FIRST COMMONWEALTH FINANCIAL CORP /PA/, 10-K filed on 3/2/2026
Annual Report
v3.25.4
Document and Entity Information - USD ($)
12 Months Ended
Dec. 31, 2025
Feb. 27, 2026
Document and Entity Information [Abstract]    
Document Transition Report false  
Document Annual Report true  
Title of 12(b) Security COMMON STOCK, $1 PAR VALUE  
Entity Tax Identification Number 25-1428528  
Entity Address, Address Line One 601 PHILADELPHIA STREET  
Entity Address, Postal Zip Code 15701  
Document Type 10-K  
Amendment Flag false  
Document Period End Date Dec. 31, 2025  
Entity File Number 001-11138  
City Area Code 724  
Local Phone Number 349-7220  
Document Fiscal Year Focus 2025  
Document Fiscal Period Focus FY  
Entity Registrant Name FIRST COMMONWEALTH FINANCIAL CORP /PA/  
Entity Central Index Key 0000712537  
Current Fiscal Year End Date --12-31  
Entity Well-known Seasoned Issuer Yes  
Entity Current Reporting Status Yes  
Entity Interactive Data Current Yes  
Entity Voluntary Filers No  
Entity Filer Category Large Accelerated Filer  
Entity Emerging Growth Company false  
Entity Common Stock, Shares Outstanding   102,143,230
Security Exchange Name NYSE  
Entity Shell Company false  
Entity Small Business false  
Entity Address, City or Town INDIANA,  
Entity Address, State or Province PA  
Entity Incorporation, State or Country Code PA  
ICFR Auditor Attestation Flag true  
Entity Public Float $ 1,674,644,899  
Trading Symbol FCF  
Document Financial Statement Error Correction [Flag] false  
v3.25.4
Audit Information
12 Months Ended
Dec. 31, 2025
Auditor Information Disclosure [Abstract]  
Auditor Name Ernst & Young LLP
Auditor Location Pittsburgh, Pennsylvania
Auditor Firm ID 42
v3.25.4
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Assets    
Cash and due from banks $ 103,280 $ 105,051
Interest-bearing bank deposits 77,082 28,358
Securities available for sale, at fair value (1,014,194) (1,147,623)
Debt Securities, Held-to-maturity, Fair Value 470,665 336,719
Securities held to maturity, at amortized cost, (Fair value $470,665 at December 31, 2025 and $336,719 at December 31, 2024) 519,422 405,639
Other investments 38,295 30,954
Loans held for sale (Includes fair value of $46,071 at December 31, 2025 and $50,110 at December 31, 2024) 271,452 51,991
Loans and leases:    
Portfolio loans and leases 9,508,039 8,983,754
Allowance for credit losses (125,768) (118,906)
Net loans and leases 9,382,271 8,864,848
Premises and equipment, net 114,283 116,108
Other real estate owned 990 895
Goodwill 378,214 363,715
Amortizing intangibles, net 22,015 19,637
Bank owned life insurance 233,154 229,581
Other assets 188,384 220,536
Total assets 12,343,036 11,584,936
Deposits (all domestic):    
Noninterest-bearing 2,372,771 2,249,615
Interest-bearing 7,878,198 7,428,404
Total deposits 10,250,969 9,678,019
Short-term borrowings 147,966 80,139
Subordinated debentures 128,466 128,305
Other long-term debt 129,555 130,353
Capital lease obligation 3,721 4,327
Total long-term debt 261,742 262,985
Other liabilities 127,983 158,628
Total liabilities $ 10,788,660 10,179,771
Shareholders’ Equity    
Preferred stock, shares authorized (in shares) 3,000,000  
Preferred stock, $1 par value per share, 3,000,000 shares authorized, none issued $ 0 0
Common stock, $1 par value per share, 200,000,000 shares authorized; 126,599,991 and 123,603,380 shares issued as of December 31, 2025 and 2024, respectively; and 102,840,771 and 101,758,450 shares outstanding at December 31, 2025 and 2024, respectively 126,600 123,603
Additional paid-in capital 675,745 631,367
Retained earnings 1,067,895 971,082
Accumulated other comprehensive (loss) income, net $ (64,600) $ (102,514)
Treasury Stock, Common, Shares 23,759,220 21,844,930
Treasury stock (23,759,220 and 21,844,930 shares at December 31, 2025 and 2024, respectively) $ (251,264) $ (218,373)
Total shareholders’ equity 1,554,376 1,405,165
Total liabilities and shareholders’ equity $ 12,343,036 $ 11,584,936
Common stock, shares issued (in shares) 126,599,991 123,603,380
Common stock, shares authorized (in shares) 200,000,000  
Common stock, shares outstanding (in shares) 102,840,771 101,758,450
Loans Held for Sale, Fair Value $ 46,071 $ 50,110
v3.25.4
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest Income      
Interest and fees on loans and leases $ 572,713 $ 541,285 $ 490,710
Interest and dividends on investments:      
Taxable interest 54,261 47,634 26,331
Interest exempt from federal income taxes 363 419 457
Dividends 2,697 2,054 3,009
Interest on bank deposits 2,654 9,071 9,491
Total interest income 632,688 600,463 529,998
Interest Expense      
Interest on deposits 190,072 191,032 112,406
Interest on short-term borrowings 3,494 20,439 21,747
Interest on subordinated debentures 7,357 8,532 9,794
Interest on other long-term debt 5,518 1,384 170
Interest Expense, Lessee, Assets under Capital Lease 160 184 205
Total interest expense 206,601 221,571 144,322
Net Interest Income 426,087 378,892 385,676
Provision for credit losses 32,966 29,170 4,160
Provision for credit losses - acquisition day 1 non-PCD 3,759 0 10,653
Net Interest Income after Provision for Credit Losses 389,362 349,722 370,863
Noninterest Income      
Net securities losses (4,348) (5,446) (103)
Equity Securities, FV-NI, Gain (Loss) 5,146 5,664 0
Trust income 12,907 11,821 10,516
Service charges on deposit accounts 22,774 22,518 21,437
Insurance and retail brokerage commissions 12,652 11,546 10,929
Income from bank owned life insurance 6,877 6,361 4,875
Gain on sale of mortgage loans 7,296 5,795 3,951
Gain on sale of other loans and assets (6,888) (9,111) (6,744)
Card-related interchange income 15,611 21,887 28,640
Derivative, Gain (Loss) on Derivative, Net (126) (46) 14
Swap Fee Income 1,543 885 1,519
Other income 9,604 9,135 8,087
Total noninterest income 96,824 99,231 96,609
Noninterest Expense      
Salaries and employee benefits 163,981 149,287 142,871
Net occupancy 20,714 19,783 19,221
Furniture and equipment 18,161 17,453 17,308
Data processing 16,359 15,582 15,010
Advertising and promotion 6,447 5,535 5,713
Pennsylvania shares tax 4,495 5,422 4,364
Intangible amortization 5,503 5,024 4,983
Other professional fees and services 6,892 5,533 5,919
FDIC insurance 6,117 5,973 6,260
Asset Impairment Charges 654 451 204
Litigation and operational losses 2,925 4,592 4,641
Amortization of Debt Issuance Costs 0 369 0
Merger and acquisition related 4,379 391 9,034
Other operating expenses 38,201 35,350 34,389
Total noninterest expense 294,828 270,745 269,917
Income before income taxes 191,358 178,208 197,555
Income tax provision 39,056 35,636 40,492
Net Income $ 152,302 $ 142,572 $ 157,063
Average Shares Outstanding (in shares) 103,220,081 101,913,111 101,556,427
Average Shares Outstanding Assuming Dilution (in shares) 103,524,130 102,205,497 101,822,201
Per Share Data:      
Basic Earnings Per Share (in dollars per share) $ 1.48 $ 1.40 $ 1.55
Diluted Earnings Per Share (in dollars per share) 1.47 1.39 1.54
Cash Dividends Declared per Common Share (in dollars per share) $ 0.535 $ 0.515 $ 0.495
v3.25.4
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Statement of Comprehensive Income [Abstract]      
Net Income $ 152,302 $ 142,572 $ 157,063
Other comprehensive income, before tax expense:      
Unrealized holding gains (losses) on securities arising during the period 33,737 (8,131) 18,499
Unrealized holding gains on derivatives arising during the period 9,987 14,379 13,462
Less: reclassification adjustment for losses on securities included in net income 4,348 5,446 103
Unrealized (losses) gains for postretirement obligations:      
Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), after Reclassification Adjustment, before Tax 76 76 76
Net (loss) gain (23) (83) 22
Total other comprehensive income, before income tax expense 48,125 11,687 32,162
Income tax expense related to items of other comprehensive income 10,211 2,445 6,226
Comprehensive Income $ 190,216 $ 151,814 $ 182,999
v3.25.4
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($)
$ in Thousands
Total
Common Stock [Member]
Additional Paid-in-Capital [Member]
Retained Earnings [Member]
Accumulated Other Comprehensive Income (Loss), net [Member]
Treasury Stock, Common
Previously Reported [Member]
Previously Reported [Member]
Common Stock [Member]
Previously Reported [Member]
Additional Paid-in-Capital [Member]
Previously Reported [Member]
Retained Earnings [Member]
Previously Reported [Member]
Accumulated Other Comprehensive Income (Loss), net [Member]
Previously Reported [Member]
Treasury Stock, Common
Beginning balance at Dec. 31, 2022 $ 1,052,074 $ 113,915 $ 497,431 $ 774,863 $ (137,692) $ (196,443)            
Beginning balance, Shares Outstanding at Dec. 31, 2022   93,376,314                    
Increase (Decrease) in Stockholders' Equity [Roll Forward]                        
Net Income 157,063     157,063                
Total other comprehensive (loss) Income 25,936       25,936              
Cash dividends declared (50,814)     (50,814)                
Treasury stock acquired (15,083)   (118)     (14,965)            
Treasury stock acquired   (1,210,688)                    
Treasury stock reissued 2,211   660 0   1,551            
Treasury stock reissued, Shares Outstanding   163,950                    
Restricted stock, Shares Outstanding   96,610                    
Stock Issued During Period, Value, Restricted Stock Award, Net of Forfeitures 1,532 $ 0 514 0   1,018            
Stock Issued During Period, Value, New Issues 141,355 $ 9,688 131,667                
Stock Issued During Period, Shares, New Issues   9,688,478                    
Ending balance at Dec. 31, 2023 1,314,274 $ 123,603 630,154 881,112 (111,756) (208,839)            
Ending balance, Shares Outstanding at Dec. 31, 2023   102,114,664                    
Increase (Decrease) in Stockholders' Equity [Roll Forward]                        
Net Income 142,572     142,572                
Total other comprehensive (loss) Income 9,242       9,242              
Cash dividends declared (52,602)     (52,602)                
Treasury stock acquired (12,717)   (87)     (12,630)            
Treasury stock acquired   (788,962)                    
Treasury stock reissued 2,529   313 0   2,216            
Treasury stock reissued, Shares Outstanding   230,051                    
Restricted stock, Shares Outstanding   202,697                    
Stock Issued During Period, Value, Restricted Stock Award, Net of Forfeitures 1,867 $ 0 987 0   880            
Ending balance at Dec. 31, 2024 $ 1,405,165           $ 1,405,165 $ 123,603 $ 631,367 $ 971,082 $ (102,514) $ (218,373)
Ending balance, Shares Outstanding at Dec. 31, 2024 101,758,450             101,758,450        
Increase (Decrease) in Stockholders' Equity [Roll Forward]                        
Net Income $ 152,302     152,302                
Total other comprehensive (loss) Income 37,914       37,914              
Cash dividends declared (55,489)     (55,489)                
Treasury stock acquired (36,452)   (341)     (36,111)            
Treasury stock acquired   (2,227,901)                    
Treasury stock reissued 2,881   996 0   1,885            
Treasury stock reissued, Shares Outstanding   191,096                    
Restricted stock, Shares Outstanding   122,515                    
Stock Issued During Period, Value, Restricted Stock Award, Net of Forfeitures 2,147 $ 0 812 0   1,335            
Stock Issued During Period, Value, New Issues 45,908 $ 2,997 42,911                  
Stock Issued During Period, Shares, New Issues   2,996,611                    
Ending balance at Dec. 31, 2025 $ 1,554,376 $ 126,600 $ 675,745 $ 1,067,895 $ (64,600) $ (251,264)            
Ending balance, Shares Outstanding at Dec. 31, 2025 102,840,771 102,840,771                    
v3.25.4
CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Operating Activities      
Net Income $ 152,302 $ 142,572 $ 157,063
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for credit losses 36,725 29,170 14,813
Deferred Income Taxes and Tax Credits 3,036 3,414 6,843
Depreciation and amortization 6,626 5,688 4,104
Net gains on securities and other assets (13,793) (14,331) (10,048)
Net amortization of premiums and discounts on securities 20 737 1,328
Redemption Premium 0 369 0
Income from increase in cash surrender value of bank owned life insurance (6,730) (5,352) (4,557)
Mortgage loans originated for sale (282,562) (245,304) (186,856)
Proceeds from Sale of Mortgage Loans Held-for-sale 282,651 212,807 174,850
Decrease (increase) in interest receivable 129 3,284 (8,838)
(Decrease) increase in interest payable (1,033) 1,215 5,001
Decrease in income taxes payable (4) (818) (4,609)
Other—net 10,173 (3,988) 1,665
Net cash provided by operating activities 187,540 129,463 150,759
Transactions with securities held to maturity:      
Proceeds from maturities and redemptions 78,251 67,993 41,824
Purchases (192,541) (55,276) (200)
Transactions with securities available for sale:      
Proceeds from sale 69,862 69,598 33,756
Proceeds from maturities and redemptions 281,247 232,897 98,309
Purchases (162,060) (437,346) (338,390)
Proceeds from Sale of Equity Securities, FV-NI 5,146 5,664 0
Purchases of FHLB stock (61,538) (45,365) (103,233)
Proceeds from the redemption of FHLB stock 57,340 64,832 91,435
Proceeds from Sale of Other Investments 0 450 0
Proceeds from bank owned life insurance 3,512 4,062 3,232
Proceeds from the sale of loans 101,719 115,807 154,585
Proceeds from sales of other assets 6,213 7,384 4,327
Acquisition, net of cash acquired 4,672 0 14,492
Net increase in loans (563,960) (136,877) (552,376)
Purchases of premises and equipment (16,089) (15,546) (22,034)
Net cash used in investing activities (388,226) (121,723) (574,273)
Financing Activities      
Net increase (decrease) in other short-term borrowings 65,327 (517,696) 52,407
Net increase in deposits 295,037 485,736 430,661
Repayments of other long-term debt (21,083) (769) (740)
Proceeds from Issuance of Long-term Debt 0 127,000 0
Repayments of Subordinated Debt 0 (50,000) 0
Repayments of Long-term Capital Lease Obligations 606 567 531
Dividends paid (55,489) (52,602) (50,814)
Proceeds from reissuance of treasury stock 245 204 245
Purchase of treasury stock (35,792) (12,630) (14,965)
Net cash provided by (used in) financing activities 247,639 (21,324) 416,263
Net increase (decrease) in cash and cash equivalents 46,953 (13,584) (7,251)
Cash and cash equivalents at January 1 133,409 146,993 154,244
Cash and cash equivalents at December 31 $ 180,362 $ 133,409 $ 146,993
v3.25.4
Statement of Accounting Policies
12 Months Ended
Dec. 31, 2025
Accounting Policies [Abstract]  
Statement of Accounting Policies Statement of Accounting Policies
General
The following summary of accounting and reporting policies is presented to aid the reader in obtaining a better understanding of the consolidated financial statements of First Commonwealth Financial Corporation and its subsidiaries (“First Commonwealth” or "FCFC") contained in this report. First Commonwealth's subsidiaries include First Commonwealth Bank ("FCB" or the "Bank"), First Commonwealth Insurance Agency, Inc. ("FCIA"), FRAMAL and First Commonwealth Financial Advisors, Inc. ("FCFA").
The financial information is presented in accordance with generally accepted accounting principles and general practice for financial institutions in the United States of America. In preparing financial statements, management is required to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements. In addition, these estimates and assumptions affect revenues and expenses in the financial statements and as such, actual results could differ from those estimates.
Through its subsidiaries, which include a commercial bank and an insurance agency, First Commonwealth provides a full range of loan, deposit, trust, insurance and personal financial planning services primarily to individuals and small to middle market businesses in 30 counties in central and western Pennsylvania as well as throughout Ohio. First Commonwealth has determined that it has one business segment.
First Commonwealth is subject to regulations of certain state and federal agencies. These regulatory agencies periodically examine First Commonwealth for adherence to laws and regulations.
Basis of Presentation
The accompanying Consolidated Financial Statements include the accounts of First Commonwealth previously defined above. All material intercompany transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified to conform to the current period's presentation.
Equity investments of less than a majority but at least 20% ownership are accounted for by the equity method and classified as “Other assets.” Earnings on these investments are reflected in “Other income” on the Consolidated Statements of Income, as appropriate, in the period earned.
Investment Securities
Debt securities that First Commonwealth has the positive intent and ability to hold to maturity are classified as securities held to maturity and are reported at amortized cost adjusted for amortization of premium and accretion of discount on a level yield basis. Debt and equity securities that are bought and held principally for the purpose of selling them in the near term are to be classified as trading securities and reported at fair value, with unrealized gains and losses included in earnings. Debt securities not classified as either held-to-maturity securities or trading securities are classified as securities available for sale and are reported at fair value, with unrealized gains and losses that are not related to impairment excluded from earnings and reported as a component of other comprehensive income, which is included in shareholders’ equity, net of deferred taxes.
First Commonwealth has securities classified as held to maturity and available for sale and does not engage in trading activities. First Commonwealth utilizes the specific identification method to determine the net gain or loss on debt securities and the average cost method to determine the net gain or loss on the equity securities.
First Commonwealth conducts a comprehensive review of the investment portfolio on a quarterly basis to evaluate for expected credit losses. When evaluating available-for-sale securities, management first considers whether we intend to sell the security, or if it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If there is intent to sell, the security's amortized cost is written down to fair value through income. Otherwise, available-for-sale securities whose market values have fallen below their book value are evaluated at the issuer-specific level to determine if the decline in value is a result of credit losses. Issuer-specific securities include obligations of U.S. Government agencies and sponsored enterprises, single issue trust preferred securities, corporate debentures and obligations of states and political subdivisions. Further analysis of these securities includes a review of research reports, analysts’ recommendations, credit rating changes, news stories, annual reports, impact of interest rate changes and any other relevant information pertaining to the affected security. Any loss not determined to be a credit loss is recorded as a reduction to shareholders equity, through other comprehensive income. Held-to-maturity securities are evaluated for impairment on an annual basis, using historical probability of default and loss given default information specific to the investment category. On a quarterly basis, a qualitative review is
completed incorporating changes to the mix and credit quality of the investment portfolio. If this evaluation determines that credit losses exist an allowance for credit loss is recorded and included in earnings as a component of credit loss expense.
Loans Held for Sale
Certain residential mortgage loans are originated for sale in the secondary mortgage loan market with the majority sold with servicing rights released. These loans are classified as loans held for sale and are carried at the estimated market value on an aggregate basis. Market value is determined on the basis of rates obtained in the respective secondary market for the type of loan held for sale. Loans are generally sold at a premium or discount from the carrying amount of the loan. Such premium or discount is recognized at the date of sale. Gain or loss on the sale of loans is recorded in non-interest income at the time consideration is received and all other criteria for sales treatment have been met.
In addition, loans held for sale can include commercial business loans guaranteed by the Small Business Administration ("SBA") on a servicing retained basis. These loans are carried at the lower of cost or market value. Market value is determined on the basis of rates obtained in the respective secondary market for the type of loan held for sale. When SBA loans are sold, a servicing asset, a gain (loss) on sale, and a discount on the retained portion of the loan is recorded. The servicing asset and the discount are amortized or accreted into income over the life of the underlying loan on an interest yield method.
Periodically, loans held for sale may include other loans that management has decided to not hold until maturity after considering factors such as credit concentrations, liquidity, risk and balance sheet management. When moved to held for sale, these loans are carried at the lower of cost or market value. Market value is determined based on a quoted price or an estimated market value for similar loans. At the time of transfer to held for sale, any reduction in loan value is recorded as a charge-off through the allowance for credit losses.
Loans
Loans are carried at the principal amount outstanding. Interest is accrued as earned.
First Commonwealth considers a loan to be past due and still accruing interest when payment of interest or principal is contractually past due but the loan is both well secured and in the process of collection. For installment, mortgage, term and other loans with amortizing payments that are scheduled monthly, 90 days past due is reached when four monthly payments are due and unpaid. For demand, time and other multi-payment obligations with payments scheduled other than monthly, delinquency status is calculated using number of days instead of number of payments. Revolving credit loans, including personal credit lines and home equity lines, are considered to be 90 days past due when the borrower has not made the minimum payment for four monthly cycles.
A loan is placed in nonaccrual status when, based on current information and events, it is probable that First Commonwealth will be unable to fully collect principal or interest due according to the contractual terms of the loan. A loan is also placed in nonaccrual status when, based on regulatory definitions, the loan is maintained on a “cash basis” due to the weakened financial condition of the borrower. When a determination is made to place a loan in nonaccrual status, all accrued and unpaid interest is reversed. Nonaccrual loans are restored to accrual status when, based on a sustained period of repayment by the borrower in accordance with the contractual terms of the loan, First Commonwealth expects repayment of the remaining contractual principal and interest or when the loan otherwise becomes well-secured and in the process of collection.
A loan is considered to be nonperforming when, based on current information and events, it is expected that First Commonwealth will be unable to collect principal or interest that is due in accordance with contractual terms of the loan. Expected losses on nonperforming loans are measured based on the present value of expected cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent.
For loans other than those that First Commonwealth expects repayment through liquidation of the collateral, when the remaining recorded investment in the loan is less than or equal to the present value of the expected cash flows, income is applied as a reduction to loan principal rather than interest income.
Loans deemed uncollectible are charged off through the allowance for credit losses. Factors considered in assessing ultimate collectability include past due status, financial condition of the borrower, collateral values and debt covenants including secondary sources of repayment by guarantors. Payments received on previously charged off loans are recorded as recoveries in the allowance for credit losses.
Acquired Loans
Acquired loans are recorded at estimated fair value on the date of acquisition with no carryover of the related allowance for credit losses. The fair value of acquired loans is determined by estimating the principal and interest cash flows expected to be collected on the loans and discounting those cash flows at a market rate of interest. The estimated fair value considers factors
such as loan term, internal risk rating, delinquency status, prepayment rates, estimated value of the underlying collateral and the current interest rate environment.
Acquired loans are classified into two categories: PCD loans and non-PCD loans. PCD loans are defined as a loan or group of loans that have experienced more than insignificant credit deterioration since origination. Non-PCD loans will have an allowance for credit losses established on acquisition date, which is recognized as an expense through provision for credit losses. For PCD loans, an allowance for credit losses is recognized on day 1 by adding it to the fair value of the loan, which is the “Day 1 amortized cost”. There is no provision for credit loss expense recognized on PCD loans because the initial allowance for credit losses is established by grossing-up the amortized cost of the PCD loan.
Loan Fees
Loan origination and commitment fees, net of associated direct costs, are deferred and the net amount is amortized as an adjustment to the related loan yield on the interest method, generally over the contractual life of the related loans or commitments.
Other Real Estate Owned
Real estate, other than bank premises, is recorded at fair value less estimated selling costs at the time of foreclosure or repossession. After that time, other real estate is carried at the lower of cost or fair value less estimated costs to sell. Fair value is determined based on an independent appraisal. Expenses related to holding the property and rental income earned on the property are generally reflected in earnings in the current period. Depreciation is not recorded on the other real estate owned properties.
Allowance for Credit Losses for Loans and Leases
When determining the allowance for credit losses, our loan and lease portfolio includes five primary loan categories with fourteen segments. Refer to Note 9, "Loans and Leases and Allowance for Credit Losses" for further discussion of these portfolio segments.
The allowance for credit losses is calculated by pooling loans of similar credit risk characteristics and applying a discounted cash flow methodology after incorporating probability of default and loss given default estimates. Probability of default represents an estimate of the likelihood of default and loss given default measures the expected loss upon default. Inputs impacting the expected losses include a forecast of macroeconomic factors, using a weighted forecast from a nationally recognized firm. Our model incorporates a one-year forecast of macroeconomic factors, after which the factors revert back to the historical mean over a one-year period.
All nonperforming credits in excess of $250 thousand are individually evaluated on a quarterly basis. A reserve is established for individually evaluated loans in an amount equal to the total amount of estimated losses for the loans that are reviewed. A reserve is also established for the nonperforming loan balances that are not individually reviewed.
An additional component of the allowance is determined by management based on a qualitative analysis of certain factors related to portfolio risks that are not incorporated in the calculated model. Factors considered by management include lending practices, ability and experience of the credit staff, the overall lending environment, as well as external factors such as the regulatory environment and competition. Portfolio risks include unusual changes or recent trends in specific portfolios such as unexpected changes in the trends or levels of delinquency. No matter how detailed an analysis of potential credit losses is performed, these estimates are inherently imprecise. Management must make estimates using assumptions and information that are often subjective and changes rapidly.
First Commonwealth made the accounting policy election to exclude accrued interest from the allowance for credit loss calculation because these balances are written off or reversed when a loan is placed in non-accrual status.
Allowance for Off-Balance Sheet Credit Exposures
First Commonwealth maintains an allowance for off-balance sheet credit exposure at a level deemed sufficient to absorb losses that are inherent to off-balance sheet credit risk. Off-balance sheet credit exposure includes commitments to extend credit, standby letters of credit and commercial letters of credit. The Company’s methodology for assessing the appropriateness of the allowance for off-balance sheet credit exposure consists of analysis of historical usage trends. The calculation begins with historical usage trends related to lines of credit as well as letters of credit and then utilizes those figures to determine the probable usage of available lines. These values are then adjusted by the expected loss percentage calculated for comparable loan categories as part of the allowance for credit losses for loans. This amount is adjusted quarterly and any change to the allowance
is reported as part of provision expense on the Consolidated Statements of Income. The allowance for off-balance sheet credit exposures is reflected in "Other Liabilities" in the Consolidated Statements of Financial Condition.
Bank Owned Life Insurance
First Commonwealth and the banks that First Commonwealth has acquired have purchased insurance on the lives of certain groups of employees. The policies accumulate asset values to meet future liabilities, including the payment of employee benefits such as health care. Increases in the cash surrender value are recorded as non-interest income in the Consolidated Statements of Income and cash receipts and disbursements are included in "Operating Activities" in the Consolidated Statements of Cash Flows. Cash proceeds received from the settlement of the policies are included in "Investing Activities" in the Consolidated Statements of Cash Flows. Under some of these policies, the beneficiaries receive a portion of the death benefit. The net present value of the future death benefits scheduled to be paid to the beneficiaries was $3.1 million and $3.4 million as of December 31, 2025 and 2024, respectively, and is reflected in "Other Liabilities" on the Consolidated Statements of Financial Condition.
Premises, Equipment and Lease Commitments
Premises and equipment, including software, are carried at cost less accumulated depreciation on First Commonwealth’s Consolidated Statements of Financial Condition. Depreciation is computed on the straight-line and accelerated methods over the estimated useful life of the asset. A straight-line depreciation method was used for substantially all furniture and equipment as well as buildings and improvements. Charges for maintenance and repairs are expensed as incurred. Leasehold improvements are expensed over the term of the lease or the estimated useful life of the improvement, whichever is shorter.
A right-of-use asset and related lease liability is recognized on the Consolidated Statements of Financial Condition for operating leases First Commonwealth has entered to lease certain office facilities. These amounts are reported as components of premises and equipment and other liabilities. Short-term operating leases, which are leases with an original term of 12 months or less and do not have a purchase option that is likely to be exercised, are not recognized as part of the right-of-use asset or lease liability. First Commonwealth has no material leasing arrangements for which it is the lessor of property or equipment.
Business Combinations
Business combinations are accounted for by using the acquisition method of accounting. Under the acquisition method, identifiable assets acquired and liabilities assumed at the acquisition date are measured at their fair values as of that date, and are recognized separately from goodwill. The difference between the purchase price and the fair value of the net assets acquired is recorded as goodwill. Results of operations of the acquired entities are included in the Consolidated Statements of Income from the date of acquisition. Acquisition costs are expensed when incurred.
Goodwill
Intangible assets resulting from acquisitions under the purchase method of accounting consist of goodwill and other intangible assets (see “Other Intangible Assets” section below). Goodwill is not amortized and is subject to at least annual assessments for impairment. First Commonwealth reviews goodwill annually and again at any quarter-end if a material event occurs during the quarter that may affect goodwill. When circumstances indicate that it is more likely than not that fair value is less than carrying value, a triggering event has occurred, and a quantitative impairment test is performed. Goodwill is evaluated for potential impairment by determining if our fair value has fallen below carrying value.
Other Intangible Assets
Other intangible assets consist of core deposits and customer lists obtained through acquisitions. Core deposit intangibles are amortized over their estimated lives using the present value of the benefit of the core deposits and straight-line methods of amortization. Customer list intangibles are amortized over the expected lives using expected cash flows based on retention of the customer base. These intangibles are evaluated for impairment on an annual basis and when events or changes in circumstances indicate that the carrying amount may not be recoverable.
Accounting for the Impairment of Long-Lived Assets
First Commonwealth reviews long-lived assets, such as premises and equipment and intangibles, for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. These changes in circumstances may include a significant decrease in the market value of an asset or the extent or manner in which an asset is used. If there is an indication that the carrying amount of an asset may not be recoverable, future undiscounted cash flows expected to result from the use of the asset are estimated. If the sum of the expected cash flows is less than the carrying value of the asset, a loss is recognized for the difference between the carrying value and fair value of the asset. Long-lived assets
classified as held for sale are measured at the lower of their carrying amount or fair value less cost to sell. Depreciation or amortization is discontinued on long-lived assets classified as held for sale.
Income Taxes
First Commonwealth records taxes in accordance with the asset and liability method of FASB ASC Topic 740, “Income Taxes,” ("Topic 740") whereby deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amount of existing assets and liabilities and their respective tax bases given the provisions of the enacted tax laws. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are more likely than not expected to be realized based upon available evidence. In accordance with Topic 740, interest or penalties incurred for taxes will be recorded as a component of noninterest expense.
Comprehensive Income Disclosures
“Other Comprehensive Income” (comprehensive income, excluding net income) includes the after-tax effect of changes in unrealized holding gains and losses on available-for-sale securities, changes in the funded status of defined benefit postretirement plans and changes in the fair value of cash flow hedges. Comprehensive income is reported in the accompanying Consolidated Statements of Comprehensive Income, net of tax.
Cash and Cash Equivalents
For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, federal funds sold and interest-bearing bank deposits. Generally, federal funds are sold for one-day periods.
Derivatives and Hedging Activities
First Commonwealth accounts for derivative instruments and hedging activities in accordance with FASB ASC Topic 815, “Derivatives and Hedging" ("Topic 815"). All derivatives are evaluated at inception as to whether or not they are hedging or non-hedging activities, and appropriate documentation is maintained to support the final determination. First Commonwealth recognizes all derivatives as either assets or liabilities on the Consolidated Statements of Financial Condition and measures those instruments at fair value. For derivatives designated as fair value hedges, changes in the fair value of the derivative and the hedged item related to the hedged risk are recognized in earnings. Any hedge ineffectiveness would be recognized in the income statement line item pertaining to the hedged item. For derivatives designated as cash flow hedges, changes in fair value of the effective portion of the cash flow hedges are reported in other comprehensive income ("OCI"). When the cash flows associated with the hedged item are realized, the gain or loss included in OCI is recognized in the Consolidated Statement of Income.
When First Commonwealth purchases a portion of a commercial loan that has an existing interest rate swap, it enters a risk participation agreement with the counterparty and assumes the credit risk of the loan customer related to the swap. Any fee paid to First Commonwealth as a result of the risk participation agreement is offset by credit risk of the counterparties and is recognized in the income statement. Credit risk on the risk participation agreements is determined after considering the risk rating, probability of default and loss given default of the counterparties.
Management periodically reviews contracts from various functional areas of First Commonwealth to identify potential derivatives embedded within selected contracts. As of December 31, 2025, First Commonwealth has interest rate derivative positions that are designated as hedging instruments and others that are not designated as hedging instruments. See Note 7, “Derivatives,” for a description of these instruments.
Earnings Per Common Share
Basic earnings per share excludes dilution and is computed by dividing income available to common shareholders by the weighted-average number of common shares outstanding for the period.
Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity. For all periods presented, the dilutive effect on average shares outstanding is the result of unvested restricted stock grants.
Fair Value Measurements
In accordance with FASB ASC Topic 820, “Fair Value Measurements and Disclosures" ("Topic 820"), First Commonwealth groups financial assets and financial liabilities measured at fair value into three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are:
Level 1—Valuations for assets and liabilities traded in active exchange markets, such as the New York Stock Exchange ("NYSE"). Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.
Level 2—Valuations for assets and liabilities traded in less active dealer or broker markets. Valuations are obtained for identical or comparable assets or liabilities from alternative pricing sources with reasonable levels of price transparency. Level 2 securities include U.S. Government securities issued by Agencies and Sponsored Enterprises, Obligations of States and Political Subdivisions, certain corporate securities, loans held for sale, interest rate derivatives that include interest rate swaps, risk participation agreements, certain other real estate owned and certain nonperforming loans.
Level 3—Valuations for assets and liabilities that are derived from other valuation methodologies, including option pricing models, discounted cash flow models and similar techniques, and not based on market exchange, dealer or broker traded transactions. If the inputs used to provide the evaluation are unobservable and/or there is very little, if any, market activity for the security or similar securities, the securities would be considered Level 3 securities. Level 3 valuations incorporate certain assumptions and projections in determining the fair value assigned to such assets or liabilities. The assets included in Level 3 are certain other real estate owned and certain nonperforming loans.
In general, fair values of financial instruments are based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon pricing models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and our creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. See Note 18 “Fair Values of Assets and Liabilities” for additional information.
Revenue from Contracts with Customers
First Commonwealth records revenue from contracts with customers in accordance with ASC Topic 606, “Revenue from Contracts with Customers” (“Topic 606”). Under Topic 606, the Company must identify the contract with a customer, identify the performance obligations in the contract, determine the transaction price, allocate the transaction price to the performance obligations in the contract, and recognize revenue when (or as) the Company satisfies a performance obligation.
A significant component of the Company's revenue, net interest earned on financial assets and liabilities, is excluded from the scope of Topic 606. First Commonwealth generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, the Company has made no significant judgments in applying the revenue guidance prescribed in Topic 606 that affect the determination of the amount and timing of revenue from contracts with customers.
v3.25.4
Business Combinations and Asset Acquisitions
12 Months Ended
Dec. 31, 2025
Business Combination, Asset Acquisition, Transaction between Entities under Common Control, and Joint Venture Formation [Abstract]  
Acquisition Acquisition
On April 30, 2025, the Company completed its acquisition of CenterGroup Financial, Inc. (“Center”) and its banking subsidiary, CenterBank, for consideration of 3,016,009 shares of the Company's common stock. Through the acquisition, the Company obtained three full-service banking offices, a loan production office and a mortgage office, all located in the Cincinnati, Ohio market.
The table below summarizes the net assets acquired (at fair value) and consideration transferred in connection with the Center acquisition (dollars in thousands):
Consideration paid
Cash paid to shareholders - fractional shares$
Shares issued to shareholders (3,016,009 shares)
46,205 
Total consideration paid$46,206 
Fair value of assets acquired
Cash and due from banks4,672 
Investment securities21,396 
FHLB stock3,144 
Loans, including loans held for sale291,852 
Premises and equipment4,276 
Core deposit intangible5,355 
Bank owned life insurance430 
Other assets5,039 
Total assets acquired336,164 
Fair value of liabilities assumed
Deposits277,980 
Borrowings22,785 
Other liabilities3,692 
Total liabilities assumed304,457 
Total fair value of identifiable net assets31,707 
Goodwill$14,499 
The Company determined that this acquisition constitutes a business combination and therefore was accounted for using the acquisition method of accounting. Accordingly, as of the date of the acquisition, the Company recorded the assets acquired, liabilities assumed and consideration paid at fair value. The $14.5 million excess of the consideration paid over the fair value of assets acquired was recorded as goodwill and is not amortizable or deductible for tax purposes. The amount of goodwill arising from the acquisition consists largely of the synergies and economies of scale expected from combining the operations of the Company with Center.
The fair value of the 3,016,009 common shares issued was determined based on the $15.32 closing market price of the Company's common shares on the acquisition date, April 30, 2025.
The valuation of acquired assets and liabilities was completed in the third quarter of 2025. The following is a description of the valuation methodologies used to estimate the fair values of major categories of assets acquired and liabilities assumed. The Company used an independent valuation specialist to assist with the determination of fair values for certain acquired assets and assumed liabilities.
Cash and due from banks - The estimated fair value was determined to approximate the carrying amount of these assets.
Investment securities - The estimated fair value of the investment portfolio was based on quoted market prices.
Loans - The estimated fair value of loans was based on a discounted cash flow methodology applied on a pooled basis for both non-purchased credit-deteriorated ("non-PCD") loans and purchased credit-deteriorated ("PCD") loans. For certain PCD loans, the estimated fair value was determined on an individual basis. The valuation considered underlying characteristics including loan type, term, rate, payment schedule and credit rating. Other factors included assumptions related to prepayments, the probability of default and loss given default. The discount rates applied were based on a build-up approach considering the funding mix, servicing costs, liquidity premium and factors related to performance risk.
Acquired loans are classified into two categories: PCD loans and non-PCD loans. PCD loans are defined as a loan or group of loans that have experienced more than insignificant credit deterioration since origination. Non-PCD loans will have an allowance established on acquisition date, which is recognized as an expense through provision for credit losses. For PCD loans, an allowance is recognized on day 1 by adding it to the fair value of the loan, which is the “Day 1 amortized cost”. There is no provision for credit loss expense recognized on PCD loans because the initial allowance is established by grossing-up the amortized cost of the PCD loan.
A day 1 allowance for credit losses of $3.4 million related to non-PCD loans and $0.4 million related to the off-balance sheet commitment liability was recorded through the provision for credit losses within the Consolidated Statements of Income. At the
date of acquisition, of the $303.7 million of portfolio loans acquired from Center, $29.2 million, or 9.6%, of Center's loan portfolio, was accounted for as PCD loans as of May 1, 2025.
Premise and equipment - The estimated fair value of land and buildings were determined by independent market-based appraisals.
Core deposit intangible - The core deposit intangible was valued utilizing the cost savings method approach, which recognizes the cost savings represented by the expense of maintaining the core deposit base versus the cost of an alternative funding source. The valuation incorporates assumptions related to account retention, discount rates, deposit interest rates, deposit maintenance costs and alternative funding rates.
Time deposits - The estimated fair value of time deposits was determined using a discounted cash flow approach incorporating a discount rate equal to current market interest rates offered on time deposits with similar terms and maturities.
Borrowings - The estimated fair value of short-term borrowings was determined to approximate stated value. Long-term debt with the Federal Home Loan Bank of Cincinnati was valued using the prepayment penalty for payoff on April 30, 2025.
The following table provides details related to the fair value of acquired PCD loans as of April 30, 2025.

Unpaid Principal BalancePCD Allowance for Credit Loss at Acquisition(Discount) Premium on Acquired LoansFair Value of PCD Loans at Acquisition
(dollars in thousands)
Commercial, financial, agricultural and other$13,302 $(1,616)$(487)$11,199 
Time and demand13,302 (1,616)(487)11,199 
Real estate construction2,442 (810)(54)1,578 
Construction other557 (182)(17)358 
Construction residential1,885 (628)(37)1,220 
Residential real estate3,845 (45)(138)3,662 
Residential first lien3,372 (38)(137)3,197 
Residential junior lien/home equity473 (7)(1)465 
Commercial real estate9,604 (1,087)(330)8,187 
Multifamily1,210 (120)(78)1,012 
Non-owner occupied5,330 (943)(184)4,203 
Owner occupied3,064 (24)(68)2,972 
Loans to individuals30 (2) 28 
Automobile and recreational vehicles14 (1)— 13 
Consumer other16 (1)— 15 
Total loans and leases$29,223 $(3,560)$(1,009)$24,654 
The following table provides details related to the fair value and Day 1 provision related to the acquired non-PCD loans as of April 30, 2025.
Unpaid Principal Balance(Discount) premium on acquired loansFair Value of Non-PCD Loans at AcquisitionDay 1 Provision for Credit Losses - Non-PCD Loans
(dollars in thousands)
Commercial, financial, agricultural and other$50,555 $(2,137)$48,418 $630 
Time and demand50,535 (2,137)48,398 630 
Time and demand other20 — 20 — 
Real estate construction32,074 (941)31,133 691 
Construction other18,829 (472)18,357 445 
Construction residential13,245 (469)12,776 246 
Residential real estate82,609 (3,396)79,213 665 
Residential first lien67,906 (3,145)64,761 556 
Residential junior lien/home equity14,703 (251)14,452 109 
Commercial real estate108,843 (3,550)105,293 1,389 
Multifamily17,405 (481)16,924 180 
Non-owner occupied43,927 (1,763)42,164 512 
Owner occupied47,511 (1,306)46,205 697 
Loans to individuals357 (10)347 4 
Automobile and recreational vehicles337 (9)328 
Consumer other20 (1)19 — 
Total loans and leases$274,438 $(10,034)$264,404 $3,379 
The following table presents the change in goodwill during the period (dollars in thousands):
For the Year Ended December 31, 2025
Goodwill at December 31, 2024$363,715 
Goodwill from Center acquisition14,499 
Goodwill at December 31, 2025$378,214 
Costs related to the acquisition totaled $4.4 million. These amounts were expensed as incurred and are recorded as a merger and acquisition related expense in the Consolidated Statements of Income.
As a result of the full integration of the operations of Center, it is not practicable to determine revenue or net income included in the Company's operating results relating to Center since the date of acquisition as Center's results cannot be separately identified.
v3.25.4
Supplemental Comprehensive Income Disclosures
12 Months Ended
Dec. 31, 2025
Supplemental Comprehensive Income Disclosures [Abstract]  
Supplemental Comprehensive Income Disclosures Supplemental Comprehensive Income Disclosures
The following table identifies the related tax effects allocated to each component of other comprehensive income in the Consolidated Statements of Comprehensive Income as of December 31. Reclassification adjustments related to securities available for sale are included in the Net securities (losses) gains line in the Consolidated Statements of Income.
202520242023
Pretax AmountTax (Expense) BenefitNet of Tax AmountPretax AmountTax (Expense) BenefitNet of Tax AmountPretax AmountTax (Expense) BenefitNet of Tax Amount
(dollars in thousands)
Unrealized gains (losses) on securities:
Unrealized holding gains (losses) on securities arising during the period$33,737 $(7,150)$26,587 $(8,131)$1,766 $(6,365)$18,499 $(3,449)$15,050 
Reclassification adjustment for losses on securities included in net income4,348 (913)3,435 5,446 (1,144)4,302 103 (22)81 
Total unrealized gains (losses) on securities38,085 (8,063)30,022 (2,685)622 (2,063)18,602 (3,471)15,131 
Unrealized gains (losses) on derivatives:
Unrealized holding gains on derivatives arising during the period9,987 (2,137)7,850 14,379 (3,069)11,310 13,462 (2,733)10,729 
Total unrealized gains on derivatives9,987 (2,137)7,850 14,379 (3,069)11,310 13,462 (2,733)10,729 
Unrealized gains (losses) for postretirement obligations:
Prior service cost76 (16)60 76 (16)60 76 (15)61 
Net (loss) gain(23)(18)(83)18 (65)22 (7)15 
Total unrealized gains (losses) for postretirement obligations53 (11)42 (7)(5)98 (22)76 
Total other comprehensive income$48,125 $(10,211)$37,914 $11,687 $(2,445)$9,242 $32,162 $(6,226)$25,936 
The following table details the change in components of OCI for the year ended December 31:
2025
 Securities Available for SaleDerivativesPost-Retirement ObligationAccumulated Other Comprehensive Income
 (dollars in thousands)
Balance at January 1$(94,403)$(8,450)$339 $(102,514)
Other comprehensive income before reclassification adjustment26,587 7,850 34,437 
Amounts reclassified from accumulated other comprehensive income (loss)3,435 — 3,435 
Prior service cost60 60 
Net gain(18)(18)
Net other comprehensive income during the period30,022 7,850 42 37,914 
Balance at December 31$(64,381)$(600)$381 $(64,600)
2024
Securities Available for SaleDerivativesPost-Retirement ObligationAccumulated Other Comprehensive Income
(dollars in thousands)
Balance at January 1$(92,340)$(19,760)$344 $(111,756)
Other comprehensive income before reclassification adjustment(6,365)11,310 4,945 
Amounts reclassified from accumulated other comprehensive income (loss)4,302 — 4,302 
Prior service cost60 60 
Net gain(65)(65)
Net other comprehensive income during the period(2,063)11,310 (5)9,242 
Balance at December 31$(94,403)$(8,450)$339 $(102,514)
2023
Securities Available for SaleDerivativesPost-Retirement ObligationAccumulated Other Comprehensive Income
(dollars in thousands)
Balance at January 1$(107,471)$(30,489)$268 $(137,692)
Other comprehensive income before reclassification adjustment15,050 10,729 25,779 
Amounts reclassified from accumulated other comprehensive income (loss)81 — 81 
Prior service cost61 61 
Net gain15 15 
Net other comprehensive income during the period15,131 10,729 76 25,936 
Balance at December 31$(92,340)$(19,760)$344 $(111,756)
v3.25.4
Supplemental Cash Flow Disclosures
12 Months Ended
Dec. 31, 2025
Supplemental Cash Flow Information [Abstract]  
Supplemental Cash Flow Disclosures Supplemental Cash Flow Disclosures
The following table presents information related to cash paid during the year for interest and income taxes as well as detail on non-cash investing and financing activities for the years ended December 31:
202520242023
(dollars in thousands)
Cash paid during the period for:
Interest$207,503 $220,151 $139,872 
Income taxes34,662 32,201 37,526 
Non-cash investing and financing activities:
Loans transferred to other real estate owned and repossessed assets6,565 5,726 4,229 
Fair value of loans transferred from held to maturity to held for sale319,075 106,090 152,613 
Loans transferred from held for sale to held to maturity7,719 4,886 519 
Gross increase (decrease) in market value adjustment to securities available for sale38,086 (2,685)18,602 
Gross increase in market value adjustment to derivatives9,987 14,379 13,462 
Unsettled treasury stock repurchases320 — — 
Increase in limited partnership investment unfunded commitment— — 302 
Net assets (liabilities) acquired through acquisition27,035 — 66,477 
Proceeds from death benefit on bank-owned life insurance not received75 188 — 
Treasury shares issued2,339 2,325 1,966 
Excise tax on treasury stock repurchased341 87 118 
Contribution of premises— 149 — 
v3.25.4
Earnings per Share
12 Months Ended
Dec. 31, 2025
Earnings Per Share [Abstract]  
Earnings per Share Earnings per Share
The following table summarizes the composition of the weighted-average common shares (denominator) used in the basic and diluted earnings per share computation for the years ending December 31:
 
202520242023
Weighted average common shares issued125,614,804 123,603,380 122,780,523 
Average treasury shares(22,102,372)(21,435,256)(21,004,846)
Average deferred compensation shares(56,603)(57,200)(56,206)
Average unearned nonvested shares(235,748)(197,813)(163,044)
Weighted average common shares and common stock equivalents used to calculate basic earnings per share
103,220,081 101,913,111 101,556,427 
Additional common stock equivalents (nonvested stock) used to calculate diluted earnings per share
247,343 235,843 208,819 
Additional common stock equivalents (deferred compensation) used to calculate diluted earnings per share56,706 56,543 56,955 
Weighted average common shares and common stock equivalents used to calculate diluted earnings per share
103,524,130 102,205,497 101,822,201 
Per Share Data
Basic Earnings Per Share$1.48 $1.40 $1.55 
Diluted Earnings Per Share$1.47 $1.39 $1.54 
The following table shows the number of shares and the price per share related to common stock equivalents that were not included in the computation of diluted earnings per share for the years ended December 31, because to do so would have been anti-dilutive.
202520242023
Price RangePrice RangePrice Range
SharesFromToSharesFromToSharesFromTo
Restricted Stock173,918 $12.39 $18.62 127,230 $12.39 $18.62 114,177 $12.70 $16.43 
Restricted Stock Units— $— $— — $— $— 34,305 $17.53 $17.53 
v3.25.4
Cash and Due from Banks
12 Months Ended
Dec. 31, 2025
Cash and Due from Banks [Abstract]  
Cash and Due from Banks Cash and Due from Banks
Regulations of the Board of Governors of the Federal Reserve System impose uniform reserve requirements on all depository institutions with transaction accounts, such as checking accounts and NOW accounts. Reserves are maintained in the form of vault cash or balances held with the local Federal Reserve Bank. Because balances held at the Federal Reserve earn interest, depending on our liquidity position, we may maintain balances in excess of the reserve requirement. First Commonwealth maintained average balances of $44.6 million during 2025 and $157.1 million during 2024 with the Federal Reserve Bank of Cleveland.
v3.25.4
Derivatives
12 Months Ended
Dec. 31, 2025
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Derivatives Derivatives
Derivatives Not Designated as Hedging Instruments
First Commonwealth is a party to interest rate derivatives that are not designated as hedging instruments. These derivatives relate to interest rate swaps that First Commonwealth enters into with customers to allow customers to convert variable rate loans to a fixed rate. First Commonwealth pays interest to the customer at a floating rate on the notional amount and receives interest from the customer at a fixed rate for the same notional amount. At the same time the interest rate swap is entered into with the customer, an offsetting interest rate swap is entered into with another financial institution. First Commonwealth pays the other financial institution interest at the same fixed rate on the same notional amount as the swap entered into with the customer, and receives interest from the financial institution for the same floating rate on the same notional amount.
The changes in the fair value of the swaps offset each other, except for the credit risk of the counterparties, which is determined by taking into consideration the risk rating, probability of default and loss given default for all counterparties.
We have 21 risk participation agreements with financial institution counterparties for interest rate swaps related to loans in which we are a participant. The risk participation agreements provide credit protection to the financial institution should the borrower fail to perform on its interest rate derivative contract with the financial institution. We have 20 risk participation agreements with financial institution counterparties for interest rate swaps related to loans in which we are the lead bank. The risk participation agreement provides credit protection to us should the borrower fail to perform on its interest rate derivative contract with us.
First Commonwealth is also party to interest rate caps and collars that are not designated as hedging instruments. The interest rate caps relate to contracts that First Commonwealth enters into with loan customers that provide a maximum interest rate on their variable rate loan. At the same time the interest rate cap is entered into with the customer, First Commonwealth enters into an offsetting interest rate cap with another financial institution. The notional amount and maximum interest rate on both interest cap contracts are identical. The interest rate collars relate to contracts that First Commonwealth enters into with loan customers that provides both a maximum and minimum interest rate on their variable rate loan. At the same time the interest rate collar is entered into with the customer, First Commonwealth enters into an offsetting interest rate collar with another financial institution. The notional amount and the maximum and minimum interest rates on both interest collar contracts are identical.
The fee received for such derivatives, less the estimate of the loss for the credit exposure, is recognized in earnings at the time of the transaction.
The Company also enters into interest rate lock commitments in conjunction with its mortgage origination business. These are commitments to originate loans whereby the interest rate on the loan is determined prior to funding and the customers have locked into that interest rate. The Company locks in the rate with an investor and commits to deliver the loan if settlement occurs (“best efforts”) or commits to deliver the locked loan in a binding (“mandatory”) delivery program with an investor. Loans under mandatory rate lock commitments are covered under forward sales contracts of mortgage-backed securities (“MBS”). Forward sales contracts of MBS are recorded at fair value with changes in fair value recorded in "Noninterest income" in the Consolidated Statements of Income. The impact to noninterest income for the years ended December 31, 2025
and 2023 was a decrease of $0.5 million and $0.4 million, respectively and an increase of $0.8 million for the year ended December 31, 2024.
Interest rate lock commitments and commitments to deliver loans to investors are considered derivatives. The market value of interest rate lock commitments and best efforts contracts are not readily ascertainable with precision because they are not actively traded in stand-alone markets. We determine the fair value of rate lock commitments and delivery contracts by measuring the fair value of the underlying asset, which is impacted by current interest rates and takes into consideration the probability that the rate lock commitments will close or will be funded. At December 31, 2025, the underlying funded mortgage loan commitments had a carrying value of $19.5 million and a fair value of $21.5 million, while the underlying unfunded mortgage loan commitments had a notional amount of $48.1 million. At December 31, 2024, the underlying funded mortgage loan commitments had a carrying value of $8.3 million and a fair value of $9.6 million, while the underlying unfunded mortgage loan commitments had a notional amount of $60.9 million.
Derivatives Designated as Hedging Instruments
In August 2019, the Company entered into two interest rate swap contracts that are designated as cash flow hedges. One of the contracts, with a notional amount of $30.0 million, matured on August 15, 2024 and the other contract, with a notional amount of $40.0 million, matures on August 15, 2026. The Company's risk management objective for these hedges is to reduce its exposure to variability in expected future cash flows related to interest payments made on subordinated debentures. Initially these swaps were benchmarked to the 3-month LIBOR rate; however, as a result of the discontinuance of the LIBOR rate on June 30, 2023, both of the swap contracts were amended to hedge exposure to the variability of the 3-month Daily Simple SOFR. This change is in agreement with amendments made to the interest rate on the subordinated debentures as a result of the discontinuance of LIBOR. Therefore, the remaining interest rate swaps convert the interest rate benchmark on the first $40.0 million of 3-month SOFR based subordinated debentures to a fixed rate.
During 2021, the Company entered into eight interest rate swap contracts that were designated as cash flow hedges, of which $75.0 million matured during 2024 and $250.0 million matured during 2025. The remaining interest rate swaps have a total notional amount of $175.0 million with an original maturity of five years. The Company's risk management objective for these hedges was to reduce its exposure to variability in expected future cash flows related to interest payments on commercial loans. Initially these swaps were benchmarked to the 1-month LIBOR rate; however, as a result of the discontinuance of the LIBOR rate on June 30, 2023, these swaps were amended to hedge exposure to the variability of the 1-month Daily Simple SOFR rate compounded in arrears. Therefore, the remaining interest rate swaps convert the interest payments on the first $175.0 million of 1-month Daily Simple SOFR based commercial loans into fixed rate payments. The following table provides the notional amount of interest rate swap contracts and their maturity date.
Notional AmountMaturity Date
(dollars in thousands)
$150,000 05/01/26
25,00010/15/26
$175,000 
The periodic net settlement of these interest rate swaps are recorded as an adjustment to "Interest on subordinated debentures" or "Interest and fees on loans" in the Consolidated Statement of Income. For the years ended December 31, 2025, 2024 and 2023, net interest income decreased $9.7 million, $20.1 million, and $19.0 million, respectively, as a result of these interest rate swaps. Changes in the fair value of the cash flow hedges are reported on the balance sheet and in OCI. When the cash flows associated with the hedged item are realized, the gain or loss included in OCI is recognized in "Interest on subordinated debentures" or "Interest and fees on loans," in the Consolidated Statements of Income in the same line item as the income or expense on the hedged items. The cash flow hedges were highly effective at December 31, 2025 and changes in the fair value attributed to hedge ineffectiveness were not material.
The following table depicts the credit value adjustments recorded relative to the notional amount of derivatives outstanding as well as the notional amount of risk participation agreements participated to other banks at December 31:
20252024
 (dollars in thousands)
Derivatives not Designated as Hedging Instruments
Credit value adjustment$(185)$(59)
Notional Amount:
Interest rate derivatives1,000,541 966,978 
Interest rate caps50,525 28,950 
Interest rate collars2,022 524 
Risk participation agreements158,646 179,959 
Sold credit protection on risk participation agreements(151,858)(151,079)
Interest rate options48,143 60,934 
Interest rate forwards:
Fair value adjustment(133)398 
Notional Amount49,000 60,000 
Derivatives Designated as Hedging Instruments
Interest rate swaps:
Fair value adjustment(766)(10,754)
Notional Amount215,000 465,000 
The table below presents the change in the fair value of derivative assets and derivative liabilities attributable to credit risk or fair value changes included in “Other income”, "Other expense", "Interest on subordinated debentures" or "Interest and fees on loans" in the Consolidated Statements of Income for the years ended December 31:
 202520242023
 (dollars in thousands)
Non-hedging interest rate derivatives:
Increase in other income$185 $218 $922 
Non-hedging interest rate forwards:
(Decrease) increase in other income(531)750 (415)
Hedging interest rate derivatives:
Decrease in interest and fees on loans(10,898)(22,503)(21,647)
Decrease in interest from subordinated debentures(1,220)(2,369)(2,658)
The fair value of our derivatives is included in a table in Note 18, “Fair Values of Assets and Liabilities,” in the line items “Other assets” and “Other liabilities.”
v3.25.4
Investment Securities
12 Months Ended
Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]  
Investment Securities Investment Securities
Securities Available for Sale
Below is an analysis of the amortized cost and fair values of securities available for sale at December 31:
 20252024
 Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Estimated
Fair Value
Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Estimated
Fair Value
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities – Residential$2,638 $23 $(165)$2,496 $3,096 $14 $(212)$2,898 
Mortgage-Backed Securities – Commercial701,572 3,788 (43,671)661,689 779,232 2,489 (57,546)724,175 
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities – Residential336,493 1,087 (42,057)295,523 413,434 1,481 (64,331)350,584 
Other Government-Sponsored Enterprises1,000 — (16)984 1,000 — (54)946 
Obligations of States and Political Subdivisions7,560 (590)6,971 8,510 — (983)7,527 
Corporate Securities46,969 782 (1,220)46,531 62,475 1,454 (2,436)61,493 
Total Securities Available for Sale$1,096,232 $5,681 $(87,719)$1,014,194 $1,267,747 $5,438 $(125,562)$1,147,623 

Mortgage-backed securities include mortgage-backed obligations of U.S. Government agencies and obligations of U.S. Government-sponsored enterprises. These obligations have contractual maturities ranging from less than one year to approximately 42 years with lower anticipated lives to maturity due to prepayments. All mortgage-backed securities contain a certain amount of risk related to the uncertainty of prepayments of the underlying mortgages. Interest rate changes have a direct impact upon prepayment speeds; therefore, First Commonwealth uses computer simulation models to test the average life and yield volatility of all mortgage backed securities under various interest rate scenarios to monitor the potential impact on earnings and interest rate risk positions.
Expected maturities will differ from contractual maturities because issuers may have the right to call or repay obligations with or without call or prepayment penalties. Other fixed income securities within the portfolio also contain prepayment risk.
The amortized cost and estimated fair value of debt securities available for sale at December 31, 2025, by contractual maturity, are shown below:
Amortized
Cost
Estimated
Fair Value
 (dollars in thousands)
Due within 1 year$1,000 $984 
Due after 1 but within 5 years35,035 34,797 
Due after 5 but within 10 years19,494 18,705 
Due after 10 years— — 
55,529 54,486 
Mortgage-Backed Securities (a)1,040,703 959,708 
Total Debt Securities$1,096,232 $1,014,194 
(a)Mortgage-Backed Securities include an amortized cost of $704.2 million and a fair value of $664.2 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $336.5 million and a fair value of $295.5 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.
Proceeds from sales of securities and gross gains (losses) realized on sales, calls and maturities of securities available for sale were as follows for the years ended December 31:
202520242023
 (dollars in thousands)
Proceeds from sales$69,862 $69,598 $33,756 
Gross (losses) gains realized:
Sales Transactions:
Gross gains$— $— $— 
Gross losses(5,142)(5,535)(103)
(5,142)(5,535)(103)
Maturities
Gross gains794 89 — 
Gross losses— — — 
794 89 — 
Net (losses) gains$(4,348)$(5,446)$(103)
For 2025, $48.5 million of the proceeds from sales in the above table are a result of management selling $53.7 million in available for sale investment securities yielding 2.61% and reinvesting the proceeds into securities yielding 5.41%. Additionally, $21.4 million in proceeds from sales are a result of the sale of investments acquired as part of the Center acquisition. All of the acquired investments were recorded at fair value at the time of acquisition and subsequently sold at the same value. Gains from maturities in the above table are related to the call of two corporate subordinated debt issues.
For 2024, proceeds from sales included in above table are a result of management selling $75.1 million in available for sale investment securities yielding 2.17% and reinvesting the proceeds into securities yielding 5.49%.
For 2023, proceeds from sales included in above table are a result of the sale of investments acquired as part of the Centric acquisition. All of the acquired investments were recorded at fair value at the time of acquisition and subsequently sold at the same value, with the exception of one corporate security. This security was sold in the third quarter of 2023 at a loss of $103 thousand.
Securities available for sale with an approximate fair value of $624.0 million and $580.5 million were pledged as of December 31, 2025 and 2024, respectively, to secure public deposits and for other purposes required or permitted by law.
Equity Securities
During the second quarter of 2024, Visa commenced an exchange offer for any and all outstanding shares of its Class B-1 common stock for a combination of Visa's Class B-2 common stock, Class C common stock and, where applicable, cash in lieu of fractional shares. As part of this exchange, each share of Class B-1 common stock would be exchanged for one half share of the newly issued Class B-2 common stock and Class C common stock would be issued in an amount equivalent to one half of a share of Class B-1 common stock. The Company opted to participate in this exchange offer prior to its expiration and received 13,340 Class B-2 shares and 5,294 Class C shares. In 2024, the Class C shares were sold at fair value resulting in a gain of $5.7 million. During the first quarter of 2025, the Class B-2 shares, which were carried with a zero basis, were sold, resulting in a $5.1 million gain.
Securities Held to Maturity
Below is an analysis of the amortized cost and fair values of debt securities held to maturity at December 31:
 20252024
 Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Estimated
Fair Value
Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Estimated
Fair Value
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities – Residential$1,379 $— $(144)$1,235 $1,586 $— $(220)$1,366 
Mortgage-Backed Securities – Commercial163,625 606 (12,320)151,911 89,404 66 (14,785)74,685 
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities – Residential307,676 485 (33,395)274,766 266,587 — (47,564)219,023 
Mortgage-Backed Securities – Commercial— — — — — — — — 
Other Government-Sponsored Enterprises23,199 — (2,735)20,464 22,869 — (4,155)18,714 
Obligations of States and Political Subdivisions22,743 — (1,250)21,493 24,193 — (2,246)21,947 
Debt Securities Issued by Foreign Governments800 — (4)796 1,000 — (16)984 
Total Securities Held to Maturity$519,422 $1,091 $(49,848)$470,665 $405,639 $66 $(68,986)$336,719 
The amortized cost and estimated fair value of debt securities held to maturity at December 31, 2025, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or repay obligations with or without call or prepayment penalties.
Amortized
Cost
Estimated
Fair Value
 (dollars in thousands)
Due within 1 year$1,804 $1,793 
Due after 1 but within 5 years16,845 16,126 
Due after 5 but within 10 years27,529 24,363 
Due after 10 years564 471 
46,742 42,753 
Mortgage-Backed Securities (a)472,680 427,912 
Total Debt Securities$519,422 $470,665 
(a)Mortgage-Backed Securities include an amortized cost of $165.0 million and a fair value of $153.1 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $307.7 million and a fair value of $274.8 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.
Securities held to maturity with an amortized cost of $349.2 million and $247.5 million were pledged as of December 31, 2025 and 2024, respectively, to secure public deposits for other purposes required or permitted by law.
Other Investments
As a member of the FHLB, First Commonwealth is required to purchase and hold stock in the FHLB to satisfy membership and borrowing requirements. The level of stock required to be held is dependent on the amount of First Commonwealth's mortgage related assets and outstanding borrowings with the FHLB. This stock is restricted in that it can only be sold to the FHLB or to
another member institution, and all sales of FHLB stock must be at par. As a result of these restrictions, FHLB stock is unlike other investment securities insofar as there is no trading market for FHLB stock and the transfer price is determined by FHLB membership rules and not by market participants. As of December 31, 2025 and 2024, our FHLB stock totaled $32.6 million and $25.2 million, respectively and is included in “Other investments” on the Consolidated Statements of Financial Condition.
FHLB stock is held as a long-term investment and its value is determined based on the ultimate recoverability of the par value. First Commonwealth evaluates impairment quarterly and has concluded that the par value of its investment in FHLB stock will be recovered. Accordingly, no impairment charge was recorded on these securities for the year ended December 31, 2025.
