UNIVEST FINANCIAL CORP, 10-K filed on 2/24/2025
Annual Report
v3.25.0.1
Cover Page - USD ($)
12 Months Ended
Dec. 31, 2024
Feb. 07, 2025
Jun. 30, 2024
Cover [Abstract]      
Document Type 10-K    
Document Period End Date Dec. 31, 2024    
Current Fiscal Year End Date --12-31    
Document Fiscal Year Focus 2024    
Document Fiscal Period Focus FY    
Entity File Number 0-7617    
Entity Central Index Key 0000102212    
Entity Registrant Name UNIVEST FINANCIAL CORPORATION    
Entity Incorporation, State or Country Code PA    
Entity Tax Identification Number 23-1886144    
Entity Address, Address Line One 14 North Main Street    
Entity Address, City or Town Souderton    
Entity Address, State or Province PA    
Entity Address, Postal Zip Code 18964    
City Area Code 215    
Local Phone Number 721-2400    
Title of 12(b) Security Common Stock, $5 par value    
Trading Symbol UVSP    
Security Exchange Name NASDAQ    
Entity Well-known Seasoned Issuer Yes    
Entity Voluntary Filers No    
Entity Current Reporting Status Yes    
Entity Interactive Data Current Yes    
Entity Filer Category Accelerated Filer    
ICFR Auditor Attestation Flag true    
Entity Small Business false    
Entity Emerging Growth Company false    
Document Financial Statement Error Correction [Flag] false    
Entity Shell Company false    
Entity Public Float     $ 657,697,976
Amendment Flag false    
Document Transition Report false    
Entity Common Stock, Shares Outstanding   29,001,673  
Document Annual Report true    
v3.25.0.1
Audit Information
12 Months Ended
Dec. 31, 2024
Audit Information [Abstract]  
Auditor Name KPMG, LLP
Auditor Location Philadelphia, PA
Auditor Firm ID 185
v3.25.0.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
ASSETS    
Cash and due from banks $ 75,998 $ 72,815
Interest-earning deposits with other banks 252,846 176,984
Cash and cash equivalents 328,844 249,799
Investment securities held-to-maturity (fair value $115,007 and $128,277 at December 31, 2024 and 2023, respectively) 134,111 145,777
Investment securities available-for-sale (amortized cost $402,651 and $395,727, net of allowance for credit losses of $839 and $731 at December 31, 2024 and 2023, respectively) 357,361 351,553
Investments in equity securities 2,506 3,293
Federal Home Loan Bank, Federal Reserve Bank and other stock, at cost 38,980 40,499
Loans held for sale 16,653 11,637
Loans and leases held for investment 6,826,583 6,567,214
Loans and Leases Receivable, Allowance (87,091) (85,387)
Net loans and leases held for investment 6,739,492 6,481,827
Premises and equipment, net 46,671 51,441
Operating lease right-of-use asset 28,531 31,795
Goodwill 175,510 175,510
Other intangibles, net of accumulated amortization 8,309 10,950
Bank owned life insurance 139,351 131,344
Accrued interest receivable and other assets 112,098 95,203
Total assets 8,128,417 7,780,628
LIABILITIES    
Noninterest-bearing deposits 1,414,635 1,468,320
Interest-bearing deposits 5,344,624 4,907,461
Total deposits 6,759,259 6,375,781
Short-term borrowings 11,181 6,306
Long-term debt 225,000 310,000
Subordinated notes 149,261 148,761
Operating lease liabilities 31,485 34,851
Accrued interest payable and other liabilities 64,930 65,721
Total liabilities 7,241,116 6,941,420
SHAREHOLDERS' EQUITY    
Common stock, $5 par value: 48,000,000 shares authorized at December 31, 2024 and 2023; 31,556,799 shares issued at December 31, 2024 and 2023; 29,045,877 and 29,511,721 shares outstanding at December 31, 2024 and 2023, respectively 157,784 157,784
Additional paid-in capital 302,829 301,066
Retained earnings 525,780 474,691
Accumulated other comprehensive loss, net of tax benefit (43,992) (50,646)
Treasury stock, at cost; 2,510,922 and 2,045,078 shares at December 31, 2024 and 2023, respectively (55,100) (43,687)
Shareholders' equity: 887,301 839,208
Total liabilities and shareholders' equity $ 8,128,417 $ 7,780,628
v3.25.0.1
Consolidated Balance Sheets (Parenthetical) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Statement of Financial Position [Abstract]    
Securities held-to-maturity, fair value $ 115,007 $ 128,277
Securities, available-for-sale, amortized cost 402,651 395,727
Securities, available-for-sale, allowance for credit loss $ 839 $ 731
Common stock, par value $ 5 $ 5
Common stock, shares authorized 48,000,000 48,000,000
Common stock, shares outstanding 29,045,877 29,511,721
Common stock, shares issued 31,556,799 31,556,799
Treasury stock, at cost; 2,510,922 and 2,045,078 shares at December 31, 2024 and 2023, respectively 2,510,922 2,045,078
v3.25.0.1
Consolidated Statements of Income - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest income      
Interest and fees on loans and leases $ 383,308,000 $ 347,918,000 $ 237,156,000
Interest and dividends on investment securities:      
Taxable 14,909,000 14,225,000 11,432,000
Exempt from federal income taxes 33,000 58,000 58,000
Interest on deposits with other banks 11,193,000 6,660,000 1,920,000
Interest and dividends on other earning assets 2,912,000 2,869,000 1,627,000
Total interest income 412,355,000 371,730,000 252,193,000
Interest expense      
Interest on demand deposits 113,074,000 87,821,000 18,845,000
Interest on savings deposits 3,529,000 3,249,000 1,269,000
Interest on time deposits 64,266,000 34,979,000 5,308,000
Interest on short-term borrowings 249,000 7,095,000 1,389,000
Interest on long-term debt and subordinated notes 20,067,000 18,589,000 7,085,000
Total interest expense 201,185,000 151,733,000 33,896,000
Net interest income (expense) [1] 211,170,000 219,997,000 218,297,000
Provision for credit losses 5,933,000 10,770,000 12,198,000
Net interest income after provision for credit losses 205,237,000 209,227,000 206,099,000
Disaggregation of Revenue [Line Items]      
Insurance commission and fee income 22,349,000 21,043,000 19,065,000
Bank owned life insurance income [1] 3,861,000 3,185,000 3,787,000
Net gain on sales of investment securities 18,000 [1] 0 30,000 [1]
Net gain on mortgage banking activities [1] 5,265,000 3,689,000 4,412,000
Other income [2] 4,034,000 2,882,000 4,500,000
Total noninterest income 88,055,000 76,824,000 77,885,000
Noninterest expense      
Salaries, benefits and commissions 123,745,000 120,188,000 115,806,000
Net occupancy 11,025,000 10,686,000 10,193,000
Equipment 4,453,000 4,132,000 3,904,000
Data processing 16,956,000 16,799,000 15,215,000
Professional fees 6,402,000 7,141,000 9,332,000
Marketing and advertising 2,173,000 2,180,000 2,462,000
Deposit insurance premiums 4,432,000 4,825,000 3,075,000
Intangible expenses 694,000 938,000 1,293,000
Restructuring charges 0 1,519,000 184,000
Other expense 28,112,000 28,954,000 25,310,000
Total noninterest expense 197,992,000 197,362,000 186,774,000
Income before income taxes 95,300,000 88,689,000 97,210,000
Income tax expense 19,369,000 17,585,000 19,090,000
Net income $ 75,931,000 $ 71,104,000 $ 78,120,000
Net income per share:      
Basic (in dollars per share) $ 2.60 $ 2.42 $ 2.66
Diluted (in dollars per share) $ 2.58 $ 2.41 $ 2.64
Trust fee income      
Disaggregation of Revenue [Line Items]      
Noninterest income $ 8,491,000 $ 7,732,000 $ 7,743,000
Service charges on deposit accounts      
Disaggregation of Revenue [Line Items]      
Noninterest income 8,082,000 7,048,000 6,175,000
Investment advisory commission and fee income      
Disaggregation of Revenue [Line Items]      
Noninterest income 21,208,000 18,864,000 19,748,000
Other service fee income      
Disaggregation of Revenue [Line Items]      
Noninterest income [2] $ 14,747,000 $ 12,381,000 $ 12,425,000
[1] Net interest income as well as many other revenues for financial assets and liabilities including loans, leases, securities, and derivatives are excluded from the scope of FASB ASC 606 "Revenue from Contracts with Customers" ("FASB ASC 606"). Noninterest income streams that are out of scope of FASB ASC 606 include bank owned life insurance income, sales of investment securities and mortgage banking activities.
[2] Other service fee income and other income include certain items that are in scope and certain items that are out of scope of FASB ASC 606 as described further in the following paragraphs.
v3.25.0.1
Consolidated Statements of Comprehensive Income - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Statement of Comprehensive Income [Abstract]      
Income before income taxes $ 95,300,000 $ 88,689,000 $ 97,210,000
Net unrealized gains (losses) on available-for-sale investment securities, before tax amount      
Net unrealized holding gains (losses) arising during the period, before tax amount (1,098,000) 7,681,000 (49,358,000)
Provision (reversal) of provision for credit losses 108,000 (409,000) 211,000
Less: reclassification adjustment for net gains on sales realized in net income, before tax amount [1] (18,000) 0 (30,000)
Total net unrealized gains (losses) on available-for-sale investment securities, before tax amount (1,008,000) 7,272,000 (49,177,000)
Cash flow hedge derivative, before tax amount      
Net change in fair value of interest rate swap, before tax amount (1,979,000) (2,726,000) (7,925,000)
Less: reclassification adjustment for loss on termination of interest rate swap realized in net income, before tax amount 3,747,000 5,593,000 (521,000)
Reclassification adjustment recorded in earnings 946,000    
Total cash flow hedge derivative, before tax amount 2,714,000 2,867,000 (8,446,000)
Defined benefit pension plans, before tax amount      
Net unrealized (losses) gains arising during the period, before tax amount 6,129,000 3,380,000 (1,162,000)
Less: amortization of net actuarial loss included in net periodic pension costs, before tax amount [2] 587,000 985,000 873,000
Total defined benefit pension plans, before tax amount 6,716,000 4,365,000 (289,000)
Other comprehensive income (loss), before tax amount 8,422,000 14,504,000 (57,912,000)
Total comprehensive income (loss), before tax amount 103,722,000 103,193,000 39,298,000
Income tax expense 19,369,000 17,585,000 19,090,000
Net unrealized gains (losses) on available-for-sale investment securities, tax expense (benefit)      
Net unrealized holding gains (losses) arising during the period, tax expense (benefit) (231,000) 1,613,000 (10,365,000)
Provision for credit losses, tax expense (benefit) 23,000 (86,000) 44,000
Less: reclassification adjustment for net gains on sales realized in net income, tax expense (benefit) [1] (4,000) 0 (6,000)
Total net unrealized gains (losses) on available-for-sale investment securities, tax expense (benefit) (212,000) 1,527,000 (10,327,000)
Cash flow hedge derivative, tax expense (benefit)      
Net change in fair value of interest rate swap, tax expense (benefit) (416,000) (573,000) (1,665,000)
Less: reclassification adjustment for loss on termination of interest rate swap realized in net income, tax expense (benefit) 787,000 1,175,000 (109,000)
Reclassification adjustment recorded in earnings [3] 199,000    
Total cash flow hedge derivative, tax expense (benefit) 570,000 602,000 (1,774,000)
Defined benefit pension plans, tax expense (benefit)      
Net unrealized (losses) gains arising during the period, tax expense (benefit) 1,287,000 710,000 (244,000)
Less: amortization of net actuarial loss included in net periodic pension costs, tax expense (benefit) [2] 123,000 207,000 184,000
Total defined benefit pension plans, tax expense (benefit) 1,410,000 917,000 (60,000)
Other comprehensive income (loss), tax expense (benefit) 1,768,000 3,046,000 (12,161,000)
Total comprehensive income (loss), tax expense (benefit) 21,137,000 20,631,000 6,929,000
Net income 75,931,000 71,104,000 78,120,000
Net unrealized gains (losses) on available-for-sale investment securities, net of tax amount      
Net unrealized holding gains (losses) arising during the period, net of tax amount (867,000) 6,068,000 (38,993,000)
Provision for credit losses, net of tax 85,000 (323,000) 167,000
Less: reclassification adjustment for net gains on sales realized in net income, net of tax amount [1] (14,000) 0 (24,000)
Total net unrealized gains (losses) on available-for-sale investment securities, net of tax amount (796,000) 5,745,000 (38,850,000)
Cash flow hedge derivative, net of tax amount      
Net change in fair value of interest rate swap, net of tax amount (1,563,000) (2,153,000) (6,260,000)
Less: reclassification adjustment for loss on termination of interest rate swap realized in net income, net of tax amount 2,960,000 4,418,000 (412,000)
Other Comprehensive Income (Loss), Cash Flow Hedge, Reclassification for Termination, after Tax [3] 747,000    
Gain (loss) recognized in other comprehensive income (loss) 2,144,000 2,265,000 (6,672,000)
Defined benefit pension plans, net of tax amount      
Net unrealized (losses) gains arising during the period, net of tax amount 4,842,000 2,670,000 (918,000)
Less: amortization of net actuarial loss included in net periodic pension costs, net of tax amount [2] 464,000 778,000 689,000
Total defined benefit pension plans, net of tax amount 5,306,000 3,448,000 (229,000)
Other comprehensive income (loss) 6,654,000 11,458,000 (45,751,000)
Total comprehensive income (loss), net of tax amount $ 82,585,000 $ 82,562,000 $ 32,369,000
[1]
(1) Included in net gain on sales of investment securities on the consolidated statements of income (before tax amount).
[2]
(3) These accumulated other comprehensive loss components are included in the computation of net periodic pension cost (before tax amount). See Note 13, "Retirement Plans and Other Postretirement Benefits" for additional details.
[3]
(2) Represents reclassification to earnings as a reduction to interest income of amounts included in accumulated other comprehensive income on the consolidated balance sheet related to the interest rate swap terminated August 2, 2024.
v3.25.0.1
Consolidated Statements of Changes in Shareholders' Equity - USD ($)
Total
Common Stock [Member]
Additional Paid-in Capital [Member]
Retained Earnings [Member]
Accumulated Other Comprehensive (Loss) Income
Treasury Stock, Common
Beginning balance at Dec. 31, 2021 $ 773,794,000 $ 157,784,000 $ 299,181,000 $ 375,124,000 $ (16,353,000) $ (41,942,000)
Beginning balance, shares at Dec. 31, 2021   29,500,542        
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Net income 78,120,000     78,120,000    
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent (45,751,000)          
Other comprehensive income (loss), net of income tax (benefit) (45,751,000)       (45,751,000)  
Cash dividends declared (24,399,000)     (24,399,000)    
Stock-based compensation 3,781,000   3,989,000 (208,000)    
Stock issued under dividend reinvestment and employee stock purchase plans 2,541,000   169,000 0   2,372,000
Stock issued under dividend reinvestment and employee stock purchase plans, shares   96,366        
Vesting of restricted stock unit awards (903,000)   (2,551,000)     1,648,000
Vesting of restricted stock unit awards, shares   92,073        
Exercise of stock options 698,000   20,000     678,000
Exercise of stock options, shares   32,934        
Purchases of treasury stock (11,381,000)         (11,381,000)
Purchases of treasury stock, shares   (450,000)        
Ending balance at Dec. 31, 2022 $ 776,500,000 $ 157,784,000 300,808,000 428,637,000 (62,104,000) (48,625,000)
Ending balance, shares at Dec. 31, 2022   29,271,915        
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Cash dividends declared, per share $ 0.83          
Net income $ 71,104,000     71,104,000    
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent 11,458,000          
Other comprehensive income (loss), net of income tax (benefit) 11,458,000       11,458,000  
Cash dividends declared (24,717,000)     (24,717,000)    
Stock-based compensation 3,877,000   4,210,000 (333,000)    
Stock issued under dividend reinvestment and employee stock purchase plans 2,565,000   (78,000)     2,643,000
Stock issued under dividend reinvestment and employee stock purchase plans, shares   128,480        
Vesting of restricted stock unit awards (1,232,000)   (3,857,000)     2,625,000
Vesting of restricted stock unit awards, shares   131,601        
Exercise of stock options 115,000   (17,000)     132,000
Exercise of stock options, shares   6,210        
Purchases of treasury stock (462,000)         (462,000)
Purchases of treasury stock, shares   (26,485)        
Ending balance at Dec. 31, 2023 $ 839,208,000 $ 157,784,000 301,066,000 474,691,000 (50,646,000) (43,687,000)
Ending balance, shares at Dec. 31, 2023   29,511,721        
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Cash dividends declared, per share $ 0.84          
Net income $ 75,931,000     75,931,000    
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent 6,654,000          
Other comprehensive income (loss), net of income tax (benefit) 6,654,000       5,907,000  
Cash dividends declared (24,552,000)     (24,552,000)    
Stock-based compensation 4,236,000   4,526,000 (290,000)    
Stock issued under dividend reinvestment and employee stock purchase plans 2,384,000   114,000     2,270,000
Stock issued under dividend reinvestment and employee stock purchase plans, shares   98,424        
Vesting of restricted stock unit awards (873,000)   (3,251,000)     2,378,000
Vesting of restricted stock unit awards, shares   108,615        
Exercise of stock options $ 3,195,000   374,000     2,821,000
Exercise of stock options, shares 130,810 130,810        
Purchases of treasury stock $ (18,882,000)         (18,882,000)
Purchases of treasury stock, shares   (803,693)        
Ending balance at Dec. 31, 2024 $ 887,301,000 $ 157,784,000 $ 302,829,000 $ 525,780,000 $ (43,992,000) $ (55,100,000)
Ending balance, shares at Dec. 31, 2024   29,045,877        
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Cash dividends declared, per share $ 0.84          
v3.25.0.1
Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Cash flows from operating activities:      
Net income $ 75,931,000 $ 71,104,000 $ 78,120,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for credit losses 5,933,000 10,770,000 12,198,000
Depreciation of premises and equipment 5,473,000 5,057,000 4,465,000
Net gain on sales of investment securities (18,000) [1] 0 (30,000) [1]
Net gain on mortgage banking activities [1] (5,265,000) (3,689,000) (4,412,000)
Bank owned life insurance income [1] (3,861,000) (3,185,000) (3,787,000)
Net amortization of investment securities premiums and discounts 1,058,000 1,138,000 1,462,000
Amortization, fair market value adjustments and capitalization of servicing rights 1,993,000 (411,000) (693,000)
Net amortization (accretion) of acquisition accounting fair value adjustments 41,000 25,000 (130,000)
Stock-based compensation 4,615,000 4,194,000 4,120,000
Intangible expenses 694,000 938,000 1,293,000
Other adjustments to reconcile net income to cash used in by operating activities (3,403,000) (1,487,000) (4,094,000)
Deferred tax benefit (1,271,000) (710,000) (545,000)
Originations of loans held for sale (309,506,000) (228,532,000) (233,634,000)
Proceeds from the sale of loans held for sale 311,150,000 226,506,000 255,240,000
Contributions to pension and other postretirement benefit plans (243,000) (250,000) (252,000)
Increase in accrued interest receivable and other assets (12,020,000) (8,877,000) (5,859,000)
Increase in accrued interest payable and other liabilities 3,805,000 17,150,000 5,993,000
Net cash provided by operating activities 75,106,000 89,741,000 109,455,000
Cash flows from investing activities:      
Proceeds from sale of premises and equipment 2,367,000 1,877,000 6,845,000
Purchases of premises and equipment (3,104,000) (6,724,000) (5,221,000)
Proceeds from maturities, calls and principal repayments of securities held-to-maturity 13,949,000 14,799,000 32,021,000
Proceeds from maturities, calls and principal repayments of securities available-for-sale 55,873,000 30,738,000 31,600,000
Proceeds from sales 505,000 0 1,530,000
Purchases of investment securities held-to-maturity (2,640,000) (6,253,000) (10,428,000)
Purchases of investment securities available-for-sale (64,017,000) (25,132,000) (116,599,000)
Proceeds from sales of equity securities 4,944,000 1,232,000 4,015,000
Purchases of money market mutual funds (4,089,000) (1,963,000) (3,793,000)
Net increase in other investments 1,519,000 (6,658,000) (5,655,000)
Proceeds from sale of loans originally held-for-investment 0 25,450,000 2,500,000
Net increase in loans and leases (260,981,000) (474,200,000) (836,616,000)
Proceeds from sales of foreclosed / repossessed assets 80,000 260,000 0
Purchases of bank owned life insurance (5,710,000) (7,862,000) 0
Proceeds from bank owned life insurance 1,563,000 0 2,189,000
Net cash used in investing activities (259,741,000) (454,436,000) (897,612,000)
Cash flows from financing activities:      
Net increase (decrease) in deposits 383,458,000 462,229,000 (141,628,000)
Net increase (decrease) in short-term borrowings 4,875,000 (190,835,000) 177,035,000
Proceeds from issuance of long-term debt 0 250,000,000 0
Repayment of long-term debt (85,000,000) (35,000,000) 0
Proceeds from issuance of subordinated notes 0 0 50,000,000
Subordinated notes issuance costs 0 0 (949,000)
Payment of contingent consideration on acquisitions (635,000) (635,000) 0
Payment for shares withheld to cover taxes on vesting of restricted stock units (873,000) (1,232,000) (903,000)
Purchases of treasury stock (18,882,000) (462,000) (11,381,000)
Stock issued under dividend reinvestment and employee stock purchase plans 2,384,000 2,565,000 2,541,000
Proceeds from exercise of stock options 3,195,000 115,000 698,000
Cash dividends paid (24,842,000) (25,050,000) (24,607,000)
Net cash provided by financing activities 263,680,000 461,695,000 50,806,000
Net increase (decrease) in cash and cash equivalents 79,045,000 97,000,000 (737,351,000)
Cash and cash equivalents at beginning of year 249,799,000 152,799,000 890,150,000
Cash and cash equivalents at end of year 328,844,000 249,799,000 152,799,000
Supplemental disclosures of cash flow information:      
Cash paid for interest 191,513,000 139,600,000 32,668,000
Cash paid for income taxes, net of refunds 20,704,000 16,784,000 11,859,000
Non cash transactions:      
Transfer of loans to other real estate owned 407,000 79,000 18,325,000
Transfer of leases to repossessed assets 181,000 0 0
Transfer of loans to loans held for sale $ 0 $ 25,646,000 $ 2,500,000
[1] Net interest income as well as many other revenues for financial assets and liabilities including loans, leases, securities, and derivatives are excluded from the scope of FASB ASC 606 "Revenue from Contracts with Customers" ("FASB ASC 606"). Noninterest income streams that are out of scope of FASB ASC 606 include bank owned life insurance income, sales of investment securities and mortgage banking activities.
v3.25.0.1
Summary of Significant Accounting Policies
12 Months Ended
Dec. 31, 2024
Accounting Policies [Abstract]  
Summary of Significant Accounting Policies Summary of Significant Accounting Policies
Organization

Univest Financial Corporation (the "Corporation") through its wholly-owned subsidiary, Univest Bank and Trust Co. (the "Bank"), is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. The Bank is the parent company of Girard Investment Services, LLC, a full-service registered introducing broker-dealer and a licensed insurance agency, Girard Advisory Services, LLC, a registered investment advisory firm, and Girard Pension Services, LLC, a registered investment advisor, which provides investment consulting and management services to municipal entities. The Bank is also the parent company of Univest Insurance, LLC, an independent insurance agency, and Univest Capital, Inc., an equipment financing business. The Bank's subsidiaries enhance the traditional banking services provided by the Bank.   
The Bank serves 19 counties in the Southeastern, Central and Western regions of Pennsylvania, three counties in New Jersey and four counties in Maryland. Additionally, the Bank provides banking services to the residents and employees of 10 retirement communities.

Principles of Consolidation

The consolidated financial statements include the accounts of the Corporation and its wholly-owned subsidiaries, including the Bank as the Corporation's primary subsidiary. All significant intercompany balances and transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified to conform to the current-year presentation. Assets held by the Corporation in a fiduciary or agency capacity for its customers are not included in the consolidated financial statements since such items are not assets of the Corporation.

Use of Estimates

The preparation of the consolidated financial statements in conformity with U.S. generally accepted accounting principles ("U.S. GAAP") requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes include the fair value measurement of investment securities available-for-sale and the determination of the allowance for credit losses on loans and leases.

Earnings per Share

Basic earnings per share represent income available to common shareholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per share reflects the potential dilution, using the treasury stock method, that could occur if outstanding options on common shares had been exercised and restricted stock units had vested and the hypothetical repurchases of shares to fund such option exercises and restricted stock units vesting during the periods presented. Potential common shares that may be issued by the Corporation relate to outstanding stock options and restricted stock units and are determined using the treasury stock method. The effects of options to issue common stock and unvested restricted stock units are excluded from the computation of diluted earnings per share in periods in which the effect would be antidilutive. Antidilutive options are those options with weighted average exercise prices in excess of the weighted average market value. Antidilutive restricted stock units are those with hypothetical repurchases of shares, under the treasury stock method, exceeding the average restricted stock units outstanding for the periods presented.

Cash and Cash Equivalents

The Corporation has defined those items included in the caption "Cash and due from banks" and "Interest-earning deposits with other banks" as cash and cash equivalents. Interest-earning deposits with other banks consist of deposit accounts with other financial institutions. At times, such balances exceed the FDIC limits for insurance coverage.
Investment Securities

Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates such designation as of each balance sheet date. Securities are classified as investment securities held-to-maturity and carried at amortized cost if management has the positive intent and ability to hold the securities to maturity. Securities classified as available-for-sale are those securities that the Corporation intends to hold for an indefinite period of time but not necessarily to maturity. Securities available-for-sale are carried at fair value with unrealized gains and losses recorded in accumulated other comprehensive income, net of estimated income taxes. Any decision to sell a security classified as available-for-sale would be based on various factors, including interest rates, changes in the maturity or mix of the Corporation's assets and liabilities, liquidity needs, regulatory capital considerations and other factors. Securities purchased with the intention of recognizing short-term profits are placed in a trading account and are carried at fair value. The Corporation did not have any trading account securities at December 31, 2024 or 2023.

Purchase premiums and discounts are recognized in interest income using the interest method over the expected life of the securities except for premiums on callable debt securities, which are amortized to the next call date. Due to volatility in the financial markets, there is the risk that any future fair value could vary from that disclosed in the accompanying financial statements. Realized gains and losses on the sale of investment securities are recorded on the trade date, determined using the specific identification method, and are included in the consolidated statements of income.

The Corporation measures expected credit losses on held-to-maturity debt securities, which are comprised of residential mortgage-backed securities. The Corporation's residential mortgage-backed security holdings are issued by U.S. government entities and agencies and are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses.

Held-to-maturity debt securities are typically classified as nonaccrual when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest. When held-to-maturity debt securities are placed on nonaccrual status, unpaid interest credited to income is reversed.

The Corporation measures expected credit losses on available-for-sale debt securities when the Corporation does not intend to sell, or when it is not more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For available-for-sale debt securities that do not meet the aforementioned criteria, the Corporation evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, the Corporation considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security or the issuer, among other factors. If this evaluation indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss equal to the amount that the fair value is less than the amortized cost basis. Economic forecast data is utilized to calculate the present value of expected cash flows. The Corporation obtains its forecast data through a subscription to a widely recognized and relied upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable scenario, or a combination of scenarios, to be utilized in the model. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income.

The allowance for credit losses on available-for-sale debt securities is included within Investment securities available-for-sale on the consolidated balance sheet. Changes in the allowance for credit losses are recorded within Provision for credit losses on the consolidated statement of income. Losses are charged against the allowance when the Corporation believes the collectability of an available-for-sale security is in jeopardy or when either of the criteria regarding intent or requirement to sell is met.

Accrued interest receivable on available-for-sale debt securities totaled $1.2 million at December 31, 2024 and is included within accrued interest receivable and other assets on the consolidated balance sheet. This amount is excluded from the estimate of expected credit losses. Available-for-sale debt securities are typically classified as nonaccrual when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about the further collectability of principal or interest. When available-for-sale debt securities are placed on nonaccrual status, unpaid interest credited to income is reversed.

Equity securities are measured at fair value with changes in fair value recognized in net income.
Federal Home Loan Bank Stock, Federal Reserve Bank Stock and Certain Other Investments without Readily Determinable Fair Values

At December 31, 2024 and 2023, the Bank held $14.9 million in Federal Reserve Bank stock as required by the Federal Reserve Bank. The Bank is a member of the Federal Home Loan Bank ("FHLB"), and as such, is required to hold FHLB stock as a condition of membership as determined by the FHLB. The Bank is required to hold stock in the FHLB in relation to the level of outstanding borrowings. The Bank held $23.9 million and $25.5 million of FHLB stock at December 31, 2024 and 2023, respectively. Because ownership is restricted, the fair values of these investments are not readily determinable. As such, these investments are recorded at cost and periodically evaluated for impairment based on ultimate recovery of par value. The Corporation determined there was no impairment of its investments in these stocks at December 31, 2024 or 2023.

Loans Held for Sale

The Corporation may elect the fair value option for loans intended for sale in the secondary market. This election is made on a loan level basis at the time of origination. If the fair value option is not elected, loans held for sale were carried at the lower of aggregate cost or estimated fair value. As of December 31, 2024 and 2023, loans held for sale were accounted for under the fair value option. Cash payments and cash receipts resulting from acquisitions and sales of loans are classified as operating cash flows if those loans are acquired specifically for resale. Cash receipts resulting from sales of loans that were not specifically acquired for resale are classified as investing cash inflows regardless of a change in the purpose for holding those loans.

Loans and Leases

Loans that the Corporation has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost, which is the principal amount, net of deferred fees and costs, and the allowance for credit losses. Lease financings are stated at net investment amount, consisting of the present value of lease payments and unguaranteed residual value, plus initial direct costs.

A loan or lease is typically classified as nonaccrual when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about the further collectability of principal or interest, even though the loan or lease is currently performing. When a loan or lease is classified as nonaccrual, the accrual of interest on such a loan or lease is discontinued. A loan or lease may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan or lease is placed on nonaccrual status, unpaid interest credited to income is reversed and the amortization of the deferred fees and costs is suspended. Interest payments received on nonaccrual loans and leases are either applied against principal or reported as interest income, according to management's judgment as to the ultimate collectability of principal. Loans and leases are usually restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is no longer in doubt.

A loan is classified as a modified loan to a borrower experiencing financial difficulty when a contractual loan modification in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay or a term extension (or a combination thereof) has been granted to an existing borrower experiencing financial difficulties. The goal when modifying a credit is to provide relief to customers experiencing cash flow difficulties. Accruing modified loans to borrowers experiencing financial difficulty are primarily comprised of loans on which interest is being accrued under the modified terms, and the loans are current or less than 90 days past due.

Accrued interest receivable on loans and leases held for investment totaled $28.7 million at December 31, 2024 and was included within accrued interest receivable and other assets on the consolidated balance sheet. This amount is excluded from the estimate of expected credit losses.

Overdraft deposits are reclassified as loans and are included in the total loans and leases on the balance sheet.

Loans and Leases - Prior to ASU No. 2022-02 Adoption

A loan or lease is classified as a troubled debt restructuring when a concession has been granted to an existing borrower experiencing financial difficulties. The Corporation grants concessions to existing borrowers primarily related to extensions of interest-only payment periods and, occasionally, payment modifications. These modifications typically are for up to one year. The goal when restructuring a credit is to provide relief to customers experiencing cash flow difficulties. Accruing troubled debt restructured loans are primarily comprised of loans on which interest is being accrued under the restructured terms, and the loans are current or less than 90 days past due.
Loan and Lease Fees

Fees collected upon loan or lease originations and certain direct costs of originating loans and leases are deferred and recognized over the contractual lives of the related loans and leases as yield adjustments using the interest method. Upon prepayment or other disposition of the underlying loans and leases before their contractual maturities, any associated unearned fees or unamortized costs are recognized. Initial direct costs, comprised of commissions paid that would not have been incurred if the lease had not been obtained, are deferred and amortized over the life of the contract, and are classified within net interest income.

Allowance for Credit Losses on Loans and Leases

The allowance for credit losses ("ACL") on loans and leases is a valuation account that presents the amount that potentially may not be collected on a loan or lease. The ACL on loans and leases is measured on a collective (pooled) basis when similar risk characteristics exist. The ACL on loans and leases is adjusted through a provision for credit losses as a charge against, or credit to, earnings. Loans and leases deemed to be uncollectible are charged against the ACL on loans and leases, and any subsequent recoveries are credited to the ACL on loans and leases. Management evaluates the ACL on loans and leases on a quarterly basis and when changes in the reserve are necessary, an adjustment is made. The ACL on loans and leases is included within Allowance for credit losses, loans and leases on the consolidated balance sheet. Changes in the ACL on loans and leases are recorded within provision for credit losses on the consolidated statements of income.

Management utilizes a discounted cash flow ("DCF") model to calculate the present value of the expected cash flows for pools of loans and leases that share similar risk characteristics and compares the results of this calculation to the amortized cost basis of such loans and leases to determine its allowance for credit loss balance.

Management uses relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable economic forecasts in calculating its ACL. Historical credit loss experience provides one of the bases for the estimation of expected credit losses. Management determines whether there is a need to make qualitative adjustments to historical loss information by monitoring certain factors including differences in current loan-specific risk characteristics as well as for changes in external or environmental conditions, or other relevant factors.

The contractual term used in projecting the cash flows of a loan is based on the maturity date of a loan and is adjusted for prepayment or curtailment assumptions which may shorten that contractual time period. Options to extend are considered by management in determining the contractual term.

The key inputs to the DCF model are (1) probability of default, (2) loss given default, (3) prepayment and curtailment rates, (4) recovery delay, (5) reasonable and supportable economic forecasts, (6) forecast reversion period, (7) expected recoveries on charged off loans, and (8) discount rate.

Probability of Default ("PD")

In order to incorporate economic factors into forecasting within the DCF model, management uses the Loss Driver method to generate the PD rate inputs. The Loss Driver method analyzes how one or more economic factors change the default rate using a statistical regression analysis. Management selects economic factors for each loan pool that have strong correlations to historical default rates, and reviews the economic factors selected on an annual basis. For the period ended December 31, 2024, the factors management selected were unemployment rate, GDP, and the housing pricing index.

Loss Given Default ("LGD")

Management uses the Frye Jacobs parameter for determining the LGD input, which is an estimation technique that derives an LGD input from segment specific risk curves that correlates LGD with PD.

Prepayment and Curtailment rates

Prepayment Rates: Loan and lease level transaction data is used to calculate quarterly prepayment rates using available historical loan and lease level data. Those quarterly rates are annualized, and the average of the annualized rates is used in the DCF calculation for fixed payment or term loans. Rates are calculated for each pool.
Curtailment Rates: Loan level transaction data is used to calculate annual curtailment rates using available historical loan level data. The average of the historical rates is used in the DCF model for interest only payment or line of credit type loans. Rates are calculated for each pool.

Recovery Delay

The recovery delay input within the DCF calculation represents an estimate of the period of time between when a modeled default occurs and the ultimate resolution of that default, specifically the portion of that default that does not result in a loss. Management analyzes historical recovery activity on previous default activity to determine an appropriate recovery delay for each pool.

Reasonable and Supportable Forecasts

The forecast data used in the DCF model is obtained via a subscription to a widely recognized and relied upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable scenario, or a combination of scenarios, to be utilized in the model.

Forecast Reversion Period

Management uses forecasts to predict how economic factors will perform and uses a four-quarter forecast period as well as a four-quarter straight-line reversion period to historical averages (also commonly referred to as the mean reversion period).

Expected Recoveries on Charged-off Loans

Management performs an analysis to estimate recoveries that could be reasonably expected based on historical experience in order to account for expected recoveries on loans that have already been fully charged-off and are not included in the ACL calculation.

Discount Rate

The effective interest rate of the underlying loans and leases of the Corporation serves as the discount rate applied to the expected periodic cash flows. Management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments which can be reasonably estimated for each pool.

Individual Evaluation

Management evaluates individual instruments for expected credit losses when those instruments do not share similar risk characteristics with instruments evaluated using a collective (pooled) basis. Instruments will not be included in both collective and individual analyses. Individual analysis will establish a specific reserve for instruments in scope. All loans on nonaccrual status are individually evaluated for a specific reserve.

Management considers a financial asset as collateral-dependent when the debtor is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral, based on management's assessment as of the reporting date.

Modifications to Borrowers Experiencing Financial Difficulty

The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon asset origination or acquisition. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. The Corporation uses either a discounted cash flow model or the fair value of collateral method to determine the allowance for credit losses on modifications to borrowers experiencing financial difficulty, depending on the accrual status of the account after modification. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. Because the effect of most modifications made to borrowers experiencing financial difficulty are already included in the allowance for credit losses because of the measurement methodologies used to estimate the allowance, a change to the allowance for credit losses is generally not recorded upon modification but will get assessed and updated each quarter as necessary.
Premises and Equipment

Land is stated at cost, and premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed on the straight-line method and charged to operating expenses over the estimated useful lives of the assets or, for leasehold improvements, over the shorter of the expected life of the related lease or the remaining estimated useful life of the asset. The estimated useful life for new buildings constructed on land owned is forty years. For new buildings constructed on leased land or land improvements, the estimated useful life is the initial term. The useful life of purchased existing buildings is the estimated remaining useful life at the time of the purchase. Furniture, fixtures and equipment have estimated useful lives ranging from three to ten years. When assets are retired, or otherwise disposed of, the cost and related accumulated depreciation are removed from the accounts.

Goodwill and Other Intangible Assets

The Corporation accounts for its acquisitions using the purchase accounting method. Purchase accounting requires the total purchase price to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets that must be recognized. Typically, this allocation results in the purchase price exceeding the fair value of net assets acquired, which is recorded as goodwill. Core deposit intangibles are a measure of the value of checking, money market and savings deposits acquired in business combinations accounted for under the purchase method. Core deposit intangibles are amortized using the sum of the year's digits over their estimated useful lives of up to fifteen years. Customer-related intangibles are the value associated with the existing customer base acquired in business combinations accounted for under the purchase method. Customer-related intangibles are amortized over their estimated useful lives of five to twelve years. The Corporation performs an assessment of goodwill at least on an annual basis or more often if events and circumstances indicate that a goodwill impairment test should be performed. The Corporation also completes an impairment test for other intangible assets on an annual basis or more often if events and circumstances indicate a possible impairment. The Corporation has selected October 31st as the date to perform the annual impairment test.

Servicing rights are recognized as separate assets when loans are sold, and the servicing rights are retained. Capitalized servicing rights are reported in other intangible assets on the consolidated balance sheets and are amortized into noninterest income in proportion to, and over the period of, estimated net servicing income on a basis similar to the interest method and an accelerated amortization method for loan payoffs. Servicing rights are evaluated for impairment, on a quarterly basis, based upon the estimated fair value of the rights as compared to their amortized cost. The Corporation estimates the fair value of servicing rights using discounted cash flow models that calculate the present value of estimated future net servicing income. The model uses readily available prepayment speed assumptions for the portfolios serviced. The impairment test stratifies servicing assets based on predominant risk characteristics of the underlying financial assets such as the term and interest rate. In conjunction with the impairment test, the Corporation records a valuation allowance when the fair value of the stratified servicing asset is less than amortized cost. Subsequent changes in the valuation of the assets are recorded as either an increase or a reduction of the valuation allowance, however, if the fair value exceeds amortized cost, such excess will not be recognized.

Bank Owned Life Insurance

The Corporation has invested in bank-owned life insurance ("BOLI"). BOLI involves the purchasing of life insurance by the Corporation for certain employees. The Corporation is the owner and beneficiary of the policies, however certain policies include split-dollar endorsements. Under these endorsements, beneficiaries of the insured individuals are entitled to a portion of the proceeds from the policy upon death of the insured. The life insurance investment is carried at the net cash surrender value of the underlying policies. Changes in the net cash surrender value of these policies are reflected in noninterest income. Proceeds from and purchases of bank-owned life insurance are reflected on the consolidated statements of cash flows under investing activities. The Corporation recognizes a liability for the future death benefit for certain endorsement split-dollar life insurance arrangements that provide an employee with a death benefit in a postretirement period.

Other Real Estate Owned

Other real estate owned ("OREO") represents properties that the Corporation has acquired through foreclosure by either accepting a deed in lieu of foreclosure, or by taking possession of assets that collateralized a loan. The Corporation reports OREO at the lower of cost or fair value less cost to sell, adjusted periodically based on current appraisals, letters of intent, or agreements of sale. Capital improvement expenses associated with the construction or repair of the property are capitalized as part of the cost of the OREO asset. Write-downs and any gain or loss upon the sale of OREO is recorded in other noninterest income. OREO is reported in accrued interest receivable and other assets on the consolidated balance sheet.
Repossessed Assets

Repossessed assets represent non-real estate assets that the Corporation has acquired by taking possession of the asset that collateralized a loan or lease. The Corporation reports repossessed assets at the fair value less cost to sell, adjusted periodically based on a current appraisal provided by a third party based on their assumptions and quoted market prices for similar assets, when available. Write-downs and any gain or loss upon the sale of repossessed assets is recorded in other noninterest income. Repossessed assets are reported in accrued interest receivable and other assets on the consolidated balance sheet.

Retirement Plans and Other Postretirement Benefits

Substantially all employees who were hired before December 8, 2009 are covered by a non-contributory retirement plan. Effective December 31, 2009, the benefits previously accrued under the non-contributory retirement plan were frozen and the plan was amended and converted to a cash balance plan, with participants not losing any pension benefits already earned in the plan. Prior to the cash balance plan conversion, the plan provided benefits based on a formula of each participant's final average pay. Future benefits under the cash balance plan accrue by crediting participants annually with an amount equal to a percentage of earnings in that year based on years of credited service as defined in the plan. Employees hired on or after December 8, 2009 are not eligible to participate in the non-contributory retirement plan.

The Corporation also maintains a non-qualified benefit plan that provides supplemental executive retirement benefits to certain former executives, a portion of which is in excess of limits imposed on qualified plans by federal tax law. This non-qualified benefit plan is not offered to new participants and all current participants are now retired. The Corporation provides certain postretirement healthcare and life insurance benefits for retired employees. The Corporation's measurement date for plan assets and obligations is fiscal year-end. The Corporation recognizes on its consolidated balance sheet the funded status of its defined pension plans and changes in the funded status of the plan in the year in which the changes occur. An under-funded position would create a liability, and an over-funded position would create an asset, with a correlating deferred tax asset or liability. The net impact would be an adjustment to equity as accumulated other comprehensive income (loss). The Corporation recognizes as a component of other comprehensive income (loss), net of tax, the actuarial gains and losses and the prior service costs and credits that arise during the period.

The Corporation sponsors a 401(k) deferred salary savings plan, which is a qualified defined contribution plan, and which covers all employees of the Corporation and its subsidiaries and provides that the Corporation make matching contributions as defined by the plan.

The Corporation sponsors a Supplemental Non-Qualified Pension Plan, which was established in 1981 prior to the existence of 401(k) deferred salary savings, employee stock purchase and long-term incentive plans, and therefore is not offered to new participants. All current participants are now retired. This non-qualified plan is accounted for under guidance for deferred compensation arrangements.

Derivative Financial Instruments

The Corporation recognizes all derivative financial instruments on its consolidated balance sheet at fair value. Derivatives that are not hedges must be adjusted to fair value through income. If a derivative is a hedge, depending on the nature of the hedge, changes in the fair value of the derivative are either offset against the change in fair value of the hedged assets, liabilities, or firm commitments through earnings, or recognized in other comprehensive income until the underlying transaction is recognized in earnings. To determine fair value, the Corporation uses third-party pricing models that incorporate assumptions about market conditions and risks that are current at the reporting date.

The Corporation may use interest-rate swap agreements to modify interest rate characteristics from variable to fixed or fixed to variable in order to reduce the impact of interest rate changes on future net interest income. The Corporation accounts for its interest-rate swap contracts in cash flow hedging relationships by establishing and documenting the effectiveness of the instrument in offsetting the change in cash flows of assets or liabilities that are being hedged. To determine effectiveness, the Corporation performs an analysis to identify if changes in fair value of the derivative correlate to the equivalent changes in the forecasted interest receipts related to a specified hedged item. Recorded amounts related to interest-rate swaps are included in other assets or liabilities. The entire change in the fair values of the derivative instruments designated as hedges of future cash flows are recognized in accumulated other comprehensive income until the underlying forecasted transactions occur, at which time the deferred gains and losses are recognized in interest income. In a fair value hedge, the entire change in the fair values of the interest rate swap and hedged item included in the assessment of hedge effectiveness is recorded in interest income. The Corporation performs an assessment, both at the inception of the hedge and quarterly thereafter, to determine whether these derivatives are highly effective in offsetting changes in the value of the hedged items.
The Corporation has agreements with third-party financial institutions whereby the third-party financial institution enters into interest rate derivative contracts with loan customers referred to them by the Corporation. By the terms of the agreements, the third-party financial institution has recourse to the Corporation for any exposure created under each swap contract in the event the customer defaults on the swap agreement and the agreement is in a paying position to the third-party financial institution. The Corporation records the fair value of credit derivatives in other liabilities on the consolidated balance sheets. The Corporation recognizes changes in the fair value of credit derivatives, net of any fees received, in other noninterest income in the consolidated statements of income.

In connection with its mortgage banking activities, the Corporation enters into commitments to originate certain fixed-rate residential mortgage loans for customers, also referred to as interest rate locks. In addition, the Corporation enters into forward commitments for the future sale of mortgage loans to third-party investors to hedge the effect of changes in interest rates on the value of the interest rate locks. Forward loan sale commitments may also be in the form of commitments to sell individual mortgage loans at a fixed price at a future date. Both the interest rate locks and the forward loan sale commitments are accounted for as derivatives and carried at fair value. Gross derivative assets and liabilities are recorded within other assets and other liabilities on the consolidated balance sheets, with changes in fair value during the period recorded within the net gain on mortgage banking activities on the consolidated statements of income.

Off-balance Sheet Commitments and Reserve for Unfunded Commitments

Commitments are made to accommodate the financial needs of customers. The Corporation uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet financial instruments. The Corporation maintains a reserve for off-balance sheet credit exposures that are currently unfunded. Management calculates funding rates using historical loan level data at the portfolio level. The current quarter's funding rate is subtracted from the maximum historical funding rate which is then applied to each pool's total non-cancellable available line of credit. The applicable ACL pool level loss rates for the current quarter are then applied to calculate the reserve for unfunded commitments liability each period.

The reserve for off-balance sheet credit exposures is included within accrued expenses and other liabilities on the consolidated balance sheet. Changes in the reserve for off-balance sheet credit exposures are recorded within the provision for credit losses on the consolidated statements of income.

Lease Liabilities and Right-of-Use Assets

The Corporation and its subsidiaries are obligated under non-cancelable operating leases for premises for certain financial centers and other office locations. The Corporation determines if an arrangement is a lease at inception by assessing whether a contract contains a right to control an identified asset for a period of time in exchange for consideration. Operating leases are included in operating lease right-of-use assets and operating lease liabilities on the consolidated balance sheets. For purposes of calculating operating lease liabilities, lease terms include options to extend or terminate the lease when it is reasonably certain that the Corporation will exercise that option and begins when the Corporation has control and possession of the leased property, which may be before rental payments are due under the lease. Right-of use assets and operating lease liabilities are recognized based on the present value of lease payments, discounted using the Corporation's incremental borrowing rate, over the lease term at the possession date. The Corporation determines its incremental borrowing rate using publicly available information available for debt issuers with similar credit ratings as the Bank, as the substantial majority of the Corporation's leases are related to properties of the Bank. The Corporation separately accounts for lease and non-lease components such as property taxes, insurance, and maintenance costs. Operating lease expense for the Corporation's leases, which generally have escalating rental payments over the term of the lease, is recognized on a straight-line basis over the lease term. Most leases include one or more options to renew, with renewal terms generally containing one or more five-year renewal options. At December 31, 2024, the Corporation's leases have remaining terms of 17 months to 20 years.

Income Taxes

There are two components of income tax expense: current and deferred. Current income taxes approximates cash to be paid or refunded for taxes for the applicable period. Deferred income taxes are provided for temporary differences between amounts reported for financial statement and tax purposes. Deferred income taxes are computed using the asset and liability method, such that deferred tax assets and liabilities are recognized for the expected future tax consequences of temporary differences between financial reporting amounts and the tax basis of existing assets and liabilities based on currently enacted tax laws and tax rates in effect for the periods in which the differences are expected to reverse. Deferred tax assets are subject to management's judgment based upon available evidence that future taxes are "more likely than not" to be realized. If management determines that the Corporation is not more likely than not to realize some or all of the net deferred tax asset in the
future, a charge to income tax expense may be required to reduce the value of the net deferred tax asset to the expected realizable value. Valuation allowances are established when necessary to reduce deferred tax assets to the amount expected to be realized. Penalties are recorded in noninterest expense in the year they are assessed and paid and are treated as a nondeductible expense for tax purposes. Interest is recorded in noninterest expense in the year it is assessed and paid and is treated as a deductible expense for tax purposes.

Stock-Based Compensation

The fair value of share-based awards is recognized as compensation expense over the vesting period, on a straight-line basis, based on the grant-date fair value of the awards.

The fair value of restricted stock is equivalent to the fair value of the Corporation's common stock on the date of grant. The Corporation grants performance-based and service-based restricted stock. The performance-based restricted stock vests based upon the Corporation's performance with respect to certain financial measures over a three-year period and based on continued employment over a period of time. The service-based restricted stock vests based on continued employment over a period of time. The fair value of restricted stock is recognized as compensation expense over the vesting period and for performance-based restricted stock is adjusted for a probability factor of achieving the performance goals.

Revenue Recognition

The Corporation's revenue is the sum of net interest income and noninterest income. Revenues are recognized when obligations under the terms of contracts with customers are satisfied, including the transfer of control of the promised goods or services to customers, in an amount that reflects the consideration the Corporation expects to be entitled to in exchange for those goods or services. The Corporation provides services to customers which have related performance obligations that are completed to recognize revenue. The Corporation's revenues are generally recognized either immediately upon the completion of the services or over time as the services are performed. Any services performed over time generally require services to be rendered each period and therefore progress in completing these services is measured based upon the passage of time.

Accounting Pronouncements Adopted in 2024

In March 2023, the FASB issued ASU No. 2023-02, "Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method (a consensus of the Emerging Issues Task Force)". This ASU allows entities to elect the proportional amortization method, on a tax-credit-program-by-tax-credit-program basis, for all equity investments in tax credit programs meeting the eligibility criteria in Accounting Standards Codification (ASC) 323-740-25-1. While the ASU does not significantly alter the existing eligibility criteria, it does provide clarifications to address existing interpretive issues. It also prescribes specific information reporting entities must disclose about tax credit investments each period. This ASU became effective on January 1, 2024 for the Corporation. The adoption of this ASU did not have a material impact on the Corporation's financial statements.

In November 2023, the FASB issued ASU No. 2023-07, "Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures". This ASU improves reportable segment disclosure requirements through enhanced disclosures about significant segment expenses that are regularly provided to the chief operating decision maker and included within each reported measure of segment profit or loss. This ASU became effective on December 15, 2024 for the Corporation. The adoption of this ASU resulted in updated disclosures within our financial statements but otherwise did not have a material impact on the Corporation's financial statements.

Recent Accounting Pronouncements Yet to Be Adopted

In October 2023, the FASB issued ASU No. 2023-06, "Disclosure Improvements: Codification Amendments in Response to the SEC's Disclosure Update and Simplification Initiative". This ASU amends the disclosure or presentation requirements related to various subtopics in the FASB Accounting Standards Codification. The amendments in this ASU are expected to clarify or improve disclosure and presentation requirements of a variety of Codification Topics, allow users to more easily compare entities subject to the SEC's existing disclosures with those entities that were not previously subject to the requirements, and align the requirements in the Codification with the SEC's regulations. For entities subject to the SEC's existing disclosure requirements and for entities required to file or furnish financial statements with or to the SEC in preparation for the sale of or for purposes of issuing securities that are not subject to contractual restrictions on transfer, the effective date for each amendment will be the date on which the SEC removes that related disclosure from its rules. For all other entities, the amendments will be effective two years later. However, if by June 30, 2027, the SEC has not removed the related disclosure from its regulations, the amendments will be removed from the Codification and not become effective for any entity.
In December 2023, the FASB issued ASU No. 2023-09, "Income Taxes (Topic 740): Improvements to Income Tax Disclosures". This ASU enhances annual income tax disclosures to address investor requests for more transparency about income tax information through improvements to income tax disclosures, primarily related to the rate reconciliation and income taxes paid information. This ASU also includes certain other amendments to improve the effectiveness of income tax disclosures. For public business entities, the amendments in this ASU are effective for annual periods beginning after December 15, 2024. For all other business entities, the amendments will be effective for annual periods beginning after December 15, 2025. Early adoption is permitted. The Corporation does not expect the adoption of this ASU will have a material impact on the Corporation's financial statements.

