The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

  UNITED STATES SECURITIES AND EXCHANGE COMMISSION OMB APPROVAL
 Washington, D.C. 20549
FORM 13F
OMB Number:   3235-0006
Estimated average burden
hours per response:       23.8


FORM 13F COVER PAGE


Report for the Calendar Year or Quarter Ended:
12-31-2024
 
Check here if Amendment:      Amendment Number:
 
This Amendment (Check only one.):    is a restatement.
     adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:First Financial Bankshares Inc 
Address:400 Pine Street 
 Abilene TX 79601 

Form 13F File Number:  028-23917 
CRD Number (if applicable):   
SEC File Number (if applicable):   


The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:Michelle S. Hickox 
Title:EVP, CFO, Secretary and Treasurer 
Phone: (325) 627-7361 

Signature, Place, and Date of Signing:

/s/ Michelle S. Hickox Abilene,  TEXAS 02-11-2025 
[Signature][City, State][Date]

Do you wish to provide information pursuant to Special Instruction 5?        Yes      X  No

Report Type (Check only one.):

X  13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)

     13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)

     13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
Form 13F Information table Entry Total:170 
Form 13F Information table Value Total:4,622,644,353 
 (round to nearest dollar)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F number(s) of all institutional investement managers with respect to which this report is filed, other than the manager filing this report.

   No.NameForm 13F File NumberCRD No. (if applicable)SEC File No. (if applicable)CIK
First Financial Trust & Asset Management Company      