At both December 31, 2025 and 2024, "Other investments" also includes $5.7 million of securities that include bankers bank membership stock and investments in community development organizations. These securities do not have a readily determinable fair value and are carried at cost. For the years ended December 31, 2025 and 2024, there were no gains or losses recognized through earnings on equity securities. On a quarterly basis, management evaluates equity securities by reviewing research reports, analysts’ recommendations, credit rating changes, news stories, annual reports, regulatory filings, impact of interest rate changes and other relevant information.
Impairment of Investment Securities
We review our investment portfolio on a quarterly basis for indications of impairment. For available for sale securities the review includes analyzing the financial condition and near-term prospects of the issuer, including any specific events which may influence the operations of the issuer and whether we are more likely than not to sell the security. We evaluate whether we are more likely than not to sell debt securities based upon our investment strategy for the particular type of security and our cash flow needs, liquidity position, capital adequacy, tax position and interest rate risk position. Held-to-maturity securities are evaluated for impairment on a quarterly basis using historical probability of default and loss given default information specific to the investment category. If this evaluation determines that credit losses exist, an allowance for credit loss is recorded and included in earnings as a component of credit loss expense.
First Commonwealth utilizes the specific identification method to determine the net gain or loss on debt securities and the average cost method to determine the net gain or loss on equity securities.
The following table presents the gross unrealized losses and estimated fair values at December 31, 2025 for available for sale securities for which an allowance for credit losses has not been recorded and held to maturity securities by investment category and time frame for which the securities have been in a continuous unrealized loss position:
 Less Than 12 Months12 Months or MoreTotal
 Estimated
Fair Value
Gross
Unrealized
Losses
Estimated
Fair Value
Gross
Unrealized
Losses
Estimated
Fair Value
Gross
Unrealized
Losses
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities – Residential$— $— $2,789 $(309)$2,789 $(309)
Mortgage-Backed Securities – Commercial77,195 (509)270,142 (55,482)347,337 (55,991)
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities – Residential19,924 (95)438,740 (75,357)458,664 (75,452)
Mortgage-Backed Securities – Commercial— — — — — — 
Other Government-Sponsored Enterprises— — 21,448 (2,751)21,448 (2,751)
Obligations of States and Political Subdivisions— — 26,563 (1,840)26,563 (1,840)
Debt Securities Issued by Foreign Governments— — 596 (4)596 (4)
Corporate Securities5,492 (3)22,845 (1,217)28,337 (1,220)
Total Securities$102,611 $(607)$783,123 $(136,960)$885,734 $(137,567)
At December 31, 2025, fixed income securities issued by U.S. Government Agencies and U.S. Government-sponsored enterprises comprised 98% of total unrealized losses. All unrealized losses are a result of changes in market interest rates. At December 31, 2025, there were 143 debt securities in an unrealized loss position. There were no equity securities in an unrealized loss position at December 31, 2025.
The following table presents the gross unrealized losses and estimated fair value at December 31, 2024 for both available for sale and held to maturity securities by investment category and time frame for which the securities had been in a continuous unrealized loss position: 
 Less Than 12 Months12 Months or MoreTotal
 Estimated
Fair Value
Gross
Unrealized
Losses
Estimated
Fair Value
Gross
Unrealized
Losses
Estimated
Fair Value
Gross
Unrealized
Losses
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities – Residential$242 $(1)$3,002 $(431)$3,244 $(432)
Mortgage-Backed Securities – Commercial258,712 (4,119)274,358 (68,212)533,070 (72,331)
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities – Residential4,759 (56)497,445 (111,839)502,204 (111,895)
Mortgage-Backed Securities – Commercial— — — — — — 
Other Government-Sponsored Enterprises— — 19,660 (4,209)19,660 (4,209)
Obligations of States and Political Subdivisions1,104 (11)28,097 (3,218)29,201 (3,229)
Debt Securities Issued by Foreign Governments— — 584 (16)584 (16)
Corporate Securities9,701 (506)17,321 (1,930)27,022 (2,436)
Total Securities$274,518 $(4,693)$840,467 $(189,855)$1,114,985 $(194,548)
As of December 31, 2025, our corporate securities had an amortized cost and estimated fair value of $47.0 million and $46.5 million, respectively. At December 31, 2024, these securities had an amortized cost of $62.5 million and estimated fair value of $61.5 million. Corporate securities are comprised of debt issued by large regional banks. When unrealized losses exist, management reviews each of the issuer’s asset quality, earnings trend and capital position, to determine whether the unrealized loss position is a result of credit losses. All interest payments on the corporate securities are being made as contractually required.
There was no expected credit related impairment recognized on investment securities during the twelve months ended December 31, 2025, 2024 and 2023.
v3.25.4
Loans and Allowance for Credit Losses
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Loans and Leases Receivable Disclosure [Abstract]    
Loans and Allowance for Credit Losses Loans and Leases and Allowance for Credit Losses
Loans and leases are presented in the Consolidated Statements of Financial Condition net of deferred loan fees and costs, and discounts related to purchased loans. Net deferred costs were $21.2 million and $14.7 million as of December 31, 2025 and 2024, respectively, and discounts on purchased loans were $20.2 million and $18.9 million at December 31, 2025 and 2024, respectively. The following table provides outstanding balances related to each of our loan types as of December 31:
20252024
 (dollars in thousands)
Commercial, financial, agricultural and other$2,044,989 $1,677,989 
Time and demand1,226,054 1,133,595 
Commercial credit cards11,408 11,718 
Equipment finance693,265 427,320 
Time and demand other114,262 105,356 
Real estate construction462,786 483,384 
Construction other415,536 475,367 
Construction residential47,250 8,017 
Residential real estate2,360,285 2,341,703 
Residential first lien1,631,019 1,670,547 
Residential junior lien/home equity729,266 671,156 
Commercial real estate3,182,109 3,124,704 
Multifamily594,790 597,145 
Non-owner occupied1,834,016 1,804,950 
Owner occupied753,303 722,609 
Loans to individuals1,457,870 1,355,974 
Automobile and recreational vehicles1,387,195 1,280,645 
Consumer credit cards9,496 9,865 
Consumer other61,179 65,464 
Total loans and leases$9,508,039 $8,983,754 
First Commonwealth’s loan portfolio includes five primary loan categories. When calculating the allowance for credit losses these categories are classified into fourteen portfolio segments. The composition of loans by portfolio segment includes:
Commercial, financial, agricultural and other
Time & Demand - Consists primarily of commercial and industrial loans. This category consists of loans that are typically cash flow dependent and therefore have different risk and loss characteristics than other commercial loans. Loans in this category include revolving and term structures with fixed and variable interest rates. The primary macroeconomic drivers for estimating
credit losses for this category include forecasts of business bankruptcies and economic conditions measured by GDP. In the
third quarter of 2025, as a result of a periodic review of loss history and loss drivers, business bankruptcies replaced national
unemployment as one of the primary macroeconomic drivers in this category.
Commercial Credit Cards - Consists of unsecured credit cards for commercial customers. These commercial credit cards have separate characteristics outside of normal commercial non-real estate loans, as they tend to have shorter overall duration. The
primary macroeconomic drivers for estimating credit losses for this category include forecasts of business bankruptcies and
economic conditions measured by GDP. In the third quarter of 2025, as a result of a periodic review of loss history and loss
drivers, business bankruptcies replaced national unemployment as one of the primary macroeconomic drivers in this category.
Equipment Finance - Consists of loans and leases to finance the purchase of equipment for commercial customers. The risk and loss characteristics are unique for this group due to the type of collateral. The primary macroeconomic drivers for estimating
credit losses for this category include forecasts of business bankruptcies and economic conditions measured by GDP. In the
third quarter of 2025, as a result of a periodic review of loss history and loss drivers, business bankruptcies replaced national
unemployment as one of the primary macroeconomic drivers in this category.
Time & Demand Other - Consists primarily of loans to state and political subdivisions and other commercial loans that have different characteristics than loans in the Time and Demand category. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of household obligations ratio and economic conditions measured by GDP.
Real estate construction
Construction Other - Consists of construction loans to commercial builders and developers and are secured by the properties under development.
Construction Residential - Consists of loans to finance the construction of residential properties during the construction period. Borrowers are typically individuals who will occupy the completed single-family property.
The risk and loss characteristics of these two construction categories are different than other real estate secured categories due to the collateral being at various stages of completion. The nature of the project and type of borrower of the two construction categories provides for unique risk and loss characteristics for each category. The primary macroeconomic drivers for estimating credit losses for construction loans include forecasts of national unemployment and measures of completed construction projects.
Residential real estate
Residential first lien - Consists of loans with collateral of 1-4 family residencies with a senior lien position. The risk and loss characteristics are unique for this group because the collateral for these loans are the borrower’s primary residence. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of national unemployment and residential property values.
Residential Junior Lien/Home Equity - Consists of loans with collateral of 1-4 family residencies with an open-ended line of credit or junior lien position. The junior lien position for the majority of these loans provides a higher risk of loss than other residential real estate loans. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of national unemployment and residential property values.
Commercial real estate
Multifamily - Consists of loans secured by commercial multifamily properties. Real estate related to rentals to consumers provide unique risk and loss characteristics. The primary macroeconomic drivers for estimating credit losses for this category
include forecasts of completed multifamily construction projects and national unemployment. In the third quarter of 2025, as a
result of a periodic review of loss history and loss drivers, completed multifamily construction projects replaced commercial
real estate values as one of the primary macroeconomic drivers in this category.
Non-owner Occupied - Consists of loans secured by commercial real estate non-owner occupied and provides different loss characteristics than other real estate categories. The primary macroeconomic drivers for estimating credit losses for this
category include forecasts of national unemployment and changes in the price of commercial real estate. In the third quarter of
2025, as a result of a periodic review of loss history and loss drivers, changes in the price of commercial real estate replaced
economic conditions measured by GDP as one of the primary macroeconomic drivers in this category.
Owner Occupied - Consists of loans secured by commercial real estate owner occupied properties. The risk and loss characteristics of this category were considered different than other real estate categories because it is owner occupied and would impact the ability to conduct business. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of national unemployment and economic conditions measured by GDP.
Loans to individuals
Automobile and recreational vehicles - Consists of both direct and indirect loans with automobiles and recreational vehicles held as collateral. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of
automobile retention value and business bankruptcies. In the third quarter of 2025, as a result of a periodic review of loss
history and loss drivers, business bankruptcies replaced consumer sentiment as one of the primary macroeconomic drivers in
this category. This change reflects the view that business bankruptcies are better correlated with defaults in this category at this
point in the economic cycle.
Consumer Credit Cards – Consists of unsecured consumer credit cards. The primary macroeconomic drivers for estimating
credit losses for this category include forecasts of consumer sentiment and median family income. In the third quarter of 2025, as a result of a periodic review of loss history and loss drivers, median family income projections replaced economic conditions
measured by GDP as one of the primary macroeconomic drivers in this category.
Other Consumer - Consists of lines of credit, student loans and other consumer loans, not secured by real estate or autos. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of consumer confidence and retail sales.
Calculation of the Allowance for Credit Losses
The allowance for credit losses is calculated by pooling loans of similar credit risk characteristics and applying a discounted cash flow methodology after incorporating probability of default and loss given default estimates. Probability of default represents an estimate of the likelihood of default and loss given default measures the expected loss upon default. Inputs impacting the expected losses include a forecast of macroeconomic factors, using a weighted forecast from a nationally recognized firm. Our model incorporates a one-year forecast of macroeconomic factors, after which the factors revert back to the historical mean over a one-year period. The most significant macroeconomic factor used in estimating credit losses is the national unemployment rate. The forecasted value for national unemployment at the beginning of the forecast period was 4.35% and during the one-year forecast period it was projected to average 5.25%, with a peak of 5.56%.
Credit Quality Information
As part of the on-going monitoring of credit quality within the loan portfolio, the following credit worthiness categories are used in grading our commercial loans:
Pass
Acceptable levels of risk exist in the relationship. Includes all loans not classified as OAEM, substandard or doubtful.
Other Assets Especially Mentioned (OAEM)Potential weaknesses that deserve management’s close attention. The potential weaknesses may result in deterioration of the repayment prospects or weaken the Bank’s credit position at some future date. The credit risk may be relatively minor, yet constitute an undesirable risk in light of the circumstances surrounding the specific credit. No loss of principal or interest is expected.
SubstandardWell-defined weakness or a weakness that jeopardizes the repayment of the debt. A loan may be classified as substandard as a result of deterioration of the borrower’s financial condition and repayment capacity. Loans for which repayment plans have not been met or collateral equity margins do not protect the Company may also be classified as substandard.
DoubtfulLoans with the characteristics of substandard loans with the added characteristic that collection or liquidation in full, on the basis of presently existing facts and conditions, is highly improbable.
The Company’s internal creditworthiness grading system provides a measurement of credit risk based primarily on an evaluation of the borrower’s cash flow and collateral. Category ratings are reviewed each quarter, at which time management analyzes the results, as well as other external statistics and factors related to loan performance.
The following tables represent our credit risk profile by creditworthiness category. In the table for the year ended December 31, 2025, the balance of the doubtful category has been fully provided for in the allowance for credit losses. Information included in the following tables are for years ended December 31:
 2025
Non-Pass
 PassOAEMSubstandardDoubtfulLossTotal Non-PassTotal
 (dollars in thousands)
Commercial, financial, agricultural and other$1,924,977 $53,739 $65,381 $892 $ $120,012 $2,044,989 
Time and demand1,112,673 49,765 62,724 892 — 113,381 1,226,054 
Commercial credit cards11,408 — — — — — 11,408 
Equipment finance686,636 3,972 2,657 — — 6,629 693,265 
Time and demand other114,260 — — — 114,262 
Real estate construction460,716 463 1,607   2,070 462,786 
Construction other413,466 463 1,607 — — 2,070 415,536 
Construction residential47,250 — — — — — 47,250 
Residential real estate2,342,701 4,402 13,182   17,584 2,360,285 
Residential first lien1,618,090 4,402 8,527 — — 12,929 1,631,019 
Residential junior lien/home equity724,611 — 4,655 — — 4,655 729,266 
Commercial real estate3,054,645 69,182 58,282   127,464 3,182,109 
Multifamily575,330 7,718 11,742 — — 19,460 594,790 
Non-owner occupied1,777,941 40,928 15,147 — — 56,075 1,834,016 
Owner occupied701,374 20,536 31,393 — — 51,929 753,303 
Loans to individuals1,457,836  34   34 1,457,870 
Automobile and recreational vehicles1,387,163 — 32 — — 32 1,387,195 
Consumer credit cards9,496 — — — — — 9,496 
Consumer other61,177 — — — 61,179 
Total $9,240,875 $127,786 $138,486 $892 $ $267,164 $9,508,039 
 2024
Non-Pass
 PassOAEMSubstandardDoubtfulLossTotal Non-PassTotal
 (dollars in thousands)
Commercial, financial, agricultural and other$1,579,704 $65,892 $32,393 $ $ $98,285 $1,677,989 
Time and demand1,037,723 64,757 31,115 — — 95,872 1,133,595 
Commercial credit cards11,718 — — — — — 11,718 
Equipment finance424,911 1,131 1,278 — — 2,409 427,320 
Time and demand other105,352 — — — 105,356 
Real estate construction480,675 180 2,529   2,709 483,384 
Construction other472,658 180 2,529 — — 2,709 475,367 
Construction residential8,017 — — — — — 8,017 
Residential real estate2,328,571 1,297 11,835   13,132 2,341,703 
Residential first lien1,661,868 1,297 7,382 — — 8,679 1,670,547 
Residential junior lien/home equity666,703 — 4,453 — — 4,453 671,156 
Commercial real estate3,014,905 60,510 49,289   109,799 3,124,704 
Multifamily578,725 18,346 74 — — 18,420 597,145 
Non-owner occupied1,754,255 21,869 28,826 — — 50,695 1,804,950 
Owner occupied681,925 20,295 20,389 — — 40,684 722,609 
Loans to individuals1,355,724  250   250 1,355,974 
Automobile and recreational vehicles1,280,498 — 147 — — 147 1,280,645 
Consumer credit cards9,865 — — — — — 9,865 
Consumer other65,361 — 103 — — 103 65,464 
Total $8,759,579 $127,879 $96,296 $ $ $224,175 $8,983,754 
The following table summarizes the loan risk rating category by loan type including term loans on an amortized cost basis by origination year as of December 31:
2025
Term LoansRevolving Loans
20252024202320222021PriorTotal
(dollars in thousands)
Time and demand$144,802 $143,570 $95,587 $90,711 $66,053 $94,425 $590,906 $1,226,054 
Pass138,416 129,314 90,204 82,891 55,709 84,813 531,326 1,112,673 
OAEM1,615 10,115 2,639 2,655 1,888 1,888 28,965 49,765 
Substandard4,771 4,141 2,744 5,165 8,456 7,724 29,723 62,724 
Doubtful— — — — — — 892 892 
Gross Charge-offs(305)(283)(400)(2,897)(389)(2,368)(9,540)(16,182)
Gross Recoveries— — — 402 26 862 2,933 4,223 
Commercial credit cards      11,408 11,408 
Pass— — — — — — 11,408 11,408 
Gross Charge-offs— — — — — — (302)(302)
Gross Recoveries— — — — — — 35 35 
2025
Term LoansRevolving Loans
20252024202320222021PriorRevolving LoansTotal
(dollars in thousands)
Equipment finance385,806 195,713 87,528 24,218    693,265 
Pass385,724 192,228 85,679 23,005 — — — 686,636 
OAEM82 2,588 740 562 — — — 3,972 
Substandard— 897 1,109 651 — — — 2,657 
Gross Charge-offs(89)(673)(418)(1,108)— — — (2,288)
Gross Recoveries— 165 454 — — — 626 
Time and demand other9,347 10,927 12,347 4,079 15,114 50,358 12,090 114,262 
Pass9,347 10,927 12,347 4,079 15,114 50,358 12,088 114,260 
OAEM— — — — — — 
Gross Charge-offs— — — — — — (1,480)(1,480)
Gross Recoveries— — — — — 233 234 
Construction other149,758 78,078 115,404 32,501 28,324 8,905 2,566 415,536 
Pass149,758 78,078 115,115 32,327 26,849 8,773 2,566 413,466 
OAEM— — 289 174 — — — 463 
Substandard— — — — 1,475 132 — 1,607 
Gross Charge-offs(10)— (359)(355)— — (8)(732)
Gross Recoveries— — — — — — — — 
Construction residential18,358 6,101 16,798 3,449 1,055  1,489 47,250 
Pass18,358 6,101 16,798 3,449 1,055 — 1,489 47,250 
Gross Charge-offs— — — — (562)— — (562)
Gross Recoveries— — — — — — — — 
Residential first lien86,293 55,820 136,773 343,907 438,644 567,149 2,433 1,631,019 
Pass86,284 55,582 134,414 339,023 436,767 563,651 2,369 1,618,090 
OAEM— — — 3,474 169 695 64 4,402 
Substandard238 2,359 1,410 1,708 2,803 — 8,527 
Gross Charge-offs— (4)(330)(17)(105)(45)— (501)
Gross Recoveries— — — — — 66 — 66 
Residential junior lien/home equity51,282 17,507 44,622 47,598 31,875 4,869 531,513 729,266 
Pass51,282 17,507 44,611 47,523 31,875 4,678 527,135 724,611 
Substandard— — 11 75 — 191 4,378 4,655 
Gross Charge-offs— — — — — — (244)(244)
Gross Recoveries— — — — — 13 155 168 
Multifamily32,759 33,307 70,651 196,678 110,591 148,908 1,896 594,790 
Pass32,759 33,307 70,651 183,418 105,594 148,005 1,596 575,330 
OAEM— — — 1,563 4,997 858 300 7,718 
Substandard— — — 11,697 — 45 — 11,742 
Gross Charge-offs— — — (169)(92)(505)— (766)
Gross Recoveries— — — — — — — — 
Non-owner occupied194,436 109,688 212,880 384,761 186,461 732,319 13,471 1,834,016 
Pass194,436 109,688 212,880 374,468 179,869 693,195 13,405 1,777,941 
OAEM— — — 9,201 6,592 25,135 — 40,928 
Substandard— — — 1,092 — 13,989 66 15,147 
Gross Charge-offs— (2)(93)(1,284)(239)(3,145)(7)(4,770)
Gross Recoveries— — — — — 148 — 148 
2025
Term LoansRevolving Loans
20252024202320222021PriorRevolving LoansTotal
(dollars in thousands)
Owner occupied124,044 79,594 102,865 130,905 108,227 193,605 14,063 753,303 
Pass123,755 66,642 97,396 119,327 104,482 177,382 12,390 701,374 
OAEM— 5,994 3,352 3,080 2,606 4,172 1,332 20,536 
Substandard289 6,958 2,117 8,498 1,139 12,051 341 31,393 
Gross Charge-offs(98)(131)(140)(1,175)(63)(42)(3)(1,652)
Gross Recoveries— — — — — 69 — 69 
Automobile and recreational vehicles545,133 287,068 217,215 204,073 87,300 46,406  1,387,195 
Pass545,133 287,057 217,215 204,061 87,300 46,397 — 1,387,163 
Substandard— 11 — 12 — — 32 
Gross Charge-offs(229)(1,401)(2,037)(2,079)(879)(400)— (7,025)
Gross Recoveries25 409 643 1,047 477 391 — 2,992 
Consumer credit cards      9,496 9,496 
Pass— — — — — — 9,496 9,496 
Gross Charge-offs— — — — — — (346)(346)
Gross Recoveries— — — — — — 79 79 
Consumer other6,592 4,881 2,331 1,074 7,711 2,308 36,282 61,179 
Pass6,592 4,881 2,331 1,074 7,711 2,308 36,280 61,177 
Substandard— — — — — — 
Gross Charge-offs(17)(91)(151)(74)(135)(1)(1,047)(1,516)
Gross Recoveries22 14 38 34 236 351 
Total$1,748,610 $1,022,254 $1,115,001 $1,463,954 $1,081,355 $1,849,252 $1,227,613 $9,508,039 
Total charge-offs$(748)$(2,585)$(3,928)$(9,158)$(2,464)$(6,506)$(12,977)$(38,366)
Total recoveries$31 $417 $830 $1,917 $541 $1,584 $3,671 $8,991 
2024
Term LoansRevolving Loans
20242023202220212020PriorTotal
(dollars in thousands)
Time and demand$144,084 $115,113 $101,483 $80,688 $47,378 $67,103 $577,746 $1,133,595 
Pass142,872 107,764 96,068 60,244 44,645 56,393 529,737 1,037,723 
OAEM1,212 2,696 3,327 11,963 1,881 4,362 39,316 64,757 
Substandard— 4,653 2,088 8,481 852 6,348 8,693 31,115 
Gross Charge-offs— (17)(45)(271)(658)(4,380)(5,760)(11,131)
Gross Recoveries— — — 208 197 29 435 
Commercial credit cards      11,718 11,718 
Pass— — — — — — 11,718 11,718 
Gross Charge-offs— — — — — — (251)(251)
Gross Recoveries— — — — — — 
Equipment finance256,015 129,463 41,842     427,320 
Pass255,572 128,560 40,779 — — — — 424,911 
OAEM443 267 421 — — — — 1,131 
Substandard— 636 642 — — — — 1,278 
Gross Charge-offs(59)(984)(977)— — — — (2,020)
Gross Recoveries— 98 76 — — — — 174 
2024
Term LoansRevolving Loans
20242023202220212020PriorRevolving LoansTotal
(dollars in thousands)
Time and demand other10,746 10,813 4,561 16,526 18,435 41,261 3,014 105,356 
Pass10,746 10,813 4,561 16,526 18,435 41,261 3,010 105,352 
OAEM— — — — — — 
Gross Charge-offs— — — — — — (2,110)(2,110)
Gross Recoveries— — — — — 10 188 198 
Construction other54,109 195,536 136,010 62,890 7,030 18,766 1,026 475,367 
Pass54,109 195,536 134,812 61,379 7,030 18,766 1,026 472,658 
OAEM— — 180 — — — — 180 
Substandard— — 1,018 1,511 — — — 2,529 
Gross Charge-offs— — (588)(504)— — — (1,092)
Gross Recoveries— — — — — — 
Construction residential1,743 3,366 1,740 1,140  28  8,017 
Pass1,743 3,366 1,740 1,140 — 28 — 8,017 
Gross Charge-offs— — — — — — — — 
Gross Recoveries— — — — — — — — 
Residential first lien47,504 147,678 369,890 475,231 296,971 331,368 1,905 1,670,547 
Pass47,504 145,898 369,111 473,418 296,170 327,934 1,833 1,661,868 
OAEM— — — 255 345 625 72 1,297 
Substandard— 1,780 779 1,558 456 2,809 — 7,382 
Gross Charge-offs— (108)(1)(20)(1)(61)— (191)
Gross Recoveries— — — — — 168 — 168 
Residential junior lien/home equity21,770 53,985 58,662 37,644 1,163 5,406 492,526 671,156 
Pass21,770 53,974 58,587 37,644 1,163 5,207 488,358 666,703 
Substandard— 11 75 — — 199 4,168 4,453 
Gross Charge-offs— — (1)— — — (291)(292)
Gross Recoveries— — — — — 32 170 202 
Multifamily25,006 6,978 235,374 141,970 79,271 108,059 487 597,145 
Pass25,006 6,978 222,965 136,872 78,844 107,573 487 578,725 
OAEM— — 12,409 5,098 427 412 — 18,346 
Substandard— — — — — 74 — 74 
Gross Charge-offs— — — — — — — — 
Gross Recoveries— — — — — — — — 
Non-owner occupied120,201 206,496 435,072 182,234 147,034 702,907 11,006 1,804,950 
Pass120,201 203,543 424,778 181,993 136,219 676,580 10,941 1,754,255 
OAEM— — 10,294 241 1,641 9,693 — 21,869 
Substandard— 2,953 — — 9,174 16,634 65 28,826 
Gross Charge-offs— — (50)— (3,761)(3,327)— (7,138)
Gross Recoveries— — — — — 59 — 59 
Owner occupied64,019 112,272 152,714 145,807 58,919 176,674 12,204 722,609 
Pass62,968 110,539 139,937 139,644 57,309 161,208 10,320 681,925 
OAEM— 876 7,002 6,129 198 4,260 1,830 20,295 
Substandard1,051 857 5,775 34 1,412 11,206 54 20,389 
Gross Charge-offs— — (141)(136)(1,050)(163)(50)(1,540)
Gross Recoveries— — — 28 — 49 41 118 
2024
Term LoansRevolving Loans
20242023202220212020PriorRevolving LoansTotal
(dollars in thousands)
Automobile and recreational vehicles403,819 316,774 321,803 152,084 71,682 14,483  1,280,645 
Pass403,803 316,734 321,776 152,052 71,674 14,459 — 1,280,498 
Substandard16 40 27 32 24 — 147 
Gross Charge-offs(310)(1,826)(3,223)(1,275)(525)(452)— (7,611)
Gross Recoveries36 415 844 468 296 351 — 2,410 
Consumer credit cards      9,865 9,865 
Pass— — — — — — 9,865 9,865 
Gross Charge-offs— — — — — — (428)(428)
Gross Recoveries— — — — — — 96 96 
Consumer other7,878 4,351 2,530 10,325 642 2,291 37,447 65,464 
Pass7,878 4,351 2,530 10,323 642 2,291 37,346 65,361 
Substandard— — — — — 101 103 
Gross Charge-offs(17)(109)(93)(102)(20)(35)(1,248)(1,624)
Gross Recoveries— — 14 21 16 111 214 376 
Total$1,156,894 $1,302,825 $1,861,681 $1,306,539 $728,525 $1,468,346 $1,158,944 $8,983,754 
Total charge-offs$(386)$(3,044)$(5,119)$(2,308)$(6,015)$(8,418)$(10,138)$(35,428)
Total recoveries$36 $513 $935 $517 $520 $983 $744 $4,248 
Portfolio Risks
The credit quality of our loan portfolio can potentially represent significant risk to our earnings, capital and liquidity. First Commonwealth devotes substantial resources to managing this risk primarily through our credit administration department that develops and administers policies and procedures for underwriting, maintaining, monitoring and collecting loans. Credit administration is independent of lending departments and oversight is provided by the Risk Committee of the First Commonwealth Board of Directors.
Total gross charge-offs for the years ended December 31, 2025 and 2024 were $38.4 million and $35.4 million, respectively.
Age Analysis of Past Due Loans by Segment
The following tables delineate the aging analysis of the recorded investments in past due loans as of December 31. Also included in these tables are loans that are 90 days or more past due and still accruing because they are well-secured and in the process of collection.
 2025
 30 - 59
days
past due
60 - 89
days
past
due
90 days
and
greater
and still
accruing
NonaccrualTotal past
due and
nonaccrual
CurrentTotal
 (dollars in thousands)
Commercial, financial, agricultural and other$5,127 $595 $217 $46,618 $52,557 $1,992,432 $2,044,989 
Time and demand2,666 125 107 45,288 48,186 1,177,868 1,226,054 
Commercial credit cards75 32 — — 107 11,301 11,408 
Equipment finance2,382 438 110 1,330 4,260 689,005 693,265 
Time and demand other— — — 114,258 114,262 
Real estate construction   1,475 1,475 461,311 462,786 
Construction other— — — 1,475 1,475 414,061 415,536 
Construction residential— — — — — 47,250 47,250 
Residential real estate8,197 1,870 581 13,019 23,667 2,336,618 2,360,285 
Residential first lien5,054 1,456 317 8,364 15,191 1,615,828 1,631,019 
 2025
 30 - 59
days
past due
60 - 89
days
past
due
90 days
and
greater
and still
accruing
NonaccrualTotal past
due and
nonaccrual
CurrentTotal
Residential junior lien/home equity3,143 414 264 4,655 8,476 720,790 729,266 
Commercial real estate1,975 10,070  30,612 42,657 3,139,452 3,182,109 
Multifamily417 — — 10 427 594,363 594,790 
Non-owner occupied534 10,070 — 14,156 24,760 1,809,256 1,834,016 
Owner occupied1,024 — — 16,446 17,470 735,833 753,303 
Loans to individuals6,733 1,225 490 32 8,480 1,449,390 1,457,870 
Automobile and recreational vehicles6,262 1,022 168 30 7,482 1,379,713 1,387,195 
Consumer credit cards50 35 — — 85 9,411 9,496 
Consumer other421 168 322 913 60,266 61,179 
Total $22,032 $13,760 $1,288 $91,756 $128,836 $9,379,203 $9,508,039 
2024
30 - 59
days
past due
60 - 89
days
past
due
90 days
and
greater
and still
accruing
NonaccrualTotal past
due and
nonaccrual
CurrentTotal
(dollars in thousands)
Commercial, financial, agricultural and other$2,379 $1,544 $26 $14,987 $18,936 $1,659,053 $1,677,989 
Time and demand649 1,126 26 14,181 15,982 1,117,613 1,133,595 
Commercial credit cards61 26 — — 87 11,631 11,718 
Equipment finance1,659 392 — 806 2,857 424,463 427,320 
Time and demand other10 — — — 10 105,346 105,356 
Real estate construction   2,529 2,529 480,855 483,384 
Construction other— — — 2,529 2,529 472,838 475,367 
Construction residential— — — — — 8,017 8,017 
Residential real estate5,677 1,659 1,588 11,587 20,511 2,321,192 2,341,703 
Residential first lien3,904 1,184 1,134 7,134 13,356 1,657,191 1,670,547 
Residential junior lien/home equity1,773 475 454 4,453 7,155 664,001 671,156 
Commercial real estate1,597 1,099  32,103 34,799 3,089,905 3,124,704 
Multifamily212 — — 20 232 596,913 597,145 
Non-owner occupied72 742 — 24,550 25,364 1,779,586 1,804,950 
Owner occupied1,313 357 — 7,533 9,203 713,406 722,609 
Loans to individuals5,020 1,143 450 250 6,863 1,349,111 1,355,974 
Automobile and recreational vehicles4,667 930 149 147 5,893 1,274,752 1,280,645 
Consumer credit cards24 28 — — 52 9,813 9,865 
Consumer other329 185 301 103 918 64,546 65,464 
Total $14,673 $5,445 $2,064 $61,456 $83,638 $8,900,116 $8,983,754 
Nonaccrual Loans
The previous tables summarize nonaccrual loans by loan segment. The Company generally places loans on nonaccrual status when the full and timely collection of interest or principal becomes uncertain, when part of the principal balance has been charged off and no restructuring has occurred, or the loans reach a certain number of days past due. Generally, loans 90 days or more past due are placed on nonaccrual status, except for consumer loans which are placed in nonaccrual status at 150 days past due. Consumer loans related to automobile and recreational vehicles are either charged off or repossessed at no later than 90 days past due.
When a loan is placed on nonaccrual, the accrued unpaid interest receivable is reversed against interest income and all future payments received are applied as a reduction to the loan principal. Generally, the loan is returned to accrual status when (a) all delinquent interest and principal become current under the terms of the loan agreement or (b) the loan is both well-secured and in the process of collection and collectability is no longer in doubt.
Nonaccrual loans in the above tables include loans with government guarantees of $31.5 million at December 31, 2025 and $8.1 million at December 31, 2024.
Nonperforming Loans
Management considers loans to be nonperforming when, based on current information and events, it is determined that the Company will not be able to collect all amounts due according to the loan contract, including scheduled interest payments. When management identifies a loan as nonperforming, the credit loss is measured based on the present value of expected future cash flows, discounted at the loan’s effective interest rate, except when the sole source or repayment for the loan is the operation or liquidation of collateral. When the loan is collateral dependent, the appraised value less estimated cost to sell is utilized. If management determines the value of the loan is less than the recorded investment in the loan, a credit loss is recognized through an allowance estimate or a charge-off to the allowance for credit losses.
When the ultimate collectability of the total principal of a nonperforming loan is in doubt and the loan is on nonaccrual status, all payments are applied to principal, under the cost recovery method. When the ultimate collectability of the total principal of a nonperforming loan is not in doubt and the loan is on nonaccrual status, contractual interest is credited to interest income when received under the cash basis method.
There were no nonperforming loans held for sale at December 31, 2025 and 2024. There were no gains on nonperforming loans held for sale during the years ended December 31, 2025, 2024 and 2023.
The following tables include the recorded investment and unpaid principal balance for nonperforming loans with the associated allowance amount, if applicable, as of December 31, 2025 and 2024. Also presented are the average recorded investment in nonperforming loans and the related amount of interest recognized while the loan was considered nonperforming. Average balances are calculated based on month-end balances of the loans for the period reported and are included in the table below based on its period end allowance position.
 2025
 Recorded
investment
Unpaid
principal
balance
Related
specific
allowance
Average
recorded
investment
Interest
income
recognized
 (dollars in thousands)
With no related specific allowance recorded:
Commercial, financial, agricultural and other$22,422 $31,583 $12,445 $135 
Time and demand21,092 30,253 11,467 135 
Equipment finance1,330 1,330 978 — 
Time and demand other— — — — 
Real estate construction1,475 1,475 1,986 106 
Construction other1,475 1,475 1,720 106 
Construction residential— — 266 — 
Residential real estate11,874 13,678 11,664 125 
Residential first lien7,219 8,148 7,147 108 
Residential junior lien/home equity4,655 5,530 4,517 17 
Commercial real estate17,853 23,807 21,659 1,624 
Multifamily10 12 252 — 
Non-owner occupied8,799 12,879 12,854 1,425 
Owner occupied9,044 10,916 8,553 199 
Loans to individuals32 78 143 5 
Automobile and recreational vehicles30 62 122 
Consumer other16 21 — 
Subtotal53,656 70,621 47,897 1,995 
With a specific allowance recorded:
Commercial, financial, agricultural and other24,196 34,249 $6,959 23,517  
Time and demand24,196 34,249 6,959 23,517 — 
Equipment finance— — — — — 
Time and demand other— — — — — 
Real estate construction  —   
Construction other— — — — — 
Construction residential— — — — — 
Residential real estate1,145 1,160 162 888  
Residential first lien1,145 1,160 162 888 — 
Residential junior lien/home equity— — — — — 
Commercial real estate12,759 12,871 2,715 6,871  
Multifamily— — — — — 
Non-owner occupied5,357 5,357 2,280 2,860 — 
Owner occupied7,402 7,514 435 4,011 — 
Loans to individuals     
Automobile and recreational vehicles— — — — — 
Consumer other— — — — — 
Subtotal38,100 48,280 9,836 31,276  
Total$91,756 $118,901 $9,836 $79,173 $1,995 
2024
Recorded
investment
Unpaid
principal
balance
Related
specific
allowance
Average
recorded
investment
Interest
income
recognized
(dollars in thousands)
With no related specific allowance recorded:
Commercial, financial, agricultural and other$5,619 $21,745 $6,580 $41 
Time and demand4,813 20,939 5,481 41 
Equipment finance806 806 1,099 — 
Time and demand other— — — — 
Real estate construction2,529 2,581 4,498  
Construction other2,529 2,581 4,498 — 
Construction residential— — — — 
Residential real estate8,875 10,524 8,360 133 
Residential first lien6,020 6,993 5,134 118 
Residential junior lien/home equity2,855 3,531 3,226 15 
Commercial real estate18,346 24,047 16,759 453 
Multifamily20 21 34 — 
Non-owner occupied16,948 22,372 15,657 173 
Owner occupied1,378 1,654 1,068 280 
Loans to individuals250 2,237 146 7 
Automobile and recreational vehicles147 2,080 135 
Consumer other103 157 11 — 
Subtotal35,619 61,134 36,343 634 
With a specific allowance recorded:
Commercial, financial, agricultural and other9,368 10,459 $4,724 5,378 71 
Time and demand9,368 10,459 4,724 5,378 71 
Equipment finance— — — — — 
Time and demand other— — — — — 
Real estate construction     
Construction other— — — — — 
Construction residential— — — — — 
Residential real estate2,712 2,885 369 1,486  
Residential first lien1,114 1,113 47 205 — 
Residential junior lien/home equity1,598 1,772 322 1,281 — 
Commercial real estate13,757 15,058 2,872 11,092  
Multifamily— — — — — 
Non-owner occupied7,602 8,686 2,093 6,634 — 
Owner occupied6,155 6,372 779 4,458 — 
Loans to individuals     
Automobile and recreational vehicles— — — — — 
Consumer other— — — — — 
Subtotal25,837 28,402 7,965 17,956 71 
Total$61,456 $89,536 $7,965 $54,299 $705 
 2023
 Average
recorded
investment
Interest
income
recognized
 (dollars in thousands)
With no related specific allowance recorded:
Commercial, financial, agricultural and other$7,895 $143 
Time and demand7,569 143 
Equipment finance326 — 
Time and demand other— — 
Real estate construction1,096  
Construction other1,096 — 
Construction residential— — 
Residential real estate6,440 136 
Residential first lien3,760 129 
Residential junior lien/home equity2,680 
Commercial real estate20,715 260 
Multifamily37 — 
Non-owner occupied18,454 122 
Owner occupied2,224 138 
Loans to individuals365 7 
Automobile and recreational vehicles299 
Consumer other66 — 
Subtotal36,511 546 
With a specific allowance recorded:
Commercial, financial, agricultural and other6,574 (16)
Time and demand6,574 (16)
Equipment finance— — 
Time and demand other— — 
Real estate construction  
Construction other— — 
Construction residential— — 
Residential real estate1,183  
Residential first lien47 — 
Residential junior lien/home equity1,136 — 
Commercial real estate655  
Multifamily— — 
Non-owner occupied397 — 
Owner occupied258 — 
Loans to individuals  
Automobile and recreational vehicles— — 
Consumer other— — 
Subtotal8,412 (16)
Total$44,923 $530 
Unfunded commitments related to nonperforming loans were $0.2 million and $0.3 million at December 31, 2025 and 2024, respectively. After consideration of the requirements to draw and available collateral related to these commitments, it was determined that no reserve was required for these commitments at December 31, 2025 or 2024.
Loan Modifications Made to Borrowers Experiencing Financial Difficulty
In accordance with ASU 2022-02, "Financial Instruments Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures" ("ASU 2022-02"), modifications to borrowers experiencing financial difficulty may include interest rate reductions, principal forgiveness, other-than-insignificant payment delay, term extensions or any combination thereof. When calculating the allowance for credit losses, these modifications are included in their respective loan segment and an allowance is determined by a loss given default and probability of default methodology
The following table presents the amortized cost basis of loan modifications made to borrowers experiencing financial difficulty as of December 31:
2025
Rate ReductionTerm ExtensionPayment DeferralTerm Extension and Payment DeferralRate Reduction, Term Extension and Payment DeferralTotalPercentage of Total Loans and Leases
(dollars in thousands)
Commercial, financial, agricultural and other$ $ $2,522 $989 $ $3,511 0.17 %
Time and demand— — 2,522 864 — 3,386 0.28 
Equipment finance— — — 125 — 125 0.02 
Residential real estate  24 2,370  2,394 0.10 
Residential first lien— — — 2,349 — 2,349 0.14 
Residential junior lien/home equity— — 24 21 — 45 0.01 
Commercial real estate 6,198   3,201 9,399 0.30 
Non-owner occupied— 6,198 — — 3,201 9,399 0.51 
Total $ $6,198 $2,546 $3,359 $3,201 $15,304 0.16 %
2024
Rate ReductionTerm ExtensionPayment DeferralTerm Extension and Payment DeferralRate Reduction, Term Extension and Payment DeferralTotalPercentage of Total Loans and Leases
(dollars in thousands)
Commercial, financial, agricultural and other$236 $2,855 $ $780 $ $3,871 0.23 %
Time and demand236 2,855 — 780 — 3,871 0.34 
Real estate construction 180    180 0.04 
Construction other— 180 — — — 180 0.04 
Residential real estate 160 96 1,565  1,821 0.08 
Residential first lien— 160 — 1,464 — 1,624 0.10 
Residential junior lien/home equity— — 96 101 — 197 0.03 
Commercial real estate 123 9,673   9,796 0.31 
Non-owner occupied— 123 — — — 123 0.01 
Owner occupied— — 9,673 — — 9,673 1.34 
Loans to individuals 10  8 12 30  
Automobile and recreational vehicles— 10 — 12 30 — 
Total$236 $3,328 $9,769 $2,353 $12 $15,698 0.17 %
2023
Rate ReductionTerm ExtensionPayment DeferralTerm Extension and Payment DeferralRate Reduction, Term Extension and Payment DeferralTotalPercentage of Total Loans and Leases
(dollars in thousands)
Commercial, financial, agricultural and other$50 $ $ $ $ $50  %
Time and demand50 — — — — 50 — 
Residential real estate21 303  434  758 0.03 
Residential first lien21 303 — 434 — 758 0.04 
Commercial real estate  9,663   9,663 0.32 
Owner occupied— — 9,663 — — 9,663 1.33 
Total$71 $303 $9,663 $434 $ $10,471 0.12 %
The following table describes the financial effect of the modifications made to borrowers experiencing financial difficulty as of December 31:
2025
Rate ReductionTerm Extension (Years)Principal ForgivenessPayment Deferral (Years)
(dollars in thousands)
Commercial, financial, agricultural and other %1.4$ 0.5
Time and demand— 1.3— 0.5
Equipment finance— 2.4— 0.5
Residential real estate 1.0 0.5
Residential first lien— 1.0— 0.5
Residential junior lien/home equity— 2.1— 0.5
Commercial real estate4.00 0.8 0.8
Non-owner occupied4.00 0.8— 0.8
Total 4.00 %0.9$ 0.6
2024
Rate ReductionTerm Extension (Years)Principal ForgivenessPayment Deferral (Years)
(dollars in thousands)
Commercial, financial, agricultural and other1.86 %1.9$ 1.0
Time and demand1.86 1.9— 1.0
Real estate construction 10.0 0.0
Construction other— 10.0— 0.0
Residential real estate 3.5 0.8
Residential first lien— 3.4— 0.9
Residential junior lien/home equity— 4.0— 0.7
Commercial real estate 0.9 0.4
Non-owner occupied— 0.9— 0.0
Owner occupied— 0.0— 0.4
Loans to individuals2.39 2.6 0.4
Automobile and recreational vehicles2.39 2.6— 0.4
Total1.89 %2.6$ 0.5
2023
Rate ReductionTerm Extension (Years)Principal ForgivenessPayment Deferral (Years)
(dollars in thousands)
Commercial, financial, agricultural and other4.00 %0.0$ 0.0
Time and demand4.00 0.0— 0.0
Residential real estate2.25 3.1 0.5
Residential first lien2.25 3.1— 0.5
Commercial real estate 0.0 0.5
Owner occupied— 0.0— 0.5
Total3.49 %3.1$ 0.5
A modification is considered to be in default when the loan is 90 days or more past due. The following table shows modifications considered to be in default as of December 31:
20252024
Number of ContractsBalanceNumber of ContractsBalance
(dollars in thousands)
Commercial, financial, agricultural and other1 $2,522  $ 
Time and demand2,522 — — 
Residential real estate2 321 2 179 
Residential first lien321 179 
Total3 $2,843 2 $179 
The following tables shows the payment status of loans that have been modified in the last twelve months prior to December 31:
2025
Current30 - 59 days past due60 - 89 days past due90 days or greater and still accruingTotal
(dollars in thousands)
Commercial, financial, agricultural and other$989 $ $ $2,522 $3,511 
Time and demand864 — — 2,522 3,386 
Equipment finance125 — — — 125 
Residential real estate227 1,823 23 321 2,394 
Residential first lien182 1,823 23 321 2,349 
Residential junior lien/home equity45 — — — 45 
Commercial real estate9,399    9,399 
Non-owner occupied9,399 — — — 9,399 
Total $10,615 $1,823 $23 $2,843 $15,304 
2024
Current30 - 59 days past due60 - 89 days past due90 days or greater and still accruingTotal
(dollars in thousands)
Commercial, financial, agricultural and other$3,871 $ $ $ $3,871 
Time and demand3,871 — — — 3,871 
Real estate construction180    180 
Construction other180 — — — 180 
Residential real estate1,455 88 99 179 1,821 
Residential first lien1,258 88 99 179 1,624 
Residential junior lien/home equity197 — — — 197 
Commercial real estate9,796    9,796 
Non-owner occupied123 — — — 123 
Owner occupied9,673 — — — 9,673 
Loans to individuals30    30 
Automobile and recreational vehicles30 — — — 30 
Total$15,332 $88 $99 $179 $15,698 
The following tables provide detail related to the allowance for credit losses for the years ended December 31.
 2025
Beginning balanceAllowance for credit loss on PCD acquired loansCharge-offsRecoveries
Provision (credit)a
Ending balance
(dollars in thousands)
Commercial, financial, agricultural and other$29,131 $1,616 $(20,252)$5,118 $22,536 $38,149 
Time and demand19,433 1,616 (16,182)4,223 13,133 22,223 
Commercial credit cards182 — (302)35 262 177 
Equipment finance7,844  (2,288)626 7,956 14,138 
Time and demand other1,672  (1,480)234 1,185 1,611 
Real estate construction6,030 810 (1,294) 2,262 7,808 
Construction other5,916 182 (732)— 1,752 7,118 
Construction residential114 628 (562)— 510 690 
Residential real estate22,396 45 (745)234 (301)21,629 
Residential first lien15,758 38 (501)66 (305)15,056 
Residential junior lien/home equity6,638 (244)168 6,573 
Commercial real estate40,232 1,087 (7,188)217 5,923 40,271 
Multifamily5,431 120 (766)— 743 5,528 
Non-owner occupied23,332 943 (4,770)148 5,212 24,865 
Owner occupied11,469 24 (1,652)69 (32)9,878 
Loans to individuals21,117 2 (8,887)3,422 2,257 17,911 
Automobile and recreational vehicles18,693 (7,025)2,992 301 14,962 
Consumer credit cards341 — (346)79 399 473 
Consumer other2,083 (1,516)351 1,557 2,476 
Total$118,906 $3,560 $(38,366)$8,991 $32,677 $125,768 
a) The provision (credit) shown here includes the day 1 provision on non-PCD loans acquired from Center and excludes the provision for off-balance sheet credit exposure included in the income statement.
 2024
Beginning balanceCharge-offsRecoveries
Provision (credit)a
Ending balance
(dollars in thousands)
Commercial, financial, agricultural and other$27,996 $(15,512)$813 $15,834 $29,131 
Time and demand22,819 (11,131)435 7,310 19,433 
Commercial credit cards278 (251)149 182 
Equipment finance3,399 (2,020)174 6,291 7,844 
Time and demand other1,500 (2,110)198 2,084 1,672 
Real estate construction7,418 (1,092)6 (302)6,030 
Construction other6,448 (1,092)554 5,916 
Construction residential970 — — (856)114 
Residential real estate23,901 (483)370 (1,392)22,396 
Residential first lien16,975 (191)168 (1,194)15,758 
Residential junior lien/home equity6,926 (292)202 (198)6,638 
Commercial real estate37,071 (8,678)177 11,662 40,232 
Multifamily5,233 — — 198 5,431 
Non-owner occupied19,995 (7,138)59 10,416 23,332 
Owner occupied11,843 (1,540)118 1,048 11,469 
Loans to individuals21,332 (9,663)2,882 6,566 21,117 
Automobile and recreational vehicles19,142 (7,611)2,410 4,752 18,693 
Consumer credit cards372 (428)96 301 341 
Consumer other1,818 (1,624)376 1,513 2,083 
Total$117,718 $(35,428)$4,248 $32,368 $118,906 
a) The provision (credit) shown here excludes the provision for off-balance sheet credit exposure included in the income statement.
 2023
Beginning balanceAllowance for credit loss on PCD acquired loansCharge-offsRecoveries
Provision (credit)a
Ending balance
(dollars in thousands)
Commercial, financial, agricultural and other$22,650 $19,417 $(19,199)$498 $4,630 $27,996 
Time and demand20,040 19,417 (16,147)260 (751)22,819 
Commercial credit cards335 — (105)13 35 278 
Equipment finance1,086 — (537)— 2,850 3,399 
Time and demand other1,189 — (2,410)225 2,496 1,500 
Real estate construction8,822 287   (1,691)7,418 
Construction other6,360 227 — — (139)6,448 
Construction residential2,462 60 — — (1,552)970 
Residential real estate21,412 527 (561)247 2,276 23,901 
Residential first lien14,822 197 (246)177 2,025 16,975 
Residential junior lien/home equity6,590 330 (315)70 251 6,926 
Commercial real estate28,804 6,971 (6,277)151 7,422 37,071 
Multifamily4,726 234 — — 273 5,233 
Non-owner occupied16,426 2,739 (4,705)127 5,408 19,995 
Owner occupied7,652 3,998 (1,572)24 1,741 11,843 
Loans to individuals21,218 3 (7,230)2,219 5,122 21,332 
Automobile and recreational vehicles18,819 (5,587)1,832 4,075 19,142 
Consumer credit cards412 — (290)87 163 372 
Consumer other1,987 — (1,353)300 884 1,818 
Total$102,906 $27,205 $(33,267)$3,115 $17,759 $117,718 
a) The provision (credit) shown here includes the day 1 provision on non-PCD loans acquired from Centric and excludes the provision for off-balance sheet credit exposure included in the income statement.
Loans and Leases and Allowance for Credit Losses
Loans and leases are presented in the Consolidated Statements of Financial Condition net of deferred loan fees and costs, and discounts related to purchased loans. Net deferred costs were $21.2 million and $14.7 million as of December 31, 2025 and 2024, respectively, and discounts on purchased loans were $20.2 million and $18.9 million at December 31, 2025 and 2024, respectively. The following table provides outstanding balances related to each of our loan types as of December 31:
20252024
 (dollars in thousands)
Commercial, financial, agricultural and other$2,044,989 $1,677,989 
Time and demand1,226,054 1,133,595 
Commercial credit cards11,408 11,718 
Equipment finance693,265 427,320 
Time and demand other114,262 105,356 
Real estate construction462,786 483,384 
Construction other415,536 475,367 
Construction residential47,250 8,017 
Residential real estate2,360,285 2,341,703 
Residential first lien1,631,019 1,670,547 
Residential junior lien/home equity729,266 671,156 
Commercial real estate3,182,109 3,124,704 
Multifamily594,790 597,145 
Non-owner occupied1,834,016 1,804,950 
Owner occupied753,303 722,609 
Loans to individuals1,457,870 1,355,974 
Automobile and recreational vehicles1,387,195 1,280,645 
Consumer credit cards9,496 9,865 
Consumer other61,179 65,464 
Total loans and leases$9,508,039 $8,983,754 
First Commonwealth’s loan portfolio includes five primary loan categories. When calculating the allowance for credit losses these categories are classified into fourteen portfolio segments. The composition of loans by portfolio segment includes:
Commercial, financial, agricultural and other
Time & Demand - Consists primarily of commercial and industrial loans. This category consists of loans that are typically cash flow dependent and therefore have different risk and loss characteristics than other commercial loans. Loans in this category include revolving and term structures with fixed and variable interest rates. The primary macroeconomic drivers for estimating
credit losses for this category include forecasts of business bankruptcies and economic conditions measured by GDP. In the
third quarter of 2025, as a result of a periodic review of loss history and loss drivers, business bankruptcies replaced national
unemployment as one of the primary macroeconomic drivers in this category.
Commercial Credit Cards - Consists of unsecured credit cards for commercial customers. These commercial credit cards have separate characteristics outside of normal commercial non-real estate loans, as they tend to have shorter overall duration. The
primary macroeconomic drivers for estimating credit losses for this category include forecasts of business bankruptcies and
economic conditions measured by GDP. In the third quarter of 2025, as a result of a periodic review of loss history and loss
drivers, business bankruptcies replaced national unemployment as one of the primary macroeconomic drivers in this category.
Equipment Finance - Consists of loans and leases to finance the purchase of equipment for commercial customers. The risk and loss characteristics are unique for this group due to the type of collateral. The primary macroeconomic drivers for estimating
credit losses for this category include forecasts of business bankruptcies and economic conditions measured by GDP. In the
third quarter of 2025, as a result of a periodic review of loss history and loss drivers, business bankruptcies replaced national
unemployment as one of the primary macroeconomic drivers in this category.
Time & Demand Other - Consists primarily of loans to state and political subdivisions and other commercial loans that have different characteristics than loans in the Time and Demand category. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of household obligations ratio and economic conditions measured by GDP.
Real estate construction
Construction Other - Consists of construction loans to commercial builders and developers and are secured by the properties under development.
Construction Residential - Consists of loans to finance the construction of residential properties during the construction period. Borrowers are typically individuals who will occupy the completed single-family property.
The risk and loss characteristics of these two construction categories are different than other real estate secured categories due to the collateral being at various stages of completion. The nature of the project and type of borrower of the two construction categories provides for unique risk and loss characteristics for each category. The primary macroeconomic drivers for estimating credit losses for construction loans include forecasts of national unemployment and measures of completed construction projects.
Residential real estate
Residential first lien - Consists of loans with collateral of 1-4 family residencies with a senior lien position. The risk and loss characteristics are unique for this group because the collateral for these loans are the borrower’s primary residence. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of national unemployment and residential property values.
Residential Junior Lien/Home Equity - Consists of loans with collateral of 1-4 family residencies with an open-ended line of credit or junior lien position. The junior lien position for the majority of these loans provides a higher risk of loss than other residential real estate loans. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of national unemployment and residential property values.
Commercial real estate
Multifamily - Consists of loans secured by commercial multifamily properties. Real estate related to rentals to consumers provide unique risk and loss characteristics. The primary macroeconomic drivers for estimating credit losses for this category
include forecasts of completed multifamily construction projects and national unemployment. In the third quarter of 2025, as a
result of a periodic review of loss history and loss drivers, completed multifamily construction projects replaced commercial
real estate values as one of the primary macroeconomic drivers in this category.
Non-owner Occupied - Consists of loans secured by commercial real estate non-owner occupied and provides different loss characteristics than other real estate categories. The primary macroeconomic drivers for estimating credit losses for this
category include forecasts of national unemployment and changes in the price of commercial real estate. In the third quarter of
2025, as a result of a periodic review of loss history and loss drivers, changes in the price of commercial real estate replaced
economic conditions measured by GDP as one of the primary macroeconomic drivers in this category.
Owner Occupied - Consists of loans secured by commercial real estate owner occupied properties. The risk and loss characteristics of this category were considered different than other real estate categories because it is owner occupied and would impact the ability to conduct business. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of national unemployment and economic conditions measured by GDP.
Loans to individuals
Automobile and recreational vehicles - Consists of both direct and indirect loans with automobiles and recreational vehicles held as collateral. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of
automobile retention value and business bankruptcies. In the third quarter of 2025, as a result of a periodic review of loss
history and loss drivers, business bankruptcies replaced consumer sentiment as one of the primary macroeconomic drivers in
this category. This change reflects the view that business bankruptcies are better correlated with defaults in this category at this
point in the economic cycle.
Consumer Credit Cards – Consists of unsecured consumer credit cards. The primary macroeconomic drivers for estimating
credit losses for this category include forecasts of consumer sentiment and median family income. In the third quarter of 2025, as a result of a periodic review of loss history and loss drivers, median family income projections replaced economic conditions
measured by GDP as one of the primary macroeconomic drivers in this category.
Other Consumer - Consists of lines of credit, student loans and other consumer loans, not secured by real estate or autos. The primary macroeconomic drivers for estimating credit losses for this category include forecasts of consumer confidence and retail sales.
Calculation of the Allowance for Credit Losses
The allowance for credit losses is calculated by pooling loans of similar credit risk characteristics and applying a discounted cash flow methodology after incorporating probability of default and loss given default estimates. Probability of default represents an estimate of the likelihood of default and loss given default measures the expected loss upon default. Inputs impacting the expected losses include a forecast of macroeconomic factors, using a weighted forecast from a nationally recognized firm. Our model incorporates a one-year forecast of macroeconomic factors, after which the factors revert back to the historical mean over a one-year period. The most significant macroeconomic factor used in estimating credit losses is the national unemployment rate. The forecasted value for national unemployment at the beginning of the forecast period was 4.35% and during the one-year forecast period it was projected to average 5.25%, with a peak of 5.56%.
Credit Quality Information
As part of the on-going monitoring of credit quality within the loan portfolio, the following credit worthiness categories are used in grading our commercial loans:
Pass
Acceptable levels of risk exist in the relationship. Includes all loans not classified as OAEM, substandard or doubtful.
Other Assets Especially Mentioned (OAEM)Potential weaknesses that deserve management’s close attention. The potential weaknesses may result in deterioration of the repayment prospects or weaken the Bank’s credit position at some future date. The credit risk may be relatively minor, yet constitute an undesirable risk in light of the circumstances surrounding the specific credit. No loss of principal or interest is expected.
SubstandardWell-defined weakness or a weakness that jeopardizes the repayment of the debt. A loan may be classified as substandard as a result of deterioration of the borrower’s financial condition and repayment capacity. Loans for which repayment plans have not been met or collateral equity margins do not protect the Company may also be classified as substandard.
DoubtfulLoans with the characteristics of substandard loans with the added characteristic that collection or liquidation in full, on the basis of presently existing facts and conditions, is highly improbable.
The Company’s internal creditworthiness grading system provides a measurement of credit risk based primarily on an evaluation of the borrower’s cash flow and collateral. Category ratings are reviewed each quarter, at which time management analyzes the results, as well as other external statistics and factors related to loan performance.
