0000074208false00000742082026-02-202026-02-20

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): February 20, 2026

UDR, Inc.

(Exact name of registrant as specified in its charter)

Maryland

1-10524

54-0857512

(State or other jurisdiction

(Commission

(I.R.S. Employer

of incorporation)

File Number)

Identification No.)

1745 Shea Center Drive, Suite 200,
Highlands Ranch, Colorado

80129

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (720283-6120

Not Applicable

Former name or former address, if changed since last report

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.01

UDR

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging Growth Company         

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   

Item 8.01 Other Events

Amendment to Sales Agreement for ATM Program

On February 20, 2026, UDR, Inc., a Maryland corporation (the “Company”), entered into an amendment to the ATM Sales Agreement, dated July 29, 2021, as amended by that certain Amendment No. 1 to ATM Sales Agreement, dated February 14, 2023 (collectively, the “Sales Agreement”), for the offering, from time to time, of the Company’s common stock (the “Common Stock”). The purpose of the amendment to the Sales Agreement was, among other things, to revise the definition of “Agents” and “Forward Purchasers” under the Sales Agreement and to reference the Company’s shelf registration statement on Form S-3 (File No. 333-293550) that was filed with the Securities and Exchange Commission on February 18, 2026 (the “Registration Statement”).

A copy of the amendment to the Sales Agreement is filed as Exhibit 1.1 to this Current Report on Form 8-K. The description of the amendment to the Sales Agreement does not purport to be complete and is qualified in its entirety by reference to the copy of the amendment to the Sales Agreement filed as an exhibit to this Current Report on Form 8-K and incorporated herein by reference. A copy of the opinion of Goodwin Procter LLP with respect to the validity of the shares of Common Stock that may be offered and sold pursuant to the Sales Agreement, as amended, is filed herewith as Exhibit 5.1.

Amendment to Distribution Agreement for MTN Program

On February 20, 2026, the Company and United Dominion Realty, L.P., a Delaware limited partnership, entered into an amendment to the Third Amended and Restated Distribution Agreement, dated September 1, 2011, as amended on July 29, 2014, April 27, 2017, May 7, 2020 and February 14, 2023 (the “Distribution Agreement”), for the offering, from time to time, of the Company’s medium term notes. The purpose of the amendment to the Distribution Agreement was, among other things, to reference the Registration Statement.

A copy of the amendment to the Distribution Agreement is filed as Exhibit 1.2 to this Current Report on Form 8-K. The description of the amendment to the Distribution Agreement does not purport to be complete and is qualified in its entirety by reference to the copy of the amendment to the Distribution Agreement filed as an exhibit to this Current Report on Form 8-K and incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Ex. No.

  ​ ​ ​

 Description

1.1

Amendment No. 2, dated February 20, 2026, to the ATM Sales Agreement, dated July 29, 2021, and as amended February 14, 2023.

1.2

Amendment No. 5, dated February 20, 2026, to the Third Amended and Restated Distribution Agreement, dated September 1, 2011 and as amended July 29, 2014, April 27, 2017, May 7, 2020 and February 14, 2023.

5.1

Opinion of Goodwin Procter LLP

23.1

Consent of Goodwin Procter LLP (included in Exhibit 5.1)

104

Cover Page Interactive Data File – the cover page XBRL tags are embedded within the Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

UDR, Inc.

 February 20, 2026

By:

 /s/ David D. Bragg

 David D. Bragg

 Senior Vice President and Chief Financial Officer

 (Principal Financial Officer)

Exhibit 1.1

UDR, INC.

Common Stock
($0.01 par value)

AMENDMENT NO. 2 TO ATM SALES AGREEMENT

February 20, 2026


New York, New York 10036

BofA Securities, Inc.

One Bryant Park
New York, New York 10036

Nomura Securities International, Inc.

(as forward seller through BTIG, LLC)

309 West 49th Street

New York, NY 10019

BNY Mellon Capital Markets, LLC
240 Greenwich Street

New York, New York 10286

Regions Securities LLC

615 South College Street, Suite 600

Charlotte, North Carolina 28202

BTIG, LLC
65 East 55th Street

New York, New York 10022

RBC Capital Markets, LLC

200 Vesey Street

New York, New York 10281

Citigroup Global Markets Inc.
388 Greenwich Street
New York, New York 10013

TD Securities (USA) LLC

1 Vanderbilt Avenue

New York, New York 10017

Jefferies LLC

520 Madison Avenue

New York, New York 10022

Truist Securities, Inc.

50 Hudson Yards, 70th Floor

New York, NY 10001

J.P. Morgan Securities LLC
270 Park Avenue
New York, New York 10017

Wells Fargo Securities, LLC

500 West 33rd Street

New York, New York 10001

Morgan Stanley & Co. LLC
1585 Broadway
New York, New York 10036

as Agents

Bank of America, N.A.

One Bryant Park
New York, New York 10036

Nomura Global Financial Products, Inc.

