ORRSTOWN FINANCIAL SERVICES INC (Form: 13F-HR, Received: 04/08/2026 08:43:53)

FORM 13F INFORMATION TABLE

COLUMN 1	COLUMN 2	COLUMN 3		COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
NAME OF ISSUER	TITLE OF CLASS	CUSIP	FIGI	VALUE (round to nearest dollar)	SHRS OR PRN AMT	SH / PRN	PUT / CALL	INVESTMENT DISCRETION	OTHER MANAGER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	FIGI	VALUE (round to nearest dollar)	SHRS OR PRN AMT	SH / PRN	PUT / CALL	INVESTMENT DISCRETION	OTHER MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	Common Stock	002824100	-	832,962	8,113	SH	-	SOLE	-	8,113	0	0
Abbvie Inc	Common Stock	00287Y109	-	562,429	2,586	SH	-	SOLE	-	2,586	0	0
Accenture PLC	Common Stock	G1151C101	-	736,449	3,714	SH	-	SOLE	-	3,714	0	0
Adobe Inc.	Common Stock	00724F101	-	391,359	1,610	SH	-	SOLE	-	1,610	0	0
Advanced Micro Devices Inc	Common Stock	007903107	-	1,250,688	6,148	SH	-	SOLE	-	6,148	0	0
Alphabet Inc.	Common Stock	02079K107	-	434,880	1,516	SH	-	SOLE	-	1,516	0	0
Alphabet Inc	Common Stock	02079K305	-	5,465,365	19,006	SH	-	SOLE	-	19,006	0	0
Amazon.com Inc	Common Stock	023135106	-	3,739,696	17,956	SH	-	SOLE	-	17,956	0	0
American Century Focused Large Cap Value	Exchange Traded Fund	025072794	-	569,388	7,425	SH	-	SOLE	-	7,425	0	0
American Express Company	Common Stock	025816109	-	1,167,270	3,859	SH	-	SOLE	-	3,859	0	0
Amgen Inc	Common Stock	031162100	-	986,587	2,804	SH	-	SOLE	-	2,804	0	0
Amphenol Corp	Common Stock	032095101	-	416,450	3,296	SH	-	SOLE	-	3,296	0	0
Apple Inc.	Common Stock	037833100	-	5,683,373	22,394	SH	-	SOLE	-	22,394	0	0
Applied Materials Inc	Common Stock	038222105	-	2,223,002	6,504	SH	-	SOLE	-	6,504	0	0
Avantis U.S. Small Cap Value	Exchange Traded Fund	025072877	-	7,733	70	SH	-	OTR	-	70	0	0
Avantis U.S. Small Cap Value	Exchange Traded Fund	025072877	-	36,173,070	327,447	SH	-	SOLE	-	327,435	0	12
BANK OF AMERICA CORP	Common Stock	060505104	-	453,229	9,297	SH	-	SOLE	-	9,297	0	0
BERKSHIRE HATHAWAY INC DEL	Common Stock	084670702	-	1,244,003	2,596	SH	-	SOLE	-	2,596	0	0
BLACKROCK INC	Common Stock	09290D101	-	477,008	496	SH	-	SOLE	-	496	0	0
Boeing Co	Common Stock	097023105	-	242,569	1,219	SH	-	SOLE	-	1,219	0	0
BOOKING HOLDINGS INC	Common Stock	09857L108	-	736,806	175	SH	-	SOLE	-	175	0	0
BOSTON SCIENTIFIC CORP	Common Stock	101137107	-	455,628	7,261	SH	-	SOLE	-	7,261	0	0
Broadcom Inc	Common Stock	11135F101	-	2,325,658	7,514	SH	-	SOLE	-	7,514	0	0
Caterpillar Inc	Common Stock	149123101	-	929,500	1,312	SH	-	SOLE	-	1,312	0	0
Chevron Corp.	Common Stock	166764100	-	1,423,058	6,878	SH	-	SOLE	-	6,878	0	0
Cisco Systems Inc	Common Stock	17275R102	-	793,978	10,233	SH	-	SOLE	-	10,233	0	0
CITIGROUP INC	Common Stock	172967424	-	593,588	5,234	SH	-	SOLE	-	5,234	0	0
ConocoPhillips	Common Stock	20825C104	-	370,260	2,805	SH	-	SOLE	-	2,805	0	0
Costco Wholesale Corporation	Common Stock	22160K105	-	1,882,256	1,889	SH	-	SOLE	-	1,889	0	0
Crowdstrike Holdings Inc	Common Stock	22788C105	-	514,560	1,318	SH	-	SOLE	-	1,318	0	0
Cummins Inc	Common Stock	231021106	-	201,219	374	SH	-	SOLE	-	374	0	0
D R HORTON INC	Common Stock	23331A109	-	287,750	2,097	SH	-	SOLE	-	2,097	0	0