The following tables represent our credit risk profile by creditworthiness category. In the table for the year ended December 31, 2025, the balance of the doubtful category has been fully provided for in the allowance for credit losses. Information included in the following tables are for years ended December 31:
 2025
Non-Pass
 PassOAEMSubstandardDoubtfulLossTotal Non-PassTotal
 (dollars in thousands)
Commercial, financial, agricultural and other$1,924,977 $53,739 $65,381 $892 $ $120,012 $2,044,989 
Time and demand1,112,673 49,765 62,724 892 — 113,381 1,226,054 
Commercial credit cards11,408 — — — — — 11,408 
Equipment finance686,636 3,972 2,657 — — 6,629 693,265 
Time and demand other114,260 — — — 114,262 
Real estate construction460,716 463 1,607   2,070 462,786 
Construction other413,466 463 1,607 — — 2,070 415,536 
Construction residential47,250 — — — — — 47,250 
Residential real estate2,342,701 4,402 13,182   17,584 2,360,285 
Residential first lien1,618,090 4,402 8,527 — — 12,929 1,631,019 
Residential junior lien/home equity724,611 — 4,655 — — 4,655 729,266 
Commercial real estate3,054,645 69,182 58,282   127,464 3,182,109 
Multifamily575,330 7,718 11,742 — — 19,460 594,790 
Non-owner occupied1,777,941 40,928 15,147 — — 56,075 1,834,016 
Owner occupied701,374 20,536 31,393 — — 51,929 753,303 
Loans to individuals1,457,836  34   34 1,457,870 
Automobile and recreational vehicles1,387,163 — 32 — — 32 1,387,195 
Consumer credit cards9,496 — — — — — 9,496 
Consumer other61,177 — — — 61,179 
Total $9,240,875 $127,786 $138,486 $892 $ $267,164 $9,508,039 
 2024
Non-Pass
 PassOAEMSubstandardDoubtfulLossTotal Non-PassTotal
 (dollars in thousands)
Commercial, financial, agricultural and other$1,579,704 $65,892 $32,393 $ $ $98,285 $1,677,989 
Time and demand1,037,723 64,757 31,115 — — 95,872 1,133,595 
Commercial credit cards11,718 — — — — — 11,718 
Equipment finance424,911 1,131 1,278 — — 2,409 427,320 
Time and demand other105,352 — — — 105,356 
Real estate construction480,675 180 2,529   2,709 483,384 
Construction other472,658 180 2,529 — — 2,709 475,367 
Construction residential8,017 — — — — — 8,017 
Residential real estate2,328,571 1,297 11,835   13,132 2,341,703 
Residential first lien1,661,868 1,297 7,382 — — 8,679 1,670,547 
Residential junior lien/home equity666,703 — 4,453 — — 4,453 671,156 
Commercial real estate3,014,905 60,510 49,289   109,799 3,124,704 
Multifamily578,725 18,346 74 — — 18,420 597,145 
Non-owner occupied1,754,255 21,869 28,826 — — 50,695 1,804,950 
Owner occupied681,925 20,295 20,389 — — 40,684 722,609 
Loans to individuals1,355,724  250   250 1,355,974 
Automobile and recreational vehicles1,280,498 — 147 — — 147 1,280,645 
Consumer credit cards9,865 — — — — — 9,865 
Consumer other65,361 — 103 — — 103 65,464 
Total $8,759,579 $127,879 $96,296 $ $ $224,175 $8,983,754 
The following table summarizes the loan risk rating category by loan type including term loans on an amortized cost basis by origination year as of December 31:
2025
Term LoansRevolving Loans
20252024202320222021PriorTotal
(dollars in thousands)
Time and demand$144,802 $143,570 $95,587 $90,711 $66,053 $94,425 $590,906 $1,226,054 
Pass138,416 129,314 90,204 82,891 55,709 84,813 531,326 1,112,673 
OAEM1,615 10,115 2,639 2,655 1,888 1,888 28,965 49,765 
Substandard4,771 4,141 2,744 5,165 8,456 7,724 29,723 62,724 
Doubtful— — — — — — 892 892 
Gross Charge-offs(305)(283)(400)(2,897)(389)(2,368)(9,540)(16,182)
Gross Recoveries— — — 402 26 862 2,933 4,223 
Commercial credit cards      11,408 11,408 
Pass— — — — — — 11,408 11,408 
Gross Charge-offs— — — — — — (302)(302)
Gross Recoveries— — — — — — 35 35 
2025
Term LoansRevolving Loans
20252024202320222021PriorRevolving LoansTotal
(dollars in thousands)
Equipment finance385,806 195,713 87,528 24,218    693,265 
Pass385,724 192,228 85,679 23,005 — — — 686,636 
OAEM82 2,588 740 562 — — — 3,972 
Substandard— 897 1,109 651 — — — 2,657 
Gross Charge-offs(89)(673)(418)(1,108)— — — (2,288)
Gross Recoveries— 165 454 — — — 626 
Time and demand other9,347 10,927 12,347 4,079 15,114 50,358 12,090 114,262 
Pass9,347 10,927 12,347 4,079 15,114 50,358 12,088 114,260 
OAEM— — — — — — 
Gross Charge-offs— — — — — — (1,480)(1,480)
Gross Recoveries— — — — — 233 234 
Construction other149,758 78,078 115,404 32,501 28,324 8,905 2,566 415,536 
Pass149,758 78,078 115,115 32,327 26,849 8,773 2,566 413,466 
OAEM— — 289 174 — — — 463 
Substandard— — — — 1,475 132 — 1,607 
Gross Charge-offs(10)— (359)(355)— — (8)(732)
Gross Recoveries— — — — — — — — 
Construction residential18,358 6,101 16,798 3,449 1,055  1,489 47,250 
Pass18,358 6,101 16,798 3,449 1,055 — 1,489 47,250 
Gross Charge-offs— — — — (562)— — (562)
Gross Recoveries— — — — — — — — 
Residential first lien86,293 55,820 136,773 343,907 438,644 567,149 2,433 1,631,019 
Pass86,284 55,582 134,414 339,023 436,767 563,651 2,369 1,618,090 
OAEM— — — 3,474 169 695 64 4,402 
Substandard238 2,359 1,410 1,708 2,803 — 8,527 
Gross Charge-offs— (4)(330)(17)(105)(45)— (501)
Gross Recoveries— — — — — 66 — 66 
Residential junior lien/home equity51,282 17,507 44,622 47,598 31,875 4,869 531,513 729,266 
Pass51,282 17,507 44,611 47,523 31,875 4,678 527,135 724,611 
Substandard— — 11 75 — 191 4,378 4,655 
Gross Charge-offs— — — — — — (244)(244)
Gross Recoveries— — — — — 13 155 168 
Multifamily32,759 33,307 70,651 196,678 110,591 148,908 1,896 594,790 
Pass32,759 33,307 70,651 183,418 105,594 148,005 1,596 575,330 
OAEM— — — 1,563 4,997 858 300 7,718 
Substandard— — — 11,697 — 45 — 11,742 
Gross Charge-offs— — — (169)(92)(505)— (766)
Gross Recoveries— — — — — — — — 
Non-owner occupied194,436 109,688 212,880 384,761 186,461 732,319 13,471 1,834,016 
Pass194,436 109,688 212,880 374,468 179,869 693,195 13,405 1,777,941 
OAEM— — — 9,201 6,592 25,135 — 40,928 
Substandard— — — 1,092 — 13,989 66 15,147 
Gross Charge-offs— (2)(93)(1,284)(239)(3,145)(7)(4,770)
Gross Recoveries— — — — — 148 — 148 
2025
Term LoansRevolving Loans
20252024202320222021PriorRevolving LoansTotal
(dollars in thousands)
Owner occupied124,044 79,594 102,865 130,905 108,227 193,605 14,063 753,303 
Pass123,755 66,642 97,396 119,327 104,482 177,382 12,390 701,374 
OAEM— 5,994 3,352 3,080 2,606 4,172 1,332 20,536 
Substandard289 6,958 2,117 8,498 1,139 12,051 341 31,393 
Gross Charge-offs(98)(131)(140)(1,175)(63)(42)(3)(1,652)
Gross Recoveries— — — — — 69 — 69 
Automobile and recreational vehicles545,133 287,068 217,215 204,073 87,300 46,406  1,387,195 
Pass545,133 287,057 217,215 204,061 87,300 46,397 — 1,387,163 
Substandard— 11 — 12 — — 32 
Gross Charge-offs(229)(1,401)(2,037)(2,079)(879)(400)— (7,025)
Gross Recoveries25 409 643 1,047 477 391 — 2,992 
Consumer credit cards      9,496 9,496 
Pass— — — — — — 9,496 9,496 
Gross Charge-offs— — — — — — (346)(346)
Gross Recoveries— — — — — — 79 79 
Consumer other6,592 4,881 2,331 1,074 7,711 2,308 36,282 61,179 
Pass6,592 4,881 2,331 1,074 7,711 2,308 36,280 61,177 
Substandard— — — — — — 
Gross Charge-offs(17)(91)(151)(74)(135)(1)(1,047)(1,516)
Gross Recoveries22 14 38 34 236 351 
Total$1,748,610 $1,022,254 $1,115,001 $1,463,954 $1,081,355 $1,849,252 $1,227,613 $9,508,039 
Total charge-offs$(748)$(2,585)$(3,928)$(9,158)$(2,464)$(6,506)$(12,977)$(38,366)
Total recoveries$31 $417 $830 $1,917 $541 $1,584 $3,671 $8,991 
2024
Term LoansRevolving Loans
20242023202220212020PriorTotal
(dollars in thousands)
Time and demand$144,084 $115,113 $101,483 $80,688 $47,378 $67,103 $577,746 $1,133,595 
Pass142,872 107,764 96,068 60,244 44,645 56,393 529,737 1,037,723 
OAEM1,212 2,696 3,327 11,963 1,881 4,362 39,316 64,757 
Substandard— 4,653 2,088 8,481 852 6,348 8,693 31,115 
Gross Charge-offs— (17)(45)(271)(658)(4,380)(5,760)(11,131)
Gross Recoveries— — — 208 197 29 435 
Commercial credit cards      11,718 11,718 
Pass— — — — — — 11,718 11,718 
Gross Charge-offs— — — — — — (251)(251)
Gross Recoveries— — — — — — 
Equipment finance256,015 129,463 41,842     427,320 
Pass255,572 128,560 40,779 — — — — 424,911 
OAEM443 267 421 — — — — 1,131 
Substandard— 636 642 — — — — 1,278 
Gross Charge-offs(59)(984)(977)— — — — (2,020)
Gross Recoveries— 98 76 — — — — 174 
2024
Term LoansRevolving Loans
20242023202220212020PriorRevolving LoansTotal
(dollars in thousands)
Time and demand other10,746 10,813 4,561 16,526 18,435 41,261 3,014 105,356 
Pass10,746 10,813 4,561 16,526 18,435 41,261 3,010 105,352 
OAEM— — — — — — 
Gross Charge-offs— — — — — — (2,110)(2,110)
Gross Recoveries— — — — — 10 188 198 
Construction other54,109 195,536 136,010 62,890 7,030 18,766 1,026 475,367 
Pass54,109 195,536 134,812 61,379 7,030 18,766 1,026 472,658 
OAEM— — 180 — — — — 180 
Substandard— — 1,018 1,511 — — — 2,529 
Gross Charge-offs— — (588)(504)— — — (1,092)
Gross Recoveries— — — — — — 
Construction residential1,743 3,366 1,740 1,140  28  8,017 
Pass1,743 3,366 1,740 1,140 — 28 — 8,017 
Gross Charge-offs— — — — — — — — 
Gross Recoveries— — — — — — — — 
Residential first lien47,504 147,678 369,890 475,231 296,971 331,368 1,905 1,670,547 
Pass47,504 145,898 369,111 473,418 296,170 327,934 1,833 1,661,868 
OAEM— — — 255 345 625 72 1,297 
Substandard— 1,780 779 1,558 456 2,809 — 7,382 
Gross Charge-offs— (108)(1)(20)(1)(61)— (191)
Gross Recoveries— — — — — 168 — 168 
Residential junior lien/home equity21,770 53,985 58,662 37,644 1,163 5,406 492,526 671,156 
Pass21,770 53,974 58,587 37,644 1,163 5,207 488,358 666,703 
Substandard— 11 75 — — 199 4,168 4,453 
Gross Charge-offs— — (1)— — — (291)(292)
Gross Recoveries— — — — — 32 170 202 
Multifamily25,006 6,978 235,374 141,970 79,271 108,059 487 597,145 
Pass25,006 6,978 222,965 136,872 78,844 107,573 487 578,725 
OAEM— — 12,409 5,098 427 412 — 18,346 
Substandard— — — — — 74 — 74 
Gross Charge-offs— — — — — — — — 
Gross Recoveries— — — — — — — — 
Non-owner occupied120,201 206,496 435,072 182,234 147,034 702,907 11,006 1,804,950 
Pass120,201 203,543 424,778 181,993 136,219 676,580 10,941 1,754,255 
OAEM— — 10,294 241 1,641 9,693 — 21,869 
Substandard— 2,953 — — 9,174 16,634 65 28,826 
Gross Charge-offs— — (50)— (3,761)(3,327)— (7,138)
Gross Recoveries— — — — — 59 — 59 
Owner occupied64,019 112,272 152,714 145,807 58,919 176,674 12,204 722,609 
Pass62,968 110,539 139,937 139,644 57,309 161,208 10,320 681,925 
OAEM— 876 7,002 6,129 198 4,260 1,830 20,295 
Substandard1,051 857 5,775 34 1,412 11,206 54 20,389 
Gross Charge-offs— — (141)(136)(1,050)(163)(50)(1,540)
Gross Recoveries— — — 28 — 49 41 118 
2024
Term LoansRevolving Loans
20242023202220212020PriorRevolving LoansTotal
(dollars in thousands)
Automobile and recreational vehicles403,819 316,774 321,803 152,084 71,682 14,483  1,280,645 
Pass403,803 316,734 321,776 152,052 71,674 14,459 — 1,280,498 
Substandard16 40 27 32 24 — 147 
Gross Charge-offs(310)(1,826)(3,223)(1,275)(525)(452)— (7,611)
Gross Recoveries36 415 844 468 296 351 — 2,410 
Consumer credit cards      9,865 9,865 
Pass— — — — — — 9,865 9,865 
Gross Charge-offs— — — — — — (428)(428)
Gross Recoveries— — — — — — 96 96 
Consumer other7,878 4,351 2,530 10,325 642 2,291 37,447 65,464 
Pass7,878 4,351 2,530 10,323 642 2,291 37,346 65,361 
Substandard— — — — — 101 103 
Gross Charge-offs(17)(109)(93)(102)(20)(35)(1,248)(1,624)
Gross Recoveries— — 14 21 16 111 214 376 
Total$1,156,894 $1,302,825 $1,861,681 $1,306,539 $728,525 $1,468,346 $1,158,944 $8,983,754 
Total charge-offs$(386)$(3,044)$(5,119)$(2,308)$(6,015)$(8,418)$(10,138)$(35,428)
Total recoveries$36 $513 $935 $517 $520 $983 $744 $4,248 
Portfolio Risks
The credit quality of our loan portfolio can potentially represent significant risk to our earnings, capital and liquidity. First Commonwealth devotes substantial resources to managing this risk primarily through our credit administration department that develops and administers policies and procedures for underwriting, maintaining, monitoring and collecting loans. Credit administration is independent of lending departments and oversight is provided by the Risk Committee of the First Commonwealth Board of Directors.
Total gross charge-offs for the years ended December 31, 2025 and 2024 were $38.4 million and $35.4 million, respectively.
Age Analysis of Past Due Loans by Segment
The following tables delineate the aging analysis of the recorded investments in past due loans as of December 31. Also included in these tables are loans that are 90 days or more past due and still accruing because they are well-secured and in the process of collection.
 2025
 30 - 59
days
past due
60 - 89
days
past
due
90 days
and
greater
and still
accruing
NonaccrualTotal past
due and
nonaccrual
CurrentTotal
 (dollars in thousands)
Commercial, financial, agricultural and other$5,127 $595 $217 $46,618 $52,557 $1,992,432 $2,044,989 
Time and demand2,666 125 107 45,288 48,186 1,177,868 1,226,054 
Commercial credit cards75 32 — — 107 11,301 11,408 
Equipment finance2,382 438 110 1,330 4,260 689,005 693,265 
Time and demand other— — — 114,258 114,262 
Real estate construction   1,475 1,475 461,311 462,786 
Construction other— — — 1,475 1,475 414,061 415,536 
Construction residential— — — — — 47,250 47,250 
Residential real estate8,197 1,870 581 13,019 23,667 2,336,618 2,360,285 
Residential first lien5,054 1,456 317 8,364 15,191 1,615,828 1,631,019 
 2025
 30 - 59
days
past due
60 - 89
days
past
due
90 days
and
greater
and still
accruing
NonaccrualTotal past
due and
nonaccrual
CurrentTotal
Residential junior lien/home equity3,143 414 264 4,655 8,476 720,790 729,266 
Commercial real estate1,975 10,070  30,612 42,657 3,139,452 3,182,109 
Multifamily417 — — 10 427 594,363 594,790 
Non-owner occupied534 10,070 — 14,156 24,760 1,809,256 1,834,016 
Owner occupied1,024 — — 16,446 17,470 735,833 753,303 
Loans to individuals6,733 1,225 490 32 8,480 1,449,390 1,457,870 
Automobile and recreational vehicles6,262 1,022 168 30 7,482 1,379,713 1,387,195 
Consumer credit cards50 35 — — 85 9,411 9,496 
Consumer other421 168 322 913 60,266 61,179 
Total $22,032 $13,760 $1,288 $91,756 $128,836 $9,379,203 $9,508,039 
2024
30 - 59
days
past due
60 - 89
days
past
due
90 days
and
greater
and still
accruing
NonaccrualTotal past
due and
nonaccrual
CurrentTotal
(dollars in thousands)
Commercial, financial, agricultural and other$2,379 $1,544 $26 $14,987 $18,936 $1,659,053 $1,677,989 
Time and demand649 1,126 26 14,181 15,982 1,117,613 1,133,595 
Commercial credit cards61 26 — — 87 11,631 11,718 
Equipment finance1,659 392 — 806 2,857 424,463 427,320 
Time and demand other10 — — — 10 105,346 105,356 
Real estate construction   2,529 2,529 480,855 483,384 
Construction other— — — 2,529 2,529 472,838 475,367 
Construction residential— — — — — 8,017 8,017 
Residential real estate5,677 1,659 1,588 11,587 20,511 2,321,192 2,341,703 
Residential first lien3,904 1,184 1,134 7,134 13,356 1,657,191 1,670,547 
Residential junior lien/home equity1,773 475 454 4,453 7,155 664,001 671,156 
Commercial real estate1,597 1,099  32,103 34,799 3,089,905 3,124,704 
Multifamily212 — — 20 232 596,913 597,145 
Non-owner occupied72 742 — 24,550 25,364 1,779,586 1,804,950 
Owner occupied1,313 357 — 7,533 9,203 713,406 722,609 
Loans to individuals5,020 1,143 450 250 6,863 1,349,111 1,355,974 
Automobile and recreational vehicles4,667 930 149 147 5,893 1,274,752 1,280,645 
Consumer credit cards24 28 — — 52 9,813 9,865 
Consumer other329 185 301 103 918 64,546 65,464 
Total $14,673 $5,445 $2,064 $61,456 $83,638 $8,900,116 $8,983,754 
Nonaccrual Loans
The previous tables summarize nonaccrual loans by loan segment. The Company generally places loans on nonaccrual status when the full and timely collection of interest or principal becomes uncertain, when part of the principal balance has been charged off and no restructuring has occurred, or the loans reach a certain number of days past due. Generally, loans 90 days or more past due are placed on nonaccrual status, except for consumer loans which are placed in nonaccrual status at 150 days past due. Consumer loans related to automobile and recreational vehicles are either charged off or repossessed at no later than 90 days past due.
When a loan is placed on nonaccrual, the accrued unpaid interest receivable is reversed against interest income and all future payments received are applied as a reduction to the loan principal. Generally, the loan is returned to accrual status when (a) all delinquent interest and principal become current under the terms of the loan agreement or (b) the loan is both well-secured and in the process of collection and collectability is no longer in doubt.
Nonaccrual loans in the above tables include loans with government guarantees of $31.5 million at December 31, 2025 and $8.1 million at December 31, 2024.
Nonperforming Loans
Management considers loans to be nonperforming when, based on current information and events, it is determined that the Company will not be able to collect all amounts due according to the loan contract, including scheduled interest payments. When management identifies a loan as nonperforming, the credit loss is measured based on the present value of expected future cash flows, discounted at the loan’s effective interest rate, except when the sole source or repayment for the loan is the operation or liquidation of collateral. When the loan is collateral dependent, the appraised value less estimated cost to sell is utilized. If management determines the value of the loan is less than the recorded investment in the loan, a credit loss is recognized through an allowance estimate or a charge-off to the allowance for credit losses.
When the ultimate collectability of the total principal of a nonperforming loan is in doubt and the loan is on nonaccrual status, all payments are applied to principal, under the cost recovery method. When the ultimate collectability of the total principal of a nonperforming loan is not in doubt and the loan is on nonaccrual status, contractual interest is credited to interest income when received under the cash basis method.
There were no nonperforming loans held for sale at December 31, 2025 and 2024. There were no gains on nonperforming loans held for sale during the years ended December 31, 2025, 2024 and 2023.
The following tables include the recorded investment and unpaid principal balance for nonperforming loans with the associated allowance amount, if applicable, as of December 31, 2025 and 2024. Also presented are the average recorded investment in nonperforming loans and the related amount of interest recognized while the loan was considered nonperforming. Average balances are calculated based on month-end balances of the loans for the period reported and are included in the table below based on its period end allowance position.
 2025
 Recorded
investment
Unpaid
principal
balance
Related
specific
allowance
Average
recorded
investment
Interest
income
recognized
 (dollars in thousands)
With no related specific allowance recorded:
Commercial, financial, agricultural and other$22,422 $31,583 $12,445 $135 
Time and demand21,092 30,253 11,467 135 
Equipment finance1,330 1,330 978 — 
Time and demand other— — — — 
Real estate construction1,475 1,475 1,986 106 
Construction other1,475 1,475 1,720 106 
Construction residential— — 266 — 
Residential real estate11,874 13,678 11,664 125 
Residential first lien7,219 8,148 7,147 108 
Residential junior lien/home equity4,655 5,530 4,517 17 
Commercial real estate17,853 23,807 21,659 1,624 
Multifamily10 12 252 — 
Non-owner occupied8,799 12,879 12,854 1,425 
Owner occupied9,044 10,916 8,553 199 
Loans to individuals32 78 143 5 
Automobile and recreational vehicles30 62 122 
Consumer other16 21 — 
Subtotal53,656 70,621 47,897 1,995 
With a specific allowance recorded:
Commercial, financial, agricultural and other24,196 34,249 $6,959 23,517  
Time and demand24,196 34,249 6,959 23,517 — 
Equipment finance— — — — — 
Time and demand other— — — — — 
Real estate construction  —   
Construction other— — — — — 
Construction residential— — — — — 
Residential real estate1,145 1,160 162 888  
Residential first lien1,145 1,160 162 888 — 
Residential junior lien/home equity— — — — — 
Commercial real estate12,759 12,871 2,715 6,871  
Multifamily— — — — — 
Non-owner occupied5,357 5,357 2,280 2,860 — 
Owner occupied7,402 7,514 435 4,011 — 
Loans to individuals     
Automobile and recreational vehicles— — — — — 
Consumer other— — — — — 
Subtotal38,100 48,280 9,836 31,276  
Total$91,756 $118,901 $9,836 $79,173 $1,995 
2024
Recorded
investment
Unpaid
principal
balance
Related
specific
allowance
Average
recorded
investment
Interest
income
recognized
(dollars in thousands)
With no related specific allowance recorded:
Commercial, financial, agricultural and other$5,619 $21,745 $6,580 $41 
Time and demand4,813 20,939 5,481 41 
Equipment finance806 806 1,099 — 
Time and demand other— — — — 
Real estate construction2,529 2,581 4,498  
Construction other2,529 2,581 4,498 — 
Construction residential— — — — 
Residential real estate8,875 10,524 8,360 133 
Residential first lien6,020 6,993 5,134 118 
Residential junior lien/home equity2,855 3,531 3,226 15 
Commercial real estate18,346 24,047 16,759 453 
Multifamily20 21 34 — 
Non-owner occupied16,948 22,372 15,657 173 
Owner occupied1,378 1,654 1,068 280 
Loans to individuals250 2,237 146 7 
Automobile and recreational vehicles147 2,080 135 
Consumer other103 157 11 — 
Subtotal35,619 61,134 36,343 634 
With a specific allowance recorded:
Commercial, financial, agricultural and other9,368 10,459 $4,724 5,378 71 
Time and demand9,368 10,459 4,724 5,378 71 
Equipment finance— — — — — 
Time and demand other— — — — — 
Real estate construction     
Construction other— — — — — 
Construction residential— — — — — 
Residential real estate2,712 2,885 369 1,486  
Residential first lien1,114 1,113 47 205 — 
Residential junior lien/home equity1,598 1,772 322 1,281 — 
Commercial real estate13,757 15,058 2,872 11,092  
Multifamily— — — — — 
Non-owner occupied7,602 8,686 2,093 6,634 — 
Owner occupied6,155 6,372 779 4,458 — 
Loans to individuals     
Automobile and recreational vehicles— — — — — 
Consumer other— — — — — 
Subtotal25,837 28,402 7,965 17,956 71 
Total$61,456 $89,536 $7,965 $54,299 $705 
 2023
 Average
recorded
investment
Interest
income
recognized
 (dollars in thousands)
With no related specific allowance recorded:
Commercial, financial, agricultural and other$7,895 $143 
Time and demand7,569 143 
Equipment finance326 — 
Time and demand other— — 
Real estate construction1,096  
Construction other1,096 — 
Construction residential— — 
Residential real estate6,440 136 
Residential first lien3,760 129 
Residential junior lien/home equity2,680 
Commercial real estate20,715 260 
Multifamily37 — 
Non-owner occupied18,454 122 
Owner occupied2,224 138 
Loans to individuals365 7 
Automobile and recreational vehicles299 
Consumer other66 — 
Subtotal36,511 546 
With a specific allowance recorded:
Commercial, financial, agricultural and other6,574 (16)
Time and demand6,574 (16)
Equipment finance— — 
Time and demand other— — 
Real estate construction  
Construction other— — 
Construction residential— — 
Residential real estate1,183  
Residential first lien47 — 
Residential junior lien/home equity1,136 — 
Commercial real estate655  
Multifamily— — 
Non-owner occupied397 — 
Owner occupied258 — 
Loans to individuals  
Automobile and recreational vehicles— — 
Consumer other— — 
Subtotal8,412 (16)
Total$44,923 $530 
Unfunded commitments related to nonperforming loans were $0.2 million and $0.3 million at December 31, 2025 and 2024, respectively. After consideration of the requirements to draw and available collateral related to these commitments, it was determined that no reserve was required for these commitments at December 31, 2025 or 2024.
Loan Modifications Made to Borrowers Experiencing Financial Difficulty
In accordance with ASU 2022-02, "Financial Instruments Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures" ("ASU 2022-02"), modifications to borrowers experiencing financial difficulty may include interest rate reductions, principal forgiveness, other-than-insignificant payment delay, term extensions or any combination thereof. When calculating the allowance for credit losses, these modifications are included in their respective loan segment and an allowance is determined by a loss given default and probability of default methodology
The following table presents the amortized cost basis of loan modifications made to borrowers experiencing financial difficulty as of December 31:
2025
Rate ReductionTerm ExtensionPayment DeferralTerm Extension and Payment DeferralRate Reduction, Term Extension and Payment DeferralTotalPercentage of Total Loans and Leases
(dollars in thousands)
Commercial, financial, agricultural and other$ $ $2,522 $989 $ $3,511 0.17 %
Time and demand— — 2,522 864 — 3,386 0.28 
Equipment finance— — — 125 — 125 0.02 
Residential real estate  24 2,370  2,394 0.10 
Residential first lien— — — 2,349 — 2,349 0.14 
Residential junior lien/home equity— — 24 21 — 45 0.01 
Commercial real estate 6,198   3,201 9,399 0.30 
Non-owner occupied— 6,198 — — 3,201 9,399 0.51 
Total $ $6,198 $2,546 $3,359 $3,201 $15,304 0.16 %
2024
Rate ReductionTerm ExtensionPayment DeferralTerm Extension and Payment DeferralRate Reduction, Term Extension and Payment DeferralTotalPercentage of Total Loans and Leases
(dollars in thousands)
Commercial, financial, agricultural and other$236 $2,855 $ $780 $ $3,871 0.23 %
Time and demand236 2,855 — 780 — 3,871 0.34 
Real estate construction 180    180 0.04 
Construction other— 180 — — — 180 0.04 
Residential real estate 160 96 1,565  1,821 0.08 
Residential first lien— 160 — 1,464 — 1,624 0.10 
Residential junior lien/home equity— — 96 101 — 197 0.03 
Commercial real estate 123 9,673   9,796 0.31 
Non-owner occupied— 123 — — — 123 0.01 
Owner occupied— — 9,673 — — 9,673 1.34 
Loans to individuals 10  8 12 30  
Automobile and recreational vehicles— 10 — 12 30 — 
Total$236 $3,328 $9,769 $2,353 $12 $15,698 0.17 %
2023
Rate ReductionTerm ExtensionPayment DeferralTerm Extension and Payment DeferralRate Reduction, Term Extension and Payment DeferralTotalPercentage of Total Loans and Leases
(dollars in thousands)
Commercial, financial, agricultural and other$50 $ $ $ $ $50  %
Time and demand50 — — — — 50 — 
Residential real estate21 303  434  758 0.03 
Residential first lien21 303 — 434 — 758 0.04 
Commercial real estate  9,663   9,663 0.32 
Owner occupied— — 9,663 — — 9,663 1.33 
Total$71 $303 $9,663 $434 $ $10,471 0.12 %
The following table describes the financial effect of the modifications made to borrowers experiencing financial difficulty as of December 31:
2025
Rate ReductionTerm Extension (Years)Principal ForgivenessPayment Deferral (Years)
(dollars in thousands)
Commercial, financial, agricultural and other %1.4$ 0.5
Time and demand— 1.3— 0.5
Equipment finance— 2.4— 0.5
Residential real estate 1.0 0.5
Residential first lien— 1.0— 0.5
Residential junior lien/home equity— 2.1— 0.5
Commercial real estate4.00 0.8 0.8
Non-owner occupied4.00 0.8— 0.8
Total 4.00 %0.9$ 0.6
2024
Rate ReductionTerm Extension (Years)Principal ForgivenessPayment Deferral (Years)
(dollars in thousands)
Commercial, financial, agricultural and other1.86 %1.9$ 1.0
Time and demand1.86 1.9— 1.0
Real estate construction 10.0 0.0
Construction other— 10.0— 0.0
Residential real estate 3.5 0.8
Residential first lien— 3.4— 0.9
Residential junior lien/home equity— 4.0— 0.7
Commercial real estate 0.9 0.4
Non-owner occupied— 0.9— 0.0
Owner occupied— 0.0— 0.4
Loans to individuals2.39 2.6 0.4
Automobile and recreational vehicles2.39 2.6— 0.4
Total1.89 %2.6$ 0.5
2023
Rate ReductionTerm Extension (Years)Principal ForgivenessPayment Deferral (Years)
(dollars in thousands)
Commercial, financial, agricultural and other4.00 %0.0$ 0.0
Time and demand4.00 0.0— 0.0
Residential real estate2.25 3.1 0.5
Residential first lien2.25 3.1— 0.5
Commercial real estate 0.0 0.5
Owner occupied— 0.0— 0.5
Total3.49 %3.1$ 0.5
A modification is considered to be in default when the loan is 90 days or more past due. The following table shows modifications considered to be in default as of December 31:
20252024
Number of ContractsBalanceNumber of ContractsBalance
(dollars in thousands)
Commercial, financial, agricultural and other1 $2,522  $ 
Time and demand2,522 — — 
Residential real estate2 321 2 179 
Residential first lien321 179 
Total3 $2,843 2 $179 
The following tables shows the payment status of loans that have been modified in the last twelve months prior to December 31:
2025
Current30 - 59 days past due60 - 89 days past due90 days or greater and still accruingTotal
(dollars in thousands)
Commercial, financial, agricultural and other$989 $ $ $2,522 $3,511 
Time and demand864 — — 2,522 3,386 
Equipment finance125 — — — 125 
Residential real estate227 1,823 23 321 2,394 
Residential first lien182 1,823 23 321 2,349 
Residential junior lien/home equity45 — — — 45 
Commercial real estate9,399    9,399 
Non-owner occupied9,399 — — — 9,399 
Total $10,615 $1,823 $23 $2,843 $15,304 
2024
Current30 - 59 days past due60 - 89 days past due90 days or greater and still accruingTotal
(dollars in thousands)
Commercial, financial, agricultural and other$3,871 $ $ $ $3,871 
Time and demand3,871 — — — 3,871 
Real estate construction180    180 
Construction other180 — — — 180 
Residential real estate1,455 88 99 179 1,821 
Residential first lien1,258 88 99 179 1,624 
Residential junior lien/home equity197 — — — 197 
Commercial real estate9,796    9,796 
Non-owner occupied123 — — — 123 
Owner occupied9,673 — — — 9,673 
Loans to individuals30    30 
Automobile and recreational vehicles30 — — — 30 
Total$15,332 $88 $99 $179 $15,698 
The following tables provide detail related to the allowance for credit losses for the years ended December 31.
 2025
Beginning balanceAllowance for credit loss on PCD acquired loansCharge-offsRecoveries
Provision (credit)a
Ending balance
(dollars in thousands)
Commercial, financial, agricultural and other$29,131 $1,616 $(20,252)$5,118 $22,536 $38,149 
Time and demand19,433 1,616 (16,182)4,223 13,133 22,223 
Commercial credit cards182 — (302)35 262 177 
Equipment finance7,844  (2,288)626 7,956 14,138 
Time and demand other1,672  (1,480)234 1,185 1,611 
Real estate construction6,030 810 (1,294) 2,262 7,808 
Construction other5,916 182 (732)— 1,752 7,118 
Construction residential114 628 (562)— 510 690 
Residential real estate22,396 45 (745)234 (301)21,629 
Residential first lien15,758 38 (501)66 (305)15,056 
Residential junior lien/home equity6,638 (244)168 6,573 
Commercial real estate40,232 1,087 (7,188)217 5,923 40,271 
Multifamily5,431 120 (766)— 743 5,528 
Non-owner occupied23,332 943 (4,770)148 5,212 24,865 
Owner occupied11,469 24 (1,652)69 (32)9,878 
Loans to individuals21,117 2 (8,887)3,422 2,257 17,911 
Automobile and recreational vehicles18,693 (7,025)2,992 301 14,962 
Consumer credit cards341 — (346)79 399 473 
Consumer other2,083 (1,516)351 1,557 2,476 
Total$118,906 $3,560 $(38,366)$8,991 $32,677 $125,768 
a) The provision (credit) shown here includes the day 1 provision on non-PCD loans acquired from Center and excludes the provision for off-balance sheet credit exposure included in the income statement.
 2024
Beginning balanceCharge-offsRecoveries
Provision (credit)a
Ending balance
(dollars in thousands)
Commercial, financial, agricultural and other$27,996 $(15,512)$813 $15,834 $29,131 
Time and demand22,819 (11,131)435 7,310 19,433 
Commercial credit cards278 (251)149 182 
Equipment finance3,399 (2,020)174 6,291 7,844 
Time and demand other1,500 (2,110)198 2,084 1,672 
Real estate construction7,418 (1,092)6 (302)6,030 
Construction other6,448 (1,092)554 5,916 
Construction residential970 — — (856)114 
Residential real estate23,901 (483)370 (1,392)22,396 
Residential first lien16,975 (191)168 (1,194)15,758 
Residential junior lien/home equity6,926 (292)202 (198)6,638 
Commercial real estate37,071 (8,678)177 11,662 40,232 
Multifamily5,233 — — 198 5,431 
Non-owner occupied19,995 (7,138)59 10,416 23,332 
Owner occupied11,843 (1,540)118 1,048 11,469 
Loans to individuals21,332 (9,663)2,882 6,566 21,117 
Automobile and recreational vehicles19,142 (7,611)2,410 4,752 18,693 
Consumer credit cards372 (428)96 301 341 
Consumer other1,818 (1,624)376 1,513 2,083 
Total$117,718 $(35,428)$4,248 $32,368 $118,906 
a) The provision (credit) shown here excludes the provision for off-balance sheet credit exposure included in the income statement.
 2023
Beginning balanceAllowance for credit loss on PCD acquired loansCharge-offsRecoveries
Provision (credit)a
Ending balance
(dollars in thousands)
Commercial, financial, agricultural and other$22,650 $19,417 $(19,199)$498 $4,630 $27,996 
Time and demand20,040 19,417 (16,147)260 (751)22,819 
Commercial credit cards335 — (105)13 35 278 
Equipment finance1,086 — (537)— 2,850 3,399 
Time and demand other1,189 — (2,410)225 2,496 1,500 
Real estate construction8,822 287   (1,691)7,418 
Construction other6,360 227 — — (139)6,448 
Construction residential2,462 60 — — (1,552)970 
Residential real estate21,412 527 (561)247 2,276 23,901 
Residential first lien14,822 197 (246)177 2,025 16,975 
Residential junior lien/home equity6,590 330 (315)70 251 6,926 
Commercial real estate28,804 6,971 (6,277)151 7,422 37,071 
Multifamily4,726 234 — — 273 5,233 
Non-owner occupied16,426 2,739 (4,705)127 5,408 19,995 
Owner occupied7,652 3,998 (1,572)24 1,741 11,843 
Loans to individuals21,218 3 (7,230)2,219 5,122 21,332 
Automobile and recreational vehicles18,819 (5,587)1,832 4,075 19,142 
Consumer credit cards412 — (290)87 163 372 
Consumer other1,987 — (1,353)300 884 1,818 
Total$102,906 $27,205 $(33,267)$3,115 $17,759 $117,718 
a) The provision (credit) shown here includes the day 1 provision on non-PCD loans acquired from Centric and excludes the provision for off-balance sheet credit exposure included in the income statement.
v3.25.4
Commitments and Letters of Credit
12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Letters of Credit Commitments and Letters of Credit
First Commonwealth is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financial needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and commercial letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the Consolidated Statements of Financial Condition. First Commonwealth’s exposure to credit loss in the event of nonperformance by the other party of the financial instrument for commitments to extend credit, standby letters of credit and commercial letters of credit is represented by the contract or notional amount of those instruments. First Commonwealth uses the same credit policies for underwriting all loans, including these commitments and conditional obligations.
As of December 31, 2025 and 2024, First Commonwealth did not own or trade other financial instruments with significant off-balance sheet risk including derivatives such as futures, forwards, option contracts and the like, although such instruments may be appropriate to use in the future to manage interest rate risk. See Note 7, “Derivatives,” for a description of interest rate derivatives entered into by First Commonwealth.
Standby letters of credit and commercial letters of credit are conditional commitments issued by First Commonwealth to guarantee the performance of a customer to a third party. The contract or notional amount of these instruments reflects the maximum amount of future payments that First Commonwealth could be required to pay under the guarantees if there were a total default by the guaranteed parties, without consideration for possible recoveries under recourse provisions or from collateral held or pledged. In addition, many of these commitments are expected to expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements.
The following table identifies the notional amount of those instruments at December 31:
20252024
 (dollars in thousands)
Financial instruments whose contract amounts represent credit risk:
Commitments to extend credit$2,425,873 $2,254,445 
Financial standby letters of credit14,371 13,791 
Performance standby letters of credit16,620 29,265 
Commercial letters of credit569 554 
Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. First Commonwealth evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by First Commonwealth upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral that is held varies but may include accounts receivable, inventory, property, plant and equipment, and residential and income-producing commercial properties.
The notional amounts outstanding at December 31, 2025 include amounts issued in 2025 of $0.1 million in financial standby letters of credit and $2.8 million in performance standby letters of credit. There were no commercial letters of credit issued during 2025. A liability of $0.3 million has been recorded at both December 31, 2025 and 2024, respectively, which represents the estimated fair value of letters of credit issued. The fair value of letters of credit is estimated based on the unrecognized portion of fees received at the time the commitment was issued.
Unused commitments and letters of credit provide exposure to future credit loss in the event of nonperformance by the borrower or guaranteed parties. Management’s evaluation of the credit risk in these commitments resulted in the recording of a liability of $8.2 million and $4.1 million as of December 31, 2025 and 2024, respectively. This liability is reflected in Other liabilitiesin the Consolidated Statements of Financial Condition. The credit risk evaluation incorporates the expected loss percentage calculated for comparable loan categories as part of the allowance for credit losses for loans.
v3.25.4
Premises and Equipment
12 Months Ended
Dec. 31, 2023
Property, Plant and Equipment [Abstract]  
Premises and Equipment Premises, Equipment and Lease Commitments
Premises and Equipment
Premises and equipment are described as follows:
Estimated Useful Life20252024
(dollars in thousands)
LandIndefinite$14,814 $14,471 
Buildings and improvements
10-50 years
77,702 75,063 
Operating lease right of use asset
1-25 years
53,654 56,097 
Leasehold improvements
5-40 years
42,220 40,765 
Furniture and equipment
3-7 years
73,975 72,538 
Software
3-7 years
43,473 42,989 
Subtotal305,838 301,923 
Less accumulated depreciation and amortization191,555 185,815 
Total premises and equipment, net$114,283 $116,108 
Depreciation related to premises and equipment included in noninterest expense for the years ended December 31, 2025, 2024 and 2023 amounted to $9.4 million, $9.4 million and $9.6 million, respectively. Amortization of lease right-of-use assets, which is included in noninterest expense, totaled $2.6 million in 2025, $3.7 million in 2024 and $3.6 million in 2023.
Lease Commitments
First Commonwealth has elected to apply certain practical expedients under ASU 2016-02 "Leases" ("Topic 842"), including: (i) to not apply the requirements in the new standard to short-term leases (ii) to not reassess the lease classification for any expired or existing lease (iii) to account for lease and non-lease components separately, and (iv) to not reassess initial direct costs for any existing leases. The impact of this standard primarily relates to operating leases of certain real estate properties,
primarily certain branch and ATM locations and office space. First Commonwealth has no material leasing arrangements for which it is the lessor of property or equipment.
The following table represents the lease costs and other lease information for the years ended December 31.
20252024
(dollars in thousands)
Balance sheet:
    Operating lease asset classified as premises and equipment$38,170 $40,171 
    Operating lease liability classified as other liabilities42,627 44,654 
Income statement:
Operating lease cost classified as occupancy and equipment expense$5,624 $5,740 
Weighted average lease term, in years12.3012.96
Weighted average discount rate3.88 %3.77 %
Operating cash flows$5,646 $5,741 
The ROU assets and lease liabilities are impacted by the length of the lease term and the discount rate used to calculate the present value of the minimum lease payments. First Commonwealth's lease agreements often include one or more options to renew at the Company's discretion. If we consider the renewal option to be reasonably certain, we include the extended term in the calculation of the ROU asset and lease liability.
First Commonwealth uses incremental borrowing rates when calculating the lease liability because the rate implicit in the lease is not readily determinable. The incremental borrowing rate used by First Commonwealth is an amortizing loan rate obtained from the FHLB. This rate is consistent with a collateralized borrowing rate and is available for terms similar to the lease payment schedules.
The following table reconciles future minimum lease payments due under non-cancelable operating leases (those amounts subject to recognition) to the lease liability as of December 31, 2025 (dollars in thousands):
For the twelve months ended December 31,
2026$5,351 
20275,070 
20284,742 
20294,678 
20304,217 
Thereafter30,181 
Total future minimum lease payments54,239 
Less remaining imputed interest11,612 
Operating lease liability$42,627 
Rent expense, net of rental income, for all operating leases totaled $5.6 million in 2025, $5.9 million in 2024 and $5.9 million in 2023. Rent expense includes amounts related to items that are not included in the determination of lease right-of-use assets including expenses related to short-term leases and non-lease components such as taxes, insurance, and common area maintenance costs.
v3.25.4
Goodwill and Other Amortizing Intangible Assets
12 Months Ended
Dec. 31, 2025
Goodwill Disclosure [Abstract]  
Goodwill and Other Amortizing Intangible Assets Goodwill and Other Intangible Assets
FASB ASC Topic 350-20, “Intangibles—Goodwill and Other" ("Topic 350"), requires an annual valuation of the fair value of a reporting unit that has goodwill and a comparison of the fair value to the book value of equity to determine whether the goodwill has been impaired. Goodwill is also required to be tested on an interim basis if an event or circumstance indicates that it is more likely than not that an impairment loss has been incurred. When circumstances indicate that it is more likely than not that fair value is less than carrying value, a triggering event has occurred and a quantitative impairment test would be performed.
We consider First Commonwealth to be one reporting unit (see Note 28 - "Segment Reporting"). The carrying amount of goodwill was $378.2 million at December 31, 2025 and $363.7 million at December 31, 2024. During 2025, $14.5 million in goodwill was recognized as a result of the Center acquisition. No impairment charges on goodwill or other intangible assets were incurred in 2025, 2024 or 2023.
We test goodwill for impairment as of November 30th of each year and again at any quarter-end if any material events occur during a quarter that may affect goodwill. At November 30, 2025, the Company completed its annual goodwill impairment analysis and determined that it was more likely than not that the fair value of the Company was in excess of its carrying value, therefore goodwill was not considered impaired.
As of December 31, 2025, no indicators of impairment were identified; however, changing economic conditions that may adversely affect our performance, the fair value of our assets and liabilities, or our stock price could result in impairment, which could adversely affect earnings in future periods. Management will continue to monitor events that could impact this conclusion in the future.
Topic 350 also requires that an acquired intangible asset be separately recognized if the benefit of the intangible asset is obtained through contractual or other legal rights, or if the asset can be sold, transferred, licensed, rented or exchanged, regardless of the acquirer’s intent to do so.
The following table summarizes other intangible assets:
Gross
Intangible
Assets
Accumulated
Amortization
Net
Intangible
Assets
 (dollars in thousands)
December 31, 2025
Customer deposit intangibles$44,599 $(28,548)$16,051 
Customer list intangible2,283 (2,215)68 
Total other intangible assets$46,882 $(30,763)$16,119 
December 31, 2024
Customer deposit intangibles$39,244 $(24,522)$14,722 
Customer list intangible2,283 (2,146)137 
Total other intangible assets$41,527 $(26,668)$14,859 
Core deposit intangibles represent the estimated value of core deposit customer relationships acquired as part of bank and branch acquisitions. The intangible value would incorporate the estimated long-term value of checking, savings and money market deposit accounts. Core deposit intangibles are amortized over their expected lives using the present value of the benefit of the core deposits and straight-line methods of amortization. The core deposits have a remaining amortization period of 4.7 years and a weighted average amortization period of approximately 4.4 years. The $5.4 million increase in gross customer deposit intangibles in 2025 are a result of the Center acquisition. The customer list intangible represents the estimated value of the customer base for an insurance agency acquired in 2014 and the wealth management business acquired as part of the DCB acquisition in 2017. These amounts are amortized over their expected lives using expected cash flows based on retention of the customer base. The customer list intangible has a remaining amortization period of 3.7 years and a weighted average amortization period of 2.4 years. First Commonwealth recognized amortization expense on other intangible assets of $4.1 million, $3.9 million, and $4.1 million for the years ended December 31, 2025, 2024 and 2023, respectively.
In addition to customer deposit intangibles and customer list intangibles, First Commonwealth has servicing rights on mortgage loans as well as certain commercial loans totaling $5.9 million and $4.8 million as of December 31, 2025 and 2024, respectively. These servicing rights relate to loans sold to third parties on which the Company retains servicing responsibilities. The company recognized amortization expense on these servicing assets of $1.4 million, $1.2 million and $0.9 million for the years ended December 31, 2025 and 2024 and 2023, respectively.
The following presents the estimated amortization expense of core deposit and customer list intangibles:
 Core Deposit IntangiblesCustomer List IntangibleTotal
 (dollars in thousands)
2026$3,947 $42 $3,989 
20273,556 15 3,571 
20283,419 3,426 
20293,313 3,317 
20301,816 — 1,816 
Thereafter— — — 
Total$16,051 $68 $16,119 
v3.25.4
Investments, Equity Method and Joint Ventures
12 Months Ended
Dec. 31, 2025
Equity Method Investments and Joint Ventures [Abstract]  
Equity Method Investments and Joint Ventures Disclosure Investments in Limited Partnerships
First Commonwealth has invested in several limited partnerships that provide tax and regulatory benefits due to the nature of the partnerships. These investments include: 16 investments in Small Business Investment Companies ("SBIC's") whose purpose is to provide seed money and capital to startup companies, 10 Community Development Financial Institution Funds ("CDFIs") whose purpose is to develop and operate real estate projects in low-income communities and 3 Low Income Housing Tax Credits ("LIHTC") projects whose purpose is to invest in approved low-income housing investment tax credit projects.
Our investments represent unconsolidated variable interest entities ("VIE's") because we are not considered the primary beneficiary. We have determined that we are not the primary beneficiary of these VIE's because we do not have the power to direct the activities that most significantly impact their economic performance.
All of our limited partnership investments are privately held and their market values are not readily available. These investments are accounted for using the equity method of accounting and are included in "Other assets" in the Consolidated Statement of Financial Condition. Income from these investments is included in "Other income" in the Consolidated Statements of Income and totaled $1.4 million in 2025, $1.5 million in 2024 and $0.8 million in 2023.
As of December 31, First Commonwealth's investment in and unfunded commitment to these partnerships are as follows:
20252024
(dollars in thousands)
Investment
SBIC$18,392 $15,081 
LIHTC10,561 11,737 
CDFI7,100 7,339 
Other580 604 
Total limited investment partnerships$36,633 $34,761 
Unfunded commitment
SBIC$12,383 $10,804 
LIHTC2,019 4,979 
CDFI7,000 3,761 
Other42 60 
Total unfunded commitment$21,444 $19,604 
The unconditional unfunded equity commitments related to LIHTC investments are recognized in other liabilities. The following table presents the scheduled equity commitments to be paid to LIHTC limited partnerships over the next five years and in the aggregate thereafter as of December 31, 2025:
2026$925 
2027346 
2028168 
2029161 
2030159 
Thereafter260 
Total$2,019 
The Company classifies the amortization of LIHTC investments as a component of income tax expense and proportionally amortizes the investment over the tax credit period. The amortization and tax benefits attributed to these partnerships, which include low-income housing and historic tax credits, are as follows as of December 31:
202520242023
(dollars in thousands)
Proportional amortization expense included in the provision for income taxes$850 $795 $1,223 
Tax credits and other tax benefits recognized1,176 853 631 
v3.25.4
Interest-Bearing Deposits
12 Months Ended
Dec. 31, 2025
Deposits [Abstract]  
Interest-Bearing Deposits Interest-Bearing Deposits
Components of interest-bearing deposits at December 31 were as follows:
20252024
 (dollars in thousands)
Interest-bearing demand deposits$1,795,513 $688,596 
Savings deposits4,241,762 4,989,342 
Time deposits1,840,923 1,750,466 
Total interest-bearing deposits$7,878,198 $7,428,404 
As of December 31, 2025 interest-bearing deposits increased $0.4 billion compared to December 31, 2024. Deposits totaling $0.8 million and $0.9 million at December 31, 2025 and 2024, respectively, were reclassified from deposits to loans due to their overdrawn status.
The change in interest-bearing demand deposits and savings deposits for December 31, 2025 compared to December 24, 2024 is largely due to the termination in 2025 of an internal sweep program that has historically been in place for regulatory reserve requirements. As a result, there is inconsistency in the totals for some deposit categories in the above table, as category totals for 2024 include the impact of the sweeps, while category totals in 2025 do not. The impact of the sweep program in place at December 31, 2024 is provided in the table below.
2024Impact of SweepWithout Sweep 2024
(dollars in thousands)
Interest-bearing demand deposits688,596 $1,167,037 $1,855,633 
Savings deposits4,989,342 (1,167,037)3,822,305 
Time deposits1,750,466 — 1,750,466 
Total interest-bearing deposits$7,428,404 $— $7,428,404 
Included in time deposits at December 31, 2025 and 2024 were certificates of deposit in denominations of $250 thousand or more of $432.4 million and $459.9 million, respectively.
Interest expense related to certificates of deposit in denominations of $250 thousand or greater amounted to $16.5 million in 2025, $16.6 million in 2024 and $8.1 million in 2023.
Included in time deposits at December 31, 2025 were certificates of deposit with the following scheduled maturities (dollars in thousands):
2026$1,767,811 
202737,283 
202822,314 
20297,450 
2030 and thereafter6,065 
Total$1,840,923 
v3.25.4
Short-term Borrowings
12 Months Ended
Dec. 31, 2025
Short-Term Debt [Abstract]  
Short-term Borrowings Short-term Borrowings
Short-term borrowings at December 31 were as follows:
 202520242023
 Ending
Balance
Average
Balance
Average
Rate
Ending
Balance
Average
Balance
Average
Rate
Ending
Balance
Average
Balance
Average
Rate
 (dollars in thousands)
Federal funds purchased$— $— — %$— $35 5.71 %$— $712 5.62 %
FRB Term Funding Program— — — — 383,131 4.77 — — — 
Borrowings from FHLB125,000 64,647 4.71 55,000 31,869 5.58 563,000 379,712 5.56 
Securities sold under agreements to repurchase22,966 30,675 1.47 25,139 29,418 1.25 34,835 59,132 1.01 
Total$147,966 $95,322 3.67 $80,139 $444,453 4.60 $597,835 $439,556 4.95 
Maximum total at any month-end$225,874 $653,110 $597,835 
Weighted average rate at year-end3.57 %3.71 %5.37 %
Interest expense on short-term borrowings for the years ended December 31 is detailed below:
202520242023
 (dollars in thousands)
Federal funds purchased$— $$40 
FRB Term Funding Program— 18,292 — 
Borrowings from FHLB3,042 1,777 21,108 
Securities sold under agreements to repurchase452 368 599 
Total interest on short-term borrowings$3,494 $20,439 $21,747 
v3.25.4
Subordinated Debentures
12 Months Ended
Dec. 31, 2025
Disclosure Subordinated Debentures [Abstract]  
Subordinated Debentures Subordinated Debentures
Subordinated debentures outstanding at December 31 are as follows:
  20252024
 DueRateAmountAmount
  (dollars in thousands)
Owed to:
First Commonwealth Bank20335.50% until June 1, 2028, then 3-Month CME Term SOFR + 0.26161% + 2.37%49,480 49,411 
First Commonwealth Financial Corp20314.5% until March 29, 2026,
then Prime + 1.00%
6,819 6,727 
First Commonwealth Capital Trust II20343-Month CME Term SOFR
 + 0.26161% + 2.85%
30,929 30,929 
First Commonwealth Capital Trust III20343-Month CME Term SOFR
 + 0.26161% + 2.85%
41,238 41,238 
Total$128,466 $128,305 

With the acquisition of Centric in January 2023, First Commonwealth acquired a ten-year subordinated note with a principal balance of $6.0 million. The rate remains fixed at 4.50% until March 29, 2026, then adjusts quarterly to Prime + 1.00%. The Bank may redeem the notes, beginning with the interest payment due on March 29, 2026, in whole or in part at a redemption price equal to 100% of the principal amount of the subordinated notes, plus accrued and unpaid interest to the date of redemption. A fair value premium of $0.6 million was recognized in connection with the acquisition.
On May 21, 2018, First Commonwealth Bank issued ten-year subordinated notes with an aggregate principal amount of $50.0 million. Interest was paid quarterly at a rate of three-month CME Term SOFR + 0.26161% + 1.845%. On June 1, 2024, the Bank redeemed the notes, in whole, at a redemption price equal to 100% of the principal amount of the subordinated notes, plus accrued and unpaid interest to the date of redemption.
On May 21, 2018, First Commonwealth Bank also issued fifteen-year subordinated notes with an aggregate principal amount of $50.0 million and a fixed-to-floating rate of 5.50%. The rate remains fixed until June 1, 2028, then adjusts on a quarterly basis to three-month CME Term SOFR + 0.26161% + 2.37%. The Bank may redeem the notes, subject to regulatory approval, beginning with the interest payment due on June 1, 2028, in whole or in part at a redemption price equal to 100% of the principal amount of the subordinated notes, plus accrued and unpaid interest to the date of redemption. Deferred issuance costs of $1.1 million are being amortized on a straight-line basis over the term of the notes.
First Commonwealth currently has two trusts, First Commonwealth Capital Trust II and First Commonwealth Capital Trust III, of which 100% of the common equity is owned by First Commonwealth. The trusts were formed for the purpose of issuing company obligated mandatorily redeemable capital securities to third-party investors and investing the proceeds from the sale of the capital securities solely in junior subordinated debt securities (“subordinated debentures”) of First Commonwealth. The subordinated debentures held by each trust are the sole assets of the trust.
Interest on the debentures issued to First Commonwealth Capital Trust II is paid quarterly at a floating rate of three-month CME Term SOFR + 0.26161% + 2.85%, which is reset quarterly. Subject to regulatory approval, First Commonwealth may redeem the debentures, in whole or in part, at its option at a redemption price equal to 100% of the principal amount of the debentures, plus accrued and unpaid interest to the date of the redemption. Deferred issuance costs of $0.5 million are being amortized on a straight-line basis over the term of the securities.
Interest on the debentures issued to First Commonwealth Capital Trust III is paid quarterly at a floating rate of three-month CME Term SOFR + 0.26161% + 2.85% which is reset quarterly. Subject to regulatory approval, First Commonwealth may redeem the debentures, in whole or in part, at its option on any interest payment date at a redemption price equal to 100% of the principal amount of the debentures, plus accrued and unpaid interest to the date of the redemption. Deferred issuance costs of $0.6 million are being amortized on a straight-line basis over the term of the securities.
In order to reduce its exposure to variability in expected future cash flows related to interest payments on First Commonwealth Capital Trust II and III, the Company entered into two interest rate swap contracts that are designated as cash flow hedges. These contracts fix the index-based portion of the interest rate on Capital Trust III at 1.525% until August 15, 2026. A similar interest rate swap contract was entered for Capital Trust II which fixed the index rate based portion at 1.515%; however, that swap expired on August 15, 2024. Additional information related to these cash flow hedges can be found in Note 7- "Derivatives".
v3.25.4
Other Long-term Debt
12 Months Ended
Dec. 31, 2025
Debt Disclosure [Abstract]  
Other Long-term Debt Other Long-term Debt
Other long-term debt at December 31 follows:
20252024
AmountWeighted
Average
Contractual
Rate
AmountWeighted
Average
Contractual
Rate
(dollars in thousands)
Borrowings from FHLB due:
2025$799 3.86 %
2026$127,830 4.19 %127,830 4.19 
2027863 3.87 863 3.87 
2028620 3.64 620 3.64 
2029242 3.13 241 3.13 
2030— — 
Thereafter— — — — 
Total$129,555 $130,353 
The weighted average contractual rate reflects the rate due to creditors. The weighted average effective rate of long-term debt is equal to the weighted average contractual rate.
All of First Commonwealth’s Federal Home Loan Bank stock, along with an interest in mortgage loans and residential mortgage-backed securities, has been pledged as collateral with the Federal Home Loan Bank of Pittsburgh.
Capital securities included in total long-term debt on the Consolidated Statements of Financial Condition are excluded from the above, but are described in Note 16, “Subordinated Debentures.”
v3.25.4
Fair Values of Assets and Liabilities
12 Months Ended
Dec. 31, 2025
Fair Value Disclosures [Abstract]  
Fair Values of Assets and Liabilities Fair Values of Assets and Liabilities
FASB ASC Topic 820 requires disclosures for non-financial assets and non-financial liabilities, except for items that are recognized or disclosed at fair value in the financial statements on a recurring basis (at least annually). All non-financial assets are included either as a separate line item on the Consolidated Statements of Financial Condition or in the “Other assets” category of the Consolidated Statements of Financial Condition. Currently, First Commonwealth does not have any non-financial liabilities to disclose.
FASB ASC Topic 825, “Financial Instruments" ("Topic 825"), permits entities to irrevocably elect to measure select financial instruments and certain other items at fair value. The unrealized gains and losses are required to be included in earnings each reporting period for the items that fair value measurement is elected. First Commonwealth has elected not to measure any existing financial instruments at fair value under Topic 825; however, in the future we may elect to adopt this guidance for select financial instruments.
In accordance with Topic 820, First Commonwealth groups financial assets and financial liabilities measured at fair value in three levels, based on the principal markets in which the assets and liabilities are transacted and the observability of the data points used to determine fair value. These levels are defined in Note 1, "Statement of Accounting Policies."
Level 2 investment securities are valued by a recognized third party pricing service using observable inputs. The model used by the pricing service varies by asset class and incorporates available market, trade and bid information as well as cash flow information when applicable. Because many fixed-income investment securities do not trade on a daily basis, the model uses available information such as benchmark yield curves, benchmarking of like investment securities, sector groupings and matrix pricing. The model will also use processes such as an option-adjusted spread to assess the impact of interest rates and to develop prepayment estimates. Market inputs normally used in the pricing model include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data including market research publications.
Management validates the market values provided by the third party service by having another source price 100% of the securities on a monthly basis, monthly monitoring of variances from prior period pricing and, on a monthly basis, evaluating pricing changes compared to expectations based on changes in the financial markets.
Loans held for sale include residential mortgage loans originated for sale in the secondary mortgage market. The estimated fair value for these loans was determined on the basis of rates obtained in the respective secondary market. Loans held for sale could also include the Small Business Administration guaranteed portion of small business loans. The estimated fair value of these loans is based on the contract with the third party investor. When loans held for sale include other commercial loans, fair value is determined using an executed trade and market bid obtained from potential buyers. There were no loans held for sale in a delinquent or nonaccrual status at December 31, 2025 and 2024.
Interest rate derivatives are reported at an estimated fair value utilizing Level 2 inputs and are included in "Other assets" and "Other liabilities" in the Consolidated Statements of Financial Condition. These consist of interest rate swaps where there is no significant deterioration in the counterparties' (loan customers') credit risk since origination of the interest rate swap as well as interest rate caps, interest rate collars and risk participation agreements. First Commonwealth values its interest rate swap and cap positions using a yield curve by taking market prices/rates for an appropriate set of instruments. The set of instruments used to determine the U.S. Dollar yield curve includes SOFR rates from overnight to one year, Eurodollar futures contracts and SOFR swap rates from one year to thirty years. These yield curves determine the valuations of interest rate swaps. Interest rate derivatives are further described in Note 7, “Derivatives.”
For purposes of potential valuation adjustments to our derivative positions, First Commonwealth evaluates the credit risk of its counterparties as well as our own credit risk. Accordingly, we have considered factors such as the likelihood of default, expected loss given default, net exposures and remaining contractual life, among other things, in determining if any estimated fair value adjustments related to credit risk are required. We review our counterparty exposure quarterly, and when necessary, appropriate adjustments are made to reflect the exposure.
We also utilize this approach to estimate our own credit risk on derivative liability positions. In 2025 and 2024, we have not realized any losses due to a counterparty's inability to pay any net uncollateralized position.
Interest rate derivatives also include interest rate forwards entered into to hedge residential mortgage loans held for sale and the related interest-rate lock commitments. This includes forward commitments to sell mortgage loans. The fair value of these derivative financial instruments are based on derivative market data inputs as of the valuation date and the underlying value of mortgage loans for rate lock commitments.
The estimated fair value for other real estate owned included in Level 2 is determined by either an independent market-based appraisal less estimated costs to sell or an executed sales agreement.
There are no Level 3 fair value measurements that require quantitative inputs and assumptions.
The tables below present the balances of assets and liabilities measured at fair value on a recurring basis at December 31:
 2025
 Level 1Level 2Level 3Total
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities—Residential$— $2,496 $— $2,496 
Mortgage-Backed Securities—Commercial— 661,689 — 661,689 
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities—Residential— 295,523 — 295,523 
Other Government-Sponsored Enterprises— 984 — 984 
Obligations of States and Political Subdivisions— 6,971 — 6,971 
Corporate Securities— 46,531 — 46,531 
Total Securities Available for Sale— 1,014,194 — 1,014,194 
Loans Held for Sale— 46,071 — 46,071 
Other Assets (a)— 9,573 — 9,573 
Total Assets$— $1,069,838 $— $1,069,838 
Other Liabilities (a)$— $10,657 $— $10,657 
Total Liabilities$— $10,657 $— $10,657 
(a)Hedging and non-hedging interest rate derivatives
 2024
 Level 1Level 2Level 3Total
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities—Residential$— $2,898 $— $2,898 
Mortgage-Backed Securities—Commercial— 724,175 — 724,175 
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities—Residential— 350,584 — 350,584 
Other Government-Sponsored Enterprises— 946 — 946 
Obligations of States and Political Subdivisions— 7,527 — 7,527 
Corporate Securities— 61,493 — 61,493 
Total Securities Available for Sale— 1,147,623 — 1,147,623 
Loans Held for Sale— 51,991 — 51,991 
Other Assets (a)— 41,569 — 41,569 
Total Assets$— $1,241,183 $— $1,241,183 
Other Liabilities (a)$— $51,983 $— $51,983 
Total Liabilities$— $51,983 $— $51,983 
(a)Hedging and non-hedging interest rate derivativesThere are no losses included in earnings for the period that are attributable to the change in realized gains (losses) relating to assets held at both December 31, 2025 and 2024.
During the years ended December 31, 2025 and 2024, there were no transfers between fair value Levels 1, 2 or 3.
The tables below present the balances of assets measured at fair value on a nonrecurring basis at December 31 and total gains and losses realized on these assets during the year ended December 31:
 2025
Level 1Level 2Level 3TotalTotal
Gains
(Losses)
 (dollars in thousands)
Loans held for sale$— $225,381 $— $225,381 $— 
Nonperforming loans— 40,617 41,303 81,920 (18,677)
Other real estate owned— 1,014 — 1,014 (284)
Total Assets$— $267,012 $41,303 $308,315 $(18,961)

 2024
 Level 1Level 2Level 3TotalTotal
Gains
(Losses)
 (dollars in thousands)
Loans held for sale$— $228 $— $228 $— 
Nonperforming loans— 39,407 14,084 53,491 (16,287)
Other real estate owned— 1,215 — 1,215 (29)
Total Assets$— $40,850 $14,084 $54,934 $(16,316)
Nonperforming loans over $250 thousand are individually reviewed to determine the amount of each loan considered to be at risk of noncollection. The fair value for nonperforming loans that are collateral based is determined by reviewing real property appraisals, equipment valuations, accounts receivable listings and other financial information. A discounted cash flow analysis is performed to determine fair value for nonperforming loans when an observable market price or a current appraisal is not available. For real estate secured loans, First Commonwealth’s loan policy requires updated appraisals be obtained at least every twelve months on all nonperforming loans with balances of $250 thousand and over. For real estate secured loans with balances under $250 thousand, we rely on broker price opinions. For non-real estate secured assets, the Company normally relies on third party valuations specific to the collateral type.
The fair value of other real estate owned, determined by either an independent market-based appraisal less estimated costs to sell or an executed sales agreement, is classified as Level 2. The fair value for other real estate owned determined using an internal valuation is classified as Level 3. Other real estate owned had a current carrying value of $1.0 million as of December 31, 2025 and consisted primarily of commerical and residential properties in Pennsylvania and Ohio. We review whether events and circumstances subsequent to a transfer to other real estate owned have occurred that indicate the balance of those assets may not be recoverable. If events and circumstances indicate further impairment, we will record a charge to the extent that the carrying value of the assets exceed their fair values, less estimated costs to sell, as determined by valuation techniques appropriate in the circumstances.
Certain other assets and liabilities, including goodwill, core deposit intangibles and customer list intangibles are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments only in certain circumstances. Additional information related to this measurement is provided in Note 12 “Goodwill and Other Amortizing Intangible Assets.” There were no other assets or liabilities measured at fair value on a nonrecurring basis during 2025.
FASB ASC Topic 825-10, “Transition Related to FSP FAS 107-1” and APB 28-1, “Interim Disclosures about Fair Value of Financial Instruments,” requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis. The methodologies for estimating the fair value of financial assets and financial liabilities that are measured at fair value on a recurring or nonrecurring basis are as discussed above. The methodologies for other financial assets and financial liabilities are provided below.
Cash and due from banks and interest bearing bank deposits: The carrying amounts for cash and due from banks and interest-bearing bank deposits approximate the estimated fair values of such assets.
Securities: Fair values for available for sale and held to maturity securities are based on quoted market prices, if available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. The carrying value of other investments, which includes FHLB stock and other equity investments, is considered a reasonable estimate of fair value.
Loans held for sale: The estimated fair value of loans held for sale is based on market bids obtained from potential buyers.
Loans: The fair values of all loans are estimated by discounting the estimated future cash flows using interest rates currently offered for loans with similar terms to borrowers of similar credit quality adjusted for past due and nonperforming loans.
Off-balance sheet instruments: Many of First Commonwealth’s off-balance sheet instruments, primarily loan commitments and standby letters of credit, are expected to expire without being drawn upon; therefore, the commitment amounts do not necessarily represent future cash requirements. FASB ASC Topic 460, “Guarantees,” clarified that a guarantor is required to recognize, at the inception of a guarantee, a liability for the fair value of the obligation undertaken in issuing the guarantee. The carrying amount and estimated fair value for standby letters of credit was $0.3 million at both December 31, 2025 and 2024. See Note 10, “Commitments and Letters of Credit,” for additional information.