309 West 49th Street

New York, NY 10019

The Bank of New York Mellon
240 Greenwich Street

New York, New York 10286

Regions Securities LLC

615 South College Street, Suite 600

Charlotte, North Carolina 28202


Citibank, N.A.
388 Greenwich Street
New York, New York 10013

Royal Bank of Canada

200 Vesey Street

New York, New York 10281

Jefferies LLC

520 Madison Avenue

New York, New York 10022

The Toronto-Dominion Bank c/o TD Securities (USA) LLC

1 Vanderbilt Avenue

New York, New York 10017

JPMorgan Chase Bank, National Association
270 Park Avenue
New York, New York 10017

Truist Bank

50 Hudson Yards, 70th Floor

New York, NY 10001

Morgan Stanley & Co. LLC
1585 Broadway
New York, New York 10036

Wells Fargo Bank, National Association

500 West 33rd Street

New York, New York 10001

as Forward Purchasers

Ladies and Gentlemen:

Reference is made to the ATM Sales Agreement, dated July 29, 2021 (the “Agreement”) by and among UDR, Inc., a Maryland corporation (the “Company”) and BofA Securities, Inc., BNY Mellon Capital Markets, LLC, BTIG, LLC, Citigroup Global Markets Inc., Jefferies LLC, J.P. Morgan Securities LLC, Morgan Stanley & Co. LLC, Regions Securities LLC, RBC Capital Markets, LLC, TD Securities (USA) LLC, Truist Securities, Inc., Wells Fargo Securities, LLC, or any other person that shall become an agent hereunder from time to time, each as sales agent, forward seller and/or principal, and Bank of America, N.A., The Bank of New York Mellon, Citibank, N.A., Jefferies LLC, JPMorgan Chase Bank, National Association and Morgan Stanley & Co. LLC, Royal Bank of Canada, The Toronto-Dominion Bank, Truist Bank, Wells Fargo Bank, N.A., each (or its affiliate assignee) as forward purchaser, as amended by Amendment No. 1 thereto, dated February 14, 2023, by and among, the Company and BofA Securities, Inc., BNY Mellon Capital Markets, LLC, BTIG, LLC, Citigroup Global Markets Inc., Jefferies LLC, J.P. Morgan Securities LLC, Morgan Stanley & Co. LLC, Regions Securities LLC, RBC Capital Markets, LLC, TD Securities (USA) LLC, Truist Securities, Inc., Wells Fargo Securities, LLC, or any other person that shall become an agent hereunder from time to time, each as sales agent, forward seller and/or principal (in any such capacity, each an “Agent”, and together the “Agents”), and Bank of America, N.A., The Bank of New York Mellon, Citibank, N.A., Jefferies LLC, JPMorgan Chase Bank, National Association, Morgan Stanley & Co. LLC, Nomura Global Financial Products, Inc., Regions Securities LLC, Royal Bank of Canada, The Toronto-Dominion Bank, Truist Bank, Wells Fargo Bank, N.A., each (or its affiliate assignee) as forward purchaser (in such capacity, each a “Forward Purchaser”, and together the “Forward Purchasers”). On February 18, 2026, the Company and the Operating Partnership filed with the Securities and Exchange Commission (the “Commission”) an “automatic shelf registration statement” as defined under Rule 405 under the Securities Act of 1933, as amended (the “1933 Act”), on Form S-3 (File


No. 333-293550) (the “Registration Statement”), in respect of certain of the Company’s and the Operating Partnership’s securities, following the expiration of the Company’s automatic shelf registration statement on Form S-3 (File No. 333-269757) (the “Expired Registration Statement”). The Company, the Agents and the Forward Purchasers wish to amend the Agreement to reference the Registration Statement instead of the Expired Registration Statement and to reflect the addition of Nomura Securities International, Inc. (as forward seller through BTIG, LLC as its agent) and Nomura Global Financial Products, Inc. (together, with the Company, the Agents and the Forward Purchasers, the “Parties”) as a Forward Purchaser (this “Amendment”). The Parties therefore hereby agree as follows:

1.Agent(s).  The definitions in the Agreement of an “Agent” and the “Agents” (and all references in the Agreement thereto) are hereby amended and restated in their entirety to read as follows:

“BofA Securities, Inc., BNY Mellon Capital Markets, LLC, BTIG, LLC, Citigroup Global Markets Inc., Jefferies LLC, J.P. Morgan Securities LLC, Morgan Stanley & Co. LLC, Nomura Securities International, Inc. (as forward seller through BTIG, LLC as its agent), Regions Securities LLC, RBC Capital Markets, LLC, TD Securities (USA) LLC, Truist Securities, Inc., Wells Fargo Securities, LLC, or any other person that shall become an agent hereunder from time to time, each as sales agent, principal (except in the case of Nomura Securities International, Inc.) and/or forward seller (except in the case of BTIG, LLC) (in any such capacity, each an “Agent”, and together the “Agents”)”

2.Forward Purchaser(s).  The definitions in the Agreement of a “Forward Purchaser” and the “Forward Purchasers” (and all references in the Agreement thereto) are hereby amended and restated in their entirety to read as follows:

“Bank of America, N.A., The Bank of New York Mellon, Citibank, N.A., Jefferies LLC, JPMorgan Chase Bank, National Association, Morgan Stanley & Co. LLC, Nomura Global Financial Products, Inc., Regions Securities LLC, Royal Bank of Canada, The Toronto-Dominion Bank, Truist Bank, Wells Fargo Bank, N.A., each (or its affiliate assignee) as forward purchaser (in such capacity, each a “Forward Purchaser”, and together the “Forward Purchasers”)”

3.Commission File Number. Section 1(a) of the Agreement is hereby amended so that the reference to the Commission file number of the automatic shelf registration statement on Form S-3 filed by the Company with the Commission shall be file number 333-293550.

