AUDIT INFORMATION |
12 Months Ended |
|---|---|
Dec. 31, 2025 | |
| Auditor Information [Abstract] | |
| Auditor Name | KPMG LLP |
| Auditor Location | Philadelphia, PA |
| Auditor Firm ID | 185 |
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Parenthetical) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Statement of Comprehensive Income [Abstract] | |||
| Net unrealized gains (losses) arising during the period, net of tax expense (benefit) | $ 50,919 | $ (11,955) | $ 20,085 |
| Amortization of unrealized losses on securities reclassified to held-to-maturity, tax expense (benefit) | 4,103 | 4,774 | 5,361 |
| Change in unfunded pension liability related to unrealized gain and prior service cost, net of tax expense | 410 | 269 | 1 |
| Net unrealized gain (loss) arising during the period, net of tax expense (benefit) | 1,423 | (2,809) | 504 |
| Equity method investment tax benefit (expense) | 0 | 0 | (34) |
| Other comprehensive loss of equity method investments | $ (224) | $ (16) | $ (27) |
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Statement of Financial Position [Abstract] | ||
| Interest-bearing deposits in other banks, collateral | $ 6,530 | $ 1,701 |
| Amortized Cost | 4,037,700 | 4,218,266 |
| Allowance for credit losses on held-to-maturity debt securities | 5 | 7 |
| Investment securities, held-to-maturity-at cost, fair value | 879,066 | 895,511 |
| Allowance for credit losses on loans and leases | 179,647 | 195,281 |
| Loans and leases, net of allowance of $179,647 at December 31, 2025 and $195,281 at December 31, 2024 | 13,082,027 | 12,996,218 |
| Other assets, allowance for credit loss | $ 2,848 | $ 0 |
| Common stock, par value (in dollars per share) | $ 0.01 | $ 0.01 |
| Common stock, shares authorized (in shares) | 90,000,000 | 90,000,000 |
| Common stock, issued (in shares) | 76,456,499 | 76,264,211 |
| Treasury stock (in shares) | 23,046,983 | 17,607,002 |
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands |
Total |
Total Stockholders’ Equity of WSFS |
Common Stock |
Capital in Excess of Par Value |
Accumulated Other Comprehensive Loss |
Retained Earnings |
Treasury Stock |
Non-controlling Interest |
||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Beginning balance (in shares) at Dec. 31, 2022 | 75,921,997 | |||||||||||
| Beginning balance at Dec. 31, 2022 | $ 2,201,886 | $ 2,205,113 | $ 759 | $ 1,974,210 | $ (675,844) | $ 1,411,243 | $ (505,255) | $ (3,227) | ||||
| Increase (Decrease) in Stockholders' Equity [Roll Forward] | ||||||||||||
| Net income (loss) | 269,025 | 269,156 | 269,156 | (131) | ||||||||
| Other comprehensive income (loss) | 81,853 | 81,853 | 81,853 | |||||||||
| Cash dividend | (36,742) | (36,742) | (36,742) | |||||||||
| Distributions to noncontrolling shareholders | (4,463) | (4,463) | ||||||||||
| Issuance of common stock including proceeds from exercise of common stock options (in shares) | 173,097 | |||||||||||
| Issuance of common stock including proceeds from exercise of common stock options | 3,298 | 3,298 | $ 2 | 3,296 | ||||||||
| Stock-based compensation expense | 9,605 | 9,605 | 9,605 | |||||||||
| Repurchases of common stock | [1] | (54,647) | (54,647) | (2,365) | (52,282) | |||||||
| Ending balance (in shares) at Dec. 31, 2023 | 76,095,094 | |||||||||||
| Ending balance at Dec. 31, 2023 | 2,469,815 | 2,477,636 | $ 761 | 1,984,746 | (593,991) | 1,643,657 | (557,537) | (7,821) | ||||
| Increase (Decrease) in Stockholders' Equity [Roll Forward] | ||||||||||||
| Net income (loss) | 263,495 | 263,671 | 263,671 | (176) | ||||||||
| Other comprehensive income (loss) | (30,886) | (30,886) | (30,886) | |||||||||
| Cash dividend | (35,805) | (35,805) | (35,805) | |||||||||
| Distributions to noncontrolling shareholders | (3,299) | (920) | (920) | (2,379) | ||||||||
| Issuance of common stock including proceeds from exercise of common stock options (in shares) | 169,117 | |||||||||||
| Issuance of common stock including proceeds from exercise of common stock options | 466 | 466 | $ 2 | 464 | ||||||||
| Stock-based compensation expense | 11,901 | 11,901 | 11,901 | |||||||||
| Repurchases of common stock | [1] | (96,311) | (96,311) | (96,311) | ||||||||
| Ending balance (in shares) at Dec. 31, 2024 | 76,264,211 | |||||||||||
| Ending balance at Dec. 31, 2024 | 2,579,376 | 2,589,752 | $ 763 | 1,996,191 | (624,877) | 1,871,523 | (653,848) | (10,376) | ||||
| Increase (Decrease) in Stockholders' Equity [Roll Forward] | ||||||||||||
| Net income (loss) | 287,249 | 287,349 | 287,349 | (100) | ||||||||
| Other comprehensive income (loss) | 179,330 | 179,330 | 179,330 | |||||||||
| Cash dividend | (37,166) | (37,166) | (37,166) | |||||||||
| Contributions from noncontrolling shareholders | 6 | 6 | ||||||||||
| Issuance of common stock including proceeds from exercise of common stock options (in shares) | [2] | 192,288 | ||||||||||
| Issuance of common stock including proceeds from exercise of common stock options | [2] | (3,235) | (3,235) | $ 2 | (3,237) | |||||||
| Stock-based compensation expense | 12,793 | 12,793 | 12,793 | |||||||||
| Repurchases of common stock | [1] | (290,278) | (290,278) | (290,278) | ||||||||
| Ending balance (in shares) at Dec. 31, 2025 | 76,456,499 | |||||||||||
| Ending balance at Dec. 31, 2025 | $ 2,728,075 | $ 2,738,545 | $ 765 | $ 2,005,747 | $ (445,547) | $ 2,121,706 | $ (944,126) | $ (10,470) | ||||
| ||||||||||||
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Cash dividend per share (in dollars per share) | $ 0.66 | $ 0.60 | $ 0.60 |
| Shares withheld for tax liabilities (in shares) | 95,056 | 54,972 | 45,489 |
| Treasury Stock | |||
| Repurchases of common stock (in shares) | 5,439,981 | 2,049,739 | 1,247,178 |
CONSOLIDATED STATEMENTS OF CASH FLOWS (Parenthetical) $ in Millions |
12 Months Ended |
|---|---|
|
Dec. 31, 2025
USD ($)
| |
| Statement of Cash Flows [Abstract] | |
| Renewable energy tax credit | $ 11.4 |
BASIS OF PRESENTATION |
12 Months Ended |
|---|---|
Dec. 31, 2025 | |
| Organization, Consolidation and Presentation of Financial Statements [Abstract] | |
| BASIS OF PRESENTATION | 1. BASIS OF PRESENTATION General WSFS Financial Corporation (the Company or WSFS) is a savings and loan holding company organized under the laws of the State of Delaware. Substantially all of the Company's assets are held by its subsidiary, Wilmington Savings Fund Society, FSB (WSFS Bank or the Bank), a federal savings bank organized under the laws of the United States (U.S.). The Consolidated Financial Statements include the accounts of the Company, WSFS Bank, The Bryn Mawr Trust Company of Delaware (BMT-DE), Bryn Mawr Trust Advisors (BMTA), and WSFS SPE Services, LLC. The Company also has three unconsolidated subsidiaries, WSFS Capital Trust III (the Trust), Royal Bancshares Capital Trust I, and Royal Bancshares Capital Trust II. WSFS Bank's subsidiaries include 1832 Holdings, Inc. and one majority-owned subsidiary, NewLane Finance Company (NewLane Finance®). Overview Founded in 1832, the Bank is one of the ten oldest bank and trust companies continuously operating under the same name in the U.S. The Company provides residential and commercial mortgage, commercial and consumer lending services, as well as retail deposit and treasury management services. The Company's core banking business is commercial lending funded primarily by client-generated deposits. In addition, the Company offers a variety of wealth management and trust services to individual, corporate and institutional clients. The Federal Deposit Insurance Corporation (FDIC) insures the Company's Clients’ deposits to their legal maximums. The Company serves its Clients primarily from 113 offices located in Pennsylvania (58), Delaware (37), New Jersey (14), Florida (2), Nevada (1) and Virginia (1), its ATM network, website at www.wsfsbank.com, and mobile app. Information on the Company's website is not incorporated by reference into this Annual Report on Form 10-K. The Company's leasing business is conducted by NewLane Finance®. NewLane Finance® originates small business leases and provides commercial financing to businesses nationwide, targeting various equipment categories including technology, software, office, medical, veterinary and other areas. In addition, NewLane Finance® offers captive insurance through its subsidiary, Prime Protect. Basis of Presentation The Consolidated Financial Statements are prepared in conformity with accounting principles generally accepted in the U.S. (GAAP). In preparing the Consolidated Financial Statements, the Company is required to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues and expenses. Although the Company's estimates contemplate current conditions and how it expects them to change in the future, it is reasonably possible that actual conditions in 2026 could be worse than anticipated in those estimates, which could materially affect its results of operations and financial condition. The accounting for the allowance for credit losses (including loans and leases held for investment, investment securities available-for-sale and held-to-maturity), loans held for sale, lending-related commitments, goodwill, intangible assets, post-retirement benefit obligations, the fair value of financial instruments, and income taxes are subject to significant estimates. Among other effects, changes to these estimates could result in future impairments of investment securities, goodwill and intangible assets, the establishment of additional allowance and lending-related commitment reserves, changes in the fair value of financial instruments, as well as increased post-retirement benefits and income tax expense. All significant intercompany accounts and transactions were eliminated in consolidation.
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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES |
12 Months Ended |
|---|---|
Dec. 31, 2025 | |
| Accounting Policies [Abstract] | |
| SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES | 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES SIGNIFICANT ACCOUNTING POLICIES Cash, Cash Equivalents and Restricted Cash For purposes of reporting cash flows, cash, cash equivalents and restricted cash include cash, cash in non-owned ATMs, amounts due from banks, federal funds sold and securities purchased under agreements to resell and cash collateral held for derivatives, including a financial derivative related to the sale of certain Visa Class B shares. Debt Securities Debt securities mostly include mortgage-backed securities (MBS), municipal bonds, and U.S. government and agency securities and are classified into one of the following three categories and accounted for as follows: •Securities purchased with the intent of selling them in the near future are classified as “trading” and reported at fair value, with unrealized gains and losses included in earnings. •Securities purchased with the positive intent and ability to hold to maturity are classified as “held to maturity” and reported at amortized cost. •Securities not classified as either trading or held to maturity are classified as “available-for-sale” and reported at fair value, with unrealized gains and losses excluded from earnings and reported, net of tax, as a separate component of stockholders’ equity in accumulated other comprehensive income (loss). Realized gains and losses are determined using the specific identification method and included on the Consolidated Statements of Income. All sales are made without recourse. The fair value of debt securities is primarily obtained from third-party pricing services. Implicit in the valuation of MBS are estimated prepayments based on historical and current market conditions. Premiums and discounts on MBS collateralized by residential 1-4 family loans are recognized in interest income using a level yield method over the period to expected maturity. Premiums and discounts on all other securities are recognized on a straight-line basis over the period to expected maturity, with the exception of premiums on callable debt securities, which are recognized over the period to the earliest call date. A debt security is placed on nonaccrual status at the time any principal or interest payments are contractually past due 90 days or more. Interest accrued but not received for a security placed on nonaccrual status is reversed against interest income. The Company's investment portfolio is reviewed each quarter for indications of potential credit losses. Refer to the respective held-to-maturity and available-for-sale debt securities sections for the allowance for credit loss policies for each portfolio. Allowance for Credit Losses - Held-to-Maturity Debt Securities The Company follows Accounting Standards Codification (ASC) 326-20, Financial Instruments - Credit Loss - Measured at Amortized Cost, to measure expected credit losses on held-to-maturity debt securities on a collective basis by security investment grade. The estimate of expected credit losses considers historical credit loss information adjusted by a security's credit rating. The Company classifies the held-to-maturity debt securities into the following major security types: mortgage backed securities and state and political subdivisions. These securities are highly rated with a history of no credit losses, and are assigned ratings based on the most recent data from ratings agencies depending on the availability of data for the security. Credit ratings of held-to-maturity debt securities, which are a significant input in calculating the expected credit loss, are reviewed on a quarterly basis. Accrued interest receivable on held-to-maturity debt securities is excluded from the estimate of credit losses and is included in Accrued interest receivable on the Consolidated Statements of Financial Condition. Allowance for Credit Losses - Available-for-Sale Debt Securities The Company follows ASC 326-30, Financial Instruments - Credit Loss - Available-for-Sale Debt Securities, which provides guidance related to the recognition of and expanded disclosure requirements for expected credit losses on available-for-sale debt securities. For available-for-sale debt securities in an unrealized loss position, the Company first evaluates whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either criterion is met, the security's amortized cost basis is reduced to fair value and recognized as a reduction to Noninterest income in the Consolidated Statements of Income. For debt securities available-for-sale in which the Company does not intend to sell, or it is not likely the security would be required to be sold before recovery, it evaluates whether a decline in fair value has resulted from credit losses or other adverse factors, such as a change in the security's credit rating. In assessing whether a credit loss exists, the Company compares the present value of cash flows expected to be collected from the security with the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance is recorded, limited to the fair value of the security. The Company performs these analyses on a quarterly basis to review the conditions and risks associated with the individual securities. Credit losses on an impaired security is measured using the present value of expected future cash flows. Any impairment not recorded through an allowance for credit loss is included in other comprehensive income (loss), net of the tax effect. The Company is required to use its judgment in determining impairment in certain circumstances. For additional detail regarding debt securities, see Note 5. Equity Investments The Company has equity investments that are accounted for in accordance with both ASC 321-10, Investments - Equity Securities and ASC 323-10, Investments - Equity Method and Joint Ventures. Our equity investments are recorded in Other investments on the Consolidated Statements of Financial Condition. Equity investments recorded in accordance with ASC 321-10 are classified into one of the following two categories and accounted for as follows: •Investments with a readily determinable fair value are reported at fair value, with unrealized gains and losses included in earnings. Any dividends received are recorded in interest income. •Investments without a readily determinable fair value are reported at cost less impairment, if any, plus or minus adjustments resulting from observable price changes in orderly transactions for the identical or similar investment of the same issuer. Any dividends received are recorded in interest income. For equity investments without readily determinable fair values, when an orderly transaction for the identical or similar investment of the same issuer is identified, the Company uses valuation techniques permitted under ASC 820, Fair Value Measurement, to evaluate the observed transaction(s) and adjust the carrying value. ASC 321-10 also provides impairment accounting guidance for equity investments without readily determinable fair values. The qualitative assessment to determine whether impairment exists requires the use of the Company's judgment. If, after completing the qualitative assessment, the Company concludes an equity investment without a readily determinable fair value is impaired, a loss for the difference between the equity investment’s carrying value and its fair value may be recognized as a reduction to noninterest income in the Consolidated Statements of Income. Equity investments recorded in accordance with ASC 323-10 are initially recorded at cost based on the Company’s percentage ownership in the investee. Subsequently, the carrying amount of the investment is adjusted to reflect the recognition of the Company’s proportionate share of income or loss of the investee based on the investee’s earnings for the reporting period, recorded on a one-quarter lag. The Company assesses its equity method investments for impairment using ASC 323-10 guidance. The qualitative assessment to determine whether impairment exists requires the use of the Company’s judgment. If, after completing the qualitative assessment, the Company concludes an equity method investment is impaired, a loss for the difference between the equity investment’s carrying value and its fair value may be recognized in Unrealized gains on equity investments, net on the Consolidated Statements of Income. After an impairment charge is recorded, the new cost basis cannot be subsequently written up to a higher value as a result of increases in fair value. For additional detail regarding equity securities, see Note 5. Loans and leases Loans and leases held for investment are recorded at amortized cost, net of allowance for credit losses. Amortized cost is the amount at which a financial asset is originated or acquired, adjusted for the amortization of premium and discount, net deferred fees or costs, collection of cash, and write-offs. Interest income on loans is recognized using the level yield method. Loan origination fees, commitment fees and direct loan origination costs are deferred and recognized over the life of the related loans using a level yield method over the period to maturity. Past Due and Nonaccrual Loans Past due loans are defined as loans contractually past due 90 days or more as to principal or interest payments. Past due loans 90 days or more that remain in accrual status are considered well secured and in the process of collection. Nonaccruing loans are those on which the accrual of interest has ceased. Loans are placed on nonaccrual status immediately if, in the opinion of the Company, collection is doubtful, or when principal or interest is past due 90 days or more and the loan is not well secured and in the process of collection. Interest accrued but not collected at the date a loan is placed on nonaccrual status is reversed and charged against interest income. In addition, the amortization of net deferred loan fees is suspended when a loan is placed on nonaccrual status. Subsequent cash receipts are applied either to the outstanding principal balance or recorded as interest income, depending on the Company’s assessment of the ultimate collectability of principal and interest. Loans are returned to accrual status when the Company assesses that the borrower has the ability to make all principal and interest payments in accordance with the terms of the loan (i.e., a consistent repayment record, generally six consecutive payments, has been demonstrated). For loans greater than 90 days past due, unless loans are well-secured and collection is imminent, their respective reserves are generally charged off once the loss has been confirmed. A loan, for which the terms have been modified in the form of principal forgiveness, an interest rate reduction, an other than-insignificant payment delay, or a term extension to a borrower experiencing financial difficulty, is considered a troubled loan. The assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. Principal balances are generally not forgiven when a loan is modified as a troubled loan. Nonaccruing troubled loans remain in nonaccrual status until there has been a period of sustained repayment performance demonstrated and repayment is reasonably assured. Since the effect of most troubled loans are already included in the Company’s estimate of expected credit losses, a change to the allowance for credit losses is generally not recorded upon modification. For additional detail regarding past due and nonaccrual loans, see Note 7. Allowance for Credit Losses - Loans and Leases The Company establishes its allowance in accordance with guidance provided in ASC 326, Financial Instruments - Credit Losses. The allowance for credit losses includes quantitative and qualitative factors that comprise the Company's current estimate of expected credit losses, including the Company's portfolio mix and segmentation, modeling methodology, historical loss experience, relevant available information from internal and external sources relating to qualitative adjustment factors, prepayment speeds and reasonable and supportable forecasts about future economic conditions. The Company's portfolio segments, established based on similar risk characteristics and loss behaviors, are: •Commercial Loans and Leases: Commercial and industrial - real estate secured, commercial and industrial - non-real estate secured, owner-occupied commercial, commercial mortgages, construction and commercial small business leases, and •Residential and Consumer Loans: Residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans and previously acquired education loans. Expected credit losses are net of expected recoveries and estimated over the contractual term, adjusted for expected prepayments. The contractual term excludes any extensions, renewals and modifications unless they are not unconditionally cancellable. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Expected prepayments are based on historical experience and considers adjustments for current and future economic conditions. The allowance includes two primary components: (i) an allowance established on loans which share similar risk characteristics collectively evaluated for credit losses (collective basis) and (ii) an allowance established on loans which do not share similar risk characteristics with any loan segment and are individually evaluated for credit losses (individual basis). Loans that share similar risk characteristics are collectively reviewed for credit loss and are evaluated based on historical loss experience, adjusted for current economic conditions and future economic forecasts. Estimated losses are determined differently for commercial and residential and consumer loans, and each commercial segment is further segmented by internally assessed risk ratings. The Company uses a single scenario third-party economic forecast to adjust the calculated historical loss rates of the portfolio segments to incorporate the effects of current and future economic conditions. The Company's economic forecast considers the general health of the economy, the interest rate environment, real estate pricing and market risk. The Company's forecast extends out 6 quarters (the forecast period) and reverts to the historical loss rates on a straight-line basis over 4 quarters (the reversion period) as it believes this to be reasonable and supportable in the current environment. The economic forecast and reversion periods will be evaluated periodically by the Company and updated as appropriate. The historical loss rates for commercial loans are estimated by determining the probability of default (PD) and expected loss given default (LGD) and are applied to the loans' exposure at default. The probability of default is calculated based on the historical rate of migration to an event of credit loss during the look-back period. The historical loss rates for consumer loans are calculated based on average net loss rates over the same look-back period. The current look-back period is 60 quarters which ensures historical loss rates are adequately considering losses within a full credit cycle. Loans that do not share similar risk characteristics with any loan segments are evaluated on an individual basis. These loans, which may include troubled loans, are not included in the collective basis evaluation. When it is probable the Company will not collect all principal and interest due according to their contractual terms, which is assessed based on the credit characteristics of the loan and/or payment status, these loans are individually reviewed and measured for potential credit loss. The amount of the potential credit loss is measured using any of the following three methods: (i) the present value of expected future cash flows discounted at the loan’s effective interest rate; (ii) the fair value of collateral if the loan is collateral dependent; or (iii) the loan’s observable market price. If the measured fair value of the loan is less than the amortized cost basis of the loan, an allowance for credit loss is recorded. For collateral dependent loans, the expected credit losses at the individual asset level are the difference between the collateral's fair value (less cost to sell) and the amortized cost. Qualitative adjustment factors consider various internal and external conditions which are allocated among loan segments and take into consideration: •Current underwriting policies, staffing and portfolio concentrations, •Risk rating accuracy and credit administration, •Internal risk emergence (including internal trends of delinquency, and criticized loans by segment), •Economic forecasts and conditions - locally and nationally (including market trends impacting collateral values), which is separate from or in addition to the third-party economic forecast described above, and •Competitive environment, as it could impact loan structure and underwriting. These factors are based on their relative standing compared to the period in which historical losses are used in quantitative reserve estimates and current directional trends, and reasonable and supportable forecasts. Qualitative factors can add to or subtract from quantitative reserves. The Company's loan officers and risk managers meet at least quarterly to discuss and review the conditions and risks associated with individual problem loans. In addition, various regulatory agencies periodically review the Company's loan ratings and allowance for credit losses and the Bank's internal loan review department performs recurring loan reviews. Accrued interest receivable on loans is excluded from the estimate of credit losses and is included in Accrued interest receivable on the Consolidated Statements of Financial Condition. For additional detail regarding the allowance for credit losses and the provision for credit losses, see Note 7. Allowance for Credit Losses – Other Accounts Receivable The Company establishes its allowance on other accounts receivable in accordance with guidance provided in ASC 326, Financial Instruments - Credit Losses. The allowance for credit losses includes quantitative and qualitative factors that comprise the Company's current estimate of expected credit losses, including historical loss experience and relevant available information from internal and external sources relating to qualitative adjustment factors. The Company adopted ASU 2025-05 which provides a practical expedient regarding assumptions used for future economic forecasts. The historical loss rates for other accounts receivable are estimated by determining the PD and expected LGD and are applied to the receivables’ exposure at default. The PD is calculated based on the historical rate of migration to an event of credit loss during the look-back period, which is 16 quarters. Unfunded Lending Commitments For unfunded lending commitments, the Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The estimate includes consideration of the probability of default and utilization rate at default to calculate expected credit losses on commitments expected to be funded based on historical losses. The allowance for credit losses for off-balance sheet exposures is included in Other liabilities on the Consolidated Statements of Financial Condition and the provision for credit losses for off-balance sheet exposure is included in Loan workout and other credit costs on the Consolidated Statements of Income. For additional detail regarding unfunded lending commitments, see Note 17. Loans Held for Sale Mortgage loans held for sale are recorded at fair value on a loan level basis, using pricing information obtained from secondary markets and brokers and applied to loans with similar interest rates and maturities. Other loans held for sale are carried at the lower of amortized cost or estimated fair value. The estimated fair value is based on pricing information from secondary markets and brokers, when available, or a discounted cash flow analysis when market information is unavailable. Other Real Estate Owned Upon initial receipt, other real estate owned (OREO) is recorded at the estimated fair value less costs to sell. Costs subsequently incurred to improve the assets are capitalized, provided that the resultant carrying value does not exceed the estimated fair value less costs to sell. Costs related to holding or disposing of the assets are charged to expense as incurred. The Company periodically evaluates OREO for impairment and write-down the value of the asset when declines in fair value below the carrying value are identified. Loan workout and other credit costs include costs of holding and operating the assets, net gains or losses on sales of the assets and provisions for losses to reduce such assets to the estimated fair values less costs to sell. For additional detail regarding other real estate owned, see Note 7. Premises, Equipment and Software Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization expense are computed on a straight-line basis over the estimated useful lives of the assets or, for leasehold improvements, over the terms of the related lease or effective useful lives of the assets, whichever is less. In general, computer equipment, furniture and equipment and building renovations are depreciated over , and ten years, respectively. Software, which includes purchased or externally hosted software is recorded in Other assets and is amortized on a straight-line basis over the lesser of the contract term or estimated useful life of the software. Maintenance and repairs are expensed as incurred, while costs of major replacements, improvements and additions are capitalized. Premises and equipment acquired in business combinations are initially recorded at fair value and subsequently carried at cost less accumulated depreciation and amortization. Assets to be disposed of are recorded at the lower of the carrying amount or fair value less costs to sell. For additional detail regarding premises and equipment, see Note 8. Goodwill and Intangible Assets The Company accounts for goodwill and intangible assets in accordance with ASC 805, Business Combinations and ASC 350, Intangibles-Goodwill and Other. Accounting for goodwill and other intangible assets requires the Company to make significant judgments, for goodwill particularly, with respect to estimating the fair value of each reporting unit. The estimates utilize historical data, cash flows, and market and industry data specific to each reporting unit as well as projected data. Industry and market data are used to develop material assumptions such as transaction multiples, required rates of return, control premiums, long-term growth rates, and capitalization. Goodwill is not amortized, rather it is subject to periodic impairment testing. The Company reviews goodwill for impairment annually on October 1 and more frequently if events and circumstances indicate that the fair value of a reporting unit is less than its carrying value. Other intangible assets with finite lives are amortized over their estimated useful lives. The Company reviews other intangible assets with finite lives for impairment if events and circumstances indicate that the carrying value may not be recoverable. For additional information regarding goodwill and intangible assets, see Note 10. Leases The Company accounts for its leases in accordance with ASC 842 - Leases. Most leases are recognized on the balance sheet by recording a right-of-use asset and lease liability for each lease. The right-of-use asset represents the right to use the asset under lease for the lease term, and the lease liability represents the contractual obligation to make lease payments. The right-of-use asset is tested for impairment whenever events or changes in circumstances indicate the carrying amount may not be recoverable. As a lessee, the Company enters into operating leases for certain bank branches, office space, and office equipment. The right-of-use assets and lease liabilities are initially recognized based on the net present value of the remaining lease payments which include renewal options where the Company is reasonably certain they will be exercised. The net present value is determined using the incremental collateralized borrowing rate at commencement date. The right-of-use asset is measured at the amount of the lease liability adjusted for any prepaid rent, lease incentives and initial direct costs incurred. The right-of-use asset and lease liability is amortized over the individual lease terms. Lease expense for lease payments is recognized on a straight-line basis over the lease term. As a lessor, the Company provides direct financing to clients through the Company's equipment and small-business leasing business. Direct financing leases are recorded at the aggregate of minimum lease payments net of unamortized deferred lease origination fees and costs and unearned income. Interest income on direct financing leases is recognized over the term of the lease. Origination fees and costs are deferred, and the net amount is amortized to interest income over the estimated life of the lease. For additional information regarding leases, see Note 9. Derivative Financial Instruments The Company accounts for derivatives in accordance with ASC 815, Derivatives and Hedging. Derivatives are recognized as either assets or liabilities at fair value in the Consolidated Statements of Financial Condition with changes in fair value recorded to earnings or accumulated other comprehensive income, as appropriate. At the inception of a derivative contract, the Company designates the derivative as a hedging or non-hedging instrument. To qualify for hedge accounting, derivatives must be highly effective at reducing the risk associated with the exposure being hedged and must be designated as a hedge at the inception of the derivative contract. For fair value hedges, changes to the fair value are recorded in earnings, while for cash flow hedges, fair value changes are recorded in accumulated other comprehensive income and subsequently reclassified into earnings in the period that the hedged forecast transaction affects earnings. The ineffective portion of a hedge’s change in fair value is recognized in earnings immediately. For derivatives not designated as hedges, adjustments to fair value are recorded through earnings. For additional detail regarding derivatives, see Note 19. Income Taxes The provision for income taxes includes federal, state and local income taxes currently payable and those deferred due to temporary differences between the financial statement basis and tax basis of assets and liabilities. Income taxes are accounted for in accordance with ASC 740, Income Taxes. ASC 740 requires the recording of deferred income taxes that reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. It prescribes a recognition threshold and a measurement attribute for the financial statement recognition and measurement of tax positions taken or expected to be taken in a tax return. Benefits from tax positions are recognized in the financial statements only when it is more-likely-than-not that the tax position will be sustained upon examination by the appropriate taxing authority that would have full knowledge of all relevant information. A tax position that meets the more-likely-than-not recognition threshold is measured at the largest amount of benefit that is greater than 50% likely of being realized upon ultimate settlement. Tax positions that previously failed to meet the more-likely-than-not recognition threshold are recognized in the first subsequent financial reporting period in which that threshold is met. Previously recognized tax positions that no longer meet the more-likely-than-not recognition threshold are derecognized in the first subsequent financial reporting period in which that threshold is no longer met. ASC 740 also provides guidance on the accounting for and disclosure of unrecognized tax benefits, interest and penalties. For additional detail regarding income taxes, see Note 15. Securities Sold Under Agreements to Repurchase The Company enters into sales of securities under agreements to repurchase which are treated as financings, with the obligation to repurchase securities sold reflected as a liability in the Consolidated Statements of Financial Condition. The securities underlying the agreements are assets. For additional detail regarding the securities sold under agreements to repurchase, see Note 12. Stock-Based Compensation Stock-based compensation is accounted for in accordance with ASC 718, Stock Compensation. Compensation expense relating to all share-based payments is recognized on a straight-line basis, over the applicable vesting period. For additional detail regarding stock-based compensation, see Note 16. RECENT ACCOUNTING PRONOUNCEMENTS The following accounting pronouncement was adopted by the Company during the year ended December 31, 2025: ASU No. 2025-05, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses for Accounts Receivable and Contract Assets (ASU 2025-05): In July 2025, the FASB issued ASU 2025-05, which provides a practical expedient to assume that current conditions as of the balance sheet date do not change for the remaining life of the asset in developing reasonable and supportable forecasts when estimating expected credit losses for accounts receivable and current contract assets arising from transactions under ASC 606. The Company adopted this ASU on a prospective basis during the period ending September 30, 2025. ASU No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures (ASU 2023-09): In December 2023, the FASB issued ASU 2023-09 to enhance the transparency and decision usefulness of income tax disclosures primarily related to the effective tax rate reconciliation and income taxes paid. The amendments are effective for fiscal years beginning after December 15, 2024. The Company adopted this ASU on a retrospective basis for the periods presented in its Annual Report on Form 10-K for the year ended December 31, 2025. There were no other applicable material accounting pronouncements adopted by the Company since December 31, 2024. Accounting Guidance Pending Adoption as of December 31, 2025 ASU No. 2024-03, Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses (ASU 2024-03): In November 2024, the FASB issued ASU 2024-03, which requires entities to disclose disaggregated information about certain income statement expense line items in the notes to their financial statements on an annual and interim basis. Subsequently, in January 2025, the FASB issued ASU 2025-01—Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Clarifying the Effective Date, making ASU 2024-03 effective for fiscal years beginning after December 15, 2026, and interim periods within annual reporting periods beginning after December 15, 2027, on a retrospective or prospective basis, with early adoption permitted. The Company is currently evaluating this update to determine the impact on the Company’s disclosures. ASU No. 2025-06, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40): Targeted Improvements to the Accounting for Internal-Use Software (ASU 2025-06): In September 2025, the FASB issued ASU 2025-06, which clarifies the capitalization threshold on costs to develop software for internal use. This update removes the prescriptive and sequential software development stages (referred to as “project stages”) and requires entities to start capitalizing software costs when (i) management has authorized and committed to funding the software project, and (ii) it is probable that the project will be completed and the software will be used to perform the function intended (referred to as the “probable-to-complete recognition threshold”). The amendments are effective for annual reporting periods beginning after December 15, 2027, and interim reporting periods within those annual reporting periods on a prospective, modified transition, or a retrospective basis. Early adoption is permitted as of the beginning of an annual reporting period. The Company is currently evaluating this update to determine its impact on the Consolidated Financial Statements. ASU No. 2025-08, Financial Instruments – Credit Losses (Topic 326): Purchased Loans (ASU 2025-08): In November 2025, the FASB issued ASU 2025-08 which aligns the initial recognition of the allowance for credit losses on financial assets acquired with a “more-than-insignificant” deterioration of credit quality since its origination (PCD assets) and non PCD assets by applying the “gross up approach” to both populations. The amendments are effective for fiscal years beginning after December 15, 2026, and interim periods therein on a prospective basis. Early adoption is permitted. The Company is currently evaluating this update to determine the impact on the Consolidated Financial Statements. ASU No. 2025-09, Derivatives and Hedging (Topic 815): Hedge Accounting Improvements (ASU 2025-09): In November 2025, the FASB issued ASU 2025-09 to clarify certain aspects on hedge accounting to align with the economics of an entity's risk management activities more closely. The update allows entities to group forecasted transactions with similar risk exposures. Entities may either determine whether a hedged risk related to a forecasted transaction within a hedged group is similar to other hedged risks in the group or determine if the designated hedging instrument is highly effective against each risk in the group. The amendments are effective for fiscal years beginning after December 15, 2026, and interim periods therein on a prospective basis. Early adoption is permitted. The Company is currently evaluating this update to determine the impact on the Consolidated Financial Statements. ASU No. 2025-11, Interim Reporting (Topic 270): Narrow-Scope Improvements (ASU 2025-11): In December 2025, the FASB issued ASU 2025-11 which clarifies the current requirements of interim financial statements, including its form and content, and includes a disclosure principle that requires entities to disclosure events since the last annual reporting period that have a material impact on the entity. The amendments are effective for fiscal years beginning after December 15, 2027, and for interim periods within annual reporting periods beginning after December 15, 2028 on a prospective or a retrospective basis. Early adoption is permitted. The Company is currently evaluating this update to determine the impact on the Company’s disclosures.
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NONINTEREST INCOME |
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| NONINTEREST INCOME | 3. NONINTEREST INCOME Credit/debit card and ATM income The following table presents the components of credit/debit card and ATM income:
Credit/debit card and ATM income is composed of bailment fees, interchange fees, and other card and ATM fees. Bailment fees are earned from bailment arrangements with clients. Bailment arrangements are legal relationships in which property is delivered to another party without a transfer of ownership. The party who transferred the property (the bailor) retains ownership interest of the property. In the event that the bailee files for bankruptcy protection, the property is not included in the bailee's assets. The bailee pays an agreed-upon fee for the use of the bailor's property in exchange for the bailor allowing use of the assets at the bailee's site. Bailment fees are earned from cash that is made available for clients' use at an offsite location, such as cash located in an ATM at a client's place of business. These fees are typically indexed to a market interest rate. This revenue stream generates fee income through monthly billing for bailment services. Credit/debit card and ATM income also includes interchange fees. Interchange fees are paid by a merchant's bank to a bank that issued a debit or credit card used in a transaction to compensate the issuing bank for the value and benefit the merchant receives from accepting electronic payments. These revenue streams generate fee income at the time a transaction occurs and are recorded as revenue at the time of the transaction. Investment management and fiduciary income The following table presents the components of investment management and fiduciary income:
Investment management and fiduciary income is composed of fees from WSFS Institutional Services®, BMT-DE, and Private Wealth Management. WSFS Institutional Services® provides trustee, agency, bankruptcy administration, custodial and commercial domicile services to institutional, corporate Clients and special purpose vehicles. BMT-DE provides personal trust and fiduciary services to families and individuals across the U.S. and internationally. Most fees are flat fees, except for a portion of personal and corporate trustee fees where the Company earns a percentage on the assets under management or assets held within a trust. This revenue stream primarily generates fee income through monthly, quarterly and annual billings for services provided. Private Wealth management fees consist of fees from Bryn Mawr Trust® and BMTA. It also included WSFS Wealth Management, LLC (family office) and WSFS Wealth® Investments through June 30, 2025. Private Wealth Management fees are based on revenue earned from services including asset management, financial planning, and brokerage. The fees are based on the market value of assets, a flat fee, or brokerage commissions. This revenue stream primarily generates fee income through monthly, quarterly and annual billings for the services. Deposit service charges The following table presents the components of deposit service charges:
Deposit service charges includes revenue earned from core deposit products, certificates of deposit, and brokered deposits. The Company generates fee revenues from deposit service charges primarily through service charges and overdraft fees. Service charges consist primarily of monthly account maintenance fees, treasury management fees, foreign ATM fees and other maintenance fees. All of these revenue streams generate fee income through service charges for monthly account maintenance and similar items, transfer fees, late fees, overlimit fees, and stop payment fees. Revenue is recorded at the time of the transaction. Other income The following table presents the components of other income:
Other income consists of managed service fees, which are primarily courier fees related to cash management, currency preparation, ATM loss protection, Capital Markets revenue, and other miscellaneous products and services offered by the Bank. These fees are primarily generated through monthly billings or at the time of the transaction. Capital Markets revenue consists of fees related to interest rate swaps, risk participation agreements, foreign exchange contracts, letters of credit, and trade finance products and services offered by the Bank. Arrangements with multiple performance obligations The Company's contracts with clients may include multiple performance obligations. For such arrangements, the Company allocates revenue to each performance obligation based on its relative standalone selling price. The Company generally determines standalone selling prices based on the prices charged to clients. Practical expedients and exemptions The Company does not disclose the value of unsatisfied performance obligations for (i) contracts with an original expected length of one year or less and (ii) contracts for which the Company recognizes revenue at the amount to which it has the right to invoice for services performed. See Note 21 for further information about the disaggregation of noninterest income by segment.
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EARNINGS PER SHARE |
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| EARNINGS PER SHARE | 4. EARNINGS PER SHARE The following table shows the computation of basic and diluted earnings per share:
Basic earnings per share is calculated by dividing Net income attributable to WSFS by the weighted-average basic shares outstanding. Diluted earnings per share is calculated by dividing Net income attributable to WSFS by the weighted-average fully diluted shares outstanding, using the treasury stock method. Fully diluted shares include the adjustment for the dilutive effect of common stock awards, which include outstanding stock options and unvested restricted stock units and performance stock units under the 2018 Incentive Plan.
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INVESTMENT SECURITIES |
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| Investments, Debt and Equity Securities [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| INVESTMENT SECURITIES | 5. INVESTMENT SECURITIES The following tables detail the amortized cost, allowance for credit losses and the estimated fair value of the Company's investments in available-for-sale and held-to-maturity debt securities. None of the Company's investments in debt securities are classified as trading.
(1)Held-to-maturity securities transferred from available-for-sale are included in held-to-maturity at amortized cost basis at the time of transfer. The amortized cost of transferred held-to-maturity securities included net unrealized losses of $83.4 million at December 31, 2025, which are offset in Accumulated other comprehensive loss. At the time of transfer, there was no allowance for credit loss on the available-for-sale securities. Subsequent to transfer, the securities were evaluated for credit loss.
(1)Held-to–maturity securities transferred from available-for-sale are included in held-to-maturity at amortized cost basis at the time of transfer. The amortized cost of transferred held-to-maturity securities included net unrealized losses of $100.5 million at December 31, 2024, which are offset in Accumulated other comprehensive loss. At the time of transfer, there was no allowance for credit loss on the available-for-sale securities. Subsequent to transfer, the securities were evaluated for credit loss. The scheduled maturities of available-for-sale debt securities at December 31, 2025 and December 31, 2024 are presented in the table below:
(1)Actual maturities could differ from contractual maturities. As of December 31, 2025, the Company’s available-for-sale investment securities consisted of 1,021 securities, 955 of which were in an unrealized loss position. As of December 31, 2025, substantially all of the Company’s available-for-sale investment securities were mortgage-backed securities or collateralized mortgage obligations which were issued or guaranteed by U.S. government-sponsored entities and agencies. As of December 31, 2025 and December 31, 2024, there were no holdings of securities of any one issuer, other than the U.S. government and its agencies, in an amount greater than 10% of shareholders’ equity. The scheduled maturities of held-to-maturity debt securities at December 31, 2025 and December 31, 2024 are presented in the table below:
(1)Actual maturities could differ from contractual maturities. MBS may have expected maturities that differ from their contractual maturities. These differences arise because issuers may have the right to call securities and borrowers may have the right to prepay obligations with or without prepayment penalty. The estimated weighted average duration of MBS was 5.8 years at December 31, 2025. The held-to-maturity debt securities are not collateral-dependent securities as these are general obligation bonds issued by cities, states, counties, or other local and foreign governments. Investment securities with fair market values aggregating $4.1 billion and $3.3 billion were pledged as collateral for investment sweep repurchase agreements, municipal deposits, and other obligations as of December 31, 2025 and December 31, 2024, respectively. During the years ended December 31, 2025, December 31, 2024, and December 31, 2023, the Company had no sales of debt securities categorized as available-for-sale. As of December 31, 2025 and December 31, 2024, the Company's debt securities portfolio had remaining unamortized premiums of $40.4 million and $48.1 million, respectively, and unaccreted discounts of $17.4 million and $17.6 million, respectively. For debt securities in an unrealized loss position, the table below shows the gross unrealized losses and fair value by investment category and length of time that individual debt securities were in a continuous unrealized loss position at December 31, 2025.