Deposit liabilities: The estimated fair value of demand deposits, savings accounts and money market deposits is the amount payable on demand at the reporting date because of the customers' ability to withdraw funds immediately. The fair value of fixed rate time deposits are estimated by discounting the future cash flows using interest rates currently being offered and a schedule of aggregated expected maturities.
Short-term borrowings: The fair values of borrowings from the FHLB were estimated based on the estimated incremental borrowing rate for similar types of borrowings. The carrying amounts of other short-term borrowings, such as federal funds purchased and securities sold under agreement to repurchase, were used to approximate fair value due to the short-term nature of the borrowings.
Subordinated debt and long-term debt: The fair value is estimated by discounting the future cash flows using First Commonwealth’s estimate of the current market rate for similar types of borrowing arrangements.
The following table presents carrying amounts and estimated fair values of First Commonwealth’s financial instruments at December 31:
 2025
  Fair Value Measurements Using:
 Carrying
Amount
TotalLevel 1Level 2Level 3
 (dollars in thousands)
Financial assets
Cash and due from banks$103,280 $103,280 $103,280 $— $— 
Interest-bearing deposits77,082 77,082 77,082 — — 
Securities available for sale1,014,194 1,014,194 — 1,014,194 — 
Securities held to maturity519,422 470,665 — 470,665 — 
Other investments38,295 38,295 — 32,563 5,732 
Loans held for sale271,452 271,452 — 271,452 — 
Loans and leases9,508,039 9,657,464 — 40,617 9,616,847 
Financial liabilities
Deposits10,250,969 10,248,485 — 10,248,485 — 
Short-term borrowings147,966 147,926 — 147,926 — 
Long-term debt129,555 130,108 — 130,108 — 
Subordinated debt128,466 121,747 — — 121,747 
Capital lease obligation3,721 3,721 — 3,721 — 
 2024
  Fair Value Measurements Using:
 Carrying
Amount
TotalLevel 1Level 2Level 3
 (dollars in thousands)
Financial assets
Cash and due from banks$105,051 $105,051 $105,051 $— $— 
Interest-bearing deposits28,358 28,358 28,358 — — 
Securities available for sale1,147,623 1,147,623 — 1,147,623 — 
Securities held to maturity405,639 336,719 — 336,719 — 
Other investments30,954 30,954 — 25,222 5,732 
Loans held for sale51,991 52,219 — 52,219 — 
Loans and leases8,983,754 8,999,020 — 39,407 8,959,613 
Financial liabilities
Deposits9,678,019 9,672,358 — 9,672,358 — 
Short-term borrowings80,139 79,151 — 79,151 — 
Long-term debt130,353 129,880 — 129,880 — 
Subordinated debt128,305 115,747 — — 115,747 
Capital lease obligation4,327 4,327 — 4,327 — 
v3.25.4
Income Taxes
12 Months Ended
Dec. 31, 2025
Income Tax Disclosure [Abstract]  
Income Taxes Income Taxes
Cash paid for taxes for the years ended December 31 is as follows:
202520242023
(dollars in thousands)
Federal$33,500 $31,000 $36,250 
States
Other*1,162 1,185 1,380 
Foreign— — — 
Total cash paid for taxes34,662 32,185 37,630 
* The amount of income taxes paid during the year does not meet the 5% disaggregation threshold.
The income tax provision for the years ended December 31 is as follows:
202520242023
 (dollars in thousands)
Current tax provision:
Federal$34,600 $31,220 $32,167 
State1,443 1,002 936 
Total current tax provision36,043 32,222 33,103 
Deferred tax provision (benefit):
Federal3,152 3,412 7,488 
State(139)(99)
Total deferred tax provision3,013 3,414 7,389 
Total tax provision$39,056 $35,636 $40,492 
The Company did not have any income tax expense (benefit) in foreign jurisdictions for the years ended December 31, 2025, 2024 and 2023.
The statutory to effective tax rate reconciliation for the years ended December 31 is as follows:
 202520242023
 Amount% of
Pretax
Income
Amount% of
Pretax
Income
Amount% of
Pretax
Income
 (dollars in thousands)
Federal Income tax at statutory rate$40,185 21 %$37,424 21 %$41,487 21 %
State and local income tax, net of federal benefit*1,030 793 — 725 — 
Tax credits
Low income housing tax credits**(294)— (354)— (381)— 
Other(10)— (4)— (38)— 
Nontaxable or nondeductible items
Tax-exempt interest income, net(900)— (835)— (812)— 
Income from bank owned life insurance(1,444)(1)(1,336)(1)(1,024)(1)
Other614 — 457 — 660 — 
Other adjustments(125)— (509)— (125)— 
Effective income tax rate$39,056 21 %$35,636 20 %$40,492 20 %
* State taxes in Delaware, Indiana, Kentucky, New Jersey, New York made up the majority (greater than 50 percent) of the tax effect in this category for 2025. State taxes in Delaware, Kentucky, New Jersey, New York made up the majority (greater than 50 percent) of the tax effect in this category for 2024. State taxes in Delaware, Illinois, New Jersey, New York and New York City made up the majority (greater than 50 percent) of the tax effect in this category for 2023.
** The benefit is net of associated investment impacts such as proportional amortization and benefit of flow through losses.
The tax effects of temporary differences between the financial statement carrying amounts and the tax bases of assets and liabilities that represent significant portions of the deferred tax assets and liabilities at December 31 are presented below:
20252024
 (dollars in thousands)
Deferred tax assets:
Lease liability$9,175 $9,561 
Allowance for credit losses26,980 25,459 
Postretirement benefits other than pensions89 201 
Unrealized loss on securities available for sale17,822 28,023 
Net operating loss carryforward60 61 
Deferred compensation3,289 3,008 
Accrued interest on nonaccrual loans763 1,088 
Accrued incentives3,949 3,295 
Unfunded loan commitments & other reserves1,757 879 
Purchase accounting adjustments3,889 4,001 
Other1,127 744 
Total deferred tax assets68,900 76,320 
Deferred tax liabilities:
Loan origination fees and costs(4,268)(2,615)
Right of use asset(8,215)(8,601)
Depreciation of assets(2,608)(1,586)
Section 197 intangibles(4,019)(3,175)
Purchase accounting adjustments(3,231)(2,755)
Other(695)(718)
Total deferred tax liabilities(23,036)(19,450)
Net deferred tax asset$45,864 $56,870 
The Company's insurance subsidiary, FCIA, has approximately $1.5 million of Pennsylvania net operating losses, which begin to expire in 2034. The Company expects to fully utilize the losses prior to expiration.
The holding company has net operating loss carryforwards with the state of Pennsylvania of $246.7 million as of December 31, 2025 and $262.5 million as of December 31, 2024. The Company has recorded a valuation allowance against these carryforward attributes of the holding company as it is not expected to realize these losses given the profitability of the holding company for Pennsylvania tax purposes. The valuation allowance is netted against the net operating loss in the preceding table.
Management assesses all available positive and negative evidence to estimate if sufficient future taxable income will be generated to utilize the existing deferred tax assets. Based on our evaluation, as of December 31, 2025, management has determined that no valuation allowance is necessary with the exception of the holding company's net operating loss carryforward deferred tax asset noted above because it is more likely than not that these assets will be realized through future reversals of existing temporary differences and future taxable income.
In accordance with FASB ASC Topic 740-10, “Accounting for Uncertainty in Income Taxes,” the Company has no material unrecognized tax benefits or accrued interest and penalties as of December 31, 2025. The Company records interest and penalties on unrecognized tax benefits as a component of noninterest expense.
First Commonwealth is subject to routine audits of our tax returns by the Internal Revenue Service (“IRS”) as well as all states in which we conduct business. Generally, tax years prior to the year ended December 31, 2022 are no longer open to examination by federal and state taxing authorities.
v3.25.4
Retirement Plans
12 Months Ended
Dec. 31, 2025
Retirement Benefits [Abstract]  
Retirement Plans Retirement Plans
First Commonwealth has a savings plan pursuant to the provisions of section 401(k) of the Internal Revenue code. Effective January 1, 2025, a participating employee can receive a maximum matching contribution of 5% of their eligible compensation.
In addition, each participating employee may contribute up to 80% of their eligible compensation to the plan. The 401(k) plan expense was $5.1 million in 2025, $3.3 million in 2024, and $3.1 million in 2023.
First Commonwealth maintains a Non-Qualified Deferred Compensation Plan (NQDC Plan) to provide deferred compensation for those employees who are in the top 10% of full-time employees, as determined on the basis of eligible compensation. The NQDC Plan provides participants whose maximum retirement contribution is limited by IRS rules to defer additional compensation.
Participants in the NQDC Plan are eligible to defer (on a pre-tax basis) from 1% to 25% of their eligible Plan compensation. Participants are also eligible to defer all or a portion of the Annual Incentive Plan (on a pre-tax basis) from 10% to 100% of their annual cash incentive earned. Effective January 1, 2020, an employer elective contribution is available to participants who reach the IRS Compensation limits in the 401(k) Plan. The ‘makeup match’ contribution is made to eligible participants on an annual basis. Effective January 1, 2021, an employer non-elective contribution is available to certain participants determined by the Company. The ‘discretionary’ contribution may be approved from year-to-year and allocated on an annual basis. There was $0.3 million in NQDC Plan expense recognized for this discretionary contribution in each of the years 2025, 2024 and 2023.
Select employees from former acquisitions were covered by postretirement benefit plans that provide medical and life insurance coverage. The measurement date for these plans was December 31.
Postretirement Benefits Other than Pensions from Prior Acquisitions
Net periodic benefit cost of these plans for the years ended December 31, was as follows:
202520242023
 (dollars in thousands)
Service cost$— $— $— 
Interest cost on projected benefit obligation25 25 25 
Amortization of transition obligation— — — 
Amortization of prior service cost76 76 76 
Gain amortization(101)(101)(108)
Net periodic benefit cost$— $— $(7)
The following table sets forth the change in the benefit obligation and plan assets as of December 31:
20252024
 (dollars in thousands)
Change in Benefit Obligation
Benefit obligation at beginning of year$506 $561 
Service cost— — 
Interest cost25 25 
Amendments— — 
Actuarial gain(78)(26)
Net benefits paid(41)(54)
Benefit obligation at end of year412 506 
Change in Plan Assets
Fair value of plan assets at beginning of year— — 
Actual return on plan assets— — 
Employer contributions41 54 
Net benefits paid(41)(54)
Fair value of plan assets at end of year— — 
Funded Status at End of Year412 506 
Unrecognized prior service cost(159)(234)
Unrecognized net gain645 668 
Amounts recognized in retained earnings$898 $940 
As of December 31, the funded status of the plan is:
20252024
 (dollars in thousands)
Amounts Recognized in the Statement of Financial Condition as Other liabilities$412 $506 
The following table sets forth the amounts recognized in accumulated other comprehensive income that have not yet been recognized as components of net periodic benefit costs as of December 31:
202520242023
 (dollars in thousands)
Amounts recognized in accumulated other comprehensive income, net of tax:
Net (gain) loss$(506)$(525)$(590)
Prior service cost125 184 244 
Total$(381)$(341)$(346)
Weighted-average assumptions used to determine the benefit obligation as of December 31 are as follows:
202520242023
Weighted-Average Assumptions
Discount rate4.81 %5.33 %4.90 %
Health care cost trend: Initial8.70 %7.45 %6.95 %
Health care cost trend: Ultimate4.75 %4.75 %4.75 %
Year ultimate reached203420332029
Weighted-average assumptions used to determine the net benefit costs as of December 31 are as follows: 
202520242023
Weighted-Average Assumptions for Net Periodic Cost
Discount rate5.33 %4.90 %5.31 %
Health care cost trend: Initial7.45 %6.95 %6.50 %
Health care cost trend: Ultimate4.75 %4.75 %4.75 %
Year ultimate reached203320292028
Corridor10.00 %10.00 %10.00 %
Recognition period for gains and losses8.38.89.3
The Medicare Prescription Drug, Improvement and Modernization Act of 2003 introduced a prescription drug benefit under Medicare Part D and a federal subsidy to sponsors of retiree health care benefit plans that provide a prescription drug benefit that is at least actuarially equivalent to Medicare Part D. The postretirement plans of First Commonwealth are provided through insurance coverage; therefore, First Commonwealth will not receive a direct federal subsidy. The preceding measures of the accumulated postretirement benefit cost assume that First Commonwealth will not receive the subsidy due to the relatively small number of retirees.
As of December 31, 2025, the projected benefit payments for the next ten years are as follows:
Projected Benefit
        Payments         
 (dollars in thousands)
2026$69 
202762 
202856 
202950 
203045 
2031 - 2035152 
The projected payments were calculated using the same assumptions as those used to calculate the benefit obligations included in this note.
The estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost for 2026 are as follows:
 Postretirement
Benefits
 (dollars in thousands)
Net gain$(101)
Prior service cost76 
Total$(25)
v3.25.4
Incentive Compensation Plan
12 Months Ended
Dec. 31, 2025
Share-Based Payment Arrangement [Abstract]  
Incentive Compensation Plan Incentive Compensation Plan
On January 30, 2024, the Board of Directors of the Company adopted, with shareholder approval, the First Commonwealth Financial Corporation 2024 Plan. This plan allows for shares of common stock to be issued to employees, directors, and consultants of the Company and its subsidiaries as an incentive to aid in the financial success of the Company. The shares can be issued as options, stock appreciation rights, performance share or unit awards, dividend or dividend equivalent rights, stock awards, restricted stock awards, or other annual incentive awards. Up to 5,000,000 shares of stock can be awarded under this plan, of which 4,314,537 shares were still available for awards as of December 31, 2025.
Restricted Stock
Restricted stock awards were issued in 2025, 2024 and 2023 in order to retain and attract key employees. The grant date fair value of the restricted stock awards is equal to the price of First Commonwealth’s common stock on grant date.
Compensation expense related to restricted stock was $4.9 million, $4.9 million and $3.8 million in 2025, 2024 and 2023, respectively. As of December 31, 2025, there was $5.5 million of unrecognized compensation cost related to unvested restricted stock awards granted. The cost is expected to be recognized over a period of one to three years.
A summary of the status of First Commonwealth’s unvested service-based restricted stock awards as of December 31 and changes for the years ended on those dates is presented below:
 202520242023
 SharesWeighted
Average
Grant Date
Fair Value
SharesWeighted
Average
Grant Date
Fair Value
SharesWeighted
Average
Grant Date
Fair Value
Outstanding, beginning of the year399,497 $14.68 317,065 $14.62 311,265 $14.48 
Granted126,515 16.31 212,572 14.29 106,750 14.32 
Vested(129,925)15.55 (120,265)13.83 (90,810)13.76 
Forfeited(4,000)14.50 (9,875)14.87 (10,140)14.86 
Outstanding, end of the year392,087 14.92 399,497 14.68 317,065 14.62 
The following provides detail on restricted stock awards estimated to be granted on a performance award basis during 2025, 2024 and 2023. These plans were previously approved by the Board of Directors.
Grant DateTarget Share AwardPerformance Period (years)Award if threshold metAward if targets are metAward if superior met Award if threshold not achievedVesting After Performance Period (years)Final vesting
February 18, 2021143,400 340 %100 %200 %— %0December 31, 2023
February 17, 2022121,200 340 %100 %200 %— %0December 31, 2024
January 23, 2023159,000 340 %100 %200 %— %0December 31, 2025
January 29, 2024167,800 340 %100 %200 %— %0December 31, 2026
January 27, 2025159,800 340 %100 %200 %— %0December 31, 2027
The following table summarizes the estimated unvested target share awards for the Plans as of December 31:
 202520242023
Outstanding, beginning of the year475,225 453,714 434,352 
Granted203,523 276,161 162,774 
Issued(155,956)(215,100)(143,412)
Forfeited(34,700)(39,550)— 
Outstanding, end of the year488,092 475,225 453,714 
Based on a Monte Carlo simulation, the above grants have the following fair market values per share:
Proportional Fair Value
50%25%25%
February 18, 2021$12.77 $16.41 $11.45 
February 17, 202216.56 21.08 15.20 
January 23, 202314.06 17.53 12.70 
January 29, 202415.05 17.09 13.64 
January 27, 202516.77 18.14 15.30 
v3.25.4
Contingent Liabilities
12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Contingent Liabilities Contingent Liabilities
Legal proceedings
First Commonwealth and its subsidiaries are subject in the normal course of business to various pending and threatened legal proceedings in which claims for monetary damages are asserted. As of December 31, 2025, management, after consultation with legal counsel, does not anticipate that the aggregate ultimate liability arising out of litigation pending or threatened against First Commonwealth or its subsidiaries will be material to First Commonwealth’s consolidated financial position. On at least a quarterly basis, First Commonwealth assesses its liabilities and contingencies in connection with such legal proceedings. For those matters where it is probable that First Commonwealth will incur losses and the amounts of the losses can be reasonably estimated, First Commonwealth records an expense and corresponding liability in its consolidated financial statements. To the extent the pending or threatened litigation could result in exposure in excess of that liability, the amount of such excess is not currently estimable. Although not considered probable, the range of reasonably possible losses for such matters in the aggregate, beyond the existing recorded liability (if any), is between $0 and $1 million. Although First Commonwealth does not believe that the outcome of pending litigation will be material to First Commonwealth’s consolidated financial position, it cannot rule out the possibility that such outcomes will be material to the consolidated results of operations and cash flows for a particular reporting period in the future.
v3.25.4
Revenue Recognition (Notes)
12 Months Ended
Dec. 31, 2025
Revenue Recognition and Deferred Revenue [Abstract]  
Revenue Recognition Revenue Recognition
Substantially all of the Company’s revenue is generated from contracts with customers. Revenue associated with financial instruments, including revenue from loans and securities, certain noninterest income streams such as fees associated with derivatives are not in scope of FASB ASU Topic 606 - "Revenue from Contracts with Customers". Topic 606 is applicable to noninterest revenue streams such as trust income, service charges on deposits, insurance and retail brokerage commissions, card-related interchange income and gain/(loss) on sale of OREO. For contracts within the scope of Topic 606, the Company immediately expenses contract acquisition costs when the asset that would have resulted from capitalizing these costs would have been amortized in one year or less.
Noninterest revenue streams in-scope of Topic 606 are discussed below:
Trust Income
Trust income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon a tiered scale of market value of the assets under management at month-end. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not earn performance-based incentives. Optional services such as financial planning or tax return preparation services are also available to trust customers. The Company’s performance obligation for these transactional-based services is generally satisfied and related revenue recognized, at a point in time. Payment is received shortly after services are rendered.
Service Charges on Deposit Accounts
Service charges on deposit accounts consist of fees earned from its deposit customers for transaction-based, account maintenance, overdraft services and account analysis fees. Transaction-based fees, which include services such as ATM use fees, stop payment fees, statement rendering and ACH fees, are recognized at the time the transaction is executed which is the point in time the Company fulfills the customer’s request. Monthly account maintenance fees are earned over the course of the month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. The Company’s performance obligation for account analysis fees is generally satisfied, and the related revenue recognized, during the month the service is provided. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts.
Insurance and Retail Brokerage Commissions
Insurance income primarily consists of commissions received from execution of personal, business and health insurance policies when acting as an agent on behalf of insurance carriers. The Company’s performance obligation is generally satisfied upon the issuance of the insurance policy. Because the Company’s contracts with the insurance carriers are generally cancellable by either party, with minimal notice, insurance commissions are recognized during the policy period as received. Also, the majority of insurance commissions are received on a monthly basis during the policy period, however some carriers pay the full annual commission to First Commonwealth at the time of policy issuance or renewal. In these cases, First Commonwealth would be required to refund any commissions it would not be entitled to as a result of cancelled or terminated policies. The Company has established a refund liability for the remaining term of the policies expected to be cancelled. The Company also receives incentive-based contingency fees from the insurance carriers. Contingency fee revenue, which totals approximately $0.5 million per year, is recognized as received due to the immaterial amount.
Retail brokerage income primarily consists of commissions received on annuity and investment product sales through a third-party service provider. The Company’s performance obligation is generally satisfied upon the issuance of the annuity policy or the execution of an investment transaction. The Company does not earn a significant amount of trailer fees on annuity sales. However, after considering the factors impacting these trailer fees, such as the uncertainty of investor behavior and changes in the market value of assets, First Commonwealth determined that it would recognize trailing fees as received because it could not reasonably estimate an amount of future trailing commissions for which collection is probable. Commissions from the third-party service provider are received on a monthly basis based upon customer activity for the month. The fees are recognized monthly with a receivable until commissions are received from the third-party service provider the following month. Because the Company acts as an agent in arranging the relationship between the customer and the third-party service provider and does not control the services rendered to the customers, retail brokerage fees are presented net of related costs, including $5.5 million and $5.2 million, respectively, in commission expense as of December 31, 2025 and 2024.
Card-Related Interchange Income
Card-related interchange income is primarily comprised of debit and credit card income, ATM fees and merchant services income. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as MasterCard. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Card-related interchange income is recognized at the point in time as the customer transactions are settled.
Other Income
Other income includes service revenue from processing wire transfers, bill pay service, cashier’s checks, and other services. The Company’s performance obligation for these services are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month.
Gains(losses) on sales of OREO
First Commonwealth records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When First Commonwealth finances the sale of OREO to the buyer, an assessment of whether the buyer is committed to perform their obligations under the contract is completed along with an evaluation of whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon transfer of control of the property to the buyer. In determining the gain or loss on the sale, First Commonwealth adjusts the transaction price and related gain/(loss) on sale if a significant financing component is present.
The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606 for the year ended December 31:
 202520242023
 (dollars in thousands)
Noninterest Income
In-scope of Topic 606:
Trust income$12,907 $11,821 $10,516 
Service charges on deposit accounts22,774 22,518 21,437 
Insurance and retail brokerage commissions12,652 11,546 10,929 
Card-related interchange income15,611 21,887 28,640 
Gain on sale of other loans and assets524 781 331 
Other income2,746 2,872 3,022 
Noninterest Income (in-scope of Topic 606)67,214 71,425 74,875 
Noninterest Income (out-of-scope of Topic 606)29,610 27,806 21,734 
Total Noninterest Income$96,824 $99,231 $96,609 
v3.25.4
Related Party Transactions
12 Months Ended
Dec. 31, 2025
Related Party Transactions [Abstract]  
Related Party Transactions Related Party Transactions
Some of First Commonwealth’s directors, executive officers, principal shareholders and their related interests had transactions with the subsidiary bank in the ordinary course of business. All deposit and loan transactions were made on substantially the same terms, such as collateral and interest rates, as those prevailing at the time for comparable transactions. In the opinion of management, these transactions do not involve more than the normal risk of collectability, nor do they present other unfavorable features. It is anticipated that similar transactions will be entered into in the future.
The following is an analysis of loans to related parties (dollars in thousands):
December 31, 2024$30,935 
Advances4,423 
Repayments(3,619)
Other(169)
December 31, 2025$31,570 
v3.25.4
Regulatory Restrictions and Capital Adequacy
12 Months Ended
Dec. 31, 2025
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Regulatory Restrictions and Capital Adequacy Regulatory Restrictions and Capital Adequacy
The amount of funds available to the parent from its subsidiary bank is limited by restrictions imposed on all depository institutions by banking regulation that restricts and limits the payment of dividends and the ability of depository institutions to engage in transactions, including lending transactions and asset purchases, with affiliates.
First Commonwealth and First Commonwealth Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators, which, if undertaken, could have a direct material effect on First Commonwealth’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, First Commonwealth and First Commonwealth Bank must meet specific capital guidelines that involve quantitative measures of First Commonwealth’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. First Commonwealth’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weighting and other factors.
Effective January 1, 2015, First Commonwealth became subject to regulatory risk-based capital rules adopted by the federal banking agencies implementing Basel III. The capital rules require First Commonwealth to maintain the following minimum capital levels:
a minimum Tier I capital to risk-weighted assets of at least 6.0%, plus a capital conservation buffer of 2.5%, resulting in a required minimum ratio of 8.5%
a minimum Common Equity Tier 1 to risk weighted assets of at least 4.5%, plus the capital conservation buffer of 2.5%, resulting in a required minimum ratio of 7%
a minimum Total Capital to risk weighted assets of at least 8.0%, plus the 2.5% capital conservation buffer, resulting in a required minimum of 10.5%
a minimum Leverage ratio, which is Tier 1 capital to adjusted average assets, of 4.0%
The capital conservation buffer may only include capital that qualifies as Common Equity Tier 1.
The Basel III Rules also permit banking organizations with less than $15.0 billion in assets to retain, through a one-time election, the exclusion of accumulated other comprehensive income from regulatory capital. The Company elected to retain this treatment, which reduces the volatility of regulatory capital levels.
In 2018, First Commonwealth Bank, the Company's banking subsidiary, issued $100 million in subordinated debt, of which $50.0 million remains outstanding as of December 31, 2025, which under regulatory rules qualifies as Tier II capital. As of December 31, 2025, this subordinated debt issuance increased the total risk-based capital ratio by 49 basis points.
In March 2020, regulators issued interim financial rule (“IFR”) “Regulatory Capital Rule: Revised Transition of the Current Expected Losses Methodology for Allowances” in response to the disrupted economic activity from the pandemic. The IFR provides financial institutions that adopt CECL during 2020 with the option to delay for two years the estimated impact of CECL on regulatory capital, followed by a three-year transition period to phase out the aggregate amount of the capital benefit provided by the initial two-year delay (“five-year transition”). The Company adopted CECL effective January 1, 2020 and elected to implement the five-year transition. Regulatory capital levels without the capital benefit at December 31, 2025 for both First Commonwealth and First Commonwealth Bank would have continued to be greater than the amounts needed to be considered “well capitalized”, as the transition provided a capital benefit of approximately 4 to 6 basis points.
As of December 31, 2025 and 2024, First Commonwealth and First Commonwealth Bank met all capital adequacy requirements to which they are subject and were considered well-capitalized under the regulatory rules. To be considered well capitalized, the Company must maintain minimum Total risk-based capital, Tier I risk-based capital, Tier I leverage ratio and
Common equity tier I risk-based capital as set for in the tables below:
 ActualMinimum Capital Required Required to be Considered Well
Capitalized
 Capital
Amount
RatioCapital
Amount
RatioCapital
Amount
Ratio
 (dollars in thousands)
As of December 31, 2025
Total Capital to Risk Weighted Assets
First Commonwealth Financial Corporation$1,471,506 14.47 %$1,067,542 10.50 %$1,016,707 10.00 %
First Commonwealth Bank1,362,592 13.43 1,065,303 10.50 1,014,574 10.00 
Tier I Capital to Risk Weighted Assets
First Commonwealth Financial Corporation$1,294,913 12.74 %$864,201 8.50 %$813,365 8.00 %
First Commonwealth Bank1,186,263 11.69 862,388 8.50 811,659 8.00 
Tier I Capital to Average Assets
First Commonwealth Financial Corporation$1,294,913 10.86 %$476,821 4.00 %$596,026 5.00 %
First Commonwealth Bank1,186,263 9.97 475,776 4.00 594,720 5.00 
Common Equity Tier I to Risk Weighted Assets
First Commonwealth Financial Corporation$1,224,913 12.05 %$711,695 7.00 %$660,859 6.50 %
First Commonwealth Bank1,186,263 11.69 710,202 7.00 659,473 6.50 
 ActualMinimum Capital RequiredRequired to be Considered Well
Capitalized
 Capital
Amount
RatioCapital
Amount
RatioCapital
Amount
Ratio
 (dollars in thousands)
As of December 31, 2024
Total Capital to Risk Weighted Assets
First Commonwealth Financial Corporation$1,366,963 14.58 %$984,292 10.50 %$937,421 10.00 %
First Commonwealth Bank1,268,403 13.56 982,216 10.50 935,444 10.00 
Tier I Capital to Risk Weighted Assets
First Commonwealth Financial Corporation$1,207,183 12.88 %$796,808 8.50 %$749,937 8.00 %
First Commonwealth Bank1,108,623 11.85 795,128 8.50 748,355 8.00 
Tier I Capital to Average Assets
First Commonwealth Financial Corporation$1,207,183 10.63 %$454,457 4.00 %$568,071 5.00 %
First Commonwealth Bank1,108,623 9.78 453,467 4.00 566,834 5.00 
Common Equity Tier I to Risk Weighted Assets
First Commonwealth Financial Corporation$1,137,183 12.13 %$656,195 7.00 %$609,324 6.50 %
First Commonwealth Bank1,108,623 11.85 654,811 7.00 608,039 6.50 
v3.25.4
Capital
12 Months Ended
Dec. 31, 2025
Disclosure Capital Additional Information [Abstract]  
Capital Capital
At December 31, 2025, shareholders’ equity was $1.6 billion, an increase of $149.2 million from December 31, 2024. The increase was due to $152.3 million in net income, $45.9 million of common stock issued as part of the Center acquisition and a $37.9 million increase in the fair value of available for sale securities. This was partially offset by $55.5 million of dividends paid to shareholders and $36.5 million of common stock repurchases. Cash dividends declared per common share were $0.535, $0.515 and $0.495 for the years ended December 31, 2025, 2024 and 2023, respectively.
The Board of Directors have authorized numerous share repurchase programs of the Company's common stock, including separate $25.0 million authorizations in October 2021, April 2023, July 2025 and December 2025. As of December 31, 2025, 5,247,990 shares at an average price of $14.75 have been repurchased and 1,364,851 shares remain under the authorized programs. In January 2026, the Board of Directors approved an additional $25.0 million repurchase program. First Commonwealth may suspend or discontinue the program at any time.
v3.25.4
Condensed Financial Information of First Commonwealth Financial Corporation (parent company only)
12 Months Ended
Dec. 31, 2025
Condensed Financial Information Disclosure [Abstract]  
Condensed Financial Information of First Commonwealth Financial Corporation (parent company only) Condensed Financial Information of First Commonwealth Financial Corporation (parent company only)
Statements of Financial ConditionDecember 31,
 20252024
 (dollars in thousands)
Assets
Cash$96,157 $86,909 
Loans— 
Investment in subsidiaries1,518,147 1,378,052 
Investment in unconsolidated subsidiary trusts2,200 2,204 
Investment in jointly-owned company377 438 
Premises and equipment, net3,022 3,184 
Receivable from subsidiaries— 
Dividends receivable from subsidiaries8,132 6,772 
Other assets17,872 17,546 
Total assets$1,645,909 $1,495,108 
Liabilities and Shareholders’ Equity
Accrued expenses and other liabilities$12,547 $11,048 
Subordinated debentures payable78,986 78,895 
Shareholders’ equity1,554,376 1,405,165 
Total liabilities and shareholders’ equity$1,645,909 $1,495,108 
Statements of IncomeFor the years ended December 31,
202520242023
 (dollars in thousands)
Interest and dividends$197 $242 $234 
Dividends from subsidiaries105,273 75,227 107,683 
Interest expense(4,537)(4,098)(3,656)
Other income— — — 
Operating expense(5,971)(5,841)(6,631)
Income before taxes and equity in undistributed earnings of subsidiaries94,962 65,530 97,630 
Applicable income tax benefits2,088 2,018 2,087 
Income before equity in undistributed earnings of subsidiaries97,050 67,548 99,717 
Equity in undistributed earnings of subsidiaries55,252 75,024 57,346 
Net income$152,302 $142,572 $157,063 
For the years ended December 31,
Statements of Cash Flow202520242023
 (dollars in thousands)
Operating Activities
Net income$152,302 $142,572 $157,063 
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization290 300 320 
Net gains (losses) on sales of assets— — — 
Decrease (increase) in prepaid income taxes(106)19,809 (20,307)
Undistributed equity in subsidiaries(55,252)(75,024)(57,346)
Distribution from unconsolidated subsidiary65 — — 
Other net3,054 4,778 7,151 
Net cash provided by operating activities100,353 92,435 86,881 
Investing Activities
Net change in loans
Purchases of premises and equipment(91)(609)(23)
Investment in subsidiaries38 — 1,120 
Investment in jointly-owned companies(19)(14)(18)
Net cash provided by (used in) investing activities(69)(621)1,081 
Financing Activities
Dividends paid(55,489)(52,602)(50,814)
Proceeds from reissuance of treasury stock245 204 245 
Purchase of treasury stock(35,792)(12,630)(14,965)
Net cash used in financing activities(91,036)(65,028)(65,534)
Net increase (decrease) in cash9,248 26,786 22,428 
Cash at beginning of year86,909 60,123 37,695 
Cash at end of year$96,157 $86,909 $60,123 
Cash dividends declared per common share were $0.535 for 2025, $0.515 in 2024 and $0.495 in 2023.
First Commonwealth Financial Corporation has an unsecured $20.0 million line of credit with another financial institution. As of December 31, 2025, there are no amounts outstanding on this line and we are in compliance with all debt covenants related to the line of credit.
v3.25.4
Segment Reporting
12 Months Ended
Dec. 31, 2025
Segment Reporting [Abstract]  
Segment Reporting Disclosure Segment Reporting
We operate our business as a single integrated business unit which provides a number of products and services to meet our customers' banking and financial needs. Our products and services include consumer lending such as secured and unsecured installment loans, home equity loans, construction and real estate loans, credit lines and credit cards. We also offer commercial customers lending and leasing products, which include real estate secured lending, equipment finance, working capital lines of credit, credit cards and construction loans. Our products also include deposit services such as personal and business checking accounts, savings, money market and certificates of deposits. Additionally, we provide an array of cash management services, trust and wealth management services and insurance products. These services are all delivered through the same business network.
The Company’s President and CEO is the chief operating decision maker who uses consolidated net income to assess performance and profitability of our single business segment. Consolidated net income is used to assess performance by comparing results on a monthly basis, including variances to budget and prior period results. Consideration is given to performance of components of the business, such as branches and geographic regions, which are then aggregated. This information is used to achieve strategic initiatives by allowing the chief operation decision maker to manage resources that drive our business and earnings. Additionally, consolidated net income is used to benchmark the Company against its banking peers.
The accounting policies of the single business unit are the same as provided in Note 1 - "Statement of Accounting Policies" and our segment assets are the same as assets presented in the Consolidated Statements of Financial Condition.
The following table presents information related to segment revenue, significant segment expenses and segment net income for the years ended December 31;
202520242023
(dollars in thousands)
Interest income$632,688 $600,463 $529,998 
Interest expense206,601 221,571 144,322 
Net interest income426,087 378,892 385,676 
Provision for credit losses36,725 29,170 14,813 
Noninterest Income
Trust income12,907 11,821 10,516 
Service charges on deposit accounts22,774 22,518 21,437 
Insurance and retail brokerage commissions12,652 11,546 10,929 
Gain on sale of mortgage loans7,296 5,795 3,951 
Gain on sale of other loans and assets6,888 9,111 6,744 
Card-related interchange income15,611 21,887 28,640 
Other segment income (a)
18,696 16,553 14,392 
Noninterest expense
Salaries and employee benefits163,981 149,287 142,871 
Net occupancy20,714 19,783 19,221 
Furniture and equipment18,161 17,453 17,308 
Data processing16,359 15,582 15,010 
Other professional fees and services6,892 5,533 5,919 
Other segment expense (b)
68,721 63,107 69,588 
Income tax provision39,056 35,636 40,492 
Segment net income$152,302 $142,572 $157,063 
Reconciliation of net income
Adjustments and reconciling items— — — 
Consolidated net income$152,302 $142,572 $157,063 
(a) Other segment income includes gain/loss on securities, income from bank owned life insurance, derivative mark to market, swap fee income and other miscellaneous income.
(b) Other segment expense includes FDIC insurance, loss on sale or write-down of assets, litigation and operational losses, merger related expenses and other miscellaneous expenses.
v3.25.4
Insider Trading Arrangements
12 Months Ended
Dec. 31, 2025
Trading Arrangements, by Individual  
Rule 10b5-1 Arrangement Adopted false
Non-Rule 10b5-1 Arrangement Adopted false
Rule 10b5-1 Arrangement Terminated false
Non-Rule 10b5-1 Arrangement Terminated false
v3.25.4
Statement of Accounting Policies (Policies)
12 Months Ended
Dec. 31, 2025
Accounting Policies [Abstract]  
Business Combination [Policy Text Block]
Business Combinations
Business combinations are accounted for by using the acquisition method of accounting. Under the acquisition method, identifiable assets acquired and liabilities assumed at the acquisition date are measured at their fair values as of that date, and are recognized separately from goodwill. The difference between the purchase price and the fair value of the net assets acquired is recorded as goodwill. Results of operations of the acquired entities are included in the Consolidated Statements of Income from the date of acquisition. Acquisition costs are expensed when incurred.
General
General
The following summary of accounting and reporting policies is presented to aid the reader in obtaining a better understanding of the consolidated financial statements of First Commonwealth Financial Corporation and its subsidiaries (“First Commonwealth” or "FCFC") contained in this report. First Commonwealth's subsidiaries include First Commonwealth Bank ("FCB" or the "Bank"), First Commonwealth Insurance Agency, Inc. ("FCIA"), FRAMAL and First Commonwealth Financial Advisors, Inc. ("FCFA").
The financial information is presented in accordance with generally accepted accounting principles and general practice for financial institutions in the United States of America. In preparing financial statements, management is required to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements. In addition, these estimates and assumptions affect revenues and expenses in the financial statements and as such, actual results could differ from those estimates.
Through its subsidiaries, which include a commercial bank and an insurance agency, First Commonwealth provides a full range of loan, deposit, trust, insurance and personal financial planning services primarily to individuals and small to middle market businesses in 30 counties in central and western Pennsylvania as well as throughout Ohio. First Commonwealth has determined that it has one business segment.
First Commonwealth is subject to regulations of certain state and federal agencies. These regulatory agencies periodically examine First Commonwealth for adherence to laws and regulations.
Basis of Presentation
Basis of Presentation
The accompanying Consolidated Financial Statements include the accounts of First Commonwealth previously defined above. All material intercompany transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified to conform to the current period's presentation.
Equity investments of less than a majority but at least 20% ownership are accounted for by the equity method and classified as “Other assets.” Earnings on these investments are reflected in “Other income” on the Consolidated Statements of Income, as appropriate, in the period earned.
Securities
Investment Securities
Debt securities that First Commonwealth has the positive intent and ability to hold to maturity are classified as securities held to maturity and are reported at amortized cost adjusted for amortization of premium and accretion of discount on a level yield basis. Debt and equity securities that are bought and held principally for the purpose of selling them in the near term are to be classified as trading securities and reported at fair value, with unrealized gains and losses included in earnings. Debt securities not classified as either held-to-maturity securities or trading securities are classified as securities available for sale and are reported at fair value, with unrealized gains and losses that are not related to impairment excluded from earnings and reported as a component of other comprehensive income, which is included in shareholders’ equity, net of deferred taxes.
First Commonwealth has securities classified as held to maturity and available for sale and does not engage in trading activities. First Commonwealth utilizes the specific identification method to determine the net gain or loss on debt securities and the average cost method to determine the net gain or loss on the equity securities.
First Commonwealth conducts a comprehensive review of the investment portfolio on a quarterly basis to evaluate for expected credit losses. When evaluating available-for-sale securities, management first considers whether we intend to sell the security, or if it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If there is intent to sell, the security's amortized cost is written down to fair value through income. Otherwise, available-for-sale securities whose market values have fallen below their book value are evaluated at the issuer-specific level to determine if the decline in value is a result of credit losses. Issuer-specific securities include obligations of U.S. Government agencies and sponsored enterprises, single issue trust preferred securities, corporate debentures and obligations of states and political subdivisions. Further analysis of these securities includes a review of research reports, analysts’ recommendations, credit rating changes, news stories, annual reports, impact of interest rate changes and any other relevant information pertaining to the affected security. Any loss not determined to be a credit loss is recorded as a reduction to shareholders equity, through other comprehensive income. Held-to-maturity securities are evaluated for impairment on an annual basis, using historical probability of default and loss given default information specific to the investment category. On a quarterly basis, a qualitative review is
completed incorporating changes to the mix and credit quality of the investment portfolio. If this evaluation determines that credit losses exist an allowance for credit loss is recorded and included in earnings as a component of credit loss expense.
Financing Receivable, Held-for-sale [Policy Text Block]
Loans Held for Sale
Certain residential mortgage loans are originated for sale in the secondary mortgage loan market with the majority sold with servicing rights released. These loans are classified as loans held for sale and are carried at the estimated market value on an aggregate basis. Market value is determined on the basis of rates obtained in the respective secondary market for the type of loan held for sale. Loans are generally sold at a premium or discount from the carrying amount of the loan. Such premium or discount is recognized at the date of sale. Gain or loss on the sale of loans is recorded in non-interest income at the time consideration is received and all other criteria for sales treatment have been met.
In addition, loans held for sale can include commercial business loans guaranteed by the Small Business Administration ("SBA") on a servicing retained basis. These loans are carried at the lower of cost or market value. Market value is determined on the basis of rates obtained in the respective secondary market for the type of loan held for sale. When SBA loans are sold, a servicing asset, a gain (loss) on sale, and a discount on the retained portion of the loan is recorded. The servicing asset and the discount are amortized or accreted into income over the life of the underlying loan on an interest yield method.
Periodically, loans held for sale may include other loans that management has decided to not hold until maturity after considering factors such as credit concentrations, liquidity, risk and balance sheet management. When moved to held for sale, these loans are carried at the lower of cost or market value. Market value is determined based on a quoted price or an estimated market value for similar loans. At the time of transfer to held for sale, any reduction in loan value is recorded as a charge-off through the allowance for credit losses.
Loans
Loans
Loans are carried at the principal amount outstanding. Interest is accrued as earned.
First Commonwealth considers a loan to be past due and still accruing interest when payment of interest or principal is contractually past due but the loan is both well secured and in the process of collection. For installment, mortgage, term and other loans with amortizing payments that are scheduled monthly, 90 days past due is reached when four monthly payments are due and unpaid. For demand, time and other multi-payment obligations with payments scheduled other than monthly, delinquency status is calculated using number of days instead of number of payments. Revolving credit loans, including personal credit lines and home equity lines, are considered to be 90 days past due when the borrower has not made the minimum payment for four monthly cycles.
A loan is placed in nonaccrual status when, based on current information and events, it is probable that First Commonwealth will be unable to fully collect principal or interest due according to the contractual terms of the loan. A loan is also placed in nonaccrual status when, based on regulatory definitions, the loan is maintained on a “cash basis” due to the weakened financial condition of the borrower. When a determination is made to place a loan in nonaccrual status, all accrued and unpaid interest is reversed. Nonaccrual loans are restored to accrual status when, based on a sustained period of repayment by the borrower in accordance with the contractual terms of the loan, First Commonwealth expects repayment of the remaining contractual principal and interest or when the loan otherwise becomes well-secured and in the process of collection.
A loan is considered to be nonperforming when, based on current information and events, it is expected that First Commonwealth will be unable to collect principal or interest that is due in accordance with contractual terms of the loan. Expected losses on nonperforming loans are measured based on the present value of expected cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent.
For loans other than those that First Commonwealth expects repayment through liquidation of the collateral, when the remaining recorded investment in the loan is less than or equal to the present value of the expected cash flows, income is applied as a reduction to loan principal rather than interest income.
Loans deemed uncollectible are charged off through the allowance for credit losses. Factors considered in assessing ultimate collectability include past due status, financial condition of the borrower, collateral values and debt covenants including secondary sources of repayment by guarantors. Payments received on previously charged off loans are recorded as recoveries in the allowance for credit losses.
Acquired Loans
Acquired loans are recorded at estimated fair value on the date of acquisition with no carryover of the related allowance for credit losses. The fair value of acquired loans is determined by estimating the principal and interest cash flows expected to be collected on the loans and discounting those cash flows at a market rate of interest. The estimated fair value considers factors
such as loan term, internal risk rating, delinquency status, prepayment rates, estimated value of the underlying collateral and the current interest rate environment.
Acquired loans are classified into two categories: PCD loans and non-PCD loans. PCD loans are defined as a loan or group of loans that have experienced more than insignificant credit deterioration since origination. Non-PCD loans will have an allowance for credit losses established on acquisition date, which is recognized as an expense through provision for credit losses. For PCD loans, an allowance for credit losses is recognized on day 1 by adding it to the fair value of the loan, which is the “Day 1 amortized cost”. There is no provision for credit loss expense recognized on PCD loans because the initial allowance for credit losses is established by grossing-up the amortized cost of the PCD loan.
Loan Fees
Loan Fees
Loan origination and commitment fees, net of associated direct costs, are deferred and the net amount is amortized as an adjustment to the related loan yield on the interest method, generally over the contractual life of the related loans or commitments.
Other Real Estate Owned
Other Real Estate Owned
Real estate, other than bank premises, is recorded at fair value less estimated selling costs at the time of foreclosure or repossession. After that time, other real estate is carried at the lower of cost or fair value less estimated costs to sell. Fair value is determined based on an independent appraisal. Expenses related to holding the property and rental income earned on the property are generally reflected in earnings in the current period. Depreciation is not recorded on the other real estate owned properties.
Credit Loss, Financial Instrument
Allowance for Credit Losses for Loans and Leases
When determining the allowance for credit losses, our loan and lease portfolio includes five primary loan categories with fourteen segments. Refer to Note 9, "Loans and Leases and Allowance for Credit Losses" for further discussion of these portfolio segments.
The allowance for credit losses is calculated by pooling loans of similar credit risk characteristics and applying a discounted cash flow methodology after incorporating probability of default and loss given default estimates. Probability of default represents an estimate of the likelihood of default and loss given default measures the expected loss upon default. Inputs impacting the expected losses include a forecast of macroeconomic factors, using a weighted forecast from a nationally recognized firm. Our model incorporates a one-year forecast of macroeconomic factors, after which the factors revert back to the historical mean over a one-year period.
All nonperforming credits in excess of $250 thousand are individually evaluated on a quarterly basis. A reserve is established for individually evaluated loans in an amount equal to the total amount of estimated losses for the loans that are reviewed. A reserve is also established for the nonperforming loan balances that are not individually reviewed.
An additional component of the allowance is determined by management based on a qualitative analysis of certain factors related to portfolio risks that are not incorporated in the calculated model. Factors considered by management include lending practices, ability and experience of the credit staff, the overall lending environment, as well as external factors such as the regulatory environment and competition. Portfolio risks include unusual changes or recent trends in specific portfolios such as unexpected changes in the trends or levels of delinquency. No matter how detailed an analysis of potential credit losses is performed, these estimates are inherently imprecise. Management must make estimates using assumptions and information that are often subjective and changes rapidly.
First Commonwealth made the accounting policy election to exclude accrued interest from the allowance for credit loss calculation because these balances are written off or reversed when a loan is placed in non-accrual status.
Allowance for Off-Balance Sheet Credit Exposures
Allowance for Off-Balance Sheet Credit Exposures
First Commonwealth maintains an allowance for off-balance sheet credit exposure at a level deemed sufficient to absorb losses that are inherent to off-balance sheet credit risk. Off-balance sheet credit exposure includes commitments to extend credit, standby letters of credit and commercial letters of credit. The Company’s methodology for assessing the appropriateness of the allowance for off-balance sheet credit exposure consists of analysis of historical usage trends. The calculation begins with historical usage trends related to lines of credit as well as letters of credit and then utilizes those figures to determine the probable usage of available lines. These values are then adjusted by the expected loss percentage calculated for comparable loan categories as part of the allowance for credit losses for loans. This amount is adjusted quarterly and any change to the allowance
is reported as part of provision expense on the Consolidated Statements of Income. The allowance for off-balance sheet credit exposures is reflected in "Other Liabilities" in the Consolidated Statements of Financial Condition.
Bank Owned Life Insurance
Bank Owned Life Insurance
First Commonwealth and the banks that First Commonwealth has acquired have purchased insurance on the lives of certain groups of employees. The policies accumulate asset values to meet future liabilities, including the payment of employee benefits such as health care. Increases in the cash surrender value are recorded as non-interest income in the Consolidated Statements of Income and cash receipts and disbursements are included in "Operating Activities" in the Consolidated Statements of Cash Flows. Cash proceeds received from the settlement of the policies are included in "Investing Activities" in the Consolidated Statements of Cash Flows. Under some of these policies, the beneficiaries receive a portion of the death benefit. The net present value of the future death benefits scheduled to be paid to the beneficiaries was $3.1 million and $3.4 million as of December 31, 2025 and 2024, respectively, and is reflected in "Other Liabilities" on the Consolidated Statements of Financial Condition.
Premises and Equipment
Premises, Equipment and Lease Commitments
Premises and equipment, including software, are carried at cost less accumulated depreciation on First Commonwealth’s Consolidated Statements of Financial Condition. Depreciation is computed on the straight-line and accelerated methods over the estimated useful life of the asset. A straight-line depreciation method was used for substantially all furniture and equipment as well as buildings and improvements. Charges for maintenance and repairs are expensed as incurred. Leasehold improvements are expensed over the term of the lease or the estimated useful life of the improvement, whichever is shorter.
Goodwill
Goodwill
Intangible assets resulting from acquisitions under the purchase method of accounting consist of goodwill and other intangible assets (see “Other Intangible Assets” section below). Goodwill is not amortized and is subject to at least annual assessments for impairment. First Commonwealth reviews goodwill annually and again at any quarter-end if a material event occurs during the quarter that may affect goodwill. When circumstances indicate that it is more likely than not that fair value is less than carrying value, a triggering event has occurred, and a quantitative impairment test is performed. Goodwill is evaluated for potential impairment by determining if our fair value has fallen below carrying value.
Other Intangible Assets
Other Intangible Assets
Other intangible assets consist of core deposits and customer lists obtained through acquisitions. Core deposit intangibles are amortized over their estimated lives using the present value of the benefit of the core deposits and straight-line methods of amortization. Customer list intangibles are amortized over the expected lives using expected cash flows based on retention of the customer base. These intangibles are evaluated for impairment on an annual basis and when events or changes in circumstances indicate that the carrying amount may not be recoverable.
Accounting for the Impairment of Long-Lived Assets
Accounting for the Impairment of Long-Lived Assets
First Commonwealth reviews long-lived assets, such as premises and equipment and intangibles, for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. These changes in circumstances may include a significant decrease in the market value of an asset or the extent or manner in which an asset is used. If there is an indication that the carrying amount of an asset may not be recoverable, future undiscounted cash flows expected to result from the use of the asset are estimated. If the sum of the expected cash flows is less than the carrying value of the asset, a loss is recognized for the difference between the carrying value and fair value of the asset. Long-lived assets
classified as held for sale are measured at the lower of their carrying amount or fair value less cost to sell. Depreciation or amortization is discontinued on long-lived assets classified as held for sale.
Income Taxes
Income Taxes
First Commonwealth records taxes in accordance with the asset and liability method of FASB ASC Topic 740, “Income Taxes,” ("Topic 740") whereby deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amount of existing assets and liabilities and their respective tax bases given the provisions of the enacted tax laws. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are more likely than not expected to be realized based upon available evidence. In accordance with Topic 740, interest or penalties incurred for taxes will be recorded as a component of noninterest expense.
Comprehensive Income Disclosures
Comprehensive Income Disclosures
“Other Comprehensive Income” (comprehensive income, excluding net income) includes the after-tax effect of changes in unrealized holding gains and losses on available-for-sale securities, changes in the funded status of defined benefit postretirement plans and changes in the fair value of cash flow hedges. Comprehensive income is reported in the accompanying Consolidated Statements of Comprehensive Income, net of tax.
Cash and Cash Equivalents
Cash and Cash Equivalents
For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, federal funds sold and interest-bearing bank deposits. Generally, federal funds are sold for one-day periods.
Derivatives and Hedging Activities
Derivatives and Hedging Activities
First Commonwealth accounts for derivative instruments and hedging activities in accordance with FASB ASC Topic 815, “Derivatives and Hedging" ("Topic 815"). All derivatives are evaluated at inception as to whether or not they are hedging or non-hedging activities, and appropriate documentation is maintained to support the final determination. First Commonwealth recognizes all derivatives as either assets or liabilities on the Consolidated Statements of Financial Condition and measures those instruments at fair value. For derivatives designated as fair value hedges, changes in the fair value of the derivative and the hedged item related to the hedged risk are recognized in earnings. Any hedge ineffectiveness would be recognized in the income statement line item pertaining to the hedged item. For derivatives designated as cash flow hedges, changes in fair value of the effective portion of the cash flow hedges are reported in other comprehensive income ("OCI"). When the cash flows associated with the hedged item are realized, the gain or loss included in OCI is recognized in the Consolidated Statement of Income.
When First Commonwealth purchases a portion of a commercial loan that has an existing interest rate swap, it enters a risk participation agreement with the counterparty and assumes the credit risk of the loan customer related to the swap. Any fee paid to First Commonwealth as a result of the risk participation agreement is offset by credit risk of the counterparties and is recognized in the income statement. Credit risk on the risk participation agreements is determined after considering the risk rating, probability of default and loss given default of the counterparties.
Management periodically reviews contracts from various functional areas of First Commonwealth to identify potential derivatives embedded within selected contracts. As of December 31, 2025, First Commonwealth has interest rate derivative positions that are designated as hedging instruments and others that are not designated as hedging instruments. See Note 7, “Derivatives,” for a description of these instruments.
Earnings Per Common Share
Earnings Per Common Share
Basic earnings per share excludes dilution and is computed by dividing income available to common shareholders by the weighted-average number of common shares outstanding for the period.
Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity. For all periods presented, the dilutive effect on average shares outstanding is the result of unvested restricted stock grants.
Fair Value Measurements
Fair Value Measurements
In accordance with FASB ASC Topic 820, “Fair Value Measurements and Disclosures" ("Topic 820"), First Commonwealth groups financial assets and financial liabilities measured at fair value into three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are:
Level 1—Valuations for assets and liabilities traded in active exchange markets, such as the New York Stock Exchange ("NYSE"). Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.
Level 2—Valuations for assets and liabilities traded in less active dealer or broker markets. Valuations are obtained for identical or comparable assets or liabilities from alternative pricing sources with reasonable levels of price transparency. Level 2 securities include U.S. Government securities issued by Agencies and Sponsored Enterprises, Obligations of States and Political Subdivisions, certain corporate securities, loans held for sale, interest rate derivatives that include interest rate swaps, risk participation agreements, certain other real estate owned and certain nonperforming loans.
Level 3—Valuations for assets and liabilities that are derived from other valuation methodologies, including option pricing models, discounted cash flow models and similar techniques, and not based on market exchange, dealer or broker traded transactions. If the inputs used to provide the evaluation are unobservable and/or there is very little, if any, market activity for the security or similar securities, the securities would be considered Level 3 securities. Level 3 valuations incorporate certain assumptions and projections in determining the fair value assigned to such assets or liabilities. The assets included in Level 3 are certain other real estate owned and certain nonperforming loans.
In general, fair values of financial instruments are based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon pricing models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and our creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. See Note 18 “Fair Values of Assets and Liabilities” for additional information.
Revenue from Contract with Customer [Policy Text Block]
Revenue from Contracts with Customers
First Commonwealth records revenue from contracts with customers in accordance with ASC Topic 606, “Revenue from Contracts with Customers” (“Topic 606”). Under Topic 606, the Company must identify the contract with a customer, identify the performance obligations in the contract, determine the transaction price, allocate the transaction price to the performance obligations in the contract, and recognize revenue when (or as) the Company satisfies a performance obligation.
A significant component of the Company's revenue, net interest earned on financial assets and liabilities, is excluded from the scope of Topic 606. First Commonwealth generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, the Company has made no significant judgments in applying the revenue guidance prescribed in Topic 606 that affect the determination of the amount and timing of revenue from contracts with customers.
Lessee, Leases A right-of-use asset and related lease liability is recognized on the Consolidated Statements of Financial Condition for operating leases First Commonwealth has entered to lease certain office facilities. These amounts are reported as components of premises and equipment and other liabilities. Short-term operating leases, which are leases with an original term of 12 months or less and do not have a purchase option that is likely to be exercised, are not recognized as part of the right-of-use asset or lease liability. First Commonwealth has no material leasing arrangements for which it is the lessor of property or equipment.
v3.25.4
Business Combinations and Asset Acquisitions (Tables)
12 Months Ended
Dec. 31, 2025
Business Combination, Asset Acquisition, Transaction between Entities under Common Control, and Joint Venture Formation [Abstract]  
Schedule of PCD Loans Purchased in Business Acquisition
The following table provides details related to the fair value of acquired PCD loans as of April 30, 2025.

Unpaid Principal BalancePCD Allowance for Credit Loss at Acquisition(Discount) Premium on Acquired LoansFair Value of PCD Loans at Acquisition
(dollars in thousands)
Commercial, financial, agricultural and other$13,302 $(1,616)$(487)$11,199 
Time and demand13,302 (1,616)(487)11,199 
Real estate construction2,442 (810)(54)1,578 
Construction other557 (182)(17)358 
Construction residential1,885 (628)(37)1,220 
Residential real estate3,845 (45)(138)3,662 
Residential first lien3,372 (38)(137)3,197 
Residential junior lien/home equity473 (7)(1)465 
Commercial real estate9,604 (1,087)(330)8,187 
Multifamily1,210 (120)(78)1,012 
Non-owner occupied5,330 (943)(184)4,203 
Owner occupied3,064 (24)(68)2,972 
Loans to individuals30 (2) 28 
Automobile and recreational vehicles14 (1)— 13 
Consumer other16 (1)— 15 
Total loans and leases$29,223 $(3,560)$(1,009)$24,654 
Schedule of nonPCD Loans Purchased in Business Acquisition
The following table provides details related to the fair value and Day 1 provision related to the acquired non-PCD loans as of April 30, 2025.
Unpaid Principal Balance(Discount) premium on acquired loansFair Value of Non-PCD Loans at AcquisitionDay 1 Provision for Credit Losses - Non-PCD Loans
(dollars in thousands)
Commercial, financial, agricultural and other$50,555 $(2,137)$48,418 $630 
Time and demand50,535 (2,137)48,398 630 
Time and demand other20 — 20 — 
Real estate construction32,074 (941)31,133 691 
Construction other18,829 (472)18,357 445 
Construction residential13,245 (469)12,776 246 
Residential real estate82,609 (3,396)79,213 665 
Residential first lien67,906 (3,145)64,761 556 
Residential junior lien/home equity14,703 (251)14,452 109 
Commercial real estate108,843 (3,550)105,293 1,389 
Multifamily17,405 (481)16,924 180 
Non-owner occupied43,927 (1,763)42,164 512 
Owner occupied47,511 (1,306)46,205 697 
Loans to individuals357 (10)347 4 
Automobile and recreational vehicles337 (9)328 
Consumer other20 (1)19 — 
Total loans and leases$274,438 $(10,034)$264,404 $3,379 
Business Combination
The table below summarizes the net assets acquired (at fair value) and consideration transferred in connection with the Center acquisition (dollars in thousands):
Consideration paid
Cash paid to shareholders - fractional shares$
Shares issued to shareholders (3,016,009 shares)
46,205 
Total consideration paid$46,206 
Fair value of assets acquired
Cash and due from banks4,672 
Investment securities21,396 
FHLB stock3,144 
Loans, including loans held for sale291,852 
Premises and equipment4,276 
Core deposit intangible5,355 
Bank owned life insurance430 
Other assets5,039 
Total assets acquired336,164 
Fair value of liabilities assumed
Deposits277,980 
Borrowings22,785 
Other liabilities3,692 
Total liabilities assumed304,457 
Total fair value of identifiable net assets31,707 
Goodwill$14,499 
v3.25.4
Supplemental Comprehensive Income Disclosures (Tables)
12 Months Ended
Dec. 31, 2025
Supplemental Comprehensive Income Disclosures [Abstract]  
Schedule of Amounts Recognized in Accumulated Other Comprehensive Income
The following table identifies the related tax effects allocated to each component of other comprehensive income in the Consolidated Statements of Comprehensive Income as of December 31. Reclassification adjustments related to securities available for sale are included in the Net securities (losses) gains line in the Consolidated Statements of Income.
202520242023
Pretax AmountTax (Expense) BenefitNet of Tax AmountPretax AmountTax (Expense) BenefitNet of Tax AmountPretax AmountTax (Expense) BenefitNet of Tax Amount
(dollars in thousands)
Unrealized gains (losses) on securities:
Unrealized holding gains (losses) on securities arising during the period$33,737 $(7,150)$26,587 $(8,131)$1,766 $(6,365)$18,499 $(3,449)$15,050 
Reclassification adjustment for losses on securities included in net income4,348 (913)3,435 5,446 (1,144)4,302 103 (22)81 
Total unrealized gains (losses) on securities38,085 (8,063)30,022 (2,685)622 (2,063)18,602 (3,471)15,131 
Unrealized gains (losses) on derivatives:
Unrealized holding gains on derivatives arising during the period9,987 (2,137)7,850 14,379 (3,069)11,310 13,462 (2,733)10,729 
Total unrealized gains on derivatives9,987 (2,137)7,850 14,379 (3,069)11,310 13,462 (2,733)10,729 
Unrealized gains (losses) for postretirement obligations:
Prior service cost76 (16)60 76 (16)60 76 (15)61 
Net (loss) gain(23)(18)(83)18 (65)22 (7)15 
Total unrealized gains (losses) for postretirement obligations53 (11)42 (7)(5)98 (22)76 
Total other comprehensive income$48,125 $(10,211)$37,914 $11,687 $(2,445)$9,242 $32,162 $(6,226)$25,936 
The following table sets forth the amounts recognized in accumulated other comprehensive income that have not yet been recognized as components of net periodic benefit costs as of December 31:
202520242023
 (dollars in thousands)
Amounts recognized in accumulated other comprehensive income, net of tax:
Net (gain) loss$(506)$(525)$(590)
Prior service cost125 184 244 
Total$(381)$(341)$(346)
Related Tax Effects Allocated to Each Component of Other Comprehensive Income
The following table details the change in components of OCI for the year ended December 31:
2025
 Securities Available for SaleDerivativesPost-Retirement ObligationAccumulated Other Comprehensive Income
 (dollars in thousands)
Balance at January 1$(94,403)$(8,450)$339 $(102,514)
Other comprehensive income before reclassification adjustment26,587 7,850 34,437 
Amounts reclassified from accumulated other comprehensive income (loss)3,435 — 3,435 
Prior service cost60 60 
Net gain(18)(18)
Net other comprehensive income during the period30,022 7,850 42 37,914 
Balance at December 31$(64,381)$(600)$381 $(64,600)
2024
Securities Available for SaleDerivativesPost-Retirement ObligationAccumulated Other Comprehensive Income
(dollars in thousands)
Balance at January 1$(92,340)$(19,760)$344 $(111,756)
Other comprehensive income before reclassification adjustment(6,365)11,310 4,945 
Amounts reclassified from accumulated other comprehensive income (loss)4,302 — 4,302 
Prior service cost60 60 
Net gain(65)(65)
Net other comprehensive income during the period(2,063)11,310 (5)9,242 
Balance at December 31$(94,403)$(8,450)$339 $(102,514)
2023
Securities Available for SaleDerivativesPost-Retirement ObligationAccumulated Other Comprehensive Income
(dollars in thousands)
Balance at January 1$(107,471)$(30,489)$268 $(137,692)
Other comprehensive income before reclassification adjustment15,050 10,729 25,779 
Amounts reclassified from accumulated other comprehensive income (loss)81 — 81 
Prior service cost61 61 
Net gain15 15 
Net other comprehensive income during the period15,131 10,729 76 25,936 
Balance at December 31$(92,340)$(19,760)$344 $(111,756)
v3.25.4
Supplemental Cash Flow Disclosures (Tables)
12 Months Ended
Dec. 31, 2025
Supplemental Cash Flow Information [Abstract]  
Non-cash Investing and Financing Activities
The following table presents information related to cash paid during the year for interest and income taxes as well as detail on non-cash investing and financing activities for the years ended December 31:
202520242023
(dollars in thousands)
Cash paid during the period for:
Interest$207,503 $220,151 $139,872 
Income taxes34,662 32,201 37,526 
Non-cash investing and financing activities:
Loans transferred to other real estate owned and repossessed assets6,565 5,726 4,229 
Fair value of loans transferred from held to maturity to held for sale319,075 106,090 152,613 
Loans transferred from held for sale to held to maturity7,719 4,886 519 
Gross increase (decrease) in market value adjustment to securities available for sale38,086 (2,685)18,602 
Gross increase in market value adjustment to derivatives9,987 14,379 13,462 
Unsettled treasury stock repurchases320 — — 
Increase in limited partnership investment unfunded commitment— — 302 
Net assets (liabilities) acquired through acquisition27,035 — 66,477 
Proceeds from death benefit on bank-owned life insurance not received75 188 — 
Treasury shares issued2,339 2,325 1,966 
Excise tax on treasury stock repurchased341 87 118 
Contribution of premises— 149 — 
v3.25.4
Earnings per Share (Tables)
12 Months Ended
Dec. 31, 2025
Earnings Per Share [Abstract]  
Composition of Weighted-Average Common Shares (Denominator) Used in Basic and Diluted Earnings Per Share
The following table summarizes the composition of the weighted-average common shares (denominator) used in the basic and diluted earnings per share computation for the years ending December 31:
 
202520242023
Weighted average common shares issued125,614,804 123,603,380 122,780,523 
Average treasury shares(22,102,372)(21,435,256)(21,004,846)
Average deferred compensation shares(56,603)(57,200)(56,206)
Average unearned nonvested shares(235,748)(197,813)(163,044)
Weighted average common shares and common stock equivalents used to calculate basic earnings per share
103,220,081 101,913,111 101,556,427 
Additional common stock equivalents (nonvested stock) used to calculate diluted earnings per share
247,343 235,843 208,819 
Additional common stock equivalents (deferred compensation) used to calculate diluted earnings per share56,706 56,543 56,955 
Weighted average common shares and common stock equivalents used to calculate diluted earnings per share
103,524,130 102,205,497 101,822,201 
Per Share Data
Basic Earnings Per Share$1.48 $1.40 $1.55 
Diluted Earnings Per Share$1.47 $1.39 $1.54 
Common Stock Equivalents Not Included in Computation of Diluted Earnings Per Share
The following table shows the number of shares and the price per share related to common stock equivalents that were not included in the computation of diluted earnings per share for the years ended December 31, because to do so would have been anti-dilutive.