4.Effective Date. Section 1(a) of the Agreement is hereby amended to reflect that the effective date of the Registration Statement is February 18, 2026.

5.Notices. Section 11 of the Agreement is hereby deleted in its entirety and replaced with the following:

“Section 11.Notices. All statements, requests, notices and agreements hereunder shall be in writing, and


(a)if to the Agents shall be delivered or sent by mail, e-mail, telephone or facsimile transmission to:

BofA Securities, Inc.

One Bryant Park

New York, New York 10036

Fax No.: (646) 855-3073

Attention: Syndicate Department,

With a copy to: ECM Legal

Fax. No.: (212) 230-8730,

BNY Mellon Capital Markets, LLC

240 Greenwich Street

New York, New York 10286

Attention: ATM Execution

E-mail: Michael.x.palma@bnymellon.com

With a copy to:

BNY Mellon Capital Markets Operation Department

240 Greenwich Street

New York, New York 10286

E-mail: bnymcmfiops@bnymellon.com,

BTIG, LLC

65 East 55th Street

New York, New York 10022

Attention: ATM Trading Desk

E-mail: BTIGUSATMTrading@btig.com,

Citigroup Global Markets Inc.

388 Greenwich Street

New York, New York 10013

Fax No.: (646) 291-1469

Attention: General Counsel,

Jefferies LLC

520 Madison Avenue

New York, New York 10022

Attention: General Counsel,

J.P. Morgan Securities LLC

270 Park Avenue

New York, New York 10017

Attention: Special Equity Desk

Fax No.: (212) 622-8358


Morgan Stanley & Co. LLC

1585 Broadway

New York, New York 10036

Fax No.: (212) 404-9828

Attention: Equity Syndicate Desk with a copy to the Legal Department,

Nomura Securities International, Inc.

309 West 49th Street

New York, New York 10019

Attention: Structured Equity Solutions

Email: atmexecution@nomura.com

With a copy (which shall not constitute notice) to:

Attention: Equities Legal

Email: Dan.Rosenbaum@nomura.com

And to:

BTIG, LLC as agent of the forward seller, at the notice addresses provided for BTIG, LLC herein

RBC Capital Markets, LLC

200 Vesey Street, 8th Floor

New York, New York 10281

Attention: Equity Syndicate and TJ Opladen

Fax No.: (212) 428-6260

E-mail: tj.opladen@rbccm.com,

Regions Securities LLC

615 South College Street, Suite 600

Charlotte, North Carolina 28202

Attention: Brit Stephens

Phone: (980) 287-2734

E-mail: brit.stephens@regions.com,

With a copy to: ECMDesk@regions.com

TD Securities (USA) LLC

1 Vanderbilt Avenue

New York, New York 10017

c/o Equity Capital Markets

E-mail: USTMG@tdsecurities.com,

Truist Securities, Inc.

50 Hudson Yards, 70th Floor

New York, NY 10001

Attention: Equity Capital Markets

E-mail: dl.atm.offering@truist.com,


and

Wells Fargo Securities, LLC

500 West 33rd Street

New York, New York 10001

Attention: Equity Syndicate Department

Fax No.: (212) 214-5918,

(b)if to the Forward Purchasers shall be delivered or sent by mail, e-mail, telephone or facsimile transmission to:

Bank of America, N.A.
One Bryant Park
New York, New York 10036
Fax No.: (646) 855-6770
Attention: Strategic Equity Solutions Group

E-mail: dg.issuer_derivatives_notices@bofa.com,

The Bank of New York Mellon

240 Greenwich Street

New York, New York 10286

Attention: d1ny@bnymellon.com and JC.Mas@bnymellon.com,

Citibank, N.A.

390 Greenwich Street

New York, NY 10013

Attn: Eric Natelson; Theodore Finkelstein; Bianca Gotuaco

Telephone: (212) 723-7310; (212)-723-1693; (212)-723-1132

Email: eric.natelson@citi.com; Theodore.finkelstein@citi.com; bianca.gotuaco@citi.com; eq.us.corporates.middle.office@citi.com; eq.us.ses.notifications@citi.com,

With a copy to:

Citigroup Global Markets Inc.

390 Greenwich Street

New York, New York 10013

Email: setg.origination@citi.com,

Jefferies LLC

520 Madison Avenue

New York, New York 10022

Attention: Strategic Equity Transactions Group

Phone: (212) 708-2734

E-mail: SETG-US@jefferies.com and CorpEqDeriv@jefferies.com

With copies to: Sonia Han Levovitz, SHan@jefferies.com,


JPMorgan Chase Bank, National Association
New York Branch

270 Park Avenue

New York, New York 10017
Attention: EDG Marketing Support

E-mail: edg_notices@jpmorgan.com and edg_ny_corporate_sales_support@jpmorgan.com,

With a copy to: Stephanie Little, Stephanie.y.little@jpmorgan.com,

Morgan Stanley & Co. LLC
1585 Broadway
New York, New York 10036
Fax No.: (212) 404-9828

Nomura Global Financial Products, Inc.