In November 2024, the FASB issued ASU No. 2024-03, "Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses". This ASU requires new financial statement disclosures in tabular format, disaggregating information about prescribed categories underlying any relevant income statement expense caption. This ASU is effective for public business entities for annual reporting periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027. Early adoption is permitted. This ASU applies on a prospective basis for periods beginning after the effective date. However, retrospective application to any or all prior periods presented is permitted. The Corporation does not expect the adoption of this ASU will have a material impact on the Corporation's financial statements.
In November 2024, the FASB issued ASU No. 2024-04, "Debt—Debt with Conversion and Other Options (Subtopic 470-20): Induced Conversions of Convertible Debt Instruments". This ASU clarifies the requirements for determining whether certain settlements of convertible debt instruments should be accounted for as an induced conversion. This ASU is effective for all entities for annual and interim periods in fiscal years beginning after December 15, 2025. Early adoption is permitted for all entities that have adopted the amendments in ASU 2020-06. The Corporation does not expect the adoption of this ASU will have a material impact on the Corporation's financial statements.
v3.25.0.1
Earnings per Share
12 Months Ended
Dec. 31, 2024
Earnings Per Share [Abstract]  
Earnings per Share Earnings per Share
The following table sets forth the computation of basic and diluted earnings per share:
 For the Years Ended December 31,
(Dollars and shares in thousands, except per share data)202420232022
Numerator for basic and diluted earnings per share—net income available to common shareholders
$75,931 $71,104 $78,120 
Denominator for basic earnings per share—weighted-average shares outstanding
29,215 29,433 29,393 
Effect of dilutive securities—stock options and restricted stock units186 100 158 
Denominator for diluted earnings per share—adjusted weighted-average shares outstanding
29,401 29,533 29,551 
Basic earnings per share$2.60 $2.42 $2.66 
Diluted earnings per share$2.58 $2.41 $2.64 
Average anti-dilutive options and restricted stock units excluded from computation of diluted earnings per share195 293 245 
v3.25.0.1
Restrictions on Cash and Due from Banks and Interest-earning Deposit Accounts
12 Months Ended
Dec. 31, 2024
Text Block [Abstract]  
Restrictions on Cash and Due from Banks and Interest-earning Deposit Accounts Restrictions on Cash and Due from Banks and Interest-earning Deposit Accounts
The average balances of cash on deposit at the Federal Reserve Bank of Philadelphia were $207.8 million and $115.3 million for the years ended December 31, 2024 and 2023, respectively. There were no reserve requirements at December 31, 2024 or 2023.
The Corporation maintains interest-earning deposit accounts at other financial institutions that may represent collateral requirements for credit derivatives and interest rate swap agreements. At December 31, 2023, the Corporation pledged $5.8 million of cash to secure a $250 million cash flow hedge. The Corporation terminated the cash flow hedge in the third quarter of 2024. At December 31, 2024 and 2023, the Corporation had $1.0 million and $2.5 million of cash pledged for credit derivatives, respectively. See Note 18, "Derivative Instruments and Hedging Activities" for additional information.
v3.25.0.1
Investment Securities
12 Months Ended
Dec. 31, 2024
Investments, Debt and Equity Securities [Abstract]  
Investment Securities Investment Securities
The following tables show the amortized cost, the estimated fair value and the allowance for credit losses of the held-to-maturity securities and available-for-sale securities at December 31, 2024 and 2023, by contractual maturity within each type:
 At December 31, 2024
(Dollars in thousands)Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Allowance for Credit LossesFair Value
Securities Held-to-Maturity
Residential mortgage-backed securities:
After 1 year to 5 years$1,114 $ $(24)$ $1,090 
After 5 years to 10 years10,208  (450) 9,758 
Over 10 years122,789  (18,630) 104,159 
134,111  (19,104) 115,007 
Total$134,111 $ $(19,104)$ $115,007 
Securities Available-for-Sale
State and political subdivisions:
Within 1 year$1,300 $ $(5)$ $1,295 
1,300  (5) 1,295 
Residential mortgage-backed securities:
Within 1 year20    20 
After 1 year to 5 years298  (6) 292 
After 5 years to 10 years11,260  (791) 10,469 
Over 10 years311,126 119 (38,645) 272,600 
322,704 119 (39,442) 283,381 
Collateralized mortgage obligations:
After 1 year to 5 years155  (4) 151 
Over 10 years1,663  (129) 1,534 
1,818  (133) 1,685 
Corporate bonds:
Within 1 year5,905 5 (58)(6)5,846 
After 1 year to 5 years10,924 16 (303)(31)10,606 
After 5 years to 10 years60,000  (4,650)(802)54,548 
76,829 21 (5,011)(839)71,000 
Total$402,651 $140 $(44,591)$(839)$357,361 
 At December 31, 2023
(Dollars in thousands)Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Allowance for Credit LossesFair Value
Securities Held-to-Maturity
Residential mortgage-backed securities:
After 1 year to 5 years$1,871 $— $(62)$— $1,809 
After 5 years to 10 years12,047 — (462) 11,585 
Over 10 years131,859 — (16,976) 114,883 
145,777 — (17,500) 128,277 
Total$145,777 $— $(17,500)$ $128,277 
Securities Available-for-Sale
State and political subdivisions:
Within 1 year$1,030 $— $(1)$ $1,029 
After 1 year to 5 years1,298 — (26) 1,272 
2,328 — (27) 2,301 
Residential mortgage-backed securities:
After 1 year to 5 years567 — (20) 547 
After 5 years to 10 years13,653 — (964) 12,689 
Over 10 years285,628 131 (34,443) 251,316 
299,848 131 (35,427) 264,552 
Collateralized mortgage obligations:
After 5 years to 10 years241 — (11) 230 
Over 10 years1,960 — (189) 1,771 
2,201 — (200) 2,001 
Corporate bonds:
Within 1 year18,011 (176)(27)17,809 
After 1 year to 5 years13,339 23 (671)(43)12,648 
After 5 years to 10 years60,000 — (7,097)(661)52,242 
91,350 24 (7,944)(731)82,699 
Total$395,727 $155 $(43,598)$(731)$351,553 

Gross unrealized gains and losses on available-for-sale securities are recognized in accumulated other comprehensive income (loss) and changes in the allowance for credit loss are recorded in provision for credit loss expense. Expected maturities may differ from contractual maturities because debt issuers may have the right to call or prepay obligations without call or prepayment penalties and mortgage-backed securities typically prepay at a rate faster than contractually due.

Securities with a carrying value of $424.8 million and $464.0 million at December 31, 2024 and 2023, respectively, were pledged to secure public funds deposits and contingency funding. There were no pledged securities to secure credit derivatives and interest rate swaps at December 31, 2024 or 2023.

The following table presents information related to sales of securities available-for-sale during the years ended December 31, 2024, 2023 and 2022:
 For the Years Ended December 31,
(Dollars in thousands)202420232022
Securities available-for-sale:
Proceeds from sales$505 $— $1,530 
Gross realized gains on sales18 — 30 
Tax expense related to net realized gains on sales4 — 

At December 31, 2024 and 2023, there were no reportable investments in any single issuer representing more than 10% of shareholders' equity.
The following table shows the fair value of securities that were in an unrealized loss position for which an allowance for credit losses has not been recorded at December 31, 2024 and 2023, by the length of time those securities were in a continuous loss position.
 Less than
Twelve Months
Twelve Months
or Longer
Total
(Dollars in thousands)Fair ValueUnrealized
Losses
Fair ValueUnrealized
Losses
Fair ValueUnrealized
Losses
At December 31, 2024
Securities Held-to-Maturity
Residential mortgage-backed securities$2,566 $(50)$112,441 $(19,054)$115,007 $(19,104)
Total$2,566 $(50)$112,441 $(19,054)$115,007 $(19,104)
Securities Available-for-Sale
Residential mortgage-backed securities$65,044 $(905)$205,071 $(38,537)$270,115 $(39,442)
Collateralized mortgage obligations  1,685 (133)1,685 (133)
Total$65,044 $(905)$206,756 $(38,670)$271,800 $(39,575)
At December 31, 2023
Securities Held-to-Maturity
Residential mortgage-backed securities$6,005 $(94)$122,272 $(17,406)$128,277 $(17,500)
Total$6,005 $(94)$122,272 $(17,406)$128,277 $(17,500)
Securities Available-for-Sale
State and political subdivisions$1,029 $(1)$— $— $1,029 $(1)
Residential mortgage-backed securities16,992 (65)238,053 (35,362)255,045 (35,427)
Collateralized mortgage obligations— — 2,001 (200)2,001 (200)
Corporate bonds780 (1)— — 780 (1)
Total$18,801 $(67)$240,054 $(35,562)$258,855 $(35,629)

At December 31, 2024, the fair value of held-to-maturity securities in an unrealized loss position for which an allowance for credit losses has not been recorded was $115.0 million, including unrealized losses of $19.1 million. These holdings were comprised of 90 federal agency mortgage-backed securities, which are U.S. government entities and agencies and are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. The Corporation did not recognize any credit losses on held-to-maturity debt securities for the years ended December 31, 2024 or 2023.

At December 31, 2024, the fair value of available-for-sale securities in an unrealized loss position for which an allowance for credit losses has not been recorded was $271.8 million, including unrealized losses of $39.6 million. These holdings were comprised of: (1) 114 federal agency mortgage-backed securities, which are U.S. government entities and agencies and are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses, (2) two collateralized mortgage obligation bonds, and (3) one investment grade corporate bond. The Corporation does not intend to sell the securities in an unrealized loss position and is unlikely to be required to sell these securities before a recovery of fair value, which may be maturity. The Corporation concluded that the negative fair value of these securities was not indicative of a credit loss. Accrued interest receivable on available-for-sale debt securities totaled $1.2 million at December 31, 2024 and is included within Accrued interest receivable and other assets on the consolidated balance sheet. This amount is excluded from the estimate of expected credit losses.
The table below presents a rollforward by major security type for the years ended December 31, 2024 and 2023 of the allowance for credit losses on securities available-for-sale.

(Dollars in thousands)Corporate Bonds
For the Year Ended December 31, 2024
Securities Available-for-Sale
Beginning balance$(731)
Additions for securities for which no previous expected credit losses were recognized(3)
Change in securities for which a previous expected credit loss was recognized(105)
Ending balance$(839)
For the Year Ended December 31, 2023
Securities Available-for-Sale
Beginning balance$(1,140)
Additions for securities for which no previous expected credit losses were recognized(3)
Change in securities for which a previous expected credit loss was recognized412 
Ending balance$(731)

At December 31, 2024, the fair value of available-for-sale securities in an unrealized loss position for which an allowance for credit losses has been recorded was $68.3 million, including unrealized losses of $5.9 million, and allowance for credit losses of $839 thousand. These holdings were comprised of 32 investment grade corporate bonds and one municipal bond, all of which fluctuate in value based on changes in market conditions. For these securities, fluctuations were primarily due to changes in the interest rate environment. The Corporation does not intend to sell these securities, and it is not likely that it will be required to sell the securities before their anticipated recovery. The underlying issuers continue to make timely principal and interest payments on the securities.

The following is a summary of unrealized and realized gains and losses of equity securities recognized in other noninterest income in the consolidated statements of income during the years ended December 31, 2024 and 2023.

For the Years Ended December 31,
(Dollars in thousands)20242023
Equity Securities:
Net gains (losses) recognized during the period$68 $(17)
Less: Net gains recognized during the period on equity securities sold during the period68 — 
Unrealized losses recognized during the reporting period on equity securities still held at the reporting date$ $(17)
v3.25.0.1
Loans and Leases
12 Months Ended
Dec. 31, 2024
Receivables [Abstract]  
Loans and Leases Loans and Leases
Summary of Major Loan and Lease Categories
At December 31,
(Dollars in thousands)20242023
Commercial, financial and agricultural$1,037,835 $989,723 
Real estate-commercial3,530,451 3,302,798 
Real estate-construction274,483 394,462 
Real estate-residential secured for business purpose536,095 517,002 
Real estate-residential secured for personal purpose994,972 909,015 
Real estate-home equity secured for personal purpose186,836 179,282 
Loans to individuals21,250 27,749 
Lease financings244,661 247,183 
Total loans and leases held for investment, net of deferred income6,826,583 6,567,214 
Less: Allowance for credit losses, loans and leases(87,091)(85,387)
Net loans and leases held for investment$6,739,492 $6,481,827 
Imputed interest on lease financings, included in the above table$(31,927)$(30,485)
Net deferred costs, included in the above table6,992 7,949 
Overdraft deposits included in the above table104 280 

Age Analysis of Past Due Loans and Leases

The following presents, by class of loans and leases held for investment, an aging of past due loans and leases, loans and leases which are current and nonaccrual loans and leases at December 31, 2024 and 2023:

Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due
60-89
Days
Past Due
90 Days
or more
Past Due
Total
Past Due
CurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At December 31, 2024
Commercial, financial and agricultural$1,750 $723 $ $2,473 $1,031,567 $1,034,040 $3,795 $1,037,835 
Real estate—commercial real estate and construction:
Commercial real estate415 2,919  3,334 3,524,438 3,527,772 2,679 3,530,451 
Construction3,659   3,659 270,824 274,483  274,483 
Real estate—residential and home equity:
Residential secured for business purpose1,077   1,077 534,432 535,509 586 536,095 
Residential secured for personal purpose3,040   3,040 988,127 991,167 3,805 994,972 
Home equity secured for personal purpose1,063 309  1,372 184,273 185,645 1,191 186,836 
Loans to individuals187 59 24 270 20,980 21,250  21,250 
Lease financings1,026 502 297 1,825 242,225 244,050 611 244,661 
Total$12,217 $4,512 $321 $17,050 $6,796,866 $6,813,916 $12,667 $6,826,583 
Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due
60-89
Days
Past Due
90 Days
or more
Past Due
Total
Past Due
CurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At December 31, 2023
Commercial, financial and agricultural$1,355 $348 $285 $1,988 $985,469 $987,457 $2,266 $989,723 
Real estate—commercial real estate and construction:
Commercial real estate1,763 1,072 — 2,835 3,294,254 3,297,089 5,709 3,302,798 
Construction10,022 45 — 10,067 378,328 388,395 6,067 394,462 
Real estate—residential and home equity:
Residential secured for business purpose930 643 — 1,573 514,339 515,912 1,090 517,002 
Residential secured for personal purpose6,464 76 — 6,540 898,262 904,802 4,213 909,015 
Home equity secured for personal purpose721 144 — 865 177,301 178,166 1,116 179,282 
Loans to individuals191 84 37 312 27,437 27,749 — 27,749 
Lease financings987 374 212 1,573 245,552 247,125 58 247,183 
Total$22,433 $2,786 $534 $25,753 $6,520,942 $6,546,695 $20,519 $6,567,214 

Nonperforming Loans and Leases

The following presents, by class of loans and leases, nonperforming loans and leases at December 31, 2024 and 2023.
At December 31,
 20242023
(Dollars in thousands)Nonaccrual
Loans and
Leases
Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest
Total Nonperforming
Loans and
Leases
Nonaccrual
Loans and
Leases
Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest
Total Nonperforming
Loans and
Leases
Loans held for sale$ $ $ $$— $
Loans and leases held for investment:
Commercial, financial and agricultural$3,795 $ $3,795 $2,266 $285 $2,551 
Real estate—commercial real estate and construction:
Commercial real estate2,679  2,679 5,709 — 5,709 
Construction   6,067 — 6,067 
Real estate—residential and home equity:
Residential secured for business purpose586  586 1,090 — 1,090 
Residential secured for personal purpose3,805  3,805 4,213 — 4,213 
Home equity secured for personal purpose1,191  1,191 1,116 — 1,116 
Loans to individuals 24 24 — 37 37 
Lease financings611 297 908 58 212 270 
Total$12,667 $321 $12,988 $20,527 $534 $21,061 
The following table presents the amortized cost basis of loans and leases held for investment on nonaccrual status and loans and leases held for investment 90 days or more past due and still accruing as of December 31, 2024 and 2023.
(Dollars in thousands)Nonaccrual With No Allowance for Credit LossesNonaccrual With Allowance for Credit LossesTotal NonaccrualLoans and Leases 90 Days or more Past Due and Accruing Interest
At December 31, 2024
Commercial, financial and agricultural$187 $3,608 $3,795 $ 
Real estate-commercial1,834 845 2,679  
Real estate-residential secured for business purpose586  586  
Real estate-residential secured for personal purpose3,805  3,805  
Real estate-home equity secured for personal purpose1,191  1,191  
Loans to individuals   24 
Lease financings 611 611 297 
Total$7,603 $5,064 $12,667 $321 
At December 31, 2023
Commercial, financial and agricultural$332 $1,934 $2,266 $285 
Real estate-commercial5,687 22 5,709 — 
Real estate-construction2,931 3,136 6,067 — 
Real estate-residential secured for business purpose1,090 — 1,090 — 
Real estate-residential secured for personal purpose4,213 — 4,213 — 
Real estate-home equity secured for personal purpose1,116 — 1,116 — 
Loans to individuals— — — 37 
Lease financings— 58 58 212 
Total$15,369 $5,150 $20,519 $534 

For the years ended December 31, 2024 and 2023, $102 thousand and $84 thousand of interest income was recognized on nonaccrual loans and leases, respectively.

The following table presents, by class of loans and leases, the amortized cost basis of collateral-dependent nonaccrual loans and leases and type of collateral as of December 31, 2024 and 2023.
(Dollars in thousands)Real Estate
Other (1)
None (2)
Total
At December 31, 2024
Commercial, financial and agricultural$1,521 $1,843 $431 $3,795 
Real estate-commercial2,661  18 2,679 
Real estate-construction    
Real estate-residential secured for business purpose586   586 
Real estate-residential secured for personal purpose3,805   3,805 
Real estate-home equity secured for personal purpose1,191   1,191 
Lease financings 611  611 
Total$9,764 $2,454 $449 $12,667 
(Dollars in thousands)Real Estate
Other (1)
NoneTotal
At December 31, 2023
Commercial, financial and agricultural$2,236 $30 $— $2,266 
Real estate-commercial5,709 — — 5,709 
Real estate-construction6,067 — — 6,067 
Real estate-residential secured for business purpose1,090 — — 1,090 
Real estate-residential secured for personal purpose4,213 — — 4,213 
Real estate-home equity secured for personal purpose1,116 — — 1,116 
Lease financings— 58 — 58 
Total$20,431 $88 $— $20,519 
(1) Collateral consists of business assets, including accounts receivable, personal property and equipment.
(2) Loans fully guaranteed or fully reserved given lack of collateral.
Credit Quality Indicators

The Corporation categorizes risk based on relevant information about the ability of the borrower to service their debt. Loans with a relationship balance of less than $1 million are reviewed when necessary, based on their performance, primarily when such loans are delinquent. Commercial, financial and agricultural loans, real estate-commercial loans, real estate-construction loans and real estate-residential secured for a business purpose loans with relationships greater than $1 million are reviewed at least annually. Loan relationships with a higher risk profile or classified as special mention or substandard are reviewed at least quarterly. The Corporation reviews credit quality key risk indicators on at least an annual basis and last completed this review in conjunction with the period ended December 31, 2024. The following is a description of the internal risk ratings, and the likelihood of loss related to the credit quality of commercial, financial and agricultural loans, real estate-commercial loans, real estate-construction loans and real estate-residential secured for a business purpose loans.

1.Pass—Loans considered satisfactory with no indications of deterioration
2.Special Mention—Potential weakness that deserves management's close attention
3.Substandard—Well-defined weakness or weaknesses that jeopardize the liquidation of the debt
4.Doubtful—Collection or liquidation in-full, on the basis of current existing facts, conditions and values, highly questionable and improbable
Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for commercial, financial and agricultural loans, real estate-commercial loans, real estate-construction loans and real estate-residential secured for a business purpose loans by credit quality indicator at December 31, 2024 and 2023.
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20242023202220212020PriorRevolving Loans Amortized Cost BasisRevolving Loans Converted to TermTotal
At December 31, 2024
Commercial, financial and agricultural
Risk Rating
1. Pass$232,925 $73,453 $68,205 $95,135 $16,403 $44,329 $411,413 $871 $942,734 
2. Special Mention3,622 6,489 24,423 166 5  27,106  61,811 
3. Substandard 500 1,975 6,623  6,401 17,791  33,290 
Total$236,547 $80,442 $94,603 $101,924 $16,408 $50,730 $456,310 $871 $1,037,835 
Current period gross charge-offs$69 $ $ $72 $9 $31 $2,745 $ $2,926 
Real estate-commercial
Risk Rating
1. Pass$506,644 $441,802 $882,071 $581,693 $538,539 $471,734 $81,145 $ $3,503,628 
2. Special Mention1,763  716  3,028 12,213   17,720 
3. Substandard  2,662 827 1,402 1,317 2,895  9,103 
Total$508,407 $441,802 $885,449 $582,520 $542,969 $485,264 $84,040 $ $3,530,451 
Current period gross charge-offs$ $ $ $ $ $35 $ $ $35 
Real estate-construction
Risk Rating
1. Pass$109,627 $71,770 $58,072 $4,226 $1,700 $1,899 $19,636 $ $266,930 
2. Special Mention         
3. Substandard248  4,095  2,403  807  7,553 
Total$109,875 $71,770 $62,167 $4,226 $4,103 $1,899 $20,443 $ $274,483 
Current period gross charge-offs$ $ $ $ $ $ $500 $ $500 
Real estate-residential secured for business purpose
Risk Rating
1. Pass$93,976 $95,743 $137,406 $104,156 $48,495 $21,937 $31,922 $ $533,635 
2. Special Mention547 239  683 405    1,874 
3. Substandard    548 38   586 
Total$94,523 $95,982 $137,406 $104,839 $49,448 $21,975 $31,922 $ $536,095 
Totals By Risk Rating
1. Pass$943,172 $682,768 $1,145,754 $785,210 $605,137 $539,899 $544,116 $871 $5,246,927 
2. Special Mention5,932 6,728 25,139 849 3,438 12,213 27,106  81,405 
3. Substandard248 500 8,732 7,450 4,353 7,756 21,493  50,532 
Total$949,352 $689,996 $1,179,625 $793,509 $612,928 $559,868 $592,715 $871 $5,378,864 
Total current period gross charge-offs$69 $ $ $72 $9 $66 $3,245 $ $3,461 
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20232022202120202019PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2023
Commercial, financial and agricultural
Risk Rating
1. Pass$130,755 $121,402 $135,550 $26,745 $19,029 $40,973 $455,076 $930,183 
2. Special Mention— 13,454 — — 6,029 — 15,251 34,734 
3. Substandard— 2,195 8,206 — 216 — 14,189 24,806 
Total$130,755 $137,051 $143,756 $26,745 $25,274 $40,973 $484,516 $989,723 
Real estate-commercial
Risk Rating
1. Pass$480,527 $841,529 $642,133 $604,700 $329,443 $296,802 $74,947 $3,270,081 
2. Special Mention1,238 227 3,132 5,821 — 10,416 — 20,834 
3. Substandard1,324 2,732 2,768 — 226 1,911 2,922 11,883 
Total$483,089 $844,488 $648,033 $610,521 $329,669 $309,129 $77,869 $3,302,798 
Real estate-construction
Risk Rating
1. Pass$112,127 $218,637 $4,139 $2,600 $241 $2,211 $14,440 $354,395 
2. Special Mention— 7,655 — — 4,045 5,265 10,908 27,873 
3. Substandard2,400 1,574 2,932 — — — 5,288 12,194 
Total$114,527 $227,866 $7,071 $2,600 $4,286 $7,476 $30,636 $394,462 
Real estate-residential secured for business purpose
Risk Rating
1. Pass$104,904 $151,680 $120,035 $60,360 $38,006 $11,631 $29,295 $515,911 
2. Special Mention— — — — — — — — 
3. Substandard— 162 — 620 — 309 — 1,091 
Total$104,904 $151,842 $120,035 $60,980 $38,006 $11,940 $29,295 $517,002 
Totals By Risk Rating
1. Pass$828,313 $1,333,248 $901,857 $694,405 $386,719 $351,617 $573,758 $5,070,570 
2. Special Mention1,238 21,336 3,132 5,821 10,074 15,681 26,159 83,441 
3. Substandard3,724 6,663 13,906 620 442 2,220 22,399 49,974 
Total$833,275 $1,361,247 $918,895 $700,846 $397,235 $369,518 $622,316 $5,203,985 

The Corporation had no loans with a risk rating of Doubtful included within recorded investment in loans and leases held for investment at December 31, 2024 or 2023.

The Corporation monitors the credit risk profile by payment activity for the following classifications of loans and leases: real estate-residential secured for personal purpose loans, real estate-home equity secured for personal purpose loans, loans to individuals and lease financings. The Corporation reviews credit quality indicators on at least an annual basis and last completed this review in conjunction with the period ended December 31, 2024. Loans and leases past due 90 days or more and loans and leases on nonaccrual status are considered nonperforming. Nonperforming loans and leases are reviewed monthly. Performing loans and leases are reviewed only if the loan becomes 60 days or more past due.

Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for real estate-residential secured for personal purpose loans, real estate-home equity secured for personal purpose loans, loans to individuals and lease financings by credit quality indicator at December 31, 2024 and 2023.
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20242023202220212020PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2024
Real estate-residential secured for personal purpose
Payment Performance
1. Performing$25,908 $203,136 $356,506 $195,727 $121,743 $88,147 $ $991,167 
2. Nonperforming  142 37 2,836 790  3,805 
Total$25,908 $203,136 $356,648 $195,764 $124,579 $88,937 $ $994,972 
Real estate-home equity secured for personal purpose
Payment Performance
1. Performing$354 $352 $2,260 $402 $326 $1,201 $180,750 $185,645 
2. Nonperforming  21    1,170 1,191 
Total$354 $352 $2,281 $402 $326 $1,201 $181,920 $186,836 
Loans to individuals
Payment Performance
1. Performing$2,008 $963 $459 $300 $19 $610 $16,867 $21,226 
2. Nonperforming     24  24 
Total$2,008 $963 $459 $300 $19 $634 $16,867 $21,250 
Current period gross charge-offs$220 $135 $33 $3 $ $88 $442 $921 
Lease financings
Payment Performance
1. Performing$83,360 $82,634 $46,986 $23,088 $5,989 $1,696 $ $243,753 
2. Nonperforming197 168 473 32 25 13  908 
Total$83,557 $82,802 $47,459 $23,120 $6,014 $1,709 $ $244,661 
Current period gross charge-offs$ $238 $165 $218 $14 $16 $ $651 
Totals by Payment Performance
1. Performing$111,630 $287,085 $406,211 $219,517 $128,077 $91,654 $197,617 $1,441,791 
2. Nonperforming197 168 636 69 2,861 827 1,170 5,928 
Total$111,827 $287,253 $406,847 $219,586 $130,938 $92,481 $198,787 $1,447,719 
Total current period gross charge-offs$220 $373 $198 $221 $14 $104 $442 $1,572 
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20232022202120202019PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2023
Real estate-residential secured for personal purpose
Payment Performance
1. Performing$139,765 $328,383 $206,285 $128,157 $22,798 $79,296 $118 $904,802 
2. Nonperforming— 153 43 2,749 — 1,268 — 4,213 
Total$139,765 $328,536 $206,328 $130,906 $22,798 $80,564 $118 $909,015 
Real estate-home equity secured for personal purpose
Payment Performance
1. Performing$511 $2,567 $510 $409 $165 $1,463 $172,541 $178,166 
2. Nonperforming— — — — — — 1,116 1,116 
Total$511 $2,567 $510 $409 $165 $1,463 $173,657 $179,282 
Loans to individuals
Payment Performance
1. Performing$1,831 $894 $530 $107 $48 $1,004 $23,298 $27,712 
2. Nonperforming— — — — — 37 — 37 
Total$1,831 $894 $530 $107 $48 $1,041 $23,298 $27,749 
Lease financings
Payment Performance
1. Performing$110,832 $70,070 $41,392 $17,874 $5,681 $1,064 $— $246,913 
2. Nonperforming11 104 88 19 36 12 — 270 
Total$110,843 $70,174 $41,480 $17,893 $5,717 $1,076 $— $247,183 
Totals by Payment Performance
1. Performing$252,939 $401,914 $248,717 $146,547 $28,692 $82,827 $195,957 $1,357,593 
2. Nonperforming11 257 131 2,768 36 1,317 1,116 5,636 
Total$252,950 $402,171 $248,848 $149,315 $28,728 $84,144 $197,073 $1,363,229 

The Corporation had no revolving loans which were converted to term loans included within recorded investment in loans and leases held for investment at December 31, 2024 or 2023.
Allowance for Credit Losses on Loan and Leases and Recorded Investment in Loans and Leases

The following presents, by portfolio segment, a summary of the activity in the allowance for credit losses, loans and leases, for the years ended December 31, 2024, 2023 and 2022. There were no changes to the reasonable and supportable forecast period, the reversion period, or any significant methodology changes during the year ended December 31, 2024.
(Dollars in thousands)Beginning balanceProvision (reversal of provision) for credit lossesCharge-offsRecoveriesEnding balance
For the Year Ended December 31, 2024
Allowance for credit losses, loans and leases:
Commercial, financial and agricultural$13,699 $4,709 $(2,926)$597 $16,079 
Real estate-commercial45,849 1,039 (35)14 46,867 
Real estate-construction6,543 (1,119)(500) 4,924 
Real estate-residential secured for business purpose8,692 (1,436) 235 7,491 
Real estate-residential secured for personal purpose6,349 739  134 7,222 
Real estate-home equity secured for personal purpose1,289 371  46 1,706 
Loans to individuals392 778 (921)93 342 
Lease financings2,574 425 (651)112 2,460 
Total$85,387 $5,506 $(5,033)$1,231 $87,091 
For the Year Ended December 31, 2023
Allowance for credit losses, loans and leases:
Commercial, financial and agricultural$16,920 $1,289 $(4,877)$367 $13,699 
Real estate-commercial41,673 4,213 (50)13 45,849 
Real estate-construction4,952 1,797 (207)6,543 
Real estate-residential secured for business purpose7,054 1,503 (50)185 8,692 
Real estate-residential secured for personal purpose3,685 2,664 — — 6,349 
Real estate-home equity secured for personal purpose1,287 (85)83 1,289 
Loans to individuals351 467 (507)81 392 
Lease financings3,082 (157)(410)59 2,574 
Total$79,004 $11,780 $(6,186)$789 $85,387 
For the Year Ended December 31, 2022
Allowance for credit losses, loans and leases:
Commercial, financial and agricultural$13,538 $3,705 $(887)$564 $16,920 
Real estate-commercial41,095 3,854 (3,282)41,673 
Real estate-construction4,575 377 — — 4,952 
Real estate-residential secured for business purpose6,482 517 — 55 7,054 
Real estate-residential secured for personal purpose2,403 1,282 — — 3,685 
Real estate-home equity secured for personal purpose1,028 221 — 38 1,287 
Loans to individuals363 167 (255)76 351 
Lease financings2,290 1,002 (245)35 3,082 
Unallocated150 (150)N/AN/A— 
Total$71,924 $10,975 $(4,669)$774 $79,004 
N/A – Not applicable
The following presents, by portfolio segment, the balance in the allowance for credit losses on loans and leases disaggregated on the basis of whether the loan or lease was measured for credit loss as a pooled loan or lease or if it was individually analyzed for a reserve at December 31, 2024 and 2023:
Allowance for credit losses, loans and leasesLoans and leases held for investment
(Dollars in thousands)Ending balance: individually analyzedEnding balance: pooledTotal ending balanceEnding balance: individually analyzedEnding balance: pooledTotal ending balance
At December 31, 2024
Commercial, financial and agricultural$1,922 $14,157 $16,079 $3,795 $1,034,040 $1,037,835 
Real estate-commercial23 46,844 46,867 2,679 3,527,772 3,530,451 
Real estate-construction 4,924 4,924  274,483 274,483 
Real estate-residential secured for business purpose 7,491 7,491 586 535,509 536,095 
Real estate-residential secured for personal purpose 7,222 7,222 3,805 991,167 994,972 
Real estate-home equity secured for personal purpose 1,706 1,706 1,191 185,645 186,836 
Loans to individuals 342 342  21,250 21,250 
Lease financings 2,460 2,460  244,661 244,661 
Total$1,945 $85,146 $87,091 $12,056 $6,814,527 $6,826,583 
At December 31, 2023
Commercial, financial and agricultural$692 $13,007 $13,699 $2,551 $987,172 $989,723 
Real estate-commercial20 45,829 45,849 5,709 3,297,089 3,302,798 
Real estate-construction1,075 5,468 6,543 6,067 388,395 394,462 
Real estate-residential secured for business purpose— 8,692 8,692 1,090 515,912 517,002 
Real estate-residential secured for personal purpose— 6,349 6,349 4,214 904,801 909,015 
Real estate-home equity secured for personal purpose— 1,289 1,289 1,116 178,166 179,282 
Loans to individuals— 392 392 — 27,749 27,749 
Lease financings— 2,574 2,574 — 247,183 247,183 
Total$1,787 $83,600 $85,387 $20,747 $6,546,467 $6,567,214 

Modified Loans to Borrowers Experiencing Financial Difficulty

The following presents, by class of loans, information regarding accruing and nonaccrual modified loans to borrowers experiencing financial difficulty during the years ended December 31, 2024 and 2023:
Term Extension
For the Years Ended December 31,
 20242023
(Dollars in thousands)Number
of
Loans
Amortized Cost Basis*% of Total Class of Financing ReceivableRelated
Reserve
Number
of
Loans
Amortized Cost Basis*% of Total Class of Financing ReceivableRelated
Reserve
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural1 $4,925 0.47 %$9 — $— — %$— 
Real estate—commercial4 7,927 0.22 20 4,863 0.15 10 
Total5 $12,852 $29 $4,863 $10 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial $  %$ $1,741 0.05 %$— 
Total $ $ $1,741 $— 
Other-Than-Insignificant Payment Delay
For the Years Ended December 31,
20242023
(Dollars in thousands)Number
of
Loans
Amortized Cost Basis*% of Total Class of Financing ReceivableRelated
Reserve
Number
of
Loans
Amortized Cost Basis*% of Total Class of Financing ReceivableRelated
Reserve
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural2 $6,667 0.64 %$12 — $— — %$— 
Total2 $6,667 $12 — $— $— 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Total $ $ — $— $— 
*Amortized cost excludes $126 thousand and $15 thousand of accrued interest receivable on modified loans for the years ended December 31, 2024 and 2023, respectively.

The following presents, by class of loans, information regarding the financial effect on accruing and nonaccrual modified loans to borrowers experiencing financial difficulty during the years ended December 31, 2024 and 2023.
 Term ExtensionOther-Than-Insignificant Payment Delay
(Dollars in thousands)No. of
Loans
Financial EffectNo. of
Loans
Financial Effect
For the Year Ended December 31, 2024
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural1 
 Added 8 months to the life of the loan, which reduced monthly payment amount for the borrower.
2 
 Provided 3-month payment deferrals to assist borrowers.
Real estate—commercial4 
Added a weighted-average 12 months to the life of loans, which reduced monthly payment amount for the borrowers.
 
Total5 2 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Total  
For the Year Ended December 31, 2023
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial
Added a weighted-average 1.1 years to the life of loans, which reduced monthly payment amount for the borrowers.
— 
Total— 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial
Added a weighted-average 1.3 years to the life of loan, which reduced monthly payment amount for the borrower.
— 
Total— 
The following presents, by class of loan, the amortized cost of accruing or nonaccrual modified loans to borrowers experiencing financial difficulty that had a payment default subsequent to modification during the years ended December 31, 2024 and 2023 and were modified in the 12 months prior to that default.
For the Years Ended December 31,
20242023
Term ExtensionTerm Extension
(Dollars in thousands)Number
of Loans
Amortized Cost BasisNumber
of Loans
Amortized Cost Basis
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial1 $1,849 — $— 
Total1 $1,849 — $— 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial $ $1,741 
Total $ $1,741 

The following presents, by class of loans, the amortized cost and performance status of accruing and nonaccrual modified loans to borrowers experiencing financial difficulty that have been modified in the last 12 months as of December 31, 2024 and 2023.
At December 31, 2024
(Dollars in thousands)Current30-89 Days Past Due90 Days or More Past DueTotal
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural$11,592 $ $ $11,592 
Real estate—commercial7,927   7,927 
Total$19,519 $ $ $19,519 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Total$ $ $ $ 
At December 31, 2023
(Dollars in thousands)Current30-89 Days Past Due90 Days or More Past DueTotal
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial $4,863 $— $— $4,863 
Total$4,863 $— $— $4,863 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial $— $— $1,741 $1,741 
Total$— $— $1,741 $1,741 
As of December 31, 2024 and 2023, the Bank had $1.0 million and $0, respectively, of commitments to extend credit to borrowers experiencing financial difficulty whose terms had been modified in the tables above.
The following presents the amount of consumer mortgages collateralized by residential real estate property that were in the process of foreclosure at December 31, 2024 or 2023.
(Dollars in thousands)At December 31, 2024At December 31, 2023
Real estate-residential secured for personal purpose$3,095 $5,147 
Real estate-home equity secured for personal purpose125 — 
Total$3,220 $5,147 
The following presents foreclosed residential real estate property included in other real estate owned at December 31, 2024 or 2023.
(Dollars in thousands)At December 31, 2024At December 31, 2023
Foreclosed residential real estate$234 $79 

Lease Financings

The following presents the schedule of minimum lease payments receivable:

(Dollars in thousands)At December 31, 2024At December 31, 2023
2024N/A$87,101 
202591,125 74,002 
202676,977 56,525 
202756,881 36,944 
202832,899 14,945 
202912,101 2,565 
Thereafter1,964 941 
Total future minimum lease payments receivable271,947 273,023 
Plus: Unguaranteed residual1,485 1,242 
Plus: Initial direct costs3,156 3,403 
Less: Imputed interest(31,927)(30,485)
Lease financings$244,661 $247,183 
v3.25.0.1
Premises and Equipment
12 Months Ended
Dec. 31, 2024
Property, Plant and Equipment [Abstract]  
Premises and Equipment Premises and Equipment
The following table reflects the components of premises, equipment and computer software:
At December 31,
(Dollars in thousands)20242023
Land and land improvements$11,487 $11,820 
Premises and improvements50,277 51,515 
Furniture, equipment and computer software33,809 37,423 
Total cost95,573 100,758 
Less: accumulated depreciation(48,902)(49,317)
Net book value$46,671 $51,441 
v3.25.0.1
Goodwill and Other Intangible Assets
12 Months Ended
Dec. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]  
Goodwill and Other Intangible Assets Goodwill and Other Intangible Assets
The Corporation has goodwill from acquisitions which is deemed to be an indefinite intangible asset and is not amortized. In accordance with ASC Topic 350, goodwill is tested at least annually for impairment at the reporting unit level. The Corporation performs an annual test of goodwill for impairment during the fourth quarter of each year. The Corporation concluded there was no impairment of goodwill during 2022 through 2024.
Changes in the carrying amount of the Corporation's goodwill by business segment for the years ended December 31, 2024 and 2023 were as follows:
(Dollars in thousands)BankingWealth ManagementInsuranceConsolidated
Balance at December 31, 2022$138,476 $15,434 $21,600 $175,510 
Addition to goodwill from acquisitions— — — — 
Balance at December 31, 2023138,476 15,434 21,600 175,510 
Addition to goodwill from acquisitions    
Balance at December 31, 2024$138,476 $15,434 $21,600 $175,510 

The Corporation also has core deposit and customer-related intangibles, which are not deemed to have an indefinite life and therefore will continue to be amortized over their useful life using the present value of projected cash flows. The Corporation also performs an annual test of core deposit and customer-related intangibles for impairment during the fourth quarter of each year. The Corporation concluded there was no impairment of core deposit and customer-related intangibles during 2022 through 2024.

The amortization of core deposit and customer-related intangibles for the years ended December 31, 2024, 2023 and 2022 was $648 thousand, $845 thousand and $1.2 million, respectively.

The following table reflects the components of intangible assets at the dates indicated:
At December 31, 2024At December 31, 2023
(Dollars in thousands)Gross Carrying Amount
Accumulated Amortization (1)
Net Carrying AmountGross Carrying Amount
Accumulated Amortization (1)
Net Carrying Amount
Amortized intangible assets:
Core deposit intangibles$6,788 $6,597 $191 $6,788 $6,329 $459 
Customer-related intangibles2,476 1,348 1,128 4,162 2,653 1,509 
Servicing rights12,274 5,284 6,990 30,850 21,868 8,982 
Total amortized intangible assets$21,538 $13,229 $8,309 $41,800 $30,850 $10,950 
(1) Included within accumulated amortization is a valuation allowance of $7 thousand and $98 thousand on servicing rights at December 31, 2024 and 2023, respectively.

The estimated aggregate amortization expense for core deposit and customer-related intangibles for each of the five succeeding fiscal years and thereafter follows:
Year(Dollars in thousands)Amount
2025$469 
2026318 
2027216 
2028161 
2029105 
Thereafter50 
Total$1,319 

The aggregate fair value of servicing rights was $12.7 million and $17.7 million at December 31, 2024 and 2023, respectively. The fair value of these rights was determined using a discount rate of 11.0% at December 31, 2024 and 12.3% at December 31, 2023. The change in the fair value of servicing rights from December 31, 2023 was primarily related to the sale of servicing rights associated with $591.1 million of serviced loans in the first quarter of 2024.
Changes in the servicing rights balance are summarized as follows:
 For the Years Ended December 31,
(Dollars in thousands)202420232022
Beginning of period$8,982 $8,572 $7,878 
Servicing rights capitalized2,724 1,946 2,344 
Amortization of servicing rights(1,341)(1,443)(1,658)
Sold servicing rights(3,466)— — 
Changes in valuation allowance91 (93)
End of period$6,990 $8,982 $8,572 
Loans serviced for others$1,032,011 $1,630,032 $1,503,149 
The change in loans serviced for others from December 31, 2023 was primarily related to the sale of mortgage servicing rights associated with $591.1 million of serviced loans in the first quarter of 2024.

Activity in the valuation allowance for servicing rights are summarized as follows:
 For the Years Ended December 31,
(Dollars in thousands)202420232022
Valuation allowance, beginning of period$(98)$(5)$(13)
Additions (93)— 
Reductions91 — 
Valuation allowance, end of period$(7)$(98)$(5)

The estimated amortization expense of servicing rights for each of the five succeeding fiscal years and thereafter is as follows:
Year(Dollars in thousand)Amount
2025$972 
2026847 
2027738 
2028643 
2029562 
Thereafter3,228 
Total$6,990 
v3.25.0.1
Accrued Interest Receivable and Other Assets
12 Months Ended
Dec. 31, 2024
Text Block [Abstract]  
Accrued Interest Receivable and Other Assets Accrued Interest Receivable and Other Assets
The following table provides the details of accrued interest receivable and other assets:
At December 31,
(Dollars in thousands)20242023
Other real estate owned and repossessed assets$20,217 $19,032 
Accrued interest receivable28,651 27,872 
Accrued income and other receivables7,384 4,534 
Retirement plans10,154 3,409 
Fair market value of derivative financial instruments226 717 
Other prepaid expenses12,517 9,662 
Current income tax receivable 582 551 
Net deferred tax assets21,295 21,793 
Other11,072 7,633 
Total accrued interest receivable and other assets$112,098 $95,203 
v3.25.0.1
Deposits
12 Months Ended
Dec. 31, 2024
Banking and Thrift, Other Disclosure [Abstract]  
Deposits Deposits
Deposits and their respective weighted average interest rate at December 31, 2024 and 2023 consisted of the following:
December 31,
20242023
Weighted Average Interest RateAmountWeighted Average Interest RateAmount
(Dollars in thousands)
Noninterest-bearing deposits %$1,414,635 — %$1,468,320 
Demand deposits3.25 3,186,597 3.34 2,973,784 
Savings deposits0.44 704,321 0.48 779,885 
Time deposits4.40 1,453,706 4.22 1,153,792 
Total2.52 %$6,759,259 2.38 %$6,375,781 

Deposits are insured up to applicable limits set by the Deposit Insurance Fund of the FDIC, which is currently $250 thousand per account owner. The aggregate amount of time deposits in denominations over $250 thousand was $276.0 million and $187.0 million at December 31, 2024 and 2023, respectively.

At December 31, 2024, the scheduled maturities of time deposits were as follows:
Year(Dollars in thousands)Amount
Due in 2025$1,029,607 
Due in 2026104,274 
Due in 2027133,305 
Due in 2028147,193 
Due in 202938,545 
Thereafter782 
Total$1,453,706 
v3.25.0.1
Borrowings
12 Months Ended
Dec. 31, 2024
Debt Disclosure [Abstract]  
Borrowings Borrowings
The following is a summary of borrowings by type. Short-term borrowings consist of overnight borrowings and term borrowings with an original maturity of one year or less.
    
Balance at End of YearWeighted Average Interest RateMaximum Amount Outstanding at Month End During the YearAverage Amount Outstanding During the YearWeighted Average Interest Rate During the Year
(Dollars in thousands)
2024
Short-term borrowings:
FHLB borrowings$  %$16,000 $201 5.79 %
Federal funds purchased  60,000 4,126 5.63 
Customer repurchase agreements11,181 0.05 14,101 9,376 0.05 
Long-term debt:
FHLB advances$225,000 4.35 %$310,000 $253,730 4.31 %
Security repurchase agreements   3  
Subordinated notes149,261 6.08 149,261 149,007 6.12 
2023
Short-term borrowings:
FHLB borrowings$— — %$265,400 $75,685 5.23 %
Federal funds purchased— — 125,000 58,926 5.31 
Customer repurchase agreements6,306 0.05 21,181 14,165 0.05 
Long-term debt:
FHLB advances$310,000 3.73 %$320,000 $263,877 3.59 %
Subordinated notes148,761 6.08 148,761 148,507 6.14 

The Corporation, through the Bank, has a credit facility with the FHLB that had a maximum borrowing capacity of approximately $3.3 billion and $3.2 billion at December 31, 2024 and 2023, respectively. All borrowings and letters of credit from the FHLB are secured by qualifying commercial real estate and residential mortgage loans, investments and other assets. At December 31, 2024 and 2023, the Bank had outstanding short-term letters of credit with the FHLB totaling $1.3 billion and $1.1 billion, respectively, which were utilized to collateralize public funds deposits and other secured deposits. The maximum borrowing capacity with the FHLB changes as a function of the Bank's qualifying collateral assets as well as the FHLB's internal credit rating of the Bank. The available borrowing capacity from the FHLB totaled $1.7 billion at December 31, 2024 and 2023.

The Corporation, through the Bank, holds investment securities at the Federal Reserve Bank of Philadelphia to provide access to the Discount Window Lending program. During the second quarter of 2024, the Bank was approved to participate in the FRB Borrower in Custody program, which provides additional committed borrowing capacity for the Bank through the Discount Window Lending program based upon select loans pledged to the FRB. The total borrowing capacity based upon the qualifying pledged commercial loans and held investment securities was $397.2 million and $183.3 million at December 31, 2024 and 2023, respectively. At December 31, 2024 and 2023, the Corporation had no outstanding borrowings under the Discount Window Lending program.

The Corporation has a $10.0 million committed line of credit with a correspondent bank. At December 31, 2024 and 2023, the Corporation had no outstanding borrowings under this line.

The Corporation and the Bank had $3.7 billion and $3.4 billion of committed borrowing capacity at December 31, 2024 and 2023, respectively, of which $2.1 billion and $1.9 billion was available as of December 31, 2024 and 2023, respectively. The Corporation, through the Bank, also maintained uncommitted funding sources from correspondent banks of $468.0 million
and $369.0 million at December 31, 2024 and 2023, respectively. Future availability under these lines is subject to the prerogatives of the granting banks and may be withdrawn at will.

Long-term advances with the FHLB of Pittsburgh mature as follows:
(Dollars in thousands)As of December 31, 2024Weighted Average Rate
2025$75,000 4.46 %
2026100,000 4.29 
202725,000 3.99 
202825,000 4.61 
2029— — 
Thereafter— — 
Total$225,000 4.35 %

Subordinated Notes
On August 5, 2020, the Corporation issued $100.0 million aggregate principal amount of 5.00% fixed-to-floating rate subordinated notes due 2030 (the "2020 Notes") in an underwritten public offering. The net proceeds of the offering approximated $98.4 million. The 2020 Notes bear interest at a fixed rate of 5.00%, payable semi-annually in arrears. The last interest payment date for the fixed rate period will be August 15, 2025. From and including August 15, 2025 to, but excluding, August 15, 2030 or the date of earlier redemption, the Notes will bear interest at an annual floating rate of interest equivalent to the expected Benchmark rate, which is expected to be the Three-Month Term SOFR, plus 495.2 basis points, payable quarterly in arrears, commencing on November 15, 2025. Notwithstanding the foregoing, if the Benchmark rate is less than zero, the Benchmark rate will be deemed to be zero. The Corporation may redeem the 2020 Notes (i) in whole or in part beginning with the interest payment date of August 15, 2025, and on any interest payment date thereafter or (ii) in whole, but not in part, at any time within 90 days upon the occurrence of certain tax, regulatory capital and Investment Company Act of 1940 events. The redemption price for any redemption is 100% of the principal amount of the subordinated notes being redeemed, plus accrued and unpaid interest thereon to, but excluding, the date of redemption. Any redemption of the subordinated notes will be subject to the receipt of the approval of the Board of Governors of the Federal Reserve System to the extent then required under applicable laws or regulations.

On November 15, 2022, the Corporation issued $50.0 million aggregate principal amount of 7.25% fixed-to-floating rate subordinated notes due 2032 (the "2022 Notes") in an underwritten public offering. The net proceeds of the offering approximated $49.0 million. The 2022 Notes bear interest at a fixed rate of 7.25%, payable semi-annually in arrears. The last interest payment date for the fixed rate period will be November 15, 2027. From and including November 15, 2027 to, but excluding, November 15, 2032 or the date of earlier redemption, the Notes will bear interest at an annual floating rate of interest equivalent to the expected Benchmark rate, which is expected to be the Three-Month Term SOFR, plus 309.8 basis points, payable quarterly in arrears, commencing on February 15, 2028. Notwithstanding the foregoing, if the Benchmark rate is less than zero, the Benchmark rate will be deemed to be zero. The Corporation may redeem the 2022 Notes (i) in whole or in part beginning with the interest payment date of November 15, 2027, and on any interest payment date thereafter or (ii) in whole, but not in part, at any time within 90 days upon the occurrence of certain tax, regulatory capital and Investment Company Act of 1940 events. The redemption price for any redemption is 100% of the principal amount of the subordinated notes being redeemed, plus accrued and unpaid interest thereon to, but excluding, the date of redemption. Any redemption of the subordinated notes will be subject to the receipt of the approval of the Board of Governors of the Federal Reserve System to the extent then required under applicable laws or regulations.

Subordinated notes qualify as Tier 2 capital for regulatory capital purposes for the first five years of the notes' terms. The Tier 2 capital benefit is phased out at 20% per year after the fifth year (from years six to ten) and have no benefit in the tenth year.
v3.25.0.1
Accrued Interest Payable and Other Liabilities
12 Months Ended
Dec. 31, 2024
Payables and Accruals [Abstract]  
Accrued Interest Payable and Other Liabilities Accrued Interest Payable and Other Liabilities
The following table provides the details of accrued interest payable and other liabilities:
At December 31,
(Dollars in thousands)20242023
Accrued compensation costs$17,115 $12,424 
Retirement plans2,245 2,475 
Accrued interest payable 26,160 16,966 
Accrued expenses and other payables5,999 5,772 
Other reserves4,904 4,458 
Contingent consideration liability635 1,224 
Other liabilities fair value of derivative financial instruments 67 6,393 
Accounts payable5,230 11,759 
Other2,575 4,250 
Total accrued interest payable and other liabilities $64,930 $65,721 
v3.25.0.1
Income Taxes
12 Months Ended
Dec. 31, 2024
Income Tax Disclosure [Abstract]  
Income Taxes Income Taxes
The provision for federal and state income taxes included in the accompanying consolidated statement of income consists of the following:
For the Years Ended December 31,
(Dollars in thousands)202420232022
Current:
Federal$18,535 $16,775 $18,188 
State2,105 1,520 1,447 
Deferred:
Federal(1,048)(609)(458)
State(223)(101)(87)
$19,369 $17,585 $19,090 

The provision for income taxes differs from the expected statutory provision as follows:
For the Years Ended December 31,
202420232022
Expected provision at statutory rate21.0 %21.0 %21.0 %
Difference resulting from:
Tax exempt interest income, net of disallowance(1.8)(1.9)(1.7)
Increase in value of bank owned life insurance assets(0.8)(0.8)(0.8)
Stock-based compensation0.1 (0.2)(0.2)
State income taxes, net of federal benefits1.5 1.2 1.1 
Changes in valuation allowance0.1 0.2 0.7 
Federal benefit of state deferred tax asset revaluation — (0.8)
Other0.2 0.3 0.3 
Effective tax rate20.3 %19.8 %19.6 %

Retained earnings included $6.0 million at December 31, 2024, 2023 and 2022, which was originally generated by Fox Chase Bank (acquired in 2016), for which no provision for federal income tax has been made. This amount represents deductions for bad debt reserves for tax purposes, which were only allowed to savings institutions that met certain criteria prescribed by the Internal Revenue Code of 1986, as amended. The Small Business Job Protection Act of 1996 eliminated the special bad debt deduction granted solely to thrifts. Under the terms of the Small Business Job Protection Act, there would be no recapture of the pre-1988 (base year) reserves. However, these pre-1988 reserves would be subject to recapture under the
rules of the Internal Revenue Code if the Corporation pays a cash dividend in excess of cumulative retained earnings or liquidates.