FORM 13F INFORMATION TABLE

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
NAME OF ISSUER TITLE OF CLASS CUSIPFIGI VALUE
(round to nearest dollar)
SHRS OR
PRN AMT
SH /
PRN
PUT /
CALL
INVESTMENT
DISCRETION
OTHER
MANAGER
VOTING AUTHORITY
SOLESHAREDNONE
Abbott LaboratoriesCOM002824100-12,374,347109,401SH-DFND1109,40100
AbbVie IncCOM00287Y109-895,6085,040SH-DFND15,04000
Adobe IncCOM00724F101-17,515,94539,390SH-DFND139,39000
ADVANCED MICRO DEVCOM007903107-10,441,69286,445SH-DFND186,44500
AES CORPCOM00130H105-1,978,312153,715SH-DFND1153,71500
Aflac IncCOM001055102-274,1162,650SH-DFND12,65000
Alexandria Real Estate EquitieCOM015271109-28,341,982290,538SH-DFND1290,53800
ALPHABET INCCAP STK CL A02079K305-77,448,120409,129SH-DFND1409,12900
ALPHABET INCCAP STK CL C02079K107-1,761,7609,251SH-DFND19,25100
Amazon.com IncCOM023135106-67,461,328307,495SH-DFND1307,49500
American Electric Power Co IncCOM025537101-56,682,990614,583SH-DFND1614,58300
American Tower CorpCOM03027X100-23,373,403127,438SH-DFND1127,43800
Amgen IncCOM031162100-59,700,374229,053SH-DFND1229,05300
Apple IncCOM037833100-187,125,093747,245SH-DFND1747,24500
AUTOMATIC DATA PROCESSINGCOM053015103-305,9031,045SH-DFND11,04500
BERKSHIRE HATHAWAYCL A084670108-1,361,8402SH-DFND1200
Berkshire Hathaway IncCL B NEW084670702-1,067,9282,356SH-DFND12,35600
BK OF AMERICA CORPCOM060505104-63,735,5431,450,183SH-DFND11,450,18300
BlackRock Fund AdvisorsCORE S&P MCP ETF464287507-164,349,4172,637,609SH-DFND12,637,60900
BlackRock Fund AdvisorsCORE S&P SCP ETF464287804-27,869,183241,878SH-DFND1241,87800
BlackRock Fund AdvisorsMSCI EAFE ETF464287465-5,698,12175,362SH-DFND175,36200
BlackRock Fund AdvisorsRUS 1000 ETF464287622-4,975,43915,444SH-DFND115,44400
BlackRock Fund AdvisorsRUS MID CAP ETF464287499-976,99711,052SH-DFND111,05200
BlackRock Fund AdvisorsUS TRSPRTION464287192-18,060,988267,293SH-DFND1267,29300
Blackstone IncCOM09260D107-125,290,200726,657SH-DFND1726,65700
Booking Holdings IncCOM09857L108-4,153,599836SH-DFND183600
Broadcom IncCOM11135F101-166,118,460716,522SH-DFND1716,52200
Camden Property TrustSH BEN INT133131102-18,933,551163,164SH-DFND1163,16400
CARRIER GLOBAL CORPCOM14448C104-218,4323,200SH-DFND13,20000
Caterpillar IncCOM149123101-730,2362,013SH-DFND12,01300
CBIZ IncCOM124805102-478,3785,846SH-DFND15,84600
CHARLES SCHWAB INVESTMENT MANAUS DIVIDEND EQ808524797-355,43313,010SH-DFND113,01000
Chart Industries IncCOM16115Q308-6,332,26233,181SH-DFND133,18100
Chemed CorpCOM16359R103-1,222,7782,308SH-DFND12,30800
Chevron CorpCOM166764100-89,775,018619,822SH-DFND1619,82200
CIPHER MNG INCCOM17253J106-11,124,0472,397,424SH-DFND12,397,42400
CISCO SYSTEMSCOM17275R102-58,701,595991,581SH-DFND1991,58100
Citigroup IncCOM NEW172967424-47,058,882668,545SH-DFND1668,54500
Coca-Cola Co/TheCOM191216100-60,108,419965,442SH-DFND1965,44200
COLGATE-PALMOLIVECOM194162103-839,5549,235SH-DFND19,23500
COLUMBIA MANAGEMENT INVESTMENTCOM895436103-403,09712,720SH-DFND112,72000
Comcast CorpCL A20030N101-29,870,953795,922SH-DFND1795,92200
CONOCOPHILLIPSCOM20825C104-55,252,466557,149SH-DFND1557,14900
Cooper Cos Inc/TheCOM216648501-314,0333,416SH-DFND13,41600
Core Scientific IncCOM21874A106-753,58653,636SH-DFND153,63600
Costco Wholesale CorpCOM22160K105-426,982466SH-DFND146600
CUMMINS INCCOM231021106-372,3051,068SH-DFND11,06800
CVS Health CorpCOM126650100-300,4486,693SH-DFND16,69300
Danaher CorpCOM235851102-9,792,60342,660SH-DFND142,66000
DEERE & COCOM244199105-355,484839SH-DFND183900
DR HORTON INCCOM23331A109-424,7733,038SH-DFND13,03800
DUKE ENERGY CORPCOM NEW26441C204-221,0822,052SH-DFND12,05200
Eaton Corp PLCSHSG29183103-70,572,819212,652SH-DFND1212,65200
Eli Lilly & CoCOM532457108-780,4921,011SH-DFND11,01100
Entergy CorpCOM29364G103-227,4603,000SH-DFND13,00000