309 West 49th Street

New York, New York 10019

Attention: Structured Equity Solutions

Email: cedamericas@nomura.com

With a copy (which shall not constitute notice) to:

Attention: Equities Legal

Email: nyequitieslegal@nomura.com

And to:

BTIG, LLC, at the notice addresses provided for BTIG, LLC herein

Regions Securities LLC

615 South College Street, Suite 600

Charlotte, North Carolina 28202

Attention: Brit Stephens

Phone: (980) 287-2734

E-mail: brit.stephens@regions.com,

With a copy to: ECMDesk@regions.com

Royal Bank of Canada

200 Vesey Street, 8th Floor

New York, New York 10281

Attention: Equity Syndicate Department

Phone: (877) 822-4089

E-mail: RBCECMCorporateEquityLinkedDocumentation@rbc.com,

The Toronto-Dominion Bank, c/o TD Securities (USA) LLC

1 Vanderbilt Avenue

New York, New York 10017

Attention: Global Equity Derivatives

Phone: (212) 827-7306

E-mail: TDUSA-GEDUSInvestorSolutionsSales@tdsecurities.com and Bradford.Limpert@tdsecurities.com,


Truist Bank

50 Hudson Yards, 70th Floor

New York, NY 10001

Attention: Equity Capital Markets

E-mail: dl.atm.offering@truist.com, with a copy to Rakesh Mangat, rakesh.mangat@truist.com,

and

Wells Fargo Bank, National Association

500 West 33rd Street

New York, New York 10001

E-mail: CorporateDerivativeNotifications@wellsfargo.com,

and if to the Company to:

UDR, Inc.

1745 Shea Center Drive, Suite 200

Highlands Ranch, Colorado 80129

Fax No.: (720) 283-2453

Attention: Legal Department

Email: legal@udr.com

With a copy to:

Goodwin Procter LLP

1900 N Street, NW

Washington, D.C. 20036

(202) 346-4000

Attention: David M. Lynn

David H. Roberts

E-mail: DLynn@goodwinlaw.com, DRoberts@goodwinlaw.com

6.Waiver. Solely with respect to the filing of the Registration Statement, each of the undersigned Agents and Forward Purchasers hereby agree that the non-compliance by the Company with the requirements set forth in Section 3(q) of the Agreement relating to the Company filing a new automatic shelf registration statement prior to the Renewal Deadline is waived.

7.Governing Law. THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO ITS PRINCIPLES OF CONFLICTS OF LAW.

8.Counterparts. This Amendment may be executed in any number of counterparts, each of which shall be deemed to be an original, but all such counterparts shall together constitute one and the same Amendment. Counterparts may be delivered via facsimile, electronic mail (including any electronic signature covered by the U.S. federal ESIGN Act of 2000, Uniform


Electronic Transactions Act, the Electronic Signatures and Records Act or other applicable law, e.g., www.docusign.com) or other transmission method and any counterpart so delivered shall be deemed to have been duly and validly delivered and be valid and effective for all purposes.

9.Successors and Assigns.  An entity acting as a Forward Purchaser (the “Previous Forward Purchaser”) may, without the consent of the other parties hereto, designate an affiliate to replace it as Forward Purchaser (the “New Forward Purchaser”), in which case, from the date of such designation, the New Forward Purchaser shall for all the purposes of this Amendment and the Agreement be substituted for the Previous Forward Purchaser as a Forward Purchaser party hereto (as assignee of the Previous Forward Purchaser).

10.Agreement Remains in Effect.  Except as provided herein, all provisions, terms and conditions of the Agreement shall remain in full force and effect.  As amended hereby, the Agreement is ratified and confirmed in all respects.

Terms used herein but not otherwise defined are used herein as defined in the Agreement.


If the foregoing is in accordance with your understanding of our agreement, please sign and return to the Company a counterpart hereof; whereupon this instrument, along with all counterparts, will become a binding agreement among the Agents, the Forward Purchasers and the Company in accordance with its terms.

Very truly yours,

UDR, Inc.

By:​ ​/s/David D. Bragg____________________
Name: David D. Bragg
Title: Senior Vice President and Chief Financial Officer


Accepted as of the date hereof

In their capacity as Agents

BOFA SECURITIES, INC.

By:

/s/ Shawn Cepeda

Name: Shawn Cepeda

Title: Managing Director

BNY MELLON CAPITAL MARKETS, LLC

By:

/s/ Dan Klinger

Name: Dan Klinger

Title: Managing Director

BTIG, LLC

By:

/s/ Eric Clark

Name: Eric Clark

Title: Managing Director

Citigroup Global Markets Inc.