For debt securities in an unrealized loss position, the table below shows the gross unrealized losses and fair value by investment category and length of time that individual debt securities were in a continuous unrealized loss position at December 31, 2024.
At December 31, 2025, available-for-sale debt securities for which the amortized cost basis exceeded fair value totaled $3.4 billion. Total unrealized losses on these securities were $498.3 million at December 31, 2025. The Company assessed whether an allowance for credit losses was required on our available-for-sale debt securities and determined no allowance was necessary as of December 31, 2025 as (1) the Company currently does not have the intent to sell, nor is it more likely than not it will be required to sell these securities before it is able to recover the amortized cost basis and (2) the unrealized losses are the result of changes in market interest rates subsequent to purchase, not credit loss, as these are highly rated agency securities with no expected credit loss, in the event of a default. At December 31, 2025 and December 31, 2024, held-to-maturity debt securities had an amortized cost basis of $1.0 billion. The held-to-maturity debt security portfolio primarily consists of mortgage-backed securities which were issued or guaranteed by U.S. government-sponsored entities and agencies and highly rated municipal bonds. The Company monitors credit quality of its debt securities through credit ratings. The following table summarizes the amortized cost of debt securities held-to-maturity as of December 31, 2025, aggregated by credit quality indicator:
The following table summarizes the amortized cost of debt securities held-to-maturity as of December 31, 2024, aggregated by credit quality indicator:
The Company reviewed its held-to-maturity debt securities by major security type for potential credit losses. There was no activity in the allowance for credit losses for FNMA MBS debt securities for the twelve months ended December 31, 2025, 2024, and 2023. See Note 7 for information on the activity in the allowance for credit losses for state and political subdivisions debt securities for the twelve months ended December 31, 2025, 2024, and 2023. Accrued interest receivable of $3.4 million and $3.6 million as of December 31, 2025 and December 31, 2024, respectively, for held-to-maturity debt securities were excluded from the evaluation of allowance for credit losses. There were no nonaccrual or past due held-to-maturity debt securities as of December 31, 2025 and December 31, 2024. Equity Investments The Company had equity investments with a fair value of $13.4 million and $18.2 million as of December 31, 2025 and December 31, 2024, respectively. During the year ended December 31, 2025, the Company recognized an impairment loss of $4.1 million related to one of our equity investments recorded within Unrealized (loss) gain on equity investments, net in the Consolidated Statements of Income. The Company also recognized a gain of $1.0 million due to post-close distributions related to its investment in Spring EQ, recorded within Realized gain on sale of equity investment, net in the Consolidated Statements of Income. During the year ended December 31, 2024, the Company recognized net gains on equity investments of $2.3 million, driven by post-close distributions related to the Company's investment in Spring EQ recorded within Realized gain on sale of equity investment, net in the Consolidated Statements of Income. During the year ended December 31, 2023, the Company recognized a net gain of $0.3 million related to one of our equity investments recorded within Unrealized gain on equity investments, net in the Consolidated Statements of Income. The Company also recognized net gains on equity investments of $9.5 million, driven by a realized gain on the Company's investment in Spring EQ presented within Realized gain on sale of equity investment, net in the Consolidated Statements of Income. The Company also recognized $2.5 million of net gains related to our equity method investments within Other income on the Consolidated Statements of Income.
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LOANS AND LEASES |
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| Receivables [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| LOANS AND LEASES | 6. LOANS AND LEASES The following table shows the Company's loan portfolio by category:
(1)Includes reverse mortgages, at fair value of $3.7 million and $3.6 million at December 31, 2025 and 2024, respectively. (2)Primarily includes home equity lines of credit, installment loans unsecured lines of credit and education loans. Accrued interest receivable on loans outstanding was $64.9 million and $67.5 million at December 31, 2025 and 2024, respectively.
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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION |
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| Receivables [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION | 7. ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION The following tables provide the activity of the total allowance for credit losses for the years ended December 31, 2025, 2024, and 2023.
(1)See Note 5 for further detail on the HTM securities allowance. The following tables provide the activity of the Company's allowance for credit losses and loan and lease balances for the years ended December 31, 2025, 2024, and 2023. During 2025, the decrease was primarily due to the resolution of several problem loans as well as the Upstart loan sale.
(1)Period-end loan balance excludes reverse mortgages at fair value of $3.7 million. (2)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
(1)Period-end loan balance excludes reverse mortgages at fair value of $3.6 million. (2)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
(1)Period-end loan balance excludes reverse mortgages at fair value of $2.8 million. (2)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans. The following tables show nonaccrual and past due loans presented at amortized cost at the date indicated:
(1)Residential accruing current balances exclude reverse mortgages at fair value of $3.7 million. (2)Includes $15.2 million of delinquent, but still accruing, U.S. government-guaranteed student loans that carry little risk of credit loss.
(1)Residential accruing current balances exclude reverse mortgages at fair value of $3.6 million. (2)Includes $15.6 million of delinquent, but still accruing, U.S. government-guaranteed student loans that carry little risk of credit loss. The following table presents the amortized cost basis of nonaccruing collateral-dependent loans by class at December 31, 2025 and December 31, 2024:
(1)Excludes reverse mortgages at fair value. (2)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans. As of December 31, 2025, there were 29 residential loans and 37 commercial loans in the process of foreclosure. The total outstanding balance on the loans was $6.2 million and $36.4 million, respectively. As of December 31, 2024, there were 31 residential loans and 15 commercial loans in the process of foreclosure. The total outstanding balance on the loans was $5.6 million and $6.6 million, respectively. Loan workout and other real estate owned (OREO) expenses were $3.2 million in 2025, $1.7 million in 2024, and $0.6 million in 2023. Loan workout and OREO expenses are included in Loan workout and other credit costs on the Consolidated Statements of Income. Credit Quality Indicators Below is a description of each of the risk ratings for all commercial loans: •Pass. These borrowers currently show no indication of deterioration or potential problems and their loans are considered fully collectible. •Special Mention. These borrowers have potential weaknesses that deserve management’s close attention. Borrowers in this category may be experiencing adverse operating trends, for example, declining revenues or margins, high leverage, tight liquidity, or increasing inventory without increasing sales. These adverse trends can have a potential negative effect on the borrower’s repayment capacity. These assets are not adversely classified and do not expose the Bank to significant risk that would warrant a more severe rating. Borrowers in this category may also be experiencing significant management problems, pending litigation, or other structural credit weaknesses. •Substandard or Lower. These borrowers have well-defined weaknesses that require extensive oversight by management. Borrowers in this category may exhibit one or more of the following: inadequate debt service coverage, unprofitable operations, insufficient liquidity, high leverage, and weak or inadequate capitalization. Relationships in this category are not adequately protected by the sound financial worth and paying capacity of the obligor or the collateral pledged on the loan, if any. A distinct possibility exists that the Bank will sustain some loss if the deficiencies are not corrected. In addition, some borrowers in this category could have the added characteristic that the possibility of loss is extremely high. Current circumstances in the credit relationship make collection or liquidation in full highly questionable. Such impending events include: perfecting liens on additional collateral, obtaining collateral valuations, an acquisition or liquidation preceding, proposed merger, or refinancing plan. Residential and Consumer Loans The residential and consumer loan portfolios are monitored on an ongoing basis using delinquency information and loan type as credit quality indicators. These credit quality indicators are assessed in the aggregate in these relatively homogeneous portfolios. Loans that are greater than 90 days past due are generally considered nonperforming and placed on nonaccrual status. The following table provides an analysis of loans by portfolio segment based on the credit quality indicators used to determine the allowance for credit losses as of December 31, 2025.
(1)Origination date represent the most recent underwriting of the loan which includes new relationships, renewals and extensions. (2)Excludes reverse mortgages at fair value. (3)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans. The following table provides an analysis of loans by portfolio segment based on the credit quality indicators used to determine the allowance for credit losses as of December 31, 2024.
(1)Origination date represents the most recent underwriting of the loan which includes new relationships, renewals and extensions. (2)Excludes reverse mortgages at fair value. (3)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans. Troubled Loans The Company offers loan modifications to commercial and consumer borrowers that may result in a payment delay, interest rate reduction, term extension, principal forgiveness, or combination thereof. Loan modifications are offered on a case-by-case basis and are generally term extension, payment delay, and interest rate reduction modification types. Forbearance (due to hardship) programs result in modification types including payment delay and/or term extension. In addition, certain reorganization bankruptcy judgments may result in interest rate reduction, term extension, or principal forgiveness modification types. The following tables show the amortized cost basis of troubled loans modified during the twelve months ended December 31, 2025, 2024, and 2023, disaggregated by portfolio segment and type of modification granted:
(1)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans. The following table describes the financial effect of the modifications made to troubled loans during the twelve months ended December 31, 2025, 2024, and 2023:
(1)Represents the weighted-average increase in the life of modified loans measured in years, which reduces monthly payment amounts for borrowers. (2)Represents the weighted-average decrease in the contractual interest rate on the modified loans. (3)Represents the percentage of loans deferred over the total loan portfolio excluding reverse mortgages at fair value. As of December 31, 2025 and December 31, 2024, the Company had commitments to extend credit of $6.4 million and $18.6 million, respectively, to borrowers experiencing financial difficulty whose terms had been modified. Upon the Company’s determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount. The following tables show the amortized cost of loans that received a modification that had a payment default during the twelve months ended December 31, 2025, 2024, and 2023 and were modified in the 12 months before default to borrowers experiencing financial difficulty:
The Company closely monitors the performance of troubled loans to understand the effectiveness of its modification efforts. The following tables show the performance of loans that have been modified in the last 12 months as of December 31, 2025, 2024, and 2023:
(1)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
(1)Includes home equity lines of credit, installment loans and unsecured lines of credit.
(1)Includes home equity lines of credit, installment loans and unsecured lines of credit. Allowance for Credit Losses Related to Other Accounts Receivable The Company determines the allowance for other accounts receivable (e.g. fee-related receivables) considering historical loss information and other available indicators. In certain cases where there are no historical or current indicators of an expected credit loss, we may estimate the reserve to be close to zero. The allowance for credit losses related to other accounts receivable was $2.8 million as of December 31, 2025.
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PREMISES AND EQUIPMENT |
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| Property, Plant and Equipment [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PREMISES AND EQUIPMENT | 8. PREMISES AND EQUIPMENT The following table shows the components of premises and equipment, at cost, summarized by major classifications:
The Company recognized depreciation expense of $11.7 million, $13.4 million and $17.9 million for the years ended December 31, 2025, 2024 and 2023, respectively.
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LEASES |
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| Leases [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| LEASES | 9. LEASES As a lessee, the Company enters into leases for its bank branches, corporate offices, and certain equipment. As a lessor, the Company primarily provides financing through its equipment leasing business. Lessee The Company's ongoing leases have remaining lease terms of less than one year to 19 years, which includes renewal options that are exercised at its discretion. The Company's lease terms to calculate the lease liability and right-of-use asset include options to extend the lease when it is reasonably certain that the Company will exercise the option. The lease liability and right-of-use asset is included in Other liabilities and Other assets, respectively, in the Consolidated Statement of Financial Condition. Leases with an initial term of 12 months or less are not recorded on the balance sheet. Lease expense is recognized on a straight-line basis over the lease term. Operating lease expense is included in Occupancy expense in the Consolidated Statement of Income. The Company accounts for lease components separately from nonlease components and subleases certain real estate to third parties. The components of the Company's ongoing operating lease cost were as follows:
(1)Includes variable lease cost and short-term lease cost. Supplemental balance sheet information related to operating leases was as follows:
Maturities of operating lease liabilities are as follows:
Supplemental cash flow information related to leases was as follows:
As of December 31, 2025, the Company had entered into two leases that have not yet commenced, with combined estimated future lease payments of approximately $27.2 million. These leases are expected to commence in the first and third quarter of 2026, with an initial lease term of 13 years and 10 years, respectively. Lessor Equipment Leasing The Company provides equipment and small business lease financing through its leasing subsidiary, NewLane Finance®. Interest income from direct financing leases where the Company is a lessor is recognized in Interest and fees on loans and leases on the Consolidated Statements of Income. The allowance for credit losses on finance leases are included within Provision for credit losses on the Consolidated Statements of Income. The components of direct finance lease income are summarized in the table below:
Equipment leasing receivables relate to direct financing leases. The composition of the net investment in direct financing leases was as follows:
Future minimum lease payments to be received for direct financing leases were as follows:
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| LEASES | 9. LEASES As a lessee, the Company enters into leases for its bank branches, corporate offices, and certain equipment. As a lessor, the Company primarily provides financing through its equipment leasing business. Lessee The Company's ongoing leases have remaining lease terms of less than one year to 19 years, which includes renewal options that are exercised at its discretion. The Company's lease terms to calculate the lease liability and right-of-use asset include options to extend the lease when it is reasonably certain that the Company will exercise the option. The lease liability and right-of-use asset is included in Other liabilities and Other assets, respectively, in the Consolidated Statement of Financial Condition. Leases with an initial term of 12 months or less are not recorded on the balance sheet. Lease expense is recognized on a straight-line basis over the lease term. Operating lease expense is included in Occupancy expense in the Consolidated Statement of Income. The Company accounts for lease components separately from nonlease components and subleases certain real estate to third parties. The components of the Company's ongoing operating lease cost were as follows:
(1)Includes variable lease cost and short-term lease cost. Supplemental balance sheet information related to operating leases was as follows:
Maturities of operating lease liabilities are as follows:
Supplemental cash flow information related to leases was as follows:
As of December 31, 2025, the Company had entered into two leases that have not yet commenced, with combined estimated future lease payments of approximately $27.2 million. These leases are expected to commence in the first and third quarter of 2026, with an initial lease term of 13 years and 10 years, respectively. Lessor Equipment Leasing The Company provides equipment and small business lease financing through its leasing subsidiary, NewLane Finance®. Interest income from direct financing leases where the Company is a lessor is recognized in Interest and fees on loans and leases on the Consolidated Statements of Income. The allowance for credit losses on finance leases are included within Provision for credit losses on the Consolidated Statements of Income. The components of direct finance lease income are summarized in the table below:
Equipment leasing receivables relate to direct financing leases. The composition of the net investment in direct financing leases was as follows:
Future minimum lease payments to be received for direct financing leases were as follows:
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GOODWILL AND INTANGIBLE ASSETS |
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| Goodwill and Intangible Assets Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GOODWILL AND INTANGIBLE ASSETS | 10. GOODWILL AND INTANGIBLE ASSETS In accordance with ASC 805, Business Combinations (ASC 805) and ASC 350, Intangibles - Goodwill and Other (ASC 350), all assets acquired and liabilities assumed in purchase acquisitions, including goodwill, indefinite-lived intangibles and other intangibles are recorded at fair value as of acquisition date. WSFS performs its annual goodwill impairment test on October 1 or more frequently if events and circumstances indicate that the fair value of a reporting unit is less than its carrying value. Between annual tests, management performs a qualitative review of goodwill quarterly as part of the Company's review of the overall business to ensure no events or circumstances have occurred that would impact its goodwill evaluation. During the year ended December 31, 2025, management determined, based on its qualitative assessment, that it is not more likely than not that the fair values of our reporting units are less than their carrying values. No goodwill impairment existed during the year ended December 31, 2025. The following table shows the allocation of goodwill to the reportable operating segments for purposes of goodwill impairment testing:
(1)During the second quarter of 2025, the Company completed the sale of the WSFS Wealth Management, LLC (dba Powdermill Financial Solutions) business. ASC 350 requires that an acquired intangible asset be separately recognized if the benefit of the intangible asset is obtained through contractual or other legal rights, or if the asset can be sold, transferred, licensed, rented or exchanged, regardless of the acquirer’s intent to do so. The following table summarizes the Company's intangible assets:
(1)Gross asset includes valuation allowance for impairment losses of $0.4 million for the year ended December 31, 2025. (2)Gross asset includes valuation allowance for impairment losses of $0.1 million for the year ended December 31, 2024. The Company recognized amortization expense on other intangible assets of $15.3 million, $15.7 million and $15.5 million for the years ended December 31, 2025, 2024 and 2023, respectively. The following presents the estimated amortization expense of intangibles:
Servicing Assets The value of the Company's mortgage servicing rights was $1.1 million and $1.3 million at December 31, 2025 and 2024, respectively, and the value of its SBA loan servicing rights was $3.4 million and $4.0 million at December 31, 2025 and 2024, respectively. Changes in the value of these servicing rights resulted in of $0.3 million during 2025 and a reversal of impairment losses of $0.6 million during 2024. Revenues from originating, marketing and servicing mortgage loans as well as valuation adjustments related to capitalized mortgage servicing rights are included in Mortgage Banking Activities, Net in the Consolidated Statements of Income and revenues from the Company's SBA loan servicing rights are included in Loan and lease fee income, in the Consolidated Statements of Income. Besides the impairment on loan servicing rights noted above, there was no impairment of other intangible assets as of December 31, 2025 or 2024.
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DEPOSITS |
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| Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| DEPOSITS | 11. DEPOSITS The following table is a summary of the Company's deposits by category:
The following table is a summary of the remaining time to maturity for client time deposits:
(1)Represents certificates of deposit balances in excess of $250 thousand from individuals, businesses and municipalities. The following table is a summary of interest expense on deposits by category:
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| BORROWED FUNDS | 12. BORROWED FUNDS The following is a summary of borrowed funds by type, at or for the twelve months ended:
Federal Home Loan Bank Advances As of December 31, 2025, there were no advances from the FHLB. Pursuant to collateral agreements with the FHLB, advances are secured by qualifying loan collateral, qualifying fixed-income securities, FHLB stock and an interest-bearing demand deposit account with the FHLB. As a member of the FHLB, the Company is required to purchase and hold shares of capital stock in the FHLB and was in compliance with this requirement with a stock investment in FHLB of $10.2 million at December 31, 2025 and $11.8 million at December 31, 2024. This stock is carried on the accompanying Consolidated Statements of Financial Condition at cost, which approximates liquidation value. The Company received dividends on its stock investment in FHLB of $1.8 million and $1.5 million for the years ended December 31, 2025 and 2024, respectively. For additional information regarding FHLB Stock, see Note 18. Trust Preferred Borrowings In 2005, the Trust issued Pooled Floating Rate Securities at a variable interest rate of 177 basis points over the three-month LIBOR rate with a scheduled maturity of June 1, 2035. The reference rate on these securities was updated to three-month term SOFR upon the discontinuation of LIBOR on June 30, 2023. These securities are currently callable and have a maturity date of June 1, 2035. Royal Bancshares Capital Trust I (Trust I) and Royal Bancshares Capital Trust II (Trust II) (collectively, the RBC Trusts), which were acquired from Bryn Mawr Bank Corporation, were utilized for the sole purpose of issuing and selling capital securities representing preferred beneficial interests. Although WSFS owns an aggregate of $0.8 million of the common securities of Trust I and Trust II, the RBC Trusts are not consolidated into the Company’s Consolidated Financial Statements as the Company is not deemed to be the primary beneficiary of these entities. Inclusive of the fair value marks, WSFS assumed junior subordinated debentures to the RBC Trusts with a current carrying value of $12.0 million each, totaling $24.0 million. The junior subordinated debentures incur interest at a coupon rate of 6.13% as of December 31, 2025. The rate resets quarterly based on three-month term SOFR plus 2.41%. Each of Trust I and Trust II issued an aggregate principal amount of $12.5 million of capital securities initially bearing fixed and/or fixed/floating interest rates corresponding to the debt securities held by each Trust to an unaffiliated investment vehicle and an aggregate principal amount of $0.4 million of common securities bearing fixed and/or fixed/floating interest rates corresponding to the debt securities held by each Trust to the Company. The Company has fully and unconditionally guaranteed all of the obligations of the RBC Trusts, including any distributions and payments on liquidation or redemption of the capital securities. The rights of holders of common securities of the RBC Trusts are subordinate to the rights of the holders of capital securities only in the event of a default; otherwise, the common securities’ economic and voting rights are pari passu with the capital securities. The capital and common securities of the RBC Trusts are subject to mandatory redemption upon the maturity or call of the junior subordinated debentures held by each. Unless earlier dissolved, the RBC Trusts will dissolve on December 15, 2034. The junior subordinated debentures are the sole assets of Trusts, mature on December 15, 2034, and may be called at par by the Company any time. The Company records its investments in the RBC Trusts’ common securities of $0.4 million each as investments in unconsolidated entities and records dividend income upon declaration by Trust I and Trust II. Federal Funds Purchased and Securities Sold Under Agreements to Repurchase During 2025 and 2024, the Company purchased federal funds as a short-term funding source. The Company had no securities sold under agreements to repurchase at December 31, 2025 and December 31, 2024. Senior and Subordinated Debt On December 11, 2025 the Company issued $200.0 million of senior notes due 2035 (the 2035 Notes). The 2035 Notes mature on December 15, 2035 and have a fixed coupon rate of 5.375% from issuance until December 15, 2030 and a variable coupon rate equal to the benchmark rate (which is expected to be three-month term SOFR), reset quarterly, plus 1.89% from December 15, 2030 until maturity. The 2035 Notes may be redeemed by the Company beginning December 15, 2030 at 100% of principal plus accrued and unpaid interest. The net proceeds from the issuance of the 2035 Notes were used to redeem $150.0 million of Fixed-to-Floating Senior Notes due 2030 (the 2030 Notes) and the Company expects to use the remaining proceeds for general corporate purposes, including, but not limited to, financing organic growth, acquisitions, repurchases of common stock, and redemption of outstanding indebtedness. The carrying value of the 2035 Notes, inclusive of deferred issuance costs, was $196.9 million as of December 31, 2025. On December 3, 2020, the Company issued the 2030 Notes at a face value of $150.0 million. Effective December 15, 2025, the 2030 Notes were redeemed at 100% of principal plus accrued and unpaid interest using cash from the issuance of the 2035 Notes. The 2030 Notes bore interest at a fixed coupon rate of 2.75% from issuance until redemption. The Company assumed $70.0 million in aggregate principal amount of fixed-to-floating rate subordinated notes due 2027 (the 2027 Notes) from Bryn Mawr Bank Corporation, which were issued by Bryn Mawr Bank Corporation in an underwritten public offering on December 13, 2017. Effective June 2025, the Company redeemed all remaining outstanding principal of the 2027 Notes. The 2027 Notes bore interest at a variable rate that reset quarterly to a level equal to the then-current three-month term SOFR rate plus 2.31%. Other Borrowed Funds Included in other borrowed funds are collateralized borrowings of $14.7 million and $23.1 million at December 31, 2025 and 2024, respectively, primarily consisting of outstanding retail repurchase agreements, contractual arrangements under which portions of certain securities are sold overnight to retail clients under agreements to repurchase. Borrower in Custody The Company had $2.3 billion and $2.5 billion of loans and securities pledged to the Federal Reserve of Philadelphia (FRB) at December 31, 2025 and December 31, 2024, respectively. The Company had no borrowings outstanding from the FRB at December 31, 2025 and December 31, 2024.
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STOCKHOLDERS' EQUITY AND REGULATORY CAPITAL |
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| Equity [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| STOCKHOLDERS’ EQUITY AND REGULATORY CAPITAL | 13. STOCKHOLDERS' EQUITY AND REGULATORY CAPITAL Savings associations such as the Bank are subject to regulatory capital requirements administered by various banking regulators. Failure to meet minimum capital requirements could result in certain actions by regulators that could have a material effect on the Company’s Consolidated Financial Statements. Risk-based capital requirements applicable to bank holding companies and depository institutions include a minimum common equity Tier 1 capital ratio of 4.50% of risk-weighted assets, a minimum Tier 1 capital ratio of 6.00% of risk-weighted assets, and a current minimum total capital ratio of 8.00% of risk-weighted assets and a minimum Tier 1 leverage capital ratio of 4.00% of average assets. As of December 31, 2025 and 2024, the Bank was in compliance with regulatory capital requirements and exceeded the levels necessary for the Bank to be considered “well-capitalized” as defined in the regulations. The following table presents the capital position of the Bank and the Company as of December 31, 2025 and 2024:
The Holding Company As of December 31, 2025, the Company's capital structure includes one class of stock, $0.01 par common stock outstanding with each share having equal voting rights. In 2005, the Trust issued Pooled Floating Rate Securities at a variable interest rate of 177 basis points over the three-month LIBOR rate with a scheduled maturity of June 1, 2035. The reference rate on these securities was updated to three-month term SOFR upon the discontinuation of LIBOR on June 30, 2023. The par value of these securities is $2.0 million and the aggregate principal is $67.0 million. The proceeds from the issue were invested in junior subordinated debentures issued by the Company. At December 31, 2025, the coupon rate of the Trust securities was 5.82%. The effective rate will vary due to fluctuations in interest rates. The RBC Trusts, which were acquired from Bryn Mawr Bank Corporation, were utilized for the sole purpose of issuing and selling capital securities representing preferred beneficial interests. Although WSFS owns an aggregate of $0.8 million of the common securities of Trust I and Trust II, the RBC Trusts are not consolidated into the Company’s Consolidated Financial Statements as the Company is not deemed to be the primary beneficiary of these entities. Inclusive of the fair value marks, WSFS assumed junior subordinated debentures to the RBC Trusts with a current carrying value of $12.0 million each, totaling $24.0 million. The junior subordinated debentures incur interest at a coupon rate of 6.13% as of December 31, 2025. The rate resets quarterly based on three-month term SOFR plus 2.41%. These securities are treated as borrowings with interest included in Interest on trust preferred borrowings on the Consolidated Statements of Income and included in Trust preferred borrowings in the Consolidated Statements of Financial Condition. The Trust preferred borrowings qualify as Tier 2 capital. The Trust preferred borrowings issued in 2005 were previously Tier 1 capital, but migrated to Tier 2 capital following the acquisition of Bryn Mawr Bank Corporation and impacts of 12 C.F.R. § 217.300(c)(2)(i). The Bank is prohibited from paying any dividend or making any other capital distribution if, after making the distribution, the Bank would be under-capitalized within the meaning of the Prompt Corrective Action regulations. At December 31, 2025, $254.5 million in cash remains at the holding company to support the parent company’s needs. Pursuant to federal laws and regulations, the Company's ability to engage in transactions with affiliated corporations, including the loan of funds to, or guarantee of the indebtedness of, an affiliate, is limited. During the year ended December 31, 2025, the Company repurchased 5,439,981 common shares at an average price of $52.86 per share as part of its share buy-back program approved by the Board. The program is consistent with our intent to optimize capital levels through a mix of dividends and share repurchases while maintaining capital ratios in excess of “well-capitalized” regulatory benchmarks and targeting a corporate Common Equity Tier 1 capital ratio of approximately 12%.
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ASSOCIATE BENEFIT PLANS |
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| Retirement Benefits [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ASSOCIATE BENEFIT PLANS | 14. ASSOCIATE BENEFIT PLANS Associate 401(k) Savings Plan Certain subsidiaries of ours maintain a qualified plan in which Associates may participate. Participants in the plan may elect to direct a portion of their wages into investment accounts that include professionally managed mutual and money market funds and the Company's common stock. Generally, the principal and related earnings are tax deferred until withdrawn. The Company matches a portion of the Associates’ contributions. As a result, the Company's total cash contributions to the plan on behalf of its Associates resulted in an expense of $11.2 million, $10.7 million, and $10.1 million for 2025, 2024, and 2023, respectively. All contributions are invested in accordance with the Associates’ selection of investments. If Associates do not designate how discretionary contributions are to be invested, 100% is invested in target-date fund that corresponds with the participant’s age. Associates may generally make transfers to various other investment vehicles within the plan. The plan’s yearly activity includes net sales of 42,000, 65,000 and 14,000 shares of the Company's common stock in 2025, 2024 and 2023 respectively. There were 13,000 shares purchased in 2025 and none in 2024 or 2023. Postretirement Medical Benefits The Company shares certain costs of providing health and life insurance benefits to eligible retired Associates (employees) and their eligible dependents. Previously, all Associates were eligible for these benefits if they reached normal retirement age while working for the Company. Effective March 31, 2014, the Company changed the eligibility of this plan to include only those Associates who have achieved ten years of service as of March 31, 2014. The Company uses the mortality table issued by the Office of the Actuary of the U.S. Bureau of Census in its calculation. The Company accounts for its obligations under the provisions of ASC 715, Compensation - Retirement Benefits (ASC 715). ASC 715 requires that the Company recognized the costs of these benefits over an Associate's active working career. Amortization of unrecognized net gains or losses resulting from experience different from that assumed and from changes in assumptions is included as a component of net periodic benefit cost over the remaining service period of active employees to the extent that such gains and losses exceed 10% of the accumulated postretirement benefit obligation, as of the beginning of the year. The Company recognizes its service cost in Salaries, benefits and other compensation and the other components of net periodic benefit cost in Other operating expenses in the Consolidated Statements of Income. ASC 715 requires that the Company recognizes the funded status of its defined benefit postretirement plan in the statement of financial condition, with a corresponding adjustment to accumulated other comprehensive income (loss), net of tax. The adjustment to accumulated other comprehensive income (loss) at adoption represented the net unrecognized actuarial losses and unrecognized transition obligation remaining from the initial adoption of ASC 715, all of which were previously netted against the plan’s funded status in the statement of financial condition pursuant to the provisions of ASC 715. These amounts will be subsequently recognized as net periodic pension costs pursuant to the Company's historical accounting policy for amortizing such amounts. Further, actuarial gains and losses that arise in subsequent periods, and are not recognized as net periodic pension cost in the same periods, will be recognized as a component of other comprehensive income (loss). Those amounts will be subsequently recognized as a component of net periodic pension cost on the same basis as the amounts recognized in accumulated other comprehensive income (loss) at adoption of ASC 715. The following disclosures relating to postretirement medical benefits were measured at December 31:
(1)Before tax effects Estimated future benefit payments: The following table shows the expected future payments for the next 10 years:
The Company assumes medical benefits will increase at an average rate of less than 10% per annum. The costs incurred for retirees’ health care are limited since certain current and all future retirees are restricted to an annual medical premium cap indexed (since 1995) by the lesser of 4% or the actual increase in medical premiums paid by us. For 2025, this annual premium cap amounted to $4,676 per retiree. The Company estimates that it will contribute approximately $4,863 per retiree to the plan during fiscal 2026. Beneficial Associate Pension and other postretirement benefit plans On March 1, 2019, the Company closed the acquisition of Beneficial. At the time of acquisition, the Company assumed the pension plan covering certain eligible Beneficial Associates. The plan was frozen in 2008. The following disclosures relating to Beneficial pension benefits and other postretirement benefit plans were measured at December 31:
(1)Includes Beneficial Bank Other Postretirement, FMS Other Postretirement, and Split-Dollar Plan (2)Before tax effects Significant assumptions used to calculate the net periodic benefit cost and obligation for Beneficial postretirement plans as of December 31, 2025 are as follows:
Estimated future benefit payments: The following table shows the expected future payments for the next 10 years:
The fair values and weighted average asset allocations in plan assets of all pension and postretirement plan assets at December 31, 2025 and 2024 by asset category are as follows:
As of December 31, 2025, pension and postretirement plan assets were comprised of investments in equity mutual funds and fixed income mutual funds. The Bank’s consolidated pension plan investment policy provides that assets are to be managed over a long-term investment horizon to ensure that the chances and duration of investment losses are carefully weighed against the long-term potential for asset appreciation. The primary objective of managing a plan’s assets is to improve the plan’s funded status. A secondary financial objective is, where possible, to minimize pension expense volatility. The Company’s pension plan allocates assets based on the plan’s funded status to risk management and return enhancement asset classes. The risk management class is comprised of a long duration fixed income fund while the return enhancement class consists of equity and other fixed income funds. Asset allocation ranges are generally 40% to 80% for risk management and 20% to 60% for return enhancement when the funded status is less than 110%, and 50% to 90% in risk management and 10% to 50% for return enhancement when the funded status reaches 110%, subject to the discretion of the Company. Also, a small portion is maintained in cash reserves when appropriate. The Company has four additional plans which are no longer being provided to current Associates with an aggregate liability of $1.4 million and $1.5 million as of December 31, 2025 and 2024, respectively
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INCOME TAXES |
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| Income Tax Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| INCOME TAXES | 15. INCOME TAXES The Company and its subsidiaries file a consolidated federal income tax return and separate state income tax returns. The Company's income tax provision consists of the following:
Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. The following is a summary of the significant components of the Company's deferred tax assets and liabilities as of December 31, 2025 and 2024:
(1)Other deferred tax assets includes investments, deferred gains, and tax credits. (2)Other deferred tax liabilities includes partnership investments, employee benefit plans, and reverse mortgages. Based on the Company's history of prior earnings and its expectations of the future, it is anticipated that operating income and the reversal pattern of its temporary differences will, more likely than not, be sufficient to realize a net deferred tax asset of $185.8 million at December 31, 2025. The Company reduces the carrying amounts of deferred tax assets by a valuation allowance if, based on the available evidence, it is more likely than not that such assets will not be realized. The need to establish valuation allowances for deferred tax assets is assessed quarterly. In assessing the requirement for, and amount of, a valuation allowance in accordance with the more likely than not standard for all periods, the Company considers all positive and negative evidence related to the realization of the deferred tax assets. This assessment considers, among other matters, the generation of future profitability, the reversal of deferred tax liabilities, and tax planning strategies. The Company has $7.3 million of remaining Federal net operating losses (NOLs). Due to Internal Revenue Service (IRS) limitations, $2.7 million are being utilized each year. Accordingly, the Company fully expects to utilize all of these NOLs. The Company has no state NOLs. Finally, the Company has $0.5 million of alternative minimum tax credits that have no expiration date and are fully expected to be utilized. A reconciliation showing the differences between the Company's effective tax rate and the U.S. Federal statutory tax rate is as follows:
(1)State taxes in Pennsylvania and Delaware made up the majority (greater than 50 percent) of the tax effect in this category. The amount of income taxes paid (net of refunds received) disaggregated by federal (national) and state taxes is shown below:
Based on recent changes in the interest rate environment lowering our yields on our Bank Owned Life Insurance (BOLI) policies and the termination of a stable value protection wrap policy, during 2023, we surrendered $65.5 million of previously acquired BOLI policies. This resulted in a taxable gain of $22.6 million and corresponding income tax charge of $7.1 million. There were no unrecognized tax benefits as of December 31, 2025. The Company records interest and penalties on potential income tax deficiencies as income tax expense. The Company's federal and state tax returns for the 2022 through 2025 tax years are subject to examination as of December 31, 2025. No federal or state income tax return examinations are currently in process. The Company does not expect to record or realize any material unrecognized tax benefits during 2026. The amortization of the low-income housing credit investments has been reflected as in the amount of $6.7 million for the year ended December 31, 2025, compared to $5.3 million and $3.9 million for the years ended December 31, 2024 and December 31, 2023, respectively. The amount of affordable housing tax credits, amortization and tax benefits recorded as for the year ended December 31, 2025 were $6.9 million, $6.7 million and $1.6 million respectively. The carrying value of the investment in affordable housing credits is $115.8 million at December 31, 2025, compared to $94.3 million at December 31, 2024.
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STOCK-BASED COMPENSATION |
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| Share-Based Payment Arrangement [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| STOCK-BASED COMPENSATION | 16. STOCK-BASED COMPENSATION The Company's stock incentive plans provide for the granting of stock options, stock appreciation rights, performance awards, restricted stock, restricted stock units (RSUs), performance-based restricted stock units (PSUs) and other stock based awards or cash incentives that are consistent with the purpose of the incentive plans and interests of the Company. Generally, all time-based awards become fully vested and outstanding stock options and stock appreciation rights become exercisable immediately in the event of a change in control, as defined in the plans. Upon stockholder approval in 2018, the 2013 Incentive Plan (2013 Plan) was replaced by the 2018 Incentive Plan (2018 Plan). However, outstanding awards under the 2013 Plan remain in effect in accordance with their original terms. The 2018 Plan was amended in 2023 to increase the number of shares of Common Stock available for issuance. The 2018 Plan also includes 261,709 shares from the Bryn Mawr Incentive Plan and the Bryn Mawr Retainer Plan, which were assumed by the Company in connection with the acquisition of Bryn Mawr Bank Corporation. The number of shares reserved for issuance under the 2018 Plan is 6,261,709. The 2018 Plan will terminate on the tenth anniversary of its effective date, after which no awards may be granted. At December 31, 2025, 1,710,180 shares were available for future grants under the 2018 Plan. During February 2022, the Board and the Leadership and Compensation Committee (the Committee) approved the Executive Leadership Team Incentive Plan (ELTIP), which provides for new cash and equity awards designed to recognize and reward the efforts of the Company's executive leadership team for the Company's achievement of certain key measures of short-term success and the value of such success to the Company's longer-term performance. Awards under the ELTIP include short-term incentive (STI) cash bonus awards and long-term incentive (LTI) awards of RSUs and PSUs that will be issued under the Company's 2018 Incentive Plan. LTI awards under the ELTIP will be awarded to the CEO and and other members of senior management in the form of RSUs that vest in equal annual installments over a three-year service period, and PSUs that vest based on a service condition defined as the achievement of a three-year service period and a performance condition based on the Company's cumulative core ROA performance over a three-year period relative to the KBW Nasdaq Regional Bank Index (the KRX Index) for the same period. Total stock-based compensation expense recognized was $13.5 million ($10.2 million after tax) for 2025, $12.7 million ($9.6 million after tax) for 2024, and $10.0 million ($7.6 million after tax) for 2023. As part of the expense calculation, the Company has elected to recognize forfeitures as they occur. Stock-based compensation expense related to awards granted to Associates is recorded in Salaries, benefits and other compensation; expense related to awards granted to directors and advisory board members is recorded in Other operating expense in the Company's Consolidated Statements of Income. Stock Options Stock options are granted with an exercise price not less than the fair market value of the Company's common stock on the date of the grant. No stock options were granted during 2025, 2024, or 2023. A summary of option activity as of December 31, 2025, and changes during the year the ended December 31, 2025, is presented below:
The aggregate intrinsic value of options exercised was $0.1 million in 2025, $0.8 million in 2024, and $0.5 million in 2023. The following table summarizes the non-vested stock option activity during the year the ended December 31, 2025:
There was no unrecognized compensation cost related to non-vested stock options as of December 31, 2025. During 2025, the Company recognized less than $0.1 million of compensation expense related to these awards compared to $0.2 million in 2024 and $0.3 million in 2023. Restricted Stock Units RSUs are granted at no cost to the recipient and generally vest over a three year period. Most outstanding awards granted to senior executives vest over no less than a three year period. The 2013 and 2018 Plans allow for awards with vesting periods less than three years, subject to Board approval. The fair value of RSUs is equal to the fair value of the common stock on the date of grant. The expense related to RSUs granted to Associates is recognized in Salaries, benefits and other compensation and granted to directors in Other operating expense on an accrual basis over the requisite service period for the entire award. When restricted stock is awarded to individuals from whom the Company may not receive services in the future, the expense is recognized when the award is granted, instead of amortizing the expense over the vesting period of the award. The weighted-average fair value of RSUs granted was $53.76 in 2025, $44.93 in 2024, and $47.68 in 2023. The total amount of compensation cost to be recognized relating to nonvested restricted stock units as of December 31, 2025 was $11.5 million. The weighted-average period over which the cost is expected to be recognized is 1.81 years. During 2025, the Company recognized $9.2 million of compensation expense related to these awards compared to $8.2 million in 2024 and $6.3 million in 2023.. The following table summarizes the Company’s RSUs and changes during the year:
The total fair value of RSUs that vested was $9.6 million in 2025, $7.0 million in 2024, and $5.1 million in 2023. Performance Stock Units PSUs are granted at no cost to the recipient and vest based on both service and performance conditions. The service condition is defined as the achievement of a three-year service period beginning January 1 of the year of the award and ending on December 31 of the third year. The service condition can be waived at the discretion of the Committee. The performance condition is based on the Company's cumulative core ROA performance over a three-year period relative to the KRX Index for the same period. The actual number of shares that will vest at the end of the three-year period will be based on the core ROA performance over the three-year period relative to the KRX Index. If such performance is at the 25th percentile, 50th percentile, 75th percentile and 100th percentile, grantees will receive 25%, 50%, 75%, and 100% of their maximum award grant, respectively. The fair value of PSUs is equal to the fair value of the common stock on the date of grant. The expense related to PSUs granted to Associates is recognized in Salaries, benefits and other compensation on an accrual basis over the requisite service period if the performance condition is probable and the service condition is met. The weighted-average fair value of PSUs granted was $53.07 in 2025, $42.39 in 2024, and $49.69 in 2023. The total amount of compensation cost to be recognized relating to nonvested performance stock units (based on current performance estimates) was $12.7 million as of December 31, 2025. The weighted-average period over which the cost is expected to be recognized is 1.92 years. During 2025, the Company recognized $3.5 million of compensation expense related to these awards compared to $3.4 million in 2024 and $1.6 million in 2023. The following table summarizes the Company’s PSUs and changes during the year:
Integration Performance RSU Plan: In February 2019, the Board approved the Integration Performance RSU Plan (“the Integration Plan”), in which certain senior executives were granted awards based on the achievement of three defined goals measuring the success of the integration of Beneficial and execution of the Company's strategic goals over the five-year period ending 2023. The Plan provided for a three-year performance achievement period beginning in 2021 and ending in 2023. In February 2022, the Integration Plan was terminated. In connection with the termination of the Integration Plan, the portion of the related Integration Performance-Based RSU Awards (the Integration Awards) attributable to core ROA was terminated, the Gallup Q12 performance goal was met, and the Committee exercised its discretion under the Integration Plan to deem the Gallup CE3 performance goal met. Thus, 20% of the restricted stock units subject to the Integration Awards will performance vest and become subject to service-based vesting conditions. During 2025, the Company recognized less than $0.1 million of compensation expense related to these awards compared to $0.1 million in 2024 and 2023. During 2025, the RSU's previously issued under the Integration Plan fully vested. Awards from the Integration Plan were issued under the Company’s 2018 Incentive Plan.
