216101 | BBG000BKTFN2 | 5,784 | 228 | SH | - | DFND | - | 0 | 0 | 228 |
| HANESBRANDS INC | COM | 410345102 | BBG000D2ZTS8 | 4,212 | 730 | SH | - | DFND | - | 0 | 0 | 730 |
| HARTFORD FDS EXCHANGE TRADED | TOTAL RTRN ETF | 41653L305 | BBG00HTN2K30 | 96,873 | 2,861 | SH | - | SOLE | - | 2,861 | 0 | 0 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 | BBG000G0Z878 | 377,129 | 3,048 | SH | - | DFND | - | 0 | 0 | 3,048 |
| HEALTHPEAK PROPERTIES INC | COM | 42250P103 | BBG000BKYDP9 | 101,100 | 5,000 | SH | - | DFND | - | 0 | 0 | 5,000 |
| HELMERICH & PAYNE INC | COM | 423452101 | BBG000BLCPY4 | 4,675 | 179 | SH | - | DFND | - | 0 | 0 | 179 |
| HERSHEY CO | COM | 427866108 | BBG000BLHRS2 | 137,166 | 802 | SH | - | DFND | - | 0 | 0 | 802 |
| HERSHEY CO | COM | 427866108 | BBG000BLHRS2 | 374,385 | 2,189 | SH | - | SOLE | - | 2,189 | 0 | 0 |
| HESS CORP | COM | 42809H107 | BBG000BBD070 | 5,910 | 37 | SH | - | SOLE | - | 37 | 0 | 0 |
| HESS MIDSTREAM LP | CL A SHS | 428103105 | BBG00R02H8D5 | 84,580 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 | BBG0078W3NQ3 | 8,919 | 578 | SH | - | DFND | - | 0 | 0 | 578 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 | BBG0078W3NQ3 | 35,489 | 2,300 | SH | - | SOLE | - | 2,300 | 0 | 0 |
| HILLENBRAND INC | COM | 431571108 | BBG000KT0GV3 | 42,245 | 1,750 | SH | - | SOLE | - | 1,750 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 | BBG000BKZB36 | 738,111 | 2,014 | SH | - | DFND | - | 35 | 0 | 1,979 |
| HOME DEPOT INC | COM | 437076102 | BBG000BKZB36 | 11,935,113 | 32,566 | SH | - | SOLE | - | 32,329 | 0 | 237 |
| HONEYWELL INTL INC | COM | 438516106 | BBG000H556T9 | 360,187 | 1,701 | SH | - | DFND | - | 200 | 0 | 1,501 |
| HONEYWELL INTL INC | COM | 438516106 | BBG000H556T9 | 10,563,784 | 49,888 | SH | - | SOLE | - | 49,418 | 0 | 470 |
| HORMEL FOODS CORP | COM | 440452100 | BBG000BLF8D2 | 108,290 | 3,500 | SH | - | DFND | - | 0 | 0 | 3,500 |
| HOWMET AEROSPACE INC | COM | 443201108 | BBG00DYNJGH9 | 402,163 | 3,100 | SH | - | DFND | - | 0 | 0 | 3,100 |
| HOWMET AEROSPACE INC | COM | 443201108 | BBG00DYNJGH9 | 6,097 | 47 | SH | - | SOLE | - | 47 | 0 | 0 |
| HP INC | COM | 40434L105 | BBG000KHWT55 | 16,476 | 595 | SH | - | DFND | - | 0 | 0 | 595 |
| HP INC | COM | 40434L105 | BBG000KHWT55 | 63,687 | 2,300 | SH | - | SOLE | - | 2,300 | 0 | 0 |
| HUMANA INC | COM | 444859102 | BBG000BLKK03 | 8,996 | 34 | SH | - | SOLE | - | 34 | 0 | 0 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 | BBG001KJ2HM9 | 153,030 | 750 | SH | - | DFND | - | 0 | 0 | 750 |
| IDACORP INC | COM | 451107106 | BBG000BLR3Y7 | 17,433 | 150 | SH | - | DFND | - | 150 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG000BMBL90 | 399,792 | 1,612 | SH | - | DFND | - | 162 | 0 | 1,450 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG000BMBL90 | 1,878,924 | 7,576 | SH | - | SOLE | - | 7,576 | 0 | 0 |
| INTEL CORP | COM | 458140100 | BBG000C0G1D1 | 174,277 | 7,674 | SH | - | DFND | - | 724 | 0 | 6,950 |
| INTEL CORP | COM | 458140100 | BBG000C0G1D1 | 171,165 | 7,537 | SH | - | SOLE | - | 7,537 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 | BBG000C1FB75 | 2,588 | 15 | SH | - | DFND | - | 0 | 0 | 15 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 | BBG000C1FB75 | 5,864,138 | 33,995 | SH | - | SOLE | - | 33,365 | 0 | 630 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG000BLNNH6 | 1,399,458 | 5,628 | SH | - | DFND | - | 300 | 0 | 5,328 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG000BLNNH6 | 856,385 | 3,444 | SH | - | SOLE | - | 3,444 | 0 | 0 |
| INTERNATIONAL PAPER CO | COM | 460146103 | BBG000BM5SR2 | 69,355 | 1,300 | SH | - | SOLE | - | 1,300 | 0 | 0 |
| INTUIT | COM | 461202103 | BBG000BH5DV1 | 21,490 | 35 | SH | - | SOLE | - | 35 | 0 | 0 |
| INTUITIVE MACHINES INC | CLASS A COM | 46125A100 | BBG00ZMYYP00 | 745 | 100 | SH | - | DFND | - | 0 | 0 | 100 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | BBG000BJPDZ1 | 4,457 | 9 | SH | - | DFND | - | 0 | 0 | 9 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | BBG000BJPDZ1 | 8,303,697 | 16,766 | SH | - | SOLE | - | 16,547 | 0 | 219 |
| INVESCO EXCH TRADED FD TR II | S&P500 LOW VOL | 46138E354 | BBG001P2KBP1 | 1,807,253 | 24,187 | SH | - | SOLE | - | 24,187 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | BBG00Y92LBS3 | 19,781 | 1,763 | SH | - | DFND | - | 0 | 0 | 1,763 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | BBG00Y92LBS3 | 9,268 | 826 | SH | - | SOLE | - | 826 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S&P SMALLCAP 600 | 46138G664 | BBG00P4Y2TY2 | 3,663 | 90 | SH | - | DFND | - | 0 | 0 | 90 |
| INVESCO EXCH TRADED FD TR II | S&P SMALLCAP 600 | 46138G664 | BBG00P4Y2TY2 | 18,559 | 456 | SH | - | SOLE | - | 456 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S&P 500 REVENUE | 46138G698 | BBG00P4Y2QR6 | 22,848 | 230 | SH | - | DFND | - | 70 | 0 | 160 |
| INVESCO EXCH TRADED FD TR II | S&P 500 REVENUE | 46138G698 | BBG00P4Y2QR6 | 4,005,786 | 40,324 | SH | - | SOLE | - | 40,324 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | TAXABLE MUN BD | 46138G805 | BBG000C00736 | 5,896 | 221 | SH | - | SOLE | - | 221 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | WILDERHIL CLAN | 46137V134 | BBG000QTL566 | 3,148 | 200 | SH | - | DFND | - | 0 | 0 | 200 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG000BSWKH7 | 1,104,307 | 2,355 | SH | - | DFND | - | 0 | 0 | 2,355 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG000BSWKH7 | 260,720 | 556 | SH | - | SOLE | - | 556 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG000QLKDR4 | 61,790 | 1,048 | SH | - | SOLE | - | 1,048 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3CQ0 | 318,531 | 5,902 | SH | - | DFND | - | 457 | 0 | 5,445 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3CQ0 | 265,964 | 4,928 | SH | - | SOLE | - | 4,928 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 | BBG00H5VLMJ6 | 6,170 | 112 | SH | - | SOLE | - | 112 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH61 | 20,621 | 590 | SH | - | SOLE | - | 590 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 | BBG000NDCRW7 | 77,475 | 2,500 | SH | - | DFND | - | 0 | 0 | 2,500 |
| ISHARES SILVER TR | ISHARES | 46428Q109 | BBG000NDCRW7 | 137,348 | 4,432 | SH | - | SOLE | - | 4,432 | 0 | 0 |
| ISHARES TR | S&P 100 ETF | 464287101 | BBG000DDXQR3 | 340,704 | 1,258 | SH | - | SOLE | - | 1,258 | 0 | 0 |
| ISHARES TR | CORE S&P TTL STK | 464287150 | BBG000HSHTP0 | 632,012 | 5,180 | SH | - | DFND | - | 0 | 0 | 5,180 |
| ISHARES TR | SELECT DIVID ETF | 464287168 | BBG000C1L679 | 674,136 | 5,020 | SH | - | DFND | - | 0 | 0 | 5,020 |
| ISHARES TR | SELECT DIVID ETF | 464287168 | BBG000C1L679 | 665,407 | 4,955 | SH | - | SOLE | - | 4,955 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG000C01W49 | 14,220 | 128 | SH | - | DFND | - | 0 | 0 | 128 |
