ACNB CORP, 10-Q filed on 5/7/2026
Quarterly Report
v3.26.1
Cover Page - shares
 3 Months Ended
Mar. 31, 2026
Apr. 30, 2026
Cover [Abstract]    
Document Type 10-Q  
Document Quarterly Report true  
Document Period End Date Mar. 31, 2026  
Document Transition Report false  
Entity File Number 1-35015  
Entity Registrant Name ACNB CORPORATION  
Entity Incorporation, State or Country Code PA  
Entity Tax Identification Number 23-2233457  
Entity Address, Address Line One 16 Lincoln Square  
Entity Address, City or Town Gettysburg  
Entity Address, State or Province PA  
Entity Address, Postal Zip Code 17325  
City Area Code 717  
Local Phone Number 334-3161  
Title of 12(b) Security Common Stock, $2.50 par value per share  
Trading Symbol ACNB  
Security Exchange Name NASDAQ  
Entity Current Reporting Status Yes  
Entity Interactive Data Current Yes  
Entity Filer Category Accelerated Filer  
Entity Small Business false  
Entity Emerging Growth Company false  
Document Shell Company Report false  
Entity Common Stock, Shares Outstanding   10,212,044
Entity Central Index Key 0000715579  
Current Fiscal Year End Date --12-31  
Document Fiscal Year Focus 2026  
Document Fiscal Period Focus Q1  
Amendment Flag false  
v3.26.1
CONSOLIDATED STATEMENTS OF CONDITION (UNAUDITED) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 25,649 $ 20,611
Interest-bearing deposits with banks 67,986 45,037
Total Cash and Cash Equivalents 93,635 65,648
Equity securities with readily determinable fair values 942 949
Investment securities available for sale, at estimated fair value 471,659 466,894
Investment securities held to maturity, at amortized cost (fair value $56,248, $57,537) 63,159 63,288
Loans held for sale 15,155 28,170
Total loans, net of unearned income 2,349,245 2,330,514
Allowance for credit losses (23,615) (23,672)
Loans, net 2,325,630 2,306,842
Premises and equipment, net 30,373 30,648
Right of use asset 4,053 4,155
Restricted investment in bank stocks 12,574 14,237
Investment in bank-owned life insurance 105,667 105,840
Investments in low-income housing partnerships 720 751
Goodwill 64,449 64,449
Intangible assets, net 21,379 22,435
Assets held for sale 0 275
Other assets 60,469 53,545
Total assets 3,269,864 3,228,126
Deposits:    
Noninterest-bearing 576,056 553,855
Interest-bearing 1,949,716 1,896,330
Total deposits 2,525,772 2,450,185
Short-term borrowings 63,828 64,740
Long-term borrowings 215,387 255,376
Lease liability 4,352 4,451
Allowance for unfunded commitments 1,818 1,831
Other liabilities 33,231 31,569
Total Liabilities 2,844,388 2,808,152
Stockholders’ Equity:    
Preferred stock, $2.50 par value, 20,000,000 shares authorized; no shares outstanding at March 31, 2026 and December 31, 2025 0 0
Common stock, $2.50 par value, 20,000,000 shares authorized; 11,068,063 and 11,028,152 shares issued; 10,338,190 and 10,372,251 shares outstanding at March 31, 2026 and December 31, 2025, respectively 27,664 27,564
Treasury stock, at cost, 729,873 and 655,901 shares at March 31, 2026 and December 31, 2025, respectively (25,927) (22,367)
Additional paid-in capital 180,132 179,658
Retained earnings 267,066 257,293
Accumulated other comprehensive loss (23,459) (22,174)
Total Stockholders’ Equity 425,476 419,974
Total Liabilities and Stockholders’ Equity $ 3,269,864 $ 3,228,126
v3.26.1
CONSOLIDATED STATEMENTS OF CONDITION (UNAUDITED) (Parenthetical) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Statement of Financial Position [Abstract]    
Securities held to maturity, fair value $ 56,248 $ 57,537
Preferred stock, par value (in dollars per share) $ 2.50 $ 2.50
Preferred stock, shares authorized (in shares) 20,000,000 20,000,000
Preferred stock, shares outstanding (in shares) 0 0
Common stock, par value (in dollars per share) $ 2.50 $ 2.50
Common stock, shares authorized (in shares) 20,000,000 20,000,000
Common stock, shares issued (in shares) 11,068,063 11,028,152
Common stock, shares outstanding (in shares) 10,338,190 10,372,251
Treasury stock, shares (in shares) 729,873 655,901
v3.26.1
CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Loans, including fees:    
Taxable $ 36,302 $ 31,676
Tax-exempt 338 292
Investment Securities:    
Taxable 4,241 2,902
Tax-exempt 314 288
Dividends 334 340
Other 703 792
Total Interest and Dividend Income 42,232 36,290
INTEREST EXPENSE    
Deposits 6,387 5,996
Short-term borrowings 563 294
Long-term borrowings 2,767 2,910
Total Interest Expense 9,717 9,200
Net Interest Income 32,515 27,090
(Reversal of) provision for credit losses (76) 5,968
Reversal of provision for credit losses and unfunded commitments (13) (480)
Net Interest Income after (Reversal of) Provisions for Credit Losses and Unfunded Commitments 32,604 21,602
NONINTEREST INCOME    
Insurance commissions 2,128 2,147
Earnings on investment in bank-owned life insurance 737 580
Gain on assets held for sale 177 0
Gain on life insurance proceeds 174 254
Other 489 349
Net gains on sales or calls of investment securities 49 0
Net (losses) gains on equity securities (7) 14
Total Noninterest Income 8,274 7,184
NONINTEREST EXPENSES    
Salaries and employee benefits 14,027 12,861
Equipment 2,600 2,280
Net occupancy 1,533 1,442
Intangible assets amortization 1,056 857
Professional services 678 577
Other tax 577 527
FDIC and regulatory 442 401
Merger-related 0 8,031
Other 2,702 2,359
Total Noninterest Expenses 23,615 29,335
Income (Loss) Before Income Taxes 17,263 (549)
Income tax expense (benefit) 3,560 (277)
Net Income (Loss) $ 13,703 $ (272)
PER SHARE DATA    
Basic earnings (in dollars per share) $ 1.32 $ (0.03)
Diluted earnings (in dollars per share) $ 1.32 $ (0.03)
Weighted average shares of common stock outstanding, basic (in shares) 10,348,531 9,806,299
Weighted average shares of common stock outstanding, diluted (in shares) 10,366,230 9,823,475
Service charges on deposits    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax $ 1,235 $ 1,094
Wealth management    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 1,160 1,060
Gain from mortgage loans held for sale    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 1,226 855
ATM debit card charges    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax $ 906 $ 831
v3.26.1
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Statement of Comprehensive Income [Abstract]    
NET INCOME (LOSS) $ 13,703 $ (272)
INVESTMENT SECURITIES    
Unrealized (losses) gains arising during the period, net of income tax (benefit) expense of $(761) and $1,800, respectively (2,651) 6,157
Reclassification adjustment for net AFS investment securities gains included in net income, net of income tax effect of $(11) and $0, respectively (38) 0
Total unrealized (loss) gain on AFS investment securities (2,689) 6,157
Amortization of unrealized losses on AFS investment securities transferred to HTM, net of income tax expense of $26 and $56, respectively 90 193
DERIVATIVE FINANCIAL INSTRUMENTS    
Unrealized gains on interest rate derivatives used in cash flow hedges, net of income tax expense of $66 and $0, respectively 229 0
Reclassification adjustment for net interest rate derivative losses included in net income, net of income tax effect of $(7) and $0, respectively (24) 0
Total unrealized gains on interest rate derivatives used in cash flow hedges 205 0
DEFINED BENEFIT PENSION PLAN    
Unrecognized net gain, net of income tax expense of $347 and $0, respectively 1,109 0
TOTAL OTHER COMPREHENSIVE (LOSS) INCOME (1,285) 6,350
TOTAL COMPREHENSIVE INCOME $ 12,418 $ 6,078
v3.26.1
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) (Parenthetical) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Statement of Comprehensive Income [Abstract]    
SECURITIES: Unrealized gains (losses) arising during the period, income taxes $ (761) $ 1,800
SECURITIES: Reclassification adjustment for gains included in net income, income taxes (11) 0
SECURITIES: Amortization of unrealized losses on securities transferred to held to maturity, income taxes 26 56
DERIVATIVE FINANCIAL INSTRUMENTS: Unrealized gains on interest rate derivatives used in cash flow hedges, income taxes 66 0
DERIVATIVE FINANCIAL INSTRUMENTS: Reclassification adjustment for net interest rate derivative losses included in net income, income taxes (7) 0
PENSION: Unrecognized net gain, income tax $ 347 $ 0
v3.26.1
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) - USD ($)
$ in Thousands
Total
Common Stock
Treasury Stock
Additional Paid-in Capital
Retained Earnings
Accumulated Other Comprehensive Loss
Common Stock, Shares, Outstanding, Beginning Balance at Dec. 31, 2024   8,553,785        
Beginning balance at Dec. 31, 2024 $ 303,273 $ 22,357 $ (11,203) $ 99,163 $ 234,624 $ (41,668)
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Net (loss) income (272)       (272)  
Other comprehensive income (loss), net of taxes 6,350         6,350
Issuance of common stock to acquire Traditions (in shares)   2,035,246        
Stock Issued During Period, Value, Acquisitions 83,649 $ 5,088   78,561    
Common stock shares issued (in shares)   6,470        
Common stock shares issued 267 $ 16   251    
Common stock shares repurchased (in shares)   (75,872)        
Repurchased shares (3,106)   (3,106)      
Restricted stock grants, net of forfeitures and withheld for taxes (in shares)   24,042        
Restricted stock grants, net of forfeitures and withheld for taxes (516) $ 60   (576)    
Compensation expense for restricted shares 612     612    
Dividends, Common Stock, Cash (3,374)       (3,374)  
Common Stock, Shares, Outstanding, Ending Balance at Mar. 31, 2025   10,543,671        
Ending balance at Mar. 31, 2025 $ 386,883 $ 27,521 (14,309) 178,011 230,978 (35,318)
Common Stock, Shares, Outstanding, Beginning Balance at Dec. 31, 2025 10,372,251 10,372,251        
Beginning balance at Dec. 31, 2025 $ 419,974 $ 27,564 (22,367) 179,658 257,293 (22,174)
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Net (loss) income 13,703       13,703  
Other comprehensive income (loss), net of taxes (1,285)         (1,285)
Common stock shares issued (in shares)   7,669        
Common stock shares issued $ 356 $ 19   337    
Common stock shares repurchased (in shares) (73,972) (73,972)        
Repurchased shares $ (3,560)   (3,560)      
Restricted stock grants, net of forfeitures and withheld for taxes (in shares)   32,242        
Restricted stock grants, net of forfeitures and withheld for taxes (607) $ 81   (688)    
Compensation expense for restricted shares 825     825    
Dividends, Common Stock, Cash $ (3,930)       (3,930)  
Common Stock, Shares, Outstanding, Ending Balance at Mar. 31, 2026 10,338,190 10,338,190        
Ending balance at Mar. 31, 2026 $ 425,476 $ 27,664 $ (25,927) $ 180,132 $ 267,066 $ (23,459)
v3.26.1
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) (Parenthetical) - $ / shares
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Statement of Stockholders' Equity [Abstract]    
Cash dividends declared (in dollars per share) $ 0.38 $ 0.32
v3.26.1
CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income (loss) $ 13,703 $ (272)  
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Gain from mortgage loans held for sale (1,226) (855)  
Earnings on investment in bank-owned life insurance (737) (580)  
Net gains on sales or calls of investment securities (49) 0  
Net losses (gains) on equity securities 7 (14)  
Gain on sales of assets held for sale (177) 0  
Restricted stock compensation expense 825 612  
Depreciation and amortization 1,665 1,445  
Net accretion of purchase accounting adjustments (1,876) (1,532)  
(Reversal of) provision for credit losses and reversal of unfunded commitments (89) 5,488  
Net amortization of investment securities premiums 108 385  
Increase in interest receivable (22) (615)  
(Decrease) increase in interest payable (51) 69  
Mortgage loans originated for sale (42,584) (26,749)  
Proceeds from sales of loans originated for sale 56,825 19,129  
Increase in other assets (3,609) (2,771)  
Deferred income tax (65) 798  
Increase in other liabilities 1,674 4,113  
Net Cash Provided by (Used in) Operating Activities 24,322 (1,349)  
CASH FLOWS FROM INVESTING ACTIVITIES      
Proceeds from calls/maturities of investment securities held to maturity 151 171  
Proceeds from calls/maturities of investment securities available for sale 10,221 6,668  
Proceeds from sales of investment securities available for sale 22,193 97,883  
Purchase of investment securities available for sale (40,605) (61,055)  
Net redemption of restricted investment in bank stocks 1,663 616  
Net (increase) decrease in loans (16,812) 10,618  
Gain on life insurance proceeds (174) (254)  
Net cash and cash equivalents received from acquisition 0 36,206  
Capital expenditures (334) (659)  
Proceeds from sales of assets held for sale 452 0  
Net Cash (Used in) Provided by Investing Activities (23,245) 90,194  
CASH FLOWS FROM FINANCING ACTIVITIES      
Net increase in noninterest-bearing deposits 22,201 825  
Net increase in interest-bearing deposits 53,362 5,186  
Net (decrease) increase in short-term borrowings (912) 28,362  
Proceeds from long-term borrowings 15,000 0  
Repayments on long-term borrowings (55,000) (40,188)  
Dividends paid (3,930) (3,374)  
Common stock repurchased (3,560) (3,106)  
Common stock issued, net of restricted stock forfeitures and withheld for taxes (251) (249)  
Net Cash Provided by (Used in) Financing Activities 26,910 (12,544)  
Net Increase in Cash and Cash Equivalents 27,987 76,301  
CASH AND CASH EQUIVALENTS — BEGINNING 65,648 47,262 $ 47,262
CASH AND CASH EQUIVALENTS — ENDING 93,635 123,563 $ 65,648
Supplemental disclosures of cash flow information      
Cash paid for interest 9,768 7,718  
Cash paid for Federal income taxes 0 0  
Cash paid for State income taxes 5 6  
Supplemental disclosures of certain noncash activities:      
Recognition of operating lease right of use assets 156 183  
Recognition of operating lease liabilities 156 183  
Net assets acquired 0 877,557  
Liabilities assumed 0 793,908  
Common shares issued $ 0 $ 83,649  
v3.26.1
Basis of Presentation and Nature of Operations
 3 Months Ended
Mar. 31, 2026
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Basis of Presentation and Nature of Operations Basis of Presentation and Nature of Operations
ACNB Corporation, headquartered in Gettysburg, Pennsylvania, provides banking, wealth management, mortgage and insurance services to businesses and consumers through its wholly-owned subsidiaries, ACNB Bank and ACNB Insurance Services. The Bank engages in full-service commercial and consumer banking and wealth management services, including trust and retail brokerage, through its 33 community banking offices, including 24 community banking office locations in Adams, Cumberland, Franklin, Lancaster and York Counties, Pennsylvania, and nine community banking office locations in Carroll and Frederick Counties, Maryland. There are two loan production offices located in West Lawn, Pennsylvania and in Hunt Valley, Maryland. ACNB Insurance Services is a full-service insurance agency based in Westminster, Maryland, with an additional location in Gettysburg, Pennsylvania. The agency offers a broad range of property, casualty, health, life and disability insurance to both individual and commercial clients.
Recent Acquisition
Effective February 1, 2025, ACNB closed the acquisition of Traditions Bancorp, Inc., holding company for Traditions Bank, York, Pennsylvania. Traditions was merged with and into a wholly-owned subsidiary of ACNB Corporation immediately followed by the merger of Traditions Bank with and into ACNB Bank. ACNB Bank is operating four of the former Traditions Bank offices as “Traditions Bank, A Division of ACNB Bank”.
Basis of Financial Statements
The accompanying unaudited Consolidated Financial Statements have been prepared in accordance with GAAP for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. The preparation of financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the amounts of assets and liabilities as of the date of the financial statements as well as revenues and expenses during the period. Actual results could differ from those estimates. In the opinion of management, the accompanying unaudited Consolidated Financial Statements contain all adjustments necessary for a fair presentation. All such adjustments are of a normal recurring nature. These Consolidated Financial Statements should be read in conjunction with the audited Consolidated Financial Statements and the notes included in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2025. The Corporation evaluates subsequent events through the filing date of this Form 10-Q with the SEC. The results of operations for the three month period ended March 31, 2026, are not necessarily indicative of the results to be expected for the full year.
Certain reclassifications have been made to the prior period financial statements to conform to the current period presentation. Reclassifications had no material effect on prior year net income (loss) or stockholders’ equity.
Significant Accounting Policies
The significant accounting policies used in preparation of the Consolidated Financial Statements are disclosed in the Corporation’s 2025 Annual Report on Form 10-K. Those significant accounting policies are unchanged at March 31, 2026.
Accounting Standards Pending Adoption
In November 2024, the FASB issued ASU 2024-03, “Disaggregation of Income Statement Expenses (Subtopic 220-40)”. This ASU is intended to improve the decision usefulness of expense information on public business entities’ income statements through the disaggregation of relevant expense captions in the notes to the financial statements. The amendments of ASU 2024-03 are effective for annual periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027, and early adoption is permitted. The Corporation is currently evaluating the impact of this standard, and believes that its adoption will not have a material impact on the Corporation’s Consolidated Financial Statements.
In November 2025, the FASB issued ASU 2025-08, “Financial Instruments–Credit Losses (Topic 326): Purchased Loans”. The amendments in this ASU expand the population of acquired financial assets subject to the gross-up approach in Topic 326. Financial assets acquired with a “more-than-insignificant” deterioration of credit quality since its origination (PCD assets) and non-PCD assets are accounted for using the “gross up approach” to both populations. The amendments in this ASU are effective for all entities for annual reporting periods beginning after December 15, 2026, and interim reporting periods within those annual reporting periods, and early adoption is permitted. The amendments in this ASU should be applied prospectively to loans that are acquired on or after the initial application date. The Corporation is currently evaluating the impact of this standard, and believes that its adoption will not have a material impact on the Corporation’s Consolidated Financial Statements.
In November 2025, the FASB issued ASU 2025-09, “Derivatives and Hedging (Topic 815): Hedge Accounting Improvements”. This ASU was issued to clarify certain aspects of the guidance on hedge accounting and to address several incremental hedge accounting issues arising from the global reference rate reform initiative. The objective of this ASU is to more closely align hedge accounting with the economics of an entity’s risk management activities. The amendments in this ASU are effective for annual reporting periods beginning after December 15, 2026, and interim periods within those annual reporting periods, and early adoption is permitted. The Corporation is currently evaluating the impact of this standard, and believes that its adoption will not have a material impact on the Corporation’s Consolidated Financial Statements.
In December 2025, the FASB issued ASU 2025-11, “Interim Reporting (Topic 270): Narrow Scope Improvements”. This ASU was issued to improve the guidance in Topic 270 by improving the navigability of the required interim disclosures and clarifying when that guidance is applicable. The amendments also provide additional guidance on what disclosures should be provided in interim reporting periods. The amendments add to Topic 270 a principle that requires entities to disclose events since the end of the last annual reporting period that have a material impact on the entity. The objective of this amendment is to provide clarity on the current interim reporting requirements. The amendments in this ASU are effective for interim reporting periods within annual reporting periods beginning after December 15, 2027, and early adoption is permitted. The Corporation is currently evaluating the impact of this standard, and believes that its adoption will not have a material impact on the Corporation’s Consolidated Financial Statements.
v3.26.1
Earnings Per Share
 3 Months Ended
Mar. 31, 2026
Earnings Per Share [Abstract]  
Earnings Per Share and Restricted Stock Earnings (Loss) Per Share
The Corporation has a simple capital structure. Basic earnings (loss) per share of common stock is calculated as net income (loss) available to common shareholders divided by the weighted average number of shares outstanding less unvested restricted stock at the end of the period. Diluted earnings (loss) per share is calculated as net income (loss) available to common shareholders divided by the weighted average number of shares outstanding.
Three Months Ended March 31,
20262025
Weighted average shares outstanding (basic)10,348,531 9,806,299 
Dilutive effect of unvested shares17,699 17,176 
Weighted average shares outstanding (diluted)10,366,230 9,823,475 
Per share:
Basic$1.32 $(0.03)
Diluted1.32 (0.03)
There were no antidilutive instruments at March 31, 2026 and 2025.
