SECURITIES AND EXCHANGE COMMISSION,
WASHINGTON, D.C. 20549 SCHEDULE TO
(RULE 14d-100)

TENDER OFFER STATEMENT UNDER SECTION 14(d)(1) OR 13(e)(1)
OF THE SECURITIES EXCHANGE ACT OF 1934
(AMENDMENT NO. 3)

DIME BANCORP, INC.
(Name of Subject Company (Issuer))

DIME BANCORP, INC.
(Name of Filing Person (Offeror))

COMMON STOCK, PAR VALUE $0.01 PER SHARE
(INCLUDING THE ASSOCIATED PREFERRED STOCK PURCHASE RIGHTS)

(Title of Class of Securities)

25429Q
(CUSIP Number of Class of Securities)

JAMES E. KELLY, ESQ.
GENERAL COUNSEL
DIME BANCORP, INC.
589 FIFTH AVENUE
3RD FLOOR
NEW YORK, NEW YORK 10017
(212) 326-6170

(Name, Address and Telephone Number of Person Authorized to Receive Notices
and Communications on Behalf of Filing Person)

Copy to:

MITCHELL S. EITEL, ESQ.
SULLIVAN & CROMWELL
125 BROAD STREET
NEW YORK, NEW YORK 10004
(212) 558-4000

CALCULATION OF FILING FEE

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       Transaction Valuation*              Amount of Filing Fee**
            $244,937,952                         $48,987.59
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* Estimated for purposes of calculating the amount of the filing fee only in accordance with Rule 0-11 of the Securities Exchange Act of 1934. This calculation assumes the purchase of 13,607,664 shares of common stock, par value $0.01 per share, at the maximum tender offer price of $18.00 per share in cash.

** Previously paid.

[x] Check the box if any part of the fee is offset as provided by Rule 0-11(a)(2) and identify the filing with which the offsetting fee was previously paid. Identify the previous filing by registration statement number, or the Form or Schedule and the date of its filing.

Amount Previously Paid: $48,987.59 Filing Party: Dime Bancorp, Inc.

Form or Registration No.: Schedule TO Date Filed: August 1, 2000

[ ] Check the appropriate box if the filing relates solely to preliminary communications made before the commencement of a tender offer.

Check the appropriate boxes below to designate any transactions to which the statement relates:

[ ] third-party tender offer subject to Rule 14d-1.


[x] issuer tender offer subject to Rule 13e-4.

[ ] going-private transaction subject to Rule 13e-3.
[ ] amendment to Schedule 13D under Rule 13d-2.

Check the following box if the filing is a final amendment reporting the results of the tender offer: [ ]


This Amendment No. 3 to the Issuer Tender Offer Statement on Schedule TO relates to the tender offer by Dime Bancorp, Inc., a Delaware corporation, to purchase up to 13,607,664 shares of its common stock, par value $0.01 per share, including the associated preferred stock purchase rights issued pursuant to the Stockholder Protection Rights Agreement, dated as of October 20, 1995, as amended, between Dime and The Dime Savings Bank of New York, FSB, as rights agent (as successor to The First National Bank of Boston). Dime offered to purchase these shares at a price not greater than $18.00 nor less than $16.00 per share, net to the seller in cash, without interest, as specified by stockholders tendering their shares. Dime's offer was made on the terms and subject to the conditions set forth in the Offer to Purchase, dated August 1, 2000 and in the related Letter of Transmittal, which, as amended or supplemented from time to time, together constitute the tender offer.

This Amendment No. 3 to the Issuer Tender Offer Statement on Schedule TO is filed in satisfaction of the reporting requirements of Rule 13e-4(c)(2) promulgated under the Securities Exchange Act of 1934, as amended.

Copies of the Offer to Purchase and the related Letter of Transmittal were previously filed with the Schedule TO as Exhibits (a)(1)(A) and (a)(1)(B), respectively. The information in the Offer to Purchase and the related Letter of Transmittal is incorporated in this Amendment No. 3 to the Schedule TO by reference to all of the applicable items in the Schedule TO, except that such information is hereby amended and supplemented to the extent specifically provided herein.

ITEM 6. PURPOSES OF THE TRANSACTION AND PLANS OR PROPOSALS.

Item 6 is hereby supplemented and amended by adding the following:

On July 14, 2000, Dime presented the Slide Presentation at its Annual Meeting of Stockholders which is included herewith as Exhibit (a)(5)(C) and is incorporated herein by reference.

ITEM 9. PERSONS/ASSETS, RETAINED, EMPLOYED, COMPENSATED OR USED.

Item 9 is hereby supplemented and amended by adding the following:

On August 17, 2000, Dime filed a Schedule 14A that included information about fees to be paid to Credit Suisse First Boston and Merrill Lynch & Co. for their service to Dime as financial advisors in connection with North Fork's hostile offer, Warburg, Pincus Equity Partners, L.P.'s investment and related transactions. The Schedule 14A is incorporated herein by reference.