By:

/s/ Kevin Koeller

Name: Kevin Koeller

Title: Vice President


jefferies LLC

By:

/s/ William Barber

Name: William Barber

Title: Managing Director

J.P. Morgan Securities LLC

By:

/s/ Sanjeet Dewal

Name: Sanjeet Dewal

Title: Managing Director

[Signature Page – Amendment No. 2 to ATM Sales Agreement]


Morgan Stanley & Co. LLC

By:

/s/ Ethan Woo

Name: Ethan Woo

Title: Vice President

NOMURA SECURITIES INTERNATIONAL, INC., as forward seller (acting through BTIG, LLC as its agent)

By:

/s/ Jeffrey Petillo

Name: Jeffrey Petillo

Title: Authorized Representative

RBC CAPITAL MARKETS, LLC

By:

/s/ J.T. Deignan

Name: J.T. Deignan

Title: Managing Director

REGIONS SECURITIES LLC

By:

/s/ Edward L. Armstrong

Name: Edward L. Armstrong

Title: Managing Director - ECM

TD SECURITIES (USA) LLC

By:

/s/ Adriano Pierroz

Name: Adriano Pierroz

Title: Director

TRUIST SECURITIES, INC.

By:

/s/ Keith Carpenter

Name: Keith Carpenter

Title: Managing Director

[Signature Page – Amendment No. 2 to ATM Sales Agreement]


Wells Fargo securities, LLC

By:

/s/ Rohit Mehta

Name: Rohit Mehta

Title: Managing Director

[Signature Page – Amendment No. 2 to ATM Sales Agreement]


Accepted as of the date hereof

Acting their capacities as Forward Purchasers, solely as the recipient and/or beneficiary of certain representations, warranties, covenants and indemnities as set forth in this Agreement

BANK OF AMERICA, N.A.

By:/s/ Shawn Cepeda_______________

Name: Shawn Cepeda

Title: Managing Director

THE BANK OF NEW YORK MELLON

By:/s/ Dan Klinger_________________

Name: Dan Klinger

Title: Managing Director

CITIBANK, N.A.

By:/s/ Eric Natelson________________

Name: Eric Natelson

Title: Authorized Signatory

JEFFERIES LLC

By:/s/ William Barber_____________

Name: William Barber

Title: Managing Director

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION

By:/s/ Sanjeet Dewal______________

Name: Sanjeet Dewal

Title: Managing Director

[Signature Page – Amendment No. 2 to ATM Sales Agreement]


MORGAN STANLEY & CO. LLC

By:/s/ Ellen Weinstein_______________

Name: Ellen Weinstein

Title: Managing Director

NOMURA GLOBAL FINANCIAL PRODUCTS, INC

By:/s/ Jeffrey Petillo________________

Name: Jeffrey Petillo

Title: Authorized Representative

REGIONS SECURITIES LLC

By:/s/ Edward L. Armstrong__________

Name: Edward L. Armstrong

Title: Managing Director - ECM

ROYAL BANK OF CANADA

By:/s/ Chris Amery​ ​_________________

Name: Chris Amery

Title: Managing Director

THE TORONTO-DOMINION BANK

By:/s/ Christopher Obalde____________

Name: Christopher Obalde

Title: Authorized Signatory

TRUIST BANK

By:/s/ Rakesh Mangat________________

Name: Rakesh Mangat

Title: Managing Director

WELLS FARGO BANK, NATIONAL ASSOCIATION

By:/s/ Kevin Brillhart________________

Name: Kevin Brillhart

Title: Managing Director

[Signature Page – Amendment No. 2 to ATM Sales Agreement]


Exhibit 1.2

UDR, INC.
Medium-Term Notes, Series A
Due Nine Months or More From Date of Issue

Fully and Unconditionally Guaranteed by

UNITED DOMINION REALTY, L.P.

(a Delaware limited partnership)

AMENDMENT NO. 5 TO THE

THIRD AMENDED AND RESTATED DISTRIBUTION AGREEMENT

February 20, 2026

BofA Securities, Inc.

One Bryant Park

New York, New York 10036

RBC Capital Markets, LLC

200 Vesey Street, 8th Floor

New York, New York 10281

BNY Mellon Capital Markets, LLC

240 Greenwich Street, 3rd Floor

New York, New York 10286

Samuel A. Ramirez & Company, Inc.

14 East 52nd St.

New York, NY 10022

Citigroup Global Markets Inc.

388 Greenwich Street

New York, New York 10013

TD Securities (USA) LLC

1 Vanderbilt Avenue, 11th Floor

New York, New York 10017

J.P. Morgan Securities LLC

270 Park Avenue

New York, New York 10017

Truist Securities, Inc.

50 Hudson Yards, 70th Floor

New York, NY 10001

Morgan Stanley & Co. LLC

1585 Broadway

New York, New York 10036

U.S. Bancorp Investments, Inc.

214 N. Tryon Street, 26th Floor

Charlotte, North Carolina 28202

PNC Capital Markets LLC

300 Fifth Avenue

Pittsburgh, Pennsylvania 15222

Wells Fargo Securities, LLC

550 S. Tryon Street

Charlotte, North Carolina 28202

Regions Securities LLC

1180 West Peachtree St., NW, Suite 1400

Atlanta, Georgia 30309

Ladies and Gentlemen:

Reference is made to the Third Amended and Restated Distribution Agreement, dated September 1, 2011 (the “Agreement”), by and among UDR, Inc. (the “Company”) and United