Share Repurchase Plans
On June 18, 2025, the Corporation announced that the Board of Directors approved a plan to repurchase, in open market transactions at prevailing market prices, up to 314,000 shares, or approximately 3%, of the outstanding shares of ACNB’s common stock. This common stock repurchase program replaced and superseded any and all earlier announced repurchase plans. During the three months ended March 31, 2026 the Corporation repurchased 73,972 shares. There were 190,901 shares purchased under this plan through March 31, 2026. The Corporation repurchased the remaining outstanding share repurchases authorized under this plan in April of 2026, completing this program.
On April 29, 2026, the Corporation announced that the Board of Directors approved a plan to repurchase, in open market transactions at prevailing market prices, up to 310,000 shares, or approximately 3%, of the outstanding shares of ACNB’s common stock. This common stock repurchase program replaced and superseded any and all earlier announced repurchase plans.
v3.26.1
Investment Securities
 3 Months Ended
Mar. 31, 2026
Investments, Debt and Equity Securities [Abstract]  
Investment Securities Investment Securities
Fair value of equity securities with readily determinable fair values at March 31, 2026 and December 31, 2025, are as follows:
(In thousands)Fair Value at Beginning of Period
(Losses) Gains
Fair Value at End of Period
Three Months Ended March 31, 2026
CRA Mutual Fund$949 $(7)$942 
Twelve Months Ended December 31, 2025
CRA Mutual Fund$919 $30 $949 
Amortized cost and fair value of investment securities were as follows:
(In thousands)Amortized
Cost		Gross
Unrealized
Gains		Gross
Unrealized
Losses		Fair
Value
March 31, 2026
Available for Sale    
U.S. Government and agencies$59,520 $— $6,322 $53,198 
Collateralized mortgage obligations98,017 127 3,163 94,981 
Residential mortgage-backed securities183,224 179 13,781 169,622 
Commercial mortgage-backed securities117,157 354 4,001 113,510 
State and municipal10,608 — 199 10,409 
Corporate bonds30,821 116 998 29,939 
Total$499,347 $776 $28,464 $471,659 
Held to Maturity
State and municipal$62,221 $— $6,887 $55,334 
Residential mortgage-backed securities938 — 24 914 
Total$63,159 $— $6,911 $56,248 
December 31, 2025    
Available for Sale
U.S. Government and agencies$65,570 $— $6,218 $59,352 
Collateralized mortgage obligations75,982 243 2,195 74,030 
Residential mortgage-backed securities186,203 426 12,941 173,688 
Commercial mortgage-backed securities124,996 957 3,744 122,209 
State and municipal8,499 — 49 8,450 
Corporate bonds29,871 334 1,040 29,165 
Total$491,121 $1,960 $26,187 $466,894 
Held to Maturity
State and municipal$62,200 $— $5,726 $56,474 
Residential mortgage-backed securities1,088 — 25 1,063 
Total$63,288 $— $5,751 $57,537 
The following table shows the Corporation’s investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2026, and December 31, 2025:
 Less than 12 Months12 Months or MoreTotal
(In thousands)Fair
Value		Unrealized
Losses		Fair
Value		Unrealized
Losses		Fair
Value		Unrealized
Losses
March 31, 2026      
Available for Sale      
U.S. Government and agencies$— $— $53,198 $6,322 $53,198 $6,322 
Collateralized mortgage obligations51,393 758 30,739 2,405 82,132 3,163 
Residential mortgage-backed securities31,523 532 120,568 13,249 152,091 13,781 
Commercial mortgage-backed securities47,712 403 24,681 3,598 72,393 4,001 
State and municipal10,409 199 — — 10,409 199 
Corporate bonds1,913 22 11,124 976 13,037 998 
Total$142,950 $1,914 $240,310 $26,550 $383,260 $28,464 
Held to Maturity
State and municipal$4,275 $146 $50,604 $6,741 $54,879 $6,887 
Residential mortgage-backed securities— — 914 24 914 24 
Total$4,275 $146 $51,518 $6,765 $55,793 $6,911 
December 31, 2025
Available for Sale      
U.S. Government and agencies$— $— $59,352 $6,218 $59,352 $6,218 
Collateralized mortgage obligations17,854 46 32,189 2,149 50,043 2,195 
Residential mortgage-backed securities30,048 115 125,171 12,826 155,219 12,941 
Commercial mortgage-backed securities33,179 51 26,210 3,693 59,389 3,744 
State and municipal8,450 49 — — 8,450 49 
Corporate bonds— — 11,060 1,040 11,060 1,040 
Total$89,531 $261 $253,982 $25,926 $343,513 $26,187 
Held to Maturity
State and municipal$— $— $56,474 $5,726 $56,474 $5,726 
Residential mortgage-backed securities— — 1,063 25 1,063 25 
Total$— $— $57,537 $5,751 $57,537 $5,751 
All mortgage-backed securities, and those of a similar asset class, are government-sponsored enterprise pass-through instruments issued by the Federal National Mortgage Association or Federal Home Loan Mortgage Corporation or they are issued by the Government National Mortgage Association which is backed by the U.S. government which guarantees the timely payment of principal on these investments.
The Company evaluates AFS debt securities for impairment at each measurement date to determine whether the decline in the fair value below the amortized cost basis is due to credit-related factors or noncredit-related factors. In estimating credit events, management considers whether it intends to sell the security or if it is more likely than not that it will be required to sell the security before anticipated recovery or if it does not expect to recover the entire amortized cost basis. There was no impairment on AFS debt securities as of March 31, 2026 and December 31, 2025. The Company evaluates HTM debt securities for expected credit losses at each measurement date to determine the ACL. The Corporation’s ACL on its HTM investment securities was de minimis as of March 31, 2026 and December 31, 2025.
The Company monitors the credit quality of HTM debt securities through the use of credit analysis on a quarterly basis. The credit quality indicators were updated as of March 31, 2026. The following table shows the amortized cost of HTM debt securities as of March 31, 2026 and December 31, 2025, aggregated by credit quality indicator:
(In thousands)A+ Rated
or Higher		Not Rated
March 31, 2026
State and political subdivisions$62,221 $— 
Residential mortgage-backed securities— 938 
Total$62,221 $938 
December 31, 2025
State and political subdivisions$62,200 $— 
Residential mortgage-backed securities— 1,088 
Total$62,200 $1,088 
Amortized cost and fair value at March 31, 2026, by contractual maturity, where applicable, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay with or without penalties. Securities not due at a single maturity date are shown separately below.
 Available for SaleHeld to Maturity
(In thousands)Amortized
Cost		Fair
Value		Amortized
Cost		Fair
Value
1 year or less$2,000 $1,958 $400 $399 
Over 1 year through 5 years60,722 56,611 5,652 5,223 
Over 5 years through 10 years27,619 24,568 37,403 34,687 
Over 10 years10,608 10,409 18,766 15,025 
Mortgage-backed securities398,398 378,113 938 914 
 $499,347 $471,659 $63,159 $56,248 
The proceeds from sales and calls of investment securities and the associated gains and losses are listed below:
Three Months Ended March 31,
(In thousands)20262025
Proceeds from sales$22,193 $97,883 
Proceeds from calls10,221 500 
Gross gains187 — 
Gross losses138 — 
During the three months ended March 31, 2025, ACNB received $97.7 million in proceeds from the sale of Traditions’ investments subsequent to the Acquisition date.
At March 31, 2026 and December 31, 2025, securities with a carrying value of $156.3 million and $159.6 million, respectively, were pledged as collateral as required by law on public and trust deposits, repurchase agreements, and for other purposes.
v3.26.1
Loans and Allowance for Credit Losses
 3 Months Ended
Mar. 31, 2026
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]  
Loans and Allowance for Credit Losses Loans and Allowance for Credit Losses
The following table presents the composition of the loan portfolio:
(In thousands)March 31, 2026December 31, 2025
Commercial real estate$1,301,807 $1,273,813 
Residential mortgage602,305 599,051 
Commercial and industrial204,714 205,452 
Home equity lines of credit126,473 127,341 
Real estate construction106,128 116,680 
Consumer9,864 10,140 
Gross loans2,351,291 2,332,477 
Unearned income(2,046)(1,963)
Total loans, net of unearned income$2,349,245 $2,330,514 
One of the factors used to monitor the performance and credit quality of the loan portfolio is to analyze the age of the loans receivable as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the past due status:
(In thousands)30–59 Days Past Due60–89 Days
Past Due		≥ 90 Days
Past Due		Total Past
Due		CurrentTotal Loans
Receivable		Loans
Receivable
≥ 90 Days
and Accruing
March 31, 2026
Commercial real estate$484 $— $759 $1,243 $1,300,564 $1,301,807 $— 
Residential mortgage6,611 1,802 2,386 10,799 591,506 602,305 1,712 
Commercial and industrial337 — 141 478 204,236 204,714 — 
Home equity lines of credit1,054 237 242 1,533 124,940 126,473 242 
Real estate construction514 — — 514 105,614 106,128 — 
Consumer26 4 5 35 9,829 9,864 5 
Gross Loans$9,026 $2,043 $3,533 $14,602 $2,336,689 $2,351,291 $1,959 
December 31, 2025
Commercial real estate$457 $400 $292 $1,149 $1,272,664 $1,273,813 $— 
Residential mortgage4,988 2,098 4,261 11,347 587,704 599,051 2,332 
Commercial and industrial10 332 142 484 204,968 205,452 — 
Home equity lines of credit572 — 514 1,086 126,255 127,341 514 
Real estate construction578 — — 578 116,102 116,680 — 
Consumer23 30 8 61 10,079 10,140 8 
Gross Loans$6,628 $2,860 $5,217 $14,705 $2,317,772 $2,332,477 $2,854 
Nonaccrual and Nonperforming Loans
Loans individually evaluated consist of nonaccrual loans, presented in the following table:
March 31, 2026December 31, 2025
(In thousands)With a Related AllowanceWithout a Related AllowanceTotalWith a Related AllowanceWithout a Related AllowanceTotal
Commercial real estate$— $3,567 $3,567 $— $3,644 $3,644 
Residential mortgage233 1,625 1,858 246 1,684 1,930 
Commercial and industrial210 1,986 2,196 698 1,590 2,288 
Home equity lines of credit— 5 5 — 5 5 
 Total$443 $7,183 $7,626 $944 $6,923 $7,867 
During the three months ended March 31, 2026, no material amount of interest income was recognized on nonaccrual loans subsequent to their classification as nonaccrual.
Total nonperforming loans are as follows:
(In thousands)March 31, 2026December 31, 2025
Nonaccrual loans$7,626 $7,867 
Greater than or equal to 90 days past due and accruing1
1,959 2,854 
Total nonperforming loans$9,585 $10,721 
__________________________________________________________________
1 Nonperforming loans include consumer residential mortgages and home equity lines of credit which are well secured by residential real estate properties and are in the process of collection and are not considered nonaccrual.
Collateral-Dependent Loans
A loan is considered to be collateral-dependent when the debtor is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral. For all classes of loans deemed collateral-dependent, the Corporation elected the practical expedient to estimate expected credit losses based on the collateral’s fair value less cost to sell. In most cases, the Corporation records a partial charge-off to reduce the collateral-dependent loan’s carrying value to the fair value of the collateral less cost to sell. Substantially all of the collateral supporting collateral-dependent loans consists of various types of real estate, including residential properties, commercial properties, such as retail centers, office buildings, and lodging, agriculture land, and vacant land. Changes in the fair value of the collateral for individually evaluated loans are reported as provision for credit losses or a reversal of provision for credit losses in the period of change.
The following table presents the amortized cost basis of individually evaluated loans by type of collateral as of the periods presented:
March 31, 2026December 31, 2025
(In thousands)Business AssetsReal EstateBusiness AssetsReal Estate
Commercial real estate$— $3,567 $— $3,644 
Residential mortgage— 1,858 — 1,930 
Commercial and industrial1,898 298 1,971 317 
Home equity lines of credit— 5 — 5 
Total$1,898 $5,728 $1,971 $5,896 
Loan Modifications
The Corporation evaluates all loan restructurings according to the accounting guidance for loan modifications to determine if the restructuring results in a new loan or a continuation of the existing loan. Loan modifications to borrowers experiencing financial difficulty that result in a direct change in the timing or amount of contractual cash flows include situations where there is principal forgiveness, interest rate reductions, other-than-insignificant payment delays, term extensions, or combinations of the above. Therefore, the disclosures related to loan restructurings are only for modifications that directly affect cash flows.
The following table presents the amortized cost basis of loans that were experiencing financial difficulty and modified during the three months ended March 31, 2026, by class, type of modification, and financial effect. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below:
(Dollars in thousands)Term ExtensionPercent of Class of Financing ReceivableFinancial Effect
March 31, 2026
Commercial and industrial$141 0.1 %
Extended the term of the loan 12 months.
There were no loans modified during the three months ended March 31, 2025.
The following presents the performance of loans modified in the previous twelve months as of March 31, 2026:
(In thousands)Current30-59 Days Past Due60-89 Days Past Due≥ 90 Days Past DueTotal Past Due
Residential mortgage$— $342 $— $92 $434 
Commercial real estate121 — — — — 
Commercial and industrial141 — — — — 
Consumer10 — — — — 
Total$272 $342 $— $92 $434 
The following presents the performance of loans modified in the previous twelve months as of March 31, 2025:
(In thousands)Current30-59 Days Past Due60-89 Days Past Due≥ 90 Days Past DueTotal Past Due
Commercial real estate$2,293 $— $— $— $— 
Commercial and industrial1,748 — — — — 
Total$4,041 $— $— $— $— 
As of March 31, 2026, the Corporation had no commitments to lend any additional funds on modified loans. During the three months ended March 31, 2026, one residential mortgage loan in the amount of $92 thousand defaulted on the modified terms of the agreement by failure to make the monthly payments after the deferment period ended. During the three months ended March 31, 2025, there were no loans modified due to financial difficulty that defaulted subsequent to the modification. For purposes of this disclosure, a default occurs when, within 12 months of the original modification, either a full or partial charge-off occurs or the loan becomes 90 days or more past due.
Allowance for Credit Losses
The Corporation maintains an ACL at a level determined to be adequate by management to absorb expected credit losses associated with the Corporation’s financial instruments over the life of those instruments as of the balance sheet date. The ACL consists of loans evaluated collectively and individually for expected credit losses. The Corporation considers the performance of the loan portfolio and its impact on the ACL and does not assign internal risk ratings to smaller balance, homogeneous loans such as certain residential mortgage, home equity lines of credit, construction loans to individuals secured by residential real estate and consumer loans. For these loans, the Corporation evaluates credit quality based on the aging status of the loan and designates as performing and nonperforming.
The following summarizes designated internal risk categories by portfolio segment for loans assigned a risk rating and those evaluated based on the performance status:
March 31, 2026
Term Loans Amortized Cost Basis by Origination YearRevolving Loans Amortized Cost Basis
(In thousands)20262025202420232022PriorTotal
Internally Risk Rated:
Commercial real estate
Pass$55,926 $82,854 $170,412 $181,278 $196,005 $533,115 $23,588 $1,243,178 
Special Mention— 3,117 2,300 2,137 3,963 38,213 1,480 51,210 
Substandard— 152 105 294 2,456 4,412 — 7,419 
Total Commercial real estate$55,926 $86,123 $172,817 $183,709 $202,424 $575,740 $25,068 $1,301,807 
Residential mortgage
Pass$7,835 $37,644 $28,607 $36,468 $22,597 $89,490 $1,117 $223,758 
Special Mention343 79 244 79 83 1,552 — 2,380 
Substandard— — — 229 1,747 267 — 2,243 
Total Residential Mortgage$8,178 $37,723 $28,851 $36,776 $24,427 $91,309 $1,117 $228,381 
Commercial and industrial
Pass$5,343 $18,799 $22,377 $15,841 $19,088 $54,173 $44,081 $179,702 
Special Mention— 251 70 420 4,583 447 16,073 21,844 
Substandard— — — 438 749 555 1,426 3,168 
Total Commercial and industrial$5,343 $19,050 $22,447 $16,699 $24,420 $55,175 $61,580 $204,714 
Home equity lines of credit
Pass$— $— $— $482 $82 $170 $11,593 $12,327 
Special Mention— — — — — 96 251 347 
Substandard— — — — — 5 5 10 
Total Home equity lines of credit$— $— $— $482 $82 $271 $11,849 $12,684 
Real estate construction
Pass$2,309 $24,833 $15,444 $10,952 $7,257 $2,687 $7,063 $70,545 
Special Mention— — — — 4,383 — — 4,383 
Total Real estate construction$2,309 $24,833 $15,444 $10,952 $11,640 $2,687 $7,063 $74,928 
Performance Rated:
Residential mortgage
Performing$6,354 $45,336 $32,073 $50,989 $77,586 $155,084 $4,790 $372,212 
Nonperforming— — 232 — 407 1,073 — 1,712 
Total Residential Mortgage$6,354 $45,336 $32,305 $50,989 $77,993 $156,157 $4,790 $373,924 
Home equity lines of credit
Performing$— $— $— $12 $28 $1,826 $111,681 $113,547 
Nonperforming— — — — — — 242 242 
Total Home equity lines of credit$— $— $— $12 $28 $1,826 $111,923 $113,789 
Real estate construction
Performing$3,664 $24,628 $1,272 $422 $357 $856 $1 $31,200 
Total Real estate construction$3,664 $24,628 $1,272 $422 $357 $856 $1 $31,200 
Consumer
Performing$700 $1,606 $1,113 $722 $980 $755 $3,983 $9,859 
Nonperforming— — — — — 5 — 5 
Total Consumer$700 $1,606 $1,113 $722 $980 $760 $3,983 $9,864 
Year-to-date gross charge-offs$— $— $2 $5 $— $— $75 $82 
Total Portfolio loans:
Pass$71,413 $164,130 $236,840 $245,021 $245,029 $679,635 $87,442 $1,729,510 
Special Mention343 3,447 2,614 2,636 13,012 40,308 17,804 80,164 
Substandard— 152 105 961 4,952 5,239 1,431 12,840 
Performing10,718 71,570 34,458 52,145 78,951 158,521 120,455 526,818 
Nonperforming— — 232 — 407 1,078 242 1,959 
Total Portfolio loans$82,474 $239,299 $274,249 $300,763 $342,351 $884,781 $227,374 $2,351,291 
Year-to-date gross charge-offs$— $— $2 $5 $— $— $75 $82 
December 31, 2025
Term Loans Amortized Cost Basis by Origination YearRevolving Loans Amortized Cost Basis
(In thousands)20252024202320222021PriorTotal
Internally Risk Rated:
Commercial real estate
Pass$83,583 $171,026 $182,864 $199,094 $166,194 $392,397 $25,109 $1,220,267 
Special Mention420 1,807 2,386 4,485 9,367 25,923 1,615 46,003 
Substandard153 105 294 2,492 327 4,172 — 7,543 
Total Commercial real estate$84,156 $172,938 $185,544 $206,071 $175,888 $422,492 $26,724 $1,273,813 
Year-to-date gross charge-offs$— $— $— $— $— $32 $— $32 
Residential mortgage
Pass$37,231 $29,754 $34,884 $23,227 $37,692 $54,050 $953 $217,791 
Special Mention176 247 140 304 140 2,789 — 3,796 
Substandard— — 231 1,816 — 271 — 2,318 
Total Residential mortgage$37,407 $30,001 $35,255 $25,347 $37,832 $57,110 $953 $223,905 
Year-to-date gross charge-offs$19 $— $— $— $— $— $— $19 
Commercial and industrial
Pass$20,925 $22,881 $16,950 $20,101 $30,917 $30,588 $46,211 $188,573 
Special Mention383 208 478 4,888 40 483 7,100 13,580 
Substandard— — 463 774 94 513 1,455 3,299 
Total Commercial and industrial$21,308 $23,089 $17,891 $25,763 $31,051 $31,584 $54,766 $205,452 
Year-to-date gross charge-offs$— $— $— $— $— $14 $— $14 
Home equity lines of credit
Pass$— $— $485 $84 $29 $51 $10,974 $11,623 
Special Mention— — — — 93 97 160 350 
Substandard— — — — — 5 5 10 
Total Home equity lines of credit$— $— $485 $84 $122 $153 $11,139 $11,983 
Real estate construction
Pass$26,653 $19,215 $15,519 $7,513 $1,640 $757 $5,867 $77,164 
Special Mention— — — 4,678 — 365 — 5,043 
Total Real estate construction$26,653 $19,215 $15,519 $12,191 $1,640 $1,122 $5,867 $82,207 
Performance Rated:
Residential mortgage
Performing$40,566 $33,541 $53,484 $79,888 $39,877 $120,302 $5,157 $372,815 
Nonperforming— 231 — 635 — 1,465 — 2,331 
Total Residential mortgage$40,566 $33,772 $53,484 $80,523 $39,877 $121,767 $5,157 $375,146 
Home equity lines of credit
Performing$— $— $13 $29 $— $1,989 $112,813 $114,844 
Nonperforming— — — — — — 514 514 
Total Home equity lines of credit$— $— $13 $29 $— $1,989 $113,327 $115,358 
Real estate construction
Performing$27,937 $4,650 $553 $362 $144 $826 $1 $34,473 
Total Real estate construction$27,937 $4,650 $553 $362 $144 $826 $1 $34,473 
Consumer
Performing$1,641 $1,232 $877 $1,125 $260 $587 $4,410 $10,132 
Nonperforming— — — — — 8 — 8 
Total Consumer$1,641 $1,232 $877 $1,125 $260 $595 $4,410 $10,140 
Year-to-date gross charge-offs$14 $27 $61 $18 $— $8 $230 $358 
Total Portfolio loans
Pass$168,392 $242,876 $250,702 $250,019 $236,472 $477,843 $89,114 $1,715,418 
Special Mention979 2,262 3,004 14,355 9,640 29,657 8,875 68,772 
Substandard153 105 988 5,082 421 4,961 1,460 13,170 
Performing70,144 39,423 54,927 81,404 40,281 123,704 122,381 532,264 
Nonperforming— 231 — 635 — 1,473 514 2,853 
Total Portfolio loans$239,668 $284,897 $309,621 $351,495 $286,814 $637,638 $222,344 $2,332,477 
Year-to-date gross charge-offs$33 $27 $61 $18 $— $54 $230 $423 
The following table presents the activity in the ACL by loan portfolio segment:
(In thousands)Commercial
Real Estate		Residential
Mortgage		Commercial
and
Industrial		Home 
Equity Lines 
of Credit		Real Estate
Construction		ConsumerTotal
Three Months Ended March 31, 2026    
Beginning balance - January 1, 2026$13,259 $5,386 $1,800 $482 $2,588 $157 $23,672 
Charge-offs— — — — — (82)(82)
Recoveries— 4 69 — — 28 101 
Provisions (reversal of)446 188 (221)70 (603)44 (76)
Ending balance - March 31, 2026$13,705 $5,578 $1,648 $552 $1,985 $147 $23,615 
Three Months Ended March 31, 2025    
Beginning balance - January 1, 2025$10,578 $2,976 $1,416 $294 $1,918 $98 $17,280 
Allowance established for acquired PCD loans798 140 194 13 169 150 1,464 
Charge-offs— — (14)— — (71)(85)
Recoveries— — 3 — — 16 19 
Provisions (reversal of)2,173 2,012 629 180 1,051 (77)5,968 
Ending balance - March 31, 2025$13,549 $5,128 $2,228 $487 $3,138 $116 $24,646 
v3.26.1
Deposits
 3 Months Ended
Mar. 31, 2026
Deposits [Abstract]  
Deposits Deposits
Deposits were comprised of the following as of the periods presented:
(In thousands)March 31, 2026December 31, 2025
Noninterest-bearing demand deposits$576,056 $553,855 
Interest-bearing demand deposits625,363 623,620 
Money market497,031 485,808 
Savings338,763 333,973 
Total demand and savings2,037,213 1,997,256 
Time488,559 452,929 
Total deposits$2,525,772 $2,450,185 
Time deposits include brokered deposits totaling $89.1 million at March 31, 2026 and $59.1 million at December 31, 2025.