At December 31, 2024 and 2023, the Corporation had no material unrecognized tax benefits or accrued interest and penalties recorded. The Corporation does not expect the total amount of unrecognized tax benefits to significantly increase within the next twelve months. Interest and penalties are recorded in noninterest expense in the year they are assessed. For tax purposes, interest is treated as a deductible expense and penalties are treated as a non-deductible expense.

The Corporation and its subsidiaries are subject to U.S. federal income tax, as well as income tax of the Commonwealth of Pennsylvania and various other state and local jurisdictions. The Corporation and its subsidiaries are generally no longer subject to examination by federal, state and local taxing authorities for years prior to December 31, 2021.

Deferred income taxes reflect the tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Deferred state taxes are combined with federal deferred taxes (net of the impact of deferred state tax on the deferred federal tax) and are shown in the table below by major category.

The Corporation has a state net operating loss carry-forward of $108.7 million which will begin to expire in 2025 if not utilized. A valuation allowance at December 31, 2024 and 2023 was attributable to deferred tax assets generated in certain state jurisdictions for which management believes it is more likely than not that such deferred tax assets will not be realized. Other than the valuation allowance on certain state deferred tax assets, management has determined that no additional valuation allowance is necessary for deferred tax assets because it is more likely than not that these assets will be realized through future reversals of existing temporary differences and through future taxable income. The Corporation will continue to review the criteria related to the recognition of deferred tax assets on a regular basis.

The assets and liabilities giving rise to the Corporation's deferred tax assets and liabilities are as follows:
At December 31,
(Dollars in thousands)20242023
Deferred tax assets:
Allowance for credit losses, loans and leases$19,447 $18,838 
Deferred compensation1,693 1,795 
Actuarial adjustments on retirement benefits*1,715 3,126 
State net operating losses4,285 3,778 
Other-than-temporary impairments on equity securities 99 
Net unrealized holding losses on securities available-for-sale and swaps*9,984 10,342 
Lease liability7,029 7,687 
Other deferred tax assets2,775 2,577 
Gross deferred tax assets46,928 48,242 
Valuation allowance(3,959)(3,527)
Total deferred tax assets, net of valuation allowance42,969 44,715 
Deferred tax liabilities:
Mortgage servicing rights1,350 1,885 
Retirement plans4,768 4,719 
Deferred loan fees and costs1,549 1,539 
Acquisition-related fair value adjustments554 779 
Intangible assets4,843 4,349 
Depreciation1,123 1,534 
Right of use asset6,369 7,013 
Other deferred tax liabilities1,118 1,104 
Total deferred tax liabilities21,674 22,922 
Net deferred tax assets$21,295 $21,793 
*Represents the amount of deferred taxes recorded in accumulated other comprehensive income.
v3.25.0.1
Retirement Plans and Other Postretirement Benefits
12 Months Ended
Dec. 31, 2024
Retirement Benefits [Abstract]  
Retirement Plans and Other Postretirement Benefits Retirement Plans and Other Postretirement Benefits
Information with respect to the Retirement Plans and Other Postretirement Benefits follows:
Retirement PlansOther Postretirement Benefits
(Dollars in thousands)2024202320242023
Change in benefit obligation:
Benefit obligation at beginning of year$48,777 $47,279 $2,209 $2,524 
Service cost565 532 56 76 
Interest cost2,383 2,365 108 129 
Actuarial (loss) gain(2,225)1,436 (301)(427)
Benefits paid(4,730)(2,835)(86)(93)
Benefit obligation at end of year$44,770 $48,777 $1,986 $2,209 
Change in plan assets:
Fair value of plan assets at beginning of year$54,348 $49,399 $ $— 
Actual return on plan assets7,002 7,627  — 
Benefits paid(4,730)(2,835)(86)(93)
Employer contribution and non-qualified benefit payments157 157 86 93 
Fair value of plan assets at end of year$56,777 $54,348 $ $— 
Funded status12,007 5,571 (1,986)(2,209)
Unrecognized net actuarial loss (gain)9,265 15,715 (1,015)(784)
Net amount recognized$21,272 $21,286 $(3,001)$(2,993)

The net actuarial loss (gain) for December 31, 2024 and 2023 was the result of changes in the discount rate, interest crediting rate, cash balance conversion rate and driven by greater than expected compensation increases for certain active participants and active participants working past normal retirement date.
Components of net periodic benefit cost (income) were as follows: 
Retirement PlansOther Postretirement Benefits
(Dollars in thousands)202420232022202420232022
Service cost$565 $532 $558 $56 $76 $123 
Interest cost2,383 2,365 1,573 108 129 96 
Expected loss on plan assets(3,478)(3,056)(3,756) — — 
Amortization of net actuarial loss (gain)700 1,001 817 (113)(16)56 
Net periodic benefit cost (income)$170 $842 $(808)$51 $189 $275 

The components of net periodic benefit cost, other than the service cost component, are included in other noninterest expense in the consolidated statement of income.
(Dollars in thousands)Retirement PlansOther Postretirement Benefits
Expected amortization expense for 2025:
Amortization (accretion) of net actuarial loss (gain)$251 $(102)

During 2025, the Corporation expects to contribute approximately $156 thousand to the Retirement Plans and approximately $107 thousand to Other Postretirement Benefit Plans.
The following benefits payments, which reflect expected future service, as appropriate, are expected to be paid:
(Dollars in thousands)Retirement PlansOther Postretirement Benefits
For the fiscal year ending:
2025$3,202 $107 
20263,270 112 
20273,297 117 
20283,328 121 
20293,365 128 
Years 2030-203416,818 680 
       Total$33,280 $1,265 
Weighted-average assumptions used to determine benefit obligations at December 31, 2024 and 2023 were as follows:
Retirement PlansOther Postretirement Benefits
2024202320242023
Assumed discount rate5.6 %5.0 %5.6 %5.0 %
Assumed salary increase rate3%-6%3%-6% — 

The benefit obligation for all plans at December 31, 2024 was based on the Pri-2012 White Collar Dataset Mortality Table with scale MP-2021 fully generational published by the Society of Actuaries. The discount rate is based on matching the Plan's projected cash flows to the spot rates in FTSE Pension Above Median Double-A Curve as of the disclosure date. The assumed salary increase considers available service years from the valuation date through the participant's normal retirement date.

Weighted-average assumptions used to determine net periodic costs for the years ended December 31, 2024 and 2023 were as follows:
Retirement PlansOther Postretirement Benefits
2024202320242023
Assumed discount rate5.0 %5.2 %5.0 %5.2 %
Assumed long-term rate of investment return6.5 %6.5 % — 
Assumed salary increase rate3%-6%3%-6% — 
Assumed cash balance interest crediting rate5.6 %4.8 % — 

The net periodic costs for the years ended December 31, 2024 and 2023 was based on the Pri-2012 White Collar Mortality Table with scale MP-2021 fully generational published by the Society of Actuaries. The discount rate was based on matching the Plan's projected cash flows to the spot rates in FTSE Pension Above Median Double-A Curve as of the disclosure date. Historical investment returns was the basis used to determine the overall expected long-term rate of return on assets. The assumed salary increase rate considers available service years from the valuation date through the participant's normal retirement date.

The Corporation's pension plan asset allocation at December 31, 2024 and 2023, by asset category was as follows:
Percentage of Plan Assets at December 31,
20242023
Asset Category:
Equity securities60 %64 %
Debt securities38 34 
Other2 
Total100 %100 %
Plan assets include marketable equity securities, corporate and government debt securities, and certificates of deposit. The investment strategy is to keep a 60% equity to 40% fixed income mix to achieve the overall expected long-term rate of return of 6.5%. Equity securities do not include any common stock of the Corporation.

The major categories of assets in the Corporation's pension plan at year-end are presented in the following table. Assets are segregated by the level of the valuation inputs within the fair value hierarchy described in Note 19, "Fair Value Disclosures."
Fair Value Measurements at December 31,
(Dollars in thousands)20242023
Level 1:
Mutual funds$35,030 $35,554 
Short-term investments1,042 1,208 
U.S. treasury bonds1,641 243 
Level 2:
U.S. government obligations7,427 7,699 
Corporate bonds9,855 6,937 
Certificates of deposit1,782 2,707 
Total fair value of plan assets$56,777 $54,348 

The Corporation sponsors a 401(k) deferred salary savings plan, which is a qualified defined contribution plan, and which covers all employees of the Corporation and its subsidiaries, and provides that the Corporation makes matching contributions as defined by the plan. Expense recorded by the Corporation for the 401(k) deferred salary savings plan was $2.2 million for the years ended December 31, 2024 and 2023, and $2.1 million for the year ended December 31, 2022.    

The Corporation sponsors a Supplemental Non-Qualified Pension Plan ("SNQPP"), which was established in 1981 prior to the existence of the 401(k) deferred salary savings plan, employee stock purchase plan and long-term incentive plans and therefore is not offered to new participants. All current participants are now retired. The Corporation recorded expense of $46 thousand and $174 thousand for the SNQPP for the years ended December 31, 2024 and 2022, respectively, and income of $15 thousand for the year ended December 31, 2023.
v3.25.0.1
Stock-Based Incentive Plan
12 Months Ended
Dec. 31, 2024
Share-Based Payment Arrangement [Abstract]  
Stock-Based Incentive Plan Stock-Based Incentive Plan
On April 26, 2023, the 2023 Equity Incentive Plan (the "Plan") was approved by shareholders. This Plan replaced the Amended and Restated Univest 2013 Long-Term Incentive Plan (the "2013 Plan"), which expired in April 2023. No new grants are permitted under the 2013 Plan. However, certain options and restricted stock units granted under the 2013 Plan remain outstanding.

Under the Plan, the Corporation may grant up to 1,200,000 options and restricted stock awards and units to employees and non-employee directors, subject to adjustment, as described in the Plan. The Plan provides for the issuance of options to purchase common shares at prices not less than 100 percent of the fair market value on the date of option grant and have a contractual term of ten years. There were 930,666 shares available for future grants at December 31, 2024 under the Plan. At December 31, 2024, there were 127,782 options to purchase common stock and 501,679 nonvested restricted stock units outstanding under the Plan and the 2013 Plan.
The following is a summary of the Corporation's stock option activity and related information for the year ended December 31, 2024:
(Dollars in thousands, except per share data)Shares Under OptionWeighted Average Exercise Price Per ShareWeighted Average Remaining Contractual Life (Years)Aggregate Intrinsic Value at December 31, 2024
Outstanding at December 31, 2023269,914 $26.14 
Forfeited(11,322)28.31 
Exercised(130,810)24.40 
Outstanding at December 31, 2024127,782 27.72 2.6$229 
Exercisable at December 31, 2024127,782 27.72 2.6229 
The Corporation did not grant any stock options during the years ended December 31, 2024, 2023 or 2022.

The following is a summary of nonvested restricted stock units at December 31, 2024 including changes during the year:
(Dollars in thousands, except per share data) Nonvested Stock Units Weighted Average Grant Date Fair Value
Nonvested stock units at December 31, 2023392,548 $26.54 
Granted277,134 19.81 
Added by performance factors10,125 28.42 
Vested(152,875)27.56 
Cancelled/forfeited(25,253)24.18 
Nonvested stock units at December 31, 2024501,679 22.67 

Certain information regarding restricted stock units is summarized below for the periods indicated:
For the Years Ended December 31,
(Dollars in thousands, except per share data)202420232022
Restricted stock units granted277,134 217,929 186,360 
Weighted average grant date fair value$19.81 $24.88 $28.06 
Intrinsic value of units granted$5,490 $5,423 $5,229 
Restricted stock units vested152,875 181,508 124,167 
Weighted average grant date fair value$27.56 $22.21 $23.53 
Intrinsic value of units vested$3,031 $4,512 $3,519 
The total unrecognized compensation expense and the weighted average period over which unrecognized compensation expense is expected to be recognized related to nonvested restricted stock units at December 31, 2024 is presented below:
(Dollars in thousands)Unrecognized Compensation CostWeighted-Average Period Remaining (Years)
Restricted stock units$5,781 1.8

The following table presents information related to the Corporation's compensation expense related to its stock incentive plans recognized for the periods indicated:
For the Years Ended December 31,
(Dollars in thousands)202420232022
Stock-based compensation expense:
Restricted stock units$4,615 $4,194 $4,120 
Employee stock purchase plan91 104 100 
Total$4,706 $4,298 $4,220 
Tax benefit on nonqualified stock option expense and disqualifying dispositions of incentive stock options$1,041 $702 $666 
There were no significant modifications or accelerations to options, restricted stock awards or restricted stock units from 2022 through 2024.
v3.25.0.1
Accumulated Other Comprehensive (Loss) Income
12 Months Ended
Dec. 31, 2024
Equity [Abstract]  
Accumulated Other Comprehensive (Loss) Income Accumulated Other Comprehensive (Loss) Income
The following table shows the components of accumulated other comprehensive (loss) income, net of taxes, for the periods presented:
(Dollars in thousands)Net Unrealized
(Losses) Gains on
Available-for-Sale
Investment
Securities
Net Change
Related to
Derivatives Used
for Cash Flow
Hedges
Net Change
Related to
Defined Benefit
Pension Plans
Accumulated
Other
Comprehensive
(Loss) Income
Balance, December 31, 2021$(1,216)$(159)$(14,978)$(16,353)
Other comprehensive loss(38,850)(6,672)(229)(45,751)
Balance, December 31, 2022(40,066)(6,831)(15,207)(62,104)
Other comprehensive income5,745 2,265 3,448 11,458 
Balance, December 31, 2023(34,321)(4,566)(11,759)(50,646)
Other comprehensive (loss) income(796)1,397 5,306 5,907 
Reclassification adjustment recorded in earnings (1) 747  747 
Balance, December 31, 2024$(35,117)$(2,422)$(6,453)$(43,992)
(1) Represents reclassification to earnings as a reduction to interest income of amounts included in accumulated other comprehensive income on the consolidated balance sheet related to the interest rate swap terminated on August 2, 2024.
v3.25.0.1
Leases
12 Months Ended
Dec. 31, 2024
Leases [Abstract]  
Lessee Disclosure Leases
The following table provides information with respect to the Corporation's operating leases:
For the Years Ended December 31,
(Dollars in thousands)20242023
Operating lease cost$4,179 $4,152 
Short-term lease cost17 13 
Total lease cost$4,196 $4,165 
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from leases$4,262 $3,890 
At December 31, 2024At December 31, 2023
Weighted-average remaining lease term in years10.811.4
Weighted-average discount rate3.97 %3.92 %

At December 31, 2024, maturities of lease liabilities are as follows:
Year(Dollars in thousands)Amount
2025$4,293 
20264,273 
20274,079 
20283,714 
20293,371 
Thereafter19,655 
Total lease payments39,385 
Less: imputed interest(7,900)
Present value of lease liabilities$31,485 
v3.25.0.1
Commitments and Contingencies
12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
Lending Operations

Commitments to extend credit, performance letters of credit, standby letters of credit, and other letters of credit are financial instruments issued by the Corporation to accommodate the financial needs of our customers. The Corporation uses the same credit policies in issuing these financial instruments as it does for on-balance sheet financial instruments, including obtaining collateral when management's credit assessment of the customer deems it necessary. These financial instruments generally have fixed expiration dates and historically most of these financial instruments expire without being drawn upon. The Corporation maintains a reserve for off-balance sheet credit exposures that are currently unfunded.

Commitments to extend credit are agreements to lend to a customer if there is no violation of any condition established in the contract. The Corporation's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments.

Performance letters of credit and standby letters of credit commit the Bank to make payments on behalf of customers when certain specified future events occur. The Corporation's exposure to credit loss is essentially the same as the risk involved in extending loans to customers. At December 31, 2024, the maximum potential amount of future payments under letters of credit was $65.6 million. The carrying amount of the contingent obligation at December 31, 2024 was $323 thousand.

The following schedule summarizes the Corporation's off-balance sheet financial instruments at December 31, 2024:
(Dollars in thousands)Contract/Notional Amount
Financial instruments representing credit risk:
Commitments to extend credit$1,791,589 
Performance letters of credit25,661 
Financial standby letters of credit39,910 

The Bank maintains a reserve in other liabilities for estimated losses associated with sold mortgages that may be repurchased. At December 31, 2024, the reserve for sold mortgages was $357 thousand.

Legal Proceedings

The Corporation is periodically subject to various pending and threatened legal actions, which involve claims for monetary relief. Based upon information presently available to the Corporation, it is the Corporation's opinion that any legal and financial responsibility arising from such claims will not have a material adverse effect on the Corporation's results of operations, financial position or cash flows.
v3.25.0.1
Derivative Instruments and Hedging Activities
12 Months Ended
Dec. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Derivative Instruments and Hedging Activities Derivative Instruments and Hedging Activities
Interest Rate Swaps

The Corporation periodically uses interest rate swap agreements to modify interest rate characteristics from variable to fixed or fixed to variable in order to reduce the impact of interest rate changes on future net interest income. The Corporation's credit exposure on interest rate swaps includes changes in fair value and any collateral that is held by a third party.

In May 2022, the Corporation entered into an interest rate swap classified as a cash flow hedge with a notional amount of $250.0 million to hedge the interest payments received on a pool of variable rate loans. Under the terms of the swap agreement, the Corporation paid a variable rate equal to the Prime Rate and received a fixed rate of 5.99% with a maturity date of May 4, 2026. On August 2, 2024, the Corporation terminated the swap pursuant to the termination clause. The Corporation incurred an unwind fee of $4.0 million, of which $946 thousand was reclassified to earnings as a reduction to interest income since termination. Additionally, unamortized origination and third-party fees totaled $198 thousand at December 31, 2024. The remaining $3.3 million will be amortized into interest income over the remaining 16 months of the original swap.

Credit Derivatives

The Corporation has agreements with third-party financial institutions whereby the third-party financial institution enters
into interest rate derivative contracts with loan customers referred to them by the Corporation. By the terms of the agreements, the third-party financial institution has recourse to the Corporation for any exposure created under each swap contract in the event the customer defaults on the swap agreement and the agreement is in a paying position to the third-party financial institution. These transactions represent credit derivatives and are a customary arrangement that allows the Corporation to provide access to interest rate swap transactions for customers without issuing the swap.

At December 31, 2024, the Corporation had exposure to 135 variable-rate to fixed-rate interest rate swap transactions between the third-party financial institution and customers with a current notional amount of $860.4 million and remaining maturities ranging from 4 months to 10 years. At December 31, 2024, the fair value of the Corporation's interest rate swap credit derivatives was a liability of $67 thousand. At December 31, 2024, the fair value of the swaps to the customers was a net gain of $56.6 million. At December 31, 2024, the Corporation's credit exposure related to the customer totaled $959 thousand.

The maximum potential payments by the Corporation to the third-party financial institution under these credit derivatives are not estimable as they are contingent on future interest rates and the agreements do not provide for a limitation of the maximum potential payment amount.

Mortgage Banking Derivatives

Derivative loan commitments represent agreements for delayed delivery of financial instruments in which the buyer agrees to purchase, and the seller agrees to deliver, at a specified future date, a specified instrument at a specified price or yield. The Corporation's derivative loan commitments are commitments to sell loans secured by 1- to 4-family residential properties whose predominant risk characteristic is interest rate risk.

Derivatives Tables

The following table presents the notional amounts and fair values of derivatives designated as hedging instruments recorded on the consolidated balance sheets at December 31, 2024 and 2023. The Corporation pledges cash or securities to cover the negative fair value of derivative instruments. Cash collateral associated with derivative instruments are not added to or netted against the fair value amounts.
  Derivative AssetsDerivative Liabilities
(Dollars in thousands)Notional
Amount
Balance Sheet
Classification
Fair
Value
Balance Sheet
Classification
Fair
Value
At December 31, 2024
Total$ $ $ 
At December 31, 2023
Interest rate swap - cash flow hedge $250,000  $— Other liabilities$5,779 
Total$250,000 $— $5,779 

The following table presents the notional amounts and fair values of derivatives not designated as hedging instruments recorded on the consolidated balance sheets at December 31, 2024 and 2023:
  Derivative AssetsDerivative Liabilities
(Dollars in thousands)Notional
Amount
Balance Sheet
Classification
Fair
Value
Balance Sheet
Classification
Fair
Value
At December 31, 2024
Credit derivatives$860,423  $ Other liabilities$67 
Interest rate locks with customers23,291 Other assets214   
Forward loan sale commitments39,944 Other assets12   
Total$923,658 $226 $67 
At December 31, 2023
Credit derivatives$862,756  $— Other liabilities$186 
Interest rate locks with customers21,174 Other assets717  — 
Forward loan sale commitments32,811  — Other liabilities427 
Total$916,741 $717 $613 
The following table presents amounts included in the consolidated statements of income for derivatives designated as hedging instruments for the periods indicated:
 Statement of Income ClassificationFor the Years Ended December 31,
(Dollars in thousands)202420232022
Interest rate swaps—cash flow hedge—net interest paymentsInterest income$(3,747)$(5,593)$521 
Reclassification adjustment included in earnings (1)Interest income(946)— — 
Total net (loss) gain$(4,693)$(5,593)$521 
(1) Represents reclassification to earnings as a reduction to interest income of amounts included in accumulated other comprehensive income on the consolidated balance sheet related to the interest rate swap terminated on August 2, 2024.

The following table presents amounts included in the consolidated statements of income for derivatives not designated as hedging instruments for the periods indicated:
 Statement of Income ClassificationFor the Years Ended December 31,
(Dollars in thousands)202420232022
Credit derivativesOther noninterest income$562 $1,167 $2,871 
Interest rate locks with customersNet (loss) gain on mortgage banking activities(503)597 (646)
Forward loan sale commitmentsNet gain (loss) on mortgage banking activities439 (456)(58)
Total net gain$498 $1,308 $2,167 

The following table presents amounts included in accumulated other comprehensive (loss) income for derivatives designated as hedging instruments at December 31, 2024 and 2023:
 Accumulated Other
Comprehensive Income
At December 31,
(Dollars in thousands)20242023
Interest rate swap—cash flow hedge (1)Fair value, net of taxes$(2,422)$(4,566)
Total$(2,422)$(4,566)
v3.25.0.1
Fair Value Disclosures
12 Months Ended
Dec. 31, 2024
Fair Value Disclosures [Abstract]  
Fair Value Disclosures Fair Value Disclosures
Fair value is the price that would be received to sell an asset or paid to transfer a liability (an exit price) in an orderly transaction between market participants at the measurement date. The Corporation determines the fair value of financial instruments based on the fair value hierarchy. The Corporation maximizes the use of observable inputs and minimizes the use of unobservable inputs when measuring fair value. Observable inputs are inputs that market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the Corporation. Unobservable inputs are inputs that reflect the Corporation's assumptions that market participants would use in pricing the asset or liability based on the best information available in the circumstances, including assumptions about risk. Three levels of inputs are used to measure fair value. A financial instrument's level within the fair value hierarchy is based on the lowest level of input significant to the fair value measurement. Transfers between levels are recognized at the end of the reporting periods.

Level 1: Valuations are based on quoted prices in active markets for identical assets or liabilities that the Corporation can access at the measurement date. Since valuations are based on quoted prices that are readily and regularly available in an active market, valuation of these products does not entail a significant degree of judgment.
Level 2: Valuations are based on quoted prices in markets that are not active or for which all significant inputs are observable, either directly or indirectly.
Level 3: Valuations are based on inputs that are unobservable and significant to the overall fair value measurement. Assets and liabilities utilizing Level 3 inputs include: financial instruments whose value is determined using pricing models, discounted cash-flow methodologies, or similar techniques, as well as instruments for which the fair value calculation requires significant management judgment or estimation.

Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis, as well as the general classification of such instruments pursuant to the valuation hierarchy.
Investment Securities

Where quoted prices are available in an active market for identical instruments, investment securities are classified within Level 1 of the valuation hierarchy. Level 1 investment securities include U.S. Treasury securities, most equity securities and money market mutual funds. Mutual funds are registered investment companies which are valued at net asset value of shares on a market exchange at the end of each trading day. Level 2 of the valuation hierarchy includes securities issued by U.S. Government sponsored enterprises, mortgage-backed securities, collateralized mortgage obligations, corporate and municipal bonds and certain equity securities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. In cases where there is limited activity or less transparency around inputs to the valuation, investment securities are classified within Level 3 of the valuation hierarchy.

Fair values for securities are determined using independent pricing services and market-participating brokers. The Corporation's independent pricing service utilizes evaluated pricing models that vary by asset class and incorporate available trade, bid and other market information for structured securities, cash flow and, when available, loan performance data. Because many fixed income securities do not trade on a daily basis, the pricing service's evaluated pricing applications apply information as applicable through processes, such as benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations. If at any time, the pricing service determines that it does not have sufficient verifiable information to value a particular security, the Corporation will utilize valuations from another pricing service. Management has a sufficient understanding of the third-party service's valuation models, assumptions and inputs used in determining the fair value of securities to enable management to maintain an appropriate system of internal control.

On a quarterly basis, the Corporation reviews changes, as submitted by the pricing service, in the market value of its security portfolio. Individual changes in valuations are reviewed for consistency with general interest rate movements and any known credit concerns for specific securities. If, upon the Corporation's review or in comparing with another service, a material difference between pricing evaluations were to exist, the Corporation may submit an inquiry to the current pricing service regarding the data used to determine the valuation of a particular security. If the Corporation determines there is market information that would support a different valuation than from the current pricing service's evaluation, the Corporation may utilize and change the security's valuation. There were no material differences in valuations noted at December 31, 2024.

Loans Held for Sale

The fair value of our mortgage loans held for sale is based on estimates using Level 2 inputs. These inputs are based on pricing information obtained from wholesale mortgage banks and brokers and applied to loans with similar interest rates and maturities.

Derivative Financial Instruments

The fair values of derivative financial instruments are based upon the estimated amount the Corporation would receive or pay to terminate the contracts or agreements, taking into account current interest rates and, when appropriate, the current creditworthiness of the counterparties. Interest rate swaps and mortgage banking derivative financial instruments are classified within Level 2 of the valuation hierarchy. Credit derivatives are valued based on credit worthiness of the underlying borrower which is a significant unobservable input and therefore classified in Level 3 of the valuation hierarchy.

Contingent Consideration Liability

The Corporation estimates the fair value of the contingent consideration liability by using a discounted cash flow model of future contingent payments based on projected revenue related to the acquired business. The estimated fair value of the contingent consideration liability is reviewed on a quarterly basis and any valuation adjustments resulting from a change of estimated future contingent payments based on projected revenue of the acquired business affecting the contingent consideration liability will be recorded through noninterest expense. Due to the significant unobservable input related to the projected revenue, the contingent consideration liability is classified within Level 3 of the valuation hierarchy. An increase in the projected revenue may result in a higher fair value of the contingent consideration liability. Alternatively, a decrease in the projected revenue may result in a lower estimated fair value of the contingent consideration liability.
The following table presents the assets and liabilities measured at fair value on a recurring basis at December 31, 2024 and 2023, classified using the fair value hierarchy:
 At December 31, 2024
(Dollars in thousands)Level 1Level 2Level 3Assets/
Liabilities at
Fair Value
Assets:
Available-for-sale securities:
State and political subdivisions$ $1,295 $ $1,295 
Residential mortgage-backed securities 283,381  283,381 
Collateralized mortgage obligations 1,685  1,685 
Corporate bonds 71,000  71,000 
Total available-for-sale securities 357,361  357,361 
Equity securities:
Money market mutual funds2,506   2,506 
Total equity securities2,506   2,506 
Loans held for sale 16,653  16,653 
Interest rate locks with customers* 214  214 
Forward loan sale commitments* 12  12 
Total assets$2,506 $374,240 $ $376,746 
Liabilities:
Contingent consideration liability$ $ $635 $635 
Credit derivatives*  67 67 
Total liabilities$ $ $702 $702 
*Such financial instruments are recorded at fair value as further described in Note 18, "Derivative Instruments and Hedging Activities."
The $67 thousand of credit derivatives liability represents the Credit Valuation Adjustment ("CVA"), which is obtained from real-time financial market data, of 135 interest rate swaps with a current notional amount of $860.4 million. The December 31, 2024, CVA is calculated using a 40% loss given default rate on the most recent investment grade credit curve.

The contingent consideration liability resulting from the Sheaffer acquisition was calculated using a discount rate of 8.3% on the acquisition date. During the year ended December 31, 2024, the Corporation paid $635 thousand in contingent consideration related to this acquisition. The contingent consideration liability was $635 thousand at December 31, 2024. The remaining potential cash payment that could result from the contingent consideration arrangement for the Sheaffer acquisition range from $0 to a maximum of $635 thousand through the measurement period ended November 30, 2024, to be made in the first quarter of 2025.
 At December 31, 2023
(Dollars in thousands)Level 1Level 2Level 3Assets/
Liabilities at
Fair Value
Assets:
Available-for-sale securities:
State and political subdivisions$— $2,301 $— $2,301 
Residential mortgage-backed securities— 264,552 — 264,552 
Collateralized mortgage obligations— 2,001 — 2,001 
Corporate bonds— 82,699 — 82,699 
Total available-for-sale securities— 351,553 — 351,553 
Equity securities:
Equity securities - financial services industry764 — — 764 
Money market mutual funds2,529 — — 2,529 
Total equity securities3,293 — — 3,293 
Loans held for sale— 11,637 — 11,637 
Interest rate locks with customers*— 717 — 717 
Total assets$3,293 $363,907 $— $367,200 
Liabilities:
Contingent consideration liability$— $— $1,224 $1,224 
Interest rate swaps*— 5,779 — 5,779 
Credit derivatives*— — 186 186 
Forward loan sale commitments*— 427 — 427 
Total liabilities$— $6,206 $1,410 $7,616 
*Such financial instruments are recorded at fair value as further described in Note 18, "Derivative Instruments and Hedging Activities."
The $186 thousand of credit derivatives liability represents the CVA, which is obtained from real-time financial market data, of 133 interest rate swaps with a current notional amount of $862.8 million. The December 31, 2023 CVA is calculated using a 40% loss given default rate on the most recent investment grade credit curve.

The contingent consideration liability resulting from the acquisition was $1.2 million, which was calculated using a discount rate of 8.3% on the acquisition date. During the year ended December 31, 2023, the Corporation paid $635 thousand in contingent consideration related to this acquisition. The remaining potential cash payments that could result from the contingent consideration arrangement for the Sheaffer acquisition ranges from $0 to a maximum of $1.3 million through the period ended November 30, 2024.

The following table includes a rollforward of loans and credit derivatives for which the Corporation utilized Level 3 inputs to determine fair value on a recurring basis for the years ended December 31, 2024 and 2023.
 For the Year Ended December 31, 2024
(Dollars in thousands)Balance at December 31, 2023AdditionsPayments receivedIncrease in valueBalance at December 31, 2024
Credit derivatives(186)(443) 562 (67)
Net total $(186)$(443)$ $562 $(67)
 For the Year Ended December 31, 2023
(Dollars in thousands)Balance at
December 31,
2022
AdditionsPayments receivedIncrease in valueBalance at December 31, 2023
Credit derivatives(360)(988)— 1,162 (186)
Net total $(360)$(988)$— $1,162 $(186)
The following table presents the change in the balance of the contingent consideration liability related to acquisitions for which the Corporation utilized Level 3 inputs to determine fair value on a recurring basis for the years ended December 31, 2024 and 2023:
 For the Year Ended December 31, 2024
(Dollars in thousands)Balance at December 31, 2023Payment of
Contingent
Consideration
Adjustment
of Contingent
Consideration
Balance at December 31, 2024
Paul I. Sheaffer Insurance Agency$1,224 $635 $46 $635 
Total contingent consideration liability$1,224 $635 $46 $635 
 For the Year Ended December 31, 2023
(Dollars in thousands)Balance at
December 31,
2022
Payment of
Contingent
Consideration
Adjustment
of Contingent
Consideration
Balance at December 31, 2023
Paul I. Sheaffer Insurance Agency1,765 635 94 1,224 
Total contingent consideration liability$1,765 $635 $94 $1,224 

The Corporation may be required to periodically measure certain assets and liabilities at fair value on a non-recurring basis in accordance with GAAP. These adjustments to fair value usually result from the application of lower of cost or market accounting or changes in the value of individual assets. The following table represents assets measured at fair value on a non-recurring basis at December 31, 2024 and 2023:
 At December 31, 2024
(Dollars in thousands)Level 1Level 2Level 3Assets at
Fair Value
Individually analyzed loans held for investment$ $ $10,111 $10,111 
Other real estate owned  20,141 20,141 
Repossessed assets  76 76 
Total$ $ $30,328 $30,328 
 At December 31, 2023
(Dollars in thousands)Level 1Level 2Level 3Assets at
Fair Value
Individually analyzed loans held for investment$— $— $18,960 $18,960 
Other real estate owned— — 19,032 19,032 
Total$— $— $37,992 $37,992 
The following table presents assets and liabilities not measured at fair value on a recurring or non-recurring basis in the Corporation's consolidated balance sheet but for which the fair value is required to be disclosed at December 31, 2024 and 2023. The disclosed fair values are classified using the fair value hierarchy.
 At December 31, 2024
(Dollars in thousands)Level 1Level 2Level 3Fair
Value
Carrying
Amount
Assets:
Cash and short-term interest-earning assets$328,844 $ $ $328,844 $328,844 
Held-to-maturity securities 115,007  115,007 134,111 
Federal Home Loan Bank, Federal Reserve Bank and other stockN/AN/AN/AN/A38,980 
Net loans and leases held for investment  6,586,054 6,586,054 6,729,381 
Servicing rights  12,710 12,710 6,990 
Total assets$328,844 $115,007 $6,598,764 $7,042,615 $7,238,306 
Liabilities:
Deposits:
Demand and savings deposits, non-maturity$5,305,553 $ $ $5,305,553 $5,305,553 
Time deposits 1,458,774  1,458,774 1,453,706 
Total deposits5,305,553 1,458,774  6,764,327 6,759,259 
Short-term borrowings11,181   11,181 11,181 
Long-term debt 225,475  225,475 225,000 
Subordinated notes 147,500  147,500 149,261 
Total liabilities$5,316,734 $1,831,749 $ $7,148,483 $7,144,701 
 At December 31, 2023
(Dollars in thousands)Level 1Level 2Level 3Fair
Value
Carrying
Amount
Assets:
Cash and short-term interest-earning assets$249,799 $— $— $249,799 $249,799 
Held-to-maturity securities— 128,277 — 128,277 145,777 
Federal Home Loan Bank, Federal Reserve Bank and other stockN/AN/AN/AN/A40,499 
Net loans and leases held for investment— — 6,290,455 6,290,455 6,462,867 
Servicing rights— — 17,724 17,724 8,982 
Total assets$249,799 $128,277 $6,308,179 $6,686,255 $6,907,924 
Liabilities:
Deposits:
Demand and savings deposits, non-maturity$5,221,989 $— $— $5,221,989 $5,221,989 
Time deposits— 1,153,775 — 1,153,775 1,153,792 
Total deposits5,221,989 1,153,775 — 6,375,764 6,375,781 
Short-term borrowings6,306 — — 6,306 6,306 
Long-term debt— 310,817 — 310,817 310,000 
Subordinated notes— 140,500 — 140,500 148,761 
Total liabilities$5,228,295 $1,605,092 $— $6,833,387 $6,840,848 

The following valuation methods and assumptions were used by the Corporation in estimating the fair value for financial instruments measured at fair value on a non-recurring basis and financial instruments not measured at fair value on a recurring or non-recurring basis in the Corporation's consolidated balance sheets but for which the fair value is required to be disclosed:

Cash and short-term interest-earning assets: The carrying amounts reported in the balance sheet for cash and due from banks, interest-earning deposits with other banks and other short-term investments is their stated value. Cash and short-term interest-earning assets are classified within Level 1 in the fair value hierarchy.
Held-to-maturity securities: Fair values for the held-to-maturity investment securities are estimated by using pricing models or quoted prices of securities with similar characteristics and are classified in Level 2 in the fair value hierarchy.

Federal Home Loan Bank, Federal Reserve Bank and other stock: It is not practical to determine the fair values of Federal Home Loan Bank, Federal Reserve Bank and other stock, due to restrictions placed on their transferability.

Loans held for sale: Loans held for sale are carried at the lower of cost or estimated fair value. The fair value of the Corporation's mortgage loans held for sale are generally determined using a pricing model based on current market information obtained from external sources, including interest rates, bids or indications provided by market participants on specific loans that are actively marketed for sale. These loans are primarily residential mortgage loans and are generally classified in Level 2 due to the observable pricing data.

Loans and leases held for investment: The fair values for loans and leases held for investment are estimated using discounted cash flow analyses, using a discount rate based on current interest rates at which similar loans with similar terms would be made to borrowers, adjusted as appropriate to consider credit, liquidity and marketability factors to arrive at a fair value that represents the Corporation's exit price at which these instruments would be sold or transferred. Loans and leases are classified within Level 3 in the fair value hierarchy since credit risk is not an observable input.

Individually analyzed loans and leases held for investment: For individually analyzed loans and leases, the Corporation uses a variety of techniques to measure fair value, such as using the current appraised value of the collateral, agreements of sale, discounting the contractual cash flows, and analyzing market data that the Corporation may adjust due to specific characteristics of the loan/lease or collateral. At December 31, 2024, individually analyzed loans held for investment had a carrying amount of $12.1 million with a valuation allowance of $1.9 million. At December 31, 2023, individually analyzed loans held for investment had a carrying amount of $20.7 million with a valuation allowance of $1.8 million. The Corporation had no individually analyzed leases at December 31, 2024 or 2023.

Servicing rights: The Corporation estimates the fair value of servicing rights using discounted cash flow models that calculate the present value of estimated future net servicing income. The model uses readily available prepayment speed assumptions for the interest rates of the portfolios serviced. Servicing rights are classified within Level 3 in the fair value hierarchy based upon management's assessment of the inputs. The Corporation reviews the servicing rights portfolio on a quarterly basis for impairment and the servicing rights are carried at the lower of amortized cost or estimated fair value. At December 31, 2024, servicing rights had a net carrying amount of $7.0 million, which included a valuation allowance of $7 thousand. At December 31, 2023, servicing rights had a net carrying amount of $9.1 million, which included a valuation allowance of $98 thousand.

Goodwill and other identifiable assets: Certain non-financial assets subject to measurement at fair value on a non-recurring basis include goodwill and other identifiable intangible assets. In accordance with ASC Topic 350, goodwill is tested at least annually for impairment at the reporting unit level. The Corporation performed its annual test of goodwill for impairment during the fourth quarter of 2024 and concluded there was no impairment of goodwill. There was no impairment of goodwill recorded in 2022 or 2023. The Corporation also completed an impairment test for other intangible assets during the fourth quarter of 2024 and concluded there was no impairment of other intangible assets. There was no impairment of other identifiable intangible assets recorded in 2022 or 2023.

Other real estate owned: Other real estate owned ("OREO") represents properties that the Corporation has acquired through foreclosure by either accepting a deed in lieu of foreclosure, or by taking possession of assets that collateralized a loan. The Corporation reports OREO at the lower of cost or fair value less cost to sell, adjusted periodically based on a current appraisal or an executed agreement of sale. Capital improvement expenses associated with the construction or repair of the property are capitalized as part of the cost of the OREO asset. Write-downs and any gain or loss upon the sale of OREO is recorded in other noninterest income. OREO is reported in other assets on the consolidated balance sheet. At December 31, 2024 and 2023, OREO had a carrying amount of $20.1 million and $19.0 million, respectively. During the year ended December 31, 2024, one residential real estate property with a carrying value of $156 thousand and one commercial real estate property with a carrying value of $252 thousand were transferred to OREO. Additionally, during the year ended December 31, 2024, $824 thousand in capitalized costs were recorded related to an existing property. Other real estate owned is classified within Level 3 in the fair value hierarchy based on appraisals, letters of intent or agreement of sale received from third parties.

Repossessed Assets: Repossessed assets represents non-real estate assets that the Corporation has acquired by taking possession of the asset that collateralized a loan or lease. The Corporation reports repossessed assets at the fair value less cost to sell, adjusted periodically based on a current appraisal provided by a third party based on their assumptions and quoted market prices for similar assets, when available. Write-downs and any gain or loss upon the sale of repossessed assets is recorded in
other noninterest income. Repossessed assets are reported in other assets on the consolidated balance sheet. At December 31, 2024, repossessed assets had a carrying amount of $76 thousand. During the year ended December 31, 2024, repossessed assets totaling $68 thousand were sold. The Corporation had no repossessed assets at December 31, 2023. Repossessed assets are classified within Level 3 in the fair value hierarchy based on appraisals, letters of intent, agreement of sale or indications of value received from third parties.

Deposit liabilities: The fair values for demand and savings accounts, with no stated maturities, is the amount payable on demand at the reporting date (carrying value) and are classified within Level 1 in the fair value hierarchy. The fair values for time deposits with fixed maturities are estimated by discounting the final maturity using interest rates currently offered for deposits with similar remaining maturities. Time deposits are classified within Level 2 in the fair value hierarchy.

Short-term borrowings: The fair value of short-term borrowings are estimated using current market rates for similar borrowings and are classified within Level 2 in the fair value hierarchy.

Long-term debt: The fair value of long-term debt is estimated by using discounted cash flow analysis, based on current market rates for debt with similar terms and remaining maturities. Long-term debt is classified within Level 2 in the fair value hierarchy.

Subordinated notes: The fair value of the subordinated notes are estimated by discounting the principal balance using indicative pricing for the term to the call date as the Corporation has the option to call the subordinated notes. The subordinated notes are classified within Level 2 in the fair value hierarchy.
v3.25.0.1
Share Repurchase Plan
12 Months Ended
Dec. 31, 2024
Equity [Abstract]  
Share Repurchase Plan Share Repurchase PlanThe Corporation may repurchase shares of its common stock from time to time through open market purchases, tender offers, privately negotiated purchases or other means based on general market conditions, the trading price of the Corporation's common stock, tax considerations, alternative uses of capital and the Corporation's results of operation. The share repurchase program does not obligate the Corporation to acquire any particular amount of common stock. The program has no scheduled expiration date, and the Board of Directors has the right to suspend or discontinue the program at any time. On October 26, 2022, the Corporation's Board of Directors approved the repurchase of 1,000,000 shares, or approximately 3.4% of the Corporation's common stock outstanding as of September 30, 2022. On October 23, 2024, the Corporation's Board of Directors approved the repurchase of an additional 1,000,000 shares, or approximately 3.4% of the Corporation's common stock outstanding as of September 30, 2024. During the years ended December 31, 2024, 2023 and 2022, the Corporation repurchased 802,535, 26,485 and 450,000 shares, respectively, of common stock at a cost of $18.9 million, $462 thousand and $11.4 million, respectively, under the Corporation's share repurchase program. At December 31, 2024, there were 1,400,154 shares available to be repurchased under the programs.
v3.25.0.1
Regulatory Matters
12 Months Ended
Dec. 31, 2024
Banking and Thrift, Other Disclosure [Abstract]  
Regulatory Matters Regulatory Matters
The Corporation and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Corporation's and the Bank's financial statements. Capital adequacy guidelines, and additionally for the Bank, the prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weighting and other factors.

Quantitative measures established by regulation to ensure capital adequacy require the Corporation and the Bank to maintain minimum capital amounts and ratios are set forth in the following table. To comply with the regulatory definition of well capitalized, a depository institution must maintain minimum capital amounts and ratios as set forth in the following table.

Under current rules, in order to avoid limitations on capital distributions (including dividend payments and certain discretionary bonus payments to executive officers), a banking organization must hold a capital conservation buffer comprised of common equity Tier 1 capital above its minimum risk-based capital requirements in an amount greater than 2.50% of total risk-weighted assets. The Corporation's and Bank's intent is to maintain capital levels in excess of the capital conservation buffer, which requires Tier 1 Capital to Risk Weighted Assets to exceed 8.50% and Total Capital to Risk Weighted Assets to exceed 10.50%. The Corporation and the Bank were in compliance with these requirements for 2024.
The Corporation's and Bank's actual and required capital ratios as of December 31, 2024 and December 31, 2023 under regulatory capital rules were as follows.
ActualFor Capital Adequacy
Purposes
To Be Well-Capitalized
Under Prompt
Corrective Action
Provisions
(Dollars in thousands)AmountRatioAmountRatioAmount  Ratio  
At December 31, 2024
Total Capital (to Risk-Weighted Assets):
Corporation$999,073 14.19 %$563,074 8.00 %$703,842 10.00 %
Bank843,245 12.03 560,778 8.00 700,972 10.00 
Tier 1 Capital (to Risk-Weighted Assets):
Corporation763,947 10.85 422,305 6.00 563,074 8.00 
Bank757,380 10.80 420,583 6.00 560,778 8.00 
Tier 1 Common Capital (to Risk-Weighted Assets):
Corporation763,947 10.85 316,729 4.50 457,497 6.50 
Bank757,380 10.80 315,438 4.50 455,632 6.50 
Tier 1 Capital (to Average Assets):
Corporation763,947 9.51 321,439 4.00 401,799 5.00 
Bank757,380 9.45 320,674 4.00 400,843 5.00 
At December 31, 2023
Total Capital (to Risk-Weighted Assets):
Corporation$953,889 13.90 %$549,160 8.00 %$686,450 10.00 %
Bank810,449 11.86 546,782 8.00 683,478 10.00 
Tier 1 Capital (to Risk-Weighted Assets):
Corporation726,478 10.58 411,870 6.00 549,160 8.00 
Bank731,799 10.71 410,087 6.00 546,782 8.00 
Tier 1 Common Capital (to Risk-Weighted Assets):
Corporation726,478 10.58 308,903 4.50 446,193 6.50 
Bank731,799 10.71 307,565 4.50 444,260 6.50 
Tier 1 Capital (to Average Assets):
Corporation726,478 9.36 310,520 4.00 388,150 5.00 
Bank731,799 9.45 309,753 4.00 387,191 5.00 

At December 31, 2024 and December 31, 2023, the Corporation and the Bank continued to meet all capital adequacy requirements to which they are subject. At December 31, 2024, the Bank was categorized as "well capitalized" under the regulatory framework for prompt corrective action. There are no conditions or events since that management believes have changed the Bank's category.

In December 2018, the Federal Reserve announced that a banking organization that experiences a reduction in retained earnings due to the CECL adoption as of the beginning of the fiscal year in which CECL was adopted may elect to phase in the regulatory capital impact of adopting CECL. Transitional amounts are calculated for the following items: retained earnings, temporary difference deferred tax assets and credit loss allowances eligible for inclusion in regulatory capital. When calculating regulatory capital ratios, 25% of the transitional amounts are phased in during the first year. An additional 25% of the transitional amounts are phased in over each of the next two years and at the beginning of the fourth year, the day-one effects of CECL are completely reflected in regulatory capital.

Additionally, in March 2020, the Office of the Comptroller of the Currency, the U.S. Department of the Treasury, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation announced the 2020 CECL interim final rule ("IFR") designed to allow eligible firms to better focus on supporting lending to creditworthy households and businesses in light of the then-recent strains on the U.S. economy as a result of the coronavirus ("COVID-19"). The 2020 CECL IFR allowed corporations that adopted CECL before December 31, 2020 to defer 100 percent of the day-one transitional amounts described above through December 31, 2021 for regulatory capital purposes. Additionally, the 2020 CECL IFR
allowed electing firms to defer through December 31, 2021 the approximate portion of the post day-one allowance attributable to CECL relative to the incurred loss methodology. This is calculated by applying a 25% scaling factor to the CECL provision.

The Corporation adopted the transition guidance and the 2020 CECL IFR relief and applied these effects to regulatory capital.

Dividends and Other Restrictions

The primary sources of the Corporation's dividends paid to its shareholders is from cash held at the Corporation and the earnings of the Bank paid to the Corporation in the form of dividends.

The approval of the Federal Reserve Board of Governors is required for a state bank member in the Federal Reserve system to pay dividends if the total of all dividends declared in any calendar year exceeds the Bank's net profits (as defined) for that year combined with its retained net profits for the preceding two calendar years. Under this formula, the Bank can declare dividends in 2025 without approval of the Federal Reserve Board of Governors of approximately $91.3 million plus an additional amount equal to the Bank's net profits for 2025 up to the date of any such dividend declaration.

Federal Reserve Board policy applicable to the holding company also provides that, as a general matter, a bank holding company should inform the Federal Reserve and should eliminate, defer or significantly reduce the holding company's dividends if the holding company's net income for the preceding four quarters, net of dividends paid during the period, is not sufficient to fully fund the dividends, the holding company's prospective rate of earnings retention is inconsistent with its capital needs and overall current and prospective financial condition, or the holding company will not meet, or is in danger of not meeting, its minimum regulatory capital adequacy ratios. Federal Reserve Board policy also provides that a bank holding company should inform the Federal Reserve reasonably in advance of declaring or paying a dividend that exceeds earnings for the period or that could result in a material adverse change to the organization's capital structure.

The Federal Reserve Act requires that the extension of credit by the Bank to certain affiliates, including the Corporation (parent), be secured by readily marketable securities, that the extension of credit to any one affiliate be limited to 10% of the Bank's capital and surplus (as defined), and that extensions of credit to all such affiliates be limited to 20% of the Bank's capital and surplus.
v3.25.0.1
Related Party Transactions
12 Months Ended
Dec. 31, 2024
Related Party Transactions [Abstract]  
Related Party Transactions Related Party Transactions
In the ordinary course of business, the Corporation has made loans and commitments to extend credit to certain directors and executive officers of the Corporation and companies in which directors have an interest ("Related Parties"). These loans and commitments have been made on substantially the same terms, including interest rates and collateral requirements, as those prevailing at the same time for comparable transactions with customers not related to the lender and did not involve more than the normal risk of collectability or present other unfavorable terms.

The following table provides a summary of activity for loans to Related Parties during the year ended December 31, 2024:
(Dollars in thousands)
Balance at January 1, 2024$— 
Additions40 
Amounts collected and other reductions(5)
Balance at December 31, 2024$35 

The following table provides additional information regarding transactions with Related Parties:

(Dollars in thousands)At December 31, 2024
Commitments to extend credit$130 
Deposits received627 
v3.25.0.1
Segment Reporting
12 Months Ended
Dec. 31, 2024
Segment Reporting [Abstract]  
Segment Reporting Segment Reporting
At December 31, 2024, the Corporation had three reportable business segments, Banking, Wealth Management and Insurance, which were determined by the Chief Executive Officer ("CEO"), who is the designated Chief Operating Decision Maker ("CODM") of the Corporation. The CEO determines the segments based primarily upon product and service offerings, through the types of income generated and the regulatory environment. The CEO is responsible for allocating resources and assessing the performance of the Corporation based on each reportable business segment, and regularly receives information from the reportable segment managers. These segments represent how the Corporation strategically operates and has positioned itself in the marketplace. The parent holding company and intercompany eliminations are included in the "Other" segment. The accounting policies of the reportable segments are the same as those described in Note 1. Summary of Significant Accounting Policies.

Each segment generates revenue from a variety of products and services it provides. Examples of products and services provided for each reportable segment are indicated as follows:
The Banking segment provides financial services to individuals, businesses, municipalities and non-profit organizations. These services include a full range of banking services such as deposit taking, loan origination and servicing, mortgage banking, other general banking services and equipment lease financing.
The Wealth Management segment offers investment advisory, financial planning and trust and brokerage services. The Wealth Management segment serves a diverse client base of private families and individuals, municipal pension plans, retirement plans, trusts and guardianships.
The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefit solutions, personal insurance lines and human resources consulting.
Each reportable segment manager receives a monthly management report containing current-month and year-to-date actual and budgeted income statement data, which reflects the segments interest income, interest expense, provision for credit losses, noninterest income, noninterest expense, and income before taxes. Income before taxes is the most important measurement used by the segment managers, Chief Operating Officer, Chief Financial Officer and CEO to assess performance of the segments and the Corporation as a whole.

The monthly management reports and results are regularly reviewed by the segment managers and the CEO. In addition, the CEO regularly meets with the segment managers to discuss operating results, forecasts and business issues. The CEO uses total revenue and noninterest expense for each segment predominantly in the annual budget and forecasting process. The CEO considers budget-to-actual variances on a quarterly basis for both measures when making decisions about the allocation of operating and capital resources to each segment. Accordingly, significant operating decisions are based upon analysis of each of these segments.

Information About Significant Segment Expenses

The significant segment expenses are regularly provided to the CEO and included in the reported measure of the segment's profit and loss. The Corporation considered relevant qualitative and quantitative factors when determining whether these segment expense categories and amounts were significant.