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| Commitments and Contingencies Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| COMMITMENTS AND CONTINGENCIES | 17. COMMITMENTS AND CONTINGENCIES Legal Proceedings In the ordinary course of business, the Company is subject to legal actions that involve claims for monetary relief. See Note 24 for additional information. Financial Instruments With Off-Balance Sheet Risk In the ordinary course of business, the Company is a party to financial instruments with off-balance sheet risk, primarily to meet the financing needs of its Clients. To varying degrees, these financial instruments involve elements of credit risk that are not recognized in the Consolidated Statements of Financial Condition. Exposure to loss for commitments to extend credit and standby letters of credit written is represented by the contractual amount of those instruments. The Company generally requires collateral to support such financial instruments in excess of the contractual amount of those instruments and use the same credit policies in making commitments as it does for on-balance sheet instruments. The following represents a summary of off-balance sheet financial instruments at year-end:
(1)Not reflected in the table above are commitments to sell residential loans of $29.7 million and $18.2 million at December 31, 2025 and 2024, respectively. (2)Consumer loan commitments of $1.1 billion and $1.0 billion were secured by real estate at December 31, 2025 and 2024, respectively.. Commitments provide for financing on predetermined terms as long as the client continues to meet specific criteria. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being completely drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Standby letters of credit are conditional commitments issued to guarantee the performance of a client to a third party. The Company evaluates each client’s creditworthiness and obtain collateral based on its credit evaluation of the counterparty. Secondary Market Loan Sales The Company sells certain newly originated residential loans in the secondary market to mortgage loan aggregators and on a more limited basis, to GSEs, such as FHLMC, FNMA, and the FHLB. Loans held for sale are reflected on the Consolidated Statements of Financial Condition at their fair value with changes in the value reflected in the Consolidated Statements of Income. Gains and losses are recognized at the time of sale. The Company periodically retains the servicing rights on residential loans sold which results in monthly service fee income. The mortgage servicing rights are included in Intangible assets in the Consolidated Statements of Financial Condition. Otherwise, the Company sells loans with servicing released on a nonrecourse basis. Rate-locked loan commitments that the Company intends to sell in the secondary market are accounted for as derivatives under ASC 815, Derivatives and Hedging (ASC 815). The Company does not sell loans with recourse, except for standard loan sale contract provisions covering violations of representations and warranties and, under certain circumstances, early payment default by the borrower. These are customary repurchase provisions in the secondary market for residential loan sales. These provisions may include either an indemnification from loss or the repurchase of loans. Repurchases and losses have been rare and no provision is made for losses at the time of sale. There were three repurchases for $0.8 million during the year ended December 31, 2025 and three repurchases for $0.7 million during the same period in 2024. Unfunded Lending Commitments At December 31, 2025 and December 31, 2024, the allowance for credit losses of unfunded lending commitments was $12.3 million and $12.5 million, respectively. A provision release for unfunded lending commitments of $0.2 million was recognized during the year ended December 31, 2025, compared to provision expenses for unfunded lending commitments of $0.4 million and $0.2 million during years ended December 31, 2024 and December 31, 2023, respectively.
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FAIR VALUE DISCLOSURES OF FINANCIAL ASSETS AND LIABILITIES |
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| Fair Value Disclosures [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| FAIR VALUE DISCLOSURES OF FINANCIAL ASSETS AND LIABILITIES | 18. FAIR VALUE DISCLOSURES OF FINANCIAL ASSETS AND LIABILITIES FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES ASC 820-10, Fair Value Measurement (ASC 820-10) defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. ASC 820-10 establishes a fair value hierarchy that prioritizes the use of inputs used in valuation methodologies into the following three levels: •Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. •Level 2: Inputs to the valuation methodology include quoted prices for similar assets or liabilities in active markets; inputs to the valuation methodology include quoted prices for identical or similar assets or liabilities in markets that are not active; or inputs to the valuation methodology that are derived principally from or can be corroborated by observable market data by correlation or other means. •Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 assets and liabilities include financial instruments whose value is determined using discounted cash flow methodologies, as well as instruments for which the determination of fair value requires significant management judgment or estimation. The following tables present financial instruments carried at fair value as of December 31, 2025 and December 31, 2024 by level in the valuation hierarchy (as described above):
Fair value is based on quoted market prices, where available. If such quoted market prices are not available, fair value is based on internally developed models or obtained from third parties that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include unobservable parameters. The Company's valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While the Company believes its valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Available-for-sale securities Securities classified as available-for-sale are reported at fair value using Level 2 inputs. The Company believes that this Level 2 designation is appropriate under ASC 820-10, as these securities are GSEs and GNMA securities with almost all fixed income securities, none are exchange traded, and all are priced by correlation to observed market data. For these securities the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, U.S. government and agency yield curves, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the security’s terms and conditions, among other factors. Other investments Other investments includes equity investments without readily determinable fair values, which are categorized as Level 3. The Company’s equity investments without readily determinable fair values are held at cost, and are adjusted for any observable price changes in orderly transactions for the identical or a similar investment of the same issuer during the reporting period. Other real estate owned Other real estate owned consists of loan collateral which has been repossessed through foreclosure or other measures. Initially, foreclosed assets are recorded at the fair value of the collateral less estimated selling costs. Subsequent to foreclosure, valuations are updated periodically and the assets may be marked down further, reflecting a new cost basis. The fair value of other real estate owned was estimated using Level 3 inputs based on appraisals obtained from third parties. Loans held for sale The fair value of loans held for sale is based on estimates using Level 2 inputs. These inputs are based on pricing information obtained from wholesale mortgage banks and brokers and applied to loans with similar interest rates and maturities or market bids obtained from potential buyers. Other assets Other assets include the fair value of interest rate products, derivatives on the residential mortgage held for sale loan pipeline, foreign exchange forward contracts, and risk participation agreements. Valuation of interest rate products is obtained from an independent pricing service and also from the derivative counterparty. Valuation of the derivative related to the residential mortgage held for sale loan pipeline is based on valuation of the loans held for sale portfolio as described above in Loans held for sale. Valuation of foreign exchange forward contracts and risk participation agreements are obtained from an independent pricing service. Other liabilities Other liabilities include the fair value of interest rate products, derivatives on the residential mortgage held for sale loan pipeline, foreign exchange forward contracts, risk participation agreements, and derivative related to the sale of certain Visa Class B common shares. Valuation of interest rate products is obtained from an independent pricing service and also from the derivative counterparty. Valuation of the derivative related to the residential mortgage held for sale loan pipeline is based on valuation of the loans held for sale portfolio as described above in Loans held for sale. Valuation of foreign exchange forward contracts and risk participation agreements are obtained from an independent pricing service. Valuation of the derivative related to the sale of certain Visa Class B common shares is based on: (i) the agreed upon graduated fee structure; (ii) the length of time until the resolution of the Visa covered litigation; and (iii) the estimated impact of dilution in the conversion ratio of Class B shares resulting from changes in the Visa covered litigation. FAIR VALUE OF FINANCIAL INSTRUMENTS The reported fair values of financial instruments are based on a variety of factors. In certain cases, fair values represent quoted market prices for identical or comparable instruments. In other cases, fair values have been estimated based on assumptions regarding the amount and timing of estimated future cash flows that are discounted to reflect current market rates and varying degrees of risk. Accordingly, the fair values may not represent actual values of the financial instruments that could have been realized as of period-end or that will be realized in the future. The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value: Cash, cash equivalents, and restricted cash For cash and short-term investment securities, including due from banks, federal funds sold or purchased under agreements to resell and interest-bearing deposits with other banks, the carrying amount is a reasonable estimate of fair value. Investment securities Investment securities include debt securities classified as held-to-maturity or available-for-sale. Fair value is estimated using quoted prices for similar securities, which the Company obtains from a third party vendor. The Company uses one of the largest providers of securities pricing to the industry and management periodically assesses the inputs used by this vendor to price the various types of securities owned by the Company to validate the vendor’s methodology as described above in available-for-sale securities. Other investments Other investments includes equity investments without readily determinable fair values (see discussion in “Fair Value of Financial Assets and Liabilities” section above) as well as equity method investments. Loans held for sale Loans held for sale are carried at their fair value (see discussion in “Fair Value of Financial Assets and Liabilities” section above). Loans and leases Loans and leases are segregated by portfolio segments with similar financial characteristics (see Note 2). The fair values of loans and leases, with the exception of reverse mortgages, are estimated by discounting expected cash flows using the current rates at which similar loans would be made to borrowers with comparable credit ratings and for similar remaining maturities. The fair values of reverse mortgages are based on the net present value of the expected cash flows using a discount rate specific to the reverse mortgages portfolio. The fair value of nonperforming loans is based on recent external appraisals of the underlying collateral, if the loan is collateral dependent. Estimated cash flows, discounted using a rate commensurate with current rates and the risk associated with the estimated cash flows, are used if appraisals are not available. This technique does contemplate an exit price. Stock in the Federal Home Loan Bank (FHLB) of Pittsburgh The fair value of FHLB stock is assumed to be equal to its cost basis, since the stock is non-marketable but redeemable at its par value. Accrued interest receivable The carrying amounts of interest receivable approximate fair value. Other assets Other assets include the fair value of interest rate products, derivatives on the residential mortgage held for sale loan pipeline, foreign exchange forward contracts, and risk participation agreements (see discussion in “Fair Value of Financial Assets and Liabilities” section above). Deposits The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, money market and interest-bearing demand deposits, is assumed to be equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using rates currently offered for deposits with comparable remaining maturities. Borrowed funds Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate the fair value of existing debt. Off-balance sheet instruments The fair value of off-balance sheet instruments, including swap guarantees of $4.1 million and $5.5 million at December 31, 2025 and December 31, 2024, respectively, and standby letters of credit, approximates the recorded net deferred fee amounts. Because letters of credit are generally not assignable by either the Company or the borrower, they only have value to the Company and the borrower. In determining the fair value of the swap guarantees, the Company assesses the underlying credit risk exposure for each borrower in a paying position to the third-party financial institution. Accrued interest payable The carrying amounts of interest payable approximate fair value. Other liabilities Other liabilities include the fair value of interest rate products, derivatives on the residential mortgage held for sale loan pipeline, foreign exchange forward contracts, risk participation agreements, and derivative related to the sale of certain Visa Class B common shares (see discussion in “Fair Value of Financial Assets and Liabilities” section above). Financial instruments measured at fair value using significant unobservable inputs (Level 3) The following table provides a description of the valuation techniques and significant unobservable inputs for the Company's financial instruments classified as Level 3 as of December 31, 2025 and December 31, 2024:
The book value and estimated fair value of the Company's financial instruments are as follows:
(1)Includes reverse mortgage loans. At December 31, 2025 and December 31, 2024 the Company had no commitments to extend credit measured at fair value.
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| Derivative Instruments and Hedging Activities Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| DERIVATIVE FINANCIAL INSTRUMENTS | 19. DERIVATIVE FINANCIAL INSTRUMENTS Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both economic conditions and its business operations. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities. The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions. The Company does not use derivative financial instruments for proprietary or speculative trading. Fair Values of Derivative Instruments The table below presents the fair value of derivative financial instruments as well as their location on the Consolidated Statements of Financial Condition as of December 31, 2025.
The table below presents the fair value of derivative financial instruments as well as their location on the Consolidated Statements of Financial Condition as of December 31, 2024.
Effect of Derivative Instruments on the Income Statement The table below presents the effect of the derivative financial instruments on the Consolidated Statements of Income for the years ended December 31, 2025, 2024, and 2023.
Derivatives designated as hedging instruments: Cash Flow Hedges of Interest Rate Risk The Company's objectives in using interest rate derivatives are to add stability to interest income and to manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate options, including floors, caps, collars, or swaps as part of its interest rate risk management strategy. Interest rate options designated as cash flow hedges involve the receipt of fixed amounts from a counterparty in exchange for the Company making variable-rate payments over the life of the agreements without exchange of the underlying notional amount. The Company has agreements with certain derivative counterparties that contain a provision under which, if it defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. The Company also has agreements with certain derivative counterparties that contain a provision where if it fails to maintain its status as a well-capitalized or adequately capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. As of December 31, 2025, the Company had 25 interest rate floors purchased at an aggregate premium of $44.6 million with an aggregate notional amount of $2.2 billion to hedge variable cash flows associated with a variable rate loan pool through the second quarter of 2030. Changes to the fair value of derivatives designated and that qualify as cash flow hedges are recorded in accumulated other comprehensive income (loss) and is subsequently reclassified into earnings in the period that the hedged forecast transaction affects earnings. If the Company determines that a cash flow hedge is no longer highly effective, future changes in the fair value of the hedging instrument would be reported in earnings. As of December 31, 2025, the Company determined the cash flow hedges remain highly effective. During the year ended December 31, 2025, $10.9 million of amortization expense on the premium was reclassified into interest income compared to $4.6 million during the year ended December 31, 2024. The Company does not expect any unrealized gains or losses related to cash flow hedges to be reclassified into earnings in the next twelve months. Derivatives not designated as hedging instruments: Client Derivatives – Interest Rate Swaps The Company enters into interest rate swaps with commercial loan clients wishing to manage interest rate risk. The Company then enters into corresponding swap agreements with swap dealer counterparties to economically hedge the exposure arising from these contracts. The interest rate swaps with both the clients and third parties are not designated as hedges under ASC 815, Derivatives and Hedging (ASC 815) and are marked to market through earnings. As the interest rate swaps are structured to offset each other, changes to the underlying benchmark interest rates considered in the valuation of these instruments do not result in an impact to earnings; however, there may be fair value adjustments related to credit quality variations between counterparties, which may impact earnings as required by ASC 820. As of December 31, 2025, there were no fair value adjustments related to credit quality. Derivative Financial Instruments from Mortgage Banking Activities Derivative financial instruments related to mortgage banking activities are recorded at fair value and are not designated as accounting hedges. This includes commitments to originate certain fixed-rate residential loans to clients, also referred to as interest rate lock commitments. The Company may also enter into forward sale commitments to sell loans to investors at a fixed price at a future date and trade asset-backed securities to mitigate interest rate risk. Foreign Exchange Forward Contracts The Company enters into foreign exchange forward contracts (FX forwards) with clients to exchange one currency for another on an agreed date in the future at an agreed exchange rate. The Company then enters into corresponding FX forwards with swap dealer counterparties to economically hedge its exposure on the exchange rate component of the client agreements. The FX forwards with both the clients and third parties are not designated as hedges under ASC 815 and are marked to market through earnings. Exposure to gains and losses on these contracts increase or decrease over their respective lives as currency exchange and interest rates fluctuate. As the FX forwards are structured to offset each other, changes to the underlying term structure of currency exchange rates considered in the valuation of these instruments do not result in an impact to earnings; however, there may be fair value adjustments related to credit quality variations between counterparties, which may impact earnings as required by ASC 820. As of December 31, 2025, there were no fair value adjustments related to credit quality. Risk Participation Agreements The Company may enter into a risk participation agreement (RPA) with another institution as a means to assume a portion of the credit risk associated with a loan structure which includes a derivative instrument, in exchange for fee income commensurate with the risk assumed. This type of derivative is referred to as an “RPA sold.” In addition, in an effort to reduce the credit risk associated with an interest rate swap agreement with a borrower for whom the Company has provided a loan structured with a derivative, the Company may purchase an RPA from an institution participating in the facility in exchange for a fee commensurate with the risk shared. This type of derivative is referred to as an “RPA purchased.” The following are not included in the tables in Fair Values of Derivative Instruments: Swap Guarantees The Company entered into an agreement with one unrelated financial institution whereby that financial institution entered into interest rate derivative contracts (interest rate swap transactions) directly with clients referred to them by the Company. Under the terms of the agreements, the financial institution has recourse to us for any exposure created under each swap transaction, only in the event that the client defaults on the swap agreement and the agreement is in a paying position to the third-party financial institution. This is a customary arrangement that allows us to provide access to interest rate swap transactions for our clients without creating the swap ourselves. These swap guarantees are accounted for as credit derivatives. At December 31, 2025 and December 31, 2024, there were 123 and 154 variable-rate to fixed-rate swap transactions between the third-party financial institutions and the Company's Clients, respectively. The initial notional aggregate amount was approximately $0.5 billion and $0.6 billion at December 31, 2025 and December 31, 2024, respectively. At December 31, 2025, the swap transactions remaining maturities ranged from under 1 year to 10 years. At December 31, 2025, one of these client swaps was in a paying position to third parties for less than $1.0 thousand, with our swap guarantees having a fair value of $4.1 million. At December 31, 2024, none of these client swaps were in a paying position to third parties, with the Company's swap guarantees having a fair value of $5.5 million. For both periods, none of the Company's Clients were in default of the swap agreements. Credit-risk-related Contingent Features The Company has agreements with certain derivative counterparties that contain a provision under which, if it defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. The Company also has agreements with certain derivative counterparties that contain a provision where if it fails to maintain its status as a well-capitalized or adequately capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. If the Company had breached any of these provisions at December 31, 2025, it could have been required to settle its obligations under the agreements at the termination value. The Company had $4.4 million of derivatives with credit-risk-related contingent features in a net liability position as of December 31, 2025 and none at December 31, 2024. The Company was required to post collateral on these derivatives of $5.0 million as of December 31, 2025 compared to none as of December 31, 2024. Other Derivative Posted Collateral The Company has minimum collateral posting thresholds with certain of its derivative counterparties, and has posted collateral of $6.5 million in cash against its obligations under these agreements which meets or exceeds the minimum collateral posting requirements.
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RELATED PARTY TRANSACTIONS |
12 Months Ended |
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Dec. 31, 2025 | |
| Related Party Transactions [Abstract] | |
| RELATED PARTY TRANSACTIONS | 20. RELATED PARTY TRANSACTIONS In the ordinary course of business, from time to time the Company enters into transactions with related parties, including, but not limited to, its officers and directors. They do not, in the opinion of management, involve greater than normal credit risk or include other features unfavorable to the Company. Any related party loans exceeding $0.5 million require review and approval by the Board. There were no extensions of credit to related parties exceeding $0.5 million originated during the year ended December 31, 2025 and 2024. During 2025, there were no new loans and credit line advances to related parties and repayments were $0.1 million. The outstanding balances of loans to related parties at December 31, 2025 and 2024 were $0.3 million and $0.4 million, respectively. Total deposits from related parties at December 31, 2025 and 2024 were $6.1 million and $6.4 million.
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SEGMENT INFORMATION |
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| Segment Reporting [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| SEGMENT INFORMATION | 21. SEGMENT INFORMATION As defined in ASC 280, Segment Reporting (ASC 280), an operating segment is a component of an enterprise that engages in business activities from which it may earn revenues and incur expenses, whose operating results are regularly reviewed by the enterprise’s chief operating decision maker (CODM) to make decisions about resources to be allocated to the segment and assess its performance, and for which discrete financial information is available. The Company evaluates performance based on pretax net income relative to resources used, and allocate resources based on these results. The accounting policies applicable to the Company's segments are those that apply to its preparation of the accompanying Consolidated Financial Statements. Based on these criteria, the Company has identified three segments: WSFS Bank, Cash Connect®, and Wealth and Trust. The WSFS Bank segment provides financial products to Commercial and Consumer Clients. Commercial and Consumer Banking and other banking business units are operating departments of WSFS Bank. These departments share the same regulators, the same market, many of the same Clients and provide similar products and services through the general infrastructure of the Bank. Accordingly, these departments are not considered discrete segments and are appropriately aggregated in the WSFS Bank segment. The Company's Cash Connect® segment provides ATM vault cash, smart safe and other cash logistics services through strategic partnerships with several of the largest networks, manufacturers and service providers in the ATM industry. Cash Connect® services non-bank and WSFS-branded ATMs and smart safes nationwide. The balance sheet category Cash in non-owned ATMs includes cash from which fee income is earned through bailment arrangements with clients of Cash Connect®. The Wealth and Trust segment (previously referred to as the Wealth Management segment) provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. Bryn Mawr Trust® is our predominant Private Wealth Management brand, providing advisory, investment management and trustee services to institutions, affluent and high-net-worth individuals. Private Wealth Management, which includes Private Banking, serves high-net-worth clients and institutions by providing trustee and advisory services, financial planning, customized investment strategies, brokerage products such as annuities and customized banking services including credit and deposit products tailored to its clientele. Private Wealth Management includes businesses that operate under the bank’s charter and as a registered investment advisor (RIA). It generates revenue through fee-only arrangements, net interest income and other fee-only services such as estate administration, trust tax planning and custody. The Bryn Mawr Trust Company of Delaware provides personal trust and fiduciary services to families and individuals across the U.S. and internationally. WSFS Institutional Services® provides trustee, agency, bankruptcy administration, custodial and commercial domicile services to institutional, corporate clients and special purpose vehicles. The following tables show segment results for the years ended December 31, 2025, 2024, and 2023, and represent amounts included in management's reports that are regularly provided to the Company's CODM: Rodger Levenson, Chairman, President and Chief Executive Officer. The CODM evaluates performance based on pretax net income relative to resources used, and allocates resources based on these results.
(1)Other segment items for each reportable segment includes: WSFS Bank - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, corporate development expense, restructuring expense, and certain other noninterest expenses. Cash Connect® - data processing and operation expense, marketing expense, and certain other noninterest expenses, which includes external funding costs. Wealth and Trust - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, and certain other noninterest expenses.
(1)Other segment items for each reportable segment includes: WSFS Bank - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, corporate development expense, restructuring expense, and certain other noninterest expenses. Cash Connect® - data processing and operation expense, marketing expense, and certain other noninterest expenses, which includes external funding costs. Wealth and Trust - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, and certain other noninterest expenses.
(1)Other segment items for each reportable segment includes: WSFS Bank - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, corporate development expense, restructuring expense, and certain other noninterest expenses. Cash Connect® - data processing and operation expense, marketing expense, and certain other noninterest expenses, which includes external funding costs. Wealth and Trust - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, and certain other noninterest expenses. The following table shows significant components of segment net assets as of December 31, 2025 and 2024:
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PARENT COMPANY FINANCIAL INFORMATION |
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| Condensed Financial Information Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PARENT COMPANY FINANCIAL INFORMATION | 22. PARENT COMPANY FINANCIAL INFORMATION Condensed Statements of Income
Condensed Statements of Financial Condition
(1)Includes WSFS Capital Trust III, Royal Bancshares Capital Trust I, and Royal Bancshares Capital Trust II. Condensed Statements of Cash Flows
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CHANGE IN ACCUMULATED OTHER COMPREHENSIVE LOSS |
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| Equity [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| CHANGE IN ACCUMULATED OTHER COMPREHENSIVE LOSS | 23. CHANGE IN ACCUMULATED OTHER COMPREHENSIVE LOSS Accumulated other comprehensive loss includes unrealized gains and losses on available-for-sale investments, unrealized gains and losses on cash flow hedges, as well as unrecognized prior service costs, and actuarial gains and losses on defined benefit post-retirement plans. Changes to accumulated other comprehensive loss are presented net of tax as a component of stockholders' equity. Amounts that are reclassified out of accumulated other comprehensive loss are recorded on the Consolidated Statement of Income either as a gain or loss. Changes to accumulated other comprehensive loss by component are shown net of taxes in the following tables for the period indicated:
(1)Includes amortization of net gain for cash flow hedges terminated as of April 1, 2020. Components of other comprehensive income (loss) that impact the Consolidated Statements of Income are presented in the table below.
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LEGAL AND OTHER PROCEEDINGS |
12 Months Ended |
|---|---|
Dec. 31, 2025 | |
| Commitments and Contingencies Disclosure [Abstract] | |
| LEGAL AND OTHER PROCEEDINGS | 24. LEGAL AND OTHER PROCEEDINGS In accordance with the current accounting standards for loss contingencies, the Company establishes liabilities for litigation-related matters that arise in the ordinary course of its business activities when it is probable that a loss associated with a claim or proceeding has been incurred and the amount of the loss can be reasonably estimated. Litigation claims and proceedings of all types are subject to many uncertain factors that generally cannot be predicted with assurance. In addition, the Company's defense of litigation claims may result in legal fees, which it expenses as incurred. On October 3, 2022, Mary Elizabeth Gibbons filed a petition against WSFS Bank, in its individual capacity, in the Circuit Court of St. Louis County for the State of Missouri asserting claims and seeking damages related to an alleged injury that occurred on a property that was allegedly held by the Bank as owner trustee of a Residential Mortgage-Backed Securities (RMBS) trust. The Plaintiff sought in excess of $25.0 thousand in damages and other equitable relief. On June 6, 2023, the court entered a default judgment against the Bank in the amount of $15.0 million, plus post-judgment interest. On January 3, 2025, the Bank received notice that the plaintiff seeks to domesticate and execute on the Missouri judgment by filing an action in the Philadelphia Court of Common Pleas. Based on the inherent uncertainty of this matter, it is reasonably possible that the Bank may incur a loss in the range of $0.0-$15.0 million. The Bank, in accordance with its normal procedures, notified its insurance carriers of a possible claim. The Bank disputes the judgment, the Bank's connection to the property, and denies liability. On November 16, 2022, Prophet Mortgage Opportunities, LP (Prophet) filed a a complaint against WSFS Bank and the RBSHD 2013-1 Trust in the United States District Court for the Southern District of New York alleging that the Bank, in its capacity as owner trustee and indenture trustee in a RMBS trust, was responsible for certain actions directed by the trust’s majority certificate holder, which allegedly diminished the value of the notes and depleted the value of the trust’s assets. On May 7, 2025, the Bank entered into a settlement agreement with Prophet to resolve the complaint. As previously disclosed, Prophet sought damages of not less than $40.0 million. Under the settlement agreement, the Bank incurred a loss of $1.5 million to fully settle the claims. The Bank recognized losses of $0.5 million for the year ended December 31, 2025 and $1.0 million for the year ended December 31, 2024. There were no material changes or additions to other significant pending legal or other proceedings involving the Company other than those arising out of routine operations.
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SUBSEQUENT EVENTS |
12 Months Ended |
|---|---|
Dec. 31, 2025 | |
| Subsequent Events [Abstract] | |
| SUBSEQUENT EVENTS | 25. SUBSEQUENT EVENTS The Company evaluated subsequent events in accordance with ASC Topic 855 and determined that the following qualifies as a non-recognized subsequent event: Recovery of Previously Charged-Off Loans In February 2026, the Company received payment for C&I loans that were previously charged off in the first quarter of 2025 to a fund invested in office properties. In the first quarter of 2026, the Company will recognize a recovery of $15.7 million (against the first quarter 2025 charge-off of $15.9 million) as well as the payoff of a $2.5 million nonperforming loan, specific to this transaction. Management will update its previously announced 2026 net charge-off outlook as part of its first quarter 2026 Earnings Release.
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Insider Trading Arrangements |
3 Months Ended |
|---|---|
Dec. 31, 2025 | |
| Trading Arrangements, by Individual | |
| Rule 10b5-1 Arrangement Adopted | false |
| Non-Rule 10b5-1 Arrangement Adopted | false |
| Rule 10b5-1 Arrangement Terminated | false |
| Non-Rule 10b5-1 Arrangement Terminated | false |
Insider Trading Policies and Procedures |
12 Months Ended |
|---|---|
Dec. 31, 2025 | |
| Insider Trading Policies and Procedures [Line Items] | |
| Insider Trading Policies and Procedures Adopted | true |
Cybersecurity Risk Management and Strategy Disclosure |
12 Months Ended |
|---|---|
Dec. 31, 2025 | |
| Cybersecurity Risk Management, Strategy, and Governance [Line Items] | |
| Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block] | The Company maintains an Information Security Program to safeguard all WSFS information assets against unauthorized use, disclosure, modification, damage, or loss. Information Security, in conjunction with Operations, Technology, and Executive Leadership, work together to provide and maintain security processes and procedures pursuant to which the Company will: •Ensure the security and confidentiality of client and bank records covered by law. •Protect against any anticipated threats or hazards to the security of such records. •Protect against the unauthorized access or use of such records or information in ways that could result in substantial harm to the Company, our Clients, and Associates. •Establish guidelines and practices for ensuring Information Technology compliance to external and regulatory requirements. •Ensure proper and effective Business Continuity and Disaster Recovery programs are implemented and tested. The Company's Chief Information Security Officer (CISO) is designated as the program coordinator responsible for coordinating and overseeing the program. Our Information Security Department performs annual risk assessments to evaluate the effectiveness of the controls as set forth in the Information Security Program to support the requirements under Gramm-Leach Bliley Act (GLBA), and Federal Financial Institutions Examination Council (FFIEC) Guidance on Securing Client Information. The focus areas include: •technology systems used for information that is collected, processed and stored; •assessing internal and external cybersecurity threats and vulnerabilities; •performing regular penetration and controls testing; •evaluation and assessment of impact should the information or systems become compromised; •evaluation for the effectiveness of the governance structure for Information security risk management. Internal and external Penetration Testing is performed annually. Tests are conducted or reviewed by independent third parties or qualified Associates independent of those that develop or maintain the security program. Testing is performed annually by third party auditors contracted through the Company's Risk Management Department. Management reviews test results promptly and ensures that appropriate steps are taken to address adverse test results. Remediation efforts are organized and made available to the Risk Committee, the Audit Committee, the Cybersecurity Committee, as well as for review by third party auditors and examiners. The Company's Cybersecurity Committee is responsible for providing overall direction to reduce risk to company and Client data that resides in various systems, both in-house and with third parties. The committee duties are to ensure the confidentiality, integrity, and availability of such information. Further, the Cybersecurity Committee is responsible for (1) prioritization of Enterprise Strategic Planning for cybersecurity, (2) the review and approval of corporate cybersecurity risk tolerance, (3) monitoring of cybersecurity threats and trends, (4) support of cross-functional collaboration on cybersecurity activities, and (5) promotion and support of cybersecurity awareness and decisions across the enterprise. The Company has implemented a Cybersecurity Incident Response Plan (CSIRP), which is integrated into its Master Business Continuity Plan, to identify, assess and respond to cybersecurity threats. The CSIRP provides a well-defined, consistent, and organized approach to information security related incidents and is supplemented by playbooks designed to respond to specific attacks. The CSIRP requires approval by the Executive Leadership Team under the Management Risk Committee and is governed by the Continuity of Operations Policy that is approved annually by the Board. The Company is not aware of any cybersecurity threats, including as a result of any previous cybersecurity incidents, that have materially affected or are reasonably likely to materially affect the Company's business strategy, results of operations or financial condition.
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| Cybersecurity Risk Management Processes Integrated [Flag] | true |
| Cybersecurity Risk Management Processes Integrated [Text Block] | The Company maintains an Information Security Program to safeguard all WSFS information assets against unauthorized use, disclosure, modification, damage, or loss. Information Security, in conjunction with Operations, Technology, and Executive Leadership, work together to provide and maintain security processes and procedures pursuant to which the Company will: •Ensure the security and confidentiality of client and bank records covered by law. •Protect against any anticipated threats or hazards to the security of such records. •Protect against the unauthorized access or use of such records or information in ways that could result in substantial harm to the Company, our Clients, and Associates. •Establish guidelines and practices for ensuring Information Technology compliance to external and regulatory requirements. •Ensure proper and effective Business Continuity and Disaster Recovery programs are implemented and tested. The Company's Chief Information Security Officer (CISO) is designated as the program coordinator responsible for coordinating and overseeing the program.
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| Cybersecurity Risk Management Third Party Engaged [Flag] | true |
| Cybersecurity Risk Third Party Oversight and Identification Processes [Flag] | true |
| Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag] | false |
| Cybersecurity Risk Board of Directors Oversight [Text Block] | Our Information Security Policy and Information Security Program are the standards used to protect the Bank’s confidential information. The Information Security Policy is annually reviewed, updated, and approved by the Risk Committee and the Board. |
| Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block] | The CISO reports security related incidents, findings, changes, etc. to the Risk Committee, on an annual basis or quarterly as needed. This information is communicated through the Company's Risk Department. The CISO has more than 25 years of experience in the information security field, including 24 years at WSFS, and holds several professional certifications and memberships in the Information Security, IT, and financial services fields.
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| Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block] | The CISO reports security related incidents, findings, changes, etc. to the Risk Committee, on an annual basis or quarterly as needed. This information is communicated through the Company's Risk Department. The CISO has more than 25 years of experience in the information security field, including 24 years at WSFS, and holds several professional certifications and memberships in the Information Security, IT, and financial services fields. The Board and Senior Management are charged with the ultimate responsibility for understanding the company’s risk environment. A Management Risk Committee, chaired by our Chief Risk Officer (CRO), is responsible to oversee the Company’s risk management program on an enterprise-wide basis. The Company has dedicated incident management and response teams in place to facilitate response protocols and execute designed strategies necessary to mitigate business risk and support recovery initiatives. The Incident Management Team structure is based on the Incident Command System and follows a flexible, adaptable approach with response team membership designed to support expanding response team needs. An Incident Response Task Force (IRTF) is in place to oversee the assessment of cybersecurity incidents and operational response needs. The CISO and the Head of Regulatory Affairs/Relations co-lead IRTF response.
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| Cybersecurity Risk Role of Management [Text Block] | The CISO reports security related incidents, findings, changes, etc. to the Risk Committee, on an annual basis or quarterly as needed. This information is communicated through the Company's Risk Department. The CISO has more than 25 years of experience in the information security field, including 24 years at WSFS, and holds several professional certifications and memberships in the Information Security, IT, and financial services fields. The Board and Senior Management are charged with the ultimate responsibility for understanding the company’s risk environment. A Management Risk Committee, chaired by our Chief Risk Officer (CRO), is responsible to oversee the Company’s risk management program on an enterprise-wide basis. The Company has dedicated incident management and response teams in place to facilitate response protocols and execute designed strategies necessary to mitigate business risk and support recovery initiatives. The Incident Management Team structure is based on the Incident Command System and follows a flexible, adaptable approach with response team membership designed to support expanding response team needs. An Incident Response Task Force (IRTF) is in place to oversee the assessment of cybersecurity incidents and operational response needs. The CISO and the Head of Regulatory Affairs/Relations co-lead IRTF response. The CSIRP includes a framework to timely report cybersecurity incidents to our Executive Leadership Team. The severity of an incident is based on perceived impacts that include the severity of damage, compromise, or loss, and probability of further exploitation or escalation. The Chief Information Officer (CIO) and CRO are notified of all incidents that are determined to be significant. based on perceived impacts of the incident or event. The Chief Executive Officer and the Board are notified of these incidents by the CIO and CRO as necessary.
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| Cybersecurity Risk Management Positions or Committees Responsible [Flag] | true |
| Cybersecurity Risk Management Positions or Committees Responsible [Text Block] | The CISO reports security related incidents, findings, changes, etc. to the Risk Committee, on an annual basis or quarterly as needed. This information is communicated through the Company's Risk Department. The CISO has more than 25 years of experience in the information security field, including 24 years at WSFS, and holds several professional certifications and memberships in the Information Security, IT, and financial services fields. The Board and Senior Management are charged with the ultimate responsibility for understanding the company’s risk environment. A Management Risk Committee, chaired by our Chief Risk Officer (CRO), is responsible to oversee the Company’s risk management program on an enterprise-wide basis.
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| Cybersecurity Risk Management Expertise of Management Responsible [Text Block] | The CISO has more than 25 years of experience in the information security field, including 24 years at WSFS, and holds several professional certifications and memberships in the Information Security, IT, and financial services fields. |
| Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block] | The CISO reports security related incidents, findings, changes, etc. to the Risk Committee, on an annual basis or quarterly as needed. This information is communicated through the Company's Risk Department. The CISO has more than 25 years of experience in the information security field, including 24 years at WSFS, and holds several professional certifications and memberships in the Information Security, IT, and financial services fields. The Board and Senior Management are charged with the ultimate responsibility for understanding the company’s risk environment. A Management Risk Committee, chaired by our Chief Risk Officer (CRO), is responsible to oversee the Company’s risk management program on an enterprise-wide basis. The Company has dedicated incident management and response teams in place to facilitate response protocols and execute designed strategies necessary to mitigate business risk and support recovery initiatives. The Incident Management Team structure is based on the Incident Command System and follows a flexible, adaptable approach with response team membership designed to support expanding response team needs. An Incident Response Task Force (IRTF) is in place to oversee the assessment of cybersecurity incidents and operational response needs. The CISO and the Head of Regulatory Affairs/Relations co-lead IRTF response. The CSIRP includes a framework to timely report cybersecurity incidents to our Executive Leadership Team. The severity of an incident is based on perceived impacts that include the severity of damage, compromise, or loss, and probability of further exploitation or escalation. The Chief Information Officer (CIO) and CRO are notified of all incidents that are determined to be significant. based on perceived impacts of the incident or event. The Chief Executive Officer and the Board are notified of these incidents by the CIO and CRO as necessary.
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| Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag] | true |
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies) |
12 Months Ended |
|---|---|
Dec. 31, 2025 | |
| Accounting Policies [Abstract] | |
| Basis of Presentation | Basis of Presentation The Consolidated Financial Statements are prepared in conformity with accounting principles generally accepted in the U.S. (GAAP). In preparing the Consolidated Financial Statements, the Company is required to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues and expenses. Although the Company's estimates contemplate current conditions and how it expects them to change in the future, it is reasonably possible that actual conditions in 2026 could be worse than anticipated in those estimates, which could materially affect its results of operations and financial condition. The accounting for the allowance for credit losses (including loans and leases held for investment, investment securities available-for-sale and held-to-maturity), loans held for sale, lending-related commitments, goodwill, intangible assets, post-retirement benefit obligations, the fair value of financial instruments, and income taxes are subject to significant estimates. Among other effects, changes to these estimates could result in future impairments of investment securities, goodwill and intangible assets, the establishment of additional allowance and lending-related commitment reserves, changes in the fair value of financial instruments, as well as increased post-retirement benefits and income tax expense. All significant intercompany accounts and transactions were eliminated in consolidation.
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| Cash, Cash Equivalents and Restricted Cash | Cash, Cash Equivalents and Restricted Cash For purposes of reporting cash flows, cash, cash equivalents and restricted cash include cash, cash in non-owned ATMs, amounts due from banks, federal funds sold and securities purchased under agreements to resell and cash collateral held for derivatives, including a financial derivative related to the sale of certain Visa Class B shares.
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| Debt and Equity Securities | Debt Securities Debt securities mostly include mortgage-backed securities (MBS), municipal bonds, and U.S. government and agency securities and are classified into one of the following three categories and accounted for as follows: •Securities purchased with the intent of selling them in the near future are classified as “trading” and reported at fair value, with unrealized gains and losses included in earnings. •Securities purchased with the positive intent and ability to hold to maturity are classified as “held to maturity” and reported at amortized cost. •Securities not classified as either trading or held to maturity are classified as “available-for-sale” and reported at fair value, with unrealized gains and losses excluded from earnings and reported, net of tax, as a separate component of stockholders’ equity in accumulated other comprehensive income (loss). Realized gains and losses are determined using the specific identification method and included on the Consolidated Statements of Income. All sales are made without recourse. The fair value of debt securities is primarily obtained from third-party pricing services. Implicit in the valuation of MBS are estimated prepayments based on historical and current market conditions. Premiums and discounts on MBS collateralized by residential 1-4 family loans are recognized in interest income using a level yield method over the period to expected maturity. Premiums and discounts on all other securities are recognized on a straight-line basis over the period to expected maturity, with the exception of premiums on callable debt securities, which are recognized over the period to the earliest call date. A debt security is placed on nonaccrual status at the time any principal or interest payments are contractually past due 90 days or more. Interest accrued but not received for a security placed on nonaccrual status is reversed against interest income. The Company's investment portfolio is reviewed each quarter for indications of potential credit losses. Refer to the respective held-to-maturity and available-for-sale debt securities sections for the allowance for credit loss policies for each portfolio. Equity Investments The Company has equity investments that are accounted for in accordance with both ASC 321-10, Investments - Equity Securities and ASC 323-10, Investments - Equity Method and Joint Ventures. Our equity investments are recorded in Other investments on the Consolidated Statements of Financial Condition. Equity investments recorded in accordance with ASC 321-10 are classified into one of the following two categories and accounted for as follows: •Investments with a readily determinable fair value are reported at fair value, with unrealized gains and losses included in earnings. Any dividends received are recorded in interest income. •Investments without a readily determinable fair value are reported at cost less impairment, if any, plus or minus adjustments resulting from observable price changes in orderly transactions for the identical or similar investment of the same issuer. Any dividends received are recorded in interest income. For equity investments without readily determinable fair values, when an orderly transaction for the identical or similar investment of the same issuer is identified, the Company uses valuation techniques permitted under ASC 820, Fair Value Measurement, to evaluate the observed transaction(s) and adjust the carrying value. ASC 321-10 also provides impairment accounting guidance for equity investments without readily determinable fair values. The qualitative assessment to determine whether impairment exists requires the use of the Company's judgment. If, after completing the qualitative assessment, the Company concludes an equity investment without a readily determinable fair value is impaired, a loss for the difference between the equity investment’s carrying value and its fair value may be recognized as a reduction to noninterest income in the Consolidated Statements of Income. Equity investments recorded in accordance with ASC 323-10 are initially recorded at cost based on the Company’s percentage ownership in the investee. Subsequently, the carrying amount of the investment is adjusted to reflect the recognition of the Company’s proportionate share of income or loss of the investee based on the investee’s earnings for the reporting period, recorded on a one-quarter lag. The Company assesses its equity method investments for impairment using ASC 323-10 guidance. The qualitative assessment to determine whether impairment exists requires the use of the Company’s judgment. If, after completing the qualitative assessment, the Company concludes an equity method investment is impaired, a loss for the difference between the equity investment’s carrying value and its fair value may be recognized in Unrealized gains on equity investments, net on the Consolidated Statements of Income. After an impairment charge is recorded, the new cost basis cannot be subsequently written up to a higher value as a result of increases in fair value.