Scheduled maturities of time deposits at March 31, 2026 are as follows:
Time Deposits
(In thousands)Less than $250,000$250,000 or more
Less than 1 year$357,745 $80,985 
1 - 2 years30,224 7,983 
2 - 3 years4,656 1,606 
3 - 4 years3,210 — 
4 - 5 years2,150 — 
Thereafter— — 
Total time deposits$397,985 $90,574 
v3.26.1
Borrowings
 3 Months Ended
Mar. 31, 2026
Debt Disclosure [Abstract]  
Borrowings Borrowings
Short-term borrowings and weighted-average interest rates for the periods presented:
March 31, 2026December 31, 2025
(Dollars in thousands)AmountRateAmountRate
Securities sold under repurchase agreements$15,097 0.30 %$16,129 0.27 %
FHLB advances45,000 3.90 45,000 4.08 
Federal funds purchased3,731 3.64 3,611 3.64 %
$63,828 3.03 %$64,740 3.11 %
Borrowings with original maturities of one year or less are classified as short-term. Securities sold under repurchase agreements are comprised of customer repurchase agreements, which are sweep accounts with next-day maturities utilized by larger commercial customers to earn interest on their funds. Securities are pledged to these customers in an amount at least equal to the outstanding balance. Under an agreement with the FHLB, the Bank has short-term borrowing capacity included within its maximum borrowing capacity. All FHLB advances are collateralized by a security agreement covering qualifying loans. In addition, all FHLB advances are secured by the FHLB capital stock owned by the Bank having a par value of $12.3 million at March 31, 2026.
Long-term borrowings and their weighted-average contractual rates were comprised of the following for the periods presented:
March 31, 2026December 31, 2025
(Dollars in thousands)AmountRateAmountRate
FHLB fixed-rate advances maturing:
2026$40,000 4.44 %$80,000 4.71 %
202790,000 4.55 90,000 4.55 
202835,000 4.23 35,000 4.23 
202930,000 4.25 30,000 4.25 
Trust preferred subordinated debt 1
5,387 5.57 5,376 6.15 
Subordinated debt15,000 5.88 15,000 4.00 
$215,387 4.55 %$255,376 4.52 %
__________________________________________________________________
1 Net of purchase accounting fair value mark.
The long-term FHLB advances have a weighted average rate of 4.42%, and are collateralized by the assets defined in the security agreement and FHLB capital stock described previously. Based on this collateral and ACNB’s holding of FHLB stock, ACNB is eligible to borrow up to $1.28 billion, of which $1.04 billion was available at March 31, 2026.
The trust preferred subordinated debt is comprised of debt securities issued by FCBI in December 2006 and assumed by ACNB Corporation through the acquisition of FCBI. FCBI completed the private placement of an aggregate of $6.0 million of trust preferred securities. The interest rate on the subordinated debentures is adjusted quarterly to 163 bps over the three-month CME Term SOFR plus applicable tenor spread adjustment. On March 12, 2026, the most recent interest rate reset date, the interest rate was adjusted to 5.57% through the period ending June 14, 2026. The trust preferred securities mature on December 15, 2036, and may be redeemed at par, at the Corporation’s option, on any interest payment date. The trust preferred subordinated debt is considered Tier 1 capital for the consolidated capital ratios.
On March 12, 2026, the Company entered into subordinated note purchase agreements with the Purchasers pursuant to which the Company sold and issued $15.0 million in aggregate principal amount of its 5.875% fixed-to-floating rate subordinated notes due March 15, 2036. The 2026 Subordinated Notes bear interest at a fixed rate, for the period up to, but excluding March 15, 2031. From and including March 15, 2031 until maturity or redemption, the interest rate will adjust to a floating rate equal to a benchmark rate, which is expected to be the then-current Three-Month Term SOFR, plus 245 bps. The Company will pay interest in arrears semi-annually during the fixed interest rate period and quarterly during the floating interest rate period. The 2026 Subordinated Notes constitute unsecured and subordinated obligations of the Company and rank junior in right of payment to any senior indebtedness and obligations to general and secured creditors. Subject to limited exceptions, the Company cannot redeem the 2026 Subordinated Notes before March 15, 2031. The 2026 Subordinated Notes were issued by the Corporation to the Purchasers at a price equal to 100% of their face amount. The issuance costs for the 2026 Subordinated Notes were $537 thousand and are reported net on the Consolidated Statements of Condition. The 2026 Subordinated Notes
have a stated maturity of March 15, 2036, are redeemable by the Company at its option, in whole or in part, on or after March 30, 2031, and at any time upon the occurrences of certain events. The 2026 Subordinated Notes are considered Tier 2 capital for the consolidated capital ratios.
On March 30, 2021, the Company entered into subordinated note purchase agreements with the Purchasers pursuant to which the Company sold and issued $15.0 million in aggregate principal amount of its 4.00% fixed-to-floating rate subordinated notes due March 31, 2031. The Company redeemed on March 31, 2026 all of the Company’s outstanding 4.00% fixed-to-floating rate 2021 Subordinated Notes due March 31, 2031, having an aggregate principal amount of $15.0 million in accordance with the terms of the 2021 Subordinated Notes. The total redemption price was 100% of the aggregate principal amount of the 2021 Subordinated Notes, plus interest accrued and unpaid to March 31, 2026.
v3.26.1
Derivative Financial Instruments
 3 Months Ended
Mar. 31, 2026
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Derivative Financial Instruments Derivative Financial Instruments
The following table presents the fair value of the Corporation’s derivative financial instruments as well as their classification on the Consolidated Statements of Condition as of March 31, 2026 and December 31, 2025:
March 31, 2026Consolidated Statements of Condition
Location		December 31, 2025
(In thousands)Notional
Amount		Asset (Liability)
Fair Value		Notional
Amount		Asset
(Liability)
Fair Value
Derivatives not designated as hedging instruments:
Interest rate lock commitments:
Assets$63,212 $1,659 Other Assets$58,114 $1,540 
Liabilities803 (1)Other Liabilities— — 
Forward commitments:
Assets18,964 169 Other Assets8,223 4 
Liabilities6,699 (21)Other Liabilities23,881 (105)
Interest rate derivatives with customers:
Assets5,891 50 Other Assets5,917 91 
Liabilities49,309 (3,557)Other Liabilities49,849 (3,476)
Interest rate derivatives with dealer counterparties:
Assets49,309 3,557 Other Assets49,849 3,476 
Liabilities5,891 (50)Other Liabilities5,917 (91)
Derivatives designated as hedging instruments:
Interest rate derivatives used in cash flow hedges:
Assets45,000 146 Other Assets20,000 48 
Liabilities— — Other Liabilities25,000 (144)
The following table presents a summary of the fair value gains and losses on derivative financial instruments for the periods presented:
Three Months Ended March 31,Consolidated Statements of Income (Loss) Classification
(In thousands)20262025
Interest Rate Lock Commitments$117 $260 Gain from mortgage loans held for sale
Forward Commitments249 (15)Gain from mortgage loans held for sale
The following table presents the effect of fair value and cash flow hedge accounting on AOCI for the periods presented:
(In thousands)Amount of Gain Recognized in OCI on DerivativeAmount of Gain Recognized in OCI Included ComponentAmount of Gain (Loss) Recognized in OCI Excluded ComponentLocation of Gain (Loss) Recognized from AOCI into IncomeAmount of Gain Reclassified from OCI into IncomeAmount of Gain Reclassified from AOCI into Income Included ComponentAmount of Gain (Loss) Reclassified from AOCI into Income Excluded Component
Three Months Ended March 31, 2026
Interest rate derivatives$295 $295 $— Interest Expense$31 $31 $— 
Three Months Ended March 31, 2025
Interest rate derivatives— — — Interest Expense— — — 
The following table presents the effect of fair value and cash flow hedge accounting on the Consolidated Statements of Income (Loss) for the periods presented:
Three Months Ended March 31,
(In thousands)20262025
Total amounts of expense line items presented in the consolidated statements of income (loss) in which the effects of fair value or cash flow hedges are recorded$31 $— 
The effects of fair value or cash flow hedging:
Amount of gain reclassified from AOCI into income31 — 
Amount of gain reclassified from AOCI into income - included component31 — 
Amount of gain (loss) reclassified from AOCI into income - excluded component— — 
During the next 12 months, the Company estimates that an additional $112 thousand will be reclassified as a reduction to interest expense.
v3.26.1
Fair Value Measurements
 3 Months Ended
Mar. 31, 2026
Fair Value Disclosures [Abstract]  
Fair Value Measurements Fair Value Measurements
Fair value is the exchange price that would be received to sell the asset or transfer the liability in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions.
Fair value measurement establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows:
Level 1 — Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.
Level 2 — Quoted prices for similar assets or liabilities in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability.
Level 3 — Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity).
An asset or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
The following tables present assets measured at fair value and the basis of measurement used at the periods presented:
March 31, 2026
(In thousands)BasisLevel 1Level 2Level 3Total
Assets
Equity securities with readily determinable fair valuesRecurring$942 $— $— $942 
AFS Investment Securities:
U.S. Government and agencies — 53,198 — 53,198 
Collateralized mortgage obligations— 94,981 — 94,981 
Residential mortgage-backed securities— 169,622 — 169,622 
Commercial mortgage-backed securities — 113,510 — 113,510 
State and municipal — 10,409 — 10,409 
Corporate bonds — 29,939 — 29,939 
Total AFS Investment SecuritiesRecurring$— $471,659 $— $471,659 
Loans held for saleRecurring— 15,155 — 15,155 
Derivative financial instruments - assetsRecurring— 5,581 — 5,581 
Individually evaluated loansNon-recurring— — 203 203 
Liabilities
Derivative financial instruments - liabilitiesRecurring$— $3,629 $— $3,629 
December 31, 2025
(In thousands)BasisLevel 1Level 2Level 3Total
Assets
Equity securities with readily determinable fair valuesRecurring$949 $— $— $949 
AFS Investment Securities:
U.S. Government and agencies — 59,352 — 59,352 
Collateralized mortgage obligations— 74,030 — 74,030 
Residential mortgage-backed securities— 173,688 — 173,688 
Commercial mortgage-backed securities — 122,209 — 122,209 
State and municipal — 8,450 — 8,450 
Corporate bonds — 29,165 — 29,165 
Total AFS Investment SecuritiesRecurring$— $466,894 $— $466,894 
Loans held for saleRecurring— 28,170 — 28,170 
Derivative financial instruments - assetsRecurring— 5,159 — 5,159 
Individually evaluated loansNon-recurring— — 550 550 
Liabilities
Derivative financial instruments - liabilitiesRecurring$— $3,816 $— $3,816 
The valuation techniques used to measure fair value for the items in the preceding tables are as follows:
Equity securities — The fair value of equity securities with readily determinable fair values is recorded on the Consolidated Statements of Condition, with realized and unrealized gains and losses reported in noninterest income on the Consolidated Statements of Income (Loss). They are classified as Level 1 assets.
Available for sale investment securities — Included in this asset category are debt and pass through securities. Level 2 investment securities are valued by a third-party pricing service. The pricing service uses pricing models that vary based on asset class and incorporate available market information, including quoted prices of investment securities with similar characteristics. Because many fixed income securities do not trade on a daily basis, pricing models use available information, as applicable, through processes such as benchmark yield curves, benchmarking of like securities, sector groupings and matrix pricing. Standard market inputs include: benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided
markets, benchmark securities, bids, offers and reference data, including market research publications. For certain security types, additional inputs may be used, or some of the standard market inputs may not be applicable.
•     U.S. Government and agencies — Fair values are determined by a third-party pricing service, as detailed above. These debt securities are classified as Level 2.
•     Collateralized mortgage obligations, Mortgage-backed securities and State and Municipal securities — Fair values are determined by a third-party pricing service, as detailed above. These debt securities are classified as Level 2.
•     Corporate bonds — This category consists of subordinated and senior debt issued by financial institutions and the fair values for these corporate debt securities are determined by a third-party pricing service, as detailed above. They are classified as Level 2 investments.
Loans held for sale — This category includes mortgage loans held for sale that are measured at fair value utilizing Level 2 measurements. Fair values are measured as the price that secondary market investors were offering for loans with similar characteristics.
Derivative financial instruments — Derivative financial instruments include interest rate lock commitments, forward commitments and interest rate derivatives. The fair value of interest rate lock commitments is derived from the value of the underlying loans, adjusted for changes in market interest rates relative to the committed rate. The fair value of forward commitments is based on quoted prices for mortgage-backed securities with similar characteristics. The fair value of interest rate derivatives is based upon broker quotes. The fair value of both the assets and the related liabilities are determined in the same manner and are all classified as Level 2 assets.
Individually evaluated loans — This category consists of loans that were individually evaluated for impairment and have a specific reserve. They are classified as Level 3 assets.
The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized Level 3 inputs to determine fair value:
(Dollars in thousands)Fair Value Estimate
Valuation Technique 1
Unobservable Input 2
RangeWeighted Average
March 31, 2026
Individually evaluated loans$203 Appraisal of collateral Appraisal adjustments
26% – 100%
84%
December 31, 2025
Individually evaluated loans$550 Appraisal of collateralAppraisal adjustments
16% – 100%
43%
__________________________________________________________________
1 Fair value is generally determined through management’s estimate or independent third-party appraisals of the underlying collateral, which generally
includes various Level 3 inputs which are not observable.
2 Appraisals may be adjusted downward by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percentage of the appraisal. Higher downward adjustments are caused by negative changes to the collateral or conditions in the real estate market, actual offers or sales contracts received, and/or age of the appraisal.
The following information should not be interpreted as an estimate of the fair value of the entire Corporation since a fair value calculation is only provided for a limited portion of the Corporation’s assets and liabilities. Management uses its best judgment in estimating the fair value of the Corporation’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Corporation could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective reporting dates and have not been reevaluated or updated for purposes of these Consolidated Financial Statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period end. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Corporation’s disclosures and those of other companies may not be meaningful.
FHLB and Atlantic Community Banker’s Bank stock represent restricted investments and are carried at cost less any impairment on the Consolidated Statement of Condition, which is a reasonable estimate of fair value. There was no impairment identified as of March 31, 2026 or December 31, 2025.
The following tables present the carrying amount and the estimated fair value of the Corporation’s financial instruments:
March 31, 2026
Carrying AmountEstimated Fair Value
(In thousands)TotalLevel 1Level 2Level 3
Financial assets:
Cash and due from banks$25,649 $25,649 $25,649 $— $— 
Interest-bearing deposits with banks67,986 67,986 67,986 — — 
Equity securities with readily determinable fair values942 942 942 — — 
Investment securities AFS471,659 471,659 — 471,659 — 
Investment securities HTM63,159 56,248 — 56,248 — 
Loans held for sale15,155 15,155 — 15,155 — 
Loans, net2,325,630 2,339,563 — — 2,339,563 
Accrued interest receivable10,972 10,972 — 10,972 — 
Derivative assets5,581 5,581 — 5,581 — 
Financial liabilities:
Demand deposits, savings, and money markets$2,037,213 $2,037,213 $— $2,037,213 $— 
Time deposits488,559 483,151 — 483,151 — 
Securities sold under repurchase agreements15,097 15,097 — 15,097 — 
Federal funds purchased3,731 3,731 — 3,731 — 
FHLB Advances240,000 241,657 — 241,657 — 
Trust preferred and subordinated debt20,387 20,449 — 20,449 — 
Accrued interest payable2,135 2,135 — 2,135 — 
Derivative liabilities3,629 3,629 — 3,629 — 

December 31, 2025
Carrying AmountEstimated Fair Value
(In thousands)TotalLevel 1Level 2Level 3
Financial assets:
Cash and due from banks$20,611 $20,611 $20,611 $— $— 
Interest-bearing deposits with banks45,037 45,037 45,037 — — 
Equity securities with readily determinable fair values949 949 949 — — 
Investment securities AFS466,894 466,894 — 466,894 — 
Investment securities HTM63,288 57,537 — 57,537 — 
Loans held for sale28,170 28,170 — 28,170 — 
Loans, net2,306,842 2,294,388 — — 2,294,388 
Accrued interest receivable10,950 10,950 — 10,950 — 
Derivative assets5,159 5,159 — 5,159 — 
Financial liabilities:
Demand deposits, savings, and money markets$1,997,256 $1,997,256 $— $1,997,256 $— 
Time deposits452,929 448,051 — 448,051 — 
Securities sold under repurchase agreements16,129 16,129 — 16,129 — 
Federal funds purchased3,611 3,611 — 3,611 — 
FHLB Advances280,000 282,910 — 282,910 — 
Trust preferred and subordinated debt20,376 19,626 — 19,626 — 
Accrued interest payable2,186 2,186 — 2,186 — 
Derivative liabilities3,816 3,816 — 3,816 — 
v3.26.1
Defined Benefit Pension Plan
 3 Months Ended
Mar. 31, 2026
Postemployment Benefits [Abstract]  
Retirement Benefits Defined Benefit Pension Plan
The components of net periodic benefit income related to the non-contributory, defined benefit pension plan were as follows:
 Three Months Ended March 31,
(In thousands)20262025
Service cost$90 $91 
Interest cost396 399 
Expected return on plan assets(742)(685)
Net Periodic Benefit Income$(256)$(195)
The Corporation has determined that it will not be contributing to the defined benefit plan in 2026 based on current levels and expected returns on plan assets. Effective April 1, 2012, no inactive or former participant in the plan is eligible to again participate in the plan, and no employee hired after March 31, 2012, is eligible to participate in the plan.
v3.26.1
Commitments and Contingencies
 3 Months Ended
Mar. 31, 2026
Risks and Uncertainties [Abstract]  
Commitments and Contingencies Disclosure Commitments and Contingencies
Commitments
The Corporation is a party to financial instruments with OBS risk in the normal course of business to meet the financing needs of its customers. These financial instruments consist primarily of commitments to extend credit (typically mortgages and commercial loans) and, to a lesser extent, standby letters of credit. To varying degrees, these instruments involve elements of credit and interest rate risk in excess of the amount recognized on the Consolidated Statements of Condition.