| ISHARES TR | CORE S&P500 ETF | 464287200 | BBG000BVZ4F5 | 1,381,712 | 2,459 | SH | - | DFND | - | 0 | 0 | 2,459 |
| ISHARES TR | CORE S&P500 ETF | 464287200 | BBG000BVZ4F5 | 485,482 | 864 | SH | - | SOLE | - | 864 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG000Q123R0 | 20,180 | 204 | SH | - | SOLE | - | 204 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 | BBG000BBV9N3 | 2,721,706 | 25,041 | SH | - | SOLE | - | 25,041 | 0 | 0 |
| ISHARES TR | S&P 500 GRWT ETF | 464287309 | BBG000BWDHF8 | 1,151,463 | 12,404 | SH | - | SOLE | - | 12,404 | 0 | 0 |
| ISHARES TR | S&P 500 VAL ETF | 464287408 | BBG000BWD2Y0 | 153,226 | 804 | SH | - | SOLE | - | 804 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 | BBG000BJKYW3 | 7,738 | 85 | SH | - | SOLE | - | 85 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | BBG000NTFYM5 | 25,729 | 311 | SH | - | DFND | - | 311 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | BBG000NTFYM5 | 9,164,168 | 110,772 | SH | - | SOLE | - | 110,772 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG000D2KQ55 | 118,917 | 1,455 | SH | - | DFND | - | 855 | 0 | 600 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG000D2KQ55 | 1,106,379 | 13,537 | SH | - | SOLE | - | 13,537 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG000BW05W9 | 120,662 | 1,027 | SH | - | SOLE | - | 1,027 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG000JWXHK2 | 585,537 | 6,883 | SH | - | SOLE | - | 6,883 | 0 | 0 |
| ISHARES TR | CORE S&P MCP ETF | 464287507 | BBG000BWC7P0 | 1,477,305 | 25,318 | SH | - | DFND | - | 0 | 0 | 25,318 |
| ISHARES TR | CORE S&P MCP ETF | 464287507 | BBG000BWC7P0 | 18,386,902 | 315,114 | SH | - | SOLE | - | 310,539 | 0 | 4,575 |
| ISHARES TR | COHEN STEER REIT | 464287564 | BBG000C3Z0X4 | 22,397 | 364 | SH | - | SOLE | - | 364 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG000CG9VP5 | 86,930 | 462 | SH | - | DFND | - | 462 | 0 | 0 |
| ISHARES TR | S&P MC 400GR ETF | 464287606 | BBG000C15L83 | 171,973 | 2,065 | SH | - | DFND | - | 0 | 0 | 2,065 |
| ISHARES TR | S&P MC 400GR ETF | 464287606 | BBG000C15L83 | 232,601 | 2,793 | SH | - | SOLE | - | 2,793 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG000BTR7Z0 | 373,367 | 1,034 | SH | - | DFND | - | 434 | 0 | 600 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG000CF7ZN2 | 89,261 | 291 | SH | - | SOLE | - | 291 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG000C16Z27 | 26,422 | 175 | SH | - | SOLE | - | 175 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG000C17LW4 | 756,113 | 2,959 | SH | - | DFND | - | 0 | 0 | 2,959 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG000C17LW4 | 1,812,730 | 7,094 | SH | - | SOLE | - | 6,219 | 0 | 875 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG000CGC9C4 | 611,038 | 3,063 | SH | - | DFND | - | 71 | 0 | 2,992 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG000CGC9C4 | 187,122 | 938 | SH | - | SOLE | - | 938 | 0 | 0 |
| ISHARES TR | CORE S&P US VLU | 464287663 | BBG000C183Y1 | 450,652 | 4,883 | SH | - | SOLE | - | 4,883 | 0 | 0 |
| ISHARES TR | S&P MC 400VL ETF | 464287705 | BBG000C14JK5 | 10,536 | 88 | SH | - | SOLE | - | 88 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG000CF9GL4 | 21,347 | 152 | SH | - | SOLE | - | 152 | 0 | 0 |
| ISHARES TR | CORE S&P SCP ETF | 464287804 | BBG000BWCNN7 | 95,891 | 917 | SH | - | DFND | - | 0 | 0 | 917 |
| ISHARES TR | CORE S&P SCP ETF | 464287804 | BBG000BWCNN7 | 907,877 | 8,682 | SH | - | SOLE | - | 8,682 | 0 | 0 |
| ISHARES TR | DOW JONES US ETF | 464287846 | BBG000BXVV29 | 43,824 | 322 | SH | - | SOLE | - | 322 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG000C160L3 | 1,174,244 | 12,046 | SH | - | SOLE | - | 12,046 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG000BJ2TL6 | 2,846,131 | 26,952 | SH | - | SOLE | - | 26,952 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG000T1G7X6 | 16,581 | 261 | SH | - | SOLE | - | 261 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 | BBG000NXKWH0 | 3,352 | 37 | SH | - | SOLE | - | 37 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 | BBG000R2T3H9 | 2,446 | 31 | SH | - | SOLE | - | 31 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 | BBG000QN3H90 | 30,010 | 320 | SH | - | SOLE | - | 320 | 0 | 0 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 | BBG000BRNNW6 | 87,577 | 1,944 | SH | - | DFND | - | 0 | 0 | 1,944 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 | BBG000QN0RR1 | 18,547 | 157 | SH | - | DFND | - | 0 | 0 | 157 |
| ISHARES TR | MSCI USA ESG SLC | 464288802 | BBG000QN82F1 | 5,576,824 | 48,549 | SH | - | SOLE | - | 48,549 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG000GLBJK9 | 354 | 6 | SH | - | DFND | - | 0 | 0 | 6 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG000GLBJK9 | 38,016 | 645 | SH | - | SOLE | - | 645 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 | BBG000HF82Y7 | 34,500 | 345 | SH | - | SOLE | - | 345 | 0 | 0 |
| ISHARES TR | RUS TOP 200 ETF | 464289446 | BBG000PBF2B4 | 481,759 | 3,506 | SH | - | DFND | - | 2,109 | 0 | 1,397 |
| ISHARES TR | RUS TOP 200 ETF | 464289446 | BBG000PBF2B4 | 78,753,793 | 573,130 | SH | - | SOLE | - | 573,075 | 0 | 55 |
| ISHARES TR | US TREAS BD ETF | 46429B267 | BBG002NCKNY3 | 575 | 25 | SH | - | DFND | - | 0 | 0 | 25 |
| ISHARES TR | US TREAS BD ETF | 46429B267 | BBG002NCKNY3 | 3,402 | 148 | SH | - | SOLE | - | 148 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 | BBG001LRJC70 | 54,504 | 450 | SH | - | SOLE | - | 450 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 | BBG0025X2VX0 | 853,847 | 10,958 | SH | - | SOLE | - | 10,958 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2FJ1 | 47,298 | 505 | SH | - | DFND | - | 54 | 0 | 451 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2FJ1 | 5,062,510 | 54,052 | SH | - | SOLE | - | 54,052 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | BBG004TRTWV4 | 54,514 | 319 | SH | - | SOLE | - | 319 | 0 | 0 |
| ISHARES TR | MSCI USA VALUE | 46432F388 | BBG004FPWG26 | 13,651 | 128 | SH | - | SOLE | - | 128 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TM38 | 40,001 | 573 | SH | - | SOLE | - | 573 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TR19 | 1,341,275 | 17,730 | SH | - | DFND | - | 1,222 | 0 | 16,508 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TR19 | 270,373 | 3,574 | SH | - | SOLE | - | 3,574 | 0 | 0 |
| ISHARES TR | CORE TOTAL USD | 46434V613 | BBG006MJCSX9 | 79,949 | 1,735 | SH | - | SOLE | - | 1,735 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | BBG006MJFZJ6 | 41,269 | 668 | SH | - | SOLE | - | 668 | 0 | 0 |
| ISHARES TR | CORE MSCI INTL | 46435G326 | BBG00G9DLZX9 | 1,722 | 25 | SH | - | DFND | - | 0 | 0 | 25 |
| ISHARES TR | US INFRASTRUC | 46435U713 | BBG00KHHFNQ4 | 3,335 | 74 | SH | - | SOLE | - | 74 | 0 | 0 |
| ISHARES TR | BROAD USD HIGH | 46435U853 | BBG00J2DRZT9 | 8,209 | 223 | SH | - | SOLE | - | 223 | 0 | 0 |