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| Allowance for Credit Losses | Allowance for Credit Losses - Held-to-Maturity Debt Securities The Company follows Accounting Standards Codification (ASC) 326-20, Financial Instruments - Credit Loss - Measured at Amortized Cost, to measure expected credit losses on held-to-maturity debt securities on a collective basis by security investment grade. The estimate of expected credit losses considers historical credit loss information adjusted by a security's credit rating. The Company classifies the held-to-maturity debt securities into the following major security types: mortgage backed securities and state and political subdivisions. These securities are highly rated with a history of no credit losses, and are assigned ratings based on the most recent data from ratings agencies depending on the availability of data for the security. Credit ratings of held-to-maturity debt securities, which are a significant input in calculating the expected credit loss, are reviewed on a quarterly basis. Accrued interest receivable on held-to-maturity debt securities is excluded from the estimate of credit losses and is included in Accrued interest receivable on the Consolidated Statements of Financial Condition. Allowance for Credit Losses - Available-for-Sale Debt Securities The Company follows ASC 326-30, Financial Instruments - Credit Loss - Available-for-Sale Debt Securities, which provides guidance related to the recognition of and expanded disclosure requirements for expected credit losses on available-for-sale debt securities. For available-for-sale debt securities in an unrealized loss position, the Company first evaluates whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either criterion is met, the security's amortized cost basis is reduced to fair value and recognized as a reduction to Noninterest income in the Consolidated Statements of Income. For debt securities available-for-sale in which the Company does not intend to sell, or it is not likely the security would be required to be sold before recovery, it evaluates whether a decline in fair value has resulted from credit losses or other adverse factors, such as a change in the security's credit rating. In assessing whether a credit loss exists, the Company compares the present value of cash flows expected to be collected from the security with the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance is recorded, limited to the fair value of the security. The Company performs these analyses on a quarterly basis to review the conditions and risks associated with the individual securities. Credit losses on an impaired security is measured using the present value of expected future cash flows. Any impairment not recorded through an allowance for credit loss is included in other comprehensive income (loss), net of the tax effect. The Company is required to use its judgment in determining impairment in certain circumstances. Allowance for Credit Losses - Loans and Leases The Company establishes its allowance in accordance with guidance provided in ASC 326, Financial Instruments - Credit Losses. The allowance for credit losses includes quantitative and qualitative factors that comprise the Company's current estimate of expected credit losses, including the Company's portfolio mix and segmentation, modeling methodology, historical loss experience, relevant available information from internal and external sources relating to qualitative adjustment factors, prepayment speeds and reasonable and supportable forecasts about future economic conditions. The Company's portfolio segments, established based on similar risk characteristics and loss behaviors, are: •Commercial Loans and Leases: Commercial and industrial - real estate secured, commercial and industrial - non-real estate secured, owner-occupied commercial, commercial mortgages, construction and commercial small business leases, and •Residential and Consumer Loans: Residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans and previously acquired education loans. Expected credit losses are net of expected recoveries and estimated over the contractual term, adjusted for expected prepayments. The contractual term excludes any extensions, renewals and modifications unless they are not unconditionally cancellable. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Expected prepayments are based on historical experience and considers adjustments for current and future economic conditions. The allowance includes two primary components: (i) an allowance established on loans which share similar risk characteristics collectively evaluated for credit losses (collective basis) and (ii) an allowance established on loans which do not share similar risk characteristics with any loan segment and are individually evaluated for credit losses (individual basis). Loans that share similar risk characteristics are collectively reviewed for credit loss and are evaluated based on historical loss experience, adjusted for current economic conditions and future economic forecasts. Estimated losses are determined differently for commercial and residential and consumer loans, and each commercial segment is further segmented by internally assessed risk ratings. The Company uses a single scenario third-party economic forecast to adjust the calculated historical loss rates of the portfolio segments to incorporate the effects of current and future economic conditions. The Company's economic forecast considers the general health of the economy, the interest rate environment, real estate pricing and market risk. The Company's forecast extends out 6 quarters (the forecast period) and reverts to the historical loss rates on a straight-line basis over 4 quarters (the reversion period) as it believes this to be reasonable and supportable in the current environment. The economic forecast and reversion periods will be evaluated periodically by the Company and updated as appropriate. The historical loss rates for commercial loans are estimated by determining the probability of default (PD) and expected loss given default (LGD) and are applied to the loans' exposure at default. The probability of default is calculated based on the historical rate of migration to an event of credit loss during the look-back period. The historical loss rates for consumer loans are calculated based on average net loss rates over the same look-back period. The current look-back period is 60 quarters which ensures historical loss rates are adequately considering losses within a full credit cycle. Loans that do not share similar risk characteristics with any loan segments are evaluated on an individual basis. These loans, which may include troubled loans, are not included in the collective basis evaluation. When it is probable the Company will not collect all principal and interest due according to their contractual terms, which is assessed based on the credit characteristics of the loan and/or payment status, these loans are individually reviewed and measured for potential credit loss. The amount of the potential credit loss is measured using any of the following three methods: (i) the present value of expected future cash flows discounted at the loan’s effective interest rate; (ii) the fair value of collateral if the loan is collateral dependent; or (iii) the loan’s observable market price. If the measured fair value of the loan is less than the amortized cost basis of the loan, an allowance for credit loss is recorded. For collateral dependent loans, the expected credit losses at the individual asset level are the difference between the collateral's fair value (less cost to sell) and the amortized cost. Qualitative adjustment factors consider various internal and external conditions which are allocated among loan segments and take into consideration: •Current underwriting policies, staffing and portfolio concentrations, •Risk rating accuracy and credit administration, •Internal risk emergence (including internal trends of delinquency, and criticized loans by segment), •Economic forecasts and conditions - locally and nationally (including market trends impacting collateral values), which is separate from or in addition to the third-party economic forecast described above, and •Competitive environment, as it could impact loan structure and underwriting. These factors are based on their relative standing compared to the period in which historical losses are used in quantitative reserve estimates and current directional trends, and reasonable and supportable forecasts. Qualitative factors can add to or subtract from quantitative reserves. The Company's loan officers and risk managers meet at least quarterly to discuss and review the conditions and risks associated with individual problem loans. In addition, various regulatory agencies periodically review the Company's loan ratings and allowance for credit losses and the Bank's internal loan review department performs recurring loan reviews. Accrued interest receivable on loans is excluded from the estimate of credit losses and is included in Accrued interest receivable on the Consolidated Statements of Financial Condition. Allowance for Credit Losses – Other Accounts Receivable The Company establishes its allowance on other accounts receivable in accordance with guidance provided in ASC 326, Financial Instruments - Credit Losses. The allowance for credit losses includes quantitative and qualitative factors that comprise the Company's current estimate of expected credit losses, including historical loss experience and relevant available information from internal and external sources relating to qualitative adjustment factors. The Company adopted ASU 2025-05 which provides a practical expedient regarding assumptions used for future economic forecasts. The historical loss rates for other accounts receivable are estimated by determining the PD and expected LGD and are applied to the receivables’ exposure at default. The PD is calculated based on the historical rate of migration to an event of credit loss during the look-back period, which is 16 quarters.
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| Loans and Leases | Loans and leases Loans and leases held for investment are recorded at amortized cost, net of allowance for credit losses. Amortized cost is the amount at which a financial asset is originated or acquired, adjusted for the amortization of premium and discount, net deferred fees or costs, collection of cash, and write-offs. Interest income on loans is recognized using the level yield method. Loan origination fees, commitment fees and direct loan origination costs are deferred and recognized over the life of the related loans using a level yield method over the period to maturity. Past Due and Nonaccrual Loans Past due loans are defined as loans contractually past due 90 days or more as to principal or interest payments. Past due loans 90 days or more that remain in accrual status are considered well secured and in the process of collection. Nonaccruing loans are those on which the accrual of interest has ceased. Loans are placed on nonaccrual status immediately if, in the opinion of the Company, collection is doubtful, or when principal or interest is past due 90 days or more and the loan is not well secured and in the process of collection. Interest accrued but not collected at the date a loan is placed on nonaccrual status is reversed and charged against interest income. In addition, the amortization of net deferred loan fees is suspended when a loan is placed on nonaccrual status. Subsequent cash receipts are applied either to the outstanding principal balance or recorded as interest income, depending on the Company’s assessment of the ultimate collectability of principal and interest. Loans are returned to accrual status when the Company assesses that the borrower has the ability to make all principal and interest payments in accordance with the terms of the loan (i.e., a consistent repayment record, generally six consecutive payments, has been demonstrated). For loans greater than 90 days past due, unless loans are well-secured and collection is imminent, their respective reserves are generally charged off once the loss has been confirmed. A loan, for which the terms have been modified in the form of principal forgiveness, an interest rate reduction, an other than-insignificant payment delay, or a term extension to a borrower experiencing financial difficulty, is considered a troubled loan. The assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. Principal balances are generally not forgiven when a loan is modified as a troubled loan. Nonaccruing troubled loans remain in nonaccrual status until there has been a period of sustained repayment performance demonstrated and repayment is reasonably assured. Since the effect of most troubled loans are already included in the Company’s estimate of expected credit losses, a change to the allowance for credit losses is generally not recorded upon modification. Unfunded Lending Commitments For unfunded lending commitments, the Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The estimate includes consideration of the probability of default and utilization rate at default to calculate expected credit losses on commitments expected to be funded based on historical losses. The allowance for credit losses for off-balance sheet exposures is included in Other liabilities on the Consolidated Statements of Financial Condition and the provision for credit losses for off-balance sheet exposure is included in Loan workout and other credit costs on the Consolidated Statements of Income. For additional detail regarding unfunded lending commitments, see Note 17. Loans Held for Sale Mortgage loans held for sale are recorded at fair value on a loan level basis, using pricing information obtained from secondary markets and brokers and applied to loans with similar interest rates and maturities. Other loans held for sale are carried at the lower of amortized cost or estimated fair value. The estimated fair value is based on pricing information from secondary markets and brokers, when available, or a discounted cash flow analysis when market information is unavailable.
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| Other Real Estate Owned | Other Real Estate Owned Upon initial receipt, other real estate owned (OREO) is recorded at the estimated fair value less costs to sell. Costs subsequently incurred to improve the assets are capitalized, provided that the resultant carrying value does not exceed the estimated fair value less costs to sell. Costs related to holding or disposing of the assets are charged to expense as incurred. The Company periodically evaluates OREO for impairment and write-down the value of the asset when declines in fair value below the carrying value are identified. Loan workout and other credit costs include costs of holding and operating the assets, net gains or losses on sales of the assets and provisions for losses to reduce such assets to the estimated fair values less costs to sell.
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| Premises, Equipment and Software | Premises, Equipment and Software Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization expense are computed on a straight-line basis over the estimated useful lives of the assets or, for leasehold improvements, over the terms of the related lease or effective useful lives of the assets, whichever is less. In general, computer equipment, furniture and equipment and building renovations are depreciated over , and ten years, respectively. Software, which includes purchased or externally hosted software is recorded in Other assets and is amortized on a straight-line basis over the lesser of the contract term or estimated useful life of the software. Maintenance and repairs are expensed as incurred, while costs of major replacements, improvements and additions are capitalized. Premises and equipment acquired in business combinations are initially recorded at fair value and subsequently carried at cost less accumulated depreciation and amortization. Assets to be disposed of are recorded at the lower of the carrying amount or fair value less costs to sell.
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| Goodwill and Intangible Assets | Goodwill and Intangible Assets The Company accounts for goodwill and intangible assets in accordance with ASC 805, Business Combinations and ASC 350, Intangibles-Goodwill and Other. Accounting for goodwill and other intangible assets requires the Company to make significant judgments, for goodwill particularly, with respect to estimating the fair value of each reporting unit. The estimates utilize historical data, cash flows, and market and industry data specific to each reporting unit as well as projected data. Industry and market data are used to develop material assumptions such as transaction multiples, required rates of return, control premiums, long-term growth rates, and capitalization. Goodwill is not amortized, rather it is subject to periodic impairment testing. The Company reviews goodwill for impairment annually on October 1 and more frequently if events and circumstances indicate that the fair value of a reporting unit is less than its carrying value. Other intangible assets with finite lives are amortized over their estimated useful lives. The Company reviews other intangible assets with finite lives for impairment if events and circumstances indicate that the carrying value may not be recoverable.
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| Leases | Leases The Company accounts for its leases in accordance with ASC 842 - Leases. Most leases are recognized on the balance sheet by recording a right-of-use asset and lease liability for each lease. The right-of-use asset represents the right to use the asset under lease for the lease term, and the lease liability represents the contractual obligation to make lease payments. The right-of-use asset is tested for impairment whenever events or changes in circumstances indicate the carrying amount may not be recoverable. As a lessee, the Company enters into operating leases for certain bank branches, office space, and office equipment. The right-of-use assets and lease liabilities are initially recognized based on the net present value of the remaining lease payments which include renewal options where the Company is reasonably certain they will be exercised. The net present value is determined using the incremental collateralized borrowing rate at commencement date. The right-of-use asset is measured at the amount of the lease liability adjusted for any prepaid rent, lease incentives and initial direct costs incurred. The right-of-use asset and lease liability is amortized over the individual lease terms. Lease expense for lease payments is recognized on a straight-line basis over the lease term. As a lessor, the Company provides direct financing to clients through the Company's equipment and small-business leasing business. Direct financing leases are recorded at the aggregate of minimum lease payments net of unamortized deferred lease origination fees and costs and unearned income. Interest income on direct financing leases is recognized over the term of the lease. Origination fees and costs are deferred, and the net amount is amortized to interest income over the estimated life of the lease.
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| Leases | Leases The Company accounts for its leases in accordance with ASC 842 - Leases. Most leases are recognized on the balance sheet by recording a right-of-use asset and lease liability for each lease. The right-of-use asset represents the right to use the asset under lease for the lease term, and the lease liability represents the contractual obligation to make lease payments. The right-of-use asset is tested for impairment whenever events or changes in circumstances indicate the carrying amount may not be recoverable. As a lessee, the Company enters into operating leases for certain bank branches, office space, and office equipment. The right-of-use assets and lease liabilities are initially recognized based on the net present value of the remaining lease payments which include renewal options where the Company is reasonably certain they will be exercised. The net present value is determined using the incremental collateralized borrowing rate at commencement date. The right-of-use asset is measured at the amount of the lease liability adjusted for any prepaid rent, lease incentives and initial direct costs incurred. The right-of-use asset and lease liability is amortized over the individual lease terms. Lease expense for lease payments is recognized on a straight-line basis over the lease term. As a lessor, the Company provides direct financing to clients through the Company's equipment and small-business leasing business. Direct financing leases are recorded at the aggregate of minimum lease payments net of unamortized deferred lease origination fees and costs and unearned income. Interest income on direct financing leases is recognized over the term of the lease. Origination fees and costs are deferred, and the net amount is amortized to interest income over the estimated life of the lease.
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| Derivatives Financial Instruments | Derivative Financial Instruments The Company accounts for derivatives in accordance with ASC 815, Derivatives and Hedging. Derivatives are recognized as either assets or liabilities at fair value in the Consolidated Statements of Financial Condition with changes in fair value recorded to earnings or accumulated other comprehensive income, as appropriate. At the inception of a derivative contract, the Company designates the derivative as a hedging or non-hedging instrument. To qualify for hedge accounting, derivatives must be highly effective at reducing the risk associated with the exposure being hedged and must be designated as a hedge at the inception of the derivative contract. For fair value hedges, changes to the fair value are recorded in earnings, while for cash flow hedges, fair value changes are recorded in accumulated other comprehensive income and subsequently reclassified into earnings in the period that the hedged forecast transaction affects earnings. The ineffective portion of a hedge’s change in fair value is recognized in earnings immediately. For derivatives not designated as hedges, adjustments to fair value are recorded through earnings.
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| Income Taxes | Income Taxes The provision for income taxes includes federal, state and local income taxes currently payable and those deferred due to temporary differences between the financial statement basis and tax basis of assets and liabilities. Income taxes are accounted for in accordance with ASC 740, Income Taxes. ASC 740 requires the recording of deferred income taxes that reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. It prescribes a recognition threshold and a measurement attribute for the financial statement recognition and measurement of tax positions taken or expected to be taken in a tax return. Benefits from tax positions are recognized in the financial statements only when it is more-likely-than-not that the tax position will be sustained upon examination by the appropriate taxing authority that would have full knowledge of all relevant information. A tax position that meets the more-likely-than-not recognition threshold is measured at the largest amount of benefit that is greater than 50% likely of being realized upon ultimate settlement. Tax positions that previously failed to meet the more-likely-than-not recognition threshold are recognized in the first subsequent financial reporting period in which that threshold is met. Previously recognized tax positions that no longer meet the more-likely-than-not recognition threshold are derecognized in the first subsequent financial reporting period in which that threshold is no longer met. ASC 740 also provides guidance on the accounting for and disclosure of unrecognized tax benefits, interest and penalties.
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| Securities Sold Under Agreements to Repurchase | Securities Sold Under Agreements to Repurchase The Company enters into sales of securities under agreements to repurchase which are treated as financings, with the obligation to repurchase securities sold reflected as a liability in the Consolidated Statements of Financial Condition. The securities underlying the agreements are assets.
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| Stock-Based Compensation | Stock-Based Compensation Stock-based compensation is accounted for in accordance with ASC 718, Stock Compensation. Compensation expense relating to all share-based payments is recognized on a straight-line basis, over the applicable vesting period.
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| Recent Accounting Pronouncements | RECENT ACCOUNTING PRONOUNCEMENTS The following accounting pronouncement was adopted by the Company during the year ended December 31, 2025: ASU No. 2025-05, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses for Accounts Receivable and Contract Assets (ASU 2025-05): In July 2025, the FASB issued ASU 2025-05, which provides a practical expedient to assume that current conditions as of the balance sheet date do not change for the remaining life of the asset in developing reasonable and supportable forecasts when estimating expected credit losses for accounts receivable and current contract assets arising from transactions under ASC 606. The Company adopted this ASU on a prospective basis during the period ending September 30, 2025. ASU No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures (ASU 2023-09): In December 2023, the FASB issued ASU 2023-09 to enhance the transparency and decision usefulness of income tax disclosures primarily related to the effective tax rate reconciliation and income taxes paid. The amendments are effective for fiscal years beginning after December 15, 2024. The Company adopted this ASU on a retrospective basis for the periods presented in its Annual Report on Form 10-K for the year ended December 31, 2025. There were no other applicable material accounting pronouncements adopted by the Company since December 31, 2024. Accounting Guidance Pending Adoption as of December 31, 2025 ASU No. 2024-03, Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses (ASU 2024-03): In November 2024, the FASB issued ASU 2024-03, which requires entities to disclose disaggregated information about certain income statement expense line items in the notes to their financial statements on an annual and interim basis. Subsequently, in January 2025, the FASB issued ASU 2025-01—Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Clarifying the Effective Date, making ASU 2024-03 effective for fiscal years beginning after December 15, 2026, and interim periods within annual reporting periods beginning after December 15, 2027, on a retrospective or prospective basis, with early adoption permitted. The Company is currently evaluating this update to determine the impact on the Company’s disclosures. ASU No. 2025-06, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40): Targeted Improvements to the Accounting for Internal-Use Software (ASU 2025-06): In September 2025, the FASB issued ASU 2025-06, which clarifies the capitalization threshold on costs to develop software for internal use. This update removes the prescriptive and sequential software development stages (referred to as “project stages”) and requires entities to start capitalizing software costs when (i) management has authorized and committed to funding the software project, and (ii) it is probable that the project will be completed and the software will be used to perform the function intended (referred to as the “probable-to-complete recognition threshold”). The amendments are effective for annual reporting periods beginning after December 15, 2027, and interim reporting periods within those annual reporting periods on a prospective, modified transition, or a retrospective basis. Early adoption is permitted as of the beginning of an annual reporting period. The Company is currently evaluating this update to determine its impact on the Consolidated Financial Statements. ASU No. 2025-08, Financial Instruments – Credit Losses (Topic 326): Purchased Loans (ASU 2025-08): In November 2025, the FASB issued ASU 2025-08 which aligns the initial recognition of the allowance for credit losses on financial assets acquired with a “more-than-insignificant” deterioration of credit quality since its origination (PCD assets) and non PCD assets by applying the “gross up approach” to both populations. The amendments are effective for fiscal years beginning after December 15, 2026, and interim periods therein on a prospective basis. Early adoption is permitted. The Company is currently evaluating this update to determine the impact on the Consolidated Financial Statements. ASU No. 2025-09, Derivatives and Hedging (Topic 815): Hedge Accounting Improvements (ASU 2025-09): In November 2025, the FASB issued ASU 2025-09 to clarify certain aspects on hedge accounting to align with the economics of an entity's risk management activities more closely. The update allows entities to group forecasted transactions with similar risk exposures. Entities may either determine whether a hedged risk related to a forecasted transaction within a hedged group is similar to other hedged risks in the group or determine if the designated hedging instrument is highly effective against each risk in the group. The amendments are effective for fiscal years beginning after December 15, 2026, and interim periods therein on a prospective basis. Early adoption is permitted. The Company is currently evaluating this update to determine the impact on the Consolidated Financial Statements. ASU No. 2025-11, Interim Reporting (Topic 270): Narrow-Scope Improvements (ASU 2025-11): In December 2025, the FASB issued ASU 2025-11 which clarifies the current requirements of interim financial statements, including its form and content, and includes a disclosure principle that requires entities to disclosure events since the last annual reporting period that have a material impact on the entity. The amendments are effective for fiscal years beginning after December 15, 2027, and for interim periods within annual reporting periods beginning after December 15, 2028 on a prospective or a retrospective basis. Early adoption is permitted. The Company is currently evaluating this update to determine the impact on the Company’s disclosures.
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NONINTEREST INCOME (Tables) |
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| Schedule of Credit/Debit Card and ATM Income | The following table presents the components of credit/debit card and ATM income:
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| Schedule of Investment Management and Fiduciary Income | The following table presents the components of investment management and fiduciary income:
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| Schedule of Deposit Service Charges | The following table presents the components of deposit service charges:
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| Schedule of Other income | The following table presents the components of other income:
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EARNINGS PER SHARE (Tables) |
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| Earnings Per Share [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Computation of Basic and Diluted Earnings Per Share | The following table shows the computation of basic and diluted earnings per share:
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INVESTMENT SECURITIES (Tables) |
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| Investments, Debt and Equity Securities [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Debt Securities, Available-for-Sale | The following tables detail the amortized cost, allowance for credit losses and the estimated fair value of the Company's investments in available-for-sale and held-to-maturity debt securities. None of the Company's investments in debt securities are classified as trading.
(1)Held-to-maturity securities transferred from available-for-sale are included in held-to-maturity at amortized cost basis at the time of transfer. The amortized cost of transferred held-to-maturity securities included net unrealized losses of $83.4 million at December 31, 2025, which are offset in Accumulated other comprehensive loss. At the time of transfer, there was no allowance for credit loss on the available-for-sale securities. Subsequent to transfer, the securities were evaluated for credit loss.
(1)Held-to–maturity securities transferred from available-for-sale are included in held-to-maturity at amortized cost basis at the time of transfer. The amortized cost of transferred held-to-maturity securities included net unrealized losses of $100.5 million at December 31, 2024, which are offset in Accumulated other comprehensive loss. At the time of transfer, there was no allowance for credit loss on the available-for-sale securities. Subsequent to transfer, the securities were evaluated for credit loss.
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| Schedule of Debt Securities, Held-to-Maturity | The following tables detail the amortized cost, allowance for credit losses and the estimated fair value of the Company's investments in available-for-sale and held-to-maturity debt securities. None of the Company's investments in debt securities are classified as trading.
(1)Held-to-maturity securities transferred from available-for-sale are included in held-to-maturity at amortized cost basis at the time of transfer. The amortized cost of transferred held-to-maturity securities included net unrealized losses of $83.4 million at December 31, 2025, which are offset in Accumulated other comprehensive loss. At the time of transfer, there was no allowance for credit loss on the available-for-sale securities. Subsequent to transfer, the securities were evaluated for credit loss.
(1)Held-to–maturity securities transferred from available-for-sale are included in held-to-maturity at amortized cost basis at the time of transfer. The amortized cost of transferred held-to-maturity securities included net unrealized losses of $100.5 million at December 31, 2024, which are offset in Accumulated other comprehensive loss. At the time of transfer, there was no allowance for credit loss on the available-for-sale securities. Subsequent to transfer, the securities were evaluated for credit loss.
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| Schedule of Maturities of Investment Securities Available-for-Sale and Held-to-Maturity | The scheduled maturities of available-for-sale debt securities at December 31, 2025 and December 31, 2024 are presented in the table below:
(1)Actual maturities could differ from contractual maturities. The scheduled maturities of held-to-maturity debt securities at December 31, 2025 and December 31, 2024 are presented in the table below:
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| Schedule of Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category | For debt securities in an unrealized loss position, the table below shows the gross unrealized losses and fair value by investment category and length of time that individual debt securities were in a continuous unrealized loss position at December 31, 2025.
For debt securities in an unrealized loss position, the table below shows the gross unrealized losses and fair value by investment category and length of time that individual debt securities were in a continuous unrealized loss position at December 31, 2024.
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| Summary of Held-to-maturity Credit Quality Indicators | The following table summarizes the amortized cost of debt securities held-to-maturity as of December 31, 2025, aggregated by credit quality indicator:
The following table summarizes the amortized cost of debt securities held-to-maturity as of December 31, 2024, aggregated by credit quality indicator:
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LOANS AND LEASES (Tables) |
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| Receivables [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Loan Portfolio by Category | The following table shows the Company's loan portfolio by category:
(1)Includes reverse mortgages, at fair value of $3.7 million and $3.6 million at December 31, 2025 and 2024, respectively. (2)Primarily includes home equity lines of credit, installment loans unsecured lines of credit and education loans.
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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION (Tables) |
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Dec. 31, 2025 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Receivables [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Allowance for Loan Losses and Loan Balances | The following tables provide the activity of the total allowance for credit losses for the years ended December 31, 2025, 2024, and 2023.
(1)See Note 5 for further detail on the HTM securities allowance. The following tables provide the activity of the Company's allowance for credit losses and loan and lease balances for the years ended December 31, 2025, 2024, and 2023. During 2025, the decrease was primarily due to the resolution of several problem loans as well as the Upstart loan sale.
(1)Period-end loan balance excludes reverse mortgages at fair value of $3.7 million. (2)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
(1)Period-end loan balance excludes reverse mortgages at fair value of $3.6 million. (2)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
(1)Period-end loan balance excludes reverse mortgages at fair value of $2.8 million. (2)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
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| Schedule of Nonaccrual and Past Due Loans | The following tables show nonaccrual and past due loans presented at amortized cost at the date indicated:
(1)Residential accruing current balances exclude reverse mortgages at fair value of $3.7 million. (2)Includes $15.2 million of delinquent, but still accruing, U.S. government-guaranteed student loans that carry little risk of credit loss.
(1)Residential accruing current balances exclude reverse mortgages at fair value of $3.6 million. (2)Includes $15.6 million of delinquent, but still accruing, U.S. government-guaranteed student loans that carry little risk of credit loss. The Company closely monitors the performance of troubled loans to understand the effectiveness of its modification efforts. The following tables show the performance of loans that have been modified in the last 12 months as of December 31, 2025, 2024, and 2023:
(1)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
(1)Includes home equity lines of credit, installment loans and unsecured lines of credit.
(1)Includes home equity lines of credit, installment loans and unsecured lines of credit.
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| Schedule Of Collateral Dependent Loans | The following table presents the amortized cost basis of nonaccruing collateral-dependent loans by class at December 31, 2025 and December 31, 2024:
(1)Excludes reverse mortgages at fair value. (2)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans
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| Schedule of Commercial Credit Exposure | The following table provides an analysis of loans by portfolio segment based on the credit quality indicators used to determine the allowance for credit losses as of December 31, 2025.
(1)Origination date represent the most recent underwriting of the loan which includes new relationships, renewals and extensions. (2)Excludes reverse mortgages at fair value. (3)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans. The following table provides an analysis of loans by portfolio segment based on the credit quality indicators used to determine the allowance for credit losses as of December 31, 2024.
(1)Origination date represents the most recent underwriting of the loan which includes new relationships, renewals and extensions. (2)Excludes reverse mortgages at fair value. (3)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
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| Schedule of Loans Identified as Troubled Debt Restructurings During Periods Indicated | The following tables show the amortized cost basis of troubled loans modified during the twelve months ended December 31, 2025, 2024, and 2023, disaggregated by portfolio segment and type of modification granted:
(1)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans. The following table describes the financial effect of the modifications made to troubled loans during the twelve months ended December 31, 2025, 2024, and 2023:
(1)Represents the weighted-average increase in the life of modified loans measured in years, which reduces monthly payment amounts for borrowers. (2)Represents the weighted-average decrease in the contractual interest rate on the modified loans. (3)Represents the percentage of loans deferred over the total loan portfolio excluding reverse mortgages at fair value. The following tables show the amortized cost of loans that received a modification that had a payment default during the twelve months ended December 31, 2025, 2024, and 2023 and were modified in the 12 months before default to borrowers experiencing financial difficulty:
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PREMISES AND EQUIPMENT (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Property, Plant and Equipment [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Premises and Equipment | The following table shows the components of premises and equipment, at cost, summarized by major classifications:
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LEASES (Tables) |
12 Months Ended | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Leases [Abstract] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Lease Cost | The components of the Company's ongoing operating lease cost were as follows:
(1)Includes variable lease cost and short-term lease cost.
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| Schedule of Balance Sheet Information | Supplemental balance sheet information related to operating leases was as follows:
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| Schedule of Lessee Operating Lease Maturities | Maturities of operating lease liabilities are as follows:
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| Schedule of Supplemental Cash Flow Information | Supplemental cash flow information related to leases was as follows:
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| Schedule of Direct Financing Leases | The components of direct finance lease income are summarized in the table below:
Equipment leasing receivables relate to direct financing leases. The composition of the net investment in direct financing leases was as follows:
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| Schedule of Future Minimum Lease Payments to be Received for Direct Financing Leases | Future minimum lease payments to be received for direct financing leases were as follows:
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GOODWILL AND INTANGIBLE ASSETS (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Goodwill and Intangible Assets Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Allocation of Goodwill to Our Reportable Operating Segments for Purposes of Goodwill Impairment Testing | The following table shows the allocation of goodwill to the reportable operating segments for purposes of goodwill impairment testing:
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| Schedule of Finite-Lived Intangible Assets | The following table summarizes the Company's intangible assets:
(1)Gross asset includes valuation allowance for impairment losses of $0.4 million for the year ended December 31, 2025. (2)Gross asset includes valuation allowance for impairment losses of $0.1 million for the year ended December 31, 2024.
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| Schedule of Indefinite-Lived Intangible Assets | The following table summarizes the Company's intangible assets:
(1)Gross asset includes valuation allowance for impairment losses of $0.4 million for the year ended December 31, 2025. (2)Gross asset includes valuation allowance for impairment losses of $0.1 million for the year ended December 31, 2024.
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| Schedule of Estimated Amortization Expense of Intangibles | The following presents the estimated amortization expense of intangibles:
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DEPOSITS (Tables) |
12 Months Ended | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Deposits by Category, Including Summary of Remaining Time to Maturity for Time Deposits | The following table is a summary of the Company's deposits by category:
The following table is a summary of the remaining time to maturity for client time deposits: (1)Represents certificates of deposit balances in excess of $250 thousand from individuals, businesses and municipalities.
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| Schedule of Interest Expense on Deposits by Category | The following table is a summary of interest expense on deposits by category:
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BORROWED FUNDS (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Debt Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Borrowed Funds by Type | The following is a summary of borrowed funds by type, at or for the twelve months ended:
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STOCKHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Capital Position | The following table presents the capital position of the Bank and the Company as of December 31, 2025 and 2024:
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ASSOCIATE BENEFIT PLANS (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retirement Benefits [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Net Periodic Benefit Cost Components of Postretirement Benefits | The following disclosures relating to postretirement medical benefits were measured at December 31:
(1)Before tax effects The following disclosures relating to Beneficial pension benefits and other postretirement benefit plans were measured at December 31:
(1)Includes Beneficial Bank Other Postretirement, FMS Other Postretirement, and Split-Dollar Plan (2)Before tax effects Significant assumptions used to calculate the net periodic benefit cost and obligation for Beneficial postretirement plans as of December 31, 2025 are as follows:
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| Schedule of Estimated Future Benefit Payments | The following table shows the expected future payments for the next 10 years:
The following table shows the expected future payments for the next 10 years:
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| Schedule of Allocation of Plan Assets | The fair values and weighted average asset allocations in plan assets of all pension and postretirement plan assets at December 31, 2025 and 2024 by asset category are as follows:
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INCOME TAXES (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Income Tax Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Components of Income Tax Expense (Benefit) | The Company's income tax provision consists of the following:
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| Schedule of Deferred Tax Assets and Liabilities | The following is a summary of the significant components of the Company's deferred tax assets and liabilities as of December 31, 2025 and 2024:
(1)Other deferred tax assets includes investments, deferred gains, and tax credits. (2)Other deferred tax liabilities includes partnership investments, employee benefit plans, and reverse mortgages.
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| Schedule of Effective Income Tax Rate Reconciliation | A reconciliation showing the differences between the Company's effective tax rate and the U.S. Federal statutory tax rate is as follows:
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| Schedule of Cash Flow, Supplemental Disclosures | The amount of income taxes paid (net of refunds received) disaggregated by federal (national) and state taxes is shown below:
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STOCK-BASED COMPENSATION (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Share-Based Payment Arrangement [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Options Including Non-Plan Stock Options | A summary of option activity as of December 31, 2025, and changes during the year the ended December 31, 2025, is presented below:
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| Schedule of Nonvested Stock Option Outstanding | The following table summarizes the non-vested stock option activity during the year the ended December 31, 2025:
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| Schedule of RSUs | The following table summarizes the Company’s RSUs and changes during the year:
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| Schedule of Nonvested Performance Stock Units | The following table summarizes the Company’s PSUs and changes during the year:
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COMMITMENTS AND CONTINGENCIES (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Commitments and Contingencies Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Off-Balance Sheet Financial Instruments | The following represents a summary of off-balance sheet financial instruments at year-end:
(1)Not reflected in the table above are commitments to sell residential loans of $29.7 million and $18.2 million at December 31, 2025 and 2024, respectively. (2)Consumer loan commitments of $1.1 billion and $1.0 billion were secured by real estate at December 31, 2025 and 2024, respectively..
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FAIR VALUE DISCLOSURES OF FINANCIAL ASSETS AND LIABILITIES (Tables) |
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Dec. 31, 2025 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Fair Value Disclosures [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Financial Instruments Carried at Fair Value | The following tables present financial instruments carried at fair value as of December 31, 2025 and December 31, 2024 by level in the valuation hierarchy (as described above):
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| Schedule of Fair Value Measurement Inputs and Valuation Techniques | The following table provides a description of the valuation techniques and significant unobservable inputs for the Company's financial instruments classified as Level 3 as of December 31, 2025 and December 31, 2024:
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| Schedule of Book Value and Estimated Fair Value of Financial Instruments | The book value and estimated fair value of the Company's financial instruments are as follows:
(1)Includes reverse mortgage loans.
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DERIVATIVE FINANCIAL INSTRUMENTS (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Derivative Instruments and Hedging Activities Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Fair Values of Derivative Instruments | The table below presents the fair value of derivative financial instruments as well as their location on the Consolidated Statements of Financial Condition as of December 31, 2025.
The table below presents the fair value of derivative financial instruments as well as their location on the Consolidated Statements of Financial Condition as of December 31, 2024.
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| Schedule of Effect of Derivative Instruments on the Income Statement | The table below presents the effect of the derivative financial instruments on the Consolidated Statements of Income for the years ended December 31, 2025, 2024, and 2023.
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SEGMENT INFORMATION (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Segment Reporting [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Details of Segment Information | The following tables show segment results for the years ended December 31, 2025, 2024, and 2023, and represent amounts included in management's reports that are regularly provided to the Company's CODM: Rodger Levenson, Chairman, President and Chief Executive Officer. The CODM evaluates performance based on pretax net income relative to resources used, and allocates resources based on these results.
(1)Other segment items for each reportable segment includes: WSFS Bank - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, corporate development expense, restructuring expense, and certain other noninterest expenses. Cash Connect® - data processing and operation expense, marketing expense, and certain other noninterest expenses, which includes external funding costs. Wealth and Trust - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, and certain other noninterest expenses.
(1)Other segment items for each reportable segment includes: WSFS Bank - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, corporate development expense, restructuring expense, and certain other noninterest expenses. Cash Connect® - data processing and operation expense, marketing expense, and certain other noninterest expenses, which includes external funding costs. Wealth and Trust - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, and certain other noninterest expenses.
(1)Other segment items for each reportable segment includes: WSFS Bank - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, corporate development expense, restructuring expense, and certain other noninterest expenses. Cash Connect® - data processing and operation expense, marketing expense, and certain other noninterest expenses, which includes external funding costs. Wealth and Trust - data processing and operation expense, marketing expense, FDIC expense, loan workout and other credit costs, and certain other noninterest expenses. The following table shows significant components of segment net assets as of December 31, 2025 and 2024:
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PARENT COMPANY FINANCIAL INFORMATION (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Condensed Financial Information Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Condensed Statements of Income | Condensed Statements of Income
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| Schedule of Condensed Statements of Financial Condition | Condensed Statements of Financial Condition
(1)Includes WSFS Capital Trust III, Royal Bancshares Capital Trust I, and Royal Bancshares Capital Trust II.
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| Schedule of Condensed Statements of Cash Flows | Condensed Statements of Cash Flows
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CHANGE IN ACCUMULATED OTHER COMPREHENSIVE LOSS (Tables) |
12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Equity [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Components of Accumulated Other Comprehensive Loss | Changes to accumulated other comprehensive loss by component are shown net of taxes in the following tables for the period indicated:
(1)Includes amortization of net gain for cash flow hedges terminated as of April 1, 2020.