The Corporation’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Corporation uses the same credit policies in making commitments and conditional obligations as it does for on balance sheet instruments. The Corporation does not anticipate any material losses from these commitments.
Commitments to extend credit, including commitments to grant loans and unfunded commitments under lines of credit, are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Corporation evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Corporation upon extensions of credit, is based on management’s credit evaluation of the customer. Collateral held varies but may include accounts receivable, inventory, property and equipment and income-producing commercial properties. On loans secured by real estate, the Corporation generally requires loan to value ratios of no greater than 80%.
Standby letters of credit are conditional commitments issued by the Corporation to guarantee the performance of a customer to a third-party. Those guarantees are primarily issued to support public and private borrowing arrangements and similar transactions. The terms of the letters of credit vary and may have renewal features. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. The Corporation generally holds collateral and/or personal guarantees supporting those commitments for which collateral is deemed necessary. Management believes that the proceeds obtained through a liquidation of such collateral and the enforcement of guarantees would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees.
The Corporation maintains a $5.0 million unsecured line of credit with a correspondent bank. The Corporation guarantees a note related to a $1.5 million commercial line of credit with a correspondent bank, with normal terms and conditions for such a line, for ACNB Insurance Services, the borrower. The commercial line of credit is for general working capital needs as they arise by the ACNB Insurance Services. The liability is recorded for the net drawn amount of this line, no further liability is recorded for the remaining line as to the guarantor’s obligation as the guarantor would have full recourse from all assets of its wholly-owned subsidiary. There were no advances on these lines at March 31, 2026 and at December 31, 2025.
The Corporation has not been required to perform on any financial guarantees, and has not incurred any losses on its commitments during the past three years.
A summary of the Corporation’s commitments were as follows:
(In thousands)March 31, 2026December 31, 2025
Commitments to extend credit$582,679 $566,837 
Standby letters of credit23,900 24,387 
Contingencies
The Corporation is subject to claims and lawsuits which arise primarily in the ordinary course of business. Based on information presently available and advice received from legal counsel representing the Corporation in connection with any such claims and lawsuits, it is the opinion of management that the disposition or ultimate determination of any such claims and lawsuits will not have a material adverse effect on the consolidated financial position, consolidated results of operations or liquidity of the Corporation.
v3.26.1
Accumulated Other Comprehensive Loss
 3 Months Ended
Mar. 31, 2026
Stockholders' Equity Note [Abstract]  
Accumulated Other Comprehensive Loss Accumulated Other Comprehensive Loss
The components of accumulated other comprehensive loss, net of taxes, are as follows:
(In thousands)Net Change Related to Investment SecuritiesNet Change Related to Derivatives Used for Cash Flow HedgesNet Change Related to Defined Benefit Pension PlansAccumulated Other Comprehensive Loss
Three Months Ended March 31, 2026
Balance at January 1, 2026$(19,544)$(109)$(2,521)$(22,174)
Other comprehensive (loss) income
(2,599)205 1,109 (1,285)
Balance at March 31, 2026$(22,143)$96 $(1,412)$(23,459)
Three Months Ended March 31, 2025
Balance at January 1, 2025$(38,160)$— $(3,508)$(41,668)
Other comprehensive income6,350 — — 6,350 
Balance at March 31, 2025$(31,810)$— $(3,508)$(35,318)
v3.26.1
Segment Reporting
 3 Months Ended
Mar. 31, 2026
Segment Reporting [Abstract]  
Segment Reporting Segment Reporting
The Corporation has two reporting segments, the Bank and ACNB Insurance Services.
Segment information as of and for the periods listed below is as follows:
(In thousands)BankingInsurance
Other1
Consolidated
Three Months Ended March 31, 2026   
Interest and dividend income$42,218 $1 $13 $42,232 
Noninterest income5,970 2,305 (1)8,274 
Total consolidated revenues50,506 
Interest expense9,437 — 2809,717 
Reversal of provision for credit losses and unfunded commitments(89)— — (89)
Depreciation and amortization expense1,477 188 — 1,665 
Salaries and employee benefits12,218 1,699 11014,027 
Other noninterest expense2
7,358 398 1677,923 
Income (loss) before income taxes17,787 21 (545)17,263 
Income tax expense (benefit) 3,671 3 (114)3,560 
Net income (loss)$14,116 $18 $(431)$13,703 
Total assets$3,253,225 $18,213 $(1,574)$3,269,864 
Goodwill$56,064 $8,385 $— $64,449 
Capital expenditures$334 $— $— $334 
Three Months Ended March 31, 2025   
Interest and dividend income$36,290 $1 $(1)$36,290 
Noninterest income5,025 2,147 12 7,184 
Total consolidated revenues43,474 
Interest expense8,951 — 2499,200 
Provision for credit losses and unfunded commitments
5,488 — — 5,488 
Depreciation and amortization expense1,250 195 — 1,445 
Salaries and employee benefits11,298 1,462 10112,861 
Other noninterest expense2
14,564 336 12915,029 
(Loss) income before income taxes(236)155 (468)(549)
Income tax (benefit) expense (227)42 (92)(277)
Net (loss) income $(9)$113 $(376)$(272)
Total assets$3,252,111 $22,437 $(4,507)$3,270,041 
Goodwill$56,064 $8,385 $— $64,449 
Capital expenditures$654 $5 $— $659 
__________________________________________________________________
1Includes the holding company and intercompany eliminations, including the intersegment elimination of interest income and interest expense.
2Other noninterest expense for Banking includes equipment, net occupancy, professional services, other tax, FDIC and regulatory and merger-related expenses.
Other noninterest expense for Insurance includes equipment, net occupancy and professional services expenses.
(In thousands)
v3.26.1
Insider Trading Arrangements
 3 Months Ended
Mar. 31, 2026
Trading Arrangements, by Individual  
Rule 10b5-1 Arrangement Adopted false
Non-Rule 10b5-1 Arrangement Adopted false
Rule 10b5-1 Arrangement Terminated false
Non-Rule 10b5-1 Arrangement Terminated false
v3.26.1
Basis of Presentation and Nature of Operations (Policies)
 3 Months Ended
Mar. 31, 2026
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Basis of Presentation
The accompanying unaudited Consolidated Financial Statements have been prepared in accordance with GAAP for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. The preparation of financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the amounts of assets and liabilities as of the date of the financial statements as well as revenues and expenses during the period. Actual results could differ from those estimates. In the opinion of management, the accompanying unaudited Consolidated Financial Statements contain all adjustments necessary for a fair presentation. All such adjustments are of a normal recurring nature. These Consolidated Financial Statements should be read in conjunction with the audited Consolidated Financial Statements and the notes included in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2025. The Corporation evaluates subsequent events through the filing date of this Form 10-Q with the SEC. The results of operations for the three month period ended March 31, 2026, are not necessarily indicative of the results to be expected for the full year.
Reclassifications
Certain reclassifications have been made to the prior period financial statements to conform to the current period presentation. Reclassifications had no material effect on prior year net income (loss) or stockholders’ equity.
Recently Issued Accounting Standards
In November 2024, the FASB issued ASU 2024-03, “Disaggregation of Income Statement Expenses (Subtopic 220-40)”. This ASU is intended to improve the decision usefulness of expense information on public business entities’ income statements through the disaggregation of relevant expense captions in the notes to the financial statements. The amendments of ASU 2024-03 are effective for annual periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027, and early adoption is permitted. The Corporation is currently evaluating the impact of this standard, and believes that its adoption will not have a material impact on the Corporation’s Consolidated Financial Statements.
In November 2025, the FASB issued ASU 2025-08, “Financial Instruments–Credit Losses (Topic 326): Purchased Loans”. The amendments in this ASU expand the population of acquired financial assets subject to the gross-up approach in Topic 326. Financial assets acquired with a “more-than-insignificant” deterioration of credit quality since its origination (PCD assets) and non-PCD assets are accounted for using the “gross up approach” to both populations. The amendments in this ASU are effective for all entities for annual reporting periods beginning after December 15, 2026, and interim reporting periods within those annual reporting periods, and early adoption is permitted. The amendments in this ASU should be applied prospectively to loans that are acquired on or after the initial application date. The Corporation is currently evaluating the impact of this standard, and believes that its adoption will not have a material impact on the Corporation’s Consolidated Financial Statements.
In November 2025, the FASB issued ASU 2025-09, “Derivatives and Hedging (Topic 815): Hedge Accounting Improvements”. This ASU was issued to clarify certain aspects of the guidance on hedge accounting and to address several incremental hedge accounting issues arising from the global reference rate reform initiative. The objective of this ASU is to more closely align hedge accounting with the economics of an entity’s risk management activities. The amendments in this ASU are effective for annual reporting periods beginning after December 15, 2026, and interim periods within those annual reporting periods, and early adoption is permitted. The Corporation is currently evaluating the impact of this standard, and believes that its adoption will not have a material impact on the Corporation’s Consolidated Financial Statements.
In December 2025, the FASB issued ASU 2025-11, “Interim Reporting (Topic 270): Narrow Scope Improvements”. This ASU was issued to improve the guidance in Topic 270 by improving the navigability of the required interim disclosures and clarifying when that guidance is applicable. The amendments also provide additional guidance on what disclosures should be provided in interim reporting periods. The amendments add to Topic 270 a principle that requires entities to disclose events since the end of the last annual reporting period that have a material impact on the entity. The objective of this amendment is to provide clarity on the current interim reporting requirements. The amendments in this ASU are effective for interim reporting periods within annual reporting periods beginning after December 15, 2027, and early adoption is permitted. The Corporation is currently evaluating the impact of this standard, and believes that its adoption will not have a material impact on the Corporation’s Consolidated Financial Statements.
Fair Value Measurements
Fair value is the exchange price that would be received to sell the asset or transfer the liability in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions.
Fair value measurement establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows:
Level 1 — Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.
Level 2 — Quoted prices for similar assets or liabilities in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability.
Level 3 — Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity).
An asset or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
v3.26.1
Earnings Per Share (Tables)
 3 Months Ended
Mar. 31, 2026
Earnings Per Share [Abstract]  
Schedule of Weighted Average Number of Shares Basic earnings (loss) per share of common stock is calculated as net income (loss) available to common shareholders divided by the weighted average number of shares outstanding less unvested restricted stock at the end of the period. Diluted earnings (loss) per share is calculated as net income (loss) available to common shareholders divided by the weighted average number of shares outstanding.
Three Months Ended March 31,
20262025
Weighted average shares outstanding (basic)10,348,531 9,806,299 
Dilutive effect of unvested shares17,699 17,176 
Weighted average shares outstanding (diluted)10,366,230 9,823,475 
Per share:
Basic$1.32 $(0.03)
Diluted1.32 (0.03)
v3.26.1
Investment Securities (Tables)
 3 Months Ended
Mar. 31, 2026
Investments, Debt and Equity Securities [Abstract]  
Schedule of amortized cost and fair value of securities
Fair value of equity securities with readily determinable fair values at March 31, 2026 and December 31, 2025, are as follows:
(In thousands)Fair Value at Beginning of Period
(Losses) Gains
Fair Value at End of Period
Three Months Ended March 31, 2026
CRA Mutual Fund$949 $(7)$942 
Twelve Months Ended December 31, 2025
CRA Mutual Fund$919 $30 $949 
Amortized cost and fair value of investment securities were as follows:
(In thousands)Amortized
Cost		Gross
Unrealized
Gains		Gross
Unrealized
Losses		Fair
Value
March 31, 2026
Available for Sale    
U.S. Government and agencies$59,520 $— $6,322 $53,198 
Collateralized mortgage obligations98,017 127 3,163 94,981 
Residential mortgage-backed securities183,224 179 13,781 169,622 
Commercial mortgage-backed securities117,157 354 4,001 113,510 
State and municipal10,608 — 199 10,409 
Corporate bonds30,821 116 998 29,939 
Total$499,347 $776 $28,464 $471,659 
Held to Maturity
State and municipal$62,221 $— $6,887 $55,334 
Residential mortgage-backed securities938 — 24 914 
Total$63,159 $— $6,911 $56,248 
December 31, 2025    
Available for Sale
U.S. Government and agencies$65,570 $— $6,218 $59,352 
Collateralized mortgage obligations75,982 243 2,195 74,030 
Residential mortgage-backed securities186,203 426 12,941 173,688 
Commercial mortgage-backed securities124,996 957 3,744 122,209 
State and municipal8,499 — 49 8,450 
Corporate bonds29,871 334 1,040 29,165 
Total$491,121 $1,960 $26,187 $466,894 
Held to Maturity
State and municipal$62,200 $— $5,726 $56,474 
Residential mortgage-backed securities1,088 — 25 1,063 
Total$63,288 $— $5,751 $57,537 
Schedule of unrealized losses and fair value
The following table shows the Corporation’s investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2026, and December 31, 2025:
 Less than 12 Months12 Months or MoreTotal
(In thousands)Fair
Value		Unrealized
Losses		Fair
Value		Unrealized
Losses		Fair
Value		Unrealized
Losses
March 31, 2026      
Available for Sale      
U.S. Government and agencies$— $— $53,198 $6,322 $53,198 $6,322 
Collateralized mortgage obligations51,393 758 30,739 2,405 82,132 3,163 
Residential mortgage-backed securities31,523 532 120,568 13,249 152,091 13,781 
Commercial mortgage-backed securities47,712 403 24,681 3,598 72,393 4,001 
State and municipal10,409 199 — — 10,409 199 
Corporate bonds1,913 22 11,124 976 13,037 998 
Total$142,950 $1,914 $240,310 $26,550 $383,260 $28,464 
Held to Maturity
State and municipal$4,275 $146 $50,604 $6,741 $54,879 $6,887 
Residential mortgage-backed securities— — 914 24 914 24 
Total$4,275 $146 $51,518 $6,765 $55,793 $6,911 
December 31, 2025
Available for Sale      
U.S. Government and agencies$— $— $59,352 $6,218 $59,352 $6,218 
Collateralized mortgage obligations17,854 46 32,189 2,149 50,043 2,195 
Residential mortgage-backed securities30,048 115 125,171 12,826 155,219 12,941 
Commercial mortgage-backed securities33,179 51 26,210 3,693 59,389 3,744 
State and municipal8,450 49 — — 8,450 49 
Corporate bonds— — 11,060 1,040 11,060 1,040 
Total$89,531 $261 $253,982 $25,926 $343,513 $26,187 
Held to Maturity
State and municipal$— $— $56,474 $5,726 $56,474 $5,726 
Residential mortgage-backed securities— — 1,063 25 1,063 25 
Total$— $— $57,537 $5,751 $57,537 $5,751 
Credit quality of HTM debt securities
The Company monitors the credit quality of HTM debt securities through the use of credit analysis on a quarterly basis. The credit quality indicators were updated as of March 31, 2026. The following table shows the amortized cost of HTM debt securities as of March 31, 2026 and December 31, 2025, aggregated by credit quality indicator:
(In thousands)A+ Rated
or Higher		Not Rated
March 31, 2026
State and political subdivisions$62,221 $— 
Residential mortgage-backed securities— 938 
Total$62,221 $938 
December 31, 2025
State and political subdivisions$62,200 $— 
Residential mortgage-backed securities— 1,088 
Total$62,200 $1,088 
Schedule of amortized cost and fair value by contractual maturity
Amortized cost and fair value at March 31, 2026, by contractual maturity, where applicable, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay with or without penalties. Securities not due at a single maturity date are shown separately below.
 Available for SaleHeld to Maturity
(In thousands)Amortized
Cost		Fair
Value		Amortized
Cost		Fair
Value
1 year or less$2,000 $1,958 $400 $399 
Over 1 year through 5 years60,722 56,611 5,652 5,223 
Over 5 years through 10 years27,619 24,568 37,403 34,687 
Over 10 years10,608 10,409 18,766 15,025 
Mortgage-backed securities398,398 378,113 938 914 
 $499,347 $471,659 $63,159 $56,248 
Gain (Loss) on Securities
The proceeds from sales and calls of investment securities and the associated gains and losses are listed below:
Three Months Ended March 31,
(In thousands)20262025
Proceeds from sales$22,193 $97,883 
Proceeds from calls10,221 500 
Gross gains187 — 
Gross losses138 — 
v3.26.1
Loans and Allowance for Credit Losses (Tables)
 3 Months Ended
Mar. 31, 2026
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]  
Schedule of the composition of the loan portfolio
The following table presents the composition of the loan portfolio:
(In thousands)March 31, 2026December 31, 2025
Commercial real estate$1,301,807 $1,273,813 
Residential mortgage602,305 599,051 
Commercial and industrial204,714 205,452 
Home equity lines of credit126,473 127,341 
Real estate construction106,128 116,680 
Consumer9,864 10,140 
Gross loans2,351,291 2,332,477 
Unearned income(2,046)(1,963)
Total loans, net of unearned income$2,349,245 $2,330,514 
Schedule of classes of loan portfolio summarized by the past due status The following tables present the classes of the loan portfolio summarized by the past due status:
(In thousands)30–59 Days Past Due60–89 Days
Past Due		≥ 90 Days
Past Due		Total Past
Due		CurrentTotal Loans
Receivable		Loans
Receivable
≥ 90 Days
and Accruing
March 31, 2026
Commercial real estate$484 $— $759 $1,243 $1,300,564 $1,301,807 $— 
Residential mortgage6,611 1,802 2,386 10,799 591,506 602,305 1,712 
Commercial and industrial337 — 141 478 204,236 204,714 — 
Home equity lines of credit1,054 237 242 1,533 124,940 126,473 242 
Real estate construction514 — — 514 105,614 106,128 — 
Consumer26 4 5 35 9,829 9,864 5 
Gross Loans$9,026 $2,043 $3,533 $14,602 $2,336,689 $2,351,291 $1,959 
December 31, 2025
Commercial real estate$457 $400 $292 $1,149 $1,272,664 $1,273,813 $— 
Residential mortgage4,988 2,098 4,261 11,347 587,704 599,051 2,332 
Commercial and industrial10 332 142 484 204,968 205,452 — 
Home equity lines of credit572 — 514 1,086 126,255 127,341 514 
Real estate construction578 — — 578 116,102 116,680 — 
Consumer23 30 8 61 10,079 10,140 8 
Gross Loans$6,628 $2,860 $5,217 $14,705 $2,317,772 $2,332,477 $2,854 
Schedule of nonaccrual loans with and without loan reserves
Loans individually evaluated consist of nonaccrual loans, presented in the following table:
March 31, 2026December 31, 2025
(In thousands)With a Related AllowanceWithout a Related AllowanceTotalWith a Related AllowanceWithout a Related AllowanceTotal
Commercial real estate$— $3,567 $3,567 $— $3,644 $3,644 
Residential mortgage233 1,625 1,858 246 1,684 1,930 
Commercial and industrial210 1,986 2,196 698 1,590 2,288 
Home equity lines of credit— 5 5 — 5 5 
 Total$443 $7,183 $7,626 $944 $6,923 $7,867 
Schedule of Nonperforming Loans
Total nonperforming loans are as follows:
(In thousands)March 31, 2026December 31, 2025
Nonaccrual loans$7,626 $7,867 
Greater than or equal to 90 days past due and accruing1
1,959 2,854 
Total nonperforming loans$9,585 $10,721 
__________________________________________________________________
1 Nonperforming loans include consumer residential mortgages and home equity lines of credit which are well secured by residential real estate properties and are in the process of collection and are not considered nonaccrual.