The following tables provide reportable segment-specific information, as well as the Other Segment, and reconciliations to consolidated financial information for the years ended December 31, 2024, 2023 and 2022.
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2024
Interest income$412,264 $73 $ $18 $412,355 
Interest expense192,060   9,125 201,185 
Net interest income (expense)220,204 73  (9,107)211,170 
Noninterest income35,480 29,909 22,471 195 88,055 
Total revenue255,684 29,982 22,471 (8,912)299,225 
Provision for credit losses5,933    5,933 
Less: (1)
Salaries, benefits and commissions74,561 17,912 13,578 17,694 123,745 
Net occupancy9,446 316 614 649 11,025 
Equipment4,039 40 96 278 4,453 
Data processing12,866 1,417 544 2,129 16,956 
Professional fees3,278 616 57 2,451 6,402 
Marketing and advertising834 158 53 1,128 2,173 
Deposit insurance premiums4,432    4,432 
Intangible expense267  427  694 
Other segment items (2)
20,922 2,594 661 3,935 28,112 
Intersegment expense (revenue) (3)
22,984 846 711 (24,541) 
Income (expense) before income taxes$96,122 $6,083 $5,730 $(12,635)$95,300 
Net capital expenditures$449 $14 $75 $199 $737 
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2023
Interest income$371,625 $67 $— $38 $371,730 
Interest expense142,608 — — 9,125 151,733 
Net interest income (expense)229,017 67 — (9,087)219,997 
Noninterest income28,414 26,804 21,501 105 76,824 
Total revenue257,431 26,871 21,501 (8,982)296,821 
Provision for credit losses10,770 — — — 10,770 
Less: (1)
Salaries, benefits and commissions74,933 15,790 13,283 16,182 120,188 
Net occupancy9,219 278 599 590 10,686 
Equipment3,769 44 88 231 4,132 
Data processing12,914 1,361 527 1,997 16,799 
Professional fees3,584 903 22 2,632 7,141 
Marketing and advertising1,251 166 70 693 2,180 
Deposit insurance premiums4,825 — — — 4,825 
Intangible expenses390 — 548 — 938 
Restructuring charges1,519 — — — 1,519 
Other segment items (2)
20,067 2,828 757 5,302 28,954 
Intersegment expense (revenue) (3)
23,912 459 486 (24,857)— 
Income (expense) before income taxes$90,278 $5,042 $5,121 $(11,752)$88,689 
Net capital expenditures$4,193 $19 $156 $479 $4,847 
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2022
Interest income$252,136 $20 $— $37 $252,193 
Interest expense28,098 — — 5,798 33,896 
Net interest income (expense)224,038 20 — (5,761)218,297 
Noninterest income30,342 27,695 19,930 (82)77,885 
Total revenue254,380 27,715 19,930 (5,843)296,182 
Provision for credit losses12,198 — — — 12,198 
Less: (1)
Salaries, benefits and commissions68,867 14,215 12,959 19,765 115,806 
Net occupancy8,684 244 600 665 10,193 
Equipment3,548 53 89 214 3,904 
Data processing11,764 1,111 555 1,785 15,215 
Professional fees4,897 490 65 3,880 9,332 
Marketing and advertising1,623 120 61 658 2,462 
Deposit insurance premiums3,075 — — — 3,075 
Intangible expenses514 96 683 — 1,293 
Restructuring charges184 — — — 184 
Other segment items (2)
18,608 2,637 735 3,330 25,310 
Intersegment expense (revenue) (3)
26,942 843 889 (28,674)— 
Income (expense) before income taxes$93,476 $7,906 $3,294 $(7,466)$97,210 
Net capital expenditures$(2,474)$534 $82 $234 $(1,624)
(1) The significant expense categories and amounts align with the segment-level information that is regularly provided to the chief operating decision maker.
(2) Other segment items for each reportable segment includes:
Banking - loan and lease financing related fees, deposit and card service fees, and certain overhead expenses.
Wealth Management - referral fees, clearing broker fees, and certain overhead expenses.
Insurance - certain overhead expenses.
Other - Board of Director fees, retirement costs, and certain overhead expenses.
(3) Includes an allocation of general and administrative expenses from both the parent holding company and the Bank.
The following tables show significant components of segment net assets as of December 31, 2024 and 2023.
At December 31, 2024
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
Other segment disclosures:
Cash and cash equivalents$247,023 $50,149 $31,672 $ $328,844 
Loans and leases, including loans held for sale, net of allowance for credit losses6,756,145    6,756,145 
Goodwill138,476 15,434 21,600  175,510 
Other segment assets839,359 3,485 2,828 22,246 867,918 
Total segment assets$7,981,003 $69,068 $56,100 $22,246 $8,128,417 
At December 31, 2023
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
Other segment disclosures:
Cash and cash equivalents$177,794 $44,618 $27,066 $321 $249,799 
Loans and leases, including loans held for sale, net of allowance for credit losses6,493,464 — — — 6,493,464 
Goodwill138,476 15,434 21,600 — 175,510 
Other segment assets841,630 2,453 (131)17,903 861,855 
Total segment assets$7,651,364 $62,505 $48,535 $18,224 $7,780,628 
v3.25.0.1
Revenue From Contracts with Customers
12 Months Ended
Dec. 31, 2024
Revenue from Contract with Customer [Abstract]  
Revenue from Contract with Customers Revenue from Contracts with Customers
The following tables disaggregate the Corporation's revenue by major source and reportable segment for the years ended December 31, 2024, 2023 and 2022.
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2024
Net interest income (1)$220,204 $73 $ $(9,107)$211,170 
Noninterest income:
Trust fee income 8,491   8,491 
Service charges on deposit accounts8,082    8,082 
Investment advisory commission and fee income 21,208   21,208 
Insurance commission and fee income  22,349  22,349 
Other service fee income (2)14,415 210 122  14,747 
Bank owned life insurance income (1)3,739   122 3,861 
Net gain on sales of investment securities (1)18    18 
Net gain on mortgage banking activities (1)5,265    5,265 
Other income (2)3,961   73 4,034 
Total noninterest income$35,480 $29,909 $22,471 $195 $88,055 

(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2023
Net interest income (1)$229,017 $67 $— $(9,087)$219,997 
Noninterest income:
Trust fee income— 7,732 — — 7,732 
Service charges on deposit accounts7,048 — — — 7,048 
Investment advisory commission and fee income— 18,864 — — 18,864 
Insurance commission and fee income— — 21,043 — 21,043 
Other service fee income (2)11,715 208 458 — 12,381 
Bank owned life insurance income (1)3,067 — — 118 3,185 
Net gain on mortgage banking activities (1)3,689 — — — 3,689 
Other income (2)2,895 — — (13)2,882 
Total noninterest income$28,414 $26,804 $21,501 $105 $76,824 
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2022
Net interest income (1)$224,038 $20 $— $(5,761)$218,297 
Noninterest income:
Trust fee income— 7,743 — — 7,743 
Service charges on deposit accounts6,175 — — — 6,175 
Investment advisory commission and fee income— 19,748 — — 19,748 
Insurance commission and fee income— — 19,065 — 19,065 
Other service fee income (2)11,356 204 865 — 12,425 
Bank owned life insurance income (1)3,672 — — 115 3,787 
Net gain on sales of investment securities (1)30 — — — 30 
Net gain on mortgage banking activities (1)4,412 — — — 4,412 
Other income (2)4,697 — — (197)4,500 
Total noninterest income$30,342 $27,695 $19,930 $(82)$77,885 
(1)Net interest income as well as many other revenues for financial assets and liabilities including loans, leases, securities, and derivatives are excluded from the scope of FASB ASC 606 "Revenue from Contracts with Customers" ("FASB ASC 606"). Noninterest income streams that are out of scope of FASB ASC 606 include bank owned life insurance income, sales of investment securities and mortgage banking activities.

(2)Other service fee income and other income include certain items that are in scope and certain items that are out of scope of FASB ASC 606 as described further in the following paragraphs.

Banking Segment

Service charges on deposit accounts are generally earned on depository accounts for commercial and consumer customers and primarily includes fees for account services, overdraft and non-sufficient funds services, and cash management services for commercial customers. Account services include fees for event-driven services such as ATM transactions and fees for periodic account maintenance activities. Cash management services for commercial customers include fees for event-driven services such as lockbox processing and line sweep services and fees for periodic account maintenance activities. The Corporation's obligation for event-driven services is satisfied at the time of the event when the service is delivered, while the obligation for periodic services is satisfied over the course of each month. Obligations for overdraft services are satisfied at the time of the overdraft.

Other service fee income is earned from commercial and consumer customers and primarily includes credit and debit card interchange and merchant revenues, mortgage servicing income, which is out of scope of FASB ASC 606, and other deposit related service fee income such as wire transfers, check services and safe deposit boxes. Interchange and merchant revenues are recognized concurrently with the delivery of services on a monthly basis. Other deposit related service fee income include fees for event-driven services, such as wire transfers and check services, and fees for periodic services such as safe deposit box services. The obligation for event-driven services is satisfied at the time of the event when the service is delivered, while the obligation for periodic services is satisfied over the course of each month.

Other income primarily includes net gains or losses from the sales of loans and leases, net gains or losses from the sales or disposition of fixed assets and net gains or losses on interest rate swaps, all of which are out of scope of FASB ASC 606, and net gains or losses on sales and write-downs of other real estate owned. Net gains or losses on sales of other real estate owned are recognized at the point in time in which control of the other real estate owned is transferred.

Wealth Management Segment

Trust fee income is earned for providing trust, investment management and other related services. Obligations for trust and other related services are generally satisfied over time but may be satisfied at points in time for certain activities that are transactional in nature and obligations for investment management services are generally performed over time. Fees for trust fee income are typically based on a tiered scale relative to the market value of assets under management and are recognized in conjunction with the delivery of services.
Investment advisory commission and fee income include fees for financial planning, guardian and custodian of employee benefits, investment advisory, and brokerage services. Obligations for financial planning, guardian and custodian of employee benefits, and investment advisory services are generally satisfied over time and fees, typically based on a tiered scale relative to the market value of assets under management, are recognized in conjunction with the delivery of services. Brokerage services are typically event driven and are based on the size and number of transactions executed at the client's direction and recognized on the trade date.

Insurance Segment

Insurance commission and fee income is derived primarily from commissions from the sale of insurance policies, which are generally calculated as a percentage of the policy premium, and contingent income, which is calculated based on the performance of the policies held by each carrier. Obligations for the sale of insurance policies are generally satisfied at the point in time which the policy is executed and are recognized at the point in time in which the amounts are known and collection is reasonably assured. Obligations for contingent income are generally satisfied over time and are recognized at the point in time in which the amounts are known and collection is reasonably assured.

Other service fee income is earned from payroll and human resources consulting services. These obligations are generally satisfied over time and are recognized on a periodic basis.
v3.25.0.1
Condensed Financial Information - Parent Company Only
12 Months Ended
Dec. 31, 2024
Condensed Financial Information Disclosure [Abstract]  
Condensed Financial Information - Parent Company Only Condensed Financial Information - Parent Company Only
Condensed financial statements of the Corporation, parent company only, follow:
(Dollars in thousands)At December 31,
Balance Sheets20242023
Assets:
Cash$132,643 $117,345 
Interest-earning deposits with other banks 321 
Cash and cash equivalents132,643 117,666 
Investments in securities 763 
Investments in subsidiaries, at equity in net assets:
Bank887,188 856,289 
Non-banks — 
Other assets22,247 17,139 
Total assets$1,042,078 $991,857 
Liabilities:
Subordinated notes$149,261 $148,761 
Other liabilities5,516 3,888 
Total liabilities154,777 152,649 
Shareholders' equity:887,301 839,208 
Total liabilities and shareholders' equity$1,042,078 $991,857 
(Dollars in thousands)For the Years Ended December 31,
Statements of Income202420232022
Dividends from Bank$56,283 $18,386 $23,303 
Dividends from non-bank — — 
Other income24,754 25,000 28,630 
Total operating income81,037 43,386 51,933 
Interest expense9,125 9,125 5,798 
Operating expenses28,266 27,627 30,297 
Income before income tax benefit and equity in undistributed income of subsidiaries43,646 6,634 15,838 
Income tax benefit(2,733)(2,751)(1,983)
Income before equity in undistributed income of subsidiaries46,379 9,385 17,821 
Equity in undistributed income of subsidiaries:
Bank29,552 61,719 60,299 
Non-banks — — 
Net income$75,931 $71,104 $78,120 
(Dollars in thousands)For the Years Ended December 31,
Statements of Cash Flows202420232022
Cash flows from operating activities:
Net income$75,931 $71,104 $78,120 
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed net income of subsidiaries(29,552)(61,719)(60,299)
Bank owned life insurance income(122)(118)(116)
Depreciation of premises and equipment355 342 346 
Stock based compensation4,615 4,194 4,120 
Contributions to pension and other postretirement benefit plans(243)(250)(252)
(Increase) decrease in other assets(6,198)(4,526)7,561 
Increase (decrease) in other liabilities8,999 2,975 (4,256)
Net cash provided by operating activities53,785 12,002 25,224 
Cash flow from investing activities:
Investments in subsidiaries — (10,000)
Proceeds from sales of securities409 — 
Other, net(199)(478)(272)
Net cash provided by (used in) investing activities210 (478)(10,271)
Cash flows from financing activities:
Proceeds from issuance of subordinated notes — 49,051 
Payment for shares withheld to cover taxes on vesting of restricted stock units(873)(1,232)(903)
Purchases of treasury stock(18,882)(462)(11,381)
Stock issued under dividend reinvestment and employee stock purchase plans2,384 2,565 2,541 
Proceeds from exercise of stock options3,195 115 698 
Cash dividends paid(24,842)(25,050)(24,607)
Net cash (used in) provided by financing activities(39,018)(24,064)15,399 
Net increase (decrease) in cash and due from financial institutions14,977 (12,540)30,352 
Cash and cash equivalents at beginning of year117,666 130,206 99,854 
Cash and cash equivalents at end of period$132,643 $117,666 $130,206 
Supplemental disclosures of cash flow information:
Cash paid during the year for:
Interest$8,625 $8,625 $5,000 
Income tax, net of refunds received18,012 15,266 10,989 
v3.25.0.1
Pay vs Performance Disclosure - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Pay vs Performance Disclosure      
Net income $ 75,931,000 $ 71,104,000 $ 78,120,000
v3.25.0.1
Insider Trading Arrangements
3 Months Ended
Dec. 31, 2024
Trading Arrangements, by Individual  
Rule 10b5-1 Arrangement Adopted false
Non-Rule 10b5-1 Arrangement Adopted false
Rule 10b5-1 Arrangement Terminated false
Non-Rule 10b5-1 Arrangement Terminated false
v3.25.0.1
Summary of Significant Accounting Policies (Policies)
12 Months Ended
Dec. 31, 2024
Accounting Policies [Abstract]  
Organization
Organization

Univest Financial Corporation (the "Corporation") through its wholly-owned subsidiary, Univest Bank and Trust Co. (the "Bank"), is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. The Bank is the parent company of Girard Investment Services, LLC, a full-service registered introducing broker-dealer and a licensed insurance agency, Girard Advisory Services, LLC, a registered investment advisory firm, and Girard Pension Services, LLC, a registered investment advisor, which provides investment consulting and management services to municipal entities. The Bank is also the parent company of Univest Insurance, LLC, an independent insurance agency, and Univest Capital, Inc., an equipment financing business. The Bank's subsidiaries enhance the traditional banking services provided by the Bank.   
The Bank serves 19 counties in the Southeastern, Central and Western regions of Pennsylvania, three counties in New Jersey and four counties in Maryland. Additionally, the Bank provides banking services to the residents and employees of 10 retirement communities.
Principles of Consolidation
Principles of Consolidation

The consolidated financial statements include the accounts of the Corporation and its wholly-owned subsidiaries, including the Bank as the Corporation's primary subsidiary. All significant intercompany balances and transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified to conform to the current-year presentation. Assets held by the Corporation in a fiduciary or agency capacity for its customers are not included in the consolidated financial statements since such items are not assets of the Corporation.
Use of Estimates
Use of Estimates
The preparation of the consolidated financial statements in conformity with U.S. generally accepted accounting principles ("U.S. GAAP") requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes include the fair value measurement of investment securities available-for-sale and the determination of the allowance for credit losses on loans and leases.
Earnings per Share
Earnings per Share

Basic earnings per share represent income available to common shareholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per share reflects the potential dilution, using the treasury stock method, that could occur if outstanding options on common shares had been exercised and restricted stock units had vested and the hypothetical repurchases of shares to fund such option exercises and restricted stock units vesting during the periods presented. Potential common shares that may be issued by the Corporation relate to outstanding stock options and restricted stock units and are determined using the treasury stock method. The effects of options to issue common stock and unvested restricted stock units are excluded from the computation of diluted earnings per share in periods in which the effect would be antidilutive. Antidilutive options are those options with weighted average exercise prices in excess of the weighted average market value. Antidilutive restricted stock units are those with hypothetical repurchases of shares, under the treasury stock method, exceeding the average restricted stock units outstanding for the periods presented.
Cash and Cash Equivalents
Cash and Cash Equivalents

The Corporation has defined those items included in the caption "Cash and due from banks" and "Interest-earning deposits with other banks" as cash and cash equivalents. Interest-earning deposits with other banks consist of deposit accounts with other financial institutions. At times, such balances exceed the FDIC limits for insurance coverage.
Investment Securities
Investment Securities

Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates such designation as of each balance sheet date. Securities are classified as investment securities held-to-maturity and carried at amortized cost if management has the positive intent and ability to hold the securities to maturity. Securities classified as available-for-sale are those securities that the Corporation intends to hold for an indefinite period of time but not necessarily to maturity. Securities available-for-sale are carried at fair value with unrealized gains and losses recorded in accumulated other comprehensive income, net of estimated income taxes. Any decision to sell a security classified as available-for-sale would be based on various factors, including interest rates, changes in the maturity or mix of the Corporation's assets and liabilities, liquidity needs, regulatory capital considerations and other factors. Securities purchased with the intention of recognizing short-term profits are placed in a trading account and are carried at fair value. The Corporation did not have any trading account securities at December 31, 2024 or 2023.

Purchase premiums and discounts are recognized in interest income using the interest method over the expected life of the securities except for premiums on callable debt securities, which are amortized to the next call date. Due to volatility in the financial markets, there is the risk that any future fair value could vary from that disclosed in the accompanying financial statements. Realized gains and losses on the sale of investment securities are recorded on the trade date, determined using the specific identification method, and are included in the consolidated statements of income.

The Corporation measures expected credit losses on held-to-maturity debt securities, which are comprised of residential mortgage-backed securities. The Corporation's residential mortgage-backed security holdings are issued by U.S. government entities and agencies and are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses.

Held-to-maturity debt securities are typically classified as nonaccrual when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest. When held-to-maturity debt securities are placed on nonaccrual status, unpaid interest credited to income is reversed.

The Corporation measures expected credit losses on available-for-sale debt securities when the Corporation does not intend to sell, or when it is not more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For available-for-sale debt securities that do not meet the aforementioned criteria, the Corporation evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, the Corporation considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security or the issuer, among other factors. If this evaluation indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss equal to the amount that the fair value is less than the amortized cost basis. Economic forecast data is utilized to calculate the present value of expected cash flows. The Corporation obtains its forecast data through a subscription to a widely recognized and relied upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable scenario, or a combination of scenarios, to be utilized in the model. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income.

The allowance for credit losses on available-for-sale debt securities is included within Investment securities available-for-sale on the consolidated balance sheet. Changes in the allowance for credit losses are recorded within Provision for credit losses on the consolidated statement of income. Losses are charged against the allowance when the Corporation believes the collectability of an available-for-sale security is in jeopardy or when either of the criteria regarding intent or requirement to sell is met.

Accrued interest receivable on available-for-sale debt securities totaled $1.2 million at December 31, 2024 and is included within accrued interest receivable and other assets on the consolidated balance sheet. This amount is excluded from the estimate of expected credit losses. Available-for-sale debt securities are typically classified as nonaccrual when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about the further collectability of principal or interest. When available-for-sale debt securities are placed on nonaccrual status, unpaid interest credited to income is reversed.

Equity securities are measured at fair value with changes in fair value recognized in net income.
Federal Home Loan Bank Stock, Federal Reserve Bank Stock and Certain Other Investments without Readily Determinable Fair Values
Federal Home Loan Bank Stock, Federal Reserve Bank Stock and Certain Other Investments without Readily Determinable Fair Values
At December 31, 2024 and 2023, the Bank held $14.9 million in Federal Reserve Bank stock as required by the Federal Reserve Bank. The Bank is a member of the Federal Home Loan Bank ("FHLB"), and as such, is required to hold FHLB stock as a condition of membership as determined by the FHLB. The Bank is required to hold stock in the FHLB in relation to the level of outstanding borrowings. The Bank held $23.9 million and $25.5 million of FHLB stock at December 31, 2024 and 2023, respectively. Because ownership is restricted, the fair values of these investments are not readily determinable. As such, these investments are recorded at cost and periodically evaluated for impairment based on ultimate recovery of par value. The Corporation determined there was no impairment of its investments in these stocks at December 31, 2024 or 2023.
Loans Held For Sale
Loans Held for Sale
The Corporation may elect the fair value option for loans intended for sale in the secondary market. This election is made on a loan level basis at the time of origination. If the fair value option is not elected, loans held for sale were carried at the lower of aggregate cost or estimated fair value. As of December 31, 2024 and 2023, loans held for sale were accounted for under the fair value option. Cash payments and cash receipts resulting from acquisitions and sales of loans are classified as operating cash flows if those loans are acquired specifically for resale. Cash receipts resulting from sales of loans that were not specifically acquired for resale are classified as investing cash inflows regardless of a change in the purpose for holding those loans.
Loans and Leases
Loans and Leases

Loans that the Corporation has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost, which is the principal amount, net of deferred fees and costs, and the allowance for credit losses. Lease financings are stated at net investment amount, consisting of the present value of lease payments and unguaranteed residual value, plus initial direct costs.

A loan or lease is typically classified as nonaccrual when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about the further collectability of principal or interest, even though the loan or lease is currently performing. When a loan or lease is classified as nonaccrual, the accrual of interest on such a loan or lease is discontinued. A loan or lease may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan or lease is placed on nonaccrual status, unpaid interest credited to income is reversed and the amortization of the deferred fees and costs is suspended. Interest payments received on nonaccrual loans and leases are either applied against principal or reported as interest income, according to management's judgment as to the ultimate collectability of principal. Loans and leases are usually restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is no longer in doubt.

A loan is classified as a modified loan to a borrower experiencing financial difficulty when a contractual loan modification in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay or a term extension (or a combination thereof) has been granted to an existing borrower experiencing financial difficulties. The goal when modifying a credit is to provide relief to customers experiencing cash flow difficulties. Accruing modified loans to borrowers experiencing financial difficulty are primarily comprised of loans on which interest is being accrued under the modified terms, and the loans are current or less than 90 days past due.

Accrued interest receivable on loans and leases held for investment totaled $28.7 million at December 31, 2024 and was included within accrued interest receivable and other assets on the consolidated balance sheet. This amount is excluded from the estimate of expected credit losses.

Overdraft deposits are reclassified as loans and are included in the total loans and leases on the balance sheet.

Loans and Leases - Prior to ASU No. 2022-02 Adoption

A loan or lease is classified as a troubled debt restructuring when a concession has been granted to an existing borrower experiencing financial difficulties. The Corporation grants concessions to existing borrowers primarily related to extensions of interest-only payment periods and, occasionally, payment modifications. These modifications typically are for up to one year. The goal when restructuring a credit is to provide relief to customers experiencing cash flow difficulties. Accruing troubled debt restructured loans are primarily comprised of loans on which interest is being accrued under the restructured terms, and the loans are current or less than 90 days past due.
Loan and Lease Fees
Loan and Lease Fees

Fees collected upon loan or lease originations and certain direct costs of originating loans and leases are deferred and recognized over the contractual lives of the related loans and leases as yield adjustments using the interest method. Upon prepayment or other disposition of the underlying loans and leases before their contractual maturities, any associated unearned fees or unamortized costs are recognized. Initial direct costs, comprised of commissions paid that would not have been incurred if the lease had not been obtained, are deferred and amortized over the life of the contract, and are classified within net interest income.
Allowance for Credit Losses on Loans and Leases
Allowance for Credit Losses on Loans and Leases

The allowance for credit losses ("ACL") on loans and leases is a valuation account that presents the amount that potentially may not be collected on a loan or lease. The ACL on loans and leases is measured on a collective (pooled) basis when similar risk characteristics exist. The ACL on loans and leases is adjusted through a provision for credit losses as a charge against, or credit to, earnings. Loans and leases deemed to be uncollectible are charged against the ACL on loans and leases, and any subsequent recoveries are credited to the ACL on loans and leases. Management evaluates the ACL on loans and leases on a quarterly basis and when changes in the reserve are necessary, an adjustment is made. The ACL on loans and leases is included within Allowance for credit losses, loans and leases on the consolidated balance sheet. Changes in the ACL on loans and leases are recorded within provision for credit losses on the consolidated statements of income.

Management utilizes a discounted cash flow ("DCF") model to calculate the present value of the expected cash flows for pools of loans and leases that share similar risk characteristics and compares the results of this calculation to the amortized cost basis of such loans and leases to determine its allowance for credit loss balance.

Management uses relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable economic forecasts in calculating its ACL. Historical credit loss experience provides one of the bases for the estimation of expected credit losses. Management determines whether there is a need to make qualitative adjustments to historical loss information by monitoring certain factors including differences in current loan-specific risk characteristics as well as for changes in external or environmental conditions, or other relevant factors.

The contractual term used in projecting the cash flows of a loan is based on the maturity date of a loan and is adjusted for prepayment or curtailment assumptions which may shorten that contractual time period. Options to extend are considered by management in determining the contractual term.

The key inputs to the DCF model are (1) probability of default, (2) loss given default, (3) prepayment and curtailment rates, (4) recovery delay, (5) reasonable and supportable economic forecasts, (6) forecast reversion period, (7) expected recoveries on charged off loans, and (8) discount rate.

Probability of Default ("PD")

In order to incorporate economic factors into forecasting within the DCF model, management uses the Loss Driver method to generate the PD rate inputs. The Loss Driver method analyzes how one or more economic factors change the default rate using a statistical regression analysis. Management selects economic factors for each loan pool that have strong correlations to historical default rates, and reviews the economic factors selected on an annual basis. For the period ended December 31, 2024, the factors management selected were unemployment rate, GDP, and the housing pricing index.

Loss Given Default ("LGD")

Management uses the Frye Jacobs parameter for determining the LGD input, which is an estimation technique that derives an LGD input from segment specific risk curves that correlates LGD with PD.

Prepayment and Curtailment rates

Prepayment Rates: Loan and lease level transaction data is used to calculate quarterly prepayment rates using available historical loan and lease level data. Those quarterly rates are annualized, and the average of the annualized rates is used in the DCF calculation for fixed payment or term loans. Rates are calculated for each pool.
Curtailment Rates: Loan level transaction data is used to calculate annual curtailment rates using available historical loan level data. The average of the historical rates is used in the DCF model for interest only payment or line of credit type loans. Rates are calculated for each pool.

Recovery Delay

The recovery delay input within the DCF calculation represents an estimate of the period of time between when a modeled default occurs and the ultimate resolution of that default, specifically the portion of that default that does not result in a loss. Management analyzes historical recovery activity on previous default activity to determine an appropriate recovery delay for each pool.

Reasonable and Supportable Forecasts

The forecast data used in the DCF model is obtained via a subscription to a widely recognized and relied upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable scenario, or a combination of scenarios, to be utilized in the model.

Forecast Reversion Period

Management uses forecasts to predict how economic factors will perform and uses a four-quarter forecast period as well as a four-quarter straight-line reversion period to historical averages (also commonly referred to as the mean reversion period).

Expected Recoveries on Charged-off Loans

Management performs an analysis to estimate recoveries that could be reasonably expected based on historical experience in order to account for expected recoveries on loans that have already been fully charged-off and are not included in the ACL calculation.

Discount Rate

The effective interest rate of the underlying loans and leases of the Corporation serves as the discount rate applied to the expected periodic cash flows. Management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments which can be reasonably estimated for each pool.

Individual Evaluation

Management evaluates individual instruments for expected credit losses when those instruments do not share similar risk characteristics with instruments evaluated using a collective (pooled) basis. Instruments will not be included in both collective and individual analyses. Individual analysis will establish a specific reserve for instruments in scope. All loans on nonaccrual status are individually evaluated for a specific reserve.

Management considers a financial asset as collateral-dependent when the debtor is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral, based on management's assessment as of the reporting date.

Modifications to Borrowers Experiencing Financial Difficulty

The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon asset origination or acquisition. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. The Corporation uses either a discounted cash flow model or the fair value of collateral method to determine the allowance for credit losses on modifications to borrowers experiencing financial difficulty, depending on the accrual status of the account after modification. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. Because the effect of most modifications made to borrowers experiencing financial difficulty are already included in the allowance for credit losses because of the measurement methodologies used to estimate the allowance, a change to the allowance for credit losses is generally not recorded upon modification but will get assessed and updated each quarter as necessary.
Premises and Equipment
Premises and Equipment

Land is stated at cost, and premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed on the straight-line method and charged to operating expenses over the estimated useful lives of the assets or, for leasehold improvements, over the shorter of the expected life of the related lease or the remaining estimated useful life of the asset. The estimated useful life for new buildings constructed on land owned is forty years. For new buildings constructed on leased land or land improvements, the estimated useful life is the initial term. The useful life of purchased existing buildings is the estimated remaining useful life at the time of the purchase. Furniture, fixtures and equipment have estimated useful lives ranging from three to ten years. When assets are retired, or otherwise disposed of, the cost and related accumulated depreciation are removed from the accounts.
Goodwill and Other Intangible Assets
Goodwill and Other Intangible Assets

The Corporation accounts for its acquisitions using the purchase accounting method. Purchase accounting requires the total purchase price to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets that must be recognized. Typically, this allocation results in the purchase price exceeding the fair value of net assets acquired, which is recorded as goodwill. Core deposit intangibles are a measure of the value of checking, money market and savings deposits acquired in business combinations accounted for under the purchase method. Core deposit intangibles are amortized using the sum of the year's digits over their estimated useful lives of up to fifteen years. Customer-related intangibles are the value associated with the existing customer base acquired in business combinations accounted for under the purchase method. Customer-related intangibles are amortized over their estimated useful lives of five to twelve years. The Corporation performs an assessment of goodwill at least on an annual basis or more often if events and circumstances indicate that a goodwill impairment test should be performed. The Corporation also completes an impairment test for other intangible assets on an annual basis or more often if events and circumstances indicate a possible impairment. The Corporation has selected October 31st as the date to perform the annual impairment test.

Servicing rights are recognized as separate assets when loans are sold, and the servicing rights are retained. Capitalized servicing rights are reported in other intangible assets on the consolidated balance sheets and are amortized into noninterest income in proportion to, and over the period of, estimated net servicing income on a basis similar to the interest method and an accelerated amortization method for loan payoffs. Servicing rights are evaluated for impairment, on a quarterly basis, based upon the estimated fair value of the rights as compared to their amortized cost. The Corporation estimates the fair value of servicing rights using discounted cash flow models that calculate the present value of estimated future net servicing income. The model uses readily available prepayment speed assumptions for the portfolios serviced. The impairment test stratifies servicing assets based on predominant risk characteristics of the underlying financial assets such as the term and interest rate. In conjunction with the impairment test, the Corporation records a valuation allowance when the fair value of the stratified servicing asset is less than amortized cost. Subsequent changes in the valuation of the assets are recorded as either an increase or a reduction of the valuation allowance, however, if the fair value exceeds amortized cost, such excess will not be recognized.
Bank Owned Life Insurance
Bank Owned Life Insurance
The Corporation has invested in bank-owned life insurance ("BOLI"). BOLI involves the purchasing of life insurance by the Corporation for certain employees. The Corporation is the owner and beneficiary of the policies, however certain policies include split-dollar endorsements. Under these endorsements, beneficiaries of the insured individuals are entitled to a portion of the proceeds from the policy upon death of the insured. The life insurance investment is carried at the net cash surrender value of the underlying policies. Changes in the net cash surrender value of these policies are reflected in noninterest income. Proceeds from and purchases of bank-owned life insurance are reflected on the consolidated statements of cash flows under investing activities. The Corporation recognizes a liability for the future death benefit for certain endorsement split-dollar life insurance arrangements that provide an employee with a death benefit in a postretirement period.
Other Real Estate Owned
Other Real Estate Owned

Other real estate owned ("OREO") represents properties that the Corporation has acquired through foreclosure by either accepting a deed in lieu of foreclosure, or by taking possession of assets that collateralized a loan. The Corporation reports OREO at the lower of cost or fair value less cost to sell, adjusted periodically based on current appraisals, letters of intent, or agreements of sale. Capital improvement expenses associated with the construction or repair of the property are capitalized as part of the cost of the OREO asset. Write-downs and any gain or loss upon the sale of OREO is recorded in other noninterest income. OREO is reported in accrued interest receivable and other assets on the consolidated balance sheet.
Repossessed Assets
Repossessed Assets

Repossessed assets represent non-real estate assets that the Corporation has acquired by taking possession of the asset that collateralized a loan or lease. The Corporation reports repossessed assets at the fair value less cost to sell, adjusted periodically based on a current appraisal provided by a third party based on their assumptions and quoted market prices for similar assets, when available. Write-downs and any gain or loss upon the sale of repossessed assets is recorded in other noninterest income. Repossessed assets are reported in accrued interest receivable and other assets on the consolidated balance sheet.
Retirement Plans and Other Postretirement Benefits
Retirement Plans and Other Postretirement Benefits

Substantially all employees who were hired before December 8, 2009 are covered by a non-contributory retirement plan. Effective December 31, 2009, the benefits previously accrued under the non-contributory retirement plan were frozen and the plan was amended and converted to a cash balance plan, with participants not losing any pension benefits already earned in the plan. Prior to the cash balance plan conversion, the plan provided benefits based on a formula of each participant's final average pay. Future benefits under the cash balance plan accrue by crediting participants annually with an amount equal to a percentage of earnings in that year based on years of credited service as defined in the plan. Employees hired on or after December 8, 2009 are not eligible to participate in the non-contributory retirement plan.

The Corporation also maintains a non-qualified benefit plan that provides supplemental executive retirement benefits to certain former executives, a portion of which is in excess of limits imposed on qualified plans by federal tax law. This non-qualified benefit plan is not offered to new participants and all current participants are now retired. The Corporation provides certain postretirement healthcare and life insurance benefits for retired employees. The Corporation's measurement date for plan assets and obligations is fiscal year-end. The Corporation recognizes on its consolidated balance sheet the funded status of its defined pension plans and changes in the funded status of the plan in the year in which the changes occur. An under-funded position would create a liability, and an over-funded position would create an asset, with a correlating deferred tax asset or liability. The net impact would be an adjustment to equity as accumulated other comprehensive income (loss). The Corporation recognizes as a component of other comprehensive income (loss), net of tax, the actuarial gains and losses and the prior service costs and credits that arise during the period.

The Corporation sponsors a 401(k) deferred salary savings plan, which is a qualified defined contribution plan, and which covers all employees of the Corporation and its subsidiaries and provides that the Corporation make matching contributions as defined by the plan.

The Corporation sponsors a Supplemental Non-Qualified Pension Plan, which was established in 1981 prior to the existence of 401(k) deferred salary savings, employee stock purchase and long-term incentive plans, and therefore is not offered to new participants. All current participants are now retired. This non-qualified plan is accounted for under guidance for deferred compensation arrangements.
Derivative Financial Instruments
Derivative Financial Instruments

The Corporation recognizes all derivative financial instruments on its consolidated balance sheet at fair value. Derivatives that are not hedges must be adjusted to fair value through income. If a derivative is a hedge, depending on the nature of the hedge, changes in the fair value of the derivative are either offset against the change in fair value of the hedged assets, liabilities, or firm commitments through earnings, or recognized in other comprehensive income until the underlying transaction is recognized in earnings. To determine fair value, the Corporation uses third-party pricing models that incorporate assumptions about market conditions and risks that are current at the reporting date.

The Corporation may use interest-rate swap agreements to modify interest rate characteristics from variable to fixed or fixed to variable in order to reduce the impact of interest rate changes on future net interest income. The Corporation accounts for its interest-rate swap contracts in cash flow hedging relationships by establishing and documenting the effectiveness of the instrument in offsetting the change in cash flows of assets or liabilities that are being hedged. To determine effectiveness, the Corporation performs an analysis to identify if changes in fair value of the derivative correlate to the equivalent changes in the forecasted interest receipts related to a specified hedged item. Recorded amounts related to interest-rate swaps are included in other assets or liabilities. The entire change in the fair values of the derivative instruments designated as hedges of future cash flows are recognized in accumulated other comprehensive income until the underlying forecasted transactions occur, at which time the deferred gains and losses are recognized in interest income. In a fair value hedge, the entire change in the fair values of the interest rate swap and hedged item included in the assessment of hedge effectiveness is recorded in interest income. The Corporation performs an assessment, both at the inception of the hedge and quarterly thereafter, to determine whether these derivatives are highly effective in offsetting changes in the value of the hedged items.
The Corporation has agreements with third-party financial institutions whereby the third-party financial institution enters into interest rate derivative contracts with loan customers referred to them by the Corporation. By the terms of the agreements, the third-party financial institution has recourse to the Corporation for any exposure created under each swap contract in the event the customer defaults on the swap agreement and the agreement is in a paying position to the third-party financial institution. The Corporation records the fair value of credit derivatives in other liabilities on the consolidated balance sheets. The Corporation recognizes changes in the fair value of credit derivatives, net of any fees received, in other noninterest income in the consolidated statements of income.

In connection with its mortgage banking activities, the Corporation enters into commitments to originate certain fixed-rate residential mortgage loans for customers, also referred to as interest rate locks. In addition, the Corporation enters into forward commitments for the future sale of mortgage loans to third-party investors to hedge the effect of changes in interest rates on the value of the interest rate locks. Forward loan sale commitments may also be in the form of commitments to sell individual mortgage loans at a fixed price at a future date. Both the interest rate locks and the forward loan sale commitments are accounted for as derivatives and carried at fair value. Gross derivative assets and liabilities are recorded within other assets and other liabilities on the consolidated balance sheets, with changes in fair value during the period recorded within the net gain on mortgage banking activities on the consolidated statements of income.
Off-balance Sheet Commitments and Reserve For Unfunded Commitments
Off-balance Sheet Commitments and Reserve for Unfunded Commitments

Commitments are made to accommodate the financial needs of customers. The Corporation uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet financial instruments. The Corporation maintains a reserve for off-balance sheet credit exposures that are currently unfunded. Management calculates funding rates using historical loan level data at the portfolio level. The current quarter's funding rate is subtracted from the maximum historical funding rate which is then applied to each pool's total non-cancellable available line of credit. The applicable ACL pool level loss rates for the current quarter are then applied to calculate the reserve for unfunded commitments liability each period.

The reserve for off-balance sheet credit exposures is included within accrued expenses and other liabilities on the consolidated balance sheet. Changes in the reserve for off-balance sheet credit exposures are recorded within the provision for credit losses on the consolidated statements of income.
Lease Liabilities and Right-of-Use Assets
Lease Liabilities and Right-of-Use Assets

The Corporation and its subsidiaries are obligated under non-cancelable operating leases for premises for certain financial centers and other office locations. The Corporation determines if an arrangement is a lease at inception by assessing whether a contract contains a right to control an identified asset for a period of time in exchange for consideration. Operating leases are included in operating lease right-of-use assets and operating lease liabilities on the consolidated balance sheets. For purposes of calculating operating lease liabilities, lease terms include options to extend or terminate the lease when it is reasonably certain that the Corporation will exercise that option and begins when the Corporation has control and possession of the leased property, which may be before rental payments are due under the lease. Right-of use assets and operating lease liabilities are recognized based on the present value of lease payments, discounted using the Corporation's incremental borrowing rate, over the lease term at the possession date. The Corporation determines its incremental borrowing rate using publicly available information available for debt issuers with similar credit ratings as the Bank, as the substantial majority of the Corporation's leases are related to properties of the Bank. The Corporation separately accounts for lease and non-lease components such as property taxes, insurance, and maintenance costs. Operating lease expense for the Corporation's leases, which generally have escalating rental payments over the term of the lease, is recognized on a straight-line basis over the lease term. Most leases include one or more options to renew, with renewal terms generally containing one or more five-year renewal options. At December 31, 2024, the Corporation's leases have remaining terms of 17 months to 20 years.
Income Taxes
Income Taxes

There are two components of income tax expense: current and deferred. Current income taxes approximates cash to be paid or refunded for taxes for the applicable period. Deferred income taxes are provided for temporary differences between amounts reported for financial statement and tax purposes. Deferred income taxes are computed using the asset and liability method, such that deferred tax assets and liabilities are recognized for the expected future tax consequences of temporary differences between financial reporting amounts and the tax basis of existing assets and liabilities based on currently enacted tax laws and tax rates in effect for the periods in which the differences are expected to reverse. Deferred tax assets are subject to management's judgment based upon available evidence that future taxes are "more likely than not" to be realized. If management determines that the Corporation is not more likely than not to realize some or all of the net deferred tax asset in the
future, a charge to income tax expense may be required to reduce the value of the net deferred tax asset to the expected realizable value. Valuation allowances are established when necessary to reduce deferred tax assets to the amount expected to be realized. Penalties are recorded in noninterest expense in the year they are assessed and paid and are treated as a nondeductible expense for tax purposes. Interest is recorded in noninterest expense in the year it is assessed and paid and is treated as a deductible expense for tax purposes.
Stock-Based Compensation
Stock-Based Compensation

The fair value of share-based awards is recognized as compensation expense over the vesting period, on a straight-line basis, based on the grant-date fair value of the awards.

The fair value of restricted stock is equivalent to the fair value of the Corporation's common stock on the date of grant. The Corporation grants performance-based and service-based restricted stock. The performance-based restricted stock vests based upon the Corporation's performance with respect to certain financial measures over a three-year period and based on continued employment over a period of time. The service-based restricted stock vests based on continued employment over a period of time. The fair value of restricted stock is recognized as compensation expense over the vesting period and for performance-based restricted stock is adjusted for a probability factor of achieving the performance goals.
Revenue Recognition
Revenue Recognition

The Corporation's revenue is the sum of net interest income and noninterest income. Revenues are recognized when obligations under the terms of contracts with customers are satisfied, including the transfer of control of the promised goods or services to customers, in an amount that reflects the consideration the Corporation expects to be entitled to in exchange for those goods or services. The Corporation provides services to customers which have related performance obligations that are completed to recognize revenue. The Corporation's revenues are generally recognized either immediately upon the completion of the services or over time as the services are performed. Any services performed over time generally require services to be rendered each period and therefore progress in completing these services is measured based upon the passage of time.
Recent Accounting Pronouncements
Accounting Pronouncements Adopted in 2024

In March 2023, the FASB issued ASU No. 2023-02, "Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method (a consensus of the Emerging Issues Task Force)". This ASU allows entities to elect the proportional amortization method, on a tax-credit-program-by-tax-credit-program basis, for all equity investments in tax credit programs meeting the eligibility criteria in Accounting Standards Codification (ASC) 323-740-25-1. While the ASU does not significantly alter the existing eligibility criteria, it does provide clarifications to address existing interpretive issues. It also prescribes specific information reporting entities must disclose about tax credit investments each period. This ASU became effective on January 1, 2024 for the Corporation. The adoption of this ASU did not have a material impact on the Corporation's financial statements.

In November 2023, the FASB issued ASU No. 2023-07, "Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures". This ASU improves reportable segment disclosure requirements through enhanced disclosures about significant segment expenses that are regularly provided to the chief operating decision maker and included within each reported measure of segment profit or loss. This ASU became effective on December 15, 2024 for the Corporation. The adoption of this ASU resulted in updated disclosures within our financial statements but otherwise did not have a material impact on the Corporation's financial statements.

Recent Accounting Pronouncements Yet to Be Adopted

In October 2023, the FASB issued ASU No. 2023-06, "Disclosure Improvements: Codification Amendments in Response to the SEC's Disclosure Update and Simplification Initiative". This ASU amends the disclosure or presentation requirements related to various subtopics in the FASB Accounting Standards Codification. The amendments in this ASU are expected to clarify or improve disclosure and presentation requirements of a variety of Codification Topics, allow users to more easily compare entities subject to the SEC's existing disclosures with those entities that were not previously subject to the requirements, and align the requirements in the Codification with the SEC's regulations. For entities subject to the SEC's existing disclosure requirements and for entities required to file or furnish financial statements with or to the SEC in preparation for the sale of or for purposes of issuing securities that are not subject to contractual restrictions on transfer, the effective date for each amendment will be the date on which the SEC removes that related disclosure from its rules. For all other entities, the amendments will be effective two years later. However, if by June 30, 2027, the SEC has not removed the related disclosure from its regulations, the amendments will be removed from the Codification and not become effective for any entity.
In December 2023, the FASB issued ASU No. 2023-09, "Income Taxes (Topic 740): Improvements to Income Tax Disclosures". This ASU enhances annual income tax disclosures to address investor requests for more transparency about income tax information through improvements to income tax disclosures, primarily related to the rate reconciliation and income taxes paid information. This ASU also includes certain other amendments to improve the effectiveness of income tax disclosures. For public business entities, the amendments in this ASU are effective for annual periods beginning after December 15, 2024. For all other business entities, the amendments will be effective for annual periods beginning after December 15, 2025. Early adoption is permitted. The Corporation does not expect the adoption of this ASU will have a material impact on the Corporation's financial statements.

In November 2024, the FASB issued ASU No. 2024-03, "Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses". This ASU requires new financial statement disclosures in tabular format, disaggregating information about prescribed categories underlying any relevant income statement expense caption. This ASU is effective for public business entities for annual reporting periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027. Early adoption is permitted. This ASU applies on a prospective basis for periods beginning after the effective date. However, retrospective application to any or all prior periods presented is permitted. The Corporation does not expect the adoption of this ASU will have a material impact on the Corporation's financial statements.
In November 2024, the FASB issued ASU No. 2024-04, "Debt—Debt with Conversion and Other Options (Subtopic 470-20): Induced Conversions of Convertible Debt Instruments". This ASU clarifies the requirements for determining whether certain settlements of convertible debt instruments should be accounted for as an induced conversion. This ASU is effective for all entities for annual and interim periods in fiscal years beginning after December 15, 2025. Early adoption is permitted for all entities that have adopted the amendments in ASU 2020-06. The Corporation does not expect the adoption of this ASU will have a material impact on the Corporation's financial statements.
v3.25.0.1
Earnings per Share (Tables)
12 Months Ended
Dec. 31, 2024
Earnings Per Share [Abstract]  
Basic and Diluted Earnings Per Share
The following table sets forth the computation of basic and diluted earnings per share:
 For the Years Ended December 31,
(Dollars and shares in thousands, except per share data)202420232022
Numerator for basic and diluted earnings per share—net income available to common shareholders
$75,931 $71,104 $78,120 
Denominator for basic earnings per share—weighted-average shares outstanding
29,215 29,433 29,393 
Effect of dilutive securities—stock options and restricted stock units186 100 158 
Denominator for diluted earnings per share—adjusted weighted-average shares outstanding
29,401 29,533 29,551 
Basic earnings per share$2.60 $2.42 $2.66 
Diluted earnings per share$2.58 $2.41 $2.64 
Average anti-dilutive options and restricted stock units excluded from computation of diluted earnings per share195 293 245 
v3.25.0.1
Investment Securities (Tables)
12 Months Ended
Dec. 31, 2024
Investments, Debt and Equity Securities [Abstract]  
Amortized Cost and Estimated Fair Value of Held to Maturity Securities and Available for Sale Securities by Contractual Maturity
The following tables show the amortized cost, the estimated fair value and the allowance for credit losses of the held-to-maturity securities and available-for-sale securities at December 31, 2024 and 2023, by contractual maturity within each type:
 At December 31, 2024
(Dollars in thousands)Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Allowance for Credit LossesFair Value
Securities Held-to-Maturity
Residential mortgage-backed securities:
After 1 year to 5 years$1,114 $ $(24)$ $1,090 
After 5 years to 10 years10,208  (450) 9,758 
Over 10 years122,789  (18,630) 104,159 
134,111  (19,104) 115,007 
Total$134,111 $ $(19,104)$ $115,007 
Securities Available-for-Sale
State and political subdivisions:
Within 1 year$1,300 $ $(5)$ $1,295 
1,300  (5) 1,295 
Residential mortgage-backed securities:
Within 1 year20    20 
After 1 year to 5 years298  (6) 292 
After 5 years to 10 years11,260  (791) 10,469 
Over 10 years311,126 119 (38,645) 272,600 
322,704 119 (39,442) 283,381 
Collateralized mortgage obligations:
After 1 year to 5 years155  (4) 151 
Over 10 years1,663  (129) 1,534 
1,818  (133) 1,685 
Corporate bonds:
Within 1 year5,905 5 (58)(6)5,846 
After 1 year to 5 years10,924 16 (303)(31)10,606 
After 5 years to 10 years60,000  (4,650)(802)54,548 
76,829 21 (5,011)(839)71,000 
Total$402,651 $140 $(44,591)$(839)$357,361 
 At December 31, 2023
(Dollars in thousands)Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Allowance for Credit LossesFair Value
Securities Held-to-Maturity
Residential mortgage-backed securities:
After 1 year to 5 years$1,871 $— $(62)$— $1,809 
After 5 years to 10 years12,047 — (462) 11,585 
Over 10 years131,859 — (16,976) 114,883 
145,777 — (17,500) 128,277 
Total$145,777 $— $(17,500)$ $128,277 
Securities Available-for-Sale
State and political subdivisions:
Within 1 year$1,030 $— $(1)$ $1,029 
After 1 year to 5 years1,298 — (26) 1,272 
2,328 — (27) 2,301 
Residential mortgage-backed securities:
After 1 year to 5 years567 — (20) 547 
After 5 years to 10 years13,653 — (964) 12,689 
Over 10 years285,628 131 (34,443) 251,316 
299,848 131 (35,427) 264,552 
Collateralized mortgage obligations:
After 5 years to 10 years241 — (11) 230 
Over 10 years1,960 — (189) 1,771 
2,201 — (200) 2,001 
Corporate bonds:
Within 1 year18,011 (176)(27)17,809 
After 1 year to 5 years13,339 23 (671)(43)12,648 
After 5 years to 10 years60,000 — (7,097)(661)52,242 
91,350 24 (7,944)(731)82,699 
Total$395,727 $155 $(43,598)$(731)$351,553 
Information Related to Sales of Securities Available-for-Sale
The following table presents information related to sales of securities available-for-sale during the years ended December 31, 2024, 2023 and 2022:
 For the Years Ended December 31,
(Dollars in thousands)202420232022
Securities available-for-sale:
Proceeds from sales$505 $— $1,530 
Gross realized gains on sales18 — 30 
Tax expense related to net realized gains on sales4 — 
Schedule of Securities in Unrealized Loss Position
The following table shows the fair value of securities that were in an unrealized loss position for which an allowance for credit losses has not been recorded at December 31, 2024 and 2023, by the length of time those securities were in a continuous loss position.
 Less than
Twelve Months
Twelve Months
or Longer
Total
(Dollars in thousands)Fair ValueUnrealized
Losses
Fair ValueUnrealized
Losses
Fair ValueUnrealized
Losses
At December 31, 2024
Securities Held-to-Maturity
Residential mortgage-backed securities$2,566 $(50)$112,441 $(19,054)$115,007 $(19,104)
Total$2,566 $(50)$112,441 $(19,054)$115,007 $(19,104)
Securities Available-for-Sale
Residential mortgage-backed securities$65,044 $(905)$205,071 $(38,537)$270,115 $(39,442)
Collateralized mortgage obligations  1,685 (133)1,685 (133)
Total$65,044 $(905)$206,756 $(38,670)$271,800 $(39,575)
At December 31, 2023
Securities Held-to-Maturity
Residential mortgage-backed securities$6,005 $(94)$122,272 $(17,406)$128,277 $(17,500)
Total$6,005 $(94)$122,272 $(17,406)$128,277 $(17,500)
Securities Available-for-Sale
State and political subdivisions$1,029 $(1)$— $— $1,029 $(1)
Residential mortgage-backed securities16,992 (65)238,053 (35,362)255,045 (35,427)
Collateralized mortgage obligations— — 2,001 (200)2,001 (200)
Corporate bonds780 (1)— — 780 (1)
Total$18,801 $(67)$240,054 $(35,562)$258,855 $(35,629)
Available-for-sale Securities, Allowance for Credit Loss Rollforward
The table below presents a rollforward by major security type for the years ended December 31, 2024 and 2023 of the allowance for credit losses on securities available-for-sale.

(Dollars in thousands)Corporate Bonds
For the Year Ended December 31, 2024
Securities Available-for-Sale
Beginning balance$(731)
Additions for securities for which no previous expected credit losses were recognized(3)
Change in securities for which a previous expected credit loss was recognized(105)
Ending balance$(839)
For the Year Ended December 31, 2023
Securities Available-for-Sale
Beginning balance$(1,140)
Additions for securities for which no previous expected credit losses were recognized(3)
Change in securities for which a previous expected credit loss was recognized412 
Ending balance$(731)
Gain (Loss) on Equity Securities
The following is a summary of unrealized and realized gains and losses of equity securities recognized in other noninterest income in the consolidated statements of income during the years ended December 31, 2024 and 2023.