202520242023
Price RangePrice RangePrice Range
SharesFromToSharesFromToSharesFromTo
Restricted Stock173,918 $12.39 $18.62 127,230 $12.39 $18.62 114,177 $12.70 $16.43 
Restricted Stock Units— $— $— — $— $— 34,305 $17.53 $17.53 
v3.25.4
Derivatives (Tables)
12 Months Ended
Dec. 31, 2025
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Credit Value Adjustment Recorded Related to Notional Amount of Derivatives Outstanding
The following table depicts the credit value adjustments recorded relative to the notional amount of derivatives outstanding as well as the notional amount of risk participation agreements participated to other banks at December 31:
20252024
 (dollars in thousands)
Derivatives not Designated as Hedging Instruments
Credit value adjustment$(185)$(59)
Notional Amount:
Interest rate derivatives1,000,541 966,978 
Interest rate caps50,525 28,950 
Interest rate collars2,022 524 
Risk participation agreements158,646 179,959 
Sold credit protection on risk participation agreements(151,858)(151,079)
Interest rate options48,143 60,934 
Interest rate forwards:
Fair value adjustment(133)398 
Notional Amount49,000 60,000 
Derivatives Designated as Hedging Instruments
Interest rate swaps:
Fair value adjustment(766)(10,754)
Notional Amount215,000 465,000 
Schedule of Change in Fair Value of Derivative Assets and Liabilities
The table below presents the change in the fair value of derivative assets and derivative liabilities attributable to credit risk or fair value changes included in “Other income”, "Other expense", "Interest on subordinated debentures" or "Interest and fees on loans" in the Consolidated Statements of Income for the years ended December 31:
 202520242023
 (dollars in thousands)
Non-hedging interest rate derivatives:
Increase in other income$185 $218 $922 
Non-hedging interest rate forwards:
(Decrease) increase in other income(531)750 (415)
Hedging interest rate derivatives:
Decrease in interest and fees on loans(10,898)(22,503)(21,647)
Decrease in interest from subordinated debentures(1,220)(2,369)(2,658)
v3.25.4
Investment Securities (Tables)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Investments, Debt and Equity Securities [Abstract]    
Schedule of Available-for-Sale Securities Reconciliation
Below is an analysis of the amortized cost and fair values of securities available for sale at December 31:
 20252024
 Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Estimated
Fair Value
Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Estimated
Fair Value
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities – Residential$2,638 $23 $(165)$2,496 $3,096 $14 $(212)$2,898 
Mortgage-Backed Securities – Commercial701,572 3,788 (43,671)661,689 779,232 2,489 (57,546)724,175 
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities – Residential336,493 1,087 (42,057)295,523 413,434 1,481 (64,331)350,584 
Other Government-Sponsored Enterprises1,000 — (16)984 1,000 — (54)946 
Obligations of States and Political Subdivisions7,560 (590)6,971 8,510 — (983)7,527 
Corporate Securities46,969 782 (1,220)46,531 62,475 1,454 (2,436)61,493 
Total Securities Available for Sale$1,096,232 $5,681 $(87,719)$1,014,194 $1,267,747 $5,438 $(125,562)$1,147,623 
 
Debt Securities, Available-for-Sale
The amortized cost and estimated fair value of debt securities available for sale at December 31, 2025, by contractual maturity, are shown below:
Amortized
Cost
Estimated
Fair Value
 (dollars in thousands)
Due within 1 year$1,000 $984 
Due after 1 but within 5 years35,035 34,797 
Due after 5 but within 10 years19,494 18,705 
Due after 10 years— — 
55,529 54,486 
Mortgage-Backed Securities (a)1,040,703 959,708 
Total Debt Securities$1,096,232 $1,014,194 
(a)Mortgage-Backed Securities include an amortized cost of $704.2 million and a fair value of $664.2 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $336.5 million and a fair value of $295.5 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.
 
Proceeds from Sale, Gross Gains (Losses) Realized on Sales, Maturities and Other-Than-Temporary Impairment Charges Related to Securities Available for Sale Mortgage-Backed Securities include an amortized cost of $704.2 million and a fair value of $664.2 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $336.5 million and a fair value of $295.5 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.  
Held-to-maturity Securities
Below is an analysis of the amortized cost and fair values of debt securities held to maturity at December 31:
 20252024
 Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Estimated
Fair Value
Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Estimated
Fair Value
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities – Residential$1,379 $— $(144)$1,235 $1,586 $— $(220)$1,366 
Mortgage-Backed Securities – Commercial163,625 606 (12,320)151,911 89,404 66 (14,785)74,685 
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities – Residential307,676 485 (33,395)274,766 266,587 — (47,564)219,023 
Mortgage-Backed Securities – Commercial— — — — — — — — 
Other Government-Sponsored Enterprises23,199 — (2,735)20,464 22,869 — (4,155)18,714 
Obligations of States and Political Subdivisions22,743 — (1,250)21,493 24,193 — (2,246)21,947 
Debt Securities Issued by Foreign Governments800 — (4)796 1,000 — (16)984 
Total Securities Held to Maturity$519,422 $1,091 $(49,848)$470,665 $405,639 $66 $(68,986)$336,719 
 
Investments Classified by Contractual Maturity Date [1]
The amortized cost and estimated fair value of debt securities held to maturity at December 31, 2025, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or repay obligations with or without call or prepayment penalties.
Amortized
Cost
Estimated
Fair Value
 (dollars in thousands)
Due within 1 year$1,804 $1,793 
Due after 1 but within 5 years16,845 16,126 
Due after 5 but within 10 years27,529 24,363 
Due after 10 years564 471 
46,742 42,753 
Mortgage-Backed Securities (a)472,680 427,912 
Total Debt Securities$519,422 $470,665 
(a)Mortgage-Backed Securities include an amortized cost of $165.0 million and a fair value of $153.1 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $307.7 million and a fair value of $274.8 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.
 
Schedule of Carrying Values and Estimated Fair Values of Debt Instruments
The following table presents the gross unrealized losses and estimated fair values at December 31, 2025 for available for sale securities for which an allowance for credit losses has not been recorded and held to maturity securities by investment category and time frame for which the securities have been in a continuous unrealized loss position:
 Less Than 12 Months12 Months or MoreTotal
 Estimated
Fair Value
Gross
Unrealized
Losses
Estimated
Fair Value
Gross
Unrealized
Losses
Estimated
Fair Value
Gross
Unrealized
Losses
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities – Residential$— $— $2,789 $(309)$2,789 $(309)
Mortgage-Backed Securities – Commercial77,195 (509)270,142 (55,482)347,337 (55,991)
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities – Residential19,924 (95)438,740 (75,357)458,664 (75,452)
Mortgage-Backed Securities – Commercial— — — — — — 
Other Government-Sponsored Enterprises— — 21,448 (2,751)21,448 (2,751)
Obligations of States and Political Subdivisions— — 26,563 (1,840)26,563 (1,840)
Debt Securities Issued by Foreign Governments— — 596 (4)596 (4)
Corporate Securities5,492 (3)22,845 (1,217)28,337 (1,220)
Total Securities$102,611 $(607)$783,123 $(136,960)$885,734 $(137,567)
The following table presents the gross unrealized losses and estimated fair value at December 31, 2024 for both available for sale and held to maturity securities by investment category and time frame for which the securities had been in a continuous unrealized loss position: 
 Less Than 12 Months12 Months or MoreTotal
 Estimated
Fair Value
Gross
Unrealized
Losses
Estimated
Fair Value
Gross
Unrealized
Losses
Estimated
Fair Value
Gross
Unrealized
Losses
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities – Residential$242 $(1)$3,002 $(431)$3,244 $(432)
Mortgage-Backed Securities – Commercial258,712 (4,119)274,358 (68,212)533,070 (72,331)
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities – Residential4,759 (56)497,445 (111,839)502,204 (111,895)
Mortgage-Backed Securities – Commercial— — — — — — 
Other Government-Sponsored Enterprises— — 19,660 (4,209)19,660 (4,209)
Obligations of States and Political Subdivisions1,104 (11)28,097 (3,218)29,201 (3,229)
Debt Securities Issued by Foreign Governments— — 584 (16)584 (16)
Corporate Securities9,701 (506)17,321 (1,930)27,022 (2,436)
Total Securities$274,518 $(4,693)$840,467 $(189,855)$1,114,985 $(194,548)
Marketable Securities
 
[1] Mortgage-Backed Securities include an amortized cost of $165.0 million and a fair value of $153.1 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $307.7 million and a fair value of $274.8 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.
v3.25.4
Loans and Allowance for Credit Losses (Tables)
12 Months Ended
Dec. 31, 2025
Loans and Leases Receivable Disclosure [Abstract]  
Outstanding Balances of Loan The following table provides outstanding balances related to each of our loan types as of December 31:
20252024
 (dollars in thousands)
Commercial, financial, agricultural and other$2,044,989 $1,677,989 
Time and demand1,226,054 1,133,595 
Commercial credit cards11,408 11,718 
Equipment finance693,265 427,320 
Time and demand other114,262 105,356 
Real estate construction462,786 483,384 
Construction other415,536 475,367 
Construction residential47,250 8,017 
Residential real estate2,360,285 2,341,703 
Residential first lien1,631,019 1,670,547 
Residential junior lien/home equity729,266 671,156 
Commercial real estate3,182,109 3,124,704 
Multifamily594,790 597,145 
Non-owner occupied1,834,016 1,804,950 
Owner occupied753,303 722,609 
Loans to individuals1,457,870 1,355,974 
Automobile and recreational vehicles1,387,195 1,280,645 
Consumer credit cards9,496 9,865 
Consumer other61,179 65,464 
Total loans and leases$9,508,039 $8,983,754 
Credit Risk Profile by Creditworthiness
The following tables represent our credit risk profile by creditworthiness category. In the table for the year ended December 31, 2025, the balance of the doubtful category has been fully provided for in the allowance for credit losses. Information included in the following tables are for years ended December 31:
 2025
Non-Pass
 PassOAEMSubstandardDoubtfulLossTotal Non-PassTotal
 (dollars in thousands)
Commercial, financial, agricultural and other$1,924,977 $53,739 $65,381 $892 $ $120,012 $2,044,989 
Time and demand1,112,673 49,765 62,724 892 — 113,381 1,226,054 
Commercial credit cards11,408 — — — — — 11,408 
Equipment finance686,636 3,972 2,657 — — 6,629 693,265 
Time and demand other114,260 — — — 114,262 
Real estate construction460,716 463 1,607   2,070 462,786 
Construction other413,466 463 1,607 — — 2,070 415,536 
Construction residential47,250 — — — — — 47,250 
Residential real estate2,342,701 4,402 13,182   17,584 2,360,285 
Residential first lien1,618,090 4,402 8,527 — — 12,929 1,631,019 
Residential junior lien/home equity724,611 — 4,655 — — 4,655 729,266 
Commercial real estate3,054,645 69,182 58,282   127,464 3,182,109 
Multifamily575,330 7,718 11,742 — — 19,460 594,790 
Non-owner occupied1,777,941 40,928 15,147 — — 56,075 1,834,016 
Owner occupied701,374 20,536 31,393 — — 51,929 753,303 
Loans to individuals1,457,836  34   34 1,457,870 
Automobile and recreational vehicles1,387,163 — 32 — — 32 1,387,195 
Consumer credit cards9,496 — — — — — 9,496 
Consumer other61,177 — — — 61,179 
Total $9,240,875 $127,786 $138,486 $892 $ $267,164 $9,508,039 
 2024
Non-Pass
 PassOAEMSubstandardDoubtfulLossTotal Non-PassTotal
 (dollars in thousands)
Commercial, financial, agricultural and other$1,579,704 $65,892 $32,393 $ $ $98,285 $1,677,989 
Time and demand1,037,723 64,757 31,115 — — 95,872 1,133,595 
Commercial credit cards11,718 — — — — — 11,718 
Equipment finance424,911 1,131 1,278 — — 2,409 427,320 
Time and demand other105,352 — — — 105,356 
Real estate construction480,675 180 2,529   2,709 483,384 
Construction other472,658 180 2,529 — — 2,709 475,367 
Construction residential8,017 — — — — — 8,017 
Residential real estate2,328,571 1,297 11,835   13,132 2,341,703 
Residential first lien1,661,868 1,297 7,382 — — 8,679 1,670,547 
Residential junior lien/home equity666,703 — 4,453 — — 4,453 671,156 
Commercial real estate3,014,905 60,510 49,289   109,799 3,124,704 
Multifamily578,725 18,346 74 — — 18,420 597,145 
Non-owner occupied1,754,255 21,869 28,826 — — 50,695 1,804,950 
Owner occupied681,925 20,295 20,389 — — 40,684 722,609 
Loans to individuals1,355,724  250   250 1,355,974 
Automobile and recreational vehicles1,280,498 — 147 — — 147 1,280,645 
Consumer credit cards9,865 — — — — — 9,865 
Consumer other65,361 — 103 — — 103 65,464 
Total $8,759,579 $127,879 $96,296 $ $ $224,175 $8,983,754 
The following table summarizes the loan risk rating category by loan type including term loans on an amortized cost basis by origination year as of December 31:
2025
Term LoansRevolving Loans
20252024202320222021PriorTotal
(dollars in thousands)
Time and demand$144,802 $143,570 $95,587 $90,711 $66,053 $94,425 $590,906 $1,226,054 
Pass138,416 129,314 90,204 82,891 55,709 84,813 531,326 1,112,673 
OAEM1,615 10,115 2,639 2,655 1,888 1,888 28,965 49,765 
Substandard4,771 4,141 2,744 5,165 8,456 7,724 29,723 62,724 
Doubtful— — — — — — 892 892 
Gross Charge-offs(305)(283)(400)(2,897)(389)(2,368)(9,540)(16,182)
Gross Recoveries— — — 402 26 862 2,933 4,223 
Commercial credit cards      11,408 11,408 
Pass— — — — — — 11,408 11,408 
Gross Charge-offs— — — — — — (302)(302)
Gross Recoveries— — — — — — 35 35 
2025
Term LoansRevolving Loans
20252024202320222021PriorRevolving LoansTotal
(dollars in thousands)
Equipment finance385,806 195,713 87,528 24,218    693,265 
Pass385,724 192,228 85,679 23,005 — — — 686,636 
OAEM82 2,588 740 562 — — — 3,972 
Substandard— 897 1,109 651 — — — 2,657 
Gross Charge-offs(89)(673)(418)(1,108)— — — (2,288)
Gross Recoveries— 165 454 — — — 626 
Time and demand other9,347 10,927 12,347 4,079 15,114 50,358 12,090 114,262 
Pass9,347 10,927 12,347 4,079 15,114 50,358 12,088 114,260 
OAEM— — — — — — 
Gross Charge-offs— — — — — — (1,480)(1,480)
Gross Recoveries— — — — — 233 234 
Construction other149,758 78,078 115,404 32,501 28,324 8,905 2,566 415,536 
Pass149,758 78,078 115,115 32,327 26,849 8,773 2,566 413,466 
OAEM— — 289 174 — — — 463 
Substandard— — — — 1,475 132 — 1,607 
Gross Charge-offs(10)— (359)(355)— — (8)(732)
Gross Recoveries— — — — — — — — 
Construction residential18,358 6,101 16,798 3,449 1,055  1,489 47,250 
Pass18,358 6,101 16,798 3,449 1,055 — 1,489 47,250 
Gross Charge-offs— — — — (562)— — (562)
Gross Recoveries— — — — — — — — 
Residential first lien86,293 55,820 136,773 343,907 438,644 567,149 2,433 1,631,019 
Pass86,284 55,582 134,414 339,023 436,767 563,651 2,369 1,618,090 
OAEM— — — 3,474 169 695 64 4,402 
Substandard238 2,359 1,410 1,708 2,803 — 8,527 
Gross Charge-offs— (4)(330)(17)(105)(45)— (501)
Gross Recoveries— — — — — 66 — 66 
Residential junior lien/home equity51,282 17,507 44,622 47,598 31,875 4,869 531,513 729,266 
Pass51,282 17,507 44,611 47,523 31,875 4,678 527,135 724,611 
Substandard— — 11 75 — 191 4,378 4,655 
Gross Charge-offs— — — — — — (244)(244)
Gross Recoveries— — — — — 13 155 168 
Multifamily32,759 33,307 70,651 196,678 110,591 148,908 1,896 594,790 
Pass32,759 33,307 70,651 183,418 105,594 148,005 1,596 575,330 
OAEM— — — 1,563 4,997 858 300 7,718 
Substandard— — — 11,697 — 45 — 11,742 
Gross Charge-offs— — — (169)(92)(505)— (766)
Gross Recoveries— — — — — — — — 
Non-owner occupied194,436 109,688 212,880 384,761 186,461 732,319 13,471 1,834,016 
Pass194,436 109,688 212,880 374,468 179,869 693,195 13,405 1,777,941 
OAEM— — — 9,201 6,592 25,135 — 40,928 
Substandard— — — 1,092 — 13,989 66 15,147 
Gross Charge-offs— (2)(93)(1,284)(239)(3,145)(7)(4,770)
Gross Recoveries— — — — — 148 — 148 
2025
Term LoansRevolving Loans
20252024202320222021PriorRevolving LoansTotal
(dollars in thousands)
Owner occupied124,044 79,594 102,865 130,905 108,227 193,605 14,063 753,303 
Pass123,755 66,642 97,396 119,327 104,482 177,382 12,390 701,374 
OAEM— 5,994 3,352 3,080 2,606 4,172 1,332 20,536 
Substandard289 6,958 2,117 8,498 1,139 12,051 341 31,393 
Gross Charge-offs(98)(131)(140)(1,175)(63)(42)(3)(1,652)
Gross Recoveries— — — — — 69 — 69 
Automobile and recreational vehicles545,133 287,068 217,215 204,073 87,300 46,406  1,387,195 
Pass545,133 287,057 217,215 204,061 87,300 46,397 — 1,387,163 
Substandard— 11 — 12 — — 32 
Gross Charge-offs(229)(1,401)(2,037)(2,079)(879)(400)— (7,025)
Gross Recoveries25 409 643 1,047 477 391 — 2,992 
Consumer credit cards      9,496 9,496 
Pass— — — — — — 9,496 9,496 
Gross Charge-offs— — — — — — (346)(346)
Gross Recoveries— — — — — — 79 79 
Consumer other6,592 4,881 2,331 1,074 7,711 2,308 36,282 61,179 
Pass6,592 4,881 2,331 1,074 7,711 2,308 36,280 61,177 
Substandard— — — — — — 
Gross Charge-offs(17)(91)(151)(74)(135)(1)(1,047)(1,516)
Gross Recoveries22 14 38 34 236 351 
Total$1,748,610 $1,022,254 $1,115,001 $1,463,954 $1,081,355 $1,849,252 $1,227,613 $9,508,039 
Total charge-offs$(748)$(2,585)$(3,928)$(9,158)$(2,464)$(6,506)$(12,977)$(38,366)
Total recoveries$31 $417 $830 $1,917 $541 $1,584 $3,671 $8,991 
2024
Term LoansRevolving Loans
20242023202220212020PriorTotal
(dollars in thousands)
Time and demand$144,084 $115,113 $101,483 $80,688 $47,378 $67,103 $577,746 $1,133,595 
Pass142,872 107,764 96,068 60,244 44,645 56,393 529,737 1,037,723 
OAEM1,212 2,696 3,327 11,963 1,881 4,362 39,316 64,757 
Substandard— 4,653 2,088 8,481 852 6,348 8,693 31,115 
Gross Charge-offs— (17)(45)(271)(658)(4,380)(5,760)(11,131)
Gross Recoveries— — — 208 197 29 435 
Commercial credit cards      11,718 11,718 
Pass— — — — — — 11,718 11,718 
Gross Charge-offs— — — — — — (251)(251)
Gross Recoveries— — — — — — 
Equipment finance256,015 129,463 41,842     427,320 
Pass255,572 128,560 40,779 — — — — 424,911 
OAEM443 267 421 — — — — 1,131 
Substandard— 636 642 — — — — 1,278 
Gross Charge-offs(59)(984)(977)— — — — (2,020)
Gross Recoveries— 98 76 — — — — 174 
2024
Term LoansRevolving Loans
20242023202220212020PriorRevolving LoansTotal
(dollars in thousands)
Time and demand other10,746 10,813 4,561 16,526 18,435 41,261 3,014 105,356 
Pass10,746 10,813 4,561 16,526 18,435 41,261 3,010 105,352 
OAEM— — — — — — 
Gross Charge-offs— — — — — — (2,110)(2,110)
Gross Recoveries— — — — — 10 188 198 
Construction other54,109 195,536 136,010 62,890 7,030 18,766 1,026 475,367 
Pass54,109 195,536 134,812 61,379 7,030 18,766 1,026 472,658 
OAEM— — 180 — — — — 180 
Substandard— — 1,018 1,511 — — — 2,529 
Gross Charge-offs— — (588)(504)— — — (1,092)
Gross Recoveries— — — — — — 
Construction residential1,743 3,366 1,740 1,140  28  8,017 
Pass1,743 3,366 1,740 1,140 — 28 — 8,017 
Gross Charge-offs— — — — — — — — 
Gross Recoveries— — — — — — — — 
Residential first lien47,504 147,678 369,890 475,231 296,971 331,368 1,905 1,670,547 
Pass47,504 145,898 369,111 473,418 296,170 327,934 1,833 1,661,868 
OAEM— — — 255 345 625 72 1,297 
Substandard— 1,780 779 1,558 456 2,809 — 7,382 
Gross Charge-offs— (108)(1)(20)(1)(61)— (191)
Gross Recoveries— — — — — 168 — 168 
Residential junior lien/home equity21,770 53,985 58,662 37,644 1,163 5,406 492,526 671,156 
Pass21,770 53,974 58,587 37,644 1,163 5,207 488,358 666,703 
Substandard— 11 75 — — 199 4,168 4,453 
Gross Charge-offs— — (1)— — — (291)(292)
Gross Recoveries— — — — — 32 170 202 
Multifamily25,006 6,978 235,374 141,970 79,271 108,059 487 597,145 
Pass25,006 6,978 222,965 136,872 78,844 107,573 487 578,725 
OAEM— — 12,409 5,098 427 412 — 18,346 
Substandard— — — — — 74 — 74 
Gross Charge-offs— — — — — — — — 
Gross Recoveries— — — — — — — — 
Non-owner occupied120,201 206,496 435,072 182,234 147,034 702,907 11,006 1,804,950 
Pass120,201 203,543 424,778 181,993 136,219 676,580 10,941 1,754,255 
OAEM— — 10,294 241 1,641 9,693 — 21,869 
Substandard— 2,953 — — 9,174 16,634 65 28,826 
Gross Charge-offs— — (50)— (3,761)(3,327)— (7,138)
Gross Recoveries— — — — — 59 — 59 
Owner occupied64,019 112,272 152,714 145,807 58,919 176,674 12,204 722,609 
Pass62,968 110,539 139,937 139,644 57,309 161,208 10,320 681,925 
OAEM— 876 7,002 6,129 198 4,260 1,830 20,295 
Substandard1,051 857 5,775 34 1,412 11,206 54 20,389 
Gross Charge-offs— — (141)(136)(1,050)(163)(50)(1,540)
Gross Recoveries— — — 28 — 49 41 118 
2024
Term LoansRevolving Loans
20242023202220212020PriorRevolving LoansTotal
(dollars in thousands)
Automobile and recreational vehicles403,819 316,774 321,803 152,084 71,682 14,483  1,280,645 
Pass403,803 316,734 321,776 152,052 71,674 14,459 — 1,280,498 
Substandard16 40 27 32 24 — 147 
Gross Charge-offs(310)(1,826)(3,223)(1,275)(525)(452)— (7,611)
Gross Recoveries36 415 844 468 296 351 — 2,410 
Consumer credit cards      9,865 9,865 
Pass— — — — — — 9,865 9,865 
Gross Charge-offs— — — — — — (428)(428)
Gross Recoveries— — — — — — 96 96 
Consumer other7,878 4,351 2,530 10,325 642 2,291 37,447 65,464 
Pass7,878 4,351 2,530 10,323 642 2,291 37,346 65,361 
Substandard— — — — — 101 103 
Gross Charge-offs(17)(109)(93)(102)(20)(35)(1,248)(1,624)
Gross Recoveries— — 14 21 16 111 214 376 
Total$1,156,894 $1,302,825 $1,861,681 $1,306,539 $728,525 $1,468,346 $1,158,944 $8,983,754 
Total charge-offs$(386)$(3,044)$(5,119)$(2,308)$(6,015)$(8,418)$(10,138)$(35,428)
Total recoveries$36 $513 $935 $517 $520 $983 $744 $4,248 
Age Analysis of Past Due Loans by Segment
The following tables delineate the aging analysis of the recorded investments in past due loans as of December 31. Also included in these tables are loans that are 90 days or more past due and still accruing because they are well-secured and in the process of collection.
 2025
 30 - 59
days
past due
60 - 89
days
past
due
90 days
and
greater
and still
accruing
NonaccrualTotal past
due and
nonaccrual
CurrentTotal
 (dollars in thousands)
Commercial, financial, agricultural and other$5,127 $595 $217 $46,618 $52,557 $1,992,432 $2,044,989 
Time and demand2,666 125 107 45,288 48,186 1,177,868 1,226,054 
Commercial credit cards75 32 — — 107 11,301 11,408 
Equipment finance2,382 438 110 1,330 4,260 689,005 693,265 
Time and demand other— — — 114,258 114,262 
Real estate construction   1,475 1,475 461,311 462,786 
Construction other— — — 1,475 1,475 414,061 415,536 
Construction residential— — — — — 47,250 47,250 
Residential real estate8,197 1,870 581 13,019 23,667 2,336,618 2,360,285 
Residential first lien5,054 1,456 317 8,364 15,191 1,615,828 1,631,019 
 2025
 30 - 59
days
past due
60 - 89
days
past
due
90 days
and
greater
and still
accruing
NonaccrualTotal past
due and
nonaccrual
CurrentTotal
Residential junior lien/home equity3,143 414 264 4,655 8,476 720,790 729,266 
Commercial real estate1,975 10,070  30,612 42,657 3,139,452 3,182,109 
Multifamily417 — — 10 427 594,363 594,790 
Non-owner occupied534 10,070 — 14,156 24,760 1,809,256 1,834,016 
Owner occupied1,024 — — 16,446 17,470 735,833 753,303 
Loans to individuals6,733 1,225 490 32 8,480 1,449,390 1,457,870 
Automobile and recreational vehicles6,262 1,022 168 30 7,482 1,379,713 1,387,195 
Consumer credit cards50 35 — — 85 9,411 9,496 
Consumer other421 168 322 913 60,266 61,179 
Total $22,032 $13,760 $1,288 $91,756 $128,836 $9,379,203 $9,508,039 
2024
30 - 59
days
past due
60 - 89
days
past
due
90 days
and
greater
and still
accruing
NonaccrualTotal past
due and
nonaccrual
CurrentTotal
(dollars in thousands)
Commercial, financial, agricultural and other$2,379 $1,544 $26 $14,987 $18,936 $1,659,053 $1,677,989 
Time and demand649 1,126 26 14,181 15,982 1,117,613 1,133,595 
Commercial credit cards61 26 — — 87 11,631 11,718 
Equipment finance1,659 392 — 806 2,857 424,463 427,320 
Time and demand other10 — — — 10 105,346 105,356 
Real estate construction   2,529 2,529 480,855 483,384 
Construction other— — — 2,529 2,529 472,838 475,367 
Construction residential— — — — — 8,017 8,017 
Residential real estate5,677 1,659 1,588 11,587 20,511 2,321,192 2,341,703 
Residential first lien3,904 1,184 1,134 7,134 13,356 1,657,191 1,670,547 
Residential junior lien/home equity1,773 475 454 4,453 7,155 664,001 671,156 
Commercial real estate1,597 1,099  32,103 34,799 3,089,905 3,124,704 
Multifamily212 — — 20 232 596,913 597,145 
Non-owner occupied72 742 — 24,550 25,364 1,779,586 1,804,950 
Owner occupied1,313 357 — 7,533 9,203 713,406 722,609 
Loans to individuals5,020 1,143 450 250 6,863 1,349,111 1,355,974 
Automobile and recreational vehicles4,667 930 149 147 5,893 1,274,752 1,280,645 
Consumer credit cards24 28 — — 52 9,813 9,865 
Consumer other329 185 301 103 918 64,546 65,464 
Total $14,673 $5,445 $2,064 $61,456 $83,638 $8,900,116 $8,983,754 
Recorded Investment and Unpaid Principal Balance for Impaired Loans with Associated Allowance
The following tables include the recorded investment and unpaid principal balance for nonperforming loans with the associated allowance amount, if applicable, as of December 31, 2025 and 2024. Also presented are the average recorded investment in nonperforming loans and the related amount of interest recognized while the loan was considered nonperforming. Average balances are calculated based on month-end balances of the loans for the period reported and are included in the table below based on its period end allowance position.
 2025
 Recorded
investment
Unpaid
principal
balance
Related
specific
allowance
Average
recorded
investment
Interest
income
recognized
 (dollars in thousands)
With no related specific allowance recorded:
Commercial, financial, agricultural and other$22,422 $31,583 $12,445 $135 
Time and demand21,092 30,253 11,467 135 
Equipment finance1,330 1,330 978 — 
Time and demand other— — — — 
Real estate construction1,475 1,475 1,986 106 
Construction other1,475 1,475 1,720 106 
Construction residential— — 266 — 
Residential real estate11,874 13,678 11,664 125 
Residential first lien7,219 8,148 7,147 108 
Residential junior lien/home equity4,655 5,530 4,517 17 
Commercial real estate17,853 23,807 21,659 1,624 
Multifamily10 12 252 — 
Non-owner occupied8,799 12,879 12,854 1,425 
Owner occupied9,044 10,916 8,553 199 
Loans to individuals32 78 143 5 
Automobile and recreational vehicles30 62 122 
Consumer other16 21 — 
Subtotal53,656 70,621 47,897 1,995 
With a specific allowance recorded:
Commercial, financial, agricultural and other24,196 34,249 $6,959 23,517  
Time and demand24,196 34,249 6,959 23,517 — 
Equipment finance— — — — — 
Time and demand other— — — — — 
Real estate construction  —   
Construction other— — — — — 
Construction residential— — — — — 
Residential real estate1,145 1,160 162 888  
Residential first lien1,145 1,160 162 888 — 
Residential junior lien/home equity— — — — — 
Commercial real estate12,759 12,871 2,715 6,871  
Multifamily— — — — — 
Non-owner occupied5,357 5,357 2,280 2,860 — 
Owner occupied7,402 7,514 435 4,011 — 
Loans to individuals     
Automobile and recreational vehicles— — — — — 
Consumer other— — — — — 
Subtotal38,100 48,280 9,836 31,276  
Total$91,756 $118,901 $9,836 $79,173 $1,995 
2024
Recorded
investment
Unpaid
principal
balance
Related
specific
allowance
Average
recorded
investment
Interest
income
recognized
(dollars in thousands)
With no related specific allowance recorded:
Commercial, financial, agricultural and other$5,619 $21,745 $6,580 $41 
Time and demand4,813 20,939 5,481 41 
Equipment finance806 806 1,099 — 
Time and demand other— — — — 
Real estate construction2,529 2,581 4,498  
Construction other2,529 2,581 4,498 — 
Construction residential— — — — 
Residential real estate8,875 10,524 8,360 133 
Residential first lien6,020 6,993 5,134 118 
Residential junior lien/home equity2,855 3,531 3,226 15 
Commercial real estate18,346 24,047 16,759 453 
Multifamily20 21 34 — 
Non-owner occupied16,948 22,372 15,657 173 
Owner occupied1,378 1,654 1,068 280 
Loans to individuals250 2,237 146 7 
Automobile and recreational vehicles147 2,080 135 
Consumer other103 157 11 — 
Subtotal35,619 61,134 36,343 634 
With a specific allowance recorded:
Commercial, financial, agricultural and other9,368 10,459 $4,724 5,378 71 
Time and demand9,368 10,459 4,724 5,378 71 
Equipment finance— — — — — 
Time and demand other— — — — — 
Real estate construction     
Construction other— — — — — 
Construction residential— — — — — 
Residential real estate2,712 2,885 369 1,486  
Residential first lien1,114 1,113 47 205 — 
Residential junior lien/home equity1,598 1,772 322 1,281 — 
Commercial real estate13,757 15,058 2,872 11,092  
Multifamily— — — — — 
Non-owner occupied7,602 8,686 2,093 6,634 — 
Owner occupied6,155 6,372 779 4,458 — 
Loans to individuals     
Automobile and recreational vehicles— — — — — 
Consumer other— — — — — 
Subtotal25,837 28,402 7,965 17,956 71 
Total$61,456 $89,536 $7,965 $54,299 $705 
 2023
 Average
recorded
investment
Interest
income
recognized
 (dollars in thousands)
With no related specific allowance recorded:
Commercial, financial, agricultural and other$7,895 $143 
Time and demand7,569 143 
Equipment finance326 — 
Time and demand other— — 
Real estate construction1,096  
Construction other1,096 — 
Construction residential— — 
Residential real estate6,440 136 
Residential first lien3,760 129 
Residential junior lien/home equity2,680 
Commercial real estate20,715 260 
Multifamily37 — 
Non-owner occupied18,454 122 
Owner occupied2,224 138 
Loans to individuals365 7 
Automobile and recreational vehicles299 
Consumer other66 — 
Subtotal36,511 546 
With a specific allowance recorded:
Commercial, financial, agricultural and other6,574 (16)
Time and demand6,574 (16)
Equipment finance— — 
Time and demand other— — 
Real estate construction  
Construction other— — 
Construction residential— — 
Residential real estate1,183  
Residential first lien47 — 
Residential junior lien/home equity1,136 — 
Commercial real estate655  
Multifamily— — 
Non-owner occupied397 — 
Owner occupied258 — 
Loans to individuals  
Automobile and recreational vehicles— — 
Consumer other— — 
Subtotal8,412 (16)
Total$44,923 $530 
Allowance for Credit Losses
The following tables provide detail related to the allowance for credit losses for the years ended December 31.
 2025
Beginning balanceAllowance for credit loss on PCD acquired loansCharge-offsRecoveries
Provision (credit)a
Ending balance
(dollars in thousands)
Commercial, financial, agricultural and other$29,131 $1,616 $(20,252)$5,118 $22,536 $38,149 
Time and demand19,433 1,616 (16,182)4,223 13,133 22,223 
Commercial credit cards182 — (302)35 262 177 
Equipment finance7,844  (2,288)626 7,956 14,138 
Time and demand other1,672  (1,480)234 1,185 1,611 
Real estate construction6,030 810 (1,294) 2,262 7,808 
Construction other5,916 182 (732)— 1,752 7,118 
Construction residential114 628 (562)— 510 690 
Residential real estate22,396 45 (745)234 (301)21,629 
Residential first lien15,758 38 (501)66 (305)15,056 
Residential junior lien/home equity6,638 (244)168 6,573 
Commercial real estate40,232 1,087 (7,188)217 5,923 40,271 
Multifamily5,431 120 (766)— 743 5,528 
Non-owner occupied23,332 943 (4,770)148 5,212 24,865 
Owner occupied11,469 24 (1,652)69 (32)9,878 
Loans to individuals21,117 2 (8,887)3,422 2,257 17,911 
Automobile and recreational vehicles18,693 (7,025)2,992 301 14,962 
Consumer credit cards341 — (346)79 399 473 
Consumer other2,083 (1,516)351 1,557 2,476 
Total$118,906 $3,560 $(38,366)$8,991 $32,677 $125,768 
a) The provision (credit) shown here includes the day 1 provision on non-PCD loans acquired from Center and excludes the provision for off-balance sheet credit exposure included in the income statement.
 2024
Beginning balanceCharge-offsRecoveries
Provision (credit)a
Ending balance
(dollars in thousands)
Commercial, financial, agricultural and other$27,996 $(15,512)$813 $15,834 $29,131 
Time and demand22,819 (11,131)435 7,310 19,433 
Commercial credit cards278 (251)149 182 
Equipment finance3,399 (2,020)174 6,291 7,844 
Time and demand other1,500 (2,110)198 2,084 1,672 
Real estate construction7,418 (1,092)6 (302)6,030 
Construction other6,448 (1,092)554 5,916 
Construction residential970 — — (856)114 
Residential real estate23,901 (483)370 (1,392)22,396 
Residential first lien16,975 (191)168 (1,194)15,758 
Residential junior lien/home equity6,926 (292)202 (198)6,638 
Commercial real estate37,071 (8,678)177 11,662 40,232 
Multifamily5,233 — — 198 5,431 
Non-owner occupied19,995 (7,138)59 10,416 23,332 
Owner occupied11,843 (1,540)118 1,048 11,469 
Loans to individuals21,332 (9,663)2,882 6,566 21,117 
Automobile and recreational vehicles19,142 (7,611)2,410 4,752 18,693 
Consumer credit cards372 (428)96 301 341 
Consumer other1,818 (1,624)376 1,513 2,083 
Total$117,718 $(35,428)$4,248 $32,368 $118,906 
a) The provision (credit) shown here excludes the provision for off-balance sheet credit exposure included in the income statement.
 2023
Beginning balanceAllowance for credit loss on PCD acquired loansCharge-offsRecoveries
Provision (credit)a
Ending balance
(dollars in thousands)
Commercial, financial, agricultural and other$22,650 $19,417 $(19,199)$498 $4,630 $27,996 
Time and demand20,040 19,417 (16,147)260 (751)22,819 
Commercial credit cards335 — (105)13 35 278 
Equipment finance1,086 — (537)— 2,850 3,399 
Time and demand other1,189 — (2,410)225 2,496 1,500 
Real estate construction8,822 287   (1,691)7,418 
Construction other6,360 227 — — (139)6,448 
Construction residential2,462 60 — — (1,552)970 
Residential real estate21,412 527 (561)247 2,276 23,901 
Residential first lien14,822 197 (246)177 2,025 16,975 
Residential junior lien/home equity6,590 330 (315)70 251 6,926 
Commercial real estate28,804 6,971 (6,277)151 7,422 37,071 
Multifamily4,726 234 — — 273 5,233 
Non-owner occupied16,426 2,739 (4,705)127 5,408 19,995 
Owner occupied7,652 3,998 (1,572)24 1,741 11,843 
Loans to individuals21,218 3 (7,230)2,219 5,122 21,332 
Automobile and recreational vehicles18,819 (5,587)1,832 4,075 19,142 
Consumer credit cards412 — (290)87 163 372 
Consumer other1,987 — (1,353)300 884 1,818 
Total$102,906 $27,205 $(33,267)$3,115 $17,759 $117,718 
a) The provision (credit) shown here includes the day 1 provision on non-PCD loans acquired from Centric and excludes the provision for off-balance sheet credit exposure included in the income statement.
Financing Receivable, Modified, Past Due
The following tables shows the payment status of loans that have been modified in the last twelve months prior to December 31:
2025
Current30 - 59 days past due60 - 89 days past due90 days or greater and still accruingTotal
(dollars in thousands)
Commercial, financial, agricultural and other$989 $ $ $2,522 $3,511 
Time and demand864 — — 2,522 3,386 
Equipment finance125 — — — 125 
Residential real estate227 1,823 23 321 2,394 
Residential first lien182 1,823 23 321 2,349 
Residential junior lien/home equity45 — — — 45 
Commercial real estate9,399    9,399 
Non-owner occupied9,399 — — — 9,399 
Total $10,615 $1,823 $23 $2,843 $15,304 
2024
Current30 - 59 days past due60 - 89 days past due90 days or greater and still accruingTotal
(dollars in thousands)
Commercial, financial, agricultural and other$3,871 $ $ $ $3,871 
Time and demand3,871 — — — 3,871 
Real estate construction180    180 
Construction other180 — — — 180 
Residential real estate1,455 88 99 179 1,821 
Residential first lien1,258 88 99 179 1,624 
Residential junior lien/home equity197 — — — 197 
Commercial real estate9,796    9,796 
Non-owner occupied123 — — — 123 
Owner occupied9,673 — — — 9,673 
Loans to individuals30    30 
Automobile and recreational vehicles30 — — — 30 
Total$15,332 $88 $99 $179 $15,698 
Troubled Debt Restructured Loans and Commitments
The following table presents the amortized cost basis of loan modifications made to borrowers experiencing financial difficulty as of December 31:
2025
Rate ReductionTerm ExtensionPayment DeferralTerm Extension and Payment DeferralRate Reduction, Term Extension and Payment DeferralTotalPercentage of Total Loans and Leases
(dollars in thousands)
Commercial, financial, agricultural and other$ $ $2,522 $989 $ $3,511 0.17 %
Time and demand— — 2,522 864 — 3,386 0.28 
Equipment finance— — — 125 — 125 0.02 
Residential real estate  24 2,370  2,394 0.10 
Residential first lien— — — 2,349 — 2,349 0.14 
Residential junior lien/home equity— — 24 21 — 45 0.01 
Commercial real estate 6,198   3,201 9,399 0.30 
Non-owner occupied— 6,198 — — 3,201 9,399 0.51 
Total $ $6,198 $2,546 $3,359 $3,201 $15,304 0.16 %
2024
Rate ReductionTerm ExtensionPayment DeferralTerm Extension and Payment DeferralRate Reduction, Term Extension and Payment DeferralTotalPercentage of Total Loans and Leases
(dollars in thousands)
Commercial, financial, agricultural and other$236 $2,855 $ $780 $ $3,871 0.23 %
Time and demand236 2,855 — 780 — 3,871 0.34 
Real estate construction 180    180 0.04 
Construction other— 180 — — — 180 0.04 
Residential real estate 160 96 1,565  1,821 0.08 
Residential first lien— 160 — 1,464 — 1,624 0.10 
Residential junior lien/home equity— — 96 101 — 197 0.03 
Commercial real estate 123 9,673   9,796 0.31 
Non-owner occupied— 123 — — — 123 0.01 
Owner occupied— — 9,673 — — 9,673 1.34 
Loans to individuals 10  8 12 30  
Automobile and recreational vehicles— 10 — 12 30 — 
Total$236 $3,328 $9,769 $2,353 $12 $15,698 0.17 %
2023
Rate ReductionTerm ExtensionPayment DeferralTerm Extension and Payment DeferralRate Reduction, Term Extension and Payment DeferralTotalPercentage of Total Loans and Leases
(dollars in thousands)
Commercial, financial, agricultural and other$50 $ $ $ $ $50  %
Time and demand50 — — — — 50 — 
Residential real estate21 303  434  758 0.03 
Residential first lien21 303 — 434 — 758 0.04 
Commercial real estate  9,663   9,663 0.32 
Owner occupied— — 9,663 — — 9,663 1.33 
Total$71 $303 $9,663 $434 $ $10,471 0.12 %
The following table describes the financial effect of the modifications made to borrowers experiencing financial difficulty as of December 31:
2025
Rate ReductionTerm Extension (Years)Principal ForgivenessPayment Deferral (Years)
(dollars in thousands)
Commercial, financial, agricultural and other %1.4$ 0.5
Time and demand— 1.3— 0.5
Equipment finance— 2.4— 0.5
Residential real estate 1.0 0.5
Residential first lien— 1.0— 0.5
Residential junior lien/home equity— 2.1— 0.5
Commercial real estate4.00 0.8 0.8
Non-owner occupied4.00 0.8— 0.8
Total 4.00 %0.9$ 0.6
2024
Rate ReductionTerm Extension (Years)Principal ForgivenessPayment Deferral (Years)
(dollars in thousands)
Commercial, financial, agricultural and other1.86 %1.9$ 1.0
Time and demand1.86 1.9— 1.0
Real estate construction 10.0 0.0
Construction other— 10.0— 0.0
Residential real estate 3.5 0.8
Residential first lien— 3.4— 0.9
Residential junior lien/home equity— 4.0— 0.7
Commercial real estate 0.9 0.4
Non-owner occupied— 0.9— 0.0
Owner occupied— 0.0— 0.4
Loans to individuals2.39 2.6 0.4
Automobile and recreational vehicles2.39 2.6— 0.4
Total1.89 %2.6$ 0.5
2023
Rate ReductionTerm Extension (Years)Principal ForgivenessPayment Deferral (Years)
(dollars in thousands)
Commercial, financial, agricultural and other4.00 %0.0$ 0.0
Time and demand4.00 0.0— 0.0
Residential real estate2.25 3.1 0.5
Residential first lien2.25 3.1— 0.5
Commercial real estate 0.0 0.5
Owner occupied— 0.0— 0.5
Total3.49 %3.1$ 0.5
Financing Receivable, Modified, Subsequent Default The following table shows modifications considered to be in default as of December 31:
20252024
Number of ContractsBalanceNumber of ContractsBalance
(dollars in thousands)
Commercial, financial, agricultural and other1 $2,522  $ 
Time and demand2,522 — — 
Residential real estate2 321 2 179 
Residential first lien321 179 
Total3 $2,843 2 $179 
v3.25.4
Commitments and Letters of Credit (Tables)
12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Notional Amount of Commitments and Letter of Credit Instruments
The following table identifies the notional amount of those instruments at December 31:
20252024
 (dollars in thousands)
Financial instruments whose contract amounts represent credit risk:
Commitments to extend credit$2,425,873 $2,254,445 
Financial standby letters of credit14,371 13,791 
Performance standby letters of credit16,620 29,265 
Commercial letters of credit569 554 
v3.25.4
Premises and Equipment (Tables)
12 Months Ended
Dec. 31, 2025
Property, Plant and Equipment [Abstract]  
Schedule of Premises and Equipment
Premises and equipment are described as follows:
Estimated Useful Life20252024
(dollars in thousands)
LandIndefinite$14,814 $14,471 
Buildings and improvements
10-50 years
77,702 75,063 
Operating lease right of use asset
1-25 years
53,654 56,097 
Leasehold improvements
5-40 years
42,220 40,765 
Furniture and equipment
3-7 years
73,975 72,538 
Software
3-7 years
43,473 42,989 
Subtotal305,838 301,923 
Less accumulated depreciation and amortization191,555 185,815 
Total premises and equipment, net$114,283 $116,108 
Lessee, Operating Lease, Liability, Maturity [Table Text Block]
The following table reconciles future minimum lease payments due under non-cancelable operating leases (those amounts subject to recognition) to the lease liability as of December 31, 2025 (dollars in thousands):
For the twelve months ended December 31,
2026$5,351 
20275,070 
20284,742 
20294,678 
20304,217 
Thereafter30,181 
Total future minimum lease payments54,239 
Less remaining imputed interest11,612 
Operating lease liability$42,627 
Lease, Cost
The following table represents the lease costs and other lease information for the years ended December 31.
20252024
(dollars in thousands)
Balance sheet:
    Operating lease asset classified as premises and equipment$38,170 $40,171 
    Operating lease liability classified as other liabilities42,627 44,654 
Income statement:
Operating lease cost classified as occupancy and equipment expense$5,624 $5,740 
Weighted average lease term, in years12.3012.96
Weighted average discount rate3.88 %3.77 %
Operating cash flows$5,646 $5,741 
v3.25.4
Goodwill and Other Amortizing Intangible Assets (Tables)
12 Months Ended
Dec. 31, 2025
Goodwill Disclosure [Abstract]  
Summarized Other Intangible Assets
The following table summarizes other intangible assets:
Gross
Intangible
Assets
Accumulated
Amortization
Net
Intangible
Assets
 (dollars in thousands)
December 31, 2025
Customer deposit intangibles$44,599 $(28,548)$16,051 
Customer list intangible2,283 (2,215)68 
Total other intangible assets$46,882 $(30,763)$16,119 
December 31, 2024
Customer deposit intangibles$39,244 $(24,522)$14,722 
Customer list intangible2,283 (2,146)137 
Total other intangible assets$41,527 $(26,668)$14,859 
Estimated Amortization Expense of Core Deposit Intangibles
The following presents the estimated amortization expense of core deposit and customer list intangibles:
 Core Deposit IntangiblesCustomer List IntangibleTotal
 (dollars in thousands)
2026$3,947 $42 $3,989 
20273,556 15 3,571 
20283,419 3,426 
20293,313 3,317 
20301,816 — 1,816 
Thereafter— — — 
Total$16,051 $68 $16,119 
v3.25.4
Investments, Equity Method and Joint Ventures (Tables)
12 Months Ended
Dec. 31, 2025
Equity Method Investments and Joint Ventures [Abstract]  
Equity Method Investments
As of December 31, First Commonwealth's investment in and unfunded commitment to these partnerships are as follows:
20252024
(dollars in thousands)
Investment
SBIC$18,392 $15,081 
LIHTC10,561 11,737 
CDFI7,100 7,339 
Other580 604 
Total limited investment partnerships$36,633 $34,761 
Unfunded commitment
SBIC$12,383 $10,804 
LIHTC2,019 4,979 
CDFI7,000 3,761 
Other42 60 
Total unfunded commitment$21,444 $19,604 
Tax Expenses and Benefits Recognized The amortization and tax benefits attributed to these partnerships, which include low-income housing and historic tax credits, are as follows as of December 31:
202520242023
(dollars in thousands)
Proportional amortization expense included in the provision for income taxes$850 $795 $1,223 
Tax credits and other tax benefits recognized1,176 853 631 
Equity Method Investments - Unfunded Commitments The following table presents the scheduled equity commitments to be paid to LIHTC limited partnerships over the next five years and in the aggregate thereafter as of December 31, 2025:
2026$925 
2027346 
2028168 
2029161 
2030159 
Thereafter260 
Total$2,019 
v3.25.4
Interest-Bearing Deposits (Tables)
12 Months Ended
Dec. 31, 2025
Deposits [Abstract]  
Components of Interest-Bearing Deposits
Components of interest-bearing deposits at December 31 were as follows:
20252024
 (dollars in thousands)
Interest-bearing demand deposits$1,795,513 $688,596 
Savings deposits4,241,762 4,989,342 
Time deposits1,840,923 1,750,466 
Total interest-bearing deposits$7,878,198 $7,428,404 
Scheduled Maturities of Time Deposits
Included in time deposits at December 31, 2025 were certificates of deposit with the following scheduled maturities (dollars in thousands):
2026$1,767,811 
202737,283 
202822,314 
20297,450 
2030 and thereafter6,065 
Total$1,840,923 
v3.25.4
Short-term Borrowings (Tables)
12 Months Ended
Dec. 31, 2025
Short-Term Debt [Abstract]  
Summary of Short-Term Borrowings
Short-term borrowings at December 31 were as follows:
 202520242023
 Ending
Balance
Average
Balance
Average
Rate
Ending
Balance
Average
Balance
Average
Rate
Ending
Balance
Average
Balance
Average
Rate
 (dollars in thousands)
Federal funds purchased$— $— — %$— $35 5.71 %$— $712 5.62 %
FRB Term Funding Program— — — — 383,131 4.77 — — — 
Borrowings from FHLB125,000 64,647 4.71 55,000 31,869 5.58 563,000 379,712 5.56 
Securities sold under agreements to repurchase22,966 30,675 1.47 25,139 29,418 1.25 34,835 59,132 1.01 
Total$147,966 $95,322 3.67 $80,139 $444,453 4.60 $597,835 $439,556 4.95 
Maximum total at any month-end$225,874 $653,110 $597,835 
Weighted average rate at year-end3.57 %3.71 %5.37 %
Interest Expense on Short-Term Borrowings
Interest expense on short-term borrowings for the years ended December 31 is detailed below:
202520242023
 (dollars in thousands)
Federal funds purchased$— $$40 
FRB Term Funding Program— 18,292 — 
Borrowings from FHLB3,042 1,777 21,108 
Securities sold under agreements to repurchase452 368 599 
Total interest on short-term borrowings$3,494 $20,439 $21,747 
v3.25.4
Subordinated Debentures (Tables)
12 Months Ended
Dec. 31, 2025
Disclosure Subordinated Debentures [Abstract]  
Subordinated Debentures Outstanding
Subordinated debentures outstanding at December 31 are as follows:
  20252024
 DueRateAmountAmount
  (dollars in thousands)
Owed to:
First Commonwealth Bank20335.50% until June 1, 2028, then 3-Month CME Term SOFR + 0.26161% + 2.37%49,480 49,411 
First Commonwealth Financial Corp20314.5% until March 29, 2026,
then Prime + 1.00%
6,819 6,727 
First Commonwealth Capital Trust II20343-Month CME Term SOFR
 + 0.26161% + 2.85%
30,929 30,929 
First Commonwealth Capital Trust III20343-Month CME Term SOFR
 + 0.26161% + 2.85%
41,238 41,238 
Total$128,466 $128,305 
v3.25.4
Other Long-term Debt (Tables)
12 Months Ended
Dec. 31, 2025
Debt Disclosure [Abstract]  
Summary of Other Long-Term Debt
Other long-term debt at December 31 follows:
20252024
AmountWeighted
Average
Contractual
Rate
AmountWeighted
Average
Contractual
Rate
(dollars in thousands)
Borrowings from FHLB due:
2025$799 3.86 %
2026$127,830 4.19 %127,830 4.19 
2027863 3.87 863 3.87 
2028620 3.64 620 3.64 
2029242 3.13 241 3.13 
2030— — 
Thereafter— — — — 
Total$129,555 $130,353 
v3.25.4
Fair Values of Assets and Liabilities (Tables)
12 Months Ended
Dec. 31, 2025
Fair Value Disclosures [Abstract]  
Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis
The tables below present the balances of assets and liabilities measured at fair value on a recurring basis at December 31:
 2025
 Level 1Level 2Level 3Total
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities—Residential$— $2,496 $— $2,496 
Mortgage-Backed Securities—Commercial— 661,689 — 661,689 
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities—Residential— 295,523 — 295,523 
Other Government-Sponsored Enterprises— 984 — 984 
Obligations of States and Political Subdivisions— 6,971 — 6,971 
Corporate Securities— 46,531 — 46,531 
Total Securities Available for Sale— 1,014,194 — 1,014,194 
Loans Held for Sale— 46,071 — 46,071 
Other Assets (a)— 9,573 — 9,573 
Total Assets$— $1,069,838 $— $1,069,838 
Other Liabilities (a)$— $10,657 $— $10,657 
Total Liabilities$— $10,657 $— $10,657 
(a)Hedging and non-hedging interest rate derivatives
 2024
 Level 1Level 2Level 3Total
 (dollars in thousands)
Obligations of U.S. Government Agencies:
Mortgage-Backed Securities—Residential$— $2,898 $— $2,898 
Mortgage-Backed Securities—Commercial— 724,175 — 724,175 
Obligations of U.S. Government-Sponsored Enterprises:
Mortgage-Backed Securities—Residential— 350,584 — 350,584 
Other Government-Sponsored Enterprises— 946 — 946 
Obligations of States and Political Subdivisions— 7,527 — 7,527 
Corporate Securities— 61,493 — 61,493 
Total Securities Available for Sale— 1,147,623 — 1,147,623 
Loans Held for Sale— 51,991 — 51,991 
Other Assets (a)— 41,569 — 41,569 
Total Assets$— $1,241,183 $— $1,241,183 
Other Liabilities (a)$— $51,983 $— $51,983 
Total Liabilities$— $51,983 $— $51,983 
[1]
Schedule of Assets Measured on Nonrecurring Basis
The tables below present the balances of assets measured at fair value on a nonrecurring basis at December 31 and total gains and losses realized on these assets during the year ended December 31:
 2025
Level 1Level 2Level 3TotalTotal
Gains
(Losses)
 (dollars in thousands)
Loans held for sale$— $225,381 $— $225,381 $— 
Nonperforming loans— 40,617 41,303 81,920 (18,677)
Other real estate owned— 1,014 — 1,014 (284)
Total Assets$— $267,012 $41,303 $308,315 $(18,961)

 2024
 Level 1Level 2Level 3TotalTotal
Gains
(Losses)
 (dollars in thousands)
Loans held for sale$— $228 $— $228 $— 
Nonperforming loans— 39,407 14,084 53,491 (16,287)
Other real estate owned— 1,215 — 1,215 (29)
Total Assets$— $40,850 $14,084 $54,934 $(16,316)
Carrying Amounts and Fair Values of Financial Instruments
The following table presents carrying amounts and estimated fair values of First Commonwealth’s financial instruments at December 31:
 2025
  Fair Value Measurements Using:
 Carrying
Amount
TotalLevel 1Level 2Level 3
 (dollars in thousands)
Financial assets
Cash and due from banks$103,280 $103,280 $103,280 $— $— 
Interest-bearing deposits77,082 77,082 77,082 — — 
Securities available for sale1,014,194 1,014,194 — 1,014,194 — 
Securities held to maturity519,422 470,665 — 470,665 — 
Other investments38,295 38,295 — 32,563 5,732 
Loans held for sale271,452 271,452 — 271,452 — 
Loans and leases9,508,039 9,657,464 — 40,617 9,616,847 
Financial liabilities
Deposits10,250,969 10,248,485 — 10,248,485 — 
Short-term borrowings147,966 147,926 — 147,926 — 
Long-term debt129,555 130,108 — 130,108 — 
Subordinated debt128,466 121,747 — — 121,747 
Capital lease obligation3,721 3,721 — 3,721 — 
 2024
  Fair Value Measurements Using:
 Carrying
Amount
TotalLevel 1Level 2Level 3
 (dollars in thousands)
Financial assets
Cash and due from banks$105,051 $105,051 $105,051 $— $— 
Interest-bearing deposits28,358 28,358 28,358 — — 
Securities available for sale1,147,623 1,147,623 — 1,147,623 — 
Securities held to maturity405,639 336,719 — 336,719 — 
Other investments30,954 30,954 — 25,222 5,732 
Loans held for sale51,991 52,219 — 52,219 — 
Loans and leases8,983,754 8,999,020 — 39,407 8,959,613 
Financial liabilities
Deposits9,678,019 9,672,358 — 9,672,358 — 
Short-term borrowings80,139 79,151 — 79,151 — 
Long-term debt130,353 129,880 — 129,880 — 
Subordinated debt128,305 115,747 — — 115,747 
Capital lease obligation4,327 4,327 — 4,327 — 
[1] Hedging and non-hedging interest rate derivatives
v3.25.4
Income Taxes (Tables)
12 Months Ended
Dec. 31, 2025
Income Tax Disclosure [Abstract]  
Schedule of Cash paid for Income Taxes
Cash paid for taxes for the years ended December 31 is as follows:
202520242023
(dollars in thousands)
Federal$33,500 $31,000 $36,250 
States
Other*1,162 1,185 1,380 
Foreign— — — 
Total cash paid for taxes34,662 32,185 37,630 
* The amount of income taxes paid during the year does not meet the 5% disaggregation threshold.
[1]
Schedule of Components of Income Tax Provision (Benefit)
The income tax provision for the years ended December 31 is as follows:
202520242023
 (dollars in thousands)
Current tax provision:
Federal$34,600 $31,220 $32,167 
State1,443 1,002 936 
Total current tax provision36,043 32,222 33,103 
Deferred tax provision (benefit):
Federal3,152 3,412 7,488 
State(139)(99)
Total deferred tax provision3,013 3,414 7,389 
Total tax provision$39,056 $35,636 $40,492 
Schedule of Effective Income Tax Rate Reconciliation
The statutory to effective tax rate reconciliation for the years ended December 31 is as follows:
 202520242023
 Amount% of
Pretax
Income
Amount% of
Pretax
Income
Amount% of
Pretax
Income
 (dollars in thousands)
Federal Income tax at statutory rate$40,185 21 %$37,424 21 %$41,487 21 %
State and local income tax, net of federal benefit*1,030 793 — 725 — 
Tax credits
Low income housing tax credits**(294)— (354)— (381)— 
Other(10)— (4)— (38)— 
Nontaxable or nondeductible items
Tax-exempt interest income, net(900)— (835)— (812)— 
Income from bank owned life insurance(1,444)(1)(1,336)(1)(1,024)(1)
Other614 — 457 — 660 — 
Other adjustments(125)— (509)— (125)— 
Effective income tax rate$39,056 21 %$35,636 20 %$40,492 20 %
* State taxes in Delaware, Indiana, Kentucky, New Jersey, New York made up the majority (greater than 50 percent) of the tax effect in this category for 2025. State taxes in Delaware, Kentucky, New Jersey, New York made up the majority (greater than 50 percent) of the tax effect in this category for 2024. State taxes in Delaware, Illinois, New Jersey, New York and New York City made up the majority (greater than 50 percent) of the tax effect in this category for 2023.
** The benefit is net of associated investment impacts such as proportional amortization and benefit of flow through losses.
Schedule of Deferred Tax Assets and Liabilities
The tax effects of temporary differences between the financial statement carrying amounts and the tax bases of assets and liabilities that represent significant portions of the deferred tax assets and liabilities at December 31 are presented below:
20252024
 (dollars in thousands)
Deferred tax assets:
Lease liability$9,175 $9,561 
Allowance for credit losses26,980 25,459 
Postretirement benefits other than pensions89 201 
Unrealized loss on securities available for sale17,822 28,023 
Net operating loss carryforward60 61 
Deferred compensation3,289 3,008 
Accrued interest on nonaccrual loans763 1,088 
Accrued incentives3,949 3,295 
Unfunded loan commitments & other reserves1,757 879 
Purchase accounting adjustments3,889 4,001 
Other1,127 744 
Total deferred tax assets68,900 76,320 
Deferred tax liabilities:
Loan origination fees and costs(4,268)(2,615)
Right of use asset(8,215)(8,601)
Depreciation of assets(2,608)(1,586)
Section 197 intangibles(4,019)(3,175)
Purchase accounting adjustments(3,231)(2,755)
Other(695)(718)
Total deferred tax liabilities(23,036)(19,450)
Net deferred tax asset$45,864 $56,870 
[1] * The amount of income taxes paid during the year does not meet the 5% disaggregation threshold
v3.25.4
Retirement Plans (Tables)
12 Months Ended
Dec. 31, 2025
Retirement Benefits [Abstract]  
Schedule of Components of Net Periodic Benefit Cost
Net periodic benefit cost of these plans for the years ended December 31, was as follows:
202520242023
 (dollars in thousands)
Service cost$— $— $— 
Interest cost on projected benefit obligation25 25 25 
Amortization of transition obligation— — — 
Amortization of prior service cost76 76 76 
Gain amortization(101)(101)(108)
Net periodic benefit cost$— $— $(7)
Schedule of Changes in Benefit Obligations and Plan Assets
The following table sets forth the change in the benefit obligation and plan assets as of December 31:
20252024
 (dollars in thousands)
Change in Benefit Obligation
Benefit obligation at beginning of year$506 $561 
Service cost— — 
Interest cost25 25 
Amendments— — 
Actuarial gain(78)(26)
Net benefits paid(41)(54)
Benefit obligation at end of year412 506 
Change in Plan Assets
Fair value of plan assets at beginning of year— — 
Actual return on plan assets— — 
Employer contributions41 54 
Net benefits paid(41)(54)
Fair value of plan assets at end of year— — 
Funded Status at End of Year412 506 
Unrecognized prior service cost(159)(234)
Unrecognized net gain645 668 
Amounts recognized in retained earnings$898 $940 
Schedule of Amounts Recognized as Other Liabilities
As of December 31, the funded status of the plan is:
20252024
 (dollars in thousands)
Amounts Recognized in the Statement of Financial Condition as Other liabilities$412 $506 
Schedule of Amounts Recognized in Accumulated Other Comprehensive Income
The following table identifies the related tax effects allocated to each component of other comprehensive income in the Consolidated Statements of Comprehensive Income as of December 31. Reclassification adjustments related to securities available for sale are included in the Net securities (losses) gains line in the Consolidated Statements of Income.