February 20, 2026

Page 2

Dominion Realty, L.P. (the “Operating Partnership”) and Citigroup Global Markets Inc., Deutsche Bank Securities Inc., J.P. Morgan Securities LLC, BofA Securities, Inc. (as successor in interest to Merrill Lynch, Pierce, Fenner & Smith Incorporated), Morgan Stanley & Co. LLC and Wells Fargo Securities, LLC, as amended by Amendment No. 1 thereto, dated July 29, 2014, Amendment No. 2 thereto, dated April 27, 2017, by and among the Company, the Operating Partnership and Citigroup Global Markets Inc., J.P. Morgan Securities LLC, BofA Securities, Inc. (as successor in interest to Merrill Lynch, Pierce, Fenner & Smith Incorporated), Morgan Stanley & Co. LLC and Wells Fargo Securities, LLC, Amendment No. 3 thereto, dated May 7, 2020, by and among the Company, the Operating Partnership and BofA Securities, Inc., BNY Mellon Capital Markets, LLC, Citigroup Global Markets Inc., Jefferies LLC, J.P. Morgan Securities LLC, Morgan Stanley & Co. LLC, MUFG Securities Americas Inc., PNC Capital Markets LLC, Regions Securities LLC, RBC Capital Markets, LLC, Samuel A. Ramirez & Company, Inc., Truist Securities, Inc. (as successor in interest to SunTrust Robinson Humphrey, Inc.), TD Securities (USA) LLC, U.S. Bancorp Investments, Inc. and Wells Fargo Securities, LLC, and Amendment No. 4 thereto, dated February 14, 2023, by and among the Company, the Operating Partnership and BofA Securities, Inc., BNY Mellon Capital Markets, LLC, Citigroup Global Markets Inc., J.P. Morgan Securities LLC, Morgan Stanley & Co. LLC, PNC Capital Markets LLC, Regions Securities LLC, RBC Capital Markets, LLC, Samuel A. Ramirez & Company, Inc., TD Securities (USA) LLC, Truist Securities, Inc., U.S. Bancorp Investments, Inc. and Wells Fargo Securities, LLC (collectively, the “Parties”). On February 18, 2026, the Company and the Operating Partnership filed with the Securities and Exchange Commission (the “Commission”) an “automatic shelf registration statement” as defined under Rule 405 under the Securities Act of 1933, as amended (the “1933 Act”), on Form S-3 (File No. 333-293550) (the “Registration Statement”), in respect of certain of the Company’s and the Operating Partnership’s securities, following the expiration of the Company’s automatic shelf registration statement on Form S-3 (File No. 333-269757) (the “Expired Registration Statement”). The Parties wish to amend the Agreement to reference the Registration Statement instead of the Expired Registration Statement and to reflect changes to the sections noted below (this “Amendment”). The Parties therefore hereby agree as follows:

1.Commission File Number. The third paragraph of the Agreement is hereby amended so that the reference to the Commission file number of the automatic shelf registration statement on Form S-3 filed by the Company with the Commission shall be file number 333-293550.
2.Effective Date. Section 2(a)(iii) of the Agreement is hereby amended to reflect that the effective date of the Registration Statement is February 18, 2026.
3.Notices. Section 13 is hereby deleted in its entirety and replaced with the following:

Unless otherwise provided herein, all notices required under the terms and provisions hereof shall be in writing, either delivered by hand, by mail or by telex, telecopier or telegram, and any such notice shall be effective when received at the address specified below.

If to the Company of the Operating Partnership to:


February 20, 2026

Page 3

UDR, Inc.
1745 Shea Center Drive, Suite 200
Highlands Ranch, Colorado 80129
Facsimile: (720) 283-2453

Attention:Legal Department

Email: legal@udr.com

With a copy to:


Goodwin Procter LLP
1900 N Street, NW

Washington, D.C. 20036

(202) 346-4000

Attention: David M. Lynn

David H. Roberts

E-mail: DLynn@goodwinlaw.com, DRoberts@goodwinlaw.com

If to the Agents:

BofA Securities, Inc.

114 West 47th Street

NY8-114-07-01

New York, New York 10036

Attention: High Grade Transaction Management/Legal

Facsimile: (212) 901-7881

BNY Mellon Capital Markets, LLC

240 Greenwich Street, 3rd Floor

New York, New York 10286

Citigroup Global Markets Inc.

388 Greenwich Street

New York, New York 10013

Attention: Transaction Execution Group

Email: TEG.NewYork@citi.com

Facsimile: (646) 291-5209

J.P. Morgan Securities LLC

270 Park Avenue

New York, New York 10017

Attention: Medium-Term Note Desk

Facsimile: (212) 834-6081

Morgan Stanley & Co. LLC

1585 Broadway, 29th Floor

New York, New York 10036


February 20, 2026

Page 4

Attention: Investment Banking Division

Facsimile: (212) 507-8999

PNC Capital Markets LLC

300 Fifth Avenue, 10th Floor

Pittsburgh, Pennsylvania 15222

Attention: Debt Capital Markets, Transaction Execution

Facsimile: (412) 762-2760

Regions Securities LLC

615 South College Street, Suite 600

Charlotte, North Carolina 28202

RBC Capital Markets, LLC

200 Vesey Street, 8th Floor

New York, New York 10281

Attention: DCM Transaction Management

Facsimile: (212) 428-6308

Samuel A. Ramirez & Company, Inc.

