FORM 4
[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).         	UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
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                      	Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940	                      	

1. Name and Address of Reporting Person *

Koebler Ellen	2. Issuer Name and Ticker or Trading Symbol

SUNTRUST BANKS INC [ STI ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable)

_____ Director                    _____ 10% Owner
__X__ Officer (give title below)    _____ Other (specify below)
Chief Risk Officer	
(Last)         (First)         (Middle)

303 PEACHTREE STREET, NE	3. Date of Earliest Transaction (MM/DD/YYYY)

11/8/2019		
(Street)

ATLANTA, GA 30308
(City)       (State)       (Zip)	4. If Amendment, Date Original Filed (MM/DD/YYYY)

 	6. Individual or Joint/Group Filing (Check Applicable Line)

_X _ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person	

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned	
1.Title of Security
(Instr. 3)	2. Trans. Date	2A. Deemed Execution Date, if any	3. Trans. Code
(Instr. 8)	4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)	5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)	
			Code	V	Amount	(A) or (D)	Price				
Common Stock 	11/8/2019 	 	M	  	7517.283 	A	$71.04 	7517.924 	D 	
 	
Common Stock 	11/8/2019 	 	F	  	3391 	D	$71.04 	4126.924 	D 	

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)	
1. Title of Derivate Security
(Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Trans. Date	3A. Deemed Execution Date, if any	4. Trans. Code
(Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)	6. Date Exercisable and Expiration Date	7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4)	8. Price of Derivative Security
(Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)	
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares					
Phantom Stock Units (1)	 (1)	 	 	  	  	  	  	11/14/2019 	11/14/2019 	Common Stock 	4410.157 	 	4410.157 	D 	
 	
Phantom Stock Units (1)	 (1)	 	 	  	  	  	  	11/14/2019 	11/14/2020 	Common Stock 	4409.123 	 	4409.123 	D 	
 	
Phantom Stock Units (1)	 (1)	 	 	  	  	  	  	11/14/2019 	11/14/2021 	Common Stock 	4408.09 	 	4408.09 	D 	
 	
Phantom Stock Units (1)	 (1)	 	 	  	  	  	  	2/13/2020 	 (1)	Common Stock 	1395.951 	 	1395.951 	D 	
 	
Phantom Stock Units (1)	 (1)	 	 	  	  	  	  	2/13/2021 	 (1)	Common Stock 	1394.898 	 	1394.898 	D 	
 	
Phantom Stock Units (1)	 (1)	 	 	  	  	  	  	2/14/2020 	 (1)	Common Stock 	1627.08 	 	1627.08 	D 	
 	
Phantom Stock Units (1)	 (1)	11/8/2019 	 	M 	  	  	7517.283  	11/8/2019 	 (1)	Common Stock 	7517.283 	 (1)	0 	D 	
 	
Phantom Stock Units (2)	 (2)	 	 	  	  	  	  	2/8/2020 	 (2)	Common Stock 	7508.022 	 	7508.022 	D 	
 	
Phantom Stock Units (2)	 (2)	 	 	  	  	  	  	2/8/2021 	 (2)	Common Stock 	7506.998 	 	7506.998 	D 	
 	
Phantom Stock Units (2)	 (2)	 	 	  	  	  	  	2/8/2022 	 (2)	Common Stock 	7506.997 	 	7506.997 	D 	
 	
Phantom Stock Units (2)	 (2)	 	 	  	  	  	  	10/1/2022 	 (2)	Common Stock 	36944.355 	 	36944.355 	D 	

Explanation of Responses:	
(1) 	Represents time-vested restricted stock units granted pursuant to the SunTrust Banks, Inc. 2009 Stock Plan or 2018 Omnibus Incentive Compensation Plan. These Plans are exempt under Rule 16b-3. Units will be settled in shares of common stock. The award agreements contain tax withholding features that allow us to withhold units to satisfy tax withholding obligations.	
(2) 	Represents time-vested restricted stock units granted under the SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan. The plan is exempt under Rule 16b-3. Units will be settled in shares. The award agreements contain tax withholding features which allow us to withhold units to satisfy tax withholding obligations.	

Reporting Owners	
Reporting Owner Name / Address	Relationships	
	Director	10% Owner	Officer	Other	
Koebler Ellen
303 PEACHTREE STREET, NE
ATLANTA, GA 30308			Chief Risk Officer		

Signatures		
Curt Phillips, Attorney-in-Fact for Ellen C. Koebler		11/12/2019	
**Signature of Reporting Person		Date

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.	
*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).	
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).	
Note:	File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.	
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.