202520242023
Pretax AmountTax (Expense) BenefitNet of Tax AmountPretax AmountTax (Expense) BenefitNet of Tax AmountPretax AmountTax (Expense) BenefitNet of Tax Amount
(dollars in thousands)
Unrealized gains (losses) on securities:
Unrealized holding gains (losses) on securities arising during the period$33,737 $(7,150)$26,587 $(8,131)$1,766 $(6,365)$18,499 $(3,449)$15,050 
Reclassification adjustment for losses on securities included in net income4,348 (913)3,435 5,446 (1,144)4,302 103 (22)81 
Total unrealized gains (losses) on securities38,085 (8,063)30,022 (2,685)622 (2,063)18,602 (3,471)15,131 
Unrealized gains (losses) on derivatives:
Unrealized holding gains on derivatives arising during the period9,987 (2,137)7,850 14,379 (3,069)11,310 13,462 (2,733)10,729 
Total unrealized gains on derivatives9,987 (2,137)7,850 14,379 (3,069)11,310 13,462 (2,733)10,729 
Unrealized gains (losses) for postretirement obligations:
Prior service cost76 (16)60 76 (16)60 76 (15)61 
Net (loss) gain(23)(18)(83)18 (65)22 (7)15 
Total unrealized gains (losses) for postretirement obligations53 (11)42 (7)(5)98 (22)76 
Total other comprehensive income$48,125 $(10,211)$37,914 $11,687 $(2,445)$9,242 $32,162 $(6,226)$25,936 
The following table sets forth the amounts recognized in accumulated other comprehensive income that have not yet been recognized as components of net periodic benefit costs as of December 31:
202520242023
 (dollars in thousands)
Amounts recognized in accumulated other comprehensive income, net of tax:
Net (gain) loss$(506)$(525)$(590)
Prior service cost125 184 244 
Total$(381)$(341)$(346)
Schedule of Weighted-Average Assumptions Used to Determine Benefit Obligation
Weighted-average assumptions used to determine the benefit obligation as of December 31 are as follows:
202520242023
Weighted-Average Assumptions
Discount rate4.81 %5.33 %4.90 %
Health care cost trend: Initial8.70 %7.45 %6.95 %
Health care cost trend: Ultimate4.75 %4.75 %4.75 %
Year ultimate reached203420332029
Schedule of Weighted-Average Assumptions Used to Determine Net Periodic Cost
Weighted-average assumptions used to determine the benefit obligation as of December 31 are as follows:
202520242023
Weighted-Average Assumptions
Discount rate4.81 %5.33 %4.90 %
Health care cost trend: Initial8.70 %7.45 %6.95 %
Health care cost trend: Ultimate4.75 %4.75 %4.75 %
Year ultimate reached203420332029
Weighted-average assumptions used to determine the net benefit costs as of December 31 are as follows: 
202520242023
Weighted-Average Assumptions for Net Periodic Cost
Discount rate5.33 %4.90 %5.31 %
Health care cost trend: Initial7.45 %6.95 %6.50 %
Health care cost trend: Ultimate4.75 %4.75 %4.75 %
Year ultimate reached203320292028
Corridor10.00 %10.00 %10.00 %
Recognition period for gains and losses8.38.89.3
Schedule of Projected Benefit Payments
As of December 31, 2025, the projected benefit payments for the next ten years are as follows:
Projected Benefit
        Payments         
 (dollars in thousands)
2026$69 
202762 
202856 
202950 
203045 
2031 - 2035152 
Schedule of Amounts Recognized in Accumulated Other Comprehensive Income
The estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost for 2026 are as follows:
 Postretirement
Benefits
 (dollars in thousands)
Net gain$(101)
Prior service cost76 
Total$(25)
v3.25.4
Incentive Compensation Plan (Tables)
12 Months Ended
Dec. 31, 2025
Share-Based Payment Arrangement [Abstract]  
Unvested Service-Based Restricted Stock Awards
A summary of the status of First Commonwealth’s unvested service-based restricted stock awards as of December 31 and changes for the years ended on those dates is presented below:
 202520242023
 SharesWeighted
Average
Grant Date
Fair Value
SharesWeighted
Average
Grant Date
Fair Value
SharesWeighted
Average
Grant Date
Fair Value
Outstanding, beginning of the year399,497 $14.68 317,065 $14.62 311,265 $14.48 
Granted126,515 16.31 212,572 14.29 106,750 14.32 
Vested(129,925)15.55 (120,265)13.83 (90,810)13.76 
Forfeited(4,000)14.50 (9,875)14.87 (10,140)14.86 
Outstanding, end of the year392,087 14.92 399,497 14.68 317,065 14.62 
Schedule of Restricted Stock Units Granted Based on Performance [Table Text Block]
The following provides detail on restricted stock awards estimated to be granted on a performance award basis during 2025, 2024 and 2023. These plans were previously approved by the Board of Directors.
Grant DateTarget Share AwardPerformance Period (years)Award if threshold metAward if targets are metAward if superior met Award if threshold not achievedVesting After Performance Period (years)Final vesting
February 18, 2021143,400 340 %100 %200 %— %0December 31, 2023
February 17, 2022121,200 340 %100 %200 %— %0December 31, 2024
January 23, 2023159,000 340 %100 %200 %— %0December 31, 2025
January 29, 2024167,800 340 %100 %200 %— %0December 31, 2026
January 27, 2025159,800 340 %100 %200 %— %0December 31, 2027
Unvested Target Award
The following table summarizes the estimated unvested target share awards for the Plans as of December 31:
 202520242023
Outstanding, beginning of the year475,225 453,714 434,352 
Granted203,523 276,161 162,774 
Issued(155,956)(215,100)(143,412)
Forfeited(34,700)(39,550)— 
Outstanding, end of the year488,092 475,225 453,714 
v3.25.4
Revenue Recognition (Tables)
12 Months Ended
Dec. 31, 2025
Revenue Recognition and Deferred Revenue [Abstract]  
Disaggregation of Revenue [Table Text Block]
The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606 for the year ended December 31:
 202520242023
 (dollars in thousands)
Noninterest Income
In-scope of Topic 606:
Trust income$12,907 $11,821 $10,516 
Service charges on deposit accounts22,774 22,518 21,437 
Insurance and retail brokerage commissions12,652 11,546 10,929 
Card-related interchange income15,611 21,887 28,640 
Gain on sale of other loans and assets524 781 331 
Other income2,746 2,872 3,022 
Noninterest Income (in-scope of Topic 606)67,214 71,425 74,875 
Noninterest Income (out-of-scope of Topic 606)29,610 27,806 21,734 
Total Noninterest Income$96,824 $99,231 $96,609 
v3.25.4
Related Party Transactions (Tables)
12 Months Ended
Dec. 31, 2025
Related Party Transactions [Abstract]  
Loans to Related Parties
The following is an analysis of loans to related parties (dollars in thousands):
December 31, 2024$30,935 
Advances4,423 
Repayments(3,619)
Other(169)
December 31, 2025$31,570 
v3.25.4
Regulatory Restrictions and Capital Adequacy (Tables)
12 Months Ended
Dec. 31, 2025
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Capital Amount and Ratio Considered to be Capitalized n the tables below:
 ActualMinimum Capital Required Required to be Considered Well
Capitalized
 Capital
Amount
RatioCapital
Amount
RatioCapital
Amount
Ratio
 (dollars in thousands)
As of December 31, 2025
Total Capital to Risk Weighted Assets
First Commonwealth Financial Corporation$1,471,506 14.47 %$1,067,542 10.50 %$1,016,707 10.00 %
First Commonwealth Bank1,362,592 13.43 1,065,303 10.50 1,014,574 10.00 
Tier I Capital to Risk Weighted Assets
First Commonwealth Financial Corporation$1,294,913 12.74 %$864,201 8.50 %$813,365 8.00 %
First Commonwealth Bank1,186,263 11.69 862,388 8.50 811,659 8.00 
Tier I Capital to Average Assets
First Commonwealth Financial Corporation$1,294,913 10.86 %$476,821 4.00 %$596,026 5.00 %
First Commonwealth Bank1,186,263 9.97 475,776 4.00 594,720 5.00 
Common Equity Tier I to Risk Weighted Assets
First Commonwealth Financial Corporation$1,224,913 12.05 %$711,695 7.00 %$660,859 6.50 %
First Commonwealth Bank1,186,263 11.69 710,202 7.00 659,473 6.50 
 ActualMinimum Capital RequiredRequired to be Considered Well
Capitalized
 Capital
Amount
RatioCapital
Amount
RatioCapital
Amount
Ratio
 (dollars in thousands)
As of December 31, 2024
Total Capital to Risk Weighted Assets
First Commonwealth Financial Corporation$1,366,963 14.58 %$984,292 10.50 %$937,421 10.00 %
First Commonwealth Bank1,268,403 13.56 982,216 10.50 935,444 10.00 
Tier I Capital to Risk Weighted Assets
First Commonwealth Financial Corporation$1,207,183 12.88 %$796,808 8.50 %$749,937 8.00 %
First Commonwealth Bank1,108,623 11.85 795,128 8.50 748,355 8.00 
Tier I Capital to Average Assets
First Commonwealth Financial Corporation$1,207,183 10.63 %$454,457 4.00 %$568,071 5.00 %
First Commonwealth Bank1,108,623 9.78 453,467 4.00 566,834 5.00 
Common Equity Tier I to Risk Weighted Assets
First Commonwealth Financial Corporation$1,137,183 12.13 %$656,195 7.00 %$609,324 6.50 %
First Commonwealth Bank1,108,623 11.85 654,811 7.00 608,039 6.50 
v3.25.4
Condensed Financial Information of First Commonwealth Financial Corporation (parent company only) (Tables)
12 Months Ended
Dec. 31, 2025
Condensed Financial Information Disclosure [Abstract]  
Statements of Financial Condition
Statements of Financial ConditionDecember 31,
 20252024
 (dollars in thousands)
Assets
Cash$96,157 $86,909 
Loans— 
Investment in subsidiaries1,518,147 1,378,052 
Investment in unconsolidated subsidiary trusts2,200 2,204 
Investment in jointly-owned company377 438 
Premises and equipment, net3,022 3,184 
Receivable from subsidiaries— 
Dividends receivable from subsidiaries8,132 6,772 
Other assets17,872 17,546 
Total assets$1,645,909 $1,495,108 
Liabilities and Shareholders’ Equity
Accrued expenses and other liabilities$12,547 $11,048 
Subordinated debentures payable78,986 78,895 
Shareholders’ equity1,554,376 1,405,165 
Total liabilities and shareholders’ equity$1,645,909 $1,495,108 
Statements of Operations
Statements of IncomeFor the years ended December 31,
202520242023
 (dollars in thousands)
Interest and dividends$197 $242 $234 
Dividends from subsidiaries105,273 75,227 107,683 
Interest expense(4,537)(4,098)(3,656)
Other income— — — 
Operating expense(5,971)(5,841)(6,631)
Income before taxes and equity in undistributed earnings of subsidiaries94,962 65,530 97,630 
Applicable income tax benefits2,088 2,018 2,087 
Income before equity in undistributed earnings of subsidiaries97,050 67,548 99,717 
Equity in undistributed earnings of subsidiaries55,252 75,024 57,346 
Net income$152,302 $142,572 $157,063 
Statements of Cash Flow
For the years ended December 31,
Statements of Cash Flow202520242023
 (dollars in thousands)
Operating Activities
Net income$152,302 $142,572 $157,063 
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization290 300 320 
Net gains (losses) on sales of assets— — — 
Decrease (increase) in prepaid income taxes(106)19,809 (20,307)
Undistributed equity in subsidiaries(55,252)(75,024)(57,346)
Distribution from unconsolidated subsidiary65 — — 
Other net3,054 4,778 7,151 
Net cash provided by operating activities100,353 92,435 86,881 
Investing Activities
Net change in loans
Purchases of premises and equipment(91)(609)(23)
Investment in subsidiaries38 — 1,120 
Investment in jointly-owned companies(19)(14)(18)
Net cash provided by (used in) investing activities(69)(621)1,081 
Financing Activities
Dividends paid(55,489)(52,602)(50,814)
Proceeds from reissuance of treasury stock245 204 245 
Purchase of treasury stock(35,792)(12,630)(14,965)
Net cash used in financing activities(91,036)(65,028)(65,534)
Net increase (decrease) in cash9,248 26,786 22,428 
Cash at beginning of year86,909 60,123 37,695 
Cash at end of year$96,157 $86,909 $60,123 
v3.25.4
Segment Reporting (Tables)
12 Months Ended
Dec. 31, 2025
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information, by Segment
The following table presents information related to segment revenue, significant segment expenses and segment net income for the years ended December 31;
202520242023
(dollars in thousands)
Interest income$632,688 $600,463 $529,998 
Interest expense206,601 221,571 144,322 
Net interest income426,087 378,892 385,676 
Provision for credit losses36,725 29,170 14,813 
Noninterest Income
Trust income12,907 11,821 10,516 
Service charges on deposit accounts22,774 22,518 21,437 
Insurance and retail brokerage commissions12,652 11,546 10,929 
Gain on sale of mortgage loans7,296 5,795 3,951 
Gain on sale of other loans and assets6,888 9,111 6,744 
Card-related interchange income15,611 21,887 28,640 
Other segment income (a)
18,696 16,553 14,392 
Noninterest expense
Salaries and employee benefits163,981 149,287 142,871 
Net occupancy20,714 19,783 19,221 
Furniture and equipment18,161 17,453 17,308 
Data processing16,359 15,582 15,010 
Other professional fees and services6,892 5,533 5,919 
Other segment expense (b)
68,721 63,107 69,588 
Income tax provision39,056 35,636 40,492 
Segment net income$152,302 $142,572 $157,063 
Reconciliation of net income
Adjustments and reconciling items— — — 
Consolidated net income$152,302 $142,572 $157,063 
(a) Other segment income includes gain/loss on securities, income from bank owned life insurance, derivative mark to market, swap fee income and other miscellaneous income.
(b) Other segment expense includes FDIC insurance, loss on sale or write-down of assets, litigation and operational losses, merger related expenses and other miscellaneous expenses
[1],[2]
[1] (b) Other segment expense includes FDIC insurance, loss on sale or write-down of assets, litigation and operational losses, merger related expenses and other miscellaneous expenses
[2]
(a) Other segment income includes gain/loss on securities, income from bank owned life insurance, derivative mark to market, swap fee income and other miscellaneous income.
v3.25.4
Statement of Accounting Policies - Additional Information (Detail)
12 Months Ended
Dec. 31, 2025
USD ($)
county
Segment
Dec. 31, 2024
USD ($)
Summary Of Significant Accounting Policies [Line Items]    
Number of counties in which entity provides services | county 30  
Business segments | Segment 1  
Equity investments 20.00%  
Loans past due days 90 days  
Excess impaired credits $ 250,000  
Guaranteed Minimum Death Benefit [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Other liabilities $ 3,100,000 $ 3,400,000
v3.25.4
Business Combinations and Asset Acquisitions (Details)
$ in Thousands
Apr. 30, 2025
USD ($)
shares
Business Combination [Line Items]  
Cash and cash equivalents $ 4,672
Total liabilities assumed 21,396
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, FHLB Stock 3,144
Loans 291,852
Premises and other equipment 4,276
Core deposit intangible 5,355
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Bank Owned Life Insurance 430
Other assets 5,039
Business Combination, Recognized Asset Acquired, Asset 336,164
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed, Deposits Contractual Amount 277,980
Business Combination, Recognized Liability Assumed, Long-Term Debt, Current 22,785
Other Liabilities 3,692
Total liabilities assumed 304,457
Total Fair Value of Identifiable Net Assets 31,707
Goodwill, Acquired During Period 14,499
Centric Bank  
Business Combination [Line Items]  
Goodwill, Acquired During Period 14,499
Center Bank  
Business Combination [Line Items]  
Business Combination, Consideration Transferred $ 46,206
Stock Issued During Period, Shares, Purchase of Assets | shares 3,016,009
Center Bank | Cash and Cash Equivalents  
Business Combination [Line Items]  
Business Combination, Consideration Transferred $ 1
Center Bank | Common Stock [Member]  
Business Combination [Line Items]  
Business Combination, Consideration Transferred, Equity Interest $ 46,205
v3.25.4
Business Combinations and Asset Acquisitions Additional Information (Details) - USD ($)
$ / shares in Units, $ in Thousands
12 Months Ended
Apr. 30, 2025
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Business Combinations and Asset Acquisitions - Additional Info [Line Items]        
Goodwill, Acquired During Period $ 14,499      
Merger and acquisition related   $ 4,379 $ 391 $ 9,034
Provision for credit losses - acquisition day 1 non-PCD 3,400 3,759 0 $ 10,653
Business Combination, Recognized Asset Acquired, Receivable, Current 303,700      
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value $ 29,200      
Business Combination Loans Acquired Accounted As Purchased With Credit Deterioration, Percentage 9.60%      
Business Combination Acquisition Related Costs - Cumulative   4,400    
Goodwill   $ 378,214 $ 363,715  
Centric Bank        
Business Combinations and Asset Acquisitions - Additional Info [Line Items]        
Goodwill, Acquired During Period $ 14,499      
Provision for credit losses - acquisition day 1 non-PCD $ 3,379      
Center Bank        
Business Combinations and Asset Acquisitions - Additional Info [Line Items]        
Stock Issued During Period, Shares, Purchase of Assets 3,016,009      
Shares Issued, Price Per Share $ 15.32      
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value $ 29,223      
v3.25.4
Business Combinations and Asset Acquisitions - PCD Loans (Details)
$ in Thousands
Apr. 30, 2025
USD ($)
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value $ 29,200
Center Bank  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 29,223
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (3,560)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (1,009)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 24,654
Center Bank | Commercial Loan [Member]  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 13,302
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (1,616)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (487)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 11,199
Center Bank | Commercial Loan [Member] | Time and demand loans  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 13,302
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (1,616)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (487)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 11,199
Center Bank | Real Estate Construction [Member]  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 2,442
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (810)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (54)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 1,578
Center Bank | Real Estate Construction [Member] | Construction Other  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 557
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (182)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (17)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 358
Center Bank | Real Estate Construction [Member] | Construction Residential  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 1,885
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (628)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (37)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 1,220
Center Bank | Residential Real Estate [Member]  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 3,845
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (45)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (138)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 3,662
Center Bank | Residential Real Estate [Member] | Senior Lien  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 3,372
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (38)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (137)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 3,197
Center Bank | Residential Real Estate [Member] | Junior Lien  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 473
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (7)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (1)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 465
Center Bank | Commercial real estate [Member]  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 9,604
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (1,087)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (330)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 8,187
Center Bank | Commercial real estate [Member] | Multifamily  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 1,210
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (120)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (78)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 1,012
Center Bank | Commercial real estate [Member] | Nonowner Occupied Commercial Real Estate  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 5,330
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (943)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (184)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 4,203
Center Bank | Commercial real estate [Member] | Owner Occupied Commercial Real Estate  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 3,064
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (24)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) (68)
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 2,972
Center Bank | Loans To Individuals [Member]  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 30
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (2)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) 0
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 28
Center Bank | Loans To Individuals [Member] | Automobiles  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 14
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (1)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) 0
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price 13
Center Bank | Loans To Individuals [Member] | Other consumer loans  
Schedule of PCD Loans Purchased in Business Acquisition [Line Items]  
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 16
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date (1)
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) 0
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price $ 15
v3.25.4
Business Combinations and Asset Acquisitions - nonPCD Loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Apr. 30, 2025
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Provision for credit losses - acquisition day 1 non-PCD $ 3,400 $ 3,759 $ 0 $ 10,653
Centric Bank        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 274,438      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (10,034)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 264,404      
Provision for credit losses - acquisition day 1 non-PCD 3,379      
Commercial Loan [Member] | Centric Bank        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 50,555      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (2,137)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 48,418      
Provision for credit losses - acquisition day 1 non-PCD 630      
Commercial Loan [Member] | Centric Bank | Time and demand loans        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 50,535      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (2,137)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 48,398      
Provision for credit losses - acquisition day 1 non-PCD 630      
Commercial Loan [Member] | Centric Bank | Time and Demand Loans Other        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 20      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) 0      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 20      
Provision for credit losses - acquisition day 1 non-PCD 0      
Real Estate Construction [Member] | Centric Bank        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 32,074      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (941)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 31,133      
Provision for credit losses - acquisition day 1 non-PCD 691      
Real Estate Construction [Member] | Centric Bank | Construction Other        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 18,829      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (472)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 18,357      
Provision for credit losses - acquisition day 1 non-PCD 445      
Real Estate Construction [Member] | Centric Bank | Construction Residential        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 13,245      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (469)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 12,776      
Provision for credit losses - acquisition day 1 non-PCD 246      
Residential Real Estate [Member] | Centric Bank        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 82,609      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (3,396)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 79,213      
Provision for credit losses - acquisition day 1 non-PCD 665      
Residential Real Estate [Member] | Centric Bank | Senior Lien        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 67,906      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (3,145)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 64,761      
Provision for credit losses - acquisition day 1 non-PCD 556      
Residential Real Estate [Member] | Centric Bank | Junior Lien        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 14,703      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (251)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 14,452      
Provision for credit losses - acquisition day 1 non-PCD 109      
Commercial real estate [Member] | Centric Bank        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 108,843      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (3,550)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 105,293      
Provision for credit losses - acquisition day 1 non-PCD 1,389      
Commercial real estate [Member] | Centric Bank | Multifamily        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 17,405      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (481)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 16,924      
Provision for credit losses - acquisition day 1 non-PCD 180      
Commercial real estate [Member] | Centric Bank | Nonowner Occupied Commercial Real Estate        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 43,927      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (1,763)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 42,164      
Provision for credit losses - acquisition day 1 non-PCD 512      
Commercial real estate [Member] | Centric Bank | Owner Occupied Commercial Real Estate        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 47,511      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (1,306)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 46,205      
Provision for credit losses - acquisition day 1 non-PCD 697      
Loans To Individuals [Member] | Centric Bank        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 357      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (10)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 347      
Provision for credit losses - acquisition day 1 non-PCD 4      
Loans To Individuals [Member] | Centric Bank | Automobiles        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 337      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (9)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 328      
Provision for credit losses - acquisition day 1 non-PCD 4      
Loans To Individuals [Member] | Centric Bank | Other consumer loans        
Schedule of nonPCD Loans Purchased in Business Acquisition [Line Items]        
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value 20      
Financing Receivable, Purchased without Credit Deterioration, Discount (Premium) (1)      
Financing Receivable, Purchased without Credit Deterioration, Amount at Purchase Price 19      
Provision for credit losses - acquisition day 1 non-PCD $ 0      
v3.25.4
Supplemental Comprehensive Income Disclosures - Related Tax Effects Allocated to Each Component of Other Comprehensive Income (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Accumulated Other Comprehensive Income (Loss) [Line Items]      
Unrealized holding gains (losses) on securities arising during the period $ 33,737 $ (8,131) $ 18,499
Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, Tax 7,150 (1,766) 3,449
Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, after Tax 26,587 (6,365) 15,050
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax (4,348) (5,446) (103)
Less: reclassification adjustment for (gains) losses on securities included in net income, Tax (Expense) Benefit (913) (1,144) (22)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax (3,435) (4,302) (81)
OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment, before Tax (38,085) 2,685 (18,602)
Total Unrealized (Losses) Gains on Securities, Tax (Expense) Benefit (8,063) 622 (3,471)
OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax (30,022) 2,063 (15,131)
Unrealized holding gains on derivatives arising during the period 9,987 14,379 13,462
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax (2,137) (3,069) (2,733)
Unrealized holding gains on derivatives arising during the period, Net of Tax Amount 7,850 11,310 10,729
Other Comprehensive Income (Loss), Derivatives Qualifying as Hedges, before Tax (9,987) (14,379) (13,462)
Total unrealized gains on derivatives, Tax (Expense) Benefit (2,137) (3,069) (2,733)
Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, before Tax 76 76 76
Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, Tax (16) (16) (15)
Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, after Tax 60 60 61
Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, before Tax 23 83 (22)
Net (loss) gain, Tax (Expense) Benefit 5 18 (7)
Net gain (18) (65) 15
Total Unrealized Gains (Losses) for Postretirement Obligations, Before Tax 53 (7) 98
Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, Tax 11 (2) 22
Total Unrealized Gains (Losses) for Postretirement Obligations, Net of Tax 42 (5) 76
Total other comprehensive (loss) income, Pretax Amount 48,125 11,687 32,162
Other Comprehensive Income (Loss), Tax 10,211 2,445 6,226
Total other comprehensive (loss) Income 37,914 9,242 25,936
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax 7,850 11,310 10,729
Post-Retirement Obligation      
Accumulated Other Comprehensive Income (Loss) [Line Items]      
Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, after Tax 60 60 61
Net gain (18)    
Total other comprehensive (loss) Income $ 42 $ (5) $ 76
v3.25.4
Supplemental Comprehensive Income Disclosures Supplemental Comprehensive Income Disclosures (Details 2) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Accumulated Other Comprehensive Income [Line Items]      
Balance at beginning of period $ (102,514) $ (111,756) $ (137,692)
Other comprehensive income before reclassification adjustment 34,437 4,945 25,779
Amounts reclassified from accumulated other comprehensive income (loss) 3,435 4,302 81
Net gain   (65) 15
Net other comprehensive income during the period 37,914 9,242 25,936
Balance at end of period (64,600) (102,514) (111,756)
Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, after Tax 60 60 61
Net gain (18) (65) 15
Securities Available for Sale      
Accumulated Other Comprehensive Income [Line Items]      
Balance at beginning of period (94,403) (92,340) (107,471)
Other comprehensive income before reclassification adjustment 26,587 (6,365) 15,050
Amounts reclassified from accumulated other comprehensive income (loss) 3,435 4,302 81
Net other comprehensive income during the period 30,022 (2,063) 15,131
Balance at end of period (64,381) (94,403) (92,340)
AOCI, Derivative Qualifying as Hedge, Excluded Component, Parent [Member]      
Accumulated Other Comprehensive Income [Line Items]      
Balance at beginning of period (8,450) (19,760) (30,489)
Other comprehensive income before reclassification adjustment 7,850 11,310 10,729
Amounts reclassified from accumulated other comprehensive income (loss) 0 0 0
Net other comprehensive income during the period 7,850 11,310 10,729
Balance at end of period (600) (8,450) (19,760)
Post-Retirement Obligation      
Accumulated Other Comprehensive Income [Line Items]      
Balance at beginning of period 339 344 268
Net gain   (65) 15
Net other comprehensive income during the period 42 (5) 76
Balance at end of period 381 339 344
Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, after Tax 60 60 61
Net gain (18)    
Accumulated Other Comprehensive Income (Loss), net [Member]      
Accumulated Other Comprehensive Income [Line Items]      
Net other comprehensive income during the period $ 37,914 $ 9,242 $ 25,936
v3.25.4
Supplemental Cash Flow Disclosures - Non-cash Investing and Financing Activities (Detail) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Cash paid during the year for:      
Interest $ 207,503,000 $ 220,151,000 $ 139,872,000
Income taxes 34,662,000 32,201,000 37,526,000
Non-cash investing and financing activities:      
Real Estate Owned, Transfer to Real Estate Owned 6,565,000 5,726,000 4,229,000
Fair value of loans transferred from held to maturity to available for sale 319,075,000 106,090,000 152,613,000
Transfer of Loans Held-for-sale to Portfolio Loans 7,719,000 4,886,000 519,000
Gross (decrease) increase in market value adjustment to securities available for sale 38,086,000 (2,685,000) 18,602,000
Unsettled Treasury Stock Transactions 320,000 0 0
Gross increase in market value adjustment to derivatives 9,987,000 14,379,000 13,462,000
Increase in Commitment to Limited Partnership 0 0 302,000
Noncash or Part Noncash Acquisition, Value of Liabilities Assumed 27,035,000 0 66,477,000
Other Significant Noncash Transaction, Consideration Received 75,000 188,000 0
Treasury stock reissued 2,339,000 2,325,000 1,966,000
Sales and Excise Tax Payable 341,000 87,000 118,000
Contribution of Property $ 0 $ 149,000 $ 0
v3.25.4
Earnings per Share - Composition of Weighted-Average Common Shares (Denominator) Used in Basic and Diluted Earnings Per Share (Detail) - $ / shares
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Average Shares Outstanding (in shares) 103,220,081 101,913,111 101,556,427
Weighted Average Number of Shares Outstanding, Assuming Dilution, Deferred Compensation Plan 56,706 56,543 56,955
Weighted average common shares and common stock equivalents used to calculate diluted earnings per share 103,524,130 102,205,497 101,822,201
Basic Earnings Per Share (in dollars per share) $ 1.48 $ 1.40 $ 1.55
Diluted Earnings Per Share (in dollars per share) $ 1.47 $ 1.39 $ 1.54
Weighted Average Number of Shares Outstanding, Restricted Stock 247,343 235,843 208,819
Common Shares Issued      
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Average Shares Outstanding (in shares) 125,614,804 123,603,380 122,780,523
Treasury Stock, Common      
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Average Shares Outstanding (in shares) 22,102,372 21,435,256 21,004,846
Deferred Compensation Plan      
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Average Shares Outstanding (in shares) 56,603 57,200 56,206
Restricted Stock [Member]      
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Average Shares Outstanding (in shares) 235,748 197,813 163,044
v3.25.4
Earnings per Share - Common Stock Equivalents Not Included in Computation of Diluted Earnings Per Share (Detail) - $ / shares
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Restricted Stock [Member]      
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Antidilutive securities excluded from computation of earnings per share, shares 173,918 127,230 114,177
Restricted Stock Units (RSUs) [Member]      
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Antidilutive securities excluded from computation of earnings per share, shares 0 0 34,305
Minimum [Member] | Restricted Stock [Member]      
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Common stock, par value (in dollars per share) $ 12.39 $ 12.39 $ 12.70
Minimum [Member] | Restricted Stock Units (RSUs) [Member]      
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Common stock, par value (in dollars per share) 0 0 17.53
Maximum [Member] | Restricted Stock [Member]      
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Common stock, par value (in dollars per share) 18.62 18.62 16.43
Maximum [Member] | Restricted Stock Units (RSUs) [Member]      
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]      
Common stock, par value (in dollars per share) $ 0 $ 0 $ 17.53
v3.25.4
Cash and Due from Banks - Additional Information (Detail) - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Cash and Due from Banks [Abstract]    
Average cash balances held with the Federal Reserve Bank $ 44.6 $ 157.1
v3.25.4
Derivatives - Additional Information (Detail)
$ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
Derivative
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Derivative [Line Items]      
Number of participation agreements for interest rate swaps, participant | Derivative 21    
Number of participation agreements for interest rate swaps, lead bank | Derivative 20    
Derivative, Gain (Loss) on Derivative, Net $ (126) $ (46) $ 14
Not Designated as Hedging Instrument [Member]      
Derivative [Line Items]      
Derivative, Gain (Loss) on Derivative, Net 185 218 922
Interest Rate Swap [Member]      
Derivative [Line Items]      
Derivative, Gain (Loss) on Derivative, Net (9,700) (20,100) (19,000)
Interest Rate Swap [Member] | Cash Flow Hedging [Member]      
Derivative [Line Items]      
Derivative, Notional Amount 40,000    
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member]      
Derivative [Line Items]      
Derivative, Notional Amount 215,000 465,000  
Interest Rate Swap [Member] | Not Designated as Hedging Instrument [Member]      
Derivative [Line Items]      
Derivative, Notional Amount 1,000,541 966,978  
Interest Rate Swap [Member] | Interest Income [Member] | Designated as Hedging Instrument [Member]      
Derivative [Line Items]      
Derivative, Gain (Loss) on Derivative, Net (10,898) (22,503) (21,647)
Forward Contracts [Member] | Not Designated as Hedging Instrument [Member]      
Derivative [Line Items]      
Derivative, Notional Amount 49,000 60,000  
Other Income (531) 750 $ (415)
Derivative, Underlying Asset Carrying Value 19,500 8,300  
Derivative Liability, Fair Value, Gross Asset 21,500 9,600  
Derivative Liability, Notional Amount 48,100 $ 60,900  
Interest Rate Macro Swap | Designated as Hedging Instrument [Member]      
Derivative [Line Items]      
Derivative, Notional Amount 175,000    
Credit Derivative, Maximum Exposure, Undiscounted 175,000    
Interest Rate Macro Swap | Designated as Hedging Instrument [Member] | 5/1/2026      
Derivative [Line Items]      
Derivative, Notional Amount 150,000    
Interest Rate Macro Swap | Designated as Hedging Instrument [Member] | 10/15/2026      
Derivative [Line Items]      
Derivative, Notional Amount 25,000    
Interest Rate Macro Swap | Designated as Hedging Instrument [Member] | Four Year Oiriginal Maturity      
Derivative [Line Items]      
Derivative, Notional Amount 250,000    
Interest Rate Macro Swap Matured | Designated as Hedging Instrument [Member]      
Derivative [Line Items]      
Derivative, Notional Amount 75,000    
2024 [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member]      
Derivative [Line Items]      
Derivative, Notional Amount 30,000    
2026 [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member]      
Derivative [Line Items]      
Derivative, Notional Amount $ 40,000    
v3.25.4
Derivatives - Credit Value Adjustment Recorded Related to Notional Amount of Derivatives Outstanding (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Not Designated as Hedging Instrument [Member]    
Derivative [Line Items]    
Credit value adjustment $ (185) $ (59)
Not Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]    
Derivative [Line Items]    
Derivative, Notional Amount 1,000,541 966,978
Not Designated as Hedging Instrument [Member] | Forward Contracts [Member]    
Derivative [Line Items]    
Derivative, Notional Amount 49,000 60,000
Derivative, Fair Value, Net (133) 398
Not Designated as Hedging Instrument [Member] | Interest Rate Cap [Member]    
Derivative [Line Items]    
Derivative, Notional Amount 50,525 28,950
Not Designated as Hedging Instrument [Member] | Interest Rate Collar [Member]    
Derivative [Line Items]    
Derivative, Notional Amount 2,022 524
Not Designated as Hedging Instrument [Member] | Credit Default Swap, Buying Protection [Member]    
Derivative [Line Items]    
Derivative, Notional Amount 158,646 179,959
Not Designated as Hedging Instrument [Member] | Credit Default Swap, Selling Protection [Member]    
Derivative [Line Items]    
Derivative, Sold Protection Notional Amount (151,858) (151,079)
Not Designated as Hedging Instrument [Member] | Interest Rate Contract [Member]    
Derivative [Line Items]    
Derivative, Notional Amount 48,143 60,934
Designated as Hedging Instrument [Member]    
Derivative [Line Items]    
Derivative, Fair Value, Net (766) (10,754)
Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]    
Derivative [Line Items]    
Derivative, Notional Amount $ 215,000 $ 465,000
v3.25.4
Derivatives - Schedule of Change in Fair Value of Derivative Assets and Liabilities (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Derivative Instruments, Gain (Loss) [Line Items]      
Derivative, Gain (Loss) on Derivative, Net $ (126) $ (46) $ 14
Not Designated as Hedging Instrument [Member]      
Derivative Instruments, Gain (Loss) [Line Items]      
Derivative, Gain (Loss) on Derivative, Net 185 218 922
Forward Contracts [Member] | Not Designated as Hedging Instrument [Member]      
Derivative Instruments, Gain (Loss) [Line Items]      
Other Income (531) 750 (415)
Interest Rate Swap [Member]      
Derivative Instruments, Gain (Loss) [Line Items]      
Derivative, Gain (Loss) on Derivative, Net (9,700) (20,100) (19,000)
Interest Rate Swap [Member] | Interest Income [Member] | Designated as Hedging Instrument [Member]      
Derivative Instruments, Gain (Loss) [Line Items]      
Derivative, Gain (Loss) on Derivative, Net (10,898) (22,503) (21,647)
Interest Rate Swap [Member] | Interest Expense | Designated as Hedging Instrument [Member]      
Derivative Instruments, Gain (Loss) [Line Items]      
Derivative, Gain (Loss) on Derivative, Net $ (1,220) $ (2,369) $ (2,658)
v3.25.4
Investment Securities - Analysis of Amortized Cost and Estimated Fair Values of Securities Available for Sale (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Investment Securities [Line Items]    
Total debt securities, Amortized Cost $ 1,096,232 $ 1,267,747
Gross Unrealized Gains 5,681 5,438
Gross Unrealized Losses (87,719) (125,562)
Securities available for sale 1,014,194 1,147,623
US States and Political Subdivisions Debt Securities [Member]    
Investment Securities [Line Items]    
Total debt securities, Amortized Cost 7,560 8,510
Gross Unrealized Gains 1 0
Gross Unrealized Losses (590) (983)
Securities available for sale 6,971 7,527
Corporate Securities [Member]    
Investment Securities [Line Items]    
Total debt securities, Amortized Cost 46,969 62,475
Gross Unrealized Gains 782 1,454
Gross Unrealized Losses (1,220) (2,436)
Securities available for sale 46,531 61,493
Obligations of U.S. Government-Sponsored Enterprises [Member]    
Investment Securities [Line Items]    
Total debt securities, Amortized Cost [1] 336,500  
Securities available for sale 295,500  
Obligations of U.S. Government-Sponsored Enterprises [Member] | Mortgage - Backed Securities - Residential [Member]    
Investment Securities [Line Items]    
Total debt securities, Amortized Cost 336,493 413,434
Gross Unrealized Gains 1,087 1,481
Gross Unrealized Losses (42,057) (64,331)
Securities available for sale 295,523 350,584
Obligations of U.S. Government-Sponsored Enterprises [Member] | Other Government - Sponsored Enterprises [Member]    
Investment Securities [Line Items]    
Total debt securities, Amortized Cost 1,000 1,000
Gross Unrealized Gains 0 0
Gross Unrealized Losses (16) (54)
Securities available for sale 984 946
Obligations of U.S. Government [Member] | Mortgage - Backed Securities - Commercial [Member]    
Investment Securities [Line Items]    
Total debt securities, Amortized Cost 701,572 779,232
Gross Unrealized Gains 3,788 2,489
Gross Unrealized Losses (43,671) (57,546)
Securities available for sale 661,689 724,175
Obligations of U.S. Government [Member] | Mortgage - Backed Securities - Residential [Member]    
Investment Securities [Line Items]    
Total debt securities, Amortized Cost 2,638 3,096
Gross Unrealized Gains 23 14
Gross Unrealized Losses (165) (212)
Securities available for sale $ 2,496 $ 2,898
[1] Mortgage-Backed Securities include an amortized cost of $704.2 million and a fair value of $664.2 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $336.5 million and a fair value of $295.5 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.
v3.25.4
Investment Securities - Additional Information (Detail)
$ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
Security
shares
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Oct. 31, 2021
USD ($)
Debt Securities, Available-for-sale [Line Items]        
Securities available for sale $ 1,014,194 $ 1,147,623    
Other investments $ 32,600 25,200    
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions | Security 143      
Equity Securities, FV-NI, Gain (Loss) $ 5,146 5,664 $ 0  
Total debt securities, Amortized Cost 1,096,232 1,267,747    
Debt Securities, Available-for-Sale $ 1,014,194 1,147,623    
Expected Class B2 Shares | shares 13,340      
Expected Class C Visa Shares | shares 5,294      
Other Investments and Securities, at Cost $ 5,700      
Gain (Loss) on Sale of Other Investments 0 0    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings On Assets Held At Year End 0 0    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Between Levels 1 And 2 0      
Corporate securities transferred from Level 3 to Level 2   0    
Proceeds from sale 69,862 69,598 33,756  
2021 Share Repurchase Plan 2        
Debt Securities, Available-for-sale [Line Items]        
Announcement of common stock repurchase program       $ 25,000
Obligations of U.S. Government-Sponsored Enterprises [Member]        
Debt Securities, Available-for-sale [Line Items]        
Securities available for sale 295,500      
Total debt securities, Amortized Cost [1] 336,500      
Debt Securities, Available-for-Sale 295,500      
Held-to-maturity Securities [Member]        
Debt Securities, Available-for-sale [Line Items]        
Deposit Liabilities, Collateral Issued, Financial Instruments 349,200 247,500    
Available-for-sale Securities [Member]        
Debt Securities, Available-for-sale [Line Items]        
Deposit Liabilities, Collateral Issued, Financial Instruments 624,000 580,500    
Mortgage - Backed Securities - Residential [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member]        
Debt Securities, Available-for-sale [Line Items]        
Securities available for sale 295,523 350,584    
Total debt securities, Amortized Cost 336,493 413,434    
Debt Securities, Available-for-Sale 295,523 350,584    
Corporate Securities [Member]        
Debt Securities, Available-for-sale [Line Items]        
Securities available for sale 46,531 61,493    
Total debt securities, Amortized Cost 46,969 62,475    
Debt Securities, Available-for-Sale 46,531 61,493    
Sales [Member]        
Debt Securities, Available-for-sale [Line Items]        
Gross Gains 0 0 0  
Calls And Maturities [Member]        
Debt Securities, Available-for-sale [Line Items]        
Gross Gains 794 89 $ 0  
Cost Basis        
Debt Securities, Available-for-sale [Line Items]        
Securities available for sale 53,700 75,100    
Debt Securities, Available-for-Sale 53,700 $ 75,100    
Legacy        
Debt Securities, Available-for-sale [Line Items]        
Proceeds from sale 48,500      
Center Bank        
Debt Securities, Available-for-sale [Line Items]        
Proceeds from sale $ 21,400      
[1] Mortgage-Backed Securities include an amortized cost of $704.2 million and a fair value of $664.2 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $336.5 million and a fair value of $295.5 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.
v3.25.4
Investment Securities - Maturity of Available-for-Sale Securities (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Investment Securities [Line Items]    
Due within 1 year, Amortized Cost $ 1,000  
Due after 1 but within 5 years, Amortized Cost 35,035  
Due after 5 but within 10 years, Amortized Cost 19,494  
Due after 10 years, Amortized Cost 0  
Debt securities gross, Amortized Cost 55,529  
Total debt securities, Amortized Cost 1,096,232 $ 1,267,747
Due within 1 year, Estimated Fair Value 984  
Due after 1 but within 5 years, Estimated Fair Value 34,797  
Due after 5 but within 10 years, Estimated Fair Value 18,705  
Due after 10 years, Estimated Fair Value 0  
Debt securities gross, Estimated Fair Value 54,486  
Debt Securities, Available-for-Sale 1,014,194 $ 1,147,623
Mortgage-Backed Securities [Member]    
Investment Securities [Line Items]    
Total debt securities, Amortized Cost [1] 1,040,703  
Debt Securities, Available-for-Sale [1] 959,708  
US Government Agencies Debt Securities [Member]    
Investment Securities [Line Items]    
Total debt securities, Amortized Cost [1] 704,200  
Debt Securities, Available-for-Sale [1] 664,200  
Obligations of U.S. Government-Sponsored Enterprises [Member]    
Investment Securities [Line Items]    
Total debt securities, Amortized Cost [1] 336,500  
Debt Securities, Available-for-Sale $ 295,500  
[1] Mortgage-Backed Securities include an amortized cost of $704.2 million and a fair value of $664.2 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $336.5 million and a fair value of $295.5 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.
v3.25.4
Investment Securities - Proceeds from Sale, Gross Gains (Losses) Realized on Sales, Maturities and Other-Than-Temporary Impairment Charges Related to Securities Available for Sale (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Gain (Loss) on Securities [Line Items]      
Proceeds from sale $ 69,862 $ 69,598 $ 33,756
Gross Losses     (103)
Debt Securities, Realized Gain (Loss), Total (4,348) (5,446) (103)
Calls And Maturities [Member]      
Gain (Loss) on Securities [Line Items]      
Gross gains 794 89 0
Gross Losses 0 0 0
Debt Securities, Realized Gain (Loss), Total 794 89 0
Sales [Member]      
Gain (Loss) on Securities [Line Items]      
Gross gains 0 0 0
Gross Losses 5,142 5,535 103
Debt Securities, Realized Gain (Loss), Total $ 5,142 $ 5,535 $ 103
v3.25.4
Investment Securities - Amortized Cost and Fair Values of Debt Securities Held to Maturity (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Schedule of Held-to-maturity Securities [Line Items]    
Amortized Cost $ 519,422 $ 405,639
Gross Unrealized Gains 1,091 66
Gross Unrealized Losses (49,848) (68,986)
Estimated Fair Value 470,665 336,719
ERROR in label resolution.    
Schedule of Held-to-maturity Securities [Line Items]    
Amortized Cost 800 1,000
Gross Unrealized Gains 0 0
Gross Unrealized Losses (4) (16)
Estimated Fair Value 796 984
US States and Political Subdivisions Debt Securities [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Amortized Cost 22,743 24,193
Gross Unrealized Gains 0 0
Gross Unrealized Losses (1,250) (2,246)
Estimated Fair Value 21,493 21,947
Mortgage - Backed Securities - Commercial [Member] | Obligations of U.S. Government [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Amortized Cost 163,625 89,404
Gross Unrealized Gains 606 66
Gross Unrealized Losses (12,320) (14,785)
Estimated Fair Value 151,911 74,685
Mortgage - Backed Securities - Commercial [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Amortized Cost 0 0
Gross Unrealized Gains 0 0
Gross Unrealized Losses 0 0
Estimated Fair Value 0 0
Mortgage - Backed Securities - Residential [Member] | Obligations of U.S. Government [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Amortized Cost 1,379 1,586
Gross Unrealized Gains 0 0
Gross Unrealized Losses (144) (220)
Estimated Fair Value 1,235 1,366
Mortgage - Backed Securities - Residential [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Amortized Cost 307,676 266,587
Gross Unrealized Gains 485 0
Gross Unrealized Losses (33,395) (47,564)
Estimated Fair Value 274,766 219,023
Other Government - Sponsored Enterprises [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Amortized Cost 23,199 22,869
Gross Unrealized Gains 0 0
Gross Unrealized Losses (2,735) (4,155)
Estimated Fair Value $ 20,464 $ 18,714
v3.25.4
Investment Securities - Schedule of Debt Securities Expected Maturity (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Amortized Cost    
Due within 1 year $ 1,804  
Due after 1 but within 5 years 16,845  
Due after 5 but within 10 years 27,529  
Due after 10 years 564  
Amortized Cost 46,742  
Debt Securities, Held-to-maturity 519,422 $ 405,639
Estimated Fair Value    
Due within 1 year 1,793  
Due after 1 but within 5 years 16,126  
Due after 5 but within 10 years 24,363  
Due after 10 years 471  
Estimated Fair Value 42,753  
Debt Securities, Held-to-maturity, Fair Value 470,665 $ 336,719
Mortgage-Backed Securities [Member]    
Amortized Cost    
Debt Securities, Held-to-maturity [1] 472,680  
Estimated Fair Value    
Debt Securities, Held-to-maturity, Fair Value [1] 427,912  
Mortgage-Backed Securities [Member] | US Government Agencies Debt Securities [Member]    
Amortized Cost    
Debt Securities, Held-to-maturity 165,000  
Estimated Fair Value    
Debt Securities, Held-to-maturity, Fair Value 153,100  
Mortgage-Backed Securities [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member]    
Amortized Cost    
Debt Securities, Held-to-maturity 307,700  
Estimated Fair Value    
Debt Securities, Held-to-maturity, Fair Value $ 274,800  
[1] Mortgage-Backed Securities include an amortized cost of $165.0 million and a fair value of $153.1 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $307.7 million and a fair value of $274.8 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.