For the Years Ended December 31,
(Dollars in thousands)20242023
Equity Securities:
Net gains (losses) recognized during the period$68 $(17)
Less: Net gains recognized during the period on equity securities sold during the period68 — 
Unrealized losses recognized during the reporting period on equity securities still held at the reporting date$ $(17)
v3.25.0.1
Loans and Leases (Tables)
12 Months Ended
Dec. 31, 2024
Receivables [Abstract]  
Summary of Major Loan and Lease Categories
At December 31,
(Dollars in thousands)20242023
Commercial, financial and agricultural$1,037,835 $989,723 
Real estate-commercial3,530,451 3,302,798 
Real estate-construction274,483 394,462 
Real estate-residential secured for business purpose536,095 517,002 
Real estate-residential secured for personal purpose994,972 909,015 
Real estate-home equity secured for personal purpose186,836 179,282 
Loans to individuals21,250 27,749 
Lease financings244,661 247,183 
Total loans and leases held for investment, net of deferred income6,826,583 6,567,214 
Less: Allowance for credit losses, loans and leases(87,091)(85,387)
Net loans and leases held for investment$6,739,492 $6,481,827 
Imputed interest on lease financings, included in the above table$(31,927)$(30,485)
Net deferred costs, included in the above table6,992 7,949 
Overdraft deposits included in the above table104 280 
Schedule of Age Analysis of Past Due Loans and Leases
The following presents, by class of loans and leases held for investment, an aging of past due loans and leases, loans and leases which are current and nonaccrual loans and leases at December 31, 2024 and 2023:

Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due
60-89
Days
Past Due
90 Days
or more
Past Due
Total
Past Due
CurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At December 31, 2024
Commercial, financial and agricultural$1,750 $723 $ $2,473 $1,031,567 $1,034,040 $3,795 $1,037,835 
Real estate—commercial real estate and construction:
Commercial real estate415 2,919  3,334 3,524,438 3,527,772 2,679 3,530,451 
Construction3,659   3,659 270,824 274,483  274,483 
Real estate—residential and home equity:
Residential secured for business purpose1,077   1,077 534,432 535,509 586 536,095 
Residential secured for personal purpose3,040   3,040 988,127 991,167 3,805 994,972 
Home equity secured for personal purpose1,063 309  1,372 184,273 185,645 1,191 186,836 
Loans to individuals187 59 24 270 20,980 21,250  21,250 
Lease financings1,026 502 297 1,825 242,225 244,050 611 244,661 
Total$12,217 $4,512 $321 $17,050 $6,796,866 $6,813,916 $12,667 $6,826,583 
Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due
60-89
Days
Past Due
90 Days
or more
Past Due
Total
Past Due
CurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At December 31, 2023
Commercial, financial and agricultural$1,355 $348 $285 $1,988 $985,469 $987,457 $2,266 $989,723 
Real estate—commercial real estate and construction:
Commercial real estate1,763 1,072 — 2,835 3,294,254 3,297,089 5,709 3,302,798 
Construction10,022 45 — 10,067 378,328 388,395 6,067 394,462 
Real estate—residential and home equity:
Residential secured for business purpose930 643 — 1,573 514,339 515,912 1,090 517,002 
Residential secured for personal purpose6,464 76 — 6,540 898,262 904,802 4,213 909,015 
Home equity secured for personal purpose721 144 — 865 177,301 178,166 1,116 179,282 
Loans to individuals191 84 37 312 27,437 27,749 — 27,749 
Lease financings987 374 212 1,573 245,552 247,125 58 247,183 
Total$22,433 $2,786 $534 $25,753 $6,520,942 $6,546,695 $20,519 $6,567,214 
Schedule of Nonperforming Loans and Leases
The following presents, by class of loans and leases, nonperforming loans and leases at December 31, 2024 and 2023.
At December 31,
 20242023
(Dollars in thousands)Nonaccrual
Loans and
Leases
Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest
Total Nonperforming
Loans and
Leases
Nonaccrual
Loans and
Leases
Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest
Total Nonperforming
Loans and
Leases
Loans held for sale$ $ $ $$— $
Loans and leases held for investment:
Commercial, financial and agricultural$3,795 $ $3,795 $2,266 $285 $2,551 
Real estate—commercial real estate and construction:
Commercial real estate2,679  2,679 5,709 — 5,709 
Construction   6,067 — 6,067 
Real estate—residential and home equity:
Residential secured for business purpose586  586 1,090 — 1,090 
Residential secured for personal purpose3,805  3,805 4,213 — 4,213 
Home equity secured for personal purpose1,191  1,191 1,116 — 1,116 
Loans to individuals 24 24 — 37 37 
Lease financings611 297 908 58 212 270 
Total$12,667 $321 $12,988 $20,527 $534 $21,061 
Nonaccrual Loans and Leases Data
The following table presents the amortized cost basis of loans and leases held for investment on nonaccrual status and loans and leases held for investment 90 days or more past due and still accruing as of December 31, 2024 and 2023.
(Dollars in thousands)Nonaccrual With No Allowance for Credit LossesNonaccrual With Allowance for Credit LossesTotal NonaccrualLoans and Leases 90 Days or more Past Due and Accruing Interest
At December 31, 2024
Commercial, financial and agricultural$187 $3,608 $3,795 $ 
Real estate-commercial1,834 845 2,679  
Real estate-residential secured for business purpose586  586  
Real estate-residential secured for personal purpose3,805  3,805  
Real estate-home equity secured for personal purpose1,191  1,191  
Loans to individuals   24 
Lease financings 611 611 297 
Total$7,603 $5,064 $12,667 $321 
At December 31, 2023
Commercial, financial and agricultural$332 $1,934 $2,266 $285 
Real estate-commercial5,687 22 5,709 — 
Real estate-construction2,931 3,136 6,067 — 
Real estate-residential secured for business purpose1,090 — 1,090 — 
Real estate-residential secured for personal purpose4,213 — 4,213 — 
Real estate-home equity secured for personal purpose1,116 — 1,116 — 
Loans to individuals— — — 37 
Lease financings— 58 58 212 
Total$15,369 $5,150 $20,519 $534 

For the years ended December 31, 2024 and 2023, $102 thousand and $84 thousand of interest income was recognized on nonaccrual loans and leases, respectively.

The following table presents, by class of loans and leases, the amortized cost basis of collateral-dependent nonaccrual loans and leases and type of collateral as of December 31, 2024 and 2023.
(Dollars in thousands)Real Estate
Other (1)
None (2)
Total
At December 31, 2024
Commercial, financial and agricultural$1,521 $1,843 $431 $3,795 
Real estate-commercial2,661  18 2,679 
Real estate-construction    
Real estate-residential secured for business purpose586   586 
Real estate-residential secured for personal purpose3,805   3,805 
Real estate-home equity secured for personal purpose1,191   1,191 
Lease financings 611  611 
Total$9,764 $2,454 $449 $12,667 
(Dollars in thousands)Real Estate
Other (1)
NoneTotal
At December 31, 2023
Commercial, financial and agricultural$2,236 $30 $— $2,266 
Real estate-commercial5,709 — — 5,709 
Real estate-construction6,067 — — 6,067 
Real estate-residential secured for business purpose1,090 — — 1,090 
Real estate-residential secured for personal purpose4,213 — — 4,213 
Real estate-home equity secured for personal purpose1,116 — — 1,116 
Lease financings— 58 — 58 
Total$20,431 $88 $— $20,519 
(1) Collateral consists of business assets, including accounts receivable, personal property and equipment.
(2) Loans fully guaranteed or fully reserved given lack of collateral.
Summary of Commercial Credit Quality Indicators
Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for commercial, financial and agricultural loans, real estate-commercial loans, real estate-construction loans and real estate-residential secured for a business purpose loans by credit quality indicator at December 31, 2024 and 2023.
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20242023202220212020PriorRevolving Loans Amortized Cost BasisRevolving Loans Converted to TermTotal
At December 31, 2024
Commercial, financial and agricultural
Risk Rating
1. Pass$232,925 $73,453 $68,205 $95,135 $16,403 $44,329 $411,413 $871 $942,734 
2. Special Mention3,622 6,489 24,423 166 5  27,106  61,811 
3. Substandard 500 1,975 6,623  6,401 17,791  33,290 
Total$236,547 $80,442 $94,603 $101,924 $16,408 $50,730 $456,310 $871 $1,037,835 
Current period gross charge-offs$69 $ $ $72 $9 $31 $2,745 $ $2,926 
Real estate-commercial
Risk Rating
1. Pass$506,644 $441,802 $882,071 $581,693 $538,539 $471,734 $81,145 $ $3,503,628 
2. Special Mention1,763  716  3,028 12,213   17,720 
3. Substandard  2,662 827 1,402 1,317 2,895  9,103 
Total$508,407 $441,802 $885,449 $582,520 $542,969 $485,264 $84,040 $ $3,530,451 
Current period gross charge-offs$ $ $ $ $ $35 $ $ $35 
Real estate-construction
Risk Rating
1. Pass$109,627 $71,770 $58,072 $4,226 $1,700 $1,899 $19,636 $ $266,930 
2. Special Mention         
3. Substandard248  4,095  2,403  807  7,553 
Total$109,875 $71,770 $62,167 $4,226 $4,103 $1,899 $20,443 $ $274,483 
Current period gross charge-offs$ $ $ $ $ $ $500 $ $500 
Real estate-residential secured for business purpose
Risk Rating
1. Pass$93,976 $95,743 $137,406 $104,156 $48,495 $21,937 $31,922 $ $533,635 
2. Special Mention547 239  683 405    1,874 
3. Substandard    548 38   586 
Total$94,523 $95,982 $137,406 $104,839 $49,448 $21,975 $31,922 $ $536,095 
Totals By Risk Rating
1. Pass$943,172 $682,768 $1,145,754 $785,210 $605,137 $539,899 $544,116 $871 $5,246,927 
2. Special Mention5,932 6,728 25,139 849 3,438 12,213 27,106  81,405 
3. Substandard248 500 8,732 7,450 4,353 7,756 21,493  50,532 
Total$949,352 $689,996 $1,179,625 $793,509 $612,928 $559,868 $592,715 $871 $5,378,864 
Total current period gross charge-offs$69 $ $ $72 $9 $66 $3,245 $ $3,461 
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20232022202120202019PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2023
Commercial, financial and agricultural
Risk Rating
1. Pass$130,755 $121,402 $135,550 $26,745 $19,029 $40,973 $455,076 $930,183 
2. Special Mention— 13,454 — — 6,029 — 15,251 34,734 
3. Substandard— 2,195 8,206 — 216 — 14,189 24,806 
Total$130,755 $137,051 $143,756 $26,745 $25,274 $40,973 $484,516 $989,723 
Real estate-commercial
Risk Rating
1. Pass$480,527 $841,529 $642,133 $604,700 $329,443 $296,802 $74,947 $3,270,081 
2. Special Mention1,238 227 3,132 5,821 — 10,416 — 20,834 
3. Substandard1,324 2,732 2,768 — 226 1,911 2,922 11,883 
Total$483,089 $844,488 $648,033 $610,521 $329,669 $309,129 $77,869 $3,302,798 
Real estate-construction
Risk Rating
1. Pass$112,127 $218,637 $4,139 $2,600 $241 $2,211 $14,440 $354,395 
2. Special Mention— 7,655 — — 4,045 5,265 10,908 27,873 
3. Substandard2,400 1,574 2,932 — — — 5,288 12,194 
Total$114,527 $227,866 $7,071 $2,600 $4,286 $7,476 $30,636 $394,462 
Real estate-residential secured for business purpose
Risk Rating
1. Pass$104,904 $151,680 $120,035 $60,360 $38,006 $11,631 $29,295 $515,911 
2. Special Mention— — — — — — — — 
3. Substandard— 162 — 620 — 309 — 1,091 
Total$104,904 $151,842 $120,035 $60,980 $38,006 $11,940 $29,295 $517,002 
Totals By Risk Rating
1. Pass$828,313 $1,333,248 $901,857 $694,405 $386,719 $351,617 $573,758 $5,070,570 
2. Special Mention1,238 21,336 3,132 5,821 10,074 15,681 26,159 83,441 
3. Substandard3,724 6,663 13,906 620 442 2,220 22,399 49,974 
Total$833,275 $1,361,247 $918,895 $700,846 $397,235 $369,518 $622,316 $5,203,985 
Summary of Credit Exposure
The Corporation monitors the credit risk profile by payment activity for the following classifications of loans and leases: real estate-residential secured for personal purpose loans, real estate-home equity secured for personal purpose loans, loans to individuals and lease financings. The Corporation reviews credit quality indicators on at least an annual basis and last completed this review in conjunction with the period ended December 31, 2024. Loans and leases past due 90 days or more and loans and leases on nonaccrual status are considered nonperforming. Nonperforming loans and leases are reviewed monthly. Performing loans and leases are reviewed only if the loan becomes 60 days or more past due.

Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for real estate-residential secured for personal purpose loans, real estate-home equity secured for personal purpose loans, loans to individuals and lease financings by credit quality indicator at December 31, 2024 and 2023.
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20242023202220212020PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2024
Real estate-residential secured for personal purpose
Payment Performance
1. Performing$25,908 $203,136 $356,506 $195,727 $121,743 $88,147 $ $991,167 
2. Nonperforming  142 37 2,836 790  3,805 
Total$25,908 $203,136 $356,648 $195,764 $124,579 $88,937 $ $994,972 
Real estate-home equity secured for personal purpose
Payment Performance
1. Performing$354 $352 $2,260 $402 $326 $1,201 $180,750 $185,645 
2. Nonperforming  21    1,170 1,191 
Total$354 $352 $2,281 $402 $326 $1,201 $181,920 $186,836 
Loans to individuals
Payment Performance
1. Performing$2,008 $963 $459 $300 $19 $610 $16,867 $21,226 
2. Nonperforming     24  24 
Total$2,008 $963 $459 $300 $19 $634 $16,867 $21,250 
Current period gross charge-offs$220 $135 $33 $3 $ $88 $442 $921 
Lease financings
Payment Performance
1. Performing$83,360 $82,634 $46,986 $23,088 $5,989 $1,696 $ $243,753 
2. Nonperforming197 168 473 32 25 13  908 
Total$83,557 $82,802 $47,459 $23,120 $6,014 $1,709 $ $244,661 
Current period gross charge-offs$ $238 $165 $218 $14 $16 $ $651 
Totals by Payment Performance
1. Performing$111,630 $287,085 $406,211 $219,517 $128,077 $91,654 $197,617 $1,441,791 
2. Nonperforming197 168 636 69 2,861 827 1,170 5,928 
Total$111,827 $287,253 $406,847 $219,586 $130,938 $92,481 $198,787 $1,447,719 
Total current period gross charge-offs$220 $373 $198 $221 $14 $104 $442 $1,572 
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20232022202120202019PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2023
Real estate-residential secured for personal purpose
Payment Performance
1. Performing$139,765 $328,383 $206,285 $128,157 $22,798 $79,296 $118 $904,802 
2. Nonperforming— 153 43 2,749 — 1,268 — 4,213 
Total$139,765 $328,536 $206,328 $130,906 $22,798 $80,564 $118 $909,015 
Real estate-home equity secured for personal purpose
Payment Performance
1. Performing$511 $2,567 $510 $409 $165 $1,463 $172,541 $178,166 
2. Nonperforming— — — — — — 1,116 1,116 
Total$511 $2,567 $510 $409 $165 $1,463 $173,657 $179,282 
Loans to individuals
Payment Performance
1. Performing$1,831 $894 $530 $107 $48 $1,004 $23,298 $27,712 
2. Nonperforming— — — — — 37 — 37 
Total$1,831 $894 $530 $107 $48 $1,041 $23,298 $27,749 
Lease financings
Payment Performance
1. Performing$110,832 $70,070 $41,392 $17,874 $5,681 $1,064 $— $246,913 
2. Nonperforming11 104 88 19 36 12 — 270 
Total$110,843 $70,174 $41,480 $17,893 $5,717 $1,076 $— $247,183 
Totals by Payment Performance
1. Performing$252,939 $401,914 $248,717 $146,547 $28,692 $82,827 $195,957 $1,357,593 
2. Nonperforming11 257 131 2,768 36 1,317 1,116 5,636 
Total$252,950 $402,171 $248,848 $149,315 $28,728 $84,144 $197,073 $1,363,229 
Summary of Activity in the Allowance for Credit Losses, Loans and Leases
The following presents, by portfolio segment, a summary of the activity in the allowance for credit losses, loans and leases, for the years ended December 31, 2024, 2023 and 2022. There were no changes to the reasonable and supportable forecast period, the reversion period, or any significant methodology changes during the year ended December 31, 2024.
(Dollars in thousands)Beginning balanceProvision (reversal of provision) for credit lossesCharge-offsRecoveriesEnding balance
For the Year Ended December 31, 2024
Allowance for credit losses, loans and leases:
Commercial, financial and agricultural$13,699 $4,709 $(2,926)$597 $16,079 
Real estate-commercial45,849 1,039 (35)14 46,867 
Real estate-construction6,543 (1,119)(500) 4,924 
Real estate-residential secured for business purpose8,692 (1,436) 235 7,491 
Real estate-residential secured for personal purpose6,349 739  134 7,222 
Real estate-home equity secured for personal purpose1,289 371  46 1,706 
Loans to individuals392 778 (921)93 342 
Lease financings2,574 425 (651)112 2,460 
Total$85,387 $5,506 $(5,033)$1,231 $87,091 
For the Year Ended December 31, 2023
Allowance for credit losses, loans and leases:
Commercial, financial and agricultural$16,920 $1,289 $(4,877)$367 $13,699 
Real estate-commercial41,673 4,213 (50)13 45,849 
Real estate-construction4,952 1,797 (207)6,543 
Real estate-residential secured for business purpose7,054 1,503 (50)185 8,692 
Real estate-residential secured for personal purpose3,685 2,664 — — 6,349 
Real estate-home equity secured for personal purpose1,287 (85)83 1,289 
Loans to individuals351 467 (507)81 392 
Lease financings3,082 (157)(410)59 2,574 
Total$79,004 $11,780 $(6,186)$789 $85,387 
For the Year Ended December 31, 2022
Allowance for credit losses, loans and leases:
Commercial, financial and agricultural$13,538 $3,705 $(887)$564 $16,920 
Real estate-commercial41,095 3,854 (3,282)41,673 
Real estate-construction4,575 377 — — 4,952 
Real estate-residential secured for business purpose6,482 517 — 55 7,054 
Real estate-residential secured for personal purpose2,403 1,282 — — 3,685 
Real estate-home equity secured for personal purpose1,028 221 — 38 1,287 
Loans to individuals363 167 (255)76 351 
Lease financings2,290 1,002 (245)35 3,082 
Unallocated150 (150)N/AN/A— 
Total$71,924 $10,975 $(4,669)$774 $79,004 
N/A – Not applicable
Schedule of Allowance for Loan and Lease Credit Losses and Recorded Investment in Loans and Leases
The following presents, by portfolio segment, the balance in the allowance for credit losses on loans and leases disaggregated on the basis of whether the loan or lease was measured for credit loss as a pooled loan or lease or if it was individually analyzed for a reserve at December 31, 2024 and 2023:
Allowance for credit losses, loans and leasesLoans and leases held for investment
(Dollars in thousands)Ending balance: individually analyzedEnding balance: pooledTotal ending balanceEnding balance: individually analyzedEnding balance: pooledTotal ending balance
At December 31, 2024
Commercial, financial and agricultural$1,922 $14,157 $16,079 $3,795 $1,034,040 $1,037,835 
Real estate-commercial23 46,844 46,867 2,679 3,527,772 3,530,451 
Real estate-construction 4,924 4,924  274,483 274,483 
Real estate-residential secured for business purpose 7,491 7,491 586 535,509 536,095 
Real estate-residential secured for personal purpose 7,222 7,222 3,805 991,167 994,972 
Real estate-home equity secured for personal purpose 1,706 1,706 1,191 185,645 186,836 
Loans to individuals 342 342  21,250 21,250 
Lease financings 2,460 2,460  244,661 244,661 
Total$1,945 $85,146 $87,091 $12,056 $6,814,527 $6,826,583 
At December 31, 2023
Commercial, financial and agricultural$692 $13,007 $13,699 $2,551 $987,172 $989,723 
Real estate-commercial20 45,829 45,849 5,709 3,297,089 3,302,798 
Real estate-construction1,075 5,468 6,543 6,067 388,395 394,462 
Real estate-residential secured for business purpose— 8,692 8,692 1,090 515,912 517,002 
Real estate-residential secured for personal purpose— 6,349 6,349 4,214 904,801 909,015 
Real estate-home equity secured for personal purpose— 1,289 1,289 1,116 178,166 179,282 
Loans to individuals— 392 392 — 27,749 27,749 
Lease financings— 2,574 2,574 — 247,183 247,183 
Total$1,787 $83,600 $85,387 $20,747 $6,546,467 $6,567,214 
Schedule of Accruing and Nonaccruing Modified Loans to Borrowers Experiencing Financial Difficulty
The following presents, by class of loans, information regarding accruing and nonaccrual modified loans to borrowers experiencing financial difficulty during the years ended December 31, 2024 and 2023:
Term Extension
For the Years Ended December 31,
 20242023
(Dollars in thousands)Number
of
Loans
Amortized Cost Basis*% of Total Class of Financing ReceivableRelated
Reserve
Number
of
Loans
Amortized Cost Basis*% of Total Class of Financing ReceivableRelated
Reserve
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural1 $4,925 0.47 %$9 — $— — %$— 
Real estate—commercial4 7,927 0.22 20 4,863 0.15 10 
Total5 $12,852 $29 $4,863 $10 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial $  %$ $1,741 0.05 %$— 
Total $ $ $1,741 $— 
Other-Than-Insignificant Payment Delay
For the Years Ended December 31,
20242023
(Dollars in thousands)Number
of
Loans
Amortized Cost Basis*% of Total Class of Financing ReceivableRelated
Reserve
Number
of
Loans
Amortized Cost Basis*% of Total Class of Financing ReceivableRelated
Reserve
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural2 $6,667 0.64 %$12 — $— — %$— 
Total2 $6,667 $12 — $— $— 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Total $ $ — $— $— 
*Amortized cost excludes $126 thousand and $15 thousand of accrued interest receivable on modified loans for the years ended December 31, 2024 and 2023, respectively.
Schedule of Financial Effect of Accruing and Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty
The following presents, by class of loans, information regarding the financial effect on accruing and nonaccrual modified loans to borrowers experiencing financial difficulty during the years ended December 31, 2024 and 2023.
 Term ExtensionOther-Than-Insignificant Payment Delay
(Dollars in thousands)No. of
Loans
Financial EffectNo. of
Loans
Financial Effect
For the Year Ended December 31, 2024
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural1 
 Added 8 months to the life of the loan, which reduced monthly payment amount for the borrower.
2 
 Provided 3-month payment deferrals to assist borrowers.
Real estate—commercial4 
Added a weighted-average 12 months to the life of loans, which reduced monthly payment amount for the borrowers.
 
Total5 2 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Total  
For the Year Ended December 31, 2023
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial
Added a weighted-average 1.1 years to the life of loans, which reduced monthly payment amount for the borrowers.
— 
Total— 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial
Added a weighted-average 1.3 years to the life of loan, which reduced monthly payment amount for the borrower.
— 
Total— 
Schedule of Accruing and Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty with Subsequent Payment Defaults
The following presents, by class of loan, the amortized cost of accruing or nonaccrual modified loans to borrowers experiencing financial difficulty that had a payment default subsequent to modification during the years ended December 31, 2024 and 2023 and were modified in the 12 months prior to that default.
For the Years Ended December 31,
20242023
Term ExtensionTerm Extension
(Dollars in thousands)Number
of Loans
Amortized Cost BasisNumber
of Loans
Amortized Cost Basis
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial1 $1,849 — $— 
Total1 $1,849 — $— 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial $ $1,741 
Total $ $1,741 
Schedule of Aging Analysis of Accruing and Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty
The following presents, by class of loans, the amortized cost and performance status of accruing and nonaccrual modified loans to borrowers experiencing financial difficulty that have been modified in the last 12 months as of December 31, 2024 and 2023.
At December 31, 2024
(Dollars in thousands)Current30-89 Days Past Due90 Days or More Past DueTotal
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural$11,592 $ $ $11,592 
Real estate—commercial7,927   7,927 
Total$19,519 $ $ $19,519 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Total$ $ $ $ 
At December 31, 2023
(Dollars in thousands)Current30-89 Days Past Due90 Days or More Past DueTotal
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial $4,863 $— $— $4,863 
Total$4,863 $— $— $4,863 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—commercial $— $— $1,741 $1,741 
Total$— $— $1,741 $1,741 
Schedule of Mortgages in Process of Foreclosure
The following presents the amount of consumer mortgages collateralized by residential real estate property that were in the process of foreclosure at December 31, 2024 or 2023.
(Dollars in thousands)At December 31, 2024At December 31, 2023
Real estate-residential secured for personal purpose$3,095 $5,147 
Real estate-home equity secured for personal purpose125 — 
Total$3,220 $5,147 
The following presents foreclosed residential real estate property included in other real estate owned at December 31, 2024 or 2023.
(Dollars in thousands)At December 31, 2024At December 31, 2023
Foreclosed residential real estate$234 $79 
Schedule of Maturities of Lease Financing Receivables
The following presents the schedule of minimum lease payments receivable:

(Dollars in thousands)At December 31, 2024At December 31, 2023
2024N/A$87,101 
202591,125 74,002 
202676,977 56,525 
202756,881 36,944 
202832,899 14,945 
202912,101 2,565 
Thereafter1,964 941 
Total future minimum lease payments receivable271,947 273,023 
Plus: Unguaranteed residual1,485 1,242 
Plus: Initial direct costs3,156 3,403 
Less: Imputed interest(31,927)(30,485)
Lease financings$244,661 $247,183 
v3.25.0.1
Premises and Equipment (Tables)
12 Months Ended
Dec. 31, 2024
Property, Plant and Equipment [Abstract]  
Components of Premises and Equipment
The following table reflects the components of premises, equipment and computer software:
At December 31,
(Dollars in thousands)20242023
Land and land improvements$11,487 $11,820 
Premises and improvements50,277 51,515 
Furniture, equipment and computer software33,809 37,423 
Total cost95,573 100,758 
Less: accumulated depreciation(48,902)(49,317)
Net book value$46,671 $51,441 
v3.25.0.1
Goodwill and Other Intangible Assets (Tables)
12 Months Ended
Dec. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]  
Summary of Changes in Carrying Amount of Goodwill
Changes in the carrying amount of the Corporation's goodwill by business segment for the years ended December 31, 2024 and 2023 were as follows:
(Dollars in thousands)BankingWealth ManagementInsuranceConsolidated
Balance at December 31, 2022$138,476 $15,434 $21,600 $175,510 
Addition to goodwill from acquisitions— — — — 
Balance at December 31, 2023138,476 15,434 21,600 175,510 
Addition to goodwill from acquisitions    
Balance at December 31, 2024$138,476 $15,434 $21,600 $175,510 
Components of Intangible Assets
The following table reflects the components of intangible assets at the dates indicated:
At December 31, 2024At December 31, 2023
(Dollars in thousands)Gross Carrying Amount
Accumulated Amortization (1)
Net Carrying AmountGross Carrying Amount
Accumulated Amortization (1)
Net Carrying Amount
Amortized intangible assets:
Core deposit intangibles$6,788 $6,597 $191 $6,788 $6,329 $459 
Customer-related intangibles2,476 1,348 1,128 4,162 2,653 1,509 
Servicing rights12,274 5,284 6,990 30,850 21,868 8,982 
Total amortized intangible assets$21,538 $13,229 $8,309 $41,800 $30,850 $10,950 
(1) Included within accumulated amortization is a valuation allowance of $7 thousand and $98 thousand on servicing rights at December 31, 2024 and 2023, respectively.
Estimated Aggregate Amortization Expense
The estimated aggregate amortization expense for core deposit and customer-related intangibles for each of the five succeeding fiscal years and thereafter follows:
Year(Dollars in thousands)Amount
2025$469 
2026318 
2027216 
2028161 
2029105 
Thereafter50 
Total$1,319 
Changes in Servicing Rights
Changes in the servicing rights balance are summarized as follows:
 For the Years Ended December 31,
(Dollars in thousands)202420232022
Beginning of period$8,982 $8,572 $7,878 
Servicing rights capitalized2,724 1,946 2,344 
Amortization of servicing rights(1,341)(1,443)(1,658)
Sold servicing rights(3,466)— — 
Changes in valuation allowance91 (93)
End of period$6,990 $8,982 $8,572 
Loans serviced for others$1,032,011 $1,630,032 $1,503,149 
Activity In Valuation Allowance For Servicing Rights Table
Activity in the valuation allowance for servicing rights are summarized as follows:
 For the Years Ended December 31,
(Dollars in thousands)202420232022
Valuation allowance, beginning of period$(98)$(5)$(13)
Additions (93)— 
Reductions91 — 
Valuation allowance, end of period$(7)$(98)$(5)
Estimated Amortization Expense of Servicing Rights
The estimated amortization expense of servicing rights for each of the five succeeding fiscal years and thereafter is as follows:
Year(Dollars in thousand)Amount
2025$972 
2026847 
2027738 
2028643 
2029562 
Thereafter3,228 
Total$6,990 
v3.25.0.1
Accrued Interest Receivable and Other Assets (Tables)
12 Months Ended
Dec. 31, 2024
Text Block [Abstract]  
Details of Accrued Interest Receivable and Other Assets
The following table provides the details of accrued interest receivable and other assets:
At December 31,
(Dollars in thousands)20242023
Other real estate owned and repossessed assets$20,217 $19,032 
Accrued interest receivable28,651 27,872 
Accrued income and other receivables7,384 4,534 
Retirement plans10,154 3,409 
Fair market value of derivative financial instruments226 717 
Other prepaid expenses12,517 9,662 
Current income tax receivable 582 551 
Net deferred tax assets21,295 21,793 
Other11,072 7,633 
Total accrued interest receivable and other assets$112,098 $95,203 
v3.25.0.1
Deposits (Tables)
12 Months Ended
Dec. 31, 2024
Banking and Thrift, Other Disclosure [Abstract]  
Schedule of Components of Weighted Average Interest Rate and Balance of Deposits
Deposits and their respective weighted average interest rate at December 31, 2024 and 2023 consisted of the following:
December 31,
20242023
Weighted Average Interest RateAmountWeighted Average Interest RateAmount
(Dollars in thousands)
Noninterest-bearing deposits %$1,414,635 — %$1,468,320 
Demand deposits3.25 3,186,597 3.34 2,973,784 
Savings deposits0.44 704,321 0.48 779,885 
Time deposits4.40 1,453,706 4.22 1,153,792 
Total2.52 %$6,759,259 2.38 %$6,375,781 
Schedule of Maturities of Time Deposits
At December 31, 2024, the scheduled maturities of time deposits were as follows:
Year(Dollars in thousands)Amount
Due in 2025$1,029,607 
Due in 2026104,274 
Due in 2027133,305 
Due in 2028147,193 
Due in 202938,545 
Thereafter782 
Total$1,453,706 
v3.25.0.1
Borrowings (Tables)
12 Months Ended
Dec. 31, 2024
Debt Disclosure [Abstract]  
Summary of Borrowings by Type
The following is a summary of borrowings by type. Short-term borrowings consist of overnight borrowings and term borrowings with an original maturity of one year or less.
    
Balance at End of YearWeighted Average Interest RateMaximum Amount Outstanding at Month End During the YearAverage Amount Outstanding During the YearWeighted Average Interest Rate During the Year
(Dollars in thousands)
2024
Short-term borrowings:
FHLB borrowings$  %$16,000 $201 5.79 %
Federal funds purchased  60,000 4,126 5.63 
Customer repurchase agreements11,181 0.05 14,101 9,376 0.05 
Long-term debt:
FHLB advances$225,000 4.35 %$310,000 $253,730 4.31 %
Security repurchase agreements   3  
Subordinated notes149,261 6.08 149,261 149,007 6.12 
2023
Short-term borrowings:
FHLB borrowings$— — %$265,400 $75,685 5.23 %
Federal funds purchased— — 125,000 58,926 5.31 
Customer repurchase agreements6,306 0.05 21,181 14,165 0.05 
Long-term debt:
FHLB advances$310,000 3.73 %$320,000 $263,877 3.59 %
Subordinated notes148,761 6.08 148,761 148,507 6.14 
Schedule of Maturities of Long-term FHLB Advances
Long-term advances with the FHLB of Pittsburgh mature as follows:
(Dollars in thousands)As of December 31, 2024Weighted Average Rate
2025$75,000 4.46 %
2026100,000 4.29 
202725,000 3.99 
202825,000 4.61 
2029— — 
Thereafter— — 
Total$225,000 4.35 %
v3.25.0.1
Accrued Interest Payable and Other Liabilities (Tables)
12 Months Ended
Dec. 31, 2024
Payables and Accruals [Abstract]  
Schedule of Accrued Interest Payable and Other Liabilities
The following table provides the details of accrued interest payable and other liabilities:
At December 31,
(Dollars in thousands)20242023
Accrued compensation costs$17,115 $12,424 
Retirement plans2,245 2,475 
Accrued interest payable 26,160 16,966 
Accrued expenses and other payables5,999 5,772 
Other reserves4,904 4,458 
Contingent consideration liability635 1,224 
Other liabilities fair value of derivative financial instruments 67 6,393 
Accounts payable5,230 11,759 
Other2,575 4,250 
Total accrued interest payable and other liabilities $64,930 $65,721 
v3.25.0.1
Income Taxes (Tables)
12 Months Ended
Dec. 31, 2024
Income Tax Disclosure [Abstract]  
Provision for Federal and State Income Taxes
The provision for federal and state income taxes included in the accompanying consolidated statement of income consists of the following:
For the Years Ended December 31,
(Dollars in thousands)202420232022
Current:
Federal$18,535 $16,775 $18,188 
State2,105 1,520 1,447 
Deferred:
Federal(1,048)(609)(458)
State(223)(101)(87)
$19,369 $17,585 $19,090 
Income Tax Provision Differences from Expected Statutory Provision
The provision for income taxes differs from the expected statutory provision as follows:
For the Years Ended December 31,
202420232022
Expected provision at statutory rate21.0 %21.0 %21.0 %
Difference resulting from:
Tax exempt interest income, net of disallowance(1.8)(1.9)(1.7)
Increase in value of bank owned life insurance assets(0.8)(0.8)(0.8)
Stock-based compensation0.1 (0.2)(0.2)
State income taxes, net of federal benefits1.5 1.2 1.1 
Changes in valuation allowance0.1 0.2 0.7 
Federal benefit of state deferred tax asset revaluation — (0.8)
Other0.2 0.3 0.3 
Effective tax rate20.3 %19.8 %19.6 %
Components of Deferred Tax Assets and Liabilities
The assets and liabilities giving rise to the Corporation's deferred tax assets and liabilities are as follows:
At December 31,
(Dollars in thousands)20242023
Deferred tax assets:
Allowance for credit losses, loans and leases$19,447 $18,838 
Deferred compensation1,693 1,795 
Actuarial adjustments on retirement benefits*1,715 3,126 
State net operating losses4,285 3,778 
Other-than-temporary impairments on equity securities 99 
Net unrealized holding losses on securities available-for-sale and swaps*9,984 10,342 
Lease liability7,029 7,687 
Other deferred tax assets2,775 2,577 
Gross deferred tax assets46,928 48,242 
Valuation allowance(3,959)(3,527)
Total deferred tax assets, net of valuation allowance42,969 44,715 
Deferred tax liabilities:
Mortgage servicing rights1,350 1,885 
Retirement plans4,768 4,719 
Deferred loan fees and costs1,549 1,539 
Acquisition-related fair value adjustments554 779 
Intangible assets4,843 4,349 
Depreciation1,123 1,534 
Right of use asset6,369 7,013 
Other deferred tax liabilities1,118 1,104 
Total deferred tax liabilities21,674 22,922 
Net deferred tax assets$21,295 $21,793 
*Represents the amount of deferred taxes recorded in accumulated other comprehensive income.
v3.25.0.1
Retirement Plans and Other Postretirement Benefits (Tables)
12 Months Ended
Dec. 31, 2024
Retirement Benefits [Abstract]  
Summary of Retirement Plans and Other Postretirement Benefits
Information with respect to the Retirement Plans and Other Postretirement Benefits follows:
Retirement PlansOther Postretirement Benefits
(Dollars in thousands)2024202320242023
Change in benefit obligation:
Benefit obligation at beginning of year$48,777 $47,279 $2,209 $2,524 
Service cost565 532 56 76 
Interest cost2,383 2,365 108 129 
Actuarial (loss) gain(2,225)1,436 (301)(427)
Benefits paid(4,730)(2,835)(86)(93)
Benefit obligation at end of year$44,770 $48,777 $1,986 $2,209 
Change in plan assets:
Fair value of plan assets at beginning of year$54,348 $49,399 $ $— 
Actual return on plan assets7,002 7,627  — 
Benefits paid(4,730)(2,835)(86)(93)
Employer contribution and non-qualified benefit payments157 157 86 93 
Fair value of plan assets at end of year$56,777 $54,348 $ $— 
Funded status12,007 5,571 (1,986)(2,209)
Unrecognized net actuarial loss (gain)9,265 15,715 (1,015)(784)
Net amount recognized$21,272 $21,286 $(3,001)$(2,993)
Components of Net Periodic Benefit Cost (Income)
Components of net periodic benefit cost (income) were as follows: 
Retirement PlansOther Postretirement Benefits
(Dollars in thousands)202420232022202420232022
Service cost$565 $532 $558 $56 $76 $123 
Interest cost2,383 2,365 1,573 108 129 96 
Expected loss on plan assets(3,478)(3,056)(3,756) — — 
Amortization of net actuarial loss (gain)700 1,001 817 (113)(16)56 
Net periodic benefit cost (income)$170 $842 $(808)$51 $189 $275 
Expected Amortization Expense
(Dollars in thousands)Retirement PlansOther Postretirement Benefits
Expected amortization expense for 2025:
Amortization (accretion) of net actuarial loss (gain)$251 $(102)
Summary of Benefit Payments Expected to be Paid
The following benefits payments, which reflect expected future service, as appropriate, are expected to be paid:
(Dollars in thousands)Retirement PlansOther Postretirement Benefits
For the fiscal year ending:
2025$3,202 $107 
20263,270 112 
20273,297 117 
20283,328 121 
20293,365 128 
Years 2030-203416,818 680 
       Total$33,280 $1,265 
Weighted-Average Assumptions Used to Determine Benefit Obligations
Weighted-average assumptions used to determine benefit obligations at December 31, 2024 and 2023 were as follows:
Retirement PlansOther Postretirement Benefits
2024202320242023
Assumed discount rate5.6 %5.0 %5.6 %5.0 %
Assumed salary increase rate3%-6%3%-6% — 

The benefit obligation for all plans at December 31, 2024 was based on the Pri-2012 White Collar Dataset Mortality Table with scale MP-2021 fully generational published by the Society of Actuaries. The discount rate is based on matching the Plan's projected cash flows to the spot rates in FTSE Pension Above Median Double-A Curve as of the disclosure date. The assumed salary increase considers available service years from the valuation date through the participant's normal retirement date.

Weighted-average assumptions used to determine net periodic costs for the years ended December 31, 2024 and 2023 were as follows:
Retirement PlansOther Postretirement Benefits
2024202320242023
Assumed discount rate5.0 %5.2 %5.0 %5.2 %
Assumed long-term rate of investment return6.5 %6.5 % — 
Assumed salary increase rate3%-6%3%-6% — 
Assumed cash balance interest crediting rate5.6 %4.8 % — 
Summary of Corporation's Pension Plan Asset Allocation
The Corporation's pension plan asset allocation at December 31, 2024 and 2023, by asset category was as follows:
Percentage of Plan Assets at December 31,
20242023
Asset Category:
Equity securities60 %64 %
Debt securities38 34 
Other2 
Total100 %100 %
Major Categories of Assets in Corporation's Pension Plan
The major categories of assets in the Corporation's pension plan at year-end are presented in the following table. Assets are segregated by the level of the valuation inputs within the fair value hierarchy described in Note 19, "Fair Value Disclosures."
Fair Value Measurements at December 31,
(Dollars in thousands)20242023
Level 1:
Mutual funds$35,030 $35,554 
Short-term investments1,042 1,208 
U.S. treasury bonds1,641 243 
Level 2:
U.S. government obligations7,427 7,699 
Corporate bonds9,855 6,937 
Certificates of deposit1,782 2,707 
Total fair value of plan assets$56,777 $54,348 
v3.25.0.1
Stock-Based Incentive Plan (Tables)
12 Months Ended
Dec. 31, 2024
Share-Based Payment Arrangement [Abstract]  
Status of Options Granted Under Long-Term Incentive Plan
The following is a summary of the Corporation's stock option activity and related information for the year ended December 31, 2024:
(Dollars in thousands, except per share data)Shares Under OptionWeighted Average Exercise Price Per ShareWeighted Average Remaining Contractual Life (Years)Aggregate Intrinsic Value at December 31, 2024
Outstanding at December 31, 2023269,914 $26.14 
Forfeited(11,322)28.31 
Exercised(130,810)24.40 
Outstanding at December 31, 2024127,782 27.72 2.6$229 
Exercisable at December 31, 2024127,782 27.72 2.6229 
Summary of Nonvested Stock Options
Summary of Nonvested Restricted Stock Units
The following is a summary of nonvested restricted stock units at December 31, 2024 including changes during the year:
(Dollars in thousands, except per share data) Nonvested Stock Units Weighted Average Grant Date Fair Value
Nonvested stock units at December 31, 2023392,548 $26.54 
Granted277,134 19.81 
Added by performance factors10,125 28.42 
Vested(152,875)27.56 
Cancelled/forfeited(25,253)24.18 
Nonvested stock units at December 31, 2024501,679 22.67 
Certain Information Regarding Restricted Stock Awards and Units
Certain information regarding restricted stock units is summarized below for the periods indicated:
For the Years Ended December 31,
(Dollars in thousands, except per share data)202420232022
Restricted stock units granted277,134 217,929 186,360 
Weighted average grant date fair value$19.81 $24.88 $28.06 
Intrinsic value of units granted$5,490 $5,423 $5,229 
Restricted stock units vested152,875 181,508 124,167 
Weighted average grant date fair value$27.56 $22.21 $23.53 
Intrinsic value of units vested$3,031 $4,512 $3,519 
Schedule of Unrecognized Compensation Cost, Nonvested Awards
The total unrecognized compensation expense and the weighted average period over which unrecognized compensation expense is expected to be recognized related to nonvested restricted stock units at December 31, 2024 is presented below:
(Dollars in thousands)Unrecognized Compensation CostWeighted-Average Period Remaining (Years)
Restricted stock units$5,781 1.8
Compensation Expense Related to Stock Incentive Plans Recognized
The following table presents information related to the Corporation's compensation expense related to its stock incentive plans recognized for the periods indicated:
For the Years Ended December 31,
(Dollars in thousands)202420232022
Stock-based compensation expense:
Restricted stock units$4,615 $4,194 $4,120 
Employee stock purchase plan91 104 100 
Total$4,706 $4,298 $4,220 
Tax benefit on nonqualified stock option expense and disqualifying dispositions of incentive stock options$1,041 $702 $666 
v3.25.0.1
Accumulated Other Comprehensive (Loss) Income (Tables)
12 Months Ended
Dec. 31, 2024
Equity [Abstract]  
Components of Accumulated Other Comprehensive (Loss) Income, Net of Taxes
The following table shows the components of accumulated other comprehensive (loss) income, net of taxes, for the periods presented:
(Dollars in thousands)Net Unrealized
(Losses) Gains on
Available-for-Sale
Investment
Securities
Net Change
Related to
Derivatives Used
for Cash Flow
Hedges
Net Change
Related to
Defined Benefit
Pension Plans
Accumulated
Other
Comprehensive
(Loss) Income
Balance, December 31, 2021$(1,216)$(159)$(14,978)$(16,353)
Other comprehensive loss(38,850)(6,672)(229)(45,751)
Balance, December 31, 2022(40,066)(6,831)(15,207)(62,104)
Other comprehensive income5,745 2,265 3,448 11,458 
Balance, December 31, 2023(34,321)(4,566)(11,759)(50,646)
Other comprehensive (loss) income(796)1,397 5,306 5,907 
Reclassification adjustment recorded in earnings (1) 747  747 
Balance, December 31, 2024$(35,117)$(2,422)$(6,453)$(43,992)
(1) Represents reclassification to earnings as a reduction to interest income of amounts included in accumulated other comprehensive income on the consolidated balance sheet related to the interest rate swap terminated on August 2, 2024.
v3.25.0.1
Leases (Tables)
12 Months Ended
Dec. 31, 2024
Leases [Abstract]  
Schedule of Operating Lease Information
The following table provides information with respect to the Corporation's operating leases:
For the Years Ended December 31,
(Dollars in thousands)20242023
Operating lease cost$4,179 $4,152 
Short-term lease cost17 13 
Total lease cost$4,196 $4,165 
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from leases$4,262 $3,890 
At December 31, 2024At December 31, 2023
Weighted-average remaining lease term in years10.811.4
Weighted-average discount rate3.97 %3.92 %
Schedule of Maturity of Lease Liabilities
At December 31, 2024, maturities of lease liabilities are as follows:
Year(Dollars in thousands)Amount
2025$4,293 
20264,273 
20274,079 
20283,714 
20293,371 
Thereafter19,655 
Total lease payments39,385 
Less: imputed interest(7,900)
Present value of lease liabilities$31,485 
v3.25.0.1
Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Off-balance Sheet Financial Instruments
The following schedule summarizes the Corporation's off-balance sheet financial instruments at December 31, 2024:
(Dollars in thousands)Contract/Notional Amount
Financial instruments representing credit risk:
Commitments to extend credit$1,791,589 
Performance letters of credit25,661 
Financial standby letters of credit39,910 
v3.25.0.1
Derivative Instruments and Hedging Activities (Tables)
12 Months Ended
Dec. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Notional Amounts and Fair Value of Derivatives Designated as Hedging Instruments
The following table presents the notional amounts and fair values of derivatives designated as hedging instruments recorded on the consolidated balance sheets at December 31, 2024 and 2023. The Corporation pledges cash or securities to cover the negative fair value of derivative instruments. Cash collateral associated with derivative instruments are not added to or netted against the fair value amounts.
  Derivative AssetsDerivative Liabilities
(Dollars in thousands)Notional
Amount
Balance Sheet
Classification
Fair
Value
Balance Sheet
Classification
Fair
Value
At December 31, 2024
Total$ $ $ 
At December 31, 2023
Interest rate swap - cash flow hedge $250,000  $— Other liabilities$5,779 
Total$250,000 $— $5,779 
Notional Amounts and Fair Values of Derivatives Not Designated as Hedging Instruments
The following table presents the notional amounts and fair values of derivatives not designated as hedging instruments recorded on the consolidated balance sheets at December 31, 2024 and 2023:
  Derivative AssetsDerivative Liabilities
(Dollars in thousands)Notional
Amount
Balance Sheet
Classification
Fair
Value
Balance Sheet
Classification
Fair
Value
At December 31, 2024
Credit derivatives$860,423  $ Other liabilities$67 
Interest rate locks with customers23,291 Other assets214   
Forward loan sale commitments39,944 Other assets12   
Total$923,658 $226 $67 
At December 31, 2023
Credit derivatives$862,756  $— Other liabilities$186 
Interest rate locks with customers21,174 Other assets717  — 
Forward loan sale commitments32,811  — Other liabilities427 
Total$916,741 $717 $613 
Income for Derivatives Designated as Hedging Instruments
The following table presents amounts included in the consolidated statements of income for derivatives designated as hedging instruments for the periods indicated:
 Statement of Income ClassificationFor the Years Ended December 31,
(Dollars in thousands)202420232022
Interest rate swaps—cash flow hedge—net interest paymentsInterest income$(3,747)$(5,593)$521 
Reclassification adjustment included in earnings (1)Interest income(946)— — 
Total net (loss) gain$(4,693)$(5,593)$521 
Income for Derivatives Not Designated as Hedging Instruments
The following table presents amounts included in the consolidated statements of income for derivatives not designated as hedging instruments for the periods indicated:
 Statement of Income ClassificationFor the Years Ended December 31,
(Dollars in thousands)202420232022
Credit derivativesOther noninterest income$562 $1,167 $2,871 
Interest rate locks with customersNet (loss) gain on mortgage banking activities(503)597 (646)
Forward loan sale commitmentsNet gain (loss) on mortgage banking activities439 (456)(58)
Total net gain$498 $1,308 $2,167 
Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss)
The following table presents amounts included in accumulated other comprehensive (loss) income for derivatives designated as hedging instruments at December 31, 2024 and 2023:
 Accumulated Other
Comprehensive Income
At December 31,
(Dollars in thousands)20242023
Interest rate swap—cash flow hedge (1)Fair value, net of taxes$(2,422)$(4,566)
Total$(2,422)$(4,566)
v3.25.0.1
Fair Value Disclosures (Tables)
12 Months Ended
Dec. 31, 2024
Fair Value Disclosures [Abstract]  
Assets and Liabilities Measured at Fair Value on Recurring Basis
The following table presents the assets and liabilities measured at fair value on a recurring basis at December 31, 2024 and 2023, classified using the fair value hierarchy:
 At December 31, 2024
(Dollars in thousands)Level 1Level 2Level 3Assets/
Liabilities at
Fair Value
Assets:
Available-for-sale securities:
State and political subdivisions$ $1,295 $ $1,295 
Residential mortgage-backed securities 283,381  283,381 
Collateralized mortgage obligations 1,685  1,685 
Corporate bonds 71,000  71,000 
Total available-for-sale securities 357,361  357,361 
Equity securities:
Money market mutual funds2,506   2,506 
Total equity securities2,506   2,506 
Loans held for sale 16,653  16,653 
Interest rate locks with customers* 214  214 
Forward loan sale commitments* 12  12 
Total assets$2,506 $374,240 $ $376,746 
Liabilities:
Contingent consideration liability$ $ $635 $635 
Credit derivatives*  67 67 
Total liabilities$ $ $702 $702 
*Such financial instruments are recorded at fair value as further described in Note 18, "Derivative Instruments and Hedging Activities."
The $67 thousand of credit derivatives liability represents the Credit Valuation Adjustment ("CVA"), which is obtained from real-time financial market data, of 135 interest rate swaps with a current notional amount of $860.4 million. The December 31, 2024, CVA is calculated using a 40% loss given default rate on the most recent investment grade credit curve.