Schedule of financing receivable collateral-dependent
The following table presents the amortized cost basis of individually evaluated loans by type of collateral as of the periods presented:
March 31, 2026December 31, 2025
(In thousands)Business AssetsReal EstateBusiness AssetsReal Estate
Commercial real estate$— $3,567 $— $3,644 
Residential mortgage— 1,858 — 1,930 
Commercial and industrial1,898 298 1,971 317 
Home equity lines of credit— 5 — 5 
Total$1,898 $5,728 $1,971 $5,896 
Financing Receivable, Modified
The following table presents the amortized cost basis of loans that were experiencing financial difficulty and modified during the three months ended March 31, 2026, by class, type of modification, and financial effect. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below:
(Dollars in thousands)Term ExtensionPercent of Class of Financing ReceivableFinancial Effect
March 31, 2026
Commercial and industrial$141 0.1 %
Extended the term of the loan 12 months.
There were no loans modified during the three months ended March 31, 2025.
Financing Receivable, Modified, Past Due
The following presents the performance of loans modified in the previous twelve months as of March 31, 2026:
(In thousands)Current30-59 Days Past Due60-89 Days Past Due≥ 90 Days Past DueTotal Past Due
Residential mortgage$— $342 $— $92 $434 
Commercial real estate121 — — — — 
Commercial and industrial141 — — — — 
Consumer10 — — — — 
Total$272 $342 $— $92 $434 
The following presents the performance of loans modified in the previous twelve months as of March 31, 2025:
(In thousands)Current30-59 Days Past Due60-89 Days Past Due≥ 90 Days Past DueTotal Past Due
Commercial real estate$2,293 $— $— $— $— 
Commercial and industrial1,748 — — — — 
Total$4,041 $— $— $— $— 
Schedule of loans by year of origination including credit quality indicators
The following summarizes designated internal risk categories by portfolio segment for loans assigned a risk rating and those evaluated based on the performance status:
March 31, 2026
Term Loans Amortized Cost Basis by Origination YearRevolving Loans Amortized Cost Basis
(In thousands)20262025202420232022PriorTotal
Internally Risk Rated:
Commercial real estate
Pass$55,926 $82,854 $170,412 $181,278 $196,005 $533,115 $23,588 $1,243,178 
Special Mention— 3,117 2,300 2,137 3,963 38,213 1,480 51,210 
Substandard— 152 105 294 2,456 4,412 — 7,419 
Total Commercial real estate$55,926 $86,123 $172,817 $183,709 $202,424 $575,740 $25,068 $1,301,807 
Residential mortgage
Pass$7,835 $37,644 $28,607 $36,468 $22,597 $89,490 $1,117 $223,758 
Special Mention343 79 244 79 83 1,552 — 2,380 
Substandard— — — 229 1,747 267 — 2,243 
Total Residential Mortgage$8,178 $37,723 $28,851 $36,776 $24,427 $91,309 $1,117 $228,381 
Commercial and industrial
Pass$5,343 $18,799 $22,377 $15,841 $19,088 $54,173 $44,081 $179,702 
Special Mention— 251 70 420 4,583 447 16,073 21,844 
Substandard— — — 438 749 555 1,426 3,168 
Total Commercial and industrial$5,343 $19,050 $22,447 $16,699 $24,420 $55,175 $61,580 $204,714 
Home equity lines of credit
Pass$— $— $— $482 $82 $170 $11,593 $12,327 
Special Mention— — — — — 96 251 347 
Substandard— — — — — 5 5 10 
Total Home equity lines of credit$— $— $— $482 $82 $271 $11,849 $12,684 
Real estate construction
Pass$2,309 $24,833 $15,444 $10,952 $7,257 $2,687 $7,063 $70,545 
Special Mention— — — — 4,383 — — 4,383 
Total Real estate construction$2,309 $24,833 $15,444 $10,952 $11,640 $2,687 $7,063 $74,928 
Performance Rated:
Residential mortgage
Performing$6,354 $45,336 $32,073 $50,989 $77,586 $155,084 $4,790 $372,212 
Nonperforming— — 232 — 407 1,073 — 1,712 
Total Residential Mortgage$6,354 $45,336 $32,305 $50,989 $77,993 $156,157 $4,790 $373,924 
Home equity lines of credit
Performing$— $— $— $12 $28 $1,826 $111,681 $113,547 
Nonperforming— — — — — — 242 242 
Total Home equity lines of credit$— $— $— $12 $28 $1,826 $111,923 $113,789 
Real estate construction
Performing$3,664 $24,628 $1,272 $422 $357 $856 $1 $31,200 
Total Real estate construction$3,664 $24,628 $1,272 $422 $357 $856 $1 $31,200 
Consumer
Performing$700 $1,606 $1,113 $722 $980 $755 $3,983 $9,859 
Nonperforming— — — — — 5 — 5 
Total Consumer$700 $1,606 $1,113 $722 $980 $760 $3,983 $9,864 
Year-to-date gross charge-offs$— $— $2 $5 $— $— $75 $82 
Total Portfolio loans:
Pass$71,413 $164,130 $236,840 $245,021 $245,029 $679,635 $87,442 $1,729,510 
Special Mention343 3,447 2,614 2,636 13,012 40,308 17,804 80,164 
Substandard— 152 105 961 4,952 5,239 1,431 12,840 
Performing10,718 71,570 34,458 52,145 78,951 158,521 120,455 526,818 
Nonperforming— — 232 — 407 1,078 242 1,959 
Total Portfolio loans$82,474 $239,299 $274,249 $300,763 $342,351 $884,781 $227,374 $2,351,291 
Year-to-date gross charge-offs$— $— $2 $5 $— $— $75 $82 
December 31, 2025
Term Loans Amortized Cost Basis by Origination YearRevolving Loans Amortized Cost Basis
(In thousands)20252024202320222021PriorTotal
Internally Risk Rated:
Commercial real estate
Pass$83,583 $171,026 $182,864 $199,094 $166,194 $392,397 $25,109 $1,220,267 
Special Mention420 1,807 2,386 4,485 9,367 25,923 1,615 46,003 
Substandard153 105 294 2,492 327 4,172 — 7,543 
Total Commercial real estate$84,156 $172,938 $185,544 $206,071 $175,888 $422,492 $26,724 $1,273,813 
Year-to-date gross charge-offs$— $— $— $— $— $32 $— $32 
Residential mortgage
Pass$37,231 $29,754 $34,884 $23,227 $37,692 $54,050 $953 $217,791 
Special Mention176 247 140 304 140 2,789 — 3,796 
Substandard— — 231 1,816 — 271 — 2,318 
Total Residential mortgage$37,407 $30,001 $35,255 $25,347 $37,832 $57,110 $953 $223,905 
Year-to-date gross charge-offs$19 $— $— $— $— $— $— $19 
Commercial and industrial
Pass$20,925 $22,881 $16,950 $20,101 $30,917 $30,588 $46,211 $188,573 
Special Mention383 208 478 4,888 40 483 7,100 13,580 
Substandard— — 463 774 94 513 1,455 3,299 
Total Commercial and industrial$21,308 $23,089 $17,891 $25,763 $31,051 $31,584 $54,766 $205,452 
Year-to-date gross charge-offs$— $— $— $— $— $14 $— $14 
Home equity lines of credit
Pass$— $— $485 $84 $29 $51 $10,974 $11,623 
Special Mention— — — — 93 97 160 350 
Substandard— — — — — 5 5 10 
Total Home equity lines of credit$— $— $485 $84 $122 $153 $11,139 $11,983 
Real estate construction
Pass$26,653 $19,215 $15,519 $7,513 $1,640 $757 $5,867 $77,164 
Special Mention— — — 4,678 — 365 — 5,043 
Total Real estate construction$26,653 $19,215 $15,519 $12,191 $1,640 $1,122 $5,867 $82,207 
Performance Rated:
Residential mortgage
Performing$40,566 $33,541 $53,484 $79,888 $39,877 $120,302 $5,157 $372,815 
Nonperforming— 231 — 635 — 1,465 — 2,331 
Total Residential mortgage$40,566 $33,772 $53,484 $80,523 $39,877 $121,767 $5,157 $375,146 
Home equity lines of credit
Performing$— $— $13 $29 $— $1,989 $112,813 $114,844 
Nonperforming— — — — — — 514 514 
Total Home equity lines of credit$— $— $13 $29 $— $1,989 $113,327 $115,358 
Real estate construction
Performing$27,937 $4,650 $553 $362 $144 $826 $1 $34,473 
Total Real estate construction$27,937 $4,650 $553 $362 $144 $826 $1 $34,473 
Consumer
Performing$1,641 $1,232 $877 $1,125 $260 $587 $4,410 $10,132 
Nonperforming— — — — — 8 — 8 
Total Consumer$1,641 $1,232 $877 $1,125 $260 $595 $4,410 $10,140 
Year-to-date gross charge-offs$14 $27 $61 $18 $— $8 $230 $358 
Total Portfolio loans
Pass$168,392 $242,876 $250,702 $250,019 $236,472 $477,843 $89,114 $1,715,418 
Special Mention979 2,262 3,004 14,355 9,640 29,657 8,875 68,772 
Substandard153 105 988 5,082 421 4,961 1,460 13,170 
Performing70,144 39,423 54,927 81,404 40,281 123,704 122,381 532,264 
Nonperforming— 231 — 635 — 1,473 514 2,853 
Total Portfolio loans$239,668 $284,897 $309,621 $351,495 $286,814 $637,638 $222,344 $2,332,477 
Year-to-date gross charge-offs$33 $27 $61 $18 $— $54 $230 $423 
Summary of allowance activity for loan losses and recorded investment in loans receivable
The following table presents the activity in the ACL by loan portfolio segment:
(In thousands)Commercial
Real Estate		Residential
Mortgage		Commercial
and
Industrial		Home 
Equity Lines 
of Credit		Real Estate
Construction		ConsumerTotal
Three Months Ended March 31, 2026    
Beginning balance - January 1, 2026$13,259 $5,386 $1,800 $482 $2,588 $157 $23,672 
Charge-offs— — — — — (82)(82)
Recoveries— 4 69 — — 28 101 
Provisions (reversal of)446 188 (221)70 (603)44 (76)
Ending balance - March 31, 2026$13,705 $5,578 $1,648 $552 $1,985 $147 $23,615 
Three Months Ended March 31, 2025    
Beginning balance - January 1, 2025$10,578 $2,976 $1,416 $294 $1,918 $98 $17,280 
Allowance established for acquired PCD loans798 140 194 13 169 150 1,464 
Charge-offs— — (14)— — (71)(85)
Recoveries— — 3 — — 16 19 
Provisions (reversal of)2,173 2,012 629 180 1,051 (77)5,968 
Ending balance - March 31, 2025$13,549 $5,128 $2,228 $487 $3,138 $116 $24,646 
v3.26.1
Deposits (Tables)
 3 Months Ended
Mar. 31, 2026
Deposits [Abstract]  
Deposit Liabilities, Type
Deposits were comprised of the following as of the periods presented:
(In thousands)March 31, 2026December 31, 2025
Noninterest-bearing demand deposits$576,056 $553,855 
Interest-bearing demand deposits625,363 623,620 
Money market497,031 485,808 
Savings338,763 333,973 
Total demand and savings2,037,213 1,997,256 
Time488,559 452,929 
Total deposits$2,525,772 $2,450,185 
Time Deposit Maturities
Scheduled maturities of time deposits at March 31, 2026 are as follows:
Time Deposits
(In thousands)Less than $250,000$250,000 or more
Less than 1 year$357,745 $80,985 
1 - 2 years30,224 7,983 
2 - 3 years4,656 1,606 
3 - 4 years3,210 — 
4 - 5 years2,150 — 
Thereafter— — 
Total time deposits$397,985 $90,574 
v3.26.1
Borrowings (Tables)
 3 Months Ended
Mar. 31, 2026
Debt Disclosure [Abstract]  
Schedule of short-term debt outstanding
Short-term borrowings and weighted-average interest rates for the periods presented:
March 31, 2026December 31, 2025
(Dollars in thousands)AmountRateAmountRate
Securities sold under repurchase agreements$15,097 0.30 %$16,129 0.27 %
FHLB advances45,000 3.90 45,000 4.08 
Federal funds purchased3,731 3.64 3,611 3.64 %
$63,828 3.03 %$64,740 3.11 %
Schedule of long-term debt outstanding
Long-term borrowings and their weighted-average contractual rates were comprised of the following for the periods presented:
March 31, 2026December 31, 2025
(Dollars in thousands)AmountRateAmountRate
FHLB fixed-rate advances maturing:
2026$40,000 4.44 %$80,000 4.71 %
202790,000 4.55 90,000 4.55 
202835,000 4.23 35,000 4.23 
202930,000 4.25 30,000 4.25 
Trust preferred subordinated debt 1
5,387 5.57 5,376 6.15 
Subordinated debt15,000 5.88 15,000 4.00 
$215,387 4.55 %$255,376 4.52 %
__________________________________________________________________
1 Net of purchase accounting fair value mark.
v3.26.1
Derivative Financial Instruments (Tables)
 3 Months Ended
Mar. 31, 2026
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value
The following table presents the fair value of the Corporation’s derivative financial instruments as well as their classification on the Consolidated Statements of Condition as of March 31, 2026 and December 31, 2025:
March 31, 2026Consolidated Statements of Condition
Location		December 31, 2025
(In thousands)Notional
Amount		Asset (Liability)
Fair Value		Notional
Amount		Asset
(Liability)
Fair Value
Derivatives not designated as hedging instruments:
Interest rate lock commitments:
Assets$63,212 $1,659 Other Assets$58,114 $1,540 
Liabilities803 (1)Other Liabilities— — 
Forward commitments:
Assets18,964 169 Other Assets8,223 4 
Liabilities6,699 (21)Other Liabilities23,881 (105)
Interest rate derivatives with customers:
Assets5,891 50 Other Assets5,917 91 
Liabilities49,309 (3,557)Other Liabilities49,849 (3,476)
Interest rate derivatives with dealer counterparties:
Assets49,309 3,557 Other Assets49,849 3,476 
Liabilities5,891 (50)Other Liabilities5,917 (91)
Derivatives designated as hedging instruments:
Interest rate derivatives used in cash flow hedges:
Assets45,000 146 Other Assets20,000 48 
Liabilities— — Other Liabilities25,000 (144)
Derivative Instruments, Gain (Loss)
The following table presents a summary of the fair value gains and losses on derivative financial instruments for the periods presented:
Three Months Ended March 31,Consolidated Statements of Income (Loss) Classification
(In thousands)20262025
Interest Rate Lock Commitments$117 $260 Gain from mortgage loans held for sale
Forward Commitments249 (15)Gain from mortgage loans held for sale
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss)
The following table presents the effect of fair value and cash flow hedge accounting on AOCI for the periods presented:
(In thousands)Amount of Gain Recognized in OCI on DerivativeAmount of Gain Recognized in OCI Included ComponentAmount of Gain (Loss) Recognized in OCI Excluded ComponentLocation of Gain (Loss) Recognized from AOCI into IncomeAmount of Gain Reclassified from OCI into IncomeAmount of Gain Reclassified from AOCI into Income Included ComponentAmount of Gain (Loss) Reclassified from AOCI into Income Excluded Component
Three Months Ended March 31, 2026
Interest rate derivatives$295 $295 $— Interest Expense$31 $31 $— 
Three Months Ended March 31, 2025
Interest rate derivatives— — — Interest Expense— — — 
The following table presents the effect of fair value and cash flow hedge accounting on the Consolidated Statements of Income (Loss) for the periods presented:
Three Months Ended March 31,
(In thousands)20262025
Total amounts of expense line items presented in the consolidated statements of income (loss) in which the effects of fair value or cash flow hedges are recorded$31 $— 
The effects of fair value or cash flow hedging:
Amount of gain reclassified from AOCI into income31 — 
Amount of gain reclassified from AOCI into income - included component31 — 
Amount of gain (loss) reclassified from AOCI into income - excluded component— — 
v3.26.1
Fair Value Measurements (Tables)
 3 Months Ended
Mar. 31, 2026
Fair Value Disclosures [Abstract]  
Schedule of fair value measurements by level within the fair value hierarchy and the basis of measurement used
The following tables present assets measured at fair value and the basis of measurement used at the periods presented:
March 31, 2026
(In thousands)BasisLevel 1Level 2Level 3Total
Assets
Equity securities with readily determinable fair valuesRecurring$942 $— $— $942 
AFS Investment Securities:
U.S. Government and agencies — 53,198 — 53,198 
Collateralized mortgage obligations— 94,981 — 94,981 
Residential mortgage-backed securities— 169,622 — 169,622 
Commercial mortgage-backed securities — 113,510 — 113,510 
State and municipal — 10,409 — 10,409 
Corporate bonds — 29,939 — 29,939 
Total AFS Investment SecuritiesRecurring$— $471,659 $— $471,659 
Loans held for saleRecurring— 15,155 — 15,155 
Derivative financial instruments - assetsRecurring— 5,581 — 5,581 
Individually evaluated loansNon-recurring— — 203 203 
Liabilities
Derivative financial instruments - liabilitiesRecurring$— $3,629 $— $3,629 
December 31, 2025
(In thousands)BasisLevel 1Level 2Level 3Total
Assets
Equity securities with readily determinable fair valuesRecurring$949 $— $— $949 
AFS Investment Securities:
U.S. Government and agencies — 59,352 — 59,352 
Collateralized mortgage obligations— 74,030 — 74,030 
Residential mortgage-backed securities— 173,688 — 173,688 
Commercial mortgage-backed securities — 122,209 — 122,209 
State and municipal — 8,450 — 8,450 
Corporate bonds — 29,165 — 29,165 
Total AFS Investment SecuritiesRecurring$— $466,894 $— $466,894 
Loans held for saleRecurring— 28,170 — 28,170 
Derivative financial instruments - assetsRecurring— 5,159 — 5,159 
Individually evaluated loansNon-recurring— — 550 550 
Liabilities
Derivative financial instruments - liabilitiesRecurring$— $3,816 $— $3,816 
Schedule of additional quantitative information about assets measured at fair value on a nonrecurring basis
The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized Level 3 inputs to determine fair value:
(Dollars in thousands)Fair Value Estimate
Valuation Technique 1
Unobservable Input 2
RangeWeighted Average
March 31, 2026
Individually evaluated loans$203 Appraisal of collateral Appraisal adjustments
26% – 100%
84%
December 31, 2025
Individually evaluated loans$550 Appraisal of collateralAppraisal adjustments
16% – 100%
43%
__________________________________________________________________
1 Fair value is generally determined through management’s estimate or independent third-party appraisals of the underlying collateral, which generally
includes various Level 3 inputs which are not observable.
2 Appraisals may be adjusted downward by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percentage of the appraisal. Higher downward adjustments are caused by negative changes to the collateral or conditions in the real estate market, actual offers or sales contracts received, and/or age of the appraisal.
