FORM 4
[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).         	UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
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                      	Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940	                      	

1. Name and Address of Reporting Person *

Cummins Hugh S. III	2. Issuer Name and Ticker or Trading Symbol

SUNTRUST BANKS INC [ STI ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable)

_____ Director                    _____ 10% Owner
__X__ Officer (give title below)    _____ Other (specify below)
Co-COO/Wholesale Segment Exec	
(Last)         (First)         (Middle)

303 PEACHTREE STREET, NE	3. Date of Earliest Transaction (MM/DD/YYYY)

11/21/2019		
(Street)

ATLANTA, GA 30308
(City)       (State)       (Zip)	4. If Amendment, Date Original Filed (MM/DD/YYYY)

 	6. Individual or Joint/Group Filing (Check Applicable Line)

_X _ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person	

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned	
1.Title of Security
(Instr. 3)	2. Trans. Date	2A. Deemed Execution Date, if any	3. Trans. Code
(Instr. 8)	4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)	5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)	
			Code	V	Amount	(A) or (D)	Price				
Common Stock 	11/21/2019 	 	S	  	25000 	D	$70.0018 (7)	68404.496 	D 	
 	
Common Stock 	 	 	 	  	 	 	 	2860.4958 	I 	401(k) (1)	

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)	
1. Title of Derivate Security
(Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Trans. Date	3A. Deemed Execution Date, if any	4. Trans. Code
(Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)	6. Date Exercisable and Expiration Date	7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4)	8. Price of Derivative Security
(Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)	
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares					
Phantom Stock Units (3)	 (3)	 	 	  	  	  	  	 (3)	 (3)	Common Stock 	1158.7489 	 	1158.7489 	D 	
 	
Phantom Stock Units (2)	 (2)	 	 	  	  	  	  	2/14/2020 	2/14/2020 	Common Stock 	2115.204 	 	2115.204 	D 	
 	
Phantom Stock Units (2)	 (2)	 	 	  	  	  	  	2/9/2020 	2/9/2020 	Common Stock 	49869.194 	 	49869.194 	D 	
 	
Phantom Stock Units (2)	 (2)	 	 	  	  	  	  	2/13/2020 	 (2)	Common Stock 	4265.818 	 	4265.818 	D 	
 	
Phantom Stock Units (2)	 (2)	 	 	  	  	  	  	2/13/2021 	 (2)	Common Stock 	4264.765 	 	4264.765 	D 	
 	
Phantom Stock Units (4)	 (4)	 	 	  	  	  	  	2/8/2020 	 (4)	Common Stock 	17204.645 	 	17204.645 	D 	
 	
Phantom Stock Units (4)	 (4)	 	 	  	  	  	  	2/8/2021 	 (4)	Common Stock 	17203.621 	 	17203.621 	D 	
 	
Phantom Stock Units (4)	 (4)	 	 	  	  	  	  	2/8/2022 	 (4)	Common Stock 	17202.598 	 	17202.598 	D 	
 	
Phantom Stock Units (5)	 (5)	 	 	  	  	  	  	2/9/2019 	 (5)	Common Stock 	2722.825 (5)	 	2722.825 (5)	D 	
 	
Option (6)	$21.67 	 	 	  	  	  	  	2/14/2015 	2/14/2022 	Common Stock 	45600 	 	45600 	D 	
 	
Option (6)	$27.41 	 	 	  	  	  	  	2/26/2016 	2/26/2023 	Common Stock 	43185 	 	43185 	D 	
 	
Phantom Stock Units (4)	 (4)	 	 	  	  	  	  	10/1/2022 	 (4)	Common Stock 	61452.662 	 	61452.662 	D 	

Explanation of Responses:	
(1) 	Because the stock fund component of the 401(k) Plan is accounted for in unit accounting, the number of share equivalents varies based on the closing price of SunTrust stock on the applicable measurement date.	
(2) 	Represents time-vested restricted stock units under the SunTrust Banks, Inc. 2009 Stock Plan. The Plan is exempt under Rule 16b-3. The restricted stock unit award agreements contain tax withholding features which allow us to withhold units to satisfy withholding obligations. Units will be settled in shares.	
(3) 	The phantom stock units were acquired under SunTrust Banks, Inc.'s Deferred Compensation Plan. These securities convert to common stock on a one-for-one basis.	
(4) 	Represents time-vested restricted stock units under the SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan. The Plan is exempt under Rule 16b-3. The restricted stock unit award agreements contain tax withholding features which allow us to withhold units to satisfy withholding obligations. Units will be settled in shares.	
(5) 	Represents performance-vested restricted stock units granted on February 9, 2016 under the SunTrust Banks, Inc. 2009 Stock Plan. Transaction represents the saisfaction of EPS/ROTCE/TSR performance conditions. Performance resulted in the award vesting at 140% of target; because performance resulted in the award vesting at greater than 130% of target, the amount that vested in excess of 130% is subject to a one-year deferral The Plan is exempt under Rule 16b-3. The restricted stock unit award agreements contain tax withholding features which allow us to withhold units to satisfy withholding obligations. Units will be settled in shares.	
(6) 	Granted pursuant to the SunTrust Banks, Inc. 2009 Stock Plan. Award vests annually over three years from the grant date.	
(7) 	The price reported in Column 4 is the weighted average price. The shares were sold in multiple transactions at prices ranging from $69.98 to $70.09. The reporting person has provided to SunTrust Banks, Inc. full information regarding the number of shares sold at each separate price within the range set forth in this footnote.	

Reporting Owners	
Reporting Owner Name / Address	Relationships	
	Director	10% Owner	Officer	Other	
Cummins Hugh S. III
303 PEACHTREE STREET, NE
ATLANTA, GA 30308			Co-COO/Wholesale Segment Exec		

Signatures		
Curt Phillips, Attorney-in-Fact for Hugh S. Cummins III		11/22/2019	
**Signature of Reporting Person		Date

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.	
*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).	
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).	
Note:	File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.	
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