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| Schedule of Components of Other Comprehensive Income (Loss) | Components of other comprehensive income (loss) that impact the Consolidated Statements of Income are presented in the table below.
|
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BASIS OF PRESENTATION (Details) |
Dec. 31, 2025
subsidiary
office
|
|---|---|
| Basis Of Presentation [Line Items] | |
| Number of unconsolidated subsidiary | subsidiary | 3 |
| Number of majority-owned subsidiary | subsidiary | 1 |
| Number of office locations | 113 |
| Pennsylvania state tax | |
| Basis Of Presentation [Line Items] | |
| Number of office locations | 58 |
| Delaware state tax | |
| Basis Of Presentation [Line Items] | |
| Number of office locations | 37 |
| New Jersey state tax | |
| Basis Of Presentation [Line Items] | |
| Number of office locations | 14 |
| FLORIDA | |
| Basis Of Presentation [Line Items] | |
| Number of office locations | 2 |
| Nevada | |
| Basis Of Presentation [Line Items] | |
| Number of office locations | 1 |
| Virginia | |
| Basis Of Presentation [Line Items] | |
| Number of office locations | 1 |
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) |
Dec. 31, 2025
category
fiscalQuarter
|
|---|---|
| Accounting Policies [Line Items] | |
| Number of debt securities categories | category | 3 |
| Credit loss forecast period, number of fiscal quarters | 6 |
| Credit loss reversion period, number of fiscal quarters | 4 |
| Computer Equipment | |
| Accounting Policies [Line Items] | |
| Useful life (in years) | 3 years |
| Furniture and Equipment | |
| Accounting Policies [Line Items] | |
| Useful life (in years) | 5 years |
| Building Renovations | |
| Accounting Policies [Line Items] | |
| Useful life (in years) | 10 years |
NONINTEREST INCOME - Credit/Debit Card and ATM Income (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Total credit/debit card and ATM income | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | $ 72,343 | $ 88,710 | $ 59,718 |
| Bailment fees | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | 53,068 | 68,988 | 40,096 |
| Interchange fees | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | 15,955 | 15,822 | 15,684 |
| Other card and ATM fees | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | $ 3,320 | $ 3,900 | $ 3,938 |
NONINTEREST INCOME - Investment Management and Fiduciary Income (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Total investment management and fiduciary income | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | $ 169,454 | $ 146,945 | $ 131,050 |
| WSFS Institutional Services® | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | 78,662 | 58,421 | 49,553 |
| Private Wealth Management | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | 59,073 | 61,771 | 57,262 |
| The Bryn Mawr Trust Company of Delaware | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | $ 31,719 | $ 26,753 | $ 24,235 |
NONINTEREST INCOME - Deposit Service Charges (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Total deposit service charges | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | $ 27,528 | $ 26,664 | $ 25,393 |
| Service fees | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | 18,642 | 18,166 | 17,182 |
| Return and overdraft fees | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | 7,742 | 7,255 | 7,127 |
| Other deposit service fees | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | $ 1,144 | $ 1,243 | $ 1,084 |
NONINTEREST INCOME - Other Income (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Total other income | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | $ 58,246 | $ 62,046 | $ 53,371 |
| Managed service fees | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | 19,768 | 21,237 | 20,503 |
| Currency preparation | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | 6,750 | 7,392 | 5,429 |
| ATM loss protection | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | 2,602 | 3,113 | 2,651 |
| Capital Markets revenue | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | 9,880 | 11,864 | 11,847 |
| Miscellaneous products and services | |||
| Revenue from External Customer [Line Items] | |||
| Noninterest income | $ 19,246 | $ 18,440 | $ 12,941 |
EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Numerator: | |||
| Net income attributable to WSFS, basic | $ 287,349 | $ 263,671 | $ 269,156 |
| Net income attributable to WSFS, diluted | $ 287,349 | $ 263,671 | $ 269,156 |
| Denominator: | |||
| Weighted average basic shares (in shares) | 56,276 | 59,547 | 61,108 |
| Dilutive potential common shares (in shares) | 195 | 192 | 113 |
| Weighted average fully diluted shares (in shares) | 56,471 | 59,739 | 61,221 |
| Earnings per share: | |||
| Basic (in dollars per share) | $ 5.11 | $ 4.43 | $ 4.40 |
| Diluted (in dollars per share) | $ 5.09 | $ 4.41 | $ 4.40 |
| Outstanding common stock equivalents having no dilutive effect (in shares) | 1 | 2 | 14 |
INVESTMENT SECURITIES - Narrative (Details) |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2025
USD ($)
security
|
Dec. 31, 2024
USD ($)
|
Dec. 31, 2023
USD ($)
|
|
| Gain (Loss) on Securities [Line Items] | |||
| Trading securities | $ 0 | ||
| Number of available for sale investment securities | security | 1,021 | ||
| Number of available-for-sale securities unrealized loss position | security | 955 | ||
| Weighted average duration of MBS portfolio (in years) | 5 years 9 months 18 days | ||
| Securities pledged as collateral | $ 4,100,000,000 | $ 3,300,000,000 | |
| Sale of investment securities available-for-sale | 0 | 0 | $ 0 |
| Unamortized premiums | 40,400,000 | 48,100,000 | |
| Unaccreted discounts | 17,400,000 | 17,600,000 | |
| Owned investment securities | 3,400,000,000 | ||
| Total unrealized losses on investment securities | 498,300,000 | ||
| Held-to-maturity debt securities with an amortized cost basis | 1,000,000,000.0 | 1,000,000,000.0 | |
| Accrued interest | 3,400,000 | 3,600,000 | |
| Debt securities nonaccrual | 0 | 0 | |
| Past due held-to-maturity debt securities | 968,336,000 | 1,015,168,000 | |
| Realized gain on sale of equity investment, net | 957,000 | 2,309,000 | 9,493,000 |
| Gain (loss) on sale of equity investments | (4,100,000) | 9,500,000 | |
| Spring EQ | |||
| Gain (Loss) on Securities [Line Items] | |||
| Realized gain on sale of equity investment, net | 1,000,000.0 | ||
| Gain (loss) on sale of equity investments | 2,300,000 | $ 300,000 | |
| Past Due | |||
| Gain (Loss) on Securities [Line Items] | |||
| Past due held-to-maturity debt securities | $ 0 | $ 0 | |
INVESTMENT SECURITIES - Amortized Cost and Estimated Fair Value of Available-for-Sale and Held-to-Maturity Investment Securities (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
Dec. 31, 2022 |
|---|---|---|---|---|
| Available-for-Sale Debt Securities | ||||
| Amortized Cost | $ 4,037,700 | $ 4,218,266 | ||
| Gross Unrealized Gain | 2,832 | 285 | ||
| Gross Unrealized Loss | 498,286 | 707,903 | ||
| Allowance for Credit Losses | 0 | 0 | ||
| Fair Value | 3,542,246 | 3,510,648 | ||
| Held-to-Maturity Debt Securities | ||||
| Amortized Cost | 968,336 | 1,015,168 | ||
| Gross Unrealized Gain | 1,157 | 247 | ||
| Gross Unrealized Loss | 90,422 | 119,897 | ||
| Allowance for Credit Losses | 5 | 7 | $ 8 | $ 10 |
| Fair Value | 879,066 | 895,511 | ||
| Available for sale securities transfers to held to maturity unrealized (losses) gains | (83,400) | (100,500) | ||
| Collateralized mortgage obligations (CMO) | ||||
| Available-for-Sale Debt Securities | ||||
| Amortized Cost | 476,409 | 526,796 | ||
| Gross Unrealized Gain | 416 | 113 | ||
| Gross Unrealized Loss | 71,679 | 95,967 | ||
| Allowance for Credit Losses | 0 | 0 | ||
| Fair Value | 405,146 | 430,942 | ||
| Fannie Mae (FNMA) mortgage-backed securities (MBS) | ||||
| Available-for-Sale Debt Securities | ||||
| Amortized Cost | 3,167,210 | 3,305,418 | ||
| Gross Unrealized Gain | 2,289 | 172 | ||
| Gross Unrealized Loss | 384,092 | 550,011 | ||
| Allowance for Credit Losses | 0 | 0 | ||
| Fair Value | 2,785,407 | 2,755,579 | ||
| Held-to-Maturity Debt Securities | ||||
| Amortized Cost | 788,439 | 831,325 | ||
| Gross Unrealized Gain | 0 | 0 | ||
| Gross Unrealized Loss | 89,936 | 116,600 | ||
| Allowance for Credit Losses | 0 | 0 | ||
| Fair Value | 698,503 | 714,725 | ||
| Freddie Mac (FHLMC) MBS | ||||
| Available-for-Sale Debt Securities | ||||
| Amortized Cost | 123,979 | 118,605 | ||
| Gross Unrealized Gain | 68 | 0 | ||
| Gross Unrealized Loss | 7,542 | 13,091 | ||
| Allowance for Credit Losses | 0 | 0 | ||
| Fair Value | 116,505 | 105,514 | ||
| Ginnie Mae (GNMA) MBS | ||||
| Available-for-Sale Debt Securities | ||||
| Amortized Cost | 49,804 | 44,578 | ||
| Gross Unrealized Gain | 59 | 0 | ||
| Gross Unrealized Loss | 2,480 | 3,902 | ||
| Allowance for Credit Losses | 0 | 0 | ||
| Fair Value | 47,383 | 40,676 | ||
| Government-sponsored enterprises (GSE) agency notes | ||||
| Available-for-Sale Debt Securities | ||||
| Amortized Cost | 220,298 | 222,869 | ||
| Gross Unrealized Gain | 0 | 0 | ||
| Gross Unrealized Loss | 32,493 | 44,932 | ||
| Allowance for Credit Losses | 0 | 0 | ||
| Fair Value | 187,805 | 177,937 | ||
| State and political subdivisions | ||||
| Held-to-Maturity Debt Securities | ||||
| Amortized Cost | 179,897 | 183,843 | ||
| Gross Unrealized Gain | 1,157 | 247 | ||
| Gross Unrealized Loss | 486 | 3,297 | ||
| Allowance for Credit Losses | 5 | 7 | ||
| Fair Value | $ 180,563 | $ 180,786 |
INVESTMENT SECURITIES - Maturities of Investment Securities Available-for-Sale and Held-to-Maturity (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Available for Sale Amortized Cost | ||
| Within one year | $ 46,226 | $ 16,833 |
| After one year but within five years | 219,281 | 147,157 |
| After five years but within ten years | 471,231 | 487,921 |
| After ten years | 3,300,962 | 3,566,355 |
| Amortized Cost | 4,037,700 | 4,218,266 |
| Available for Sale Fair Value | ||
| Within one year | 45,836 | 16,698 |
| After one year but within five years | 208,380 | 138,870 |
| After five years but within ten years | 422,496 | 409,908 |
| After ten years | 2,865,534 | 2,945,172 |
| Fair Value | 3,542,246 | 3,510,648 |
| Held to Maturity, Amortized Cost | ||
| Within one year | 1,920 | 0 |
| After one year but within five years | 21,180 | 16,727 |
| After five years but within ten years | 69,374 | 51,671 |
| After ten years | 875,862 | 946,770 |
| Past due held-to-maturity debt securities | 968,336 | 1,015,168 |
| Held to Maturity, Fair Value | ||
| Within one year | 1,918 | 0 |
| After one year but within five years | 21,166 | 16,444 |
| After five years but within ten years | 69,851 | 50,451 |
| After ten years | 786,131 | 828,616 |
| Fair Value | $ 879,066 | $ 895,511 |
INVESTMENT SECURITIES - Investment Securities Gross Unrealized Losses and Fair Value by Investment Category (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Available-for-sale debt securities: | ||
| Available-for-sale debt securities, Less than 12 months, Fair Value | $ 80,612 | $ 51,381 |
| Available-for-sale debt securities, Less than 12 months, Unrealized Loss | 504 | 668 |
| Available-for-sale debt securities, 12 months or longer, Fair Value | 3,271,662 | 3,430,940 |
| Available-for-sale debt securities, 12 months or longer, Unrealized Loss | 497,782 | 707,235 |
| Available-for-sale debt securities, Total, Fair Value | 3,352,274 | 3,482,321 |
| Available-for-sale debt securities, Total, Unrealized Loss | 498,286 | 707,903 |
| CMO | ||
| Available-for-sale debt securities: | ||
| Available-for-sale debt securities, Less than 12 months, Fair Value | 0 | 0 |
| Available-for-sale debt securities, Less than 12 months, Unrealized Loss | 0 | 0 |
| Available-for-sale debt securities, 12 months or longer, Fair Value | 394,776 | 420,663 |
| Available-for-sale debt securities, 12 months or longer, Unrealized Loss | 71,679 | 95,967 |
| Available-for-sale debt securities, Total, Fair Value | 394,776 | 420,663 |
| Available-for-sale debt securities, Total, Unrealized Loss | 71,679 | 95,967 |
| FNMA MBS | ||
| Available-for-sale debt securities: | ||
| Available-for-sale debt securities, Less than 12 months, Fair Value | 68,311 | 46,971 |
| Available-for-sale debt securities, Less than 12 months, Unrealized Loss | 353 | 525 |
| Available-for-sale debt securities, 12 months or longer, Fair Value | 2,551,281 | 2,691,778 |
| Available-for-sale debt securities, 12 months or longer, Unrealized Loss | 383,739 | 549,486 |
| Available-for-sale debt securities, Total, Fair Value | 2,619,592 | 2,738,749 |
| Available-for-sale debt securities, Total, Unrealized Loss | 384,092 | 550,011 |
| FHLMC MBS | ||
| Available-for-sale debt securities: | ||
| Available-for-sale debt securities, Less than 12 months, Fair Value | 7,978 | 6 |
| Available-for-sale debt securities, Less than 12 months, Unrealized Loss | 58 | 0 |
| Available-for-sale debt securities, 12 months or longer, Fair Value | 103,510 | 105,508 |
| Available-for-sale debt securities, 12 months or longer, Unrealized Loss | 7,484 | 13,091 |
| Available-for-sale debt securities, Total, Fair Value | 111,488 | 105,514 |
| Available-for-sale debt securities, Total, Unrealized Loss | 7,542 | 13,091 |
| GNMA MBS | ||
| Available-for-sale debt securities: | ||
| Available-for-sale debt securities, Less than 12 months, Fair Value | 4,323 | 4,404 |
| Available-for-sale debt securities, Less than 12 months, Unrealized Loss | 93 | 143 |
| Available-for-sale debt securities, 12 months or longer, Fair Value | 34,290 | 35,054 |
| Available-for-sale debt securities, 12 months or longer, Unrealized Loss | 2,387 | 3,759 |
| Available-for-sale debt securities, Total, Fair Value | 38,613 | 39,458 |
| Available-for-sale debt securities, Total, Unrealized Loss | 2,480 | 3,902 |
| GSE agency notes | ||
| Available-for-sale debt securities: | ||
| Available-for-sale debt securities, Less than 12 months, Fair Value | 0 | 0 |
| Available-for-sale debt securities, Less than 12 months, Unrealized Loss | 0 | 0 |
| Available-for-sale debt securities, 12 months or longer, Fair Value | 187,805 | 177,937 |
| Available-for-sale debt securities, 12 months or longer, Unrealized Loss | 32,493 | 44,932 |
| Available-for-sale debt securities, Total, Fair Value | 187,805 | 177,937 |
| Available-for-sale debt securities, Total, Unrealized Loss | $ 32,493 | $ 44,932 |
INVESTMENT SECURITIES - Held To Maturity Credit Quality Indicator (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items] | ||
| Amortized Cost | $ 968,336 | $ 1,015,168 |
| FNMA MBS | ||
| Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items] | ||
| Amortized Cost | 788,439 | 831,325 |
| FNMA MBS | A+ rated or higher | ||
| Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items] | ||
| Amortized Cost | 0 | 0 |
| FNMA MBS | Not rated | ||
| Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items] | ||
| Amortized Cost | 788,439 | 831,325 |
| State and political subdivisions | ||
| Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items] | ||
| Amortized Cost | 179,897 | 183,843 |
| State and political subdivisions | A+ rated or higher | ||
| Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items] | ||
| Amortized Cost | 179,897 | 183,843 |
| State and political subdivisions | Not rated | ||
| Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items] | ||
| Amortized Cost | $ 0 | $ 0 |
INVESTMENT SECURITIES - Equity Investments (Details) - USD ($) $ in Millions |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Schedule of Equity Method Investments [Line Items] | |||
| Equity investments with a fair value | $ 13.4 | $ 18.2 | |
| Gain (loss) on sale of equity investments | $ (4.1) | $ 9.5 | |
| Spring EQ | |||
| Schedule of Equity Method Investments [Line Items] | |||
| Gain (loss) on sale of equity investments | $ 2.3 | 0.3 | |
| Cred.ai | Other Income | |||
| Schedule of Equity Method Investments [Line Items] | |||
| Gain (loss) on sale of equity investments | $ 2.5 | ||
LOANS AND LEASES - Loan Portfolio by Category (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
Dec. 31, 2022 |
|---|---|---|---|---|
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Allowance for credit losses | $ 179,647 | $ 195,281 | $ 186,126 | $ 151,861 |
| Net loans and leases | 13,082,027 | 12,996,218 | ||
| Reverse mortgage, fair value | 3,700 | 3,600 | 2,800 | |
| Financing Receivable Portfolio Segment, Including Reverse Mortgages | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Gross loans | 13,261,674 | 13,191,499 | ||
| Residential | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Gross loans | 1,089,830 | 965,051 | ||
| Allowance for credit losses | 6,764 | 5,566 | 5,483 | 4,668 |
| Consumer | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Gross loans | 1,894,460 | 2,086,393 | ||
| Allowance for credit losses | 34,570 | 49,333 | 58,543 | 53,320 |
| Commercial and industrial | Commercial mortgages | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Gross loans | 2,796,654 | 2,656,174 | ||
| Allowance for credit losses | 52,927 | 57,131 | 49,394 | 49,526 |
| Owner-occupied commercial | Commercial mortgages | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Gross loans | 1,937,339 | 1,973,645 | ||
| Allowance for credit losses | 7,626 | 9,139 | 10,719 | 6,019 |
| Commercial mortgages | Commercial mortgages | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Gross loans | 3,916,159 | 4,030,627 | ||
| Allowance for credit losses | 48,047 | 48,962 | 36,055 | 21,473 |
| Construction | Commercial mortgages | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Gross loans | 1,023,911 | 832,093 | ||
| Allowance for credit losses | 13,264 | 9,185 | 10,762 | 6,987 |
| Commercial small business leases | Commercial mortgages | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Gross loans | 603,321 | 647,516 | ||
| Allowance for credit losses | $ 16,449 | $ 15,965 | $ 15,170 | $ 9,868 |
LOANS AND LEASES - Narrative (Details) - USD ($) $ in Millions |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Loans Receivable | ||
| Loans [Line Items] | ||
| Accrued interest receivable on loans and leases | $ 64.9 | $ 67.5 |
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Schedule of Total Allowance For Credit Losses (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Loans and Leases | |||
| Beginning balance | $ 195,281 | $ 186,126 | $ 151,861 |
| Charge-offs | (65,586) | (65,123) | (66,007) |
| Recoveries | 15,662 | 12,867 | 12,199 |
| Charge-offs arising from transfer of loans to held for sale | (9,481) | ||
| Provision for credit losses | 43,771 | 61,411 | 88,073 |
| Ending balance | 179,647 | 195,281 | 186,126 |
| HTM Securities | |||
| Beginning balance | 7 | 8 | 10 |
| Charge-offs | 0 | 0 | 0 |
| Recoveries | 0 | 0 | 0 |
| Charge-offs arising from transfer of loans to held for sale | 0 | ||
| Provision (release) | (2) | (1) | (2) |
| Ending balance | 5 | 7 | 8 |
| Other Accounts Receivable | |||
| Beginning balance | 0 | 0 | 0 |
| Charge-offs | (4,242) | 0 | 0 |
| Recoveries | 1,653 | 0 | 0 |
| Charge-offs arising from transfer of loans to held for sale | 0 | ||
| Provision (release) | 5,437 | 0 | 0 |
| Ending balance | 2,848 | 0 | 0 |
| Total | |||
| Beginning balance | 195,288 | 186,134 | 151,871 |
| Charge-offs | (69,828) | (65,123) | (66,007) |
| Recoveries | 17,315 | 12,867 | 12,199 |
| Charge-offs arising from transfer of loans to held for sale | (9,481) | ||
| Provision (release) | 49,206 | 61,410 | 88,071 |
| Ending balance | $ 182,500 | $ 195,288 | $ 186,134 |
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Allowance for Loan Losses and Loan Balances (Details) - USD ($) $ in Thousands |
3 Months Ended | 12 Months Ended | ||
|---|---|---|---|---|
Mar. 31, 2025 |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Allowance for credit losses | ||||
| Beginning balance | $ 195,281 | $ 195,281 | $ 186,126 | $ 151,861 |
| Charge-offs | (65,586) | (65,123) | (66,007) | |
| Charge-offs | (65,586) | |||
| Recoveries | 15,662 | 12,867 | 12,199 | |
| Provision (release) | 43,771 | 61,411 | 88,073 | |
| Charge-offs arising from transfer of loans to held for sale | (9,481) | |||
| Ending balance | 179,647 | 195,281 | 186,126 | |
| Loans evaluated on an individual basis | 3,689 | 8,349 | 1,591 | |
| Loans evaluated on a collective basis | 175,958 | 186,932 | 184,535 | |
| Loans evaluated on an individual basis | 76,613 | 125,612 | 67,496 | |
| Loans evaluated on a collective basis | 13,181,333 | 13,062,262 | 12,699,022 | |
| Ending balance | 13,257,946 | 13,187,874 | 12,766,518 | |
| Reverse mortgage, fair value | 3,700 | 3,600 | 2,800 | |
| Commercial mortgages | Commercial and industrial | ||||
| Allowance for credit losses | ||||
| Beginning balance | 57,131 | 57,131 | 49,394 | 49,526 |
| Charge-offs | (15,900) | (32,120) | (15,490) | (26,653) |
| Charge-offs | (31,568) | |||
| Recoveries | 4,894 | 6,883 | 7,735 | |
| Provision (release) | 23,022 | 16,344 | 18,786 | |
| Charge-offs arising from transfer of loans to held for sale | (552) | |||
| Ending balance | 52,927 | 57,131 | 49,394 | |
| Loans evaluated on an individual basis | 1,654 | 8,349 | 1,591 | |
| Loans evaluated on a collective basis | 51,273 | 48,782 | 47,803 | |
| Loans evaluated on an individual basis | 26,914 | 61,674 | 19,221 | |
| Loans evaluated on a collective basis | 2,769,740 | 2,594,500 | 2,520,849 | |
| Ending balance | 2,796,654 | 2,656,174 | 2,540,070 | |
| Commercial mortgages | Owner-occupied commercial | ||||
| Allowance for credit losses | ||||
| Beginning balance | 9,139 | 9,139 | 10,719 | 6,019 |
| Charge-offs | (215) | (177) | (184) | |
| Charge-offs | (215) | |||
| Recoveries | 19 | 217 | 54 | |
| Provision (release) | (1,317) | (1,620) | 4,830 | |
| Charge-offs arising from transfer of loans to held for sale | 0 | |||
| Ending balance | 7,626 | 9,139 | 10,719 | |
| Loans evaluated on an individual basis | 0 | 0 | 0 | |
| Loans evaluated on a collective basis | 7,626 | 9,139 | 10,719 | |
| Loans evaluated on an individual basis | 6,750 | 5,010 | 5,200 | |
| Loans evaluated on a collective basis | 1,930,589 | 1,968,635 | 1,880,887 | |
| Ending balance | 1,937,339 | 1,973,645 | 1,886,087 | |
| Commercial mortgages | Commercial mortgages | ||||
| Allowance for credit losses | ||||
| Beginning balance | 48,962 | 48,962 | 36,055 | 21,473 |
| Charge-offs | (4,583) | (5,749) | (300) | |
| Charge-offs | (4,583) | |||
| Recoveries | 622 | 183 | 7 | |
| Provision (release) | 3,046 | 18,473 | 14,875 | |
| Charge-offs arising from transfer of loans to held for sale | 0 | |||
| Ending balance | 48,047 | 48,962 | 36,055 | |
| Loans evaluated on an individual basis | 0 | 0 | 0 | |
| Loans evaluated on a collective basis | 48,047 | 48,962 | 36,055 | |
| Loans evaluated on an individual basis | 9,665 | 22,223 | 22,295 | |
| Loans evaluated on a collective basis | 3,906,494 | 4,008,404 | 3,778,885 | |
| Ending balance | 3,916,159 | 4,030,627 | 3,801,180 | |
| Commercial mortgages | Construction | ||||
| Allowance for credit losses | ||||
| Beginning balance | 9,185 | 9,185 | 10,762 | 6,987 |
| Charge-offs | (4,900) | 0 | (794) | |
| Charge-offs | (4,900) | |||
| Recoveries | 0 | 0 | 532 | |
| Provision (release) | 8,979 | (1,577) | 4,037 | |
| Charge-offs arising from transfer of loans to held for sale | 0 | |||
| Ending balance | 13,264 | 9,185 | 10,762 | |
| Loans evaluated on an individual basis | 2,035 | 0 | 0 | |
| Loans evaluated on a collective basis | 11,229 | 9,185 | 10,762 | |
| Loans evaluated on an individual basis | 22,381 | 25,600 | 12,617 | |
| Loans evaluated on a collective basis | 1,001,530 | 806,493 | 1,022,913 | |
| Ending balance | 1,023,911 | 832,093 | 1,035,530 | |
| Commercial mortgages | Commercial small business leases | ||||
| Allowance for credit losses | ||||
| Beginning balance | 15,965 | 15,965 | 15,170 | 9,868 |
| Charge-offs | (14,386) | (20,033) | (15,641) | |
| Charge-offs | (14,386) | |||
| Recoveries | 2,959 | 2,705 | 1,986 | |
| Provision (release) | 11,911 | 18,123 | 18,957 | |
| Charge-offs arising from transfer of loans to held for sale | 0 | |||
| Ending balance | 16,449 | 15,965 | 15,170 | |
| Loans evaluated on an individual basis | 0 | 0 | 0 | |
| Loans evaluated on a collective basis | 16,449 | 15,965 | 15,170 | |
| Loans evaluated on an individual basis | 0 | 0 | 0 | |
| Loans evaluated on a collective basis | 603,321 | 647,516 | 623,622 | |
| Ending balance | 603,321 | 647,516 | 623,622 | |
| Residential | ||||
| Allowance for credit losses | ||||
| Beginning balance | 5,566 | 5,566 | 5,483 | 4,668 |
| Charge-offs | 0 | (125) | (41) | |
| Charge-offs | 0 | |||
| Recoveries | 188 | 225 | 260 | |
| Provision (release) | 1,010 | (17) | 596 | |
| Charge-offs arising from transfer of loans to held for sale | 0 | |||
| Ending balance | 6,764 | 5,566 | 5,483 | |
| Loans evaluated on an individual basis | 0 | 0 | 0 | |
| Loans evaluated on a collective basis | 6,764 | 5,566 | 5,483 | |
| Loans evaluated on an individual basis | 7,481 | 8,315 | 5,876 | |
| Loans evaluated on a collective basis | 1,078,621 | 953,111 | 862,019 | |
| Ending balance | 1,086,102 | 961,426 | 867,895 | |
| Consumer | ||||
| Allowance for credit losses | ||||
| Beginning balance | $ 49,333 | 49,333 | 58,543 | 53,320 |
| Charge-offs | (18,863) | (23,549) | (22,394) | |
| Charge-offs | (9,934) | |||
| Recoveries | 6,980 | 2,654 | 1,625 | |
| Provision (release) | (2,880) | 11,685 | 25,992 | |
| Charge-offs arising from transfer of loans to held for sale | (8,929) | |||
| Ending balance | 34,570 | 49,333 | 58,543 | |
| Loans evaluated on an individual basis | 0 | 0 | 0 | |
| Loans evaluated on a collective basis | 34,570 | 49,333 | 58,543 | |
| Loans evaluated on an individual basis | 3,422 | 2,790 | 2,287 | |
| Loans evaluated on a collective basis | 1,891,038 | 2,083,603 | 2,009,847 | |
| Ending balance | $ 1,894,460 | $ 2,086,393 | $ 2,012,134 | |
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Nonaccrual and Past Due Loans (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|---|---|---|---|
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Nonaccrual loans with no allowance | $ 56,245 | $ 103,578 | |
| Nonaccrual loans with an allowance | 15,653 | 18,603 | |
| Total Loans | $ 13,257,946 | $ 13,187,874 | $ 12,766,518 |
| Percent of nonaccrual loans with no allowance | 0.42% | 0.79% | |
| Percent of nonaccrual loans with allowance | 0.12% | 0.14% | |
| % of Total Loans | 100.00% | 100.00% | |
| Reverse mortgage, fair value | $ 3,700 | $ 3,600 | 2,800 |
| Total Past Due And Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | $ 101,163 | $ 44,768 | |
| Percent past due | 0.76% | 0.34% | |
| 30–89 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | $ 78,747 | $ 35,566 | |
| Percent past due | 0.59% | 0.27% | |
| Greater Than 90 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | $ 22,416 | $ 9,202 | |
| Percent past due | 0.17% | 0.07% | |
| Accruing Current Balances | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | $ 13,084,885 | $ 13,020,925 | |
| Percent of accruing current balances | 98.70% | 98.73% | |
| Residential | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | $ 1,089,830 | $ 965,051 | |
| Nonaccrual loans with no allowance | 5,002 | 5,011 | |
| Nonaccrual loans with an allowance | 0 | 0 | |
| Total Loans | 1,086,102 | 961,426 | 867,895 |
| Residential | Total Past Due And Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 3,984 | 4,277 | |
| Residential | 30–89 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 3,851 | 4,262 | |
| Residential | Greater Than 90 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 133 | 15 | |
| Residential | Accruing Current Balances | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 1,077,116 | 952,138 | |
| Consumer | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 1,894,460 | 2,086,393 | |
| Nonaccrual loans with no allowance | 3,309 | 2,828 | |
| Nonaccrual loans with an allowance | 0 | 0 | |
| Total Loans | 1,894,460 | 2,086,393 | 2,012,134 |
| Consumer | Total Past Due And Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 20,765 | 25,461 | |
| Consumer | 30–89 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 10,719 | 18,086 | |
| Consumer | Greater Than 90 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 10,046 | 7,375 | |
| Consumer | Accruing Current Balances | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 1,870,386 | 2,058,104 | |
| Commercial and industrial | Commercial mortgages | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 2,796,654 | 2,656,174 | |
| Nonaccrual loans with no allowance | 16,842 | 43,206 | |
| Nonaccrual loans with an allowance | 10,218 | 18,603 | |
| Total Loans | 2,796,654 | 2,656,174 | 2,540,070 |
| Commercial and industrial | Commercial mortgages | Total Past Due And Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 6,696 | 1,970 | |
| Commercial and industrial | Commercial mortgages | 30–89 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 4,634 | 1,482 | |
| Commercial and industrial | Commercial mortgages | Greater Than 90 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 2,062 | 488 | |
| Commercial and industrial | Commercial mortgages | Accruing Current Balances | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 2,762,898 | 2,592,395 | |
| Owner-occupied commercial | Commercial mortgages | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 1,937,339 | 1,973,645 | |
| Nonaccrual loans with no allowance | 6,581 | 4,710 | |
| Nonaccrual loans with an allowance | 0 | 0 | |
| Total Loans | 1,937,339 | 1,973,645 | 1,886,087 |
| Owner-occupied commercial | Commercial mortgages | Total Past Due And Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 7,202 | 902 | |
| Owner-occupied commercial | Commercial mortgages | 30–89 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 7,152 | 706 | |
| Owner-occupied commercial | Commercial mortgages | Greater Than 90 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 50 | 196 | |
| Owner-occupied commercial | Commercial mortgages | Accruing Current Balances | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 1,923,556 | 1,968,033 | |
| Commercial mortgages | Commercial mortgages | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 3,916,159 | 4,030,627 | |
| Nonaccrual loans with no allowance | 7,565 | 22,223 | |
| Nonaccrual loans with an allowance | 0 | 0 | |
| Total Loans | 3,916,159 | 4,030,627 | 3,801,180 |
| Commercial mortgages | Commercial mortgages | Total Past Due And Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 53,672 | 3,183 | |
| Commercial mortgages | Commercial mortgages | 30–89 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 44,139 | 2,621 | |
| Commercial mortgages | Commercial mortgages | Greater Than 90 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 9,533 | 562 | |
| Commercial mortgages | Commercial mortgages | Accruing Current Balances | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 3,854,922 | 4,005,221 | |
| Construction | Commercial mortgages | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 1,023,911 | 832,093 | |
| Nonaccrual loans with no allowance | 16,946 | 25,600 | |
| Nonaccrual loans with an allowance | 5,435 | 0 | |
| Total Loans | 1,023,911 | 832,093 | 1,035,530 |
| Construction | Commercial mortgages | Total Past Due And Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 1,716 | 0 | |
| Construction | Commercial mortgages | 30–89 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 1,716 | 0 | |
| Construction | Commercial mortgages | Greater Than 90 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 0 | 0 | |
| Construction | Commercial mortgages | Accruing Current Balances | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 999,814 | 806,493 | |
| Commercial small business leases | Commercial mortgages | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 603,321 | 647,516 | |
| Nonaccrual loans with no allowance | 0 | 0 | |
| Nonaccrual loans with an allowance | 0 | 0 | |
| Total Loans | 603,321 | 647,516 | $ 623,622 |
| Commercial small business leases | Commercial mortgages | Total Past Due And Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 7,128 | 8,975 | |
| Commercial small business leases | Commercial mortgages | 30–89 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 6,536 | 8,409 | |
| Commercial small business leases | Commercial mortgages | Greater Than 90 Days Past Due and Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 592 | 566 | |
| Commercial small business leases | Commercial mortgages | Accruing Current Balances | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | 596,193 | 638,541 | |
| Student loans | Consumer | Total Past Due And Still Accruing | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Gross loans | $ 15,200 | $ 15,600 |
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Analysis of Collateral Dependent and Impaired Loans (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Property | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | $ 62,370 | $ 101,477 |
| Equipment and other | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 9,528 | 20,704 |
| Commercial mortgages | Commercial and industrial | Property | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 17,557 | 41,105 |
| Commercial mortgages | Commercial and industrial | Equipment and other | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 9,504 | 20,704 |
| Commercial mortgages | Owner-occupied commercial | Property | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 6,580 | 4,710 |
| Commercial mortgages | Owner-occupied commercial | Equipment and other | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 0 | 0 |
| Commercial mortgages | Commercial mortgages | Property | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 7,565 | 22,223 |
| Commercial mortgages | Commercial mortgages | Equipment and other | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 0 | 0 |
| Commercial mortgages | Construction | Property | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 22,381 | 25,600 |
| Commercial mortgages | Construction | Equipment and other | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 0 | 0 |
| Residential | Property | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 5,002 | 5,011 |
| Residential | Equipment and other | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 0 | 0 |
| Consumer | Property | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | 3,285 | 2,828 |
| Consumer | Equipment and other | ||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||
| Amortized cost basis of nonaccruing collateral-dependent loans | $ 24 | $ 0 |
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Narrative (Details) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2025
USD ($)
security_loan
|
Dec. 31, 2024
USD ($)
security_loan
|
Dec. 31, 2023
USD ($)
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Loan workout and other credit costs | $ 2,975 | $ 2,123 | $ 852 |
| Various Modifications | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Unused commitments to extend credit | $ 6,400 | $ 18,600 | |
| Residential | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Number of loans in the process of foreclosure | security_loan | 29 | 31 | |
| Total loans outstanding, residential loans | $ 6,200 | $ 5,600 | |
| Commercial mortgages | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Number of loans in the process of foreclosure | security_loan | 37 | 15 | |
| Total loans outstanding, residential loans | $ 36,400 | $ 6,600 | |
| Residential and Consumer Loans | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Loan workout and other credit costs | $ 3,200 | $ 1,700 | $ 600 |
| Impairment loans, charge off period (in days) | 90 days | ||
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Credit Quality Indicators (Details) - USD ($) $ in Thousands |
3 Months Ended | 12 Months Ended | ||
|---|---|---|---|---|
Mar. 31, 2025 |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Total Loans | $ 13,257,946 | $ 13,187,874 | $ 12,766,518 | |
| Total charge offs | 65,586 | 65,123 | 66,007 | |
| Commercial mortgages | Commercial and industrial | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 854,638 | 749,866 | ||
| Year two, originated, fiscal year before current fiscal year | 533,442 | 571,748 | ||
| Year three, originated, two years before current fiscal year | 308,611 | 369,477 | ||
| Year four, originated, three years before current fiscal year | 267,041 | 131,936 | ||
| Year five, originated, four years before current fiscal year | 71,972 | 179,216 | ||
| Prior | 425,235 | 339,837 | ||
| Revolving loans amortized cost basis | 7,947 | 8,771 | ||
| Revolving loans converted to term | 327,768 | 305,323 | ||
| Total Loans | 2,796,654 | 2,656,174 | 2,540,070 | |
| Year one, current fiscal year charge offs | 2,020 | 102 | ||
| Year two, current fiscal year charge offs | 6,104 | 1,303 | ||
| Year three, current fiscal year charge offs | 1,857 | 4,276 | ||
| Year four, current fiscal year charge offs | 1,714 | 706 | ||
| Year five, current fiscal year charge offs | 13,405 | 275 | ||
| Prior to year 5, charge offs | 7,020 | 8,828 | ||
| Revolving loans amortized cost basis charge offs | 0 | 0 | ||
| Revolving loans converted to term gross charge offs | 0 | 0 | ||
| Total charge offs | $ 15,900 | 32,120 | 15,490 | 26,653 |
| Commercial mortgages | Commercial and industrial | Pass | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 792,428 | 662,723 | ||
| Year two, originated, fiscal year before current fiscal year | 498,646 | 542,655 | ||
| Year three, originated, two years before current fiscal year | 295,043 | 345,370 | ||
| Year four, originated, three years before current fiscal year | 238,011 | 126,173 | ||
| Year five, originated, four years before current fiscal year | 67,071 | 155,137 | ||
| Prior | 390,703 | 309,445 | ||
| Revolving loans amortized cost basis | 7,917 | 8,744 | ||
| Revolving loans converted to term | 296,470 | 252,524 | ||
| Total Loans | 2,586,289 | 2,402,771 | ||
| Commercial mortgages | Commercial and industrial | Special mention | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 12,525 | 18,861 | ||
| Year two, originated, fiscal year before current fiscal year | 16,960 | 386 | ||
| Year three, originated, two years before current fiscal year | 4,617 | 4,147 | ||
| Year four, originated, three years before current fiscal year | 14,149 | 1,176 | ||
| Year five, originated, four years before current fiscal year | 1,736 | 2,490 | ||
| Prior | 4,812 | 607 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 3,127 | 1,868 | ||
| Total Loans | 57,926 | 29,535 | ||
| Commercial mortgages | Commercial and industrial | Substandard or Lower | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 49,685 | 68,282 | ||
| Year two, originated, fiscal year before current fiscal year | 17,836 | 28,707 | ||
| Year three, originated, two years before current fiscal year | 8,951 | 19,960 | ||
| Year four, originated, three years before current fiscal year | 14,881 | 4,587 | ||
| Year five, originated, four years before current fiscal year | 3,165 | 21,589 | ||
| Prior | 29,720 | 29,785 | ||
| Revolving loans amortized cost basis | 30 | 27 | ||
| Revolving loans converted to term | 28,171 | 50,931 | ||
| Total Loans | 152,439 | 223,868 | ||
| Commercial mortgages | Owner-occupied commercial | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 259,870 | 288,647 | ||
| Year two, originated, fiscal year before current fiscal year | 243,063 | 305,383 | ||
| Year three, originated, two years before current fiscal year | 273,114 | 247,208 | ||
| Year four, originated, three years before current fiscal year | 187,740 | 233,971 | ||
| Year five, originated, four years before current fiscal year | 193,955 | 198,395 | ||
| Prior | 494,599 | 445,559 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 284,998 | 254,482 | ||
| Total Loans | 1,937,339 | 1,973,645 | 1,886,087 | |
| Year one, current fiscal year charge offs | 0 | 0 | ||
| Year two, current fiscal year charge offs | 0 | 114 | ||
| Year three, current fiscal year charge offs | 4 | 0 | ||
| Year four, current fiscal year charge offs | 0 | 0 | ||
| Year five, current fiscal year charge offs | 0 | 0 | ||
| Prior to year 5, charge offs | 211 | 63 | ||
| Revolving loans amortized cost basis charge offs | 0 | 0 | ||
| Revolving loans converted to term gross charge offs | 0 | 0 | ||
| Total charge offs | 215 | 177 | 184 | |
| Commercial mortgages | Owner-occupied commercial | Pass | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 243,709 | 285,146 | ||
| Year two, originated, fiscal year before current fiscal year | 237,172 | 296,339 | ||
| Year three, originated, two years before current fiscal year | 257,796 | 224,797 | ||
| Year four, originated, three years before current fiscal year | 176,149 | 225,086 | ||
| Year five, originated, four years before current fiscal year | 186,215 | 168,368 | ||
| Prior | 467,831 | 404,515 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 267,819 | 238,356 | ||
| Total Loans | 1,836,691 | 1,842,607 | ||
| Commercial mortgages | Owner-occupied commercial | Special mention | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 4,701 | 0 | ||
| Year two, originated, fiscal year before current fiscal year | 0 | 0 | ||
| Year three, originated, two years before current fiscal year | 685 | 498 | ||
| Year four, originated, three years before current fiscal year | 1,369 | 0 | ||
| Year five, originated, four years before current fiscal year | 1,632 | 25,220 | ||
| Prior | 2,035 | 0 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 7,393 | 756 | ||
| Total Loans | 17,815 | 26,474 | ||
| Commercial mortgages | Owner-occupied commercial | Substandard or Lower | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 11,460 | 3,501 | ||
| Year two, originated, fiscal year before current fiscal year | 5,891 | 9,044 | ||