The contingent consideration liability resulting from the Sheaffer acquisition was calculated using a discount rate of 8.3% on the acquisition date. During the year ended December 31, 2024, the Corporation paid $635 thousand in contingent consideration related to this acquisition. The contingent consideration liability was $635 thousand at December 31, 2024. The remaining potential cash payment that could result from the contingent consideration arrangement for the Sheaffer acquisition range from $0 to a maximum of $635 thousand through the measurement period ended November 30, 2024, to be made in the first quarter of 2025.
 At December 31, 2023
(Dollars in thousands)Level 1Level 2Level 3Assets/
Liabilities at
Fair Value
Assets:
Available-for-sale securities:
State and political subdivisions$— $2,301 $— $2,301 
Residential mortgage-backed securities— 264,552 — 264,552 
Collateralized mortgage obligations— 2,001 — 2,001 
Corporate bonds— 82,699 — 82,699 
Total available-for-sale securities— 351,553 — 351,553 
Equity securities:
Equity securities - financial services industry764 — — 764 
Money market mutual funds2,529 — — 2,529 
Total equity securities3,293 — — 3,293 
Loans held for sale— 11,637 — 11,637 
Interest rate locks with customers*— 717 — 717 
Total assets$3,293 $363,907 $— $367,200 
Liabilities:
Contingent consideration liability$— $— $1,224 $1,224 
Interest rate swaps*— 5,779 — 5,779 
Credit derivatives*— — 186 186 
Forward loan sale commitments*— 427 — 427 
Total liabilities$— $6,206 $1,410 $7,616 
*Such financial instruments are recorded at fair value as further described in Note 18, "Derivative Instruments and Hedging Activities."
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Level 3 Rollforward
The following table includes a rollforward of loans and credit derivatives for which the Corporation utilized Level 3 inputs to determine fair value on a recurring basis for the years ended December 31, 2024 and 2023.
 For the Year Ended December 31, 2024
(Dollars in thousands)Balance at December 31, 2023AdditionsPayments receivedIncrease in valueBalance at December 31, 2024
Credit derivatives(186)(443) 562 (67)
Net total $(186)$(443)$ $562 $(67)
 For the Year Ended December 31, 2023
(Dollars in thousands)Balance at
December 31,
2022
AdditionsPayments receivedIncrease in valueBalance at December 31, 2023
Credit derivatives(360)(988)— 1,162 (186)
Net total $(360)$(988)$— $1,162 $(186)
Contingent Consideration Liability Change in Amount
The following table presents the change in the balance of the contingent consideration liability related to acquisitions for which the Corporation utilized Level 3 inputs to determine fair value on a recurring basis for the years ended December 31, 2024 and 2023:
 For the Year Ended December 31, 2024
(Dollars in thousands)Balance at December 31, 2023Payment of
Contingent
Consideration
Adjustment
of Contingent
Consideration
Balance at December 31, 2024
Paul I. Sheaffer Insurance Agency$1,224 $635 $46 $635 
Total contingent consideration liability$1,224 $635 $46 $635 
 For the Year Ended December 31, 2023
(Dollars in thousands)Balance at
December 31,
2022
Payment of
Contingent
Consideration
Adjustment
of Contingent
Consideration
Balance at December 31, 2023
Paul I. Sheaffer Insurance Agency1,765 635 94 1,224 
Total contingent consideration liability$1,765 $635 $94 $1,224 
Assets Measured at Fair Value on Non-Recurring Basis
The Corporation may be required to periodically measure certain assets and liabilities at fair value on a non-recurring basis in accordance with GAAP. These adjustments to fair value usually result from the application of lower of cost or market accounting or changes in the value of individual assets. The following table represents assets measured at fair value on a non-recurring basis at December 31, 2024 and 2023:
 At December 31, 2024
(Dollars in thousands)Level 1Level 2Level 3Assets at
Fair Value
Individually analyzed loans held for investment$ $ $10,111 $10,111 
Other real estate owned  20,141 20,141 
Repossessed assets  76 76 
Total$ $ $30,328 $30,328 
 At December 31, 2023
(Dollars in thousands)Level 1Level 2Level 3Assets at
Fair Value
Individually analyzed loans held for investment$— $— $18,960 $18,960 
Other real estate owned— — 19,032 19,032 
Total$— $— $37,992 $37,992 
Assets, Liabilities and Off-Balance Sheet Items Not Measured at Fair Value
The following table presents assets and liabilities not measured at fair value on a recurring or non-recurring basis in the Corporation's consolidated balance sheet but for which the fair value is required to be disclosed at December 31, 2024 and 2023. The disclosed fair values are classified using the fair value hierarchy.
 At December 31, 2024
(Dollars in thousands)Level 1Level 2Level 3Fair
Value
Carrying
Amount
Assets:
Cash and short-term interest-earning assets$328,844 $ $ $328,844 $328,844 
Held-to-maturity securities 115,007  115,007 134,111 
Federal Home Loan Bank, Federal Reserve Bank and other stockN/AN/AN/AN/A38,980 
Net loans and leases held for investment  6,586,054 6,586,054 6,729,381 
Servicing rights  12,710 12,710 6,990 
Total assets$328,844 $115,007 $6,598,764 $7,042,615 $7,238,306 
Liabilities:
Deposits:
Demand and savings deposits, non-maturity$5,305,553 $ $ $5,305,553 $5,305,553 
Time deposits 1,458,774  1,458,774 1,453,706 
Total deposits5,305,553 1,458,774  6,764,327 6,759,259 
Short-term borrowings11,181   11,181 11,181 
Long-term debt 225,475  225,475 225,000 
Subordinated notes 147,500  147,500 149,261 
Total liabilities$5,316,734 $1,831,749 $ $7,148,483 $7,144,701 
 At December 31, 2023
(Dollars in thousands)Level 1Level 2Level 3Fair
Value
Carrying
Amount
Assets:
Cash and short-term interest-earning assets$249,799 $— $— $249,799 $249,799 
Held-to-maturity securities— 128,277 — 128,277 145,777 
Federal Home Loan Bank, Federal Reserve Bank and other stockN/AN/AN/AN/A40,499 
Net loans and leases held for investment— — 6,290,455 6,290,455 6,462,867 
Servicing rights— — 17,724 17,724 8,982 
Total assets$249,799 $128,277 $6,308,179 $6,686,255 $6,907,924 
Liabilities:
Deposits:
Demand and savings deposits, non-maturity$5,221,989 $— $— $5,221,989 $5,221,989 
Time deposits— 1,153,775 — 1,153,775 1,153,792 
Total deposits5,221,989 1,153,775 — 6,375,764 6,375,781 
Short-term borrowings6,306 — — 6,306 6,306 
Long-term debt— 310,817 — 310,817 310,000 
Subordinated notes— 140,500 — 140,500 148,761 
Total liabilities$5,228,295 $1,605,092 $— $6,833,387 $6,840,848 
v3.25.0.1
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2024
Banking and Thrift, Other Disclosure [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Corporation's and Bank's actual and required capital ratios as of December 31, 2024 and December 31, 2023 under regulatory capital rules were as follows.
ActualFor Capital Adequacy
Purposes
To Be Well-Capitalized
Under Prompt
Corrective Action
Provisions
(Dollars in thousands)AmountRatioAmountRatioAmount  Ratio  
At December 31, 2024
Total Capital (to Risk-Weighted Assets):
Corporation$999,073 14.19 %$563,074 8.00 %$703,842 10.00 %
Bank843,245 12.03 560,778 8.00 700,972 10.00 
Tier 1 Capital (to Risk-Weighted Assets):
Corporation763,947 10.85 422,305 6.00 563,074 8.00 
Bank757,380 10.80 420,583 6.00 560,778 8.00 
Tier 1 Common Capital (to Risk-Weighted Assets):
Corporation763,947 10.85 316,729 4.50 457,497 6.50 
Bank757,380 10.80 315,438 4.50 455,632 6.50 
Tier 1 Capital (to Average Assets):
Corporation763,947 9.51 321,439 4.00 401,799 5.00 
Bank757,380 9.45 320,674 4.00 400,843 5.00 
At December 31, 2023
Total Capital (to Risk-Weighted Assets):
Corporation$953,889 13.90 %$549,160 8.00 %$686,450 10.00 %
Bank810,449 11.86 546,782 8.00 683,478 10.00 
Tier 1 Capital (to Risk-Weighted Assets):
Corporation726,478 10.58 411,870 6.00 549,160 8.00 
Bank731,799 10.71 410,087 6.00 546,782 8.00 
Tier 1 Common Capital (to Risk-Weighted Assets):
Corporation726,478 10.58 308,903 4.50 446,193 6.50 
Bank731,799 10.71 307,565 4.50 444,260 6.50 
Tier 1 Capital (to Average Assets):
Corporation726,478 9.36 310,520 4.00 388,150 5.00 
Bank731,799 9.45 309,753 4.00 387,191 5.00 
v3.25.0.1
Related Party Transactions (Tables)
12 Months Ended
Dec. 31, 2024
Related Party Transactions [Abstract]  
Summary of Activity for Loans to Related Parties
The following table provides a summary of activity for loans to Related Parties during the year ended December 31, 2024:
(Dollars in thousands)
Balance at January 1, 2024$— 
Additions40 
Amounts collected and other reductions(5)
Balance at December 31, 2024$35 
Summary of Transactions with Related Parties
The following table provides additional information regarding transactions with Related Parties:

(Dollars in thousands)At December 31, 2024
Commitments to extend credit$130 
Deposits received627 
v3.25.0.1
Segment Reporting Segment Reporting (Tables)
12 Months Ended
Dec. 31, 2024
Segment Reporting [Abstract]  
Schedule of Segment Reporting
The following tables provide reportable segment-specific information, as well as the Other Segment, and reconciliations to consolidated financial information for the years ended December 31, 2024, 2023 and 2022.
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2024
Interest income$412,264 $73 $ $18 $412,355 
Interest expense192,060   9,125 201,185 
Net interest income (expense)220,204 73  (9,107)211,170 
Noninterest income35,480 29,909 22,471 195 88,055 
Total revenue255,684 29,982 22,471 (8,912)299,225 
Provision for credit losses5,933    5,933 
Less: (1)
Salaries, benefits and commissions74,561 17,912 13,578 17,694 123,745 
Net occupancy9,446 316 614 649 11,025 
Equipment4,039 40 96 278 4,453 
Data processing12,866 1,417 544 2,129 16,956 
Professional fees3,278 616 57 2,451 6,402 
Marketing and advertising834 158 53 1,128 2,173 
Deposit insurance premiums4,432    4,432 
Intangible expense267  427  694 
Other segment items (2)
20,922 2,594 661 3,935 28,112 
Intersegment expense (revenue) (3)
22,984 846 711 (24,541) 
Income (expense) before income taxes$96,122 $6,083 $5,730 $(12,635)$95,300 
Net capital expenditures$449 $14 $75 $199 $737 
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2023
Interest income$371,625 $67 $— $38 $371,730 
Interest expense142,608 — — 9,125 151,733 
Net interest income (expense)229,017 67 — (9,087)219,997 
Noninterest income28,414 26,804 21,501 105 76,824 
Total revenue257,431 26,871 21,501 (8,982)296,821 
Provision for credit losses10,770 — — — 10,770 
Less: (1)
Salaries, benefits and commissions74,933 15,790 13,283 16,182 120,188 
Net occupancy9,219 278 599 590 10,686 
Equipment3,769 44 88 231 4,132 
Data processing12,914 1,361 527 1,997 16,799 
Professional fees3,584 903 22 2,632 7,141 
Marketing and advertising1,251 166 70 693 2,180 
Deposit insurance premiums4,825 — — — 4,825 
Intangible expenses390 — 548 — 938 
Restructuring charges1,519 — — — 1,519 
Other segment items (2)
20,067 2,828 757 5,302 28,954 
Intersegment expense (revenue) (3)
23,912 459 486 (24,857)— 
Income (expense) before income taxes$90,278 $5,042 $5,121 $(11,752)$88,689 
Net capital expenditures$4,193 $19 $156 $479 $4,847 
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2022
Interest income$252,136 $20 $— $37 $252,193 
Interest expense28,098 — — 5,798 33,896 
Net interest income (expense)224,038 20 — (5,761)218,297 
Noninterest income30,342 27,695 19,930 (82)77,885 
Total revenue254,380 27,715 19,930 (5,843)296,182 
Provision for credit losses12,198 — — — 12,198 
Less: (1)
Salaries, benefits and commissions68,867 14,215 12,959 19,765 115,806 
Net occupancy8,684 244 600 665 10,193 
Equipment3,548 53 89 214 3,904 
Data processing11,764 1,111 555 1,785 15,215 
Professional fees4,897 490 65 3,880 9,332 
Marketing and advertising1,623 120 61 658 2,462 
Deposit insurance premiums3,075 — — — 3,075 
Intangible expenses514 96 683 — 1,293 
Restructuring charges184 — — — 184 
Other segment items (2)
18,608 2,637 735 3,330 25,310 
Intersegment expense (revenue) (3)
26,942 843 889 (28,674)— 
Income (expense) before income taxes$93,476 $7,906 $3,294 $(7,466)$97,210 
Net capital expenditures$(2,474)$534 $82 $234 $(1,624)
(1) The significant expense categories and amounts align with the segment-level information that is regularly provided to the chief operating decision maker.
(2) Other segment items for each reportable segment includes:
Banking - loan and lease financing related fees, deposit and card service fees, and certain overhead expenses.
Wealth Management - referral fees, clearing broker fees, and certain overhead expenses.
Insurance - certain overhead expenses.
Other - Board of Director fees, retirement costs, and certain overhead expenses.
(3) Includes an allocation of general and administrative expenses from both the parent holding company and the Bank.
Schedule of Significant Components of Segment Net Assets
The following tables show significant components of segment net assets as of December 31, 2024 and 2023.
At December 31, 2024
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
Other segment disclosures:
Cash and cash equivalents$247,023 $50,149 $31,672 $ $328,844 
Loans and leases, including loans held for sale, net of allowance for credit losses6,756,145    6,756,145 
Goodwill138,476 15,434 21,600  175,510 
Other segment assets839,359 3,485 2,828 22,246 867,918 
Total segment assets$7,981,003 $69,068 $56,100 $22,246 $8,128,417 
At December 31, 2023
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
Other segment disclosures:
Cash and cash equivalents$177,794 $44,618 $27,066 $321 $249,799 
Loans and leases, including loans held for sale, net of allowance for credit losses6,493,464 — — — 6,493,464 
Goodwill138,476 15,434 21,600 — 175,510 
Other segment assets841,630 2,453 (131)17,903 861,855 
Total segment assets$7,651,364 $62,505 $48,535 $18,224 $7,780,628 
v3.25.0.1
Revenue From Contracts with Customers (Tables)
12 Months Ended
Dec. 31, 2024
Revenue from Contract with Customer [Abstract]  
Reconciliation of Revenue from Segments to Consolidated
The following tables disaggregate the Corporation's revenue by major source and reportable segment for the years ended December 31, 2024, 2023 and 2022.
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2024
Net interest income (1)$220,204 $73 $ $(9,107)$211,170 
Noninterest income:
Trust fee income 8,491   8,491 
Service charges on deposit accounts8,082    8,082 
Investment advisory commission and fee income 21,208   21,208 
Insurance commission and fee income  22,349  22,349 
Other service fee income (2)14,415 210 122  14,747 
Bank owned life insurance income (1)3,739   122 3,861 
Net gain on sales of investment securities (1)18    18 
Net gain on mortgage banking activities (1)5,265    5,265 
Other income (2)3,961   73 4,034 
Total noninterest income$35,480 $29,909 $22,471 $195 $88,055 

(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2023
Net interest income (1)$229,017 $67 $— $(9,087)$219,997 
Noninterest income:
Trust fee income— 7,732 — — 7,732 
Service charges on deposit accounts7,048 — — — 7,048 
Investment advisory commission and fee income— 18,864 — — 18,864 
Insurance commission and fee income— — 21,043 — 21,043 
Other service fee income (2)11,715 208 458 — 12,381 
Bank owned life insurance income (1)3,067 — — 118 3,185 
Net gain on mortgage banking activities (1)3,689 — — — 3,689 
Other income (2)2,895 — — (13)2,882 
Total noninterest income$28,414 $26,804 $21,501 $105 $76,824 
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
For the Year Ended December 31, 2022
Net interest income (1)$224,038 $20 $— $(5,761)$218,297 
Noninterest income:
Trust fee income— 7,743 — — 7,743 
Service charges on deposit accounts6,175 — — — 6,175 
Investment advisory commission and fee income— 19,748 — — 19,748 
Insurance commission and fee income— — 19,065 — 19,065 
Other service fee income (2)11,356 204 865 — 12,425 
Bank owned life insurance income (1)3,672 — — 115 3,787 
Net gain on sales of investment securities (1)30 — — — 30 
Net gain on mortgage banking activities (1)4,412 — — — 4,412 
Other income (2)4,697 — — (197)4,500 
Total noninterest income$30,342 $27,695 $19,930 $(82)$77,885 
(1)Net interest income as well as many other revenues for financial assets and liabilities including loans, leases, securities, and derivatives are excluded from the scope of FASB ASC 606 "Revenue from Contracts with Customers" ("FASB ASC 606"). Noninterest income streams that are out of scope of FASB ASC 606 include bank owned life insurance income, sales of investment securities and mortgage banking activities.