Schedule of carrying amount, exit pricing concept fair value and placement in the fair value hierarchy
The following tables present the carrying amount and the estimated fair value of the Corporation’s financial instruments:
March 31, 2026
Carrying AmountEstimated Fair Value
(In thousands)TotalLevel 1Level 2Level 3
Financial assets:
Cash and due from banks$25,649 $25,649 $25,649 $— $— 
Interest-bearing deposits with banks67,986 67,986 67,986 — — 
Equity securities with readily determinable fair values942 942 942 — — 
Investment securities AFS471,659 471,659 — 471,659 — 
Investment securities HTM63,159 56,248 — 56,248 — 
Loans held for sale15,155 15,155 — 15,155 — 
Loans, net2,325,630 2,339,563 — — 2,339,563 
Accrued interest receivable10,972 10,972 — 10,972 — 
Derivative assets5,581 5,581 — 5,581 — 
Financial liabilities:
Demand deposits, savings, and money markets$2,037,213 $2,037,213 $— $2,037,213 $— 
Time deposits488,559 483,151 — 483,151 — 
Securities sold under repurchase agreements15,097 15,097 — 15,097 — 
Federal funds purchased3,731 3,731 — 3,731 — 
FHLB Advances240,000 241,657 — 241,657 — 
Trust preferred and subordinated debt20,387 20,449 — 20,449 — 
Accrued interest payable2,135 2,135 — 2,135 — 
Derivative liabilities3,629 3,629 — 3,629 — 

December 31, 2025
Carrying AmountEstimated Fair Value
(In thousands)TotalLevel 1Level 2Level 3
Financial assets:
Cash and due from banks$20,611 $20,611 $20,611 $— $— 
Interest-bearing deposits with banks45,037 45,037 45,037 — — 
Equity securities with readily determinable fair values949 949 949 — — 
Investment securities AFS466,894 466,894 — 466,894 — 
Investment securities HTM63,288 57,537 — 57,537 — 
Loans held for sale28,170 28,170 — 28,170 — 
Loans, net2,306,842 2,294,388 — — 2,294,388 
Accrued interest receivable10,950 10,950 — 10,950 — 
Derivative assets5,159 5,159 — 5,159 — 
Financial liabilities:
Demand deposits, savings, and money markets$1,997,256 $1,997,256 $— $1,997,256 $— 
Time deposits452,929 448,051 — 448,051 — 
Securities sold under repurchase agreements16,129 16,129 — 16,129 — 
Federal funds purchased3,611 3,611 — 3,611 — 
FHLB Advances280,000 282,910 — 282,910 — 
Trust preferred and subordinated debt20,376 19,626 — 19,626 — 
Accrued interest payable2,186 2,186 — 2,186 — 
Derivative liabilities3,816 3,816 — 3,816 — 
v3.26.1
Defined Benefit Pension Plan (Tables)
 3 Months Ended
Mar. 31, 2026
Postemployment Benefits [Abstract]  
Schedule of net periodic benefit expense (income)
The components of net periodic benefit income related to the non-contributory, defined benefit pension plan were as follows:
 Three Months Ended March 31,
(In thousands)20262025
Service cost$90 $91 
Interest cost396 399 
Expected return on plan assets(742)(685)
Net Periodic Benefit Income$(256)$(195)
v3.26.1
Commitment and Contingencies (Tables)
 3 Months Ended
Mar. 31, 2026
Risks and Uncertainties [Abstract]  
Schedule of Fair Value, off-Balance-Sheet Risks
A summary of the Corporation’s commitments were as follows:
(In thousands)March 31, 2026December 31, 2025
Commitments to extend credit$582,679 $566,837 
Standby letters of credit23,900 24,387 
v3.26.1
Accumulated Other Comprehensive Loss (Tables)
 3 Months Ended
Mar. 31, 2026
Stockholders' Equity Note [Abstract]  
Schedule of accumulated other comprehensive loss
The components of accumulated other comprehensive loss, net of taxes, are as follows:
(In thousands)Net Change Related to Investment SecuritiesNet Change Related to Derivatives Used for Cash Flow HedgesNet Change Related to Defined Benefit Pension PlansAccumulated Other Comprehensive Loss
Three Months Ended March 31, 2026
Balance at January 1, 2026$(19,544)$(109)$(2,521)$(22,174)
Other comprehensive (loss) income
(2,599)205 1,109 (1,285)
Balance at March 31, 2026$(22,143)$96 $(1,412)$(23,459)
Three Months Ended March 31, 2025
Balance at January 1, 2025$(38,160)$— $(3,508)$(41,668)
Other comprehensive income6,350 — — 6,350 
Balance at March 31, 2025$(31,810)$— $(3,508)$(35,318)
v3.26.1
Segment Reporting (Tables)
 3 Months Ended
Mar. 31, 2026
Segment Reporting [Abstract]  
Schedule of Segment Information
Segment information as of and for the periods listed below is as follows:
(In thousands)BankingInsurance
Other1
Consolidated
Three Months Ended March 31, 2026   
Interest and dividend income$42,218 $1 $13 $42,232 
Noninterest income5,970 2,305 (1)8,274 
Total consolidated revenues50,506 
Interest expense9,437 — 2809,717 
Reversal of provision for credit losses and unfunded commitments(89)— — (89)
Depreciation and amortization expense1,477 188 — 1,665 
Salaries and employee benefits12,218 1,699 11014,027 
Other noninterest expense2
7,358 398 1677,923 
Income (loss) before income taxes17,787 21 (545)17,263 
Income tax expense (benefit) 3,671 3 (114)3,560 
Net income (loss)$14,116 $18 $(431)$13,703 
Total assets$3,253,225 $18,213 $(1,574)$3,269,864 
Goodwill$56,064 $8,385 $— $64,449 
Capital expenditures$334 $— $— $334 
Three Months Ended March 31, 2025   
Interest and dividend income$36,290 $1 $(1)$36,290 
Noninterest income5,025 2,147 12 7,184 
Total consolidated revenues43,474 
Interest expense8,951 — 2499,200 
Provision for credit losses and unfunded commitments
5,488 — — 5,488 
Depreciation and amortization expense1,250 195 — 1,445 
Salaries and employee benefits11,298 1,462 10112,861 
Other noninterest expense2
14,564 336 12915,029 
(Loss) income before income taxes(236)155 (468)(549)
Income tax (benefit) expense (227)42 (92)(277)
Net (loss) income $(9)$113 $(376)$(272)
Total assets$3,252,111 $22,437 $(4,507)$3,270,041 
Goodwill$56,064 $8,385 $— $64,449 
Capital expenditures$654 $5 $— $659 
__________________________________________________________________
1Includes the holding company and intercompany eliminations, including the intersegment elimination of interest income and interest expense.
2Other noninterest expense for Banking includes equipment, net occupancy, professional services, other tax, FDIC and regulatory and merger-related expenses.
Other noninterest expense for Insurance includes equipment, net occupancy and professional services expenses.
(In thousands)
v3.26.1
Basis of Presentation and Nature of Operations (Details)
 3 Months Ended
Mar. 31, 2026
bank
office
Feb. 01, 2025
bank
Business Combination [Line Items]    
Number of community banking office locations, ACNB 33  
Loan Production Offices | office 2  
Traditions Bancorp, Inc.    
Business Combination [Line Items]    
Number Of Community Banking Offices, Traditions   4
Adams, Cumberland, Franklin, Lancaster and York Counties, Pennsylvania    
Business Combination [Line Items]    
Number of community banking office locations, ACNB 24  
Carroll and Frederick Counties, Maryland    
Business Combination [Line Items]    
Number of community banking office locations, ACNB 9  
v3.26.1
Earnings Per Share (Details)
 3 Months Ended 9 Months Ended
Mar. 31, 2026
$ / shares
shares
Mar. 31, 2025
$ / shares
shares
Mar. 31, 2026
shares
Apr. 29, 2026
shares
Jun. 18, 2025
shares
Earnings Per Share [Abstract]          
Weighted average shares of common stock outstanding, basic (in shares) 10,348,531 9,806,299      
Dilutive effect of unvested shares (in shares) 17,699 17,176      
Weighted average shares of common stock outstanding, diluted (in shares) 10,366,230 9,823,475      
Basic earnings (in dollars per share) | $ / shares $ 1.32 $ (0.03)      
Diluted earnings (in dollars per share) | $ / shares $ 1.32 $ (0.03)      
Stock Repurchase Program, Number of Shares Authorized to be Repurchased         314,000
Stock Repurchase Program, Number of Shares Authorized to be Repurchased, Percentage of Outstanding Shares         0.03
Common stock shares repurchased (in shares) 73,972   190,901    
Subsequent Event [Line Items]          
Stock Repurchase Program, Number of Shares Authorized to be Repurchased, Percentage of Outstanding Shares         0.03
Stock Repurchase Program, Number of Shares Authorized to be Repurchased         314,000
Subsequent Event          
Earnings Per Share [Abstract]          
Stock Repurchase Program, Number of Shares Authorized to be Repurchased       310,000  
Stock Repurchase Program, Number of Shares Authorized to be Repurchased, Percentage of Outstanding Shares       0.03  
Subsequent Event [Line Items]          
Stock Repurchase Program, Number of Shares Authorized to be Repurchased, Percentage of Outstanding Shares       0.03  
Stock Repurchase Program, Number of Shares Authorized to be Repurchased       310,000  
v3.26.1
Investment Securities - Schedule of Required Fair Value Disclosures for Equity Securities (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Equity Securities, FV-NI, Realized Gain (Loss) [Roll Forward]      
Fair value at beginning of period $ 949    
(Losses) Gains (7) $ 14  
Fair value at end of period 942   $ 949
CRA Mutual Fund      
Equity Securities, FV-NI, Realized Gain (Loss) [Roll Forward]      
Fair value at beginning of period 949 $ 919 919
(Losses) Gains (7)   30
Fair value at end of period $ 942   $ 949
v3.26.1
Investment Securities - Schedule of Amortized Cost and Fair Value of Securities (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Debt Securities, Available-for-Sale, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]    
Available-for-sale, Amortized Cost $ 499,347 $ 491,121
Gross Unrealized Gains 776 1,960
Gross Unrealized Losses 28,464 26,187
Investment securities available for sale, at estimated fair value 471,659 466,894
Held to Maturity    
Held to Maturity, Amortized Cost 63,159 63,288
Gross Unrealized Gains 0 0
Gross Unrealized Losses 6,911 5,751
Fair Value 56,248 57,537
U.S. Government and agencies    
Debt Securities, Available-for-Sale, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]    
Available-for-sale, Amortized Cost 59,520 65,570
Gross Unrealized Gains 0 0
Gross Unrealized Losses 6,322 6,218
Investment securities available for sale, at estimated fair value 53,198 59,352
Collateralized mortgage obligations    
Debt Securities, Available-for-Sale, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]    
Available-for-sale, Amortized Cost 98,017 75,982
Gross Unrealized Gains 127 243
Gross Unrealized Losses 3,163 2,195
Investment securities available for sale, at estimated fair value 94,981 74,030
Residential mortgage-backed securities    
Debt Securities, Available-for-Sale, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]    
Available-for-sale, Amortized Cost 183,224 186,203
Gross Unrealized Gains 179 426
Gross Unrealized Losses 13,781 12,941
Investment securities available for sale, at estimated fair value 169,622 173,688
Held to Maturity    
Held to Maturity, Amortized Cost 938 1,088
Gross Unrealized Gains 0 0
Gross Unrealized Losses 24 25
Fair Value 914 1,063
Commercial mortgage-backed securities    
Debt Securities, Available-for-Sale, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]    
Available-for-sale, Amortized Cost 117,157 124,996
Gross Unrealized Gains 354 957
Gross Unrealized Losses 4,001 3,744
Investment securities available for sale, at estimated fair value 113,510 122,209
State and municipal    
Debt Securities, Available-for-Sale, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]    
Available-for-sale, Amortized Cost 10,608 8,499
Gross Unrealized Gains 0 0
Gross Unrealized Losses 199 49
Investment securities available for sale, at estimated fair value 10,409 8,450
Held to Maturity    
Held to Maturity, Amortized Cost 62,221 62,200
Gross Unrealized Gains 0 0
Gross Unrealized Losses 6,887 5,726
Fair Value 55,334 56,474
Corporate bonds    
Debt Securities, Available-for-Sale, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]    
Available-for-sale, Amortized Cost 30,821 29,871
Gross Unrealized Gains 116 334
Gross Unrealized Losses 998 1,040
Investment securities available for sale, at estimated fair value $ 29,939 $ 29,165
v3.26.1
Investment Securities - Schedule of Unrealized Losses and Fair Value (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Available for Sale    
Fair Value, Less than 12 Months $ 142,950 $ 89,531
Unrealized Losses, Less than 12 Months 1,914 261
Fair Value, 12 Months or More 240,310 253,982
Unrealized Losses, 12 Months or More 26,550 25,926
Total Fair Value 383,260 343,513
Total Unrealized Losses 28,464 26,187
Held to Maturity    
Fair Value, Less than 12 Months 4,275 0
Unrealized Losses, Less than 12 Months 146 0
Fair Value, 12 Months or More 51,518 57,537
Unrealized Losses, 12 Months or More 6,765 5,751
Total Fair Value 55,793 57,537
Total Unrealized Losses 6,911 5,751
U.S. Government and agencies    
Available for Sale    
Fair Value, Less than 12 Months 0 0
Unrealized Losses, Less than 12 Months 0 0
Fair Value, 12 Months or More 53,198 59,352
Unrealized Losses, 12 Months or More 6,322 6,218
Total Fair Value 53,198 59,352
Total Unrealized Losses 6,322 6,218
Collateralized mortgage obligations    
Available for Sale    
Fair Value, Less than 12 Months 51,393 17,854
Unrealized Losses, Less than 12 Months 758 46
Fair Value, 12 Months or More 30,739 32,189
Unrealized Losses, 12 Months or More 2,405 2,149
Total Fair Value 82,132 50,043
Total Unrealized Losses 3,163 2,195
Residential mortgage-backed securities    
Available for Sale    
Fair Value, Less than 12 Months 31,523 30,048
Unrealized Losses, Less than 12 Months 532 115
Fair Value, 12 Months or More 120,568 125,171
Unrealized Losses, 12 Months or More 13,249 12,826
Total Fair Value 152,091 155,219
Total Unrealized Losses 13,781 12,941
Held to Maturity    
Fair Value, Less than 12 Months 0 0
Unrealized Losses, Less than 12 Months 0 0
Fair Value, 12 Months or More 914 1,063
Unrealized Losses, 12 Months or More 24 25
Total Fair Value 914 1,063
Total Unrealized Losses 24 25
Commercial mortgage-backed securities    
Available for Sale    
Fair Value, Less than 12 Months 47,712 33,179
Unrealized Losses, Less than 12 Months 403 51
Fair Value, 12 Months or More 24,681 26,210
Unrealized Losses, 12 Months or More 3,598 3,693
Total Fair Value 72,393 59,389
Total Unrealized Losses 4,001 3,744
State and municipal    
Available for Sale    
Fair Value, Less than 12 Months 10,409 8,450
Unrealized Losses, Less than 12 Months 199 49
Fair Value, 12 Months or More 0 0
Unrealized Losses, 12 Months or More 0 0
Total Fair Value 10,409 8,450
Total Unrealized Losses 199 49
Held to Maturity    
Fair Value, Less than 12 Months 4,275 0
Unrealized Losses, Less than 12 Months 146 0
Fair Value, 12 Months or More 50,604 56,474
Unrealized Losses, 12 Months or More 6,741 5,726
Total Fair Value 54,879 56,474
Total Unrealized Losses 6,887 5,726
Corporate bonds    
Available for Sale    
Fair Value, Less than 12 Months 1,913 0
Unrealized Losses, Less than 12 Months 22 0
Fair Value, 12 Months or More 11,124 11,060
Unrealized Losses, 12 Months or More 976 1,040
Total Fair Value 13,037 11,060
Total Unrealized Losses $ 998 $ 1,040
v3.26.1
Investment Securities - Narrative (Details) - USD ($)
$ in Millions
Mar. 31, 2026
Dec. 31, 2025
Feb. 01, 2025
Debt Securities, Available-for-sale [Line Items]      
Carrying value of securities pledged as collateral as required by law on public and trust deposits, repurchase agreements, and for other purposes $ 156.3 $ 159.6  
Traditions Bancorp, Inc.      