| ITRON INC | COM | 465741106 | BBG000BD2167 | 36,666 | 350 | SH | - | DFND | - | 300 | 0 | 50 |
| ITT INC | COM | 45073V108 | BBG00CVQZQ96 | 1,292 | 10 | SH | - | DFND | - | 0 | 0 | 10 |
| J P MORGAN EXCHANGE TRADED F | BETABULDRS JAPAN | 46641Q217 | BBG00L52MGS3 | 30,479 | 543 | SH | - | SOLE | - | 543 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS CDA | 46641Q225 | BBG00LN4CVW2 | 19,321 | 270 | SH | - | SOLE | - | 270 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS DEV | 46641Q233 | BBG00LN4D2G3 | 15,519 | 319 | SH | - | SOLE | - | 319 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | BBG00TSG0RS0 | 347,868 | 6,088 | SH | - | SOLE | - | 6,088 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 | BBG00N6W8WP6 | 16,699 | 355 | SH | - | SOLE | - | 355 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 | BBG016NKZDL5 | 223,224 | 4,311 | SH | - | SOLE | - | 4,311 | 0 | 0 |
| JAZZ PHARMACEUTICALS PLC | SHS USD | G50871105 | BBG000G9CGL0 | 3,104 | 25 | SH | - | DFND | - | 25 | 0 | 0 |
| JOHNSON & JOHNSON | COM | 478160104 | BBG000BMHYD1 | 2,066,201 | 12,459 | SH | - | DFND | - | 328 | 0 | 12,131 |
| JOHNSON & JOHNSON | COM | 478160104 | BBG000BMHYD1 | 4,045,833 | 24,396 | SH | - | SOLE | - | 24,396 | 0 | 0 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 | BBG000BVWLJ6 | 17,144 | 214 | SH | - | DFND | - | 0 | 0 | 214 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 | BBG000BVWLJ6 | 11,055 | 138 | SH | - | SOLE | - | 138 | 0 | 0 |
| JPMORGAN CHASE & CO. | COM | 46625H100 | BBG000DMBXR2 | 544,811 | 2,221 | SH | - | DFND | - | 49 | 0 | 2,172 |
| JPMORGAN CHASE & CO. | COM | 46625H100 | BBG000DMBXR2 | 17,711,396 | 72,203 | SH | - | SOLE | - | 71,558 | 0 | 645 |
| KELLANOVA | COM | 487836108 | BBG000BMKDM3 | 3,960 | 48 | SH | - | DFND | - | 0 | 0 | 48 |
| KELLANOVA | COM | 487836108 | BBG000BMKDM3 | 107,237 | 1,300 | SH | - | SOLE | - | 1,300 | 0 | 0 |
| KENVUE INC | COM | 49177J102 | BBG01C79X561 | 959 | 40 | SH | - | DFND | - | 0 | 0 | 40 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG000BMW2Z0 | 448,135 | 3,151 | SH | - | DFND | - | 0 | 0 | 3,151 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG000BMW2Z0 | 7,804,749 | 54,878 | SH | - | SOLE | - | 54,489 | 0 | 389 |
| KIMCO RLTY CORP | COM | 49446R109 | BBG000CN3S73 | 19,116 | 900 | SH | - | DFND | - | 0 | 0 | 900 |
| KINDER MORGAN INC DEL | COM | 49456B101 | BBG0019JZ882 | 57,060 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| KKR & CO INC | COM | 48251W104 | BBG000BCQ6J8 | 2,890 | 25 | SH | - | SOLE | - | 25 | 0 | 0 |
| KNIFE RIVER CORP | COMMON STOCK | 498894104 | BBG002N3N2R4 | 47,360 | 525 | SH | - | DFND | - | 525 | 0 | 0 |
| KONTOOR BRANDS INC | COM | 50050N103 | BBG00LPTHYD5 | 73,236 | 1,142 | SH | - | SOLE | - | 1,142 | 0 | 0 |
| KRAFT HEINZ CO | COM | 500754106 | BBG005CPNTQ2 | 24,040 | 790 | SH | - | DFND | - | 0 | 0 | 790 |
| KRAFT HEINZ CO | COM | 500754106 | BBG005CPNTQ2 | 42,115 | 1,384 | SH | - | SOLE | - | 1,384 | 0 | 0 |
| KRANESHARES TRUST | QUADRTC INT RT | 500767736 | BBG00NW3SK84 | 21,108 | 1,130 | SH | - | DFND | - | 0 | 0 | 1,130 |
| KYNDRYL HLDGS INC | COMMON STOCK | 50155Q100 | BBG012W99DN6 | 21,886 | 697 | SH | - | DFND | - | 0 | 0 | 697 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG000BLGFJ9 | 90,003 | 430 | SH | - | DFND | - | 0 | 0 | 430 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG000BLGFJ9 | 58,816 | 281 | SH | - | SOLE | - | 281 | 0 | 0 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 | BBG01MMT6PL7 | 232,740 | 1,000 | SH | - | DFND | - | 0 | 0 | 1,000 |
| LAMB WESTON HLDGS INC | COM | 513272104 | BBG003CVMLQ2 | 14,178 | 266 | SH | - | DFND | - | 0 | 0 | 266 |
| LAMB WESTON HLDGS INC | COM | 513272104 | BBG003CVMLQ2 | 106,600 | 2,000 | SH | - | SOLE | - | 2,000 | 0 | 0 |
| LEAP THERAPEUTICS INC | COM NEW | 52187K200 | BBG00DQ929W6 | 37 | 120 | SH | - | DFND | - | 0 | 0 | 120 |
| LINDE PLC | SHS | G54950103 | BBG01FND0CC1 | 54,014 | 116 | SH | - | SOLE | - | 116 | 0 | 0 |
| LINDSAY CORP | COM | 535555106 | BBG000FJS1S8 | 75,912 | 600 | SH | - | DFND | - | 600 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG000C1BW00 | 208,167 | 466 | SH | - | DFND | - | 0 | 0 | 466 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG000C1BW00 | 48,245 | 108 | SH | - | SOLE | - | 108 | 0 | 0 |
| LOGILITY SUPPLY CHAIN SOLUTI | COM | 029683109 | BBG000BBWFN8 | 17,112 | 1,200 | SH | - | DFND | - | 1,200 | 0 | 0 |
| LOWES COS INC | COM | 548661107 | BBG000BNDN65 | 209,441 | 898 | SH | - | DFND | - | 248 | 0 | 650 |
| LOWES COS INC | COM | 548661107 | BBG000BNDN65 | 741,438 | 3,179 | SH | - | SOLE | - | 3,179 | 0 | 0 |
| LULULEMON ATHLETICA INC | COM | 550021109 | BBG000R8ZVD1 | 39,628 | 140 | SH | - | DFND | - | 0 | 0 | 140 |
| LUMENTUM HLDGS INC | COM | 55024U109 | BBG0073F9RT7 | 6,234 | 100 | SH | - | DFND | - | 0 | 0 | 100 |
| M & T BK CORP | COM | 55261F104 | BBG000D9KWL9 | 3,218 | 18 | SH | - | DFND | - | 0 | 0 | 18 |
| M & T BK CORP | COM | 55261F104 | BBG000D9KWL9 | 208,780 | 1,168 | SH | - | SOLE | - | 1,168 | 0 | 0 |
| MACYS INC | COM | 55616P104 | BBG000C46HM9 | 75,360 | 6,000 | SH | - | SOLE | - | 6,000 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 | BBG001DCCGR8 | 236,601 | 1,624 | SH | - | DFND | - | 0 | 0 | 1,624 |
| MARATHON PETE CORP | COM | 56585A102 | BBG001DCCGR8 | 7,430 | 51 | SH | - | SOLE | - | 51 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 | BBG000BGD7W6 | 233,198 | 979 | SH | - | SOLE | - | 979 | 0 | 0 |
| MARSH & MCLENNAN COS INC | COM | 571748102 | BBG000BP4MH0 | 122,503 | 502 | SH | - | SOLE | - | 502 | 0 | 0 |
| MARVELL TECHNOLOGY INC | COM | 573874104 | BBG00ZXBJ153 | 7,758 | 126 | SH | - | SOLE | - | 126 | 0 | 0 |
| MASCO CORP | COM | 574599106 | BBG000BNNKG9 | 208,620 | 3,000 | SH | - | DFND | - | 0 | 0 | 3,000 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG000F1ZSQ2 | 113,461 | 207 | SH | - | DFND | - | 86 | 0 | 121 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG000F1ZSQ2 | 12,291,043 | 22,424 | SH | - | SOLE | - | 22,036 | 0 | 388 |
| MATTEL INC | COM | 577081102 | BBG000BNNYW1 | 1,943 | 100 | SH | - | DFND | - | 0 | 0 | 100 |
| MCDONALDS CORP | COM | 580135101 | BBG000BNSZP1 | 2,083,196 | 6,669 | SH | - | DFND | - | 0 | 0 | 6,669 |
| MCDONALDS CORP | COM | 580135101 | BBG000BNSZP1 | 15,338,304 | 49,103 | SH | - | SOLE | - | 48,791 | 0 | 312 |
| MDU RES GROUP INC | COM | 552690109 | BBG000BNX3R4 | 45,657 | 2,700 | SH | - | DFND | - | 2,700 | 0 | 0 |
| MDU RES GROUP INC | COM | 552690109 | BBG000BNX3R4 | 58,458 | 3,457 | SH | - | SOLE | - | 3,457 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 | BBG000BNWG87 | 101,632 | 1,131 | SH | - | DFND | - | 0 | 0 | 1,131 |
| MEDTRONIC PLC | SHS | G5960L103 | BBG000BNWG87 | 6,740 | 75 | SH | - | SOLE | - | 75 | 0 | 0 |
| MERCK & CO INC | COM | 58933Y105 | BBG000BPD168 | 410,024 | 4,568 | SH | - | DFND | - | 650 | 0 | 3,918 |