| Year three, originated, two years before current fiscal year | 14,633 | 21,913 | ||
| Year four, originated, three years before current fiscal year | 10,222 | 8,885 | ||
| Year five, originated, four years before current fiscal year | 6,108 | 4,807 | ||
| Prior | 24,733 | 41,044 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 9,786 | 15,370 | ||
| Total Loans | 82,833 | 104,564 | ||
| Commercial mortgages | Commercial mortgages | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 563,856 | 605,582 | ||
| Year two, originated, fiscal year before current fiscal year | 399,652 | 768,096 | ||
| Year three, originated, two years before current fiscal year | 525,875 | 412,786 | ||
| Year four, originated, three years before current fiscal year | 370,119 | 418,585 | ||
| Year five, originated, four years before current fiscal year | 362,786 | 402,873 | ||
| Prior | 1,081,930 | 879,045 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 611,941 | 543,660 | ||
| Total Loans | 3,916,159 | 4,030,627 | 3,801,180 | |
| Year one, current fiscal year charge offs | 0 | 0 | ||
| Year two, current fiscal year charge offs | 34 | 62 | ||
| Year three, current fiscal year charge offs | 9 | 0 | ||
| Year four, current fiscal year charge offs | 0 | 0 | ||
| Year five, current fiscal year charge offs | 0 | 97 | ||
| Prior to year 5, charge offs | 4,540 | 5,590 | ||
| Revolving loans amortized cost basis charge offs | 0 | 0 | ||
| Revolving loans converted to term gross charge offs | 0 | 0 | ||
| Total charge offs | 4,583 | 5,749 | 300 | |
| Commercial mortgages | Commercial mortgages | Pass | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 527,094 | 546,404 | ||
| Year two, originated, fiscal year before current fiscal year | 390,403 | 740,711 | ||
| Year three, originated, two years before current fiscal year | 521,726 | 396,458 | ||
| Year four, originated, three years before current fiscal year | 354,680 | 414,546 | ||
| Year five, originated, four years before current fiscal year | 357,104 | 379,637 | ||
| Prior | 1,020,802 | 858,744 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 578,575 | 506,394 | ||
| Total Loans | 3,750,384 | 3,842,894 | ||
| Commercial mortgages | Commercial mortgages | Special mention | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 2,927 | 15,606 | ||
| Year two, originated, fiscal year before current fiscal year | 734 | 3,389 | ||
| Year three, originated, two years before current fiscal year | 1,592 | 0 | ||
| Year four, originated, three years before current fiscal year | 0 | 1,962 | ||
| Year five, originated, four years before current fiscal year | 1,202 | 2,356 | ||
| Prior | 24,450 | 2,136 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 90 | 36,738 | ||
| Total Loans | 30,995 | 62,187 | ||
| Commercial mortgages | Commercial mortgages | Substandard or Lower | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 33,835 | 43,572 | ||
| Year two, originated, fiscal year before current fiscal year | 8,515 | 23,996 | ||
| Year three, originated, two years before current fiscal year | 2,557 | 16,328 | ||
| Year four, originated, three years before current fiscal year | 15,439 | 2,077 | ||
| Year five, originated, four years before current fiscal year | 4,480 | 20,880 | ||
| Prior | 36,678 | 18,165 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 33,276 | 528 | ||
| Total Loans | 134,780 | 125,546 | ||
| Commercial mortgages | Construction | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 455,777 | 338,122 | ||
| Year two, originated, fiscal year before current fiscal year | 314,137 | 277,130 | ||
| Year three, originated, two years before current fiscal year | 172,820 | 182,296 | ||
| Year four, originated, three years before current fiscal year | 6,328 | 3,903 | ||
| Year five, originated, four years before current fiscal year | 3,441 | 87 | ||
| Prior | 7,665 | 3,319 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 63,743 | 27,236 | ||
| Total Loans | 1,023,911 | 832,093 | 1,035,530 | |
| Year one, current fiscal year charge offs | 0 | 0 | ||
| Year two, current fiscal year charge offs | 0 | 0 | ||
| Year three, current fiscal year charge offs | 4,900 | 0 | ||
| Year four, current fiscal year charge offs | 0 | 0 | ||
| Year five, current fiscal year charge offs | 0 | 0 | ||
| Prior to year 5, charge offs | 0 | 0 | ||
| Revolving loans amortized cost basis charge offs | 0 | 0 | ||
| Revolving loans converted to term gross charge offs | 0 | 0 | ||
| Total charge offs | 4,900 | 0 | 794 | |
| Commercial mortgages | Construction | Pass | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 444,484 | 318,363 | ||
| Year two, originated, fiscal year before current fiscal year | 308,702 | 277,130 | ||
| Year three, originated, two years before current fiscal year | 155,421 | 161,517 | ||
| Year four, originated, three years before current fiscal year | 6,328 | 3,112 | ||
| Year five, originated, four years before current fiscal year | 3,441 | 87 | ||
| Prior | 7,665 | 3,319 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 62,445 | 22,416 | ||
| Total Loans | 988,486 | 785,944 | ||
| Commercial mortgages | Construction | Special mention | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 0 | 0 | ||
| Year two, originated, fiscal year before current fiscal year | 0 | 0 | ||
| Year three, originated, two years before current fiscal year | 0 | 0 | ||
| Year four, originated, three years before current fiscal year | 0 | 0 | ||
| Year five, originated, four years before current fiscal year | 0 | 0 | ||
| Prior | 0 | 0 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 0 | 0 | ||
| Total Loans | 0 | 0 | ||
| Commercial mortgages | Construction | Substandard or Lower | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 11,293 | 19,759 | ||
| Year two, originated, fiscal year before current fiscal year | 5,435 | 0 | ||
| Year three, originated, two years before current fiscal year | 17,399 | 20,779 | ||
| Year four, originated, three years before current fiscal year | 0 | 791 | ||
| Year five, originated, four years before current fiscal year | 0 | 0 | ||
| Prior | 0 | 0 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 1,298 | 4,820 | ||
| Total Loans | 35,425 | 46,149 | ||
| Commercial mortgages | Commercial small business leases | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 188,345 | 247,583 | ||
| Year two, originated, fiscal year before current fiscal year | 182,471 | 189,509 | ||
| Year three, originated, two years before current fiscal year | 123,065 | 121,990 | ||
| Year four, originated, three years before current fiscal year | 68,356 | 56,998 | ||
| Year five, originated, four years before current fiscal year | 21,001 | 14,569 | ||
| Prior | 20,083 | 16,867 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 0 | 0 | ||
| Total Loans | 603,321 | 647,516 | 623,622 | |
| Year one, current fiscal year charge offs | 460 | 1,018 | ||
| Year two, current fiscal year charge offs | 2,887 | 5,442 | ||
| Year three, current fiscal year charge offs | 5,359 | 8,216 | ||
| Year four, current fiscal year charge offs | 3,938 | 3,645 | ||
| Year five, current fiscal year charge offs | 1,489 | 1,235 | ||
| Prior to year 5, charge offs | 253 | 477 | ||
| Revolving loans amortized cost basis charge offs | 0 | 0 | ||
| Revolving loans converted to term gross charge offs | 0 | 0 | ||
| Total charge offs | 14,386 | 20,033 | 15,641 | |
| Commercial mortgages | Commercial small business leases | Performing | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 188,345 | 247,583 | ||
| Year two, originated, fiscal year before current fiscal year | 182,471 | 189,509 | ||
| Year three, originated, two years before current fiscal year | 123,065 | 121,990 | ||
| Year four, originated, three years before current fiscal year | 68,356 | 56,998 | ||
| Year five, originated, four years before current fiscal year | 21,001 | 14,569 | ||
| Prior | 20,083 | 16,867 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 0 | 0 | ||
| Total Loans | 603,321 | 647,516 | ||
| Commercial mortgages | Commercial small business leases | Nonperforming | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 0 | 0 | ||
| Year two, originated, fiscal year before current fiscal year | 0 | 0 | ||
| Year three, originated, two years before current fiscal year | 0 | 0 | ||
| Year four, originated, three years before current fiscal year | 0 | 0 | ||
| Year five, originated, four years before current fiscal year | 0 | 0 | ||
| Prior | 0 | 0 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 0 | 0 | ||
| Total Loans | 0 | 0 | ||
| Residential | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 231,358 | 170,647 | ||
| Year two, originated, fiscal year before current fiscal year | 154,565 | 177,043 | ||
| Year three, originated, two years before current fiscal year | 144,773 | 63,193 | ||
| Year four, originated, three years before current fiscal year | 59,915 | 96,042 | ||
| Year five, originated, four years before current fiscal year | 87,689 | 50,977 | ||
| Prior | 407,802 | 403,524 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 0 | 0 | ||
| Total Loans | 1,086,102 | 961,426 | 867,895 | |
| Year one, current fiscal year charge offs | 0 | 0 | ||
| Year two, current fiscal year charge offs | 0 | 0 | ||
| Year three, current fiscal year charge offs | 0 | 0 | ||
| Year four, current fiscal year charge offs | 0 | 0 | ||
| Year five, current fiscal year charge offs | 0 | 0 | ||
| Prior to year 5, charge offs | 0 | 125 | ||
| Revolving loans amortized cost basis charge offs | 0 | 0 | ||
| Revolving loans converted to term gross charge offs | 0 | 0 | ||
| Total charge offs | 0 | 125 | 41 | |
| Residential | Performing | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 231,358 | 170,647 | ||
| Year two, originated, fiscal year before current fiscal year | 154,565 | 176,923 | ||
| Year three, originated, two years before current fiscal year | 144,660 | 62,833 | ||
| Year four, originated, three years before current fiscal year | 59,915 | 92,574 | ||
| Year five, originated, four years before current fiscal year | 84,198 | 49,994 | ||
| Prior | 403,653 | 399,981 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 0 | 0 | ||
| Total Loans | 1,078,349 | 952,952 | ||
| Residential | Nonperforming | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 0 | 0 | ||
| Year two, originated, fiscal year before current fiscal year | 0 | 120 | ||
| Year three, originated, two years before current fiscal year | 113 | 360 | ||
| Year four, originated, three years before current fiscal year | 0 | 3,468 | ||
| Year five, originated, four years before current fiscal year | 3,491 | 983 | ||
| Prior | 4,149 | 3,543 | ||
| Revolving loans amortized cost basis | 0 | 0 | ||
| Revolving loans converted to term | 0 | 0 | ||
| Total Loans | 7,753 | 8,474 | ||
| Consumer | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 46,648 | 282,465 | ||
| Year two, originated, fiscal year before current fiscal year | 214,198 | 350,854 | ||
| Year three, originated, two years before current fiscal year | 230,511 | 446,797 | ||
| Year four, originated, three years before current fiscal year | 322,219 | 117,155 | ||
| Year five, originated, four years before current fiscal year | 86,583 | 85,825 | ||
| Prior | 262,658 | 229,340 | ||
| Revolving loans amortized cost basis | 719,986 | 566,536 | ||
| Revolving loans converted to term | 11,657 | 7,421 | ||
| Total Loans | 1,894,460 | 2,086,393 | 2,012,134 | |
| Year one, current fiscal year charge offs | 9,506 | 1,282 | ||
| Year two, current fiscal year charge offs | 709 | 3,942 | ||
| Year three, current fiscal year charge offs | 1,956 | 13,955 | ||
| Year four, current fiscal year charge offs | 4,097 | 2,837 | ||
| Year five, current fiscal year charge offs | 1,256 | 863 | ||
| Prior to year 5, charge offs | 1,339 | 670 | ||
| Revolving loans amortized cost basis charge offs | 0 | 0 | ||
| Revolving loans converted to term gross charge offs | 0 | 0 | ||
| Total charge offs | 18,863 | 23,549 | $ 22,394 | |
| Consumer | Performing | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 46,648 | 282,465 | ||
| Year two, originated, fiscal year before current fiscal year | 214,198 | 350,605 | ||
| Year three, originated, two years before current fiscal year | 230,309 | 446,701 | ||
| Year four, originated, three years before current fiscal year | 321,908 | 116,890 | ||
| Year five, originated, four years before current fiscal year | 86,583 | 85,633 | ||
| Prior | 262,586 | 229,340 | ||
| Revolving loans amortized cost basis | 717,385 | 564,839 | ||
| Revolving loans converted to term | 11,421 | 7,124 | ||
| Total Loans | 1,891,038 | 2,083,597 | ||
| Consumer | Nonperforming | ||||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||||
| Year one, originated, current fiscal year | 0 | 0 | ||
| Year two, originated, fiscal year before current fiscal year | 0 | 249 | ||
| Year three, originated, two years before current fiscal year | 202 | 96 | ||
| Year four, originated, three years before current fiscal year | 311 | 265 | ||
| Year five, originated, four years before current fiscal year | 0 | 192 | ||
| Prior | 72 | 0 | ||
| Revolving loans amortized cost basis | 2,601 | 1,697 | ||
| Revolving loans converted to term | 236 | 297 | ||
| Total Loans | $ 3,422 | $ 2,796 | ||
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Troubled Loans Disaggregated by Portfolio Segment (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 144,267 | $ 151,288 | $ 95,180 |
| % of Total Loan Category | 1.09% | 1.15% | 0.75% |
| Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 119,383 | $ 90,245 | $ 71,329 |
| Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 120 | 0 |
| More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 4,590 | 18,527 | 12,676 |
| Combination- Term Extension and Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 10,717 | 22,964 | 10,660 |
| Combination- Term Extension and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 9,577 | 27 | 321 |
| Combination- Payment Delay and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 19,405 | 194 |
| Commercial mortgages | Commercial and industrial | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 38,104 | $ 97,284 | $ 60,241 |
| % of Total Loan Category | 1.36% | 3.66% | 1.90% |
| Commercial mortgages | Commercial and industrial | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 34,500 | $ 62,314 | $ 44,123 |
| Commercial mortgages | Commercial and industrial | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Commercial and industrial | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 2,548 | 15,682 | 10,523 |
| Commercial mortgages | Commercial and industrial | Combination- Term Extension and Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 1,056 | 19,261 | 5,568 |
| Commercial mortgages | Commercial and industrial | Combination- Term Extension and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 27 | 27 |
| Commercial mortgages | Commercial and industrial | Combination- Payment Delay and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Owner-occupied commercial | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 7,999 | $ 3,606 | $ 204 |
| % of Total Loan Category | 0.41% | 0.18% | 0.01% |
| Commercial mortgages | Owner-occupied commercial | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 4,244 | $ 3,606 | $ 66 |
| Commercial mortgages | Owner-occupied commercial | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Owner-occupied commercial | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 739 | 0 | 0 |
| Commercial mortgages | Owner-occupied commercial | Combination- Term Extension and Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 3,016 | 0 | 0 |
| Commercial mortgages | Owner-occupied commercial | Combination- Term Extension and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 138 |
| Commercial mortgages | Owner-occupied commercial | Combination- Payment Delay and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Commercial mortgages | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 63,357 | $ 22,421 | $ 9,386 |
| % of Total Loan Category | 1.62% | 0.56% | 0.25% |
| Commercial mortgages | Commercial mortgages | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 56,787 | $ 22,421 | $ 9,386 |
| Commercial mortgages | Commercial mortgages | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Commercial mortgages | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Commercial mortgages | Combination- Term Extension and Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 6,570 | 0 | 0 |
| Commercial mortgages | Commercial mortgages | Combination- Term Extension and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Commercial mortgages | Combination- Payment Delay and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Construction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 33,153 | $ 20,593 | $ 15,411 |
| % of Total Loan Category | 3.24% | 2.47% | 1.49% |
| Commercial mortgages | Construction | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 23,576 | $ 1,188 | $ 15,411 |
| Commercial mortgages | Construction | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Construction | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Construction | Combination- Term Extension and Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Construction | Combination- Term Extension and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 9,577 | 0 | 0 |
| Commercial mortgages | Construction | Combination- Payment Delay and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 19,405 | 0 |
| Residential | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 226 | $ 144 | $ 777 |
| % of Total Loan Category | 0.02% | 0.01% | 0.09% |
| Residential | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 0 | $ 0 | $ 561 |
| Residential | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 120 | 0 |
| Residential | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 226 | 24 | 216 |
| Residential | Combination- Term Extension and Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Residential | Combination- Term Extension and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Residential | Combination- Payment Delay and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Consumer | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 1,428 | $ 7,240 | $ 9,161 |
| % of Total Loan Category | 0.08% | 0.35% | 0.46% |
| Consumer | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 276 | $ 716 | $ 1,782 |
| Consumer | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Consumer | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 1,077 | 2,821 | 1,937 |
| Consumer | Combination- Term Extension and Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 75 | 3,703 | 5,092 |
| Consumer | Combination- Term Extension and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 156 |
| Consumer | Combination- Payment Delay and Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 0 | $ 0 | $ 194 |
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Financial Effect of the Modifications (Details) |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Commercial mortgages | Commercial and industrial | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Term Extension | 1 year 1 month 6 days | 11 months 1 day | 1 year 4 months 2 days |
| Commercial mortgages | Commercial and industrial | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Interest Rate Reduction | 0.00% | 6.11% | 4.00% |
| Commercial mortgages | Commercial and industrial | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| More-Than-Insignificant Payment Delay | 0.03% | 0.26% | 0.13% |
| Commercial mortgages | Owner-occupied commercial | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Term Extension | 9 months 7 days | 10 months 24 days | 11 months 12 days |
| Commercial mortgages | Owner-occupied commercial | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Interest Rate Reduction | 0.00% | 0.00% | 2.59% |
| Commercial mortgages | Owner-occupied commercial | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| More-Than-Insignificant Payment Delay | 0.03% | 0.00% | 0.00% |
| Commercial mortgages | Commercial mortgages | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Term Extension | 11 months 1 day | 5 months 23 days | 1 year 3 months 29 days |
| Commercial mortgages | Commercial mortgages | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Interest Rate Reduction | 0.00% | 0.00% | 0.00% |
| Commercial mortgages | Commercial mortgages | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| More-Than-Insignificant Payment Delay | 0.05% | 0.00% | 0.00% |
| Commercial mortgages | Construction | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Term Extension | 10 months 20 days | 1 year | 1 year |
| Commercial mortgages | Construction | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Interest Rate Reduction | 1.38% | 0.52% | 0.00% |
| Commercial mortgages | Construction | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| More-Than-Insignificant Payment Delay | 0.00% | 0.15% | 0.00% |
| Residential | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Term Extension | 20 years 2 months 4 days | ||
| Residential | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Interest Rate Reduction | 0.00% | 4.25% | 0.00% |
| Residential | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| More-Than-Insignificant Payment Delay | 0.00% | 0.00% | 0.00% |
| Consumer | Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Term Extension | 3 years 5 months 8 days | 5 months 26 days | 3 years 29 days |
| Consumer | Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Interest Rate Reduction | 0.00% | 0.00% | 2.65% |
| Consumer | More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| More-Than-Insignificant Payment Delay | 0.01% | 0.05% | 0.06% |
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Amortized Cost of Loans Received Term Extension Modification (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Total | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 7,807 | $ 240 | $ 5,666 |
| Total | Commercial and industrial | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 272 | 5,568 | |
| Total | Commercial mortgages | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 2,100 | ||
| Total | Construction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 5,435 | ||
| Total | Residential | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 144 | ||
| Total | Consumer | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 96 | 98 | |
| Interest Rate Reduction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 120 | ||
| Interest Rate Reduction | Residential | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 120 | ||
| Interest Rate Reduction | Consumer | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | ||
| More-Than-Insignificant Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 120 | 98 | |
| More-Than-Insignificant Payment Delay | Commercial and industrial | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | ||
| More-Than-Insignificant Payment Delay | Residential | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 24 | ||
| More-Than-Insignificant Payment Delay | Consumer | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 96 | 98 | |
| Combination Term Extension & Payment Delay | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 272 | 5,568 | |
| Combination Term Extension & Payment Delay | Commercial and industrial | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 272 | 5,568 | |
| Combination Term Extension & Payment Delay | Commercial mortgages | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | ||
| Combination Term Extension & Payment Delay | Construction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | ||
| Combination Term Extension & Payment Delay | Consumer | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 0 | ||
| Term Extension | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 7,535 | ||
| Term Extension | Commercial and industrial | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | ||
| Term Extension | Commercial mortgages | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 2,100 | ||
| Term Extension | Construction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 5,435 | ||
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Performance of Loans (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|---|---|---|---|
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 144,267 | $ 151,288 | $ 95,180 |
| 30-89 Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 21,846 | 780 | 1,042 |
| 90+ Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 10,414 | 546 | 498 |
| Accruing Current Balances | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 71,468 | 94,887 | 86,932 |
| Nonaccrual Loans | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 40,539 | 55,075 | 6,708 |
| Commercial mortgages | Commercial and industrial | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 38,104 | 97,284 | 60,241 |
| Commercial mortgages | Commercial and industrial | 30-89 Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 21 |
| Commercial mortgages | Commercial and industrial | 90+ Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 881 | 0 | 293 |
| Commercial mortgages | Commercial and industrial | Accruing Current Balances | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 22,899 | 42,552 | 53,989 |
| Commercial mortgages | Commercial and industrial | Nonaccrual Loans | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 14,324 | 54,732 | 5,938 |
| Commercial mortgages | Owner-occupied commercial | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 7,999 | 3,606 | 204 |
| Commercial mortgages | Owner-occupied commercial | 30-89 Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 62 | 0 | 0 |
| Commercial mortgages | Owner-occupied commercial | 90+ Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Owner-occupied commercial | Accruing Current Balances | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 5,769 | 3,606 | 0 |
| Commercial mortgages | Owner-occupied commercial | Nonaccrual Loans | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 2,168 | 0 | 204 |
| Commercial mortgages | Commercial mortgages | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 63,357 | 22,421 | 9,386 |
| Commercial mortgages | Commercial mortgages | 30-89 Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 20,024 | 0 | 0 |
| Commercial mortgages | Commercial mortgages | 90+ Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 9,533 | 0 | 0 |
| Commercial mortgages | Commercial mortgages | Accruing Current Balances | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 31,700 | 22,421 | 9,386 |
| Commercial mortgages | Commercial mortgages | Nonaccrual Loans | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 2,100 | 0 | 0 |
| Commercial mortgages | Construction | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 33,153 | 20,593 | 15,411 |
| Commercial mortgages | Construction | 30-89 Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 1,716 | 0 | 0 |
| Commercial mortgages | Construction | 90+ Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Commercial mortgages | Construction | Accruing Current Balances | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 9,577 | 20,593 | 15,411 |
| Commercial mortgages | Construction | Nonaccrual Loans | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 21,860 | 0 | 0 |
| Residential | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 226 | 144 | 777 |
| Residential | 30-89 Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Residential | 90+ Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 0 | 0 |
| Residential | Accruing Current Balances | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 226 | 0 | 607 |
| Residential | Nonaccrual Loans | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 144 | 170 |
| Consumer | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 1,428 | 7,240 | 9,161 |
| Consumer | 30-89 Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 44 | 780 | 1,021 |
| Consumer | 90+ Days Past Due and Still Accruing | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 0 | 546 | 205 |
| Consumer | Accruing Current Balances | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | 1,297 | 5,715 | 7,539 |
| Consumer | Nonaccrual Loans | |||
| Financing Receivable, Modifications [Line Items] | |||
| Total | $ 87 | $ 199 | $ 396 |
PREMISES AND EQUIPMENT - Components of Premises and Equipment (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Property, Plant and Equipment [Line Items] | ||
| Gross premises and equipment | $ 194,282 | $ 200,872 |
| Less: Accumulated depreciation | 113,962 | 114,844 |
| Net premises and equipment | 80,320 | 86,028 |
| Land | ||
| Property, Plant and Equipment [Line Items] | ||
| Gross premises and equipment | 23,685 | 23,685 |
| Buildings | ||
| Property, Plant and Equipment [Line Items] | ||
| Gross premises and equipment | 36,421 | 36,508 |
| Leasehold improvements | ||
| Property, Plant and Equipment [Line Items] | ||
| Gross premises and equipment | 75,398 | 76,685 |
| Furniture and equipment | ||
| Property, Plant and Equipment [Line Items] | ||
| Gross premises and equipment | $ 58,778 | $ 63,994 |
PREMISES AND EQUIPMENT - Narrative (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Property, Plant and Equipment [Line Items] | |||
| Depreciation expense of premises and equipment | $ 12,085 | $ 13,875 | $ 17,508 |
| Land, Buildings, Leasehold Improvements, Furniture and Equipment | |||
| Property, Plant and Equipment [Line Items] | |||
| Depreciation expense of premises and equipment | $ 11,700 | $ 13,400 | $ 17,900 |
LEASES - Narrative (Details) - USD ($) $ in Millions |
Sep. 30, 2026 |
Mar. 31, 2026 |
Dec. 31, 2025 |
|---|---|---|---|
| Lessee, Lease, Description [Line Items] | |||
| Lease payments | $ 27.2 | ||
| Forecast | |||
| Lessee, Lease, Description [Line Items] | |||
| Initial lease term ( in years) | 10 years | 13 years | |
| Minimum | |||
| Lessee, Lease, Description [Line Items] | |||
| Lease term (in years) | 1 year | ||
| Maximum | |||
| Lessee, Lease, Description [Line Items] | |||
| Lease term (in years) | 19 years |
LEASES - Lease Costs (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Leases [Abstract] | |||
| Operating lease cost | $ 16,184 | $ 16,830 | $ 18,972 |
| Sublease income | (104) | (117) | (161) |
| Net lease cost | $ 16,080 | $ 16,713 | $ 18,811 |
LEASES - Balance Sheet Information (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Leases [Abstract] | ||
| Right-of-use assets | $ 102,891 | $ 131,126 |
| Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List] | Other assets, net of allowance for credit losses of $2,848 at December 31, 2025 and $– at December 31, 2024 | Other assets, net of allowance for credit losses of $2,848 at December 31, 2025 and $– at December 31, 2024 |
| Lease liabilities | $ 125,288 | $ 152,364 |
| Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration] | Other liabilities | Other liabilities |
| Weighted average remaining lease term (in years) | 11 years 4 months 6 days | 12 years 7 months 13 days |
| Weighted average discount rate | 5.26% | 5.28% |
LEASES - Lessee Operating Lease Maturities (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Leases [Abstract] | ||
| 2026 | $ 17,255 | |
| 2027 | 15,241 | |
| 2028 | 15,042 | |
| 2029 | 14,554 | |
| 2030 | 14,107 | |
| After 2030 | 91,746 | |
| Total lease payments | 167,945 | |
| Less: Interest | (42,657) | |
| Present value of lease liabilities | $ 125,288 | $ 152,364 |
LEASES - Supplemental Cash Flow Information (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Cash paid for amounts included in the measurement of lease liabilities: | |||
| Operating cash flows from operating leases | $ 19,255 | $ 19,488 | $ 19,104 |
LEASES - Direct Financing Leases (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Leases [Abstract] | |||
| Interest income on lease receivable | $ 63,636 | $ 62,881 | $ 53,572 |
| Amortization of deferred fees and costs | (9,100) | (7,977) | (6,301) |
| Total direct financing lease income | $ 54,536 | $ 54,904 | $ 47,271 |
| Direct Financing Lease, Lease Income, Statement of Income or Comprehensive Income [Extensible Enumeration] | Interest and fees on loans and leases | Interest and fees on loans and leases | Interest and fees on loans and leases |
| Leasing receivables | |||
| Lease receivables | $ 695,125 | $ 749,968 | |
| Unearned income | (109,667) | (122,846) | |
| Deferred fees and costs | 17,863 | 20,394 | |
| Net investment in direct financing leases | $ 603,321 | $ 647,516 | |
LEASES - Minimum Future Lease Payments to be Received (Details) $ in Thousands |
Dec. 31, 2025
USD ($)
|
|---|---|
| Leases [Abstract] | |
| 2026 | $ 243,143,000 |
| 2027 | 191,989,000 |
| 2028 | 135,782,000 |
| 2029 | 81,377,000 |
| 2030 | 35,068,000 |
| After 2030 | 7,766,000 |
| Total lease payments | $ 695,125,000 |
GOODWILL AND INTANGIBLE ASSETS - Narrative (Details) - USD ($) |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Finite-Lived Intangible Assets [Line Items] | |||
| Impairment losses related to goodwill | $ 0 | ||
| Amortization expense on other intangible assets | 15,285,000 | $ 15,680,000 | $ 15,527,000 |
| First Mortgage | |||
| Finite-Lived Intangible Assets [Line Items] | |||
| Value of servicing rights | 1,100,000 | 1,300,000 | |
| SBA Loans | |||
| Finite-Lived Intangible Assets [Line Items] | |||
| Value of servicing rights | 3,400,000 | 4,000,000.0 | |
| Other Intangible Assets | |||
| Finite-Lived Intangible Assets [Line Items] | |||
| Amortization expense on other intangible assets | 15,300,000 | 15,700,000 | $ 15,500,000 |
| Impairment of other intangible assets | 0 | 0 | |
| Loan Servicing Rights | |||
| Finite-Lived Intangible Assets [Line Items] | |||
| Impairment losses | $ 300,000 | $ (600,000) | |
GOODWILL AND INTANGIBLE ASSETS - Allocation of Goodwill to Our Reportable Operating Segments for Purposes of Goodwill Impairment Testing (Details) - USD ($) $ in Thousands |
12 Months Ended | |
|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
|
| Goodwill [Roll Forward] | ||
| Goodwill, beginning balance | $ 885,898 | $ 885,898 |
| Goodwill adjustments | 0 | |
| Goodwill adjustments | (674) | |
| Goodwill, ending balance | 885,224 | 885,898 |
| WSFS Bank | ||
| Goodwill [Roll Forward] | ||
| Goodwill, beginning balance | 753,586 | 753,586 |
| Goodwill adjustments | 0 | |
| Goodwill adjustments | 0 | |
| Goodwill, ending balance | 753,586 | 753,586 |
| Wealth Management | ||
| Goodwill [Roll Forward] | ||
| Goodwill, beginning balance | 132,312 | 132,312 |
| Goodwill adjustments | 0 | |
| Goodwill adjustments | (674) | |
| Goodwill, ending balance | $ 131,638 | $ 132,312 |
GOODWILL AND INTANGIBLE ASSETS - Intangible Assets (Details) - USD ($) $ in Thousands |
12 Months Ended | |
|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
|
| Finite-Lived Intangible Assets [Line Items] | ||
| Gross Intangible Assets | $ 192,751 | |
| Accumulated Amortization | $ (99,529) | (90,488) |
| Net Intangible Assets | 81,779 | 102,263 |
| Indefinite-Lived Intangible Assets [Line Items] | ||
| Gross Intangible Assets | 184,208 | |
| Accumulated Amortization | (99,529) | (90,488) |
| Net Intangible Assets | 84,679 | |
| Trade Names | ||
| Indefinite-Lived Intangible Assets [Line Items] | ||
| Indefinite-lived trademark | 2,900 | 2,900 |
| Core deposits | ||
| Finite-Lived Intangible Assets [Line Items] | ||
| Gross Intangible Assets | 101,511 | 104,751 |
| Accumulated Amortization | (67,845) | (60,999) |
| Net Intangible Assets | $ 33,666 | $ 43,752 |
| Amortization Period | 10 years | 10 years |
| Indefinite-Lived Intangible Assets [Line Items] | ||
| Accumulated Amortization | $ (67,845) | $ (60,999) |
| Client relationships | ||
| Finite-Lived Intangible Assets [Line Items] | ||
| Gross Intangible Assets | 68,270 | 73,880 |
| Accumulated Amortization | (24,620) | (23,588) |
| Net Intangible Assets | 43,650 | 50,292 |
| Indefinite-Lived Intangible Assets [Line Items] | ||
| Accumulated Amortization | $ (24,620) | $ (23,588) |
| Client relationships | Minimum | ||
| Finite-Lived Intangible Assets [Line Items] | ||
| Amortization Period | 7 years | 7 years |
| Client relationships | Maximum | ||
| Finite-Lived Intangible Assets [Line Items] | ||
| Amortization Period | 15 years | 15 years |
| Loan servicing rights | ||
| Finite-Lived Intangible Assets [Line Items] | ||
| Gross Intangible Assets | $ 11,527 | $ 11,220 |
| Accumulated Amortization | (7,064) | (5,901) |
| Net Intangible Assets | 4,463 | 5,319 |
| Impairment loss | $ (400) | $ (100) |
| Impairment, Intangible Asset, Finite-Lived, Statement of Income or Comprehensive Income [Extensible Enumeration] | Noninterest expenses | Noninterest expenses |
| Indefinite-Lived Intangible Assets [Line Items] | ||
| Accumulated Amortization | $ (7,064) | $ (5,901) |
| Loan servicing rights | Minimum | ||
| Finite-Lived Intangible Assets [Line Items] | ||
| Amortization Period | 10 years | 10 years |
| Loan servicing rights | Maximum | ||
| Finite-Lived Intangible Assets [Line Items] | ||
| Amortization Period | 25 years | 25 years |
GOODWILL AND INTANGIBLE ASSETS - Estimated Amortization Expense of Intangibles (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Goodwill and Intangible Assets Disclosure [Abstract] | ||
| 2026 | $ 15,628 | |
| 2027 | 15,103 | |
| 2028 | 14,418 | |
| 2029 | 7,173 | |
| 2030 | 5,624 | |
| Thereafter | 23,833 | |
| Net Intangible Assets | $ 81,779 | $ 102,263 |
DEPOSITS - Deposits by Category (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Noninterest-bearing: | ||
| Noninterest-bearing demand | $ 5,576,598 | $ 4,987,753 |
| Total noninterest-bearing | 5,576,598 | 4,987,753 |
| Interest-bearing: | ||
| Interest-bearing demand | 2,884,356 | 2,973,431 |
| Savings | 1,409,940 | 1,466,289 |
| Money market | 5,761,965 | 5,471,611 |
| Client time deposits | 2,009,629 | 2,130,724 |
| Total interest-bearing | 12,065,890 | 12,042,055 |
| Total deposits | $ 17,642,488 | $ 17,029,808 |
DEPOSITS - Remaining Time to Maturity for Time Deposits (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Certificates of deposit (not jumbo): | ||
| Less than one year | $ 1,488,583 | $ 1,568,970 |
| One year to two years | 70,245 | 87,276 |
| Two years to three years | 12,046 | 11,734 |
| Three years to four years | 5,805 | 9,894 |
| Over four years | 4,733 | 6,410 |
| Total certificates of deposit (not jumbo) | 1,581,412 | 1,684,284 |
| Jumbo certificates of deposit | ||
| Less than one year | 415,658 | 427,841 |
| One year to two years | 12,031 | 17,373 |
| Two years to three years | 254 | 684 |
| Three years to four years | 274 | 0 |
| Over four years | 0 | 542 |
| Total jumbo certificates of deposit | 428,217 | 446,440 |
| Total certificates of deposit | 2,009,629 | $ 2,130,724 |
| Jumbo certificates of deposit from individuals, businesses and municipalities | $ 250 |
DEPOSITS - Interest Expense (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract] | |||
| Interest-bearing demand | $ 29,713 | $ 33,007 | $ 26,671 |
| Money market | 163,402 | 183,306 | 122,168 |
| Savings | 6,580 | 7,314 | 5,733 |
| Time deposits | 78,562 | 84,871 | 45,184 |
| Total client interest expense | 278,257 | 308,498 | 199,756 |
| Brokered deposits | 3 | 178 | 10,064 |
| Total interest expense on deposits | $ 278,260 | $ 308,676 | $ 209,820 |
BORROWED FUNDS - Borrowed Funds by Type (Details) - USD ($) $ in Thousands |
12 Months Ended | |
|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
|
| Federal funds purchased | ||
| Debt Instrument [Line Items] | ||
| Balance at End of Period | $ 0 | $ 0 |
| Weighted Average Interest Rate | 0.00% | 0.00% |
| Maximum Outstanding at Month End During the Period | $ 0 | $ 170,000 |
| Average Amount Outstanding During the Year | $ 55 | $ 6,735 |
| Weighted Average Interest Rate During the Year | 3.64% | 5.09% |
| FHLB advances | ||
| Debt Instrument [Line Items] | ||
| Balance at End of Period | $ 0 | $ 51,040 |
| Weighted Average Interest Rate | 0.00% | 4.33% |
| Maximum Outstanding at Month End During the Period | $ 301,040 | $ 172,306 |
| Average Amount Outstanding During the Year | $ 76,186 | $ 56,855 |
| Weighted Average Interest Rate During the Year | 4.53% | 5.22% |
| Trust preferred borrowings | ||
| Debt Instrument [Line Items] | ||
| Balance at End of Period | $ 91,047 | $ 90,834 |
| Weighted Average Interest Rate | 5.90% | 6.59% |
| Maximum Outstanding at Month End During the Period | $ 91,047 | $ 90,834 |
| Average Amount Outstanding During the Year | $ 90,928 | $ 90,730 |
| Weighted Average Interest Rate During the Year | 6.65% | 7.62% |
| Senior and subordinated debt | ||
| Debt Instrument [Line Items] | ||
| Balance at End of Period | $ 196,891 | $ 218,631 |
| Weighted Average Interest Rate | 5.38% | 4.01% |
| Maximum Outstanding at Month End During the Period | $ 218,669 | $ 218,631 |
| Average Amount Outstanding During the Year | $ 165,885 | $ 218,507 |
| Weighted Average Interest Rate During the Year | 3.48% | 4.43% |
| Other borrowed funds | ||
| Debt Instrument [Line Items] | ||
| Balance at End of Period | $ 14,744 | $ 23,102 |
| Weighted Average Interest Rate | 0.30% | 0.30% |
| Maximum Outstanding at Month End During the Period | $ 31,967 | $ 825,152 |
| Average Amount Outstanding During the Year | $ 22,020 | $ 639,186 |
| Weighted Average Interest Rate During the Year | 0.30% | 4.62% |
BORROWED FUNDS - Narrative (Details) - USD ($) |
12 Months Ended | |||||
|---|---|---|---|---|---|---|
Dec. 11, 2025 |
Jan. 01, 2022 |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2005 |
Dec. 03, 2020 |
|
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Stock in Federal Home Loan Bank of Pittsburgh, at cost | $ 10,194,000 | $ 11,805,000 | ||||
| Securities sold under agreements to repurchase | 0 | 0 | ||||