EQUINIX INCCOM29444U700-2,328,9382,470SH-DFND12,47000
Exxon Mobil CorpCOM30231G102-6,215,93357,785SH-DFND157,78500
Ferguson Enterprises IncCOMMON STOCK NEW31488V107-356,5132,054SH-DFND12,05400
First Financial Bankshares IncCOM32020R109-624,153,65717,313,555SH-SOLE16,273,8044,60011,035,151
GEN DYNAMICS CORPCOM369550108-307,2291,166SH-DFND11,16600
Generac Holdings IncCOM368736104-2,725,93417,581SH-DFND117,58100
Hewlett Packard Enterprise CoCOM42824C109-222,70210,431SH-DFND110,43100
Home Depot Inc/TheCOM437076102-48,421,475124,480SH-DFND1124,48000
Honeywell International IncCOM438516106-78,752,031348,630SH-DFND1348,63000
ILLINOIS TOOL WKSCOM452308109-332,9241,313SH-DFND11,31300
Incyte CorpCOM45337C102-2,767,42840,067SH-DFND140,06700
INTL BUSINESS MCHNCOM459200101-251,7051,145SH-DFND11,14500
Intuitive Surgical IncCOM NEW46120E602-3,277,9096,280SH-DFND16,28000
Invesco Capital Management LLCS&P500 LOW VOL46138E354-208,7402,982SH-DFND12,98200
Invesco Capital Management LLCUNIT SER 146090E103-490,781960SH-DFND196000
INVITATION HOMES INCCOM46187W107-33,759,4251,055,972SH-DFND11,055,97200
ISHARESCORE MSCI EAFE46432F842-689,2369,807SH-DFND19,80700
ISHARESCORE S&P500 ETF464287200-4,183,1607,106SH-DFND17,10600
ISHARESU.S. TECH ETF464287721-274,3741,720SH-DFND11,72000
iShares ETFs/USACORE DIV GRWTH46434V621-229,5343,742SH-DFND13,74200
ISHARES GOLD TRUSTISHARES NEW464285204-293,0505,919SH-DFND15,91900
ISHARES TRMSCI EMG MKT ETF464287234-1,837,40443,936SH-DFND143,93600
ISHARES/USANATIONAL MUN ETF464288414-442,7154,155SH-DFND14,15500
Johnson & JohnsonCOM478160104-93,331,530645,357SH-DFND1645,35700
JPMorgan Chase & CoCOM46625H100-187,898,362783,857SH-DFND1783,85700
Kimbell Royalty Partners LPUNIT49435R102-169,50610,444SH-DFND110,44400
KLA CorpCOM NEW482480100-1,614,3672,562SH-DFND12,56200
L3Harris Technologies IncCOM502431109-206,916984SH-DFND198400
Lamb Weston Holdings IncCOM513272104-5,987,16689,588SH-DFND189,58800
Lockheed Martin CorpCOM539830109-54,449,091112,049SH-DFND1112,04900
LOWE'S COS INCCOM548661107-15,750,03663,817SH-DFND163,81700
LULULEMON ATHLETICCOM550021109-1,263,1003,303SH-DFND13,30300
Lumen Technologies IncCOM550241103-273,47051,501SH-DFND151,50100
Main Street Capital CorpCOM56035L104-2,356,55640,228SH-DFND140,22800
Marriott International Inc/MDCL A571903202-737,2382,643SH-DFND12,64300
MASTERCARD INCCL A57636Q104-34,208,62164,965SH-DFND164,96500
MCDONALD'S CORPCOM580135101-90,716,147312,933SH-DFND1312,93300
MCKESSON CORPCOM58155Q103-854,8651,500SH-DFND11,50000
Medtronic PLCSHSG5960L103-51,320,104642,465SH-DFND1642,46500
Merck & Co IncCOM58933Y105-83,999,420844,385SH-DFND1844,38500
Meta Platforms IncCL A30303M102-46,327,30879,123SH-DFND179,12300
MICROSOFT CORPCOM594918104-220,802,776523,850SH-DFND1523,85000
MICROSTRATEGYCL A NEW594972408-472,0811,630SH-DFND11,63000
Mondelez International IncCL A609207105-72,468,0801,213,261SH-DFND11,213,26100
NETFLIX INCCOM64110L106-492,009552SH-DFND155200
Neurocrine Biosciences IncCOM64125C109-3,677,58326,942SH-DFND126,94200
NEXTERA ENERGYCOM65339F101-52,570,062733,297SH-DFND1733,29700
NiSource IncCOM65473P105-36,693,023998,178SH-DFND1998,17800
Norfolk Southern CorpCOM655844108-234,7001,000SH-DFND11,00000
NORTHROP GRUMMANCOM666807102-265,149565SH-DFND156500
Novartis AGSPONSORED ADR66987V109-20,881,267214,585SH-DFND1214,58500
NVIDIA CorpCOM67066G104-54,228,720403,818SH-DFND1403,81800
ORACLE CORPCOM68389X105-309,4501,857SH-DFND11,85700
Palo Alto Networks IncCOM697435105-6,611,33536,334SH-DFND136,33400
PayPal Holdings IncCOM70450Y103-517,8186,067SH-DFND16,06700
PEPSICO INCCOM713448108-66,979,541440,481SH-DFND1440,48100
Permian Basin Royalty TrustUNIT BEN INT714236106-132,96012,000SH-DFND112,00000
Pfizer IncCOM717081103-10,544,985397,474SH-DFND1397,47400