ITEM 12. EXHIBITS.

Item 12 is hereby supplemented and amended by adding the following:

Exhibit
Number                Description
-------               -----------
(a)(5)(C)             Slide Presentation, dated July 14, 2000 (presented at
                      Dime's Annual Meeting of Stockholders on July 14, 2000).


SIGNATURE

After due inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

DIME BANCORP, INC.

                                    By: /s/ James E. Kelly
                                       -----------------------
                                    Name:  James E. Kelly
                                    Title: General Counsel



Dated: August 18, 2000


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FIVE YEAR TREND
================================================================================================================================
($ in Millions, Except Per Share Data)
                                                                 At or For the Year Ended December 31,
                                      ------------------------------------------------------------------------------------------
                                         1999                1998                 1997               1996                1995
                                      ----------          ----------           ----------         ----------          ----------
  Net Operating Earnings                 $244                $217                $157                $121                $79
  Operating EPS                          2.17                1.89                1.45                1.11               0.72

  Return on Assets                       1.11%               1.02%               0.78%               0.61%              0.38%
  Return on Equity                      16.74               16.34               14.25               12.00               8.29
  Net Interest Margin                    2.91                2.68                2.51                2.40               2.07
  Efficiency Ratio                      51.40               53.91               51.17               52.55              59.83

  NPAs/Assets                            0.36                0.37                0.67                1.30               1.55

Reported results adjusted for special or unusual items.
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SECOND QUARTER HIGHLIGHTS
==================================================================================================================
($ in Millions, Except Per Share Data)

                                              2Q 00                        2Q 99                        Change
                                        -----------------            -----------------             ---------------
  Net Earnings                                  $66.6                        $60.8                         +10%
  Earnings per Share                            $0.60                        $0.54                         +11%
  Return on Equity                             17.14%                       16.73%                     +41 b.p.
  Net Interest Income                            $156                         $140                         +12%
  Fee Income                                      $99                          $92                          +7%
  Non-Performing Assets                           $84                          $89                         (5%)

Reported earnings adjusted for special or unusual items.
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WHAT WAS THE STRATEGIC REVIEW PROCESS?

Objective: Comprehensive review of all strategic options

- Detailed review of Dime's business plan

- Discussions with potential merger partners

} Confidentiality Agreements signed and information exchanged

- Reviewed options with financial partners

- Considered NFB proposal

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WHY NOT NORTH FORK PROPOSAL?

- Double digit dilution to Dime stockholders

- Does not provide Dime stockholders with a control premium

- Based on unachievable and unrealistic assumptions

- NFB's offer of 7.3x 2000E EPS is far below comparable transactions

- CSFB and Merrill Lynch rendered inadequacy opinions

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WHY NO DISCUSSIONS WITH NORTH FORK?

- NFB's offer represents no control premium and was deemed inadequate

- Sufficient material is available through NFB's extensive regulatory filings to understand their offer and its assumptions

- Events reinforced original concerns about North Fork's proposal

} NFB missed 2 consecutive quarterly earnings estimates

} NFB's stock has underperformed the S&P Regional Bank Index by 20% since announcing the offer

- NFB indicated on a June 27th conference call that it would not raise its bid meaningfully

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WHAT WERE THE RESULTS?

- Discussions with Potential Merger Partners Yielded No Proposals for Dime

- $238 Million Investment by Warburg Pincus

- Tony Terracciano Named Chairman

- Dutch Auction Tender Offer for 12.5% of Dime's Shares

- Spin-Out of Litigation Tracking Warrants to Dime Shareholders

- Phase-out of Stockholder Rights Plan

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WHY WARBURG PINCUS?
==================================================================================================================================

                                                   Warburg-Pincus                                        North Fork
                                  --------------------------------------------------      ----------------------------------------
  Advisors' Opinions              Fair                                                    Inadequate

                                  Non-dilutive until stock reaches $21.50; only 1%        Permanent double-digit dilution
  Dilution                        dilutive at $25.00

  Control Premium                 Retained by DME stockholders                            Out of Dime stockholders' hands

  Risks                           Extension of existing strategy                          Substantial integration risks

  Benefit                         Dutch Auction tender at                                 Transaction value uncertain
                                  $16-$18 cash

  Goodwill Lawsuit                Distributed to Dime stockholders                        Shared with NFB stockholders

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BENEFITS OF WARBURG PINCUS INVESTMENT

- Affirms that franchise is currently undervalued

- Affirms franchise value potential

- Non-dilutive until stock rises to $21.50; more than 20% above the NFB offer

- Dutch Auction provides cash-out at values consistent with NFB without the integration risk

- Does not foreclose future sale of the Company

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