| MERCK & CO INC | COM | 58933Y105 | BBG000BPD168 | 8,795,134 | 97,985 | SH | - | SOLE | - | 97,263 | 0 | 722 |
| META PLATFORMS INC | CL A | 30303M102 | BBG000MM2P62 | 38,040 | 66 | SH | - | DFND | - | 0 | 0 | 66 |
| META PLATFORMS INC | CL A | 30303M102 | BBG000MM2P62 | 304,894 | 529 | SH | - | SOLE | - | 529 | 0 | 0 |
| METLIFE INC | COM | 59156R108 | BBG000BB6KF5 | 120,435 | 1,500 | SH | - | DFND | - | 0 | 0 | 1,500 |
| METLIFE INC | COM | 59156R108 | BBG000BB6KF5 | 17,343 | 216 | SH | - | SOLE | - | 216 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 | BBG000BHCP19 | 24,205 | 500 | SH | - | DFND | - | 0 | 0 | 500 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 | BBG000BHCP19 | 154,960 | 3,201 | SH | - | SOLE | - | 3,201 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG000C5Z1S3 | 6,256 | 72 | SH | - | DFND | - | 0 | 0 | 72 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG000C5Z1S3 | 2,694 | 31 | SH | - | SOLE | - | 31 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG000BPH459 | 8,261,959 | 22,009 | SH | - | DFND | - | 716 | 0 | 21,293 |
| MICROSOFT CORP | COM | 594918104 | BBG000BPH459 | 37,283,735 | 99,320 | SH | - | SOLE | - | 98,121 | 0 | 1,199 |
| MODERNA INC | COM | 60770K107 | BBG003PHHZT1 | 284 | 10 | SH | - | DFND | - | 0 | 0 | 10 |
| MOLSON COORS BEVERAGE CO | CL B | 60871R209 | BBG000BS7KS3 | 121,740 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| MONDELEZ INTL INC | CL A | 609207105 | BBG000D4LWF6 | 129,526 | 1,909 | SH | - | DFND | - | 0 | 0 | 1,909 |
| MONDELEZ INTL INC | CL A | 609207105 | BBG000D4LWF6 | 403,843 | 5,952 | SH | - | SOLE | - | 5,952 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | EATON VANCE TOTA | 61774R841 | BBG01LTGRNY8 | 25,821 | 510 | SH | - | SOLE | - | 510 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 | BBG000BP8Z50 | 51,662 | 118 | SH | - | SOLE | - | 118 | 0 | 0 |
| MSC INDL DIRECT INC | CL A | 553530106 | BBG000BCLYL9 | 124,272 | 1,600 | SH | - | DFND | - | 0 | 0 | 1,600 |
| NBT BANCORP INC | COM | 628778102 | BBG000CJN801 | 1,362,976 | 31,771 | SH | - | DFND | - | 0 | 0 | 31,771 |
| NBT BANCORP INC | COM | 628778102 | BBG000CJN801 | 400,000 | 9,324 | SH | - | SOLE | - | 9,324 | 0 | 0 |
| NET LEASE OFFICE PROPERTIES | COM | 64110Y108 | BBG01JKVZQZ2 | 565 | 18 | SH | - | SOLE | - | 18 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 | BBG000CL9VN6 | 9,325 | 10 | SH | - | SOLE | - | 10 | 0 | 0 |
| NEW JERSEY RES CORP | COM | 646025106 | BBG000BPZVW9 | 14,718 | 300 | SH | - | DFND | - | 300 | 0 | 0 |
| NEW YORK TIMES CO | CL A | 650111107 | BBG000FFC0B3 | 11,160 | 225 | SH | - | SOLE | - | 225 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG000BJSBJ0 | 151,279 | 2,134 | SH | - | DFND | - | 0 | 0 | 2,134 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG000BJSBJ0 | 526,075 | 7,421 | SH | - | SOLE | - | 7,421 | 0 | 0 |
| NIKE INC | CL B | 654106103 | BBG000C5HS04 | 154,891 | 2,440 | SH | - | DFND | - | 0 | 0 | 2,440 |
| NIKE INC | CL B | 654106103 | BBG000C5HS04 | 216,530 | 3,411 | SH | - | SOLE | - | 3,411 | 0 | 0 |
| NOKIA CORP | SPONSORED ADR | 654902204 | BBG000BNGBW9 | 1,054 | 200 | SH | - | SOLE | - | 200 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 | BBG000BQ5DS5 | 104,214 | 440 | SH | - | DFND | - | 0 | 0 | 440 |
| NORFOLK SOUTHN CORP | COM | 655844108 | BBG000BQ5DS5 | 91,187 | 385 | SH | - | SOLE | - | 385 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 | BBG000LYF3S8 | 201,779 | 1,810 | SH | - | DFND | - | 1,250 | 0 | 560 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 | BBG000LYF3S8 | 122,628 | 1,100 | SH | - | SOLE | - | 1,100 | 0 | 0 |
| NOVOCURE LTD | ORD SHS | G6674U108 | BBG009XW8PY2 | 891 | 50 | SH | - | DFND | - | 0 | 0 | 50 |
| NUCOR CORP | COM | 670346105 | BBG000BQ8KV2 | 54,153 | 450 | SH | - | DFND | - | 0 | 0 | 450 |
| NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 | BBG000PC4J09 | 10,875 | 971 | SH | - | SOLE | - | 971 | 0 | 0 |
| NUVEEN MUNICIPAL CREDIT INC | COM SH BEN INT | 67070X101 | BBG000BG9MK1 | 5,870 | 480 | SH | - | SOLE | - | 480 | 0 | 0 |
| NUVEEN NEW YORK QLT MUN INC | COM | 67066X107 | BBG000BWM1B7 | 96,207 | 8,454 | SH | - | SOLE | - | 8,454 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG000BBJQV0 | 474,488 | 4,378 | SH | - | DFND | - | 0 | 0 | 4,378 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG000BBJQV0 | 30,553,623 | 281,912 | SH | - | SOLE | - | 263,848 | 0 | 18,064 |
| OCCIDENTAL PETE CORP | COM | 674599105 | BBG000BQQ2S6 | 72,855 | 1,476 | SH | - | DFND | - | 0 | 0 | 1,476 |
| OCCIDENTAL PETE CORP | *W EXP 08/03/202 | 674599162 | BBG00VTL2DT1 | 6,472 | 234 | SH | - | DFND | - | 0 | 0 | 234 |
| OCEANFIRST FINL CORP | COM | 675234108 | BBG000GYLFT9 | 20,412 | 1,200 | SH | - | DFND | - | 1,200 | 0 | 0 |
| OGE ENERGY CORP | COM | 670837103 | BBG000BQGLS5 | 32,172 | 700 | SH | - | DFND | - | 600 | 0 | 100 |
| OLD SECOND BANCORP INC ILL | COM | 680277100 | BBG000BLFSZ4 | 19,053 | 1,145 | SH | - | SOLE | - | 1,145 | 0 | 0 |
| OMNICOM GROUP INC | COM | 681919106 | BBG000BS9489 | 121,795 | 1,469 | SH | - | DFND | - | 0 | 0 | 1,469 |
| OMNICOM GROUP INC | COM | 681919106 | BBG000BS9489 | 4,809 | 58 | SH | - | SOLE | - | 58 | 0 | 0 |
| ONEOK INC NEW | COM | 682680103 | BBG000BQHGR6 | 1,191,235 | 12,006 | SH | - | DFND | - | 0 | 0 | 12,006 |
| ORACLE CORP | COM | 68389X105 | BBG000BQLTW7 | 171,267 | 1,225 | SH | - | DFND | - | 765 | 0 | 460 |
| ORACLE CORP | COM | 68389X105 | BBG000BQLTW7 | 1,148,399 | 8,214 | SH | - | SOLE | - | 8,214 | 0 | 0 |
| ORGANON & CO | COMMON STOCK | 68622V106 | BBG00ZQRGW24 | 34,173 | 2,295 | SH | - | DFND | - | 0 | 0 | 2,295 |
| ORGANON & CO | COMMON STOCK | 68622V106 | BBG00ZQRGW24 | 104 | 7 | SH | - | SOLE | - | 7 | 0 | 0 |
| OTIS WORLDWIDE CORP | COM | 68902V107 | BBG00RP60KV0 | 12,074 | 117 | SH | - | DFND | - | 0 | 0 | 117 |
| OTIS WORLDWIDE CORP | COM | 68902V107 | BBG00RP60KV0 | 7,121 | 69 | SH | - | SOLE | - | 69 | 0 | 0 |
| OWENS & MINOR INC NEW | COM | 690732102 | BBG000CTV5F0 | 1,355 | 150 | SH | - | DFND | - | 0 | 0 | 150 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG000N7QR55 | 42,200 | 500 | SH | - | SOLE | - | 500 | 0 | 0 |
| PAN AMERN SILVER CORP | COM | 697900108 | BBG000C0RGY3 | 11,159 | 432 | SH | - | SOLE | - | 432 | 0 | 0 |
| PARAMOUNT GLOBAL | CLASS B COM | 92556H206 | BBG000C496P7 | 311 | 26 | SH | - | DFND | - | 0 | 0 | 26 |
| PARKER-HANNIFIN CORP | COM | 701094104 | BBG000BR3KL6 | 1,473,428 | 2,424 | SH | - | SOLE | - | 2,424 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 | BBG000BQSQ38 | 235,740 | 1,528 | SH | - | DFND | - | 0 | 0 | 1,528 |
| PAYCHEX INC | COM | 704326107 | BBG000BQSQ38 | 1,616,700 | 10,479 | SH | - | SOLE | - | 10,479 | 0 | 0 |
| PAYLOCITY HLDG CORP | COM | 70438V106 | - | 93,670 | 500 | SH | - | DFND | - | 0 | 0 | 500 |