v3.25.4
Investment Securities - Schedule of Unrealized Losses and Estimated Fair Values (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Estimated Fair Value, Less Than 12 Months $ 102,611 $ 274,518
Available For Sale Securities Continuous Unrealized Income Loss Position Less Than Twelve Months Aggregate Gain Losses (607) (4,693)
Estimated Fair Value, 12 Months or More 783,123 840,467
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses (136,960) (189,855)
Securities Continuous Unrealized Loss Position Fair Value 885,734 1,114,985
SecuritiesContinuousUnrealizedLossPositionAggregateLosses (137,567) (194,548)
US States and Political Subdivisions Debt Securities [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Estimated Fair Value, Less Than 12 Months 0 1,104
Available For Sale Securities Continuous Unrealized Income Loss Position Less Than Twelve Months Aggregate Gain Losses 0 (11)
Estimated Fair Value, 12 Months or More 26,563 28,097
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses (1,840) (3,218)
Securities Continuous Unrealized Loss Position Fair Value 26,563 29,201
SecuritiesContinuousUnrealizedLossPositionAggregateLosses (1,840) (3,229)
ERROR in label resolution.    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Estimated Fair Value, Less Than 12 Months 0  
Available For Sale Securities Continuous Unrealized Income Loss Position Less Than Twelve Months Aggregate Gain Losses 0  
Estimated Fair Value, 12 Months or More 596  
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses (4)  
Securities Continuous Unrealized Loss Position Fair Value 596  
SecuritiesContinuousUnrealizedLossPositionAggregateLosses (4)  
Corporate Securities [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Estimated Fair Value, Less Than 12 Months 5,492 9,701
Available For Sale Securities Continuous Unrealized Income Loss Position Less Than Twelve Months Aggregate Gain Losses (3) (506)
Estimated Fair Value, 12 Months or More 22,845 17,321
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses (1,217) (1,930)
Securities Continuous Unrealized Loss Position Fair Value 28,337 27,022
SecuritiesContinuousUnrealizedLossPositionAggregateLosses (1,220) (2,436)
Foreign Government Debt    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Estimated Fair Value, Less Than 12 Months   0
Available For Sale Securities Continuous Unrealized Income Loss Position Less Than Twelve Months Aggregate Gain Losses   0
Estimated Fair Value, 12 Months or More   584
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses   (16)
Securities Continuous Unrealized Loss Position Fair Value   584
SecuritiesContinuousUnrealizedLossPositionAggregateLosses   (16)
Mortgage - Backed Securities - Residential [Member] | Obligations of U.S. Government [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Estimated Fair Value, Less Than 12 Months 0 242
Available For Sale Securities Continuous Unrealized Income Loss Position Less Than Twelve Months Aggregate Gain Losses 0 (1)
Estimated Fair Value, 12 Months or More 2,789 3,002
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses (309) (431)
Securities Continuous Unrealized Loss Position Fair Value 2,789 3,244
SecuritiesContinuousUnrealizedLossPositionAggregateLosses (309) (432)
Mortgage - Backed Securities - Residential [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Estimated Fair Value, Less Than 12 Months 19,924 4,759
Available For Sale Securities Continuous Unrealized Income Loss Position Less Than Twelve Months Aggregate Gain Losses (95) (56)
Estimated Fair Value, 12 Months or More 438,740 497,445
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses (75,357) (111,839)
Securities Continuous Unrealized Loss Position Fair Value 458,664 502,204
SecuritiesContinuousUnrealizedLossPositionAggregateLosses (75,452) (111,895)
Mortgage - Backed Securities - Commercial [Member] | Obligations of U.S. Government [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Estimated Fair Value, Less Than 12 Months 77,195 258,712
Available For Sale Securities Continuous Unrealized Income Loss Position Less Than Twelve Months Aggregate Gain Losses (509) (4,119)
Estimated Fair Value, 12 Months or More 270,142 274,358
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses (55,482) (68,212)
Securities Continuous Unrealized Loss Position Fair Value 347,337 533,070
SecuritiesContinuousUnrealizedLossPositionAggregateLosses (55,991) (72,331)
Mortgage - Backed Securities - Commercial [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Estimated Fair Value, Less Than 12 Months 0 0
Available For Sale Securities Continuous Unrealized Income Loss Position Less Than Twelve Months Aggregate Gain Losses 0 0
Estimated Fair Value, 12 Months or More 0 0
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses 0 0
Securities Continuous Unrealized Loss Position Fair Value 0 0
SecuritiesContinuousUnrealizedLossPositionAggregateLosses 0 0
Other Government - Sponsored Enterprises [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Estimated Fair Value, Less Than 12 Months 0 0
Available For Sale Securities Continuous Unrealized Income Loss Position Less Than Twelve Months Aggregate Gain Losses 0 0
Estimated Fair Value, 12 Months or More 21,448 19,660
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses (2,751) (4,209)
Securities Continuous Unrealized Loss Position Fair Value 21,448 19,660
SecuritiesContinuousUnrealizedLossPositionAggregateLosses $ (2,751) $ (4,209)
v3.25.4
Loans and Allowance for Credit Losses - Outstanding Balances of Loan (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss $ 9,508,039 $ 8,983,754
Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,226,054 1,133,595
Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,408 11,718
Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,631,019 1,670,547
Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 729,266 671,156
Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 594,790 597,145
Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,834,016 1,804,950
Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 753,303 722,609
Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,387,195 1,280,645
Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,496 9,865
Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 61,179 65,464
Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 693,265 427,320
Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 114,262 105,356
Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 415,536 475,367
Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 47,250 8,017
Commercial, financial, agricultural and other [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,044,989 1,677,989
Commercial, financial, agricultural and other [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,226,054 1,133,595
Commercial, financial, agricultural and other [Member] | Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,408 11,718
Commercial, financial, agricultural and other [Member] | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 693,265 427,320
Commercial, financial, agricultural and other [Member] | Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 114,262 105,356
Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 462,786 483,384
Real Estate Construction [Member] | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 415,536 475,367
Real Estate Construction [Member] | Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 47,250 8,017
Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,360,285 2,341,703
Residential Real Estate [Member] | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,631,019 1,670,547
Residential Real Estate [Member] | Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 729,266 671,156
Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 3,182,109 3,124,704
Commercial real estate [Member] | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 594,790 597,145
Commercial real estate [Member] | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,834,016 1,804,950
Commercial real estate [Member] | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 753,303 722,609
Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,457,870 1,355,974
Loans To Individuals [Member] | Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,387,195 1,280,645
Loans To Individuals [Member] | Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,496 9,865
Loans To Individuals [Member] | Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss $ 61,179 $ 65,464
v3.25.4
Loans and Allowance for Credit Losses - Credit Risk Profile by Creditworthiness (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss $ 9,508,039 $ 8,983,754
Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,408 11,718
Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,226,054 1,133,595
Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,631,019 1,670,547
Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 729,266 671,156
Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 594,790 597,145
Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,834,016 1,804,950
Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 753,303 722,609
Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,387,195 1,280,645
Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,496 9,865
Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 61,179 65,464
Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 693,265 427,320
Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 114,262 105,356
Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 415,536 475,367
Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 47,250 8,017
Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,240,875 8,759,579
Pass [Member] | Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,408 11,718
Pass [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,112,673 1,037,723
Pass [Member] | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,618,090 1,661,868
Pass [Member] | Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 724,611 666,703
Pass [Member] | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 575,330 578,725
Pass [Member] | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,777,941 1,754,255
Pass [Member] | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 701,374 681,925
Pass [Member] | Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,387,163 1,280,498
Pass [Member] | Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,496 9,865
Pass [Member] | Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 61,177 65,361
Pass [Member] | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 686,636 424,911
Pass [Member] | Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 114,260 105,352
Pass [Member] | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 413,466 472,658
Pass [Member] | Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 47,250 8,017
Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 127,786 127,879
Special Mention [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 49,765 64,757
Special Mention [Member] | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 4,402 1,297
Special Mention [Member] | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 7,718 18,346
Special Mention [Member] | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 40,928 21,869
Special Mention [Member] | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 20,536 20,295
Special Mention [Member] | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 3,972 1,131
Special Mention [Member] | Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2 4
Special Mention [Member] | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 463  
Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 138,486 96,296
Substandard [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 62,724 31,115
Substandard [Member] | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 8,527 7,382
Substandard [Member] | Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 4,655 4,453
Substandard [Member] | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,742 74
Substandard [Member] | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 15,147 28,826
Substandard [Member] | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 31,393 20,389
Substandard [Member] | Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 32 147
Substandard [Member] | Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2 103
Substandard [Member] | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,657 1,278
Substandard [Member] | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,607  
Doubtful [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 892 0
Doubtful [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 892  
Total Non-Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 267,164 224,175
Unlikely to be Collected Financing Receivable    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,044,989 1,677,989
Commercial, financial, agricultural and other [Member] | Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,408 11,718
Commercial, financial, agricultural and other [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,226,054 1,133,595
Commercial, financial, agricultural and other [Member] | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 693,265 427,320
Commercial, financial, agricultural and other [Member] | Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 114,262 105,356
Commercial, financial, agricultural and other [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,924,977 1,579,704
Commercial, financial, agricultural and other [Member] | Pass [Member] | Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,408 11,718
Commercial, financial, agricultural and other [Member] | Pass [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,112,673 1,037,723
Commercial, financial, agricultural and other [Member] | Pass [Member] | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 686,636 424,911
Commercial, financial, agricultural and other [Member] | Pass [Member] | Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 114,260 105,352
Commercial, financial, agricultural and other [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 53,739 65,892
Commercial, financial, agricultural and other [Member] | Special Mention [Member] | Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Special Mention [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 49,765 64,757
Commercial, financial, agricultural and other [Member] | Special Mention [Member] | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 3,972 1,131
Commercial, financial, agricultural and other [Member] | Special Mention [Member] | Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2 4
Commercial, financial, agricultural and other [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 65,381 32,393
Commercial, financial, agricultural and other [Member] | Substandard [Member] | Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Substandard [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 62,724 31,115
Commercial, financial, agricultural and other [Member] | Substandard [Member] | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,657 1,278
Commercial, financial, agricultural and other [Member] | Substandard [Member] | Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Doubtful [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 892 0
Commercial, financial, agricultural and other [Member] | Doubtful [Member] | Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Doubtful [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 892 0
Commercial, financial, agricultural and other [Member] | Doubtful [Member] | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Doubtful [Member] | Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Total Non-Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 120,012 98,285
Commercial, financial, agricultural and other [Member] | Total Non-Pass [Member] | Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Total Non-Pass [Member] | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 113,381 95,872
Commercial, financial, agricultural and other [Member] | Total Non-Pass [Member] | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 6,629 2,409
Commercial, financial, agricultural and other [Member] | Total Non-Pass [Member] | Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2 4
Commercial, financial, agricultural and other [Member] | Unlikely to be Collected Financing Receivable    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Unlikely to be Collected Financing Receivable | Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Unlikely to be Collected Financing Receivable | Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Unlikely to be Collected Financing Receivable | Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial, financial, agricultural and other [Member] | Unlikely to be Collected Financing Receivable | Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 462,786 483,384
Real Estate Construction [Member] | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 415,536 475,367
Real Estate Construction [Member] | Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 47,250 8,017
Real Estate Construction [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 460,716 480,675
Real Estate Construction [Member] | Pass [Member] | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 413,466 472,658
Real Estate Construction [Member] | Pass [Member] | Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 47,250 8,017
Real Estate Construction [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 463 180
Real Estate Construction [Member] | Special Mention [Member] | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 463 180
Real Estate Construction [Member] | Special Mention [Member] | Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Real Estate Construction [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,607 2,529
Real Estate Construction [Member] | Substandard [Member] | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,607 2,529
Real Estate Construction [Member] | Substandard [Member] | Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Real Estate Construction [Member] | Doubtful [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Real Estate Construction [Member] | Doubtful [Member] | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Real Estate Construction [Member] | Doubtful [Member] | Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Real Estate Construction [Member] | Total Non-Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,070 2,709
Real Estate Construction [Member] | Total Non-Pass [Member] | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,070 2,709
Real Estate Construction [Member] | Total Non-Pass [Member] | Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Real Estate Construction [Member] | Unlikely to be Collected Financing Receivable    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Real Estate Construction [Member] | Unlikely to be Collected Financing Receivable | Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Real Estate Construction [Member] | Unlikely to be Collected Financing Receivable | Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,360,285 2,341,703
Residential Real Estate [Member] | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,631,019 1,670,547
Residential Real Estate [Member] | Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 729,266 671,156
Residential Real Estate [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,342,701 2,328,571
Residential Real Estate [Member] | Pass [Member] | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,618,090 1,661,868
Residential Real Estate [Member] | Pass [Member] | Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 724,611 666,703
Residential Real Estate [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 4,402 1,297
Residential Real Estate [Member] | Special Mention [Member] | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 4,402 1,297
Residential Real Estate [Member] | Special Mention [Member] | Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Residential Real Estate [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 13,182 11,835
Residential Real Estate [Member] | Substandard [Member] | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 8,527 7,382
Residential Real Estate [Member] | Substandard [Member] | Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 4,655 4,453
Residential Real Estate [Member] | Doubtful [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Residential Real Estate [Member] | Doubtful [Member] | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Residential Real Estate [Member] | Doubtful [Member] | Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Residential Real Estate [Member] | Total Non-Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 17,584 13,132
Residential Real Estate [Member] | Total Non-Pass [Member] | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 12,929 8,679
Residential Real Estate [Member] | Total Non-Pass [Member] | Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 4,655 4,453
Residential Real Estate [Member] | Unlikely to be Collected Financing Receivable    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Residential Real Estate [Member] | Unlikely to be Collected Financing Receivable | Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Residential Real Estate [Member] | Unlikely to be Collected Financing Receivable | Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 3,182,109 3,124,704
Commercial real estate [Member] | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 594,790 597,145
Commercial real estate [Member] | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,834,016 1,804,950
Commercial real estate [Member] | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 753,303 722,609
Commercial real estate [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 3,054,645 3,014,905
Commercial real estate [Member] | Pass [Member] | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 575,330 578,725
Commercial real estate [Member] | Pass [Member] | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,777,941 1,754,255
Commercial real estate [Member] | Pass [Member] | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 701,374 681,925
Commercial real estate [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 69,182 60,510
Commercial real estate [Member] | Special Mention [Member] | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 7,718 18,346
Commercial real estate [Member] | Special Mention [Member] | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 40,928 21,869
Commercial real estate [Member] | Special Mention [Member] | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 20,536 20,295
Commercial real estate [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 58,282 49,289
Commercial real estate [Member] | Substandard [Member] | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,742 74
Commercial real estate [Member] | Substandard [Member] | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 15,147 28,826
Commercial real estate [Member] | Substandard [Member] | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 31,393 20,389
Commercial real estate [Member] | Doubtful [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial real estate [Member] | Doubtful [Member] | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial real estate [Member] | Doubtful [Member] | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial real estate [Member] | Doubtful [Member] | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial real estate [Member] | Total Non-Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 127,464 109,799
Commercial real estate [Member] | Total Non-Pass [Member] | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 19,460 18,420
Commercial real estate [Member] | Total Non-Pass [Member] | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 56,075 50,695
Commercial real estate [Member] | Total Non-Pass [Member] | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 51,929 40,684
Commercial real estate [Member] | Unlikely to be Collected Financing Receivable    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial real estate [Member] | Unlikely to be Collected Financing Receivable | Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial real estate [Member] | Unlikely to be Collected Financing Receivable | Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Commercial real estate [Member] | Unlikely to be Collected Financing Receivable | Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,457,870 1,355,974
Loans To Individuals [Member] | Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,387,195 1,280,645
Loans To Individuals [Member] | Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,496 9,865
Loans To Individuals [Member] | Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 61,179 65,464
Loans To Individuals [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,457,836 1,355,724
Loans To Individuals [Member] | Pass [Member] | Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,387,163 1,280,498
Loans To Individuals [Member] | Pass [Member] | Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,496 9,865
Loans To Individuals [Member] | Pass [Member] | Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 61,177 65,361
Loans To Individuals [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Special Mention [Member] | Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Special Mention [Member] | Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Special Mention [Member] | Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 34 250
Loans To Individuals [Member] | Substandard [Member] | Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 32 147
Loans To Individuals [Member] | Substandard [Member] | Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Substandard [Member] | Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2 103
Loans To Individuals [Member] | Doubtful [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Doubtful [Member] | Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Doubtful [Member] | Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Doubtful [Member] | Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Total Non-Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 34 250
Loans To Individuals [Member] | Total Non-Pass [Member] | Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 32 147
Loans To Individuals [Member] | Total Non-Pass [Member] | Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Total Non-Pass [Member] | Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2 103
Loans To Individuals [Member] | Unlikely to be Collected Financing Receivable    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Unlikely to be Collected Financing Receivable | Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Unlikely to be Collected Financing Receivable | Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Loans To Individuals [Member] | Unlikely to be Collected Financing Receivable | Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss $ 0 $ 0
v3.25.4
Loans and Allowance for Credit Losses - Credit Risk by Vintage (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss $ 9,508,039 $ 8,983,754  
Charge-offs (38,366) (35,428) $ (33,267)
Recoveries 8,991 4,248 $ 3,115
Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,748,610 1,156,894  
Charge-offs (748) (386)  
Recoveries 31 36  
Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,022,254 1,302,825  
Charge-offs (2,585) (3,044)  
Recoveries 417 513  
Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,115,001 1,861,681  
Charge-offs (3,928) (5,119)  
Recoveries 830 935  
Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,463,954 1,306,539  
Charge-offs (9,158) (2,308)  
Recoveries 1,917 517  
Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,081,355 728,525  
Charge-offs (2,464) (6,015)  
Recoveries 541 520  
Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,849,252 1,468,346  
Charge-offs (6,506) (8,418)  
Recoveries 1,584 983  
Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,227,613 1,158,944  
Charge-offs (12,977) (10,138)  
Recoveries 3,671 744  
Time and demand loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,226,054 1,133,595  
Charge-offs (16,182) (11,131)  
Recoveries 4,223 435  
Time and demand loans | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 144,802 144,084  
Charge-offs (305) 0  
Recoveries 0 0  
Time and demand loans | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 143,570 115,113  
Charge-offs (283) (17)  
Recoveries 0 0  
Time and demand loans | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 95,587 101,483  
Charge-offs (400) (45)  
Recoveries 0 1  
Time and demand loans | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 90,711 80,688  
Charge-offs (2,897) (271)  
Recoveries 402 0  
Time and demand loans | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 66,053 47,378  
Charge-offs (389) (658)  
Recoveries 26 208  
Time and demand loans | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 94,425 67,103  
Charge-offs (2,368) (4,380)  
Recoveries 862 197  
Time and demand loans | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 590,906 577,746  
Charge-offs (9,540) (5,760)  
Recoveries 2,933 29  
Commercial credit cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 11,408 11,718  
Charge-offs (302) (251)  
Recoveries 35 6  
Commercial credit cards | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Commercial credit cards | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Commercial credit cards | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Commercial credit cards | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Commercial credit cards | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Commercial credit cards | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Commercial credit cards | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 11,408 11,718  
Charge-offs (302) (251)  
Recoveries 35 6  
Senior Lien      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,631,019 1,670,547  
Charge-offs (501) (191)  
Recoveries 66 168  
Senior Lien | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 86,293 47,504  
Charge-offs 0 0  
Recoveries 0 0  
Senior Lien | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 55,820 147,678  
Charge-offs (4) (108)  
Recoveries 0 0  
Senior Lien | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 136,773 369,890  
Charge-offs (330) (1)  
Recoveries 0 0  
Senior Lien | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 343,907 475,231  
Charge-offs (17) (20)  
Recoveries 0 0  
Senior Lien | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 438,644 296,971  
Charge-offs (105) (1)  
Recoveries 0 0  
Senior Lien | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 567,149 331,368  
Charge-offs (45) (61)  
Recoveries 66 168  
Senior Lien | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,433 1,905  
Charge-offs 0 0  
Recoveries 0 0  
Junior Lien      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 729,266 671,156  
Charge-offs (244) (292)  
Recoveries 168 202  
Junior Lien | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 51,282 21,770  
Charge-offs 0 0  
Recoveries 0 0  
Junior Lien | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 17,507 53,985  
Charge-offs 0 0  
Recoveries 0 0  
Junior Lien | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 44,622 58,662  
Charge-offs 0 (1)  
Recoveries 0 0  
Junior Lien | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 47,598 37,644  
Charge-offs 0 0  
Recoveries 0 0  
Junior Lien | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 31,875 1,163  
Charge-offs 0 0  
Recoveries 0 0  
Junior Lien | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,869 5,406  
Charge-offs 0 0  
Recoveries 13 32  
Junior Lien | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 531,513 492,526  
Charge-offs (244) (291)  
Recoveries 155 170  
Multifamily      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 594,790 597,145  
Charge-offs (766) 0  
Recoveries 0 0  
Multifamily | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 32,759 25,006  
Charge-offs 0 0  
Recoveries 0 0  
Multifamily | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 33,307 6,978  
Charge-offs 0 0  
Recoveries 0 0  
Multifamily | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 70,651 235,374  
Charge-offs 0 0  
Recoveries 0 0  
Multifamily | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 196,678 141,970  
Charge-offs (169) 0  
Recoveries 0 0  
Multifamily | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 110,591 79,271  
Charge-offs (92) 0  
Recoveries 0 0  
Multifamily | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 148,908 108,059  
Charge-offs (505) 0  
Recoveries 0 0  
Multifamily | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,896 487  
Charge-offs 0 0  
Recoveries 0 0  
Nonowner Occupied Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,834,016 1,804,950  
Charge-offs (4,770) (7,138)  
Recoveries 148 59  
Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 194,436 120,201  
Charge-offs 0 0  
Recoveries 0 0  
Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 109,688 206,496  
Charge-offs (2) 0  
Recoveries 0 0  
Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 212,880 435,072  
Charge-offs (93) (50)  
Recoveries 0 0  
Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 384,761 182,234  
Charge-offs (1,284) 0  
Recoveries 0 0  
Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 186,461 147,034  
Charge-offs (239) (3,761)  
Recoveries 0 0  
Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 732,319 702,907  
Charge-offs (3,145) (3,327)  
Recoveries 148 59  
Nonowner Occupied Commercial Real Estate | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 13,471 11,006  
Charge-offs (7) 0  
Recoveries 0 0  
Owner Occupied Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 753,303 722,609  
Charge-offs (1,652) (1,540)  
Recoveries 69 118  
Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 124,044 64,019  
Charge-offs (98) 0  
Recoveries 0 0  
Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 79,594 112,272  
Charge-offs (131) 0  
Recoveries 0 0  
Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 102,865 152,714  
Charge-offs (140) (141)  
Recoveries 0 0  
Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 130,905 145,807  
Charge-offs (1,175) (136)  
Recoveries 0 28  
Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 108,227 58,919  
Charge-offs (63) (1,050)  
Recoveries 0 0  
Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 193,605 176,674  
Charge-offs (42) (163)  
Recoveries 69 49  
Owner Occupied Commercial Real Estate | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 14,063 12,204  
Charge-offs (3) (50)  
Recoveries 0 41  
Automobile Loan      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,387,195 1,280,645  
Charge-offs (7,025) (7,611)  
Recoveries 2,992 2,410  
Automobile Loan | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 545,133 403,819  
Charge-offs (229) (310)  
Recoveries 25 36  
Automobile Loan | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 287,068 316,774  
Charge-offs (1,401) (1,826)  
Recoveries 409 415  
Automobile Loan | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 217,215 321,803  
Charge-offs (2,037) (3,223)  
Recoveries 643 844  
Automobile Loan | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 204,073 152,084  
Charge-offs (2,079) (1,275)  
Recoveries 1,047 468  
Automobile Loan | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 87,300 71,682  
Charge-offs (879) (525)  
Recoveries 477 296  
Automobile Loan | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 46,406 14,483  
Charge-offs (400) (452)  
Recoveries 391 351  
Automobile Loan | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Consumer Credit Cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 9,496 9,865  
Charge-offs (346) (428)  
Recoveries 79 96  
Consumer Credit Cards | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Consumer Credit Cards | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Consumer Credit Cards | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Consumer Credit Cards | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Consumer Credit Cards | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Consumer Credit Cards | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Consumer Credit Cards | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 9,496 9,865  
Charge-offs (346) (428)  
Recoveries 79 96  
Other consumer loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 61,179 65,464  
Charge-offs (1,516) (1,624)  
Recoveries 351 376  
Other consumer loans | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 6,592 7,878  
Charge-offs (17) (17)  
Recoveries 6 0  
Other consumer loans | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,881 4,351  
Charge-offs (91) (109)  
Recoveries 1 0  
Other consumer loans | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,331 2,530  
Charge-offs (151) (93)  
Recoveries 22 14  
Other consumer loans | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,074 10,325  
Charge-offs (74) (102)  
Recoveries 14 21  
Other consumer loans | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 7,711 642  
Charge-offs (135) (20)  
Recoveries 38 16  
Other consumer loans | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,308 2,291  
Charge-offs (1) (35)  
Recoveries 34 111  
Other consumer loans | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 36,282 37,447  
Charge-offs (1,047) (1,248)  
Recoveries 236 214  
Equipment Finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 693,265 427,320  
Charge-offs (2,288) (2,020)  
Recoveries 626 174  
Equipment Finance | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 385,806 256,015  
Charge-offs (89) (59)  
Recoveries 0 0  
Equipment Finance | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 195,713 129,463  
Charge-offs (673) (984)  
Recoveries 7 98  
Equipment Finance | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 87,528 41,842  
Charge-offs (418) (977)  
Recoveries 165 76  
Equipment Finance | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 24,218 0  
Charge-offs (1,108) 0  
Recoveries 454 0  
Equipment Finance | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Equipment Finance | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Equipment Finance | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Time and Demand Loans Other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 114,262 105,356  
Charge-offs (1,480) (2,110)  
Recoveries 234 198  
Time and Demand Loans Other | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 9,347 10,746  
Charge-offs 0 0  
Recoveries 0 0  
Time and Demand Loans Other | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 10,927 10,813  
Charge-offs 0 0  
Recoveries 0 0  
Time and Demand Loans Other | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 12,347 4,561  
Charge-offs 0 0  
Recoveries 0 0  
Time and Demand Loans Other | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,079 16,526  
Charge-offs 0 0  
Recoveries 0 0  
Time and Demand Loans Other | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 15,114 18,435  
Charge-offs 0 0  
Recoveries 0 0  
Time and Demand Loans Other | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 50,358 41,261  
Charge-offs 0 0  
Recoveries 1 10  
Time and Demand Loans Other | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 12,090 3,014  
Charge-offs (1,480) (2,110)  
Recoveries 233 188  
Construction Other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 415,536 475,367  
Charge-offs (732) (1,092)  
Recoveries 0 6  
Construction Other | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 149,758 54,109  
Charge-offs (10) 0  
Recoveries 0 0  
Construction Other | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 78,078 195,536  
Charge-offs 0 0  
Recoveries 0 0  
Construction Other | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 115,404 136,010  
Charge-offs (359) (588)  
Recoveries 0 0  
Construction Other | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 32,501 62,890  
Charge-offs (355) (504)  
Recoveries 0 0  
Construction Other | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 28,324 7,030  
Charge-offs 0 0  
Recoveries 0 0  
Construction Other | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 8,905 18,766  
Charge-offs 0 0  
Recoveries 0 6  
Construction Other | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,566 1,026  
Charge-offs (8) 0  
Recoveries 0 0  
Construction Residential      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 47,250 8,017  
Charge-offs (562) 0  
Recoveries 0 0  
Construction Residential | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 18,358 1,743  
Charge-offs 0 0  
Recoveries 0 0  
Construction Residential | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 6,101 3,366  
Charge-offs 0 0  
Recoveries 0 0  
Construction Residential | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 16,798 1,740  
Charge-offs 0 0  
Recoveries 0 0  
Construction Residential | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 3,449 1,140  
Charge-offs 0 0  
Recoveries 0 0  
Construction Residential | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,055 0  
Charge-offs (562) 0  
Recoveries 0 0  
Construction Residential | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 28  
Charge-offs 0 0  
Recoveries 0 0  
Construction Residential | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,489 0  
Charge-offs 0 0  
Recoveries 0 0  
Pass [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 9,240,875 8,759,579  
Pass [Member] | Time and demand loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,112,673 1,037,723  
Pass [Member] | Time and demand loans | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 138,416 142,872  
Pass [Member] | Time and demand loans | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 129,314 107,764  
Pass [Member] | Time and demand loans | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 90,204 96,068  
Pass [Member] | Time and demand loans | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 82,891 60,244  
Pass [Member] | Time and demand loans | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 55,709 44,645  
Pass [Member] | Time and demand loans | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 84,813 56,393  
Pass [Member] | Time and demand loans | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 531,326 529,737  
Pass [Member] | Commercial credit cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 11,408 11,718  
Pass [Member] | Commercial credit cards | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Commercial credit cards | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Commercial credit cards | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Commercial credit cards | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Commercial credit cards | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Commercial credit cards | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Commercial credit cards | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 11,408 11,718  
Pass [Member] | Senior Lien      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,618,090 1,661,868  
Pass [Member] | Senior Lien | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 86,284 47,504  
Pass [Member] | Senior Lien | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 55,582 145,898  
Pass [Member] | Senior Lien | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 134,414 369,111  
Pass [Member] | Senior Lien | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 339,023 473,418  
Pass [Member] | Senior Lien | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 436,767 296,170  
Pass [Member] | Senior Lien | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 563,651 327,934  
Pass [Member] | Senior Lien | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,369 1,833  
Pass [Member] | Junior Lien      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 724,611 666,703  
Pass [Member] | Junior Lien | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 51,282 21,770  
Pass [Member] | Junior Lien | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 17,507 53,974  
Pass [Member] | Junior Lien | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 44,611 58,587  
Pass [Member] | Junior Lien | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 47,523 37,644  
Pass [Member] | Junior Lien | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 31,875 1,163  
Pass [Member] | Junior Lien | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,678 5,207  
Pass [Member] | Junior Lien | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 527,135 488,358  
Pass [Member] | Multifamily      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 575,330 578,725  
Pass [Member] | Multifamily | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 32,759 25,006  
Pass [Member] | Multifamily | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 33,307 6,978  
Pass [Member] | Multifamily | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 70,651 222,965  
Pass [Member] | Multifamily | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 183,418 136,872  
Pass [Member] | Multifamily | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 105,594 78,844  
Pass [Member] | Multifamily | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 148,005 107,573  
Pass [Member] | Multifamily | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,596 487  
Pass [Member] | Nonowner Occupied Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,777,941 1,754,255  
Pass [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 194,436 120,201  
Pass [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 109,688 203,543  
Pass [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 212,880 424,778  
Pass [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 374,468 181,993  
Pass [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 179,869 136,219  
Pass [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 693,195 676,580  
Pass [Member] | Nonowner Occupied Commercial Real Estate | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 13,405 10,941  
Pass [Member] | Owner Occupied Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 701,374 681,925  
Pass [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 123,755 62,968  
Pass [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 66,642 110,539  
Pass [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 97,396 139,937  
Pass [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 119,327 139,644  
Pass [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 104,482 57,309  
Pass [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 177,382 161,208  
Pass [Member] | Owner Occupied Commercial Real Estate | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 12,390 10,320  
Pass [Member] | Automobile Loan      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,387,163 1,280,498  
Pass [Member] | Automobile Loan | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 545,133 403,803  
Pass [Member] | Automobile Loan | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 287,057 316,734  
Pass [Member] | Automobile Loan | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 217,215 321,776  
Pass [Member] | Automobile Loan | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 204,061 152,052  
Pass [Member] | Automobile Loan | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 87,300 71,674  
Pass [Member] | Automobile Loan | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 46,397 14,459  
Pass [Member] | Automobile Loan | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Consumer Credit Cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 9,496 9,865  
Pass [Member] | Consumer Credit Cards | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Consumer Credit Cards | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Consumer Credit Cards | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Consumer Credit Cards | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Consumer Credit Cards | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Consumer Credit Cards | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Consumer Credit Cards | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 9,496 9,865  
Pass [Member] | Other consumer loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 61,177 65,361  
Pass [Member] | Other consumer loans | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 6,592 7,878  
Pass [Member] | Other consumer loans | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,881 4,351  
Pass [Member] | Other consumer loans | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,331 2,530  
Pass [Member] | Other consumer loans | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,074 10,323  
Pass [Member] | Other consumer loans | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 7,711 642  
Pass [Member] | Other consumer loans | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,308 2,291  
Pass [Member] | Other consumer loans | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 36,280 37,346  
Pass [Member] | Equipment Finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 686,636 424,911  
Pass [Member] | Equipment Finance | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 385,724 255,572  
Pass [Member] | Equipment Finance | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 192,228 128,560  
Pass [Member] | Equipment Finance | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 85,679 40,779  
Pass [Member] | Equipment Finance | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 23,005 0  
Pass [Member] | Equipment Finance | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Equipment Finance | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Equipment Finance | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Pass [Member] | Time and Demand Loans Other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 114,260 105,352  
Pass [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 9,347 10,746  
Pass [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 10,927 10,813  
Pass [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 12,347 4,561  
Pass [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,079 16,526  
Pass [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 15,114 18,435  
Pass [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 50,358 41,261  
Pass [Member] | Time and Demand Loans Other | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 12,088 3,010  
Pass [Member] | Construction Other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 413,466 472,658  
Pass [Member] | Construction Other | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 149,758 54,109  
Pass [Member] | Construction Other | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 78,078 195,536  
Pass [Member] | Construction Other | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 115,115 134,812  
Pass [Member] | Construction Other | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 32,327 61,379  
Pass [Member] | Construction Other | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 26,849 7,030  
Pass [Member] | Construction Other | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 8,773 18,766  
Pass [Member] | Construction Other | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,566 1,026  
Pass [Member] | Construction Residential      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 47,250 8,017  
Pass [Member] | Construction Residential | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 18,358 1,743  
Pass [Member] | Construction Residential | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 6,101 3,366  
Pass [Member] | Construction Residential | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 16,798 1,740  
Pass [Member] | Construction Residential | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 3,449 1,140  
Pass [Member] | Construction Residential | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,055 0  
Pass [Member] | Construction Residential | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 28  
Pass [Member] | Construction Residential | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,489 0  
Special Mention [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 127,786 127,879  
Special Mention [Member] | Time and demand loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 49,765 64,757  
Special Mention [Member] | Time and demand loans | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,615 1,212  
Special Mention [Member] | Time and demand loans | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 10,115 2,696  
Special Mention [Member] | Time and demand loans | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,639 3,327  
Special Mention [Member] | Time and demand loans | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,655 11,963  
Special Mention [Member] | Time and demand loans | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,888 1,881  
Special Mention [Member] | Time and demand loans | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,888 4,362  
Special Mention [Member] | Time and demand loans | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 28,965 39,316  
Special Mention [Member] | Senior Lien      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,402 1,297  
Special Mention [Member] | Senior Lien | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Senior Lien | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Senior Lien | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Senior Lien | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 3,474 255  
Special Mention [Member] | Senior Lien | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 169 345  
Special Mention [Member] | Senior Lien | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 695 625  
Special Mention [Member] | Senior Lien | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 64 72  
Special Mention [Member] | Multifamily      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 7,718 18,346  
Special Mention [Member] | Multifamily | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Multifamily | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Multifamily | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 12,409  
Special Mention [Member] | Multifamily | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,563 5,098  
Special Mention [Member] | Multifamily | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,997 427  
Special Mention [Member] | Multifamily | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 858 412  
Special Mention [Member] | Multifamily | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 300 0  
Special Mention [Member] | Nonowner Occupied Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 40,928 21,869  
Special Mention [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 10,294  
Special Mention [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 9,201 241  
Special Mention [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 6,592 1,641  
Special Mention [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 25,135 9,693  
Special Mention [Member] | Nonowner Occupied Commercial Real Estate | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Owner Occupied Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 20,536 20,295  
Special Mention [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 5,994 876  
Special Mention [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 3,352 7,002  
Special Mention [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 3,080 6,129  
Special Mention [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,606 198  
Special Mention [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,172 4,260  
Special Mention [Member] | Owner Occupied Commercial Real Estate | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,332 1,830  
Special Mention [Member] | Equipment Finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 3,972 1,131  
Special Mention [Member] | Equipment Finance | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 82 443  
Special Mention [Member] | Equipment Finance | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,588 267  
Special Mention [Member] | Equipment Finance | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 740 421  
Special Mention [Member] | Equipment Finance | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 562 0  
Special Mention [Member] | Equipment Finance | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Equipment Finance | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Equipment Finance | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Time and Demand Loans Other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2 4  
Special Mention [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Time and Demand Loans Other | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Special Mention [Member] | Time and Demand Loans Other | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2 4  
Special Mention [Member] | Construction Other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 463    
Special Mention [Member] | Construction Other | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Special Mention [Member] | Construction Other | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Special Mention [Member] | Construction Other | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 289    
Special Mention [Member] | Construction Other | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 174    
Special Mention [Member] | Construction Other | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Special Mention [Member] | Construction Other | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Special Mention [Member] | Construction Other | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Special Mention [Member] | Real Estate Construction      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   180  
Special Mention [Member] | Real Estate Construction | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Special Mention [Member] | Real Estate Construction | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Special Mention [Member] | Real Estate Construction | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   180  
Special Mention [Member] | Real Estate Construction | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Special Mention [Member] | Real Estate Construction | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Special Mention [Member] | Real Estate Construction | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Special Mention [Member] | Real Estate Construction | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Substandard [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 138,486 96,296  
Substandard [Member] | Time and demand loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 62,724 31,115  
Substandard [Member] | Time and demand loans | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,771 0  
Substandard [Member] | Time and demand loans | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,141 4,653  
Substandard [Member] | Time and demand loans | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,744 2,088  
Substandard [Member] | Time and demand loans | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 5,165 8,481  
Substandard [Member] | Time and demand loans | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 8,456 852  
Substandard [Member] | Time and demand loans | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 7,724 6,348  
Substandard [Member] | Time and demand loans | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 29,723 8,693  
Substandard [Member] | Senior Lien      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 8,527 7,382  
Substandard [Member] | Senior Lien | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 9 0  
Substandard [Member] | Senior Lien | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 238 1,780  
Substandard [Member] | Senior Lien | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,359 779  
Substandard [Member] | Senior Lien | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,410 1,558  
Substandard [Member] | Senior Lien | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,708 456  
Substandard [Member] | Senior Lien | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,803 2,809  
Substandard [Member] | Senior Lien | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Junior Lien      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,655 4,453  
Substandard [Member] | Junior Lien | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Junior Lien | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 11  
Substandard [Member] | Junior Lien | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 11 75  
Substandard [Member] | Junior Lien | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 75 0  
Substandard [Member] | Junior Lien | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Junior Lien | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 191 199  
Substandard [Member] | Junior Lien | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 4,378 4,168  
Substandard [Member] | Multifamily      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 11,742 74  
Substandard [Member] | Multifamily | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Multifamily | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Multifamily | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Multifamily | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 11,697 0  
Substandard [Member] | Multifamily | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Multifamily | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 45 74  
Substandard [Member] | Multifamily | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Nonowner Occupied Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 15,147 28,826  
Substandard [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 2,953  
Substandard [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,092 0  
Substandard [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 9,174  
Substandard [Member] | Nonowner Occupied Commercial Real Estate | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 13,989 16,634  
Substandard [Member] | Nonowner Occupied Commercial Real Estate | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 66 65  
Substandard [Member] | Owner Occupied Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 31,393 20,389  
Substandard [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 289 1,051  
Substandard [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 6,958 857  
Substandard [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,117 5,775  
Substandard [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 8,498 34  
Substandard [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,139 1,412  
Substandard [Member] | Owner Occupied Commercial Real Estate | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 12,051 11,206  
Substandard [Member] | Owner Occupied Commercial Real Estate | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 341 54  
Substandard [Member] | Automobile Loan      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 32 147  
Substandard [Member] | Automobile Loan | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 16  
Substandard [Member] | Automobile Loan | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 11 40  
Substandard [Member] | Automobile Loan | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 27  
Substandard [Member] | Automobile Loan | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 12 32  
Substandard [Member] | Automobile Loan | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 8  
Substandard [Member] | Automobile Loan | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 9 24  
Substandard [Member] | Automobile Loan | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Other consumer loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2 103  
Substandard [Member] | Other consumer loans | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Other consumer loans | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Other consumer loans | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Other consumer loans | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 2  
Substandard [Member] | Other consumer loans | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Other consumer loans | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Other consumer loans | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2 101  
Substandard [Member] | Equipment Finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 2,657 1,278  
Substandard [Member] | Equipment Finance | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Equipment Finance | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 897 636  
Substandard [Member] | Equipment Finance | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,109 642  
Substandard [Member] | Equipment Finance | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 651 0  
Substandard [Member] | Equipment Finance | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Equipment Finance | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Equipment Finance | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0 0  
Substandard [Member] | Construction Other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,607    
Substandard [Member] | Construction Other | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Substandard [Member] | Construction Other | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Substandard [Member] | Construction Other | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Substandard [Member] | Construction Other | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Substandard [Member] | Construction Other | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 1,475    
Substandard [Member] | Construction Other | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 132    
Substandard [Member] | Construction Other | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Substandard [Member] | Real Estate Construction      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   2,529  
Substandard [Member] | Real Estate Construction | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Substandard [Member] | Real Estate Construction | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Substandard [Member] | Real Estate Construction | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   1,018  
Substandard [Member] | Real Estate Construction | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   1,511  
Substandard [Member] | Real Estate Construction | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Substandard [Member] | Real Estate Construction | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Substandard [Member] | Real Estate Construction | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss   0  
Doubtful [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 892 $ 0  
Doubtful [Member] | Time and demand loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 892    
Doubtful [Member] | Time and demand loans | Term Loan Receivable, Originated in 2020      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Doubtful [Member] | Time and demand loans | Term Loan Receivable, Originated in 2019      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Doubtful [Member] | Time and demand loans | Term Loan Receivable, Originated in 2018      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Doubtful [Member] | Time and demand loans | Term Loan Receivable, Originated in 2017      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Doubtful [Member] | Time and demand loans | Term Loan Receivable, Originated in 2016      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Doubtful [Member] | Time and demand loans | Term Loan Receivable, Originated Prior      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss 0    
Doubtful [Member] | Time and demand loans | Revolving Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable, before allowance for credit loss $ 892    
v3.25.4
Loans and Allowance for Credit Losses - Additional Information (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Non Accrual Status Of Loans After Number Of Days Past Due 90 days      
Loans Receivable Held-for-sale, Amount $ 271,452 $ 51,991    
Charge-offs (38,366) (35,428) $ (33,267)  
Unearned Deferred (Fees) Costs on Loans 21,200 14,700    
Unearned Premiums $ (20,200) (18,900)    
Forecasted Value, National Unemployment, Percent 4.35%      
Financing Receivable, Allowance for Credit Loss $ 125,768 118,906 117,718 $ 102,906
Financing Receivable, Nonaccrual 91,756 61,456    
US Government Insured Loan Program        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest   8,100    
Financing Receivable, Nonaccrual $ 31,500      
Weighted Average [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Forecasted Value, National Unemployment, Percent 5.25%      
Maximum [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Forecasted Value, National Unemployment, Percent 5.56%      
Impaired Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Unfunded commitments related to nonperforming loans $ 200 300    
Loans To Individuals [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Non Accrual Status Of Loans After Number Of Days Past Due 150 days      
Nonaccrual Commercial Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans Receivable Held-for-sale, Amount $ 0 0    
Gain (loss) on sale of impaired loans 0 0 $ 0  
SEC Schedule, 12-09, Reserve, Off-balance Sheet Activity [Member] | Impaired Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Off-Balance-Sheet, Credit Loss, Liability $ 0 $ 0    
v3.25.4
Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans by Segment (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss $ 9,508,039 $ 8,983,754
Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,457,870 1,355,974
Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,044,989 1,677,989
Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 462,786 483,384
Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,360,285 2,341,703
Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 3,182,109 3,124,704
Time and demand loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,226,054 1,133,595
Time and demand loans | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,226,054 1,133,595
Commercial credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,408 11,718
Commercial credit cards | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,408 11,718
Senior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,631,019 1,670,547
Senior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,631,019 1,670,547
Junior Lien    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 729,266 671,156
Junior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 729,266 671,156
Multifamily    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 594,790 597,145
Multifamily | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 594,790 597,145
Nonowner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,834,016 1,804,950
Nonowner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,834,016 1,804,950
Owner Occupied Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 753,303 722,609
Owner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 753,303 722,609
Automobile Loan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,387,195 1,280,645
Automobile Loan | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,387,195 1,280,645
Consumer Credit Cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,496 9,865
Consumer Credit Cards | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,496 9,865
Other consumer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 61,179 65,464
Other consumer loans | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 61,179 65,464
Equipment Finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 693,265 427,320
Equipment Finance | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 693,265 427,320
Time and Demand Loans Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 114,262 105,356
Time and Demand Loans Other | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 114,262 105,356
Construction Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 47,250 8,017
Construction Residential | Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 47,250 8,017
Construction Residential | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 47,250 8,017
Construction Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 415,536 475,367
Construction Other | Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 415,536 475,367
Construction Other | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 415,536 475,367
Financial Asset, 30 to 59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 22,032 14,673
Financial Asset, 30 to 59 Days Past Due [Member] | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 6,733 5,020
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 5,127 2,379
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 8,197 5,677
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,975 1,597
Financial Asset, 30 to 59 Days Past Due [Member] | Time and demand loans | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,666 649
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial credit cards | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 75 61
Financial Asset, 30 to 59 Days Past Due [Member] | Senior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 5,054 3,904
Financial Asset, 30 to 59 Days Past Due [Member] | Junior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 3,143 1,773
Financial Asset, 30 to 59 Days Past Due [Member] | Multifamily | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 417 212
Financial Asset, 30 to 59 Days Past Due [Member] | Nonowner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 534 72
Financial Asset, 30 to 59 Days Past Due [Member] | Owner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,024 1,313
Financial Asset, 30 to 59 Days Past Due [Member] | Automobile Loan | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 6,262 4,667
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Credit Cards | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 50 24
Financial Asset, 30 to 59 Days Past Due [Member] | Other consumer loans | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 421 329
Financial Asset, 30 to 59 Days Past Due [Member] | Equipment Finance | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,382 1,659
Financial Asset, 30 to 59 Days Past Due [Member] | Time and Demand Loans Other | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 4 10
Financial Asset, 30 to 59 Days Past Due [Member] | Construction Residential | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, 30 to 59 Days Past Due [Member] | Construction Other | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, 60 to 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 13,760 5,445
Financial Asset, 60 to 89 Days Past Due [Member] | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,225 1,143
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 595 1,544
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,870 1,659
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 10,070 1,099
Financial Asset, 60 to 89 Days Past Due [Member] | Time and demand loans | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 125 1,126
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial credit cards | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 32 26
Financial Asset, 60 to 89 Days Past Due [Member] | Senior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,456 1,184
Financial Asset, 60 to 89 Days Past Due [Member] | Junior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 414 475
Financial Asset, 60 to 89 Days Past Due [Member] | Multifamily | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, 60 to 89 Days Past Due [Member] | Nonowner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 10,070 742
Financial Asset, 60 to 89 Days Past Due [Member] | Owner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 357
Financial Asset, 60 to 89 Days Past Due [Member] | Automobile Loan | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,022 930
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Credit Cards | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 35 28
Financial Asset, 60 to 89 Days Past Due [Member] | Other consumer loans | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 168 185
Financial Asset, 60 to 89 Days Past Due [Member] | Equipment Finance | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 438 392
Financial Asset, 60 to 89 Days Past Due [Member] | Time and Demand Loans Other | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, 60 to 89 Days Past Due [Member] | Construction Residential | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, 60 to 89 Days Past Due [Member] | Construction Other | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,288 2,064
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 490 450
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 217 26
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 581 1,588
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Time and demand loans | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 107 26
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial credit cards | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Senior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 317 1,134
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Junior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 264 454
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Multifamily | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Nonowner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Owner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Automobile Loan | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 168 149
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Credit Cards | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other consumer loans | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 322 301
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Equipment Finance | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 110 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Time and Demand Loans Other | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Residential | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Other | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Nonaccrual Commercial Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 91,756 61,456
Nonaccrual Commercial Loans [Member] | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 32 250
Nonaccrual Commercial Loans [Member] | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 46,618 14,987
Nonaccrual Commercial Loans [Member] | Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,475 2,529
Nonaccrual Commercial Loans [Member] | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 13,019 11,587
Nonaccrual Commercial Loans [Member] | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 30,612 32,103
Nonaccrual Commercial Loans [Member] | Time and demand loans | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 45,288 14,181
Nonaccrual Commercial Loans [Member] | Commercial credit cards | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Nonaccrual Commercial Loans [Member] | Senior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 8,364 7,134
Nonaccrual Commercial Loans [Member] | Junior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 4,655 4,453
Nonaccrual Commercial Loans [Member] | Multifamily | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 10 20
Nonaccrual Commercial Loans [Member] | Nonowner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 14,156 24,550
Nonaccrual Commercial Loans [Member] | Owner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 16,446 7,533
Nonaccrual Commercial Loans [Member] | Automobile Loan | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 30 147
Nonaccrual Commercial Loans [Member] | Consumer Credit Cards | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Nonaccrual Commercial Loans [Member] | Other consumer loans | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2 103
Nonaccrual Commercial Loans [Member] | Equipment Finance | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,330 806
Nonaccrual Commercial Loans [Member] | Time and Demand Loans Other | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Nonaccrual Commercial Loans [Member] | Construction Residential | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Nonaccrual Commercial Loans [Member] | Construction Other | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,475 2,529
Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 128,836 83,638
Financial Asset, Past Due | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 8,480 6,863
Financial Asset, Past Due | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 52,557 18,936
Financial Asset, Past Due | Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,475 2,529
Financial Asset, Past Due | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 23,667 20,511
Financial Asset, Past Due | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 42,657 34,799
Financial Asset, Past Due | Time and demand loans | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 48,186 15,982
Financial Asset, Past Due | Commercial credit cards | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 107 87
Financial Asset, Past Due | Senior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 15,191 13,356
Financial Asset, Past Due | Junior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 8,476 7,155
Financial Asset, Past Due | Multifamily | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 427 232
Financial Asset, Past Due | Nonowner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 24,760 25,364
Financial Asset, Past Due | Owner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 17,470 9,203
Financial Asset, Past Due | Automobile Loan | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 7,482 5,893
Financial Asset, Past Due | Consumer Credit Cards | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 85 52
Financial Asset, Past Due | Other consumer loans | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 913 918
Financial Asset, Past Due | Equipment Finance | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 4,260 2,857
Financial Asset, Past Due | Time and Demand Loans Other | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 4 10
Financial Asset, Past Due | Construction Residential | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 0 0
Financial Asset, Past Due | Construction Other | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,475 2,529
Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,379,203 8,900,116
Financial Asset, Not Past Due | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,449,390 1,349,111
Financial Asset, Not Past Due | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,992,432 1,659,053
Financial Asset, Not Past Due | Real Estate Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 461,311 480,855
Financial Asset, Not Past Due | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 2,336,618 2,321,192
Financial Asset, Not Past Due | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 3,139,452 3,089,905
Financial Asset, Not Past Due | Time and demand loans | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,177,868 1,117,613
Financial Asset, Not Past Due | Commercial credit cards | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 11,301 11,631
Financial Asset, Not Past Due | Senior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,615,828 1,657,191
Financial Asset, Not Past Due | Junior Lien | Residential Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 720,790 664,001
Financial Asset, Not Past Due | Multifamily | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 594,363 596,913
Financial Asset, Not Past Due | Nonowner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,809,256 1,779,586
Financial Asset, Not Past Due | Owner Occupied Commercial Real Estate | Commercial real estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 735,833 713,406
Financial Asset, Not Past Due | Automobile Loan | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 1,379,713 1,274,752
Financial Asset, Not Past Due | Consumer Credit Cards | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 9,411 9,813
Financial Asset, Not Past Due | Other consumer loans | Loans To Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 60,266 64,546
Financial Asset, Not Past Due | Equipment Finance | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 689,005 424,463
Financial Asset, Not Past Due | Time and Demand Loans Other | Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 114,258 105,346
Financial Asset, Not Past Due | Construction Residential | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss 47,250 8,017
Financial Asset, Not Past Due | Construction Other | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing receivable, before allowance for credit loss $ 414,061 $ 472,838
v3.25.4
Loans and Allowance for Credit Losses - Recorded Investment and Unpaid Principal Balance for Impaired Loans with Associated Allowance (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income $ 1,995 $ 705 $ 530
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 79,173 54,299 44,923
Financing Receivable, Nonaccrual 91,756 61,456  
Financing Receivable, Nonaccrual, Related Allowance 9,836 7,965  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 118,901 89,536  
Commercial Financial Agricultural And Other With No Related Allowance [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 135 41 143
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 12,445 6,580 7,895
Financing Receivable, Nonaccrual 22,422 5,619  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 31,583 21,745  
Commercial Financial Agricultural And Other With No Related Allowance [Member] | Time and demand loans      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 135 41 143
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 11,467 5,481 7,569
Financing Receivable, Nonaccrual 21,092 4,813  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 30,253 20,939  
Commercial Financial Agricultural And Other With No Related Allowance [Member] | Equipment Finance      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 978 1,099 326
Financing Receivable, Nonaccrual 1,330 806  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 1,330 806  
Commercial Financial Agricultural And Other With No Related Allowance [Member] | Time and Demand Loans Other      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Real Estate Construction With No Related Allowance [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 106 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 1,986 4,498 1,096
Financing Receivable, Nonaccrual 1,475 2,529  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 1,475 2,581  
Real Estate Construction With No Related Allowance [Member] | Construction Other      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 106 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 1,720 4,498 1,096
Financing Receivable, Nonaccrual 1,475 2,529  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 1,475 2,581  
Real Estate Construction With No Related Allowance [Member] | Construction Residential      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 266 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Residential real estate with no related allowance recorded [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 125 133 136
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 11,664 8,360 6,440
Financing Receivable, Nonaccrual 11,874 8,875  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 13,678 10,524  
Residential real estate with no related allowance recorded [Member] | Senior Lien      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 108 118 129
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 7,147 5,134 3,760
Financing Receivable, Nonaccrual 7,219 6,020  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 8,148 6,993  
Residential real estate with no related allowance recorded [Member] | Junior Lien      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 17 15 7
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 4,517 3,226 2,680
Financing Receivable, Nonaccrual 4,655 2,855  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 5,530 3,531  
Commercial Real Estate With No Related Allowance [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 1,624 453 260
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 21,659 16,759 20,715
Financing Receivable, Nonaccrual 17,853 18,346  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 23,807 24,047  
Commercial Real Estate With No Related Allowance [Member] | Multifamily      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 252 34 37
Financing Receivable, Nonaccrual 10 20  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 12 21  
Commercial Real Estate With No Related Allowance [Member] | Nonowner Occupied Commercial Real Estate      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 1,425 173 122
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 12,854 15,657 18,454
Financing Receivable, Nonaccrual 8,799 16,948  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 12,879 22,372  
Commercial Real Estate With No Related Allowance [Member] | Owner Occupied Commercial Real Estate      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 199 280 138
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 8,553 1,068 2,224
Financing Receivable, Nonaccrual 9,044 1,378  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 10,916 1,654  
Loans To Individuals With No Related Allowance [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 5 7 7
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 143 146 365
Financing Receivable, Nonaccrual 32 250  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 78 2,237  
Loans To Individuals With No Related Allowance [Member] | Other consumer loans      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 21 11 66
Financing Receivable, Nonaccrual 2 103  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 16 157  
Loans To Individuals With No Related Allowance [Member] | Automobile Loan      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 5 7 7
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 122 135 299
Financing Receivable, Nonaccrual 30 147  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 62 2,080  
Subtotal with no related allowance recorded [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 1,995 634 546
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 47,897 36,343 36,511
Financing Receivable, Nonaccrual 53,656 35,619  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 70,621 61,134  
Commercial, financial, agricultural and other With an allowance recorded [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 71 (16)
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 23,517 5,378 6,574
Financing Receivable, Nonaccrual 24,196 9,368  
Financing Receivable, Nonaccrual, Related Allowance 6,959 4,724  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 34,249 10,459  
Commercial, financial, agricultural and other With an allowance recorded [Member] | Time and demand loans      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 71 (16)
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 23,517 5,378 6,574
Financing Receivable, Nonaccrual 24,196 9,368  
Financing Receivable, Nonaccrual, Related Allowance 6,959 4,724  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 34,249 10,459  
Commercial, financial, agricultural and other With an allowance recorded [Member] | Equipment Finance      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Related Allowance 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Commercial, financial, agricultural and other With an allowance recorded [Member] | Time and Demand Loans Other      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Related Allowance 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Real estate construction with an allowance recorded [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Related Allowance 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Real estate construction with an allowance recorded [Member] | Construction Other      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Related Allowance 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Real estate construction with an allowance recorded [Member] | Construction Residential      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Related Allowance 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Residential real estate With an allowance recorded [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 888 1,486 1,183
Financing Receivable, Nonaccrual 1,145 2,712  
Financing Receivable, Nonaccrual, Related Allowance 162 369  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 1,160 2,885  
Residential real estate With an allowance recorded [Member] | Senior Lien      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 888 205 47
Financing Receivable, Nonaccrual 1,145 1,114  
Financing Receivable, Nonaccrual, Related Allowance 162 47  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 1,160 1,113  
Residential real estate With an allowance recorded [Member] | Junior Lien      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 1,281 1,136
Financing Receivable, Nonaccrual 0 1,598  
Financing Receivable, Nonaccrual, Related Allowance 0 322  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 1,772  
Commercial real estate With an allowance recorded [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 6,871 11,092 655
Financing Receivable, Nonaccrual 12,759 13,757  
Financing Receivable, Nonaccrual, Related Allowance 2,715 2,872  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 12,871 15,058  
Commercial real estate With an allowance recorded [Member] | Multifamily      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Related Allowance 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Commercial real estate With an allowance recorded [Member] | Nonowner Occupied Commercial Real Estate      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 2,860 6,634 397
Financing Receivable, Nonaccrual 5,357 7,602  
Financing Receivable, Nonaccrual, Related Allowance 2,280 2,093  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 5,357 8,686  
Commercial real estate With an allowance recorded [Member] | Owner Occupied Commercial Real Estate      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 4,011 4,458 258
Financing Receivable, Nonaccrual 7,402 6,155  
Financing Receivable, Nonaccrual, Related Allowance 435 779  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 7,514 6,372  
Loans to individuals With an allowance recorded [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Related Allowance 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Loans to individuals With an allowance recorded [Member] | Other consumer loans      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Related Allowance 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Loans to individuals With an allowance recorded [Member] | Automobile Loan      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 0 0
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 0 0 0
Financing Receivable, Nonaccrual 0 0  
Financing Receivable, Nonaccrual, Related Allowance 0 0  
Financing Receivable, Nonaccrual, Unpaid Principal Balance 0 0  
Subtotal With an allowance recorded [Member]      
Financing Receivable, Impaired [Line Items]      
Financing Receivable, Nonaccrual, Interest Income 0 71 (16)
Financing Receivables, before Allowance for Credit Loss, Average Amount Outstanding 31,276 17,956 $ 8,412
Financing Receivable, Nonaccrual 38,100 25,837  
Financing Receivable, Nonaccrual, Related Allowance 9,836 7,965  
Financing Receivable, Nonaccrual, Unpaid Principal Balance $ 48,280 $ 28,402  
v3.25.4
Loans and Allowance for Credit Losses - Restructured Loans that are Considered to be in Default (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing Receivable, Troubled Debt Restructuring, Subsequent Default $ 2,843 $ 179
Residential Real Estate [Member]    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing Receivable, Troubled Debt Restructuring, Subsequent Default 321 179
Commercial Loan [Member]    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing Receivable, Troubled Debt Restructuring, Subsequent Default 2,522 0
Senior Lien | Residential Real Estate [Member]    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing Receivable, Troubled Debt Restructuring, Subsequent Default 321 179
Time and demand loans | Commercial Loan [Member]    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing Receivable, Troubled Debt Restructuring, Subsequent Default $ 2,522 $ 0
v3.25.4
Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance $ 118,906 $ 117,718 $ 102,906
Ending Balance 125,768 118,906 117,718
Financing receivable, before allowance for credit loss 9,508,039 8,983,754  
Financing Receivable, Allowance for Credit Loss, Writeoff (38,366) (35,428) (33,267)
Recoveries 8,991 4,248 3,115
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 32,677 32,368 17,759