Deere & Co	Common Stock	244199105	-	239,403	425	SH	-	SOLE	-	425	0	0
DIMENSIONAL ETF TRUST	Exchange Traded Fund	25434V401	-	417,022	5,881	SH	-	SOLE	-	5,881	0	0
Eaton Corp. PLC	Common Stock	G29183103	-	1,125,587	3,147	SH	-	SOLE	-	3,147	0	0
Eli Lilly and Co	Common Stock	532457108	-	1,496,466	1,627	SH	-	SOLE	-	1,627	0	0
Exxon Mobil Corp	Common Stock	30231G102	-	1,911,729	11,268	SH	-	SOLE	-	11,268	0	0
Fidelity Enhanced International	International Equity ETF	31609A404	-	56,368,602	1,515,285	SH	-	SOLE	-	1,515,229	0	56
Fidelity Enhanced International	International Equity ETF	31609A404	-	11,830	318	SH	-	OTR	-	318	0	0
GE AEROSPACE	Common Stock	369604301	-	3,610,122	12,722	SH	-	SOLE	-	12,722	0	0
GE VERNOVA INC	Common Stock	36828A101	-	2,787,170	3,193	SH	-	SOLE	-	3,193	0	0
Goldman Sachs Group Inc	Common Stock	38141G104	-	775,773	917	SH	-	SOLE	-	917	0	0
Goldman Sachs Small Cap Equity	Exchange Traded Fund	38149W614	-	4,753	87	SH	-	OTR	-	87	0	0
Goldman Sachs Small Cap Equity	Exchange Traded Fund	38149W614	-	23,987,004	439,037	SH	-	SOLE	-	439,021	0	16
Home Depot	Common Stock	437076102	-	1,407,320	4,279	SH	-	SOLE	-	4,279	0	0
Honeywell International Inc	Common Stock	438516106	-	833,147	3,686	SH	-	SOLE	-	3,686	0	0
INTUIT	Common Stock	461202103	-	435,839	1,008	SH	-	SOLE	-	1,008	0	0
INTUITIVE SURGICAL INC	Common Stock	46120E602	-	867,122	1,881	SH	-	SOLE	-	1,881	0	0
Invesco Russell 1000 Dynamic Multifactor	Exchange Traded Fund	46138J619	-	3,696,358	61,483	SH	-	SOLE	-	61,483	0	0
Invesco Russell 2000 Dynamic Multifactor	Exchange Traded Fund	46138J593	-	339,487	7,500	SH	-	SOLE	-	7,500	0	0
iShares Core Dividend Growth ETF	Exchange Traded Fund	46434V621	-	268,158	3,821	SH	-	SOLE	-	3,821	0	0
iShares Core MSCI EAFE ETF	International Equity ETF	46432F842	-	5,164,646	57,049	SH	-	SOLE	-	57,049	0	0
iShares Core MSCI Emerging Markets ETF	International Equity ETF	46434G103	-	4,124,387	59,131	SH	-	SOLE	-	59,131	0	0
iShares Core S&P 500 Index Fund	Exchange Traded Fund	464287200	-	149,639,960	229,084	SH	-	SOLE	-	229,074	0	10
iShares Core S&P 500 Index Fund	Exchange Traded Fund	464287200	-	37,233	57	SH	-	OTR	-	57	0	0
iShares Core S&P Mid-Cap Index Fund	Exchange Traded Fund	464287507	-	1,998,415	29,593	SH	-	SOLE	-	29,593	0	0
iShares Core US Aggregate Bond	Fixed Income ETF	464287226	-	1,377,371	13,875	SH	-	SOLE	-	13,875	0	0
iShares MSCI ACWI ex US ETF	International Equity ETF	464288240	-	1,499,425	21,899	SH	-	SOLE	-	21,899	0	0
iShares MSCI EAFE ETF	International Equity ETF	464287465	-	1,259,485	12,967	SH	-	SOLE	-	12,967	0	0
iShares MSCI Emerging Markets ETF	International Equity ETF	464287234	-	681,480	12,000	SH	-	SOLE	-	12,000	0	0
iShares National Muni Bond	Fixed Income ETF	464288414	-	1,187,606	11,188	SH	-	SOLE	-	11,188	0	0
iShares Russell 1000 Growth ETF	Exchange Traded Fund	464287614	-	935,948	2,195	SH	-	SOLE	-	2,195	0	0
iShares Russell 1000 Index Fund	Exchange Traded Fund	464287622	-	2,425,321	6,802	SH	-	SOLE	-	6,802	0	0
iShares Russell 1000 Value ETF	Exchange Traded Fund	464287598	-	364,307	1,705	SH	-	SOLE	-	1,705	0	0