(2)Other service fee income and other income include certain items that are in scope and certain items that are out of scope of FASB ASC 606 as described further in the following paragraphs.
v3.25.0.1
Condensed Financial Information - Parent Company Only (Tables)
12 Months Ended
Dec. 31, 2024
Condensed Financial Information Disclosure [Abstract]  
Schedule of Condensed Balance Sheet
Condensed financial statements of the Corporation, parent company only, follow:
(Dollars in thousands)At December 31,
Balance Sheets20242023
Assets:
Cash$132,643 $117,345 
Interest-earning deposits with other banks 321 
Cash and cash equivalents132,643 117,666 
Investments in securities 763 
Investments in subsidiaries, at equity in net assets:
Bank887,188 856,289 
Non-banks — 
Other assets22,247 17,139 
Total assets$1,042,078 $991,857 
Liabilities:
Subordinated notes$149,261 $148,761 
Other liabilities5,516 3,888 
Total liabilities154,777 152,649 
Shareholders' equity:887,301 839,208 
Total liabilities and shareholders' equity$1,042,078 $991,857 
Schedule of Condensed Income Statement
(Dollars in thousands)For the Years Ended December 31,
Statements of Income202420232022
Dividends from Bank$56,283 $18,386 $23,303 
Dividends from non-bank — — 
Other income24,754 25,000 28,630 
Total operating income81,037 43,386 51,933 
Interest expense9,125 9,125 5,798 
Operating expenses28,266 27,627 30,297 
Income before income tax benefit and equity in undistributed income of subsidiaries43,646 6,634 15,838 
Income tax benefit(2,733)(2,751)(1,983)
Income before equity in undistributed income of subsidiaries46,379 9,385 17,821 
Equity in undistributed income of subsidiaries:
Bank29,552 61,719 60,299 
Non-banks — — 
Net income$75,931 $71,104 $78,120 
Schedule of Condensed Cash Flow Statement
(Dollars in thousands)For the Years Ended December 31,
Statements of Cash Flows202420232022
Cash flows from operating activities:
Net income$75,931 $71,104 $78,120 
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed net income of subsidiaries(29,552)(61,719)(60,299)
Bank owned life insurance income(122)(118)(116)
Depreciation of premises and equipment355 342 346 
Stock based compensation4,615 4,194 4,120 
Contributions to pension and other postretirement benefit plans(243)(250)(252)
(Increase) decrease in other assets(6,198)(4,526)7,561 
Increase (decrease) in other liabilities8,999 2,975 (4,256)
Net cash provided by operating activities53,785 12,002 25,224 
Cash flow from investing activities:
Investments in subsidiaries — (10,000)
Proceeds from sales of securities409 — 
Other, net(199)(478)(272)
Net cash provided by (used in) investing activities210 (478)(10,271)
Cash flows from financing activities:
Proceeds from issuance of subordinated notes — 49,051 
Payment for shares withheld to cover taxes on vesting of restricted stock units(873)(1,232)(903)
Purchases of treasury stock(18,882)(462)(11,381)
Stock issued under dividend reinvestment and employee stock purchase plans2,384 2,565 2,541 
Proceeds from exercise of stock options3,195 115 698 
Cash dividends paid(24,842)(25,050)(24,607)
Net cash (used in) provided by financing activities(39,018)(24,064)15,399 
Net increase (decrease) in cash and due from financial institutions14,977 (12,540)30,352 
Cash and cash equivalents at beginning of year117,666 130,206 99,854 
Cash and cash equivalents at end of period$132,643 $117,666 $130,206 
Supplemental disclosures of cash flow information:
Cash paid during the year for:
Interest$8,625 $8,625 $5,000 
Income tax, net of refunds received18,012 15,266 10,989 
v3.25.0.1
Summary of Significant Accounting Policies - Additional Information (Detail)
12 Months Ended
Dec. 31, 2024
USD ($)
community
Dec. 31, 2023
USD ($)
Summary Of Significant Accounting Policies [Line Items]    
Number of retirement communities with banking and trust services (in communities) | community 10  
Federal Reserve Bank stock $ 14,900,000  
FHLB Stock 23,900,000 $ 25,500,000
Equity securities without readily terminable fair value, impairment $ 0 $ 0
Number of days loan or lease past due for nonaccrual of interest status 90 days  
Operating lease, options to extend Most leases include one or more options to renew, with renewal terms generally containing one or more five-year renewal options.  
Minimum [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Operating lease, remaining lease term 17 months  
Minimum [Member] | Customer Related [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Intangibles and other identified intangibles with finite useful lives 5 years  
Maximum [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Operating lease, remaining lease term 20 years  
Maximum [Member] | Core Deposits and Other Intangible Assets [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Intangibles and other identified intangibles with finite useful lives 15 years  
Maximum [Member] | Customer Related [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Intangibles and other identified intangibles with finite useful lives 12 years  
Building [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Estimated useful life 40 years  
Owned Building on Leased Land or Land Improvements [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Property, plant and equipment, description new buildings constructed on leased land or land improvements, the estimated useful life is the initial term  
Furniture, Fixtures and Equipment [Member] | Minimum [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Estimated useful life 3 years  
Furniture, Fixtures and Equipment [Member] | Maximum [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Estimated useful life 10 years  
Restricted Stock [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Period over which optioned shares become exercisable 3 years  
Available-for-sale Securities [Member]    
Summary Of Significant Accounting Policies [Line Items]    
Accrued interest receivable $ 1,200,000  
Financing Receivable    
Summary Of Significant Accounting Policies [Line Items]    
Accrued interest receivable $ 28,700,000  
v3.25.0.1
Earnings per Share - Basic and Diluted Earnings Per Share (Detail) - USD ($)
$ / shares in Units, shares in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Earnings Per Share [Abstract]      
Numerator for basic and diluted earnings per share—net income available to common shareholders $ 75,931,000 $ 71,104,000 $ 78,120,000
Denominator for basic earnings per share—weighted-average shares outstanding 29,215 29,433 29,393
Effect of dilutive securities—stock options and restricted stock units 186 100 158
Denominator for diluted earnings per share—adjusted weighted-average shares outstanding 29,401 29,533 29,551
Basic earnings per share $ 2.60 $ 2.42 $ 2.66
Diluted earnings per share $ 2.58 $ 2.41 $ 2.64
Average anti-dilutive options and restricted stock units excluded from computation of diluted earnings per share 195 293 245
v3.25.0.1
Restrictions on Cash and Due from Banks and Interest-earning Deposit Accounts - Additional Information (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Restricted Cash and Cash Equivalents Items [Line Items]    
Average balances at Federal Reserve Bank $ 207,800 $ 115,300
Reserve requirement at Federal Reserve Bank 0  
Pledging requirement for credit derivatives and SWAP agreements - cash 1,000  
Designated as Hedging Instrument [Member]    
Restricted Cash and Cash Equivalents Items [Line Items]    
Notional amount 0 250,000
Interest Rate Swap [Member] | Cash Flow Hedging [Member] | Designated as Hedging Instrument [Member]    
Restricted Cash and Cash Equivalents Items [Line Items]    
Notional amount   250,000
2022 SWAP    
Restricted Cash and Cash Equivalents Items [Line Items]    
Pledging requirement for credit derivatives and SWAP agreements - cash   $ 5,800
2022 SWAP | Interest Rate Swap [Member] | Cash Flow Hedging [Member]    
Restricted Cash and Cash Equivalents Items [Line Items]    
Notional amount 250,000  
2022 SWAP | Interest Rate Swap [Member] | Cash Flow Hedging [Member] | Designated as Hedging Instrument [Member]    
Restricted Cash and Cash Equivalents Items [Line Items]    
Notional amount $ 250,000  
v3.25.0.1
Investment Securities - Additional Information (Detail)
$ in Thousands
12 Months Ended
Dec. 31, 2024
USD ($)
Investment
Dec. 31, 2023
USD ($)
Investment
Dec. 31, 2022
USD ($)
Debt Securities, Available-for-sale [Line Items]      
Carrying value of securities pledged to secure public deposits and other contractual obligations $ 424,800 $ 464,000  
Number of investments in non-federal issuer representing more than 10% of shareholders' equity | Investment 0 0  
Maximum investment in any single non-federal issuer representing shareholders' equity 10.00% 10.00%  
Unrealized loss position, fair value $ 115,007 $ 128,277  
Unrealized loss position, accumulated loss 19,104 17,500  
Fair value AFS in unrealized loss with an ACL 271,800 258,855  
Available-for-sale securities in unrealized loss position, accumulated loss 39,575 35,629  
Debt securities in an unrealized loss, net of allowance 68,300    
Debt securities unrealized accumulated loss 5,900    
Securities, available-for-sale, allowance for credit loss 839 731  
Proceeds from sale 505 0 $ 1,530
Available-for-sale Securities [Member]      
Debt Securities, Available-for-sale [Line Items]      
Accrued interest receivable $ 1,200    
Corporate Bonds [Member]      
Debt Securities, Available-for-sale [Line Items]      
Fair value AFS in unrealized loss with an ACL   780  
Available-for-sale securities in unrealized loss position, accumulated loss   1  
Number of securities | Investment 32    
Securities, available-for-sale, allowance for credit loss $ 839 731 $ 1,140
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions | Investment 2    
Municipal Bonds      
Debt Securities, Available-for-sale [Line Items]      
Number of securities | Investment 1    
U.S. Government Corporations and Agencies [Member]      
Debt Securities, Available-for-sale [Line Items]      
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions | Investment 114    
Collateralized Mortgage Obligations [Member]      
Debt Securities, Available-for-sale [Line Items]      
Fair value AFS in unrealized loss with an ACL $ 1,685 2,001  
Available-for-sale securities in unrealized loss position, accumulated loss 133 200  
Securities, available-for-sale, allowance for credit loss $ 0 0  
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions | Investment 1    
State and Political Subdivisions [Member]      
Debt Securities, Available-for-sale [Line Items]      
Fair value AFS in unrealized loss with an ACL   1,029  
Available-for-sale securities in unrealized loss position, accumulated loss   1  
Securities, available-for-sale, allowance for credit loss $ 0 $ 0  
v3.25.0.1
Investment Securities - Held-to-Maturity and Available-for-Sale, Scheduled Maturities (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]      
Investment securities held-to-maturity (fair value $115,007 and $128,277 at December 31, 2024 and 2023, respectively) $ 134,111 $ 145,777  
Securities held-to-maturity, gross unrealized gains 0 0  
Securities held-to-maturity, gross unrealized losses (19,104) (17,500)  
Securities, held-to-maturity, allowance for credit loss 0 0  
Securities held-to-maturity, fair value 115,007 128,277  
Debt Securities, Available-for-sale [Abstract]      
Securities, available-for-sale, amortized cost 402,651 395,727  
Securities, available-for-sale, accumulated gross unrealized gain, before tax 140 155  
Securities, available-for-sale, accumulated gross unrealized loss, before tax (44,591) (43,598)  
Securities, available-for-sale, allowance for credit loss (839) (731)  
Investment securities available-for-sale (amortized cost $402,651 and $395,727, net of allowance for credit losses of $839 and $731 at December 31, 2024 and 2023, respectively) 357,361 351,553  
State and Political Subdivisions [Member]      
Debt Securities, Available-for-sale [Abstract]      
Securities, available-for-sale, amortized cost, within 1 year 1,300 1,030  
Securities, available-for-sale, gross unrealized gains, within 1 year 0 0  
Securities, available-for-sale, gross unrealized losses, within 1 year (5) (1)  
Securities, available-for-sale, allowance for credit loss, within 1 year 0    
Securities, available-for-sale, fair value, within 1 year 1,295 1,029  
Securities, available-for-sale, amortized cost, after 1 year to 5 years   1,298  
Securities, available-for-sale, gross unrealized gains, after 1 year to 5 years   0  
Securities, available-for-sale, gross unrealized losses, after 1 year through 5 years   (26)  
Securities, available-for-sale, allowance for credit loss, after 1 year to 5 years   0  
Securities, available-for-sale, fair value, after 1 year to 5 years   1,272  
Securities, available-for-sale, amortized cost 1,300 2,328  
Securities, available-for-sale, accumulated gross unrealized gain, before tax 0 0  
Securities, available-for-sale, accumulated gross unrealized loss, before tax (5) (27)  
Securities, available-for-sale, allowance for credit loss 0 0  
Investment securities available-for-sale (amortized cost $402,651 and $395,727, net of allowance for credit losses of $839 and $731 at December 31, 2024 and 2023, respectively) 1,295 2,301  
Residential Mortgage Backed Securities [Member]      
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]      
Securities held-to-maturity, amortized cost, after 1 year through 5 years 1,114 1,871  
Securities held-to-maturity, gross unrealized gains, after 1 year to 5 years 0 0  
Securities held-to-maturity, gross unrealized losses, after 1 year to 5 years (24) (62)  
Securities held-to-maturity, allowance for credit losses, after 1 year through 5 years 0 0  
Securities held-to-maturity, fair value, after 1 year to 5 years 1,090 1,809  
Securities held-to-maturity, amortized cost, after 5 years through 10 years 10,208 12,047  
Securities held-to-maturity, gross unrealized gains, after 5 years to 10 years 0 0  
Securities held-to-maturity, gross unrealized losses, after 5 years to 10 years (450) (462)  
Securities held-to-maturity, allowance for credit loss, after 5 years to 10 years 0 0  
Securities held-to-maturity, fair value, after 5 years to 10 years 9,758 11,585  
Securities held-to-maturity, amortized cost, over 10 years 122,789 131,859  
Securities held-to-maturity, gross unrealized gains, over 10 years 0 0  
Securities held-to-maturity, gross unrealized losses, over 10 years (18,630) (16,976)  
Securities, held-to-maturity, allowance for credit loss, over 10 years 0 0  
Securities Held-to-Maturity, Fair Value, Over 10 years 104,159 114,883  
Investment securities held-to-maturity (fair value $115,007 and $128,277 at December 31, 2024 and 2023, respectively) 134,111 145,777  
Securities held-to-maturity, gross unrealized gains 0 0  
Securities held-to-maturity, gross unrealized losses (19,104) (17,500)  
Securities, held-to-maturity, allowance for credit loss 0 0  
Securities held-to-maturity, fair value 115,007 128,277  
Debt Securities, Available-for-sale [Abstract]      
Securities, available-for-sale, amortized cost, within 1 year 20    
Securities, available-for-sale, gross unrealized gains, within 1 year 0    
Securities, available-for-sale, gross unrealized losses, within 1 year 0    
Securities, available-for-sale, allowance for credit loss, within 1 year 0    
Securities, available-for-sale, fair value, within 1 year 20    
Securities, available-for-sale, amortized cost, after 1 year to 5 years 298 567  
Securities, available-for-sale, gross unrealized gains, after 1 year to 5 years 0 0  
Securities, available-for-sale, gross unrealized losses, after 1 year through 5 years (6) (20)  
Securities, available-for-sale, allowance for credit loss, after 1 year to 5 years 0 0  
Securities, available-for-sale, fair value, after 1 year to 5 years 292 547  
Securities, available-for-sale, amortized cost, after 5 years to 10 years 11,260 13,653  
Securities, available-for-sale, gross unrealized gains, after 5 years to 10 years 0 0  
Securities, available-for-sale, gross unrealized losses, after 5 years through 10 years (791) (964)  
Securities, available-for-sale, allowance for credit loss, after 5 years to 10 years 0 0  
Securities, available-for-sale, fair value, after 5 years to 10 years 10,469 12,689  
Securities, available-for-sale, amortized cost, over 10 years 311,126 285,628  
Securities, available-for-sale, gross unrealized gains, over 10 years 119 131  
Securities, available-for-sale, gross unrealized losses, over 10 years (38,645) (34,443)  
Securities available-for-sale, allowance for credit loss, over 10 years 0 0  
Securities, available-for-sale, fair value, over 10 years 272,600 251,316  
Securities, available-for-sale, amortized cost 322,704 299,848  
Securities, available-for-sale, accumulated gross unrealized gain, before tax 119 131  
Securities, available-for-sale, accumulated gross unrealized loss, before tax (39,442) (35,427)  
Securities, available-for-sale, allowance for credit loss 0 0  
Investment securities available-for-sale (amortized cost $402,651 and $395,727, net of allowance for credit losses of $839 and $731 at December 31, 2024 and 2023, respectively) 283,381 264,552  
Collateralized Mortgage Obligations [Member]      
Debt Securities, Available-for-sale [Abstract]      
Securities, available-for-sale, amortized cost, after 1 year to 5 years 155    
Securities, available-for-sale, gross unrealized gains, after 1 year to 5 years 0    
Securities, available-for-sale, gross unrealized losses, after 1 year through 5 years (4)    
Securities, available-for-sale, allowance for credit loss, after 1 year to 5 years 0    
Securities, available-for-sale, fair value, after 1 year to 5 years 151    
Securities, available-for-sale, amortized cost, after 5 years to 10 years   241  
Securities, available-for-sale, gross unrealized gains, after 5 years to 10 years   0  
Securities, available-for-sale, gross unrealized losses, after 5 years through 10 years   (11)  
Securities, available-for-sale, allowance for credit loss, after 5 years to 10 years   0  
Securities, available-for-sale, fair value, after 5 years to 10 years   230  
Securities, available-for-sale, amortized cost, over 10 years 1,663 1,960  
Securities, available-for-sale, gross unrealized gains, over 10 years 0 0  
Securities, available-for-sale, gross unrealized losses, over 10 years (129) (189)  
Securities available-for-sale, allowance for credit loss, over 10 years 0 0  
Securities, available-for-sale, fair value, over 10 years 1,534 1,771  
Securities, available-for-sale, amortized cost 1,818 2,201  
Securities, available-for-sale, accumulated gross unrealized gain, before tax 0 0  
Securities, available-for-sale, accumulated gross unrealized loss, before tax (133) (200)  
Securities, available-for-sale, allowance for credit loss 0 0  
Investment securities available-for-sale (amortized cost $402,651 and $395,727, net of allowance for credit losses of $839 and $731 at December 31, 2024 and 2023, respectively) 1,685 2,001  
Corporate Bonds [Member]      
Debt Securities, Available-for-sale [Abstract]      
Securities, available-for-sale, amortized cost, within 1 year 5,905 18,011  
Securities, available-for-sale, gross unrealized gains, within 1 year 5 1  
Securities, available-for-sale, gross unrealized losses, within 1 year (58) (176)  
Securities, available-for-sale, allowance for credit loss, within 1 year (6) (27)  
Securities, available-for-sale, fair value, within 1 year 5,846 17,809  
Securities, available-for-sale, amortized cost, after 1 year to 5 years 10,924 13,339  
Securities, available-for-sale, gross unrealized gains, after 1 year to 5 years 16 23  
Securities, available-for-sale, gross unrealized losses, after 1 year through 5 years (303) (671)  
Securities, available-for-sale, allowance for credit loss, after 1 year to 5 years (31) (43)  
Securities, available-for-sale, fair value, after 1 year to 5 years 10,606 12,648  
Securities, available-for-sale, amortized cost, after 5 years to 10 years 60,000 60,000  
Securities, available-for-sale, gross unrealized gains, after 5 years to 10 years 0 0  
Securities, available-for-sale, gross unrealized losses, after 5 years through 10 years (4,650) (7,097)  
Securities, available-for-sale, allowance for credit loss, after 5 years to 10 years (802) (661)  
Securities, available-for-sale, fair value, after 5 years to 10 years 54,548 52,242  
Securities, available-for-sale, amortized cost 76,829 91,350  
Securities, available-for-sale, accumulated gross unrealized gain, before tax 21 24  
Securities, available-for-sale, accumulated gross unrealized loss, before tax (5,011) (7,944)  
Securities, available-for-sale, allowance for credit loss (839) (731) $ (1,140)
Investment securities available-for-sale (amortized cost $402,651 and $395,727, net of allowance for credit losses of $839 and $731 at December 31, 2024 and 2023, respectively) $ 71,000 $ 82,699  
v3.25.0.1
Investment Securities - Information Related to Sales of Securities Available-for-Sale (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Securities available-for-sale:      
Proceeds from sales $ 505 $ 0 $ 1,530
Gross realized gains on sales 18 0 30
Tax expense related to net realized gains on sales $ 4 $ 0 $ 6
v3.25.0.1
Investment Securities - Amount of Securities in Unrealized Loss Position (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Less than 12 months, fair value $ 65,044 $ 18,801
Available-for-sale securities, continuous unrealized loss position, less than 12 months, accumulated loss (905) (67)
12 months or longer, fair value 206,756 240,054
Available-for-sale securities, continuous unrealized loss position, 12 months or longer, accumulated loss (38,670) (35,562)
Total, fair value 271,800 258,855
Available-for-sale securities, continuous unrealized loss position, accumulated loss (39,575) (35,629)
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]    
Less than twelve months, fair value 2,566 6,005
Held-to-maturity securities, continuous unrealized loss position, less than 12 months, accumulated loss (50) (94)
Twelve months or longer, fair value 112,441 122,272
Held-to-maturity securities, continuous unrealized loss position, 12 months or longer, accumulated loss (19,054) (17,406)
Total, fair value 115,007 128,277
Held-to-maturity securities, unrealized loss position, accumulated loss (19,104) (17,500)
Residential Mortgage Backed Securities [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Less than 12 months, fair value 65,044 16,992
Available-for-sale securities, continuous unrealized loss position, less than 12 months, accumulated loss (905) (65)
12 months or longer, fair value 205,071 238,053
Available-for-sale securities, continuous unrealized loss position, 12 months or longer, accumulated loss (38,537) (35,362)
Total, fair value 270,115 255,045
Available-for-sale securities, continuous unrealized loss position, accumulated loss (39,442) (35,427)
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]    
Less than twelve months, fair value 2,566 6,005
Held-to-maturity securities, continuous unrealized loss position, less than 12 months, accumulated loss (50) (94)
Twelve months or longer, fair value 112,441 122,272
Held-to-maturity securities, continuous unrealized loss position, 12 months or longer, accumulated loss (19,054) (17,406)
Total, fair value 115,007 128,277
Held-to-maturity securities, unrealized loss position, accumulated loss (19,104) (17,500)
State and Political Subdivisions [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Less than 12 months, fair value   1,029
Available-for-sale securities, continuous unrealized loss position, less than 12 months, accumulated loss   (1)
12 months or longer, fair value   0
Available-for-sale securities, continuous unrealized loss position, 12 months or longer, accumulated loss   0
Total, fair value   1,029
Available-for-sale securities, continuous unrealized loss position, accumulated loss   (1)
Collateralized Mortgage Obligations [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Less than 12 months, fair value 0 0
Available-for-sale securities, continuous unrealized loss position, less than 12 months, accumulated loss 0 0
12 months or longer, fair value 1,685 2,001
Available-for-sale securities, continuous unrealized loss position, 12 months or longer, accumulated loss (133) (200)
Total, fair value 1,685 2,001
Available-for-sale securities, continuous unrealized loss position, accumulated loss $ (133) (200)
Corporate Bonds [Member]    
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]    
Less than 12 months, fair value   780
Available-for-sale securities, continuous unrealized loss position, less than 12 months, accumulated loss   (1)
12 months or longer, fair value   0
Available-for-sale securities, continuous unrealized loss position, 12 months or longer, accumulated loss   0
Total, fair value   780
Available-for-sale securities, continuous unrealized loss position, accumulated loss   $ (1)
v3.25.0.1
Investment Securities - Allowance for Credit Loss Rollforward (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Debt Securities, Available-for-sale, Allowance for Credit Loss [Roll Forward]    
Securities, available-for-sale, allowance for credit loss, beginning balance $ 731  
Securities, available-for-sale, allowance for credit loss, ending balance 839 $ 731
Corporate Bonds [Member]    
Debt Securities, Available-for-sale, Allowance for Credit Loss [Roll Forward]    
Securities, available-for-sale, allowance for credit loss, beginning balance 731 1,140
Additions for securities for which no previous expected credit losses were recognized (3) (3)
Change in securities for which a previous expected credit loss was recognized (105) 412
Securities, available-for-sale, allowance for credit loss, ending balance $ 839 $ 731
v3.25.0.1
Investment Securities - Gain Loss on Equity Securities (Details) - Other Noninterest Income [Member] - Equity Securities [Member] - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Debt Securities, Available-for-sale [Line Items]    
Net gains (losses) recognized during the period $ 68 $ (17)
Less: Net gains recognized during the period on equity securities sold during the period 68 0
Unrealized losses recognized during the reporting period on equity securities still held at the reporting date $ 0 $ (17)
v3.25.0.1
Loans and Leases - Additional Information (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
Nonaccrual interest income recognized $ 102 $ 84
Minimum [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Amount of loan relationship balance, loans reviewed annually 1,000  
Maximum [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Amount of loan relationship balance, loans reviewed on a performance basis $ 1,000  
v3.25.0.1
Loans and Leases - Summary of Major Loan and Lease Categories (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and leases held for investment $ 6,826,583 $ 6,567,214
Loans and Leases Receivable, Allowance (87,091) (85,387)
Net loans and leases held for investment 6,739,492 6,481,827
Unearned Lease Income (31,927) (30,485)
Net deferred costs, included in the above table 6,992 7,949
Overdraft deposits included in the above table 104 280
Commercial, Financial and Agricultural [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and leases held for investment 1,037,835 989,723
Real Estate-Commercial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and leases held for investment 3,530,451 3,302,798
Real Estate-Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and leases held for investment 274,483 394,462
Real Estate-Residential Secured for Business Purpose [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and leases held for investment 536,095 517,002
Real Estate-Residential Secured for Personal Purpose [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and leases held for investment 994,972 909,015
Real Estate-Home Equity Secured for Personal Purpose [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and leases held for investment 186,836 179,282
Loans to Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and leases held for investment 21,250 27,749
Lease Financings [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and leases held for investment $ 244,661 $ 247,183
v3.25.0.1
Loans and Leases - Age Analysis of Past Due Loans and Leases (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accruing loans and leases $ 6,813,916 $ 6,546,695
Nonaccrual loans and leases 12,667 20,519
Total loans and leases held for investment 6,826,583 6,567,214
Financial Asset, 30 to 59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 12,217 22,433
Financial Asset, 60 to 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 4,512 2,786
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 321 534
Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 17,050 25,753
Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 6,796,866 6,520,942
Commercial, Financial and Agricultural [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accruing loans and leases 1,034,040 987,457
Nonaccrual loans and leases 3,795 2,266
Total loans and leases held for investment 1,037,835 989,723
Commercial, Financial and Agricultural [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 1,750 1,355
Commercial, Financial and Agricultural [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 723 348
Commercial, Financial and Agricultural [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 0 285
Commercial, Financial and Agricultural [Member] | Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 2,473 1,988
Commercial, Financial and Agricultural [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 1,031,567 985,469
Real Estate-Commercial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accruing loans and leases 3,527,772 3,297,089
Nonaccrual loans and leases 2,679 5,709
Total loans and leases held for investment 3,530,451 3,302,798
Real Estate-Commercial [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 415 1,763
Real Estate-Commercial [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 2,919 1,072
Real Estate-Commercial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 0 0
Real Estate-Commercial [Member] | Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 3,334 2,835
Real Estate-Commercial [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 3,524,438 3,294,254
Real Estate-Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accruing loans and leases 274,483 388,395
Nonaccrual loans and leases 0 6,067
Total loans and leases held for investment 274,483 394,462
Real Estate-Construction [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 3,659 10,022
Real Estate-Construction [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 0 45
Real Estate-Construction [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 0 0
Real Estate-Construction [Member] | Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 3,659 10,067
Real Estate-Construction [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 270,824 378,328
Real Estate-Residential Secured for Business Purpose [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accruing loans and leases 535,509 515,912
Nonaccrual loans and leases 586 1,090
Total loans and leases held for investment 536,095 517,002
Real Estate-Residential Secured for Business Purpose [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 1,077 930
Real Estate-Residential Secured for Business Purpose [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 0 643
Real Estate-Residential Secured for Business Purpose [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 0 0
Real Estate-Residential Secured for Business Purpose [Member] | Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 1,077 1,573
Real Estate-Residential Secured for Business Purpose [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 534,432 514,339
Real Estate-Residential Secured for Personal Purpose [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accruing loans and leases 991,167 904,802
Nonaccrual loans and leases 3,805 4,213
Total loans and leases held for investment 994,972 909,015
Real Estate-Residential Secured for Personal Purpose [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 3,040 6,464
Real Estate-Residential Secured for Personal Purpose [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 0 76
Real Estate-Residential Secured for Personal Purpose [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 0 0
Real Estate-Residential Secured for Personal Purpose [Member] | Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 3,040 6,540
Real Estate-Residential Secured for Personal Purpose [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 988,127 898,262
Real Estate-Home Equity Secured for Personal Purpose [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accruing loans and leases 185,645 178,166
Nonaccrual loans and leases 1,191 1,116
Total loans and leases held for investment 186,836 179,282
Real Estate-Home Equity Secured for Personal Purpose [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 1,063 721
Real Estate-Home Equity Secured for Personal Purpose [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 309 144
Real Estate-Home Equity Secured for Personal Purpose [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 0 0
Real Estate-Home Equity Secured for Personal Purpose [Member] | Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 1,372 865
Real Estate-Home Equity Secured for Personal Purpose [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 184,273 177,301
Loans to Individuals [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accruing loans and leases 21,250 27,749
Nonaccrual loans and leases 0 0
Total loans and leases held for investment 21,250 27,749
Loans to Individuals [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 187 191
Loans to Individuals [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 59 84
Loans to Individuals [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 24 37
Loans to Individuals [Member] | Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 270 312
Loans to Individuals [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 20,980 27,437
Lease Financings [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accruing loans and leases 244,050 247,125
Nonaccrual loans and leases 611 58
Total loans and leases held for investment 244,661 247,183
Lease Financings [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 1,026 987
Lease Financings [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 502 374
Lease Financings [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 297 212
Lease Financings [Member] | Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment 1,825 1,573
Lease Financings [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans and leases held for investment $ 242,225 $ 245,552
v3.25.0.1
Loans and Leases - Non-Performing Loans and Leases (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Non-Performing Loans and Leases [Line Items]    
Nonaccrual loans and leases $ 12,667 $ 20,519
Financing Receivable, Nonaccrual Including Loans Held-for-Sale 12,667 20,527
Loans and leases 90 days or more past due and accruing interest 321 534
Total Nonperforming Loans and Leases 12,988 21,061
Loans Held for Sale    
Non-Performing Loans and Leases [Line Items]    
Nonaccrual loans and leases 0 8
Total Nonperforming Loans and Leases 0 8
Commercial, Financial and Agricultural [Member]    
Non-Performing Loans and Leases [Line Items]    
Nonaccrual loans and leases 3,795 2,266
Loans and leases 90 days or more past due and accruing interest 0 285
Total Nonperforming Loans and Leases 3,795 2,551
Real Estate-Commercial [Member]    
Non-Performing Loans and Leases [Line Items]    
Nonaccrual loans and leases 2,679 5,709
Loans and leases 90 days or more past due and accruing interest 0 0
Total Nonperforming Loans and Leases 2,679 5,709
Real Estate-Construction [Member]    
Non-Performing Loans and Leases [Line Items]    
Nonaccrual loans and leases 0 6,067
Loans and leases 90 days or more past due and accruing interest 0 0
Total Nonperforming Loans and Leases 0 6,067
Real Estate-Residential Secured for Business Purpose [Member]    
Non-Performing Loans and Leases [Line Items]    
Nonaccrual loans and leases 586 1,090
Loans and leases 90 days or more past due and accruing interest 0 0
Total Nonperforming Loans and Leases 586 1,090
Real Estate-Residential Secured for Personal Purpose [Member]    
Non-Performing Loans and Leases [Line Items]    
Nonaccrual loans and leases 3,805 4,213
Loans and leases 90 days or more past due and accruing interest 0 0
Total Nonperforming Loans and Leases 3,805 4,213
Real Estate-Home Equity Secured for Personal Purpose [Member]    
Non-Performing Loans and Leases [Line Items]    
Nonaccrual loans and leases 1,191 1,116
Loans and leases 90 days or more past due and accruing interest 0 0
Total Nonperforming Loans and Leases 1,191 1,116
Loans to Individuals [Member]    
Non-Performing Loans and Leases [Line Items]    
Nonaccrual loans and leases 0 0
Loans and leases 90 days or more past due and accruing interest 24 37
Total Nonperforming Loans and Leases 24 37
Lease Financings [Member]    
Non-Performing Loans and Leases [Line Items]    
Nonaccrual loans and leases 611 58
Loans and leases 90 days or more past due and accruing interest 297 212
Total Nonperforming Loans and Leases $ 908 $ 270
v3.25.0.1
Loans and Leases - Nonaccrual (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual With No Allowance for Credit Losses $ 7,603 $ 15,369
Nonaccrual With Allowance for Credit Losses 5,064 5,150
Nonaccrual loans and leases 12,667 20,519
Loans and leases 90 days or more past due and accruing interest 321 534
Commercial, Financial and Agricultural [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual With No Allowance for Credit Losses 187 332
Nonaccrual With Allowance for Credit Losses 3,608 1,934
Nonaccrual loans and leases 3,795 2,266
Loans and leases 90 days or more past due and accruing interest 0 285
Real Estate-Commercial [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual With No Allowance for Credit Losses 1,834 5,687
Nonaccrual With Allowance for Credit Losses 845 22
Nonaccrual loans and leases 2,679 5,709
Loans and leases 90 days or more past due and accruing interest 0 0
Real Estate-Construction [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual With No Allowance for Credit Losses   2,931
Nonaccrual With Allowance for Credit Losses   3,136
Nonaccrual loans and leases 0 6,067
Loans and leases 90 days or more past due and accruing interest 0 0
Real Estate-Residential Secured for Business Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual With No Allowance for Credit Losses 586 1,090
Nonaccrual With Allowance for Credit Losses 0 0
Nonaccrual loans and leases 586 1,090
Loans and leases 90 days or more past due and accruing interest 0 0
Real Estate-Residential Secured for Personal Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual With No Allowance for Credit Losses 3,805 4,213
Nonaccrual With Allowance for Credit Losses 0 0
Nonaccrual loans and leases 3,805 4,213
Loans and leases 90 days or more past due and accruing interest 0 0
Real Estate-Home Equity Secured for Personal Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual With No Allowance for Credit Losses 1,191 1,116
Nonaccrual With Allowance for Credit Losses 0 0
Nonaccrual loans and leases 1,191 1,116
Loans and leases 90 days or more past due and accruing interest 0 0
Loans to Individuals [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual With No Allowance for Credit Losses 0 0
Nonaccrual With Allowance for Credit Losses 0 0
Nonaccrual loans and leases 0 0
Loans and leases 90 days or more past due and accruing interest 24 37
Lease Financings [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual With No Allowance for Credit Losses 0 0
Nonaccrual With Allowance for Credit Losses 611 58
Nonaccrual loans and leases 611 58
Loans and leases 90 days or more past due and accruing interest $ 297 $ 212
v3.25.0.1
Loans and Leases - Collateral Dependent Loans (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans $ 12,667 $ 20,519
Commercial, Financial and Agricultural [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 3,795 2,266
Real Estate-Commercial [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 2,679 5,709
Real Estate-Construction [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 6,067
Real Estate-Residential Secured for Business Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 586 1,090
Real Estate-Residential Secured for Personal Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 3,805 4,213
Real Estate-Home Equity Secured for Personal Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 1,191 1,116
Lease Financings [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 611 58
Real Estate [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 9,764 20,431
Real Estate [Member] | Commercial, Financial and Agricultural [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 1,521 2,236
Real Estate [Member] | Real Estate-Commercial [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 2,661 5,709
Real Estate [Member] | Real Estate-Construction [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 6,067
Real Estate [Member] | Real Estate-Residential Secured for Business Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 586 1,090
Real Estate [Member] | Real Estate-Residential Secured for Personal Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 3,805 4,213
Real Estate [Member] | Real Estate-Home Equity Secured for Personal Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 1,191 1,116
Real Estate [Member] | Lease Financings [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 0
Other [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 2,454 88
Other [Member] | Commercial, Financial and Agricultural [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 1,843 30
Other [Member] | Real Estate-Commercial [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 0
Other [Member] | Real Estate-Construction [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 0
Other [Member] | Real Estate-Residential Secured for Business Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 0
Other [Member] | Real Estate-Residential Secured for Personal Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 0
Other [Member] | Real Estate-Home Equity Secured for Personal Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 0
Other [Member] | Lease Financings [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 611 58
None [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 449 0
None [Member] | Commercial, Financial and Agricultural [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 431 0
None [Member] | Real Estate-Commercial [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 18 0
None [Member] | Real Estate-Construction [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 0
None [Member] | Real Estate-Residential Secured for Business Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 0
None [Member] | Real Estate-Residential Secured for Personal Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 0
None [Member] | Real Estate-Home Equity Secured for Personal Purpose [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans 0 0
None [Member] | Lease Financings [Member]    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Nonaccrual loans $ 0 $ 0
v3.25.0.1
Loans and Leases - Credit Quality (Detail) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 $ 949,352,000 $ 833,275,000
2023 689,996,000 1,361,247,000
2022 1,179,625,000 918,895,000
2021 793,509,000 700,846,000
2020 612,928,000 397,235,000
Prior 559,868,000 369,518,000
Revolving Loans Amortized Cost Basis 592,715,000 622,316,000
Revolving Loans Converted to Term 871,000  
Total 5,378,864,000 5,203,985,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024 69,000  
2021 72,000  
2020 9,000  
Prior 66,000  
Revolving Loans Amortized Cost Basis 3,245,000  
Revolving Loans Converted to Term 0  
Total 3,461,000  
Pass    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 943,172,000 828,313,000
2023 682,768,000 1,333,248,000
2022 1,145,754,000 901,857,000
2021 785,210,000 694,405,000
2020 605,137,000 386,719,000
Prior 539,899,000 351,617,000
Revolving Loans Amortized Cost Basis 544,116,000 573,758,000
Revolving Loans Converted to Term 871,000  
Total 5,246,927,000 5,070,570,000
Special Mention    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 5,932,000 1,238,000
2023 6,728,000 21,336,000
2022 25,139,000 3,132,000
2021 849,000 5,821,000
2020 3,438,000 10,074,000
Prior 12,213,000 15,681,000
Revolving Loans Amortized Cost Basis 27,106,000 26,159,000
Revolving Loans Converted to Term 0  
Total 81,405,000 83,441,000
Substandard    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 248,000 3,724,000
2023 500,000 6,663,000
2022 8,732,000 13,906,000
2021 7,450,000 620,000
2020 4,353,000 442,000
Prior 7,756,000 2,220,000
Revolving Loans Amortized Cost Basis 21,493,000 22,399,000
Revolving Loans Converted to Term 0  
Total 50,532,000 49,974,000
Performing    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 111,630,000 252,939,000
2023 287,085,000 401,914,000
2022 406,211,000 248,717,000
2021 219,517,000 146,547,000
2020 128,077,000 28,692,000
Prior 91,654,000 82,827,000
Revolving Loans Amortized Cost Basis 197,617,000 195,957,000
Total 1,441,791,000 1,357,593,000
Nonperforming    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 197,000 11,000
2023 168,000 257,000
2022 636,000 131,000
2021 69,000 2,768,000
2020 2,861,000 36,000
Prior 827,000 1,317,000
Revolving Loans Amortized Cost Basis 1,170,000 1,116,000
Total 5,928,000 5,636,000
Commercial, Financial and Agricultural [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 236,547,000 130,755,000
2023 80,442,000 137,051,000
2022 94,603,000 143,756,000
2021 101,924,000 26,745,000
2020 16,408,000 25,274,000
Prior 50,730,000 40,973,000
Revolving Loans Amortized Cost Basis 456,310,000 484,516,000
Revolving Loans Converted to Term 871,000  
Total 1,037,835,000 989,723,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024 69,000  
2021 72,000  
2020 9,000  
Prior 31,000  
Revolving Loans Amortized Cost Basis 2,745,000  
Revolving Loans Converted to Term 0  
Total 2,926,000  
Commercial, Financial and Agricultural [Member] | Pass    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 232,925,000 130,755,000
2023 73,453,000 121,402,000
2022 68,205,000 135,550,000
2021 95,135,000 26,745,000
2020 16,403,000 19,029,000
Prior 44,329,000 40,973,000
Revolving Loans Amortized Cost Basis 411,413,000 455,076,000
Revolving Loans Converted to Term 871,000  
Total 942,734,000 930,183,000
Commercial, Financial and Agricultural [Member] | Special Mention    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 3,622,000 0
2023 6,489,000 13,454,000
2022 24,423,000 0
2021 166,000 0
2020 5,000 6,029,000
Prior 0 0
Revolving Loans Amortized Cost Basis 27,106,000 15,251,000
Revolving Loans Converted to Term 0  
Total 61,811,000 34,734,000
Commercial, Financial and Agricultural [Member] | Substandard    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 0 0
2023 500,000 2,195,000
2022 1,975,000 8,206,000
2021 6,623,000 0
2020 0 216,000
Prior 6,401,000 0
Revolving Loans Amortized Cost Basis 17,791,000 14,189,000
Revolving Loans Converted to Term 0  
Total 33,290,000 24,806,000
Real Estate-Commercial [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 508,407,000 483,089,000
2023 441,802,000 844,488,000
2022 885,449,000 648,033,000
2021 582,520,000 610,521,000
2020 542,969,000 329,669,000
Prior 485,264,000 309,129,000
Revolving Loans Amortized Cost Basis 84,040,000 77,869,000
Revolving Loans Converted to Term 0  
Total 3,530,451,000 3,302,798,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
Prior 35,000  
Revolving Loans Converted to Term 0  
Total 35,000  
Real Estate-Commercial [Member] | Pass    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 506,644,000 480,527,000
2023 441,802,000 841,529,000
2022 882,071,000 642,133,000
2021 581,693,000 604,700,000
2020 538,539,000 329,443,000
Prior 471,734,000 296,802,000
Revolving Loans Amortized Cost Basis 81,145,000 74,947,000
Revolving Loans Converted to Term 0  
Total 3,503,628,000 3,270,081,000
Real Estate-Commercial [Member] | Special Mention    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 1,763,000 1,238,000
2023 0 227,000
2022 716,000 3,132,000
2021 0 5,821,000
2020 3,028,000 0
Prior 12,213,000 10,416,000
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0  
Total 17,720,000 20,834,000
Real Estate-Commercial [Member] | Substandard    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 0 1,324,000
2023 0 2,732,000
2022 2,662,000 2,768,000
2021 827,000 0
2020 1,402,000 226,000
Prior 1,317,000 1,911,000
Revolving Loans Amortized Cost Basis 2,895,000 2,922,000
Revolving Loans Converted to Term 0  
Total 9,103,000 11,883,000
Real Estate-Construction [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 109,875,000 114,527,000
2023 71,770,000 227,866,000
2022 62,167,000 7,071,000
2021 4,226,000 2,600,000
2020 4,103,000 4,286,000
Prior 1,899,000 7,476,000
Revolving Loans Amortized Cost Basis 20,443,000 30,636,000
Revolving Loans Converted to Term 0  
Total 274,483,000 394,462,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
Revolving Loans Amortized Cost Basis 500,000  
Revolving Loans Converted to Term 0  
Total 500,000  
Real Estate-Construction [Member] | Pass    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 109,627,000 112,127,000
2023 71,770,000 218,637,000
2022 58,072,000 4,139,000
2021 4,226,000 2,600,000
2020 1,700,000 241,000
Prior 1,899,000 2,211,000
Revolving Loans Amortized Cost Basis 19,636,000 14,440,000
Revolving Loans Converted to Term 0  
Total 266,930,000 354,395,000
Real Estate-Construction [Member] | Special Mention    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 0 0
2023 0 7,655,000
2022 0 0
2021 0 0
2020 0 4,045,000
Prior 0 5,265,000
Revolving Loans Amortized Cost Basis 0 10,908,000
Revolving Loans Converted to Term 0  
Total 0 27,873,000
Real Estate-Construction [Member] | Substandard    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 248,000 2,400,000
2023 0 1,574,000
2022 4,095,000 2,932,000
2021 0 0
2020 2,403,000 0
Prior 0 0
Revolving Loans Amortized Cost Basis 807,000 5,288,000
Revolving Loans Converted to Term 0  
Total 7,553,000 12,194,000
Real Estate-Residential Secured for Business Purpose [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 94,523,000 104,904,000
2023 95,982,000 151,842,000
2022 137,406,000 120,035,000
2021 104,839,000 60,980,000
2020 49,448,000 38,006,000
Prior 21,975,000 11,940,000
Revolving Loans Amortized Cost Basis 31,922,000 29,295,000
Revolving Loans Converted to Term 0  
Total 536,095,000 517,002,000
Real Estate-Residential Secured for Business Purpose [Member] | Pass    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 93,976,000 104,904,000
2023 95,743,000 151,680,000
2022 137,406,000 120,035,000
2021 104,156,000 60,360,000
2020 48,495,000 38,006,000
Prior 21,937,000 11,631,000
Revolving Loans Amortized Cost Basis 31,922,000 29,295,000
Revolving Loans Converted to Term 0  
Total 533,635,000 515,911,000
Real Estate-Residential Secured for Business Purpose [Member] | Special Mention    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 547,000 0
2023 239,000 0
2022 0 0
2021 683,000 0
2020 405,000 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0  
Total 1,874,000 0
Real Estate-Residential Secured for Business Purpose [Member] | Substandard    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 0 0
2023 0 162,000
2022 0 0
2021 0 620,000
2020 548,000 0
Prior 38,000 309,000
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0  
Total 586,000 1,091,000
Real Estate-Residential Secured for Personal Purpose [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 25,908,000 139,765,000
2023 203,136,000 328,536,000
2022 356,648,000 206,328,000
2021 195,764,000 130,906,000
2020 124,579,000 22,798,000
Prior 88,937,000 80,564,000
Revolving Loans Amortized Cost Basis 0 118,000
Total 994,972,000 909,015,000
Real Estate-Residential Secured for Personal Purpose [Member] | Performing    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 25,908,000 139,765,000
2023 203,136,000 328,383,000
2022 356,506,000 206,285,000
2021 195,727,000 128,157,000
2020 121,743,000 22,798,000
Prior 88,147,000 79,296,000
Revolving Loans Amortized Cost Basis 0 118,000
Total 991,167,000 904,802,000
Real Estate-Residential Secured for Personal Purpose [Member] | Nonperforming    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 0 0
2023 0 153,000
2022 142,000 43,000
2021 37,000 2,749,000
2020 2,836,000 0
Prior 790,000 1,268,000
Revolving Loans Amortized Cost Basis 0 0
Total 3,805,000 4,213,000
Real Estate-Home Equity Secured for Personal Purpose [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 354,000 511,000
2023 352,000 2,567,000
2022 2,281,000 510,000
2021 402,000 409,000
2020 326,000 165,000
Prior 1,201,000 1,463,000
Revolving Loans Amortized Cost Basis 181,920,000 173,657,000
Total 186,836,000 179,282,000
Real Estate-Home Equity Secured for Personal Purpose [Member] | Performing    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 354,000 511,000
2023 352,000 2,567,000
2022 2,260,000 510,000
2021 402,000 409,000
2020 326,000 165,000
Prior 1,201,000 1,463,000
Revolving Loans Amortized Cost Basis 180,750,000 172,541,000
Total 185,645,000 178,166,000
Real Estate-Home Equity Secured for Personal Purpose [Member] | Nonperforming    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 0 0
2023 0 0
2022 21,000 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 1,170,000 1,116,000
Total 1,191,000 1,116,000
Loans to Individuals [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 2,008,000 1,831,000
2023 963,000 894,000
2022 459,000 530,000
2021 300,000 107,000
2020 19,000 48,000
Prior 634,000 1,041,000
Revolving Loans Amortized Cost Basis 16,867,000 23,298,000
Total 21,250,000 27,749,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024 220,000  
2023 135,000  
2022 33,000  
2021 3,000  
Prior 88,000  
Revolving Loans Amortized Cost Basis 442,000  
Total 921,000  
Loans to Individuals [Member] | Performing    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 2,008,000 1,831,000
2023 963,000 894,000
2022 459,000 530,000
2021 300,000 107,000
2020 19,000 48,000
Prior 610,000 1,004,000
Revolving Loans Amortized Cost Basis 16,867,000 23,298,000
Total 21,226,000 27,712,000
Loans to Individuals [Member] | Nonperforming    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 24,000 37,000
Revolving Loans Amortized Cost Basis 0 0
Total 24,000 37,000
Lease Financings [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 83,557,000 110,843,000
2023 82,802,000 70,174,000
2022 47,459,000 41,480,000
2021 23,120,000 17,893,000
2020 6,014,000 5,717,000
Prior 1,709,000 1,076,000
Revolving Loans Amortized Cost Basis 0 0
Total 244,661,000 247,183,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2023 238,000  
2022 165,000  
2021 218,000  
2020 14,000  
Prior 16,000  
Total 651,000  
Lease Financings [Member] | Performing    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 83,360,000 110,832,000
2023 82,634,000 70,070,000
2022 46,986,000 41,392,000
2021 23,088,000 17,874,000
2020 5,989,000 5,681,000
Prior 1,696,000 1,064,000
Revolving Loans Amortized Cost Basis 0 0
Total 243,753,000 246,913,000
Lease Financings [Member] | Nonperforming    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 197,000 11,000
2023 168,000 104,000
2022 473,000 88,000
2021 32,000 19,000
2020 25,000 36,000
Prior 13,000 12,000
Revolving Loans Amortized Cost Basis 0 0
Total 908,000 270,000
Financing Receivable    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
2024 111,827,000 252,950,000
2023 287,253,000 402,171,000
2022 406,847,000 248,848,000
2021 219,586,000 149,315,000
2020 130,938,000 28,728,000
Prior 92,481,000 84,144,000
Revolving Loans Amortized Cost Basis 198,787,000 197,073,000
Total 1,447,719,000 $ 1,363,229,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024 220,000  
2023 373,000  
2022 198,000  
2021 221,000  
2020 14,000  
Prior 104,000  
Revolving Loans Amortized Cost Basis 442,000  
Total $ 1,572,000  
v3.25.0.1
Loans and Leases - Allowance for Credit Losses, Loans and Leases Roll Forward (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning balance $ 85,387 $ 79,004 $ 71,924
Provision (reversal of provision) for credit losses 5,506 11,780 10,975
Charge-offs (5,033) (6,186) (4,669)
Recoveries 1,231 789 774
Ending balance 87,091 85,387 79,004
Commercial, Financial and Agricultural [Member]      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning balance 13,699 16,920 13,538
Provision (reversal of provision) for credit losses 4,709 1,289 3,705
Charge-offs (2,926) (4,877) (887)
Recoveries 597 367 564
Ending balance 16,079 13,699 16,920
Real Estate-Commercial [Member]      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning balance 45,849 41,673 41,095
Provision (reversal of provision) for credit losses 1,039 4,213 3,854
Charge-offs (35) (50) (3,282)
Recoveries 14 13 6
Ending balance 46,867 45,849 41,673
Real Estate-Construction [Member]      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning balance 6,543 4,952 4,575
Provision (reversal of provision) for credit losses (1,119) 1,797 377
Charge-offs (500) (207) 0
Recoveries 0 1 0
Ending balance 4,924 6,543 4,952
Real Estate-Residential Secured for Business Purpose [Member]      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning balance 8,692 7,054 6,482
Provision (reversal of provision) for credit losses (1,436) 1,503 517
Charge-offs 0 (50) 0
Recoveries 235 185 55
Ending balance 7,491 8,692 7,054
Real Estate-Residential Secured for Personal Purpose [Member]      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning balance 6,349 3,685 2,403
Provision (reversal of provision) for credit losses 739 2,664 1,282
Charge-offs 0 0 0
Recoveries 134 0 0
Ending balance 7,222 6,349 3,685
Real Estate-Home Equity Secured for Personal Purpose [Member]      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning balance 1,289 1,287 1,028
Provision (reversal of provision) for credit losses 371 4 221
Charge-offs 0 (85) 0
Recoveries 46 83 38
Ending balance 1,706 1,289 1,287
Loans to Individuals [Member]      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning balance 392 351 363
Provision (reversal of provision) for credit losses 778 467 167
Charge-offs (921) (507) (255)
Recoveries 93 81 76
Ending balance 342 392 351
Lease Financings [Member]      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning balance 2,574 3,082 2,290
Provision (reversal of provision) for credit losses 425 (157) 1,002
Charge-offs (651) (410) (245)
Recoveries 112 59 35
Ending balance $ 2,460 2,574 3,082
Unallocated [Member]      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning balance   $ 0 150
Provision (reversal of provision) for credit losses     (150)
Ending balance     $ 0
v3.25.0.1
Loans and Leases - Allowance for Loan and Lease Losses and Recorded Investment in Loans and Leases (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Allowance For Credit Losses, Loans And Leases [Abstract]        
Ending balance: individually analyzed $ 1,945 $ 1,787    
Ending balance: pooled 85,146 83,600    
Total: Allowance for Credit Loss 87,091 85,387 $ 79,004 $ 71,924
Loans and Leases Held for Investment [Abstract]        
Ending balance: individually analyzed 12,056 20,747    
Ending balance: pooled 6,814,527 6,546,467    
Total ending balance 6,826,583 6,567,214    
Commercial, Financial and Agricultural [Member]        
Allowance For Credit Losses, Loans And Leases [Abstract]        
Ending balance: individually analyzed 1,922 692    
Ending balance: pooled 14,157 13,007    
Total: Allowance for Credit Loss 16,079 13,699 16,920 13,538
Loans and Leases Held for Investment [Abstract]        
Ending balance: individually analyzed 3,795 2,551    
Ending balance: pooled 1,034,040 987,172    
Total ending balance 1,037,835 989,723    
Real Estate-Commercial [Member]        
Allowance For Credit Losses, Loans And Leases [Abstract]        
Ending balance: individually analyzed 23 20    
Ending balance: pooled 46,844 45,829    
Total: Allowance for Credit Loss 46,867 45,849 41,673 41,095
Loans and Leases Held for Investment [Abstract]        
Ending balance: individually analyzed 2,679 5,709    
Ending balance: pooled 3,527,772 3,297,089    
Total ending balance 3,530,451 3,302,798    
Real Estate-Construction [Member]        
Allowance For Credit Losses, Loans And Leases [Abstract]        
Ending balance: individually analyzed 0 1,075    
Ending balance: pooled 4,924 5,468    
Total: Allowance for Credit Loss 4,924 6,543 4,952 4,575
Loans and Leases Held for Investment [Abstract]        
Ending balance: individually analyzed 0 6,067    
Ending balance: pooled 274,483 388,395    
Total ending balance 274,483 394,462    
Real Estate-Residential Secured for Business Purpose [Member]        
Allowance For Credit Losses, Loans And Leases [Abstract]        
Ending balance: individually analyzed 0 0    
Ending balance: pooled 7,491 8,692    
Total: Allowance for Credit Loss 7,491 8,692 7,054 6,482
Loans and Leases Held for Investment [Abstract]        
Ending balance: individually analyzed 586 1,090    
Ending balance: pooled 535,509 515,912    
Total ending balance 536,095 517,002    
Real Estate-Residential Secured for Personal Purpose [Member]        
Allowance For Credit Losses, Loans And Leases [Abstract]        
Ending balance: individually analyzed 0 0    
Ending balance: pooled 7,222 6,349    
Total: Allowance for Credit Loss 7,222 6,349 3,685 2,403
Loans and Leases Held for Investment [Abstract]        
Ending balance: individually analyzed 3,805 4,214    
Ending balance: pooled 991,167 904,801    
Total ending balance 994,972 909,015    
Real Estate-Home Equity Secured for Personal Purpose [Member]        
Allowance For Credit Losses, Loans And Leases [Abstract]        
Ending balance: individually analyzed 0 0    
Ending balance: pooled 1,706 1,289    
Total: Allowance for Credit Loss 1,706 1,289 1,287 1,028
Loans and Leases Held for Investment [Abstract]        
Ending balance: individually analyzed 1,191 1,116    
Ending balance: pooled 185,645 178,166    
Total ending balance 186,836 179,282    
Loans to Individuals [Member]        
Allowance For Credit Losses, Loans And Leases [Abstract]        
Ending balance: individually analyzed 0 0    
Ending balance: pooled 342 392    
Total: Allowance for Credit Loss 342 392 351 363
Loans and Leases Held for Investment [Abstract]        
Ending balance: individually analyzed 0 0    
Ending balance: pooled 21,250 27,749    
Total ending balance 21,250 27,749    
Lease Financings [Member]        
Allowance For Credit Losses, Loans And Leases [Abstract]        
Ending balance: individually analyzed 0 0    
Ending balance: pooled 2,460 2,574    
Total: Allowance for Credit Loss 2,460 2,574 $ 3,082 $ 2,290
Loans and Leases Held for Investment [Abstract]        
Ending balance: individually analyzed 0 0    
Ending balance: pooled 244,661 247,183    
Total ending balance $ 244,661 $ 247,183    
v3.25.0.1
Loans and Leases - Accruing and Nonaccruing Modified Loans to Borrowers Experiencing Financial Difficulty (Detail)
$ in Thousands
12 Months Ended
Dec. 31, 2024
loan
Dec. 31, 2024
USD ($)
Dec. 31, 2024
Rate
Dec. 31, 2024
Investment
Dec. 31, 2023
loan
Dec. 31, 2023
USD ($)
Dec. 31, 2023
Rate
Dec. 31, 2023
Investment
Financing Receivable, Modified Loans [Line Items]                
Financing Receivable, Modified in Period, Accrued Interest, Amount   $ 126       $ 15    
Accrual Modified Loans | Maturity Date Extension [Member]                
Financing Receivable, Modified Loans [Line Items]                
Number of loans 5     1 2      
Amortized Cost Basis*   12,852       4,863    
Related allowance   29       10    
Accrual Modified Loans | Payment Deferral                
Financing Receivable, Modified Loans [Line Items]                
Number of loans | loan 2              
Amortized Cost Basis*   6,667            
Related allowance   12            
Nonaccrual Modified Loans | Maturity Date Extension [Member]                
Financing Receivable, Modified Loans [Line Items]                
Number of loans 0     0 1     1
Amortized Cost Basis*   0       1,741    
Related allowance   0       0    
Nonaccrual Modified Loans | Payment Deferral                
Financing Receivable, Modified Loans [Line Items]                
Number of loans | loan 0              
Amortized Cost Basis*   0            
Related allowance   0            
Commercial, Financial and Agricultural [Member] | Accrual Modified Loans | Maturity Date Extension [Member]                
Financing Receivable, Modified Loans [Line Items]                
Number of loans | loan 1       0      
Amortized Cost Basis*   4,925       0    
Percent of total class of financing receivable | Rate     0.47%       0.00%  
Related allowance   9       0    
Commercial, Financial and Agricultural [Member] | Accrual Modified Loans | Payment Deferral                
Financing Receivable, Modified Loans [Line Items]                
Number of loans | loan 2              
Amortized Cost Basis*   6,667            
Percent of total class of financing receivable | Rate     0.64%          
Related allowance   12            
Real Estate-Commercial [Member] | Accrual Modified Loans | Maturity Date Extension [Member]                
Financing Receivable, Modified Loans [Line Items]                
Number of loans 4     1 2      
Amortized Cost Basis*   7,927       4,863    
Percent of total class of financing receivable | Rate     0.22%       0.15%  
Related allowance   20       10    
Real Estate-Commercial [Member] | Accrual Modified Loans | Payment Deferral                
Financing Receivable, Modified Loans [Line Items]                
Number of loans | loan 0              
Real Estate-Commercial [Member] | Nonaccrual Modified Loans | Maturity Date Extension [Member]                
Financing Receivable, Modified Loans [Line Items]                
Number of loans 0     0 1     1
Amortized Cost Basis*   0       1,741    
Percent of total class of financing receivable | Rate     0.00%       0.05%  
Related allowance   $ 0       $ 0    
v3.25.0.1
Loans and Leases - Schedule of Financial Effect on Accruing and Nonaccruing Modified Loans to Borrowers Experiencing Financial Difficulty (Detail)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2024
loan
Dec. 31, 2024
Investment
Dec. 31, 2023
Dec. 31, 2023
loan
Dec. 31, 2023
Investment
Accrual Modified Loans | Maturity Date Extension [Member]            
Concessions granted on accruing and non-accrual loans restructured            
No. of loans   5 1   2  
Accrual Modified Loans | Payment Deferral            
Concessions granted on accruing and non-accrual loans restructured            
No. of loans   2        
Nonaccrual Modified Loans | Maturity Date Extension [Member]            
Concessions granted on accruing and non-accrual loans restructured            
No. of loans   0 0   1 1
Nonaccrual Modified Loans | Payment Deferral            
Concessions granted on accruing and non-accrual loans restructured            
No. of loans   0        
Commercial, Financial and Agricultural [Member] | Accrual Modified Loans | Maturity Date Extension [Member]            
Concessions granted on accruing and non-accrual loans restructured            
No. of loans   1     0  
Financing Receivable, Modified, Weighted Average Term Increase from Modification 8 months          
Commercial, Financial and Agricultural [Member] | Accrual Modified Loans | Payment Deferral            
Concessions granted on accruing and non-accrual loans restructured            
No. of loans   2        
Financing Receivable, Modified, Weighted Average Term Increase from Modification 3 months          
Real Estate-Commercial [Member] | Accrual Modified Loans | Maturity Date Extension [Member]            
Concessions granted on accruing and non-accrual loans restructured            
No. of loans   4 1   2  
Financing Receivable, Modified, Weighted Average Term Increase from Modification 12 months     1 year 1 month 6 days    
Real Estate-Commercial [Member] | Accrual Modified Loans | Payment Deferral            
Concessions granted on accruing and non-accrual loans restructured            
No. of loans   0        
Real Estate-Commercial [Member] | Nonaccrual Modified Loans | Maturity Date Extension [Member]            
Concessions granted on accruing and non-accrual loans restructured            
No. of loans   0 0   1 1
Financing Receivable, Modified, Weighted Average Term Increase from Modification       1 year 3 months 18 days    
v3.25.0.1
Loans and Leases - Accruing and Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty with Payment Defaults (Detail)
$ in Thousands
12 Months Ended
Dec. 31, 2024
loan
Dec. 31, 2024
USD ($)
Dec. 31, 2024
Investment
Dec. 31, 2023
loan
Dec. 31, 2023
USD ($)
Dec. 31, 2023
Investment
Accrual Modified Loans | Maturity Date Extension [Member]            
Financing Receivable, Modified Loans [Line Items]            
Amortized Cost Basis   $ 1,849        
No. of loans 5   1 2    
Amortized Cost Basis*   12,852     $ 4,863  
Related allowance   29     10  
Accrual Modified Loans | Payment Deferral            
Financing Receivable, Modified Loans [Line Items]            
No. of loans | loan 2          
Amortized Cost Basis*   6,667        
Related allowance   12        
Accrual Modified Loans | Commercial, Financial and Agricultural [Member] | Maturity Date Extension [Member]            
Financing Receivable, Modified Loans [Line Items]            
No. of loans | loan 1     0    
Amortized Cost Basis*   4,925     0  
Related allowance   9     0  
Accrual Modified Loans | Commercial, Financial and Agricultural [Member] | Payment Deferral            
Financing Receivable, Modified Loans [Line Items]            
No. of loans | loan 2          
Amortized Cost Basis*   6,667        
Related allowance   12        
Accrual Modified Loans | Real Estate-Commercial [Member] | Maturity Date Extension [Member]            
Financing Receivable, Modified Loans [Line Items]            
Amortized Cost Basis   1,849        
No. of loans 4   1 2    
Amortized Cost Basis*   7,927     4,863  
Related allowance   20     10  
Accrual Modified Loans | Real Estate-Commercial [Member] | Payment Deferral            
Financing Receivable, Modified Loans [Line Items]            
No. of loans | loan 0          
Nonaccrual Modified Loans | Maturity Date Extension [Member]            
Financing Receivable, Modified Loans [Line Items]            
Amortized Cost Basis   0     1,741  
No. of loans 0   0 1   1
Amortized Cost Basis*   0     1,741  
Related allowance   0     0  
Nonaccrual Modified Loans | Payment Deferral            
Financing Receivable, Modified Loans [Line Items]            
No. of loans | loan 0          
Amortized Cost Basis*   0        
Related allowance   0        
Nonaccrual Modified Loans | Real Estate-Commercial [Member] | Maturity Date Extension [Member]            
Financing Receivable, Modified Loans [Line Items]            
Amortized Cost Basis   0     1,741  
No. of loans 0   0 1   1
Amortized Cost Basis*   0     1,741  
Related allowance   $ 0     $ 0  
v3.25.0.1
Loans and Leases - Aging Analysis of Accruing and Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance $ 6,826,583 $ 6,567,214
Total loans 6,826,583 6,567,214
Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 19,519 4,863
Total loans 19,519 4,863
Nonaccrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 1,741
Total loans 0 1,741
Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 6,796,866 6,520,942
Total loans 6,796,866 6,520,942
Financial Asset, Not Past Due | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 19,519 4,863
Total loans 19,519 4,863
Financial Asset, Not Past Due | Nonaccrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 0
Total loans 0 0
Financial Asset, 30 to 89 Days Past Due | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 0
Total loans 0 0
Financial Asset, 30 to 89 Days Past Due | Nonaccrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 0
Total loans 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 321 534
Total loans 321 534
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 0
Total loans 0 0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Nonaccrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 1,741
Total loans 0 1,741
Commercial, Financial and Agricultural [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 1,037,835 989,723
Total loans 1,037,835 989,723
Commercial, Financial and Agricultural [Member] | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 11,592  
Total loans 11,592  
Commercial, Financial and Agricultural [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 1,031,567 985,469
Total loans 1,031,567 985,469
Commercial, Financial and Agricultural [Member] | Financial Asset, Not Past Due | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 11,592  
Total loans 11,592  
Commercial, Financial and Agricultural [Member] | Financial Asset, 30 to 89 Days Past Due | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0  
Total loans 0  
Commercial, Financial and Agricultural [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 285
Total loans 0 285
Commercial, Financial and Agricultural [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0  
Total loans 0  
Real Estate-Commercial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 3,530,451 3,302,798
Total loans 3,530,451 3,302,798
Real Estate-Commercial [Member] | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 7,927 4,863
Total loans 7,927 4,863
Real Estate-Commercial [Member] | Nonaccrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance   1,741
Total loans   1,741
Real Estate-Commercial [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 3,524,438 3,294,254
Total loans 3,524,438 3,294,254
Real Estate-Commercial [Member] | Financial Asset, Not Past Due | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 7,927 4,863
Total loans 7,927 4,863
Real Estate-Commercial [Member] | Financial Asset, Not Past Due | Nonaccrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance   0
Total loans   0
Real Estate-Commercial [Member] | Financial Asset, 30 to 89 Days Past Due | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 0
Total loans 0 0
Real Estate-Commercial [Member] | Financial Asset, 30 to 89 Days Past Due | Nonaccrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance   0
Total loans   0
Real Estate-Commercial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 0
Total loans 0 0
Real Estate-Commercial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Accrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 0
Total loans 0 0
Real Estate-Commercial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Nonaccrual Modified Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance   1,741
Total loans   1,741
Real Estate-Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 274,483 394,462
Total loans 274,483 394,462
Real Estate-Construction [Member] | Financial Asset, Not Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 270,824 378,328
Total loans 270,824 378,328
Real Estate-Construction [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total ending balance 0 0
Total loans $ 0 $ 0
v3.25.0.1
Loans and Leases - Mortgages in the Process of Foreclosure (Details) - Residential Real Estate [Member] - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Modified Loans [Line Items]    
Mortgage loans in process of foreclosure, amount $ 3,220 $ 5,147
Real Estate-Residential Secured for Personal Purpose [Member]    
Financing Receivable, Modified Loans [Line Items]    
Mortgage loans in process of foreclosure, amount 3,095 5,147
Real Estate-Home Equity Secured for Personal Purpose [Member]    
Financing Receivable, Modified Loans [Line Items]    
Mortgage loans in process of foreclosure, amount $ 125 $ 0
v3.25.0.1
Loans and Leases - Foreclosed Residential Real Estate (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Receivables [Abstract]    
Repossessed Assets $ 234 $ 79
v3.25.0.1
Loans and Leases - Schedule of Maturities of Lease Financing Receiveables (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Receivables [Abstract]    
2024   $ 87,101
2025 $ 91,125 74,002
2026 76,977 56,525
2027 56,881 36,944
2028 32,899 14,945
2029 12,101 2,565
Thereafter 1,964 941
Total lease financing receivables 271,947 273,023
Unguaranteed residual 1,485 1,242
Initial direct costs 3,156 3,403
Imputed interest (31,927) (30,485)
Net investment in lease financing receivables $ 244,661 $ 247,183
v3.25.0.1
Premises and Equipment - Components of Premises and Equipment (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Property, Plant and Equipment [Line Items]    
Total cost $ 95,573 $ 100,758
Less: accumulated depreciation (48,902) (49,317)
Net book value 46,671 51,441
Land and Land Improvements [Member]    
Property, Plant and Equipment [Line Items]    
Total cost 11,487 11,820
Premises and Improvements [Member]    
Property, Plant and Equipment [Line Items]    
Total cost 50,277 51,515
Furniture, Equipment and Computer Software [Member]    
Property, Plant and Equipment [Line Items]    
Total cost $ 33,809 $ 37,423
v3.25.0.1
Goodwill and Other Intangible Assets - Additional Information (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Mar. 31, 2024
Goodwill And Other Intangible Assets [Line Items]        
Goodwill impairment $ 0 $ 0 $ 0  
Impairments to identifiable intangible assets 0 0 0  
Amortization of intangible assets 648 845 $ 1,200  
Sale of Mortgage Servicing Rights (MSR), Serviced Loan Portfolio Amount       $ 591,100
Servicing Rights [Member]        
Goodwill And Other Intangible Assets [Line Items]        
Aggregate fair value of servicing rights $ 12,700 $ 17,700    
Discount rates used for valuation of servicing rights 11.00% 12.30%    
v3.25.0.1
Goodwill and Other Intangible Assets - Summary of Changes in Carrying Amount of Goodwill (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Goodwill [Line Items]    
Goodwill, beginning balance $ 175,510 $ 175,510
Goodwill, acquired during period 0 0
Goodwill, ending balance 175,510 175,510
Banking    
Goodwill [Line Items]    
Goodwill, beginning balance 138,476 138,476
Goodwill, acquired during period 0 0
Goodwill, ending balance 138,476 138,476
Wealth Management    
Goodwill [Line Items]    
Goodwill, beginning balance 15,434 15,434
Goodwill, acquired during period 0 0
Goodwill, ending balance 15,434 15,434
Insurance    
Goodwill [Line Items]    
Goodwill, beginning balance 21,600 21,600
Goodwill, acquired during period 0 0
Goodwill, ending balance $ 21,600 $ 21,600
v3.25.0.1
Goodwill and Other Intangible Assets - Components of Intangible Assets (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Finite-Lived Intangible Assets [Line Items]        
Gross carrying amount $ 21,538 $ 41,800    
Accumulated amortization 13,229 30,850    
Net carrying amount 8,309 10,950    
Core Deposits [Member]        
Finite-Lived Intangible Assets [Line Items]        
Gross carrying amount 6,788 6,788    
Accumulated amortization 6,597 6,329    
Net carrying amount 191 459    
Customer Related Intangibles [Member]        
Finite-Lived Intangible Assets [Line Items]        
Gross carrying amount 2,476 4,162    
Accumulated amortization 1,348 2,653    