14 East 52nd St.

New York, NY 10022

Truist Securities, Inc.

50 Hudson Yards, 70th Floor

New York, NY 10001

Attention: Investment Grade Debt Capital Markets

Facsimile: (404) 926-5027

TD Securities (USA) LLC

1 Vanderbilt Avenue, 11th Floor

New York, New York 10017

United States of America

Email: USTransactionadvisorygroup@tdsecurities.com

Attention: Transaction Advisory Group

U.S. Bancorp Investments, Inc.

214 N. Tryon Street, 26th Floor

Charlotte, North Carolina 28202

Attention: Credit Fixed Income

Facsimile: (704) 335-2393

Wells Fargo Securities, LLC

550 South Tryon Street, 5th Floor

Charlotte, North Carolina 28202

Attention: Transaction Management


February 20, 2026

Page 5

Email: tmgcapitalmarkets@wellsfargo.com

4.Wavier. Solely with respect to the filing of the Registration Statement, each of the undersigned Agents hereby agree that the non-compliance by the Company with the requirements set forth in Section 4(b) of the Agreement relating to the Company filing a new automatic shelf registration statement prior to the Renewal Deadline is waived.
5.Governing Law; Forum. This Amendment and all the rights and obligations of the parties shall be governed by and construed in accordance with the laws of the State of New York applicable to agreements made and to be performed in such State. Any suit, action or proceeding brought by the Company against any of the agents referenced above in connection with or arising under this Amendment shall be brought solely in the state or federal court of appropriate jurisdiction located in the Borough of Manhattan, The City of New York.
6.Counterparts. This Agreement shall be valid, binding, and enforceable against a party only when executed by an authorized individual on behalf of the party by means of (i) an electronic signature that complies with the federal Electronic Signatures in Global and National Commerce Act, state enactments of the Uniform Electronic Transactions Act, or any other relevant and applicable electronic signatures law; (ii) an original manual signature; or (iii) a faxed, scanned, or photocopied manual signature. Each electronic signature or faxed, scanned, or photocopied manual signature shall for all purposes have the same validity, legal effect, and admissibility in evidence as an original manual signature. This Agreement may be executed in any number of counterparts, each of which shall be deemed to be an original, but such counterparts shall, together, constitute only one instrument.
7.Agreement Remains in Effect. Except as provided herein, all provisions, terms and conditions of the Agreement shall remain in full force and effect. As amended hereby, the Agreement is ratified and confirmed in all respects.

Terms used herein but not otherwise defined are used herein as defined in the Agreement.


If the foregoing is in accordance with your understanding of our agreement, please sign and return the enclosed duplicate hereof, whereupon this letter and your acceptance shall represent a binding agreement between the Company, the Operating Partnership and each of you.

Very truly yours,

UDR, Inc.

By:

/s/ David D. Bragg

Name:

 

David D. Bragg

Title:

 

Senior Vice President and Chief Financial Officer

United Dominion Realty, L.P.

By UDR, Inc., its general partner

By:

/s/ David D. Bragg

Name:

David D. Bragg

Title:

Senior Vice President and Chief Financial Officer

Signature Page to Distribution Agreement Amendment No. 5


The foregoing Amendment No. 5 to

the Agreement is hereby confirmed

and accepted as of the date first

written above.

BOFA SECURITIES, INC.

By:

/s/ Shawn Cepeda

Name: Shawn Cepeda

Title: Managing Director

BNY MELLON CAPITAL MARKETS, LLC

By:

/s/ Dan Klinger

Name: Dan Klinger

Title: Managing Director

CITIGROUP GLOBAL MARKETS INC.

By:

/s/ Adam D. Bordner

Name: Adam D. Bordner

Title: Managing Director

J.P.MORGAN SECURITIES LLC

By:

/s/ Stephen L. Sheiner

Name: Stephen L. Sheiner

Title: Executive Director

Signature Page to Distribution Agreement Amendment No. 5


MORGAN STANLEY & CO. LLC

By:

/s/ Yiming Hu

Name: Yiming Hu

Title: Vice President

PNC CAPITAL MARKETS LLC

By:

/s/ Mitchell O’Shell

Name: Mitchell O’Shell

Title: Senior Associate

REGIONS SECURITIES LLC

By:

/s/ Edward L. Armstrong

Name: Edward L. Armstrong

Title: Managing Director - ECM

RBC CAPITAL MARKETS, LLC

By:

/s/ J.T. Deignan

Name: J.T. Deignan

Title: Managing Director

SAMUEL A. RAMIREZ & COMPANY, INC.

By:

/s/ Richard Viton

Name: Richard Viton

Title: Managing Director

Signature Page to Distribution Agreement Amendment No. 5


TD SECURITIES (USA) LLC

By:

/s/ Chandni Joshi

Name: Chandni Joshi

Title: Director

TRUIST SECURITIES, INC.

By:

/s/ Rob Nordlinger

Name: Rob Nordlinger

Title: Managing Director

U.S. BANCORP INVESTMENTS, INC.

By:

/s/ Charles P. Carpenter

Name: Charles P. Carpenter

Title: Senior Vice President

WELLS FARGO SECURITIES, LLC

By:

/s/ Carolyn Hurley

Name: Carolyn Hurley

Title: Managing Director

Signature Page to Distribution Agreement Amendment No. 5


[Goodwin Procter LLP letterhead]

Exhibit 5.1

February 20, 2026

UDR, Inc.