Johnson & Johnson	Common Stock	478160104	-	1,754,101	7,176	SH	-	SOLE	-	7,176	0	0
JPMorgan Active Growth	Exchange Traded Fund	46654Q609	-	19,861,524	234,992	SH	-	SOLE	-	234,992	0	0
JPMorgan Active Value	Exchange Traded Fund	46641Q167	-	8,108	113	SH	-	OTR	-	113	0	0
JPMorgan Active Value	Exchange Traded Fund	46641Q167	-	60,896,234	848,728	SH	-	SOLE	-	848,680	0	48
JPMorgan Chase & Co	Common Stock	46625H100	-	2,528,305	8,595	SH	-	SOLE	-	8,595	0	0
JPMorgan Equity Premium Income	Exchange Traded Fund	46641Q332	-	24,541,817	432,989	SH	-	SOLE	-	432,957	0	32
JPMorgan Hedged Equity Laddered Overlay	Exchange Traded Fund	46654Q724	-	9,412,026	147,270	SH	-	SOLE	-	147,270	0	0
LAM RESEARCH CORP	Common Stock	512807306	-	2,027,633	9,490	SH	-	SOLE	-	9,490	0	0
Lockheed Martin Corp	Common Stock	539830109	-	210,932	349	SH	-	SOLE	-	349	0	0
Mastercard Inc	Common Stock	57636Q104	-	1,266,638	2,535	SH	-	SOLE	-	2,535	0	0
Mcdonald's Corp	Common Stock	580135101	-	972,151	3,128	SH	-	SOLE	-	3,128	0	0
Merck & Co Inc	Common Stock	58933Y105	-	589,902	4,904	SH	-	SOLE	-	4,904	0	0
Meta Platforms Inc	Common Stock	30303M102	-	1,876,586	3,280	SH	-	SOLE	-	3,280	0	0
MICRON TECHNOLOGY INC	Common Stock	595112103	-	739,532	2,189	SH	-	SOLE	-	2,189	0	0
Microsoft Corp	Common Stock	594918104	-	5,144,623	13,898	SH	-	SOLE	-	13,898	0	0
MORGAN STANLEY	Common Stock	617446448	-	235,993	1,434	SH	-	SOLE	-	1,434	0	0
Netflix Inc	Common Stock	64110L106	-	1,133,993	11,794	SH	-	SOLE	-	11,794	0	0
NVIDIA Corp	Common Stock	67066G104	-	4,843,088	27,770	SH	-	SOLE	-	27,770	0	0
Oracle Corp	Common Stock	68389X105	-	1,169,819	7,952	SH	-	SOLE	-	7,952	0	0
Palo Alto Networks Inc	Common Stock	697435105	-	506,451	3,159	SH	-	SOLE	-	3,159	0	0
PepsiCo Inc	Common Stock	713448108	-	848,970	5,467	SH	-	SOLE	-	5,467	0	0
Pfizer Inc	Common Stock	717081103	-	274,426	9,773	SH	-	SOLE	-	9,773	0	0
PNC Financial Services Group Inc	Common Stock	693475105	-	1,482,225	7,123	SH	-	SOLE	-	7,123	0	0
Procter & Gamble Co	Common Stock	742718109	-	1,026,246	7,105	SH	-	SOLE	-	7,105	0	0
PROGRESSIVE CORP	Common Stock	743315103	-	534,059	2,694	SH	-	SOLE	-	2,694	0	0
Qualcomm Inc	Common Stock	747525103	-	478,289	3,714	SH	-	SOLE	-	3,714	0	0
QUANTA SVCS INC	Common Stock	74762E102	-	337,647	615	SH	-	SOLE	-	615	0	0
RTX Corporation	Common Stock	75513E101	-	1,843,931	9,559	SH	-	SOLE	-	9,559	0	0
S&P Global Inc	Common Stock	78409V104	-	791,983	1,862	SH	-	SOLE	-	1,862	0	0
SALESFORCE, INC.	Common Stock	79466L302	-	1,069,059	5,727	SH	-	SOLE	-	5,727	0	0
ServiceNow Inc	Common Stock	81762P102	-	687,834	6,579	SH	-	SOLE	-	6,579	0	0
SPDR S&P 600 Small Cap Growth	Exchange Traded Fund	78464A201	-	358,943	3,715	SH	-	SOLE	-	3,715	0	0
State Street Energy Select Sector SPDR ETF	Exchange Traded Fund	81369Y506	-	530,267	8,656	SH	-	SOLE	-	8,656	0	0
State Street Materials Select Sector SPDR ETF	Exchange Traded Fund	81369Y100	-	1,105,536	22,124	SH	-	SOLE	-	22,124	0	0
State Street Real Estate Select Sector SPDR ETF	Exchange Traded Fund	81369Y860	-	774,831	18,977	SH	-	SOLE	-	18,977	0	0
STATE STREET SPDR DOW JONES INDUSTRIAL AVERAGE ETF	Exchange Traded Fund	78467X109	-	791,129	1,708	SH	-	SOLE	-	1,708	0	0