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 3,560   27,205
Time and demand loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 1,226,054 1,133,595  
Financing Receivable, Allowance for Credit Loss, Writeoff (16,182) (11,131)  
Recoveries 4,223 435  
Commercial credit cards      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 11,408 11,718  
Financing Receivable, Allowance for Credit Loss, Writeoff (302) (251)  
Recoveries 35 6  
Senior Lien      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 1,631,019 1,670,547  
Financing Receivable, Allowance for Credit Loss, Writeoff (501) (191)  
Recoveries 66 168  
Junior Lien      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 729,266 671,156  
Financing Receivable, Allowance for Credit Loss, Writeoff (244) (292)  
Recoveries 168 202  
Multifamily      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 594,790 597,145  
Financing Receivable, Allowance for Credit Loss, Writeoff (766) 0  
Recoveries 0 0  
Nonowner Occupied Commercial Real Estate      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 1,834,016 1,804,950  
Financing Receivable, Allowance for Credit Loss, Writeoff (4,770) (7,138)  
Recoveries 148 59  
Owner Occupied Commercial Real Estate      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 753,303 722,609  
Financing Receivable, Allowance for Credit Loss, Writeoff (1,652) (1,540)  
Recoveries 69 118  
Consumer Credit Cards      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 9,496 9,865  
Financing Receivable, Allowance for Credit Loss, Writeoff (346) (428)  
Recoveries 79 96  
Other consumer loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 61,179 65,464  
Financing Receivable, Allowance for Credit Loss, Writeoff (1,516) (1,624)  
Recoveries 351 376  
Equipment Finance      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 693,265 427,320  
Financing Receivable, Allowance for Credit Loss, Writeoff (2,288) (2,020)  
Recoveries 626 174  
Time and Demand Loans Other      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 114,262 105,356  
Financing Receivable, Allowance for Credit Loss, Writeoff (1,480) (2,110)  
Recoveries 234 198  
Construction Other      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 415,536 475,367  
Financing Receivable, Allowance for Credit Loss, Writeoff (732) (1,092)  
Recoveries 0 6  
Construction Residential      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 47,250 8,017  
Financing Receivable, Allowance for Credit Loss, Writeoff (562) 0  
Recoveries 0 0  
Automobile Loan      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing receivable, before allowance for credit loss 1,387,195 1,280,645  
Financing Receivable, Allowance for Credit Loss, Writeoff (7,025) (7,611)  
Recoveries 2,992 2,410  
Commercial, financial, agricultural and other [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 29,131 27,996 22,650
Ending Balance 38,149 29,131 27,996
Financing Receivable, Allowance for Credit Loss, Writeoff (20,252) (15,512) (19,199)
Recoveries 5,118 813 498
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 22,536 15,834 4,630
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 1,616   19,417
Commercial, financial, agricultural and other [Member] | Time and demand loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 19,433 22,819  
Ending Balance 22,223 19,433 22,819
Financing Receivable, Allowance for Credit Loss, Writeoff (16,182) (11,131)  
Recoveries 4,223 435  
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 13,133 7,310  
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 1,616   19,417
Commercial, financial, agricultural and other [Member] | Commercial credit cards      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 182 278 335
Ending Balance 177 182 278
Financing Receivable, Allowance for Credit Loss, Writeoff (302) (251) (105)
Recoveries 35 6 13
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 262 149 35
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   0
Commercial, financial, agricultural and other [Member] | Equipment Finance      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 7,844 3,399 1,086
Ending Balance 14,138 7,844 3,399
Financing Receivable, Allowance for Credit Loss, Writeoff (2,288) (2,020)  
Recoveries 626 174 0
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 7,956 6,291 2,850
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   0
Commercial, financial, agricultural and other [Member] | Time and Demand Loans Other      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 1,672 1,500 1,189
Ending Balance 1,611 1,672 1,500
Financing Receivable, Allowance for Credit Loss, Writeoff (1,480) (2,110)  
Recoveries 234 198 225
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 1,185 2,084 2,496
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   0
Commercial, financial, agricultural and other [Member] | Time and demand loans Predisagreggation      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance   22,819 20,040
Ending Balance     22,819
Financing Receivable, Allowance for Credit Loss, Writeoff     (16,147)
Recoveries     260
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)     (751)
Commercial, financial, agricultural and other [Member] | Cumulative Effect, Period of Adoption, Adjustment | Equipment Finance      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing Receivable, Allowance for Credit Loss, Writeoff     (537)
Commercial, financial, agricultural and other [Member] | Cumulative Effect, Period of Adoption, Adjustment | Time and Demand Loans Other      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing Receivable, Allowance for Credit Loss, Writeoff     (2,410)
Real Estate Construction [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 6,030 7,418 8,822
Ending Balance 7,808 6,030 7,418
Financing Receivable, Allowance for Credit Loss, Writeoff (1,294) (1,092)  
Recoveries 0 6 0
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 2,262 (302) (1,691)
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 810   287
Real Estate Construction [Member] | Construction Other      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 5,916 6,448 6,360
Ending Balance 7,118 5,916 6,448
Financing Receivable, Allowance for Credit Loss, Writeoff (732) (1,092)  
Recoveries 0 6 0
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 1,752 554 (139)
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 182   227
Real Estate Construction [Member] | Construction Residential      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 114 970 2,462
Ending Balance 690 114 970
Financing Receivable, Allowance for Credit Loss, Writeoff (562) 0  
Recoveries 0 0 0
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 510 (856) (1,552)
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 628   60
Real Estate Construction [Member] | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing Receivable, Allowance for Credit Loss, Writeoff     0
Real Estate Construction [Member] | Cumulative Effect, Period of Adoption, Adjustment | Construction Other      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing Receivable, Allowance for Credit Loss, Writeoff     0
Real Estate Construction [Member] | Cumulative Effect, Period of Adoption, Adjustment | Construction Residential      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing Receivable, Allowance for Credit Loss, Writeoff     0
Commercial real estate [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 40,232 37,071 28,804
Ending Balance 40,271 40,232 37,071
Financing Receivable, Allowance for Credit Loss, Writeoff (7,188) (8,678) (6,277)
Recoveries 217 177 151
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 5,923 11,662 7,422
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 1,087   6,971
Commercial real estate [Member] | Multifamily      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 5,431 5,233 4,726
Ending Balance 5,528 5,431 5,233
Financing Receivable, Allowance for Credit Loss, Writeoff (766) 0 0
Recoveries 0 0 0
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 743 198 273
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 120   234
Commercial real estate [Member] | Nonowner Occupied Commercial Real Estate      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 23,332 19,995 16,426
Ending Balance 24,865 23,332 19,995
Financing Receivable, Allowance for Credit Loss, Writeoff (4,770) (7,138) (4,705)
Recoveries 148 59 127
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 5,212 10,416 5,408
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 943   2,739
Commercial real estate [Member] | Owner Occupied Commercial Real Estate      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 11,469 11,843 7,652
Ending Balance 9,878 11,469 11,843
Financing Receivable, Allowance for Credit Loss, Writeoff (1,652) (1,540) (1,572)
Recoveries 69 118 24
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) (32) 1,048 1,741
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 24   3,998
Loans To Individuals [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 21,117 21,332 21,218
Ending Balance 17,911 21,117 21,332
Financing Receivable, Allowance for Credit Loss, Writeoff (8,887) (9,663) (7,230)
Recoveries 3,422 2,882 2,219
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 2,257 6,566 5,122
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 2   3
Loans To Individuals [Member] | Automobiles      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 1   3
Loans To Individuals [Member] | Consumer Credit Cards      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 341 372 412
Ending Balance 473 341 372
Financing Receivable, Allowance for Credit Loss, Writeoff (346) (428) (290)
Recoveries 79 96 87
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 399 301 163
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   0
Loans To Individuals [Member] | Other consumer loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 2,083 1,818 1,987
Ending Balance 2,476 2,083 1,818
Financing Receivable, Allowance for Credit Loss, Writeoff (1,516) (1,624) (1,353)
Recoveries 351 376 300
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 1,557 1,513 884
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 1   0
Loans To Individuals [Member] | Automobile Loan      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 18,693 19,142 18,819
Ending Balance 14,962 18,693 19,142
Financing Receivable, Allowance for Credit Loss, Writeoff (7,025) (7,611) (5,587)
Recoveries 2,992 2,410 1,832
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 301 4,752 4,075
Residential Real Estate [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 22,396 23,901 21,412
Ending Balance 21,629 22,396 23,901
Financing Receivable, Allowance for Credit Loss, Writeoff (745) (483) (561)
Recoveries 234 370 247
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) (301) (1,392) 2,276
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 45   527
Residential Real Estate [Member] | Senior Lien      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 15,758 16,975 14,822
Ending Balance 15,056 15,758 16,975
Financing Receivable, Allowance for Credit Loss, Writeoff (501) (191) (246)
Recoveries 66 168 177
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) (305) (1,194) 2,025
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 38   197
Residential Real Estate [Member] | Junior Lien      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 6,638 6,926 6,590
Ending Balance 6,573 6,638 6,926
Financing Receivable, Allowance for Credit Loss, Writeoff (244) (292) (315)
Recoveries 168 202 70
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) 4 $ (198) 251
Financing Receivable, Excluding Accrued Interest, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date $ 7   $ 330
v3.25.4
Loans and Allowance for Credit Losses - Modifications (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
Rate
yr
Dec. 31, 2024
USD ($)
Rate
yr
Dec. 31, 2023
USD ($)
Rate
yr
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 15,304 $ 15,698 $ 10,471
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate 0.16% 0.17% 0.12%
Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 2,394 $ 1,821 $ 758
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate 0.10% 0.08% 0.03%
Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 9,399 $ 9,796 $ 9,663
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate 0.30% 0.31% 0.32%
Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 3,511 $ 3,871 $ 50
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate 0.17% 0.23% 0.00%
Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 180  
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate   0.04%  
Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 30  
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate   0.00%  
Contractual Interest Rate Reduction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 236 $ 71
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate 4.00% 1.89% 3.49%
Contractual Interest Rate Reduction [Member] | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0 $ 21
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate 0.00% 0.00% 2.25%
Contractual Interest Rate Reduction [Member] | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0 $ 0
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate 4.00% 0.00% 0.00%
Contractual Interest Rate Reduction [Member] | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 236 $ 50
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate 0.00% 1.86% 4.00%
Contractual Interest Rate Reduction [Member] | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0  
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate   0.00%  
Contractual Interest Rate Reduction [Member] | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0  
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate   2.39%  
Extended Maturity [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 6,198 $ 3,328 $ 303
Financing Receivable, Modified, Weighted Average Term Increase from Modification 10 months 24 days 2 years 7 months 6 days 3 years 1 month 6 days
Extended Maturity [Member] | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 160 $ 303
Financing Receivable, Modified, Weighted Average Term Increase from Modification 1 year 3 years 6 months 3 years 1 month 6 days
Extended Maturity [Member] | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 6,198 $ 123 $ 0
Financing Receivable, Modified, Weighted Average Term Increase from Modification 9 months 18 days 10 months 24 days 0 years
Extended Maturity [Member] | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 2,855 $ 0
Financing Receivable, Modified, Weighted Average Term Increase from Modification 1 year 4 months 24 days 1 year 10 months 24 days 0 years
Extended Maturity [Member] | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 180  
Financing Receivable, Modified, Weighted Average Term Increase from Modification   10 years  
Extended Maturity [Member] | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 10  
Financing Receivable, Modified, Weighted Average Term Increase from Modification   2 years 7 months 6 days  
Principal Forgiveness      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0 $ 0
Principal Forgiveness | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0 0
Principal Forgiveness | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0 0
Principal Forgiveness | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0 0
Principal Forgiveness | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Principal Forgiveness | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Payment Deferral and Term Extension      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 3,359 $ 2,353 $ 434
Financing Receivable, Modified, Payment Deferral | yr 0.6 0.5 0.5
Payment Deferral and Term Extension | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 2,370 $ 1,565 $ 434
Financing Receivable, Modified, Payment Deferral | yr 0.5 0.8 0.5
Payment Deferral and Term Extension | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0 $ 0
Financing Receivable, Modified, Payment Deferral | yr 0.8 0.4 0.5
Payment Deferral and Term Extension | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 989 $ 780 $ 0
Financing Receivable, Modified, Payment Deferral | yr 0.5 1.0 0.0
Payment Deferral and Term Extension | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0  
Financing Receivable, Modified, Payment Deferral | yr   0.0  
Payment Deferral and Term Extension | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 8  
Financing Receivable, Modified, Payment Deferral | yr   0.4  
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 2,546 $ 9,769 $ 9,663
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 24 96 0
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 0 9,673 9,663
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 2,522 0 0
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Contractual Interest Rate Reduction, Term Extension, and Payment Deferral      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 3,201 12 0
Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0 0
Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 3,201 0 0
Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0 0
Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   12  
Senior Lien | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 2,349 $ 1,624 $ 758
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate 0.14% 0.10% 0.04%
Senior Lien | Contractual Interest Rate Reduction [Member] | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0 $ 21
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate 0.00% 0.00% 2.25%
Senior Lien | Extended Maturity [Member] | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 160 $ 303
Financing Receivable, Modified, Weighted Average Term Increase from Modification 1 year 3 years 4 months 24 days 3 years 1 month 6 days
Senior Lien | Principal Forgiveness | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0 $ 0
Senior Lien | Payment Deferral and Term Extension | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 2,349 $ 1,464 $ 434
Financing Receivable, Modified, Payment Deferral | yr 0.5 0.9 0.5
Senior Lien | Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0 $ 0
Senior Lien | Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0 0
Owner Occupied Commercial Real Estate | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 9,673 $ 9,663
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate   1.34% 1.33%
Owner Occupied Commercial Real Estate | Contractual Interest Rate Reduction [Member] | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0 $ 0
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate   0.00% 0.00%
Owner Occupied Commercial Real Estate | Extended Maturity [Member] | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0 $ 0
Financing Receivable, Modified, Weighted Average Term Increase from Modification   0 years 0 years
Owner Occupied Commercial Real Estate | Principal Forgiveness | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0 $ 0
Owner Occupied Commercial Real Estate | Payment Deferral and Term Extension | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0 $ 0
Financing Receivable, Modified, Payment Deferral | yr   0.4 0.5
Owner Occupied Commercial Real Estate | Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 9,673 $ 9,663
Owner Occupied Commercial Real Estate | Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   0 0
Time and demand loans | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 3,386 $ 3,871 $ 50
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate 0.28% 0.34% 0.00%
Time and demand loans | Contractual Interest Rate Reduction [Member] | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 236 $ 50
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate 0.00% 1.86% 4.00%
Time and demand loans | Extended Maturity [Member] | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 2,855 $ 0
Financing Receivable, Modified, Weighted Average Term Increase from Modification 1 year 3 months 18 days 1 year 10 months 24 days 0 years
Time and demand loans | Principal Forgiveness | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0 $ 0
Time and demand loans | Payment Deferral and Term Extension | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 864 $ 780 $ 0
Financing Receivable, Modified, Payment Deferral | yr 0.5 1.0 0.0
Time and demand loans | Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 2,522 $ 0 $ 0
Time and demand loans | Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0 $ 0
Construction Other | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 180  
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate   0.04%  
Construction Other | Contractual Interest Rate Reduction [Member] | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0  
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate   0.00%  
Construction Other | Extended Maturity [Member] | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 180  
Financing Receivable, Modified, Weighted Average Term Increase from Modification   10 years  
Construction Other | Principal Forgiveness | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0  
Construction Other | Payment Deferral and Term Extension | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0  
Financing Receivable, Modified, Payment Deferral | yr   0.0  
Construction Other | Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0  
Construction Other | Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Real Estate Construction [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Automobiles | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 30  
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate   0.00%  
Automobiles | Contractual Interest Rate Reduction [Member] | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0  
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate   2.39%  
Automobiles | Extended Maturity [Member] | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 10  
Financing Receivable, Modified, Weighted Average Term Increase from Modification   2 years 7 months 6 days  
Automobiles | Principal Forgiveness | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0  
Automobiles | Payment Deferral and Term Extension | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 8  
Financing Receivable, Modified, Payment Deferral | yr   0.4  
Automobiles | Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 0  
Automobiles | Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Loans To Individuals [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount   12  
Junior Lien | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 45 $ 197  
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate 0.01% 0.03%  
Junior Lien | Contractual Interest Rate Reduction [Member] | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0  
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate 0.00% 0.00%  
Junior Lien | Extended Maturity [Member] | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0  
Financing Receivable, Modified, Weighted Average Term Increase from Modification 2 years 1 month 6 days 4 years  
Junior Lien | Principal Forgiveness | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0  
Junior Lien | Payment Deferral and Term Extension | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 21 $ 101  
Financing Receivable, Modified, Payment Deferral | yr 0.5 0.7  
Junior Lien | Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 24 $ 96  
Junior Lien | Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Residential Real Estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Nonowner Occupied Commercial Real Estate | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 9,399 $ 123  
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate 0.51% 0.01%  
Nonowner Occupied Commercial Real Estate | Contractual Interest Rate Reduction [Member] | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0  
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate 4.00% 0.00%  
Nonowner Occupied Commercial Real Estate | Extended Maturity [Member] | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 6,198 $ 123  
Financing Receivable, Modified, Weighted Average Term Increase from Modification 9 months 18 days 10 months 24 days  
Nonowner Occupied Commercial Real Estate | Principal Forgiveness | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0  
Nonowner Occupied Commercial Real Estate | Payment Deferral and Term Extension | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0  
Financing Receivable, Modified, Payment Deferral | yr 0.8 0.0  
Nonowner Occupied Commercial Real Estate | Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0 $ 0  
Nonowner Occupied Commercial Real Estate | Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Commercial real estate [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount 3,201 $ 0  
Equipment Finance | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 125    
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage | Rate 0.02%    
Equipment Finance | Contractual Interest Rate Reduction [Member] | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0    
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification | Rate 0.00%    
Equipment Finance | Extended Maturity [Member] | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0    
Financing Receivable, Modified, Weighted Average Term Increase from Modification 2 years 4 months 24 days    
Equipment Finance | Principal Forgiveness | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0    
Equipment Finance | Payment Deferral and Term Extension | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 125    
Financing Receivable, Modified, Payment Deferral | yr 0.5    
Equipment Finance | Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0    
Equipment Finance | Contractual Interest Rate Reduction, Term Extension, and Payment Deferral | Commercial Loan [Member]      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Financing Receivable, Modified in Period, Amount $ 0    
v3.25.4
Loans and Allowance for Credit Losses - Modifications Past Due (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount $ 15,304 $ 15,698 $ 10,471
Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 1,823 88  
Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 23 99  
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 2,843 179  
Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 10,615 15,332  
Residential Real Estate [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 2,394 1,821 758
Residential Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 1,823 88  
Residential Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 23 99  
Residential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 321 179  
Residential Real Estate [Member] | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 227 1,455  
Residential Real Estate [Member] | Senior Lien      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 2,349 1,624 758
Residential Real Estate [Member] | Senior Lien | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 1,823 88  
Residential Real Estate [Member] | Senior Lien | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 23 99  
Residential Real Estate [Member] | Senior Lien | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 321 179  
Residential Real Estate [Member] | Senior Lien | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 182 1,258  
Residential Real Estate [Member] | Junior Lien      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 45 197  
Residential Real Estate [Member] | Junior Lien | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Residential Real Estate [Member] | Junior Lien | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Residential Real Estate [Member] | Junior Lien | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Residential Real Estate [Member] | Junior Lien | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 45 197  
Commercial real estate [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 9,399 9,796 9,663
Commercial real estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Commercial real estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Commercial real estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Commercial real estate [Member] | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 9,399 9,796  
Commercial real estate [Member] | Owner Occupied Commercial Real Estate      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   9,673 9,663
Commercial real estate [Member] | Owner Occupied Commercial Real Estate | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Commercial real estate [Member] | Owner Occupied Commercial Real Estate | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Commercial real estate [Member] | Owner Occupied Commercial Real Estate | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Commercial real estate [Member] | Owner Occupied Commercial Real Estate | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   9,673  
Commercial real estate [Member] | Nonowner Occupied Commercial Real Estate      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 9,399 123  
Commercial real estate [Member] | Nonowner Occupied Commercial Real Estate | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Commercial real estate [Member] | Nonowner Occupied Commercial Real Estate | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Commercial real estate [Member] | Nonowner Occupied Commercial Real Estate | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Commercial real estate [Member] | Nonowner Occupied Commercial Real Estate | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 9,399 123  
Commercial Loan [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 3,511 3,871 50
Commercial Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Commercial Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Commercial Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 2,522 0  
Commercial Loan [Member] | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 989 3,871  
Commercial Loan [Member] | Time and demand loans      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 3,386 3,871 $ 50
Commercial Loan [Member] | Time and demand loans | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Commercial Loan [Member] | Time and demand loans | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0 0  
Commercial Loan [Member] | Time and demand loans | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 2,522 0  
Commercial Loan [Member] | Time and demand loans | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 864 3,871  
Commercial Loan [Member] | Equipment Finance      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 125    
Commercial Loan [Member] | Equipment Finance | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0    
Commercial Loan [Member] | Equipment Finance | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0    
Commercial Loan [Member] | Equipment Finance | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount 0    
Commercial Loan [Member] | Equipment Finance | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount $ 125    
Loans To Individuals [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   30  
Loans To Individuals [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Loans To Individuals [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Loans To Individuals [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Loans To Individuals [Member] | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   30  
Loans To Individuals [Member] | Automobiles      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   30  
Loans To Individuals [Member] | Automobiles | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Loans To Individuals [Member] | Automobiles | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Loans To Individuals [Member] | Automobiles | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Loans To Individuals [Member] | Automobiles | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   30  
Real Estate Construction [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   180  
Real Estate Construction [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Real Estate Construction [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Real Estate Construction [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Real Estate Construction [Member] | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   180  
Real Estate Construction [Member] | Construction Other      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   180  
Real Estate Construction [Member] | Construction Other | Financial Asset, 30 to 59 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Real Estate Construction [Member] | Construction Other | Financial Asset, 60 to 89 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Real Estate Construction [Member] | Construction Other | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   0  
Real Estate Construction [Member] | Construction Other | Financial Asset, Not Past Due      
Financing Receivable, Modified, Past Due [Line Items]      
Financing Receivable, Modified in Period, Amount   $ 180  
v3.25.4
Modifications - Subsequent Defaults (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
numberOfLoans
Dec. 31, 2024
USD ($)
numberOfLoans
Financing Receivable, Modified, Subsequent Default [Line Items]    
Financing Receivable, Modifications, Number of Contracts | numberOfLoans 3 2
Financing Receivable, Troubled Debt Restructuring, Subsequent Default | $ $ 2,843 $ 179
Residential Real Estate [Member]    
Financing Receivable, Modified, Subsequent Default [Line Items]    
Financing Receivable, Modifications, Number of Contracts | numberOfLoans 2 2
Financing Receivable, Troubled Debt Restructuring, Subsequent Default | $ $ 321 $ 179
Residential Real Estate [Member] | Senior Lien    
Financing Receivable, Modified, Subsequent Default [Line Items]    
Financing Receivable, Modifications, Number of Contracts | numberOfLoans 2 2
Financing Receivable, Troubled Debt Restructuring, Subsequent Default | $ $ 321 $ 179
Commercial Loan [Member]    
Financing Receivable, Modified, Subsequent Default [Line Items]    
Financing Receivable, Modifications, Number of Contracts | numberOfLoans 1  
Financing Receivable, Troubled Debt Restructuring, Subsequent Default | $ $ 2,522 0
Commercial Loan [Member] | Time and demand loans    
Financing Receivable, Modified, Subsequent Default [Line Items]    
Financing Receivable, Modifications, Number of Contracts | numberOfLoans 1  
Financing Receivable, Troubled Debt Restructuring, Subsequent Default | $ $ 2,522 $ 0
v3.25.4
Commitments and Letters of Credit - Notional Amount of Commitments and Letter of Credit Instruments (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Commitments to extend credit    
Loss Contingencies [Line Items]    
Financial instrument of credit risk $ 2,425,873 $ 2,254,445
Financial standby letters of credit    
Loss Contingencies [Line Items]    
Financial instrument of credit risk 14,371 13,791
Performance standby letters of credit    
Loss Contingencies [Line Items]    
Financial instrument of credit risk 16,620 29,265
Commercial letters of credit    
Loss Contingencies [Line Items]    
Financial instrument of credit risk $ 569 $ 554
v3.25.4
Commitments and Letters of Credit - Additional Information (Detail) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Loss Contingencies [Line Items]    
Notional amount of financial standby letters of credit $ 100,000  
Notional amount of performance standby letters of credit 2,800,000  
Notional amount of commercial letters of credit 0  
Financial instrument of credit risk 300,000 $ 300,000
Unused commitments and letters of credit [Member]    
Loss Contingencies [Line Items]    
Commitment liability $ 8,200,000 $ 4,100,000
v3.25.4
Premises and Equipment - Schedule of Premises and Equipment (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Property, Plant and Equipment [Line Items]    
Property plant and equipment, gross $ 305,838 $ 301,923
Less accumulated depreciation and amortization 191,555 185,815
Total premises and equipment 114,283 116,108
Land 14,814 14,471
Buildings and Improvements, Gross 77,702 75,063
Operating Lease, Right-of-Use Asset 53,654 56,097
Leasehold Improvements, Gross 42,220 40,765
Furniture and Fixtures, Gross 73,975 72,538
Capitalized Computer Software, Gross $ 43,473 $ 42,989
Minimum [Member] | Buildings and improvements [Member]    
Property, Plant and Equipment [Line Items]    
Estimated Useful Life 10 years  
Minimum [Member] | Property Subject to Operating Lease [Member]    
Property, Plant and Equipment [Line Items]    
Estimated Useful Life 1 year  
Minimum [Member] | Leasehold improvements [Member]    
Property, Plant and Equipment [Line Items]    
Estimated Useful Life 5 years  
Minimum [Member] | Furniture and equipment [Member]    
Property, Plant and Equipment [Line Items]    
Estimated Useful Life 3 years  
Minimum [Member] | Software [Member]    
Property, Plant and Equipment [Line Items]    
Estimated Useful Life 3 years  
Maximum [Member] | Buildings and improvements [Member]    
Property, Plant and Equipment [Line Items]    
Estimated Useful Life 50 years  
Maximum [Member] | Property Subject to Operating Lease [Member]    
Property, Plant and Equipment [Line Items]    
Estimated Useful Life 25 years  
Maximum [Member] | Leasehold improvements [Member]    
Property, Plant and Equipment [Line Items]    
Estimated Useful Life 40 years  
Maximum [Member] | Furniture and equipment [Member]    
Property, Plant and Equipment [Line Items]    
Estimated Useful Life 7 years  
Maximum [Member] | Software [Member]    
Property, Plant and Equipment [Line Items]    
Estimated Useful Life 7 years  
v3.25.4
Premises and Equipment - Additional Information (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Property, Plant and Equipment [Line Items]      
Operating Lease, Right-of-Use Asset $ 38,170 $ 40,171  
Operating Lease, Liability 42,627 44,654  
Depreciation included in noninterest expense 9,400 9,400 $ 9,600
Operating Lease, Expense 5,600 5,900 5,900
Operating Lease, Right-of-Use Asset, Periodic Reduction $ 2,600 $ 3,700 $ 3,600
v3.25.4
Premises and Equipment Operating Lease Table (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Lease Expense and Cash Flows [Abstract]    
Operating Lease, Right-of-Use Asset $ 38,170 $ 40,171
Operating Lease, Liability 42,627 44,654
Operating Lease, Cost $ 5,624 $ 5,740
Operating Lease, Weighted Average Remaining Lease Term 12 years 3 months 18 days 12 years 11 months 15 days
Operating Lease, Weighted Average Discount Rate, Percent 3.88% 3.77%
Operating Leases, Rent Expense, Contingent Rentals $ 5,646 $ 5,741
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration] Other liabilities Other liabilities
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration] Other assets Other assets
v3.25.4
Premises and Equipment Schedule of Lease Maturities (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Leases [Abstract]    
Operating Leases, Future Minimum Payments Due, Next Twelve Months $ 5,351  
Operating Leases, Future Minimum Payments, Due in Two Years 5,070  
Operating Leases, Future Minimum Payments, Due in Four Years 4,678  
Operating Leases, Future Minimum Payments, Due in Five Years 4,217  
Operating Leases, Future Minimum Payments, Due Thereafter 30,181  
Operating Leases, Future Minimum Payments Due 54,239  
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 11,612  
Operating Lease, Liability 42,627 $ 44,654
Lessee, Operating Lease, Liability, Payments, Due in Rolling Year Three $ 4,742  
v3.25.4
Goodwill and Other Amortizing Intangible Assets - Additional Information (Detail) - USD ($)
12 Months Ended
Apr. 30, 2025
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Goodwill And Other Intangibles [Line Items]        
Goodwill   $ 378,214,000 $ 363,715,000  
Impairment charges on goodwill   0 0 $ 0
Servicing Asset   5,900,000 4,800,000  
Total amortization   30,763,000 26,668,000  
Intangible amortization   5,503,000 5,024,000 4,983,000
Servicing Asset at Amortized Cost, Amortization   $ 1,400,000 1,200,000 900,000
Goodwill, Acquired During Period $ 14,499,000      
Centric Bank        
Goodwill And Other Intangibles [Line Items]        
Goodwill, Acquired During Period $ 14,499,000      
Customer deposit intangibles        
Goodwill And Other Intangibles [Line Items]        
Core deposits remaining amortization period   4 years 8 months 12 days    
Core deposits weighted average amortization period   4 years 4 months 24 days    
Total amortization   $ 28,548,000 24,522,000  
Customer list intangible        
Goodwill And Other Intangibles [Line Items]        
Core deposits remaining amortization period   3 years 8 months 12 days    
Core deposits weighted average amortization period   2 years 4 months 24 days    
Total amortization   $ 2,215,000 2,146,000  
Customer-Related Intangible Assets [Member]        
Goodwill And Other Intangibles [Line Items]        
Intangible amortization   $ 4,100,000 $ 3,900,000 $ 4,100,000
v3.25.4
Goodwill and Other Amortizing Intangible Assets - Summarized Other Intangible Assets (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Finite-Lived Intangible Assets [Line Items]    
Gross Intangible Assets $ 46,882 $ 41,527
Accumulated Amortization (30,763) (26,668)
Net Intangible Assets 16,119 14,859
Customer deposit intangibles    
Finite-Lived Intangible Assets [Line Items]    
Gross Intangible Assets 44,599 39,244
Accumulated Amortization (28,548) (24,522)
Net Intangible Assets 16,051 14,722
Customer list intangible    
Finite-Lived Intangible Assets [Line Items]    
Gross Intangible Assets 2,283 2,283
Accumulated Amortization (2,215) (2,146)
Net Intangible Assets $ 68 $ 137
v3.25.4
Goodwill and Other Amortizing Intangible Assets - Estimated Amortization Expense of Core Deposit Intangibles (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Goodwill And Other Intangibles [Line Items]    
2016 $ 3,989  
2017 3,571  
2018 3,426  
2019 3,317  
2020 1,816  
Thereafter 0  
Net Intangible Assets 16,119 $ 14,859
Customer list intangible    
Goodwill And Other Intangibles [Line Items]    
2016 42  
2017 15  
2018 7  
2019 4  
2020 0  
Thereafter 0  
Net Intangible Assets 68 137
Customer deposit intangibles    
Goodwill And Other Intangibles [Line Items]    
2016 3,947  
2017 3,556  
2018 3,419  
2019 3,313  
2020 1,816  
Thereafter 0  
Net Intangible Assets $ 16,051 $ 14,722
v3.25.4
Investments, Equity Method and Joint Ventures (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Schedule of Equity Method Investments [Line Items]    
Equity Method Investments $ 36,633 $ 34,761
Equity Method Investments - Unfunded Commitments 21,444 19,604
Small Business Investment Companies    
Schedule of Equity Method Investments [Line Items]    
Equity Method Investments 18,392 15,081
Equity Method Investments - Unfunded Commitments 12,383 10,804
Low-Income Housing Tax Credit    
Schedule of Equity Method Investments [Line Items]    
Equity Method Investments 10,561 11,737
Equity Method Investments - Unfunded Commitments 2,019 4,979
Community Development Financial Institution Funds    
Schedule of Equity Method Investments [Line Items]    
Equity Method Investments 7,100 7,339
Equity Method Investments - Unfunded Commitments 7,000 3,761
Other Equity Method Investments    
Schedule of Equity Method Investments [Line Items]    
Equity Method Investments 580 604
Equity Method Investments - Unfunded Commitments $ 42 $ 60
v3.25.4
Equity Investments - Unfunded Commitments (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Equity Investments - Unfunded Commitments (Table) [Line Items]    
Equity Method Investments - Unfunded Commitments $ 21,444 $ 19,604
Low-Income Housing Tax Credit    
Equity Investments - Unfunded Commitments (Table) [Line Items]    
Equity Method Investments - Unfunded Commitments 2,019  
Low-Income Housing Tax Credit | Due in the Next Twelve Months    
Equity Investments - Unfunded Commitments (Table) [Line Items]    
Equity Method Investments - Unfunded Commitments 925  
Low-Income Housing Tax Credit | Due in Second Year    
Equity Investments - Unfunded Commitments (Table) [Line Items]    
Equity Method Investments - Unfunded Commitments 346  
Low-Income Housing Tax Credit | Due in Third Year    
Equity Investments - Unfunded Commitments (Table) [Line Items]    
Equity Method Investments - Unfunded Commitments 168  
Low-Income Housing Tax Credit | Due in Fourth Year    
Equity Investments - Unfunded Commitments (Table) [Line Items]    
Equity Method Investments - Unfunded Commitments 161  
Low-Income Housing Tax Credit | Due in Fifth Year    
Equity Investments - Unfunded Commitments (Table) [Line Items]    
Equity Method Investments - Unfunded Commitments 159  
Low-Income Housing Tax Credit | Due After Fifth Year    
Equity Investments - Unfunded Commitments (Table) [Line Items]    
Equity Method Investments - Unfunded Commitments $ 260  
v3.25.4
Tax Amortization and Benefits (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Tax Amortization and Benefits [Line Items]      
Investment, Proportional Amortization Method, Elected, Amount $ 850 $ 795 $ 1,223
Tax credits and other tax benefits recognized $ 1,176 $ 853 $ 631
v3.25.4
Investments, Equity Method and Joint Ventures - Additional Information (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Equity Method Investments and Joint Ventures [Abstract]      
Limited Partnership Activity, Income or Loss before Tax $ 1.4 $ 1.5 $ 0.8
v3.25.4
Interest-Bearing Deposits - Components of Interest-Bearing Deposits (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Deposits [Abstract]    
Interest-bearing demand deposits $ 1,795,513 $ 688,596
Savings deposits 4,241,762 4,989,342
Time deposits 1,840,923 1,750,466
Total interest-bearing deposits 7,878,198 7,428,404
Interest Bearing Deposits [Line Items]    
Interest-bearing demand deposits 1,795,513 688,596
Savings deposits 4,241,762 4,989,342
Time deposits 1,840,923 1,750,466
Interest-bearing $ 7,878,198 7,428,404
Impact of Sweeps    
Deposits [Abstract]    
Interest-bearing demand deposits   1,167,037
Savings deposits   (1,167,037)
Time deposits   0
Total interest-bearing deposits   0
Interest Bearing Deposits [Line Items]    
Interest-bearing demand deposits   1,167,037
Savings deposits   (1,167,037)
Time deposits   0
Interest-bearing   0
Net of Sweeps    
Deposits [Abstract]    
Interest-bearing demand deposits   1,855,633
Savings deposits   3,822,305
Time deposits   1,750,466
Total interest-bearing deposits   7,428,404
Interest Bearing Deposits [Line Items]    
Interest-bearing demand deposits   1,855,633
Savings deposits   3,822,305
Time deposits   1,750,466
Interest-bearing   $ 7,428,404
v3.25.4
Interest-Bearing Deposits - Additional Information (Detail) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Deposits [Abstract]      
Certificates of deposit in denominations of $100 thousand or more $ 432.4 $ 459.9  
Interest expense related to certificates of deposit $100 thousand or greater 16.5 16.6 $ 8.1
Deposit Liabilities Reclassified as Loans Receivable $ 0.8 $ 0.9  
v3.25.4
Interest-Bearing Deposits - Scheduled Maturities of Time Deposits (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Deposits [Abstract]    
2017 $ 1,767,811  
2018 37,283  
2019 22,314  
2020 7,450  
2021 and thereafter 6,065  
Total $ 1,840,923 $ 1,750,466
v3.25.4
Short-term Borrowings - Summary of Short-Term Borrowings (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Short-term Debt [Line Items]      
Ending Balance $ 147,966 $ 80,139 $ 597,835
Average Balance $ 95,322 $ 444,453 $ 439,556
Average Rate 3.67% 4.60% 4.95%
Federal funds purchased      
Short-term Debt [Line Items]      
Ending Balance $ 0 $ 0 $ 0
Average Balance $ 0 $ 35 $ 712
Average Rate 0.00% 5.71% 5.62%
Borrowings from FHLB      
Short-term Debt [Line Items]      
Ending Balance $ 125,000 $ 55,000 $ 563,000
Average Balance $ 64,647 $ 31,869 $ 379,712
Average Rate 4.71% 5.58% 5.56%
Securities sold under agreements to repurchase      
Short-term Debt [Line Items]      
Ending Balance $ 22,966 $ 25,139 $ 34,835
Average Balance $ 30,675 $ 29,418 $ 59,132
Average Rate 1.47% 1.25% 1.01%
Federal Reserve Bank Term Funding Program      
Short-term Debt [Line Items]      
Ending Balance $ 0 $ 0 $ 0
Average Balance $ 0 $ 383,131 $ 0
Average Rate 0.00% 4.77% 0.00%
Maximum [Member]      
Short-term Debt [Line Items]      
Ending Balance $ 225,874 $ 653,110 $ 597,835
Weighted Average [Member]      
Short-term Debt [Line Items]      
Average Rate 3.57% 3.71% 5.37%
v3.25.4
Short-term Borrowings - Interest Expense on Short-Term Borrowings (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest On Short Term Borrowings [Line Items]      
Total interest on short-term borrowings $ 3,494 $ 20,439 $ 21,747
Federal funds purchased      
Interest On Short Term Borrowings [Line Items]      
Total interest on short-term borrowings 0 2 40
Borrowings from FHLB      
Interest On Short Term Borrowings [Line Items]      
Total interest on short-term borrowings 3,042 1,777 21,108
Securities sold under agreements to repurchase      
Interest On Short Term Borrowings [Line Items]      
Total interest on short-term borrowings 452 368 599
Federal Reserve Bank Term Funding Program      
Interest On Short Term Borrowings [Line Items]      
Total interest on short-term borrowings $ 0 $ 18,292 $ 0
v3.25.4
Subordinated Debentures - Subordinated Debentures Outstanding (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
May 21, 2018
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount $ 128,466 $ 128,305  
First Commonwealth Bank due 2033 [Member]      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount 49,480 49,411  
First Commonwealth Capital Trust II [Member]      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount 30,929 30,929  
First Commonwealth Capital Trust III [Member]      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount 41,238 41,238  
First Commonwealth Bank 2028 [Member]      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount     $ 50,000
First Commonwealth Bank 2033 [Member]      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount     50,000
First Commonwealth Financial Corporation      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount $ 6,819 $ 6,727 $ 6,000
Subordinated Debt [Member] | First Commonwealth Capital Trust II [Member]      
Subordinated Borrowing [Line Items]      
Debt Instrument, Interest Rate During Period 1.515%    
Subordinated Debt [Member] | First Commonwealth Capital Trust III [Member]      
Subordinated Borrowing [Line Items]      
Debt Instrument, Interest Rate During Period 1.525%    
Subordinated Debt [Member] | First Commonwealth Bank 2033 [Member]      
Subordinated Borrowing [Line Items]      
Debt Instrument, Interest Rate During Period 5.50%    
Subordinated Debt [Member] | First Commonwealth Financial Corporation      
Subordinated Borrowing [Line Items]      
Debt Instrument, Interest Rate During Period 4.50%    
v3.25.4
Subordinated Debentures - Additional Information (Detail)
$ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
trust
Rate
Dec. 31, 2024
USD ($)
May 21, 2018
USD ($)
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount $ 128,466 $ 128,305  
Number of trusts | trust 2    
First Commonwealth Bank 2028 [Member]      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount     $ 50,000
First Commonwealth Bank 2033 [Member]      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount     50,000
Deferred finance costs $ 1,100    
First Commonwealth Capital Trust III [Member]      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount $ 41,238 41,238  
Redemption price as percentage of principal amount 100.00%    
Deferred finance costs $ 600    
First Commonwealth Capital Trust II [Member]      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount 30,929 30,929  
Deferred finance costs 500    
First Commonwealth Financial Corporation      
Subordinated Borrowing [Line Items]      
Subordinated Debentures outstanding, Amount $ 6,819 $ 6,727 6,000
Subordinated Debt, Fair Value Premium     $ 600
Subordinated Debt [Member] | First Commonwealth Bank 2033 [Member]      
Subordinated Borrowing [Line Items]      
Debt Instrument, Interest Rate During Period | Rate 5.50%    
Subordinated Debt [Member] | First Commonwealth Capital Trust III [Member]      
Subordinated Borrowing [Line Items]      
Debt Instrument, Interest Rate During Period | Rate 1.525%    
Subordinated Debt [Member] | First Commonwealth Capital Trust II [Member]      
Subordinated Borrowing [Line Items]      
Debt Instrument, Interest Rate During Period | Rate 1.515%    
Subordinated Debt [Member] | First Commonwealth Financial Corporation      
Subordinated Borrowing [Line Items]      
Debt Instrument, Interest Rate During Period | Rate 4.50%    
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate | Subordinated Debt [Member] | First Commonwealth Bank 2028 [Member]      
Subordinated Borrowing [Line Items]      
Variable interest rate | Rate 1.845%    
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate | Subordinated Debt [Member] | First Commonwealth Bank 2033 [Member]      
Subordinated Borrowing [Line Items]      
Variable interest rate | Rate 2.37%    
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate | Subordinated Debt [Member] | First Commonwealth Capital Trust III [Member]      
Subordinated Borrowing [Line Items]      
Variable interest rate | Rate 2.85%    
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate | Subordinated Debt [Member] | First Commonwealth Capital Trust II [Member]      
Subordinated Borrowing [Line Items]      
Variable interest rate | Rate 2.85%    
Prime Rate | Subordinated Debt [Member] | First Commonwealth Financial Corporation      
Subordinated Borrowing [Line Items]      
Variable interest rate | Rate 1.00%    
v3.25.4
Other Long-term Debt (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Debt Instrument [Line Items]    
Long-term debt $ 129,555 $ 130,353
Borrowings from FHLB [Member]    
Debt Instrument [Line Items]    
2015 $ 127,830 $ 799
2015, Weighted Average Contractual Rate 4.19% 3.86%
2016 $ 863 $ 127,830
2016, Weighted Average Contractual Rate 3.87% 4.19%
2017 $ 620 $ 863
2017, Weighted Average Contractual Rate 3.64% 3.87%
2018 $ 242 $ 620
2018, Weighted Average Contractual Rate 3.13% 3.64%
2019 $ 0 $ 241
2019, Weighted Average Contractual Rate 0.00% 3.13%
Thereafter $ 0 $ 0
Thereafter, Weighted Average Contractual Rate 0.00% 0.00%
v3.25.4
Fair Values of Assets and Liabilities - Additional Information (Detail) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Random sample percentage of securities for each quarter 100.00%  
Corporate securities transferred from Level 3 to Level 2   $ 0
Impaired loans considered to be credit risk of non-collection $ 250,000  
Updated appraisal requirement floor 250,000  
Other real estate owned 990,000 895,000
Financial instrument of credit risk 300,000 300,000
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings On Assets Held At Year End 0 $ 0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Between Levels 1 And 2 $ 0  
v3.25.4
Fair Values of Assets and Liabilities - Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Other investments $ 32,600 $ 25,200
Other Investments 38,295 30,954
Loans Held for Sale 46,071 51,991
Other Assets 9,573 41,569
Total Assets (1,069,838) (1,241,183)
Other Liabilities 10,657 51,983
Total Liabilities 10,657 51,983
Debt Securities, Available-for-Sale 1,014,194 1,147,623
US Government Agencies Debt Securities [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale [1] 664,200  
US Government Agencies Debt Securities [Member] | Mortgage-Backed Securities-Residential [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 2,496 2,898
US Government Agencies Debt Securities [Member] | Mortgage-Backed Securities-Commercial [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 661,689 724,175
Obligations of U.S. Government-Sponsored Enterprises [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 295,500  
Obligations of U.S. Government-Sponsored Enterprises [Member] | Mortgage-Backed Securities-Residential [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 295,523 350,584
Obligations of U.S. Government-Sponsored Enterprises [Member] | Other Government - Sponsored Enterprises [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 984 946
Obligations of States and Political Subdivisions [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 6,971 7,527
Corporate Securities [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 46,531 61,493
Level 1 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Loans Held for Sale 0 0
Other Assets 0 0
Total Assets 0 0
Other Liabilities 0 0
Total Liabilities 0 0
Debt Securities, Available-for-Sale 0 0
Level 1 [Member] | US Government Agencies Debt Securities [Member] | Mortgage-Backed Securities-Residential [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Level 1 [Member] | US Government Agencies Debt Securities [Member] | Mortgage-Backed Securities-Commercial [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Level 1 [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member] | Mortgage-Backed Securities-Residential [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Level 1 [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member] | Other Government - Sponsored Enterprises [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Level 1 [Member] | Obligations of States and Political Subdivisions [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Level 1 [Member] | Corporate Securities [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Fair Value, Inputs, Level 2 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Loans Held for Sale 46,071 51,991
Other Assets 9,573 41,569
Total Assets (1,069,838) (1,241,183)
Other Liabilities 10,657 51,983
Total Liabilities 10,657 51,983
Debt Securities, Available-for-Sale 1,014,194 1,147,623
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member] | Mortgage-Backed Securities-Residential [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 2,496 2,898
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member] | Mortgage-Backed Securities-Commercial [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 661,689 724,175
Fair Value, Inputs, Level 2 [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member] | Mortgage-Backed Securities-Residential [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 295,523 350,584
Fair Value, Inputs, Level 2 [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member] | Other Government - Sponsored Enterprises [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 984 946
Fair Value, Inputs, Level 2 [Member] | Obligations of States and Political Subdivisions [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 6,971 7,527
Fair Value, Inputs, Level 2 [Member] | Corporate Securities [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 46,531 61,493
Level 3 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Loans Held for Sale 0 0
Other Assets 0 0
Total Assets 0 0
Other Liabilities 0 0
Total Liabilities 0 0
Debt Securities, Available-for-Sale 0 0
Level 3 [Member] | US Government Agencies Debt Securities [Member] | Mortgage-Backed Securities-Residential [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Level 3 [Member] | US Government Agencies Debt Securities [Member] | Mortgage-Backed Securities-Commercial [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Level 3 [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member] | Mortgage-Backed Securities-Residential [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Level 3 [Member] | Obligations of U.S. Government-Sponsored Enterprises [Member] | Other Government - Sponsored Enterprises [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Level 3 [Member] | Obligations of States and Political Subdivisions [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale 0 0
Level 3 [Member] | Corporate Securities [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Securities, Available-for-Sale $ 0 $ 0
[1] Mortgage-Backed Securities include an amortized cost of $704.2 million and a fair value of $664.2 million for Obligations of U.S. Government agencies issued by Ginnie Mae and an amortized cost of $336.5 million and a fair value of $295.5 million for Obligations of U.S. Government-sponsored enterprises issued by Fannie Mae and Freddie Mac.
v3.25.4
Fair Values of Assets and Liabilities - Schedule of Assets Measured on Nonrecurring Basis (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total Assets $ 1,069,838 $ 1,241,183
Fair Value, Nonrecurring [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans 81,920 53,491
Fair Value Measurement Of Assets On Nonrecurring Basis Net Losses On Impaired Loans (18,677) (16,287)
Other Real Estate Owned Assets Fair Value 1,014 1,215
Fair Value Measurement Of Assets On Nonrecurring Basis Net Losses On Other Real Estate Owned (284) (29)
Total Assets 308,315 54,934
Fair Value Measurement Of Assets On Nonrecurring Basis Net Loss (18,961) (16,316)
Loans Held for Sale LOCOM 225,381 228
Gain (loss) on sale of impaired loans 0 0
Level 1 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total Assets 0 0
Level 1 [Member] | Fair Value, Nonrecurring [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans 0 0
Other Real Estate Owned Assets Fair Value 0 0
Total Assets 0 0
Loans Held for Sale LOCOM 0 0
Fair Value, Inputs, Level 2 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total Assets 1,069,838 1,241,183
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans 40,617 39,407
Other Real Estate Owned Assets Fair Value 1,014 1,215
Total Assets 267,012 40,850
Loans Held for Sale LOCOM 225,381 228
Level 3 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total Assets 0 0
Level 3 [Member] | Fair Value, Nonrecurring [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans 41,303 14,084
Other Real Estate Owned Assets Fair Value 0 0
Total Assets 41,303 14,084
Loans Held for Sale LOCOM $ 0 $ 0
v3.25.4
Fair Values of Assets and Liabilities - Carrying Amounts and Fair Values of Financial Instruments (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Fair Value Measurements Of Financial Instruments [Line Items]      
Cash and due from banks $ 103,280 $ 105,051  
Interest-bearing deposits 77,082 28,358  
Debt Securities, Available-for-Sale 1,014,194 1,147,623  
Debt Securities, Held-to-maturity 519,422 405,639  
Other investments 38,295 30,954  
Financing receivable, before allowance for credit loss 9,508,039 8,983,754  
Deposits 10,250,969 9,678,019  
Short-term borrowings 147,966 80,139 $ 597,835
Long-term debt 129,555 130,353  
Subordinated Debentures outstanding, Amount 128,466 128,305  
Capital lease obligation 3,721 4,327  
Loans Held for Sale 46,071 51,991  
Level 1 [Member]      
Fair Value Measurements Of Financial Instruments [Line Items]      
Debt Securities, Available-for-Sale 0 0  
Loans Held for Sale 0 0  
Fair Value, Inputs, Level 2 [Member]      
Fair Value Measurements Of Financial Instruments [Line Items]      
Debt Securities, Available-for-Sale 1,014,194 1,147,623  
Loans Held for Sale 46,071 51,991  
Level 3 [Member]      
Fair Value Measurements Of Financial Instruments [Line Items]      
Debt Securities, Available-for-Sale 0 0  
Loans Held for Sale 0 0  
Carrying Amount [Member]      
Fair Value Measurements Of Financial Instruments [Line Items]      
Cash and due from banks 103,280 105,051  
Interest-bearing deposits 77,082 28,358  
Debt Securities, Available-for-Sale 1,014,194 1,147,623  
Debt Securities, Held-to-maturity 519,422 405,639  
Other investments 38,295 30,954  
Loans held for sale 271,452 51,991  
Financing receivable, before allowance for credit loss 9,508,039 8,983,754  
Deposits 10,250,969 9,678,019  
Short-term borrowings 147,966 80,139  
Long-term debt 129,555 130,353  
Subordinated Debentures outstanding, Amount 128,466 128,305  
Capital lease obligation 3,721 4,327  
Estimated Fair Value [Member]      
Fair Value Measurements Of Financial Instruments [Line Items]      
Cash and due from banks 103,280 105,051  
Interest-bearing deposits 77,082 28,358  
Debt Securities, Available-for-Sale 1,014,194 1,147,623  
Debt Securities, Held-to-maturity 470,665 336,719  
Other investments 38,295 30,954  
Loans held for sale 271,452 52,219  
Financing receivable, before allowance for credit loss 9,657,464 8,999,020  
Deposits 10,248,485 9,672,358  
Short-term borrowings 147,926 79,151  
Long-term debt 130,108 129,880  
Subordinated Debentures outstanding, Amount 121,747 115,747  
Capital lease obligation 3,721 4,327  
Estimated Fair Value [Member] | Level 1 [Member]      
Fair Value Measurements Of Financial Instruments [Line Items]      
Cash and due from banks 103,280 105,051  
Interest-bearing deposits 77,082 28,358  
Debt Securities, Available-for-Sale 0 0  
Debt Securities, Held-to-maturity 0 0  
Other investments 0 0  
Loans held for sale 0 0  
Financing receivable, before allowance for credit loss 0 0  
Deposits 0 0  
Short-term borrowings 0 0  
Long-term debt 0 0  
Subordinated Debentures outstanding, Amount 0 0  
Capital lease obligation 0 0  
Estimated Fair Value [Member] | Fair Value, Inputs, Level 2 [Member]      
Fair Value Measurements Of Financial Instruments [Line Items]      
Cash and due from banks 0 0  
Interest-bearing deposits 0 0  
Debt Securities, Available-for-Sale 1,014,194 1,147,623  
Debt Securities, Held-to-maturity 470,665 336,719  
Other investments 32,563 25,222  
Loans held for sale 271,452 52,219  
Financing receivable, before allowance for credit loss 40,617 39,407  
Deposits 10,248,485 9,672,358  
Short-term borrowings 147,926 79,151  
Long-term debt 130,108 129,880  
Subordinated Debentures outstanding, Amount 0 0  
Capital lease obligation 3,721 4,327  
Estimated Fair Value [Member] | Level 3 [Member]      
Fair Value Measurements Of Financial Instruments [Line Items]      
Cash and due from banks 0 0  
Interest-bearing deposits 0 0  
Debt Securities, Available-for-Sale 0 0  
Debt Securities, Held-to-maturity 0 0  
Other investments 5,732 5,732  
Loans held for sale 0 0  
Financing receivable, before allowance for credit loss 9,616,847 8,959,613  
Deposits 0 0  
Short-term borrowings 0 0  
Long-term debt 0 0  
Subordinated Debentures outstanding, Amount 121,747 115,747  
Capital lease obligation $ 0 $ 0  
v3.25.4
Schedule of Cash Paid for Income Taxes - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Income Tax Disclosure [Abstract]      
Income Tax Paid, Federal, before Refund Received $ 33,500 $ 31,000 $ 36,250
Income Tax Paid, State and Local, after Refund Received 1,162 1,185 1,380
Income Tax Paid, Foreign, after Refund Received 0 0 0
Income taxes $ 34,662 $ 32,185 $ 37,630
v3.25.4
Income Taxes - Schedule of Components of Income Tax Provision (Benefit) (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Income Tax Disclosure [Abstract]      
Federal $ 34,600 $ 31,220 $ 32,167
State 1,443 1,002 936
Total current tax provision 36,043 32,222 33,103
Deferred State and Local Income Tax Expense (Benefit) 3,152 3,412 7,488
Deferred State and Local Income Tax Expense (Benefit) (139) 2 (99)
Deferred Income Tax Expense (Benefit) 3,013 3,414 7,389
Total tax provision (benefit), Amount $ 39,056 $ 35,636 $ 40,492
v3.25.4
Income Taxes - Schedule of Effective Income Tax Rate Reconciliation (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Income Tax Expense (Benefit), Continuing Operations, Income Tax Reconciliation [Abstract]      
Tax at statutory rate, Amount $ 40,185 $ 37,424 $ 41,487
Tax credits, Amount $ (294) $ (354) $ (381)
Effective Income Tax Rate Reconciliation, Tax Credit, Other, Percent 0.00% 0.00% 0.00%
Effective Income Tax Rate Reconciliation, Tax Credit, Other, Amount $ 10 $ 4 $ 38
Effective Income Tax Rate Reconciliation, Tax Credit, Investment, Percent 0.00% 0.00% 0.00%
Effective Income Tax Rate Reconciliation, Tax Credit, Investment, Amount $ (900) $ (835) $ (812)
Other, Amount (125) (509) (125)
Total tax provision (benefit), Amount $ 39,056 $ 35,636 $ 40,492
Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]      
Tax at statutory rate, Pretax Income 21.00% 21.00% 21.00%
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount $ 1,030 $ 793 $ 725
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent 1.00% 0.00% 0.00%
Tax credits, Pretax Income 0.00% 0.00% 0.00%
Other, Pretax Income 0.00% 0.00% 0.00%
Total tax provision (benefit), Pretax Income 21.00% 20.00% 20.00%
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount $ (1,444) $ (1,336) $ (1,024)
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent (1.00%) (1.00%) (1.00%)
Effective Income Tax Rate Reconciliation, Deduction, Other, Percent 0.00% 0.00% 0.00%
Effective Income Tax Rate Reconciliation, Deduction, Other, Amount $ 614 $ 457 $ 660
v3.25.4
Income Taxes - Additional Information (Detail) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Income Tax Disclosure [Abstract]      
Operating Loss Carryforwards $ 1,500,000    
Unrecognized Tax Benefits $ 0    
Federal statutory rate 21.00% 21.00% 21.00%
Annual effective income tax rate, percentage 21.00% 20.00% 20.00%
Net deferred tax asset $ 45,864,000 $ 56,870,000  
Net Operating Loss Carryforward - State of PA $ 246,700,000 $ 262,500,000  
v3.25.4
Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Income Tax Disclosure [Abstract]    
Deferred Tax Asset, Tax Deferred Expense, Lease Liability $ 9,175 $ 9,561
Deferred Tax Assets, Gross [Abstract]    
Allowance for credit losses 26,980 25,459
Postretirement benefits other than pensions 89 201
Deferred Tax Assets, Operating Loss Carryforwards 60 61
Deferred compensation 3,289 3,008
Accrued interest on nonaccrual loans 763 1,088
Accrued incentives 3,949 3,295
Unfunded loan commitments & other reserves 1,757 879
Deferred Tax Assets Purchase Accounting Adjustments 3,889 4,001
Other 1,127 744
Total deferred tax assets 68,900 76,320
Deferred tax liabilities:    
Loan origination fees and costs (4,268) (2,615)
Deferred Tax Liabilities, Leasing Arrangements 8,215 8,601
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment (2,608) (1,586)
Section 197 intangibles (4,019) (3,175)
Deferred Tax Liabilities Purchase Accounting Adjustments 3,231 2,755
Other (695) (718)
Total deferred tax liabilities (23,036) (19,450)
Net deferred tax asset 45,864 56,870
Unrealized loss on securities available for sale $ 17,822 $ 28,023
v3.25.4
Retirement Plans - Additional Information (Detail) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Employer contribution 5.00%    
Employee contribution 80.00%    
Plan expense $ 5.1 $ 3.3 $ 3.1
Retirement Plan expense $ 0.3 $ 0.3 $ 0.3
Minimum [Member]      
Eligibility of participants 1.00%    
Maximum [Member]      
Eligibility of participants 25.00%    
v3.25.4
Retirement Plans - Schedule of Components of Net Periodic Benefit Cost (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Retirement Benefits [Abstract]      
Service cost $ 0 $ 0 $ 0
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration] Labor and Related Expense    
Interest cost on projected benefit obligation $ 25 25 25
Amortization of transition obligation 0 0 0
Defined Benefit Plan, Amortization of Prior Service Cost (Credit) 76 76 76
Gain amortization (101) (101) (108)
Net periodic benefit cost $ 0 $ 0 $ (7)
v3.25.4
Retirement Plans - Schedule of Changes in Benefit Obligations and Plan Assets (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]      
Service cost $ 0 $ 0 $ 0
Interest cost 25 25 25
Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]      
Funded Status at End of Year 412 506  
Unrecognized transition obligation (159) (234)  
Unrecognized net gain 645 668  
Amounts recognized in retained earnings 898 940  
Change in Benefit Obligation [Member]      
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]      
Benefit obligation at beginning of year 506 561  
Service cost 0 0  
Interest cost 25 25  
Amendments 0 0  
Actuarial gain (78) (26)  
Net benefits paid (41) (54)  
Benefit obligation at end of year 412 506 561
Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]      
Net benefits paid (41) (54)  
Change In Plan Assets [Member]      
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]      
Net benefits paid (41) (54)  
Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]      
Fair value of plan assets at beginning of year 0 0  
Actual return on plan assets 0 0  
Employer contributions 41 54  
Net benefits paid (41) (54)  
Fair value of plan assets at end of year $ 0 $ 0 $ 0
v3.25.4
Retirement Plans - Schedule of Amounts Recognized as Other Liabilities (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Retirement Benefits [Abstract]    
Amounts Recognized in the Statement of Financial Condition as Other liabilities $ 412 $ 506
v3.25.4
Retirement Plans - Schedule of Amounts Recognized in Accumulated Other Comprehensive Income (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Accumulated Other Comprehensive Income (Loss) [Line Items]      
Net (gain) loss $ (506) $ (525) $ (590)
Transition obligation 125 184 244
Total (381) $ (341) $ (346)
Postretirement Benefit Costs [Member]      
Accumulated Other Comprehensive Income (Loss) [Line Items]      
Net (gain) loss (101)    
Transition obligation 76    
Total $ (25)    
v3.25.4
Retirement Plans - Schedule of Weighted-Average Assumptions Used to Determine Benefit Obligation (Detail)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Net Periodic Benefit Cost Assumptions [Line Items]      
Discount Rate 4.81% 5.33% 4.90%
Health care cost trend: Ultimate 4.75% 4.75% 4.75%
Year ultimate reached 2034 2033 2029
Net Periodic Cost [Member]      
Net Periodic Benefit Cost Assumptions [Line Items]      
Defined Benefit Plan, Assumed Health Care Cost Trend Rate, Description 8.70 7.45 6.95
Year ultimate reached 2033 2029 2028
v3.25.4
Retirement Plans - Schedule of Weighted-Average Assumptions Used to Determine Net Periodic Cost (Detail)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Net Periodic Benefit Cost Assumptions [Line Items]      
Discount rate 5.33% 4.90% 5.31%
Health care cost trend: Ultimate 4.75% 4.75% 4.75%
Year ultimate reached 2034 2033 2029
Corridor 10.00% 10.00% 10.00%
Recognition period for gains and losses 8 years 3 months 18 days 8 years 9 months 18 days 9 years 3 months 18 days
Net Periodic Cost [Member]      
Net Periodic Benefit Cost Assumptions [Line Items]      
Health care cost trend: Initial 7.45% 6.95% 6.50%
Year ultimate reached 2033 2029 2028
v3.25.4
Retirement Plans - Schedule of Projected Benefit Payments (Detail)
$ in Thousands
Dec. 31, 2025
USD ($)
Defined Benefit Plan, Expected Future Benefit Payment [Abstract]  
2016 $ 69
2017 62
2018 56
2019 50
2020 45
2021 - 2025 $ 152
v3.25.4
Incentive Compensation Plan - Additional Information (Detail) - USD ($)
$ / shares in Units, $ in Millions
12 Months Ended
Jan. 27, 2025
Jan. 29, 2024
Jan. 23, 2023
Feb. 17, 2022
Feb. 18, 2021
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           $ 16.31 $ 14.29 $ 14.32
Maximum number of shares that are available to be awarded           5,000,000    
Vesting period of restricted stock 0 years 0 years 0 years 0 years 0 years      
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant           4,314,537    
Performance Based Stock Awards Vesting Period 3 years 3 years 3 years 3 years 3 years      
Share Based Compensation Arrangement By Share Based Payment Award Percentage Of Target Award Participants Earn 40.00% 40.00% 40.00% 40.00% 40.00%      
Performance Shares Awards As Percentage Of Target 100.00% 100.00% 100.00% 100.00% 100.00%      
Percentage Of Target Award Opportunities Maximum In Certain Cases 200.00% 200.00% 200.00% 200.00% 200.00%      
Restricted Stock Units (RSUs) [Member]                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Shares issued (in shares) 159,800,000 167,800,000 159,000,000 121,200,000 143,400,000      
Restricted Stock [Member]                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Share-based Payment Arrangement, Expense           $ 4.9 $ 4.9 $ 3.8
Unrecognized compensation cost related to unvested restricted stock           $ 5.5    
Time [Member] | February 18, 2021                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           $ 12.77    
Time [Member] | February 17, 2022                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           16.56    
Time [Member] | January 23, 2023                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           14.06    
Time [Member] | January 29, 2024                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           15.05    
Time [Member] | January 27, 2025                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           16.77    
Component 3 [Member] | February 18, 2021                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           11.45    
Component 3 [Member] | February 17, 2022                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           15.20    
Component 3 [Member] | January 23, 2023                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           12.70    
Component 3 [Member] | January 29, 2024                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           13.64    
Component 3 [Member] | January 27, 2025                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           15.30    
Component 2 [Member] | February 18, 2021                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           16.41    
Component 2 [Member] | February 17, 2022                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           21.08    
Component 2 [Member] | January 23, 2023                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           17.53    
Component 2 [Member] | January 29, 2024                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           17.09    
Component 2 [Member] | January 27, 2025                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Grant Price (in dollars per share)           $ 18.14    
v3.25.4
Incentive Compensation Plan - Unvested Service-Based Restricted Stock Awards (Detail) - $ / shares
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]      
Outstanding, beginning of the year, Shares 399,497 317,065 311,265
Granted, Shares 126,515 212,572 106,750
Vested, Shares (129,925) (120,265) (90,810)
Forfeited, Shares (4,000) (9,875) (10,140)
Outstanding, end of the year, Shares 392,087 399,497 317,065
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]      
Outstanding, beginning of the year, Weighted Average Grant Date Fair Value $ 14.68 $ 14.62 $ 14.48
Grant Price (in dollars per share) 16.31 14.29 14.32
Vested, Weighted Average Grant Date Fair Value 15.55 13.83 13.76
Forfeited, Weighted Average Grant Date Fair Value 14.50 14.87 14.86
Outstanding, end of the year, Weighted Average Grant Date Fair Value $ 14.92 $ 14.68 $ 14.62
v3.25.4
Incentive Compensation Plan Incentive Compensation Plan - Restricted Stock Awards Estimated to be Granted on a Performance Award (Details) - $ / shares
12 Months Ended
Jan. 27, 2025
Jan. 29, 2024
Jan. 23, 2023
Feb. 17, 2022
Feb. 18, 2021
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Share Based Compensation Arrangement By Share Based Payment Award Percentage Of Target Award Participants Earn 40.00% 40.00% 40.00% 40.00% 40.00%      
Performance Shares Awards As Percentage Of Target 100.00% 100.00% 100.00% 100.00% 100.00%      
Percentage Of Target Award Opportunities Maximum In Certain Cases 200.00% 200.00% 200.00% 200.00% 200.00%      
Vesting period of restricted stock 0 years 0 years 0 years 0 years 0 years      
Performance Based Stock Awards Vesting Period 3 years 3 years 3 years 3 years 3 years      
Grant Price (in dollars per share)           $ 16.31 $ 14.29 $ 14.32
Restricted Stock Units (RSUs) [Member]                
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                
Common stock issued to executive 159,800,000 167,800,000 159,000,000 121,200,000 143,400,000      
v3.25.4
Incentive Compensation Plan - Unvested Target Award (Detail) - shares
12 Months Ended
Jan. 27, 2025
Jan. 29, 2024
Jan. 23, 2023
Feb. 17, 2022
Feb. 18, 2021
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]                
Outstanding, beginning of the year, Shares           399,497 317,065 311,265
Granted, Shares           126,515 212,572 106,750
Vested, Shares           (129,925) (120,265) (90,810)
Forfeited, Shares           (4,000) (9,875) (10,140)
Outstanding, end of the year, Shares           392,087 399,497 317,065
Performance Based Stock Awards Vesting Period 3 years 3 years 3 years 3 years 3 years      
Share Based Compensation Arrangement By Share Based Payment Award Percentage Of Target Award Participants Earn 40.00% 40.00% 40.00% 40.00% 40.00%      
Performance Shares Awards As Percentage Of Target 100.00% 100.00% 100.00% 100.00% 100.00%      
Percentage Of Target Award Opportunities Maximum In Certain Cases 200.00% 200.00% 200.00% 200.00% 200.00%      
Vesting period of restricted stock 0 years 0 years 0 years 0 years 0 years      
Restricted Stock [Member]                
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]                
Outstanding, beginning of the year, Shares           475,225 453,714 434,352
Granted, Shares           203,523 276,161 162,774
Vested, Shares           (155,956) (215,100) (143,412)
Forfeited, Shares           (34,700) (39,550) 0
Outstanding, end of the year, Shares           488,092 475,225 453,714
Restricted Stock Units (RSUs) [Member]                
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]                
Shares issued (in shares) 159,800,000 167,800,000 159,000,000 121,200,000 143,400,000      
v3.25.4
Contingent Liabilities - Additional Information (Detail)
Dec. 31, 2025
USD ($)
Minimum [Member]  
Loss Contingencies [Line Items]  
Range of reasonably possible losses $ 0
Maximum [Member]  
Loss Contingencies [Line Items]  
Range of reasonably possible losses $ 1,000,000
v3.25.4
Revenue Recognition Additional Information (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Revenue from Contract with Customer [Abstract]    
Incentive Revenue $ 0.5  
Brokerage Commissions Revenue $ 5.5 $ 5.2
v3.25.4
Revenue Recognition In Scope and Out of Scope Revenue Streams (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Disaggregation of Revenue [Line Items]      
Fees and Commissions on Debit Cards $ 15,611 $ 21,887 $ 28,640
Noninterest Income 96,824 99,231 96,609
Trust income 12,907 11,821 10,516
Service charges on deposit accounts 22,774 22,518 21,437
Insurance and retail brokerage commissions 12,652 11,546 10,929
Other income 9,604 9,135 8,087
Out-Of-Scope of Topic 606 [Member]      
Disaggregation of Revenue [Line Items]      
Noninterest Income 29,610 27,806 21,734
In-Scope of Topic 606 [Member]      
Disaggregation of Revenue [Line Items]      
Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property 524 781 331
Noninterest Income 67,214 71,425 74,875
Other income $ 2,746 $ 2,872 $ 3,022
v3.25.4
Related Party Transactions - Loans to Related Parties (Detail)
$ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
Loans and Leases Receivable, Related Parties [Roll Forward]  
Beginning balance $ 30,935
Advances 4,423
Repayments (3,619)
Loans and Leases Receivable, Related Parties, Period Increase (Decrease) 169
Ending balance $ 31,570
v3.25.4
Regulatory Restrictions and Capital Adequacy - Schedule of Capital Amount and Ratio Considered to be Capitalized (Detail)
$ in Thousands
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
First Commonwealth Financial Corporation    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier 1 Common Equity to Risk Weighted Assets $ 1,224,913 $ 1,137,183
Tier 1 Common Equity to Risk Weighted Assets 12.05% 12.13%
Tier 1 Common Equity Required to be Well Capitalized $ 660,859 $ 609,324
Tier 1 Common Equity Required to be Well Capitalized to Risk Weighted Assets 6.50% 6.50%
First Commonwealth Bank    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier 1 Common Equity to Risk Weighted Assets $ 1,186,263 $ 1,108,623
Tier 1 Common Equity to Risk Weighted Assets 11.69% 11.85%
Tier 1 Common Equity Required to be Well Capitalized $ 659,473 $ 608,039
Tier 1 Common Equity Required to be Well Capitalized to Risk Weighted Assets 6.50% 6.50%
Actual | First Commonwealth Financial Corporation    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total Capital to Risk Weighted Assets $ 1,471,506 $ 1,366,963
Tier I Capital to Risk Weighted Assets 1,294,913 1,207,183
Tier I Capital to Average Assets $ 1,294,913 $ 1,207,183
Total Capital to Risk Weighted Assets, Ratio 0.1447 0.1458
Tier I Capital to Risk Weighted Assets, Ratio 0.1274 0.1288
Tier I Capital to Average Assets, Ratio 0.1086 0.1063
Actual | First Commonwealth Bank    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total Capital to Risk Weighted Assets $ 1,362,592 $ 1,268,403
Tier I Capital to Risk Weighted Assets 1,186,263 1,108,623
Tier I Capital to Average Assets $ 1,186,263 $ 1,108,623
Total Capital to Risk Weighted Assets, Ratio 0.1343 0.1356
Tier I Capital to Risk Weighted Assets, Ratio 0.1169 0.1185
Tier I Capital to Average Assets, Ratio 0.0997 0.0978
Minimum Capital Required | First Commonwealth Financial Corporation    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total Capital to Risk Weighted Assets, Regulatory Minimum Capital Amount $ 1,067,542 $ 984,292
Tier I Capital to Risk Weighted Assets, Regulatory Minimum Capital Amount 864,201 796,808
Tier I Capital to Average Assets, Regulatory Minimum Capital Amount 476,821 454,457
Tier 1 Common Equity Required for Capital Adequacy $ 711,695 $ 656,195
Total Capital to Risk Weighted Assets, Regulatory Minimum Ratio 0.1050 0.1050
Tier I Capital to Risk Weighted Assets, Regulatory Minimum Ratio 0.0850 0.0850
Tier I Capital to Average Assets, Regulatory Minimum Ratio 0.0400 0.0400
Tier 1 Common Equity Required for Capital Adequacy to Risk Weighted Assets 7.00% 7.00%
Minimum Capital Required | First Commonwealth Bank    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total Capital to Risk Weighted Assets, Regulatory Minimum Capital Amount $ 1,065,303 $ 982,216
Tier I Capital to Risk Weighted Assets, Regulatory Minimum Capital Amount 862,388 795,128
Tier I Capital to Average Assets, Regulatory Minimum Capital Amount 475,776 453,467
Tier 1 Common Equity Required for Capital Adequacy $ 710,202 $ 654,811
Total Capital to Risk Weighted Assets, Regulatory Minimum Ratio 0.1050 0.1050
Tier I Capital to Risk Weighted Assets, Regulatory Minimum Ratio 0.0850 0.0850
Tier I Capital to Average Assets, Regulatory Minimum Ratio 0.0400 0.0400
Tier 1 Common Equity Required for Capital Adequacy to Risk Weighted Assets 7.00% 7.00%
Required to be Considered Well Capitalized | First Commonwealth Financial Corporation    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier One Risk Based Capital Required to be Well Capitalized $ 813,365 $ 749,937
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets 0.0800 0.0800
Tier One Leverage Capital Required to be Well Capitalized $ 596,026 $ 568,071
Tier One Leverage Capital Required to be Well Capitalized to Average Assets 0.0500 0.0500
Total Capital to Risk Weighted Assets, Well Capitalized Regulatory Guidelines $ 1,016,707 $ 937,421
Total Capital to Risk Weighted Assets, Well Capitalized Regulatory Guidelines 0.1000 0.1000
Required to be Considered Well Capitalized | First Commonwealth Bank    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier One Risk Based Capital Required to be Well Capitalized $ 811,659 $ 748,355
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets 0.0800 0.0800
Tier One Leverage Capital Required to be Well Capitalized $ 594,720 $ 566,834
Tier One Leverage Capital Required to be Well Capitalized to Average Assets 0.0500 0.0500
Total Capital to Risk Weighted Assets, Well Capitalized Regulatory Guidelines $ 1,014,574 $ 935,444
Total Capital to Risk Weighted Assets, Well Capitalized Regulatory Guidelines 0.1000 0.1000
v3.25.4
Regulatory Restrictions and Capital Adequacy Regulatory Restrictions and Capital Adequacy - Additional Items (Details)
$ in Millions
May 21, 2018
USD ($)
Additional Items [Abstract]  
Subordinated Long-term Debt, Noncurrent $ 100
v3.25.4
Capital - Additional Information (Detail) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Oct. 31, 2021
Subsequent Event [Line Items]          
Shareholders' equity $ 1,554,376,000 $ 1,405,165,000 $ 1,314,274,000 $ 1,052,074,000  
Increase (decrease) in equity 149,200,000        
Net Income 152,302,000 142,572,000 157,063,000    
Payments of dividends 55,489,000 52,602,000 50,814,000    
Purchase of treasury stock $ 35,792,000 $ 12,630,000 $ 14,965,000    
Cash Dividends Declared per Common Share (in dollars per share) $ 0.535 $ 0.515 $ 0.495    
Borrowings $ 0        
Treasury stock reissued 2,881,000 $ 2,529,000 $ 2,211,000    
Dividends, Common Stock, Cash (55,489,000) (52,602,000) (50,814,000)    
Treasury Stock, Value, Acquired, Cost Method (36,452,000) (12,717,000) (15,083,000)    
Total other comprehensive (loss) Income 37,914,000 9,242,000 25,936,000    
Parent Company [Member]          
Subsequent Event [Line Items]          
Shareholders' equity 1,554,376,000 1,405,165,000      
Net Income 152,302,000 142,572,000 157,063,000    
Payments of dividends 55,489,000 52,602,000 50,814,000    
Purchase of treasury stock 35,792,000 12,630,000 14,965,000    
Payments to Acquire Businesses and Interest in Affiliates $ (19,000) $ (14,000) $ (18,000)    
2021 Share Repurchase Plan 2          
Subsequent Event [Line Items]          
Announcement of common stock repurchase program         $ 25,000,000.0
Stock repurchased (in shares) 5,247,990        
Average price per share $ 14.75        
v3.25.4
Condensed Financial Information of First Commonwealth Financial Corporation (Parent Company Only) - Statements of Financial Condition (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Assets        
Financing receivable, before allowance for credit loss $ 9,508,039 $ 8,983,754    
Premises and equipment, net 114,283 116,108    
Other assets 188,384 220,536    
Total assets 12,343,036 11,584,936    
Liabilities and Shareholders' Equity        
Subordinated Debentures outstanding, Amount 128,466 128,305    
Shareholders' equity 1,554,376 1,405,165 $ 1,314,274 $ 1,052,074
Total liabilities and shareholders’ equity 12,343,036 11,584,936    
Parent Company [Member]        
Assets        
Cash 96,157 86,909    
Financing receivable, before allowance for credit loss 0 3    
Investment in subsidiaries 1,518,147 1,378,052    
Investment in unconsolidated subsidiary trusts 2,200 2,204    
Investment in Jointly-Owned Company 377 438    
Premises and equipment, net 3,022 3,184    
Dividends receivable from subsidiaries 8,132 6,772    
Other assets 17,872 17,546    
Total assets 1,645,909 1,495,108    
Liabilities and Shareholders' Equity        
Accrued expenses and other liabilities 12,547 11,048    
Subordinated Debentures outstanding, Amount 78,986 78,895    
Shareholders' equity 1,554,376 1,405,165    
Total liabilities and shareholders’ equity 1,645,909 1,495,108    
Receivables From Subsidiaries $ 2 $ 0    
v3.25.4
Condensed Financial Information of First Commonwealth Financial Corporation (Parent Company Only) - Statements of Operations (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Condensed Financial Statements, Captions [Line Items]        
Interest and dividends $ 632,688 $ 600,463 $ 529,998  
Interest expense (206,601) (221,571) (144,322)  
Other income 9,604 9,135 8,087  
Applicable income tax (provision) benefits (39,056) (35,636) (40,492)  
Net Income 152,302 142,572 157,063  
Depreciation and amortization 6,626 5,688 4,104  
Other net 10,173 (3,988) 1,665  
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation 187,540 129,463 150,759  
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation (388,226) (121,723) (574,273)  
Payments of Dividends (55,489) (52,602) (50,814)  
Proceeds from reissuance of treasury stock 245 204 245  
Payments for Repurchase of Common Stock (35,792) (12,630) (14,965)  
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation 247,639 (21,324) 416,263  
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation 46,953 (13,584) (7,251)  
Parent Company [Member]        
Condensed Financial Statements, Captions [Line Items]        
Interest and dividends 197 242 234  
Dividends from subsidiaries 105,273 75,227 107,683  
Interest expense (4,537) (4,098) (3,656)  
Other income 0 0 0  
Operating expense (5,971) (5,841) (6,631)  
Income (loss) before taxes and equity in undistributed earnings of subsidiaries 94,962 65,530 97,630  
Applicable income tax (provision) benefits 2,088 2,018 2,087  
Income (loss) before equity in undistributed earnings of subsidiaries 97,050 67,548 99,717  
Equity in undistributed (loss) earnings of subsidiaries 55,252 75,024 57,346  
Net Income 152,302 142,572 157,063  
Depreciation and amortization 290 300 320  
Gain (Loss) on Disposition of Assets for Financial Service Operations 0 0 0  
Increase (Decrease) in Prepaid Taxes (106) 19,809 (20,307)  
Retained Earnings Undistributed Earning From Equity Method Investees (55,252) (75,024) (57,346)  
Other net 3,054 4,778 7,151  
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation 100,353 92,435 86,881  
Payments for (Proceeds from) Loans Receivable 3 2 2  
Payments to Acquire Property and Equipment (91) (609) (23)  
Payments to Acquire Additional Interest in Subsidiaries 38 0 1,120  
Payments to Acquire Businesses and Interest in Affiliates 19 14 18  
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation (69) (621) 1,081  
Payments of Dividends (55,489) (52,602) (50,814)  
Proceeds from reissuance of treasury stock 245 204 245  
Payments for Repurchase of Common Stock (35,792) (12,630) (14,965)  
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation (91,036) (65,028) (65,534)  
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation 9,248 26,786 22,428  
Cash and Cash Equivalent $ 96,157 $ 86,909 $ 60,123 $ 37,695
v3.25.4
Condensed Financial Information of First Commonwealth Financial Corporation (parent company only) - Statements of Cash Flow (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Operating Activities      
Net Income $ 152,302 $ 142,572 $ 157,063
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 6,626 5,688 4,104
Other net 10,173 (3,988) 1,665
Net cash provided by operating activities 187,540 129,463 150,759
Investing Activities      
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation (388,226) (121,723) (574,273)
Financing Activities      
Dividends paid (55,489) (52,602) (50,814)
Proceeds from reissuance of treasury stock 245 204 245
Purchase of treasury stock (35,792) (12,630) (14,965)
Net cash provided by (used in) financing activities 247,639 (21,324) 416,263
Net increase (decrease) in cash and cash equivalents 46,953 (13,584) (7,251)
Parent Company [Member]      
Operating Activities      
Net Income 152,302 142,572 157,063
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 290 300 320
Net gains (losses) on sales of assets 0 0 0
Decrease (increase) in prepaid income taxes (106) 19,809 (20,307)
Undistributed equity in subsidiaries (55,252) (75,024) (57,346)
Proceeds from Equity Method Investment, Distribution 65 0 0
Other net 3,054 4,778 7,151
Net cash provided by operating activities 100,353 92,435 86,881
Investing Activities      
Net change in loans 3 2 2
Payments to Acquire Property and Equipment (91) (609) (23)
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation (69) (621) 1,081
Financing Activities      
Dividends paid (55,489) (52,602) (50,814)
Proceeds from reissuance of treasury stock 245 204 245
Purchase of treasury stock (35,792) (12,630) (14,965)
Net cash provided by (used in) financing activities (91,036) (65,028) (65,534)
Net increase (decrease) in cash and cash equivalents 9,248 26,786 22,428
Cash and cash equivalents at January 1 86,909 60,123 37,695
Cash and cash equivalents at December 31 96,157 86,909 60,123
Payments to Acquire Additional Interest in Subsidiaries $ 38 $ 0 $ 1,120
v3.25.4
Condensed Financial Information of First Commonwealth Financial Corporation (Parent Company Only) - Additional Information (Detail) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]      
Cash Dividends Declared per Common Share (in dollars per share) $ 0.535 $ 0.515 $ 0.495
Line of credit $ 20,000,000.0    
Borrowings $ 0    
v3.25.4
Segment Reporting (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Segment Reporting [Abstract]      
Interest and dividends $ 632,688 $ 600,463 $ 529,998
Interest Expense, Operating and Nonoperating 206,601 221,571 144,322
Interest Income (Expense), Operating 426,087 378,892 385,676
Provision for Other Credit Losses 36,725 29,170 14,813
Trust income 12,907 11,821 10,516
Service charges on deposit accounts 22,774 22,518 21,437
Insurance and retail brokerage commissions 12,652 11,546 10,929
Bank Owned Life Insurance Income 6,877 6,361 4,875
Gain (Loss) on Sale of Mortgage Loans 7,296 5,795 3,951
Gain (Loss) on Disposition of Other Financial Assets 6,888 9,111 6,744
Non Interest Income Interchange 15,611 21,887 28,640
Other Segment Income 18,696 16,553 14,392
Labor and Related Expense 163,981 149,287 142,871
Occupancy, Net 20,714 19,783 19,221
Equipment Expense 18,161 17,453 17,308
Information Technology and Data Processing 16,359 15,582 15,010
Professional Fees 6,892 5,533 5,919
Other Segment Expense 68,721 63,107 69,588
Income tax provision 39,056 35,636 40,492
Segment Net Income 152,302 142,572 157,063
Net Income 152,302 142,572 157,063
Reconciliation of Operating Profit (Loss) from Segments to Consolidated $ 0 $ 0 $ 0