Net carrying amount 1,128 1,509    
Servicing Rights [Member]        
Finite-Lived Intangible Assets [Line Items]        
Gross carrying amount 12,274 30,850    
Accumulated amortization 5,284 21,868    
Net carrying amount 6,990 8,982    
Valuation allowance included in accumulated amortization $ 7 $ 98 $ 5 $ 13
v3.25.0.1
Goodwill and Other Intangible Assets - Estimated Amortization Expense for Core Deposit and Customer Related Intangibles (Detail) - Core Deposit and Customer-Related Intangibles
$ in Thousands
Dec. 31, 2024
USD ($)
Finite-Lived Intangible Assets [Line Items]  
2025 $ 469
2026 318
2027 216
2028 161
2029 105
Thereafter 50
Total $ 1,319
v3.25.0.1
Goodwill and Other Intangible Assets - Changes in Servicing Rights (Detail) - Servicing Rights [Member] - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Servicing Asset at Amortized Cost, Balance [Roll Forward]      
Beginning of period $ 8,982 $ 8,572 $ 7,878
Servicing rights capitalized 2,724 1,946 2,344
Amortization of servicing rights (1,341) (1,443) (1,658)
Sold servicing rights (3,466) 0 0
Changes in valuation allowance 91 (93) 8
End of period 6,990 8,982 8,572
Residential mortgage and SBA loans serviced for others $ 1,032,011 $ 1,630,032 $ 1,503,149
v3.25.0.1
Goodwill and Other Intangible Assets - Activity In The Valuation Allowance For Servicing Rights (Details) - Servicing Rights [Member] - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Valuation Allowance for Impairment of Recognized Servicing Assets [Line Items]      
Valuation allowance, beginning of period $ (98) $ (5) $ (13)
Additions 0 (93) 0
Reductions 91 0 8
Valuation allowance, end of period $ (7) $ (98) $ (5)
v3.25.0.1
Goodwill and Other Intangible Assets - Estimated Amortization Expense of Servicing Rights (Detail) - Servicing Rights [Member]
$ in Thousands
Dec. 31, 2024
USD ($)
Finite-Lived Intangible Assets [Line Items]  
2025 $ 972
2026 847
2027 738
2028 643
2029 562
Thereafter $ 3,228
v3.25.0.1
Accrued Interest Receivable and Other Assets - Details of Accrued Interest Receivable and Other Assets (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Interest Receivable and Other Assets [Abstract]    
Other real estate owned and repossessed assets $ 20,217 $ 19,032
Accrued interest receivable 28,651 27,872
Accrued income and other receivables 7,384 4,534
Retirement plans 10,154 3,409
Fair market value of derivative financial instruments 226 717
Other prepaid expenses 12,517 9,662
Current income tax receivable 582 551
Net deferred tax assets 21,295 21,793
Other Receivables 11,072 7,633
Total accrued interest receivable and other assets $ 112,098 $ 95,203
v3.25.0.1
Deposits - Additional Information (Detail) - USD ($)
$ in Millions
Dec. 31, 2024
Dec. 31, 2023
Banking and Thrift, Other Disclosure [Abstract]    
Aggregate amount of time deposits in denominations over $250 thousand $ 276.0 $ 187.0
v3.25.0.1
Deposits - Schedule of Components of Weighted Average Interest Rate and Balance of Deposits (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Weighted Average Rate Domestic Deposit Liabilities [Abstract]    
Noninterest-bearing deposits 0.00% 0.00%
Demand deposits 3.25% 3.34%
Savings deposits 0.44% 0.48%
Time deposits 4.40% 4.22%
Deposits 2.52% 2.38%
Deposits    
Noninterest-bearing deposits $ 1,414,635 $ 1,468,320
Demand deposits 3,186,597 2,973,784
Savings deposits 704,321 779,885
Time deposits 1,453,706 1,153,792
Total deposits $ 6,759,259 $ 6,375,781
v3.25.0.1
Deposits - Schedule of Maturities of Time Deposits (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Banking and Thrift, Other Disclosure [Abstract]    
Due in 2025 $ 1,029,607  
Due in 2026 104,274  
Due in 2027 133,305  
Due in 2028 147,193  
Due in 2029 38,545  
Thereafter 782  
Total $ 1,453,706 $ 1,153,792
v3.25.0.1
Borrowings - Additional Information (Detail) - USD ($)
12 Months Ended 60 Months Ended
Nov. 15, 2022
Aug. 05, 2020
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Nov. 14, 2032
Aug. 14, 2030
Debt Instrument [Line Items]              
Maximum borrowing capacity     $ 3,300,000,000 $ 3,200,000,000      
Outstanding short term letters of credit     1,300,000,000 1,100,000,000      
Available borrowing capacity from the Federal Home Loan Bank     1,700,000,000        
Investment securities collateral for Federal Reserve Bank Discount Window Lending program     397,200,000 183,300,000      
Outstanding amount of federal fund line of credit with Federal Reserve Bank of Philadelphia     0 0      
Amount of maintained line of credit with correspondent bank - parent company     10,000,000.0        
Outstanding amount of line of credit with correspondent bank - parent company     0 0      
Total committed borrowing capacity     3,700,000,000 3,400,000,000      
Total committed borrowing capacity available     2,100,000,000 1,900,000,000      
Amount of maintained federal fund lines of credit with correspondent banks     468,000,000.0 369,000,000.0      
Proceeds from issuance of subordinated notes     $ 0 $ 0 $ 50,000,000    
Subordinated Debt [Member] | Fixed-to-Floating Rate, Subordinated Debt, Due in 2030 [Member]              
Debt Instrument [Line Items]              
Aggregate principal amount of debt   $ 100,000,000          
Annual fixed rate of interest   5.00%          
Proceeds from issuance of subordinated notes   $ 98,400,000          
Subordinated Debt [Member] | Fixed-to-Floating Rate, Subordinated Debt, Due in 2030 [Member] | Forecast [Member]              
Debt Instrument [Line Items]              
Basis spread of interest rate (LIBOR)             495.20%
Debt Instrument, Term of Variable Rate Basis             3 months
Subordinated Debt [Member] | Fixed-to-Floating Rate, Subordinated Debt, Due in 2032              
Debt Instrument [Line Items]              
Aggregate principal amount of debt $ 50,000,000            
Annual fixed rate of interest 7.25%            
Proceeds from issuance of subordinated notes $ 49,000,000            
Subordinated Debt [Member] | Fixed-to-Floating Rate, Subordinated Debt, Due in 2032 | Forecast [Member]              
Debt Instrument [Line Items]              
Basis spread of interest rate (LIBOR)           309.80%  
Debt Instrument, Term of Variable Rate Basis           3 months  
v3.25.0.1
Borrowings - Summary of Borrowings By Type (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Schedule of Borrowings [Line Items]    
Balance at end of year $ 11,181 $ 6,306
Federal Home Loan Bank Advances [Member]    
Schedule of Borrowings [Line Items]    
Balance at end of year $ 225,000 $ 310,000
Weighted average interest rate 4.35% 3.73%
Maximum amount outstanding at month end during the year $ 310,000 $ 320,000
Average amount outstanding during the year $ 253,730 $ 263,877
Weighted average interest rate during the year 4.31% 3.59%
Securities Sold under Agreements to Repurchase [Member]    
Schedule of Borrowings [Line Items]    
Balance at end of year $ 0  
Weighted average interest rate 0.00%  
Maximum amount outstanding at month end during the year $ 0  
Average amount outstanding during the year $ 3  
Weighted average interest rate during the year 0.00%  
Subordinated Debt [Member]    
Schedule of Borrowings [Line Items]    
Balance at end of year $ 149,261 $ 148,761
Weighted average interest rate 6.08% 6.08%
Maximum amount outstanding at month end during the year $ 149,261 $ 148,761
Average amount outstanding during the year $ 149,007 $ 148,507
Weighted average interest rate during the year 6.12% 6.14%
Federal Home Loan Bank Advances [Member]    
Schedule of Borrowings [Line Items]    
Balance at end of year $ 0 $ 0
Weighted average interest rate 0.00% 0.00%
Maximum amount outstanding at month end during the year $ 16,000 $ 265,400
Average amount outstanding during the year $ 201 $ 75,685
Weighted average interest rate during the year 5.79% 5.23%
Federal Funds Purchased [Member]    
Schedule of Borrowings [Line Items]    
Balance at end of year $ 0 $ 0
Weighted average interest rate 0.00% 0.00%
Maximum amount outstanding at month end during the year $ 60,000 $ 125,000
Average amount outstanding during the year $ 4,126 $ 58,926
Weighted average interest rate during the year 5.63% 5.31%
Securities Sold under Agreements to Repurchase [Member]    
Schedule of Borrowings [Line Items]    
Balance at end of year $ 11,181 $ 6,306
Weighted average interest rate 0.05% 0.05%
Maximum amount outstanding at month end during the year $ 14,101 $ 21,181
Average amount outstanding during the year $ 9,376 $ 14,165
Weighted average interest rate during the year 0.05% 0.05%
v3.25.0.1
Borrowings - Schedule of Maturities of Long-term FHLB Advances (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
Federal Home Loan Bank, Advances, Fiscal Year Maturity [Abstract]  
2025 $ 75,000
2026 100,000
2027 25,000
2028 25,000
2029 0
Thereafter 0
Total Advances $ 225,000
Federal Home Loan Bank, Advances, Maturities Summary, Average Interest Rate of Amounts Due [Abstract]  
2025 Weighted average interest rate 4.46%
2026 Weighted average interest rate 4.29%
2027 Weighted average interest rate 3.99%
2028 Weighted average interest rate 4.61%
2029 Weighted average interest rate 0.00%
Thereafter Weighted average interest rate 0.00%
Weighted average interest rate 4.35%
v3.25.0.1
Accrued Interest Payable and Other Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Payables and Accruals [Abstract]    
Accrued compensation costs $ 17,115 $ 12,424
Retirement plans 2,245 2,475
Accrued interest payable 26,160 16,966
Accrued expenses and other payables 5,999 5,772
Other reserves 4,904 4,458
Contingent consideration liability 635 1,224
Other liabilities fair value of derivative financial instruments 67 6,393
Accounts payable 5,230 11,759
Other 2,575 4,250
Accrued interest payable and other liabilities $ 64,930 $ 65,721
v3.25.0.1
Income Taxes - Additional Information (Detail) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Income Tax Contingency [Line Items]      
Amount for which no federal income tax provision has been made $ 6,000,000.0 $ 6,000,000.0 $ 6,000,000.0
Unrecognized tax benefits 0 $ 0  
State and Local Jurisdiction [Member]      
Income Tax Contingency [Line Items]      
Operating loss carryforwards $ 108,700,000    
Operating loss carryforwards, expiration year 2025    
Minimum [Member]      
Income Tax Contingency [Line Items]      
Open tax years 2021    
v3.25.0.1
Income Taxes - Provision for Federal and State Income Taxes (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Current:      
Federal $ 18,535 $ 16,775 $ 18,188
State 2,105 1,520 1,447
Deferred:      
Federal (1,048) (609) (458)
State (223) (101) (87)
Provision for federal and state income taxes, total $ 19,369 $ 17,585 $ 19,090
v3.25.0.1
Income Taxes - Income Tax Provision Differences from Expected Statutory Provision (Detail)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Effective Income Tax Rate Reconciliation, Percent [Abstract]      
Expected provision at statutory rate 21.00% 21.00% 21.00%
Difference resulting from:      
Tax exempt interest income, net of disallowance (1.80%) (1.90%) (1.70%)
Increase in value of bank owned life insurance assets (0.80%) (0.80%) (0.80%)
Stock-based compensation 0.10% (0.20%) (0.20%)
State income taxes, net of federal benefits 1.50% 1.20% 1.10%
Changes in valuation allowance 0.10% 0.20% 0.70%
Federal benefit of state deferred tax asset revaluation 0.00% 0.00% (0.80%)
Other 0.20% 0.30% 0.30%
Provision for income taxes - effective income tax rate 20.30% 19.80% 19.60%
v3.25.0.1
Income Taxes - Components of Deferred Tax Assets and Liabilities (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Deferred tax assets:    
Allowance for credit losses, loans and leases $ 19,447 $ 18,838
Deferred compensation 1,693 1,795
Actuarial adjustments on retirement benefits* 1,715 3,126
State net operating losses 4,285 3,778
Other-than-temporary impairments on equity securities 0 99
Net unrealized holding losses on securities available-for-sale and swaps 9,984 10,342
Lease liability 7,029 7,687
Other deferred tax assets 2,775 2,577
Gross deferred tax assets 46,928 48,242
Valuation allowance (3,959) (3,527)
Total deferred tax assets, net of valuation allowance 42,969 44,715
Deferred tax liabilities:    
Mortgage servicing rights 1,350 1,885
Retirement plans 4,768 4,719
Deferred loan fees and costs 1,549 1,539
Acquisition-related fair value adjustments 554 779
Intangible assets 4,843 4,349
Depreciation 1,123 1,534
Right of use asset 6,369 7,013
Other deferred tax liabilities 1,118 1,104
Total deferred tax liabilities 21,674 22,922
Net deferred tax assets $ 21,295 $ 21,793
v3.25.0.1
Retirement Plans and Other Postretirement Benefits - Additional Information (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Defined Benefit Plan Disclosure [Line Items]      
Defined benefit plan, expected long-term rate of return 6.50%    
Equity [Member]      
Defined Benefit Plan Disclosure [Line Items]      
Defined benefit plan, plan assets, target allocation, percentage 60.00%    
Debt [Member]      
Defined Benefit Plan Disclosure [Line Items]      
Defined benefit plan, plan assets, target allocation, percentage 40.00%    
Retirement Plans [Member]      
Defined Benefit Plan Disclosure [Line Items]      
Expected employer contributions for next fiscal year $ 156    
Defined benefit plan, expected long-term rate of return 6.50% 6.50%  
Other Post Retirement Benefits [Member]      
Defined Benefit Plan Disclosure [Line Items]      
Expected employer contributions for next fiscal year $ 107    
Defined benefit plan, expected long-term rate of return 0.00% 0.00%  
Supplemental Employee Retirement Plan [Member]      
Defined Benefit Plan Disclosure [Line Items]      
Deferred compensation arrangement with individual, compensation expense $ 46 $ (15) $ 174
Deferred Salary Savings Plan [Member]      
Defined Benefit Plan Disclosure [Line Items]      
Defined contribution plan, cost $ 2,200   $ 2,100
v3.25.0.1
Retirement Plans and Other Postretirement Benefits - Summary of Retirement Plans and Other Postretirement Benefits (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Change in plan assets:      
Fair value of plan assets at beginning of year $ 54,348    
Fair value of plan assets at end of year 56,777 $ 54,348  
Retirement Plans [Member]      
Change in benefit obligation:      
Benefit obligation at beginning of year 48,777 47,279  
Service cost 565 532 $ 558
Interest cost 2,383 2,365 1,573
Actuarial (loss) gain (2,225) 1,436  
Benefits paid (4,730) (2,835)  
Benefit obligation at end of year 44,770 48,777 47,279
Change in plan assets:      
Fair value of plan assets at beginning of year 54,348 49,399  
Actual return on plan assets 7,002 7,627  
Benefits paid (4,730) (2,835)  
Employer contribution and non-qualified benefit payments 157 157  
Fair value of plan assets at end of year 56,777 54,348 49,399
Funded status 12,007 5,571  
Unrecognized net actuarial loss (gain) 9,265 15,715  
Net amount recognized 21,272 21,286  
Other Post Retirement Benefits [Member]      
Change in benefit obligation:      
Benefit obligation at beginning of year 2,209 2,524  
Service cost 56 76 123
Interest cost 108 129 96
Actuarial (loss) gain (301) (427)  
Benefits paid (86) (93)  
Benefit obligation at end of year 1,986 2,209 2,524
Change in plan assets:      
Fair value of plan assets at beginning of year 0 0  
Actual return on plan assets 0 0  
Benefits paid (86) (93)  
Employer contribution and non-qualified benefit payments 86 93  
Fair value of plan assets at end of year 0 0 $ 0
Funded status (1,986) (2,209)  
Unrecognized net actuarial loss (gain) (1,015) (784)  
Net amount recognized $ (3,001) $ (2,993)  
v3.25.0.1
Retirement Plans and Other Postretirement Benefits - Components of Net Periodic Benefit Cost (Income) (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Retirement Plans [Member]      
Defined Benefit Plan Disclosure [Line Items]      
Service cost $ 565 $ 532 $ 558
Interest cost 2,383 2,365 1,573
Expected loss on plan assets (3,478) (3,056) (3,756)
Amortization of net actuarial loss (gain) 700 1,001 817
Net periodic benefit cost (income) 170 842 (808)
Other Post Retirement Benefits [Member]      
Defined Benefit Plan Disclosure [Line Items]      
Service cost 56 76 123
Interest cost 108 129 96
Expected loss on plan assets 0 0 0
Amortization of net actuarial loss (gain) (113) (16) 56
Net periodic benefit cost (income) $ 51 $ 189 $ 275
v3.25.0.1
Retirement Plans and Other Postretirement Benefits - Expected Amortization Expense (Detail)
$ in Thousands
Dec. 31, 2024
USD ($)
Retirement Plans [Member]  
Defined Benefit Plan Disclosure [Line Items]  
Amortization (accretion) of net actuarial loss (gain) $ 251
Other Post Retirement Benefits [Member]  
Defined Benefit Plan Disclosure [Line Items]  
Amortization (accretion) of net actuarial loss (gain) $ (102)
v3.25.0.1
Retirement Plans and Other Postretirement Benefits - Summary of Benefit Payments Expected to be Paid (Detail)
$ in Thousands
Dec. 31, 2024
USD ($)
Retirement Plans [Member]  
Defined Benefit Plan Disclosure [Line Items]  
2025 $ 3,202
2026 3,270
2027 3,297
2028 3,328
2029 3,365
Years 2030-2034 16,818
Total 33,280
Other Post Retirement Benefits [Member]  
Defined Benefit Plan Disclosure [Line Items]  
2025 107
2026 112
2027 117
2028 121
2029 128
Years 2030-2034 680
Total $ 1,265
v3.25.0.1
Retirement Plans and Other Postretirement Benefits - Weighted-Average Assumptions Used to Determine Benefit Obligations (Detail)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Defined Benefit Plan Disclosure [Line Items]    
Assumed long-term rate of investment return 6.50%  
Retirement Plans [Member]    
Defined Benefit Plan Disclosure [Line Items]    
Assumed discount rate 5.60% 5.00%
Assumed discount rate 5.00% 5.20%
Assumed long-term rate of investment return 6.50% 6.50%
Assumed cash balance interest crediting rate 5.60% 4.80%
Retirement Plans [Member] | Minimum [Member]    
Defined Benefit Plan Disclosure [Line Items]    
Assumed salary increase rate 3.00% 3.00%
Assumed salary increase rate 3.00% 3.00%
Retirement Plans [Member] | Maximum [Member]    
Defined Benefit Plan Disclosure [Line Items]    
Assumed salary increase rate 6.00% 6.00%
Assumed salary increase rate 6.00% 6.00%
Other Post Retirement Benefits [Member]    
Defined Benefit Plan Disclosure [Line Items]    
Assumed discount rate 5.60% 5.00%
Assumed salary increase rate 0.00% 0.00%
Assumed discount rate 5.00% 5.20%
Assumed long-term rate of investment return 0.00% 0.00%
Assumed salary increase rate 0.00% 0.00%
Assumed cash balance interest crediting rate 0.00% 0.00%
v3.25.0.1
Retirement Plans and Other Postretirement Benefits - Summary of Corporation's Pension Plan Asset Allocation (Detail)
Dec. 31, 2024
Dec. 31, 2023
Summary of corporation's pension plan asset allocation    
Assets category, total 100.00% 100.00%
Equity Securities [Member]    
Summary of corporation's pension plan asset allocation    
Assets category, total 60.00% 64.00%
Debt Securities [Member]    
Summary of corporation's pension plan asset allocation    
Assets category, total 38.00% 34.00%
Other [Member]    
Summary of corporation's pension plan asset allocation    
Assets category, total 2.00% 2.00%
v3.25.0.1
Retirement Plans and Other Postretirement Benefits - Major Categories of Assets in Corporation's Pension Plan (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Total fair value of plan assets $ 56,777 $ 54,348
Mutual Fund [Member] | Level 1 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Total fair value of plan assets 35,030 35,554
Short-term Investments [Member] | Level 1 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Total fair value of plan assets 1,042 1,208
US Treasury Bond Securities | Level 1 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Total fair value of plan assets 1,641 243
U.S. Government Obligations [Member] | Level 2 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Total fair value of plan assets 7,427 7,699
Corporate Bonds [Member] | Level 2 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Total fair value of plan assets 9,855 6,937
Certificates of Deposit [Member] | Level 2 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Total fair value of plan assets $ 1,782 $ 2,707
v3.25.0.1
Stock-Based Incentive Plan - Additional Information (Detail) - shares
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]    
Contractual term 10 years  
Options to purchase common stock outstanding 127,782 269,914
Unvested restricted stock units outstanding under the plan 501,679 392,548
2013 Long-Term Incentive Plan [Member]    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]    
Options to purchase common stock outstanding 127,782  
2023 Equity Incentive Plan [Member]    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]    
Share awards authorized for issuance 1,200,000  
Awards available for future grant 930,666  
Stock Options [Member]    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]    
Purchase price of common shares as a percentage of fair market value 100.00%  
Restricted Stock Units (RSUs) [Member] | 2013 and 2023 Long Term Incentive Plan [Member]    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]    
Unvested restricted stock units outstanding under the plan 501,679  
v3.25.0.1
Stock-Based Incentive Plan - Status of Options Granted Under Long-Term Incentive Plan (Detail)
$ / shares in Units, $ in Thousands
12 Months Ended
Dec. 31, 2024
USD ($)
$ / shares
shares
Shares Under Option  
Shares under option, outstanding, beginning balance | shares 269,914
Shares under option, forfeited | shares (11,322)
Shares under option, exercised | shares (130,810)
Share under option, outstanding, ending balance | shares 127,782
Shares under options, exercisable at December 31 | shares 127,782
Weighted Average Exercise Price Per Share [Abstract]  
Weighted average exercise price per share, outstanding, beginning balance | $ / shares $ 26.14
Weighted average exercise price per share, forfeited | $ / shares 28.31
Weighted average exercise price per share, exercised | $ / shares 24.40
Weighted average exercise price per share, outstanding, ending balance | $ / shares 27.72
Weighted average exercise price per share, exercisable at December 31, 2024 | $ / shares $ 27.72
Weighted average remaining contractual life, outstanding at December 31, 2024 2 years 7 months 6 days
Weighted average remaining contractual life, exercisable at December 31, 2024 2 years 7 months 6 days
Aggregate intrinsic value, outstanding at December 31, 2024 | $ $ 229
Aggregate intrinsic Value, exercisable at December 31, 2024 | $ $ 229
v3.25.0.1
Stock-Based Incentive Plan - Summary of Nonvested Restricted Stock Awards and Units (Detail)
12 Months Ended
Dec. 31, 2024
$ / shares
shares
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]  
Nonvested share awards and units, beginning balance | shares 392,548
Nonvested share units, granted | shares 277,134
Nonvested share units, cancelled by performance factor | shares 10,125
Nonvested share awards and units, vested | shares (152,875)
Nonvested share awards and units, cancelled or forfeited | shares (25,253)
Nonvested share awards, ending balance | shares 501,679
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]  
Weighted average grant date fair value, beginning balance | $ / shares $ 26.54
Weighted average grant date fair value, granted | $ / shares $ 19.81
Weighted average grant date fair value, cancelled by performance factor | $ / shares 28.42
Weighted average grant date fair value | $ / shares $ 27.56
Weighted average grant date fair value, cancelled or forfeited | $ / shares 24.18
Weighted average grant date fair value, ending balance | $ / shares $ 22.67
v3.25.0.1
Stock-Based Incentive Plan - Certain Information Regarding Restricted Stock (Detail) - USD ($)
$ / shares in Units, $ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Restricted stock units granted 277,134    
Weighted average grant date fair value $ 19.81    
Restricted stock units vested 152,875    
Weighted average grant date fair value $ 27.56    
Restricted Stock Units (RSUs) [Member]      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Restricted stock units granted 277,134 217,929 186,360
Weighted average grant date fair value $ 19.81 $ 24.88 $ 28.06
Intrinsic value of units granted $ 5,490 $ 5,423 $ 5,229
Restricted stock units vested 152,875 181,508 124,167
Weighted average grant date fair value $ 27.56 $ 22.21 $ 23.53
Intrinsic value of units vested $ 3,031 $ 4,512 $ 3,519
v3.25.0.1
Stock-Based Incentive Plan - Schedule of Unrecognized Compensation Cost, Nonvested Awards (Detail) - Restricted Stock Units (RSUs) [Member]
$ in Thousands
12 Months Ended
Dec. 31, 2024
USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]  
Unrecognized compensation cost $ 5,781
Weighted-average period remaining (years) 1 year 9 months 18 days
v3.25.0.1
Stock-Based Incentive Plan - Compensation Expense Related to Stock Incentive Plans Recognized (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Stock-based compensation expense:      
Total expense $ 4,706 $ 4,298 $ 4,220
Tax benefit on nonqualified stock option expense and disqualifying dispositions of incentive stock options 1,041 702 666
Restricted Stock Units (RSUs) [Member]      
Stock-based compensation expense:      
Total expense 4,615 4,194 4,120
Employee Stock Purchase Plan [Member]      
Stock-based compensation expense:      
Total expense $ 91 $ 104 $ 100
v3.25.0.1
Accumulated Other Comprehensive (Loss) Income - Components of Accumulated Other Comprehensive (Loss) Income, Net of Taxes (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Accumulated Other Comprehensive (Loss) Income [Line Items]      
Beginning balance $ (50,646)    
Other comprehensive income (loss) 6,654 $ 11,458 $ (45,751)
Reclassification adjustment recorded in earnings [1] 747    
Ending balance (43,992) (50,646)  
Net Unrealized (Losses) Gains on Available-for-Sale Investment Securities      
Accumulated Other Comprehensive (Loss) Income [Line Items]      
Beginning balance (34,321) (40,066) (1,216)
Other comprehensive income (loss) (796) 5,745 (38,850)
Ending balance (35,117) (34,321) (40,066)
Net Change Related to Derivatives Used for Cash Flow Hedges      
Accumulated Other Comprehensive (Loss) Income [Line Items]      
Beginning balance (4,566) (6,831) (159)
Other comprehensive income (loss) 1,397 2,265 (6,672)
Reclassification adjustment recorded in earnings 747    
Ending balance (2,422) (4,566) (6,831)
Net Change Related to Defined Benefit Pension Plans      
Accumulated Other Comprehensive (Loss) Income [Line Items]      
Beginning balance (11,759) (15,207) (14,978)
Other comprehensive income (loss) 5,306 3,448 (229)
Ending balance (6,453) (11,759) (15,207)
Accumulated Other Comprehensive (Loss) Income      
Accumulated Other Comprehensive (Loss) Income [Line Items]      
Beginning balance (50,646) (62,104) (16,353)
Other comprehensive income (loss) 5,907 11,458 (45,751)
Ending balance $ (43,992) $ (50,646) $ (62,104)
[1]
(2) Represents reclassification to earnings as a reduction to interest income of amounts included in accumulated other comprehensive income on the consolidated balance sheet related to the interest rate swap terminated August 2, 2024.
v3.25.0.1
Leases - Schedule of Operating Lease Information (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Leases [Abstract]    
Operating lease cost $ 4,179 $ 4,152
Short-term lease cost 17 13
Total lease cost 4,196 4,165
Operating cash flows from leases $ 4,262 $ 3,890
Weighted-average remaining lease term in years 10 years 9 months 18 days 11 years 4 months 24 days
Weighted-average discount rate 3.97% 3.92%
v3.25.0.1
Leases - Schedule of Maturity of Lease Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Leases [Abstract]    
2025 $ 4,293  
2026 4,273  
2027 4,079  
2028 3,714  
2029 3,371  
Thereafter 19,655  
Total lease payments 39,385  
Less: imputed interest (7,900)  
Operating lease liabilities $ 31,485 $ 34,851
v3.25.0.1
Commitments and Contingencies - Additional Information (Detail)
$ in Thousands
Dec. 31, 2024
USD ($)
Commitments And Contingencies [Line Items]  
Reserve for sold mortgages $ 357
Letter of Credit [Member]  
Commitments And Contingencies [Line Items]  
Reserve for off-balance sheet credits 323
Maximum [Member] | Letter of Credit [Member]  
Commitments And Contingencies [Line Items]  
Off-balance sheet risks, amount, liability $ 65,600
v3.25.0.1
Commitments and Contingencies - Off-balance Sheet Financial Instruments (Detail)
$ in Thousands
Dec. 31, 2024
USD ($)
Commitments to Extend Credit [Member]  
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]  
Off-balance sheet risks, amount, liability $ 1,791,589
Performance Letters Of Credit [Member]  
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]  
Off-balance sheet risks, amount, liability 25,661
Standby Letters of Credit [Member]  
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]  
Off-balance sheet risks, amount, liability $ 39,910
v3.25.0.1
Derivative Instruments and Hedging Activities - Narrative (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2024
USD ($)
instrument
Rate
Dec. 31, 2023
USD ($)
Derivative [Line Items]    
Reclassification adjustment recorded in earnings $ 946  
Not Designated as Hedging Instrument [Member]    
Derivative [Line Items]    
Notional amount 923,658 $ 916,741
Cash Flow Hedging [Member]    
Derivative [Line Items]    
Reclassification adjustment recorded in earnings 946  
Interest Rate Swap [Member] | Cash Flow Hedging [Member]    
Derivative [Line Items]    
Unwind fee 4,000  
Unamortized origination and third-party fees 198  
Unwind fee, net of origination and third-party fees 3,300  
Interest Rate Swap [Member] | Cash Flow Hedging [Member] | 2022 SWAP    
Derivative [Line Items]    
Notional amount $ 250,000  
Derivative fixed interest rate | Rate 5.99%  
Derivative remaining maturity 16 months  
Credit Risk Contract [Member] | Not Designated as Hedging Instrument [Member]    
Derivative [Line Items]    
Notional amount $ 860,423 $ 862,756
Derivative number of instruments held | instrument 135  
Credit Risk Contract [Member] | Not Designated as Hedging Instrument [Member] | Customer [Member]    
Derivative [Line Items]    
Underlying derivative at fair value $ 959  
Unrealized Gain (Loss) on Derivatives $ 56,600  
Credit Risk Contract [Member] | Not Designated as Hedging Instrument [Member] | Minimum [Member]    
Derivative [Line Items]    
Derivative remaining maturity 4 months  
Credit Risk Contract [Member] | Not Designated as Hedging Instrument [Member] | Maximum [Member]    
Derivative [Line Items]    
Derivative remaining maturity 10 years  
Credit Risk Contract [Member] | Not Designated as Hedging Instrument [Member] | Other Liabilities [Member]    
Derivative [Line Items]    
Underlying derivative at fair value $ 67  
v3.25.0.1
Derivative Instruments and Hedging Activities - Derivatives Designated as Hedging Instruments (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Derivative Instruments, Gain (Loss) [Line Items]      
Gain (loss) recognized in other comprehensive income (loss) $ 2,144 $ 2,265 $ (6,672)
Designated as Hedging Instrument [Member]      
Derivative Instruments, Gain (Loss) [Line Items]      
Notional amount 0 250,000  
Derivative assets 0 0  
Derivative liabilities 0 5,779  
Net loss (4,693) (5,593) 521
Gain (loss) recognized in other comprehensive income (loss) (2,422) (4,566)  
Designated as Hedging Instrument [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member]      
Derivative Instruments, Gain (Loss) [Line Items]      
Notional amount   250,000  
Gain (loss) recognized in other comprehensive income (loss) (2,422) [1] (4,566)  
Designated as Hedging Instrument [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member] | Interest Income      
Derivative Instruments, Gain (Loss) [Line Items]      
Interest rate swaps—cash flow hedge—net interest payments (3,747) (5,593) 521
Reclassification adjustment included in earnings $ (946) [2] 0 $ 0
Designated as Hedging Instrument [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member] | Other Assets [Member]      
Derivative Instruments, Gain (Loss) [Line Items]      
Derivative assets   0  
Designated as Hedging Instrument [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member] | Other Liabilities [Member]      
Derivative Instruments, Gain (Loss) [Line Items]      
Derivative liabilities   $ 5,779  
[1]
(1) The interest rate swap was terminated on August 2, 2024. This after-tax amount will be reclassified to earnings as a reduction to interest income over the remaining 16 months of the original swap.
[2]
(1) Represents reclassification to earnings as a reduction to interest income of amounts included in accumulated other comprehensive income on the consolidated balance sheet related to the interest rate swap terminated on August 2, 2024.
v3.25.0.1
Derivative Instruments and Hedging Activities - Derivatives Not Designated as Hedging Instruments (Detail) - Not Designated as Hedging Instrument [Member] - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Notional amount $ 923,658 $ 916,741  
Derivative assets 226 717  
Derivative liabilities 67 613  
Derivative instruments not designated as hedging instruments gain (loss), net 498 1,308 $ 2,167
Credit Risk Contract [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Notional amount 860,423 862,756  
Credit Risk Contract [Member] | Other Noninterest Income [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Derivative instruments not designated as hedging instruments gain (loss), net 562 1,167 2,871
Credit Risk Contract [Member] | Other Assets [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Derivative assets 0 0  
Credit Risk Contract [Member] | Other Liabilities [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Derivative liabilities 67 186  
Interest Rate Locks with Customers [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Notional amount 23,291 21,174  
Interest Rate Locks with Customers [Member] | Mortgage Banking Activities [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Derivative instruments not designated as hedging instruments gain (loss), net (503) 597 (646)
Interest Rate Locks with Customers [Member] | Other Assets [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Derivative assets 214 717  
Interest Rate Locks with Customers [Member] | Other Liabilities [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Derivative liabilities 0 0  
Forward Loan Sale Commitments [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Notional amount 39,944 32,811  
Forward Loan Sale Commitments [Member] | Mortgage Banking Activities [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Derivative instruments not designated as hedging instruments gain (loss), net 439 (456) $ (58)
Forward Loan Sale Commitments [Member] | Other Assets [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Derivative assets 12 0  
Forward Loan Sale Commitments [Member] | Other Liabilities [Member]      
Derivative Notional Amount And Fair Value By Balance Sheet Not Designated As Hedging Instrument [Line Items]      
Derivative liabilities $ 0 $ 427  
v3.25.0.1
Fair Value Disclosures - Additional Information (Detail)
12 Months Ended
Dec. 31, 2024
USD ($)
Investment
numberOfSwaps
Dec. 31, 2023
USD ($)
numberOfSwaps
Dec. 31, 2022
USD ($)
Dec. 01, 2021
USD ($)
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Contingent consideration liability discount rate 0.083 0.083    
Payment for contingent consideration liability $ 635,000 $ 635,000 $ 0  
Servicing rights carrying amount before valuation allowance 7,000,000.0 9,100,000    
Servicing rights valuation allowance 7,000 98,000    
Goodwill impairment 0 0 0  
Impairments to identifiable intangible assets 0 0 0  
Other real estate owned 20,100,000 19,000,000.0    
Transfer of loans to other real estate owned 407,000 79,000 $ 18,325,000  
Other Real Estate, Period Increase (Decrease) 824,000      
Other Repossessed Assets 76,000 0    
Proceeds from Sale of Foreclosed Assets 68,000      
Not Designated as Hedging Instrument [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Notional amount 923,658,000 916,741,000    
Credit Risk Contract [Member] | Not Designated as Hedging Instrument [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Notional amount 860,423,000 862,756,000    
Contingent Consideration Liability [Member] | Fair Value Measured on Recurring Basis [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Derivative liabilities 635,000 1,224,000   $ 1,200,000
Contingent Consideration Liability [Member] | Fair Value Measured on Recurring Basis [Member] | Level 3 [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Derivative liabilities 635,000 1,224,000    
Credit Risk Contract [Member] | Fair Value Measured on Recurring Basis [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Derivative liabilities 67,000 186,000    
Credit Risk Contract [Member] | Fair Value Measured on Recurring Basis [Member] | Level 3 [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Derivative liabilities $ 67,000 $ 186,000    
Number of interest rate swaps held | numberOfSwaps 135 133    
Paul I. Sheaffer Insurance Agency [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Business Combination, Contingent Consideration, Liability, Current $ (635,000)      
Original potential cash payments from contingent consideration, maximum 635,000      
Paul I. Sheaffer Insurance Agency [Member] | Minimum [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Original potential cash payments from contingent consideration, minimum 0      
Paul I. Sheaffer Insurance Agency [Member] | Maximum [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Original potential cash payments from contingent consideration, maximum 1,300,000      
Held for Investment [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Carrying value of impaired loans held for investment 12,100,000 $ 20,700,000    
Valuation allowance of impaired loans held for investment 1,900,000 $ 1,800,000    
Lease Financings [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Carrying value of impaired loans held for investment $ 0      
Real Estate-Residential Secured for Business Purpose [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Number of properties transferred | Investment 1      
Transfer of loans to other real estate owned $ 156,000      
Real Estate-Commercial [Member]        
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]        
Number of properties transferred | Investment 1      
Transfer of loans to other real estate owned $ 252,000      
v3.25.0.1
Fair Value Disclosures - Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 01, 2021
Assets:      
Securities, available-for-sale, fair value $ 357,361 $ 351,553  
Investments in equity securities 2,506 3,293  
Fair Value Measured on Recurring Basis [Member]      
Assets:      
Securities, available-for-sale, fair value 357,361 351,553  
Investments in equity securities 2,506 3,293  
Total assets 376,746 367,200  
Liabilities:      
Total liabilities 702 7,616  
Fair Value Measured on Recurring Basis [Member] | Contingent Consideration Liability [Member]      
Liabilities:      
Derivative liabilities 635 1,224 $ 1,200
Fair Value Measured on Recurring Basis [Member] | Interest Rate Swap [Member]      
Liabilities:      
Derivative liabilities   5,779  
Fair Value Measured on Recurring Basis [Member] | Credit Risk Contract [Member]      
Liabilities:      
Derivative liabilities 67 186  
Fair Value Measured on Recurring Basis [Member] | Forward Loan Sale Commitments [Member]      
Liabilities:      
Derivative liabilities   427  
Fair Value Measured on Recurring Basis [Member] | State and Political Subdivisions [Member]      
Assets:      
Securities, available-for-sale, fair value 1,295 2,301  
Fair Value Measured on Recurring Basis [Member] | Residential Mortgage-Backed Securities [Member]      
Assets:      
Securities, available-for-sale, fair value 283,381 264,552  
Fair Value Measured on Recurring Basis [Member] | Collateralized Mortgage Obligations [Member]      
Assets:      
Securities, available-for-sale, fair value 1,685 2,001  
Fair Value Measured on Recurring Basis [Member] | Corporate Bonds [Member]      
Assets:      
Securities, available-for-sale, fair value 71,000 82,699  
Fair Value Measured on Recurring Basis [Member] | Equity Securities [Member]      
Assets:      
Investments in equity securities   764  
Fair Value Measured on Recurring Basis [Member] | Money Market Mutual Funds [Member]      
Assets:      
Investments in equity securities 2,506 2,529  
Fair Value Measured on Recurring Basis [Member] | Loans Held for Sale      
Assets:      
Loans held for sale 16,653 11,637  
Fair Value Measured on Recurring Basis [Member] | Interest Rate Locks with Customers [Member]      
Assets:      
Derivative assets 214 717  
Fair Value Measured on Recurring Basis [Member] | Forward Loan Sale Commitments [Member]      
Assets:      
Derivative assets 12    
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member]      
Assets:      
Securities, available-for-sale, fair value 0 0  
Investments in equity securities 2,506 3,293  
Total assets 2,506 3,293  
Liabilities:      
Total liabilities 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Contingent Consideration Liability [Member]      
Liabilities:      
Derivative liabilities 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Interest Rate Swap [Member]      
Liabilities:      
Derivative liabilities   0  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Credit Risk Contract [Member]      
Liabilities:      
Derivative liabilities 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Forward Loan Sale Commitments [Member]      
Liabilities:      
Derivative liabilities 0    
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | State and Political Subdivisions [Member]      
Assets:      
Securities, available-for-sale, fair value 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Residential Mortgage-Backed Securities [Member]      
Assets:      
Securities, available-for-sale, fair value 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Collateralized Mortgage Obligations [Member]      
Assets:      
Securities, available-for-sale, fair value 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Corporate Bonds [Member]      
Assets:      
Securities, available-for-sale, fair value 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Equity Securities [Member]      
Assets:      
Investments in equity securities   764  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Money Market Mutual Funds [Member]      
Assets:      
Investments in equity securities 2,506 2,529  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Loans Held for Sale      
Assets:      
Loans held for sale 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Interest Rate Locks with Customers [Member]      
Assets:      
Derivative assets 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 1 [Member] | Forward Loan Sale Commitments [Member]      
Assets:      
Derivative assets 0    
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member]      
Assets:      
Securities, available-for-sale, fair value 357,361 351,553  
Investments in equity securities 0 0  
Total assets 374,240 363,907  
Liabilities:      
Total liabilities 0 6,206  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Contingent Consideration Liability [Member]      
Liabilities:      
Derivative liabilities 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Interest Rate Swap [Member]      
Liabilities:      
Derivative liabilities   5,779  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Credit Risk Contract [Member]      
Liabilities:      
Derivative liabilities 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Forward Loan Sale Commitments [Member]      
Liabilities:      
Derivative liabilities   427  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | State and Political Subdivisions [Member]      
Assets:      
Securities, available-for-sale, fair value 1,295 2,301  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Residential Mortgage-Backed Securities [Member]      
Assets:      
Securities, available-for-sale, fair value 283,381 264,552  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Collateralized Mortgage Obligations [Member]      
Assets:      
Securities, available-for-sale, fair value 1,685 2,001  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Corporate Bonds [Member]      
Assets:      
Securities, available-for-sale, fair value 71,000 82,699  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Equity Securities [Member]      
Assets:      
Investments in equity securities   0  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Money Market Mutual Funds [Member]      
Assets:      
Investments in equity securities 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Loans Held for Sale      
Assets:      
Loans held for sale 16,653 11,637  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Interest Rate Locks with Customers [Member]      
Assets:      
Derivative assets 214 717  
Fair Value Measured on Recurring Basis [Member] | Level 2 [Member] | Forward Loan Sale Commitments [Member]      
Assets:      
Derivative assets 12    
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member]      
Assets:      
Securities, available-for-sale, fair value 0 0  
Investments in equity securities 0 0  
Total assets 0 0  
Liabilities:      
Total liabilities 702 1,410  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Contingent Consideration Liability [Member]      
Liabilities:      
Derivative liabilities 635 1,224  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Interest Rate Swap [Member]      
Liabilities:      
Derivative liabilities   0  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Credit Risk Contract [Member]      
Liabilities:      
Derivative liabilities 67 186  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Forward Loan Sale Commitments [Member]      
Liabilities:      
Derivative liabilities   0  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | State and Political Subdivisions [Member]      
Assets:      
Securities, available-for-sale, fair value 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Residential Mortgage-Backed Securities [Member]      
Assets:      
Securities, available-for-sale, fair value 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Collateralized Mortgage Obligations [Member]      
Assets:      
Securities, available-for-sale, fair value 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Corporate Bonds [Member]      
Assets:      
Securities, available-for-sale, fair value 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Equity Securities [Member]      
Assets:      
Investments in equity securities   0  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Money Market Mutual Funds [Member]      
Assets:      
Investments in equity securities 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Loans Held for Sale      
Assets:      
Loans held for sale 0 0  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Interest Rate Locks with Customers [Member]      
Assets:      
Derivative assets 0 $ 0  
Fair Value Measured on Recurring Basis [Member] | Level 3 [Member] | Forward Loan Sale Commitments [Member]      
Assets:      
Derivative assets $ 0    
v3.25.0.1
Fair Value Disclosures - Level 3 Roll Forward (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Net Asset (Liability) Value [Roll Forward]    
Beginning balance $ (186) $ (360)
Additions (443) (988)
Payments received 0 0
Increase in value 562 1,162
Ending balance (67) (186)
Derivative Financial Instruments, Liabilities [Member] | Credit Risk Contract [Member]    
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]    
Beginning balance (186) (360)
Additions (443) (988)
Payments received 0 0
Increase in value 562 1,162
Ending balance $ (67) $ (186)
v3.25.0.1
Fair Value Disclosures - Contingent Consideration Liability Change in Amount (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Change in Contingent Consideration Liability [Roll Forward]    
Beginning balance $ 1,224 $ 1,765
Payment of contingent consideration 635 635
Adjustment of contingent consideration 46 94
Ending balance 635 1,224
Paul I. Sheaffer Insurance Agency [Member]    
Change in Contingent Consideration Liability [Roll Forward]    
Beginning balance 1,224 1,765
Payment of contingent consideration 635 635
Adjustment of contingent consideration 46 94
Ending balance $ 635 $ 1,224
v3.25.0.1
Fair Value Disclosures - Assets Measured at Fair Value on Non-recurring Basis (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Other real estate owned $ 20,100 $ 19,000
Fair Value, Nonrecurring [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Individually analyzed loans held for investment 10,111 18,960
Other real estate owned 20,141 19,032
Repossessed Assets Fair Value Disclosure 76  
Total assets 30,328 37,992
Fair Value, Nonrecurring [Member] | Level 1 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Individually analyzed loans held for investment 0 0
Other real estate owned 0 0
Repossessed Assets Fair Value Disclosure 0  
Total assets 0 0
Fair Value, Nonrecurring [Member] | Level 2 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Individually analyzed loans held for investment 0 0
Other real estate owned 0 0
Repossessed Assets Fair Value Disclosure 0  
Total assets 0 0
Fair Value, Nonrecurring [Member] | Level 3 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Individually analyzed loans held for investment 10,111 18,960
Other real estate owned 20,141 19,032
Repossessed Assets Fair Value Disclosure 76  
Total assets $ 30,328 $ 37,992
v3.25.0.1
Fair Value Disclosures - Assets, Liabilities and Off-balance Sheet Items Not Measured at Fair Value (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Assets:    
Held-to-maturity securities $ 115,007 $ 128,277
Deposits:    
Time deposits 1,453,706 1,153,792
Subordinated notes 149,261 148,761
Fair Value [Member]    
Assets:    
Cash and short-term interest-earning assets 328,844 249,799
Held-to-maturity securities 115,007 128,277
Net loans and leases held for investment 6,586,054 6,290,455
Servicing rights 12,710 17,724
Total assets 7,042,615 6,686,255
Deposits:    
Demand and savings deposits, non-maturity 5,305,553 5,221,989
Time deposits 1,458,774 1,153,775
Total deposits 6,764,327 6,375,764
Short-term borrowings 11,181 6,306
Long-term debt 225,475 310,817
Subordinated notes 147,500 140,500
Total liabilities 7,148,483 6,833,387
Fair Value [Member] | Level 1 [Member]    
Assets:    
Cash and short-term interest-earning assets 328,844 249,799
Held-to-maturity securities 0 0
Net loans and leases held for investment 0 0
Servicing rights 0 0
Total assets 328,844 249,799
Deposits:    
Demand and savings deposits, non-maturity 5,305,553 5,221,989
Time deposits 0 0
Total deposits 5,305,553 5,221,989
Short-term borrowings 11,181 6,306
Long-term debt 0 0
Subordinated notes 0 0
Total liabilities 5,316,734 5,228,295
Fair Value [Member] | Level 2 [Member]    
Assets:    
Cash and short-term interest-earning assets 0 0
Held-to-maturity securities 115,007 128,277
Net loans and leases held for investment 0 0
Servicing rights 0 0
Total assets 115,007 128,277
Deposits:    
Demand and savings deposits, non-maturity 0 0
Time deposits 1,458,774 1,153,775
Total deposits 1,458,774 1,153,775
Short-term borrowings 0 0
Long-term debt 225,475 310,817
Subordinated notes 147,500 140,500
Total liabilities 1,831,749 1,605,092
Fair Value [Member] | Level 3 [Member]    
Assets:    
Cash and short-term interest-earning assets 0 0
Held-to-maturity securities 0 0
Net loans and leases held for investment 6,586,054 6,290,455
Servicing rights 12,710 17,724
Total assets 6,598,764 6,308,179
Deposits:    
Demand and savings deposits, non-maturity 0 0
Time deposits 0 0
Total deposits 0 0
Short-term borrowings 0 0
Long-term debt 0 0
Subordinated notes 0 0
Total liabilities 0 0
Carrying Amount [Member]    
Assets:    
Cash and short-term interest-earning assets 328,844 249,799
Held-to-maturity securities 134,111 145,777
Federal Home Loan Bank, Federal Reserve Bank and other stock 38,980 40,499
Net loans and leases held for investment 6,729,381 6,462,867
Servicing rights 6,990 8,982
Total assets 7,238,306 6,907,924
Deposits:    
Demand and savings deposits, non-maturity 5,305,553 5,221,989
Time deposits 1,453,706 1,153,792
Total deposits 6,759,259 6,375,781
Short-term borrowings 11,181 6,306
Long-term debt 225,000 310,000
Subordinated notes 149,261 148,761
Total liabilities $ 7,144,701 $ 6,840,848
v3.25.0.1
Share Repurchase Plan - Additional Information (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Oct. 23, 2024
Oct. 26, 2022
Equity [Abstract]          
Share Repurchase Plan, number of shares authorized to be repurchased       1,000,000 1,000,000
Share Repurchase Plan, number of shares authorized to be repurchased, Percent       3.40% 3.40%
Share Repurchase Plan, shares repurchased during period, shares 802,535 26,485 450,000    
Shares Repurchase Plan, shares repurchased during period, cost $ 18,900 $ 462 $ 11,400    
Shares available to be repurchased under the plan 1,400,154        
v3.25.0.1
Regulatory Matters - Additional Information (Detail)
$ in Millions
12 Months Ended
Dec. 31, 2024
USD ($)
Dec. 31, 2023
Jul. 31, 2013
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]      
Tier 1 Capital to Risk Weighted Assets 0.1085 0.1058  
Total Capital to Risk Weighted Assets 0.1419 0.1390  
Amount available for dividend distribution without prior approval from Regulatory Agency $ 91.3    
Percentage of Bank's capital and surplus of which extensions of credit to a single affiliate are limited 10.00%    
Percentage of Bank's capital and surplus of which extensions of credit to all affiliates are limited 20.00%    
Basel III New Requirements [Member]      
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]      
Common Equity Tier 1 capital minimum buffer percent     2.50%
Minimum [Member]      
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]      
Tier 1 Capital to Risk Weighted Assets 0.0850    
Total Capital to Risk Weighted Assets 0.1050    
v3.25.0.1
Regulatory Matters - Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Detail)
$ in Thousands
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Total Capital (to Risk-Weighted Assets):    
Total Capital (to Risk-Weighted Assets) actual, amount $ 999,073 $ 953,889
Total Capital (to Risk-Weighted Assets) actual, ratio 0.1419 0.1390
Total Capital (to Risk-Weighted Assets) For Capital Adequacy, amount $ 563,074 $ 549,160
Total Capital (to Risk-Weighted Assets) For Capital Adequacy, ratio 0.0800 0.0800
Total Capital (to Risk-Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, amount $ 703,842 $ 686,450
Total Capital (to Risk-Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio 0.1000 0.1000
Tier 1 Capital (to Risk-Weighted Assets):    
Tier 1 Capital (to Risk-Weighted Assets) actual, Amount $ 763,947 $ 726,478
Tier 1 Capital (to Risk-Weighted Assets) Actual, ratio 0.1085 0.1058
Tier 1 Capital (to Risk - Weighed Assets) For Capital Adequacy, amount $ 422,305 $ 411,870
Tier 1 Capital (to Risk - Weighted Assets) For Capital Adequacy, ratio 0.0600 0.0600
Tier 1 Capital (to Risk-Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, amount $ 563,074 $ 549,160
Tier 1 Capital (to Risk-Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio 0.0800 0.0800
Tier 1 Common Capital (to Risk-Weighted Assets)    
Tier One Common Risk Based Capital $ 763,947 $ 726,478
Tier One Common Risk Based Capital To Risk Weighted Assets 10.85% 10.58%
Tier One Common Risk Based Capital Required For Capital Adequacy $ 316,729 $ 308,903
Tier One Common Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets 4.50% 4.50%
Tier One Common Risk Based Capital Required To Be Well Capitalized $ 457,497 $ 446,193
Tier One Common Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets 6.50% 6.50%
Tier 1 Capital (to Average Assets):    
Tier 1 Capital (to Average Assets) actual, amount $ 763,947 $ 726,478
Tier 1 Capital (to Average Assets) actual, ratio 0.0951 0.0936
Tier 1 Capital (to Average Assets) For Capital Adequacy, amount $ 321,439 $ 310,520
Tier 1 Capital (to Average Assets) For Capital Adequacy, ratio 0.0400 0.0400
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, amount $ 401,799 $ 388,150
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio 0.0500 0.0500
Bank [Member]    
Total Capital (to Risk-Weighted Assets):    
Total Capital (to Risk-Weighted Assets) actual, amount $ 843,245 $ 810,449
Total Capital (to Risk-Weighted Assets) actual, ratio 0.1203 0.1186
Total Capital (to Risk-Weighted Assets) For Capital Adequacy, amount $ 560,778 $ 546,782
Total Capital (to Risk-Weighted Assets) For Capital Adequacy, ratio 0.0800 0.0800
Total Capital (to Risk-Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, amount $ 700,972 $ 683,478
Total Capital (to Risk-Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio 0.1000 0.1000
Tier 1 Capital (to Risk-Weighted Assets):    
Tier 1 Capital (to Risk-Weighted Assets) actual, Amount $ 757,380 $ 731,799
Tier 1 Capital (to Risk-Weighted Assets) Actual, ratio 0.1080 0.1071
Tier 1 Capital (to Risk - Weighed Assets) For Capital Adequacy, amount $ 420,583 $ 410,087
Tier 1 Capital (to Risk - Weighted Assets) For Capital Adequacy, ratio 0.0600 0.0600
Tier 1 Capital (to Risk-Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, amount $ 560,778 $ 546,782
Tier 1 Capital (to Risk-Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio 0.0800 0.0800
Tier 1 Common Capital (to Risk-Weighted Assets)    
Tier One Common Risk Based Capital $ 757,380 $ 731,799
Tier One Common Risk Based Capital To Risk Weighted Assets 10.80% 10.71%
Tier One Common Risk Based Capital Required For Capital Adequacy $ 315,438 $ 307,565
Tier One Common Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets 4.50% 4.50%
Tier One Common Risk Based Capital Required To Be Well Capitalized $ 455,632 $ 444,260
Tier One Common Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets 6.50% 6.50%
Tier 1 Capital (to Average Assets):    
Tier 1 Capital (to Average Assets) actual, amount $ 757,380 $ 731,799
Tier 1 Capital (to Average Assets) actual, ratio 0.0945 0.0945
Tier 1 Capital (to Average Assets) For Capital Adequacy, amount $ 320,674 $ 309,753
Tier 1 Capital (to Average Assets) For Capital Adequacy, ratio 0.0400 0.0400
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, amount $ 400,843 $ 387,191
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio 0.0500 0.0500
v3.25.0.1
Related Party Transactions - Summary of Activity for Loans to Related Parties (Detail)
$ in Thousands
12 Months Ended
Dec. 31, 2024
USD ($)
Related Party Transactions [Roll Forward]  
Beginning balance $ 0
Additions 40
Amounts collected and other reductions (5)
Ending balance $ 35
v3.25.0.1
Related Party Transactions - Summary of Transactions with Related Parties (Detail)
$ in Thousands
12 Months Ended
Dec. 31, 2024
USD ($)
Commitments to Extend Credit [Member]  
Related Party Transaction [Line Items]  
Amount of transactions with related parties $ 130
Deposits Received [Member]  
Related Party Transaction [Line Items]  
Amount of transactions with related parties $ 627
v3.25.0.1
Segment Reporting - Schedule of Segment Reporting (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2024
USD ($)
segment
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Segment Reporting [Abstract]      
Number of reportable segments (in segments) | segment 3    
Segment Reporting Information [Line Items]      
Interest income $ 412,355 $ 371,730 $ 252,193
Interest expense 201,185 151,733 33,896
Interest expense   151,733 33,896
Net interest income (expense) [1] 211,170 219,997 218,297
Noninterest income 88,055 76,824 77,885
Total revenue 299,225 296,821 296,182
Provision for credit losses 5,933 10,770 12,198
Salaries, benefits and commissions 123,745 120,188 115,806
Net occupancy 11,025 10,686 10,193
Equipment 4,453 4,132 3,904
Data processing 16,956 16,799 15,215
Professional fees 6,402 7,141 9,332
Marketing and advertising 2,173 2,180 2,462
Deposit insurance premiums 4,432 4,825 3,075
Intangible expenses 694 938 1,293
Restructuring charges 0 1,519 184
Other segment items 28,112 28,954 25,310
Income before income taxes 95,300 88,689 97,210
Net capital expenditures 737 4,847 (1,624)
Other      
Segment Reporting Information [Line Items]      
Interest income 18 38 37
Interest expense 9,125    
Interest expense   9,125 5,798
Net interest income (expense) (9,107) (9,087) (5,761)
Noninterest income 195 105 (82)
Total revenue (8,912) (8,982) (5,843)
Provision for credit losses 0 0 0
Salaries, benefits and commissions 17,694 16,182 19,765
Net occupancy 649 590 665
Equipment 278 231 214
Data processing 2,129 1,997 1,785
Professional fees 2,451 2,632 3,880
Marketing and advertising 1,128 693 658
Deposit insurance premiums 0 0 0
Intangible expenses 0 0 0
Restructuring charges   0 0
Other segment items [2] 3,935 5,302 3,330
Income before income taxes (12,635) (11,752) (7,466)
Net capital expenditures 199 479 234
Intersegment Eliminations      
Segment Reporting Information [Line Items]      
Total revenue [3] 24,541 24,857 28,674
Banking | Operating Segments      
Segment Reporting Information [Line Items]      
Interest income 412,264 371,625 252,136
Interest expense 192,060    
Interest expense   142,608 28,098
Net interest income (expense) [1] 220,204 229,017 224,038
Noninterest income 35,480 28,414 30,342
Total revenue 255,684 257,431 254,380
Provision for credit losses 5,933 10,770 12,198
Salaries, benefits and commissions 74,561 74,933 68,867
Net occupancy 9,446 9,219 8,684
Equipment 4,039 3,769 3,548
Data processing 12,866 12,914 11,764
Professional fees 3,278 3,584 4,897
Marketing and advertising 834 1,251 1,623
Deposit insurance premiums 4,432 4,825 3,075
Intangible expenses 267 390 514
Restructuring charges   1,519 184
Other segment items [2] 20,922 20,067 18,608
Income before income taxes 96,122 90,278 93,476
Net capital expenditures 449 4,193 (2,474)
Banking | Intersegment Eliminations      
Segment Reporting Information [Line Items]      
Total revenue [3] (22,984) (23,912) (26,942)
Wealth Management | Operating Segments      
Segment Reporting Information [Line Items]      
Interest income 73 67 20
Interest expense 0    
Interest expense   0 0
Net interest income (expense) [1] 73 67 20
Noninterest income 29,909 26,804 27,695
Total revenue 29,982 26,871 27,715
Provision for credit losses 0 0 0
Salaries, benefits and commissions 17,912 15,790 14,215
Net occupancy 316 278 244
Equipment 40 44 53
Data processing 1,417 1,361 1,111
Professional fees 616 903 490
Marketing and advertising 158 166 120
Deposit insurance premiums 0 0 0
Intangible expenses 0 0 96
Restructuring charges   0 0
Other segment items [2] 2,594 2,828 2,637
Income before income taxes 6,083 5,042 7,906
Net capital expenditures 14 19 534
Wealth Management | Intersegment Eliminations      
Segment Reporting Information [Line Items]      
Total revenue [3] (846) (459) (843)
Insurance | Operating Segments      
Segment Reporting Information [Line Items]      
Interest income 0 0 0
Interest expense 0    
Interest expense   0 0
Net interest income (expense) [1] 0 0 0
Noninterest income 22,471 21,501 19,930
Total revenue 22,471 21,501 19,930
Provision for credit losses 0 0 0
Salaries, benefits and commissions 13,578 13,283 12,959
Net occupancy 614 599 600
Equipment 96 88 89
Data processing 544 527 555
Professional fees 57 22 65
Marketing and advertising 53 70 61
Deposit insurance premiums 0 0 0
Intangible expenses 427 548 683
Restructuring charges   0 0
Other segment items [2] 661 757 735
Income before income taxes 5,730 5,121 3,294
Net capital expenditures 75 156 82
Insurance | Intersegment Eliminations      
Segment Reporting Information [Line Items]      
Total revenue [3] $ (711) $ (486) $ (889)
[1] Net interest income as well as many other revenues for financial assets and liabilities including loans, leases, securities, and derivatives are excluded from the scope of FASB ASC 606 "Revenue from Contracts with Customers" ("FASB ASC 606"). Noninterest income streams that are out of scope of FASB ASC 606 include bank owned life insurance income, sales of investment securities and mortgage banking activities.
[2]
(2) Other segment items for each reportable segment includes:
Banking - loan and lease financing related fees, deposit and card service fees, and certain overhead expenses.
Wealth Management - referral fees, clearing broker fees, and certain overhead expenses.
Insurance - certain overhead expenses.
Other - Board of Director fees, retirement costs, and certain overhead expenses.
[3]
(3) Includes an allocation of general and administrative expenses from both the parent holding company and the Bank.
v3.25.0.1
Segment Reporting - Schedule of Significant Components of Segment Net Assets - (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Segment Reporting Information [Line Items]        
Cash and cash equivalents $ 328,844 $ 249,799 $ 152,799 $ 890,150
Loans and leases, including loans held for sale, net of allowance for credit losses 6,756,145 6,493,464    
Goodwill 175,510 175,510 175,510  
Other 867,918 861,855    
Total segment assets 8,128,417 7,780,628    
Other        
Segment Reporting Information [Line Items]        
Cash and cash equivalents 0 321    
Loans and leases, including loans held for sale, net of allowance for credit losses 0 0    
Goodwill 0 0    
Other 22,246 17,903    
Total segment assets 22,246 18,224    
Banking        
Segment Reporting Information [Line Items]        
Goodwill 138,476 138,476 138,476  
Banking | Operating Segments        
Segment Reporting Information [Line Items]        
Cash and cash equivalents 247,023 177,794    
Loans and leases, including loans held for sale, net of allowance for credit losses 6,756,145 6,493,464    
Goodwill 138,476 138,476    
Other 839,359 841,630    
Total segment assets 7,981,003 7,651,364    
Wealth Management        
Segment Reporting Information [Line Items]        
Goodwill 15,434 15,434 15,434  
Wealth Management | Operating Segments        
Segment Reporting Information [Line Items]        
Cash and cash equivalents 50,149 44,618    
Loans and leases, including loans held for sale, net of allowance for credit losses 0 0    
Goodwill 15,434 15,434    
Other 3,485 2,453    
Total segment assets 69,068 62,505    
Insurance        
Segment Reporting Information [Line Items]        
Goodwill 21,600 21,600 $ 21,600  
Insurance | Operating Segments        
Segment Reporting Information [Line Items]        
Cash and cash equivalents 31,672 27,066    
Loans and leases, including loans held for sale, net of allowance for credit losses 0 0    
Goodwill 21,600 21,600    
Other 2,828 (131)    
Total segment assets $ 56,100 $ 48,535    
v3.25.0.1
Revenue From Contracts with Customers (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Segment Reporting, Revenue Reconciling Item [Line Items]      
Net interest income (expense) [1] $ 211,170 $ 219,997 $ 218,297
Insurance commission and fee income 22,349 21,043 19,065
Bank owned life insurance income [1] 3,861 3,185 3,787
Net gain on sales of investment securities 18 [1] 0 30 [1]
Net gain on mortgage banking activities [1] 5,265 3,689 4,412
Other income [2] 4,034 2,882 4,500
Noninterest income 88,055 76,824 77,885
Trust fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 8,491 7,732 7,743
Service charges on deposit accounts      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 8,082 7,048 6,175
Investment advisory commission and fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 21,208 18,864 19,748
Other service fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income [2] 14,747 12,381 12,425
Banking      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Net gain on sales of investment securities [1] 18    
Wealth Management      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Net gain on sales of investment securities [1] 0    
Insurance      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Net gain on sales of investment securities [1] 0    
Other Segments [Member]      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Net gain on sales of investment securities [1] 0    
Operating Segments | Banking      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Net interest income (expense) [1] 220,204 229,017 224,038
Insurance commission and fee income 0 0 0
Bank owned life insurance income [1] 3,739 3,067 3,672
Net gain on sales of investment securities [1]     30
Net gain on mortgage banking activities [1] 5,265 3,689 4,412
Other income [2] 3,961 2,895 4,697
Noninterest income 35,480 28,414 30,342
Operating Segments | Banking | Trust fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 0 0 0
Operating Segments | Banking | Service charges on deposit accounts      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 8,082 7,048 6,175
Operating Segments | Banking | Investment advisory commission and fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 0 0 0
Operating Segments | Banking | Other service fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income [2] 14,415 11,715 11,356
Operating Segments | Wealth Management      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Net interest income (expense) [1] 73 67 20
Insurance commission and fee income 0 0 0
Bank owned life insurance income [1] 0 0 0
Net gain on sales of investment securities [1]     0
Net gain on mortgage banking activities [1] 0 0 0
Other income [2] 0 0 0
Noninterest income 29,909 26,804 27,695
Operating Segments | Wealth Management | Trust fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 8,491 7,732 7,743
Operating Segments | Wealth Management | Service charges on deposit accounts      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 0 0 0
Operating Segments | Wealth Management | Investment advisory commission and fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 21,208 18,864 19,748
Operating Segments | Wealth Management | Other service fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income [2] 210 208 204
Operating Segments | Insurance      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Net interest income (expense) [1] 0 0 0
Insurance commission and fee income 22,349 21,043 19,065
Bank owned life insurance income [1] 0 0 0
Net gain on sales of investment securities [1]     0
Net gain on mortgage banking activities [1] 0 0 0
Other income [2] 0 0 0
Noninterest income 22,471 21,501 19,930
Operating Segments | Insurance | Trust fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 0 0 0
Operating Segments | Insurance | Service charges on deposit accounts      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 0 0 0
Operating Segments | Insurance | Investment advisory commission and fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 0 0 0
Operating Segments | Insurance | Other service fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income [2] 122 458 865
Other      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Net interest income (expense) (9,107) (9,087) (5,761)
Noninterest income 195 105 (82)
Other | Other Segments [Member]      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Net interest income (expense) [1] (9,107) (9,087) (5,761)
Insurance commission and fee income 0 0 0
Bank owned life insurance income [1] 122 118 115
Net gain on sales of investment securities [1]     0
Net gain on mortgage banking activities [1] 0 0 0
Other income [2] 73 (13) (197)
Noninterest income 195 105 (82)
Other | Other Segments [Member] | Trust fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 0 0 0
Other | Other Segments [Member] | Service charges on deposit accounts      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 0 0 0
Other | Other Segments [Member] | Investment advisory commission and fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income 0 0 0
Other | Other Segments [Member] | Other service fee income      
Segment Reporting, Revenue Reconciling Item [Line Items]      
Noninterest income [2] $ 0 $ 0 $ 0
[1] Net interest income as well as many other revenues for financial assets and liabilities including loans, leases, securities, and derivatives are excluded from the scope of FASB ASC 606 "Revenue from Contracts with Customers" ("FASB ASC 606"). Noninterest income streams that are out of scope of FASB ASC 606 include bank owned life insurance income, sales of investment securities and mortgage banking activities.
[2] Other service fee income and other income include certain items that are in scope and certain items that are out of scope of FASB ASC 606 as described further in the following paragraphs.
v3.25.0.1
Condensed Financial Information - Parent Company Only - Schedule of Condensed Balance Sheet (Detail) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Assets:        
Cash and due from banks $ 75,998 $ 72,815    
Interest-earning deposits with other banks 252,846 176,984    
Cash and cash equivalents 328,844 249,799 $ 152,799 $ 890,150
Investments in subsidiaries, at equity in net assets:        
Other assets 867,918 861,855    
Total assets 8,128,417 7,780,628    
Liabilities:        
Subordinated notes 149,261 148,761    
Other liabilities 64,930 65,721    
Total liabilities 7,241,116 6,941,420    
Shareholders' equity: 887,301 839,208 776,500 773,794
Total liabilities and shareholders' equity 8,128,417 7,780,628    
Parent Company [Member]        
Assets:        
Cash and due from banks 132,643 117,345    
Interest-earning deposits with other banks 0 321    
Cash and cash equivalents 132,643 117,666 $ 130,206 $ 99,854
Investments in securities 0 763    
Investments in subsidiaries, at equity in net assets:        
Bank 887,188 856,289    
Non-banks 0 0    
Other assets 22,247 17,139    
Total assets 1,042,078 991,857    
Liabilities:        
Subordinated notes 149,261 148,761    
Other liabilities 5,516 3,888    
Total liabilities 154,777 152,649    
Shareholders' equity: 887,301 839,208    
Total liabilities and shareholders' equity $ 1,042,078 $ 991,857    
v3.25.0.1
Condensed Financial Information - Parent Company Only - Schedule of Condensed Income Statement (Detail) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Statements of Income      
Interest expense $ 201,185,000 $ 151,733,000 $ 33,896,000
Income before income taxes 95,300,000 88,689,000 97,210,000
Income tax expense 19,369,000 17,585,000 19,090,000
Equity in undistributed income of subsidiaries:      
Net income 75,931,000 71,104,000 78,120,000
Parent Company [Member]      
Statements of Income      
Dividends from Bank 56,283,000 18,386,000 23,303,000
Dividends from non-bank 0 0 0
Other income 24,754,000 25,000,000 28,630,000
Total operating income 81,037,000 43,386,000 51,933,000
Interest expense 9,125,000 9,125,000 5,798,000
Operating expenses 28,266,000 27,627,000 30,297,000
Income before income taxes 43,646,000 6,634,000 15,838,000
Income tax expense (2,733,000) (2,751,000) (1,983,000)
Income before equity in undistributed income of subsidiaries 46,379,000 9,385,000 17,821,000
Equity in undistributed income of subsidiaries:      
Bank 29,552,000 61,719,000 60,299,000
Non-banks 0 0 0
Net income $ 75,931,000 $ 71,104,000 $ 78,120,000
v3.25.0.1
Condensed Financial Information - Parent Company Only - Schedule of Condensed Cash Flow Statement (Detail) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Cash flows from operating activities:      
Net income $ 75,931,000 $ 71,104,000 $ 78,120,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Bank owned life insurance income [1] (3,861,000) (3,185,000) (3,787,000)
Depreciation of premises and equipment 5,473,000 5,057,000 4,465,000
Stock-based compensation 4,615,000 4,194,000 4,120,000
Contributions to pension and other postretirement benefit plans (243,000) (250,000) (252,000)
(Increase) decrease in other assets (12,020,000) (8,877,000) (5,859,000)
Increase in accrued interest payable and other liabilities 3,805,000 17,150,000 5,993,000
Net cash provided by operating activities 75,106,000 89,741,000 109,455,000
Cash flows from investing activities:      
Other, net (737,000) (4,847,000) 1,624,000
Net cash used in investing activities (259,741,000) (454,436,000) (897,612,000)
Cash flows from financing activities:      
Proceeds from issuance of subordinated notes 0 0 50,000,000
Payment for shares withheld to cover taxes on vesting of restricted stock units (873,000) (1,232,000) (903,000)
Purchases of treasury stock (18,882,000) (462,000) (11,381,000)
Stock issued under dividend reinvestment and employee stock purchase plans 2,384,000 2,565,000 2,541,000
Proceeds from exercise of stock options 3,195,000 115,000 698,000
Cash dividends paid (24,842,000) (25,050,000) (24,607,000)
Net cash provided by financing activities 263,680,000 461,695,000 50,806,000
Cash and cash equivalents at beginning of year 249,799,000 152,799,000 890,150,000
Cash and cash equivalents at end of year 328,844,000 249,799,000 152,799,000
Cash paid during the year for:      
Interest 191,513,000 139,600,000 32,668,000
Income tax, net of refunds received 20,704,000 16,784,000 11,859,000
Parent Company [Member]      
Cash flows from operating activities:      
Net income 75,931,000 71,104,000 78,120,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Equity in undistributed net income of subsidiaries (29,552,000) (61,719,000) (60,299,000)
Bank owned life insurance income (122,000) (118,000) (116,000)
Depreciation of premises and equipment 355,000 342,000 346,000
Stock-based compensation 4,615,000 4,194,000 4,120,000
Contributions to pension and other postretirement benefit plans (243,000) (250,000) (252,000)
(Increase) decrease in other assets (6,198,000) (4,526,000) 7,561,000
Increase in accrued interest payable and other liabilities 8,999,000 2,975,000 (4,256,000)
Net cash provided by operating activities 53,785,000 12,002,000 25,224,000
Cash flows from investing activities:      
Investments in subsidiaries 0 0 (10,000,000)
Proceeds from sales of securities 409,000 0 1,000
Other, net (199,000) (478,000) (272,000)
Net cash used in investing activities 210,000 (478,000) (10,271,000)
Cash flows from financing activities:      
Proceeds from issuance of subordinated notes 0 0 49,051,000
Payment for shares withheld to cover taxes on vesting of restricted stock units (873,000) (1,232,000) (903,000)
Purchases of treasury stock (18,882,000) (462,000) (11,381,000)
Stock issued under dividend reinvestment and employee stock purchase plans 2,384,000 2,565,000 2,541,000
Proceeds from exercise of stock options 3,195,000 115,000 698,000
Cash dividends paid (24,842,000) (25,050,000) (24,607,000)
Net cash provided by financing activities (39,018,000) (24,064,000) 15,399,000
Net increase (decrease) in cash and cash equivalents 14,977,000 (12,540,000) 30,352,000
Cash and cash equivalents at beginning of year 117,666,000 130,206,000 99,854,000
Cash and cash equivalents at end of year 132,643,000 117,666,000 130,206,000
Cash paid during the year for:      
Interest 8,625,000 8,625,000 5,000,000
Income tax, net of refunds received $ 18,012,000 $ 15,266,000 $ 10,989,000
[1] Net interest income as well as many other revenues for financial assets and liabilities including loans, leases, securities, and derivatives are excluded from the scope of FASB ASC 606 "Revenue from Contracts with Customers" ("FASB ASC 606"). Noninterest income streams that are out of scope of FASB ASC 606 include bank owned life insurance income, sales of investment securities and mortgage banking activities.