| Collateralized borrowings | 14,700,000 | 23,100,000 | ||||
| Other borrowed funds | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Outstanding borrowings | 14,744,000 | 23,102,000 | ||||
| Federal Reserve Bank of Philadelphia | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Loans and securities pledged as collateral | 2,300,000,000 | 2,500,000,000 | ||||
| Federal Reserve Bank of Philadelphia | Other borrowed funds | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Outstanding borrowings | $ 0 | |||||
| SOFR | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Variable interest rate (as a percent) | 2.41% | |||||
| WSFS Capital Trust III | Trust Preferred Borrowings | LIBOR | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Variable interest rate (as a percent) | 1.77% | |||||
| Trusts | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Trust common securities owned | $ 800,000 | |||||
| Aggregate principal amount of Pooled Floating Rate Securities | 12,500,000 | |||||
| Floating rate common securities issued | 400,000 | |||||
| FHLB Advances | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Stock in Federal Home Loan Bank of Pittsburgh, at cost | $ 10,200,000 | 11,800,000 | ||||
| Dividends from the FHLB | $ 1,800,000 | $ 1,500,000 | ||||
| Junior Subordinated Debt | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Interest rate on unsecured debt (as a percent) | 6.13% | |||||
| Junior Subordinated Debt | SOFR | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Variable interest rate (as a percent) | 2.41% | |||||
| Junior Subordinated Debt | Trusts | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Trust capital securities issued | 12,000,000.0 | |||||
| Trust capital securities issued net | 24,000,000.0 | |||||
| Senior Notes 2030 | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Interest rate on unsecured debt (as a percent) | 2.75% | |||||
| Debt instrument, face amount | $ 150,000,000.0 | |||||
| Senior Notes 2027 | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Debt instrument, face amount | $ 70,000,000.0 | |||||
| Senior Notes 2027 | SOFR | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Variable interest rate (as a percent) | 2.31% | |||||
| Senior Notes 2035 | ||||||
| Repurchase Agreement Counterparty [Line Items] | ||||||
| Variable interest rate (as a percent) | 1.89% | |||||
| Interest rate on unsecured debt (as a percent) | 5.375% | |||||
| Debt instrument, face amount | $ 200,000,000.0 | |||||
| Redemption price (as a percent) | 100.00% | |||||
| Debt issuance costs, gross | $ 196,900,000 | |||||
STOCKHOLDERS' EQUITY AND REGULATORY CAPITAL - Narrative (Details) $ / shares in Units, $ in Millions |
12 Months Ended | ||||
|---|---|---|---|---|---|
|
Jan. 01, 2022
USD ($)
|
Dec. 31, 2025
USD ($)
$ / shares
shares
|
Dec. 31, 2024
$ / shares
shares
|
Dec. 31, 2023
shares
|
Dec. 31, 2005
USD ($)
|
|
| Capital Unit [Line Items] | |||||
| Ratio of common equity Tier 1 capital to risk-weighted assets percent | 4.50% | 4.50% | |||
| Ratio of Tier 1 capital to risk-weighted assets percent | 0.1392 | 0.1381 | |||
| Ratio of total capital to risk-weighted assets percent | 0.1567 | 0.1577 | |||
| Tier 1 leverage ratio percent | 0.1059 | 0.1096 | |||
| Common stock outstanding, par value (in dollars per share) | $ / shares | $ 0.01 | $ 0.01 | |||
| Coupon rate (as a percent) | 5.82% | ||||
| Cash that remains at the holding company | $ 254.5 | ||||
| Additional Stock Buyback Program | |||||
| Capital Unit [Line Items] | |||||
| Common stock average repurchase price (in dollars per share) | $ / shares | $ 52.86 | ||||
| Treasury Stock | |||||
| Capital Unit [Line Items] | |||||
| Repurchases of common stock (in shares) | shares | 5,439,981 | 2,049,739 | 1,247,178 | ||
| Junior Subordinated Debt | |||||
| Capital Unit [Line Items] | |||||
| Interest rate on unsecured debt (as a percent) | 6.13% | ||||
| WSFS Capital Trust III | |||||
| Capital Unit [Line Items] | |||||
| Pooled floating rate securities, par value | $ 2.0 | ||||
| Pooled floating rate securities issued | $ 67.0 | ||||
| Trusts | |||||
| Capital Unit [Line Items] | |||||
| Trust common securities owned | $ 0.8 | ||||
| Trusts | Junior Subordinated Debt | |||||
| Capital Unit [Line Items] | |||||
| Trust capital securities issued | 12.0 | ||||
| Trust capital securities issued net | $ 24.0 | ||||
| SOFR | |||||
| Capital Unit [Line Items] | |||||
| Variable interest rate (as a percent) | 2.41% | ||||
| SOFR | Junior Subordinated Debt | |||||
| Capital Unit [Line Items] | |||||
| Variable interest rate (as a percent) | 2.41% | ||||
| Trust Preferred Borrowings | LIBOR | WSFS Capital Trust III | |||||
| Capital Unit [Line Items] | |||||
| Variable interest rate (as a percent) | 1.77% | ||||
| Minimum | |||||
| Capital Unit [Line Items] | |||||
| Ratio of common equity Tier 1 capital to risk-weighted assets percent | 4.50% | ||||
| Ratio of Tier 1 capital to risk-weighted assets percent | 0.0600 | ||||
| Ratio of total capital to risk-weighted assets percent | 0.0800 | ||||
| Tier 1 leverage ratio percent | 0.0400 | ||||
STOCKHOLDERS' EQUITY AND REGULATORY CAPITAL - Capital Position (Details) $ in Thousands |
Dec. 31, 2025
USD ($)
|
Dec. 31, 2024
USD ($)
|
|---|---|---|
| Capital Unit [Line Items] | ||
| Total Capital (to risk-weighted assets), Consolidated Capital Amount | $ 2,519,839 | $ 2,575,170 |
| Tier 1 Capital (to risk-weighted assets), Consolidated Capital Amount | 2,239,566 | 2,254,907 |
| Common Equity Tier 1 Capital (to risk-weighted assets), Consolidated Bank Capital Amount | 2,239,566 | 2,254,907 |
| Tier 1 Capital (to adjusted tangible assets), Consolidated Capital Amount | $ 2,239,566 | $ 2,254,907 |
| Total Capital (to risk-weighted assets), Consolidated Capital Percent | 0.1567 | 0.1577 |
| Tier 1 Capital (to risk-weighted assets), Consolidated Capital Percent | 0.1392 | 0.1381 |
| Common Equity Tier 1 Capital (to risk-weighted assets), Consolidated Capital Percent | 13.92% | 13.81% |
| Tier 1 Leverage Capital , Consolidated Capital Percent | 0.1059 | 0.1096 |
| Total Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Amount | $ 1,286,646 | $ 1,306,677 |
| Tier 1 Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Amount | 964,985 | 980,008 |
| Common Equity Tier 1 Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Amount | 723,739 | 735,006 |
| Tier 1 Leverage Capital, Minimum For Capital Adequacy Purposes Amount | $ 845,741 | $ 822,637 |
| Total Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Percent | 0.0800 | 0.0800 |
| Tier 1 Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Percent | 0.0600 | 0.0600 |
| Common Equity Tier 1 Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Percent | 4.50% | 4.50% |
| Tier 1 Leverage Capital, Minimum For Capital Adequacy Purposes Percent | 0.0400 | 0.0400 |
| Total Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount | $ 1,608,308 | $ 1,633,346 |
| Tier 1 Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount | 1,286,646 | 1,306,677 |
| Common Equity Tier 1 Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount | 1,045,400 | 1,061,675 |
| Tier 1 Leverage Capital, To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount | $ 1,057,176 | $ 1,028,296 |
| Total Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Percent | 0.1000 | 0.1000 |
| Tier 1 Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Percent | 0.0800 | 0.0800 |
| Common Equity Tier 1 Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Percent | 6.50% | 6.50% |
| Tier 1 Leverage Capital, To Be Well-Capitalized Under Prompt Corrective Action Provisions Percent | 0.0500 | 0.0500 |
| Wilmington Savings Fund Society, FSB | ||
| Capital Unit [Line Items] | ||
| Total Capital (to risk-weighted assets), Consolidated Capital Amount | $ 2,450,886 | $ 2,470,183 |
| Tier 1 Capital (to risk-weighted assets), Consolidated Capital Amount | 2,258,874 | 2,265,995 |
| Common Equity Tier 1 Capital (to risk-weighted assets), Consolidated Bank Capital Amount | 2,258,874 | 2,265,995 |
| Tier 1 Capital (to adjusted tangible assets), Consolidated Capital Amount | $ 2,258,874 | $ 2,265,995 |
| Total Capital (to risk-weighted assets), Consolidated Capital Percent | 0.1525 | 0.1513 |
| Tier 1 Capital (to risk-weighted assets), Consolidated Capital Percent | 0.1406 | 0.1388 |
| Common Equity Tier 1 Capital (to risk-weighted assets), Consolidated Capital Percent | 14.06% | 13.88% |
| Tier 1 Leverage Capital , Consolidated Capital Percent | 0.1069 | 0.1103 |
| Total Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Amount | $ 1,285,379 | $ 1,306,507 |
| Tier 1 Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Amount | 964,034 | 979,880 |
| Common Equity Tier 1 Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Amount | 723,026 | 734,910 |
| Tier 1 Leverage Capital, Minimum For Capital Adequacy Purposes Amount | $ 845,441 | $ 822,045 |
| Total Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Percent | 0.0800 | 0.0800 |
| Tier 1 Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Percent | 0.0600 | 0.0600 |
| Common Equity Tier 1 Capital (to risk-weighted assets), Minimum For Capital Adequacy Purposes Percent | 4.50% | 4.50% |
| Tier 1 Leverage Capital, Minimum For Capital Adequacy Purposes Percent | 0.0400 | 0.0400 |
| Total Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount | $ 1,606,724 | $ 1,633,133 |
| Tier 1 Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount | 1,285,379 | 1,306,507 |
| Common Equity Tier 1 Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount | 1,044,371 | 1,061,537 |
| Tier 1 Leverage Capital, To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount | $ 1,056,801 | $ 1,027,556 |
| Total Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Percent | 0.1000 | 0.1000 |
| Tier 1 Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Percent | 0.0800 | 0.0800 |
| Common Equity Tier 1 Capital (to risk-weighted assets), To Be Well-Capitalized Under Prompt Corrective Action Provisions Percent | 6.50% | 6.50% |
| Tier 1 Leverage Capital, To Be Well-Capitalized Under Prompt Corrective Action Provisions Percent | 0.0500 | 0.0500 |
ASSOCIATE BENEFIT PLANS - Narrative (Details) |
12 Months Ended | |||
|---|---|---|---|---|
Mar. 31, 2014 |
Dec. 31, 2025
USD ($)
plan
shares
|
Dec. 31, 2024
USD ($)
shares
|
Dec. 31, 2023
USD ($)
shares
|
|
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Cash contributions to the plan on behalf of associates, cash expenditure | $ 11,200,000 | $ 10,700,000 | $ 10,100,000 | |
| Percentage of contributions to be invested in balanced fund if no designation made (as a percent) | 100.00% | |||
| Employee benefit plan, sales of common stock (in shares) | shares | 42,000 | 65,000 | 14,000 | |
| Employee benefit plan purchase of common stock (in shares) | shares | 13,000 | 0 | 0 | |
| Requisite service period (in years) | 10 years | |||
| Amortization of unrecognized gains losses exceed (as a percent) | 10.00% | |||
| Annual medical premium cap (as a percent) | 4.00% | |||
| Amount of annual health premium per retiree | $ 4,676 | |||
| Expected future employer contributions, per employee | $ 4,863 | |||
| Asset allocation (as a percent) | 100.00% | 100.00% | ||
| Number of additional supplemental plans | plan | 4 | |||
| Defined benefit pension plan, corresponding liability (less than) | $ 1,400,000 | $ 1,500,000 | ||
| Less than 100% | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Target allocation (as a percent) | 110.00% | |||
| More than 100% | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Target allocation (as a percent) | 110.00% | |||
| Risk Management | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 65.50% | 66.10% | ||
| Maximum | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Average annual rate of increase for medical benefits (less than) (as a percent) | 10.00% | |||
| Maximum | Risk Management | Less than 100% | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 80.00% | |||
| Maximum | Risk Management | More than 100% | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 90.00% | |||
| Maximum | Return Enhancement | Less than 100% | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 60.00% | |||
| Maximum | Return Enhancement | More than 100% | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 50.00% | |||
| Minimum | Risk Management | Less than 100% | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 40.00% | |||
| Minimum | Risk Management | More than 100% | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 50.00% | |||
| Minimum | Return Enhancement | Less than 100% | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 20.00% | |||
| Minimum | Return Enhancement | More than 100% | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 10.00% | |||
ASSOCIATE BENEFIT PLANS - Net Periodic Benefit Cost Components of Postretirement Benefits (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Change in benefit obligation: | |||
| Benefit obligation at beginning of year | $ 1,286 | $ 1,311 | $ 1,331 |
| Service cost | 26 | 32 | 33 |
| Interest cost | 69 | 66 | 65 |
| Actuarial gain | (69) | (40) | (68) |
| Benefits paid | (88) | (83) | (50) |
| Benefit obligation at end of year | 1,224 | 1,286 | 1,311 |
| Change in plan assets: | |||
| Fair value of plan assets at beginning of year | 0 | 0 | 0 |
| Employer contributions | 88 | 83 | 50 |
| Benefits paid | (88) | (83) | (50) |
| Fair value of plan assets at end of year | 0 | 0 | 0 |
| Unfunded status | (1,224) | (1,286) | (1,311) |
| Amounts recognized in accumulated other comprehensive income: | |||
| Net prior service credit | 55 | 131 | 207 |
| Net gain | 1,041 | 1,132 | 1,263 |
| Net amount recognized | 1,096 | 1,263 | 1,470 |
| Components of net periodic benefit income: | |||
| Service cost | 26 | 32 | 33 |
| Interest cost | 69 | 66 | 65 |
| Amortization of prior service credit | (76) | (76) | (76) |
| Net loss (gain) recognition | (160) | (147) | (160) |
| Net periodic benefit income | $ (141) | $ (125) | $ (138) |
| Assumption used to determine net periodic benefit cost: | |||
| Discount rate | 5.50% | 4.80% | 5.00% |
| Assumption used to value the Accumulated Postretirement Benefit Obligation (APBO): | |||
| Discount rate | 5.50% | 5.50% | 5.30% |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Interest Cost, Statement of Income or Comprehensive Income [Extensible Enumeration] | Other Comprehensive (Income) Loss, Defined Benefit Plan, before Reclassification Adjustment, after Tax | Other Comprehensive (Income) Loss, Defined Benefit Plan, before Reclassification Adjustment, after Tax | Other Comprehensive (Income) Loss, Defined Benefit Plan, before Reclassification Adjustment, after Tax |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration] | Other Comprehensive (Income) Loss, Defined Benefit Plan, before Reclassification Adjustment, after Tax | Other Comprehensive (Income) Loss, Defined Benefit Plan, before Reclassification Adjustment, after Tax | Other Comprehensive (Income) Loss, Defined Benefit Plan, before Reclassification Adjustment, after Tax |
ASSOCIATE BENEFIT PLANS - Estimated Future Benefit Payments (Details) $ in Thousands |
Dec. 31, 2025
USD ($)
|
|---|---|
| Retirement Benefits [Abstract] | |
| 2026 | $ 56 |
| 2027 | 59 |
| 2028 | 61 |
| 2029 | 63 |
| 2030 | 67 |
| During 2031 through 2035 | 392 |
| Total | $ 698 |
ASSOCIATE BENEFIT PLANS - Beneficial Pension and Other Postretirement Benefit Plans (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Change in benefit obligation: | |||
| Benefit obligation at beginning of year | $ 1,286 | $ 1,311 | $ 1,331 |
| Service cost | 26 | 32 | 33 |
| Interest cost | 69 | 66 | 65 |
| Actuarial loss (gain) | (69) | (40) | (68) |
| Benefits paid | (88) | (83) | (50) |
| Benefit obligation at end of year | 1,224 | 1,286 | 1,311 |
| Change in plan assets: | |||
| Fair value of plan assets at beginning of year | 0 | 0 | 0 |
| Employer contributions | 88 | 83 | 50 |
| Benefits paid | (88) | (83) | (50) |
| Fair value of plan assets at end of year | 0 | 0 | 0 |
| Funded (unfunded) status | (1,224) | (1,286) | (1,311) |
| Amounts recognized in accumulated other comprehensive income: | |||
| Net loss (gain) | (1,041) | (1,132) | (1,263) |
| Components of net periodic benefit (income) cost: | |||
| Service cost | 26 | 32 | 33 |
| Interest cost | 69 | 66 | 65 |
| Net loss (gain) recognition | (160) | (147) | (160) |
| Net periodic benefit (income) cost | (141) | (125) | (138) |
| Beneficial | Pension Benefits | |||
| Change in benefit obligation: | |||
| Benefit obligation at beginning of year | 69,184 | 76,119 | 75,151 |
| Service cost | 0 | 0 | 0 |
| Interest cost | 3,541 | 3,581 | 3,700 |
| Plan participants' contributions | 0 | 0 | 0 |
| Actuarial loss (gain) | 264 | (5,481) | 1,604 |
| Benefits paid | (4,429) | (5,035) | (4,336) |
| Benefit obligation at end of year | 68,560 | 69,184 | 76,119 |
| Change in plan assets: | |||
| Fair value of plan assets at beginning of year | 78,049 | 82,090 | 79,287 |
| Actual return on plan assets | 7,677 | 1,439 | 7,499 |
| Employer contributions | 118 | 126 | 240 |
| Participants' contributions | 0 | 0 | 0 |
| Benefits paid | (4,429) | (5,035) | (4,336) |
| Administrative expenses | (640) | (571) | (600) |
| Fair value of plan assets at end of year | 80,775 | 78,049 | 82,090 |
| Funded (unfunded) status | 12,215 | 8,865 | 5,971 |
| Amounts recognized in accumulated other comprehensive income: | |||
| Net loss (gain) | 6,236 | 8,370 | 9,920 |
| Components of net periodic benefit (income) cost: | |||
| Service cost | 0 | 0 | 0 |
| Interest cost | 3,541 | 3,581 | 3,700 |
| Expected return on plan assets | (4,700) | (4,924) | (4,793) |
| Net loss (gain) recognition | 53 | 129 | 281 |
| Net periodic benefit (income) cost | (1,106) | (1,214) | (812) |
| Beneficial | Other Postretirement Benefits | |||
| Change in benefit obligation: | |||
| Benefit obligation at beginning of year | 12,854 | 13,471 | 13,894 |
| Service cost | 2 | 8 | 14 |
| Interest cost | 617 | 648 | 659 |
| Plan participants' contributions | 89 | 41 | 63 |
| Actuarial loss (gain) | (169) | 68 | 256 |
| Benefits paid | (1,285) | (1,382) | (1,415) |
| Benefit obligation at end of year | 12,108 | 12,854 | 13,471 |
| Change in plan assets: | |||
| Fair value of plan assets at beginning of year | 0 | 0 | 0 |
| Actual return on plan assets | 0 | 0 | 0 |
| Employer contributions | 1,196 | 1,341 | 1,352 |
| Participants' contributions | 89 | 41 | 63 |
| Benefits paid | (1,285) | (1,382) | (1,415) |
| Administrative expenses | 0 | 0 | 0 |
| Fair value of plan assets at end of year | 0 | 0 | 0 |
| Funded (unfunded) status | (12,108) | (12,854) | (13,471) |
| Amounts recognized in accumulated other comprehensive income: | |||
| Net loss (gain) | (2,197) | (2,386) | (2,612) |
| Components of net periodic benefit (income) cost: | |||
| Service cost | 2 | 8 | 14 |
| Interest cost | 617 | 648 | 659 |
| Expected return on plan assets | 0 | 0 | 0 |
| Net loss (gain) recognition | (359) | (158) | (392) |
| Net periodic benefit (income) cost | $ 260 | $ 498 | $ 281 |
ASSOCIATE BENEFIT PLANS - Significant Assumptions (Details) |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Defined Benefit Plan Disclosure [Line Items] | |||
| Discount rate for net periodic benefit cost | 5.50% | 4.80% | 5.00% |
| Discount rate for disclosure obligations | 5.50% | 5.50% | 5.30% |
| Pension Benefits | |||
| Defined Benefit Plan Disclosure [Line Items] | |||
| Discount rate for net periodic benefit cost | 5.60% | 5.01% | 5.24% |
| Expected return on plan assets | 6.25% | 6.25% | 6.25% |
| Discount rate for disclosure obligations | 5.50% | 5.60% | 5.01% |
| Other Postretirement Benefits | FMS Other Postretirement | |||
| Defined Benefit Plan Disclosure [Line Items] | |||
| Discount rate for net periodic benefit cost | 5.15% | 4.73% | 4.93% |
| Discount rate for disclosure obligations | 4.64% | 5.15% | 4.73% |
| Other Postretirement Benefits | Split-Dollar Plan | |||
| Defined Benefit Plan Disclosure [Line Items] | |||
| Discount rate for net periodic benefit cost | 5.14% | 4.72% | 4.92% |
| Discount rate for disclosure obligations | 4.62% | 5.13% | 4.73% |
| Other Postretirement Benefits | Beneficial | |||
| Defined Benefit Plan Disclosure [Line Items] | |||
| Discount rate for net periodic benefit cost | 5.52% | 4.96% | 5.18% |
| Discount rate for disclosure obligations | 5.32% | 5.51% | 4.96% |
ASSOCIATE BENEFIT PLANS - Estimated Future Benefit Payments (Details) $ in Thousands |
Dec. 31, 2025
USD ($)
|
|---|---|
| Defined Benefit Plan Disclosure [Line Items] | |
| 2026 | $ 56 |
| 2027 | 59 |
| 2028 | 61 |
| 2029 | 63 |
| 2030 | 67 |
| During 2031 through 2035 | 392 |
| Total | 698 |
| Beneficial | Pension Benefits | |
| Defined Benefit Plan Disclosure [Line Items] | |
| 2026 | 5,132 |
| 2027 | 5,468 |
| 2028 | 5,020 |
| 2029 | 4,638 |
| 2030 | 5,982 |
| During 2031 through 2035 | 24,403 |
| Total | 50,643 |
| Beneficial | Other Postretirement Benefits | |
| Defined Benefit Plan Disclosure [Line Items] | |
| 2026 | 1,189 |
| 2027 | 1,168 |
| 2028 | 1,145 |
| 2029 | 1,101 |
| 2030 | 1,066 |
| During 2031 through 2035 | 4,759 |
| Total | $ 10,428 |
ASSOCIATE BENEFIT PLANS - Fair Value Weighted Average Asset Allocations (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
Dec. 31, 2022 |
|---|---|---|---|---|
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 0 | $ 0 | $ 0 | $ 0 |
| Asset allocation (as a percent) | 100.00% | 100.00% | ||
| Total | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 80,775 | $ 78,049 | ||
| Level 1 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 71,963 | 69,091 | ||
| Level 2 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 8,812 | 8,958 | ||
| Level 3 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 0 | $ 0 | ||
| Large cap | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 4.60% | 4.40% | ||
| Large cap | Total | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 3,749 | $ 3,406 | ||
| Large cap | Level 1 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 3,749 | 3,406 | ||
| Large cap | Level 2 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 0 | 0 | ||
| Large cap | Level 3 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 0 | $ 0 | ||
| International | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 8.40% | 8.00% | ||
| International | Total | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 6,807 | $ 6,252 | ||
| International | Level 1 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 6,807 | 6,252 | ||
| International | Level 2 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 0 | 0 | ||
| International | Level 3 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 0 | $ 0 | ||
| Global Managed Volatility | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 7.50% | 7.10% | ||
| Global Managed Volatility | Total | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 6,036 | $ 5,546 | ||
| Global Managed Volatility | Level 1 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 6,036 | 5,546 | ||
| Global Managed Volatility | Level 2 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 0 | 0 | ||
| Global Managed Volatility | Level 3 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 0 | $ 0 | ||
| U.S. Managed Volatility | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 2.80% | 2.70% | ||
| U.S. Managed Volatility | Total | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 2,256 | $ 2,070 | ||
| U.S. Managed Volatility | Level 1 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 2,256 | 2,070 | ||
| U.S. Managed Volatility | Level 2 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 0 | 0 | ||
| U.S. Managed Volatility | Level 3 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 0 | $ 0 | ||
| Fixed Income | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 65.50% | 66.10% | ||
| Fixed Income | Total | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 52,892 | $ 51,592 | ||
| Fixed Income | Level 1 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 52,892 | 51,592 | ||
| Fixed Income | Level 2 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 0 | 0 | ||
| Fixed Income | Level 3 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 0 | $ 0 | ||
| U.S. Government Agencies | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 10.90% | 11.50% | ||
| U.S. Government Agencies | Total | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 8,812 | $ 8,958 | ||
| U.S. Government Agencies | Level 1 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 0 | 0 | ||
| U.S. Government Agencies | Level 2 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 8,812 | 8,958 | ||
| U.S. Government Agencies | Level 3 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 0 | $ 0 | ||
| Pooled separate accounts | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 0.00% | |||
| Pooled separate accounts | Total | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 13 | |||
| Pooled separate accounts | Level 1 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 13 | |||
| Pooled separate accounts | Level 2 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 0 | |||
| Pooled separate accounts | Level 3 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 0 | |||
| Accrued Income | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Asset allocation (as a percent) | 0.30% | 0.20% | ||
| Accrued Income | Total | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 223 | $ 212 | ||
| Accrued Income | Level 1 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 223 | 212 | ||
| Accrued Income | Level 2 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | 0 | 0 | ||
| Accrued Income | Level 3 | ||||
| Defined Benefit Plan Disclosure [Line Items] | ||||
| Defined benefit plan fair value of assets | $ 0 | $ 0 |
INCOME TAXES - Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Current income taxes: | |||
| Federal taxes | $ 65,927 | $ 69,589 | $ 81,674 |
| State and local taxes | 21,736 | 22,337 | 19,968 |
| Total current taxes | 87,663 | 91,926 | 101,642 |
| Deferred income taxes: | |||
| Federal taxes | 5,889 | (6,817) | (5,331) |
| State and local taxes | (189) | (1,345) | (66) |
| Total deferred taxes | 5,700 | (8,162) | (5,397) |
| Total | $ 93,363 | $ 83,764 | $ 96,245 |
INCOME TAXES - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Deferred tax assets: | ||
| Allowance for credit losses | $ 39,755 | $ 42,441 |
| Purchase accounting adjustments—loans | 6,244 | 8,094 |
| Reserves and other accruals | 28,741 | 33,250 |
| Net operating losses | 1,538 | 2,131 |
| Derivatives | 1,862 | 3,258 |
| Lease liabilities | 26,311 | 31,996 |
| Unrealized losses on available-for-sale securities | 138,933 | 193,956 |
| Other | 1,577 | 1,379 |
| Total deferred tax assets | 244,961 | 316,505 |
| Deferred tax liabilities: | ||
| Accelerated depreciation | (4,709) | (5,735) |
| Right of use assets | (21,607) | (27,536) |
| Intangibles | (28,714) | (31,278) |
| Other | (4,103) | (3,795) |
| Total deferred tax liabilities | (59,133) | (68,344) |
| Net deferred tax asset | $ 185,828 | $ 248,161 |
INCOME TAXES - Narrative (Details) - USD ($) |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Income Tax Examination [Line Items] | |||
| Deferred income tax (benefit) expense | $ 0 | ||
| Deferred tax asset | 185,828,000 | $ 248,161,000 | |
| Alternative minimum tax credits | 500,000 | ||
| Proceeds from bank-owned life insurance surrender, including non-cash income | $ 65,500,000 | ||
| Proceeds from Bank-Owned Life Insurance, surrender, taxable gain | 22,600,000 | ||
| Surrender, income tax charge | 7,100,000 | ||
| Unrecognized tax benefits | 0 | ||
| Amortization of low-income housing credit investments reflected as income tax expense | $ 6,700,000 | $ 5,300,000 | $ 3,900,000 |
| Investment Program, Proportional Amortization Method, Applied, Amortization Expense, Statement of Cash Flows [Extensible Enumeration] | Income tax (benefit) expense | Income tax (benefit) expense | |
| Investment Program, Proportional Amortization Method, Applied, Amortization Expense, Statement of Income or Comprehensive Income [Extensible Enumeration] | Income tax (benefit) expense | ||
| Tax credit | $ 6,900,000 | ||
| Affordable housing tax benefits | 1,600,000 | ||
| Carrying value of investment in affordable housing credits | $ 115,800,000 | $ 94,300,000 | |
| Investment, Proportional Amortization Method, Elected, Statement of Financial Position [Extensible Enumeration] | Income tax (benefit) expense | Income tax (benefit) expense | |
| Federal | |||
| Income Tax Examination [Line Items] | |||
| Net operating loss carryforwards | $ 7,300,000 | ||
| Federal net operating loss | $ 2,700,000 | ||
INCOME TAXES - Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Amount | |||
| Statutory federal income tax rate | $ 79,929 | $ 72,924 | $ 76,707 |
| State tax, net of federal tax benefit | 17,812 | 16,448 | 16,195 |
| Federal tax credits, net of amortization | (3,084) | (4,592) | (1,729) |
| Nontaxable or nondeductible items (federal) | |||
| Surrender of bank-owned life insurance policies | 0 | 0 | 4,742 |
| Other, Nontaxable or nondeductible items (federal) | (1,563) | (2,518) | (204) |
| Other | 269 | 1,502 | 534 |
| Total | $ 93,363 | $ 83,764 | $ 96,245 |
| Percent | |||
| Statutory federal income tax rate | 21.00% | 21.00% | 21.00% |
| State tax, net of federal tax benefit | 4.70% | 4.70% | 4.40% |
| Federal tax credits, net of amortization | (0.80%) | (1.30%) | (0.50%) |
| Nontaxable or nondeductible items (federal) | |||
| Surrender of bank-owned life insurance policies | 0.00% | 0.00% | 1.30% |
| Other, Nontaxable or nondeductible items (federal) | (0.40%) | (0.70%) | 0.00% |
| Other | 0.00% | 0.40% | 0.10% |
| Effective tax rate | 24.50% | 24.10% | 26.30% |
INCOME TAXES - Income Taxes Paid Net of Refunds Received (Details) - USD ($) $ in Thousands |
12 Months Ended | ||||
|---|---|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|||
| Income Tax Examination [Line Items] | |||||
| Federal tax, net of refunds | $ 59,427 | $ 60,504 | $ 78,624 | ||
| Total state and local tax, net of refunds | 15,735 | 21,618 | 20,512 | ||
| Total income tax paid | [1] | 75,162 | 82,122 | 99,136 | |
| Delaware state tax | |||||
| Income Tax Examination [Line Items] | |||||
| Total state and local tax, net of refunds | 6,063 | 6,113 | 4,217 | ||
| Pennsylvania state tax | |||||
| Income Tax Examination [Line Items] | |||||
| Total state and local tax, net of refunds | 2,996 | 8,297 | 10,335 | ||
| New Jersey state tax | |||||
| Income Tax Examination [Line Items] | |||||
| Total state and local tax, net of refunds | 3,100 | 4,000 | 2,766 | ||
| Other state tax | |||||
| Income Tax Examination [Line Items] | |||||
| Total state and local tax, net of refunds | $ 3,576 | $ 3,208 | $ 3,194 | ||
| |||||
STOCK-BASED COMPENSATION - Narrative (Details) $ / shares in Units, $ in Millions |
1 Months Ended | 12 Months Ended | ||
|---|---|---|---|---|
|
Feb. 28, 2019
goal
|
Dec. 31, 2025
USD ($)
$ / shares
shares
|
Dec. 31, 2024
USD ($)
$ / shares
shares
|
Dec. 31, 2023
USD ($)
$ / shares
shares
|
|
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Stock-based compensation expense recognized | $ 13.5 | $ 12.7 | $ 10.0 | |
| Stock-based compensation expense after tax | $ 10.2 | $ 9.6 | $ 7.6 | |
| Granted (in shares) | shares | 0 | 0 | 0 | |
| Aggregate intrinsic value of options exercised | $ 0.1 | $ 0.8 | $ 0.5 | |
| Total unrecognized compensation cost of nonvested stock options | 0.0 | |||
| Non-Vested Stock Options | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Stock-based compensation expense recognized | $ 0.1 | 0.2 | 0.3 | |
| Performance Stock Units | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Award requisite service period (in years) | 3 years | |||
| Performance achievement period (in years) | 3 years | |||
| Stock-based compensation expense recognized | $ 3.5 | $ 3.4 | $ 1.6 | |
| Weighted average fair value, granted (in dollars per share) | $ / shares | $ 53.07 | $ 42.39 | $ 49.69 | |
| Total compensation cost to be recognized | $ 12.7 | |||
| Weighted average remaining contractual term (in years) | 1 year 11 months 1 day | |||
| Granted (in shares) | shares | 55,813 | |||
| Performance Stock Units | Share-based Compensation Award, Tranche One | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Vesting (as a percent) | 25.00% | |||
| Performance Stock Units | Share-Based Compensation Award, Tranche Two | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Vesting (as a percent) | 50.00% | |||
| Performance Stock Units | Share-Based Compensation Award, Tranche Three | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Vesting (as a percent) | 75.00% | |||
| Performance Stock Units | Share-Based Payment Arrangement, Tranche Four | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Vesting (as a percent) | 100.00% | |||
| Restricted Stock Units (RSUs) | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Vesting period (in years) | 3 years | |||
| Stock-based compensation expense recognized | $ 9.2 | $ 8.2 | $ 6.3 | |
| Weighted average fair value, granted (in dollars per share) | $ / shares | $ 53.76 | $ 44.93 | $ 47.68 | |
| Total compensation cost to be recognized | $ 11.5 | |||
| Weighted average remaining contractual term (in years) | 1 year 9 months 21 days | |||
| Total fair value, vested | $ 9.6 | $ 7.0 | $ 5.1 | |
| Granted (in shares) | shares | 173,299 | |||
| Executive Officers | Restricted Stock Units (RSUs) | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Vesting period (in years) | 5 years | |||
| Performance achievement period (in years) | 3 years | |||
| Stock-based compensation expense recognized | $ 0.1 | $ 0.1 | $ 0.1 | |
| Number of goals | goal | 3 | |||
| Stock options granted, vest in percentage per annum increments (as percent) | 20.00% | |||
| Stock Incentive 2018 Plan | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Shares available for future grants under 2018 Plan (in shares) | shares | 6,261,709 | |||
| Shares reserved for future issuance (in shares) | shares | 1,710,180 | |||
| Executive Leadership Team Incentive Plan | Restricted Stock Units (RSUs) | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Vesting period (in years) | 3 years | |||
| Executive Leadership Team Incentive Plan | Executive Officers | Performance Stock Units | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Vesting period (in years) | 3 years | |||
| Award requisite service period (in years) | 3 years | |||
| Performance achievement period (in years) | 3 years | |||
| BMBC | Stock Incentive 2018 Plan | ||||
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ||||
| Shares added to plan due to business acquisition (in shares) | shares | 261,709 | |||
STOCK-BASED COMPENSATION - Options Including Non-Plan Stock Options (Details) - USD ($) $ / shares in Units, $ in Thousands |
12 Months Ended | |
|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
|
| Stock Options: | ||
| Outstanding at beginning of year (in shares) | 170,620 | |
| Exercised (in shares) | (19,266) | |
| Outstanding at end of year (in shares) | 151,354 | 170,620 |
| Nonvested at end of year (in shares) | 0 | 14,913 |
| Exercisable at end of year (in shares) | 151,354 | |
| Weighted- Average Exercise Price | ||
| Outstanding at beginning of year (in dollars per share) | $ 44.20 | |
| Exercised (in dollars per share) | 48.40 | |
| Outstanding at end of year (in dollars per share) | 43.66 | $ 44.20 |
| Nonvested at end of year (in dollars per share) | 0 | $ 51.84 |
| Exercisable at end of year (in dollars per share) | $ 43.66 | |
| Weighted-Average Remaining Contractual Term (Years) | ||
| Outstanding at end of year | 1 year 11 months 1 day | 2 years 3 days |
| Exercisable at end of year | 1 year 11 months 1 day | |
| Aggregate Intrinsic Value | ||
| Outstanding at end of year | $ 1,210 | $ 1,524 |
| Nonvested at end of year | 0 | |
| Exercisable at end of year | $ 1,210 | |
STOCK-BASED COMPENSATION - Nonvested Stock Option Outstanding (Details) |
12 Months Ended |
|---|---|
|
Dec. 31, 2025
$ / shares
shares
| |
| Shares | |
| Nonvested at beginning of period (in shares) | shares | 14,913 |
| Less: vested (in shares) | shares | (14,913) |
| Nonvested at end of period (in shares) | shares | 0 |
| Weighted-Average Exercise Price | |
| Nonvested at beginning of period (in dollars per share) | $ 51.84 |
| Less: vested (in dollars per share) | 51.84 |
| Nonvested at end of period (in dollars per share) | 0 |
| Weighted-Average Grant Date Fair Value | |
| Nonvested at beginning of period (in dollars per share) | 10.44 |
| Less: vested (in dollars per share) | 10.44 |
| Nonvested at end of period (in dollars per share) | $ 0 |
STOCK-BASED COMPENSATION - Restricted Stock Units (Details) - Restricted Stock Units (RSUs) - $ / shares |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Units (in whole) | |||
| Beginning balance (in shares) | 389,812 | ||
| Plus: Granted (in shares) | 173,299 | ||
| Less: Vested (in shares) | (195,313) | ||
| Forfeited (in shares) | (9,411) | ||
| Ending balance (in shares) | 358,387 | 389,812 | |
| Weighted Average Grant-Date Fair Value per Unit | |||
| Beginning balance (in dollars per share) | $ 46.77 | ||
| Plus: Granted (in dollars per share) | 53.76 | $ 44.93 | $ 47.68 |
| Less: vested (in dollars per share) | 47.63 | ||
| Forfeited (in dollars per share) | 48.64 | ||
| Ending balance (in dollars per share) | $ 49.68 | $ 46.77 | |
STOCK-BASED COMPENSATION - Performance Stock Units (Details) - Performance Stock Units - $ / shares |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Units (in whole) | |||
| Beginning balance (in shares) | 287,550 | ||
| Plus: Granted (in shares) | 55,813 | ||
| Less: Vested (in shares) | (59,264) | ||
| Forfeited (in shares) | (16,417) | ||
| Ending balance (in shares) | 267,682 | 287,550 | |
| Weighted Average Grant-Date Fair Value per Unit | |||
| Beginning balance (in dollars per share) | $ 46.78 | ||
| Plus: Granted (in dollars per share) | 53.07 | $ 42.39 | $ 49.69 |
| Less: vested (in dollars per share) | 49.76 | ||
| Forfeited (in dollars per share) | 49.76 | ||
| Ending balance (in dollars per share) | $ 48.37 | $ 46.78 | |
COMMITMENTS AND CONTINGENCIES - Off-Balance Sheet Financial Instruments (Details) - USD ($) |
12 Months Ended | |
|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
|
| Financial instruments with contract amounts which represent potential credit risk: | ||
| Total | $ 4,496,065,000 | $ 4,245,500,000 |
| Commitments to sell residential mortgages | 29,700,000 | 18,200,000 |
| Commitments of lending operations | 0 | 0 |
| Real Estate | ||
| Financial instruments with contract amounts which represent potential credit risk: | ||
| Commitments of lending operations | 1,100,000,000 | 1,000,000,000.0 |
| Commercial and industrial loan commitments | ||
| Financial instruments with contract amounts which represent potential credit risk: | ||
| Total | 1,896,249,000 | 1,841,169,000 |
| Owner-occupied commercial loan commitments | ||
| Financial instruments with contract amounts which represent potential credit risk: | ||
| Total | 47,775,000 | 54,162,000 |
| Commercial mortgages loan commitments | ||
| Financial instruments with contract amounts which represent potential credit risk: | ||
| Total | 113,420,000 | 132,276,000 |
| Construction loan commitments | ||
| Financial instruments with contract amounts which represent potential credit risk: | ||
| Total | 731,235,000 | 626,847,000 |
| Commercial standby letters of credit | ||
| Financial instruments with contract amounts which represent potential credit risk: | ||
| Total | 93,793,000 | 101,448,000 |
| Residential loan commitments | ||
| Financial instruments with contract amounts which represent potential credit risk: | ||
| Total | 9,162,000 | 12,751,000 |
| Consumer loan commitments | ||
| Financial instruments with contract amounts which represent potential credit risk: | ||
| Total | $ 1,604,431,000 | $ 1,476,847,000 |
COMMITMENTS AND CONTINGENCIES - Narrative (Details) |
12 Months Ended | |||
|---|---|---|---|---|
|
Dec. 31, 2025
USD ($)
loan
|
Dec. 31, 2024
USD ($)
loan
|
Dec. 31, 2023
USD ($)
|
Dec. 31, 2022
USD ($)
|
|
| Other Commitments [Line Items] | ||||
| Provision for credit losses | $ 49,206,000 | $ 61,410,000 | $ 88,071,000 | |
| Allowance for credit losses on loans and leases | 179,647,000 | 195,281,000 | 186,126,000 | $ 151,861,000 |
| Unfunded Loan Commitment | ||||
| Other Commitments [Line Items] | ||||
| Provision for credit losses | (200,000) | 400,000 | $ 200,000 | |
| Allowance for credit losses on loans and leases | 12,300,000 | $ 12,500,000 | ||
| Secondary Market Loan Sales | ||||
| Other Commitments [Line Items] | ||||
| Provision for credit losses | $ 0 | |||
| Number of loans repurchased | loan | 3 | 3 | ||
| Loans repurchase amount | $ 800,000 | $ 700,000 | ||
FAIR VALUE DISCLOSURES OF FINANCIAL ASSETS AND LIABILITIES - Financial Instruments Carried at Fair Value (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | $ 3,542,246 | $ 3,510,648 |
| Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Other assets | 145,505 | 170,489 |
| Liabilities measured at fair value on a recurring basis: | ||
| Other liabilities | 125,861 | 160,512 |
| Assets measured at fair value on a nonrecurring basis: | ||
| Total assets measured at fair value | 3,687,751 | 3,681,137 |
| Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Other real estate owned | 200 | 5,204 |
| Total assets measured at fair value | 72,863 | 70,419 |
| Quoted Prices in Active Markets for Identical Asset (Level 1) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Other assets | 0 | 0 |
| Liabilities measured at fair value on a recurring basis: | ||
| Other liabilities | 0 | 0 |
| Assets measured at fair value on a nonrecurring basis: | ||
| Total assets measured at fair value | 0 | 0 |
| Quoted Prices in Active Markets for Identical Asset (Level 1) | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Other real estate owned | 0 | 0 |