Debt Securities, Available-for-sale [Line Items]      
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Investment Securities     $ 97.7
v3.26.1
Investment Securities - Schedule of Amortized Cost and Fair Value by Contractual Maturity (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Available for Sale Amortized Cost    
1 year or less $ 2,000  
Over 1 year through 5 years 60,722  
Over 5 years through 10 years 27,619  
Over 10 years 10,608  
Mortgage-backed securities 398,398  
Available-for-sale, Amortized Cost 499,347 $ 491,121
Available for Sale Fair Value    
1 year or less 1,958  
Over 1 year through 5 years 56,611  
Over 5 years through 10 years 24,568  
Over 10 years 10,409  
Mortgage-backed securities 378,113  
Available for Sale, Fair Value 471,659 466,894
Held-to-Maturity Amortized Cost    
1 year or less 400  
Over 1 year through 5 years 5,652  
Over 5 years through 10 years 37,403  
Over 10 years 18,766  
Mortgage-backed securities 938  
Held to Maturity, Amortized Cost 63,159 63,288
Held-to-Maturity Fair Value    
1 year or less 399  
Over 1 year through 5 years 5,223  
Over 5 years through 10 years 34,687  
Over 10 years 15,025  
Mortgage-backed securities 914  
Held to Maturity, Fair Value $ 56,248 $ 57,537
v3.26.1
Investment Securities - Gain (Loss) on Securities (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Investments, Debt and Equity Securities [Abstract]    
Proceeds from sales $ 22,193 $ 97,883
Proceeds from calls 10,221 500
Gross gains 187 0
Gross losses $ 138 $ 0
v3.26.1
Investment Securities - Amortized Cost of HTM Debt Securities (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Schedule of Held-to-Maturity Securities [Line Items]    
Amortized Cost $ 63,159 $ 63,288
A+ Rated or Higher    
Schedule of Held-to-Maturity Securities [Line Items]    
Amortized Cost 62,221 62,200
Not Rated    
Schedule of Held-to-Maturity Securities [Line Items]    
Amortized Cost 938 1,088
State and political subdivisions    
Schedule of Held-to-Maturity Securities [Line Items]    
Amortized Cost 62,221 62,200
State and political subdivisions | A+ Rated or Higher    
Schedule of Held-to-Maturity Securities [Line Items]    
Amortized Cost 62,221 62,200
State and political subdivisions | Not Rated    
Schedule of Held-to-Maturity Securities [Line Items]    
Amortized Cost 0 0
Residential mortgage-backed securities    
Schedule of Held-to-Maturity Securities [Line Items]    
Amortized Cost 938 1,088
Residential mortgage-backed securities | A+ Rated or Higher    
Schedule of Held-to-Maturity Securities [Line Items]    
Amortized Cost 0 0
Residential mortgage-backed securities | Not Rated    
Schedule of Held-to-Maturity Securities [Line Items]    
Amortized Cost $ 938 $ 1,088
v3.26.1
Loans and Allowance for Credit Losses - Schedule of the Composition of the Loan Portfolio (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Financing Receivable, Allowance for Credit Loss [Line Items]    
Loans $ 2,351,291 $ 2,332,477
Financing Receivable, Unearned Income, before Allowance for Credit Loss (2,046) (1,963)
Total loans, net of unearned income 2,349,245 2,330,514
Commercial real estate    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Loans 1,301,807 1,273,813
Residential mortgage    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Loans 602,305 599,051
Commercial and industrial    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Loans 204,714 205,452
Home equity lines of credit    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Loans 126,473 127,341
Real estate construction    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Loans 106,128 116,680
Consumer    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Loans $ 9,864 $ 10,140
v3.26.1
Loans and Allowance for Credit Losses - Schedule of Loan Portfolio Summarized by the Past Due Status (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Financing Receivable, Past Due [Line Items]    
Loans $ 2,351,291 $ 2,332,477
Financing Receivable, 90 Days or More Past Due, Accruing 1,959 2,854
30–59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 9,026 6,628
60–89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 2,043 2,860
≥ 90 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 3,533 5,217
Total Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 14,602 14,705
Current    
Financing Receivable, Past Due [Line Items]    
Loans 2,336,689 2,317,772
Commercial real estate    
Financing Receivable, Past Due [Line Items]    
Loans 1,301,807 1,273,813
Financing Receivable, 90 Days or More Past Due, Accruing 0 0
Commercial real estate | 30–59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 484 457
Commercial real estate | 60–89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 0 400
Commercial real estate | ≥ 90 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 759 292
Commercial real estate | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 1,243 1,149
Commercial real estate | Current    
Financing Receivable, Past Due [Line Items]    
Loans 1,300,564 1,272,664
Residential mortgage    
Financing Receivable, Past Due [Line Items]    
Loans 602,305 599,051
Financing Receivable, 90 Days or More Past Due, Accruing 1,712 2,332
Residential mortgage | 30–59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 6,611 4,988
Residential mortgage | 60–89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 1,802 2,098
Residential mortgage | ≥ 90 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 2,386 4,261
Residential mortgage | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 10,799 11,347
Residential mortgage | Current    
Financing Receivable, Past Due [Line Items]    
Loans 591,506 587,704
Commercial and industrial    
Financing Receivable, Past Due [Line Items]    
Loans 204,714 205,452
Financing Receivable, 90 Days or More Past Due, Accruing 0 0
Commercial and industrial | 30–59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 337 10
Commercial and industrial | 60–89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 0 332
Commercial and industrial | ≥ 90 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 141 142
Commercial and industrial | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 478 484
Commercial and industrial | Current    
Financing Receivable, Past Due [Line Items]    
Loans 204,236 204,968
Home equity lines of credit    
Financing Receivable, Past Due [Line Items]    
Loans 126,473 127,341
Financing Receivable, 90 Days or More Past Due, Accruing 242 514
Home equity lines of credit | 30–59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 1,054 572
Home equity lines of credit | 60–89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 237 0
Home equity lines of credit | ≥ 90 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 242 514
Home equity lines of credit | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 1,533 1,086
Home equity lines of credit | Current    
Financing Receivable, Past Due [Line Items]    
Loans 124,940 126,255
Real estate construction    
Financing Receivable, Past Due [Line Items]    
Loans 106,128 116,680
Financing Receivable, 90 Days or More Past Due, Accruing 0 0
Real estate construction | 30–59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 514 578
Real estate construction | 60–89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 0 0
Real estate construction | ≥ 90 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 0 0
Real estate construction | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 514 578
Real estate construction | Current    
Financing Receivable, Past Due [Line Items]    
Loans 105,614 116,102
Consumer    
Financing Receivable, Past Due [Line Items]    
Loans 9,864 10,140
Financing Receivable, 90 Days or More Past Due, Accruing 5 8
Consumer | 30–59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 26 23
Consumer | 60–89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 4 30
Consumer | ≥ 90 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 5 8
Consumer | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Loans 35 61
Consumer | Current    
Financing Receivable, Past Due [Line Items]    
Loans $ 9,829 $ 10,079
v3.26.1
Loans and Allowance for Credit Losses - Schedule of Nonaccrual Loans by Classes of the Loan Portfolio (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Financing Receivable, Nonaccrual [Line Items]    
Total nonaccrual loans $ 7,626 $ 7,867
With a Related Allowance 443 944
Without a Related Allowance 7,183 6,923
Financing Receivable, 90 Days or More Past Due, Accruing 1,959 2,854
Financing Receivable, Nonperforming Loans 9,585 10,721
Commercial real estate    
Financing Receivable, Nonaccrual [Line Items]    
Total nonaccrual loans 3,567 3,644
With a Related Allowance 0 0
Without a Related Allowance 3,567 3,644
Financing Receivable, 90 Days or More Past Due, Accruing 0 0
Residential mortgage    
Financing Receivable, Nonaccrual [Line Items]    
Total nonaccrual loans 1,858 1,930
With a Related Allowance 233 246
Without a Related Allowance 1,625 1,684
Financing Receivable, 90 Days or More Past Due, Accruing 1,712 2,332
Commercial and industrial    
Financing Receivable, Nonaccrual [Line Items]    
Total nonaccrual loans 2,196 2,288
With a Related Allowance 210 698
Without a Related Allowance 1,986 1,590
Financing Receivable, 90 Days or More Past Due, Accruing 0 0
Home equity lines of credit    
Financing Receivable, Nonaccrual [Line Items]    
Total nonaccrual loans 5 5
With a Related Allowance 0 0
Without a Related Allowance 5 5
Financing Receivable, 90 Days or More Past Due, Accruing $ 242 $ 514
v3.26.1
Loans and Allowance for Credit Losses - Narrative (Details)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
USD ($)
Loan
Mar. 31, 2025
USD ($)
Financing Receivable [Line Items]    
(Reversal of) provision for credit losses $ (76) $ 5,968
Default period 12 months  
Past due period 90 days  
Number of Residential Mortgage Loans Defaulted | Loan 1  
Financing Receivable, Modified, Subsequent Default $ 92  
v3.26.1
Loans and Allowance for Credit Losses - Summary of Amortized Cost Basis of Individually Evaluated Loans (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Business Assets    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Financing Receivable, Individually Evaluated for Impairment $ 1,898 $ 1,971
Real Estate    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Financing Receivable, Individually Evaluated for Impairment 5,728 5,896
Commercial real estate | Business Assets    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Financing Receivable, Individually Evaluated for Impairment 0 0
Commercial real estate | Real Estate    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Financing Receivable, Individually Evaluated for Impairment 3,567 3,644
Residential mortgage | Business Assets    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Financing Receivable, Individually Evaluated for Impairment 0 0
Residential mortgage | Real Estate    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Financing Receivable, Individually Evaluated for Impairment 1,858 1,930
Commercial and industrial | Business Assets    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Financing Receivable, Individually Evaluated for Impairment 1,898 1,971
Commercial and industrial | Real Estate    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Financing Receivable, Individually Evaluated for Impairment 298 317
Home equity lines of credit | Business Assets    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Financing Receivable, Individually Evaluated for Impairment 0 0
Home equity lines of credit | Real Estate    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Financing Receivable, Individually Evaluated for Impairment $ 5 $ 5
v3.26.1
Loans and Allowance for Credit Losses - Modifications (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Financing Receivable, Modified [Line Items]    
Loans $ 434 $ 0
Current    
Financing Receivable, Modified [Line Items]    
Loans 272 4,041
30–59 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 342 0
60–89 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 0 0
≥ 90 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 92 0
Commercial real estate    
Financing Receivable, Modified [Line Items]    
Loans 0 0
Commercial real estate | Current    
Financing Receivable, Modified [Line Items]    
Loans 121 2,293
Commercial real estate | 30–59 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 0 0
Commercial real estate | 60–89 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 0 0
Commercial real estate | ≥ 90 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans $ 0 0
Commercial and industrial    
Financing Receivable, Modified [Line Items]    
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage 0.10%  
Loans $ 0 0
Commercial and industrial | Extended Maturity    
Financing Receivable, Modified [Line Items]    
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 141  
Financing Receivable, Modified, Weighted Average Term Increase from Modification 12 months  
Commercial and industrial | Current    
Financing Receivable, Modified [Line Items]    
Loans $ 141 1,748
Commercial and industrial | 30–59 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 0 0
Commercial and industrial | 60–89 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 0 0
Commercial and industrial | ≥ 90 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 0 $ 0
Residential mortgage    
Financing Receivable, Modified [Line Items]    
Loans 434  
Residential mortgage | Current    
Financing Receivable, Modified [Line Items]    
Loans 0  
Residential mortgage | 30–59 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 342  
Residential mortgage | 60–89 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 0  
Residential mortgage | ≥ 90 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 92  
Consumer    
Financing Receivable, Modified [Line Items]    
Loans 0  
Consumer | Current    
Financing Receivable, Modified [Line Items]    
Loans 10  
Consumer | 30–59 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 0  
Consumer | 60–89 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans 0  
Consumer | ≥ 90 Days Past Due    
Financing Receivable, Modified [Line Items]    
Loans $ 0  
v3.26.1
Loans and Allowance for Credit Losses - Schedule of Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating and Performance Status (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year $ 82,474   $ 239,668
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 239,299   284,897
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 274,249   309,621
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 300,763   351,495
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 342,351   286,814
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 884,781   637,638
Financing Receivable, Revolving 227,374   222,344
Loans 2,351,291   2,332,477
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff 0   33
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff 0   27
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff 2   61
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff 5   18
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff 0   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff 0   54
Financing Receivable, Revolving, Writeoff 75   230
Financing Receivable, Allowance for Credit Loss, Writeoff 82 $ 85 423
Pass      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 71,413   168,392
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 164,130   242,876
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 236,840   250,702
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 245,021   250,019
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 245,029   236,472
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 679,635   477,843
Financing Receivable, Revolving 87,442   89,114
Loans 1,729,510   1,715,418
Special Mention      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 343   979
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 3,447   2,262
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 2,614   3,004
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 2,636   14,355
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 13,012   9,640
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 40,308   29,657
Financing Receivable, Revolving 17,804   8,875
Loans 80,164   68,772
Substandard      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   153
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 152   105
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 105   988
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 961   5,082
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 4,952   421
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 5,239   4,961
Financing Receivable, Revolving 1,431   1,460
Loans 12,840   13,170
Performing Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 10,718   70,144
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 71,570   39,423
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 34,458   54,927
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 52,145   81,404
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 78,951   40,281
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 158,521   123,704
Financing Receivable, Revolving 120,455   122,381
Loans 526,818   532,264
Nonperforming Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   231
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 232   0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0   635
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 407   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 1,078   1,473
Financing Receivable, Revolving 242   514
Loans 1,959   2,853
Commercial real estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Loans 1,301,807   1,273,813
Financing Receivable, Allowance for Credit Loss, Writeoff 0 0  
Commercial real estate | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 55,926   84,156
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 86,123   172,938
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 172,817   185,544
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 183,709   206,071
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 202,424   175,888
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 575,740   422,492
Financing Receivable, Revolving 25,068   26,724
Loans 1,301,807   1,273,813
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff     0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff     0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff     0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff     0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff     0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff     32
Financing Receivable, Revolving, Writeoff     0
Financing Receivable, Allowance for Credit Loss, Writeoff     32
Commercial real estate | Pass | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 55,926   83,583
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 82,854   171,026
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 170,412   182,864
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 181,278   199,094
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 196,005   166,194
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 533,115   392,397
Financing Receivable, Revolving 23,588   25,109
Loans 1,243,178   1,220,267
Commercial real estate | Special Mention | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   420
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 3,117   1,807
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 2,300   2,386
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 2,137   4,485
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 3,963   9,367
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 38,213   25,923
Financing Receivable, Revolving 1,480   1,615
Loans 51,210   46,003
Commercial real estate | Substandard | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   153
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 152   105
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 105   294
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 294   2,492
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 2,456   327
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 4,412   4,172
Financing Receivable, Revolving 0   0
Loans 7,419   7,543
Residential mortgage      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Loans 602,305   599,051
Financing Receivable, Allowance for Credit Loss, Writeoff 0 0  
Residential mortgage | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 8,178   37,407
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 37,723   30,001
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 28,851   35,255
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 36,776   25,347
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 24,427   37,832
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 91,309   57,110
Financing Receivable, Revolving 1,117   953
Loans 228,381   223,905
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff     19
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff     0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff     0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff     0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff     0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff     0
Financing Receivable, Revolving, Writeoff     0
Financing Receivable, Allowance for Credit Loss, Writeoff     19
Residential mortgage | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 6,354   40,566
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 45,336   33,772
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 32,305   53,484
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 50,989   80,523
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 77,993   39,877
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 156,157   121,767
Financing Receivable, Revolving 4,790   5,157
Loans 373,924   375,146
Residential mortgage | Pass | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 7,835   37,231
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 37,644   29,754
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 28,607   34,884
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 36,468   23,227
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 22,597   37,692
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 89,490   54,050
Financing Receivable, Revolving 1,117   953
Loans 223,758   217,791
Residential mortgage | Special Mention | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 343   176
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 79   247
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 244   140
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 79   304
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 83   140
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 1,552   2,789
Financing Receivable, Revolving 0   0
Loans 2,380   3,796
Residential mortgage | Substandard | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   231
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 229   1,816
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1,747   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 267   271
Financing Receivable, Revolving 0   0
Loans 2,243   2,318
Residential mortgage | Performing Loans | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 6,354   40,566
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 45,336   33,541
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 32,073   53,484
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 50,989   79,888
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 77,586   39,877
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 155,084   120,302
Financing Receivable, Revolving 4,790   5,157
Loans 372,212   372,815
Residential mortgage | Nonperforming Loans | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   231
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 232   0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0   635
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 407   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 1,073   1,465
Financing Receivable, Revolving 0   0
Loans 1,712   2,331
Commercial and industrial      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Loans 204,714   205,452
Financing Receivable, Allowance for Credit Loss, Writeoff 0 14  
Commercial and industrial | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 5,343   21,308
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 19,050   23,089
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 22,447   17,891
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 16,699   25,763
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 24,420   31,051
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 55,175   31,584
Financing Receivable, Revolving 61,580   54,766
Loans 204,714   205,452
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff     0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff     0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff     0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff     0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff     0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff     14
Financing Receivable, Revolving, Writeoff     0
Financing Receivable, Allowance for Credit Loss, Writeoff     14
Commercial and industrial | Pass | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 5,343   20,925
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 18,799   22,881
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 22,377   16,950
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 15,841   20,101
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 19,088   30,917
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 54,173   30,588
Financing Receivable, Revolving 44,081   46,211
Loans 179,702   188,573
Commercial and industrial | Special Mention | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   383
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 251   208
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 70   478
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 420   4,888
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 4,583   40
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 447   483
Financing Receivable, Revolving 16,073   7,100
Loans 21,844   13,580
Commercial and industrial | Substandard | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   463
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 438   774
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 749   94
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 555   513
Financing Receivable, Revolving 1,426   1,455
Loans 3,168   3,299
Home equity lines of credit      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Loans 126,473   127,341
Financing Receivable, Allowance for Credit Loss, Writeoff 0 0  
Home equity lines of credit | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   485
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 482   84
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 82   122
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 271   153
Financing Receivable, Revolving 11,849   11,139
Loans 12,684   11,983
Home equity lines of credit | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   13
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 12   29
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 28   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 1,826   1,989
Financing Receivable, Revolving 111,923   113,327
Loans 113,789   115,358
Home equity lines of credit | Pass | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   485
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 482   84
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 82   29
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 170   51
Financing Receivable, Revolving 11,593   10,974
Loans 12,327   11,623
Home equity lines of credit | Special Mention | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0   0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0   93
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 96   97
Financing Receivable, Revolving 251   160
Loans 347   350
Home equity lines of credit | Substandard | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0   0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 5   5
Financing Receivable, Revolving 5   5
Loans 10   10
Home equity lines of credit | Performing Loans | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   13
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 12   29
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 28   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 1,826   1,989
Financing Receivable, Revolving 111,681   112,813
Loans 113,547   114,844
Home equity lines of credit | Nonperforming Loans | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0   0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 0   0
Financing Receivable, Revolving 242   514
Loans 242   514
Real estate construction      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Loans 106,128   116,680
Financing Receivable, Allowance for Credit Loss, Writeoff 0 0  
Real estate construction | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 2,309   26,653
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 24,833   19,215
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 15,444   15,519
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 10,952   12,191
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 11,640   1,640