| PAYPAL HLDGS INC | COM | 70450Y103 | BBG0077VNXV6 | 26,818 | 411 | SH | - | DFND | - | 363 | 0 | 48 |
| PAYPAL HLDGS INC | COM | 70450Y103 | BBG0077VNXV6 | 9,135 | 140 | SH | - | SOLE | - | 140 | 0 | 0 |
| PEPSICO INC | COM | 713448108 | BBG000DH7JK6 | 729,008 | 4,862 | SH | - | DFND | - | 600 | 0 | 4,262 |
| PEPSICO INC | COM | 713448108 | BBG000DH7JK6 | 9,468,861 | 63,151 | SH | - | SOLE | - | 62,771 | 0 | 380 |
| PFIZER INC | COM | 717081103 | BBG000BR2B91 | 640,697 | 25,284 | SH | - | DFND | - | 2,200 | 0 | 23,084 |
| PFIZER INC | COM | 717081103 | BBG000BR2B91 | 925,189 | 36,511 | SH | - | SOLE | - | 36,511 | 0 | 0 |
| PG&E CORP | COM | 69331C108 | BBG000BQWPC5 | 5,154 | 300 | SH | - | DFND | - | 0 | 0 | 300 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG000J2XL74 | 563,492 | 3,550 | SH | - | DFND | - | 0 | 0 | 3,550 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG000J2XL74 | 1,291,745 | 8,138 | SH | - | SOLE | - | 8,138 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 | BBG00286S4N9 | 153,609 | 1,244 | SH | - | DFND | - | 0 | 0 | 1,244 |
| PHILLIPS 66 | COM | 718546104 | BBG00286S4N9 | 17,411 | 141 | SH | - | SOLE | - | 141 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 | BBG000BRD0D8 | 445,401 | 2,534 | SH | - | DFND | - | 0 | 0 | 2,534 |
| PORTLAND GEN ELEC CO | COM NEW | 736508847 | BBG000BCRMW7 | 26,760 | 600 | SH | - | DFND | - | 600 | 0 | 0 |
| PPG INDS INC | COM | 693506107 | BBG000BRJ809 | 167,087 | 1,528 | SH | - | DFND | - | 0 | 0 | 1,528 |
| PPL CORP | COM | 69351T106 | BBG000BRJL00 | 7,222 | 200 | SH | - | SOLE | - | 200 | 0 | 0 |
| PRINCIPAL FINANCIAL GROUP IN | COM | 74251V102 | BBG000NSCNT7 | 54,841 | 650 | SH | - | DFND | - | 0 | 0 | 650 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG000BR2TH3 | 6,201,925 | 36,392 | SH | - | DFND | - | 0 | 0 | 36,392 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG000BR2TH3 | 2,332,879 | 13,689 | SH | - | SOLE | - | 13,689 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 | BBG000B9Z0J8 | 103,406 | 925 | SH | - | DFND | - | 0 | 0 | 925 |
| PROSHARES TR | S&P 500 DV ARIST | 74348A467 | BBG005D266N4 | 2,044 | 20 | SH | - | DFND | - | 0 | 0 | 20 |
| PRUDENTIAL FINL INC | COM | 744320102 | BBG000HCJMF9 | 8,153 | 73 | SH | - | DFND | - | 0 | 0 | 73 |
| PRUDENTIAL FINL INC | COM | 744320102 | BBG000HCJMF9 | 32,834 | 294 | SH | - | SOLE | - | 294 | 0 | 0 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 | BBG000BPPN67 | 1,197 | 4 | SH | - | DFND | - | 0 | 0 | 4 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 | BBG000BPPN67 | 7,512,179 | 25,100 | SH | - | SOLE | - | 24,902 | 0 | 198 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 | BBG000BQZMH4 | 61,560 | 748 | SH | - | DFND | - | 0 | 0 | 748 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 | BBG000BQZMH4 | 10,239,766 | 124,420 | SH | - | SOLE | - | 123,538 | 0 | 882 |
| QUALCOMM INC | COM | 747525103 | BBG000CGC1X8 | 407,067 | 2,650 | SH | - | DFND | - | 0 | 0 | 2,650 |
| QUALCOMM INC | COM | 747525103 | BBG000CGC1X8 | 8,909 | 58 | SH | - | SOLE | - | 58 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 | BBG000BN84F3 | 8,968 | 53 | SH | - | SOLE | - | 53 | 0 | 0 |
| RALPH LAUREN CORP | CL A | 751212101 | BBG000BS0ZF1 | 101,540 | 460 | SH | - | DFND | - | 0 | 0 | 460 |
| REDDIT INC | CL A | 75734B100 | BBG005K1D4S0 | 5,140 | 49 | SH | - | SOLE | - | 49 | 0 | 0 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 | BBG000C734W3 | 31,712 | 50 | SH | - | DFND | - | 50 | 0 | 0 |
| REINSURANCE GRP OF AMERICA I | COM NEW | 759351604 | BBG000BDLCQ0 | 3,938 | 20 | SH | - | SOLE | - | 20 | 0 | 0 |
| RESIDEO TECHNOLOGIES INC | COM | 76118Y104 | BBG00HY28K89 | 106 | 6 | SH | - | SOLE | - | 6 | 0 | 0 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 | BBG000FD28T3 | 144,192 | 2,400 | SH | - | DFND | - | 0 | 0 | 2,400 |
| RIVIAN AUTOMOTIVE INC | COM CL A | 76954A103 | BBG00741Y1N2 | 187 | 15 | SH | - | DFND | - | 0 | 0 | 15 |
| RIVIAN AUTOMOTIVE INC | COM CL A | 76954A103 | BBG00741Y1N2 | 1,245 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| RMR GROUP INC | CL A | 74967R106 | BBG00B6V7CJ6 | 816 | 49 | SH | - | DFND | - | 0 | 0 | 49 |
| ROCKWELL AUTOMATION INC | COM | 773903109 | BBG000BBCDZ2 | 133,324 | 516 | SH | - | DFND | - | 0 | 0 | 516 |
| ROCKWELL AUTOMATION INC | COM | 773903109 | BBG000BBCDZ2 | 6,460 | 25 | SH | - | SOLE | - | 25 | 0 | 0 |
| ROSS STORES INC | COM | 778296103 | BBG000BSBZH7 | 95,843 | 750 | SH | - | DFND | - | 0 | 0 | 750 |
| ROSS STORES INC | COM | 778296103 | BBG000BSBZH7 | 4,473 | 35 | SH | - | SOLE | - | 35 | 0 | 0 |
| ROYAL BK CDA | COM | 780087102 | BBG000BSSC44 | 270,528 | 2,400 | SH | - | DFND | - | 0 | 0 | 2,400 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 | BBG000BB5792 | 15,408 | 75 | SH | - | DFND | - | 0 | 0 | 75 |
| RTX CORPORATION | COM | 75513E101 | BBG000BW8S60 | 624,416 | 4,714 | SH | - | DFND | - | 0 | 0 | 4,714 |
| RTX CORPORATION | COM | 75513E101 | BBG000BW8S60 | 47,951 | 362 | SH | - | SOLE | - | 362 | 0 | 0 |
| S&P GLOBAL INC | COM | 78409V104 | BBG000BP1Q11 | 58,432 | 115 | SH | - | DFND | - | 0 | 0 | 115 |
| S&P GLOBAL INC | COM | 78409V104 | BBG000BP1Q11 | 137,695 | 271 | SH | - | SOLE | - | 271 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 | BBG000BN2DC2 | 153,234 | 571 | SH | - | DFND | - | 0 | 0 | 571 |
| SANOFI | SPONSORED ADR | 80105N105 | BBG000BBD5N1 | 5,491 | 99 | SH | - | SOLE | - | 99 | 0 | 0 |
| SCHLUMBERGER LTD | COM STK | 806857108 | BBG000BT41Q8 | 229,900 | 5,500 | SH | - | DFND | - | 1,900 | 0 | 3,600 |
| SCHWAB CHARLES CORP | COM | 808513105 | BBG000BSLZY7 | 280,869 | 3,588 | SH | - | SOLE | - | 3,588 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG000PRZSP5 | 839,541 | 38,994 | SH | - | DFND | - | 0 | 0 | 38,994 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG000PRZSP5 | 144,854 | 6,728 | SH | - | SOLE | - | 6,728 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG000PS05G1 | 5,233 | 237 | SH | - | SOLE | - | 237 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG000PS0FX0 | 1,218 | 52 | SH | - | SOLE | - | 52 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | BBG00Y92W1K1 | 37,440 | 1,358 | SH | - | SOLE | - | 1,358 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 | BBG0051K49H0 | 22,840 | 632 | SH | - | SOLE | - | 632 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWKW5 | 13,253 | 474 | SH | - | SOLE | - | 474 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG000PS0RP3 | 1,820 | 92 | SH | - | SOLE | - | 92 | 0 | 0 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | BBG001WBMKQ0 | 1,112 | 48 | SH | - | SOLE | - | 48 | 0 | 0 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | BBG001CSKWZ1 | 23,790 | 1,106 | SH | - | SOLE | - | 1,106 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | BBG000BGN6P5 | 6,319 | 235 | SH | - | DFND | - | 0 | 0 | 235 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | BBG000BGN6P5 | 3,281 | 122 | SH | - | SOLE | - | 122 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 | BBG000BHVSG6 | 16,791 | 115 | SH | - | SOLE | - | 115 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 | BBG000BJ10N8 | 122,505 | 1,500 | SH | - | SOLE | - | 1,500 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 | BBG000BJ1MF9 | 53,117 | 269 | SH | - | SOLE | - | 269 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 | BBG000BJ20S2 | 20,466 | 219 | SH | - | SOLE | - | 219 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 | BBG000BJ29X7 | 56,435 | 1,133 | SH | - | SOLE | - | 1,133 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 | BBG000BJ2RF7 | 46,661 | 356 | SH | - | SOLE | - | 356 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG000BJ7007 | 3,336,717 | 16,160 | SH | - | DFND | - | 0 | 0 | 16,160 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 | BBG00L5F9F38 | 675,150 | 7,000 | SH | - | DFND | - | 0 | 0 | 7,000 |