United Dominion Realty, L.P.

1745 Shea Center Drive, Suite 200
Highlands Ranch, Colorado 80129

Re:Securities Registered under Registration Statement on Form S-3

We have acted as counsel to you in connection with your filing of a Registration Statement on Form S-3 (File No. 333-293550) (as amended or supplemented, the “Registration Statement”) filed on February 18, 2026 with the Securities and Exchange Commission (the “Commission”) pursuant to the Securities Act of 1933, as amended (the “Securities Act”), relating to the registration of the offering by UDR, Inc., a Maryland corporation (the “Company”), of any combination of securities of the types specified therein. The Registration Statement became automatically effective upon filing with the Commission on February 18, 2026. Reference is made to our opinion letter dated February 18, 2026 and included as Exhibit 5.1 to the Registration Statement. We are delivering this supplemental opinion letter in connection with the prospectus supplement (the “Prospectus Supplement”) filed on February 20, 2026 by the Company with the Commission pursuant to Rule 424 under the Securities Act. The Prospectus Supplement relates to the offering by the Company of up to 14,016,954 shares (the “Total Shares”) of the Company’s common stock, par value $0.01 per share (“Common Stock”) covered by the Registration Statement. The Total Shares are being offered and sold by the Company pursuant to the terms of the ATM Sales Agreement, dated July 29, 2021, as amended on February 14, 2023 and February 20, 2026, (the “Distribution Agreement”), among the Company and J.P. Morgan Securities LLC, BofA Securities, Inc., Citigroup Global Markets Inc., Morgan Stanley & Co. LLC, Wells Fargo Securities, LLC, Jefferies LLC, BTIG, LLC, Nomura Securities International, Inc. (as forward seller through BTIG, LLC as its agent), Regions Securities LLC, TD Securities (USA) LLC, Truist Securities, Inc., BNY Mellon Capital Markets, LLC and RBC Capital Markets, LLC, acting as sales agents, forward sellers and/or principals, and J.P. Morgan Securities LLC, BofA Securities, Inc., Citibank, N.A., Morgan Stanley & Co. LLC, Wells Fargo Securities, LLC, Jefferies LLC, Nomura Global Financial Products, Inc., Regions Securities LLC, TD Securities (USA) LLC, Truist Securities, Inc., BNY Mellon Capital Markets, LLC and RBC Capital Markets LLC acting as forward purchasers, and one or more related Confirmations (as defined in the Distribution Agreement), and in the manner described in the Registration Statement and the Prospectus.

Pursuant to the Distribution Agreement, the Total Shares may include (i) shares of Common Stock sold by the Company through the sales agents (the “Issuance Shares”) and (ii) shares of Common Stock borrowed by the forward purchasers (or their affiliates) from third parties (the “Borrowed Shares”) and sold by the forward sellers pursuant to one or more forward transactions by the Company (each, a “Forward” and, collectively, the “Forwards”). The


UDR, Inc.

February 20, 2026

Page 2 of 2

Forwards are to be governed by the terms of the Confirmations entered into for each Forward in accordance with the terms of the Distribution Agreement pursuant to which the forward purchasers will agree to purchase from the Company (subject to the Company’s right to elect cash settlement or net share settlement), a number of shares of Common Stock equal to the number of Borrowed Shares sold by the forward sellers pursuant to the Distribution Agreement (the “Forward Settlement Shares” and, together with the Issuance Shares, the “Shares”), subject to adjustment as set forth therein, for a purchase price equal to the price at which the Borrowed Shares were sold by the forward sellers, less certain commissions and subject to certain adjustments set forth therein.

We have reviewed such documents and made such examination of law as we have deemed appropriate to give the opinion set forth below. We have relied, without independent verification, on certificates of public officials and, as to matters of fact material to the opinion set forth below, on certificates of officers of the Company.

For purposes of the opinion set forth below, we have assumed that no event occurs that causes the number of authorized shares of Common Stock available for issuance by the Company to be less than the aggregate of (i) the maximum number of then unissued Issuance Shares that may be issued plus (ii) the number of Forward Settlement Shares subject to the Forwards that have not then settled.

The opinion set forth below is limited to the Maryland General Corporation Law.

Based on the foregoing, we are of the opinion that the Shares have been duly authorized and, when issued, delivered and paid for in accordance with the Distribution Agreement and/or a Confirmation, as applicable, and in exchange for a price per share equal to or greater than the minimum price authorized by the Company’s board of directors or a duly authorized committee thereof, will be validly issued, fully paid and nonassessable.

This opinion is being furnished to you for submission to the Commission as an exhibit to the Company’s Current Report on Form 8-K relating to the Shares (the “Current Report”), which is incorporated by reference in the Registration Statement. We hereby consent to the filing of this opinion letter as an exhibit to the Current Report and its incorporation by reference and the reference to our firm in that report. In giving our consent, we do not admit that we are in the category of persons whose consent is required under Section 7 of the Securities Act or the rules and regulations thereunder.

Very truly yours,

/s/ Goodwin Procter LLP

GOODWIN PROCTER LLP