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 2,687   1,122
Financing Receivable, Revolving 7,063   5,867
Loans 74,928   82,207
Real estate construction | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 3,664   27,937
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 24,628   4,650
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,272   553
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 422   362
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 357   144
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 856   826
Financing Receivable, Revolving 1   1
Loans 31,200   34,473
Real estate construction | Pass | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 2,309   26,653
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 24,833   19,215
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 15,444   15,519
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 10,952   7,513
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 7,257   1,640
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 2,687   757
Financing Receivable, Revolving 7,063   5,867
Loans 70,545   77,164
Real estate construction | Special Mention | Internally Risk Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0   4,678
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 4,383   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 0   365
Financing Receivable, Revolving 0   0
Loans 4,383   5,043
Real estate construction | Performing Loans | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 3,664   27,937
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 24,628   4,650
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,272   553
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 422   362
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 357   144
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 856   826
Financing Receivable, Revolving 1   1
Loans 31,200   34,473
Consumer      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Loans 9,864   10,140
Financing Receivable, Allowance for Credit Loss, Writeoff 82 $ 71  
Consumer | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 700   1,641
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 1,606   1,232
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,113   877
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 722   1,125
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 980   260
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 760   595
Financing Receivable, Revolving 3,983   4,410
Loans 9,864   10,140
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff 0   14
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff 0   27
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff 2   61
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff 5   18
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff 0   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff 0   8
Financing Receivable, Revolving, Writeoff 75   230
Financing Receivable, Allowance for Credit Loss, Writeoff 82   358
Consumer | Performing Loans | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 700   1,641
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 1,606   1,232
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,113   877
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 722   1,125
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 980   260
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 755   587
Financing Receivable, Revolving 3,983   4,410
Loans 9,859   10,132
Consumer | Nonperforming Loans | Performance Rated      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Year One, Originated, Current Fiscal Year 0   0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0   0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0   0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0   0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 5   8
Financing Receivable, Revolving 0   0
Loans $ 5   $ 8
v3.26.1
Loans and Allowance for Credit Losses - Schedule of Allowance for Credit Losses and Recorded Investment in Financing Receivables (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Allowance for Loan Losses [Roll Forward]      
Allowance for Credit Losses, Beginning balance $ 23,672 $ 17,280 $ 17,280
Allowance established for acquired PCD loans   1,464  
Charge-offs (82) (85) (423)
Recoveries 101 19  
Provisions (reversal of) (76) 5,968  
Allowance for Credit Losses, Ending balance 23,615 24,646 23,672
Financing Receivable Excluding Unfunded Commitments      
Allowance for Loan Losses [Roll Forward]      
Provisions (reversal of) (76) 5,968  
Commercial Real Estate      
Allowance for Loan Losses [Roll Forward]      
Allowance for Credit Losses, Beginning balance 13,259 10,578 10,578
Allowance established for acquired PCD loans   798  
Charge-offs 0 0  
Recoveries 0 0  
Allowance for Credit Losses, Ending balance 13,705 13,549 13,259
Commercial Real Estate | Financing Receivable Excluding Unfunded Commitments      
Allowance for Loan Losses [Roll Forward]      
Provisions (reversal of) 446 2,173  
Residential Mortgage      
Allowance for Loan Losses [Roll Forward]      
Allowance for Credit Losses, Beginning balance 5,386 2,976 2,976
Allowance established for acquired PCD loans   140  
Charge-offs 0 0  
Recoveries 4 0  
Allowance for Credit Losses, Ending balance 5,578 5,128 5,386
Residential Mortgage | Financing Receivable Excluding Unfunded Commitments      
Allowance for Loan Losses [Roll Forward]      
Provisions (reversal of) 188 2,012  
Commercial and Industrial      
Allowance for Loan Losses [Roll Forward]      
Allowance for Credit Losses, Beginning balance 1,800 1,416 1,416
Allowance established for acquired PCD loans   194  
Charge-offs 0 (14)  
Recoveries 69 3  
Allowance for Credit Losses, Ending balance 1,648 2,228 1,800
Commercial and Industrial | Financing Receivable Excluding Unfunded Commitments      
Allowance for Loan Losses [Roll Forward]      
Provisions (reversal of) (221) 629  
Home  Equity Lines  of Credit      
Allowance for Loan Losses [Roll Forward]      
Allowance for Credit Losses, Beginning balance 482 294 294
Allowance established for acquired PCD loans   13  
Charge-offs 0 0  
Recoveries 0 0  
Allowance for Credit Losses, Ending balance 552 487 482
Home  Equity Lines  of Credit | Financing Receivable Excluding Unfunded Commitments      
Allowance for Loan Losses [Roll Forward]      
Provisions (reversal of) 70 180  
Real Estate Construction      
Allowance for Loan Losses [Roll Forward]      
Allowance for Credit Losses, Beginning balance 2,588 1,918 1,918
Allowance established for acquired PCD loans   169  
Charge-offs 0 0  
Recoveries 0 0  
Allowance for Credit Losses, Ending balance 1,985 3,138 2,588
Real Estate Construction | Financing Receivable Excluding Unfunded Commitments      
Allowance for Loan Losses [Roll Forward]      
Provisions (reversal of) (603) 1,051  
Consumer      
Allowance for Loan Losses [Roll Forward]      
Allowance for Credit Losses, Beginning balance 157 98 98
Allowance established for acquired PCD loans   150  
Charge-offs (82) (71)  
Recoveries 28 16  
Allowance for Credit Losses, Ending balance 147 116 $ 157
Consumer | Financing Receivable Excluding Unfunded Commitments      
Allowance for Loan Losses [Roll Forward]      
Provisions (reversal of) $ 44 $ (77)  
v3.26.1
Deposits - Composition of Deposits (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Deposits [Abstract]    
Noninterest-bearing demand deposits $ 576,056 $ 553,855
Interest-bearing demand deposits 625,363 623,620
Money market 497,031 485,808
Savings 338,763 333,973
Total demand and savings 2,037,213 1,997,256
Time 488,559 452,929
Total deposits $ 2,525,772 $ 2,450,185
v3.26.1
Deposits - Time Deposit Maturities (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Deposit Liability [Line Items]    
Time $ 488,559 $ 452,929
Less than $250,000    
Deposit Liability [Line Items]    
Less than 1 year 357,745  
1 - 2 years 30,224  
2 - 3 years 4,656  
3 - 4 years 3,210  
4 - 5 years 2,150  
Thereafter 0  
Time 397,985  
$250,000 or more    
Deposit Liability [Line Items]    
Less than 1 year 80,985  
1 - 2 years 7,983  
2 - 3 years 1,606  
3 - 4 years 0  
4 - 5 years 0  
Thereafter 0  
Time $ 90,574  
v3.26.1
Deposits (Details) - USD ($)
$ in Millions
Mar. 31, 2026
Dec. 31, 2025
Deposits [Abstract]    
Brokered time deposits $ 89.1 $ 59.1
v3.26.1
Borrowings - Schedule of Short-Term Debt (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Short-Term Debt [Line Items]    
Short-term borrowings $ 63,828 $ 64,740
Short-Term Debt, Weighted Average Interest Rate, at Point in Time 3.03% 3.11%
Securities sold under agreements to repurchase    
Short-Term Debt [Line Items]    
Short-term borrowings $ 15,097 $ 16,129
Short-Term Debt, Weighted Average Interest Rate, at Point in Time 0.30% 0.27%
FHLB advances    
Short-Term Debt [Line Items]    
Short-term borrowings $ 45,000 $ 45,000
Short-Term Debt, Weighted Average Interest Rate, at Point in Time 3.90% 4.08%
Federal Funds Purchased    
Short-Term Debt [Line Items]    
Short-term borrowings $ 3,731 $ 3,611
Short-Term Debt, Weighted Average Interest Rate, at Point in Time 3.64% 3.64%
v3.26.1
Borrowings - Narrative (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 12, 2026
Mar. 31, 2026
Jun. 12, 2025
Mar. 30, 2021
Debt Instrument [Line Items]        
Bank par value   $ 12,300    
Long-term FHLB advances have a weighted average rate   4.42%    
Amount eligible to borrow from FHLB   $ 1,280,000    
Amount available to borrow from FHLB   1,040,000    
Subordinated debt        
Debt Instrument [Line Items]        
Subordinated debt issued $ 15,000 $ 15,000   $ 15,000
Basis spread on prime rate, percentage 2.45%      
Interest rate percentage 5.875% 4.00%   4.00%
Debt Instrument, issuance price, percentage 100.00%      
Debt Issuance Costs, Gross $ 537      
Debt Instrument, Redemption Price, Percentage 100.00%      
Trust preferred subordinated debt, FCBI | Subordinated debt        
Debt Instrument [Line Items]        
Subordinated debt issued   $ 6,000    
Basis spread on prime rate, percentage   1.63%    
Interest rate percentage     5.57%  
v3.26.1
Borrowings - Schedule of Long-Term Debt (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Debt Instrument [Line Items]    
Federal Home Loan Bank, Advance, Maturity, Year One $ 40,000 $ 80,000
Federal Home Loan Bank, Advance, Maturity, Year Two 90,000 90,000
Federal Home Loan Bank, Advance, Maturity, Year Three 35,000 35,000
Federal Home Loan Bank, Advance, Maturity, Year Four 30,000 30,000
Long-term debt outstanding $ 215,387 $ 255,376
Federal Home Loan Bank, Advance, Maturity, Average Interest Rate, Year Two 4.55% 4.55%
Federal Home Loan Bank, Advance, Maturity, Average Interest Rate, Year Three 4.23% 4.23%
Federal Home Loan Bank, Advance, Maturity, Average Interest Rate, Year Four 4.25% 4.25%
Weighted average rate percentage 4.55% 4.52%
Federal Home Loan Bank, Advance, Maturity, Average Interest Rate, Year One 4.44% 4.71%
Subordinated debt    
Debt Instrument [Line Items]    
Long-term debt outstanding $ 15,000 $ 15,000
Debt Instrument, Interest Rate, Effective Percentage 5.88% 4.00%
Trust preferred subordinated debt, FCBI | Subordinated debt    
Debt Instrument [Line Items]    
Long-term debt outstanding $ 5,387 $ 5,376
Debt Instrument, Interest Rate, Effective Percentage 5.57% 6.15%
v3.26.1
Derivative Financial Instruments - Schedule of Derivative Financial Instruments (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Interest Rate Lock Commitments    
Derivative [Line Items]    
Derivative Asset, Notional Amount $ 63,212 $ 58,114
Derivative Liability, Notional Amount 803 0
Derivative Asset 1,659 1,540
Derivative Liability (1) 0
Forward Commitments    
Derivative [Line Items]    
Derivative Asset, Notional Amount 18,964 8,223
Derivative Liability, Notional Amount 6,699 23,881
Derivative Asset 169 4
Derivative Liability (21) (105)
Interest Rate Contract | Designated as Hedging Instrument    
Derivative [Line Items]    
Derivative Asset, Notional Amount 45,000 20,000
Derivative Liability, Notional Amount 0 25,000
Derivative Asset 146 48
Derivative Liability 0 (144)
Interest Rate Contract | Customers    
Derivative [Line Items]    
Derivative Asset, Notional Amount 5,891 5,917
Derivative Liability, Notional Amount 49,309 49,849
Derivative Asset 50 91
Derivative Liability (3,557) (3,476)
Interest Rate Contract | Dealer Counterparties    
Derivative [Line Items]    
Derivative Asset, Notional Amount 49,309 49,849
Derivative Liability, Notional Amount 5,891 5,917
Derivative Asset 3,557 3,476
Derivative Liability $ (50) $ (91)
v3.26.1
Derivative Financial Instruments- Summary of the Fair Value Gains and Losses on Derivative Financial Instruments (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Derivative [Line Items]    
Cash Flow Hedge Gain (Loss) to be Reclassified within 12 Months $ 112  
Interest Rate Lock Commitments    
Derivative [Line Items]    
Derivative, Gain (Loss) on Derivative, Net 117 $ 260
Forward Commitments    
Derivative [Line Items]    
Derivative, Gain (Loss) on Derivative, Net $ 249 $ (15)
v3.26.1
Derivative Financial Instruments - new (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Derivative Instruments and Hedging Activities Disclosures [Line Items]    
Interest expense $ (9,717) $ (9,200)
Interest Rate Contract    
Derivative Instruments and Hedging Activities Disclosures [Line Items]    
Interest expense 31 0
Interest Rate Contract | Interest Expense    
Derivative Instruments and Hedging Activities Disclosures [Line Items]    
Amount of Gain Recognized in OCI on Derivative 295 0
Amount of Gain Recognized in OCI Included Component 295 0
Amount of Gain (Loss) Recognized in OCI Excluded Component 0 0
Amount of Gain Reclassified from OCI into Income 31 0
Amount of Gain Reclassified from AOCI into Income Included Component 31 0
Amount of Gain (Loss) Reclassified from AOCI into Income Excluded Component $ 0 $ 0
v3.26.1
Fair Value Measurements - Schedule of Fair Value Measurements (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Equity securities with readily determinable fair values $ 942 $ 949
Investment securities available for sale, at estimated fair value 471,659 466,894
Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Equity securities with readily determinable fair values 942 949
Investment securities available for sale, at estimated fair value 0 0
Derivative Asset 0 0
Derivative Liability 0 0
Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Equity securities with readily determinable fair values 0 0
Investment securities available for sale, at estimated fair value 471,659 466,894
Derivative Asset 5,581 5,159
Derivative Liability 3,629 3,816
Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Equity securities with readily determinable fair values 0 0
Investment securities available for sale, at estimated fair value 0 0
Derivative Asset 0 0
Derivative Liability 0 0
U.S. Government and agencies    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 53,198 59,352
Residential mortgage-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 169,622 173,688
Commercial mortgage-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 113,510 122,209
State and municipal    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 10,409 8,450
Corporate bonds    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 29,939 29,165
Recurring | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Equity securities with readily determinable fair values 942 949
Investment securities available for sale, at estimated fair value 0 0
Loans held for sale 0 0
Derivative Asset 0 0
Derivative Liability 0 0
Recurring | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Equity securities with readily determinable fair values 0 0
Investment securities available for sale, at estimated fair value 471,659 466,894
Loans held for sale 15,155 28,170
Derivative Asset 5,581 5,159
Derivative Liability 3,629 3,816
Recurring | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Equity securities with readily determinable fair values 0 0
Investment securities available for sale, at estimated fair value 0 0
Loans held for sale 0 0
Derivative Asset 0 0
Derivative Liability 0 0
Recurring | U.S. Government and agencies | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | U.S. Government and agencies | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 53,198 59,352
Recurring | U.S. Government and agencies | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | Collateralized Mortgage Obligations | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | Collateralized Mortgage Obligations | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 94,981 74,030
Recurring | Collateralized Mortgage Obligations | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | Residential mortgage-backed securities | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | Residential mortgage-backed securities | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 169,622 173,688
Recurring | Residential mortgage-backed securities | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | Commercial mortgage-backed securities | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | Commercial mortgage-backed securities | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 113,510 122,209
Recurring | Commercial mortgage-backed securities | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | State and municipal | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | State and municipal | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 10,409 8,450
Recurring | State and municipal | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | Corporate bonds | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Recurring | Corporate bonds | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 29,939 29,165
Recurring | Corporate bonds | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 0 0
Non-recurring | Individually evaluated loans | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Individually evaluated loans 0 0
Non-recurring | Individually evaluated loans | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Individually evaluated loans 0 0
Non-recurring | Individually evaluated loans | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Individually evaluated loans 203 550
Total    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Equity securities with readily determinable fair values 942 949
Investment securities available for sale, at estimated fair value 471,659 466,894
Derivative Asset 5,581 5,159
Derivative Liability 3,629 3,816
Total | Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Equity securities with readily determinable fair values 942 949
Investment securities available for sale, at estimated fair value 471,659 466,894
Loans held for sale 15,155 28,170
Derivative Asset 5,581 5,159
Derivative Liability 3,629 3,816
Total | Recurring | U.S. Government and agencies    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 53,198 59,352
Total | Recurring | Collateralized Mortgage Obligations    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 94,981 74,030
Total | Recurring | Residential mortgage-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 169,622 173,688
Total | Recurring | Commercial mortgage-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 113,510 122,209
Total | Recurring | State and municipal    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 10,409 8,450
Total | Recurring | Corporate bonds    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale, at estimated fair value 29,939 29,165
Total | Non-recurring | Individually evaluated loans    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Individually evaluated loans $ 203 $ 550
v3.26.1
Fair Value Measurements - Schedule of Additional Quantitative Information (Details) - Non-recurring - Individually evaluated loans - Level 3
$ in Thousands
Mar. 31, 2026
USD ($)
Dec. 31, 2025
USD ($)
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Fair Value Estimate $ 203 $ 550
Measurement Input, Discount Rate    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Weighted Average (0.84) (0.43)
Measurement Input, Discount Rate | Minimum    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Weighted Average (0.26) (0.16)
Measurement Input, Discount Rate | Maximum    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Weighted Average (1) (1)
v3.26.1
Fair Value Measurements - Schedule of Carrying Amount, Fair Value and Placement in Fair Value Hierarchy (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Financial assets:    
Interest-bearing deposits with banks $ 67,986 $ 45,037
Equity securities with readily determinable fair values 942 949
Investment securities AFS 471,659 466,894
Securities held to maturity, fair value 56,248 57,537
Restricted investment in bank stocks 12,574 14,237
Level 1    
Financial assets:    
Cash and due from banks 25,649 20,611
Interest-bearing deposits with banks 67,986 45,037
Equity securities with readily determinable fair values 942 949
Investment securities AFS 0 0
Securities held to maturity, fair value 0 0
Loans held for sale 0 0
Loans, net 0 0
Accrued interest receivable 0 0
Derivative Asset 0 0
Financial liabilities:    
Demand deposits, savings, and money markets 0 0
Time deposits 0 0
FHLB Advances 0 0
Trust preferred and subordinated debt 0 0
Accrued interest payable 0 0
Derivative Liability 0 0
Level 1 | Securities sold under agreements to repurchase    
Financial liabilities:    
Short-Term Debt 0 0
Level 1 | Federal Funds Purchased    
Financial liabilities:    
Short-Term Debt 0 0
Level 2    
Financial assets:    
Cash and due from banks 0 0
Interest-bearing deposits with banks 0 0
Equity securities with readily determinable fair values 0 0
Investment securities AFS 471,659 466,894
Securities held to maturity, fair value 56,248 57,537
Loans held for sale 15,155 28,170
Loans, net 0 0
Accrued interest receivable 10,972 10,950
Derivative Asset 5,581 5,159
Financial liabilities:    
Demand deposits, savings, and money markets 2,037,213 1,997,256
Time deposits 483,151 448,051
FHLB Advances 241,657 282,910
Trust preferred and subordinated debt 20,449 19,626
Accrued interest payable 2,135 2,186
Derivative Liability 3,629 3,816
Level 2 | Securities sold under agreements to repurchase    
Financial liabilities:    
Short-Term Debt 15,097 16,129
Level 2 | Federal Funds Purchased    
Financial liabilities:    
Short-Term Debt 3,731 3,611
Level 3    
Financial assets:    
Cash and due from banks 0 0
Interest-bearing deposits with banks 0 0
Equity securities with readily determinable fair values 0 0
Investment securities AFS 0 0
Securities held to maturity, fair value 0 0
Loans held for sale 0 0
Loans, net 2,339,563 2,294,388
Accrued interest receivable 0 0
Derivative Asset 0 0
Financial liabilities:    
Demand deposits, savings, and money markets 0 0
Time deposits 0 0
FHLB Advances 0 0
Trust preferred and subordinated debt 0 0
Accrued interest payable 0 0
Derivative Liability 0 0
Level 3 | Securities sold under agreements to repurchase    
Financial liabilities:    
Short-Term Debt 0 0
Level 3 | Federal Funds Purchased    
Financial liabilities:    
Short-Term Debt 0 0
Carrying Amount    
Financial assets:    
Cash and due from banks 25,649 20,611
Interest-bearing deposits with banks 67,986 45,037
Equity securities with readily determinable fair values 942 949
Investment securities AFS 471,659 466,894
Securities held to maturity, fair value 63,159 63,288
Loans held for sale 15,155 28,170
Loans, net 2,325,630 2,306,842
Accrued interest receivable 10,972 10,950
Derivative Asset 5,581 5,159
Financial liabilities:    
Demand deposits, savings, and money markets 2,037,213 1,997,256
Time deposits 488,559 452,929
FHLB Advances 240,000 280,000
Trust preferred and subordinated debt 20,387 20,376
Accrued interest payable 2,135 2,186
Derivative Liability 3,629 3,816
Carrying Amount | Securities sold under agreements to repurchase    
Financial liabilities:    
Short-Term Debt 15,097 16,129
Carrying Amount | Federal Funds Purchased    
Financial liabilities:    
Short-Term Debt 3,731 3,611
Total    
Financial assets:    
Cash and due from banks 25,649 20,611
Interest-bearing deposits with banks 67,986 45,037
Equity securities with readily determinable fair values 942 949
Investment securities AFS 471,659 466,894
Securities held to maturity, fair value 56,248 57,537
Loans held for sale 15,155 28,170
Loans, net 2,339,563 2,294,388
Accrued interest receivable 10,972 10,950
Derivative Asset 5,581 5,159
Financial liabilities:    
Demand deposits, savings, and money markets 2,037,213 1,997,256
Time deposits 483,151 448,051
FHLB Advances 241,657 282,910
Trust preferred and subordinated debt 20,449 19,626
Accrued interest payable 2,135 2,186
Derivative Liability 3,629 3,816
Total | Securities sold under agreements to repurchase    
Financial liabilities:    
Short-Term Debt 15,097 16,129
Total | Federal Funds Purchased    
Financial liabilities:    
Short-Term Debt $ 3,731 $ 3,611
v3.26.1
Defined Benefit Pension Plan (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Postemployment Benefits [Abstract]    
Service cost $ 90 $ 91
Interest cost 396 399
Expected return on plan assets (742) (685)
Net Periodic Benefit Income $ (256) $ (195)
v3.26.1
Commitments and Contingencies (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Dec. 31, 2025
Fair Value, off-Balance-Sheet Risks, Disclosure Information [Line Items]    
Loan to value ratio requirement (no greater than) 80.00%  
Line of Credit    
Fair Value, off-Balance-Sheet Risks, Disclosure Information [Line Items]    
Commercial line of credit borrowing capacity $ 1,500  
Unsecured debt | Line of Credit    
Fair Value, off-Balance-Sheet Risks, Disclosure Information [Line Items]    
Commercial line of credit borrowing capacity 5,000  
Commitments to Extend Credit    
Fair Value, off-Balance-Sheet Risks, Disclosure Information [Line Items]    
Off-balance sheet financial instruments 582,679 $ 566,837
Standby Letters of Credit    
Fair Value, off-Balance-Sheet Risks, Disclosure Information [Line Items]    
Off-balance sheet financial instruments $ 23,900 $ 24,387
v3.26.1
Accumulated Other Comprehensive Loss (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Accumulated Other Comprehensive Income (Loss) [Line Items]    
Beginning balance $ 419,974 $ 303,273
Other comprehensive (loss) income (1,285) 6,350
Ending balance 425,476 386,883
Net Change Related to Investment Securities    
Accumulated Other Comprehensive Income (Loss) [Line Items]    
Beginning balance (19,544) (38,160)
Other comprehensive (loss) income (2,599) 6,350
Ending balance (22,143) (31,810)
Net Change Related to Derivatives Used for Cash Flow Hedges    
Accumulated Other Comprehensive Income (Loss) [Line Items]    
Beginning balance (109) 0
Other comprehensive (loss) income 205 0
Ending balance 96 0
Net Change Related to Defined Benefit Pension Plans    
Accumulated Other Comprehensive Income (Loss) [Line Items]    
Beginning balance (2,521) (3,508)
Other comprehensive (loss) income 1,109 0
Ending balance (1,412) (3,508)
Accumulated Other Comprehensive Loss    
Accumulated Other Comprehensive Income (Loss) [Line Items]    
Beginning balance (22,174) (41,668)
Other comprehensive (loss) income (1,285) 6,350
Ending balance $ (23,459) $ (35,318)
v3.26.1
Segment Reporting (Segment Information) (Details)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
USD ($)
Mar. 31, 2025
USD ($)
Dec. 31, 2025
USD ($)
Segment Reporting Information [Line Items]      
Number of Reportable Segments 2    
Interest income $ 42,232 $ 36,290  
Other income 8,274 7,184  
Total Revenues 50,506 43,474  
Interest expense 9,717 9,200  
Reversal of provision for credit losses and unfunded commitments (89) 5,488  
Depreciation and amortization expense 1,665 1,445  
Salaries and employee benefits 14,027 12,861  
Other noninterest expense 7,923 15,029  
Income (Loss) Before Income Taxes 17,263 (549)  
Income tax expense (benefit) 3,560 (277)  
Net (loss) income 13,703 (272)  
Total assets 3,269,864 3,270,041 $ 3,228,126
Goodwill 64,449 64,449 $ 64,449
Capital expenditures 334 659  
Other      
Segment Reporting Information [Line Items]      
Interest income 13 (1)  
Other income (1) 12  
Interest expense 280 249  
Reversal of provision for credit losses and unfunded commitments 0 0  
Depreciation and amortization expense 0 0  
Salaries and employee benefits 110 101  
Other noninterest expense 167 129  
Income (Loss) Before Income Taxes (545) (468)  
Income tax expense (benefit) (114) (92)  
Net (loss) income (431) (376)  
Total assets (1,574) (4,507)  
Goodwill 0 0  
Capital expenditures 0 0  
Banking | Operating Segments      
Segment Reporting Information [Line Items]      
Interest income 42,218 36,290  
Other income 5,970 5,025  
Interest expense 9,437 8,951  
Reversal of provision for credit losses and unfunded commitments (89) 5,488  
Depreciation and amortization expense 1,477 1,250  
Salaries and employee benefits 12,218 11,298  
Other noninterest expense 7,358 14,564  
Income (Loss) Before Income Taxes 17,787 (236)  
Income tax expense (benefit) 3,671 (227)  
Net (loss) income 14,116 (9)  
Total assets 3,253,225 3,252,111  
Goodwill 56,064 56,064  
Capital expenditures 334 654  
Insurance | Operating Segments      
Segment Reporting Information [Line Items]      
Interest income 1 1  
Other income 2,305 2,147  
Interest expense 0 0  
Reversal of provision for credit losses and unfunded commitments 0 0  
Depreciation and amortization expense 188 195  
Salaries and employee benefits 1,699 1,462  
Other noninterest expense 398 336  
Income (Loss) Before Income Taxes 21 155  
Income tax expense (benefit) 3 42  
Net (loss) income 18 113  
Total assets 18,213 22,437  
Goodwill 8,385 8,385  
Capital expenditures $ 0 $ 5