| Total assets measured at fair value | 0 | 0 |
| Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Other assets | 145,425 | 170,464 |
| Liabilities measured at fair value on a recurring basis: | ||
| Other liabilities | 120,432 | 155,242 |
| Assets measured at fair value on a nonrecurring basis: | ||
| Total assets measured at fair value | 3,687,671 | 3,681,112 |
| Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Other real estate owned | 0 | 0 |
| Total assets measured at fair value | 61,573 | 49,699 |
| Significant Unobservable Inputs (Level 3) | ||
| Assets measured at fair value on a recurring basis: | ||
| Other assets | 80 | 25 |
| Assets measured at fair value on a nonrecurring basis: | ||
| Other investments | 11,090 | 15,516 |
| Other real estate owned | 200 | 5,204 |
| Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Other assets | 80 | 25 |
| Liabilities measured at fair value on a recurring basis: | ||
| Other liabilities | 5,429 | 5,270 |
| Assets measured at fair value on a nonrecurring basis: | ||
| Total assets measured at fair value | 80 | 25 |
| Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Other real estate owned | 200 | 5,204 |
| Total assets measured at fair value | 11,290 | 20,720 |
| Other investments | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Other investments | 11,090 | 15,516 |
| Other investments | Quoted Prices in Active Markets for Identical Asset (Level 1) | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Other investments | 0 | 0 |
| Other investments | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Other investments | 0 | 0 |
| Other investments | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Other investments | 11,090 | 15,516 |
| Loans held for sale | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Loans held for sale | 61,573 | 49,699 |
| Loans held for sale | Quoted Prices in Active Markets for Identical Asset (Level 1) | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Loans held for sale | 0 | 0 |
| Loans held for sale | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Loans held for sale | 61,573 | 49,699 |
| Loans held for sale | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Nonrecurring | ||
| Assets measured at fair value on a nonrecurring basis: | ||
| Loans held for sale | 0 | 0 |
| Collateralized mortgage obligations (CMO) | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 405,146 | 430,942 |
| Collateralized mortgage obligations (CMO) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 405,146 | 430,942 |
| Collateralized mortgage obligations (CMO) | Quoted Prices in Active Markets for Identical Asset (Level 1) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 0 | 0 |
| Collateralized mortgage obligations (CMO) | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 405,146 | 430,942 |
| Collateralized mortgage obligations (CMO) | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 0 | 0 |
| Fannie Mae (FNMA) mortgage-backed securities (MBS) | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 2,785,407 | 2,755,579 |
| Fannie Mae (FNMA) mortgage-backed securities (MBS) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 2,785,407 | 2,755,579 |
| Fannie Mae (FNMA) mortgage-backed securities (MBS) | Quoted Prices in Active Markets for Identical Asset (Level 1) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 0 | 0 |
| Fannie Mae (FNMA) mortgage-backed securities (MBS) | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 2,785,407 | 2,755,579 |
| Fannie Mae (FNMA) mortgage-backed securities (MBS) | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 0 | 0 |
| Freddie Mac (FHLMC) MBS | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 116,505 | 105,514 |
| Freddie Mac (FHLMC) MBS | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 116,505 | 105,514 |
| Freddie Mac (FHLMC) MBS | Quoted Prices in Active Markets for Identical Asset (Level 1) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 0 | 0 |
| Freddie Mac (FHLMC) MBS | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 116,505 | 105,514 |
| Freddie Mac (FHLMC) MBS | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 0 | 0 |
| Ginnie Mae (GNMA) MBS | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 47,383 | 40,676 |
| Ginnie Mae (GNMA) MBS | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 47,383 | 40,676 |
| Ginnie Mae (GNMA) MBS | Quoted Prices in Active Markets for Identical Asset (Level 1) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 0 | 0 |
| Ginnie Mae (GNMA) MBS | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 47,383 | 40,676 |
| Ginnie Mae (GNMA) MBS | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 0 | 0 |
| Government-sponsored enterprises (GSE) agency notes | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 187,805 | 177,937 |
| Government-sponsored enterprises (GSE) agency notes | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 187,805 | 177,937 |
| Government-sponsored enterprises (GSE) agency notes | Quoted Prices in Active Markets for Identical Asset (Level 1) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 0 | 0 |
| Government-sponsored enterprises (GSE) agency notes | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | 187,805 | 177,937 |
| Government-sponsored enterprises (GSE) agency notes | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring | ||
| Assets measured at fair value on a recurring basis: | ||
| Fair Value | $ 0 | $ 0 |
FAIR VALUE DISCLOSURES OF FINANCIAL ASSETS AND LIABILITIES - Narrative (Details) - USD ($) |
12 Months Ended | |
|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
|
| Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
| Commitments of lending operations | $ 0 | $ 0 |
| Swap Guarantee | ||
| Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
| Aggregate fair value of swaps to customers | $ 4,100,000 | $ 5,500,000 |
FAIR VALUE DISCLOSURES OF FINANCIAL ASSETS AND LIABILITIES - Fair Value Measurement Inputs and Valuation Techniques (Details) - Significant Unobservable Inputs (Level 3) $ in Thousands |
12 Months Ended | |
|---|---|---|
|
Dec. 31, 2025
USD ($)
$ / shares
|
Dec. 31, 2024
USD ($)
$ / shares
|
|
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other investments | $ | $ 11,090 | $ 15,516 |
| Other real estate owned | $ | 200 | 5,204 |
| Other assets | $ | 80 | 25 |
| Risk participation agreements sold | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other liabilities | $ | 122 | 90 |
| Financial derivative related to sales of certain Visa Class B shares | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other liabilities | $ | $ 5,307 | $ 5,180 |
| Costs to sell | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other real estate owned, measurement input (as a percent) | 0.100 | |
| Costs to sell | Maximum | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other real estate owned, measurement input (as a percent) | 0.100 | |
| Measurement Input, CDS Spread | Minimum | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other assets, measurement input (as a percent) | 0.0110 | 0.0110 |
| Other liabilities, measurement input (as a percent) | 0.0160 | 0.0001 |
| Measurement Input, CDS Spread | Maximum | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other assets, measurement input (as a percent) | 0.0360 | 0.0360 |
| Other liabilities, measurement input (as a percent) | 0.0350 | 0.0250 |
| Measurement Input, CDS Spread | Weighted Average | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other assets, measurement input (as a percent) | 0.0281 | 0.0192 |
| Other liabilities, measurement input (as a percent) | 0.0202 | 0.0207 |
| Measurement Input, Loss Given Default | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other liabilities, measurement input (as a percent) | 0.30 | 0.30 |
| Measurement Input, Loss Given Default | Minimum | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other assets, measurement input (as a percent) | 0 | |
| Measurement Input, Loss Given Default | Maximum | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other assets, measurement input (as a percent) | 0.02 | 0.30 |
| Measurement Input, Loss Given Default | Weighted Average | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other assets, measurement input (as a percent) | 0.30 | |
| Timing of Visa litigation resolution | Weighted Average | ||
| Fair Value Measurement Inputs and Valuation Techniques [Line Items] | ||
| Other liabilities, measurement input, term (in years) | 1 year 6 months | 2 years 6 months |
FAIR VALUE DISCLOSURES OF FINANCIAL ASSETS AND LIABILITIES - Book Value and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Financial assets: | ||
| Investment securities, available for sale | $ 3,542,246 | $ 3,510,648 |
| Loans and leases, net | 13,082,027 | 12,996,218 |
| Stock in FHLB of Pittsburgh | 10,194 | 11,805 |
| Accrued interest receivable | 80,285 | 84,671 |
| Financial liabilities: | ||
| Deposits | 17,642,488 | 17,029,808 |
| Accrued interest payable | 19,646 | 38,173 |
| Level 3 | ||
| Financial assets: | ||
| Other investments | 11,090 | 15,516 |
| Other assets | 80 | 25 |
| Book Value | Level 1 | ||
| Financial assets: | ||
| Cash, cash equivalents and restricted cash | 1,699,154 | 1,154,818 |
| Book Value | Level 2 | ||
| Financial assets: | ||
| Investment securities, available for sale | 3,542,246 | 3,510,648 |
| Investment securities, held to maturity, net | 968,331 | 1,015,161 |
| Loans, held for sale | 61,573 | 49,699 |
| Stock in FHLB of Pittsburgh | 10,194 | 11,805 |
| Accrued interest receivable | 80,285 | 84,671 |
| Financial liabilities: | ||
| Deposits | 17,642,488 | 17,029,808 |
| Borrowed funds | 302,682 | 383,607 |
| Accrued interest payable | 19,646 | 38,173 |
| Book Value | Level 3 | ||
| Financial assets: | ||
| Other investments | 13,441 | 18,184 |
| Loans and leases, net | 13,082,027 | 12,996,218 |
| Financial liabilities: | ||
| Standby letters of credit | 766 | 776 |
| Book Value | Levels 2, 3 | ||
| Financial assets: | ||
| Other assets | 145,505 | 170,489 |
| Financial liabilities: | ||
| Other liabilities | 125,861 | 160,512 |
| Fair Value | Level 1 | ||
| Financial assets: | ||
| Cash, cash equivalents and restricted cash | 1,699,154 | 1,154,818 |
| Fair Value | Level 2 | ||
| Financial assets: | ||
| Investment securities, available for sale | 3,542,246 | 3,510,648 |
| Investment securities, held to maturity, net | 879,066 | 895,511 |
| Loans, held for sale | 61,573 | 49,699 |
| Stock in FHLB of Pittsburgh | 10,194 | 11,805 |
| Accrued interest receivable | 80,285 | 84,671 |
| Financial liabilities: | ||
| Deposits | 17,631,304 | 17,016,839 |
| Borrowed funds | 288,470 | 379,154 |
| Accrued interest payable | 19,646 | 38,173 |
| Fair Value | Level 3 | ||
| Financial assets: | ||
| Other investments | 13,441 | 18,184 |
| Loans and leases, net | 13,171,197 | 13,100,492 |
| Financial liabilities: | ||
| Standby letters of credit | 766 | 776 |
| Fair Value | Levels 2, 3 | ||
| Financial assets: | ||
| Other assets | 145,505 | 170,489 |
| Financial liabilities: | ||
| Other liabilities | $ 125,861 | $ 160,512 |
DERIVATIVE FINANCIAL INSTRUMENTS - Fair Values of Derivative Instruments (Details) $ in Thousands |
Dec. 31, 2025
USD ($)
instrument
|
Dec. 31, 2024
USD ($)
instrument
|
|---|---|---|
| Derivatives, Fair Value [Line Items] | ||
| Notional | $ 9,362,961 | $ 7,802,391 |
| Total derivatives | 19,644 | 9,977 |
| Derivatives designated as hedging instruments: | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 2,200,000 | 1,500,000 |
| Derivative asset | $ 24,209 | $ 14,265 |
| Derivatives designated as hedging instruments: | Interest rate products | ||
| Derivatives, Fair Value [Line Items] | ||
| Number of derivative instruments | instrument | 25 | 18 |
| Notional | $ 2,200,000 | |
| Derivative asset | 24,209 | $ 14,265 |
| Derivatives designated as hedging instruments: | Interest rate products | Other liabilities | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 1,500,000 | |
| Derivatives not designated as hedging instruments: | Interest rate products | ||
| Derivatives, Fair Value [Line Items] | ||
| Derivative asset | 119,699 | 153,980 |
| Derivative liability | (119,706) | (153,980) |
| Derivatives not designated as hedging instruments: | Interest rate products | Other assets | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 3,316,973 | 2,942,675 |
| Derivatives not designated as hedging instruments: | Interest rate products | Other liabilities | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 3,298,973 | 2,942,675 |
| Derivatives not designated as hedging instruments: | Interest rate lock commitments with clients | ||
| Derivatives, Fair Value [Line Items] | ||
| Derivative asset | 824 | 612 |
| Derivative liability | (1) | (18) |
| Derivatives not designated as hedging instruments: | Interest rate lock commitments with clients | Other assets | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 54,789 | 41,238 |
| Derivatives not designated as hedging instruments: | Interest rate lock commitments with clients | Other liabilities | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 448 | 3,658 |
| Derivatives not designated as hedging instruments: | Forward sale commitments | ||
| Derivatives, Fair Value [Line Items] | ||
| Derivative asset | 5 | 200 |
| Derivative liability | (118) | (39) |
| Derivatives not designated as hedging instruments: | Forward sale commitments | Other assets | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 3,225 | 28,927 |
| Derivatives not designated as hedging instruments: | Forward sale commitments | Other liabilities | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 56,179 | 27,071 |
| Derivatives not designated as hedging instruments: | FX forwards | ||
| Derivatives, Fair Value [Line Items] | ||
| Derivative asset | 688 | 1,407 |
| Derivative liability | (607) | (1,205) |
| Derivatives not designated as hedging instruments: | FX forwards | Other assets | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 22,120 | 26,716 |
| Derivatives not designated as hedging instruments: | FX forwards | Other liabilities | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 22,490 | 25,924 |
| Derivatives not designated as hedging instruments: | Risk participation agreements sold | ||
| Derivatives, Fair Value [Line Items] | ||
| Derivative liability | (122) | (90) |
| Derivatives not designated as hedging instruments: | Risk participation agreements sold | Other liabilities | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 115,059 | 110,948 |
| Derivatives not designated as hedging instruments: | Risk participation agreements purchased | ||
| Derivatives, Fair Value [Line Items] | ||
| Derivative asset | 80 | 25 |
| Derivatives not designated as hedging instruments: | Risk participation agreements purchased | Other assets | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | 219,617 | 97,201 |
| Derivatives not designated as hedging instruments: | Financial derivative related to sales of certain Visa Class B shares | ||
| Derivatives, Fair Value [Line Items] | ||
| Derivative liability | (5,307) | (5,180) |
| Derivatives not designated as hedging instruments: | Financial derivative related to sales of certain Visa Class B shares | Other liabilities | ||
| Derivatives, Fair Value [Line Items] | ||
| Notional | $ 53,088 | $ 55,358 |
DERIVATIVE FINANCIAL INSTRUMENTS - Effect of Derivative Instruments on the Income Statement (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Derivative [Line Items] | |||
| Amount of (Loss) Gain Recognized in OCI on Derivative (Effective Portion) | $ 4,507 | $ (8,894) | $ 1,596 |
| Derivatives designated as hedging instruments: | |||
| Derivative [Line Items] | |||
| Amount of (Loss) Gain Recognized in OCI on Derivative (Effective Portion) | 4,507 | (8,894) | 1,596 |
| Derivatives not designated as hedging instruments: | |||
| Derivative [Line Items] | |||
| Amount of Gain (Loss) Recognized in Income | 6,152 | 10,014 | 10,758 |
| Interest rate products | Derivatives designated as hedging instruments: | |||
| Derivative [Line Items] | |||
| Amount of (Loss) Gain Recognized in OCI on Derivative (Effective Portion) | 4,507 | (8,894) | 1,596 |
| Interest rate products | Derivatives not designated as hedging instruments: | |||
| Derivative [Line Items] | |||
| Amount of Gain (Loss) Recognized in Income | 8,455 | 9,412 | 10,294 |
| Interest rate lock commitments with clients | Derivatives not designated as hedging instruments: | |||
| Derivative [Line Items] | |||
| Amount of Gain (Loss) Recognized in Income | 248 | (34) | 274 |
| Forward sale commitments | Derivatives not designated as hedging instruments: | |||
| Derivative [Line Items] | |||
| Amount of Gain (Loss) Recognized in Income | (1,346) | 175 | 65 |
| FX forwards | Derivatives not designated as hedging instruments: | |||
| Derivative [Line Items] | |||
| Amount of Gain (Loss) Recognized in Income | 167 | 524 | 130 |
| Risk participation agreements | Derivatives not designated as hedging instruments: | |||
| Derivative [Line Items] | |||
| Amount of Gain (Loss) Recognized in Income | $ (1,372) | $ (63) | $ (5) |
DERIVATIVE FINANCIAL INSTRUMENTS - Narrative (Details) $ in Thousands |
12 Months Ended | |
|---|---|---|
|
Dec. 31, 2025
USD ($)
instrument
institution
|
Dec. 31, 2024
USD ($)
instrument
|
|
| Derivative [Line Items] | ||
| Notional amount | $ 9,362,961 | $ 7,802,391 |
| Interest rate cash flow hedge expense reclassified to interest income | $ 10,900 | $ 4,600 |
| Derivative transaction held for guarantee | instrument | 123 | 154 |
| Derivative, credit risk related | $ 4,400 | $ 0 |
| Collateral, derivatives | $ 5,000 | 0 |
| Minimum | ||
| Derivative [Line Items] | ||
| Notional amount maturity period (in years) | 1 year | |
| Maximum | ||
| Derivative [Line Items] | ||
| Notional amount maturity period (in years) | 10 years | |
| Swap Guarantee | ||
| Derivative [Line Items] | ||
| Notional amount | $ 1 | |
| Number of unrelated financial institutions | institution | 1 | |
| Aggregate fair value of swaps to customers | $ 4,100 | 5,500 |
| Interest Rate Swap | ||
| Derivative [Line Items] | ||
| Notional amount | $ 500,000 | $ 600,000 |
| Derivative transaction held for guarantee | instrument | 1 | 0 |
| Cash | ||
| Derivative [Line Items] | ||
| Collateral value against obligations | $ 6,500 | |
| Derivatives designated as hedging instruments: | ||
| Derivative [Line Items] | ||
| Notional amount | $ 2,200,000 | $ 1,500,000 |
| Derivatives designated as hedging instruments: | Interest Rate Contract | ||
| Derivative [Line Items] | ||
| Number of derivative instruments | instrument | 25 | 18 |
| Purchase of derivatives | $ 44,600 | |
| Notional amount | $ 2,200,000 | |
RELATED PARTY TRANSACTIONS (Details) $ in Thousands |
12 Months Ended | |
|---|---|---|
|
Dec. 31, 2025
USD ($)
loan
|
Dec. 31, 2024
USD ($)
|
|
| Related Party Transaction [Line Items] | ||
| Other borrowed funds | $ 14,744 | $ 23,102 |
| Related Party | ||
| Related Party Transaction [Line Items] | ||
| Total deposits from related parties | 6,100 | 6,400 |
| Loans | Related Party | ||
| Related Party Transaction [Line Items] | ||
| Maximum loan capacity | $ 500 | |
| Number of loan transactions | loan | 0 | |
| Other borrowed funds | $ 300 | $ 400 |
| Loans | Related Party | Executive Officers | ||
| Related Party Transaction [Line Items] | ||
| Maximum loan capacity | 500 | |
| New Loans and Credit Line Advance to Related Parties | Related Party | ||
| Related Party Transaction [Line Items] | ||
| Repayments | $ 100 |
SEGMENT INFORMATION - Narrative (Details) |
12 Months Ended |
|---|---|
|
Dec. 31, 2025
segment
| |
| Segment Reporting [Abstract] | |
| Number of segments | 3 |
| Number of Reportable Segments | 3 |
SEGMENT INFORMATION - Details of Segment Information (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Segment Reporting Information [Line Items] | |||
| Interest income | $ 1,019,688 | $ 1,063,582 | $ 976,522 |
| Interest expense | 293,601 | 358,144 | 251,419 |
| Net interest income | 726,087 | 705,438 | 725,103 |
| Noninterest income | 339,898 | 340,920 | 289,871 |
| Provision for credit losses | 49,206 | 61,410 | 88,071 |
| Salaries, benefits and other compensation | 356,831 | 332,682 | 289,193 |
| Occupancy expense | 35,560 | 37,579 | 42,184 |
| Equipment expense | 52,940 | 47,744 | 42,242 |
| Professional fees | 21,271 | 20,164 | 21,200 |
| Noninterest expenses | 636,167 | 637,689 | 561,633 |
| Income before taxes | 380,612 | 347,259 | 365,270 |
| Income tax provision | 93,363 | 83,764 | 96,245 |
| Consolidated net income | 287,249 | 263,495 | 269,025 |
| Net income (loss) attributable to noncontrolling interest | (100) | (176) | (131) |
| Net income attributable to WSFS | 287,349 | 263,671 | 269,156 |
| Operating Segments | |||
| Segment Reporting Information [Line Items] | |||
| Total revenue | 1,106,040 | 1,083,238 | 1,046,671 |
| Total expenses | 725,428 | 735,979 | 681,401 |
| Income before taxes | 380,612 | 347,259 | 365,270 |
| Income tax provision | 93,363 | 83,764 | 96,245 |
| Consolidated net income | 287,249 | 263,495 | 269,025 |
| Net income (loss) attributable to noncontrolling interest | (100) | (176) | (131) |
| Net income attributable to WSFS | 287,349 | 263,671 | 269,156 |
| Capital expenditures for the period ended | 6,388 | 14,258 | 6,406 |
| Operating Segments | External Customers | |||
| Segment Reporting Information [Line Items] | |||
| Interest income | 1,019,688 | 1,063,582 | 976,522 |
| Interest expense | 293,601 | 358,144 | 251,419 |
| Net interest income | 726,087 | 705,438 | 725,103 |
| Noninterest income | 339,898 | 340,920 | 289,871 |
| Total revenue | 1,065,985 | 1,046,358 | 1,014,974 |
| Provision for credit losses | 49,206 | 61,410 | 88,071 |
| Salaries, benefits and other compensation | 356,831 | 332,682 | 289,193 |
| Occupancy expense | 35,560 | 37,579 | 42,184 |
| Equipment expense | 52,940 | 47,744 | 42,242 |
| Professional fees | 21,271 | 20,164 | 19,054 |
| Other segment items | 169,565 | 199,520 | 168,960 |
| Total expenses | 685,373 | 699,099 | 649,704 |
| Inter-Segment Eliminations | |||
| Segment Reporting Information [Line Items] | |||
| Interest income | 148,152 | 145,806 | 128,481 |
| Interest expense | 148,152 | 145,806 | 128,481 |
| Net interest income | 0 | 0 | 0 |
| Noninterest income | 40,055 | 36,880 | 31,697 |
| Total revenue | 40,055 | 36,880 | 31,697 |
| Total expenses | 40,055 | 36,880 | 31,697 |
| Noninterest expenses | 40,055 | 36,880 | 31,697 |
| WSFS Bank | Operating Segments | |||
| Segment Reporting Information [Line Items] | |||
| Total revenue | 753,265 | 750,156 | 765,410 |
| Total expenses | 517,201 | 522,497 | 515,730 |
| Income before taxes | 236,064 | 227,659 | 249,680 |
| Capital expenditures for the period ended | 5,771 | 12,305 | 6,335 |
| WSFS Bank | Operating Segments | External Customers | |||
| Segment Reporting Information [Line Items] | |||
| Interest income | 994,072 | 1,040,192 | 955,050 |
| Interest expense | 262,177 | 318,484 | 221,713 |
| Net interest income | 731,895 | 721,708 | 733,337 |
| Noninterest income | 71,121 | 78,249 | 74,951 |
| Total revenue | 803,016 | 799,957 | 808,288 |
| Provision for credit losses | 42,856 | 60,710 | 87,529 |
| Salaries, benefits and other compensation | 280,180 | 264,281 | 229,740 |
| Occupancy expense | 34,761 | 36,486 | 40,694 |
| Equipment expense | 42,440 | 38,607 | 35,657 |
| Professional fees | 14,516 | 15,286 | 11,418 |
| Other segment items | 99,256 | 104,180 | 108,194 |
| Total expenses | 514,009 | 519,550 | 513,232 |
| WSFS Bank | Inter-Segment Eliminations | |||
| Segment Reporting Information [Line Items] | |||
| Interest income | 30,769 | 31,036 | 28,202 |
| Interest expense | 117,383 | 114,770 | 100,279 |
| Net interest income | (86,614) | (83,734) | (72,077) |
| Noninterest income | 36,863 | 33,933 | 29,199 |
| Total revenue | (49,751) | (49,801) | (42,878) |
| Total expenses | 3,192 | 2,947 | 2,498 |
| Noninterest expenses | 3,192 | 2,947 | 2,498 |
| Cash Connect | Operating Segments | |||
| Segment Reporting Information [Line Items] | |||
| Total revenue | 85,377 | 101,170 | 69,434 |
| Total expenses | 75,549 | 100,171 | 65,199 |
| Income before taxes | 9,828 | 999 | 4,235 |
| Capital expenditures for the period ended | 197 | 204 | 0 |
| Cash Connect | Operating Segments | External Customers | |||
| Segment Reporting Information [Line Items] | |||
| Interest income | 0 | 0 | 0 |
| Interest expense | 0 | 0 | 0 |
| Net interest income | 0 | 0 | 0 |
| Noninterest income | 97,359 | 114,539 | 82,468 |
| Total revenue | 97,359 | 114,539 | 82,468 |
| Provision for credit losses | 87 | 0 | 0 |
| Salaries, benefits and other compensation | 10,042 | 10,209 | 9,395 |
| Occupancy expense | 0 | 28 | 296 |
| Equipment expense | 0 | 0 | 0 |
| Professional fees | 0 | 0 | 0 |
| Other segment items | 58,944 | 83,641 | 49,794 |
| Total expenses | 69,073 | 93,878 | 59,485 |
| Cash Connect | Inter-Segment Eliminations | |||
| Segment Reporting Information [Line Items] | |||
| Interest income | 1,826 | 1,441 | 1,384 |
| Interest expense | 15,534 | 16,645 | 16,348 |
| Net interest income | (13,708) | (15,204) | (14,964) |
| Noninterest income | 1,726 | 1,835 | 1,930 |
| Total revenue | (11,982) | (13,369) | (13,034) |
| Total expenses | 6,476 | 6,293 | 5,714 |
| Noninterest expenses | 6,476 | 6,293 | 5,714 |
| Wealth and Trust | Operating Segments | |||
| Segment Reporting Information [Line Items] | |||
| Total revenue | 267,398 | 231,912 | 211,827 |
| Total expenses | 132,678 | 113,311 | 100,472 |
| Income before taxes | 134,720 | 118,601 | 111,355 |
| Capital expenditures for the period ended | 420 | 1,749 | 71 |
| Wealth and Trust | Operating Segments | External Customers | |||
| Segment Reporting Information [Line Items] | |||
| Interest income | 25,616 | 23,390 | 21,472 |
| Interest expense | 31,424 | 39,660 | 29,706 |
| Net interest income | (5,808) | (16,270) | (8,234) |
| Noninterest income | 171,418 | 148,132 | 132,452 |
| Total revenue | 165,610 | 131,862 | 124,218 |
| Provision for credit losses | 6,263 | 700 | 542 |
| Salaries, benefits and other compensation | 66,609 | 58,192 | 50,058 |
| Occupancy expense | 799 | 1,065 | 1,194 |
| Equipment expense | 10,500 | 9,137 | 6,585 |
| Professional fees | 6,755 | 4,878 | 7,636 |
| Other segment items | 11,365 | 11,699 | 10,972 |
| Total expenses | 102,291 | 85,671 | 76,987 |
| Wealth and Trust | Inter-Segment Eliminations | |||
| Segment Reporting Information [Line Items] | |||
| Interest income | 115,557 | 113,329 | 98,895 |
| Interest expense | 15,235 | 14,391 | 11,854 |
| Net interest income | 100,322 | 98,938 | 87,041 |
| Noninterest income | 1,466 | 1,112 | 568 |
| Total revenue | 101,788 | 100,050 | 87,609 |
| Total expenses | 30,387 | 27,640 | 23,485 |
| Noninterest expenses | $ 30,387 | $ 27,640 | $ 23,485 |
SEGMENT INFORMATION - Net Assets (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|---|---|---|---|
| Segment Reporting Information [Line Items] | |||
| Cash and cash equivalents | $ 1,699,154 | $ 1,154,818 | |
| Goodwill | 885,224 | 885,898 | $ 885,898 |
| Other segment assets | 18,729,698 | 18,773,587 | |
| Total assets | 21,314,076 | 20,814,303 | |
| WSFS Bank | |||
| Segment Reporting Information [Line Items] | |||
| Cash and cash equivalents | 1,296,675 | 686,735 | |
| Goodwill | 753,586 | 753,586 | $ 753,586 |
| Other segment assets | 18,214,198 | 18,292,205 | |
| Total assets | 20,264,459 | 19,732,526 | |
| Cash Connect | |||
| Segment Reporting Information [Line Items] | |||
| Cash and cash equivalents | 355,854 | 424,907 | |
| Goodwill | 0 | 0 | |
| Other segment assets | 7,827 | 12,536 | |
| Total assets | 363,681 | 437,443 | |
| Wealth and Trust | |||
| Segment Reporting Information [Line Items] | |||
| Cash and cash equivalents | 46,625 | 43,176 | |
| Goodwill | 131,638 | 132,312 | |
| Other segment assets | 507,673 | 468,846 | |
| Total assets | $ 685,936 | $ 644,334 |
PARENT COMPANY FINANCIAL INFORMATION - Condensed Statements of Income (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Income: | |||
| Realized gain on sale of equity investment | $ 957 | $ 2,309 | $ 9,493 |
| Other noninterest income | 339,898 | 340,920 | 289,871 |
| Expense: | |||
| Interest expense | 293,601 | 358,144 | 251,419 |
| Other operating expense | (125,923) | (156,460) | (119,406) |
| Net expenses | (726,087) | (705,438) | (725,103) |
| Income tax (benefit) expense | 93,363 | 83,764 | 96,245 |
| Net income attributable to WSFS | 287,349 | 263,671 | 269,156 |
| WSFS Financial Corporation | |||
| Income: | |||
| Dividends from subsidiaries | 332,000 | 218,762 | 97,786 |
| Interest income | 1,466 | 1,252 | 817 |
| Realized gain on sale of equity investment | 247 | 2,105 | 9,493 |
| Unrealized gains on equity investments, net | 0 | 0 | 2,489 |
| Other noninterest income | 282 | 301 | 281 |
| Total revenue | 333,995 | 222,420 | 110,866 |
| Expense: | |||
| Interest expense | 11,872 | 16,661 | 16,610 |
| Other operating expense | 10,169 | 7,651 | 6,965 |
| Net expenses | 22,041 | 24,312 | 23,575 |
| Income before equity in undistributed income of subsidiaries | 311,954 | 198,108 | 87,291 |
| Equity in undistributed (loss) income of subsidiaries | (27,399) | 64,429 | 182,396 |
| Income before taxes | 284,555 | 262,537 | 269,687 |
| Income tax (benefit) expense | (2,794) | (1,134) | 531 |
| Net income attributable to WSFS | $ 287,349 | $ 263,671 | $ 269,156 |
PARENT COMPANY FINANCIAL INFORMATION - Condensed Statements of Financial Condition (Details) - USD ($) $ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
Dec. 31, 2022 |
|---|---|---|---|---|
| Assets: | ||||
| Cash and cash equivalents | $ 1,699,154 | $ 1,154,818 | ||
| Other assets, net of allowance for credit losses of $2,848 at December 31, 2025 and $– at December 31, 2024 | 806,402 | 893,707 | ||
| Total assets | 21,314,076 | 20,814,303 | ||
| Liabilities: | ||||
| Trust preferred borrowings | 91,047 | 90,834 | ||
| Senior and subordinated debt | 196,891 | 218,631 | ||
| Accrued interest payable | 19,646 | 38,173 | ||
| Other liabilities | 621,185 | 783,339 | ||
| Total liabilities | 18,586,001 | 18,234,927 | ||
| Stockholders’ equity: | ||||
| Common stock | 765 | 763 | ||
| Capital in excess of par value | 2,005,747 | 1,996,191 | ||
| Accumulated other comprehensive loss | (445,547) | (624,877) | ||
| Retained earnings | 2,121,706 | 1,871,523 | ||
| Treasury stock | (944,126) | (653,848) | ||
| Total stockholders’ equity | 2,728,075 | 2,579,376 | $ 2,469,815 | $ 2,201,886 |
| Total liabilities and stockholders’ equity | 21,314,076 | 20,814,303 | ||
| WSFS Financial Corporation | ||||
| Assets: | ||||
| Cash and cash equivalents | 254,496 | 275,431 | ||
| Investment in subsidiaries | 2,773,999 | 2,620,282 | ||
| Investment in Trusts | 2,785 | 2,785 | ||
| Other assets, net of allowance for credit losses of $2,848 at December 31, 2025 and $– at December 31, 2024 | 2,528 | 3,943 | ||
| Total assets | 3,033,808 | 2,902,441 | ||
| Liabilities: | ||||
| Trust preferred borrowings | 91,047 | 90,834 | ||
| Senior and subordinated debt | 196,891 | 218,631 | ||
| Accrued interest payable | 1,008 | 822 | ||
| Other liabilities | 6,317 | 2,402 | ||
| Total liabilities | 295,263 | 312,689 | ||
| Stockholders’ equity: | ||||
| Common stock | 765 | 763 | ||
| Capital in excess of par value | 2,005,747 | 1,996,191 | ||
| Accumulated other comprehensive loss | (445,547) | (624,877) | ||
| Retained earnings | 2,121,706 | 1,871,523 | ||
| Treasury stock | (944,126) | (653,848) | ||
| Total stockholders’ equity | 2,738,545 | 2,589,752 | ||
| Total liabilities and stockholders’ equity | $ 3,033,808 | $ 2,902,441 |
PARENT COMPANY FINANCIAL INFORMATION - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Operating activities: | |||
| Net income attributable to WSFS | $ 287,349 | $ 263,671 | $ 269,156 |
| Adjustments to reconcile net income to net cash provided by operating activities: | |||
| Realized gain on sale of equity investments | 4,100 | (9,500) | |
| Unrealized gains on equity investments | 4,057 | 0 | (329) |
| Decrease in other assets | 36,047 | (106,041) | (2,185) |
| Increase (decrease) in other liabilities | (149,549) | 85,291 | (60,781) |
| Net cash provided by operating activities | 219,999 | 219,899 | 237,003 |
| Investing activities: | |||
| Net cash for business combinations | 0 | 0 | (3,000) |
| Net cash provided by (used in) investing activities | 124,882 | (66,732) | (326,261) |
| Financing activities: | |||
| Issuance of common stock and exercise of common stock options | (3,235) | 466 | 3,298 |
| Receipts from issuance of senior debt | 200,000 | 0 | 0 |
| Senior debt issuance costs | (3,126) | 0 | 0 |
| Purchase of treasury stock | (290,278) | (96,311) | (54,647) |
| Dividends paid | (37,166) | (35,805) | (36,742) |
| Net cash provided by (used in) financing activities | 199,455 | (91,249) | 344,900 |
| Increase in cash, cash equivalents, and restricted cash | 544,336 | 61,918 | 255,642 |
| Cash, cash equivalents, and restricted cash at beginning of period | 1,154,818 | 1,092,900 | 837,258 |
| Cash, cash equivalents, and restricted cash at end of period | 1,699,154 | 1,154,818 | 1,092,900 |
| WSFS Financial Corporation | |||
| Operating activities: | |||
| Net income attributable to WSFS | 287,349 | 263,671 | 269,156 |
| Adjustments to reconcile net income to net cash provided by operating activities: | |||
| Equity in undistributed loss (income) of subsidiaries | 27,399 | (64,429) | (182,396) |
| Realized gain on sale of equity investments | (247) | (2,105) | (9,493) |
| Unrealized gains on equity investments | 0 | 0 | (2,489) |
| Decrease in other assets | 12,669 | 15,932 | 31,254 |
| Increase (decrease) in other liabilities | 5,700 | (747) | 3,488 |
| Net cash provided by operating activities | 332,870 | 212,322 | 109,520 |
| Investing activities: | |||
| Payments for investment in and advances to subsidiaries | 0 | (2,511) | 0 |
| Net cash provided by (used in) investing activities | 0 | (2,511) | 0 |
| Financing activities: | |||
| Issuance of common stock and exercise of common stock options | (3,235) | 466 | 3,298 |
| Redemption of senior and subordinated debt | (220,000) | 0 | (30,000) |
| Receipts from issuance of senior debt | 200,000 | 0 | 0 |
| Senior debt issuance costs | (3,126) | ||
| Purchase of treasury stock | (290,278) | (96,311) | (54,647) |
| Dividends paid | (37,166) | (35,805) | (36,742) |
| Net cash provided by (used in) financing activities | (353,805) | (131,650) | (118,091) |
| Increase in cash, cash equivalents, and restricted cash | (20,935) | 78,161 | (8,571) |
| Cash, cash equivalents, and restricted cash at beginning of period | 275,431 | 197,270 | 205,841 |
| Cash, cash equivalents, and restricted cash at end of period | $ 254,496 | $ 275,431 | $ 197,270 |
CHANGE IN ACCUMULATED OTHER COMPREHENSIVE LOSS - Components of Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Accumulated Other Comprehensive Income (Loss) [Roll Forward] | |||
| Beginning balance | $ 2,589,752 | ||
| Other comprehensive (loss) income before reclassifications | 166,612 | $ (45,812) | $ 65,244 |
| Less: Amounts reclassified from accumulated other comprehensive income (loss) | 12,718 | 14,926 | 16,609 |
| Total other comprehensive income (loss) | 179,330 | (30,886) | 81,853 |
| Ending balance | 2,738,545 | 2,589,752 | |
| Total | |||
| Accumulated Other Comprehensive Income (Loss) [Roll Forward] | |||
| Beginning balance | (624,877) | (593,991) | (675,844) |
| Total other comprehensive income (loss) | 179,330 | (30,886) | 81,853 |
| Ending balance | (445,547) | (624,877) | (593,991) |
| Net change in investment securities available for sale | |||
| Accumulated Other Comprehensive Income (Loss) [Roll Forward] | |||
| Beginning balance | (537,789) | (499,932) | (563,533) |
| Other comprehensive (loss) income before reclassifications | 161,244 | (37,857) | 63,601 |
| Less: Amounts reclassified from accumulated other comprehensive income (loss) | 0 | 0 | 0 |
| Total other comprehensive income (loss) | 161,244 | (37,857) | 63,601 |
| Ending balance | (376,545) | (537,789) | (499,932) |
| Net change in investment securities held to maturity | |||
| Accumulated Other Comprehensive Income (Loss) [Roll Forward] | |||
| Beginning balance | (76,405) | (91,523) | (108,503) |
| Other comprehensive (loss) income before reclassifications | 0 | 0 | 0 |
| Less: Amounts reclassified from accumulated other comprehensive income (loss) | 12,996 | 15,118 | 16,980 |
| Total other comprehensive income (loss) | 12,996 | 15,118 | 16,980 |
| Ending balance | (63,409) | (76,405) | (91,523) |
| Net change in defined benefit plan | |||
| Accumulated Other Comprehensive Income (Loss) [Roll Forward] | |||
| Beginning balance | (3,815) | (4,614) | (4,482) |
| Other comprehensive (loss) income before reclassifications | 1,569 | 991 | 132 |
| Less: Amounts reclassified from accumulated other comprehensive income (loss) | (278) | (192) | (264) |
| Total other comprehensive income (loss) | 1,291 | 799 | (132) |
| Ending balance | (2,524) | (3,815) | (4,614) |
| Net change in fair value of derivatives used for cash flow hedges | |||
| Accumulated Other Comprehensive Income (Loss) [Roll Forward] | |||
| Beginning balance | (7,297) | 1,597 | 108 |
| Other comprehensive (loss) income before reclassifications | 4,507 | (8,894) | 1,596 |
| Less: Amounts reclassified from accumulated other comprehensive income (loss) | 0 | 0 | (107) |
| Total other comprehensive income (loss) | 4,507 | (8,894) | 1,489 |
| Ending balance | (2,790) | (7,297) | 1,597 |
| Net change in equity method investments | |||
| Accumulated Other Comprehensive Income (Loss) [Roll Forward] | |||
| Beginning balance | 429 | 481 | 566 |
| Other comprehensive (loss) income before reclassifications | (708) | (52) | (85) |
| Less: Amounts reclassified from accumulated other comprehensive income (loss) | 0 | 0 | 0 |
| Total other comprehensive income (loss) | (708) | (52) | (85) |
| Ending balance | $ (279) | $ 429 | $ 481 |
CHANGE IN ACCUMULATED OTHER COMPREHENSIVE LOSS - Components of Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items] | |||
| Income taxes | $ (93,363) | $ (83,764) | $ (96,245) |
| Income before taxes | 380,612 | 347,259 | 365,270 |
| Reclassification out of Accumulated Other Comprehensive Income (Loss) | |||
| Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items] | |||
| Net income attributable to WSFS | 12,718 | 14,926 | 16,609 |
| Reclassification out of Accumulated Other Comprehensive Income (Loss) | Accumulated Defined Benefit Plans Adjustment, Net Prior Service Attributable to Parent | |||
| Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items] | |||
| Prior service credits | (76) | (76) | (76) |
| Reclassification out of Accumulated Other Comprehensive Income (Loss) | Amortization of defined benefit pension plan-related items: | |||
| Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items] | |||
| Income taxes | 88 | 60 | 83 |
| Actuarial gains | (290) | (176) | (271) |
| Income before taxes | (366) | (252) | (347) |
| Net income attributable to WSFS | (278) | (192) | (264) |
| Reclassification out of Accumulated Other Comprehensive Income (Loss) | Net unrealized gains on terminated cash flow hedges: | |||
| Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items] | |||
| Amortization of net unrealized losses to income during the period | 0 | 0 | (141) |
| Income taxes | 0 | 0 | 34 |
| Net income attributable to WSFS | 0 | 0 | (107) |
| Reclassification out of Accumulated Other Comprehensive Income (Loss) | Net unrealized holding losses on securities transferred between available-for-sale and held-to-maturity: | Net change in investment securities available for sale | |||
| Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items] | |||
| Amortization of net unrealized losses to income during the period | 17,099 | 19,892 | 22,343 |
| Income taxes | (4,103) | (4,774) | (5,363) |
| Net income attributable to WSFS | $ 12,996 | $ 15,118 | $ 16,980 |
LEGAL AND OTHER PROCEEDINGS (Details) - USD ($) |
12 Months Ended | |||||
|---|---|---|---|---|---|---|
Jun. 06, 2023 |
Nov. 16, 2022 |
Oct. 03, 2022 |
Dec. 31, 2025 |
Jan. 03, 2025 |
Dec. 31, 2024 |
|
| Loss Contingencies [Line Items] | ||||||
| Loss contingency value | $ 15,000,000.0 | $ 1,500,000 | ||||
| Additions to other significant pending legal or other proceedings | $ 0 | |||||
| Estimated liability | $ 500,000 | $ 1,000,000.0 | ||||
| Maximum | ||||||
| Loss Contingencies [Line Items] | ||||||
| Loss contingency, estimate of possible loss | $ 15,000,000.0 | |||||
| Minimum | ||||||
| Loss Contingencies [Line Items] | ||||||
| Loss contingency, estimate of possible loss | $ 0.0 | |||||
| WSFS Bank | Maximum | ||||||
| Loss Contingencies [Line Items] | ||||||
| Claim seeks damages in an amount | $ 40,000,000.0 | $ 25,000.0 |
SUBSEQUENT EVENTS (Details) - USD ($) $ in Thousands |
3 Months Ended | 12 Months Ended | |||
|---|---|---|---|---|---|
Feb. 27, 2026 |
Mar. 31, 2025 |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Subsequent Event [Line Items] | |||||
| Recoveries | $ 15,662 | $ 12,867 | $ 12,199 | ||
| Charge-offs | (65,586) | (65,123) | (66,007) | ||
| Payoff of nonperforming loans | 13,257,946 | 13,187,874 | 12,766,518 | ||
| Commercial mortgages | Commercial and industrial | |||||
| Subsequent Event [Line Items] | |||||
| Recoveries | 4,894 | 6,883 | 7,735 | ||
| Charge-offs | $ (15,900) | (32,120) | (15,490) | (26,653) | |
| Payoff of nonperforming loans | $ 2,796,654 | $ 2,656,174 | $ 2,540,070 | ||
| Subsequent Event | Commercial mortgages | Commercial and industrial | |||||
| Subsequent Event [Line Items] | |||||
| Recoveries | $ 15,700 | ||||
| Subsequent Event | Commercial mortgages | Commercial and industrial | Nonperforming | |||||
| Subsequent Event [Line Items] | |||||
| Payoff of nonperforming loans | $ 2,500 | ||||