State Street SPDR S&P 500 ETF Trust	Exchange Traded Fund	78462F103	-	556,041	855	SH	-	SOLE	-	855	0	0
State Street Utilities Select Sector SPDR ETF	Exchange Traded Fund	81369Y886	-	1,242,013	27,065	SH	-	SOLE	-	27,065	0	0
Tesla Inc	Common Stock	88160R101	-	847,218	2,279	SH	-	SOLE	-	2,279	0	0
The Charles Schwab Corporation	Common Stock	808513105	-	401,577	4,273	SH	-	SOLE	-	4,273	0	0
Thermo Fisher Scientific Inc	Common Stock	883556102	-	793,821	1,615	SH	-	SOLE	-	1,615	0	0
TJX Companies Inc	Common Stock	872540109	-	2,078,975	13,018	SH	-	SOLE	-	13,018	0	0
T-MOBILE US INC	Common Stock	872590104	-	1,036,498	4,935	SH	-	SOLE	-	4,935	0	0
Travelers Companies Inc	Common Stock	89417E109	-	732,700	2,512	SH	-	SOLE	-	2,512	0	0
UBER TECHNOLOGIES INC	Common Stock	90353T100	-	552,566	7,682	SH	-	SOLE	-	7,682	0	0
Union Pacific Corp	Common Stock	907818108	-	1,216,497	5,014	SH	-	SOLE	-	5,014	0	0
UnitedHealth Group Inc	Common Stock	91324P102	-	1,081,278	3,996	SH	-	SOLE	-	3,996	0	0
Valero Energy Corp	Common Stock	91913Y100	-	345,665	1,399	SH	-	SOLE	-	1,399	0	0
Vanguard 500 Index Fund	Exchange Traded Fund	922908363	-	2,247,983	3,762	SH	-	SOLE	-	3,762	0	0
Vanguard Core Bond	Fixed Income ETF	922020748	-	21,744	281	SH	-	OTR	-	281	0	0
Vanguard Core Bond	Fixed Income ETF	922020748	-	68,360,742	883,442	SH	-	SOLE	-	883,392	0	50
Vanguard Idx Fund	Exchange Traded Fund	922908769	-	256,648	800	SH	-	SOLE	-	800	0	0
Vanguard Intermediate Term Bond ETF	Fixed Income ETF	921937819	-	6,773,008	87,756	SH	-	SOLE	-	87,756	0	0
Vanguard Russell 3000 ETF	Exchange Traded Fund	92206C599	-	1,483,598	5,159	SH	-	SOLE	-	5,159	0	0
Vanguard Short-Term Corporate Bond Idx Fd	Fixed Income ETF	92206C409	-	752,986	9,499	SH	-	SOLE	-	9,499	0	0
Vanguard Small-Cap Index Fund	Exchange Traded Fund	922908751	-	3,723,717	14,217	SH	-	SOLE	-	14,217	0	0
Visa Inc	Common Stock	92826C839	-	2,293,397	7,588	SH	-	SOLE	-	7,588	0	0
Walmart Inc	Common Stock	931142103	-	2,610,874	21,008	SH	-	SOLE	-	21,008	0	0
Walt Disney Co	Common Stock	254687106	-	562,185	5,833	SH	-	SOLE	-	5,833	0	0

	UNITED STATES SECURITIES AND EXCHANGE COMMISSION	OMB APPROVAL
	Washington, D.C. 20549 FORM 13F	OMB Number: 3235-0006 Estimated average burden hours per response: 23.8

Check here if Amendment:		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Name:	ORRSTOWN FINANCIAL SERVICES INC
Address:	4750 LINDLE RD
	HARRISBURG	PA	17111

Form 13F File Number:		028-13107
CRD Number (if applicable):
SEC File Number (if applicable):

Name:	Monica Balafoutas
Title:	SVP Director of Wealth & Trust Investments
Phone:	717-530-2288

Institutional Investment Manager Filing this Report:

Person Signing this Report on Behalf of Reporting Manager:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

Form 13F Summary Page

Report Summary:

List of Other Included Managers:

FORM 13F INFORMATION TABLE

/s/ Monica Balafoutas	Harrisburg, PENNSYLVANIA	04-08-2026
[Signature]	[City, State]	[Date]

Number of Other Included Managers:	0
Form 13F Information table Entry Total:	123
Form 13F Information table Value Total:	597,476,809
	(round to nearest dollar)