| SELECTIVE INS GROUP INC | COM | 816300107 | BBG000BSZ738 | 114,974 | 1,256 | SH | - | SOLE | - | 1,256 | 0 | 0 |
| SEMPRA | COM | 816851109 | BBG000C2ZCH8 | 89,200 | 1,250 | SH | - | DFND | - | 0 | 0 | 1,250 |
| SHAKE SHACK INC | CL A | 819047101 | BBG0063GCHH8 | 4,409 | 50 | SH | - | DFND | - | 0 | 0 | 50 |
| SHELL PLC | SPON ADS | 780259305 | BBG0147BN6G2 | 248,786 | 3,395 | SH | - | DFND | - | 0 | 0 | 3,395 |
| SHELL PLC | SPON ADS | 780259305 | BBG0147BN6G2 | 3,224 | 44 | SH | - | SOLE | - | 44 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 | BBG000BSXQV7 | 3,143 | 9 | SH | - | SOLE | - | 9 | 0 | 0 |
| SKECHERS U S A INC | CL A | 830566105 | BBG000C4HKK2 | 2,896 | 51 | SH | - | SOLE | - | 51 | 0 | 0 |
| SKYWORKS SOLUTIONS INC | COM | 83088M102 | BBG000KLB4Q1 | 6,463 | 100 | SH | - | DFND | - | 0 | 0 | 100 |
| SMUCKER J M CO | COM NEW | 832696405 | BBG000BT1715 | 27,826 | 235 | SH | - | DFND | - | 0 | 0 | 235 |
| SNAP INC | CL A | 83304A106 | BBG00441QMJ7 | 87 | 10 | SH | - | DFND | - | 0 | 0 | 10 |
| SNAP ON INC | COM | 833034101 | BBG000BT7JW9 | 128,064 | 380 | SH | - | DFND | - | 0 | 0 | 380 |
| SNOWFLAKE INC | CL A | 833445109 | BBG007DHGNJ4 | 14,616 | 100 | SH | - | DFND | - | 100 | 0 | 0 |
| SOLVENTUM CORP | COM SHS | 83444M101 | BBG018YZH6T3 | 11,178 | 147 | SH | - | DFND | - | 0 | 0 | 147 |
| SOLVENTUM CORP | COM SHS | 83444M101 | BBG018YZH6T3 | 608 | 8 | SH | - | SOLE | - | 8 | 0 | 0 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 | BBG000BT7ZK6 | 6,348 | 250 | SH | - | DFND | - | 0 | 0 | 250 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 | BBG000BT7ZK6 | 6,221 | 245 | SH | - | SOLE | - | 245 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 | BBG000BT9DW0 | 51,032 | 555 | SH | - | DFND | - | 0 | 0 | 555 |
| SOUTHERN CO | COM | 842587107 | BBG000BT9DW0 | 174,705 | 1,900 | SH | - | SOLE | - | 1,900 | 0 | 0 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 | BBG000BTDS98 | 1,387,703 | 3,305 | SH | - | DFND | - | 0 | 0 | 3,305 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG000CRF6Q8 | 314,361 | 1,091 | SH | - | SOLE | - | 1,091 | 0 | 0 |
| SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | BBG000BDTBL9 | 3,080,561 | 5,507 | SH | - | DFND | - | 650 | 0 | 4,857 |
| SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | BBG000BDTBL9 | 2,083,168 | 3,724 | SH | - | SOLE | - | 3,724 | 0 | 0 |
| SPDR S&P MIDCAP 400 ETF TR | UTSER1 S&PDCRP | 78467Y107 | BBG000BBNQB7 | 1,015,746 | 1,904 | SH | - | DFND | - | 0 | 0 | 1,904 |
| SPDR S&P MIDCAP 400 ETF TR | UTSER1 S&PDCRP | 78467Y107 | BBG000BBNQB7 | 153,109 | 287 | SH | - | SOLE | - | 287 | 0 | 0 |
| SPDR SER TR | BBG CONV SEC ETF | 78464A359 | BBG000FTQMS2 | 100,219 | 1,308 | SH | - | SOLE | - | 1,308 | 0 | 0 |
| SPDR SER TR | PRTFLO S&P500 VL | 78464A508 | BBG000C9PJB5 | 562 | 11 | SH | - | DFND | - | 0 | 0 | 11 |
| SPDR SER TR | S&P REGL BKG | 78464A698 | BBG000D82H52 | 102,330 | 1,800 | SH | - | SOLE | - | 1,800 | 0 | 0 |
| SPDR SER TR | S&P DIVID ETF | 78464A763 | BBG000KN18M3 | 38,669 | 285 | SH | - | DFND | - | 0 | 0 | 285 |
| SPDR SER TR | S&P DIVID ETF | 78464A763 | BBG000KN18M3 | 234,048 | 1,725 | SH | - | SOLE | - | 1,725 | 0 | 0 |
| SPDR SER TR | S&P 400 MDCP VAL | 78464A839 | BBG000KMY493 | 308 | 4 | SH | - | DFND | - | 0 | 0 | 4 |
| SPDR SER TR | PORTFOLIO S&P400 | 78464A847 | BBG000KMBFP5 | 30,196 | 590 | SH | - | SOLE | - | 590 | 0 | 0 |
| SPDR SER TR | BLOOMBERG SHT TE | 78468R408 | BBG002QLYC88 | 51,603 | 2,051 | SH | - | SOLE | - | 2,051 | 0 | 0 |
| SPDR SER TR | S&P 500 ESG ETF | 78468R531 | BBG00W7DVDD6 | 12,387,069 | 231,534 | SH | - | SOLE | - | 231,534 | 0 | 0 |
| SPDR SER TR | PORTFLI HIGH YLD | 78468R606 | BBG0034VNB73 | 51,805 | 2,212 | SH | - | SOLE | - | 2,212 | 0 | 0 |
| SPDR SER TR | BLOOMBERG HIGH Y | 78468R622 | BBG000NXDKM8 | 1,430 | 15 | SH | - | SOLE | - | 15 | 0 | 0 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 | BBG000RFQSH8 | 14,693,403 | 160,181 | SH | - | SOLE | - | 158,167 | 0 | 2,014 |
| SPDR SER TR | PRTFLO S&P500 HI | 78468R788 | BBG00B6WD888 | 119,502 | 2,700 | SH | - | SOLE | - | 2,700 | 0 | 0 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 | BBG003T4VFC2 | 7,150 | 13 | SH | - | SOLE | - | 13 | 0 | 0 |
| SS&C TECHNOLOGIES HLDGS INC | COM | 78467J100 | BBG000RJ2J04 | 12,947 | 155 | SH | - | SOLE | - | 155 | 0 | 0 |
| STANLEY BLACK & DECKER INC | COM | 854502101 | BBG000BTQR96 | 95,716 | 1,245 | SH | - | DFND | - | 0 | 0 | 1,245 |
| STARBUCKS CORP | COM | 855244109 | BBG000CTQBF3 | 7,062 | 72 | SH | - | DFND | - | 0 | 0 | 72 |
| STARBUCKS CORP | COM | 855244109 | BBG000CTQBF3 | 62,974 | 642 | SH | - | SOLE | - | 642 | 0 | 0 |
| STATE STR CORP | COM | 857477103 | BBG000BKFBD7 | 17,906 | 200 | SH | - | DFND | - | 200 | 0 | 0 |
| STATE STR CORP | COM | 857477103 | BBG000BKFBD7 | 13,430 | 150 | SH | - | SOLE | - | 150 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 | BBG000DN7P92 | 257,969 | 693 | SH | - | DFND | - | 0 | 0 | 693 |
| STRYKER CORPORATION | COM | 863667101 | BBG000DN7P92 | 6,320,805 | 16,980 | SH | - | SOLE | - | 16,544 | 0 | 436 |
| SUNCOR ENERGY INC NEW | COM | 867224107 | BBG000BRK7L6 | 2,710 | 70 | SH | - | SOLE | - | 70 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 | BBG000BSFRF3 | 3,394,348 | 7,915 | SH | - | SOLE | - | 7,746 | 0 | 169 |
| SYSCO CORP | COM | 871829107 | BBG000BTVJ25 | 660,352 | 8,800 | SH | - | DFND | - | 100 | 0 | 8,700 |
| SYSCO CORP | COM | 871829107 | BBG000BTVJ25 | 18,760 | 250 | SH | - | SOLE | - | 250 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG000BD8ZK0 | 202,852 | 1,222 | SH | - | DFND | - | 1,200 | 0 | 22 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG000BD8ZK0 | 8,300 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| TARGET CORP | COM | 87612E106 | BBG000H8TVT2 | 132,537 | 1,270 | SH | - | DFND | - | 0 | 0 | 1,270 |
