CALCULATION OF REGISTRATION FEE
 
Title of Each Class of	Maximum Aggregate	Amount of	
Securities Offered	Offering Price	Registration Fee(1)	
1.400% Ally Financial Term Notes, Series A Due December 15, 2024	$445,000	$41.25	
1.800% Ally Financial Term Notes, Series A Due December 15, 2026	$325,000	$30.13	

(1) Calculated in accordance with Rule 457(r) under the Securities Act of 1933, as amended.   

 

Filed under Rule 424(b)(2), Registration Statement No. 333-226651
Pricing Supplement No. 280 - Dated Monday, December 20, 2021 (To: Prospectus dated August 7, 2018)

CUSIP	Principal	 	Gross	Net	Coupon	Coupon	Coupon	Maturity	1st Coupon	1st Coupon	Survivor's	Product	
Number	Amount	Selling Price	Concession	Proceeds	Type	Rate	Frequency	Date	Date	Amount	Option	Ranking	
02006DB67	$445,000.00	100.000%	0.825%	$441,328.75	Fixed	1.400%	Monthly	12/15/2024	01/15/2022	$0.86	Yes	Senior Unsecured Notes	
Redemption Information: Callable at 100% on 6/15/2022 and Semi-Annually thereafter with 30 Calendar Days' Notice.	
02006DB75	$325,000.00	100.000%	1.250%	$320,937.50	Fixed	1.800%	Monthly	12/15/2026	01/15/2022	$1.10	Yes	Senior Unsecured Notes	
Redemption Information: Callable at 100% on 6/15/2022 and Semi-Annually thereafter with 30 Calendar Days' Notice.	
 
Ally Financial Inc.

 	Offering Date: Monday, December 13, 2021 through Monday, December 20, 2021
Trade Date: Monday, December 20, 2021 @ 12:00 PM ET
Settle Date: Thursday, December 23, 2021
Minimum Denomination/Increments:$1,000.00/$1,000.00
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC Number 0235 via RBC Dain Rauscher Inc
 
Agents: InspereX, LLC, Citigroup, RBC Capital Markets, Morgan Stanley, J.P. Morgan, Wells Fargo Advisors, LLC
 
If the maturity date or an interest payment date for any note is not a business day (as term is defined in prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date.
 
Legal Matters- Validity of the Notes:
In the opinion of counsel to Ally Financial Inc. (the “Company”), when the notes offered by this pricing supplement have been executed and issued by the Company and authenticated by the trustee pursuant to the indenture dated as of September 24, 1996,with The Bank of New York Mellon (as successor to JPMorgan Chase Bank, N.A.), as trustee (the “Trustee”), as amended and supplemented from time to time (the “Indenture”), and delivered against payment as contemplated herein, such notes will be valid and binding obligations of the Company, subject to applicable bankruptcy, insolvency and similar laws affecting creditors’ rights generally, concepts of reasonableness and equitable principles of general applicability, and provided that I express no opinion as to (i) the enforceability of any waiver of rights under any usury or stay law, (ii) the effect of fraudulent conveyance, fraudulent transfer or similar provision of applicable law on the conclusions expressed above and (ii) the validity, legally binding effect or enforceability of any provision that permits holders to collect any portion of stated principal amount upon acceleration of the notes to the extent determined to constitute unearned interest. This opinion is given as of the date hereof and is limited to Federal laws of the United States of America, the law of the State of New York and the General Corporation Law of the State of Delaware. In addition, this opinion is subject to customary assumptions about the Trustee’s authorization, execution and delivery of the Indenture, the Trustee’s authentication of the notes, and the validity, binding nature and enforceability of the Indenture with respect to the Trustee, and the genuineness of signatures and to such counsel’s reliance on the Company and other sources as to certain factual matters, all as stated in the letter of such counsel dated August 24, 2012, which has been filed as Exhibit 5.1 to the Registration Statement.	Ally Financial Inc.
Ally Financial Term Notes, Series A
Prospectus dated August 7, 2018