Phillips 66COM718546104-234,1262,055SH-DFND12,05500
Procter & Gamble Co/TheCOM742718109-599,9363,578SH-DFND13,57900
ProFrac Holding CorpCLASS A COM74319N100-93,12012,000SH-DFND112,00000
Prosperity Bancshares IncCOM743606105-1,188,87215,778SH-DFND115,77800
Quaker Chemical CorpCOM747316107-200,3011,423SH-DFND11,42300
QUALCOMM IncCOM747525103-257,9281,679SH-DFND11,67900
REALTY INCOME CORPCOM756109104-10,062,497188,401SH-DFND1188,40100
RenaissanceRe Holdings LtdCOMG7496G103-234,130941SH-DFND194100
Republic Services IncCOM760759100-824,2344,097SH-DFND14,09700
ROPER INDUSTRIES INCCOM776696106-2,133,4644,104SH-DFND14,10400
RTX CorpCOM75513E101-627,7815,425SH-DFND15,42500
S&P Global IncCOM78409V104-14,569,86829,255SH-DFND129,25500
Salesforce IncCOM79466L302-18,509,17755,362SH-DFND155,36200
San Juan Basin Royalty TrustUNIT BEN INT798241105-143,62537,500SH-DFND137,50000
Schlumberger NVCOM STK806857108-19,538,332509,607SH-DFND1509,60700
SELECT SECTOR SPDRSBI INT-UTILS81369Y886-46,298,892611,691SH-DFND1611,69100
ServiceNow IncCOM81762P102-22,499,98721,224SH-DFND121,22400
Southern Co/TheCOM842587107-246,3842,993SH-DFND12,99300
Southern Missouri Bancorp IncCOM843380106-882,75215,387SH-DFND115,38700
SPDR SERIES TRUSTS&P REGL BKG78464A698-23,355,510387,001SH-DFND1387,00100
SSgA Funds Management IncBLOOMBERG 1-3 MO78468R663-3,986,43943,601SH-DFND143,60100
SSgA Funds Management IncTR UNIT78462F103-2,761,6094,712SH-DFND14,71200
STARBUCKS CORPCOM855244109-31,184,688341,750SH-DFND1341,75000
STATE STREET ETF/USAUTSER1 S&PDCRP78467Y107-374,214657SH-DFND165700
Stifel Financial CorpCOM860630102-1,829,13717,243SH-DFND117,24300
Target CorpCOM87612E106-282,2562,088SH-DFND12,08800
Tesla IncCOM88160R101-3,291,7008,151SH-DFND18,15100
TEXAS INSTRUMENTSCOM882508104-379,3332,023SH-DFND12,02300
Thermo Fisher Scientific IncCOM883556102-622,1951,196SH-DFND11,19600
Trane Technologies PLCSHSG8994E103-608,3191,647SH-DFND11,64700
Union Pacific CorpCOM907818108-19,458,65385,330SH-DFND185,33000
United Therapeutics CorpCOM91307C102-4,843,43513,727SH-DFND113,72700
UnitedHealth Group IncCOM91324P102-19,320,31138,193SH-DFND138,19300
Valero Energy CorpCOM91913Y100-361,2732,947SH-DFND12,94700
Van Kampen Funds/Closed-end/USSH BEN INT46132E103-96,79611,075SH-DFND111,07500
VANGUARDS&P 500 ETF SHS922908363-31,414,24058,303SH-DFND158,30300
VANGUARD ETF/USADIV APP ETF921908844-245,5711,254SH-DFND11,25400
VANGUARD ETF/USAFTSE EMR MKT ETF922042858-41,629,823945,273SH-DFND1945,27300
VANGUARD ETF/USAINF TECH ETF92204A702-338,259544SH-DFND154400
VANGUARD ETF/USAINTER TERM TREAS92206C706-1,438,28424,798SH-DFND124,79800
VANGUARD ETF/USAINT-TERM CORP92206C870-20,436,662254,599SH-DFND1254,59900
VANGUARD ETF/USALONG TERM TREAS92206C847-10,120,747182,850SH-DFND1182,85000
VANGUARD ETF/USAMEGA GRWTH IND921910816-267,173778SH-DFND177800
VANGUARD ETF/USAMTG-BKD SECS ETF92206C771-39,021,916860,651SH-DFND1860,65100
VANGUARD ETF/USAREAL ESTATE ETF922908553-42,018,947471,699SH-DFND1471,69900
VANGUARD ETF/USASHRT TRM CORP BD92206C409-76,471,565980,279SH-DFND1980,27900
VANGUARD ETF/USASMALL CP ETF922908751-230,429959SH-DFND195900
VANGUARD ETF/USATOTAL BND MRKT921937835-172,328,5032,396,447SH-DFND12,396,44700
VANGUARD ETF/USAVAN FTSE DEV MKT921943858-102,200,5212,137,192SH-DFND12,137,19200
VANGUARD GROUP INC/THESHORT TERM TREAS92206C102-67,343,1171,157,496SH-DFND11,157,49600
Veeva Systems IncCL A COM922475108-390,2241,856SH-DFND11,85600
VERIZON COMMUNCOM92343V104-362,6299,068SH-DFND19,06800
VISA INCCOM CL A92826C839-841,6152,663SH-DFND12,66300
Walmart IncCOM931142103-45,366,813502,123SH-DFND1502,12300
Walt Disney Co/TheCOM254687106-202,9911,823SH-DFND11,82300
Williams Cos Inc/TheCOM969457100-82,391,4221,522,384SH-DFND11,522,38400
Workday IncCL A98138H101-8,527,63333,049SH-DFND133,04900