| TARGET CORP | COM | 87612E106 | BBG000H8TVT2 | 194,005 | 1,859 | SH | - | SOLE | - | 1,859 | 0 | 0 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 | BBG01Q08MMR1 | 24,024 | 170 | SH | - | DFND | - | 0 | 0 | 170 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 | BBG01Q08MMR1 | 7,808,354 | 55,253 | SH | - | SOLE | - | 54,915 | 0 | 338 |
| TENET HEALTHCARE CORP | COM NEW | 88033G407 | BBG000CPHYL4 | 9,819 | 73 | SH | - | SOLE | - | 73 | 0 | 0 |
| TESLA INC | COM | 88160R101 | BBG000N9MNX3 | 466,229 | 1,799 | SH | - | DFND | - | 0 | 0 | 1,799 |
| TESLA INC | COM | 88160R101 | BBG000N9MNX3 | 67,641 | 261 | SH | - | SOLE | - | 261 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 | BBG000BVV7G1 | 521,130 | 2,900 | SH | - | DFND | - | 0 | 0 | 2,900 |
| TEXAS INSTRS INC | COM | 882508104 | BBG000BVV7G1 | 199,647 | 1,111 | SH | - | SOLE | - | 1,111 | 0 | 0 |
| THE CAMPBELLS COMPANY | COM | 134429109 | BBG000BG4202 | 399 | 10 | SH | - | DFND | - | 0 | 0 | 10 |
| THE CIGNA GROUP | COM | 125523100 | BBG00KXRCDP0 | 24,017 | 73 | SH | - | DFND | - | 0 | 0 | 73 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG000BVDLH9 | 256,264 | 515 | SH | - | DFND | - | 15 | 0 | 500 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG000BVDLH9 | 520,987 | 1,047 | SH | - | SOLE | - | 1,047 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 | BBG000BV8DN6 | 293,294 | 2,408 | SH | - | DFND | - | 0 | 0 | 2,408 |
| TJX COS INC NEW | COM | 872540109 | BBG000BV8DN6 | 11,627,881 | 95,467 | SH | - | SOLE | - | 93,866 | 0 | 1,601 |
| TKO GROUP HOLDINGS INC | CL A | 87256C101 | BBG01G9JKWV5 | 7,793 | 51 | SH | - | SOLE | - | 51 | 0 | 0 |
| TOMPKINS FINL CORP | COM | 890110109 | BBG000F61H73 | 40,414,581 | 641,705 | SH | - | DFND | - | 0 | 0 | 641,705 |
| TOMPKINS FINL CORP | COM | 890110109 | BBG000F61H73 | 32,630,379 | 518,107 | SH | - | SOLE | - | 0 | 0 | 518,107 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 | BBG000BXBHJ4 | 71,928 | 1,200 | SH | - | DFND | - | 0 | 0 | 1,200 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG000BJ81C1 | 79,338 | 300 | SH | - | DFND | - | 0 | 0 | 300 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG000BJ81C1 | 121,387 | 459 | SH | - | SOLE | - | 459 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 | BBG000BYYLS8 | 216,243 | 5,255 | SH | - | DFND | - | 0 | 0 | 5,255 |
| TRUIST FINL CORP | COM | 89832Q109 | BBG000BYYLS8 | 99,048 | 2,407 | SH | - | SOLE | - | 2,407 | 0 | 0 |
| TYSON FOODS INC | CL A | 902494103 | BBG000DKCC19 | 18,696 | 293 | SH | - | SOLE | - | 293 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 | BBG002B04MT8 | 3,060 | 42 | SH | - | SOLE | - | 42 | 0 | 0 |
| UGI CORP NEW | COM | 902681105 | BBG000BVYN55 | 83,469 | 2,524 | SH | - | SOLE | - | 2,524 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767704 | BBG000BW1442 | 5,955 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 | BBG000BW3299 | 167,258 | 708 | SH | - | DFND | - | 0 | 0 | 708 |
| UNION PAC CORP | COM | 907818108 | BBG000BW3299 | 175,290 | 742 | SH | - | SOLE | - | 742 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 | BBG000L9CV04 | 1,100 | 10 | SH | - | DFND | - | 0 | 0 | 10 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 | BBG000L9CV04 | 103,281 | 939 | SH | - | SOLE | - | 939 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG000CH5208 | 392,813 | 750 | SH | - | DFND | - | 0 | 0 | 750 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG000CH5208 | 703,396 | 1,343 | SH | - | SOLE | - | 1,343 | 0 | 0 |
| UNIVERSAL INS HLDGS INC | COM | 91359V107 | BBG000B9YY14 | 258,259 | 10,897 | SH | - | SOLE | - | 10,897 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 | BBG000FFDM15 | 94,953 | 2,249 | SH | - | DFND | - | 0 | 0 | 2,249 |
| V F CORP | COM | 918204108 | BBG000BWCKB6 | 124,827 | 8,043 | SH | - | SOLE | - | 8,043 | 0 | 0 |
| V2X INC | COM | 92242T101 | BBG005PG80K4 | 49 | 1 | SH | - | DFND | - | 0 | 0 | 1 |
| VALERO ENERGY CORP | COM | 91913Y100 | BBG000BBGGQ1 | 1,981 | 15 | SH | - | SOLE | - | 15 | 0 | 0 |
| VALVOLINE INC | COM | 92047W101 | BBG003DNHV56 | 328,746 | 9,444 | SH | - | DFND | - | 0 | 0 | 9,444 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 | BBG002VZY764 | 44,877 | 1,555 | SH | - | DFND | - | 0 | 0 | 1,555 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 | BBG002XRNH24 | 89,672 | 1,019 | SH | - | DFND | - | 801 | 0 | 218 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 | BBG002XRNH24 | 6,602,376 | 75,027 | SH | - | SOLE | - | 75,027 | 0 | 0 |
| VANECK ETF TRUST | VANECK VIETNAM | 92189F817 | BBG000NWYK65 | 2,496 | 200 | SH | - | DFND | - | 200 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 | BBG0015VYPM6 | 2,217,937 | 6,631 | SH | - | SOLE | - | 6,631 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG000R44H09 | 18,552 | 237 | SH | - | SOLE | - | 237 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG000BZZS63 | 19,461,092 | 264,957 | SH | - | SOLE | - | 264,957 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LFT5 | 36,420 | 746 | SH | - | SOLE | - | 746 | 0 | 0 |
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | BBG0015VYNT4 | 741,572 | 1,443 | SH | - | DFND | - | 0 | 0 | 1,443 |
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | BBG0015VYNT4 | 24,572,607 | 47,815 | SH | - | SOLE | - | 47,815 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG000Q1ZR82 | 32,108 | 200 | SH | - | DFND | - | 200 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG000Q89NG6 | 38,480 | 425 | SH | - | DFND | - | 0 | 0 | 425 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG000Q89NG6 | 369,041 | 4,076 | SH | - | SOLE | - | 3,056 | 0 | 1,020 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG000HT5K89 | 34,996 | 139 | SH | - | SOLE | - | 139 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG00Y940MW3 | 18,070 | 97 | SH | - | SOLE | - | 97 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG000HX76S7 | 119,741 | 463 | SH | - | SOLE | - | 463 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG000HT2CB6 | 66,748 | 180 | SH | - | SOLE | - | 180 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG000HWV1X7 | 281,048 | 1,627 | SH | - | SOLE | - | 1,627 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG000HT3Z79 | 95,353 | 430 | SH | - | DFND | - | 75 | 0 | 355 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG000HT3Z79 | 3,750,014 | 16,911 | SH | - | SOLE | - | 16,911 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG000HR9779 | 1,843,902 | 6,709 | SH | - | DFND | - | 0 | 0 | 6,709 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG000HR9779 | 145,390 | 529 | SH | - | SOLE | - | 529 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG000HT88C8 | 22,630 | 500 | SH | - | DFND | - | 500 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG000HT88C8 | 41,820 | 924 | SH | - | SOLE | - | 924 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | BBG000HT8SM3 | 230,148 | 3,278 | SH | - | SOLE | - | 3,278 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12X16 | 2,595 | 52 | SH | - | DFND | - | 0 | 0 | 52 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRW2 | 14,688 | 296 | SH | - | SOLE | - | 296 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 | BBG0016N8GS6 | 44,301,563 | 179,533 | SH | - | SOLE | - | 179,506 | 0 | 27 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 | BBG0016LBV85 | 50,292 | 542 | SH | - | SOLE | - | 542 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | BBG000PX0963 | 30,294 | 510 | SH | - | SOLE | - | 510 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG000PWYVH7 | 6,704 | 82 | SH | - | DFND | - | 0 | 0 | 82 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG000PWYVH7 | 7,031 | 86 | SH | - | SOLE | - | 86 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG000P5G869 | 20,757 | 107 | SH | - | SOLE | - | 107 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG000QVFB47 | 160,419 | 3,156 | SH | - | DFND | - | 0 | 0 | 3,156 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG000QVFB47 | 24,206,568 | 476,226 | SH | - | SOLE | - | 476,226 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG000QBYWJ8 | 838,885 | 6,505 | SH | - | SOLE | - | 6,505 | 0 | 0 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 | BBG004N1LXS7 | 3,338 | 52 | SH | - | SOLE | - | 52 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 | BBG000HWNSD9 | 141,895 | 536 | SH | - | SOLE | - | 536 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG000HSZQ76 | 20,068 | 37 | SH | - | SOLE | - | 37 | 0 | 0 |
| VENTAS INC | COM | 92276F100 | BBG000FRVHB9 | 137,520 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| VERALTO CORP | COM SHS | 92338C103 | BBG019Q32XJ9 | 1,657 | 17 | SH | - | DFND | - | 0 | 0 | 17 |
| VERALTO CORP | COM SHS | 92338C103 | BBG019Q32XJ9 | 38,298 | 393 | SH | - | SOLE | - | 393 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG000HS77T5 | 560,332 | 12,353 | SH | - | DFND | - | 0 | 0 | 12,353 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG000HS77T5 | 772,345 | 17,027 | SH | - | SOLE | - | 17,027 | 0 | 0 |
| VIATRIS INC | COM | 92556V106 | BBG012QW3939 | 1,263 | 145 | SH | - | DFND | - | 0 | 0 | 145 |
| VIATRIS INC | COM | 92556V106 | BBG012QW3939 | 5,104 | 586 | SH | - | SOLE | - | 586 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG000PSKYX7 | 12,266 | 35 | SH | - | DFND | - | 0 | 0 | 35 |
| VISA INC | COM CL A | 92826C839 | BBG000PSKYX7 | 71,143 | 203 | SH | - | SOLE | - | 203 | 0 | 0 |
| VONTIER CORPORATION | COM | 928881101 | BBG00RRGSJR4 | 13,140 | 400 | SH | - | DFND | - | 400 | 0 | 0 |
| VULCAN MATLS CO | COM | 929160109 | BBG000BWGYF8 | 58,325 | 250 | SH | - | DFND | - | 250 | 0 | 0 |
| WABTEC | COM | 929740108 | BBG000BDD940 | 17,410 | 96 | SH | - | DFND | - | 0 | 0 | 96 |
| WABTEC | COM | 929740108 | BBG000BDD940 | 13,964 | 77 | SH | - | SOLE | - | 77 | 0 | 0 |
| WALGREENS BOOTS ALLIANCE INC | COM | 931427108 | BBG000BWLMJ4 | 112 | 10 | SH | - | DFND | - | 0 | 0 | 10 |
| WALMART INC | COM | 931142103 | BBG000BWXBC2 | 1,541,856 | 17,563 | SH | - | DFND | - | 0 | 0 | 17,563 |
| WALMART INC | COM | 931142103 | BBG000BWXBC2 | 22,715,487 | 258,748 | SH | - | SOLE | - | 256,226 | 0 | 2,522 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 | BBG011386VF4 | 32,158 | 2,997 | SH | - | DFND | - | 0 | 0 | 2,997 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 | BBG011386VF4 | 24,636 | 2,296 | SH | - | SOLE | - | 2,296 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG000BWVSR1 | 310,223 | 1,340 | SH | - | DFND | - | 0 | 0 | 1,340 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG000BWVSR1 | 15,359,531 | 66,345 | SH | - | SOLE | - | 65,745 | 0 | 600 |
| WATERS CORP | COM | 941848103 | BBG000FQRVM3 | 147,428 | 400 | SH | - | DFND | - | 0 | 0 | 400 |
| WATSCO INC | COM | 942622200 | BBG000DJN7L9 | 508,300 | 1,000 | SH | - | DFND | - | 0 | 0 | 1,000 |
| WEBSTER FINL CORP | COM | 947890109 | BBG000BWMX63 | 1,302,256 | 25,262 | SH | - | DFND | - | 100 | 0 | 25,162 |
| WEBSTER FINL CORP | COM | 947890109 | BBG000BWMX63 | 4,109,205 | 79,713 | SH | - | SOLE | - | 79,713 | 0 | 0 |
| WEC ENERGY GROUP INC | COM | 92939U106 | BBG000BWP7D9 | 217,960 | 2,000 | SH | - | DFND | - | 0 | 0 | 2,000 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG000BWQFY7 | 96,917 | 1,350 | SH | - | DFND | - | 0 | 0 | 1,350 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG000BWQFY7 | 265,264 | 3,695 | SH | - | SOLE | - | 3,695 | 0 | 0 |
| WESTERN DIGITAL CORP | COM | 958102105 | BBG000BWNFZ9 | 4,043 | 100 | SH | - | DFND | - | 0 | 0 | 100 |
| WESTERN DIGITAL CORP | COM | 958102105 | BBG000BWNFZ9 | 3,396 | 84 | SH | - | SOLE | - | 84 | 0 | 0 |
| WESTERN UN CO | COM | 959802109 | BBG000BB5373 | 52,900 | 5,000 | SH | - | DFND | - | 0 | 0 | 5,000 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 | BBG000PVRDL2 | 19,175 | 247 | SH | - | DFND | - | 0 | 0 | 247 |
| WHIRLPOOL CORP | COM | 963320106 | BBG000BWSV34 | 34,520 | 383 | SH | - | DFND | - | 0 | 0 | 383 |
| WILLIS TOWERS WATSON PLC LTD | SHS | G96629103 | BBG000DB3KT1 | 3,042 | 9 | SH | - | SOLE | - | 9 | 0 | 0 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 | BBG000BSVPW0 | 74,180 | 964 | SH | - | SOLE | - | 964 | 0 | 0 |
| WISDOMTREE TR | US HIGH DIVIDEND | 97717W208 | BBG000BSXYW9 | 39,168 | 395 | SH | - | DFND | - | 0 | 0 | 395 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 | BBG007PB9N11 | 9,230 | 299 | SH | - | DFND | - | 0 | 0 | 299 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 | BBG007PB9N11 | 172,532 | 5,589 | SH | - | SOLE | - | 5,589 | 0 | 0 |
| WISDOMTREE TR | ITL HDG QTLY DIV | 97717X594 | BBG006G0J5H8 | 67,530 | 1,556 | SH | - | DFND | - | 0 | 0 | 1,556 |
| WISDOMTREE TR | EUROPE HEDGED EQ | 97717X701 | BBG000Q3NW62 | 74,069 | 1,560 | SH | - | DFND | - | 0 | 0 | 1,560 |
| WK KELLOGG CO | COM SHS | 92942W107 | BBG018CYVVW5 | 239 | 12 | SH | - | DFND | - | 0 | 0 | 12 |
| WK KELLOGG CO | COM SHS | 92942W107 | BBG018CYVVW5 | 6,477 | 325 | SH | - | SOLE | - | 325 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 | BBG00L8YYP89 | 619 | 10 | SH | - | DFND | - | 0 | 0 | 10 |
| WP CAREY INC | COM | 92936U109 | BBG000BCQM58 | 234,769 | 3,720 | SH | - | SOLE | - | 3,720 | 0 | 0 |
| XYLEM INC | COM | 98419M100 | BBG001D8R5D0 | 50,173 | 420 | SH | - | DFND | - | 0 | 0 | 420 |
| XYLEM INC | COM | 98419M100 | BBG001D8R5D0 | 13,499 | 113 | SH | - | SOLE | - | 113 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 | BBG000BH3GZ2 | 236,040 | 1,500 | SH | - | DFND | - | 0 | 0 | 1,500 |
| ZEBRA TECHNOLOGIES CORPORATI | CL A | 989207105 | BBG000CC7LQ7 | 3,108 | 11 | SH | - | SOLE | - | 11 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 | BBG000BKPL53 | 20,372 | 180 | SH | - | DFND | - | 150 | 0 | 30 |
| ZIMVIE INC | COM | 98888T107 | BBG014630587 | 32 | 3 | SH | - | DFND | - | 0 | 0 | 3 |